Dec 17 2014 hanin all

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ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ด ํ•œ์ธ์‹ ๋ฌธ

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์ง€๋‚˜ ์ตœ

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์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค ์ „๋ฌธ Realtor

Million Dollar Guild

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๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ ์ „๊ตญ 1์œ„ ์ฃผํƒโ€ข์ฝ˜๋„โ€ข๋น„์ง€๋‹ˆ์Šค

978-866-3248

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ 617. 780. 1675 annajung@newstarrealty.com ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ

December. 17. 2014

ginachoi@newstarrealty.com

13 Campbell St. Woburn, MA 01801 ๊ด‘๊ณ ๋ฌธ์˜ TEL: 617.795.0207 / haninhoebo@gmail.com Vol.15 / No. 47

๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ดํ•œ์ธํšŒ, ํ™•๋Œ€ ์ด์‚ฌํšŒ ๊ฐœ์ตœ ํ˜„ ์ง‘ํ–‰๋ถ€๊ฐ€ ๋‚ด๋…„ 3์›” ์ดํšŒ ์ „๊นŒ์ง€ ํ˜„ํ–‰์ฒด์ œ ์œ ์ง€ํ•˜๊ธฐ๋กœ ๊ฒฐ์ • ์ „์ง ํšŒ์žฅ ๋ฐ ์ด์‚ฌ์žฅ ๋ชจ์ž„์ธ ๊ณ ๋ฌธ๋‹จ์—์„œ๋Š” ์•„๋ฌด๋„ ์ฐธ์„ ์•ˆํ•ด....

๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ดํ•œ์ธํšŒ๋Š” ์ง€๋‚œ 11์ผ ํ™•๋Œ€ ์ด์‚ฌํšŒ๋ฅผ ๊ฐœ์ตœํ•˜์—ฌ ํ•œ์ธํšŒ์žฅ ์„ ์ž„ ๋“ฑ ํ•œ์ธํšŒ ํ˜„์•ˆ ๋ฌธ์ œ์— ๋Œ€ํ•œ ํšŒ์˜๋ฅผ ์ง„ํ–‰ํ•˜์˜€๋‹ค.

์ง€๋‚œ 12์›” 11์ผ ๋ชฉ์š”์ผ ๋‰ด์ž‰๊ธ€๋žœ ๋“œ๋ณด์Šคํ„ดํ•œ์ธํšŒ๋Š” ์ฐจ๊ธฐ ํ•œ์ธํšŒ์žฅ ์„ ์ž„ ๋“ฑ ํ•œ์ธํšŒ ํ˜„์•ˆ๋ฌธ์ œ๋ฅผ ํ˜‘์˜ํ•˜๊ณ ์ž ํ˜„ ์ด์‚ฌ๋Š” ๋ฌผ๋ก  ์ „์ง ํ•œ์ธํšŒ์žฅ ๋ฐ ์ด์‚ฌ์žฅ ๋ชจ์ž„์ธ ๊ณ ๋ฌธ๋‹จ๊นŒ์ง€๋„ ํฌํ•จํ•œ ํ™•๋Œ€ ์ด ์‚ฌํšŒ๋ฅผ ํ•œ์ธํšŒ๊ด€์—์„œ ๊ฐœ์ตœํ•˜์˜€๋‹ค. ์ด๋‚  ์ด์‚ฌํšŒ์—๋Š” ์•ˆ๋ณ‘ํ•™ ์ด์‚ฌ, ๋‚จ๊ถ

์—ฐ ์ด์‚ฌ, ์žฅ์ˆ˜์ธ ๋ถ€ํšŒ์žฅ, ํ•œ์„ ์šฐ ํšŒ์žฅ, ์ด๊ฒฝํ•ด ์ด์‚ฌ, ํ•œ์ˆœ์šฉ ์ด์‚ฌ, ์ตœํ•œ๊ธธ ์ด ์‚ฌ ๋“ฑ 8๋ช…์˜ ํ˜„์ง ์ด์‚ฌ๋งŒ์ด ์ฐธ์„ํ•˜์˜€ ๊ณ  ๊ณ ๋ฌธ๋‹จ์—์„œ๋Š” ์•„๋ฌด๋„ ์ฐธ์„ํ•˜์ง€ ์•Š ์•˜๋‹ค. ํ•œ์„ ์šฐ ํšŒ์žฅ์€ ๊ฐœํšŒ์— ์•ž์„œ ๋ณธ ์ด์‚ฌ ํšŒ์˜ ์ฐธ์„์„ ์œ„ํ•ด ๊ณ ๋ฌธ๋‹จ ์†Œ์† ์ „์ง ํšŒ

