Mature Living Edition 1, December 2011

PROMOTING A HEALTHY & POSITIVE LIFESTYLE

THE MAGAZINE FOR THE OLDER, BOLDER INDIVIDUAL

Rediscover the world’s lost cities Indulge your inner adventurer with a trip to one of the world's lost cities.

Is your pet overweight?

Over half of all cats and dogs are overweight or obese.

You wear it well...

Be in with a chance of winning a night away at either the luxurious Lough Rynn Castle Hotel in Leitrim or the centrally located Castle Hotel in Dublin See Pages 27 & 33 For details

Fifty may be the new 40, but it's not an excuse to raid your daughter's closet!

One on One with Marian

Harkin MEP

• SLIGO • MAYO • GALWAY • LEITRIM • ROSCOMMON

Contents

www.matureliving.ie

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elcome to the very first issue of our exciting new magazine.

Mature Living is a free monthly magazine for the older bolder individual in the Connacht region. It is distributed free throughout the five counties of Connacht . Mature Living is available free of charge in all restaurants, butchers, shops, pharmacies, doctors’ surgeries, dental practices, golf clubs, hotels, chiropractors, day care centres, hospital waiting rooms, government buildings, banks, green grocers, community centres, etc etc.

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Mature Living serves an important and growing sector of the community — those who are either approaching retirement or already enjoying life as retirees. Its content covers a broad range of subjects including news and community service information, travel, health and recreation, arts, theatre and other leisure pursuits, together with all-important financial and retirement advice by reputable professionals.

The diverse generations of adults 50+ have tremendous influence with the power to change the next generation...and beyond. As one of the fastest growing demographics, today's mature adults have more diversified interests and maintain more active lifestyles than previous generations. They are very family-minded and want to be strong role models for their kids and grandkids. Mature Living keeps up with these organic trends, yet remains grounded in key spiritual values.

Every issue offers a variety of timely, inspiring stories, plus innovative special features and advertising targeted to this growing segment of the population.

Mature Living offers a diverse mix of advertising and editorial content to appeal to a broad range of people in the mature market.

If you would like to arrange for your group or organisation to receive free bulk deliveries, please send your request to seamus@matureliving.ie or post it to 28 Cleveragh Road, Sligo.

Or if you have any articles about your organisation that you would like included, or maybe some photos of your Christmas night out, send them to seamus@matureliving.ie.

Our next issue will be in all the usual outlets on Friday, January 20th. Deadline for submissions is Wednesday the 11th of January.

May I take this opportunity to wish all our readers and advertisers a peaceful Christmas and a healthy new year from all of us at Mature Living.

Seamus Casey Editor Editor: Seamus Casey seamus@matureliving.ie Advertising: advertising@matureliving.ie Production & Design: Stephen Finney steve@matureliving.ie

News Analogue to Digital TV Switchover Guide One one One with Marian Harkin The Art of Asking Home Help Rediscover the World’s Lost Cities Pet’s Corner: Is Your Pet Overweight?

Down Memory Lane: Emigrating to Australia in 1967 Photos: MS Northwest Therapy Centre Sligo Christmas Dinner Dance Affairs Online Competition: Lough Rynn Buying a used car Books Technology: Skype Dublin for the Reader Competition: Castle Hotel Cooking for one (or two) Beat Brown Paper bag boredom Fashion: You wear it Well Where there’s a will...

Writing a Will 9 Indicators of Long Life Fair Deal: all you need to know Writing the perfect CV Blast from the Past Puzzles Dating: Meeting Place

Published by: IBS Publishing Riverview House, Barrett Street, Ballina, Co. Mayo and Cleveragh Road, Sligo Tel/Fax: 071-9154538 / 096-77743 Web: www.matureliving.ie • Email: info@matureliving.ie

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News

Planning for Retirement?

After a hard working life, you deserve a stress-free retirement

By John Higgins PSYCHOLOGICALLY the idea of retirement can take some getting used to. Most of us who plan for this milestone do so under one main banner – financial security. The big question then is as to how we can maintain a proper standard of living.

Planning for retirement, however, involves much more than just the raw fact that of course, unless we are exceptionally lucky, our income will fall when we decide to retire.

People are living longer today. This is the first generation of retirees that on average may enjoy as many years in retirement as in an average working life. Others choose to retire early. Whichever one chooses, crossing the threshold into retirement needs to be a planned adventure. People's experience of retirement varies enormously. The one thing that is certain is that people who plan for their retirement find the experience more fulfilling, less daunting and full of opportunities. This is what we, as the Retirement Planning Council, seek to do, to ease the transition from work to the next stage of life which is your retirement As regards the predominating issue of money, we can expect that most

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people reading this will have provided in some way for some sort of occupational pension. Many of us may also have full or partial entitlement to a State Pension. When we then take into consideration that a fall in gross income also involves a substantial fall in taxes and income levies we will find that while the actual amount we take home will fall, the percentage of take-home pay will actually increase substantially and the real take-home amount will be much more than our prevailing mindset allows us to contemplate.

So what are the other issues that come with retirement? All of us, regardless of our position in life, have a certain status. We are identified with our job and the rank we hold within our employer organisation. Yesterday you had a job that gave a defined role and the status that it brought with the position, today or shortly this will change. Nevertheless, you are the same person with the same talents that you had before; but you will not be using them in your future retirement in the same way as you do today. So the first thing to realise is that while our place in the world changes, there is a future full of opportunities.

ARTIST Jane Morgan Elvis Presley Shirley Bassey with Wally Stott The Platters Russ Conway Buddy Holly Elvis Presley Russ Conway Bobby Darin Cliff Richard and the Drifters Craig Douglas Jerry Keller Bobby Darin Cliff Richard and The Shadows Adam Faith Emile Ford and the Checkmates

TITLE "The Day the Rains Came" "I Got Stung" / "One Night" "As I Love You" "Smoke Gets in Your Eyes" "Side Saddle" "It Doesn't Matter Anymore" "A Fool Such As I" "Roulette" "Dream Lover" "Living Doll" "Only Sixteen" "Here Comes Summer" "Mack the Knife" "Travellin' Light" "What Do You Want?"

"What Do You Want to Make...”

The experience of change is an inevitable consequence of living. Our lives are constantly changing and the pace of change seems to accelerate more and more all the time. For any major change to be accepted a period of transition must be involved.

People's experiences of retirement vary enormously but most people will be aware of the transition period and will realise that different responses will be needed in the new situation.

This transition can be speeded up by an understanding of the areas in life that will change in retirement.

Happy and fruitful retirements are based on preparation of mind, attitudes and body - and the sooner preparation begins the better. Our research has shown, also, that those who plan for retirement live longer and are more content than those who do not. Our experience over the last three decades of helping people to plan for the changes that retirement brings is such that we firmly believe that a Planned Retirement is a Happy Retirement.

Founded in 1974, The Retirement Planning Council of Ireland has 35 years of experience of helping to smooth this transition to retirement.

We know the concerns of would-beretirees who may be a little uncertain or maybe even fearful. We know how to dispel the myths about retirement. The RPCI is a not-forprofit organisation with charitable status and is supported by more than 200 private and semi-state bodies. All our courses are presented by experienced professionals at various centres around the country. Our twoday course deals with the nature of change, particularly in relationships, DATE 23 Jan 30 Jan 20 Feb 20 Mar 27 Mar 24 Apr 15 May 19 Jun 3 July 31 July 11 Sept 9 Oct 16 Oct 30 Oct 4 Dec 18 Dece

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money, health and time. Each participant receives accurate, reliable and up-to-date information on which to base better decisions for the years ahead. The course is led by a RPCI professional with each specialist subject being delivered by an approved expert. The course fees are reasonable and attending one of our courses is a great investment in your future life as a retiree.

