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HOLIDAY 2023
HOLIDAY WISHES THE PURSUIT OF JUSTICE • SWOOSH THROUGH THE ALPS THE GIFT OF A CAR, WITH A BOW ON TOP • SOME LIKE IT HOT
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LifeStyle View
A Season of Change
T
he transition between seasons often stirs a complex love-hate relationship. While some individuals revel in the upcoming change, there are those who find the colder temperatures less desirable. It’s a natural inclination for most people to feel somewhat uneasy about change unless they actively embrace it. Personally, I take immense pleasure in these seasonal transformations as they offer unique opportunities for skiing adventures and travel. Speaking of skiing, this month’s travel feature shines a spotlight on the exhilarating experience of skiing in the Alps. As the chilly weather sets in, it becomes essential to address the additional maintenance required, especially if you have a second home here at the shore. To guide us through this process, we’ve enlisted the expertise of realtor and avid surfer, Eric Millstein. Recognizing and understanding change often requires the perspective of a historian and the eloquence of an author. In this issue, we have the privilege of engaging in a thought-provoking conversation with Nelson Johnson, the esteemed author behind the renowned work “Boardwalk Empire” and several other literary masterpieces. I’ve had the pleasure of conversing with Nelson on numerous occasions, and each exchange has been a captivating and enlightening exploration of history and local politics. With the changing seasons come holidays and the joy of receiving special gifts that truly make family life remarkable. And what could be a more exceptional gift than a brand-new car? Or perhaps it’s the thoughtful upgrades that make your car truly one-of-a-kind. Our esteemed friends at Distinctive Car Toyz demonstrate that you can indeed have the best of both worlds. What better way to warm up a chilly winter than with some fiery food? In our food column, we delve into the world of spicy cuisine and help you discover where you fall on the heat scale. Personally, I’d rate myself at about a 3-4 on a scale of 1-10 when it comes to spicy food. It’s a lot like working out; you gradually build up your tolerance over time. So, let’s embark on an exploration of the tantalizing realm of spice together! And speaking of working out, our health contributor Robin Stoloff shows us how to stay in shape over the holidays with little to no exercise equipment, leaving you with no excuses not to stay active! In conclusion, I would like to express my sincere gratitude to all of the contributors who have played a significant role in the creation of this publication. I am particularly indebted to Darla Scarduzzio for her invaluable partnership in this endeavor. At New Jersey Lifestyle, we take immense pride in our beloved home in South Jersey, and we are genuinely excited to share with you the multitude of marvelous aspects that make it truly extraordinary. Wishing all of you a healthy and happy holiday season!
P.S. Visit our website for exclusive digital-only features!
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Nick Valinote, Publisher
How to reach us To advertise call 609.513.0813 or email NJLifestyleMag@gmail.com. NJLifeStyleMag.com Visiting our website is your connection to South Jersey’s Good Life. New Jersey Lifestyle is distributed exclusively by direct mail to the top 1% in Atlantic and Cape May Counties. facebook.com/NJLifestyleMag instagram.com/NJLifestyleMag
CONTENTS & FEATURES FEATURES
24 In The Pursuit Of Justice
Meet “of counsil” Nelson C. Johnson.
40 Swoosh Through The Alps 56 Some Like It Hot
Discover the powdered heavens.
Experience a plethora of ethnic foods. Nelson Johnson
DEPARTMENTS
6 Fashion 12 Home & Design 28 Health Watch 34 On Wheels 46 Lifestyle Wine 48 Lifestyle Art 52 Social 62 Area Restaurants 64 Money Watch
Chamonix, France
Sneakers and luxury fashion.
Winterizing your beach house.
Body-weight exercises.
With a bow on top.
Pairing beer and food.
Welcome to Tinseltown. Tangri Kebab at Nizam Indian Restaurant
Pictures from the latest events.
Details on local venues.
Returns risk and retirement. NJLifestyleMag.com
LIFESTYLE | Holiday 2023 5
LifeStyle Contributors The people who make it great. Darla Scarduzzio Creative Director Darla has been an integral part of NJ Lifestyle Magazine since 2004. From sales to publishing to graphic design, she has experienced all aspects of the industry.
Robin Stoloff Health Reporter Robin has been a local health reporter since 1986, and hosts Living Well on Lite Rock 96.9, and a weekly podcast by the same name. Visit her at livingwellwithrobinstoloff.com.
Molly Golubcow Writer By day, Molly has been a technical writer for over 20 years. By night, she escapes the world of “Press Enter” to write about anything other than technical subjects.
Michael Cagno Artist, Writer Michael is the Executive Director of the Noyes Museum of Art of Stockton University, V.P. of the MidAtlantic Association of Museums and an artist.
Elaine Rose Writer Elaine was a staff writer for the Press of Atlantic City for nearly 22 years where she covered every subject except sports. Her work has won multiple awards.
Danielle Davies Writer Danielle has been a writer and storyteller for fifteen years. Her work has appeared both locally and nationally. She lives in South Jersey with her husband and two children.
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Michael Bray Wine Writer Michael is the founder of and director of operations at Passion Vines Wine & Spirit Company in Somers Point and EHT. He serves on numerous local boards.
Danielle Gomes Writer Danielle is an author, freelance writer and brand marketing specialist. Her nationally featured work has won numerous awards. She lives in Margate with her husband and two sons.
Lisa Johnson & Dennis Hayes Dennis’ passion is learning the secrets of preparing good food, traveling the world, and living life to the fullest. Lisa is a TV journalist from Vegas, Philadelphia, and A.C.
Kristian Gonyea Photographer Kristian’s 15+ years of photography has appeared in various newspapers and magazines. His love of South Jersey has blossomed into his most recent works, sunrises and sunsets.
Eric Weeks Photographer Eric’s love of photography has won awards for many images throughout the years, along with a cover image for the Professional Photographers of America’s Loan Collection book.
Paul Dempsey Photographer From expressway billboards to European fashion magazines — Paul’s photography is fresh, unique, and intentional. His photos tell the stories that need no words.
LifeStyle NEW JERSEY
MAGAZINE
Publisher
Nick Valinote Creative Director
Darla Scarduzzio Contributing Editor
Lisa Johnson Contributing Writers
Linda Arceo Michael Bray Michael Cagno Danielle Davies Molly Golubcow Danielle Gomes Dennis Hayes Felicia Lowenstein Gary Monterosso Marjorie Preston Matt and Tom Reynolds Elaine Rose Robin Stoloff Photographers
Tom Briglia/PhotoGraphics Paul Dempsey Kristian Gonyea Harry Purdy Nick Valinote Eric Weeks Online Media Information
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New Jersey Lifestyle is published by Nicholas & Partners. The entire contents of New Jersey Lifestyle are copyrighted and may not be reproduced without the express written consent of the publisher. Nicholas & Partners assumes no liability for products or services advertised herein. Nicholas & Partners reserves the right to edit, rewrite or refuse editorial material and assumes no responsibility for accuracy, errors or omissions. New Jersey Lifestyle and Nicholas & Partners assume no responsibility for writers opinions and contents. All correspondence should be sent to:
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LifeStyle Fashion
Sneakers, and the Evolution of Luxury Fashion Sneakers are no longer relegated to days at the gym or jogging on the boardwalk. Thankfully, fashion has made room for something far more comfortable. BY DANIELLE DAVIES
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Outfit available at Talk of the Walk
Available at Talk of the Walk
Available at Talk of the Walk Available at Talk of the Walk
Available at Briana
Zadig & Voltaire sneakers available at Briana
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FASHION
I
t used to be, if you had somewhere pretty swanky to go, you needed a fabulous dress or pantsuit, and an equally eye-catching pair of dazzling high heels. And, coming from a girl who loves a heel, the higher and pointier (and painful and shapeshifting) as possible, the better. After all, a stunning pair of heels could make an entire outfit, taking that tired but necessary basic black dress and elevating it to statement territory. Those days aren’t exactly over, but we’ve made room for something far less uncomfortable. Enter sneaker fashion. You may not have thought too much about it at first — maybe all you noticed was a pair of low-key Vans with a pantsuit or a colorful pair of Converse paired with a juniorhigh semi-formal dress. And then, like all styles, things slowly evolved from canvas sneakers that had been around forever showing up in small avant-garde ways, to Cariumas paired with skirts and Nike Air Jordan’s with leggings, until now, when you’re as likely to see a bridal party decked out in bridesmaid dresses and coordinating Hokas or runway models taking on the catwalk in high couture paired with New Balance cross trainers. Our shoes have come a long way and sneakers are no longer relegated to days at the gym or jogging on the boardwalk. What began as functional athletic footwear has transformed into a global phenomenon that influences not just sportswear but the entire spectrum of fashion. Sneakers have literally transitioned from locker rooms to even board rooms, creating a dynamic intersection between street style, luxury fashion, and selfexpression. And we are definitely here for it. New Jersey Lifestyle Magazine spoke with Talk of the Walk in Stone Harbor and Atlantic City, and Briana Central Square in Linwood — two of
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Central Square, Linwood
b Briana
FASHION
LOVE YOUR STYLE
the most fashionable boutiques in the area — about sneaker culture. Here’s how to wear your most fabulous frocks with a pair of kicks. Cultural Phenomenon For Rose McCarthy of Talk of the Walk, the evolution of sneakers as even luxury shoe-wear was witnessed over time. “I was just at Coterie, which is the biggest fashion convention in New York,” says McCarthy. “People from all over the world are there, and everyone had sneakers on. All the models, whether they were modeling evening wear or bridal wear, they’re all wearing sneakers. It’s a huge, huge trend.”
