Jan 14 2015 hanin all

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ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ด ํ•œ์ธ์‹ ๋ฌธ

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์ง€๋‚˜ ์ตœ

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์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค ์ „๋ฌธ Realtor

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๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ ์ „๊ตญ 1์œ„ ์ฃผํƒโ€ข์ฝ˜๋„โ€ข๋น„์ง€๋‹ˆ์Šค

978-866-3248

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ 617. 780. 1675 annajung@newstarrealty.com ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ

January. 14. 2014

ginachoi@newstarrealty.com

13 Campbell St. Woburn, MA 01801 ๊ด‘๊ณ ๋ฌธ์˜ TEL: 617.795.0207 / haninhoebo@gmail.com Vol.16 / No. 2

์žฌ์™ธ๊ตญ๋ฏผ ์ฃผ๋ฏผ๋“ฑ๋ก์ฆ 22์ผ๋ถ€ํ„ฐ ๋ฐœ๊ธ‰ ์‹œ์ž‘ ์žฌ์™ธ๊ตญ๋ฏผ 2015๋…„ 1์›”22๋ถ€ํ„ฐ 2016๋…„ 6์›”30์ผ ํ•œ๊ตญ ๊ฑฐ์ฃผ์ง€ ์ยท๋ฉดยท๋™์‚ฌ๋ฌด์†Œ์— ์žฌ์™ธ๊ตญ๋ฏผ ์‹ ๊ณ  ํ›„ ์ฃผ๋ฏผ๋“ฑ๋ก์ฆ์œผ๋กœ ๋ณ€๊ฒฝํ•ด์•ผ ์žฌ์™ธ๊ณต๊ด€(๋ณด์Šคํ„ด์ด์˜์‚ฌ๊ด€)์—์„œ๋Š” ๋ฐœ๊ธ‰ ์•ˆํ•ด, ํ•œ๊ตญ์—์„œ๋งŒ ๋ฐœ๊ธ‰ ๊ฐ€๋Šฅ ๋ฏธ ์˜์ฃผ๊ถŒ์ž ๋“ฑ ํ•ด์™ธ์— ๊ฑฐ์ฃผํ•˜๋Š” ์žฌ์™ธ ๊ตญ๋ฏผ๋“ค์„ ๋Œ€์ƒ์œผ๋กœ ํ•œ ์žฌ์™ธ๊ตญ๋ฏผ์šฉ ์ฃผ๋ฏผ๋“ฑ ๋ก์ฆ์ด ์˜ค๋Š” 22์ผ๋ถ€ํ„ฐ ์ผ์ œํžˆ ๋ฐœ๊ธ‰์ด ์‹œ ์ž‘๋œ๋‹ค. ํ•œ๊ตญ ํ–‰์ •์ž์น˜๋ถ€๋Š” ๊ตญ์™ธ ๊ฑฐ์ฃผํ•˜๋Š” ์žฌ์™ธ ๊ตญ๋ฏผ๋„ ๊ตญ๋‚ด ์ฃผ๋ฏผ๋“ฑ๋ก์„ ์œ ์ง€ํ•  ์ˆ˜ ์žˆ๋„๋ก ํ•˜๋Š” โ€˜์žฌ์™ธ๊ตญ๋ฏผ ์ฃผ๋ฏผ๋“ฑ๋ก ์ œ๋„โ€™๋ฅผ ์˜ค๋Š” 22 ์ผ๋ถ€ํ„ฐ ์‹œํ–‰ํ•œ๋‹ค๊ณ  7์ผ ๋ฐํžˆ๊ณ  ์žฌ์™ธ๊ตญ๋ฏผ ์ฃผ๋ฏผ๋“ฑ๋ก์ฆ์˜ ๊ฒฌ๋ณธ์„ ๊ณต๊ฐœํ–ˆ๋‹ค. ์ด์— ๋”ฐ๋ผ ์ฃผ๋ฏผ๋“ฑ๋ก์ด ๋ง์†Œ๋œ ํ•ด์™ธ ๊ฑฐ์ฃผ ์˜์ฃผ๊ถŒ์ž๊ฐ€ ๊ตญ๋‚ด์— 30์ผ ์ด์ƒ ์ฒด๋ฅ˜ํ•  ๋ชฉ ์ ์œผ๋กœ ์ž…๊ตญํ•  ๊ฒฝ์šฐ ๋” ์ด์ƒ ํ•œ๊ตญ์— ๊ฑฐ์†Œ ์‹ ๊ณ ๋ฅผ ํ•  ํ•„์š” ์—†์ด ์ตœ์ข… ์ฃผ์†Œ์ง€ ์๋ฉด๋™ ์‚ฌ๋ฌด์†Œ๋‚˜ ์ฃผ๋ฏผ์„ผํ„ฐ์— ์žฌ์™ธ๊ตญ๋ฏผ ์‹ ๊ณ ๋ฅผ ํ•˜ ๋ฉด ์ฃผ๋ฏผ๋“ฑ๋ก์ฆ์„ ๋ฐœ๊ธ‰๋ฐ›์„ ์ˆ˜ ์žˆ๋‹ค. ๋‹จ, ์žฌ ์™ธ๊ตญ๋ฏผ์šฉ ์ฃผ๋ฏผ๋“ฑ๋ก์ฆ์€ ๋งŒ 17์„ธ ์ด์ƒ์ด๋ผ ์•ผ ๋ฐ›์„ ์ˆ˜ ์žˆ์œผ๋ฉฐ, ๋ณด์Šคํ„ด์ด์˜์‚ฌ๊ด€ ๋“ฑ ์žฌ ์™ธ๊ณต๊ด€์„ ํ†ตํ•ด์„œ๋Š” ๋ฐœ๊ธ‰๋˜์ง€ ์•Š๋Š”๋‹ค. ๋˜ ์ด๋ฒˆ ์ œ๋„ ์‹œํ–‰์œผ๋กœ ํ˜„ ์ฃผ๋ฏผ๋“ฑ๋ก์ž( ๊ฑฐ์ฃผ์ž)๊ฐ€ ๊ตญ์™ธ๋กœ ์ด์ฃผํ•ด๋„ ์ฃผ๋ฏผ๋“ฑ๋ก์ด ๋ง ์†Œ๋˜์ง€ ์•Š๊ณ  ๊ทธ๋Œ€๋กœ ์œ ์ง€ํ•  ์ˆ˜ ์žˆ์–ด ๋ถ€๋™ ์‚ฐ ๋งค๋งค, ๊ธˆ์œต๊ฑฐ๋ž˜ ๋“ฑ ํ•œ๊ตญ ๋‚ด ์ž์‚ฐ๊ด€๋ฆฌ ๋ฐ ํ–‰์ •๊ธฐ๊ด€ ์—…๋ฌด์ฒ˜๋ฆฌ๊ฐ€ ํ•œ์ธต ์ˆ˜์›”ํ•ด์งˆ ๊ฒƒ์œผ ๋กœ ๊ธฐ๋Œ€๋ฅผ ๋ชจ์œผ๊ณ  ์žˆ๋‹ค. ํ–‰์ž๋ถ€๋Š” ํ•ด์™ธ ์˜์ฃผ๊ถŒ์ž ์•ฝ 112๋งŒ๋ช… ์ค‘ ํ•œ๊ตญ๋‚ด ๊ฑฐ์†Œ์‹ ๊ณ ์ž 8๋งŒ์—ฌ๋ช…, ์—ฐ๊ฐ„ ํ‰๊ท  ๊ตญ ์™ธ์ด์ฃผ์ž 3๋งŒ์—ฌ๋ช… ๋“ฑ ์•ฝ 11๋งŒ๋ช…์ด ์˜ฌํ•ด