Our research has shown, also, that those who plan for retirement live longer and are more content than those who do not.

Retirement courses help you to: • Accept that change happens in many ways throughout our life • Deal with the specific things that change in retirement • Realise the opportunities that exist to enjoy an active retirement • Remind us of the need to maintain a healthy lifestyle • Inform us of our social welfare entitlements • Deal with taxation and investment.

Our next courses in the West are in Galway on 9th/10th February and in Sligo on 8th/9th of March. Should you wish to know more about us you can visit our website at www.rpc.ie or call our office on 01.4789471.

John Higgins is the Chief Executive Officer of the Retirement Planning Council of Ireland

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News

Hundreds paying for home help

HUNDREDS of people are paying fees for home-help support that should be free under Health Service Executive guidelines.

Recently the Irish Independent reported that it had found evidence that client contributions -- totalling at least €300,000 -- were paid to a number of companies providing home-help services last year.

This is despite clear rules that such payments should not be accepted.

The HSE pays not-for-profit companies more than €50m a year to provide home care to people around the country annually.

However, as reported, the Irish Independent has learned it has emerged that a minority of these firms continue to take additional contributions from clients. In one instance, a company takes a "contribution" of €4 from clients for each visit to their home, even

though their care is being funded by the HSE. Staff known as 'home helps' support older people and people with disabilities by visiting them in their own houses for a number of hours, and allowing them to continue to live independently.

The receipted payments from clients are termed "contributions" rather than charges and are paid to the company rather than directly to the home helps.

Dermot Kirwan, chief executive of the support organisation Friends of the Elderly, said he was disappointed to hear that older people were making these contributions.

"It should be made very clear to the client that the level of care they receive will in no way be affected if they don't make the contribution. It is essential everyone is clearly informed about how the contribution system works.

Eating fish may cut Alzheimer risk EATING fish on a weekly basis may reduce a person's risk of developing Alzheimer's disease, the results of a new study indicate.

According to US researchers, this is the first study to find a direct link between the consumption of fish and the risk of developing the disease, which currently affects around 35,000 people in Ireland.

They followed the progress of 260 people with no cognitive problems in other words, no problems with memory, perception, judgement or reasoning - over a 10-year period.

"The results showed that people who consumed baked or broiled fish at least one time per week had better preservation of gray matter volume on MRI in brain areas at risk for Alzheimer's disease," explained Dr Cyrus Raji of the University of Pittsburgh.

He noted that gray matter volume is crucial to the health of the brain.

The higher the volume, the better. A decrease can signal that brain cells are shrinking and cognitive problems can follow.

The study found that overall,

people who ate baked or broiled fish at least once a week were almost five times less likely to develop cognitive problems or Alzheimer's.

"Consuming baked or broiled fish promotes stronger neurons in the brain's gray matter by making them larger and healthier. This simple lifestyle choice increases the brain's resistance to Alzheimer's disease and lowers risk for the disorder," Dr Raji said.

He explained that it is ‘working memory' that allows people to focus on tasks and commit information to their short-term memory.

"Working memory is destroyed by Alzheimer's disease. We found higher levels of working memory in people who ate baked or broiled fish on a weekly basis, even when accounting for other factors, such as education, age, gender and physical activity," he noted. However, the researchers found that eating fried fish did not offer any protection to the brain.

Details of these findings were presented at the annual meeting of the Radiological Society of North America in Chicago.

3 Ways to Save Money on Mobility Aids MOBILITY aids are often pricey. A straight stair-lift, for example, can cost upwards of €2500 and even a cheap mobility scooter will cost over €500. However there are number of ways to lower the cost. In this article we will look at three things you can do to save money.

Look in to buying a second hand model. A reconditioned stair-lift can save you up to a third of the upfront cost. Of course when buying any second hand equipment you should make sure that the supplier is reputable and has done a full range of safety checks on the equipment.

It is also worth checking the age as it is easier to find replacement parts for models that are less than two years old. It will also be easier to get a decent warranty so make sure that you can get one which will cover you for at least a year in case of any surprises. Another option to

consider is renting mobility aids - for example if you are recovering from an accident. This will not only

reduce the cost but it also means that if you no longer need or want it then the rental company will remove it for you. The main disadvantages of renting are that there are limited options and it is only suitable for

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short term problems.

The second is that it really is worth shopping around. I doubt I need say this, but don’t just think about price. The main things you should look for are reputation and good customer service, including after sales. If you have any friends who use mobility aids ask them about their experiences, what they found useful, and who they found helpful. There are plenty of suppliers out there that are affordable and offer a good level of customer service.

The third thing to do is look for grants and loans to help you pay. In Ireland you have a couple of options. Both the Mobility Aids Grant Scheme and the Housing Adaption Grant for People with a Disability provide means tested grants to help with items such as installing stairlifts and grab rails and

buying scooters. In Northern Ireland the Disabled Facilities Grants provide a similar service. Because these are means tested you might find you still have to pay a hefty chunk of the price for your aids, but they can definitely lower the cost. In general if you live in a household that earns under €30,000 a year then you get 95% of the cost paid, with a steady decrease in aid until you reach over €65,000. However it is worth talking your options over with an expert who may be able to get you more.

If you need help with mobility the equipment and financial support is out there. Don’t let the upfront cost of a stairlift or scooter intimidate you and instead ask around to see what can be done. After all mobility aids can help provide independence which would otherwise be unavailable.

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News

Analogue to Digital TV Switchover all you need to know before switching!

Saorview receiver vs. DVB-T MPEG4 HD set top box If you buy a Saorview approved digital receiver then you will also have access to the digital teletext option along with interactive "red button" services (named as MHEG5 middleware). Currently most of the non-approved DVB-T MPEG4 HD set top boxes do not have such capability. But on the other hand DVB-T MPEG4 HD set top box prices are much more cheaper and if your priority is just to watch your TV and listen to the radio channels then this is the way to go. One of the benefits

iDTV is a television which can receive Saorview channels without additional set top box or receiver.If you bought your television a while back then most likley you dont have DTT tuner built in to it.Please dont get confused with next definitions as Freeview or full HD / HD Ready stated on TV manual. Freeview is the name for the collection of free to view services on the Digital Terrestrial Television platform in the UK.Those televisions can receive Saorview TV audio only but no picture service such current UK DTT standard is MPEG-2 and therefore is not compatible with Ireland DTT MPEG4 standard service.HD stands out just for if the TV is able to run high definition picture on screen and with what resolution,but that mark does not guarantee that TV will pick up Saorview channels.However ,if you want to buy a new TV make sure with the seller that it is able to receive Irish digital television channels. Saorview approved televisions are also able to receive digital teletext and interactive services (MHEG5) while non-approved tellys may does not have this option available.

Will I need to change my TV aerial to get Saorview?

If you already have an existing UHF aerial then you shouldn't need to change it. If you are currently receiving TV3 in good quality as an analogue service through your aerial then your aerial is most likely fine and is pointing in the right direction.

You should not need to do anything with your aerial.If you receive only RTÉ One and RTÉ Two as an analogue service through your aerial and do

Page 8 Mature Living December 2011

not receive TV3 and TG4 then you need a new UHF aerial and you need to have it pointed at the best transmission site for your area.The aerial installation cost is a hot topic in the market place at the moment, especially with digital switchover on its way.A professional installer will supply and fit a new aerial for between 75 and 150 typically. The price varies according to the area you live in and how strong the DTT signal is. Also how many TV points needs to be supplied with signal.New setup does not nessesearly need to be combination of massive sized aerials.Such DTT signal is quiet strong and can be received on most areas (over 90% nationwide coverage) simple small directional UHF aerial will do just fine.Sometimes aerial can be installed in loft without amlified booster system and it will work absolutley perfect.That reduces a good bit of the installation cost and

installed equipment will last much longer in timely manner than if it has been installed outside where nature (as rain and sun) can affect aerial and connectors after years and years.