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The especially cool thing about sneakers is that they’re appropriate for any age, as well as any style. That trend falls in line perfectly with what’s in style at Talk of the Walk. Sneakers of every variety pare especially well with the outerwear — think colorful faux fur waist length and calf-length jackets overtop vegan leather pants paired with equally gorgeous sneakers. Not feeling all the color? Simplify with an elegant maxi dress and a pair of white high tops. If there’s an outfit, there’s a sneaker to go with it. “A lot of the sneakers are their own statement,” says McCarthy. “Where we used to wear boots, it’s being replaced by sneakers. It’s not
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what you wear, it’s how you wear it.” At Talk of the Walk, which features an entire shoe department from Hot Foot Shoes in Huntingdon Valley, McCarthy and her team see women of every age buying sneakers and pairing them with everything from cropped trousers and dresses to athleisure wear and pants suits. “Sneakers have grown on us. I’ve bought sneakers that are cute and trendy, but they’re also comfortable,” says McCarthy. “My feet feel best in sneakers.” A Trend for Everyone The especially cool thing about sneakers is that they’re appropriate for any age — the very old, the very young, and everyone in between — as well as any style. Where we used to think we were underdressed if we only had our gym shoes, now we’re completely on-trend. It’s comfort and style at once — not a pair we see all the time. At Briana Central Square, they carry a line of Zadig & Voltaire sneakers that pair oh-so-well with everything from their Electric and Rose cozy sweats and Z Supply tweed jacket to simple camel-toned sweaters and jeans. Whether you’re going for a simple white tennis shoe, or upping the ante with to-die-for silver metallic high tops, you’ll be channeling comfortable — yet gorgeous — simplicity. The influence of sneaker culture on fashion is a testament to its ability to evolve, adapt, and transcend boundaries, bridging the gap between street style and luxury. We don’t know how long this trend will be around, but it continues to leave an indelible mark on fashion and invites us to walk — comfortably — into a future where style knows no bounds. n
MICHAEL A. GOLOFF Certified Public Accountant 609.350.6958 5215 Wellington Ave., Suite 700 Ventnor, NJ 08406 NJLifestyleMag.com
LIFESTYLE | Holiday 2023 13
LifeStyle Home & Design
WINTERIZING YOUR BEACH HOUSE Don’t let your dream house become a nightmare. Follow these steps from local realtor Eric Millstein to best prepare your home for the winter. BY DANIELLE GOMES
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ERIC MILLSTEIN SOLEIL SOTHEBY’S INTERNATIONAL REALTY 609-892-9947 ERIC.MILLSTEIN@SOTHEBYSREALTY.COM
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LIFESTYLE | Holiday 2023 15
HOME & DESIGN
H
igh tides, good vibes — nothing beats a summer at the shore. However, when fall hits, and it’s time to get back to reality, there are some steps you should take to ensure your dream home doesn’t become a living nightmare. To learn how to prepare your home for winter best, New Jersey Lifestyle Magazine interviewed Eric Millstein, a shore realtor with Soleil Sotheby’s International Realty and beach house expert. Millstein is a third-generation local with extensive experience in real estate and business that spans from homes to nightclubs, casinos, and hotels. For the past six years, he has been focused on residential real estate and has quickly vaulted himself to be among the area and the state of NJ’s top producers. Millstein is also a highly skilled waterman and, as such, has an innate understanding of how the ocean and climate affect homes at the shore. “Winterizing your house is very important. An ounce of prevention is worth a pound of cure. It doesn’t take much for a lot to go wrong quickly. But if you know who to call, how to handle situations, and what to do, you can avoid potential damage,” Millstein says.
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Does winterizing your home mean that it’s closed for the season? There are a lot of misconceptions about what it means to winterize your home. Winterizing of summer homes has changed a lot over the years. Twenty-five years ago, folks were literally dragging their entire plumbing system into their house, filling the toilet bowls and traps with antifreeze and turning off the heat, then leaving till next summer. Many of the smaller cottages were originally built as summer homes without heat. Since then, a lot has changed. The winters are a little warmer, and the newer construction homes are built to
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HOME & DESIGN
withstand the weather. Additionally, some second homeowners enjoy coming down during the shoulder season and the winter months to enjoy their homes in the area.
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Okay, so then, what exactly is winterizing your home? There are a few tricks the more seasoned homeowners and summer landlords use. Full winterization is required for outside irrigation systems. Landscapers usually handle the turn-on and turn-off of the irrigation system. They blow the system out with air at the beginning of winter, then turn it on and service in the spring. It’s important. This is done early in the winter season so you don’t get caught by an early frost. Exterior showers also have to be winterized. The old-school showers are pretty easy to do; you can turn the water off leading to the shower and then drain the lines. If you’ve got an expensive showerhead, you may want to remove it and put it inside for the winter. It’s an easier process if you have a small valve at the low point of the plumbing. Some of the newer and fancier exterior showers have faucets that are “cartridge-style”. The showers are a little more complicated, and you may need a plumber. The faucet has to be taken apart, the cartridge removed, and then the cartridge and handle need to be stored inside for the winter. Inside, less needs to be done. If it’s a new build, I recommend digital thermostats. Bluetooth settings work very nicely for second homeowners. Not only can they set their temperature before arriving, whether it be winter, summer, or fall, but owners have the ability to check the temperature inside the house on their smartphones. Additionally, they can set their smartphone with a notification in the event the temperature falls below a certain degree.
