NJ Lifestyle Magazine Winter 2023

MY LA GOS MY WA Y

A New Year Brings New Opportunities

As we ring in the New Year, let us embrace it with enthusiasm and optimism! A wise person once said that having something to “look forward to” is essential for a fulfilling life. Let’s make sure our 2023 includes exciting goals and ambitions that enhance our lives — from taking vacations or acquiring a coveted wardrobe item, those small moments add up into big progress on our own personal adventure.

Here at Lifestyle, we’re excited to begin a new chapter! Our cutting-edge digital publishing platform and website NJLifestyleMag.com are the perfect way for us to move into the future with confidence — and style.

Our printed edition is here to stay, but now we have something even better. Every month brings new digital content full of amazing features that make our area so special — it’s a wonderful way for everyone to explore and appreciate the best of where they live!

Driving into the future with Electric Vehicles has never been more exciting! With so many choices and factors to consider when choosing your next car, this month’s On Wheels column is here to help guide you along. So, buckle up as we explore a new era full of possibilities for EVs!

Health writer Robin Stoloff talks with Dr. Kelly Kane about everyday skin care that can make a big difference in both your appearance and your overall health.

What would Lifestyle be without lots of social interaction? From a new police chief in Atlantic City to the numerous holiday celebrations, we try to capture it all.

And why not relax at sea? Our creative director Darla Scarduzzio recently explored the MSC Meraviglia, one of the worlds largest privately owned cruise lines and all they have to offer for that yacht lover in all of us.

With the holiday season behind us, it’s time to jumpstart a healthier lifestyle. To get things off on the right foot, we decided to treat ourselves with some of our favorite sushi from the most renowned eateries around! Let’s celebrate getting back into shape by indulging in flavorful goodness and delicious treats!

All of this and so much more awaits you in the pages of the magazine, including Michael Cagno’s feature on some fascinating art made from ceramics as well as some great advise from wine expert Michael Bray and sound financial advise from Matt and Tom Reynolds on how bonds play out in this economy.

And finally, we are so excited to announce our new digital version of New Jersey Lifestyle Magazine. We have worked on a platform that will render best for you to read and enjoy as well as getting our content up to share for everyone. Please visit our new site and sign on and let us know how you like it. There’s no cost to you and we would love to connect with you and share with you what makes New Jersey such a special place. Visit NJlifestyleMag.com.

Happy New Year!

“Approach the New Year with resolve to find the opportunities hidden in each new day.”

Michael Josephson

Valinote, Publisher

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LifeStyle Contributors

The people who make it great.

Darla Scarduzzio Creative Director

Darla has been an integral part of NJ Lifestyle Magazine since 2004. From sales to publishing to graphic design, she has experienced all aspects of the industry.

Robin Stoloff Health Reporter

Robin has been a local health reporter since 1986, and hosts Living Well on Lite Rock 96.9, and a weekly podcast by the same name. Visit her at livingwellwithrobinstoloff.com.

Molly Golubcow Writer

By day, Molly has been a technical writer for over 20 years. By night, she escapes the world of “Press Enter” to write about anything other than technical subjects.

Michael Cagno Artist, Writer

Michael is the Executive Director of the Noyes Museum of Art of Stockton University, V.P. of the MidAtlantic Association of Museums and an artist.

Elaine Rose Writer

Elaine was a staff writer for the Press of Atlantic City for nearly 22 years where she covered every subject except sports. Her work has won multiple awards.

David Spatz Entertainment Writer

David is an Emmy Award-winning host and a multi-media journalist with 45 years experience. His entertainment series, Curatin Call, is SJ’s only program to win an Emmy.

Michael Bray Wine Writer

Michael is the founder of and director of operations at Passion Vines Wine & Spirit Company in Somers Point and EHT. He serves on numerous local boards.

Danielle Gomes Writer

Danielle is an author, freelance writer and brand marketing specialist. Her nationally featured work has won numerous awards. She lives in Margate with her husband and two sons.

Lisa Johnson & Dennis Hayes

Dennis’ passion is learning the secrets of preparing good food, traveling the world, and living life to the fullest. Lisa is a TV journalist from Vegas, Philadelphia, and A.C.

Kristian Gonyea Photographer

Kristian’s 15+ years of photography has appeared in various newspapers and magazines. His love of South Jersey has blossomed into his most recent works, sunrises and sunsets.

Eric Weeks Photographer

Eric’s love of photography has won awards for many images throughout the years, along with a cover image for the Professional Photographers of America’s Loan Collection book.

Paul Dempsey Photographer

From expressway billboards to European fashion magazines —

Paul’s photography is fresh, unique, and intentional. His photos tell the stories that need no words.

MAGAZINE

Publisher

Creative DireCtor

Darla Scarduzzio

Contributing eDitor

Lisa Johnson

Contributing Writers

Michael Bray Michael Cagno

Danielle Davies Molly Golubcow

Danielle Gomes Dennis Hayes

Felicia Lowenstein Matt and Tom Reynolds Elaine Rose David Spatz Robin Stoloff

PhotograPhers

Tom Briglia/PhotoGraphics

Paul Dempsey Kristian Gonyea Harry Purdy Nick Valinote Eric Weeks

online MeDia inforMation www.njlifestyleonline.com

New Jersey Lifestyle is published by Nicholas & Partners. The entire contents of New Jersey Lifestyle are copyrighted and may not be reproduced without the express written consent of the publisher. Nicholas & Partners assumes no liability for products or services advertised herein. Nicholas & Partners reserves the right to edit, rewrite or refuse editorial material and assumes no responsibility for accuracy, errors or omissions. New Jersey Lifestyle and Nicholas & Partners assume no responsibility for writers opinions and contents. All correspondence should be sent to:

Nicholas & Partners P.O. Box 1183, Absecon, NJ 08201

Telephone: 609-513-0813

NJLifestyleMag@gmail.com

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WEARING WINTER WELL

Make a statement this winter with bursts of color, glints of sparkle, and timeless statements.

By Danielle Davies

Black and white faux shearling bag Talk of the Walk

Black and white faux shearling coat Talk of the Walk

Floral faux leather jacket Talk of the Walk

Winters in New Jersey may not have the ferocity of someplace like Vermont or Maine, but January is far from comfortable in the Garden State. From blustery temperatures to colorless skies, the post-holiday let-down is made even worse by a long, gray winter.