There are a whole lot of installers to choose from, you can easily find a TV engineer near your area that will be able to deliver their service anytime at your convenience.Before hiring a TV installer, make sure to read their insurance policy regarding work related accidents. At least you're aware of any protection the company will be provide in case some accident happens and some damage is done on your set. If an installer does not have his insurance in writing, request it before the job. If the installer is not willing to do that, hire another installer who will. After the job is done, always ask for a receipt.The receipt is your proof of guarantee if something goes wrong with the job which has been done.

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Why the change?

The EU has dictated that all members must change over their broadcast of analogue TV signals to Digital by the end of 2012. Digital Terrestrial Television (DTT) has several advantages over analog TV, the most significant being that digital channels take up less bandwidth. This means that a broadcaster can provide more digital channels in the same space, provide high-definition television service and provide other non-television services such as multimedia or interactivity. If you have ever looked at a true digital TV signal displayed on a good digital TV set, you can certainly understand why -- the digital version of TV looks just fantastic! There is no comparison. With 10 times more pixels on the screen, all displayed with digital precision, the picture is incredibly detailed and stable.

Saorview channels will be free to receive (hence the name Saor what means Free in Irish) and a Saorview receiver, DVB-T/MPEG-4 HD set top box or iDTV (TV with digital MPEG4 HD tuner already built in) and UHF aerial will be required.

are that lots of the DVB-T MPEG4 HD set top boxes have additional options available. For example record one channel while watching another via USB port and powerful media player options as playing back downloaded movies on your TV screen in most common formats like DivX,XviD,MKV,Mov. and so on.When you want to buy one just make sure with the seller that the DVB-T set top box receives all of the Irish digital TV channels including HD ones .Seven day EPG (electronic programming guide) is available on both systems regardless if it is a Saorview approved product or not.

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f you have not heard about the switch from analog-to-digital television broadcasting, you might as well have been living under a rock for the last year. In October 2012, all analog broadcasts in the country will cease airing and the digital TV transition will be complete. This means that if you do not prepare your home for the switch, you may find yourself without a TV signal.

There are still a lot of people out there who have not heard about the Saorview service or who have simply ignored the news about the switch.

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Feature by Stella Carroll

Marian Harkin

T

here is an old saying 'If you want something done… ask a busy woman.' If this is true, then Marian Harkin is the right woman to approach with any request. The Sligo born MEP is among one of the busiest people you are ever likely to meet. However, this dynamic and practical woman appears to thrive, undaunted by her full work schedule that spans the globe from Brussels to Bahrain. Life could have been very different, and it is a remarkable journey that has brought Marian to her position as one of the North West’s most popular and hardworking politicians.

A Sunday with family and friends, at home or visiting, is just wonderful. I love to spend time with my mother, who is 85 and thankfully in great form.”

Born in Ballintogher Sligo in 1953, she has a Bachelor of Science degree in geology and taught maths in a secondary school in Sligo, for some 23 years. “ I loved being a teacher, every day of it was special and its not that different to where I am now. It’s about influencing things and keeping that link with people.” she says. Marian and her husband Sean lived in Manorhamilton in Co Leitrim with their two sons, John and James. Sean ran a grocery business and Marian, like many women, juggled full time work, raising the boys and an active involvement in community and voluntary groups. This might have set the scene for a fulfilling and fairly typical Irish lifestyle which would continue to retirement, but

Marin Harkin Independent MEP for the North and West is pictured at the 2011 MEP Award Ceremony receiving her 'Outstanding contribution award' which was in recognition of her work in promoting the interests of volunteers and volunteering in the European Union. this was not to be. Sadly, Sean passed away in 1996 and Marian moved back to Sligo town where she still lives. Despite this personal loss, her work in local politics continued and she was elected to the Dail in 2002. For the past seven years she has represented the North West constituency at the European Parliament. As a 'retired' teacher and a 'retired' TD, Marian is entitled to pensions in relation to both jobs. In a very quiet and understated manner, she has donated both of these pensions back to the State.

The life of an MEP is one of unglamorous airport travel, back to back meetings, reading reports, writing reports, Parliamentary sessions, urgent phone calls and the hustle of the busy corridors of power. On any given day, Marian may receive interest groups and individuals voicing their concerns about issues as diverse as Fracking/ Gas Exploration to the plight of Carers in Ireland. She might be

called to speak in Parliament on topics from the new legislation for Irish bog conservation to the C.A.P. reform. “ Although the main part of my work is legislative, if I am able, I take action on the things that I believe in. I do my best to act as a conduit between the decision makers and people. she says.

“Often, I might not be able to do anything personally, but I can make the link between a group and the

“if you feel that you can do something, you respond and hope to make a difference.”

Sissy Spacek

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Pictured at the launch of Marian’s European Election Campaign in Ballygawley, Co. Sligo were left to right: Pat Cox, former President of the European Parliament. Who launched Marian’s Campaign; Marian Harkin MEP and Mrs. Annie Gilmartin, Marian’s mother.

“ I loved being a teacher, every day of it was special and it’s not that different to where I am now. It’s about influencing things and keeping that link with people.” relevant person or department in the Parliament.” This means also making the link between the decision in Europe and what happens

on the ground in Ireland. A strong supporter of the Credit Unions, she monitors any legislation which might impact on them from the EU but also takes part locally to find the way forward in Ireland. “They must keep their ethos of being local for local people, it is an excellent organisation and I use the Credit Union myself. We would be lost if we did not have them” Recently, an Irish doctor contacted Marian to express his deep concern for colleagues in Bahrain who were imprisoned by their Government for treating wounded protestors during an 'Arab Spring' uprising. Some of these doctors had trained in Ireland and their plight struck a chord with Marian. She flew overnight to Bahrain where she spent a day, advocating for the release of the medics. “ I was only one day in the country and the travel was gruelling, but if you feel that you can do something, you respond and hope to make a difference.”

Three weeks of the month are spent in hotels in Brussels, and one week in Strasbourg. In between, she may have to travel to any other European city from Galway to Rome.

When asked how she manages such a gruelling schedule, her answer is

typically emphatic “Well, you just do it!”. Marian tries to get home to Sligo every second weekend, “ The first task is to empty the suitcase and load the washing machine. I don't have anyone to do these things for me.” she laughs. “ A Sunday with family and friends, at home or visiting, is just wonderful. I love to spend time with my mother, who is 85 and thankfully in great form.” .

Marian suffers from chronic back pain, and commends her sister-in law Graine, a chiropractor, for keeping her mobile and upright.

“She insists that we will be walking the beaches of Sligo over the Christmas and I have no problems with that. At the moment, I get my exercise in airports, where there is a surprising amount of walking and in the Parliament, which is vast, but I am sure that Rosses Point will be no hardship at all after that. “ Irish women make up 50% of the population, but a mere 15% of our elected representatives are female.

Ms Harkin has strong views on this “ A few years ago I felt that if a woman was good enough, she could

When asked how she manages such a gruelling schedule, her answer is typically emphatic “Well, you just do it!” compete and make it in politics, but my opinion has changed. I think that women do not enter politics for many reasons, so would now be in favour of a quota system for women, for a limited time, to redress this balance.” She points out that while women are not better politicians then men, it is important to have equal representation in decision making positions.

