Jan-23-2013. KSNE Vol.14, No.3

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ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ์šฐ๋ฆฌ์‹ ๋ฌธ

The New England Korean News

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ

January. 23. 2013

๊ธˆ์ฃผ์˜ ์ฃผ์š” ๋‰ด์Šค ๊น€๋ฌธ์†Œ ์žฅ๋กœ ํ•œ์ธํšŒ์› 1,000๋ช…์‹œ๋Œ€ 2Page

ํ•œ์ธํšŒ๋ณด

์ •ํšŒ์› 1,000๋ช… ์‹œ๋Œ€!!! ์šฐ๋ฆฌ ํ•จ๊ป˜ ์—ด์–ด ๊ฐ‘์‹œ๋‹ค ๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ

www.bostonks.com

The New England Korean News TEL: 781.933.8822 / FAX: 781.933.8855 / haninhoebo@gmail.com

Vol. 14 No.3

์˜ค๋ฐ”๋งˆ ์ง‘๊ถŒ2๊ธฐ ์ถœ๋ฒ” ํ†ตํ•ฉยทํ‰๋“ฑยท๋™๋งน ๊ฐ•์กฐ

๋ฐ•๊ทผํ˜œ ๋Œ€ํ†ต๋ น ์ทจ์ž„์‹ ์ฐธ์„ ํฌ๋ง์ž ์ถ”์ฒœ 4Page

์œ ์—” ์•ˆ๋ณด๋ฆฌ ๋Œ€๋ถ์ œ์žฌ ๊ฐ•ํ™” 8Page

์˜ค๋ฐ”๋งˆ์˜ ์ƒˆ๋กœ์šด ์ž„๊ธฐ ์ƒˆ๋กœ์šด ๊ณผ์ œ 17Page

๊ฐ€์žฅ ํšจ์œจ์ ์ธ ์˜๋Œ€ ์ง„ํ•™ ๋Œ€๋น„์ฑ… 21Page

[๊ธฐ๊ณ ๋ฌธ] ์ฒ ์ƒˆ์™€ ํ…ƒ์ƒˆ 24Page

1๋…„๊ฐ„์˜ ๋ณด์Šคํ†ค ์ƒํ™œ์„ ๋งˆ๋ฌด๋ฆฌ ํ•˜๋ฉฐ... 27Page

์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ ๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค ์ƒ๊ฐ€ ํˆฌ์ž์šฉ

์˜ค๋ฐ”๋งˆ ๋ฏธ๊ตญ ๋Œ€ํ†ต๋ น์˜ ์ง‘๊ถŒ 2๊ธฐ๊ฐ€ ๊ณต์‹ ์ถœ๋ฒ”ํ–ˆ๋‹ค. ์˜ค๋ฐ”๋งˆ ๋Œ€ํ†ต๋ น์€ 21์ผ ๋‘๋ฒˆ์งธ ์ทจ์ž„์‹ ์„ ์—ด๊ณ  ์ œ2๊ธฐ์˜ ์‹œ์ž‘์„ ๊ณต์‹ ์ ์œผ๋กœ ๊ณตํ‘œํ–ˆ๋‹ค. ์ทจ์ž„์‹์ด ์—ด๋ฆฌ๋Š” ์›Œ์‹ฑํ„ด D.C.์—๋Š” ์Œ€์Œ€ํ•œ ๋‚ ์”จ์—๋„ ์žฌ ์ž„์— ์„ฑ๊ณตํ•œ ์ตœ์ดˆ์˜ ํ‘์ธ ๋Œ€ํ†ต ๋ น์˜ ๋‘๋ฒˆ์งธ ์ทจ์ž„์‹์„ ์ง์ ‘ ๋ณด ๋ ค๋Š” ์ธํŒŒ๋กœ ์ƒˆ๋ฒฝ๋ถ€ํ„ฐ ๋ถ์ƒˆํ†ต ์„ ์ด๋ค˜๋‹ค. ์›Œ์‹ฑํ„ดDC ๊ตญํ† ์•ˆ๋ณด๋ถ€๋Š” ์ด ๋‚  ์ทจ์ž„์‹ ์ธํŒŒ๊ฐ€ 50๋งŒ~70๋งŒ ๋ช… ์ •๋„๋กœ ์˜ˆ์ƒ๋œ๋‹ค๊ณ  ๋ฐํ˜”๋‹ค. ์ง€๋‚œ 2009๋…„ ์ฒซ ์ทจ์ž„์‹์˜ ๊ด€