Fortunately, where nature fails, fashion prevails. While the great outdoors may be dreary, fashion offers bursts of color, glints of sparkle, and timeless statements — providing you with a sunny outlook even when the weather disagrees.

New Jersey Lifestyle Magazine spoke with Rose McCarthy, General Manager and Assistant Buyer of Talk of the Walk, one of the area’s most stylish boutiques with locations in Atlantic City and Stone Harbor — about trends and styles you’ll love this holiday season.

Outerwear

Instead of complaining that it’s cold outside, look to our farfrom-tropical weather as an opportunity to impress with some fabulous outerwear. From head-turning jackets to unique ponchos and shawls, your outerwear makes an impression.

At Talk of the Walk, where outerwear makes a big appearance, there are plenty of options for jackets that double as statement pieces, and several of them involve vegan leather and faux fur. Whether it’s a vegan leather tunic dress,

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which does double duty as a dress, or a jacket with stylish bloused sleeves, or a printed faux leather jacket, the options are unlimited. Consider bold prints like the plaid faux snake jacket, which is lightweight enough to be worn year-round, or the floral faux leather, a stunning floral print on a navy background that’s perfect with jeans or for a night out.

And for a jacket that’s equal parts eye-catching and cozy, the faux shearling checkerboard coat in black and white is delicious. The one size fits all coat comes to the knee and is the answer to your winter woes. And if the coat’s not enough, there’s even a matching bag.

“It has a very nice texture,” says McCarthy. “It’s so nice,

Shawls and ponchos with a few

like fur pom poms, fox trim, or some bottom fringe, look polished enough to remain part of your outfit.

Bring the Beauty of Nature into your Home

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you’ll want to sleep with it.”

Shawls and ponchos remain on the fashion forefront as well, and with a few embellishments like fur pom poms, fox trim, or some bottom fringe, they can look polished enough to remain part of your outfit. With a lightweight top underneath, shawls and ponchos don’t ever need to come off.

Kristian Gonyea’s love for capturing local landscapes & seascapes is available for purchase at kristiangonyeaphotography.com.

Top off your outerwear with an embellished ski hat, the epitome of glam warmth.

Tops

Eventually, even the most stunning jackets need to be taken off, leaving you with another chance to brighten your day with a phenomenal top. There are two tops in particular at Talk of the Walk that are so flattering,

This seasons jeans can be worn with anything from stilettos to ankle boots. And one thing certain about them — you’re bound to look fabulous.

Wishing you a healthy and prosperous New Year.

you’ll want them in every color and pattern available.

With a shark bite hem with slit sides, the Talk of the Walk tunic top offers coverage and flow, and with multiple colors and patterns available, the top will have you standing out in the crowd in the best possible way. Equally versatile and flattering is the lace back cowl neck sweater, currently available in teal and navy—some options even have a lace up sleeve.

“They’re sexy, with the lace up the back,” says McCarthy. “It’s not that sexy, but it’s a little bit sexy.”

New at Talk of the Walk is the Crochet Hi Low Vest with Matching Tank, a solid crochet vest that comes down to the knee in back but is shorter in front. The two-piece item has a matching tank and it comes in cognac and black.

Bottoms

With cold weather, the pants come out to play. And with Joseph Ribkoff and Frank Lyman pants both available at Talk of the Walk, your bottom half will be dressed to impress. With options like bow back jeans that can be worn with anything from stilettos to ankle boots, there’s only one thing certain about them — you’re bound to look fabulous.

“You can dress them up or dress them down,” says McCarthy.

“And you can’t find them anywhere else.” n

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Happy New Year.

We can work with you to understand your goals, create a personalized plan, and provide investing guidance. It’s a modern approach to wealth management—so you can take ownership of your financial life.

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HISTORY & HEALING

AtlantiCare’s Medical Arts Pavilion

History and healing have characterized Ohio and Atlantic Avenues since 1898. That is when Atlantic City Hospital first opened its doors and began treating residents and visitors alike. In November of 2022, 120 years later, AtlantiCare proudly opened the Medical Arts Pavilion across the street from the hospital. The $38.3 million facility was primarily developed by AtlantiCare to improve access to care and address healthcare disparities in the Atlantic City community. In addition, the stateof-the-art facility also serves as the new home base for AtlantiCare’s Medical Education Program — an incentive designed to combat the national physician shortage.

Healing — One Person at a Time

In keeping with its mission, AtlantiCare strives to make a difference in health and healing one person at a time through caring and trusting relationships. According to Sandra Garrett, MBA, RPh, BSPharma, Assistant Vice President, Women’s and Children’s Services and Building Manager, “When you enter the facility, you immediately grasp that AtlantiCare understands that it takes more than medicine to build healthy communities.”

To address healthcare disparities in the area, especially for women, children, and families, the Pavilion is expanding the Maternal Fetal Medicine, Family Planning, and Safe Beginnings programs aimed at giving mothers, babies, and families a healthier start in life. Additional plans will offer Federally Qualified Health Center pediatrics, family medicine, dental clinics, and more.

To address the disparities in healthcare, AtlanticCare also realizes they need to “get the word out” to the community that

services are available. Garret explains, “We know many women in our community don’t have access to reliable transportation. We want to make sure this doesn’t prevent them from getting the prenatal and postnatal care that is so important in preventing infant and maternal mortality. We partner with many communitybased organizations that serve individuals whom we know can benefit from the services we offer at the Pavilion and throughout AtlantiCare.”

Emphasis on Education

AtlanticCare recognizes the importance in addressing the alarming shortage of primary care providers in New Jersey.

Dominick Zampino, D.O., Medical Director of Academic Affairs and Designated Institutional Officer, explains why the education element of the Pavilion is a priority, “We consider this a proactive venture because we are addressing the national issue of the shortage of primary care providers by training and preparing the next generation of healthcare providers. As they train, these residents and students are also contributing to the care we provide the community. Much of their training includes addressing social determinants of health that contribute to healthcare disparities that exist in the city.”