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HOME & DESIGN
What if technology and apps aren’t your thing? I tell all of my second-home clients, even if they are comfortable with technology, that it’s always a smart idea to have a courtesy key somewhere in town. Most real estate offices will hold the courtesy key CONTACT US FOR A FREE for homeowners. AnotherPROPOSAL! option is a neighbor who lives in the town 609.277.4354 | OCEANSOLAR.COM year-round or some sort of lockbox. This way, if there’s any problem, somebody can check on the house. Additionally, if we run into a wicked cold snap where temperatures are below 20 degrees for a few days in a row, it may be a good idea to have someone walk through the house. If you really want to be safe, all towns have local property managers. They can easily check on your home for a fee. Most property managers will walk through the home twice a week just to check on everything. Is there anything homeowners should pay a little extra attention to? The majority of unexpected freezeups, frozen pipes, and major damage come from two main sources — crawl spaces and frozen pipes close to exterior walls. It’s important to make sure that your crawl space is properly secured and closed. During the cold snaps or Arctic blasts from the north, especially with high winds, the windchill factors easily freeze the pipes up under your home. It’s important to ensure your crawl space is closed, all openings are accounted for, and you ensure that the crawl space can be securely latched or locked. The other big culprit for freeze-ups is plumbing pipes that run through the interior of your home near exterior walls. During these cold spells, especially if the pipes are exposed to wind, the walls, soffits, eaves, and mechanical chases to your home can get pretty
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HOME & DESIGN
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cold. It’s important that you’re aware of these areas and that you make sure the heat from the home finds these nooks and crannies. If you turn your heat down to low, the heat may not find these areas that may be exposed to colder temperatures. It’s always important to remember that homes close to the water, ocean, or bay can also get a lot colder as the wind whips off the body of water. If you really want to be safe, it’s fairly simple to put a drain at the lower part of your home, possibly in the basement or the crawl space. This way by simply twisting a couple of valves, you can easily empty the waterline in a few minutes. It takes less than three minutes to turn it back on, which means that it’s an extra security measure even if you’re keeping your heat on through the winter months. Do you have any final tips for preparing your home for winter? There are a few more minor things that newer homeowners tend to neglect: please don’t forget to check your gutters as leaves and debris and water will quickly freeze, and also, check the weather stripping on your doors. Have your heating system serviced yearly, make sure your smoke and carbon detectors are always working, and if you have a fireplace, make sure the flue is closed. I also recommend KEEP IT COZY!!! Set your heat above 62 degrees Fahrenheit. It’s always best to understand the systems of your home. A lot of newer second homeowners are unaware of these idiosyncrasies and the systems of their homes. Any seasoned realtor, good local contractor, or property manager can help consult second homeowners with the best systems and proper protocol to help avoid any weather-related damage. n
Advice for what matters most, when you need it most Congratulations to The Somers Gibson Group for being ranked No. 23 in the state of New Jersey on the 2023 Forbes “Best-in-State Wealth Management Teams” list, published on January 12, 2023. Rankings based on data as of March 31, 2022. The Somers Gibson Group Merrill Lynch Wealth Management 3100 Hingston Avenue Egg Harbor Township, NJ 08234 609.484.7172 fa.ml.com/somersgroup
Source: The Forbes “Best-in-State Wealth Management Teams” list, published on January 12, 2023. Rankings based on data as of March 31, 2022. Data provided by SHOOK® Research, LLC. Forbes “Best-in-State Wealth Management Teams” ranking was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings and a ranking algorithm that includes: a measure of each team’s best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of Forbes and not representative nor indicative of any one client’s experience, future performance, or investment outcome and should not be construed as an endorsement of the advisor. Rankings and recognition from Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and team, and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp. Investment products:
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LifeStyle Leaders
IN THE PURSUIT OF JUSTICE Nelson C. Johnson has fulfilled his destiny as a lawyer, a judge, a historian, and best-selling author. Now retired from the bench, he’s taking on a new role, as “of Counsel” at the law firm of Hankin, Sandman, Palladino, Weintrob & Bell, P.C., in Atlantic City. BY FELICIA L. NIVEN
A
t the tender age of five, Nelson C. Johnson posed a question that would shape the course of his life forever. Barely tall enough to peer over the dashboard of the car, Johnson — settled comfortably in the front passenger seat — chattered on and on to his grandfather. Captivated by the sheer torrent of words that poured forth, his grandfather turned to him and uttered the statement that would set the course for a brilliant future: “Nelson, my boy, you talk so much, you should be a lawyer.” The young boy’s curiosity got the best of him. “What’s a lawyer, Grandpa?” His grandfather leaned in and delivered the most profound of definitions: “It’s someone who helps people when they’re in trouble.” And just like that, a destiny was set in motion. Nelson C. Johnson has fulfilled that destiny beyond his wildest five-year-old dreams. As a lawyer, he prevailed in two groundbreaking rulings that opened access to public records. As a judge, he presided over 200 jury trials. As a historian and best-selling author, he taught America about Prohibition Era Atlantic City and made Nucky Johnson (no relation) a household name. He credits his grandfather with igniting that initial curiosity about lawyers, and his mother for helping to satisfy it with books — many, many books. He had his first library card before kindergarten. “My mother fed me books constantly,” said Johnson. “I read the biography of Clarence Darrow by Irving Stone. By the time I was 10, I had visited a local municipal court to see what lawyers do. It was just one path straight ahead. I never thought about doing anything else.” He attended St. John’s College (now University) in New York City. “This was long before the Internet, and at the time universities were important centers of information,” he says. “I’m always a big believer in ‘you don’t learn anything if you don’t ask,’ so I will always ask. I got into places like the Wall Street Journal, Newsweek, U.S. News and World Report, and The New York Times. I had access to files under supervision, and everything was right there, plus there was New York’s
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Nelson Johnson
magnificent library system.” After graduating with his bachelor’s degree, Johnson joined his brother in the Air National Guard for a year. He then continued his education, earning a J.D. from Villanova University School of Law. In 1973, he married his high school sweetheart, Johanna Ruggeri (now Dr. Johanna Johnson). “She supports me, and I support her,” says Johnson. “We proudly say that neither one of us could have done what we did without the other one’s help.”
Johnson also credits his many mentors along the way. “When I was at the [Atlantic City] planning board, I was working with my first mentor in the law, a really good teacher and gentleman by the name of John Bertman,” says Johnson. “John taught me so many things that you never learned in law school. He told me that lawyers will share knowledge with you; you just have to ask. They’re not going to be put off that you want to learn something from them. They’re going to be flattered. And he was right.” He didn’t set out to write a book about Atlantic City. It was a result of his natural curiosity. “I went into City Hall, knowing that it was corrupt,” he says. “That did not bother me. I figured in the worst-case scenario, if somebody asked me to do something that I knew was wrong, I could just quit my job. What I wanted to find out, however, is why it was so hard to get anything done.” Seeking to find out more, Johnson hit the books. It was a process that took over a year and a half and the assistance of some dedicated librarians. With the additional help of Senator Bill Bradley, he got access to the FBI report on Nucky Johnson. That was the inspiration for his book, Boardwalk Empire: The Birth, High Times and Corruption of Atlantic City. “I quote one of my political mentors, who was also very involved in a Republican organization back in the day, a gentleman named Murray Fredericks,” says Johnson. “I pressed him on why Atlantic City was so corrupt. He said, ‘If the people who came to town had wanted Bible readings, we’d have given ‘em that.
Nelson and his wife Dr. Johanna Johnson with Assemblyman Don Guardian
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Need financial direction? David’s your guide. Talk to us about one-on-one planning and advice. Schwab’s modern approach to wealth management means you’ll get personalized guidance to help you create a financial plan and investment strategy tailored to your goals — now, and as they evolve in the future. Your Financial Consultant will work with you one-on-one to help you select the right level of services and even connect you to specialists for more complex needs. Let’s start planning for your success.