์žฌ์™ธ๊ตญ๋ฏผ ์ฃผ๋ฏผ๋“ฑ๋ก์„ ์‹ ๊ณ ํ•  ๊ฒƒ์œผ๋กœ ๋‚ด๋‹ค ๋ดค๋‹ค. ์žฌ์™ธ๊ตญ๋ฏผ๋“ค์€ 2015๋…„ 1์›”22๋ถ€ํ„ฐ 2016 ๋…„ 6์›”30์ผ ์‚ฌ์ด์— ํ•œ๊ตญ์˜ ๊ฑฐ์ฃผ์ง€๋ฅผ ๋‹ด ๋‹นํ•˜๋Š” ์ยท๋ฉดยท๋™์‚ฌ๋ฌด์†Œ์— ์žฌ์™ธ๊ตญ๋ฏผ ์‹ ๊ณ ๋ฅผ ํ•˜๊ณ  ์ฃผ๋ฏผ๋“ฑ๋ก์ฆ์œผ๋กœ ๋ณ€๊ฒฝํ•ด์•ผ ํ•œ๋‹ค. ์ด ๊ธฐ๊ฐ„์— ์‹ ๊ณ ํ•˜์ง€ ์•Š์„ ๊ฒฝ์šฐ 2016๋…„ 7์›”1 ์ผ๋ถ€ํ„ฐ ํ˜„ ๊ฑฐ์†Œ์‹ ๊ณ ์ฆ์˜ ํšจ๋ ฅ์ด ์ƒ์‹ค๋œ๋‹ค. ํ•œํŽธ ์™ธ๊ต๋ถ€์— ํ•ด์™ธ์ด์ฃผ ์‹ ๊ณ ๋ฅผ ํ•˜๋ฉด ์ยท๋ฉดยท๋™์˜ ๊ตญ์™ธ์ด์ฃผ ์‹ ๊ณ ๊นŒ์ง€ ์ž๋™ ์ฒ˜๋ฆฌ ๋˜๋„๋ก ์ ˆ์ฐจ๋ฅผ ๊ฐ„์†Œํ™”๋˜๊ณ , ์žฌ์™ธ๊ตญ๋ฏผ์ด ๊ตญ ๋‚ด ์ฃผ์†Œ์ง€ ์ยท๋ฉด์‚ฌ๋ฌด์†Œ ๋ฐ ๋™์ฃผ๋ฏผ์„ผํ„ฐ์— ์ธ๊ฐ์„ ์‹ ๊ณ ํ•  ์ˆ˜ ์žˆ๋Š” ๊ฐœ์ • ์ธ๊ฐ์ฆ๋ช…๋ฒ• ๋„ 22์ผ๋ถ€ํ„ฐ ํ•จ๊ป˜ ์‹œํ–‰๋œ๋‹ค. ์ด์ „์—๋Š” ์ตœ ์ข… ์ฃผ์†Œ์ง€๋‚˜ ๋“ฑ๋ก ๊ธฐ์ค€์ง€(๊ตฌ ๋ณธ์ ์ง€)์— ์ธ ๊ฐ์„ ์‹ ๊ณ ํ•ด์•ผ ํ–ˆ๋‹ค.