As a community-based teaching hospital, the Pavilion will offer an extensive Medical Education Program for doctors including two classrooms and a 148-seat auditorium. In addition, a Simulation Center will provide residents and students with thousands of life-like hospital and outpatient setting experiences. Currently, about 60 third- and fourth-year medical students, from Internal Medicine to Psychiatry, will participate in the simulation training opportunities.

Art Meets State of the Art

In addition to being a state-of-theart healthcare facility, the Medical Arts Pavilion also displays the work of dozens of New Jersey artists. As you walk through the building, over 220 original pieces grace the hallways, waiting rooms, and exam rooms. From original oil and acrylic paintings to sculpture and photography, art and artists are well represented throughout the Pavilion.

Cheryl Broschard, Foundation Project Manager, recognizes the importance of supporting the prolific art community in New Jersey for the Pavilion. “The result is a patient-focused art experience, which promotes and sustains wellness. Studies show that creating an aesthetically pleasing environment reduces patient anxiety, improves the work environment for staff, and overall enhances the patientvisitor experience.”

AtlanticCare — Going Forward

As part of their 2022 Community Health Needs Assessment, a key finding indicated a greater need for behavioral health and substance abuse resources in the area. Samantha Kiley, MPH, MBA, Executive Director, Community Health Advancement and Development, details how AtlanticCare looks ahead to solving the problem, “We are expanding our behavior health services, in part, through our recent acquisition of John Brooks Recovery Center. We also know that our community has limited access to transportation and nutritious food. Though we haven’t yet finalized the report, we have begun addressing how we can continue making investments in these key critical areas.”

In addition, Kiley also indicated that future plans for AtlanticCare include a $75 million expansion of AtlantiCare Regional Medical Center Mainland Campus in Pomona. n

SKINCARE FROM THE INSIDE OUT

A multi-billion-dollar industry, skincare companies promise everything from fewer wrinkles and dark spots to a more youthful, tighter, and smoother complexion. So, what works, and what is just hype? Local skincare expert Dr. Kelly Kane shares her top tips on how we can keep our skin healthy.

By Robin Stoloff

Dr. Kelly Kane examining her patient

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Our skin is the largest organ in our body and the first thing people notice about us. Which is why we want to keep it looking healthy and firm. It’s no secret that lifestyle habits play a big role in the appearance of our skin, but so does our skin care routine. Skincare is a multi-billion-dollar industry, promising a complexion that appears more youthful, tighter and smoother. So, what works and what is just hype? I decided to go right to the source and talk with a local skincare expert. Dr. Kelly Kane is a dermatologist practicing in Somers Point, and she shares her own skincare routine, as well as some tips on keeping our skin healthy from the inside out.

Morning

Because winter can wreak havoc on our skin, Dr. Kane recommends changing our skincare routine in the colder months to reduce the dryness associated with cold air. First and foremost, she tries to keep her skincare routine simple. As a mom of three young kids with a busy medical practice, she knows what it is like to have limited time.

She starts her morning with an oil-based cleanser called Isdinceutics Essential Cleansing. After she pats her face dry, she uses an antioxidant, called Phloretin CF by SkinCeuticals.

Her final step is sunscreen. She recommends using it every day even in the winter. The sun’s rays can penetrate the windows in our home, office or the the side windows of our car. Believe it or not, blue light from our cell phone or computer screens and overhead fluorescent lights can increase the production of melanin and cause melasma, a condition that causes dark skin discoloration. Even on cloudy days, the sun’s powerful rays can damage our skin. For the most effective protection, Dr. Kane recommends a daily broad-spectrum sunscreen with an SPF greater than 30. She uses physical blockers, such as zinc oxide or titanium dioxide, which are good for sensitive skin. Gone are the days of the pasty film or white noses of the zinc oxide in years past. Today’s tinted sunscreens go on smoother and have the added benefit of providing a little color, similar to foundation. The brand she is using now is Eryfotona Ageless by Isdin.

Evening

Dr. Kane uses the same cleanser in the evening, followed by prescription strength Retin-A, a product she loves. Considered a gold standard in skincare, Retin-A improves our overall texture, increases cell turnover and decreases pore size. Retinol products are also available over the counter. Since Retin-A can be drying, her final nighttime step is a moisturizer. She is using another Isdin product called Hyaluronic Concentrate. She also reminds us to

use products on your neck and chest.

Some Other Tips

She also uses a cleanser that contains glycolic acid to increase cell turnover, called Glycolic Renewal Cleanser by SkinCeuticals. This can be irritating, so she limits this product to twice a week.

Since she spends a lot of time outdoors at the beach, she is always combatting lentigines or browns spot. One product she calls “awesome” is a serum called Discoloration Defense by SkinCeuticals, which is a blend of tranexamic acid, niacinamide and kojic acid.

As far as eye products, she recommends an eye cream with caffeine to reduce puffiness in the morning. Dr. Kane also reminds us to take care of our lips, especially in the winter. Vaseline or Aquafor on our lips can help prevent chapping.

As we know, skin care products can be quite costly, but Dr. Kane notes that we do not have to spend a fortune. Some over-the-counter products she praises are Neutrogena Hydra Boost which contains hyaluronic acid, and Cetaphil’s Gentle Skin Cleanser. CeraVe AM, which contains sunscreen, and CeraVe PM are two affordable options for daily moisturizers.

Since the winter weather dries our skin, she advises us to take luke-warm, quick showers with a gentle cleanser and use the 30-second rule. When you get out of the shower, you pat yourself dry, but still leave your body a little wet. Within 30 seconds, you apply your moisturizer to your entire body to seal-in the moisture on your skin. She likes creams better than lotions, which she calls “wimpy.” It is especially

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important to use a thick cream in the winter such as CeraVe or Vanicream moisturizers.

Skin Cancer Detection

Skin cancer is the most common type of cancer in our country, but it is also one of the most preventable. Check your skin once a month. Use a mirror or ask your significant other to check your back, and the back of your legs. Use the ABCDE rule for moles — A- Asymmetry, B- Border is Irregular, C- Color is Changing, D- Diameter Bigger than a Pencil Eraser and E- Evolving — the spot looks different from the rest. Remember, skin cancer can appear anywhere on the body, even in areas that don’t get any sun.

