July 22 2015 hanin all

Page 1

ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ด ํ•œ์ธ์‹ ๋ฌธ

www.bostonks.com

์ง€๋‚˜ ์ตœ

์• ๋‚˜ ์ • MAโ€ขNH Broker

์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค ์ „๋ฌธ Realtor

Million Dollar Guild

ABRโ€ขCRSโ€ขCIPS

๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ ์ „๊ตญ 1์œ„ ์ฃผํƒโ€ข์ฝ˜๋„โ€ข๋น„์ง€๋‹ˆ์Šค

978-866-3248

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ 617. 780. 1675 annajung@newstarrealty.com ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ

ginachoi@newstarrealty.com

13 Campbell St. Woburn, MA 01801 ๊ด‘๊ณ ๋ฌธ์˜ TEL: 781.933.8822 / haninhoebo@gmail.com Vol.16 / No. 27

ํ•จ๊ป˜ ๋‚˜๋ˆ„๋Š” ๊ณ , ๋ณด ํ•˜ ์Šค

ํ•จ๊ป˜ ๊ฑท๊ณ , ํ•จ๊ป˜ ๋งํ•˜๊ณ , ํ•จ๊ป˜ ๋‚˜๋ˆ„๋Š” ๋ณด์Šคํ„ด ํ•œ์ธํšŒ !

ํšŒ ํ•œ์ธ

๏ฟฝ๏ฟฝ๏ฟฝ ๏ฟฝA ๏ฟฝ

ํ•จ๊ป˜ ๏ฟฝ๊ณ , ํ•จ๊ป˜

๊ด‘๋ณต 70์ฃผ๋…„ ๊ธฐ๋…

ํ„ด

๏ฟฝ๏ฟฝ ๏ฟฝ๏ฟฝ ๏ฟฝ ๏ฟฝ๏ฟฝ๏ฟฝ ๏ฟฝ๏ฟฝ ๏ฟฝ๏ฟฝ

๋ณด์Šคํ„ด ํ•œ์ธํšŒ โ€œ์‹ ๋ช…๋‚˜๋Š” ํ•œ์ธ์‚ฌํšŒ ๋งŒ๋“ค๊ธฐ ์ œ2ํƒ„โ€

๏ฟฝ๏ฟฝ ๏ฟฝ

JULY.22. 2015

๋ง

๋ณด์Šคํ„ด ํ•œ์ธํšŒ

ํ•œ๋ฏธ ์—ฐํ•ฉ ์ฒด์œก๋Œ€ํšŒ & ์•ผ์œ ํšŒ

๋ณธ ํ–‰์‚ฌ๋Š” ํ•œ์ธ์‚ฌํšŒ๊ฐ€ ์ค‘์‹ฌ์ด ๋œ ํ•œ๋ฏธ ์ปค๋ฎค๋‹ˆํ‹ฐ ๊ต๋ฅ˜์˜ ๊ต๋‘๋ณด๊ฐ€ ๋  ๊ฒƒ ์ž…๋‹ˆ๋‹ค. ๋ณด์Šคํ„ดํ•œ์ธํšŒ์—์„œ ๋Œ€ํ•œ๋ฏผ๊ตญ ๊ด‘๋ณต 70์ฃผ๋…„์„ ๊ธฐ๋…ํ•˜๊ณ  ํ•˜๋‚˜๋˜๋Š” ๋ณด์Šคํ„ด ํ•œ์ธ์‚ฌํšŒ๋ฅผ ์œ„ํ•ด ํ•œ์ธ ์•ผ์œ ํšŒ ๋ฐ ์ฒด์œก๋Œ€ํšŒ๋ฅผ ์ค€๋น„ํ•˜์˜€์Šต๋‹ˆ๋‹ค. ํ•œ์ธ ๋ชจ๋‘๊ฐ€ ์ฐธ์—ฌํ•˜์—ฌ ํ•จ๊ป˜ ํ•˜์—ฌ ํ•˜๋‚˜๋˜๊ณ  ํ•จ๊ป˜ ๋‚˜๋ˆ„์–ด ํ–‰๋ณตํ•œ ํ•œ์ธ์‚ฌํšŒ๋ฅผ ๋งŒ๋“ค์–ด ๊ฐ‘์‹œ๋‹ค.