Last week, Marian received an award from the EU Parliamentary magazine for Outstanding Achievement for her inspiration and influence in having 2011 declared as the Year of Volunteering in Europe. If the rest of us must become instrumental in making the change that we want to happen in this world, Marian Harkin’s example is a good place to start.

Marian Harkin, Independent MEP for the North and West, is pictured with a group of Sligo Volunteers who visited the European Parliament to attend a seminar entitled "European Values in action: Volunteering for smart, sustainable and inclusive growth", (left to right), Bridget Colleran (Ballymote, Sligo), Sean Forde (Sligo Town), Michael Roberts (Knock na Hur, Sligo), Catriona Mc Daniel (Sligo), Eileen Buchcannon (Dromard, Sligo), Siobhan Gordan (Sligo Town), Mary Dooley (Ballisodare, Sligo), Jane Mulrooney (Carney, Sligo), Riona Rochford (Sligo Town).

Page 11 Mature Living December 2011

Money Matters

The art of asking H

ave you noticed that some people always seem to be able to finagle deals better than you or anyone else you know? They have mastered the art of asking.

One of the most potent saving tools you possess as a consumer is the ability to ask. This ability can easily save you thousands of euros a year, yet the majority of people fail to use it.

Most of us are used to walking into an establishment and handing over the amount of money indicated for the item or service we want to purchase. Some may spend hours researching the best deal by going through sale advertisements, comparing prices and doing other research, but few will try to change the price once they walk into the establishment itself. This is not so for those who are trained in the art of asking.

Most of us are used to walking into an establishment and handing over the amount of money indicated for the item or service we want to purchase.

Even when you thoroughly research something and think you have received the best deal possible, they manage to find a deal even a little better than you were able to get. Although it may seem like they have some magical power to create great deals out of thin air, the more likely explanation is that they have mastered the art of asking.

deal. Never forget that you won’t be able to get a better deal without their help, so always treat the staff as you would want to be treated yourself.

Ask the appropriate person: The

The art of asking is nothing more than being curious if there is a better deal out there, and then be willing to ask the questions to find out. To illustrate, if you have reserved a hotel room in advance to get the best rate possible and you walk up to the receptionist to announce your arrival, do you automatically pay the price you reserved the room for? Although this would seem like the obvious step to take, it fails to utilize the art of asking.

What would be better is to walk to the front desk, announce your arrival, then say, “I think I have the best room rate possible, but I am not positive. I am a member of these organizations” and list all of them.

Then simply ask, “Is there a better room rate associated with one of these organizations?”

By far the most difficult part in the art of asking is actually getting up the courage to ask. If, however, you can get over this initial barrier, you will have made a significant contribution to your arsenal of money saving techniques. If you find yourself feeling uneasiness or embarrassed when you know you should ask a question, just say to yourself, “What do I have to lose?”

Questions are free, so it won’t cost you anything to ask. The worst possible outcome is that the seller will say “no” which will leave you in the exact same spot as you were before you asked the question. If the seller says “yes,” then you’ve saved yourself some money for taking a minute to express a few sentences.

If you are rude or demeaning in any way, they will have no incentive to try to see if they can get you a better deal. general rule here is to ask the highest level person you can. The higher up the chain of command, the more flexibility the person will usually have in granting any requests you make. If you are planning on buying multiple large appliances and want to ask for a further discount to buy them all from one establishment, a manager will have more authority to make a deal than the regular sales staff.

Point out the reason: If there is a legitimate reason for you to be asking for an additional discount or other compensation, let the person know why. If you saw the same item

advertised at a competitor for less, say so. If you have consistently been a good and long time customer, mention it. If the store or service has failed to provide what you expected, make note of it.

Ask for advice: If there is something you truly want, but it is beyond your budget, mention this to salesperson and ask their advice on how they would reduce the costs associated with what you want. Staff members many times have greater knowledge on the subject than yourself and may offer acceptable, less expensive alternatives that you have never considered.

Take the time to reward: If a salesperson helps you get a better deal than you expected when you arrived at the establishment, reward their effort. Take a few minutes to tell the manager what a wonderful job they did or send a letter off to the company headquarters mentioning the person who helped you. If you frequent the store often, the employees will know that you reward good service and will go out of their way to help you the next time you ask for something.

You should begin asking away. Try to ask if there are better deals at least once a day. The more you practice, the better you will become at it, and soon your friends will consider you one of those people who seems to possess the magical power of creating great deals out of thin air. Remember that asking costs absolutely nothing and it has the potential to save you significant amounts of money in all areas of your life.

Here are a few tips to keep in mind when asking if there are better deals out there: Ask politely: Being courteous and asking with a smile will go a long way in having the person you’re talking with want to help you. If you are rude or demeaning in any way, they will have no incentive to try to see if they can get you a better

Page 12 Mature Living December 2011

By far the most difficult part in the art of asking is actually getting up the courage to ask.

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Home Help

Caregiving Doesn't Take a Holiday

You Can Help Ease the Stress for a Caregiving Loved One resources to do so, hire a home care worker to provide a break so that you can accompany her and help her have fun and unwind.

Offer to help with her with Christmas shopping. Take her and her care recipient shopping or ask her to create a list for you to go get. Better yet, offer to sit down with her at a computer and help her shop online.

Let her know how much you appreciate what she is doing. A simple thank-you can go a long way.

Or consider buying her a gift - one that she can use to pamper herself, such as a spa gift certificate (again, with the promise of giving her a break from caregiving so that she can enjoy it).

I

f you're like most of us, the Christmas season finds you rushing around shopping, planning family gatherings, decorating, preparing holiday meals and much more. It is a very busy time of the year, and to get everything done and enjoy the season, many of us often put our everyday responsibilities and priorities on hold. However, for all of the caregivers whose responsibilities are constant regardless of what month the calendar says it is, taking a holiday simply isn't an option.

That's where you come in. While we refer to the carer as her in this article it is worth remembering that many men do this valuable work as well.

Caregiving is not an easy job. The daily demands of caregiving can take a toll on even the strongest of heart.

Between 40 and 70 percent of caregivers show clinically significant symptoms of depression, according to reports. The signs of caregiver stress mimic the symptoms of depression and include sleeping problems, feeling tired most of the time, loss of interest in activities, becoming easily irritated and physical problems like

headaches or stomach aches.

At a practical level we have to commend the Lions Clubs in Ireland and, in particular, Sligo Lions, for their initiative of organizing a Weekend Retreat on 29th July of this year to St. Angela’s College, Sligo. 31 carers from all over the west were welcomed by Sligo Lions President Brian Corcoran, Minister John Perry, T.D., and Dr. Niamh Plunkett of St. Angela’s.

The carers participated in a range of relaxation activities, including reflexology, yoga and massage.

Beauticians pampered the carers with manicures and makeovers.

Included in the day was a workshop by our own Marian Harkin on the role of Carers interest groups. The carers stayed in luxury accommodation overlooking Lough Gill.

Some organization had to be done on the carers’ side to plan the break for themselves. For many carers taking a holiday of any kind simply isn't an option. If you have someone in your family who provides care for another family member or a friend, there are things you can do this Christmas to make their life easier

Page 14 Mature Living December 2011

and help them and the person they care for better enjoy the celebrations. The most important thing you can do is recognise the enormous responsibility that caregiving is and that changes to routines can be very stressful to a caregiver. Help her and her care recipient stay connected to family and experience the holiday celebration in ways that don't add to her stress.