Of course, we all know we should limit sun exposure, especially between 10 am and 2 pm when the sun is strongest. Most of the sun we receive in our lives is before the age of 18 and our skin remembers every bit of it, especially bad sunburns. That is why we need to make sure we take steps to protect our kids in the sun, even in the winter months.

What we put on our skin is just as important as what we put in our bodies. Smoking is one of the worst habits for our health and our skin. It causes dull, lifeless skin, premature aging and wrinkles. A diet lacking in nutrients also affects the appearance of our skin. Regular physical activity promotes healthy blood circulation which can give our skin a healthy glow.

Bottom line, habits that are good for our health are also good for our skin. Beautiful, healthy skin comes from the inside as well as the outside. n

IT’S ELECTRIC

As electric cars become more popular, the infrastructure to support them must grow as well. And with prices for electric vehicles dropping, they’re a reasonable option for consumers. Discover why the future of transportation is becoming more and more sought after.

By Elaine Rose

BMW iX

Hyundai Kona Electric

Mustang MACH-E

Chevrolet Bolt

Ford F-150 Lightning

Audi Q4 E-tron

Hyundai Ioniq 5 Mercedes-Benz EQ EQS

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It isn’t only Tesla anymore.

As people feel the sting in their wallets every time they fill up their gas tanks — or wonder how they’ll answer in twenty years when their grandchildren ask what they did to curb global warming — electric vehicles become more appealing.

Several major auto manufacturers make electric vehicles, and that number is growing. General Motors recently announced it plans to cease making cars with gasoline engines by 2035. Ford reported that its electricvehicle sales more than doubled from 2020 to 2021. So these cars are definitely part of the future of transportation in America.

And the prices are becoming more reasonable.

As rapidly as sales are increasing, electric vehicles are still a tiny minority of what is traversing our roadways.

New Jersey ranks sixth in the nation for the number of EVs on its streets, with 30,400, or 0.51%, of all registered vehicles. There are 745 battery charging stations scattered throughout the state.

Keeping the battery charged will be an issue. Many EV owners choose to build a home charging station, as fueling the battery from a regular electric outlet can seem to take forever.

People who do a lot of long-distance driving might want to think twice about going all-electric, at least for now. About a year ago, the Biden-Harris administration announced it was budgeting billions of dollars to “put [the country] on the path to a convenient and equitable network of 500,000 chargers and make EVs accessible to all Americans for both local and long-distance trips,” according to the Associated Press.

But in the short term, long road trips will take some planning to avoid getting stuck in the middle of nowhere. The last thing you want is for the battery to run out of juice while you’re cruising I-84 in rural Idaho.

To help travelers, the U.S. Department of Energy maintains a website listing all charging stations in the country and southern Canada.

Another factor is that the technical glitches of these cars are still being ironed out. A Consumer Reports survey found that only four out of eleven electric vehicles had a reliability rating of average or better. They suggest for the time being, people might be better off with hybrids.

The cost of buying and owning an EV versus a traditional car can go either way.

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varies widely around the country.

The gas-powered Hyundai Kona was somewhat cheaper to own compared to its electric counterpart, $19,385 versus $21,426 for the electric version. But the Ford F-150 Lightning cost less to run than the gasoline model, $23,840 as opposed to $26,505 for the conventional engine.

The Inflation Reduction Act passed by Congress last year allows for up to a $7,500 tax credit on purchase of a new electric vehicle and up to $4,000 for buying a used one.

To qualify for the Federal Electric Car Tax Credit, the price of the car must be $55,000 or less, and $80,000 for a van, truck, or SUV.

This analysis did not include the tax incentives, which can be a determining factor for some folks.

But that’s where it can get complicated. The Inflation Reduction Act passed by Congress last year allows for up to a $7,500 tax credit on the purchase of a new electric vehicle and up to $4,000 for buying a used one.

To qualify for the Federal Electric Car Tax Credit, the price of the car must be $55,000 or less, and $80,000 for a van, truck, or

SUV. They figure that if you can afford a more expensive vehicle, you don’t need the tax break.

But here’s the catch. To qualify for the first half of the credit, the vehicle must be assembled in North America (including Canada and Mexico). That means purchasers of many popular foreign models are out of luck.

To get the second half of the tax credit, a certain percentage (which will increase each year) of the battery and the materials it is made of must come from the U.S. or a country with which the U.S. has a free-trade agreement. To date, no EV battery on the market qualifies for this rebate, but companies are scrambling to make it happen.

If you buy the car in 2023, you must claim the credit when you file your taxes. Starting in 2024, the credit is applied at the time of purchase.

But if you’re ready to jump on the EV bandwagon, there are choices to fit just about every lifestyle.

Kelley Blue Book ranked the best electric vehicles for the 2023 model year in five categories: The Ford Mustang MACH-E topped the list for SUVs; The Chevrolet Bolt is the best car; the top truck is the Ford F-150 Lightning; and if you want luxury, the MercedesBenz Mercedes-EQ EQS is a great car and the Audi Q4 e-tron is a great SUV.

U.S. News & World Report did its own ranking, and mostly agreed with Kelley Blue Book. Only they chose the 2022 Hyundai Ioniq 5 as the preferred SUV and the 2023 BMW iX as the best luxury SUV.

So do your research and figure out which EV meets your needs. Or hang on for a few more years until the technology improves and the prices come down. The choice is yours. n

YOU’RE NEVER FAR FROM EXCELLENT LEGAL COUNSEL.

Helping Our Community to Emerge Stronger

Archer & Greiner, P.C. is here to help you through unforeseen challenges. As one of the largest and most trusted law firms in the Mid-Atlantic region, Archer & Greiner, P.C. has been serving businesses and individuals throughout the region for over 90 years. From employment, health care, insurance, and business counseling, to family law, real estate, land use, energy and utilities issues and more, our attorneys are up-to-date on the latest regulations, legislation and developments, and continue to provide the excellent client service that you have come to expect from us.

For more information, contact Robert W. Bucknam, Jr., Esq. at (856) 354-3025 or at rbucknam@archerlaw.com.

