May 7 2014 hanin all small

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ํ•œ์ธ์‚ฌํšŒ์™€ ํ•จ๊ป˜ํ•˜๋Š” ๋‰ด์ž‰๊ธ€๋žœ๋“œ๋ณด์Šคํ„ด ํ•œ์ธ์‹ ๋ฌธ

www.bostonks.com

์ง€๋‚˜ ์ตœ ์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค ์ „๋ฌธ Realtor

978-866-3248

๋‰ด์ž‰๊ธ€๋žœ๋“œํ•œ์ธํšŒ

ginachoi@newstarrealty.com

ํšŒ์žฅ/๋ฐœํ–‰์ธ : ํ•œ์„ ์šฐ

May. 7. 2014

13 Campbell St. Woburn, MA 01801 ๊ด‘๊ณ ๋ฌธ์˜ TEL: 617.750.0207 / haninhoebo@gmail.com Vol.15 / No. 17

๋ณด์Šคํ„ดํ•œ์ธํšŒ ํšŒ์žฅ๋‹จ, ํ•œ์ธ์‚ฌํšŒ ๋‹จ์ฒด ์ˆœ๋ฐฉ ์žฌ๊ฐœ ํ•œ์ธ์‚ฌํšŒ์˜ ์ ๊ทน์ ์ธ ๊ด€์‹ฌ.ํ–‰๋™.์ฐธ์—ฌ ํ˜ธ์†Œ โ€œํ–‰๋™ํ•˜๊ณ  ์‹ค์ฒœํ•˜๋Š” ๋™ํฌ๋“ค์˜ ๊ด€์‹ฌ์ด ํ•„์š”ํ•ฉ๋‹ˆ๋‹ค.โ€

๋ณด์Šคํ„ดํ•œ์ธ๊ตํšŒ ์ด์˜๊ธธ ๋ชฉ์‚ฌ(์‚ฌ์ง„ ์ขŒ๋กœ ์„ธ๋ฒˆ์งธ)์™€ ํ•จ๊ป˜

๋‰ด์ž‰๊ธ€๋žœ๋“œ ๋ณด์Šคํ„ด ํ•œ์ธํšŒ ํ•œ์„ ์šฐ ํšŒ์žฅ๊ณผ ํ•œ๋ฌธ์ˆ˜ ์ˆ˜์„ ๋ถ€ํšŒ์žฅ, ์žฅ์ˆ˜์ธ ๋ถ€ ํšŒ์žฅ์ด โ€œ๋ณด๋‹ค ํฐ ๊ด€์‹ฌ๊ณผ ์ ๊ทน์ ์ธ ์ฐธ ์—ฌโ€๋ฅผ ํ˜ธ์†Œํ•˜๋ฉด์„œ ์˜ฌํ•ด๋„ ํ•œ์ธ ๋‹จ์ฒด ์ˆœ๋ก€ ๊ธธ์— ์˜ฌ๋ž๋‹ค. ์ฒซ ํ–‰์„ ์ง€๋Š” ๋ธŒ๋ฃจํด๋ผ์ธ์— ์žˆ๋Š” ๋ณด ์Šคํ„ด ํ•œ์ธ ๊ตํšŒ. ์ง€๋‚œ ๋‹ฌ 27์ผ ์ด ๊ตํšŒ ๋ฅผ ๋ฐฉ๋ฌธํ•œ ํšŒ์žฅ๋‹จ์€ ์ด์˜๊ธธ ๋‹ด์ž„ ๋ชฉ์‚ฌ ์˜ ๋ฐฐ๋ ค๋กœ ๊ต์ธ๋“ค ์•ž์— ์„ฐ๋‹ค. ํ•œ ํšŒ์žฅ์€ ๊ฐ€์žฅ ๋จผ์ € โ€œ์ •ํšŒ์› ์ฒœ ๋ช… ์‹œ๋Œ€๋ฅผ ์—ฌ๋Š”๋ฐ ๋ณด์Šคํ„ด ํ•œ์ธ๊ตํšŒ ๊ต์ธ ๋“ค์˜ ํž˜์ด ์ปธ๋‹ค.โ€๋ฉด์„œ ๊ฐ์‚ฌ๋ฅผ ํ‘œ์‹œํ–ˆ ๋‹ค. ํ•œ ํšŒ์žฅ์€ ์ง€๋‚œ ํ•œ ํ•ด๋ฅผ ๋˜๋Œ์•„ ๋ณด ๋ฉด, ํ•œ์ธํšŒ๋ฅผ ๊พธ๋ ค ๋‚˜๊ฐ€๋Š”๋ฐ ๊ฐ€์žฅ ํฐ ์–ด ๋ ค์›€์€ ํ•œ์ธ ์‚ฌํšŒ์˜ ๋ฌด๊ด€์‹ฌ ์ด์—ˆ๋‹ค๋ฉด