๋žŒ๊ฐ 200๋งŒ๋ช…์— ๋น„ํ•˜๋ฉด ์ธํŒŒ ๊ฐ€ ์ค„์—ˆ์ง€๋งŒ ์ทจ์ž„์‹์ด ์—ด๋ฆฌ๋Š” ๋‚ด์…”๋„๋ชฐ(NW) ์ผ๋Œ€๋Š” ๋ฐœ ๋”” ๋”œ ํ‹ˆ ์—†์ด ๊ฐ€๋“ ์ฐผ๋‹ค. ์˜ค๋ฐ”๋งˆ๋Š” ์ง‘๊ถŒ2๊ธฐ ์ทจ์ž„์‚ฌ์— ์„œ ๊ตญ๊ฐ€ ํ†ตํ•ฉ๊ณผ ํ‰๋“ฑ์„ ๊ฐ•์กฐํ•˜ ๋ฉด์„œ๋„ ์ •์น˜์ โ€˜์ ˆ๋Œ€์ฃผ์˜โ€™๊ฐ€ ๋ณ€ํ™”์™€ ์‡„์‹ ์„ ๋ฐฉํ•ดํ•ด์„œ๋Š” ์•ˆ ๋œ๋‹ค๊ณ  ๊ฒฝ๊ณ ํ–ˆ๋‹ค. โ€œ์šฐ๋ฆฌ ๊ตญ๋ฏผ์€(We the People)โ€์ด๋ผ๋Š” ํ—Œ๋ฒ• ์„œ๋‘๋ฅผ ๋ฐ˜ ๋ณตํ•˜๋ฉด์„œ ๋ฏธ๊ตญ์˜ ๊ฑด๊ตญ์ง„์‹ค๊ณผ ํ˜„์žฌ์˜ ์ •์น˜๋ถ€์กฐํ™” ๋ฐ ์žฅ์• ๋ฅผ ์กฐํ™”์‹œํ‚ฌ ๋ฐฉ๋ฒ•์„ ์ œ์•ˆํ–ˆ๋‹ค. ๊ธ€๋กœ๋ฒŒ ๋™๋งน ๊ฐ•ํ™”๋„ ๊ฐ•์กฐํ–ˆ

๋‹ค. ๊ทธ๋Š” ์ „ ์„ธ๊ณ„์™€ โ€œ๊ฐ•๋ ฅํ•œ ๋™๋งนโ€์„ ๊ณต๊ณ ํ™”ํ•  ๊ฒƒ์ด๋ผ๋ฉฐ โ€œ๋ฏธ๊ตญ์€ ์ง€๊ตฌ์ดŒ ๊ตฌ์„๊ตฌ์„์— ๊ฐ•๋ ฅํ•œ ๋™๋งน์—์„œ ๋‹ป์˜ ์—ญํ• ์„ ์œ ์ง€ํ•  ๊ฒƒโ€์ด๋ผ๊ณ  ๋งํ–ˆ๋‹ค. ์ด ์™ธ์—๋„ ์—ฌ์„ฑ๊ณผ ๋™์„ฑ์• ์ž์˜ ๋™ ๋“ฑํ•œ ๊ถŒ๋ฆฌ์™€ ์ด๋ฏผ์ž ๋“ฑ ์†Œ์ˆ˜ ๊ณ„ ์ธต์˜ ๊ถŒ๋ฆฌ์— ๋Œ€ํ•ด์„œ๋„ ๋™๋“ฑํ•ด ์•ผ ํ•œ๋‹ค๊ณ  ์˜นํ˜ธํ–ˆ๊ณ  ์ง€๊ตฌ ์˜จ๋‚œ ํ™” ์œ„ํ˜‘์— ๋Œ€์‘ํ•˜๋ฉฐ ์ •์น˜์  ์žฅ ์• ๋ฅผ ๊ทน๋ณตํ•˜๊ธฐ ์œ„ํ•œ ๋…ธ๋ ฅ๋„ ์ง€ ์†ํ•˜๊ฒ ๋‹ค๊ณ  ์•ฝ์†ํ–ˆ๋‹ค. ์—ฐ์„ค์ด ๋๋‚˜๊ณ  ์ผˆ๋ฆฌ ํด๋ฝ์Šจ ์˜ ๊ณต์—ฐ๊ณผ ํžˆ์ŠคํŒจ๋‹‰ ๋™์„ฑ์•  ์‹œ ์ธ ๋ฆฌ์ฒ˜๋“œ ๋ธ”๋ผ์ฝ”์˜โ€˜์ถ•์‹œโ€™

์ •์ง„์ˆ˜ ํšŒ๊ณ„์‚ฌ ์‚ฌ๋ฌด์‹ค์ด ํ™•์žฅ ์ด์ „์„ ํ†ตํ•ด ์ƒˆ๋กญ๊ฒŒ ๋‹จ์žฅํ–ˆ์Šต๋‹ˆ๋‹ค.

๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  ์‚ฌ์—…์ฒด์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ๋ฐ ์„ธ๋ฌด๋ณด๊ณ  ๋ฌธ์ œ ์ƒ๋‹ด ํ•ด๊ฒฐ์ƒ๋‹ด l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ๊ณต์ธํšŒ๊ณ„์‚ฌ IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ/l IRS ๊ฒฝ์˜์ง„๋‹จ ๋ฐ๋ฐ ์ ˆ์„ธ ๊ณต์ธํšŒ๊ณ„์‚ฌC.P.A C.P.A l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ ์‚ฌ์—…์ฒด ๋ฒ•์ธ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌ l IRS, TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰๋ฒˆํ˜ธ (ITIN) Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—… (MBA) Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—…(MBA) Pricewater House Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ Pricewater House andํ˜„์žฌ Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ Baystate Tax Principal

์ •์ง„์ˆ˜ ์ •์ง„์ˆ˜

E2๋น„์ž ์‚ฌ์—…์ฒด ๋ฌด๋ฃŒ์ƒ๋‹ด 1-800-867-9000 508. 962.2689 Cell

www.leebrokers.biz kayleebrokers@aol.com

๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ ์ฃผํƒ/์ฝ˜๋„ ๋น„์ฆˆ๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979 clarapaik@newstarrealty.com clarapaik.com clarapaik@newstarrealty.com

ํ˜„์žฌ Baystate Tax Principal

Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674 TEL. 781-849-0800 / 508-580-3946 (ํ•œ์ธ์ „์šฉ), 528 Pleasant St. Suite 2, Brockton, MA 02301FAX. 781-849-0848 220 Forbes Rd., suite 206, Braintree, MA. 02184

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ๊ตญ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

๊ฐ€ ์ด์–ด์กŒ๊ณ  ๋น„์š˜์„ธ๊ฐ€ ๊ตญ๊ฐ€๋ฅผ ๋ถˆ๋ €๋‹ค. ์˜ค๋ฐ”๋งˆ ๋Œ€ํ†ต๋ น์€ ์ทจ์ž„์—ฐ์„ค ์„ ๋๋‚ด๊ณ  ์˜ํšŒ๋กœ ์ž๋ฆฌ๋ฅผ ์˜ฎ ๊ฒจ 2๊ธฐ ํ–‰์ •๋ถ€์˜ ์‹ ์ž„ ์žฅ๊ด€๊ธ‰ ์„ ์ง€๋ช…ํ•˜๋Š” ์„œ๋ฅ˜์— ๊ณต์‹ ์„œ๋ช… ์„ ๋งˆ์ณค๊ณ  ์˜ํšŒ์—์„œ ์ƒํ•˜์›์˜ ์›๋“ค๊ณผ ํ•จ๊ป˜ํ•˜๋Š” ๊ธฐ๋… ์˜ค์ฐฌ์„ ๊ฐ€์กŒ๋‹ค. ์˜ค๋ฐ”๋งˆ ๋Œ€ํ†ต๋ น์€ 22์ผ ์›Œ์‹ฑ ํ„ด ๋Œ€์„ฑ๋‹น์—์„œ ๊ตญ๊ฐ€ ์กฐ์ฐฌ๊ธฐ๋„ ํšŒ๋ฅผ ํ•˜๋Š” ๊ฒƒ์œผ๋กœ 2๊ธฐ ์—…๋ฌด๋ฅผ ๊ฐœ์‹œํ•œ๋‹ค. (KSNE)

์ด๋ฌธํ•ญ๋ณดํ—˜ ์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๊ฑด๋ฌผ Commercial BOP Workers Comp ์•„ํŒŒํŠธ Tenant

781-325-3406 mleeway@hotmail.com mleeins@gmail.com Prescott & Son Insurance Agency

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ•, ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ 15 N.E. Executive Park, Burington, MA 01803

์ฃผํƒ์œต์ž, ์žฌ์œต์ž Ezer Lee (NMLS# 859995)

์‹ ๋ขฐ์™€ ์„ฑ์‹ค๋กœ ๋๊นŒ์ง€ ๋„์™€๋“œ๋ฆฝ๋‹ˆ๋‹ค

781.591.2722

TEL. 617-742-7707 Fax : 617-507-2696

www.ARBCFinancialMortgage.com Ezer.Lee@arbc-emortgage.com Broker License # MB3066


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