NJ Lifestyle Magazine Summer 2021 by New Jersey Lifestyle Magazine

LifeStyle NEW JERSEY

SUMMER 2021

Savoring The Coastline CATCHING SHADE • THE AUDI R8 SPYDER GOLDEN STATE OF MIND • A BARRELS LEGACY

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Living On Island Time

“One must maintain a little bit of summer, even in the middle of winter.” —Henry David Thoreau

ummer is finally here, and it comes with a much-needed break from the day-to-day grind we have seen! We can surely use it now more than ever. And with that said, we have some great features for you in this issue. Let’s talk about hats. Youth will tell you that you will live forever and nothing can stop you, but the average reader of this magazine will tell you otherwise. Hats aren’t just for fashion. They also serve as a sunblock. Check out our Fashion Feature where you'll find styles that serve a dual purpose. Pickleball anyone? This sport is quickly becoming the new rage, and I had a chance to meet one of the best in the world to chat about this new phenomenon taking over the courts. If Pickleball doesn’t get you out in the sun, a new Audi R8 Spyder convertible will. Let's speed off in this amazing supercar and its cool styling. But what’s a cool car without a great place to visit? So it’s off to San Francisco for a trip over the Golden Gate Bridge for some wine tours in Napa Valley and a hike through Muir Woods. If you haven’t seen the majesty of Redwood trees, they will blow you away. As an artist myself, I love the variety of the local art that Michael Cagno exposes us to and this issue is no different. “A Colorful Life” shows off the bold art by Ash Myers and her creative inspirations. With social get-togethers happening again, we've loaded up our event pages with some great shots from recent gatherings. I get a lot of positive feedback about the magazine, but it is the social photos that seem to be special to everyone. Maybe it's all of the familiar faces and people we know, and those we don’t. What’s life without family? Behind every great restaurant is a family, some maternal, some adopted. In this issue, I had a chance to meet Rosie “Barrels” Gualtieri, the namesake behind Barrels in Margate. Our restaurant feature shows off their culinary delights and a newly remodeled restaurant inside and out. After that, we settle down for “A Moment of Zen” and relax in the amazing bathroom sanctuaries highlighted by Danielle Gomes. So please enjoy the summer and bring us with you to the beach or the pool! And if you are looking for the best of the best, check out our advertisers that offer some great products and services that we highly recommend. From fashion to food, look out for more about these advertisers and what they have to offer. And remember to tell them you saw it in New Jersey Lifestyle. Best wishes for a great summer!

Summer 2021 |

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Nick Valinote, Publisher

How to reach us To advertise call 609.513.0813 or email njlifestylemagazine@gmail.com NJLifeStyleOnline.com Visiting our website is your connection to South Jersey’s Good Life. New Jersey Lifestyle is distributed exclusively by direct mail to the top 1% in Atlantic and Cape May Counties. facebook.com/NJlifestyleMag instagram.com/njlifestylemag

On the cover: The Audi R8 Spyder; Golden Gate Bridge, San Francisco, CA.

Contents Departments

Discover how Pickleball players of all skill levels are finding their niche.

FEATURES

Courting Pickleball............................... 22 Pickleball is quickly gaining local enthusiasm.

Mind, Body, and Spirit.......................... 26

Gilda's Club proves that community is stronger than cancer.

A Golden State of Mind........................ 38

A visit to the Golden Gate City offers something for everyone.

Famiglia — A Barrels Legacy................. 58

Join us on a virtual cable car and sample all that San Francisco has to offer.

Lifestyle Fashion...................................... 6 Catch some shade with these stylish hats. Home & Design........................................ 14 A moment of zen.

The history behind this legendary restaurant.

Lifestyle Entertainment........................... 30 Rise up for the arts.

58 As soon as you enter Barrels of Margate, you feel the family spirit – in-person to seat you or on the enlarged family photos adorning the walls.

Lifestyle On Wheels................................ 32 The Audi R8 brings breathtaking performance.

Blackened Red Snapper from Barrels of Margate

Lifestyle Local.......................................... 36 The Shirat Hayam Sisterhood stands out from others. Lifestyle Wine......................................... 42 Wine foundations. Lifestyle Art............................................. 44 A colorful life. Lifestyle Social......................................... 52 Get the picture on the latest events. Calendar of Events.................................. 57 Local happenings in and around our area. Money Watch.......................................... 64 A fresh start on 2021 finances.

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LIFESTYLE | Summer 2021

LifeStyle Contributors The people who make it great

Summer 2021 |

Darla Scarduzzio Creative Director Darla has been an integral part of NJ Lifestyle Magazine since 2004. From sales to publishing to graphic design, she has experienced all aspects of the industry.

Michael Bray Wine Writer Michael is the founder of and director of operations at Passion Vines Wine & Spirit Company in Somers Point and EHT. He serves on numerous local boards.

Felicia Lowenstein Writer Felicia has been writing professionally on a wide range of topics for nearly three decades. In addition to feature articles, she also has authored nearly two dozen nonfiction children’s books.

Danielle Gomes Writer Danielle is an author, freelance writer and brand marketing specialist. Her nationally featured work has won numerous awards. She lives in Margate with her husband and two sons.

Robin Stoloff Health Reporter Robin has been a local health reporter since 1986, and hosts Living Well on Lite Rock 96.9, and a weekly podcast by the same name. Visit her at livingwellwithrobinstoloff.com.

Lisa Johnson & Dennis Hayes Dennis’ passion is learning the secrets of preparing good food, traveling the world, and living life to the fullest. Lisa is an award-winning TV journalist from Las Vegas, Philadelphia, and Atlantic City.

Molly Golubcow Writer By day, Molly has been a technical writer for over 20 years. By night, she escapes the world of “Press Enter” to write about anything other than technical subjects.

Kristian Gonyea Photographer Kristian’s 15+ years of photography has appeared in various newspapers and magazines. His love of South Jersey has blossomed into his most recent works, sunrises and sunsets.

Michael Cagno Artist, Writer Michael is the Executive Director of the Noyes Museum of Art, V.P. of the Mid-Atlantic Association of Museums, and adjunct professor at three local colleges.

Eric Weeks Photographer Eric’s love of photography has won awards for many images throughout the years, along with a cover image for the Professional Photographers of America’s Loan Collection book.

Elaine Rose Writer Elaine was a staff writer for the Press of Atlantic City for nearly 22 years where she covered every subject except sports. Her work has won multiple awards.

Paul Dempsey Photographer From expressway billboards to European fashion magazines — Paul’s photography is fresh, unique, and intentional. His photos tell the stories that need no words.

David Spatz Entertainment Writer David is an Emmy Award-winning host and a multi-media journalist with 45 years experience. His entertainment series, Curatin Call, is SJ’s only program to win an Emmy.

Don Kravitz Photographer Don is an entertainment photojournalist and special events photographer for national publications, as well as Getty Images, Miss America, and the city of Ocean City, NJ.

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Nick Valinote Creative Director

Darla Scarduzzio Contributing Editor

Lisa Johnson Contributing Writers

Michael Bray Michael Cagno Molly Golubcow Danielle Gomes Dennis Hayes Felicia Lowenstein Matt and Tom Reynolds Elaine Rose David Spatz Robin Stoloff Photographers

Tom Briglia Paul Dempsey Kristian Gonyea Justin Tinel Nick Valinote Eric Weeks Online Media Information

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New Jersey Lifestyle is published by Nicholas & Partners. The entire contents of New Jersey Lifestyle are copyrighted and may not be reproduced without the express written consent of the publisher. Nicholas & Partners assumes no liability for products or services advertised herein. Nicholas & Partners reserves the right to edit, rewrite or refuse editorial material and assumes no responsibility for accuracy, errors or omissions. New Jersey Lifestyle and Nicholas & Partners assume no responsibility for writers opinions and contents. All correspondence should be sent to:

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In 1969, Stephen Hankin founded the firm now known as Hankin Sandman Palladino Weintrob & Bell. Since that time, this venerable firm has built a reputation for excellence, effectiveness and integrity, ably advocating for our clients in a variety of practice areas.

HISTORY DEDICATION RESULTS Areas of Practice CONSTRUCTION COMMERCIAL LITIGATION DIVORCE/CUSTODY LAND USE ENVIRONMENTAL REAL ESTATE APPELLATE PRACTICE PERSONAL INJURY EMPLOYMENT CRIMINAL MUNICIPAL LAW PUBLIC CONTRACT LAW CONSUMER FRAUD Main Office Atlantic City 30 South New York Avenue | Atlantic City, NJ | P: (609) 344-5161 Cape May Court House Office 18 N. Main Street | Cape May Court House, NJ | P: (609) 465-5557 Avalon Office 2123 Dune Drive | Suite 2 | Avalon, NJ | P: (609) 368-5500 New York Office 32 W. 39th Street | 4th Floor | New York, NY | P: (212) 335-2255

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LIFESTYLE | Summer 2021

LifeStyle Fashion

Catching Shade

With plenty of sun-drenched days from now until Labor Day Weekend, you're going to need stylish protection from those UV rays. In addition to a cute cover-up and trusty sunscreen, consider topping off your summer look with one of these trending hats. By Danielle Gomes

hen it comes to transforming your wardrobe, there’s nothing more enchanting than a hat. Besides being a magician's most important tool, hats hold the power to instantly make basic outfits stylish. They exude glamour, yet remain utilitarian in purpose. At their root, hats provide shelter from the elements; but when in bloom, hats are the ultimate style coup de grace. There’s a lot of work that goes into making an accessory that can hold so much magic. “It’s an art form, a true art form,” says Brenda Waites Bolling, designer and owner of Brenda Waites Bolling Millinery Boutique.