์„œ, โ€œํ•˜์ง€๋งŒ ์ „ ๋ฌด๊ด€์‹ฌ์„ ๋ถ€์ •์ ์œผ๋กœ ๋งŒ ๋ณด์ง„ ์•Š์Šต๋‹ˆ๋‹ค. ๊ด€์‹ฌ๋„ ์žˆ๊ณ  ๊ธฐ๋Œ€๋„ ํฌ์ง€๋งŒ ์กฐ์šฉํžˆ ๊ณ„์‹  ๋ถ„๋“ค์ด ๋งŽ์•„์„œ ๊ทธ ๋Ÿฐ ๊ฒƒ์ด๋ผ๊ณ  ์ƒ๊ฐํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.โ€๋ผ๊ณ  ๋ง์„ ์ด์—ˆ๋‹ค. ํ•œ ํšŒ์žฅ์€ โ€œ๋ง๋กœ๋งŒ์ด ์•„ ๋‹ˆ๋ผ, ํ–‰๋™ํ•˜๊ณ  ์‹ค์ฒœํ•˜์‹œ๋Š” ์‹ ์•™์ธ๋“ค์˜ ๋” ๋งŽ์€ ๊ด€์‹ฌ์ด ํ•„์š”ํ•˜๋‹ค.โ€๋ฉด์„œ ์ฐธ์—ฌ ๋ฅผ ๋ถ€ํƒํ–ˆ๋‹ค. ์ด์˜๊ธธ ๋ชฉ์‚ฌ๋Š” ์ง€๋‚œ ํ•œ ํ•ด ๋™์•ˆ โ€œ ํ•œ์ธํšŒ ๊ด€๋ จ์ž ๋ชจ๋‘์˜ ๋…ธ๊ณ ์— ํž˜์ž…์–ด ํ•œ์ธ์‚ฌํšŒ๊ฐ€ ํ•œ ๋‹จ๊ณ„ ๋ฐœ์ „ ํ–ˆ๋‹คโ€๊ณ  ์ƒ ๊ฐ ํ•œ๋‹ค๊ณ  ๋งํ•˜๋ฉด์„œ ํ•œ์ธํšŒ์— ๋Œ€ํ•œ ์ง€ ์†์ ์ธ ์ง€์›๊ณผ ํ˜‘์กฐ ๊ทธ๋ฆฌ๊ณ  ๊ด€์‹ฌ์„ ์•ฝ ์† ํ–ˆ๋‹ค.

๋ถ€์ฒ˜๋‹˜ ์˜ค์‹ ๋‚  ๋งž์•„ ๋ฌธ์ˆ˜์‚ฌ ๋ฐฉ๋ฌธ

์ด๊ฒฝํ•ด ๋ถ€๋™์‚ฐ

Prescott&son Insurance Agency

์ž๋™์ฐจ/์ฃผํƒ ์‚ฌ์—…์ฒด/๊ฑด๋ฌผ Commercial BOP/Works Comp ์•„ํŒŒํŠธ Tenant

781-325-3406 mleeins@gmail.com

STEVEN IN REALTOR ์ธ์Šนํ™˜

C) 781-724-0282 MRINREALTOR@GMAIL.COM

๋Š” ๊ฐ€๋ฅด์นจ์„ ๋‚˜๋ˆ„์—ˆ๋‹ค. ๋˜ํ•œ ๋ฌธ์ˆ˜์‚ฌ์— ์„  ๋ด‰์ถ•์‹๊ณผ ํ•จ๊ป˜ ์ƒ๋กœ๋ณ‘์‚ฌ์— ๋Œ€ํ•œ ๋ฒ• ๋ฌธ์„ ๋‚˜๋ˆ„๊ณ  ์„ธ์›”ํ˜ธ ํฌ์ƒ์ž ์ถ”๋ชจ๋ฅผ ์œ„ ํ•œ ๋ถ„ํ–ฅ์†Œ๋ฅผ ๋งŒ๋“ค์–ด ๋ถ€์ฒ˜๋‹˜์˜ ๋Œ€์ž๋Œ€๋น„ ํ•œ ๋งˆ์Œ์œผ๋กœ ํฌ์ƒ์ž๋“ค์˜ ์™•์ƒ๊ทน๋ฝ์˜ ๋ช… ๋ณต์„ ๋นŒ๋ฉฐ ์ถ”๋ชจ์„ฑ๊ธˆ์„ ๋ชจ์•˜๋‹ค.