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RELAX AT SEA

The MSC Meraviglia docked at MSC’s private island, Ocean Cay, Bahamas

Ocean Cay, Bahamas

L ife S ty L e t raV e L

Experience a cutting-edge, floating palace that will have you feeling like you’re on a private luxury yacht as we venture to the Bahamas.

By Darla Scarduzzio

Infinity Atrium Swarovski Stairs

You may not be familiar with the name MSC. But this Swiss-based brand is the world’s largest privatelyowned cruise line and brand market leader in Europe, South America, and South Africa. It has over 100 ports of call, 194 itineraries offered worldwide, and 13 ships in operation.

One of those luxury liners, the MSC Meraviglia, set sail from Port Canaveral, Florida for the first time this past October. And we had the pleasure of experiencing all that this cutting-edge, floating palace has to offer in their exclusive Yacht Club as we ventured to Nassau and Ocean Cay, Bahamas.

The Yacht Club

MSC Cruises’ Yacht Club area is designed for guests seeking the exclusivity and privacy of a luxury yacht while having access to the vast array of facilities, entertainment, and services that the rest of the cruise ship offers. The Yacht Club area is spread over three decks and includes a private pool area with whirlpool baths and solarium, as well as plenty of lounge chairs and cushioned seating areas for relaxing and enjoying the panoramic ocean views from the front of the ship. The Yacht Club also has its own private restaurant, bar, and concierge service — ensuring that guests have everything they need to enjoy a truly exceptional cruising experience.

From the moment you step aboard, you will be treated like royalty. Your every need will be seen to by your personal butler, who will remain at your beck and call for the duration of your stay. Whether you need help with your luggage or want someone to take care of making dinner reservations, your butler will be more than happy to oblige. You’ll also appreciate having someone to escort you on and off the ship when visiting ports of call — no more waiting in line! And at the end of

Aurea Spa

Creative Director Darla Scarduzzio and Nick Mossotti cruising on the Meraviglia

Galleriea in the promenade

Yacht Club Duplex Suite

Polar Aquapark

each day, you can look forward to returning to your plush suite, where your butler will have ensured that all your preferred snacks and drinks are stocked and waiting for you.

More to See

As you venture out of the Yacht Club, you will be impressed as you enter a 315-foot central promenade that is filled with boutiques, restaurants and tranquil spots for shopping, eating and relaxing... as well as socializing with friends and family. And in the evening, it comes alive with music, parties and entertainment.

The Infinity Atrium offers several bars and lounges. But what makes this area most unique are the glittering Swarovski Crystal grand staircases. You will be in awe!

Beyond the promenade you’ll discover 4 pools, 9 whirlpools, 20 bars and lounges, an authentic Balinese spa, a 985-seat Broadway theater, a nightclub, 7 kids areas, 2 exhilarating water slides, and a full-size bowling alley. All of these amenities are sure to keep you entertained during your cruise.

So whether you want to relax by the pool or let loose on the dance floor, you’ll find exactly what you’re looking for onboard.

Aurea Balinese Spa

MSC Meraviglia features an authentic Balinese spa, named the MSC Aurea Spa, boasting an exotic interior of natural stone, precious woods, and rich mosaics. Aurea Spa has been taken to the next level with massage and treatment suites, hair and beauty salons, Medi-Spa services, and a thermal area to give a new dimension to treating yourself based on maximum personalization.

Entertainment Galore

Get ready to be entertained with Broadway-style shows every night in the stunning Broadway theater, which is home to a live band playing alongside, giving more depth

Atmosphere Pool

than ever before to performances. You’ll be able to choose from one of three show performances each evening, giving even greater flexibility to fit around dinner and other plans. MSC has also set the standards in live entertainment at sea with their exclusive partnership with Cirque du Soleil. Equipped with the most cutting-edge technology and special rigging, the Carousel Lounge enables Cirque du Soleil performers to deliver sublime performances for your exclusive enjoyment.

First-class Dining

Enjoy a wide range of both fine and casual dining options with 12 different dining venues serving always fresh, authentic food. This starts with the Marketplace Buffet, open 20 hours a day. For dinner, specialty restaurants include Butcher’s Cut, Kaito Teppanyaki, Ocean Cay Seafood Restaurant, Ristorante Italiano & Eataly Food Market, and more.

Jumping Ship

Get ready to dive into the most crystal-clear waters imaginable, and discover the coral reef and marine life that call Ocean Cay (pronounced key) home. Whether you prefer to

traV e L

Ocean House Bar and Restaurant

relax with a beachside massage, snorkel with tropical fish, or watch a sunset paint the sky, your time on Ocean Cay MSC Marine Reserve is guaranteed to be priceless. The private island of Ocean Cay is a hidden gem in the Caribbean. Prepare to feel disconnected from the world and feel like you are hundreds of miles away. Yet, Ocean Cay, Bahamas, is only 65 miles from Miami. It houses 8 world-class beaches, enchanting sea life, 8 massage huts on the beach, authentic Bahamian cuisine, tropical cocktails, a Bahamian shopping village, and an exclusive hideaway for MSC Yacht Club guests. n

To learn more about MSC Cruises, visit msccruisesusa.com.

Ocean Cay, Bahamas

By Michael Bray

CHATEAUX CARBONNEAU

An organic, family-owned vineyard from France.

Greetings and Happy New Year!

First and foremost, thank you for your engagement throughout last year. Having the opportunity to connect my passion with yours is what makes life at Passion Vines fulfilling and meaningful. For this, I am incredibly grateful. As we journey into 2023, I welcome and look forward to your continued questions and connections.

We kick things off this year with a very special vineyard spotlight on Chateaux Carbonneau — an organic, familyowned and operated vineyard from Bordeaux France. In a (wine) world where prices continue to escalate, the price-toquality ratio on these wines is stunning. Part of what makes this possible, is that we direct import these wines, cutting out many of the additional costs in our supply chain.

Starting in 1937, Carbonneau is located East of the Bordeaux wine region, 25 minutes from Saint-Emilion. Wines of the Franc de Ferriere family originate from a unique area on the hills of the Dordogne river, giving the appellation all of its originality and grace.

MARGOT

Winemaking:

The grapes are picked later than typical for Sauvignon Blanc in order to express the more exotic fruit flavors of pineapple, mango, etc. After pressing, the juice is kept at low temperatures during fermentation to preserve these flavors even more. As soon as fermentation is complete, the lees are stirred every second day to add roundness and balance the acidity of the Sauvignon Blanc.