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But nobody ever asked for Bible readings. They wanted booze, broads, and gambling, so that’s what we gave ‘em.” Boardwalk Empire would make Nucky Johnson a household name, largely due to Nelson Johnson’s perseverance. He personally made trips to Los Angeles to pitch the series. He knew it was a great story, and HBO ultimately knew it too. “My wife and I had enormous fun because we learned even more, going to see some of the scenes being filmed,” says Johnson. “It was fascinating to see how that whole process works.” Even as he became known as an author, Johnson’s legal career continued to evolve. He was appointed a judge to the Superior Court of New Jersey by Acting Governor Richard J. Codey. There, he presided over some complicated scientific issues. He also got to see lawyers in a different way. He was able to mentor some. “I was very fortunate in my career because I had a lot of good mentors,” he says. “And I try to be a mentor to young lawyers.” Now retired from the bench, he’s taking on a new role, as “of Counsel” at the law firm of Hankin, Sandman, Palladino, Weintrob & Bell, P.C., in Atlantic City. His practice will be limited to mediation and arbitration of commercial litigation, general equity matters, and other civil disputes generally filed in the Law and Chancery Divisions, as well as federal court, excluding claims arising out of automobile accidents. In his free time, he’ll continue writing at his studio in Hammonton, the town where he has been a lifelong resident. His latest book, Darrow’s Nightmare, is on a “slow path toward film,” he notes. “I had a grandfather who told me, ‘When you stop learning, you might as well be dead.’ You’ve got to keep learning all the time to stay vibrant and alive. Not a day goes by that I don’t learn something new.” n
Renowned Judge and Author Nelson C. Johnson Joins HSPWB Of Counsel Nelson C. Johnson, J.S.C. (Ret.) will focus on mediation and arbitration of commercial litigation, general equity matters, and other civil disputes. Hankin Sandman Palladino Weintrob & Bell is pleased to announce that effective October 10, 2023, Nelson C. Johnson, J.S.C. (Ret.) is “of Counsel” to the firm. Judge Johnson’s practice will be limited to mediation and arbitration of commercial litigation, general equity matters, and other civil disputes generally filed in the Law and Chancery Divisions, as well as federal court, excluding claims arising out of automobile accidents. Judge Johnson spent 13 years on the bench in the Law Division and was designated as one of only three centralized mass torts judges in the state, allowing him to preside over some of New Jersey’s largest and most complex lawsuits. Prior to being appointed to the bench, Judge Johnson was an accomplished author. His works include “Boardwalk Empire,” “Style & Persuasion,” “Open Public Records & Open Public Meetings,” and “Darrow’s Nightmare.”
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LifeStyle Health Watch
THE BEST PIECE OF FITNESS EQUIPMENT YOU’LL EVER OWN There is one piece of fitness equipment that is convenient, costs nothing, and requires little maintenance. It’s you! BY ROBIN STOLOFF
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esistance or weight training is vital to maintain muscle mass, which we lose over time. The fancy word for it is sarcopenia. It is a medical term for the age-related loss of muscle mass and strength. It can affect your ability to perform daily activities, increase your risk of falls and fractures, and reduce your quality of life. Some of the symptoms of sarcopenia are muscle weakness, loss of stamina, and difficulty with physical tasks. Physically inactive people can lose as much as 3% to 5% of their muscle mass each decade after age 30. Even if you are active, you will still have some muscle loss. Body-weight exercises are a form of resistance
training because your own body provides the resistance. They are a fantastic way to slow the loss of muscle mass and stay fit and healthy. They are adaptable, efficient, and effective, and can help you build a muscular physique with little to no equipment. Your body-weight routine needs five movements from each of these categories: push (pressing away from you), pull (tugging toward you), hip-hinge (bending from the middle), squat (flexing at the knee), and plank (stabilizing your core). Some examples of body-weight exercises are squats, pushups off a wall or ground, lunges, planks, burpees, and
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sit-ups. Many of these exercises combine the upper and lower body, for a full-body workout. When you do them quickly, with little rest in between, you can also get the advantage of a cardiovascular condition. In a small study of active people in their sixties, Japanese researchers found that a workout consisting of eight simple lowerbody exercises increased the participants’ muscle strength and power by about 15% after 10 months. Those gains occurred during the time of life when muscle mass, strength, and power were often declining. It is even more amazing that the participants achieved these gains by doing only six workouts a month. Here are some of the main benefits of body-weight exercises:
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Convenient Body-weight exercises are incredibly convenient as they can be done anywhere, anytime, without the need for any equipment. You can exercise in your kitchen while you are waiting for dinner to cook, in your bedroom when you wake up, or on vacation in your hotel room. You completely eliminate the excuse, “I don’t have time to go to the gym.” Functional Free weight or machine exercises often isolate one muscle or muscle group. Most body-weight exercises work multiple muscles and joints at once, similar to how our body moves in everyday life. This can make body-weight exercises more functional. Cost-effective With body-weight exercise, there’s nothing to buy other than
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HEALTH WATCH
a pair of sneakers. You might utilize household items such as your stairs, a chair, or a counter, but you don’t need weights or an expensive gym membership. Private Some people are intimidated by going to a gym with lots of unfamiliar equipment and buff young people in skintight workout clothes. Body-weight exercises can be done in the privacy of your home, eliminating that fear factor.
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Increases Flexibility and Improves Balance When you’re performing a body-weight exercise, your body is stabilizing itself. This strengthens the muscles and stretches the ligaments and tendons that help you stay balanced while doing everyday activities like walking or standing up from a chair. Training your body this way can especially help in preventing injury. Excellent for all fitness levels, body-weight exercises challenge muscles and help build strength. They don’t require much time or space, so they’re perfect for adding in smaller chunks throughout the day. As you improve, you can challenge yourself by increasing repetitions and intensity. Doing bodyweight exercises daily can have fantastic health benefits, including boosted energy and improved muscle tone, mobility, flexibility, and overall strength. So take advantage of the best piece of fitness equipment you will ever own. n
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LifeStyle On Wheels
WITH A BOW ON TOP From a classic car to the latest in electric vehicles, the choices for gifting a car can vary greatly. We put the pedal to the metal to help brighten up your holiday gift-giving. BY MOLLY GOLUBCOW
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PICTURES COURTESY OF DISTINCTIVE CAR TOYZ
Coming Soon! Distinctive Car Toyz in-house car wash is coming along nicely! Experience the grand opening of 6800 Washington Ave. Stayed tuned by following them on Faceook.
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ON WHEELS
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t’s that time of year — holiday gift-giving has arrived. You make your list and check it twice to see who is getting yet another pair of Isotoner gloves. If that is your gifting plan, throw it away and start thinking outside of the box. In fact, think about gifts that can’t even fit in a box — like a car. Just think of the smiles you will see on the faces of your loved ones when you hand them the keys to a new car. From a classic 1951 Studebaker Bullet Nose to a 2023 Tesla X, the choices for a gift car range in price, performance, and taste. You can look into new or pre-owned cars whether a Ford or a Ferrari! If buying a car is not actually in your plans, think about upgrading someone’s existing car — a new audio system or custom wheels. Somewhere there’s a car or car upgrade that matches the personality of that special someone on your list. So, let’s put the pedal to the metal and see what we can find to brighten up your holiday giftgiving. Something New Unless you already know what kind of a car you want to buy as a gift, subtly feel out the lucky him or her in your life about cars. Questions like, “Honey, what do you think of the latest Range Rover?” or “I’ve always wanted an electric car, how about you?” can get you jumpstarted — pun intended. Pay attention to their preferences in color, make, and model. If someone has their heart set on a gray Lexus RX and you want to buy a red Accura MDX, there may be a disconnect. So,
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ON WHEELS WISH YOU A HAPPY
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do some sleuthing before you make your purchase. Once you decide on the car, find a dealership that will work with you. Tell the sales staff that the car is a holiday gift. That way they won’t spoil the surprise and leave a message on your home phone. In addition, they can go over state title laws, telling you how to buy a car for someone else in your state. Jay Fralin, Sales and Leasing Representative for Miller Subaru in Lumberton, NJ, works with customers through the entire process — sales, financing, registration, and more. Fralin explains, “Most of the time, the actual surprise happens at the dealership. For example, a husband brings his wife in and we have the car ready for her — complete with a bow on top.” Specialty Dealers and Services Since 1989, Distinctive Car Toyz in Egg Harbor Township, NJ has been making car dreams come true. As a hybrid business offering car sales as well as services, Car Toyz fervently believes in its “…quest for automotive perfection.” Whether purchasing a pre-owned specialty car like a 2020 Bentley Continental GT V8 Convertible or a 2020 Oreion Dune Buggy, Car Toyz helps you with your selection as well as the paperwork. Since pre-owned inventory changes fairly quickly, check with Car Toyz to see what recently rolled onto the lot. In addition, tell them what you are looking for so they can keep an eye out for the car of your dreams. Car Toyz can also help you upgrade an existing car. From keyless entry and locking systems to a custom-installed leather interior, you can give the gift of “wow” to any car. For a family gift, skilled Car Toyz technicians can install a custom headrest video system for the back seats using premier brands like Audiovox and Visualogic.
