Jan-16-2013. KSNE Vol.14, No2

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ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ์šฐ๋ฆฌ์‹ ๋ฌธ

The New England Korean News

ํ•œ์ธํšŒ๋ณด

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ 13 Campbell Street Woburn, MA 01801

www.bostonks.com January. 16. 2013

๊ธˆ์ฃผ์˜ ์ฃผ์š” ๋‰ด์Šค

ํ•œ์„ ์šฐ ํšŒ์žฅ ๋‹ดํ™”๋ฌธ

The New England Korean News TEL: 781.933.8822 / FAX: 781.933.8855 / haninhoebo@gmail.com

โ€˜์‚ด์ธ ๋…๊ฐโ€™ 47๊ฐœ์ฃผ๊นŒ์ง€ ํ™•๋Œ€โ€ฆ ๋ณด์Šคํ„ด ์ด์–ด ๋‰ด์š•์ฃผ๋„ ๋ณด๊ฑด ๋น„์ƒ์‚ฌํƒœ ์„ ํฌ

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๋…๊ฐ์œผ๋กœ ์ธํ•œ ์‚ฌ๋ง์ž 100๋ช… ๋„˜์–ด...

๋Œ€ํ•œ๋ฏผ๊ตญ ์•Œ๋ฆฌ๋ฏธ ํ™œ๋™๋ณด๊ณ  3Page

[ํ•œ์ธํšŒ๋ณด ์‚ฌ์„ค] ์†”๊ฐœ์˜ ์„ ํƒ 4Page

ํ•œ์ธํšŒ, 3.1์ ˆํ–‰์‚ฌ ๋ฌธํ™”ํ–‰์‚ฌ ๊ฐ•ํ™”ํ‚ค๋กœ.. 5Page

ํ•œ๊ตญ ๊ณต์ธ์ธ์ฆ์„œ ํ•ด์™ธ๋™ํฌ๋„ ๋ฐœ๊ธ‰ 8Page

๋ฏธ๊ตญ๋Œ€ํ•™์ž…์‹œ SAT์ž˜ ๊ณต๋žตํ•˜๋ ค๋ฉด.. 21Page

[๊ธฐ๊ณ ๋ฌธ] ์„ ์ง„ํ™” ํ•˜๋Š” ์ƒˆ ๋™ํฌ์‚ฌํšŒ 29Page

์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ ๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค ์ƒ๊ฐ€ ํˆฌ์ž์šฉ

โ€˜์‚ด์ธ ๋…๊ฐโ€™์ด 50๊ฐœ ์ค‘ 47๊ฐœ์ฃผ๋กœ ํผ์ ธ ์‚ฌ๋ง์ž๊ฐ€ 100๋ช…์„ ํ›Œ์ฉ ๋„˜์–ด์„ฐ๋‹ค. ๋ณด์Šคํ„ด์‹œ์— ์ด์–ด ๋‰ด์š•์ฃผ๋„ 12์ผ ๊ณต์ค‘๋ณด๊ฑด ๋น„์ƒ์‚ฌํƒœ ๋ฅผ ์„ ํฌํ•˜๋Š” ๋“ฑ ๋น„์ƒ์ด ๊ฑธ๋ ธ ๋‹ค. ํŠนํžˆ ์งˆ๋ณ‘ํ†ต์ œ์˜ˆ๋ฐฉ์„ผํ„ฐ (CDC)๊ฐ€ 122๊ฐœ ๋„์‹œ์˜ ์ „ ์ฒด ์‚ฌ๋ง์ž ์ค‘ 7.3%๊ฐ€ ๊ฐ๊ธฐ ๋‚˜ ํ๋ ด์œผ๋กœ ์ˆจ์ ธ ๋…๊ฐ์ด โ€˜ ์œ ํ–‰๋‹จ๊ณ„โ€™์— ์ ‘์–ด๋“ค์—ˆ๋‹ค ๊ณ  ๋ฐœํ‘œํ•œ ๊ฐ€์šด๋ฐ ์‚ฌ๋ง์ž ์ˆ˜