As a graduate of the Arts Institute of Chicago, Brenda began her career designing airline uniforms and hats. She then became one of the first female fur designers for Evans Fur Company and Marshall Fields. “I started making hats when I was a fur designer, and I was the only woman in this field in the U.S.,” Waites Bolling says. As a sought-after designer, Brenda brought her talent to Montreal and designed fur coats and hats for Grosvenor of Canada. Eventually, Brenda returned to the states and moved from fur to macramé. She designed couture macramé garments for Mary McFadden. She continued her love of hat design as well, making macramé hats.

Men's widebrimmed straw hat Heritage Surf and Sport

Wide-brimmed hat Brenda Waites Bolling Millinery Boutique

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LIFESTYLE | Summer 2021

FASHION

Gaucho hat Brenda Waites Bolling Millinery Boutique

Men's bucket hat Heritage Surf and Sport

Women's Billabong Tipton hat Heritage Surf and Sport

Women's O'Neill Piper bucket hat Heritage Surf and Sport Women's Roxy Next Level hats Heritage Surf and Sport

Wide-brimmed fedora Brenda Waites Bolling Millinery Boutique

Men's RVCA Baseball hat Heritage Surf and Sport

Wide-brimmed, two tone summer hat Brenda Waites Bolling Millinery Boutique

“These pieces were so unique, so easy to wear, but still couture,” Waites Bolling says. She won several awards for her macramé designs, some of which have even been displayed in major museums around the country and remain in their permanent collections. In 2009, Brenda pursued her true love and opened Brenda Waites Bolling Millinery and her flagship store at The Plaza Hotel in New York City, which has since relocated to The Redbury Hotel in New York City. “I truly honed the craft of hat making working at hat factories in Philadelphia,” Waites Bolling says. Brenda’s hats are made in millineries in Philadelphia to this day. “Initially, I was designing hats for church ladies that wanted these beautiful, intricate hats. I loved it because it gave me more versatility as a designer,” Waites Bolling says. Now, Brenda’s clientele includes men, women, and children from all over the world. “When I first opened, most of my clients were Europeans that wanted my most extravagant designs for weddings. But, now, hats are so popular here that I have clients from all walks of life,” Waites Bolling says. There’s one thing that all of Brenda’s hat designs have in common, “They’re versatile and easy to wear. Even with my most intricate hats, the design component is removable so that the hats are completely versatile,” Waites Bolling says. You can wear Brenda’s beautiful designs to an event, then continue to wear the hat to the beach to protect yourself from the sun. “Many of my clients were sent to my store by their dermatologist, and they would always remark on my nice skin, which of course, is from always wearing a hat,” Waites Bolling says. Ultimately, hats serve an important purpose, and now is the perfect time to do something for your health and your style. From simple to intricate, there’s a hat to fit every pâte and wardrobe. Worn by both men and women, hats are quickly becoming a universal apparel necessity. “Men are much easier to sell hats to because they are already so used

to wearing hats,” Waites Bolling says, adding, “there are so many styles to choose from, it can be daunting.” Though it’s much easier than you may think. Women can wear any style from masculine to feminine, nothing is offlimits. For men, there’s a wide variety of popular styles. “Traditionally, the most popular styles for men have been fedoras, pork pie, and baseball caps,” Waites Bolling says. There are also some wide-brimmed hat styles for men that offer greater protection from the sun. If you’re having trouble deciding, read on to discover the hat styles that are trending now! The Wide-Brimmed Hat When it comes to designing and manufacturing hats, as a milliner, Brenda employs a millinery machine. “These are very high-tech machines that sew straw hats, very precisely, into the hat shape I design. It can be very time-consuming. I enhance the straw braids with colors, patterns, style, prints, and materials,” Waites Bolling says. The wider the brim, the more intricate the design. There are plenty of wide-brimmed styles for women. However, for men, check out Heritage’s wide-brimmed straw hat.

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The Fashion Hat These are the formal hats that you would wear to a wedding, Sunday service, or the Kentucky Derby. Brenda Waites Bolling Millinery is famous for its fashion hat designs. These hats can be extremely intricate with floral trim and exquisite finishes. Royal weddings and the Kentucky Derby have made this style of hat trendy among the fashion elite. The Fedora The defining mark of a fedora is the crease down the middle of the crown and the pinched front. Think Cary Grant or Frank Sinatra. The fedora has been an iconic symbol of masculine aplomb since the 20s. Fast forward to today and it’s a celebrity

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Create A Keepsake Memory

FASHION

Specializing in Children and Large Groups favorite for both men and women. It’s easy, it’s cool, and it adds an instant boost of style to your look. The Gaucho Think modern matador, these hats have a wide, flat brim with a shallow, flat crown. They were originally worn by Latin cowboys. This hat can add a bit of edge to any look. It’s an easy way to infuse cool into your wardrobe.

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The Jockey Hat This is your every day, go-to hat when you want to look fabulous while you tackle your day. With a fitted cap and shortened brim, this hat is refined yet full of style. It’s a statement-making piece, but oh-so-easy to wear. “This is my signature hat and a trend that I started. It was inspired by my father’s English and Scottish background,” Waites Bolling says. To add a bit of sophistication to any look, top it with a jockey hat. It will definitely impress. The Bucket Hat Yes, that’s the bucket hat L.L. Cool J wore in the late ’80s, then Samuel L. Jackson brought back in the early 2000s, and now Kylie Jenner’s go-to hat style. Its origins, though, are far less glamorous. First invented in the early 1900s out of pure necessity to keep the rain off of farmers and fishermen. They’ve recently taken on some street wear sensibility. Bucket hats look good on everyone and add an instant dose of cool to any look. The Baseball Cap This style needs no explanation. Everyone should have at least one of these casual hat styles. They offer great protection from the sun. They also allow you to support your favorite sports team and clothing brands. They are great for the beach, the golf course, runs, or simply running errands. Most importantly, they keep the sun off your face. n

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A MOMENT OF ZEN

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Custom Amerec steam shower

Whether you’re designing your sanctuary or preparing your house to sell, bathrooms are important. Two local experts give us tips for how to create a space that’s on-trend, yet timeless. By Danielle Gomes

Traditional Finnish saunas in master bathrooms are becoming very popular.

Custom infrared saunas in this bathroom create the ultimate wellness spa.

Design: Designology Photograph by: Lindsey Drewes Photography

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hen it comes to a home, the bathrooms are some of the most important rooms in the house. When you need to unwind from a long day with a relaxing shower or bath or when you just need a moment to retreat from the world, bathrooms provide that muchneeded flash of solitude. When it comes to selling your home, it’s the kitchen and master bath that matter the most, according to Forbes.com. So, whether you’re designing your sanctuary or preparing your house to sell, your bathrooms are important and two local experts have some tips for how to create a space that’s on-trend, yet timeless. Get on Trend with 2021 The trends that are taking over 2021 are matte black, gold, and two-tone metal finishes in hardware, faucets, and lighting. “Matte black and satin brass finished are everywhere. We’re even starting to see antique brass finishes come back, which were very popular 25 years ago,” says Pat McCarthy, owner of Artistic Hardware in Northfield. If you’re unfamiliar with brass finishes, satin brass is a soft, muted gold and antique brass is a brighter gold with an aged finish. Another trend starting to show on the radar is wallpaper. “Wallpaper is great. It’s becoming a really big trend!” says Anne-Marie Nistico of Rae Rose Interiors, LLC. From earthy botanicals to modern geometric designs, wallpaper is a beautiful way to add style and texture to your space. “There are many wallpapers that are water-resistant, which is perfect for bathrooms,” Nistico says. If you’re feeling adventurous or eager to try out some of these trends, consider going trendy with a powder room. “One of the best places to have fun and to be more daring with trends is the powder room. They’re generally easier to change up and it’s often the bathroom that guests will see the most,” Nistico says. Healthy Escape After a year spent at home, the biggest trend on bathroom design for 2021 is the home spa. “People want personal spas and they are going all out with the design,” McCarthy says. From saunas to steam rooms and soaking tubs to chromatherapy, there’s a huge focus on home health. “Some of our most popular items are the saunas that we carry. We have a modular sauna that’s 3 by 3, it gets plugged into a 110 GFI outlet and can go anywhere. For customers that have space, we’re doing a lot of built-in saunas too,” McCarthy says. Artistic Hardware features Amerec Saunas which have chromatherapy, Bluetooth, mood lights, and more. If dry heat is not for you, it’s relatively easy to turn your shower into a steam room. “A majority of the homes that I build have steam showers. In the last year or so, it’s

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become an almost standard request,” says Ben Chapman, owner of Ben Chapman Development. Just steps from the steam shower, there’s nothing more luxuriously spa-like than a soaking tub. “Free-standing soaking tubs have been on trend for several years. They add a beautiful dimension to your bathroom space. Though this year, the big trend has been tubs made out of natural stone. Besides being beautiful, they are said to hold warmth better,” Nistico says. Both steam showers and several soaking tubs come with chromatherapy options. So, what is chromatherapy? It’s mood lighting on steroids. Chromatherapy uses LED technology to create different lighting combinations that affect your mood, reduce stress, and improve your overall wellbeing. If you’re interested in incorporating some chromatherapy into your bathroom, Artistic Hardware carries a variety of products. Now Make It Timeless While it’s great to be trendy, you don’t want to end up hating your bathroom in a year. Anne-Marie Nistico has some advice for creating stylish, yet timeless designs. “I’m a big advocate of neutral and toneon-tone designs when it comes to choosing tile and overall design. It stands up to the test of time. Then you can add trendy colors with towels, hardware, and accessories that are easy to change and update,” Nistico says. “You also want to think about the maintenance. Use marble and natural stone sparingly and use porcelain or ceramic in high traffic areas as they are easier to maintain and there are so many styles that look identical to marble and natural stones,” Nistico says. You may also want to consider large format tile designs. “Large format baths are very popular right now. People are opting

