LifeStyle
Winter Cheer
COZY MEETS COUTURE • THAT’S MY CABO MUSIC TO OUR EARS • RAISE A ROYAL GLASS
By Nick Valinote
COZY MEETS COUTURE • THAT’S MY CABO MUSIC TO OUR EARS • RAISE A ROYAL GLASS
By Nick Valinote
A new year brings fresh opportunities, and like many of you, I’m looking forward to shedding old habits while embracing new ones — to reinvent, reinvigorate, and reimagine. I hope this New Year Issue serves as inspiration to start 2025 on a positive note.
In our Home Feature, we explore emerging kitchen trends that reflect an exciting evolution in design — moving from chrome hardware to gold accents and the bold adoption of black kitchens. Don’t miss Danielle Gomes’ insightful feature, which includes expert input from realtor Erin Sykes.
What better way to kick off the year than with a dream getaway? Our Travel Feature takes you to a new spot known as Land’s End — Cabo San Lucas, located at the tip of Mexico’s Baja Peninsula. Think azure waters, breathtaking whalewatching adventures, and endless margaritas — just the beginning of your escape!
I recently had the pleasure of attending a holistic cooking class led by Dr. Samar Bursheh at her wellness company, Nutriamed. Dr. Bursheh believes in treating the whole body and is passionate about helping others live healthier lives. In this issue, Robin Stoloff introduces you to her philosophy of care — don’t miss one of these fun, educational classes conveniently located in Egg Harbor Township.
In “Music To Our Ears”, we celebrate the vibrant arts and music scene in South Jersey. Behind every local performance lies thoughtful planning, passionate production, and a dedication to uniting our community through the joy of music. These events are more than entertainment — they’re essential threads in the cultural fabric of our region.
Our Art Feature by Michael Cagno introduces you to Chanelle René, an inspiring artist whose colorful works tell meaningful stories. As with all art, there’s a deeper narrative behind her creations, and Chanelle’s work is no exception.
Here at NJ Lifestyle Magazine, our mission is to discover the best of the best and share it with you. I’m fortunate to live a life of abundance, which takes me to extraordinary places and allows me to experience incredible things. One such gem is Queen Jayne’s, where the menu is filled with unforgettable dishes. My favorite? “CRUNCHATIZE ME, CAP’N!”—trust me, it’s a must-try!
We wish you a happy, healthy, and fulfilling New Year! For more stories, features, and exclusive images not included in our print edition, visit NJLifestyleMag.com.
Nick Valinote, Publisher
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The people who make it great.
Darla Scarduzzio Creative Director
Darla has been an integral part of NJ Lifestyle Magazine since 2004. From sales to publishing to graphic design, she has experienced all aspects of the industry.
Robin Stoloff Health Reporter
Robin has been a local health reporter since 1986, and hosts Living Well on Lite Rock 96.9, and a weekly podcast by the same name. Visit her at livingwellwithrobinstoloff.com.
Molly Golubcow Writer
By day, Molly has been a technical writer for over 20 years. By night, she escapes the world of “Press Enter” to write about anything other than technical subjects.
Michael Cagno Artist, Writer
Michael is the Executive Director of the Noyes Museum of Art of Stockton University, V.P. of the MidAtlantic Association of Museums, and an artist.
Felicia L. Niven Contributing Writer
Felicia has been writing professionally for more than 3 decades. Her passion for exploring new subjects is reflected in each feature story she crafts.
Sandy Sardella White Online Writer
Sandy is rediscovering her beloved hometown at the shore after living in Boston for years. She’s been a writer for the Boston Herald, Harvard Health and the Philadelphia Inquirer
Michael Bray Wine Writer
Michael is the founder of and director of operations at Passion Vines Wine & Spirit Company in Somers Point and EHT. He serves on numerous local boards.
Danielle Gomes Contributing Writer
Danielle is an author, freelance writer and brand marketing specialist. Her nationally featured work has won numerous awards. She lives in Margate with her husband and two sons.
Dennis Hayes & Lisa Johnson
Dennis’ passion is learning the secrets of preparing good food, traveling the world, and living life to the fullest. Lisa is a TV journalist from Vegas, Philadelphia, and A.C.
Kristian Gonyea Photographer
Kristian’s 15+ years of photography has appeared in various newspapers and magazines. His love of South Jersey has blossomed into his most recent works, sunrises and sunsets.
Gary Monterosso Craft Beer Writer
Gary is an award-winning critic who has written for national and regional publications. Gary has appeared on many television programs discussing craft beers.
Paul Dempsey Photographer
From expressway billboards to European fashion magazines — Paul’s photography is fresh, unique, and intentional. His photos tell the stories that need no words.
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Louisa Esposito
Molly Golubcow
Danielle Gomes
Dennis Hayes
Gary Monterosso
Felicia L. Niven
Marjorie Preston Matt and Tom Reynolds
Robin Stoloff
Sandy Sardella White
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This season, outerwear takes center stage with designs that seamlessly merge style and functionality. From timeless trench coats to edgy moto jackets, each piece offers a unique way to elevate your cold-weather wardrobe.
By Darla Scarduzzio
Whether you’re layering for the slopes or adding a polished touch to your everyday look, these must-have coats and accessories promise to keep you warm while turning heads. Our curated selection of chic investments for winter can transform any outfit into a statement of sophistication.