๊ฐ€ ๊ณ„์† ๋Š˜๊ณ  ์žˆ๋‹ค. ์ „๊ตญ์˜ ๋ณ‘์›์—” ์˜ˆ๋ฐฉ์ ‘์ข… ์ฃผ์‚ฌ๋ฅผ ๋งž์œผ๋ ค๋Š” ์‚ฌ๋žŒ๋“ค๊ณผ ํ™˜์ž๋“ค๋กœ ๋„˜์ณ๋‚˜๊ณ  ์žˆ๋‹ค๊ณ  CNN๊ณผ ํญ์Šค๋‰ด์Šค ๋“ฑ์ด ๋ณด ๋„ํ–ˆ๋‹ค. ์•„์ง ์„ฑ์ธ ์‚ฌ๋ง์ž์— ๋Œ€ํ•œ ๊ณต์‹ํ†ต๊ณ„๋Š” ๋‚˜์˜ค์ง€ ์•Š๊ณ  ์žˆ ์œผ๋‚˜ ๋ฏธ๋„ค์†Œํƒ€์ฃผ์—์„œ๋งŒ 27 ๋ช…์ด ์‚ฌ๋งํ•˜๋Š” ๋“ฑ ์ „๊ตญ์ ์œผ ๋กœ 100์—ฌ๋ช…์˜ ๋…๊ฐ ํฌ์ƒ์ž ๊ฐ€ ๋ฐœ์ƒํ•œ ๊ฒƒ์œผ๋กœ ์ „ํ•ด์ง€๊ณ 

์žˆ๋‹ค. CDC๋Š” ํ˜„์žฌ 50๊ฐœ ์ฃผ ๊ฐ€ ์šด๋ฐ ๋…๊ฐ ๋ฐ”์ด๋Ÿฌ์Šค๊ฐ€ ํผ์ง€ ์ง€ ์•Š์€ ๊ณณ์€ ์บ˜๋ฆฌํฌ๋‹ˆ์•„์™€ ๋ฏธ์‹œ์‹œํ”ผ ํ•˜์™€์ด ๋“ฑ 3๊ฐœ์ฃผ ์— ๋ถˆ๊ณผํ•˜๋ฉฐ ์ด๋ฏธ โ€˜์‚ด์ธ๋… ๊ฐ ๋ฐ”์ด๋Ÿฌ์Šคโ€™๊ฐ€ ์ „๊ตญ์œผ๋กœ ํผ์กŒ๊ณ  ์ผ๋ถ€ ์ง€์—ญ์—์„  ๋…๊ฐ ๋ฐฑ์‹ ์ด ๋™๋‚˜ ๋ฐœ์„ ๋™๋™ ๊ตฌ๋ฅด ๊ณ  ์žˆ๋‹ค๊ณ  ๋ฐํ˜”๋‹ค. ์•ค๋“œ๋ฃจ ์ฟ ์˜ค๋ชจ ๋‰ด์š• ์ฃผ์ง€ ์‚ฌ๋Š” ์ด๋‚  ํŠน๋‹จ์˜ ๋Œ€์ฑ…์ด ํ•„

์ •์ง„์ˆ˜ ํšŒ๊ณ„์‚ฌ ์‚ฌ๋ฌด์‹ค์ด ํ™•์žฅ ์ด์ „์„ ํ†ตํ•ด ์ƒˆ๋กญ๊ฒŒ ๋‹จ์žฅํ–ˆ์Šต๋‹ˆ๋‹ค.

๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  ์‚ฌ์—…์ฒด์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ๋ฐ ์„ธ๋ฌด๋ณด๊ณ  ๋ฌธ์ œ ์ƒ๋‹ด ํ•ด๊ฒฐ์ƒ๋‹ด l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ๊ณต์ธํšŒ๊ณ„์‚ฌ IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ/l IRS ๊ฒฝ์˜์ง„๋‹จ ๋ฐ๋ฐ ์ ˆ์„ธ ๊ณต์ธํšŒ๊ณ„์‚ฌC.P.A C.P.A l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ ์‚ฌ์—…์ฒด ๋ฒ•์ธ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌ l IRS, TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰๋ฒˆํ˜ธ (ITIN) Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—… (MBA) Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—…(MBA) Pricewater House Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ Pricewater House andํ˜„์žฌ Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ Baystate Tax Principal

์ •์ง„์ˆ˜ ์ •์ง„์ˆ˜

E2๋น„์ž ์‚ฌ์—…์ฒด ๋ฌด๋ฃŒ์ƒ๋‹ด 1-800-867-9000 508. 962.2689 Cell

www.leebrokers.biz kayleebrokers@aol.com

๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ ์ฃผํƒ/์ฝ˜๋„ ๋น„์ฆˆ๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979 clarapaik@newstarrealty.com clarapaik.com clarapaik@newstarrealty.com

Vol. 14 No.2

ํ˜„์žฌ Baystate Tax Principal

Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674 TEL. 781-849-0800 / 508-580-3946 (ํ•œ์ธ์ „์šฉ), 528 Pleasant St. Suite 2, Brockton, MA 02301FAX. 781-849-0848 220 Forbes Rd., suite 206, Braintree, MA. 02184

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ๊ตญ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