Gadgets Galore If you have a car nut on your gift list, he or she will appreciate the latest automotive gadgets and specialty items. According to Car & Driver magazine, some of the Top Ten gifts suggested for car lovers include a $450 LEGO model of a Technic Ferrari Daytona SP3 as well as $250 MGP Caliper Covers — customized to your car’s make. For stocking stuffers, try a magnetic wireless iPhone charger or an escape tool with an integrated glass breaker and seat belt cutter. Another idea for car-related gift-giving is an experience — like driving a race car. Imagine the thrill of a lifetime as your loved one climbs into a super-powered Lamborghini or Porsche to take a lap or two around an official racetrack. Virgin Experience Gifts offers packages across the country ranging from stock car racing at the Pocono Raceway in Pennsylvania to a NASCAR RideAlong in Arizona. Presentation is Everything You’ve gone to some trouble finding that perfect car-related gift. However, your work is not quite done. If it’s a car, think of a creative way to present the gift, especially if the car is still at the dealership. For example, put the keys in a gift box or wrap up a toy car. Even if the car is not in the driveway, the concept will be appreciated with lots of screams of joy! Another special way to give a car as a gift is to take a picture of it, print it out, and then cut the picture into pieces — like a puzzle. When she was in college, Jill Moses remembers getting such a card from her mother, Ruth, who was living in Margate, NJ. Inside the card were puzzle pieces. When she put the pieces together, the gift became clear. Moses fondly recalls, “It’s been many years since I got that card and puzzle from my mother, and it’s also a card that I will always remember and treasure.” n
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LifeStyle Travel
Swooshing
Through The Alps Skiing is the next best thing to having wings.” —Oprah Winfrey
Chamonix, France
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kiing — pointing long, narrow slivers of fiberglass attached to your boots down a snowy hill, and allowing gravity to do its thing. That swooshing feeling can be daunting if you’re a beginner, or exhilarating if you’re a seasoned skier. However, pointing those skis down an Alp is an entirely different experience — for everyone. The scenery is nothing less than breathtaking. Afterall, you are skiing in the highest and most extensive
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mountain range in Europe, with peaks easily reaching up 14,000 feet into the clouds. Where majestic and jagged mountains rule, ski resorts are plentiful. For example, in Austria, the SkiWelt Wider Kaiser alone touts 90 lifts and more than 160 miles of interconnected trails. Compare that to 19 lifts and 95 miles available in Breckenridge, Colorado. From Switzerland to Italy, skiing possibilities are plentiful, gorgeous, and heart-
Where majestic and jagged mountains rule, ski resorts are plentiful. Grab your goggles, helmet, and ski gear as we go downhill, off piste (backcountry), and into the powdered heavens called the Alps. BY MOLLY GOLUBCOW
Kirzbuhel, Austria
Verbier, Switzerland
stopping. So grab your goggles, helmet, and ski gear — we are going downhill, off piste (backcountry), and into the powdered heavens called the Alps. Beginners Options Almost every ski area offers beginners slopes. However, a bunny hill in North America, especially on the East Coast, is an ant hill compared to the Alps. That being
said, a novice may want to take a first run in Gstaad, Switzerland. The resort offers a myriad of trails, for skiers and snowboarders alike, on “gentle” slopes. In addition to trail options, families with children can partake in the professional ski schools offered at Gstaad including children/beginners ski lifts and conveyor belts. Even if you fancy yourself a “good” skier, it certainly cannot hurt to test the waters (actually the snow) on a
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Cervino, Italy
TRAVEL kinder and gentler hill like the ones found in Gstaad. If you have had enough of skiing for the day, be sure to explore the town. With typical European alpine flavor, there are plenty of shopping possibilities ranging from Prada to Hermes, as well as cutesy specialty shops. Once you have your fill of après shopping, grab a hot chocolate or a more potent toddy, and people watch from one of the cozy street cafés.
Les Grands Montets Ski Area in Argentiere near Chamonix
Valais, Switzerland
Middle of the Road — Actually the Trail Many ski experts consider the Kitzbühel ski resort, located in Austria’s Tyrol region, one of the best ski resorts for intermediate skiers in the Alps. Located only an hour away by train from Salzburg, the Austrian resort has multiple blue runs that offer plenty of groomed and gently angled runs. Although they may be gentle(r) slopes, skiing the Alps teaches you very quickly that runs are much longer than in the United States. For example, the 52-mile SkiWelt run allows you to never take the same trail or ski lift twice. Once you purchase your lift ticket, you have access to 74 miles of intermediate trails — long trails, so don’t even think about getting bored! If you work up an appetite skiing and snowboarding, the mountain is speckled with chalet eateries and restaurants. Take off your skis and rest those legs while ordering Austrian favorites like wiener schnitzel and spaetzle. At night, the town of Kitzbühel is a photo-op of a stereotypical Austrian village — pastel-colored buildings and cozy warm dining and drinking establishments. Black Diamond and Then Some OK, hot shot. You think you are ready for the Alps, Black Diamond style? Well, Verbier, Switzerland and Chamonix, France are for you. The resort of Verbier 4 Vallées is known as
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WISHING YOU A WINNING HOLIDAY FILLED WITH LUCK AND EXCITEMENT!
Give the gift of Resorts Casino Hotel this holiday season! Resorts gift cards will grant you a unique experience, allowing you to shop, dine, and immerse yourself in live entertainment and the rich history of Atlantic City’s most treasured resort while being redeemable at any Mohegan property. Learn more at Resortsac.com.
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Give the Gift of Wine
Visit our Tasting Room and Find the Right Wine for Your Holiday Celebration Whether it is one of our South Africian wines or our Cabernet Sauvignon Clone 169 Reserve, visit us to discover the perfect wine to pair with your holiday celebration or share with friends and family.
Visit KennedyCellarsWine.com to learn more or call 609-941-2000! Our tasting room is open Friday and Saturday from 11:00am to 5:00pm and Sunday and Monday from 11:00am to 4:00pm.