Step into timeless elegance with the Loewe Double-Breasted Drill Trench Coat, a masterpiece of classic design with a modern twist. Crafted in Italy from premium cotton drill, this trench coat showcases impeccable tailoring, featuring a double-breasted front, belted waist, and statement lapels. The soft camel hue ensures versatility, making it a perfect layering piece for both casual and formal ensembles. Pair it with a sleek turtleneck and boots for effortless sophistication this season. Available at julian-fashion.com, $2,086
Elevate your winter wardrobe with the Moncler Brosse Belted Puffer Jacket, a chic fusion of functionality and style. This quilted puffer, crafted from glossy nylon laqué, combines Moncler’s signature warmth with a tailored silhouette, thanks to its cinched waist and removable belt. The high collar and insulated hood offer optimal protection against the elements, while the sleek black finish ensures timeless versatility. Pair it with fitted trousers and winter boots for a luxe coldweather look that’s as cozy as it is refined. Available at moncler.com, $2,150
Wrap yourself in understated luxury with the Salon 1884 RY Belted Suede Wrap Coat, a statement piece that exudes sophistication. Made from supple, camelhued suede, this coat features a fluid, unstructured silhouette, enhanced by its self-tie belt for a customizable fit. The minimalist design allows the sumptuous texture to take center stage, making it an effortless choice for elevating both day and evening looks. Layer it over tailored separates or a chic knit dress for a timeless ensemble that’s equal parts cozy and elegant. Available at neimanmarcus. com, $4,590
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Hit the slopes in style with the Obermeyer Ventina Down Jacket, a perfect blend of performance and sophistication. Designed with a flattering silhouette, this jacket boasts 550-fill power down insulation for superior warmth, while the waterproof-breathable shell ensures protection from the elements. Functional yet chic, it features a removable hood with faux fur trim, plenty of pockets, and sleek design details that transition seamlessly from the slopes to the city streets. Pair it with snow boots for your next alpine adventure or with everyday essentials for an effortlessly polished winter look. Available at obermeyer.com, $399
Accessorize with this chic Checkerboard
Shearling Tote Bag from Talk of the Walk. Featuring bold shades of brown in a checkerboard pattern, this statement accessory combines cozy shearling texture with modern style. Spacious yet lightweight, it’s perfect for carrying all your essentials, whether you’re headed to brunch or a weekend getaway. The ultimate blend of function and fashion, this tote is a must-have. Available at talkofthewalk.com, $89.98
This eye-catching coat features a striking fusion of rugged denim and intricate lace accents, offering a unique blend of edgy sophistication and romantic charm. Its long, flowing silhouette makes it the perfect layering piece for any season, whether you’re dressing up a casual ensemble or adding a touch of elegance to eveningwear. Functional yet fashionable, this duster is a wardrobe essential for the modern trendsetter. Available at talkofthewalk.com, $149.98
Rev up your wardrobe with this edgy moto jacket that redefines classic biker chic with a glossy patent finish and bold grommet detailing. The tailored fit and asymmetric zipper add a touch of rebellious sophistication, making it the ultimate statement jacket for day-tonight style. Pair it with distressed denim or a sleek dress to add instant attitude to any outfit. Available at talkofthewalk. com, $129.97 n
Black is making bold moves in kitchen design, adding sophistication and depth to spaces in creative and timeless ways. From sleek fixtures to dramatic countertops, this versatile hue is becoming a go-to choice for homeowners and designers alike. In an exclusive interview, Erin Sykes, owner of SYKES Properties, shares her expert insights on incorporating black into your kitchen and achieving a luxe, balanced aesthetic.
By Danielle Gomes
Erin Sykes, owner of SYKES Properties specializes in helping clients year-round in Palm Beach, The Hamptons, New York City, and the New Jersey coast, Erin utilizes her combined background in finance and construction to take an analytical and qualitative approach to amplifying clients’ return on investment.
Home & Design
Like an exclamation mark on a well-crafted sentence, the color black is finding its way into the kitchen story. From fixtures to hardware to cabinetry and beyond, this inky shade is writing its way into kitchen designs in various ways. While black fixtures and finishes have been used in kitchens for nearly a decade, this color is still surging in popularity and finding new creative expressions.
To uncover different ways to incorporate this subdued hue into your kitchen design, New Jersey Lifestyle interviewed Erin Sykes, owner of SYKES Properties, an innovative real estate firm specializing in managing multifaceted transactions for clients in locations across the Golden Triangle, optimizing results, and creating synergy across their real estate investments.
Design is all about nuance. There are certainly aesthetics that will prove timeless with a black kitchen, and others that will have a short lifespan.
Is using black in kitchen design trendy or timeless?
Design is all about nuance. There are certainly aesthetics that will prove timeless with a black kitchen, and others that will have a short lifespan. For me, when focused on a minimalistic color palette, texture becomes increasingly important. I love natural materials, smooth stones, and rich, textured woods mixed with high-gloss lacquers, and I believe that the right distribution of each is what drives a luxe feel.
What are some different ways to add black to your kitchen?
Accessories are the easiest and least expensive way to add black to your kitchen, from tabletop items like dark marble serving trays to small appliances like toasters, stand mixers, and more. My favorite way to add dark features is with a statement marble countertop (or quartzite for durability).
Accessories are the easiest and least expensive way to add black to your kitchen, from tabletop items like dark marble serving trays to small appliances like toasters, stand mixers, and more.
Are there any dos and don’ts when it comes to using black in kitchen designs?
Don’t use the same finish for all of your dark design pieces. Mix up smooth, glossy, and textured finishes.
Don’t forget about the lighting. Recessed lighting under high and low cabinets can help brighten a dark space, to allow for functionality, while still allowing for the moody vibe.
Do have fun with trying dark tones.
Do you have a favorite way to use black in the kitchen?
I adore dark stone features; my favorite sources are ARCA Stone and Opustone. A showroom visit is an incredibly inspirational experience.
Do you have any final tips?
This is one of the more accessible style elements to test out. If you’re drawn to this hue, try experimenting with dark countertop accessories and build from there.
About Erin:
Specializing in helping clients yearround in Palm Beach, The Hamptons, New York City, and the New Jersey coast, Erin utilizes her combined background in finance and construction to take an analytical and qualitative approach to amplifying clients’ return on investment.
With a background in commercial and luxury residential construction at her family’s 120+ year-old firm and certification as a LEED AP — New Construction, Erin understands how to optimize new development and intricate renovation using sustainable and architecturally appropriate materials and methodology.
As a business news contributor, Erin is responsible for developing and translating real estate trend data into consumer and industry insights. She reports on monthly housing starts, new developments, rate changes, and general industry trends for all major news outlets.
As a business news contributor, Erin is responsible for developing and translating real estate trend data into consumer and industry insights.
Erin is often interviewed by Fox Business News, CNBC, TODAY, CNN, NBC Nightly News, The Real Deal, Bloomberg, Mansion Global, Forbes, TechCrunch, and Inc. She holds an MBA from Pepperdine University and a Bachelor in Finance and International Business from Villanova University.
Contact: Office: (561) 437-3373
Mobile: (609) 517-3071
Erin@SykesProperties.com
Palm Beach | Miami | The Hamptons | NYC | Jersey Coast n
You can’t buy happiness. But you can buy a flight ticket to Cabo. And that’s pretty much the same thing.
As winter settles in with cold winds and snow, many people dream of escaping to a warm paradise. Cabo San Lucas, a vibrant resort city at the southern tip of Mexico’s Baja California peninsula, offers the perfect retreat. From golden beaches and clear turquoise waters to thrilling water sports, romantic sunsets, and lively nightlife, Cabo has something for every kind of traveler. Let’s explore the beauty and excitement of Cabo, where life truly feels like a beach.
By Molly Golubcow
Whether by air or cruise ship, the minute you arrive, Cabo instantly warms your heart and soul. And, splashing about in the sun and azure waters certainly can’t hurt your tan!