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for big individual tiles, which means less grout, less maintenance, and it looks cleaner,” Nistico says. If you opt for natural stone, make sure that you use cleaning products that are made for stones and that you seal them. Finally, the pattern that you lay your tile in can have a huge impact on your bathroom design. From soldier course to herringbone, horizontal stack to brick or weave, there is so much that you can do Anne-Marie Nistico A Community Association Management Firm

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“Wallpaper is great. It’s becoming a really big trend!” says Anne-Marie Nistico of Rae Rose Interiors, LLC. with the bathroom design just based on how you lay your tile. It can get complicated, but Nistico has some easy tips to help you decide. “If your home is transitional, consider herringbone or straight stack. If you want something modern, a horizontal stack works well. And, if your home is traditional, brick joint works well. If you’re still lost, look at pictures of bathrooms that you like. Ultimately, just remember that it’s a bathroom and have fun,” Nistico says. n

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COURTING PICKLEBALL

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“If I didn’t get bitten by the pickleball bug, I’d be working in an office job — miserable!” —Kyle Yates, top-ranked pickleball players in the world

Pickleball is quickly gaining local enthusiasm, and courts are popping up everywhere. Discover how players of all skill levels are finding their niche. By Molly Golubcow Photos by Nick Valinote

ould you be in a “pickle” if asked to name the sport that uses terms like dingle, dink, or poach? Would it help to tell you that this sport has been around since the mid-1960s, but has increased by leaps and bounds since then? Last year alone, the game increased by almost 22% in the USA. If you haven’t guessed yet, it’s Pickleball — a sport that the USA Pickleball Association calls “highly contagious.” According to the USA Pickleball’s Places2Play map, courts are popping up everywhere — nearly 8,500 locations to date. Locally, pickleball enthusiasm can be found from tennis courts in Ventnor to indoor options like the facilities at Greate Bay Racket & Fitness. The game, designed for two or four players, uses square-ish paddles, and a small, plastic ball perforated with 26+ holes — similar to a whiffle ball. Pickleball blends elements from tennis, badminton,

and ping-pong. It’s always fun, but pickleball also can be fast and challenging. Popularity Contest What makes Pickleball so appealing is how players with all different skill levels can find their niche. From a beginner who just wants to learn a new sport for fun to a more serious, competitive player, pickleball “serves” up something for everyone. Compared to tennis courts, pickleball courts are smaller and more intimate. In fact, one tennis court can be divided into four pickleball courts. As a result, pickleball games have become ideal places to meet and socialize while simultaneously getting some exercise. Steve Janove, who can be seen regularly on the courts located at the Margate Municipal Building, transitioned from years of playing racquetball and

Kyle Yates

Local Pickleball lessons

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LEISURE tennis to pickleball because of “creaky knees.” Janove explains what attracts him to the sport, “Although pickleball is less strain on the body, it can be a great workout. It’s easy to learn and played on a small court so players can interact and have fun with each other while they play.” In addition to being a great social outlet, pickleball keeps your body healthy — balance, agility, and hand-eye coordination. Compared to its sister sports, pickleball demands less physical strain on hips, shoulders, and knees — making it perfect for people of any age looking to avoid excessive strain on muscles and joints. Along with physical benefits, playing pickleball also helps to fight anxiety, depression, and boosts self-esteem. Partaking in a regular pickleball routine contributes to the release of those ever-important endorphins — the feel-good chemicals in your brain that uplifts mood naturally. Take It (Lessons) from a Pro Regardless of your level, it can only benefit your game to learn from a pro. In the pickleball world, Kyle Yates is the Tiger Woods/ Roger Federer of the sport — widely considered one of the best pickleball players in America. He has won gold medals in the Open Pro category at the US Open, USAPA Nationals, and Tournament of Champions in 2016 — the grand slam of men’s pro doubles. Since then, he has won six US Open pro doubles titles (with four different partners), two Tournament of Champions pro doubles titles, and two USAPA Nationals pro doubles titles. In 2018, he was named the World Pickleball Federation (WPF) number one ranked doubles player. There is no doubt that Yates loves the game — playing it, teaching it, living it. Jokingly, he says he wants to see pickleball everywhere

— “even to the moon.” On a serious note, Yates has high expectations to see his game become an Olympic sport one day. So, who better to learn from than Yates himself through his Pickleball Camps and Clinics? Yates explains the importance of learning the game properly, “Pickleball is mostly strategy. People compare it to chess. At any age, shot selection and consistency are key. As the sport grows, I like to travel to new locations and provide proper instruction on technique, strategy, and other elements.” In May 2021, Steff Hollander, Pickleball Clinic Coordinator, scheduled two classes taught by Yates at the Atlantic City Racquet Club. The quickly sold-out event was “…a phenomenal time…adrenaline and excitement were off the charts” according to Hollander. The clinic was so successful, pickleball enthusiasts in the area immediately asked for more classes. As a result, three more 2-day pickleball clinics have been scheduled on July 6th featuring Yates. n

When it comes to your toughest questions, we’re an open book. Because transparency matters. At Schwab, we take time to give you straightforward answers to your toughest questions. What are our fees? We’ll tell you. How about fully explaining our services? You got it. If you live in Egg Harbor, go ahead. Ask us anything. We will always give you a transparent answer.

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For more info about upcoming Pickleball Clinics, contact pickleballclinicinfo@ gmail.com.

Pickleball-Mania Coming to Atlantic City Another sign that Pickleball is becoming a rock star among sporting options is the fact that the biggest tournament in Pickleball history — AC Open — has been tentatively scheduled for September 2022 at the Atlantic City Convention Center. The historic event expects to see 1,500 players and over 4,000 spectators. Jim Ludwig, Executive Director at Pickleball For All and the tournament’s promoter, sees the event as a “phenomenal happening for Atlantic City.”

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Health Watch

MIND, BODY, AND SPIRIT With more than 16,000 individuals throughout our area diagnosed with cancer each year, Gilda's Club South Jersey proves that community is stronger than cancer. By Robin Stoloff

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dug in their heels and figured out “You have cancer.” Hearing those how to move forward with a way of three words is a life-changing moment reaching their members. According to for almost two million people each year Eileen Dillon, Chief Executive Officer in the United States. According to the at Gilda's Club South Jersey, “What American Cancer Society, approximately we did was phenomenal, and I have to 11 million people are living with cancer give a lot of the credit to our Program in our country and 1 in 2 men and 1 Director, Erin McAllister. From the in 3 women will be diagnosed with time we closed to the time that we cancer in their lives. The good news is had our first group online, it was only that most of these people will survive. eight days.” In addition, social workers However, the disease itself, as well as and mental health experts continued the treatments, can take a major toll. checking on members by phone. “We In addition to the physical challenges, had never done anything like this. The having cancer can also be an emotional Gilda’s Club model is based on a very roller coaster. high-touch, in-person type of support. That is where Gilda’s Club comes in. Founded in memory of Comedienne Gilda Radner, who lost her battle with ovarian cancer in 1989, Gilda's Club South Jersey opened its signature red door in the fall of 2002. When the Gilda’s in North and Central Jersey ended their affiliation with the organization, Gilda’s Club in Linwood became the only Gilda’s Club providing services for the entire state of New Jersey. With more than 16,000 Virtual meetings are a welcomed change for Gilda's members. individuals throughout South We purposely make sure the clubhouse Jersey diagnosed with cancer each is not clinical and very homey. So, year, Gilda's Club South Jersey is the the idea of putting something online only cancer support community in was foreign to us until we had to. We southern New Jersey offering a free, quickly started to build the programs comprehensive program of psychosocial where we were essentially offering support including educational lectures, almost everything online.” Some of the workshops, social activities, and programs now online are their Wellness support groups to men, women, teens, Group, Family and Friends, Living with and children impacted by cancer. Loss, and Gentle Yoga. Gilda’s model and philosophy have It was not easy at first, especially for been built on in-person meetings and the members who were not computergroup gatherings. Last spring, when savvy, but as time went on, the virtual quarantine began, the entire team world became the norm and members at Gilda’s Club had to re-think their began to enjoy the online programs. approach to providing support for their While having to sacrifice hugs, members. handshakes, and face-to-face talks, Like most businesses affected by virtual meetings and activities can offer the pandemic, they had to figure out more convenience, flexibility, and even how to shift their business model to anonymity. For members who might a virtual world while still following be feeling tired or ill due to treatments, patient privacy guidelines. The team

virtual meetings are a welcomed change. Plus, obstacles such as transportation or travel time are no longer an issue. According to Eileen, “What the virtual program has done for us is create a borderless type of program. So, the geographical boundaries that stopped us before, where people don’t want to drive a half-hour or an hour for support, are gone. They can just log on.” Since their online programs began, Gilda’s has added more than one hundred new members from all areas of New Jersey. As more people become vaccinated, and Covid guidelines begin to relax, Gilda’s Club is slowly bringing back in-person programs, including Noogieland for kids and their Tween/Teen programs. However, they learned a lot from the unintended experiment of virtual programming. Even when the pandemic is finally under control, Gilda’s will continue to offer an online component. Felicia T is one member who is enjoying the virtual program, “I love doing the online because you can do it right from your home...it just makes it more convenient for me sometimes.” She plans on doing both virtual and inperson meeting going forward because Gilda’s has made a big difference in her life. “One of the ways it helps me is it help by managing my anxiety levels. It also helped me by giving me the faith to keep going. I am able to talk about anything that I want…they have been supportive in what I'm going through.” Anthony B. joined when Gilda’s was already online in 2020. He was the primary caregiver to his wife of 37 years, Laura, who he lost to brain cancer. He says, “Gilda's has simply been heavensent…Our Gilda's Loss Support leader has been absolutely the best in guiding us through our personal loss…I knew I was going to need someone and/or a group of others that shared similar cancer experiences to help me deal

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DON’T FACE CANCER ALONE. Become a Gilda’s Club Member.