Invite her/him to your holiday gathering, but do not pressure her to attend and do not be offended if she doesn't. The logistics of taking her care recipient out of the home can be very complicated, and it can be equally difficult for her to find a temporary caregiver to give her time to go out alone. If she decides to come and bring her care recipient, ask in advance about dietary needs and any accommodations that will make the visit more comfortable for both of them.

Alternately, offer to sit in for her and take over her duties for a night so that she can attend someone else's party, go shopping or just unwind and enjoy the season. If you have the

Caregiving is not an easy job. The daily demands of caregiving can take a toll on even the strongest of heart.

Though it seems like a no-brainer, it bears stating: don't criticise her care of her loved one and don't discuss the care recipient's health status unless she brings it up. Even then, be supportive and nonjudgmental. Look for cues that she may be getting frustrated, depressed or experiencing caregiver burn-out, and ask how, not if, you can help.

Much more needs to be done to help carers. Here’s hoping that this section of our community is not penalised any more in this month’s Budget.

The cold snap prompts local company to issue weather safety prep checklist

H

arsh winter weather can endanger the lives of seniors in the local community. That's why Home Instead Senior Care, Ireland’s largest home care organisation, has issued a winter safety preparation checklist to help prepare seniors to stay safe during the cold winter months.

“We know that a disaster can be deadly for some seniors because of physical and other limitations,” said Anne Broderick, manager of the Home Instead Office in Galway serving Connacht. “That’s why ‘the sooner the better’ for families to talk with their senior loved ones and begin preparing in advance for any kind of emergency that could threaten their health or safety. Consider this checklist as you help your older adult get ready."

Home Instead Senior Care's Winter Safety Checklist For Seniors: • Tune in. Listen to local radio stations to learn about weather conditions in your area. It is important to stay abreast of what’s going on in your locality.

• Take stock. Decide what your senior can or can’t do during the harsh winter months. Make a list of what would be needed if a disaster occurred such as flooding or icy road conditions.

• Make a plan. Schedule a family meeting to develop a plan of action.

Include in your plan key people – such as neighbours, friends, relatives and professional caregivers – who could help.

• ”Get up and Go” Kit. Have an easy-to-carry backpack including three days non-perishable food and water with an additional four days of food and water readily accessible at home. Have at least 2 litres of bottled water per person per day. Refresh and replace your supplies at least twice a year. And don’t forget the blanket and paper products such as toilet paper.

• Pack extras and copies. Have at least a one-month supply of medication on hand at all times. Make

ready other important documents in a waterproof protector including copies of prescriptions, insurance documents and bank account numbers. Also take extra eyeglasses and hearing-aid batteries.

Label every piece of important equipment or personal item in case they are lost.

• Your contact list. Compile a contact list and include people on a senior’s support network as well as doctors and other important healthcare professionals.

• If you can’t be there. If you’re not living close by to help your loved one, enlist the help of family or

friends, or contact a professional caregiving company like Home Instead Senior Care.

For more information about winter safety for seniors, contact Home Instead Senior Care (091) 384 160 or log on to www.homeinstead.ie.

Travel

Rediscover the world’s lost cities

Lost and found destinations?

Indulge your inner adventurer with a trip to one of the world's lost cities.

Machu Picchu, Peru

B

uried beneath ash and earth, overgrown, destroyed by the fury of nature, conquered and reborn… Some of the world’s most spectacular cities were lost to us for centuries — some known only in the history books and stories that endured for generations.

Explorers, archaeologists and even

Mother Nature herself have been working to uncover these hidden gems, sometimes preserved by the very forces that destroyed them.

While many ancient cities only exist in legend, there are still some places we can recapture lost civilizations.

Here are some top spots you may want to add to your travel to-do list:

Pompeii, Italy Page 16 Mature Living December 2011

Pompeii and Herculaneum, Italy Modern day disaster movies have nothing on Mt. Vesuvius, the infamous volcano destroyed the Roman cities of Pompeii and Herculaneum during its 79 C.E. eruption. While looters and some survivors likely visited the towns, they were never rebuilt and remained for centuries hidden beneath lava, ash and debris. Since excavations began in the 18th century, they have become one of the most popular tourist attractions in Italy.

Today, more of Pompeii is open to the public, but what has been revealed of Herculaneum is even better preserved. One of the most notable features in both towns is the artwork — not just sculpture and wall paintings, but fine examples of mosaics as well. Experts advise allowing at least a day to explore, and brush up on your history before you go.

For more information, see Pompeiisites.org and InCampania.com.

Dunwich, England Natural disasters aren’t the only way nature can decimate cities. If you want to see “Britain’s Atlantis”, you may need some scuba gear. Over the centuries, the sea gradually claimed

this medieval city thanks to storms and erosion. Built on sandy terrain, its churches, fort, public buildings and homes have disappeared beneath the waves of the North Sea. Today, visitors can still stop by the small village to see the city’s remaining traces — the ruins of a 13th century Franciscan friary perched on the cliff’s edge and Leper Hospital chapel which remains in the present churchyard.

Some of the world’s most spectacular cities were lost to us for centuries The Dunwich Museum is keeper of the area’s history, but we may learn more about the city in the years ahead as explorers continue to use high-tech underwater cameras to

Dunwich, England hunt for artifacts in the sand and silt on the sea floor.

For more information, visit the Dunwich Museum website.

Skara Brae, Scotland Sometimes nature’s power works in our favour — like the massive storm that struck the Bay of Skaill in the Orkney Isles and revealed the first remains of Skara Brae among the dunes. Excavation — and more storms — revealed a close-knit cluster of buildings once home to farmers from 3200 to 2500 B.C.E. How did it survive to be one of Europe’s best-preserved Neolithic villages? When the community was built, the stone walled houses were buried in sand and clay up to their rooflines — likely to shield them from the elements. Today, visitors can tour the settlement, get a closer look at ancient worlds like in a reconstructed dwelling and see artifacts at the visitor’s centre. For more information, visit Historic Scotland and OrkneyJar.com.

Babylon, Iraq Decades of sanctions and war have made this ancient city “lost” once again — to foreign visitors, that is.

Images of suffering and destruction might make us forget that this troubled country is rich with culture and history. While you’ve likely heard of the Hanging Gardens — one of the original Seven Wonders of the World — Babylon has many claims to fame. Settled around 2500 B.C.E., it was once centre of the Mesopotamian world and a capital city under Hammurabi. It has been conquered many times throughout the centuries, and Saddam Hussein even put his own stamp on the city

Skara Brae, Scotland in his attempts at rebuilding.

While Iraq likely isn’t on your to-do list, there is one tour company that ventures into the area, Babel Tours.

In the future, locals hope to invest money in restoring Babylon and supporting tourism — but it could take decades before it’s safe for travellers to return.

Explorers, archaeologists and even Mother Nature herself have been working to uncover these hidden gems Petra, Jordan Ever wanted to travel like Indiana Jones? The rose-red caverns of Petra caught audience’s attention in the The Last Crusade.

Once the capital of the Nabataeans and an important stop along ancient trade routes, the city was lost to the western world sometime after the 14th century.

Legend has it that Petra remained hidden to visitors until 1812 when Swiss adventurer Johann Ludwig Burckhardt tricked his way into the

heavily guarded city.

What makes the city unique is that it wasn’t built — its facades were carved into the colourful sandstone.

The city isn’t so much visited as experienced, starting with the kilometre long gorge known as the Siq that opens up to a view of the Treasury. Various trails hit the highlights — like the Street of Facades and Ad Deir (The Monastery) — as well as some stunning views.

Visitors can even venture out at night for a candle-lit tour.