Old man winter has arrived bringing his usual bag of tricks — wind, snow, sleet, and stay indoor temperatures. This is your life for the next three months — like it or not. So, you start planning a “getaway” to somewhere warm, of course. So, where to? As you surf the internet from A to Z, try “C” for Cabo San Lucas.
Simply called Cabo, this premier resort city in Mexico is located at the southern tip of the Baja California peninsula. Whether by air or cruise ship, the minute you arrive, Cabo instantly warms your heart and soul. And, splashing about in the sun and azure waters certainly can’t hurt your tan!
Outdoor water activities are plentiful. However, Cabo offers much more than just fun in the sun. You can expect to find gourmet meals, romantic sunsets, and partying the night away in one of Cabo’s many trendy nightclubs.
So, toss the gloves and scarf. Let’s take a look at the warmth and beauty of Cabo San Lucas.
Life is a Beach
Cabo touts over 12 miles of beaches, mostly swimmable. One of the most popular and populated spots is Medano Beach. Relax on warm golden sand and frolic in the “tequila-clear turquoise waters” that are usually calm and inviting. Right across the bay, Lover’s Beach is another popular site. Nestled between two huge protruding granite rock formations, the beach is a must. You can easily get there by water taxi from Medano Beach or if you are so inclined, take advantage of the calm waters to paddleboard or kayak over.
Another noteworthy spot is Palmilla Beach — white sand and very swimmable waters. In addition, Palmilla Beach hosts the swimming segment for the annual
love for capturing local landscapes & seascapes is available for purchase at kristiangonyea.com
For a truly unique experience that you would not expect to find in Mexico, take in the rugged Baja coastline on a camel safari. Your guided tour begins with a leisurely beach ride atop a camel followed by a much faster and bumpier ATV ride through the Cabo desert. Tours usually include a complimentary tequila tasting — hopefully after the camel ride!
Ironman Triathlon. Not an Ironman (woman)? No worries, just bask in the sun and watch fishermen launch their boats to find local catch-ofthe-day options to be served at one of Cabo’s many restaurants.
The waters, gorgeous aqua blue and warm, just beg you to take part in some kind of water sports. Cabo offers a boatload (pun intended) of aquatic options and opportunities to experience marine wildlife firsthand. For example, you can swim with dolphins, snorkel, or Snuba with whale sharks, and watch an eco-supervised turtle release by the ocean’s edge. In addition, Cabo offers boating possibilities including glass bottom tours, pirate-themed excursions, and sailboats at sunset.
And speaking of boats, fishing at Cabo is world-renowned. Professional outfitters will take you through the Pacific Ocean and the Sea of Cortez — a spot known for an abundance of sport fish including marlin, dorado, and yellow-fin tuna. Half or full-day all-inclusive options are available providing fishing gear, lunch, and adult beverages. If you are into competitive fishing, Cabo plays host to several tournaments throughout the year. The upcoming 2025 Cabo Triple Crown of Fishing boasts $500,000 in cash and prizes for first-timers as well as seasoned fisher persons.
If you are looking for a night to party away and show off your tan, Cabo’s many bars and nightclubs await you. In fact, don’t be surprised to see half-joking signs around town like, “Soup of the Day — Tequila!” Multilevel dance floors, beer bars, and other establishments offering mezcal-centric drinks are plentiful.
For a more subdued evening, Cabo offers fine dining — try it on a sunset cruise or check out one of its many fine restaurants to experience traditional Mexican cuisine like chile rellenos and enchiladas.
While Cabo’s beaches and waters are showstoppers, there’s plenty to explore inland. For adrenaline junkies, the surrounding desert landscape offers thrilling experiences like zip-lining over rugged canyons, dune buggy rides through sandy trails, and hiking up majestic cliffs for breathtaking views of the coastline. Cabo Pulmo National Park, a UNESCO World Heritage site, is perfect for those who want to explore untouched beauty. It’s home to one of the oldest and most vibrant coral reefs in North America, making it a haven for divers and snorkelers.
Cabo San Lucas isn’t just about adventure — it’s also a top destination for luxury. With worldclass resorts and spas dotting the coastline, visitors can indulge in ultimate relaxation. Treat yourself to a rejuvenating massage overlooking the ocean, or spend your day lounging in infinity pools with a cocktail in hand. Many resorts also offer exclusive experiences like private chef services, beachside dinners, or personalized yoga sessions at sunrise.
Cabo is also a shopper’s paradise. From high-end boutiques to local markets, there’s something for everyone. Pick up handwoven textiles, vibrant pottery, or silver jewelry as a memento of your trip. Don’t forget to stop by luxury malls like Puerto Paraiso for designer brands or Marina Mercado for unique artisanal finds.
With all this to offer, Cabo San Lucas is more than a getaway — it’s a destination that captures your imagination and invites you to return time and again. Whether you’re craving adventure, relaxation, or a taste of Mexican culture, Cabo has it all. So, pack your bags, leave winter behind, and get ready for the vacation of a lifetime! n
As we welcome the New Year, let’s toast to connection and innovation in wine! From sustainability to evolving tastes and cutting-edge tech, discover what’s shaping the wine world in 2025.
By Michael Bray
Greetings and Happy New Year! I want to express my heartfelt gratitude for the opportunity to connect with you during the 2024 calendar year. Whether it was via email, in-store, or within the community — I loved meeting you, answering your questions and sharing a glass. Wine has the capacity to represent a lot of different things… my favorite always being that of connection! Because of wine, I have met so many of you and subsequently, have learned so much!
We kick things off this year with a few forward-thinking questions regarding what to expect in 2025.
1. What sustainable practices are expected to dominate the wine industry in 2025?
Sustainability will be at the forefront of the wine industry, with many wineries adopting organic and biodynamic farming practices. Expect to see a significant increase in the use of regenerative agriculture techniques, which focus on restoring soil health and biodiversity. Additionally, wineries will likely invest in renewable energy sources, such as solar and wind, to power their operations. Packaging will also shift towards eco-friendly materials, with many producers opting for lightweight bottles and alternative closures that reduce environmental impact.
2. How will consumer preferences shape the types of wines produced in 2025?
This year, consumer preferences are expected to lean towards sober curious lower-alcohol, higher-acidity wines that are more food-friendly and refreshing. There will be a growing interest in natural wines, which are made with minimal intervention and often showcase unique terroirs. Additionally, wine drinkers will increasingly seek out wines that tell a story, emphasizing local and artisanal production. This trend will lead to a rise in popularity for lesser-known grape varieties and regions, as wine drinkers become more adventurous and eager to explore diverse offerings. As I often say: there are over 10,000 grape varieties in the world… drink differently!