CANCER DOES NOT DISCRIMINATE. Gilda’s Club South Jersey is a free, cancer support community for anyone who is touched by cancer in any way — men, women, teens and children who are living with cancer, their families and friends, and those who have lost a loved one to cancer. Visit gildasclubsouthjersey.org or call 609-926-2699 to learn more.

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Visit MMSC.org

HEALTH WATCH with the crushing loss of my Laura.” He has also been participating in the Gentle Yoga classes online and plans to continue accessing Gilda’s virtually, “I live on LBI, and…I'd be an hour drive each way, and I know I wouldn't attend. The convenience of knowing I don't have to drive two hours…makes my ability to attend 100% more convenient.” “It is not going away,” says Eileen, “We are going to double our programs. We have members that we are not going to turn away. If you are going through chemo or radiation, or you are post-surgery, you are not going to want to get dressed and come into the clubhouse.” She says Gilda’s probably never would have done this without the need for virtual meetings during Covid, “I think there is a bless in the mess.” Their long-term goal is to get the funding to be able to offer online/live programs at the same time. The facilitator will have a big screen for those joining virtually while conducting the program with others in person. In addition to their main Linwood location, Gilda’s opened their first satellite location at the AtlantiCare Cancer Care Institute in Egg Harbor Township in 2010. Members can attend support groups or activities in the same facility where they are accessing their cancer care. Marcia McCulley, Oncology Program Manager Community Outreach, AtlantiCare Cancer Care Institute appreciates the relationship between Gilda’s and AtlantiCare, “It takes more than medicine to treat a patient. At the AtlantiCare Cancer Care Institute, we believe in treating the whole person — mind, body, and spirit. Support services are key in helping us accomplish our goal of patient wellbeing and Gilda’s Club of South Jersey plays an important role in this facet of care. We are privileged to have Gilda’s on-site providing extraordinary care and service — from wellness support groups and new member meetings, to lectures and lunch and learns, as well as craft, nutrition, and fitness workshops. Gilda’s is an extension of the medical team offering care and

support to our patients.” This year they will be opening other satellite locations at the Inspira Cancer Center in Mullica Hill and the Inspira Cancer Center in Vineland. “Inspira is committed to a high-tech, high-touch approach to providing cancer care. Gilda’s Club enhances the high touch component of our philosophy. By connecting patients with the personalized support services that Gilda’s Club offers, Inspira can provide a more comprehensive patient support structure to meet the psychosocial and emotional needs of our cancer patients,” says Michelle Marshall, Vice President of Business Development at Inspira Health Network. Gilda’s Club South Jersey is the only Gilda’s in the state, and we are fortunate to have them in our backyard. They will be celebrating 20 years in our community next year, and they continue to make a valuable impact on people living with cancer and their families. They are a nonprofit organization that receives no federal, state, or municipal funding, and they rely on the generosity of the public, corporate and foundation support, and events to provide their comprehensive programs to our community. n To learn more about Gilda's Club South Jersey, or to make a donation call 609-9262699 or visit Gildasclubsouthjersey.org.

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LifeStyle Entertainment

RISE UP FOR THE ARTS By Felicia L. Niven

here’s a lyric in the Texas Tenors song, Rise, that sums up the last year perfectly. “Life can change in a moment.” The song encourages us to rise to the challenge. Just rise. It’s a celebration of the power of perseverance, and no one understands that better than the arts community, which is taking center stage once again — with a little help from the Schultz-Hill Foundation. For 18 years, the Schultz-Hill Foundation has supported programs for the arts, history, and education in South Jersey. Its annual benefit concert is the primary fundraiser to support a year of arts outreach. This year’s concert features the Texas Tenors who will Rise Up for the Arts on August 6 at Resorts Casino Hotel. The tenors — Marcus Collins, JC Fisher, and John Hagen — are America’s Got Talent champions, three-time Emmy Award winners, and Billboard magazine’s #10 Classical Crossover Artists in the World. Audiences will enjoy their versatile songbook, which includes Broadway, Americana, opera, country, and pop. Tickets will be available on Ticketmaster. It’s just the beginning for the Schultz-Hill Foundation, which has continued its support of programs throughout the pandemic, including Cruise: An Artistic Drive-Thru Experience at the Noyes Arts Garage. The Foundation funds the Dina Arts Scholarships, the senior music series, the summer music program with the Atlantic City Day Nursery, and the Student Arts Outreach collaborative with the Bay Atlantic Symphony among others. We chose a few to highlight here. AtlantiCare’s Healing Arts Program The vast expanse of the main corridor at AtlantiCare’s Mainland Division contains a series of large multi-colored eco-resin panels titled “Watershed” by Toms River artist Joanie Gagnon San Chirico. “It’s a satellite image of our region,” said Samantha Kiley, MPH, MBA, executive director of Health Advancement and Development, AtlantiCare Foundation. The artwork was acquired through the Healing Arts Program at AtlantiCare, “Watershed” being sponsored by the Schultz-Hill Foundation. The Healing Arts Program recognizes the role that art plays in creating a healing environment, and the importance of supporting the community. Artwork is acquired from mainly NJ-based artists in a wide variety of mediums, including original oil and acrylic paintings, along with gicleé prints, mixed media art, collages, tile etchings, glasswork, sculpture, and photography. The result is a patient-focused art experience that promotes and sustains wellness. “We are grateful to our donors, like the Schultz-Hill Foundation, who allow us to

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continue to provide beautiful and serene environments for our patients, visitors, and staff,” notes Samantha. MudGirls Studios Empowering Women MudGirls Studios empowers disadvantaged women through the making of ceramic art. The Atlantic City studio employs women facing extreme challenges, such as addiction, mental illness, or poverty. “We offer a space where they can regain their confidence, rejoin the workforce, and better their lives,” said Dorrie Papademetriou, Designer. MudGirls also partners with area organizations, from Covenant House to Enlightened Farm and others, to help women in recovery. “We’ve had many success stories,” said Dorrie, who shared one about a woman who helped launch their SOS collection. “She named it Sand-Ocean-Sky, which was a wonderful parallel to the traditional meaning of SOS. MudGirls was a stepping stone for her to be able to launch a full-time career at a retailer in Atlantic City.” Dorrie is so grateful for support from the Schultz-Hill Foundation. “Every dollar helps women transition onto a pathway towards self-sufficiency,” she said. Shirat Hayam’s Number the Stars The cast of Number the Stars passes by an extraordinary relic each time they enter the Shirat Hayam sanctuary for rehearsal. It’s a Torah scroll from the Holocaust, the dark period in history which served to eliminate 6 million Jews. Authored by Lois Lowry, Number the Stars seeks to tell the story of that time through the eyes of children who can surmount all odds and escape to freedom. “We have educated thousands of children of all backgrounds,” said Synagogue President Jodi Handler, “including those who may never have been in a theater or stepped foot in a synagogue. Through the show, we share the message of understanding and acceptance. This is an experience that connects to the past but also links to the present for these children. It’s one of the most impactful programs that we offer.” Jodi credit co-producers and co-directors Beth SandersRabinowitz and Andrea Zakheim-Poetsch, without whom this program would not happen. “They spend four months of intensive work, three to four nights a week,” she said. “We also have many volunteers. It’s a true community effort, and we are grateful to the Schultz-Hill Foundation for their support.” For more information on the Schultz-Hill Foundation and its programs, including tickets for the benefit concert, visit www. schultz-hill.org.

LifeStyle On Wheels

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AUDI R8 SPYDER The R8 brings breathtaking performance, precise handling and a driver-focused interior and combines it with the allure of open-top driving to deliver a sporty driving experience. By Elaine Rose

t is the ultimate speed machine. Made more for the Autobahns of its native Germany than for American highways where state troopers lurk behind every curve in the road, the Audi R8 packs more pony power than just about anything else on the market. Even the Audi website, while boasting that the R8 can exceed 200 mph, finds it necessary to remind customers to “obey all speed and traffic laws.” Now in its second generation, Audi introduced the two-seat sports coupe for the 2016 model year, and it was redesigned in 2016. It’s far from the most popular car in the showroom. Fewer than 1,000 R8s are sold in the United States each year. The R8 is assembled in Neckarsulm, near Stuttgart, Germany. About 70 Audi technicians put together its approximately 5,000 parts by hand. But those who decide to splurge for it are in for an exhilarating ride. “The Audi R8 strikes a welcome balance between comfort and athleticism. It slices around turns with no undue body motions, the steering is quick and well-weighted, and the big brakes provide assertive stopping power,” Zach Doell wrote for U.S. News & World Report. “It’s a car that will happily carve up a racetrack for hours, yet it won’t punish you on city streets.” And then there’s the noise factor. “It sounds brilliant, and as one of the very few V10 supercars still breathing — and on its own without turbos, no less — one cannot understate its importance to aficionados of wailing crescendos,” Sebastian Cenizo wrote for carbuzz.com. That sound will come from behind the driver, as the engine is in the center of the car. The trunk, such as it is, is in the front. And talk about acceleration! The base model can go from zero to 60 mph in just 3.5 seconds, and the Performance does it in 3.2 seconds.