ํ•ด๋ฐฉ๋‘ฅ์ด(45๋…„ ์ƒ) ํŠน๋ณ„์ดˆ์ฒญ ๊ด‘๋ณต 70๋…„์„ ๋งž์•„ ์ง„ํ–‰๋œ ์ด๋ฒˆ ํ–‰์‚ฌ์— 45๋…„์ƒ ํ•ด๋ฐฉ๋‘ฅ์ด๋ฅผ ํŠน๋ณ„ ์ดˆ์ฒญํ•˜์˜ค๋‹ˆ ๋ชจ๋‘ ์ฐธ์„ํ•˜์‹œ์–ด ์ž๋ฆฌ๋ฅผ ๋น›๋‚ด ์ฃผ์‹œ๊ธฐ ๋ฐ”๋ž๋‹ˆ๋‹ค. (๊ด‘๋ณต์ ˆ ๊ธฐ๋…ํ–‰์‚ฌ ๋งŒ์„ธ์‚ผ์ฐฝ ์„ ์ฐฝ)

์•ˆ๋…•ํ•˜์‹ญ๋‹ˆ๊นŒ? ๋ณด์Šคํ„ด ํ•œ์ธํšŒ ๊น€๊ฒฝ์› ํšŒ์žฅ์ž…๋‹ˆ๋‹ค. ๋ฌด๋”์šด ์—ฌ๋ฆ„์˜ ํ•œ ๊ฐ€์šด๋ฐ ๊ฐ€๋‚ด ํ‰์•ˆ๊ณผ ํ•˜์‹œ๋Š” ์‚ฌ์—… ๋ชจ๋‘ ์ข‹์€์ผ์ด ๊ฐ€๋“ํ•˜์‹œ๊ธธ ๋ฐ”๋ž๋‹ˆ๋‹ค. ๋จผ์ € ์ง€๋‚œ 7080์ฝ˜์„œํŠธ์— ๋ณด๋‚ด์ฃผ์‹  ์„ฑ์›์— ๊ฐ์‚ฌ๋“œ๋ฆฝ๋‹ˆ๋‹ค. ๋ฌผ์‹ฌ์–‘๋ฉด ๋ณด๋‚ด์ฃผ์‹  ๊ท€ํ•˜์˜ ๊ด€์‹ฌ๊ณผ ์„ฑ์›์œผ๋กœ ํ–‰์‚ฌ๋ฅผ ์„ฑ๊ณต๋ฆฌ์— ๋งˆ๋ฌด๋ฆฌ ํ–ˆ์Šต๋‹ˆ๋‹ค. ๊ฑฐ๋“ญ ๊ฐ์‚ฌ์˜ ๋ง์”€ ์˜ฌ๋ฆฝ๋‹ˆ๋‹ค. ๋‹ค๋ฆ„์ด ์•„๋‹ˆ์˜ค๋ผ ์ €ํฌ ๋ณด์Šคํ„ด ํ•œ์ธํšŒ๋Š” ๋Œ€ํ•œ๋ฏผ๊ตญ ๊ด‘๋ณต 70์ฃผ๋…„์„ ๋งž์•„ ์˜ค๋Š” 8์›”15์ผ Watertown์— ์œ„์น˜ํ•œ Arsenal Park์—์„œ ๊ด‘๋ณต์ ˆ ๊ธฐ๋…์‹ ๋ฐ ํ•œ์ธ ์ฒด์œก๋Œ€ํšŒ ๊ฒธ ์•ผ์œ ํšŒ๋ฅผ ์ง„ํ–‰ํ•˜๊ณ ์ž ํ•ฉ๋‹ˆ๋‹ค. ๋ณธ ํ–‰์‚ฌ๋Š” ํ•œ์ธํšŒ์—์„œ ์ฃผ๊ด€ํ•˜๊ณ  ๋ณด์Šคํ„ด ์ด์˜์‚ฌ๊ด€ ๋ฐ ๊ฐ ํ•œ์ธ๋‹จ์ฒด์—์„œ ํ˜‘์ฐฌํ•˜๋Š” ์ด์ง€์—ญ ํ•œ์ธ์‚ฌํšŒ์˜ ์ตœ๋Œ€ ํ–‰์‚ฌ๋กœ ์ด๋ฅผ ํ†ตํ•ด ํ•œ์ธ๋“ค๊ณผ ๊ด‘๋ณต 70์ฃผ๋…„์˜ ๊ธฐ์จ์„ ํ•จ๊ป˜ ๋‚˜๋ˆ„๊ณ  ๊ทธ ์˜๋ฏธ๋ฅผ ๋˜์ƒˆ๊ธฐ๊ณ ์ž ํ•ฉ๋‹ˆ๋‹ค. ์•„์šธ๋Ÿฌ ๋ณธ ํ–‰์‚ฌ๋ฅผ ํ†ตํ•ด ๋ณด์Šคํ„ด ํ•œ์ธ์‚ฌํšŒ๊ฐ€ ๋”์šฑ ๋‹จํ•ฉํ•˜๊ณ  ํ•˜๋‚˜๋˜๋Š” ๊ธฐ์จ์„ ๋‚˜๋ˆ„๊ณ ์ž ํ•˜์˜ค๋‹ˆ ๊ณต์‚ฌ๋‹ค๋ง ํ•˜์‹œ๋”๋ผ๋„ ๊ผญ ์ฐธ์„ํ•˜์‹œ์–ด ์ž๋ฆฌ๋ฅผ ๋น›๋‚ด ์ฃผ์‹œ๊ธธ ์•™์ฒญํ•ฉ๋‹ˆ๋‹ค. ์ €ํฌ ํ•œ์ธํšŒ๋Š” ํ™”ํ•ฉ๊ณผ ๊ธฐ์จ์˜ ์žฅ์ด ๋  ์ด๋ฒˆ ํ–‰์‚ฌ๋ฅผ ์œ„ํ•ด ๋ชจ๋“  ํ•œ์ธ์ด ํ•จ๊ป˜ ์ฆ๊ธธ ์ˆ˜ ์žˆ๋Š” ๋‹ค์–‘ํ•œ ํ”„๋กœ๊ทธ๋žจ๊ณผ ํ‘ธ์งํ•œ ์Œ์‹ ๊ทธ๋ฆฌ๊ณ  ํ’์„ฑํ•œ ์ƒํ’ˆ์„ ์ค€๋น„ํ•˜์˜€์Šต๋‹ˆ๋‹ค. ์ถ•๊ตฌ, ๋†๊ตฌ, ์กฑ๊ตฌ๋ฅผ ๋น„๋กฏํ•œ ๋‹ค์–‘ํ•œ ์ข…๋ชฉ์˜ ์Šคํฌ์ธ ์™€ ๋…ธ๋ž˜์ž๋ž‘์„ ๋น„๋กฏํ•œ ๋ ˆํฌ๋ฆฌ์—์ด์…˜์„ ํ†ตํ•ด ์Šน๋ถ€๋ฅผ ๊ฐ€๋ฅด๊ธฐ ๋ณด๋‹ค๋Š” ํ•จ๊ป˜ํ•˜๋Š” ์ฆ๊ฑฐ์›€์„ ๋งŒ๋ฝํ•˜๋Š”๋ฐ ์ค€๋น„์˜ ์ด๋ ฅ์„ ๊ธฐ์šธ์ด๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