Tasting Notes: This wine shows notes of pear, grapefruit and peach with a delicate citrus touch. On the palate, a good balance between acidity and roundness with a crisp mineral finish. Perfect wine for an aperitif or with seafood.

Soil: Clay and limestone rock

Price: $14

SEQUOIA

Winemaking:

Made from selected plots on the property, the grapes are fermented and worked to produce a smooth yet robust structure. Once the fermentation is complete, the wine ages

for 12 months in French oak barrels. This aging allows the exchange of oxygen with the wine to smoothen the tannins and provide great structure.

Tasting Notes: An elegant garnet color. The nose is a combination of red fruit, highlighted by fresh spices and clove. This is a very elegant wine, with smooth tannins and length underlined by blackcurrant on the palate.

Soil: Clay and limestone rock Price: $20

LA VERRIÈRE

Winemaking: Only 400 cases of this wine are made and only on good vintages. Small plots are selected and treated differently in order to obtain more concentration and structure in the wine. If the grapes can deliver more body and ripeness, they extract additional structure from the wine in order to age it in new French oak barrels.

Tasting Notes: The result is a dark colored wine with hints of toast yet backed by fresh, dark fruit notes reminiscent of a great cabernet. As the color suggests, this is a full-bodied wine with silky tannins and volume that is perfectly balanced by a long finish underlined with clove and earthy flavors. This is a great example of the full expression of what the right bank of Bordeaux has to offer.

Soil: Clay and limestone rock Price: $27

Thirsty yet? Come visit me and our Team at Passion Vines for a taste. I look forward to connecting! n

Drink Passionately,

L ife S ty L e a rt

PLAYING WITH FORM AND SURFACE

The

By Michael Cagno

late Toshiko Takaezu became an educational magnet for artists. And one of those apprentices is making a statement in today’s South Jersey art scene.

“Three Quarter Moon” by Toshiko Takaezu Photo by John Damaio

Blade and Chalice, Stelae series, 2021, by Skeff Thomas

Bottle in Blue and White, by Skeff Thomas

Container in Red, Orange, Blue, Black and White, by Skeff Thomas

“Closed Form” photo by Toshiko Takaezu Photo by John Dimaio

For more than 30 years, American artist Toshiko Takaezu (1922-2011) made her home in the tranquil village of Quakertown, New Jersey. Surrounded by lush vegetation and a large garden, her home and basement studio became an educational magnetic for artists. Born in Pepeekeo, Hawaii to Japanese immigrant parents, Toshiko was one of

eleven children. Raised in a traditional Japanese household, she was instilled with traditional values that resonated throughout her career. Toshiko’s work has been exhibited around the world and placed in many decerning museum collections and is recognized by her signature “closed form” ceramics. Takaezu taught for 25 years at Princeton University, and for 35 years, she was an annual visiting artist at Skidmore College where she

The impact of Toshiko Takaezu on the field of ceramics and contemporary art is well documented, yet her role as mentor, equally important to her, is too often overlooked.

made her largest works. From her students, she shaped a generation of artists and selected many of her apprentices.

The impact of Toshiko Takaezu on the field of ceramics and contemporary art is well documented, yet her role as mentor, equally important to her, is too often overlooked. From the mid-1970s until the last year of her life, Takaezu chose one apprentice each year to live and work at her home and studio in Quakertown, New Jersey.

One of those apprentices making a statement in today’s South Jersey art scene is Skeffington Thomas. Skeff is a potter and ceramic artist, and Professor of Art on the faculty of Rowan University in Glassboro, NJ. After receiving a Bachelor of Arts degree from Lewis and Clark College, he worked as an apprentice for Toshiko. In the Takaezu studio and home, his art-making and daily life commingled happily with the garden, the kitchen, the university, the art community in the studio and beyond. Skeff aims to maintain this sensibility when creating objects for daily use as well as forms of a monumental scale. With simple, strong forms, covered by a luscious glaze, not only are fingers massaged by the surface, but also the hand and eye. The distinction between functional craft and sculptural art becomes blurred, and the viewer is intended to have an experience of a visceral nature.

His works include bottles, containers, and stelae. Thomas states, “I want my ceramic art to be seen and appreciated within

Chaîne des Rôtisseurs Atlantic City Bailliage

the contemporary context of the vessel as sculptural form. Each morning as my fingers plays across the body of my coffee cup, and my lips are welcomed by the roundness of a rim, I am reminded about the subtle quality of form and surface that the ceramic arts provide. This sensibility can be maintained when we create objects for daily use as well as forms of a monumental scale. With these forms, covered by a luscious glaze, not only are your fingers massaged by the surface, but also your hand and eye. The distinction between functional craft and sculptural art is blurred, and the viewer/user is granted an experience of a visceral nature.”

Skeff Thomas has received the New Jersey State Council on the Arts Individual Artist Fellowships in 1999 and 2005 and First Prize in the Grand Prix de Ceramique, Casino Faienceries, Sarreguemines, France. Along with numerous national and international group exhibitions, Skeff has presented his work in 11 solo exhibitions with porcelain and stoneware artwork fired in his wood kiln on his property or in the kilns at the University. Skeff Thomas has juried numerous competitions including the 2010 Taiwan Ceramic Biennale and the New Jersey State Council on the Arts Annual exhibition at the Montclair Art Museum and the Noyes Museum of Art of Stockton University. He has presented workshops and demonstrations of his craft throughout the United States and has had work published in numerous sources.

Like Toshiko, Skeff embraces capturing the beauty of form. As a ceramic artist the exploration of form and surface is the root of expression with earth, air, fire, and water. Working with pattern, color and texture are ubiquitous in artistic expression, Skeff utilizes these visual elements to create visually and physically stimulating ceramic art objects. n

The impact of Toshiko Takaezu on the field of ceramics and contemporary art is well documented, yet her role as mentor, equally important to her, is too often overlooked.

Go Blue For CASA Golf

This year’s Chaîne des Rôtisseurs — Atlantic City Food & Wine Festival was held at Atlantic Cape Community College in November. Bravo to all of the students and the amazing job.