3. What does “sober curious” mean?
As more people embrace a sober (curious) lifestyle, there will be a growing demand for non-alcoholic and low-alcohol wine options. Wineries are expected to respond by developing innovative products that cater to this audience, including alcohol-free wines and lower-alcohol varietals that maintain the complexity and flavor profiles consumers seek. The sober curious movement will be pivotal in 2025, driving innovation in product offerings, marketing strategies, and consumer
experiences. Wineries that adapt to these changes will likely find new opportunities to connect with a growing audience that values mindful consumption and quality experiences. There is a decent amount of non-alcoholic wines on the market. Currently, very few are worth your time… I tasted a lot and can proudly suggest, Noughty De-Alcholized Syrah and Leitz Eins Zwei Zero Sparkling Riesling.
4. What role will technology play in the wine industry by 2025?
Technology will continue to revolutionize the wine industry, with advancements in precision viticulture becoming more widespread. Wineries will increasingly utilize drones, sensors, and AI to monitor vineyard health, optimize irrigation, and enhance grape quality. Additionally, blockchain technology may be adopted for better traceability and transparency in the supply chain, allowing consumers to know the origin of their wines. Virtual reality and augmented reality experiences will also emerge, providing consumers with immersive ways to learn about wine production and tasting, enhancing their overall experience.
As always, I look forward to hearing from you and answering your questions.
Continued health and success in 2025!
Drink Passionately,
Offering cooking classes, fitness programs, and expert guidance, Nutriamed Metabolic and Lifestyle Center in Egg Harbor Township empowers patients to take charge of their health. We spoke with endocrinologist and owner Dr. Samar Bursheh about her journey, mission, and how Nutriamed is transforming lives.
By Robin Stoloff
Orlowski/Norcast Media
Imet endocrinologist Dr. Samar Bursheh in the summer of 2023. I was immediately struck by her passion for helping people live healthier lives — something I have been dedicated to over 30 years. Recognizing the challenge of inspiring significant changes during short doctor visits, she opened Nutriamed Metabolic and Lifestyle Center in Egg Harbor Township in the fall of 2023. Nutriamed is a warm and welcoming space with a complete state-of-the-art kitchen for healthy cooking classes, a fitness room for small groups and personal training, educational areas, and offices for Dr. Bursheh and her nutritionist. All programs are scientifically backed and medically supervised. I recently spoke with Dr. Bursheh about her goals for Nutriamed and her mission to transform lives.
Robin: Why did you become an endocrinologist?
Dr. Bursheh: My grandmothers inspired me. One was diabetic and passed away in her 60s due to a lack of advanced treatments. Unfortunately, she did not take the best care of herself. My other grandmother lived into her 90s with no medications, staying active and eating nutritiously. Both motivated me to pursue endocrinology, albeit for different reasons.
Robin: What inspired you to create Nutriamed?
Dr. Bursheh: Nutriamed has been open for a year, but the idea has been in my head for over seven years. I believe in prevention and longevity, which requires attention to medical and lifestyle factors like nutrition, exercise, mental health, and relaxation.
Robin: Tell us about some of your programs.
Dr. Bursheh: At Nutriamed, we integrate metabolic endocrinology, lifestyle medicine, culinary medicine, nutrition, and exercise. We aim to empower people to take control of their health. Our offerings include medical consultations, cooking classes with a chef, and fitness programs led by three trainers while I handle the medical aspects.
Robin: Do you have success stories from your programs?
Dr. Bursheh: Absolutely. For instance, one patient with severe back pain and limited mobility joined our modified exercise classes. Over time, she lost weight, improved her mobility, and significantly reduced her pain. Another patient with diabetes managed to bring his blood sugar levels under control through our nutrition and fitness programs, reducing his reliance on medication. These stories are a testament to the power of a comprehensive, supportive approach to health and wellness.
Robin: What are your three biggest tips for a healthier lifestyle?
Dr. Bursheh: First, stay active. Physical activity is crucial. Second, enjoy each moment and be mindful. Lastly, it’s never too late to start making positive changes.
Robin: What obstacles do people face when making lifestyle changes?
Dr. Bursheh: Unrealistic expectations are a major obstacle. Sustainable changes take time and effort. Other challenges
include movement limitations and time constraints, but it’s possible to live healthier even with a busy schedule.
Robin: Is it easier for patients to stick to a healthier lifestyle when part of a group?
Dr. Bursheh: Yes, guided support from a community, including physicians, nutritionists, trainers, and peers, helps patients stick to their healthier lifestyles. You have a team of cheerleaders.
Robin: What health issues do you treat, and what challenges do your patients face?
Dr. Bursheh: We primarily address metabolic health issues like diabetes and weight management. We also treat osteoporosis and menopauserelated issues, and we provide prenatal programs. Our patient population also includes teens with excess weight or endocrine concerns.
Robin: Talk about the injectables for weight loss.
Dr. Bursheh: We use semaglutide-based injectables with medical supervision. Our program includes a comprehensive evaluation, nutrition assessment, and fitness programs. It’s about building a foundation for long-term success, not just medication.
Robin: Would you say these medications are a jump start rather than a long-term solution?
Dr. Bursheh: Correct. These medications are a jump start and are intended for chronic use, but that doesn’t mean indefinitely. Chronic use means using them until you achieve your goal, which isn’t just about reaching a target weight but understanding what works for your body and achieving your fitness goals. Once patients reach their goals, we gradually taper them off the medication with ongoing medical, nutritional, and fitness supervision.
We are currently in need of volunteers to join us in our mission to ensure children receive the individual attention and support they need to thrive. To find out how YOU can make a di erence in a life of a child or youth contact us today…
Robin: I hear that some people regain their weight after stopping these medications. How do you address this?
Dr. Bursheh: Our bodies are programmed to fight weight loss, thinking we’re in starvation mode. These medications help you surpass that threshold, but weight regain is likely without proper supervision, nutrition, and exercise. We ensure patients have the appropriate support and tools to maintain their weight loss and avoid regaining the weight they lost.
Robin Stoloff: Are you seeing abuses of these medications in the medical community?
Dr. Bursheh: Unfortunately, yes. Any medication that gains fame is prone to abuse. I always advise my patients to be cautious about where they get their information and the support associated with their prescriptions. Proper medical supervision is essential to ensure safe and effective use of these medications.
Robin: What are your future plans?
Dr. Bursheh: We’ve started “Meet Your Health Experts,” free monthly sessions with medical experts. Topics include weight loss, women’s health, nutrition, and pain management. Space is limited, so registration is required.
Robin: What are your thoughts on this past year since opening Nutriamed?