์ฐธ๊ฐ€์ž ์ „์›์—๊ฒŒ ์ ˆ์ „ํ˜• LED์ „๊ตฌ์™€ ๋ฉ€ํ‹ฐํƒญ์„ ๋“œ๋ฆฝ๋‹ˆ๋‹ค.

๊ฐ ์ˆœ์„œ๋ณ„๋กœ ๊ฐœ์ธ ๋ฐ ๋‹จ์ฒด์˜ ์ฐธ์—ฌ๊ฐ€ ๊ฐ€๋Šฅํ•œ ๋งŒํผ ๋‹ค์–‘ํ•œ ์ˆœ์„œ์— ์ฐธ๊ฐ€ํ•˜์…”์„œ ์ด๋ฒˆ ํ–‰์‚ฌ๋ฅผ ๋น›๋‚ด์ฃผ์‹œ๊ธฐ ๋ถ€ํƒ ๋“œ๋ฆฝ๋‹ˆ๋‹ค.

๊ด‘๋ณต 70์ฃผ๋…„ ๊ธฐ๋…

ํ•œ๋ฏธ ์—ฐํ•ฉ ์ฒด์œก๋Œ€ํšŒ & ์•ผ์œ ํšŒ

๋˜ํ•œ, ์ด๋ฒˆ ํ–‰์‚ฌ์˜ ์„ฑ๊ณต์  ์ง„ํ–‰์„ ์œ„ํ•ด ๊ฐ ํ•œ์ธ๋‹จ์ฒด์™€ ๊ฐœ์ธ์˜ ๋‹ค์–‘ํ•œ ํ›„์›๊ณผ ๋„์›€์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค. ํ›„์› ๋ฐ ํ˜‘์ฐฌ์— ๋Œ€ํ•œ ๊ฐ์ข… ๋ฌธ์˜๋Š” ํ•œ์ธํšŒ๋กœ ์—ฐ๋ฝ์ฃผ์‹œ๊ธฐ ๋ฐ”๋ž๋‹ˆ๋‹ค. ์ตœ๊ณ ์˜ ํ›„์›์€ ์—ฌ๋Ÿฌ๋ถ„์˜ ๊ด€์‹ฌ๊ณผ ์ฐธ์—ฌ์ž„์„ ๋ฏฟ์–ด ์˜์‹ฌ์น˜ ์•Š์Šต๋‹ˆ๋‹ค.

