June 25 2014 hanin all small

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ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ด ํ•œ์ธ์‹ ๋ฌธ

www.bostonks.com

์ง€๋‚˜ ์ตœ ์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค ์ „๋ฌธ Realtor

978-866-3248

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ

ginachoi@newstarrealty.com

ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ

June. 25. 2014

13 Campbell St. Woburn, MA 01801 ๊ด‘๊ณ ๋ฌธ์˜ TEL: 617.750.0207 / haninhoebo@gmail.com Vol.15 / No. 24

ํ•œ๊ตญ, ์•Œ์ œ๋ฆฌ์ „ ์™„ํŒจ, ๋ฉ€์–ด์ ธ๊ฐ„ 16๊ฐ• ๊ทธ๋ž˜๋„ ์•„์ง ์‹ค๋‚ฑ ํฌ๋ง์€ ์žˆ๋‹ค. ๋ฒจ๊ธฐ์—ๆˆฐ ๋Œ€์Šน๋• ์•Œ์ œ๋ฆฌ-๋Ÿฌ์‹œ์•„ ์Šน๋ถ€ ๋”ฐ๋ผ ์ง„์ถœ

๋ง์—ฐ์ž์‹ค! ์•Œ์ œ๋ฆฌ์™€์˜ ๋ธŒ๋ผ์งˆ ์›”๋“œ์ปต ์กฐ๋ณ„๋ฆฌ๊ทธ H์กฐ 2์ฐจ์ „์—์„œ ์•Œ์ œ๋ฆฌ ๋ผํ”ผํฌ ํ• ๋ฆฌ์‹œ์—๊ฒŒ ๊ณจ์„ ๋‚ด์ค€ ํ•œ๊ตญ๋Œ€ ํ‘œํŒ€ ์„ ์ˆ˜๋“ค์ด ๋ง์—ฐ์ž์‹คํ•˜๊ณ  ์žˆ๋‹ค.

ํ•œ๊ตญ์ด 2014 ๋ธŒ๋ผ์งˆ ์›”๋“œ ์ปต ์กฐ๋ณ„๋ฆฌ๊ทธ 2๋ฒˆ์งธ ๊ฒฝ๊ธฐ์—์„œ ์•Œ์ œ๋ฆฌ์— ์™„ํŒจํ•˜๋ฉด์„œ 16๊ฐ• ์ง„ ์ถœ์— ๋‚œํ•ญ์„ ๊ฒช๊ฒŒ ๋๋‹ค. ํ•œ๊ตญ์€ 22์ผ ๋ธŒ๋ผ์งˆ ํฌ๋ฅด ํˆฌ์•Œ๋ ˆ๊ทธ๋ฆฌ์˜ ๋ฒ ์ด๋ผํžˆ์šฐ ์ฃผ

๊ฒฝ๊ธฐ์žฅ์—์„œ ์—ด๋ฆฐ ์•Œ์ œ๋ฆฌ์™€์˜ ์กฐ๋ณ„๋ฆฌ๊ทธ H์กฐ 2์ฐจ์ „์—์„œ ์ „ ๋ฐ˜ 38๋ถ„ ์••๋ธ๋ฌด๋ฉ˜ ์ž๋ถ€(ํด๋Ÿฝ ์•„ํ”„๋ฆฌ์นธ)์˜ ๊ฒฐ์Šน๊ณจ, ํ›„๋ฐ˜ 17 ๋ถ„ ์•ผ์‹  ๋ธŒ๋ผํžˆ๋ฏธ(๊ทธ๋ผ๋‚˜๋‹ค) ์˜ ์ถ”๊ฐ€๊ณจ ๋“ฑ์„ ๋‚ด์ค˜ ์•Œ์ œ๋ฆฌ

์— 2-4๋กœ ์กŒ๋‹ค. ์ง€๋‚œ 17์ผ ๋Ÿฌ์‹œ์•„์™€ 1-1 ๋กœ ๋น„๊ธด ๋ฐ ์ด์–ด ํ•œ๊ตญ์€ ์กฐ๋ณ„ ๋ฆฌ๊ทธ ์ฒซ ์Šน์„ ์˜ฌ๋ฆฌ์ง€ ๋ชปํ•˜๊ณ  H์กฐ ์ตœํ•˜์œ„์ธ 4์œ„(์Šน์  1ยท ๊ณจ๋“์‹ค -2)์— ๋จธ๋ฌผ๋Ÿฌ 26์ผ