Dr. Bursheh: This year has been incredibly important for me. It reminded me how much I love teaching and helping people. I’ve grown closer to many of my patients, and some have become like family. It’s beautiful to be part of a community where everyone is living the same healthy lifestyle. I even take fitness classes with my patients, and we’ve become friends. This year has brought me a lot of knowledge and friendships, and it’s made me happier.
Robin: Thank you, Dr. Bursheh, for sharing your insights and for the incredible work you’re doing at Nutriamed. Your dedication to helping people live healthier lives is truly inspiring. n
From the rich, historic roots of jazz to today’s vibrant energy, these organizations keep music alive and accessible for audiences of all ages. Each leader shares their vision and ‘magic wishes’ for future growth, illuminating the passion that fuels performances and enriches South Jersey’s cultural landscape.
By Molly Golubcow
I think music in itself is healing. It's an explosive expression of humanity. It's something we are all touched by. No matter what culture we're from, everyone loves music.
—Billy Joel
See more photos at NJLifestyleMag.com
The idea of presenting or performing music to the general public has been around since the 1600s. Today, music lovers have many concert outlets to enjoy. From polished Broadway shows to outdoor music festivals, concert venues appealing to all ages and tastes are plentiful. So, if there is a concert to attend, there has to be a person (or entity) behind the show — producing and orchestrating every detail. In the South Jersey area, some noteworthy options for music and concerts include the South Jersey Jazz Society, Tony Mart Presents, Chicken Bone Beach, and Bay Atlantic Symphony. Let’s take a look at the people who pull the strings to bring music to our local ears.
In 1999, Nick Regine, Director of Community Education and Recreation in Somers Point, needed a last-minute event. He turned to his friend, Pete Chavez, a great tenor sax player who put together a small jazz festival with some of his musician friends. As a result, a jazz happening was born. People walked up and down the streets in Somers Point enjoying music flowing from local watering holes like Gregory’s. Since then, the festival has evolved into four days of jazz featuring local as well as world-renowned artists.
Regine, now President of the SJJS, has provided jazz to local audiences for the last 25 years. He talks about the merits of the organization, musical, and then
some, “What makes the SJJS festivals unique is that it has created a local and very much vibrant jazz scene in South Jersey offering a year-round line up of top-class jazz musicians. We have also donated over $30,000 to help local schools support their music and arts programs.”
SJJS has already planned its 2025 season including a twice monthly jazz series, a three-part spring event, and the Jazz@thePoint Festival in October featuring a “Jersey Fresh” theme — artists born or based in New Jersey.
Regional recognition of what we have accomplished in the 20 years of our existence noting just how special our organization is and the impact we have had on the jazz scene in Southern New Jersey. I would also wish for growth in our efforts to attract financial partners in this undertaking. —Nick Regine
Tony Mart Presents
Owner and founder, Anthony (Tony) Marotta Sr., described his music mecca as “not just a nightclub...it’s an institution!” From its humble beginnings off Somers Point Road in 1945 to its closing in 1982, Tony Mart’s was THE spot at the Jersey Shore to see music legends. Starting with early rock n’ roll artists in the 50s through the British invasion, soul, psychedelic rock, disco, funk, and new wave, the bayside nightclub gave South Jersey music — lots of it.
Today, Carmen Marotta continues to keep his father’s music vision alive. Marotta explains Tony Mart’s role in the music world, “Through the iconic moment in rock ‘n’ roll history when “Levon and the Hawks” received that famous phone call to become “Bob Dylan and The Band,” right up until the filming of “Eddie and the Cruisers” in its final year, Tony Mart’s provided an enigmatic showplace for our music; a frolicking, good-time party place where collegiate kids, “shoobies,” and summer residents, in Ocean City and elsewhere, had the times of their lives…”
During the summer season, Marotta stays true to the Tony Mart legacy by providing concerts at three local venues — Somers Point Beach Concerts and Rock the Point on the mainland, and Mardi Gras AC on the Boardwalk.
Magic Conductor’s Wand Wish:
Greater financial support in the form of donations and sponsorship. We would like to continue building a wider audience with more opportunities to reward everyone who believes in and supports the great artistry and gifted, world-class performances of more famous Hall of Fame, Award Winning Artists. That’s what makes The Good Times Roll!
—Carmen Marotta
Chicken Bone Beach (CBB)
Until the 1964 Civil Rights Act banned segregation, Missouri Avenue in Atlantic City was designated as the Black-only beach — referred to as “Chicken Bone Beach.” During the 1940s, black entrepreneurs provided summer entertainment for the segregated audience including Sammy Davis, Jr. and Club Harlem showgirls. Today, that piece of local history is captured in the name of the music-centric organization that promotes the embracement of all races through jazz.
The organization, founded by Henrietta Shelton in 2000, provides the public with free jazz concerts on the Atlantic City Boardwalk. Shelton explains, “We have had some of the biggest names in jazz music concerts on the Kennedy Plaza Stage in Atlantic City over the past 24 years.” Shelton welcomes the excellent feedback she hears from concertgoers — nearly 1,000 returning each year.
In addition to concerts, CBB offers Jazz Camps and Winter Jazz Programs to music students. Through a partnership with Cynthia Primas and the IDEA Center for the Arts, as well as the late, great Donald
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Byrd, American jazz trumpeter, a music camp for students was created. CBB also provides opportunities for a youth choir to 70 students who perform at local venues like the Stockton Performing Arts Center and Hard Rock Casino.
Magic Conductor’s Wand Wish:
I would want continued success and growth. Currently, at our Institute for Jazz Studies Building, we teach 60 young students different musical instruments piano, drums, flute, guitar, and more. Although the students receive free music lessons, we pay our instructors and we would love to provide more instructors for more music students. —Henrietta Shelton
Bay Atlantic Symphony
The philosophy behind the Bay Atlantic Symphony is simple — music is essential to life.
As the leading professional performing arts company and education organization in the region, the Symphony provides the public with access to excellent performances. In addition, the Symphony believes in music education that “enhances the musicians, presenters, participants and community.” From Bridgeton to Atlantic City, Symphony musicians mentor students in South Jersey schools and annually perform education concerts at the Vineland and Galloway Township venues for local students.
The 2024-2025 season will warm the hearts of classical music lovers in the area. The season consists of five concerts — “Classical Music Celebrations Presented with Today’s Energy.” Whether presented at the Guaracini Performing Arts Center at Rowan University Cumberland Campus in Vineland or at Stockton University’s Performing Arts Center in Galloway Township, programs hope to please audiences with music from Brahms to Haydn.
Jed Gaylin, Bay Atlantic Symphony Music Director, looks forward to the new season. “Our program celebrates timeless classics alongside innovation from newer composers. This season offers a vibrant, transformative musical experience for all who attend.”