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์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ ๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค

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F (617) 395-6865 | Kakao Talk ID: ezerlee elee@mortgagemaster.com | www.mortgagemaster.com/elee

P (781) 591-2722

๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ

์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979

MA LIC # MLO859995

1.800.867.9000 / Cell.508.962.2689 kayleebrokers@aol.com

Ezer Lee

Languages: English & Korean 44 Trapelo Road, Belmont, MA 02478

NMLS #859995

Mortgage Master, Inc. NMLS # 4251 /MA Lender/Broker MC4251

C.P.A. ์ •์ง„์ˆ˜ ์ด๋ฌธํ•ญ๋ณดํ—˜ ๊ณต์ธํšŒ๊ณ„์‚ฌ์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ 

Prescott&Son Insurance Agency ์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๋ฌผ๊ฑด Commercial

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781-325-3406 mleeins@gmail.com

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์ˆ˜์ž” ์•ˆ ๋ถ€๋™์‚ฐ ์ฃผํƒ, ์ฝ˜๋„ ๋ถ„์–‘, 2 ํŒจ๋ฐ€๋ฆฌ ์ „๋ฌธ ๋นŒ๋”ฉ ์ „๋ฌธ

339-224-1512 Susan.ahn@centrerealtygroup.com

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ /๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l IRS ๋ฌธ์ œ ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ์‚ฌ์—…์ฒด ๋ฒ•์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๊ฐ์‚ฌ l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ๋ฐ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ l IRS,์„œ๋น„์Šค TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰ / Payroll

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TEL. 781-849-0800 / 508-580-3946(ํ•œ์ธ์ „์šฉ), Fax. 781-849-0848 Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674

220 Forbes Rd., Suite 206, Braintree, MA 02184 528 Pleasant St. Suite 2, Brockton, MA 02301

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ• ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ

TEL. 781-932-0400 FAX. 781-932-0403

3 Baldwin Green Common, Suite 210, Woburn, MA 01801

ClaraPaik.com clarapaik@newstarrealty.com


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Jan 14 2015 hanin all by jinyoung park - Issuu