For more information, visit the Jordan Tourism Board website and Petrapark.com.

Taxila, Pakistan Consider it another example of lost and found… and lost again. Dating back to 600 B.C.E., this World Heritage Site was conquered and rebuilt at least three times by

various invaders, including Alexander the Great. Through its tenure, it served as a hub for three ancient trade routes, and became a major centre for learning and trade.

Unfortunately, the city suffered when the routes fell out of use.

The Huns eventually destroyed the city in the 5th century C.E. Today, the city still shows its Persian, Greek and Asian roots in its vast network of ruins — and its three areas each cover a distinct time period.

Some of the highlights include the monasteries and temples, including some fine examples of early religious art.

For more information, visit the Pakistan Tourism Development Corporation website.

Continued over the page

Babylon, Iraq Page 17 Mature Living December 2011

Travel

Petra, Jordan Angkor, Cambodia

Ever wanted to travel like Indiana Jones?

The rose-red caverns of Petra caught audience’s attention in the The Last Crusade. made it the ideal spot to flourish.

Founded by the Phoenicians as early as the 9th century B.C.E., it soon grew into a large and powerful city only to be destroyed and rebuilt by its fierce rival, Rome, in 146 B.C.E. Now a wealthy suburb outside of Tunis, modern-day Carthage still retains its ancient mark — like the acropolis of Byrsa, the Antonine Baths and the ancient theatre.

Carthage has a long and remarkable history — worth a read before you go! For more information, see CometoTunisa.com.

Angkor, Cambodia With the remains of the former capitals of the Khmer Empire dating back to the 9th to 15th centuries, it’s no surprise experts and travellers alike consider Angkor to be one of the most important archaeological sites in South-East Asia. The area is home to dozens of notable sites, including Angkor Thom or “Great City” — the last of the Khmer cities.

The ancient city features the Bayon, the state temple known for its many peaks, and the Terrace of Elephants.

The temple complex of Angkor Wat, the largest and best preserved in the

experts and travellers alike consider Angkor to be one of the most important archaeological sites

Taxila, Pakistan Page 18 Mature Living December 2011

area, was once Hindu then Buddhist.

Today, it’s one of Cambodia’s most popular tourist hotspots and a prime example of architecture and culture.

There are many ways to tour the area — including by elephant.

For more information, see Angkorvisit.com and Tourism Cambodia.

Carthage, Tunisia Roman history in Africa? If you know your geography and history, you know the idea isn’t so far-fetched.

Trade through the Mediterranean Sea had to pass between Tunisia’s coast and Sicily, and Carthage’s location

Palenque, Mexico Ever dreamed of discovering the ruins of a lost city in the jungle?

That dream became a reality for explorers in the 18th to 19th centuries.

From about 500 B.C.E. to 700 B.C.E., this Mayan city was at its peak with artistically crafted spaces and buildings. However, by the late 900s the city was conquered and abandoned — and ultimately reclaimed by the jungle.

Currently, only about 10 per cent of the city has been uncovered and restored — including the pyramid temple of Pacal Votan and El Palacio

Carthage, Tunisia

Palenque, Mexico

Ever dreamed of discovering the ruins of a lost city in the jungle?

- Palenque, Mexico (the palace with its own astrological observatory). The rest? Still lost in

the jungle, say experts. If you plan to visit, make sure to prepare for the climate and expect some challenging terrain — but the surrounding scenery will be worth it.

For more information, see VisitMexico.com.

Machu Picchu, Peru In the middle of a tropical forest in the Andes lies the “Lost City of the Incas”, originally built in 1400s but abandoned a century later when the Spanish conquered nearby Cuzco.

Legend has it the Spaniards never found the city — it remained a mystery to all but a handful of locals until 1911 when a guide led archaeologist Hiram Bingham to its ruins. Experts still aren’t sure what the Incas used the site for, but some theories posit it was a grand estate or sacred site, and the Temple of the

In the middle of a tropical forest in the Andes lies the “Lost City of the Incas” Herculaneum, Italy

Sun is one of its most notable buildings.

While the view is spectacular, the city itself is no less impressive with its masterful stonework buildings, walls and terraces that seem a part of the landscape itself.

Unfortunately, this city could be lost to us again in the future. Restoration is ongoing, but preservation is a growing concern as half a million tourists now flock to this popular site each year and mud slides have threatened the area.

For more information, visit the Peru Tourism Bureau and Sacred Sites.

Page 19 Mature Living December 2011

Pets Corner

Is your pet overweight?

E

xcessive weight gain is a growing health risk not only for humans, but for our furry companions as well. If your pet is piling on too many pounds, we’ve got some tips and tricks to help. Is

your beloved pet a little, well, portly? If so, you’re not alone.

A recent survey found that a whopping 53 per cent of cats and 55 per cent of dogs are overweight or obese. (To be considered obese, a pet is at least 30 per cent above normal body weight).

Like humans, overweight and obese dogs and cats have an increased risk for serious health problems including diabetes, osteoarthritis, kidney disease, gastrointestinal problems, high blood

pressure and respiratory problems.

Diet can also affect your pet’s longevity. A study published in the Journal of the American Veterinary Medical Association (2002) found that dogs fed 25 per cent less food lived longer and experienced delayed onset of chronic diseases, compared with a control group.

Shed unwanted pet pounds Want to help your fat cat or pudgy pooch shed some pounds? For many pets, unhealthy weight gain is a result of taking in too many calories and getting too little exercise. Sound familiar? In many ways, the basic weight loss strategies for pets are much the same as for humans.

A recent survey found that a whopping 53 per cent of cats and 55 per cent of dogs are overweight or obese.

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Like humans, overweight and obese dogs and cats have an increased risk of serious health problems including diabetes, osteoarthritis, kidney disease, gastrointestinal problems, high blood pressure and respiratory problems.

Get regular exercise.

Regular exercise not only helps to keep your pet (and you) fit, but it’s a great time for bonding and sharing some good old-fashioned fun. How

much exercise is enough? According to the Veterinary Association, dogs should have a brisk walk at least twice daily for 15 to 20 minutes. For cats, schedule at least two 15minute play times each day. (Note: Your pet should not exercise 30 minutes before or after eating a meal.)

Tips and tricks: • Start slow. Like us, our pets need to work up to being fit, particularly if they are overweight. Carrying extra pounds puts additional strain on joints, muscles, and the heart and respiratory system. To be on the safe side, you may want to start by visiting your veterinarian for a physical examination and ask for advice on a safe workout regime for you and your pet.

• Be cautious if you’re biking with your dog. It is a common perception that dogs are born to run, but depending on your dog’s physical condition and fitness level this may not be the case. While a miles-long bike ride on a flat surface is manageable for many people, running that distance is another matter all together. If you do bike with your dog, be alert for any signs of doggy distress such as panting or lagging — and stop to rest if necessary. Heat stroke can happen suddenly, and be fatal. Also watch that your dog’s paws are not being hurt by hard or hot pavement.

• Playtime in the water. Some dogs love to swim, and playing fetch in

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the water is a great form of exercise. Some dogs, however, don’t like water and can be prone to hypothermia or even drowning. As a precaution, pet life vests — particularly when boating or swimming in deep water — are a good idea.

• Playtime at home or at the park.

Games such as blowing bubbles or hide-and-seek can be a simple way to encourage activity. For cats, laser tag, catnip toys, scratching posts, climbing trees and string ‘fishing pole’ toys offer a fun frolic and a good way to get some exercise.

(Note: Playtime with string toys should always be supervised.

Cats, in particular, love to eat string, rubber bands, ribbon, tinsel, yarn and other string-like objects, which if consumed, can be deadly.)