์žฅ๋“ค์—๊ฒŒ ์ง์ ‘ ์ „ํ™”ํ•˜์—ฌ ์ฐธ์„์„ ๋ถ€ํƒ ํ–ˆ์ง€๋งŒ ์•„๋ฌด๋„ ๋‚˜์˜ค์‹œ์ง€ ์•Š์•˜๋‹ค๋ฉฐ ํ•œ ์ธํšŒ ํ™œ๋™์— ์ค‘์ถ”์  ์—ญํ• ์„ ํ•ด ์ฃผ์…”์•ผ ํ•  ๋ถ„๋“ค์ด ํ•œ์ธํšŒ ํ™œ๋™์— ๋ฌด๊ด€์‹ฌ ํ•œ ํ˜„ ์ƒํ™ฉ์— ์ผ๋ฐ˜ ํ•œ์ธ์‚ฌํšŒ์˜ ๋™์ฐธ์„ ํ˜ธ์†Œ ํ•˜๊ธฐ๊ฐ€ ๊ถ์ƒ‰ํ•ด ์ง„๋‹ค๋ฉฐ ์•„์‰ฌ์›€์„ ํ† ๋กœ ํ–ˆ๋‹ค.

์ด๋‚  ํ™•๋Œ€ ์ด์‚ฌํšŒ์—์„œ๋Š” ์ฐจ๊ธฐ ํ•œ์ธ ํšŒ์žฅ ์„ ์ž„์— ๋Œ€ํ•œ ์•ˆ๊ฑด๋ฐ ํ˜„์•ˆ ๋ฌธ์ œ ์— ๋Œ€ํ•ด ํ† ์˜๊ฐ€ ์ด๋ฃจ์–ด์กŒ๋‹ค. ๋จผ์ € ์ด์‚ฌ๋“ค์€ ๋งŽ์€ ๋…ธ๋ ฅ์„ ๊ธฐ์šฐ ๋ ค ์—ฌ๋Ÿฌ๋ช…์˜ ํ•œ์ธํšŒ์žฅ ํ›„๋ณด๋“ค๊ณผ ์ƒ ์˜ํ•ด ๋ณด์•˜์ง€๋งŒ ์–ด๋Š ๋ˆ„๊ตฌ๋„ ํ•œ์ธํšŒ ์žฅ ์ง์„ ์ˆ˜๋ฝํ•œ ๋ถ„์ด ์—†๋‹ค๋ฉฐ ํ•œ์ธํšŒ ์žฅ ๊ณต๋ฐฑ์ƒํƒœ์˜ ํ•œ์ธํšŒ ํ˜„์‹ค์„ ์•ˆํƒ€ ๊นŒ์›Œ ํ–ˆ๋‹ค. ์ด์— ์ด์‚ฌํšŒ์—์„œ๋Š” ๋‚ด๋…„ 3์›” ์ •๊ธฐ ์ดํšŒ ์ „๊นŒ์ง€ ํ˜„ ์ง‘ํ–‰๋ถ€๊ฐ€ ํ˜„ํ–‰ ์ฒด์ œ ๋ฅผ ์œ ์ง€ํ•ด ์ค„ ๊ฒƒ์„ ๋ถ€ํƒํ–ˆ๊ณ  ํ•œ์„ ์šฐ ํšŒ์žฅ์€ ์ด๋ฅผ ์ˆ˜๋ฝ, ์ดํšŒ ์ „๊นŒ์ง€ ํ•œ์ธ ํšŒ์žฅ ์ง๋ฌด๋Œ€ํ–‰์˜ ๋น„์ƒ์ฒด์ œ๋ฅผ ์œ ์ง€ํ•˜ ๊ธฐ๋กœ ํ•ฉ์˜ํ–ˆ๋‹ค. ์ด์–ด์ง„ ํ† ๋ก ์—์„œ ํ•œ์ธํšŒ๊ฐ€ ์•ˆ๊ณ ์žˆ ๋Š” ํ˜„์•ˆ ๋ฌธ์ œ์— ๋Œ€ํ•ด ์ด์‚ฌ๋“ค์˜ ์˜๊ฒฌ ์ด ๊ฐœ์ง„๋˜์—ˆ๋‹ค. ๊ฐ€์žฅ ์‹œ๊ธ‰ํ•œ ๋ฌธ์ œ๋กœ๋Š” ํ•œ์ธํšŒ์˜ ์žฌ ์ •์— ๋Œ€ํ•œ ๋ฌธ์ œ์˜€๋‹ค. ์ด๋ฅผ ์œ„ํ•ด ์ด์‚ฌ ๋“ค์€ ๋จธ๋ฆฌ๋ฅผ ๋งž๋Œ€๊ณ  ํ† ์˜ํ–ˆ์ง€๋งŒ ๋พฐ ์กฑํ•œ ํ•ด๊ฒฐ์ฑ…์€ ๋‚˜์˜ค์ง€ ์•Š์•˜๋‹ค. ์ด์‚ฌ๋“ค์€ ํ•œ์ธํšŒ ์ง‘ํ–‰๋ถ€๊ฐ€ ์ด์‚ฌ ์ง„ ํ™•์ถฉ์ด๋‚˜ ํ•œ์ธํšŒ๋ณด ์˜์—… ๊ฐ•ํ™”๋ฅผ ํ†ตํ•ด ์žฌ์ •์„ ํ™•๋ณดํ•˜๋Š” ๋ฐฉ์•ˆ์„ ์ œ์‹œ ํ–ˆ๋‹ค. ์ด์— ํ•œ์ธํšŒ๋ณด๋Š” ์˜์—…์ธ๋ ฅ ๋ณด๊ฐ•์„ ํ†ตํ•œ ๊ด‘๊ณ ์ฃผ ๋ชจ์ง‘์— ๋งŽ์€ ๋…ธ๋ ฅ์„ ๊ธฐ ์šธ์—ฌ ํ˜„ ํ•œ์ธํšŒ์˜ ์žฌ์ •๋ฌธ์ œ๋ฅผ ํƒ€๊ณ„ ํ•ด ๋‚˜๊ฐ€๊ธฐ๋กœ ๊ฒฐ์ •ํ–ˆ๋‹ค. (KSNE)