์š”ํ•˜๋‹ค๊ณ  ํŒ๋‹จ ์ƒํ›„ 6๊ฐœ์›” ์ด ์ง€๋‚œ ์˜์•„๋ถ€ํ„ฐ 18์„ธ ์ฒญ ์†Œ๋…„์—๊ฒ ์•ฝ์‚ฌ๋“ค์ด ์˜ˆ๋ฐฉ์ ‘ ์ข…์ฃผ์‚ฌ๋ฅผ ์ค„ ์ˆ˜ ์žˆ๋„๋ก ํ—ˆ ์šฉํ•˜๋Š” ํ–‰์ •๋ช…๋ น์„ ํฌํ•จํ•œ ๊ณต์ค‘๋ณด๊ฑด ๋น„์ƒ์‚ฌํƒœ๋ฅผ ์„ ํฌ ํ–ˆ๋‹ค. ์ตœ์•…์˜ ๋…๊ฐ์œผ๋กœ ๋ฐฑ์‹ ์— ๋Œ€ํ•œ ์ˆ˜์š”๋„ ๊ธ‰์ฆํ•˜๊ณ  ์žˆ๋‹ค. CDC ๊ด€๊ณ„์ž๋“ค์€ โ€œ์ƒํ™ฉ์ด ํ˜ธ์ „๋˜๋ ค๋ฉด ์ตœ์†Œ 1.2์ฃผ๊ฐ€ ๋” ๊ฑธ๋ฆด ๊ฒƒโ€์ด๋ผ๋ฉฐ โ€œ์ด๋ฒˆ ๋…๊ฐ์ด ๊ณ„์† ์‹ฌ๊ฐํ•˜๊ฒŒ ๊ฐˆ์ง€ ์™„ํ™” ์กฐ์ง์„ ๋ณด์ผ์ง€๋Š” ์‹œ๊ฐ„ ์ด ์ง€๋‚˜๋ด์•ผ ์•Œ ๊ฒƒ ๊ฐ™๋‹คโ€๊ณ  ๋งํ–ˆ๋‹ค. ๊ทธ๋Ÿฌ๋‚˜ ์ผ๋ถ€ ์ง€์—ญ์—์„œ๋Š” ๋…๊ฐ ์ฆ์„ธ๊ฐ€ ์กฐ๊ธˆ์”ฉ ์™„ํ™”๋  ์กฐ์ง์„ ๋ณด์ด๊ณ  ์žˆ๋‹ค๊ณ  AP ํ†ต์‹ ์€ ์ „ํ–ˆ๋‹ค. ํŠนํžˆ ๋…๊ฐ ์ด ๊ธฐ์Šน์„ ๋ถ€๋ฆฌ๋Š” ์ง€์—ญ์œผ๋กœ ๋ถ„๋ฅ˜๋œ ์ฃผ๋Š” 29๊ฐœ์—์„œ 24 ๊ฐœ๋กœ ์ค„์–ด๋“ค์—ˆ๋‹ค. ๋…๊ฐ์ฆ์„ธ ์™„ํ™”์ง€์—ญ์€ ํ”Œ๋กœ๋ฆฌ๋‹ค์™€ ์•„ ์นธ์†Œ ์‚ฌ์šฐ์Šค์บ๋กค๋ผ์ด๋‚˜ ๋“ฑ ์ฃผ๋กœ ๋™๋‚จ๋ถ€ ์ง€์—ญ์œผ๋กœ ๋‚˜ํƒ€ ๋‚ฌ๋‹ค. ์ด๋ฒˆ ๋ฏธ๊ตญ ๋…๊ฐ์€ ์ „์—ผ์„ฑ ์ด ๋งค์šฐ ๊ฐ•ํ•˜๋ฉฐ ๊ธฐ์นจ๊ณผ ๊ณ ์—ด ์„ ๋™๋ฐ˜ํ•œ ๊ฐ๊ธฐ ์ฆ์„ธ๊ฐ€ ์ตœ์†Œ 3์ฃผ๊ฐ€๋Ÿ‰ ์ง€์†๋˜๋Š” ๊ฒƒ์œผ๋กœ ์•Œ๋ ค์ ธ ์žˆ๋‹ค.

์ด๋ฌธํ•ญ๋ณดํ—˜ ์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๊ฑด๋ฌผ Commercial BOP Workers Comp ์•„ํŒŒํŠธ Tenant

781-325-3406 mleeway@hotmail.com mleeins@gmail.com Prescott & Son Insurance Agency

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ•, ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ 15 N.E. Executive Park, Burington, MA 01803

์ฃผํƒ์œต์ž, ์žฌ์œต์ž Ezer Lee (NMLS# 859995)

์‹ ๋ขฐ์™€ ์„ฑ์‹ค๋กœ ๋๊นŒ์ง€ ๋„์™€๋“œ๋ฆฝ๋‹ˆ๋‹ค

781.591.2722

TEL. 617-742-7707 Fax : 617-507-2696

www.ARBCFinancialMortgage.com Ezer.Lee@arbc-emortgage.com Broker License # MB3066


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Jan-16-2013. KSNE Vol.14, No2 by jinyoung park - Issuu