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LIFESTYLE | Summer 2021

ON WHEELS

Reviewers describe the interior as simple elegance. Leather trim is standard, and even more luxurious material is available. The choice of colors for both interior and exterior is plentiful. But this cushy adrenaline rush will set you back a pretty penny, and you also pay for it in practicality. The base model starts at $142,700, not including destination charges. It comes with a 5.2-liter V10 — no, this is not a typo — engine, rear-wheel drive, S tronic, dual-clutch seven-speed automatic transmission, and the strength of 532 horses under the hood. The Performance version starts at $196,700, has all-wheel drive, and 605 horsepower. Apologies to sports-car purists, but manual transmission is not available. Both models can come as a Spyder convertible for about another $8,000. Adding a few options can easily jack the price up to north of $200,000. “For some added flash, we’d suggest going with the Spyder,” Drew Doran wrote for Car and Driver. “After all, with the top down, passersby will be able to get a better look at the lucky dog behind the wheel.” Choosing between the base and Performance models is a tougher choice, Dorian wrote. But most reviewers said the base model will suit most drivers’ purposes. The infotainment system is a bit unusual. The 12.3-inch touchscreen is on the driver’s side, not in the center. It can be controlled by buttons on the console or the steering wheel, or with voice commands. The system is compatible with both Apple CarPlay and Android Auto, as well as Google Earth, and a sports mode that displays a tachometer and other performance information. Of course, speed and luxury like this come with a few drawbacks. First of all, this puppy is a real gas guzzler. The base model gets about 14 mpg in the city and 23 mpg on the highway. But a 21.9-gallon fuel tank gives it a good driving range. The Performance model is a little thirstier, and with a 19.2-gallon tank, provides about 302 miles of travel between fill-ups. Another issue is cargo space or rather lack thereof. The trunk is a measly 4 to 8 cubic feet, depending on the model. Enough for an overnight bag, but not much more. So forget about an extended road trip unless you’re willing to wear the same clothes for the entire ride. Even a trip to the grocery store can be problematic unless you shop solo and use the passenger seat to hold your purchases. Safety is another factor. Aside from a rear-view camera and parking sensors, the R8 has no other safety features, either standard or optional. Neither the National Highway Traffic Safety Administration nor the Insurance Institute for Highway Safety has crash-tested the R8. So you’ll have to rely on your driving skills to keep yourself and your passenger safe. As for reliability, Consumer Reports predicts it will be slightly above average. But Audi provides an impressive warranty. The car and power train are covered for four years or 50,000 miles, and complimentary maintenance service is provided for the first year or 10,000 miles. The 2022 models are expected to hit showrooms soon. Details are not available, but it has been reported that the base model will be somewhat more powerful. It’s probably best to do your initial shopping online. Given the rarity of the R8, you are unlikely to find one on the dealer’s lot, and will probably have to custom order it. But then, you’ll be assured that the car was made just for you. n

LifeStyle Local

THAT’S MY SISTERHOOD! By Molly Golubcow

Galeem Shirat Hayam School

"Help one another is part of the religion of sisterhood." —Louisa May Alcott Outside of Shirat Hayam

Rabbi Kremer outside with Shirat Hayam Congregants

s the name implies, a Jewish Sisterhood is a women’s organization — usually made up of members belonging to a particular synagogue. For the last 100 years, Reform and Conservative synagogues across the country have benefited from the ongoing efforts that sisterhood women contribute. Whether supporting the membership in general or a specific member family in need, the sisterhood is there to provide sustenance — literally and metaphorically speaking. These groups of ladies, shining examples of camaraderie and kindness, serve as an outlet where women gather to bond, learn, and nurture their family, community, and last but not least, self. What makes the Shirat Hayam Sisterhood in Ventnor stand out from all others? Inclusiveness comes to mind immediately. The group is a unique byproduct that resulted when two local synagogues in our area merged in 2016 — Temple Emeth Shalom (Reform) in Margate and Congregation Beth Judah (Conservative) in Ventnor. Epitomizing cooperation and partnership, the two previously independent groups successfully combined into today’s Shirat Hayam Sisterhood — each respecting the other’s ideological differences and objectives. Currently, Shirat Hayam Sisterhood consists of about 85 members ranging in age from 30 to above. Andrea Weiss, President, Shirat Hayam Sisterhood, explains how the symbiotic relationship has been working out, “We are very proud of our merged Sisterhoods. There is strength in numbers and we serve many women with diverse backgrounds, which increases our identity.” From a social perspective, Shirat Hayam Sisterhood provides regular opportunities for women to create long-lasting friendships, share laughs, and create Jewish memories together — whether attending the Monthly Meeting, Book Review Program, or learning how to bake Challah breads for the Sabbath. During the pandemic, socializing with each other took on a new dimension. Judy Zon, Program Chair, talks about the challenges the Sisterhood faced last year, “In a nutshell, we wanted to give our members hope in this pandemic year that we were still ‘together’ even though we were virtual.” And with Zoom they did! From floral arranging class to an interfaith Yoga Session, Shirat Hayam sisters faithfully joined in

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on many an online program during the pandemic. As restrictions hopefully ease up throughout the summer, Zon hopes “our next season will be hybrid, meeting in person and zooming, giving our ‘sisters’ a choice to be together in any way that we can.” In addition to monthly meetings, Shirat Hayam Sisterhood offers many activities during the year such as educational programs, game days, canasta lessons, Mahjong, and much more. Weiss sums up the group’s appeal for educating and connecting women with other women, “Regardless of your preferences, you will be embraced by fellow Sisterhood sisters. There is something for everyone.” In many instances, members become lifelong “sisters.” Stella Ann Borenstein, a devoted member and advocate for the group, joined Sisterhood 47 years ago when her oldest son entered Religious School at Congregation Beth Judah. Then and now, she looks forward to the monthly meetings featuring stimulating programs for personal, educational, and cultural enrichment. In addition to the social aspect of her Sisterhood, Borenstein sees the importance of contributing her time and efforts for the synagogue by participating in various Sisterhood fund-raising events. In the past, she has helped raise funds from the Synagogue Gift Shop sales to purchase much-needed kitchen equipment for the Synagogue, as well as a van to transport Religious School students. Although Borenstein sees differences to her Sisterhood group since she became a member, the bonds she made years ago remain. She explains, “Much has changed in the last twenty-five years as women have entered the workforce full time. However, our mission remains: To perpetuate traditional Judaism in America, in the home, the synagogue, and community.” n

Shirat Hayam Bayside Bash! Celebrates 5 Years The Bayside Bash, which celebrates the five-year anniversary of a highly successful merger, will be held August 8 (with a raindate of August 15) from 3-7:30 pm at 700 N. Swarthmore Avenue in Ventnor, and is open to the community. For additional information visit www. shirathayamnj.org or call 609-822-7116, ext. 101.

Ventnor Avenue in Margate, NJ

LifeStyle Travel

From riding iconic cable cars and dining at Fisherman's Wharf, to sipping wine in nearby Napa Valley, a visit to the Golden Gate City offers something for everyone.

Golden Gate Bridge

“Anyone who doesn’t have a great time in San Francisco is pretty much dead to me.” —Anthony Bourdain

A GOLDEN STATE OF MIND By Molly Golubcow

San Francisco Style With no disrespect to Tony Bennett’s lost heart, there’s plenty of love to find when visiting the picturesque Golden Gate City. Whether tooling around funky neighborhoods like Haight-Ashbury, sampling Chinatown delicacies, or riding the iconic cable cars, the San Francisco area is hip, hopping, and offers something for everyone — from foodies to wine snobs to history buffs. Although the city is only seven miles long, its impressively hilly streets and unique architectural styles offer many must-see sights as well as some offbeat, funky places to try. In addition, checking out attractions outside the city, like Muir Woods and Napa country, are treasures

as well. So, let’s hop on a virtual cable car and sample San Francisco. Golden Gate Bridge From almost any viewpoint in the city, the 1.7-mile Golden Gate Bridge beckons you for a photograph, walk, or drive across its amazing structure — one of the most recognized bridges in the world. Even in the fog, and there will be guaranteed fog during your visit to San Fran, the orange vermilion bridge is a beauty! If you are up for it, rent a bike at Fisherman’s Wharf to cross the bridge — crossing is free, invigorating, and provides you with a stunning vantage point of the San Francisco Bay area.

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TRAVEL

Fisherman's Wharf and Pier 39

Napa Valley Vineyard

Off the beaten track — Cruise the bay and view the bridge from a boat. Whether a basic ride to see the sights or a cruise with wine tasting and dinner options, find a tour that takes you right up to one of the “Wonders of the Modern World.” Fisherman’s Wharf Although the wharf once touted a fleet of fishing boats, today tourism is the main attraction. Located between Pier 35 and the Aquatic Park, restaurants overlooking the bay are plentiful — and so are souvenir shops selling pieces of San Francisco in keychain and shot glass items! Whether you are walking or dining, take in the waterfront view with Alcatraz looming in the background. Tired of people watching? Check out the Sea Lions lollygagging around Pier 39 or Pier 41. Plenty of Instagram ops — but be aware the sea lions migrate and are not around during the early summer season. Off the beaten track — Ride one of the 30 animals offered on the famous Pier 39 carousel. Handcrafted in Italy, the ride is a treat for kids of all ages with 1,800 twinkling LED lights and accompanied by traditional organ music. Chinatown If you’re on a Cable Car, and that is something you absolutely must experience when visiting San Francisco, hop-off around Grant Avenue at the Dragon Gate entrance. Suddenly, you find yourself in the center of the oldest Chinatown in North America, and the largest Chinese district outside Asia. The sights and sounds from the produce stands, fish markets, and herbal stores are unforgettable. And, the mouth-watering aromas wafting through the air — amazing. Within the 24 square block neighborhood, you can pick from a plethora of Chinese restaurants offering nothing less than authentic Asian cuisine. While you are tooling around Chinatown, visit Portsmouth Square to watch locals practicing T'ai Chi and playing Chinese chess. Off the beaten track — For decades in a tiny storefront located on Ross Alley, the Fortune Cookie Factory cranks out up to 20,000 handmade cookies a day. Be sure to stop in and buy some handmade, high-quality, and authentic fortune cookies!