#1 Lender in Massachusetts!

์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ ๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค

EXCELLENT RATES | LOW CLOSING COSTS | ADVICE YOU CAN TRUST Call me today for a free pre-approval!

์ƒ๊ฐ€ ํˆฌ์ž์šฉ E2 ๋น„์ž ์‚ฌ์—…์ฒด ๋ฌด๋ฃŒ ์ƒ๋‹ด

F (617) 395-6865 | Kakao Talk ID: ezerlee elee@mortgagemaster.com | www.mortgagemaster.com/elee

P (781) 591-2722

๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ

์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979

MA LIC # MLO859995

1.800.867.9000 / Cell.508.962.2689 kayleebrokers@aol.com

Ezer Lee

Languages: English & Korean 44 Trapelo Road, Belmont, MA 02478

NMLS #859995

Mortgage Master, Inc. NMLS # 4251 /MA Lender/Broker MC4251

C.P.A. ์ •์ง„์ˆ˜ ์ด๋ฌธํ•ญ๋ณดํ—˜ ๊ณต์ธํšŒ๊ณ„์‚ฌ์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ 

Prescott&Son Insurance Agency ์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๋ฌผ๊ฑด Commercial

BOP/Works Comp ์•„ํŒŒํŠธ Tenant

781-325-3406 mleeins@gmail.com

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์ˆ˜์ž” ์•ˆ ๋ถ€๋™์‚ฐ ์ฃผํƒ, ์ฝ˜๋„ ๋ถ„์–‘, 2 ํŒจ๋ฐ€๋ฆฌ ์ „๋ฌธ ๋นŒ๋”ฉ ์ „๋ฌธ

339-224-1512 Susan.ahn@centrerealtygroup.com

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ /๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l IRS ๋ฌธ์ œ ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ์‚ฌ์—…์ฒด ๋ฒ•์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๊ฐ์‚ฌ l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ๋ฐ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ l IRS,์„œ๋น„์Šค TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰ / Payroll

Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—… (MBA) Pricewater House Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ ํ˜„์žฌ Baystate Tax Principal

TEL. 781-849-0800 / 508-580-3946(ํ•œ์ธ์ „์šฉ), Fax. 781-849-0848 Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674

220 Forbes Rd., Suite 206, Braintree, MA 02184 528 Pleasant St. Suite 2, Brockton, MA 02301

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ• ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ

TEL. 781-932-0400 FAX. 781-932-0403

3 Baldwin Green Common, Suite 210, Woburn, MA 01801

ClaraPaik.com clarapaik@newstarrealty.com


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