Magic Conductor’s Wand Wish:
If I could wave a magic wand, it would be to fill the seats at our five concerts in a season. —Lisa Simon, BAS Media Relations
Since 2012, music lovers have enjoyed jazz in the Fall and Spring at Cape May’s own Exit Zero Jazz Festival. From grooving to a New Orleans brass band to swaying to the beat of a 22-piece Brazilian drum bloco, the southernmost tip in New Jersey has become a jazz mecca.
The three-day festival offers internationally known jazz artists performing on the main stage at the Cape May Convention Hall as well as in bars and restaurants all through Cape May. Jazz greats appearing at the Exit Zero Festival have included the Joey Alexander Quartet, Branford Marsalis Quartet, Matthew Whitaker, and Dayramir Gonzalez. The 2025 Spring Festival will feature Samara Joy — a Grammy award-winning vocalist.
Avid festival goer, Jim Touhy, would not miss the event for the world. Touhy explains. “We’re lucky to have this gem of a festival right here in South Jersey. The jazz-loving crowd is knowledgeable and respectful to the musicians, but there’s plenty of joyful dancing too. Over the years I’ve marveled at how this festival has adapted to changes and challenges. It just keeps getting better every year — twice a year.”
Magic Conductor’s Wand Wish:
If I had a magic wand, Cape May would have a 5,000-seat amphitheater on the beach and a Title Sponsor to cover any rainouts. Or, a Title Sponsor so we could present Herbie Hancock. —Michael Kline, Executive Producer, Exit Zero Jazz Festival n Leisure
Inspired by her family’s memories and her own childhood summers there, Artist Chanelle René’s paintings blend vibrant, abstract backdrops with lifelike figures, honoring both past struggles and the joyful moments shared at the beach.
By Michael Cagno
As a child of the 80s, artist Chanelle René spent every summer in West Cape May with her grandparents and loved going to the beach in Cape May, specifically Grant Street Beach. During childhood, she questioned why they always chose this beach, preferring the arcades, minigolf, and bustling shops closer to the other beaches. Her mother replied, “This is just where we go!” Over time, she sensed there was more to this answer, and as she grew older, she heard family stories about Grant Street’s history as the segregated beach for Blacks. For Chanelle’s grandparents, born in 1912 and 1916, and some of her uncles, this was the only place for enjoying the beach.
“My grandfather shared how Grant Street wasn’t the original segregated beach in Cape May. The Black beach was on Windsor Ave, and the patrons of the Windsor Hotel weren’t happy seeing Blacks near them,” shares Chanelle. That is when the Black segregated beach was moved to Grant Street, which had a vacant lot across from the beach and far away from other businesses and hotels. Unlike the overtly racist “Colored Only” signs in Southern states, Grant Street Beach was quietly marked by a pavilion, designating it as the Black Beach in Cape May. Despite the injustice of segregation, her family and others found joy in their days at the beach. In family photographs, Chanelle saw the community come together in their Sunday best or swimsuits to play, laugh, share stories, bask in the sun, and dance in the waves — much like their white counterparts on other beaches. The paintings are a visual story of these personal experiences that span generations.
Chanelle’s paintings transition from the era of segregation to a time when Grant Street Beach became a tradition of choice for Black families. She has conveyed this transition in her work, both thematically and artistically. “I see my work connecting these two eras rather than marking the transition — where they both live together in the work. The background of my paintings is contemporary, vibrant, and expressive, abstracting the feeling
of being at the beach or the subject’s emotions. There’s refinement in the painting of the figures I place in the abstracted beach settings.” Many of Chanelle’s photo references are black and white; she honored that in the first series by painting the clothes in black and white. However, she wanted to elevate the figures by painting them in “true, rich skin tones.” In the second series, the figure and clothing are painted in full color with only the style of dress that places the time period.
The Grant Street Beach series aims to convey a powerful message, especially considering its historical context, the celebration of joyful everyday moments of African American beachgoers. Chanelle hopes viewers can appreciate how Black beachgoers, specifically during segregation, persevered to find joy, connections, and the beauty of simply being despite living in a time where not all people or spaces welcomed them. Additionally, she hopes viewers, “regardless of race, can connect with their beach memories and recognize our shared human experiences over our differences.”
Chanelle’s artistic process, particularly for the ‘Grant Street Beach’ series, uses acrylic as an underpainting followed by building layers of acrylic, colored pencil, graphite, spray paint, and markers, painting with the utmost freedom. This phase “allows me to express my truest self, transferring my expressive nature and ability to connect deeply into the work and the subjects I paint.” Once all the canvases are under-painted, she decides which subject is best suited for each one. When she paints the figures, oils make them come to life with a luscious texture and rich color. This transition from loose and expressive to controlled and refined is soothing. It brings her balance as an artist, ultimately helping to express the complexity and nuance of the human spirit. n
The Greater Atlantic City Concierge Association gathered at The Irish Pub in Atlantic City in December which felt like a Christmas Wonderland.
The Core Women’s Network’s latest luncheon was cowboy-themed as the ladies got out of their comfort zones, and danced the day away with choreographer Michelle “Chelle” Sullivan Muentz.
New Jersey’s hunger realities hidden in plain sight were brought to the forefront at the Community FoodBank of New Jersey (CFBNJ) Women Fighting Hunger Luncheon, held in October at the Linwood Country Club.
The holiday season kicked off in style at La Mer’s annual Christmas Tree Lighting Ceremony. This joyful evening included live entertainment, festive beverages, firepits, and a visit from Santa Claus himself.
An unforgettable night was had by all at Nucky’s Kitchen & Speakeasy for their Great Gatsby party in November. The sensational Party Wave band kept the energy sky-high with their incredible performance.
The Red Room Cafe in Ventnor City treated the Epicurean Society of South Jersey to a cornucopia of great food, amazing service, and friendly comradery.
Friends gathered at the Atlantic City Country Club to celebrate Robert “Reds” Reynolds’ 90th birthday with family, faith, and good fortune.
Guests mingled, connected, and networked with local professionals at the SoPro AC Re-Launch Networking Event held in December at Tennessee Avenue Beer Hall.
A retirement party was held at Jim Whelen Boardwalk to celebrate Larry Sieg, who was President and CEO of Visit Atlantic City. Sieg has been in AC’s Tourism and Hospitality Industry for 40 years.
Chaine des Rotisseurs 25th Annual Food & Wine Event
Atlantic Cape Community College’s Academy of Culinary Arts (ACA), in partnership with the Atlantic City Bailliage of Chaine des Rotisseurs, hosted its 25th Annual Food & Wine Scholarship Reception, and honored Ted Lippman.