๋ฒจ๊ธฐ์—์™€์˜ ์กฐ๋ณ„๋ฆฌ๊ทธ ์ตœ์ข…์ „ (์ƒํŒŒ์šธ๋ฃจ์˜ ์ฝ”๋ฆฐ์น˜์•™์Šค ๊ฒฝ๊ธฐ ์žฅ)์„ ์•ž๋‘๊ณ  ๋ถ€๋‹ด๊ฐ์ด ๋”์šฑ ์ปค์กŒ๋‹ค. ํ•œ๊ตญ์€ ๋ฒจ๊ธฐ์—๋ฅผ ๊บพ ์–ด์•ผ๋งŒ 16๊ฐ• ์ง„์ถœ ๊ฐ€๋Šฅ์„ฑ์„ ํƒ€์ง„ํ•  ์ˆ˜ ์žˆ๋‹ค. ๋Ÿฌ์‹œ์•„๋ฅผ 1-0์œผ๋กœ ๋ฌผ๋ฆฌ์นœ ๋ฒจ๊ธฐ์—๊ฐ€ H์กฐ 1์œ„(์Šน์  6)์— ์˜ฌ๋ž๊ณ , ์•Œ์ œ๋ฆฌ(์Šน์  3ยท๊ณจ๋“ ์‹ค+1)์™€ ๋Ÿฌ์‹œ์•„(์Šน์  1ยท๊ณจ ๋“์‹ค -1)๊ฐ€ ๋’ค๋ฅผ ์ด์—ˆ๋‹ค. ์ด๋‚  ์›ํ†ฑ ์ŠคํŠธ๋ผ์ด์ปค ๋ฐ• ์ฃผ์˜(์•„์Šค๋„)๊ณผ ์ขŒ์šฐ ๋‚ ๊ฐœ ์† ํฅ๋ฏผ(๋ ˆ๋ฒ„์ฟ ์  ), ์ด์ฒญ์šฉ(๋ณผ ํ„ด), ๊ณจํ‚คํผ ์ •์„ฑ๋ฃก(์ˆ˜์›) ๋“ฑ ๋Ÿฌ์‹œ์•„์ „๊ณผ ๊ฐ™์€ ์„ ๋ฐœ์ง„์„ ๋‚ด ์„ธ์šด ํ•œ๊ตญ์€ ์ดˆ๋ฐ˜๋ถ€ํ„ฐ ์ˆ˜๋น„๊ฐ€ ํ”๋“ค๋ ค ์ „๋ฐ˜์—๋งŒ 3๊ณจ์„ ๋‚ด์คฌ ๋‹ค. ์•Œ์ œ๋ฆฌ์˜ ์ˆ˜๋น„ ๋’ท๊ณต๊ฐ„์„ ๋…ธ๋ฆฌ๋Š” ๊ฒŒ ์Šน๋ฆฌ์˜ ํ•ด๋ฒ•์ด๋ผ๊ณ  ์™ธ์น˜๋˜ ๊ฒƒ์ด ๋ฌด์ƒ‰ํ•˜๊ฒŒ ๋„๋ฆฌ์–ด ์•Œ์ œ๋ฆฌ์— ๋’ท๊ณต๊ฐ„์„ ๋‚ด์ฃผ๋ฉฐ ๊ณ  ์ „ํ–ˆ๋‹ค. ์ „๋ฐ˜ 26๋ถ„ ์ด์Šฌ๋žŒ ์Šฌ ๋ฆฌ๋งˆ๋‹ˆ(์Šคํฌ๋ฅดํŒ…)๊ฐ€ ํ•œ๊ตญ์˜ ์ค‘์•™ ์ˆ˜๋น„์ˆ˜ ๊น€์˜๊ถŒ(๊ด‘์ €์šฐ ํ—๋‹ค), ํ™์ •ํ˜ธ(์•„์šฐํฌ์Šค๋ถ€๋ฅด ํฌ)๋ฅผ ๋šซ๊ณ  ์™ผ๋ฐœ ์ŠˆํŒ…์„ ๊ฝ‚์•„

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์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ ๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค

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์ƒ๊ฐ€ ํˆฌ์ž์šฉ E2 ๋น„์ž ์‚ฌ์—…์ฒด ๋ฌด๋ฃŒ ์ƒ๋‹ด

F (617) 395-6865 | Kakao Talk ID: ezerlee elee@mortgagemaster.com | www.mortgagemaster.com/elee