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TRAVEL the largest ski area in Switzerland. As the name suggests, you have four challenging valleys with plenty of steep (up to 77-percent grade), groomed trails to satisfy your inner dare-devil lurking under that ski jacket! Once you get to the top, stop and take in the windy view of the Alps including the majestic Mont Blanc — 15,406 feet above the valley below. Considered as the most difficult skiing in the Alps, the Chamonix Valley consists of five ski resorts including Grands Montets — the largest and most popular ski resort in the Chamonix Valley including skiing over the Argentière glacier. Depending on proficiency, some people hire a guide to help them navigate across the Vallée Blanche, one of Chamonix’s most well-known ski routes — 20km of glaciers, crevasses, and the most breathtaking views of the Alps. A Must See/A Must Ski Straddling the border between Zermatt, Switzerland and Cervinio, Italy, a large, nearperfect pyramid of a peak towers over the mountains. The iconic Matterhorn stands as one of the highest summits in the Alps — 14,692 feet high. Whether you begin the journey in Zermatt or Cervinio, study the trail options and maps to make sure you are comfortable since most trails are for intermediate and advanced skiers. If you are up for the challenge, consider skiing from one side of the mountain to the other via the Saint-Théodule pass. At 3,883 meters, the glaciered slopes offer a stunning panorama of the Matterhorn and surrounding peaks. Plus, being able to ski from Switzerland to Italy (or vice versa) gives you a James Bond kind of international flair. n
LifeStyle Art
Experience Tinseltown
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The Atlantic City Tinseltown Holiday Experience will include everything from holiday shows, tree lightings, and spectacular displays to casino pop-up lounges, a holiday parade, and a holiday-themed cocktail & mocktail trail. Discover more about the citywide celebration coming December 1st. BY MICHAEL CAGNO
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ART “
T
inseltown” is a popular nickname for Hollywood. The epicenter of the American film and television entertainment industry is often called the glamour and glitz associated with the Hollywood movie-making business. As Hollywood emerged as the major film industry during the 20th century there were many theories on how Hollywood received its nickname Tinseltown. The most significant was inspired by the shiny, metallic decorations used in Christmas and New Year’s festivities, which are often made of tinsel. California’s favorable climate, star system, and glamorous image may have helped solidify their appeal, but now a new Tinseltown is on the rise, Atlantic City.
Give back to the community by donating an unwrapped toy for the Ducktown AC Toys for Tots drive. The Casino Reinvestment Development Authority (CRDA) invites visitors to celebrate the season during the Atlantic City Tinseltown Holiday Experience from December 1, 2023, to January 1, 2024. The citywide holiday celebration, now in its second year, will include everything from holiday shows, tree lightings, and spectacular displays to casino pop-up lounges, a holiday parade, and a holiday-themed cocktail & mocktail trail. Sponsored by the Chelsea Economic Development Corporation, Atlantic City residents and visitors are invited to O’Donnell Park for a tree lighting ceremony and multicultural community holiday festival with holiday singing, hot chocolate, apple cider, pictures with Santa, and 50
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more. Check out the holiday events at the Orange Loop and the Ducktown multicultural holiday ornament-making event. The Absecon Lighthouse and Showboat should be added to your itinerary as well. Noyes Arts Garage of Stockton University Holiday Market & Gingerbread Village presents live music from pianist Denis Brousse, family photos with Santa, craft activities for all ages, local food and drink vendors, and shopping from local artists and vendors. Compete for cash prizes and vote on your favorite gingerbread house in our Gingerbread Village. Give back to the community by donating an unwrapped toy for the Ducktown AC Toys for Tots drive. The grand finale of the Tinseltown Christmas celebration will be the New Year’s Eve fireworks extravaganza, lighting up the Atlantic City skyline in a burst of color and sparkle. It will be a fitting end to a month-long celebration that turned this coastal city into a dazzling Tinseltown, making it a must-visit destination for holiday enthusiasts from all over the region. “Christmas in Atlantic City is like the perfect blend of seaside magic and festive enchantment, where the waves of joy crash against the shore of holiday spirit. It’s the perfect hand in a casino of memories, where the boardwalk lights sparkle with the season’s warmth, and the ocean’s waves provide a rhythmic backdrop to the symphony of holiday joy,” says Ducktown resident Rich Negro. The goal is to provide visitors to Atlantic City with an experiential holiday celebration they will never forget and discover why Travel + Leisure magazine named Atlantic City one of the “25 Best Christmas Towns in the U.S.” n
Holiday Favorites
Join the Bay Atlantic Symphony for an Amazing Holiday Music Celebration!
Troy Koger, tenor
Pachelbel— Canon Bach— Corelli—Harris Valerie Coleman—Umoja Russell Steinberg—Lights On! Schubert—Ave Maria Adam—O Holy Night Troy Koger, tenor
Rowan College of South Jersey Vineland Saturday, December 9 3PM Stockton PAC Galloway Sunday, December 10 2PM
Harris—A Medley of Christmas Carols
Scan QR code to go the BAS Website
Audience singalong!
For tickets go to BayAtlanticSymphony.org or call RCSJ Vineland: 609-449-8780
Stockton Galloway: 609-652-9000
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LifeStyle Wine
TIPS FOR PAIRING BEER AND FOOD BY GARY MONTEROSSO
A
subject that has intrigued me for years concerns serving the proper beer with a meal. I’ve discussed this with chefs, beer reviewers, and several brewers and brewery owners. It certainly is not like years ago when there were fewer than 100 American companies making beer with virtually all consisting of sand-colored light lagers. We now have close to 10,000 breweries in the United States coupled with varieties from all over the world. Visit any well-stocked package goods store and you can easily be overwhelmed by the selection. As for pairing beer and food, it is considered an art that has been perfected by beer enthusiasts all over the world. As beer has become more popular, it has evolved into a drink that can be enjoyed not only on its own but also with a variety of foods. With the vast array of beers available today, there is something to suit every taste and occasion. Here are some tips to help you match beer and food to create the perfect pairing. The first step to creating a successful beer and food pairing is to choose a beer that complements the flavors of the dish. Lighter beers such as pilsners, lagers, and wheat beers pair well with lighter dishes such as salads, fish, and chicken. Darker beers such as stouts, porters, and brown ales are best suited to heavier dishes such as beef, pork, and lamb. When it comes to spicy foods, a beer with a bit of sweetness
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can help balance out the heat. A Belgian-style witbier or a fruit beer can work well with spicy dishes such as Thai curry or Mexican cuisine. For foods with a lot of fat or oil, a beer with higher carbonation such as an IPA or a pilsner can help cut through the richness.
Another important factor to consider is the intensity of the flavors. A strong-flavored beer such as an imperial stout can overpower delicate flavors in a dish, whereas a lighter beer may not hold up to bolder flavors. In general, it’s a good idea to match the intensity of the beer to the intensity of the dish. Beer can also be used as an ingredient in cooking to add flavor to dishes. Darker beers can be used in stews, chili, and marinades, while lighter beers can be used in sauces and salad dressings. When cooking with beer, it’s important to choose a beer that you would enjoy drinking, as the flavors will be concentrated in the dish. When serving beer and food together, it’s important to consider the temperature of both. Beer should be served at the appropriate temperature to bring out its flavors, and food should be served at a temperature that enhances its flavors. In general, lighter beers should be served colder, while darker beers can be served at a slightly warmer temperature. In summation, matching beer and food is all about finding the right balance between flavors and intensities. With a little experimentation and a willingness to try new things, you can create the perfect pairing to enhance your dining experience. So next time you’re planning a meal, don’t forget to consider the beer — it might just be the missing ingredient you’ve been looking for! n
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Somers Point’s happiest hour.
LifeStyle Social
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The Chaine Visits Chef Vola’s
The Chaine de Rotisserie held their latest event at Chef Vola’s in October titled Chaine de Rotisserie Mondiale Nebbiolo Vs. Sangiovese Grape Competition.
Photos by Nick Valinote
CRA Financial Appreciation Dinner
CRA Financial held its annual customer appreciation dinner at the new Cardinal Bistro in Atlantic City on October 5.
Photos by Paul Dempsey
CRDA’s Annual First Serve
The NJ Casino Reinvestment Development Authority held its annual First Serve for our First Responders dinner in September to celebrate and honor first responders within our community.
Photos by Nick Valinote
Cut Film Festival Awards
Filmmakers and film lovers gathered from abroad for this annual awards event. Featured were some amazing films, along with a fabulous after party.
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Photos by Ruben Garcia for ArtC
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LifeStyle Social
Il Verde Hosts Epicureans
The staff at Il Verdi at the Tropicana Atlantic City hosted the Epicurean Society for an amazing dinner including handmade pasta and other Italian delicacies.
Photos by Nick Valinote
MBCA Summer Mixer
The Metropolitan Business & Citizens Association (MBCA) held its Summer Mixer “Jersey Jam” event at the pier this past August.