ํ•œ์ธํšŒ, ํ•œ์ธ์‚ฌํšŒ์˜ ํ˜‘์กฐ ๊ธฐ๋Œ€ ํ•œ์ธํšŒ๋Š” ์ง€์—ญ์‚ฌํšŒ ์ข…๊ต๋‹จ์ฒด๋“ค๊ณผ ํ˜‘์กฐ๊ฐ€ ๊ณ„์†์ ์œผ๋กœ ํ™•์žฅ๋˜์–ด ๊ฐ€๊ธฐ๋ฅผ ํฌ ๋งํ•˜๊ณ  ์žˆ๋‹ค. ์–ด๋Š ๋‹จ์ฒด๋“ ์ง€ ํ•œ์ธํšŒ์™€ ์˜ ๋งŒ๋‚จ์„ ์›ํ•˜๋ฉด ๋‰ด์ž‰๊ธ€๋žœ๋“œ ํ•œ์ธํšŒ <haninhoebo@gmail.com>๋กœ ์—ฐ๋ฝ ํ•˜๋ฉด ๋œ๋‹ค. (KSNE)

๋‰ด์Šคํƒ€

EXCELLENT RATES | LOW CLOSING COSTS | ADVICE YOU CAN TRUST

Call me today for a free pre-approval!

์ƒ๊ฐ€ ํˆฌ์ž์šฉ E2 ๋น„์ž ์‚ฌ์—…์ฒด ๋ฌด๋ฃŒ ์ƒ๋‹ด

์ด๋ฌธํ•ญ๋ณดํ—˜

๋ณด์Šคํ„ด ํ•œ์ธํšŒ ํšŒ์žฅ๋‹จ์€ ๋ถ€์ฒ˜๋‹˜ ์˜ค์‹  ๋‚ ์ธ ์ง€๋‚œ 4์ผ์—๋Š” ๋ฌธ์ˆ˜์‚ฌ๋ฅผ ๋ฐฉ๋ฌธํ–ˆ๋‹ค. ํ•œ ํšŒ์žฅ์€ ๋ด‰์ถ• ๋ฒ•์š”์‹์—์„œ ์ถ•์‚ฌ ์™€ ํ•จ๊ป˜ ํ•œ์ธํšŒ์— ๋Œ€ํ•œ ๊ด€์‹ฌ๊ณผ ํ›„์›์— ๋Œ€ํ•œ ๊ฐ์‚ฌ๋ฅผ ํ‘œํ•œ ๋’ค, ์•ž์œผ๋กœ๋„ ํ•œ์ธ์‚ฌ ํšŒ์˜ ๊ธฐ๋Œ€์— ๋ถ€์‘ํ•  ์ˆ˜ ์žˆ๋„๋ก ์ตœ์„ ์„ ๋‹คํ•˜๊ฒ ๋‹ค๊ณ  ๋‹ค์งํ–ˆ๋‹ค. ํ•œ ํšŒ์žฅ์€ ๋ณด๋‹ค ๊ฐ•ํ•œ ํ•œ์ธํšŒ๋ฅผ ๋งŒ๋“ค๊ธฐ ์œ„ํ•ด ๊ณ„์† ์ •์ง„ ํ•  ๊ฒƒ์„ ์•ฝ์†ํ•˜๋ฉด์„œ ์˜ฌํ•ด๋„ ์ง€๋‚œํ•ด์ฒ˜ ๋Ÿผ ํ•จ๊ป˜ ์ฐธ์—ฌํ•˜๊ณ  ์ž˜ ์ด๋Œ์–ด ๋‹ฌ๋ผ๋Š” ๋ถ€ ํƒ๋„ ํ–ˆ๋‹ค. ๋„๋ฒ” ํฐ์Šค๋‹˜์€ ์ด ๋‚  ๋ฒ•๋ฌธ์„ ํ†ตํ•ด, ์šฐ๋ฆฌ๋„ ๋‚จ์„ ์œ„ํ•ด ์ž๋น„์˜ ๋งˆ์Œ๊ณผ ๋„‰๋„‰ ํ•œ ๋งˆ์Œ์œผ๋กœ ์‚ด์•„๊ฐ€์ž๊ณ  ๋ฐœ์›ํ•˜๋ฉด์„œ ์ด ์›ƒ๊ณผ ์‚ฌํšŒ๋ฅผ ์œ„ํ•ด ์ง€ํ˜œ๋กญ๊ฒŒ ํ˜‘๋ ฅํ•˜์ž

#1 Lender in Massachusetts!