Food & Wine Festival At ACCC

Photos by Nick Valinote

Photos by Nick Valinote

CASA for Children of Atlantic, Cape May, and Camden Counties held its annual Go Blue for CASA Golf event honoring Mary Beth Davis on October 26th at Linwood Country Club.

Chief James Sarkos Is Celebrated

Bally’s Tree Lighting

Epicurean’s Wrap Up The Year

James A. Sarkos was recently sworn in as chief of The Atlantic City Police Department. A celebration was held at Dock’s Oyster House.

L ife S ty L e S ocia L

Submit your photos to NJLifestyleMag@gmail.com

Photos by Nick Valinote

The holiday season officially began at The Yard at Bally’s Winter Wonderland Tree Lighting in December. Hot cocoa and gifts for the Toys for Kids Program made it even more special.

Photography By Exposure

The Epicurean Society of Southern New Jersey wrapped up their year of “fundraising through dining” at Sofia of Margate this past December. The holiday celebration was an amazing Greek Feast with appetizers and a three course meal accompanied by Greek wines.

Photos by Nick Valinote

Holy Spirit All Year Reunion

Thanksgiving Day Football

Holy Spirit High School held its annual Thanksgiving Day Football Game with rival Atlantic City High School. The event included a tailgate party in the cafeteria where alumni gathered for cheer and camaraderie. Holy Spirit took the win at 62-34.

Core Women’s Network Giving Back To The Homeless

Black & White Ball Raises $32,000 For Senior Programs

The Seashore Gardens Foundation raised $32,000 for senior programs at its Black & White Ball held at Resorts Hotel and Casino in October. The funds will benefit programs that help to enrich elder lives both at SGLC and in the community.

Photos by Alex Anton

Photos by Nick Valinote

Students from “Hermits Helping Homeless,” a school club created by St. Augustine Prep students Matteo Barberio and Santino Casale joined forces with “CORE Women’s Network” to gather and collect blanket donations for the homeless population of Atlantic City.

Photos by Nick Valinote

A fun time was had by all at the Holy Spirit High School all year reunion. The upcoming 100th Anniversary Celebration, Salute to the Spartans, will be held at the Tropicana on February 10th.

See more event photos at NJlifestyleMag.com

Epicureans Delighted By Culinary Students

An Evening With Deanna Martin

Deanna Martin performed in concert at Resort’s this past December to benefit the restoration of Lucy the Elephant, a national historic landmark.

Photos by Nick Valinote

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Photos by Nick Valinote

The Epicurean Society of Southern New Jersey enjoyed a spectacular meal prepared by the culinary students of Atlantic Cape Community College in November to raise moneys for scholarships.

Let’s Do Brunch A Success

This past December we gathered for The Matthew Bee Memorial Fund’s 5th Annual Mocktails & Cocktails at Linwood Country Club. This mission is to honor Matthew’s memory by saving the lives of other’s suffering from the disease of addiction and further bringing awareness to our community on the epidemic of substance abuse disorder and mental illness.

5th Annual Mocktails & Cocktails

Photos by Nick Valinote

Photos by Nick Valinote

Cancer Support Community New Jersey at Gilda’s Club held it’s annual “Lets Do Brunch” at Linwood Country Club honoring 2022 Gilda’s Champions Jim & Amy Malamut.

event

31st Annual Installation And Awards Gala

The Atlantic City Police Foundation held its annual Atlantic City Hero Luncheon to support the Atlantic City Police Foundation at Council Oak Steak & Seafood at Hard Rock Hotel & Casino Atlantic City this past October.

Atlantic City Hero Luncheon

Photos by Nick Valinote

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Photos by Nick Valinote

MBCA AC (The Metropolitan Business and Citizens Association) held it’s 31st Annual Installation and Awards Gala this past November at Boardwalk Hall Arena.

ON A ROLL

Sushi has become synonymous with a culinary art form, and for good reason. Whether in plastic take-out containers from a local grocery store or a formal sit-down dinner offering the freshest pieces of bluefin tuna, sushi has something for everyone.

By Molly Golubcow

Yellowtail Jalapeno Photo courtesy of Nobu Restaurants

Robata Charcoal Grill at Kuro

hether in plastic takeout containers from a local grocery store or a formal sit-down dinner offering the freshest pieces of blue-fin tuna,

sushi has become synonymous with a culinary art form. Masaharu Morimoto, Japanese Iron Chef, once said, “I’m not making art, I’m making sushi.” If the vinegar-flavored rice is the canvas and the vegetable and raw seafood garnishes are the paints, each

bite becomes a masterpiece for your tastebuds — especially with a dab of wasabi and pickled ginger (gari) to add some pizazz!

In the United States, the sushi restaurant sector reached over $22 billion in 2019 — a clear sign that

Sushi preparation Photo courtesy of Nobu Restaurants

Japanese cuisine rates high as a popular eating option. From coast to coast, you will hear people say, “Let’s go out for sushi…”

Why? It’s fun, sharable, colorful, and a healthy dining-out alternative. The Atlantic City area offers many

options for the sushi lover. Let’s sample a few — so grab your chopsticks!

ATLANTIC CITY

Izakaya — Borgata Casino

In Japan, Izakayas are bars serving small dishes and snacks that pair well

with sake or beer.

Chef Michael Schulson gives diners a taste of the Far East offering many options, including sushi rolls and signature sashimi, robatayaki (Japanese-style barbecue), and sake, of course.

Tomatoes in Margate

Check out the Monday Menu offering $7.00 Izakaya specials on rolls, small plates, and more!

Kuro — Hard Rock Casino

If you like sushi with a contemporary artisanal twist, Kuro is for you. In addition to a long list of sushi options, the menu boasts innovative other Japanese faves like a Tuna Avocado Bowl — yuzu, black garlic ponzu, and wasabi, or a variety of Robata Charcoal Grills including sesame seed and

aonari Wagyu Lollipops.

Kuro offers vegetarian and vegan options, as well as tempura for the non-sushi friends in your party.