P (781) 591-2722

์„ ์ œ๊ณจ์„ ๊ธฐ๋กํ–ˆ๋‹ค. ์ „์—ด์„ ์ •๋น„ํ•  ํ‹ˆ๋„ ์—†์ด ํ•œ๊ตญ์€ 2๋ถ„ ๋งŒ์— ๋ผํ”ผํฌ ํ• ๋ฆฌ ์‹œ(์ฝ”์ž„๋ธŒ๋ผ)์—๊ฒŒ ํ—ค๋”ฉ๊ณจ์„ ์–ป์–ด๋งž๊ณ  ๋Œ๋ ค ๋‹ค๋…”๋‹ค. ์ด์–ด ์ „๋ฐ˜ 38๋ถ„์—๋Š” ์Šฌ๋ฆฌ ๋งˆ๋‹ˆ์˜ ํŒจ์Šค๋ฅผ ์ž๋ถ€๊ฐ€ ์™ผ๋ฐœ๋กœ ๋งˆ๋ฌด๋ฆฌํ•˜๋ฉฐ ์•Œ์ œ๋ฆฌ์˜ ์„ธ ๋ฒˆ์งธ ๊ณจ์ด์ž ๊ฒฐ์Šน๊ณจ์„ ํ„ฐ๋œจ๋ ธ๋‹ค. ์ „๋ฐ˜์— ์ŠˆํŒ…์„ ํ•˜๋‚˜๋„ ๊ธฐ ๋กํ•˜์ง€ ๋ชปํ•  ์ •๋„๋กœ ๋ฌด๊ธฐ๋ ฅํ•œ ๊ณต๊ฒฉ๋ ฅ์— ์‹œ๋‹ฌ๋ฆฐ ํ•œ๊ตญ์€ ํ›„๋ฐ˜ 5๋ถ„ ๋งŒ์— ์†ํฅ๋ฏผ์ด ์›”๋“œ์ปต ๋ฌด ๋Œ€์—์„œ ์ฒซ ๊ณจ์„ ํ„ฐ๋œจ๋ ค ํฌ๋ง์˜ ๋ถˆ์”จ๋ฅผ ์‚ด๋ ธ๋‹ค. ์†ํฅ๋ฏผ์€ ๊ธฐ์„ฑ์šฉ(์Šค์™„์ง€ ์‹œํ‹ฐ)์ด ๊ธธ๊ฒŒ ๋„˜๊ฒจ์ค€ ๊ณต์„ ์žก ์•„ ํŽ˜๋„ํ‹ฐ์ง€์—ญ ์™ผ์ชฝ์—์„œ ๊ฐ•๋ ฅ ํ•œ ์™ผ๋ฐœ ์Š›์„ ๋‚ ๋ ค ๋งŒํšŒ๊ณจ์„ ํ„ฐ๋œจ๋ ธ๋‹ค. ์ด ๊ณจ์€ ํ•œ๊ตญ์ด ์›” ๋“œ์ปต ๋ณธ์„ ์—์„œ ๋”ฐ๋‚ธ ํ†ต์‚ฐ 30 ํ˜ธ ๊ณจ์ด๋‹ค. ๊ทธ๋Ÿฌ๋‚˜ ํ•œ๊ตญ์€ ํ›„๋ฐ˜ 17๋ถ„ ์—ญ์Šต ์ƒํ™ฉ์—์„œ ๋ธŒ๋ผํžˆ๋ฏธ์—๊ฒŒ ํ•œ ๊ณจ์„ ๋” ๋‚ด์ฃผ๋ฉฐ ํŒจ์ƒ‰์ด ์ง™ ์–ด์กŒ๋‹ค.ํ›„๋ฐ˜ 27๋ถ„ ๊ตฌ์ž์ฒ (๋งˆ ์ธ์ธ )์˜ ์ถ”๊ฒฉ๊ณจ์ด ํ„ฐ์กŒ์ง€๋งŒ ๋”๋Š” ์ซ“์•„๊ฐ€์ง€ ๋ชปํ–ˆ๋‹ค.

๋‰ด์Šคํƒ€ ๋ถ€๋™์‚ฐ

์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979

MA LIC # MLO859995

1.800.867.9000 / Cell.508.962.2689 kayleebrokers@aol.com

์ด๋ฌธํ•ญ๋ณดํ—˜

Prescott&son Insurance Agency

์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๊ฑด๋ฌผ Commercial BOP/Works Comp ์•„ํŒŒํŠธ Tenant

781-325-3406 mleeins@gmail.com

STEVEN IN REALTOR ์ธ์Šนํ™˜

C) 781-724-0282 MRINREALTOR@GMAIL.COM

Languages: English & Korean

Ezer Lee

44 Trapelo Road, Belmont, MA 02478

NMLS #859995

Mortgage Master, Inc. NMLS # 4251 /MA Lender/Broker MC4251

๊ณต์ธํšŒ๊ณ„์‚ฌ C.P.A. ์ •์ง„์ˆ˜

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ 

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ /๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l IRS ๋ฌธ์ œ ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ์‚ฌ์—…์ฒด ๋ฒ•์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๊ฐ์‚ฌ l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ๋ฐ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ l IRS,์„œ๋น„์Šค TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰ / Payroll

Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—… (MBA) Pricewater House Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ ํ˜„์žฌ Baystate Tax Principal

TEL. 781-849-0800 / 508-580-3946(ํ•œ์ธ์ „์šฉ), Fax. 781-849-0848 Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674

220 Forbes Rd., Suite 206, Braintree, MA 02184 528 Pleasant St. Suite 2, Brockton, MA 02301

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ• ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ

TEL. 781-932-0400 FAX. 781-932-0403

3 Baldwin Green Common, Suite 210, Woburn, MA 01801

ClaraPaik.com clarapaik@newstarrealty.com


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