Muir woods National Monument

Alcatraz Located 1.25 miles offshore, the small island of Alcatraz served as a foreboding federal prison from 1934 to 1963 — virtually inescapable due to extremely strong, cold currents. Through its tenure, infamous inmates included Al Capone and George "Machine Gun" Kelley. Today millions of tourists visit the cold, dank prison — cells, dining room, social hall, and warden’s quarters. In addition to touring the inner structure, tourists can walk in the gardens that were started and maintained by prisoners. Bird lovers are also attracted to the infamous island since many types of birds “flock” to the island, including cormorants, snowy egrets, and black-crowned night herons. Off the beaten track — If visiting Alcatraz is not authentic enough for you during the day, sign up for a night tour to satisfy your ultimate spook factor!

LET US GUIDE YOU. Helping Our Community to Emerge Stronger Muir Woods Located only 12 miles north of San Francisco, famed naturalist John Muir called this canyon “…the best tree-lovers monument that could be found in all the forests of the world.” Named after Muir, the park is home to ancient coast redwood trees — some 1,000-year-old soaring 260 feet high. The park offers solitude while surrounded by these stunning natural wonders. A hike is a must throughout Muir’s 554 acres — long or short, just walk and take in the quiet sounds and sights. Off the beaten track — If you hike Cathedral Grove, walk quietly. That means — turn off cellphones and just listen to the forest. Many of the oldest trees are located there — so “respect your elders.” Napa Valley The slogan for Napa Valley could be, “So many wineries, so little time.” With its perfect combination of Mediterranean climate and geography, the region is blessed with quality wine grapes. As a result, there are hundreds of wineries in Napa. How does one decide which winery to taste? Factor in your persona likes — are you a wine purist or someone looking to dine and sip wine as a pairing? Based on those answers, do some research and map out your Napa tasting excursions before booking a tour. Regardless which wineries you choose to visit, enjoy the scenery and Tuscan Valleylike hills and fields. Off the beaten track — The Napa Valley Wine Train, a threehour ride in a restored 10-car, 140seat antique Pullman, offers gourmet lunches or dinners as you pass through towns and wineries in Napa. If you prefer a sip of wine while you ride, book the Tasting Car that serves over 30 boutique wines. n

Archer is here to help you through unforeseen challenges. As one of the largest and most trusted law firms in the MidAtlantic region, Archer has been serving businesses and individuals throughout the region for over 90 years. From employment, health care, insurance, and business counseling, to family law, real estate, land use, energy and utilities issues and more, our attorneys are up-to-date on the latest regulations, legislation and developments, and continue to provide the excellent client service that you have come to expect from us. For more information, contact Robert W. Bucknam, Jr., Esq. at (856) 354-3025 or at rbucknam@archerlaw.com.

archerlaw.com | 800.927.0042

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LifeStyle Wine

WINE FOUNDATIONS By Michael Bray

’ve been thinking a lot lately about the most meaningful information when it comes to understanding wine. Like many topics, and wine is certainly no exception, it is commonplace to find yourself completely overwhelmed at the start of your journey — history, geography, science, farming, wine law… “where do I begin!?” The beauty of wine is that it has no end, however, this also poses a challenge and prevents us from learning the wine foundation critical to cultivating confidence. This month I share the wine foundation necessary to give you the confidence you deserve and need. Terroir, pronounced tehr-waar: a French word that loosely translates to “sanctity of place.” This is the million-dollar wine word! How does Cabernet Sauvignon from California taste different than Cabernet from Washington State? Simply put, it’s Terroir! What New Jersey is to tomato plants and corn, Napa Valley is to Cabernet. It’s the soil, climate, micro-climate, rain, drought, sun exposure, and even the possible southward facing slope that can make all the difference. This concept [of terroir] is the basis for why we ask, “are you in the mood for Old World or New World tonight?” Old World (consisting of Italy, France, Portugal, Spain, Germany to name a few) by nature of its Terroir will commonly boost a profile and flavors that are distinctly different than the New World (USA, Australia, New Zealand, Chile, Argentina). Generally speaking, New World is known for fruitiness, whereas Old World is earthy. Want to do your own assessment? Grab a bottle of California Pinot Noir and a Bourgogne Rouge from Burgundy France. Same grape, different regions, remarkably different experience. This is wine, this is terroir. The 4 Components: Wine is a sensory experience that offers clues based on key components. Unfortunately, we’re led to believe that it’s only for the expert to understand. The truth is the very food and drinks we’ve been consuming since childhood provide similar, if not the same, components. No matter the location, varietal, or the winemaker's style, viewing wine through the lens of these 4 components will begin to unlock the mystery: Acid — felt on the sides of the tongue. I want you to think of a sour patch kid that you would eat as a kid, causing a burst of mouthwatering texture. Acidity in a critical component of any wine. It provides vitality, freshness and plays nicely with food; Sweet — you can detect, on the tip of your tongue, if a wine is dry or sweet within the first

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10 seconds. Think of a sweetened lemonade on the boardwalk. Sweetness is often referred to as Residual Sugar (R/S), and we mustn't confuse R/S with fruit, as many wines are fruity and dry; Body — most commonly detected on the back of the tongue and directly linked to alcohol. Think of yourself drinking a flight of milk — skim, 1%, 2%, whole — can you feel the difference on your pallet? When body/alcohol is “off,” it can leave a boozy smell on the nose and or a “hot” sensation on the tongue; Tannin — generally felt on your gums, a tannic wine creates a mouthdrying, textured, puckering sensation. Imagine taking loose tea leaves and placing them in your mouth. Can you feel the drying sensation? Tannin is the one component that you find mainly in red wine. It comes from grape skins, seeds, and stems, along with oak influence from barrel aging. I encourage you to think of the acronym B.A.T.S. and the next time you pour yourself a glass, like yourself, is this component (Body, Acid, Tannin, Sweet) low, medium, or high. I promise you’ll have an Ah-ha! Moment. Your Nose knows: 90+% of taste is the smell. Don’t believe me? Try closing your nostrils as you drink. Not much to discern, is there? We swirl wine for one reason and no, it’s not to look cool. It’s to awaken the wine, so your nose can get to work! I will often recommend that you cup the top of the glass with the palm of your hand, as you swirl. This will trap the aroma and build intensity… when you’re ready, remove your hand and immediately stick your nose into the glass. Ah-ha! Fruit, earth, cola, lavender, tar, leather… and more! To start, with every glass you pour, I challenge you to answer the following questions: (a) Is this wine earthy or fruity? (b) Is there a floral component? (c) Does it taste how it smells? When you’re ready for more, send me an email. I hope this provides you with a framework, a perspective — that allows you to see, smell and taste the wine in your glass with more intention and awareness. When you nail the foundation, everything else falls into place. Questions? Comments? Or, perhaps you want to share an experience? Email me at, Michael@passionvines.com. Drink Passionately,

LifeStyle Art

A COLORFUL LIFE Ash Myers journey of becoming an artist has been filled with both struggles and rewards. By Michael Cagno Photos provided by Ash Myers

ursuing an artistic career is not for the faint of heart, and some just do not have it. Often, when someone says they are an artist, two questions immediately pop into one’s head; are they a starving artist, or a famous artist? There is no clear path to becoming an artist, everyone’s journey is so different with constant ebbs and flows. The ability to balance the creative side with the business side is daunting. The search for an audience can frequently be a lonely march. Failing to accomplish the right amount of skill, timing, and luck may force many artists to quit too early. Artists like Van Gogh, who started later in life, never sold

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a painting while alive. Yet today, his work would sell for millions of dollars. Conversely, some artists place a banana on the wall with duct tape that sells for six figures. Artists are connected by the passion to create, not chasing the elusive dollar, but by gaining inspiration from life and taking chances of coloring outside of the lines. A prime example of taking chances guided by passion and motivation is artist Ash Myers. At 28 years old, New Jersey native Ash Myers’ journey of becoming an artist has been filled with both struggles and rewards. She has a vivid memory of sitting in her first-grade classroom and just creating. “I was cutting, gluing, and coloring,” says Ash. It did not matter what material was provided. Ash connected and became entranced with the process. As a sophomore in high school, Ash dove deeper into the visual arts. Some of her teachers were encouraging, while others placed doubt on becoming an artist full-time. At 15, Ash asked a teacher she respected most how to get better at portraiture, and the teacher responded, “you just don’t have it.” When Ash was 19, her younger brother lied dying sickly in a bed before her, the doctors said, “he just doesn’t have it, his systems are shutting after being on so many meds for so long.” Out of necessity, Ash channeled her creative expressions as a form of escape and healing. While in high school, she studied with South Jersey artist, Jim Repenning, which became a positive influence. When her brother passed away, “I was asked to create my brother’s portrait; it was a spiritual experience.” Ash’s perseverance and dedication while in high school proved beneficial when she received scholarships to attend Temple University’s Tyler School of Art in 2011. Like many students, the cost versus benefit weighed heavy on Ash. Does it make sense to go into debt trying to be an artist? After her first semester, she transferred to Tyler & Fox, Temple’s business school. With one year of college complete, Ash decided to withdraw and explore other creative interests, like tattooing. Her first tattoo was a full sleeve of her design on her arm. Like many artists, Ash would always carry her sketchbook documenting inspirations. When Ash was 21 years old, she bought a oneway ticket to Gaum, allowing time to explore herself and take a break from the creative process. During the visit when her friend gifted her a sketchbook,

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ART Ash cried, realizing how much she missed creating. To make a living during her early twenties, Ash explored sales, real estate, and graphic design. From August 2018 through June 2020, Ash lived and worked in Harrison, New Jersey. Shortly after the COVID pandemic began, her job was eliminated and forced her to move home back to southern New Jersey. This became a blessing in disguise, because it enabled her to become solely dedicated to her art. Today, Ash is a fulltime artist working with various media including pencil, charcoal, acrylic, and now spray paint. Depending on the