Nobu — Caesars Casino

Known around the world for its style of Japanese cuisine, Nobu features signature dishes such as Black Cod Miso and Rock Shrimp Tempura. In addition, you can watch skilled chefs craft their specialty dishes at the sushi bar. For a fun twist on sushi, try the Nobu Tacos —

eatS

tuna, salmon, caviar, and more. Pair your sushi selection with a bowl of Japanese soup — Miso with Tofu or Spicy Seafood.

VENTNOR Yama

From sushi to sashimi, Yama is on point! Choose from over 15 Sushi Bar entrees like a Maki Combination (tuna roll, salmon roll, & California roll) or something shareable, like the Love Boat for 2 (10 pieces

of sushi, 21 pieces of sashimi, a California roll, and a chef’s special roll). For the veggie sushi lover, the AAC Roll — Avocado, Asparagus, & Cucumber is a favorite.

Can’t decide on one option? Try one of the Bento Boxes such as the Beef Negimaki, Salmon, Yakitori, Spicy Tuna, and Spicy Salmon.

Rainbow

Looking for sushi and sashimi to please any palate? Rainbow, appropriately named, offers a colorful array of options. Signature rolls include The Volcano — steamed shrimp topped with baked and spicy crabmeat. Sashimi specials like the Triple Delight (salmon, tuna, & yellowtail) or the Sweetheart

From sushi to sashimi, choose from over 15 Sushi Bar entrees at Yama.

Roll (shrimp tempura wrapped in avocado and spicy tuna in soybean paper) come with miso soup and salad.

For the sweet tooth, try one of the Rainbow non-dairy smoothies — Mango Strawberry or Green Tea with Red Bean.

MARGATE

Tomatoe’s

In addition to its eclectic menu, lively bar vibes, and stunning bay sunsets, Tomatoe’s rocks with its renowned sushi bar.

Specialty Rolls, named with a local flair, include the Bay — shrimp tempura, spicy tuna, and topped with eel, and the Atlantic City — a spicy California roll — topped with shrimp.

Tempura fans will enjoy options like the Spicy Veggie — tuna, shrimp, crab, and spicy sauce.

BRIGANTINE

Yuki Hana

A family-owned restaurant, Yuki Hana is all things sushi.

Beautifully arranged Love Boats for sharing can include Sushi & Sashimi for Two — pieces of sushi and seven kinds of raw fish, plus a dragon roll and a spicy tuna roll.

Locally named rolls include the Borgata Roll — Shrimp tempura and mango topped with spicy crunchy tuna, crispy kani, and special sauce, or the Brigantine Roll — Asparagus tempura, spicy kani, and avocado with spicy tuna and crunch on top.

Check out the appetizer menu — from Edamame to Gyoza dumplings, there is something for everyone. n

INTEREST RATE RISK

Why

Investors expect volatility in the stock market. It’s something that investors accept when they decide to invest in stocks, with the hopes of achieving greater returns than with other investments. With bonds, it’s a different story. This part of a portfolio is designed to offer safety so that when the stock market goes down, you have some part of your portfolio that’s not going down with it. 2022 has been a double-edged sword of volatility with both stocks and bonds retreating causing even a balanced portfolio to suffer greatly. So, what happened this time that was different? While bonds carry different risks, the decline in bond portfolios this year has been attributed to interest rate risk.

To illustrate what is happening in 2022, let’s look at a hypothetical situation. Say you buy a newly issued 10-year Treasury bond that pays 2% interest. With this bond, the government will essentially pay you 2% interest on this bond per year for 10 years at which point the bond is said to mature and your principal is returned to you. This seems like a safe bet when dealing with the government, who could always just print more money to pay you back. So how are many bond portfolios down over 10% on the year?

Well, when interest rates rise, bond prices fall. Take the example we had before. If you bought a 10-year government bond that paid 2% interest, but now, due to interest rates rising, newly issued 10-year government bonds pay 4% interest just a year later, you can understand how your 2% bond wouldn’t be worth as much since it’s paying half as much interest. So, if you were to go and sell the 2% bond, it would be worth less. How much less would it be worth? Well, using a financial calculator, you can do the math on this and find that your 2% bond is worth almost 15% less just 1 year later! Even though you won’t lose anything holding your 2% bond until maturity, if you were to sell it, you’d lock in a much lower price than what you paid. Your investment statements will reflect this decline in your bond‘s price and show you what you’d get if you were to sell the bond at its current price, for example, 15% lower.

Interest rates historically haven’t risen from such a low

Are Worth Less Now

point and moved up this quickly like we’ve seen this year. The velocity of the rising interest rates caused existing bond issues to be priced downward heavily. In fact, 2022 is looking like it will be the worst year for bonds on record and it’s not even close. Over the last 45 years, the Bloomberg U.S. Aggregate Bond Index has only had 5 negative years going back to the 70s. The largest negative year was only 2.9%. So bonds are having a never-seen-before type of situation after the global pandemic sent interest rates lower than we’ve ever seen. Inflation has forced the Federal Reserve’s hand leaving them no choice but to raise rates at a disruptive pace even at the determent to bondholders.

While 2022 hasn’t been a great year for bonds, it’s important to not give up bonds as an asset class. Bonds are now paying the highest rates that we’ve seen since prior to the great recession.

A 1-year Treasury is currently yielding around 4.7%. Nongovernment bonds that may be slightly riskier are yielding even higher rates for investors. Additionally, most of the rate hikes have already occurred. Predicting where rates will go from here is a difficult task.

It is possible at some point that rates also fall pushing bond prices higher in a reverse of what we’ve seen this year. For this reason, bonds should still make up a significant portion of a balanced portfolio.

However, 2022 should not be forgotten as a lesson of how interest rate risk can lower the value of your bond portfolio. n

Respectfully Submitted CRA Investment Committee

Matthew Reynolds, CPA, CFP®

Robert T. Martin, CFA, CFP®

Jeffrey Hilliard, CFP®, CRPC®

Thomas Reynolds, CPA

Gordon Shearer, Jr., CFP®

Joseph McCaffrey, CFP®

This article is for informational and educational purposes only and should not be relied upon as the basis for an investment decision. Consult your financial adviser, as well as your tax and/or legal advisers, regarding your personal circumstances before making investment decisions.

Cancer care as individualized as you are.

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To see what we’re capable of, visit AtlantiCare.org/CancerCare.