For dogs, old-fashioned games of catch and Frisbee will do the trick.

Check out your pet store for new toys and gizmos that make throwing and fetching more fun.

• Change the reward. With our pets, food is often viewed as a reward or a token of affection — which can lead to unhealthy snacking and overeating. Instead, make exercise and playtime your way of rewarding your dog or cat.

• Provide a healthy diet. If you notice your pet is packing on unwanted pounds, it’s a good idea to speak to your veterinarian about dietary choices, since he or she is familiar with your pet and medical

history.

• Scrap the table scraps. Despite the best of intentions, those yummy leftovers and table scraps aren’t always in the best interest of your dog or cat.

Leftovers can contribute to unhealthy weight gain — and also cause pets to go off their regular food, which understandably, tastes bland in comparison.

• Control portion size. Your veterinarian can suggest a ‘reduction’ or lower calorie diet for your overweight pet, but in some cases it’s simply a matter of overfeeding at meal times and giving too many treats.

• Try healthier snacks. Many pet snacks are loaded with fat, sugar, food dyes and other unhealthy ingredients.

Consider buying smaller sized treats or natural low-calorie snacks such as raw carrots and unbuttered, unsalted air-popped popcorn.

• Feed more frequently. Experts also recommend giving smaller, more frequent meals during the day.

• As with humans, you can give your pet a healthy boost by balancing better eating with daily exercise.

And in case you’re still reluctant to put your pampered pet on a diet: keep in mind that an extra eight pounds on a 40-pound dog is like an extra 30 pounds on a 150-pound person!

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Emigrating to Australia in 1967:

Down Memory Lane

Memories

Ten Pound Irish Poms on board the Ship Castel Felice

M

y family of seven emigrated to Australia in 1967. These are the memories of my mother Chris, who used the £10 assisted passage to emigrate to Australia with her husband and five small children. I was ten years old at the time.

She gives an account of the four week voyage on the ship The Castel Felice in 1967 ...and gives her views on the ten pound poms when she stayed at the Assisted Passage Hostel in Adelaide.

This is her story in her own words

The ship the Castel Felice

Leaving Ireland for London, England I was used to moving a lot because when I married Peter in 1953 we stayed in Dublin for a few years and I had my first three children there. We moved to London in 1957 and I had my next two children there.

There was no work in Dublin at the time and everyone was leaving Ireland to move to England. We had no choice really. Peter went over fist and stayed with his sister in London.

He looked for a job in the factories over there but a lot of factories had a sign which said, ' No Blacks, No Irish need apply.'

But he managed to get a job and saved some money so that I was able to join him with the children. We had some money

saved and borrowed some too so we were able to buy a house in London.

It was very cheap at £1,150 because there were sitting tenants living in the upstairs part. We lived downstairs which had two rooms, a scullery and a garden. The mortgage was £2 a week. Peter left the job in the factory when he got the job in London Transport.

No handicapped children allowed We were in London for a few years and the tenants had moved out too so we sold up and moved back to Galway. We only stayed a while and then went to live in Manchester. That was when we were thinking of moving to Australia on the ten pound assisted passage.

We had seen the adverts for a while but with five small children it was too much of a risk even though they promised there were plenty of jobs and houses out there we still hesitated. But when the job for the South Australian Railway came up which included a house we knew it was safe to take the chance.

When Peter was accepted for the job we applied to Australia House for the £10 assisted passage. We went for an interview in Manchester and when we passed they asked us to come back and bring the children. I only brought the eldest three.

At the dinner table where the children were having a party. Peter, myself and the four youngest children.

Page 22 Mature Living December 2011

Peter and Lorraine on board the Castel Felice in 1967 But they wanted to see all five of them so we had to go up again.

I didn’t understand why at the time but I realise now that they wanted to make sure none of the children were handicapped and that they were white. We didn’t know that at the time but I suppose we should have really. We had to put up with a lot of that already because we were Irish and living in England and a lot of foreigners were also in that position especially if they had dark skin.

We left for Australia on the ship The Castel Felice in April 1967 We had six months before the ship left for Australia so we had plenty of time to prepare.

Our parents came over from Ireland to say goodbye which was very hard on everyone. We sold our house in Manchester and when the time came we got the train to Southampton and boarded the ship, the Castel Felice in April 1967.

We were allocated a six berth cabin for myself and the four girls and Peter and my son who was twelve were put in a cabin with two other men.

But they came in with us because the children were small; the youngest was five so they were able to sleep in a bed together

mory La e M n w ne o D

On the deck of the ship

The cabin was very small with the beds as three bunks and a wash basin in between. We had to use one of the toilets on the landing which was shared.

But we got by really because the ship was very big and there was plenty to do for the children. They would be tired by the end of the day and sleep grand at night.

The three older children were able to go about the ship on their own during the day and made friends with the other children on board.

The food was fantastic. They had the four youngest children in the children’s sitting and I would stay with them while they ate their meals.

Then the two eldest minded the younger ones while myself, Peter and my son had our meals at a later sitting.

The voyage on the Castel Felice We went through Port Said in Egypt because it was open then, actually our ship The Castle Felice was the very last one that went that way on the route to Australia. The British Army were there. But the children were not allowed off the ship as it was too dangerous.

They warned us that the people were fighting for their Independence and there might be trouble. But we decided to go anyway and left the children on the ship. We had to get

into small boats to go on land. They told us at the first sign of any shooting we were to run back to were the boats were immediately.

The poor children were terrified We got a leaflet to tell us what cost a lot of money in Australia and what were the best things to bring over with us. We had brought three trunks with us but wanted to buy some electrical stuff on the way. They also said that we could be conned when shopping and we were to watch out for that. I wanted a Morphy Richards Iron. So I made the man at the stall show it to me and then he packed it.

But when I got to Australia it was a Morphy Richards box but not a Morphy Richards iron, but it was alright. It was not a nice place really it was warm and dusty and smelly.

There was an awful lot of poverty too; we could see that people were living under the grating that we were walking on. Went off the main road and ended up in a side street and there were people sitting there with their legs off and arms off. It was a shock and we got out of there quick enough.

We were on the last boat coming back and hadn’t realised what the poor children had being going through. The two eldest had been watching the boats arriving back to the ship and as every one of them

came back without us they were panicking. They thought we had missed it and the ship was going to leave without us. Poor kids they were delighted when they saw us on the last boat.

The whinging Poms We stayed in the Assisted Passage Hostel for two weeks. We had an introduction by this man when he was bringing us to the hostel and he said we’d get meals there that would be the best food we had ever tasted. We were expecting something great but it was just ordinary food. I felt that was very condescending as if to say we weren’t used to good food.

Oh the accommodation at the hostel was very bad. The room we were in was very small and there was no privacy. The wall and even the door only went two thirds up to the ceiling so everyone could hear you and you could hear everything that went on in the rooms all along the corridor.

We had to do the washing by hand outside in the yard in troughs. I was just getting on with it, maybe because I knew we had a house to go to and Peter had a job waiting. But when I was doing the washing out there all you could here was the English women giving out. They'd be saying, ‘This is an awful place; I don’t know what we came here for.’ Some of them were looking at their money to see if they could go back home and they only there a week. I know the hostel was bad but they knew it would only be for a little while. I don't know what they were expecting, but they should have given Australia a chance.

The Castel Felice docked at Freemantle just outside Perth.

We all got off and went on a bus tour. It was our first sight of Australia.