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medium, her work can go from an 8x10 inch painting to full-scale wall murals with spray paint. Ash gains her inspiration from artists like Kukula, d’Errico, and Mucha. Kukula is an artist from California whose paintings focus on feminine, doll-like figures. Camilla d’Errico is an Italo-Canadian artist generating a lot of buzz around her mangainfluenced style. Alphonse Maria Mucha is an early 20th-century artist known for his Art Nouveau paintings, illustrations, and advertisements of women. By embracing her “colorful life,” Ash’s art has taken off. Recently, Ash completed a mural in Atlantic City, NJ with fellow artist Victor Sandoval. The larger-than-life portrait of a young woman in black and white with the accompanying words “Respect Atlantic City” was completed using spray paint. Ash has exclusively been using spray paint for a few months, but she says that it was “like falling in love.” It is not a mechanical process. Art has given her the ability to express “vivid, raw emotion.” Life is finite, yet the works created in that one moment do not have the same restraints as living organisms. What Ash likes about the public art pieces she creates is the ability for the public to interact with the piece. Art allows engaging at a higher existence. For an artist, Ash is very humble. She knows that she must constantly develop new skill sets to evolve. There is always room to improve. What separates Ash from many other artists is how she channels her strengths and weaknesses, emotion, and vulnerability. Over the years, Ash has accepted that the creative journey is indeed a process and that only you are responsible for your output. For her, creativity is extremely personal, and her one constant. Ash’s advice to new artists is “not to be apologetic.” n

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To see more of Ash’s work, visit her on Instagram @ashmyersdesigns. njlifestyleonline.com

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Calendar of Events 7/9 > Lobster Fest Harbor Pines Golf Club, E.H.T. Every Friday, All Summer Long harborpines.com 7/9 > Don't Call Me Francis Dorset & Burke Avenues, Ventnor Heights 6:00 p.m. - 9:00 p.m., Crafters, Food & Drinks at 5:00 p.m. ventnorcity.org 7/9 thru 8/29, Various Dates > Summer of Love Concert Ocean Casino Resort, A.C. 9:00 p.m. theoceanac.com 7/10 > Social Saturdays — A Themed Selection of Featured Wines Passion Vines, E.H.T. 4:00 p.m. - 7:00 p.m., Every Saturday Passionvines.com 7/11 > Dragon Boat Festival Lake Lenape, Mays Landing 8:00 a.m. gildasclubsouthjersey.org

7/15 > Swing & A Sip, Ladies’ Beginner’s Clinic Linwood Country Club 5:00 p.m. - 7:00 p.m., Every Other Thursday Linwoodcountryclub.com 7/17 and 7/18 > A.C. Vegan Food Festival Atlantic City Boardwalk at Showboat Hotel 12:00 p.m. - 5:00 p.m. theveganlocal.com 7/30 > The Usual Suspects Newport Avenue Beach in the Gazebo, Ventnor 6:00 p.m. - 9:00 p.m., ventnorcity.org 8/6 > The Texas Tenors Superstar Theater at Resorts 8:30 p.m. schultz-hill.org 8/7 > Atlantic City Triathlon/Tri AC The Boardwalk, Atlantic City 7:30 a.m. delmosports.com/events

8/7 > The Friends Classic Rock Band Newport Ave. & the Beach, Ventnor 6:00 p.m. - 9:00 p.m., ventnorcity.org 8/8 > Shirat Hayam Bayside Bash 700 N. Swarthmore Ave., Ventnor 3:00 p.m. - 7:30 p.m. shirathayamnj.org 8/14 > Drive Your Dreams Car Show Bader Field, Atlantic City 12:00 p.m. - 5:00 p.m. eventbrite.com 8/19 thru 8/22 > Barefoot Country Music Fest On the Beach in Wildwood 6:00 p.m. - 11:30 p.m. barefootcountrymusicfest.com 8/21 > The Flynn's Newport Avenue Beach in the Gazebo, Ventnor 6:00 p.m. - 9:00 p.m., Crafters, Food & Drinks at 5:00 p.m. acbaOEM@Police.VentnorCity.org

Due to the increasing amount of cancelations and postponements, we encourage you to visit each property/venue websites for the most recent and up to date information. njlifestyleonline.com

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Chaîne des Rôtisseurs Gathers At Sofia Restaurant The Chaîne des Rôtisseurs Atlantic City chapter gathered in May at Sofia Restaurant in Margate for a six-course meal that all enjoyed.

Photos by Nick Valinote

Iconic A.C. Restaurateurs Team Up With Resorts Casino Hotel Dougherty’s Steakhouse and Raw Bar officially opened in May with a ribbon-cutting ceremony. One side features a traditional steakhouse menu, while the other side sports a raw bar.

Photos submitted

Gilda’s Annual Sip, Savor, Support A Success

Gilda’s Club South Jersey held its annual fundraiser Sip, Savor, Support at Vagabond Kitchen & Tap House this past May. The successful event included food, drinks, music, and a fun silent auction.

Photos by Nick Valinote

Spirits Club Hosts Scotch & Cigars At The Balcony Bar

Hard Rock Spirits held the themed event Scotch & Cigars last May for enthusiasts wanting to experience some of the worlds most renowned spirits and cigars.

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Photos by Nick Valinote

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Old Forester Whiskey Tasting At The Hard Rock Atlantic City The Hard Rock Atlantic City hosted an Old Forester tasting giving customers a taste of some rare Kentucky Bourbons.

Photos by Nick Valinote

Let Us Eat Southern Branch Summer Feeding Program For Schoolchildren Continues Please, Inc. presented a $40,000 check, the culmination of fundraising efforts conducted throughout the pandemic, to the Community FoodBank of New Jersey – Southern Branch to support their joint summer feeding program.

Photos by Tom Briglia/Photographics

Art And Healing At The Absecon Lighthouse

The Absecon Lighthouse in Atlantic City brought the community together for a Light & Sound Healing Arts Festival featuring a unique sound healing experience in the historic structure.

Photos submitted

Mindy Shemtov Honored At Mary Beth Davis Memorial Golf Classic

The annual Mary Beth Davis Memorial Golf Classic event was held this past May at Linwood Country Club. Executive Director Mindy Shemtov was honored with a Lifetime Achievement Award for her time and dedication to the Alcove’s Grieving Center.

Photos by Nick Valinote

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MBCA Summer Splash Ready For Summer 2021

The limited kick-off first time live event for the Metropolitan Business and Citizen Association took place in May at Caesars Palladium Ballroom. Atlantic city’s Mayor Marty Small Sr. presented a “State of the City” to 250 community/business leaders with a review of the city's goals from 2020 and future visions for 2021.

Photos by Nick Valinote

Larry Sieg Shares The Three R’s Of Atlantic City Larry Sieg, President and CEO of Meet AC, provided an in-depth look at the past 15 months including how Meet AC pivoted to keep Atlantic City at the forefront of meeting planners and visitors. His focus was Reflect, Resiliency, and Resurgence.

Photos by Nick Valinote

Memorial Day Barbecue At Seashore Gardens Living Center

Residents at Seashore Gardens Living Center (SGLC) gathered together for the first time in over a year for a special Memorial Day barbecue to remember and honor those who served our country. The lunch marked the start of phased-in communal dining at the Home as the nation emerges from the pandemic.

Photos by William Knight

Margate Mothers' Association Annual Memorial Day Parade

Uniformed groups along with decorated bikes and strollers marched in a short procession that began at the corner of Winchester and Union Avenues and ended at the All Wars Memorial at Mansfield Avenue. A ceremony at the memorial followed.

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Photos by Tom Briglia/Photographics

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Cocktails At The Ocean Resort’s Beach Club On The Atlantic City Boardwalk HQ2 Pool at the Ocean Resort hosted the Greater Atlanic City Concierge Association and its members to show off this amazing space.

Photos submitted

JFS & JCC Golf Tournament Raises More Than $58,000 For Agencies The 8th Annual JFS & JCC Golf Tournament raised more than $58,000 to benefit both agencies. With 140 golfers participating in the fun-filled afternoon event at Harbor Pines Golf Course, Team JCC won the trophy, which will be displayed in their lobby until next year’s rematch.

Photos provided by Jewish Family Service of Atlantic & Cape May Counties

Le Tour de Downbeach 12th Anniversary Bike Ride

The family friendly 14 mile bicycle tour started in Ventnor, continued down the boardwalk through Atlantic City with a police escort, then through Margate and Longport, ending with a barbecue at Tomatoes’ restaurant on Amherst Avenue.

Photos by Tom Briglia/Photographics

Showboat Brings Family Fun To AC With Lucky Snake Arcade and Sports Bar The grand opening of the Lucky Snake Arcade at the Showboat in Atlantic City was held this past May at the 60,000 square foot arcade plus 25,000 square foot sports bar. The arcade has over 300 games, making it the largest arcade in the East.

Photos submitted

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Harbor Pines Golf Club Lobster Fest

Harbor Pines Golf Club in Egg Harbor Township is the host of Lobster Fest Friday's all summer long. Guests can enjoy a variety of seafood appetizers, lobster inspired entrees, steak, chicken, and pasta favorites, along with live entertainment that changes weekly.

Photos submitted

The Stockton University Foundation’s First Benefit On The Boardwalk Stockton’s Atlantic City campus raised more than $226,000 this past June at the fundraiser. Net proceeds from the event support Stockton’s Student Relief Fund, which provides emergency funds for students who face severe financial challenges.

Photos by Nick Valinote

Special Evening To Benefit The Matthew Bee Memorial Fund

A special evening was held to benefit the Matthew Bee Memorial Fund at Steve & Cookies in Margate this past June. Locally harvested and sourced organic food from Reed's Organic Farm and Enlightened Farm were featured and tastefully prepared by Deb and Mark Pellegrino. Live music was provided by Side Story Duo.