Photos by Nick Valinote
Rejuvenessence Wellness & Age Management Hosts Grand Opening
Cornerstone Plastic Surgery and Rejuvenessence held an open house delighting guests with drinks, light food, raffles, prizes, and special discounts. Dr. Coville and anti-aging specialist Dr. DeSimone spoke on topics of women and aging.
Photos by Kristian Gonyea
AtlantiCare Foundation’s 62nd Annual Gala
The AtlantiCare Foundation Held its 62nd Annual Century Club Gala themed “A Night At The Circus” honoring their 2023 Edward R. Knight Award Recipients Jill Ojserkis, Esq. and Alexander Onopchenko, MD.
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Photos submitted
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LifeStyle Social
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32nd Annual Installation Awards Gala
The 32nd Annual Installation Awards Gala took place on Sept 28th at Caesars Casino honoring past CEO/President of AtlantiCare, Lori Herndon who also received the MBCA “Community Spirit Award”.
Photos by Nick Valinote
Here She Comes, Miss’d America
The Miss’d America Pageant was held in September in Atlantic City while wrangling up a wild west theme with returning emcee Carson Kressley.
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Photos by Nick Valinote
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LifeStyle Social
The Right Notes
The Right Notes was presented by the Donovan Financial Group of UBS and Passion Vines Wine & Spirit Company. This annual event is South Jersey’s largest philanthropic wine tasting, all while raising funds for those living with MS.
Photos by Nick Valinote
Stockton’s Annual Golf Classic
Stockton University held its Annual Golf Classic raising over $105,000 for the Stockton fund, which provides support for emerging opportunities, scholarships and needs of Stockton students.
Photos submitted
Tennessee Beer Dinner
Tennessee Beer Hall hosted a special dinner in October that featured craft beer selections by Scott Cronick paired with 4 delicious courses by Chef Charles.
Photos by Nick Valinote
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LifeStyle Eats
Some Like It Hot (Hotter, Hottest) L to R: Head Chef Sunil Sharma, Asst. Manager Samiya Sheikh, Dr. Mukesh Roy (owner), and Head Steward Ajay Rai at Nizam Authentic Indian Restaurant
Chicken Biryani
A good spicy challenge strikes a balance between flavor and fear. -Adam Richman
Gobhi Manchurian
Chicken Tikka Masala
It’s time to strut on over to the wild side of the plate and experience a plethora of ethnic foods and spices such as sirachas, jalapenos, and chili garlic, just to mention a few. BY MOLLY GOLUBCOW
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Empanadas at Good Dog Bar Photo by Steve Legato
Chili Lime Shrimp Kabobs at The Roost
Carne Tampiquena at Isabella’s
Ibis Gonzalez serves up Polo ala Mexicana and Chorizo Benedict at Isabella’s
Chorizo Fundido at Isabella’s
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LIFESTYLE | Holiday 2023 59
BOOK YOUR HOLIDAY PARTY AT
Good Dog Bar C LI C K FO
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Party Info & Menus! NFL Sunday Ticket • Watch Every Game! All Eagles games aired with SOUND ON
OPEN DAILY 11:30 AM - 2 AM LUNCH, DINNER, & LATE NIGHT Kitchen closes at midnight
3426 Atlantic Avenue Atlantic City, NJ 08401
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Bring the Beauty of Nature into your Home
Kristian Gonyea’s love for capturing local landscapes & seascapes is available for purchase at kristiangonyeaphotography.com.
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EATS
D
o you start to sweat just by looking at the symbol on a menu? When you shop for salsa, do you gravitate towards mild and run like hell from the HOT jar? Are the most exotic spices in your kitchen cabinet salt and pepper? If you said “yes” to the above questions, you may be suffering from No Hot Sauce for Me syndrome. Not that there’s anything wrong with liking mildly flavored meals, but maybe it’s time to strut on over to the wild side of the plate! There are so many ethnic foods and spices to experience — sirachas, jalapenos, and chili garlic, just to mention a few. Changing your taste is not an overnight accomplishment. It will take baby steps (and bites) and the first step to puckering up your palette is boldly grabbing a bottle of hot sauce and saying, “Yes, I will give it a try; I am not afraid!” So, What Exactly is Capsaicin? Depending on the amount, mild or super-hot, you can find capsaicin in foods like chili powder in Mexican enchiladas, paprika in Hungarian Goulash, and Siracha in a bowl of Vietnamese Pho. What is it? In short, capsaicin is a chemical compound that gives hot chili peppers the heat you taste. Although some people shy away from spicey food and/or hot sauces, others find it enhances the dish. In fact, some people feel that “heating” up their food with a shot of Tabasco or Cholula actually adds to the taste to the point of creating a euphoric effect. Taste Buds 101 Culturally, some taste buds seem to come to the table, so to speak, better prepared to handle the heat. For example, in Indian culture, it is no surprise that adults and even small children can take the extra hot flavor. In fact, a person’s food preferences may even start before birth. Mothers who eat spicey foods during
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EATS
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pregnancy, will likely influence the palette of the baby. Children raised in Mexico or India, or raised in the United States by parents who cooked with spice, are more likely to seek out piquancy as an adult than those raised on blander food. From a medical perspective, ancient cultures have benefited from hot peppers for healing purposes (inflammation and antiseptic) for many years. Dr. Maria Kleiber elaborates on the power behind capsaicin, “The chemical compound in hot pepper has been used for millennia by cultures in India, Mexico, and South America. As a result, these people have developed, perhaps genetically, an acquired taste to tolerate the heat.” For those who do not have the spice “gene,” Dr. Kleiber suggests “giving it a try” — gradually introducing the taste to your mouth. Change of Palette If you are a person who is not a fan of heat, but would like to change, there is hope for you and your taste buds. According to a study conducted by the Sensory Evaluation Center at Penn State University, people can increase their tolerance to spicey food within weeks. The research showed that subjects who rinsed twice a day with a capsaicin mouthwash gradually ramped up their heat tolerance. Once you and your palette are ready, there are many local eateries to spice up your life. In Egg Harbor Township, NJ, try Nizam’s for Indian cuisine. Owner, Dr. Mukesh Roy, and his staff gladly walk you through the menu. “We have three levels of spice options from Mild — just a hint of spice to wake up the palate, Medium — the spice level most Indians eat their food, and Hot or Spicy —that will take you to another level!” If you try the hottest, Dr. Roy suggests ordering Raita (cucumber and yogurt mixture) or a glass of mango lassi to cool you off! Regardless of the hot factor, what should you order? Dr. Roy
recommends that newcomers to Indian food start out with favorites like Chicken Tikka Masala or Saag Paneer (for vegetarians). If you can take the heat, try the Karahi Chicken or Nizam’s Tangri Kebab — rated as the best kebab by NJ.Com. Another local spicey option is Mexican cuisine at Isabella’s in Ventnor, NJ. Owner Lupe Terrones tells customers who are concerned about the hot factor that all of the meals in her restaurant can be suited to your tastes. Terrones suggests, “If you are afraid of too much spice, we happily prepare your order exactly like you want it. If you want mild, I recommend the Quesadillas and Chimichangas. If you prefer a little more spicey, we can add mild Guajillo peppers to any entrée.” For customers who are really ready to turn up the heat, Terrones suggests that you ask for red Pulla Chile peppers to really wake up your taste buds. n
Extraordinary Italian Taste Your Ultimate Holiday and Party Destination
What’s in a Spice Blend? Mehfil Indian Restaurant in Atlantic City, NJ shares their secret spice blend — ingredients are dried, roasted, and then ground. There are at least 11 flavors found in Mehfil’s South Asian mixture. Depending on the amount used in a dish — mild to hot! • Paprika • Red Chili • Brown Cardamon • Garlic • Coriander
• Cumin • Black Pepper • Clove • Bay Leaf • Cinnamon • Fenugreek
3108 Pacific Ave, Atlantic City, NJ 08401 | MyGirasole.com
Atlantic City’s Hidden Gem
Chef Vola’s Italian Restaurant
111 S. Albion Place, Atlantic City NJLifestyleMag.com
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LIFEST YLE RECOMMENDED RESTAUR ANTS Capriccio Italian Restaurant
Girasole
1122 Boardwalk, Atlantic City 609-340-6300 resortsac.com Enjoy an Italian meal with excellent service, a mouthwatering menu, and spectacular views of Atlantic City.