์ผ์‹œ : 2015๋…„ 8์›” 15์ผ (ํ† ์š”์ผ) ์˜ค์ „ 9์‹œ ๋ถ€ํ„ฐ

8์›”15์ผ 9์‹œ Arsenal Park์—์„œ ๋ต™๊ฒ ์Šต๋‹ˆ๋‹ค.

์žฅ์†Œ : Arsenal Park (485 Arsenal St. Watertown, MA 02472)

๊ฐ์‚ฌํ•ฉ๋‹ˆ๋‹ค.

๋ณด์Šคํ„ด ํ•œ์ธํšŒ ํšŒ์žฅ ๊น€๊ฒฝ์› ๋“œ๋ฆผ

์ฐธ๊ฐ€์‹ ์ฒญ : 781-933-8822 / 617-750-0207 haninhoebo@gmail.com

๊ด€๋ จ๊ธฐ์‚ฌ Page 4,5,10,11

Top Lender in Massachusetts!

์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ ๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค

EXCELLENT RATES | LOW CLOSING COSTS | ADVICE YOU CAN TRUST Call me today for a free pre-approval!

์ƒ๊ฐ€ ํˆฌ์ž์šฉ E2 ๋น„์ž ์‚ฌ์—…์ฒด ๋ฌด๋ฃŒ ์ƒ๋‹ด

F (617) 395-6865 | Kakao Talk ID: ezerlee elee@mortgagemaster.com | www.mortgagemaster.com/elee

P (781) 591-2722

๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ

์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979

MA LIC # MLO859995

1.800.867.9000 / Cell.508.962.2689 kayleebrokers@aol.com

Ezer Lee NMLS #859995

Languages: English & Korean 44 Trapelo Road, Belmont, MA 02478

loanDepot.com, LLC d/b/a Mortgage Master, 102 Elm Street, Walpole, MA 02081. Telephone 508-850-4100; Fax 508-850-4200. All rights reserved. NMLS ID #174457 (www.nmlsconsumeraccess.org/) Massachusetts Mortgage Lender/Broker License MC174457

C.P.A. ์ •์ง„์ˆ˜ ์ด๋ฌธํ•ญ๋ณดํ—˜ ๊ณต์ธํšŒ๊ณ„์‚ฌ์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ 

Prescott&Son Insurance Agency ์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๊ฑด๋ฌผ Commercial

BOP/Works Comp ์•„ํŒŒํŠธ Tenant

781-325-3406 mleeins@gmail.com

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ /๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l IRS ๋ฌธ์ œ ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ์‚ฌ์—…์ฒด ๋ฒ•์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๊ฐ์‚ฌ l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ๋ฐ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ l IRS,์„œ๋น„์Šค TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰ / Payroll

Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—… (MBA) Pricewater House Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ ํ˜„์žฌ Baystate Tax Principal

TEL. 781-849-0800 / 508-580-3946(ํ•œ์ธ์ „์šฉ), Fax. 781-849-0848 Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674

220 Forbes Rd., Suite 206, Braintree, MA 02184 528 Pleasant St. Suite 2, Brockton, MA 02301

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Premier Realty Group

์ œ์ด์Šจ ์ „

617.642.5670

jason@bostonpremierrealty.com

ํ’๋ถ€ํ•œ ๊ฒฝํ—˜๊ณผ ์ „๋ฌธ์„ฑ์œผ๋กœ ๋ช…์พŒํ•œ ํ•ด๋‹ต์„ ๋“œ๋ฆฝ๋‹ˆ๋‹ค. Lexington, Newton, Allston, Brighton, Cambridge, Boston MA, RI ์ „์ง€์—ญ์˜ ๋ฆฌ์ŠคํŒ… ๊ตฌ์ถ•, ๋น ๋ฅธ ์ •๋ณด ์ „๋‹ฌ, ์ •ํ™•ํ•œ ์ •๋ณด ์ฒ ์ €ํ•œ ๋ถ„์„์œผ๋กœ ์ตœ์ ์˜ ๊ฒฐ๊ณผ ์ฐฝ์ถœ ์™„๋ฒฝํ•œ ํŒ€์›์„ ํ†ตํ•œ ์ฐจ๋ณ„ํ™”๋œ ๋ถ€๋™์‚ฐ ๋งˆ์ผ€ํŒ… ์ œ๊ณต

Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ• ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ

TEL. 781-932-0400 FAX. 781-932-0403

3 Baldwin Green Common, Suite 210, Woburn, MA 01801

ClaraPaik.com clarapaik@newstarrealty.com


Turn static files into dynamic content formats.

Createย aย flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.