Photos by Nick Valinote

The Arc Of Atlantic County Celebrates 60

An exciting night to mark the sixty year anniversary of The Arc of Atlantic County was held at the Deck at Golden Nugget this past June. Guests enjoyed summer themed food, signature cocktails, beer and wine, live entertainment and dancing, silent auction, 50/50 Raffle and more.

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Photos by Kristian Gonyea

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LifeStyle Eats Left to right: Danielle Shindell, Carlos Perez, Sierra Stone, Joan Shookla, Jorge Sarmiento

Rosie "Barrels" Gualtieri stands before a family photo of her parents, John and Jennie Franco

Margherita Pizza

FAMIGLIA A BARRELS LEGACY The history behind this legendary restaurant that made its way to the Jersey shore. By Molly Golubcow Photos by Nick Valinote

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n any given day, the aroma of garlic and homemade sauce wafts through the air from Barrels of Margate. However, it all began in the 1950s in a corner taproom on 18th & Sigel Streets in South Philly. John Franco, better known around the neighborhood as “Johnny Barrels,” a nickname originating from his rotund physique, opened a business to serve food and drink the way he liked it — authentic and plentiful. Jennie Franco, his wife, prepared most of the meals, like her famous meatballs, homemade soups, and hearty sandwiches topped with freshly cut Provolone cheese, sautéed broccoli rabe, or fried long hot peppers. A Family Affair Business was good to the “Barrels” family, and the family was good to its customers. By the 1970s, the simple sandwich and beer menu gave way to more elaborate entrées like Veal Picante and Shrimp Scampi. Even the restaurant itself was remodeled to add a dining room with additional tables, and built by a family member, of course — Anthony “Dukie” Gualtieri. After Johnny “Barrels” passed away in the 1980s, several family members started to branch out with their own Barrels-type restaurants in the

Family photos adorn the walls of the recently renovated dining room.

Chicken soup

Pork Paisano Sandwich

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EATS

South Philly area, as well as in several Jersey shore locations, including Wildwood, Ocean City, and Margate. Seven decades and four generations later, the family is still in the restaurant business and continues to use the “Barrels” nickname. Today, the matriarch of the “Barrels” family is Rosie, the oldest daughter of Johnny and Jennie. Behind the scenes, helping maintain the family legacy, Rosie’s son and Johnny Barrels' grandson, Peter Gualtieri, keeps the name, reputation, and the family theme going. Gualtieri explains how the family that restaurants together stays together, “As a matter of fact, on one summer Saturday at the Margate location, we had over 20 family members through four generations all working the same day — from my grandmother to my mother/uncles to my brothers/cousins to my children/nieces/nephews.”

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To the Shore In 1993, Gualtieri’s mother, Rosie, opened up Barrels in Ventnor. It was mostly quick, take-out Italian food to accommodate young casino professionals living in the down beach area. The business grew exponentially in its first three years — thanks to Rosie’s authentic recipes like homemade soups, chicken parmesan, and gnocchi. Rosie also added new salads to her traditional menu, like the Summer Breeze — a Spring mix, mozzarella, and seasonal fruits. One of the top sellers was and continues to be Rosie’s famous meatballs. Gualtieri proudly boasts, “My mother won a meatball contest at the casinos competing against many top chefs.” In 1996, after “Dukie” Gualtieri passed away, Rosie partnered with her four sons — Anthony, Peter, John, and Chris to move the restaurant from Ventnor to a larger, sit-down dining room on Granville Avenue in Margate. At that point, the family introduced more specialty entrees, including Red

Snapper Pomodoro — pan-seared and topped with butter, garlic, diced tomatoes, capers, and white wine.

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Harbor Pines Golf Club Presents

LOBSTER FEST

Friday’s

Every Friday, all summer long!

Outside seating available

25 EBRAT EL

1996

YEARS

G IN

Old School & New School In 2015, the family moved Barrels to its current location on Jerome Avenue in Margate — offering patrons outdoor and indoor dining in addition to takeout, delivery (including the beach), and catering. To meet the everchanging demands of their customers, Gualtieri keeps the menu current by adding “gluten-free” pasta options, as well as several low-carb entrees like the Eggplant Lasagna — Pasta-free, but stacked with eggplant, cheeses, and smothered in Barrels’ thick, hearty homemade red sauce (AKA gravy). While always striving to add new items to the menu, Barrels remains true to its traditional offerings — meatballs, soups, and chicken parmesan continue to be their bestsellers. According to Gualtieri, Barrels remains very conscientious of what to keep on their menu and what to add. “Our goal is to provide loyal and new patrons with an opportunity to enjoy both the many ‘old school’ traditional dishes as well as new dishes.” In addition to standard menu items, Barrels offers weekly specials. The best way to see what’s new is to check their website. For example, you may see items like Veal Chop Parmesan, Beef Short Rib, select homemade pasta, and healthy vegetarian options as well. The updated take-out menu added new items such as Scallops Puttanesca, Chicken Cutlet Asiago Sandwich, Italian Chips (chicken nachos), and homemade pizza dough topped with a San Marzano sauce. And, speaking of sauce, Gualtieri connects his family history to the restaurant once again, “San Marzano tomatoes are from the Salerno province where my grandmother Jennie’s family immigrated from — bringing the old back to the now.”

PIZZERIA

2021

A variety of Lobster and Seafood Entrees, plus other favorites including our signature Prime Rib. Menu specials will change weekly.

Live Music! Dinner Service begins at 5pm. Call for reservations.

609-927-0006 Ext. 19 | 500 St. Andrews Drive EHT | harborpines.com njlifestyleonline.com

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EATS Delicious — By the Barrels As soon as you enter Barrels of Margate, you feel the family spirit — in-person to seat you or on the enlarged family photos adorning the walls of their dining room, which was recently renovated by Siganos Management and designed by Carol C. Brown from Carol Eyes It, Inc. Gualtieri doesn’t need to think twice as to what keeps Barrels in the restaurant game. He quickly explains, “The key differentiator in any business that survives over seven decades is the people — both family and staff that we consider family.” For example, several cooks at Barrels are into their third decade, as well as some second

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MICHAEL A. GOLOFF Ceritfied Public Accountant 609-350-6958 1616 Pacific Avenue, Suite 407 Atlantic City, NJ 08401 64

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As soon as you enter Barrels of Margate, you feel the family spirit — in-person to seat you or on the enlarged family photos adorning the walls of their recently renovated dining room. or third-generation staff members. Chef Jorge, the current head, is the nephew of one of the original Barrels chefs from 1993. As for family, Gualtieri hopes to groom a fifth generation of family members (almost of working age) to continue the legacy to pass on to their patrons. Shirley Chalick, a loyal Barrels customer, appreciates the authentic history and quality of their dishes. Chalick considers Barrels her “go-to” choice for celebrations and special dinners because “…the food is always excellent and the waitresses are so friendly. You want to ask them to sit down and eat with your party. My favorite entrée is the Shrimp Scampi over Linguine, sautéed in garlic, butter, and wine — just mouthwatering!” n

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CRA Financial, L.L.C.

A FRESH START ON 2021 FINANCES

here's no doubt about it — last year was tumultuous. The coronavirus pandemic, a contentious election, and widespread protests were just some of the events that impacted our nation in 2020. Fortunately, the arrival of new vaccines has brought hope for a brighter 2021. If you are looking forward to a fresh start this year, why not begin with your personal finances? Here are some tips to help you get started. Examine your budget One way to start the year off right financially is to examine your budget. First, identify your income and expenses. Next, add each of them up and compare the two totals to make sure you are spending less than you earn. Hopefully, you've been able to stay the course during the pandemic and your budget is still on track. If you find that your expenses outweigh your income, you'll need to make some adjustments. For example, if you've experienced a loss or reduction in income during the pandemic, you may need to cut back on certain discretionary spending (e.g., online shopping, take-out) or look for ways to lower your fixed costs, which may require more significant changes. Once you have a solid budget in place, it's important to stick with it. And while straying from your budget from time to time is normal, there are some ways to help make working within your budget a bit easier: • Make budgeting a part of your daily routine • Build occasional rewards into your budget • Evaluate your budget regularly and make changes when necessary Rethink your financial goals While the pandemic may have sidelined or stalled some of your financial goals, now is a good time to regain your focus. Take a look at the financial goals you set for yourself last year.

Perhaps you wanted to increase your emergency fund or save money for a down payment on a home. Maybe you wanted to invest more money towards your retirement. Were you able to accomplish your goals despite any setbacks brought about by the pandemic? Do you have any new goals you would like to achieve in 2021? Finally, if your personal or financial circumstances changed, will you need to reprioritize your goals? Make sure your investment portfolio is still on target Despite the pandemic, the U.S. stock market ended 2020 at an all-time high. But that doesn't necessarily mean your investment portfolio is still targeting your financial goals. When evaluating your investment portfolio, you'll want to ask yourself the following questions: • Do I still have the same time horizon for investing as I did last year or before the pandemic? • Has my tolerance for risk changed? • Do I currently have an increased need for liquidity? • Does any investment now represent too large (or too small) a part of my portfolio? Pay down your debt Reducing debt is part of any healthy financial plan. Whether you have student loan debt, an auto loan, and/or credit card balances, you'll want to try to pay it down as quickly as possible. Start by tracking all of your balances and being mindful of interest rates and hidden fees. Next, optimize your repayments by paying off any high-interest debt first and/or taking advantage of debt consolidation/refinancing programs. n Respectfully Submitted by the CRA Investment Committee This article is for informational and educational purposes only and should not be relied upon as the basis for an investment decision. Consult your financial adviser, as well as your tax and/or legal advisers, regarding your personal circumstances before making investment decisions.

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