Bill Horin, Founder and Executive Director of ArtC Films presented this exclusive event of their latest documentary; the inspiring story of AtlantiCare’s Healing Arts Program.
In the bustling local bar scene, Queen Jayne’s Lounge & Royal Drinkery in Somers Point, NJ, stands out as an elevated cocktail destination where every sip is a crafted experience. A unique menu, commitment to local partnerships, and carefully curated cocktails make it a must-visit for those seeking a sophisticated drinking experience in South Jersey.
By Molly Golubcow
Why Queen Jayne’s? First, the name is inspired by the Bob Dylan song ‘Queen Jane Approximately,’ which resonated deeply with owner Michael Bray. Second, it honors Bray’s late mother, Jayne, who passed away before the opening. And the Royal Drinkery? Well, if you’ve got a queen, you need a place that’s royally good!
In a sea full of local watering holes, one place uniquely stands out. It’s a spot where making a drink is not just a splash of coke and a shot of bottom-shelf rum.
On the contrary, from the name of the drink to the ingredients used to the expert way the drink is prepared, Queen Jayne’s Lounge & Royal Drinkery takes cocktails and small bites to a “crowning” level.
Located in Somers Point, adjacent to the Passion Vines Wine Bar (yes, same owner), Queen Jayne’s offers a chic yet comfy vibe — a hip place to savor, not gulp, each drop ever so carefully created. As soon as you step inside, you’re instantly immersed in the exclusivity, reminiscent of one of those chic boutique hotel bars in Barcelona or New York City.
What’s in a Name?
Owner, Michael Bray, knows a thing or two about wine and spirits. For over 20 years, he has offered the Atlantic City area a place to learn and appreciate drinks in his two retail settings. The next and most natural step was to take the expertise and products off the shelves and present them in a lounge setting adjacent to his Passion Vines store in Somers Point. Bray explains his philosophy, “I wanted a whole-hearted hospitality venue where I could show, not just tell people how to prepare and serve the products that I sold in Passion Vines. I also wanted to transition clients from the store to become guests — a place to stay longer and enjoy a spirit or two in a comfy setting.”
As for the name of the lounge, each word has meaning and intention to Bray. Why Queen Jayne's? First, it is reminiscent of a Bob Dylan song that spoke to him, “Queen Jane Approximately.” Second, Bray’s mother, who passed away before the opening, was named Jayne. And the Royal Drinkery? Well, if you’ve got a queen, then you have a place that’s royally good!
Royal Philosophy
Intent — a word that sums up Queen Jayne’s philosophy. From the name to the products to the menu, everything is uniquely thought out. For example, the menu is divided into sections labeled “Canon” and “Concept.” You have to figure that if the menu is well thought out, the food and drink must follow suit. Bray summarizes his idea, “Everything
In addition to their commitment to quality products and service from the kitchen to the bar, Queen Jayne's believes in community. They proudly partner with local vendors and farmers to ensure “… that our offerings are not only delicious but support the community we love so much.”
in the business is intentional — name, ingredients, menu. That’s the philosophy, culture, and the product. We wanted to carve out a niche that exemplifies the highest level of integrity — best in class in South Jersey.”
In addition to their commitment to quality products and service from the kitchen to the bar, Queen Jayne's believes in community. They proudly partner with local vendors and farmers to ensure “…
“Incredible cocktails and amazing bites… Cannot wait to go back.”
- Leonard S.
that our offerings are not only delicious but support the community we love so much.”
Mike Vander Horn, Lead Bartender, treats a drink like a piece of art. With intent — there’s that word again. He does not throw products together, mix them up, and pour. Like an artist, he carefully blends (stirs). Vander Horn explains, “Craft cocktails are about more than just technique and flavor: they should have a through-line that goes beyond the glass, whether that’s a story, an intentional layering of ingredients or a touch-point for the guest to connect with so they feel comfortable trying something new!”
One of the most popular drinks that Vander Horn creates, the Thin Ice cocktail, features Icelandic vodka, clean Junmai Sake, and touches of sweet peppermint and bitter Amari. For a perfect pairing, Vander Horn suggests something saltier like Bacon Wrapped Dates. In addition, small bites like Wagu Albondigas — Mexicaninspired meatballs or Loaded Deviled Eggs hit the spot. And, don’t forget to try the Queen Jayne Cosmo — another popular request at the Royal Drinkery.
As you peruse Queen Jayne’s carefully selected and designed menu items, intent once again, check out the “Concept” section. For example, Pozole — traditionally a Mexican soup that is thick and hearty. Queen Jayne infuses the Tequila with radish, red onion, dried chile peppers, and hominy corn and then fat-wash with strained bacon grease. They then add in some Pechuga Mezcal (distilled with fruit, spices, and rabbit meat), a liqueur made of corn, lime juice, a syrup made from Hominy Corn, and a fire tincture. All of these ingredients are in Pozole (the soup) and Pozole (the cocktail). They even have a non-alcoholic version of the drink! n
Visit Queen Jayne's Lounge & Royal Drinkery
Annata Wine Bar
216 Bellevue Avenue, Hammonton 609-704-9797 annatawinebar.com
Come in and enjoy Chef Matt's locally sourced, farm-to-table ingredients paired with international or regional wines.
Cafe 2825
2825 Atlantic Avenue, Atlantic City
609-344-6913 cafe2825.com
An Atlantic City gem rated on a national scale with tableside preparation makes this Italian restaurant a standout.
Capriccio Italian Restaurant 1122 Boardwalk, Atlantic City 609-340-6300 resortsac.com
Enjoy an Italian meal with excellent service, a mouthwatering menu, and spectacular views of Atlantic City.
Cardinal 201 S. New York Avenue, Atlantic City 609-246-6670 cardinal-ac.com
Cardinal’s New American menu pairs innovative dishes with craft cocktails in a warm, welcoming setting.
Carmine's
2801 Pacific Avenue, Atlantic City
609-572-9300 carminesnyc.com
The original NYC family-style restaurant serving exceptional Italian cuisine in abundant portions designed for sharing.
Chef Vola’s
111 S. Albion Place, Atlantic City 609-345-2022 chefvola.com
This James Beard Foundation-awarded restaurant has huge portions of food your grandmother would be proud of.
Cordivari’s Restaurant
3004 W. Brigantine Avenue, Brigantine 609-264-5909 cordivarisrestaurant.com
Chef Jim Cordivari takes pride in presenting many original family recipes that originated in Italy.
Cousins in Ocean City
104 Asbury Avenue, Ocean City 609-399-9462 cousinsocnj.com
A delightful spot where flavors mingle! Chef Bill McGinity serves food made with only the freshest ingredients to a loyal following.