3108 Pacific Ave., Atlantic City 609-345-5554 mygirasole.com A true, family-owned restaurant. Their food is cooked to order from scratch and handcrafted to ensure authentic cuisine.
Chef Vola’s
Good Dog Bar AC
Cordivari’s Restaurant
Isabella’s Ventnor Cafe
Dougherty’s Steakhouse & Raw Bar
Knife & Fork Inn
Dock’s Oyster House
Linwood Country Club
The Ebbitt Room
The Nizam’s
111 S. Albion Place, Atlantic City 609-345-2022 chefvola.com This James Beard Foundation-awarded restaurant has huge portions of food your grandmother would be proud of.
3004 W. Brigantine Ave., Brigantine 609-264-5909 cordivarisrestaurant.com Chef Jim Cordivari takes pride in presenting many original family recipes that originated in Italy.
1122 Boardwalk, Atlantic City 609-340-6555 doughertysteak.com Dougherty’s Steakhouse allows steaks and chops to share the spotlight. Located in the historic Resorts Hotel & Casino.
2405 Atlantic Ave., Atlantic City 609-345-0092 docksoysterhouse.com Dock’s continues to blend the classic oyster bar feel with upscale dining and maritime touches.
25 Jackson Street, Cape May 609-884-5700 caperesorts.com Rooted in a farm-to-table, farm-to-glass dining philosophy featuring the freshest ingredients from Beach Plum Farm. 64
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3426 Atlantic Ave., Atlantic City 609-808-3038 gooddogbar.com Now in Atlantic City and “paws-itively” good news if you’re looking for both upscale options and well-crafted comfort food.
4 S. Portland Ave., Ventnor 609-822-2477 isabellasventnor.com A local staple serving breakfast, lunch, and dinner, influenced by Chef Ibis Gonzalezes Mexican origins. BYOB.
3600 Atlantic Ave, Atlantic City 609-344-1133 knifeandforkinn.com Over the past century, the Inn has led a long and colorful life making it an historically charged establishment in AC.
500 Shore Road, Linwood, NJ 609-927-6134 linwoodcountryclub.com Now open to the public offering breathtaking views of the golf course and an upscale dinner menu.
6725 US-40, Egg Harbor Twp., NJ 609-677-8829 thenizams.com A fine-dining experience with an assortment of traditional food from India made with authentic herbs and spices.
The Pier House at La Mer
1317 Beach Ave, Cape May 609-770-4810 capemaylamer.com Flavorful cuisine, locally sourced from local farms, creating a unique dining experience based on classic shore cuisine.
The Roost Pub & Grill
500 St. Andrews Dr., Egg Harbor Twp. 609-927-0006 harborpines.com Serving freshly prepared food such as sliders, wings, flatbreads, chili lime shrimp kabobs and stuffed tater tots.
Smithville Inn
1 N. New York Road, Smithville 609-652-7777 historicsmithville.com Enjoy scenic view dining areas, private dining rooms with fireplace, and formal banquet and wedding facilities.
Tomatoes
9300 Amherst Avenue, Margate 609-822-7535 tomatoesofmargate.com Situated along the downbeach Margate Bayfront, the eclectic menu and lively bar scene are eclipsed by beautiful sunsets.
Visit The Roost at Harbor Pines Golf Club, Atlantic County’s premier Pub and Grill. Experience a dynamic menu and unique cocktails in a vibrant setting. Whether you prefer cozy indoor spaces with big-screen TVs or the spacious patio with firepit seating and golf course views, we’ve got you covered. Join us for daily Happy Hours, Football Sundays, and fantastic food and drink deals. Explore our menu and learn more at harborpines.com/the-roost. Harbor Pines Golf Club | 500 St. Andrews Drive, Egg Harbor Twp., NJ 609.927.0006 | harborpines.com
Valentina’s Trattoria Italiana
200 Tilton Rd., Northfield 609-380-2466 valentinasnj.com Comfort food, the “Italian way” featuring handcrafted pastas, fresh seafood, imported meats, and fine Italian cheeses.
Washington Inn
801 Washington St., Cape May 609-884-5697 washingtoninn.com Warm hospitality and exceptional New American cuisine. You’re sure to find comfort in the people and food.
Lunch u Dinner u Catering ValentinasNJ.com 609.380.2466 NJLifestyleMag.com
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Financial Corner by CRA Financial, L.L.C.
SEQUENCE OF RETURNS RISK AND YOUR RETIREMENT
W
hen you are drawing from your portfolio in retirement, one often overlooked risk is something called Sequence of Returns Risk which can have a drastic effect on your individual situation. This risk tends to present itself if you retire and the market dips creating a situation where you are now drawing from a smaller portfolio. If the market dips further or stays low for a while, it could create a disaster for you if your withdrawal rate becomes too high. This could cause you to draw your principal down to a point where, even if the market bounces back, you could still end up faced with the real possibility of running out of money. A real-life example can better illustrate this. Suppose you had a $1 million investment in the S&P 500 Index from 1989-2008. If over this time you withdrew an inflationadjusted 5% of the portfolio yearly, through 2008 you would have ended with $3,100,858. So, in real life over this time period, things would have worked out fine for people. The average annual return for the S&P 500 was 8.43% over these 20 years. Now, here’s another example that illustrates what sequence of returns risk is. If you ran the same exercise but flipped the sequence of the returns starting with 2008 (when the market crashed) being year 1, and 1989, being year 20, guess what happens? The average annual total return of the S&P 500 of course remains the same at 8.43%, however, your portfolio ends with a value of just $235,103. Almost $2.9 million less! The reason is that there was a very bearish market at the beginning of the exercise when the sequence was flipped. Starting with 2008, the market lost 37%, and remember you have to take 5% out for living expenses. This leaves you with 42% less money or only $580,000. You would now be in a situation where you are forced to draw off of a much smaller base.
Originally you were only drawing 5% or $50,000 from a $1 million portfolio, but now if you drew the same $50,000, this would represent a withdrawal rate of almost 9%. This makes it hard for the portfolio to recover as now you’d need the market to grow by more than 9% to start seeing your principal grow again. What can we learn from this exercise? Well, this shows you why you can’t have all your money in just stocks in retirement. It’s imperative to have a balanced portfolio where you’re not put in a situation where you need to sell your stocks low to fund your expenses. In today’s environment, you can have cash equivalent money market funds that pay you around 5% interest providing a nice return while avoiding the risk of the market. Additionally, even though 2022 was a bad year for bonds, fixed-income investments typically provide ballast and perform well when the stock market declines. Making sure you have the right mix of “non-stock” investments allows you to even out the ride in retirement and minimize your sequence of returns risk. Additionally, a good financial advisor should be able to stress-test your retirement plan and even run a bear market scenario to make sure your plan still holds up. The last thing you want is to have to go back to work because you simply picked the wrong year to retire. n Respectfully Submitted CRA Investment Committee Matthew Reynolds, CPA, CFP® Robert T. Martin, CFA, CFP® Jeffrey Hilliard, CFP®, CRPC® Phillip Tompkins, CFP ®
Thomas Reynolds, CPA Gordon Shearer, Jr., CFP® Joseph McCaffrey, CFP®
This article is for informational and educational purposes only and should not be relied upon as the basis for an investment decision. Consult your financial adviser, as well as your tax and/or legal advisers, regarding your personal circumstances before making investment decisions.
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