๋น„์ฆˆ๋‹ˆ์Šค ์ „๋ฌธ ๋ธŒ๋กœ์ปค

1.800.867.9000 / Cell.508.962.2689 kayleebrokers@aol.com

๋ฌธ์ˆ˜์‚ฌ ๋„๋ฒ” ํฐ์Šค๋‹˜(์‚ฌ์ง„ ์ค‘์•™)๊ณผ ํ•จ๊ป˜

P (781) 591-2722

F (617) 395-6865 | 44 Trapelo Road, Belmont, MA 02478 elee@mortgagemaster.com | www.mortgagemaster.com/elee MA LIC # MLO859995

Languages: English & Korean

Ezer Lee NMLS #859995

Mortgage Master, Inc. NMLS # 4251 /MA Lender/Broker MC4251

๊ณต์ธํšŒ๊ณ„์‚ฌ C.P.A. ์ •์ง„์ˆ˜

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ 

์‚ฌ์—…์ฒด ๋ฐ ๊ฐœ์ธ ์„ธ๋ฌด๋ณด๊ณ  IRS ๋ฌธ์ œ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ /๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l IRS ๋ฌธ์ œ ์ƒ๋‹ด ๋ฐ ํ•ด๊ฒฐ l ๊ฒฝ์˜์ง„๋‹จ ๋ฐ ์ ˆ์„ธ ์ƒ๋‹ด l ์‚ฌ์—…์ฒด ๋ฒ•์ธ ์„ค๋ฆฝ๊ณผ ํ•ด์ฒด / ํšŒ๊ณ„์ฒ˜๋ฆฌ ๊ฐ์‚ฌ l ์‚ฌ์—…์ฒด ๋ฒ”์ธ ์„ค๋ฆฝ๊ณผ๋ฐ ํ•ด์ฒด l ํšŒ๊ณ„์ฒ˜๋ฆฌ ๋ฐ ๊ฐ์‚ฌใ…ฃ l IRS,์„œ๋น„์Šค TAX ID ๋ฒˆํ˜ธ๋ฐœ๊ธ‰ (ITIN) l IRS TAX ID ๋ฐœ๊ธ‰ / Payroll

Harvard University ๊ฒฝ์˜๋Œ€ํ•™์› ์กธ์—… (MBA) Pricewater House Coopers ๊ฐ์‚ฌ๋ถ€์žฅ ์—ญ์ž„ ํ˜„์žฌ Baystate Tax Principal

TEL. 781-849-0800 / 508-580-3946(ํ•œ์ธ์ „์šฉ), Fax. 781-849-0848 Tel: 508-584-5860 l 508-580-3946 (ํ•œ์ธ์ „์šฉ) FAX: 508-584-3674

220 Forbes Rd., Suite 206, Braintree, MA 02184 528 Pleasant St. Suite 2, Brockton, MA 02301

๊น€์—ฐ์ง„ ๋ณ€ํ˜ธ์‚ฌ Kim Law Office, L.L.C Yeon J. Kim, Esq ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์ด๋ฏผ๊ตญ ์‹ฌ์‚ฌ๊ด€ ์ „ ๋ฏธ ์—ฐ๋ฐฉ ์„ธ๊ด€ ํŠน๋ณ„ ์ˆ˜์‚ฌ๊ด€ ์ „ ๋ฏธ ์œก๊ตฐ ์‹ฌ๋ฌธ๊ด€

์ด๋ฏผ๋ฒ•, ์ƒ๋ฒ•, ํ˜•์‚ฌ๋ฒ• ๊ฐ€์ •๋ฒ•, ๊ฐœ์ธํŒŒ์‚ฐ๋ฒ• ๋“ฑ

TEL. 781-932-0400 FAX. 781-932-0403

3 Baldwin Green Common, Suite 210, Woburn, MA 01801

๋ถ€๋™์‚ฐ

์ฃผํƒ/์ฝ˜๋„ ๋น„์ง€๋‹ˆ์Šค/๊ฑด๋ฌผ

617-921-6979 ClaraPaik.com clarapaik@newstarrealty.com


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