Dougherty’s Steakhouse & Raw Bar 1122 Boardwalk, Atlantic City 609-340-6555 doughertyssteak.com
Dougherty’s Steakhouse allows steaks and chops to share the spotlight. Located in the historic Resorts Hotel & Casino.
Dock’s Oyster House
2405 Atlantic Avenue, Atlantic City 609-345-0092 docksoysterhouse.com
Dock’s continues to blend the classic oyster bar feel with upscale dining and maritime touches.
Golden Pyramid Restaurant
6032 E. Black Horse Pike, Mays Landing 609-829-2129 @goldenpyramidrestaurant
Mediterranean restaurant renowned for its great food and huge portions. Dishes crafted by Chef Moe Bahgat are a huge hit.
Isabella’s Ventnor Cafe
4 S. Portland Ave., Ventnor 609-822-2477 isabellasventnor.com
A local staple serving breakfast, lunch, and dinner, influenced by Chef Ibis Gonzalezes Mexican origins. BYOB.
Joe Italiano’s Maplewood
6126 Black Horse Pike, Mays Landing 609-625-1181 joesmaplewood.com
Maplewood is a legacy offering authentic Italian cuisine, freshly made pasta, and signature seafood creations.
Josie Kelly's Public House 908 Shore Road, Somers Point 609-904-6485 josiekellys.com
Traditional Irish fare with modern classics. Brunch, lunch, dinner or a Guiness, the hospitality will make you smile.
Kelsey's 1545 Pacific Avenue, Atlantic City 609-344-2200 kelseysac.com
A place where soulful tunes and comfort food collide! From chicken and waffles to finger licking good ribs.
Knife & Fork Inn
3600 Atlantic Avenue, Atlantic City 609-344-1133 knifeandforkinn.com
Over the past century, the Inn has led a long and colorful life making it an historically charged establishment in AC.
Lamberti’s Restaurant & Sunset Marina 9707 Amherst Avenue, Margate 609-541-6069 lambertisrestaurant.com
Combining Italian and Mediterranean flavors with an unforgettable waterfront experience, Lamberti’s will transport you.
LaScala’s Beach House 1400 Ocean Avenue, Brigantine 609-266-7731 lascalabeachhouse.com
Your home away from home for Italian American with an ocean twist that you can’t get enough of.
Linwood Country Club
500 Shore Road, Linwood 609-927-6134 linwoodcountryclub.com
Now open to the public offering breathtaking views of the golf course and an upscale dinner menu.
The Nizam’s
6725 US-40, Egg Harbor Township 609-677-8829 thenizams.com
A fine-dining experience with an assortment of traditional food from India made with authentic herbs and spices.
The Pier House at La Mer 1317 Beach Avenue, Cape May 609-770-4810 capemaylamer.com
Flavorful cuisine, locally sourced from local farms, creating a unique dining experience based on classic shore cuisine.
The Roost Pub & Grill
500 St. Andrews Drive, Egg Harbor Twp. 609-927-0006 harborpines.com
Serving freshly prepared food such as sliders, wings, flatbreads, chili lime shrimp kabobs and stuffed tater tots.
Smithville Inn
1 N. New York Road, Smithville 609-652-7777 historicsmithville.com
Enjoy scenic view dining areas, private dining rooms with fireplace, and formal banquet and wedding facilities.
Tomatoes
9300 Amherst Avenue, Margate 609-822-7535 tomatoesofmargate.com
Situated along the downbeach Margate Bayfront, the eclectic menu and lively bar scene are eclipsed by beautiful sunsets.
The new year is a time of fresh beginnings, making it the perfect opportunity to reassess and organize your finances. Here’s a process that you can take on to help you in 2025:
1. Assess Your Current Financial Situation
Gather all your financial statements, including bank accounts, credit card bills, loan documents, and investment portfolios. Create a simple spreadsheet to document:
• Income: Include all sources, such as salary or passive income streams.
• Expenses: Break them into categories like housing, transportation, groceries, and discretionary spending.
• Debts: List all outstanding balances, interest rates, and minimum monthly payments.
• Savings and Investments: Note the balances in your savings accounts, retirement funds, and other investment accounts. Also, look at how they are invested. Do you need to rebalance your investments after a strong 2024?
2. Set Clear Financial Goals
Having specific goals gives you something to work toward. Divide your goals into short-term, medium-term, and longterm. Examples include:
• Short-term: Building a $5,000 emergency fund or paying off a credit card.
• Medium-term: Saving for a down payment on a home.
• Long-term: Contributing to a retirement account or funding your child’s education.
3. Create a Budget That Works for You
Start by reviewing your spending habits from the last few months to identify patterns and areas for adjustment. Popular budgeting methods include:
• 50/30/20 Rule: Allocate 50% of your income to necessities, 30% to wants, and 20% to savings and debt repayment.
• Zero-Based Budgeting: Assign every dollar a purpose, ensuring income equals expenses.
4. Build or Strengthen Your Emergency Fund
Start by reviewing your spending habits from the last few months to identify patterns and areas for adjustment.
5. Tackle Debt Strategically
Debt can be a major obstacle to financial stability, so developing a repayment plan is crucial. Two popular strategies include:
• Debt Snowball Method: Pay off the smallest debts first to gain momentum, so you can put more towards other debts once smaller debts are paid off.
• Debt Avalanche Method: Focus on debts with the highest interest rates to pay less interest over time.
6. Maximize Retirement Contributions
The start of the year is an excellent time to review your retirement savings strategy. If your employer offers a 401(k) match, ensure you’re contributing enough to take full advantage — it’s essentially free money. Those without employer-sponsored plans should consider opening an IRA or Roth IRA.
7. Review and Update Your Insurance Policies
Having adequate insurance coverage protects you from financial setbacks. Review your health, auto, home, and life insurance policies to ensure they still meet your needs. Shop around for better rates or negotiate with your current providers to lower premiums where possible.
8. Track Your Progress and Adjust as Needed
Financial planning isn’t a one-time event — it’s an ongoing process. Schedule monthly check-ins to review your budget, track progress toward your goals, and make adjustments as needed. As your life changes, your financial plan needs to evolve too.
Final Thoughts
Getting your finances in order at the start of the year sets the tone for the months ahead. By assessing your current situation, setting clear goals, and implementing practical strategies, you’ll be well on your way to achieving financial peace of mind. n
Respectfully Submitted CRA Investment Committee
Matthew Reynolds, CPA, CFP®
Robert T. Martin, CFA, CFP®
Jeffrey Hilliard, CFP®, CRPC®
Phillip Tompkins, CFP ®
Thomas Reynolds, CPA
Gordon Shearer, Jr., CFP®
Joseph McCaffrey, CFP®
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