A lot of people got off at Freemantle and we stayed on till we disembarked at Adelaide in South Australia. Then after two weeks at the hostel Peter’s job sent for us and they paid for a taxi. It was a hundred miles to get there. It was a long journey with five

Our house in Lamaroo, South Australia 1967

My son in the back garden of our house in Lamaroo, Australia 1967 children and I wasn’t feeling too well either. It was dark when we arrived at the house and there was no electricity on either. The house was one of ten in a group that belonged to the Railway.

The neighbours gave us candles and we got the kids to bed.

There is one thing the adverts and posters never mentioned about Australia which was a major shock, the insects and flies. As sick as I was I stayed up all night with Peter in the one bedroom we had put all the kids in that first night. There were hundreds and I mean hundreds of those insects, daddy long legs we called them. They were all over the children as they slept, sticking to them.

Our adventure in Lamaroo South Australia begins The kids started their new school and made friends too. They loved the outdoors and we had a huge garden because the house was in the middle of a big patch of land. Peter was working for the Railway and with the children in school I was able to get a job as a waitress in the local hotel.

We had taken a chance by emigrating to Australia.

But because we were able to use the £10 assisted passage to emigrate it cost us very little money.

Article courtesy of L. M. Reid.

Page 23 Mature Living December 2011

Photos

MS Nor!hwest Therapy Cent"e Sligo Christ#as Dinner Dance

If you have any photos that you would like to appear in the Januar$ Issue of Mat%re Living, send them into seamus@mat%reliving.ie or post them into� mat%re Living Magazine, Cleveragh Road, Sligo before Januar$ 11th 2012.

Photos

MS Nor!hwest Therapy Cent"e Sligo Christ#as Dinner Dance

If you have any photos that you would like to appear in the Januar$ Issue of Mat%re Living, send them into seamus@mat%reliving.ie or post them into� mat%re Living Magazine, Cleveragh Road, Sligo before Januar$ 11th 2012.

Technology

Affairs online

The Internet makes it easy to connect with other people... sometimes too easy. happen online along with the lack of social training may explain how otherwise decent people begin to find themselves in an online romantic relationship.

Unfortunately, the consequences are often very real. Every day life – and regular, familiar spouses – can begin to pale in comparison to the easy fantasy of an online relationship. As one partner begins to spend more and more time at the computer, the other may feel abandoned. The partner engaged in the affair may begin to lie to cover his or her tracks. Over time these can become irreconcilable stresses

L

ooking back, Grace remembers many cozy evenings at home after her youngest son went to school, she sitting in front of the television knitting and her husband playing games on his computer.

She writes on a divorce support email list: “I never thought much of it. We would talk sometimes with us both in the room. But then I started to notice that he would hide screens when I came by…. Then came the ‘classic’ signs where he got new clothes and lost some weight and just started acting different…. Still I didn’t want to know and besides I told myself he was home with me every night.”

The Internet has provided many ways to connect with other people… sometimes too easy a way. As Grace found out, some ‘net relationships can be very intense.

“Then one night he told me that he had met someone that truly understood him and that he was confused and unhappy in our marriage. I don’t even know how they met each other…. I told him he was crazy and that it was all in his head and that is when he told me he wanted a divorce…. I felt like the stupidest person on the planet.”

But Grace is not necessarily stupid – and she’s definitely not alone.

Research by the U.S.-based Fortino group has suggested that one third of divorce litigation involves online affairs. And at the 2002 APA (American Psychological Association) conference there was a symposium held on “Management of Cybersex and Cyber Affairs on the Internet” – and most of the psychologists in the room had dealt with situations where internet activities were interfering with relationships.

Peggy Vaughan, author of The Monogamy Myth: A Personal Handbook for Recovering from

Affairs, states on her website: “…it’s common to rationalize an online affair as being OK because it’s “not really an affair.” But it often has the potential for being as devastating to the partner as a sexual affair. (In fact, most people whose partners have a sexual affair find that they recover from the fact that their partner had sex with someone else before they recover from the fact that they were deceived.)”

In an email interview, Grace agrees with Vaughan’s statement.

She says, “I might have been able to take that he had an affair, I don’t know, but I was so angry that he was typing those things to her when I was right in the room!”

How it happens So what motivates people to have an online affair? For some people, it is the same as a conventional affair – they are bored or unhappy and seeking a thrill or an outlet. But for others it may have to do with the medium of the Internet itself.

Chat rooms, social networks and forums can be rife with flirtatious remarks and innuendo, and the anonymity that is so common online sometimes leads people to share aspects of themselves with relative strangers in a way that they normally would not. All this leads to an enhanced sense of intimacy – with what seems to be no real-world consequences.

Also, most of us have grown up learning where the lines of fidelity lie – in the regular, physical world.

At the start of an online affair, the flirtatious talk and sharing of one’s feelings and thoughts may seem harmless. According to Divorce Mag, only 46 per cent of men believe that an online affair qualifies as “cheating.”

The ease with which things can

Page 26 Mature Living December 2011

We would talk sometimes with us both in the room. But then I started to notice that he would hide screens when I came by….

in a marriage.

The up side The good news is that online flirtation and even affairs may function as a signal that there are issues in a marriage that need to be addressed – without the additional betrayal of a physical sexual encounter. A spouse who finds him or herself drawn into flirtatious behaviour on the Internet may take that as a signal that he or she should turn off the computer – and turn towards rekindling that same sense of romance in his or her marriage.

And a spouse who notices his or her partner spending more and more time online can do the same, opening up a discussion around how the marriage is working for both people and how to prioritize time together.

As Peggy Vaughan says, “The appeal of online affairs can serve as a signal that we need to rethink all aspects of our lives and determine what we can do to feel more “alive” that is rooted in reality (instead of fantasy)—and that does not come with such a high price.”

That’s definitely something to think of before returning that flirty email in your inbox!

Chat rooms, social networks and forums can be rife with flirtatious remarks and innuendo

M

ature Living have teamed up with the Luxurious Lough Rynn Castle, Mohill, Co. Leitrim, to offer one lucky reader a nights accomodation with full Irish Breakfast for two. To be in with a chance of winning this fantastic break, simply answer the question below and send your answer, along with your name, address and telephone number into us at: December Competition, Mature Living Magazine, Cleveragh Road, Sligo or alternativley you can email your entries into us: competitions@matureliving.ie

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A: Sligo

B: Ballina

C: Mohill

Terms and Conditions apply, Winners name will be printed in the January Edition of Mature Living Magazine

Motoring

Hints and tips when buying a used car What to look out for when buying second hand

T

his is always a mine field and nothing guarantees success but there are a few things to look out for before parting with your hard earned cash.

PRE-SHOPPING ADVICE The depreciation of used cars is much less than new cars and, therefore, they are a more cost effective purchase. Get your finance in place before choosing your car, this saves time as you know exactly which vehicles you can or cannot afford. Consider all different outlets such as trade-ins at new car dealerships, private sales etc., not just secondhand car dealers.

However, the purchaser has more rights and safeguards when purchasing through trade rather than a private sale. Cars less than three years old which have been driven 10,000 - 15,000 annually are probably the best buys. An average annual mileage is about 10,000, so for a 3 year old car mileage between 25,000 and 35,000 would be reasonable. Anything over this could have been used for business and driven hard.

GENERAL ADVICE WHEN INSPECTING VEHICLES Never buy a car without test driving is yourself. First make sure you are insured to drive it then, if possible, take it on a drive that covers a mixture of conditions i.e. fast motorway driving, slow urban driving, twisting roads and don't forget to check reverse.

BODYWORK Always inspect the bodywork in good light. Look for corrosion or rust.

Rust is probably the most damaging thing of all on cars over five years old. Surface blisters can be relatively harmless and easily treated but corrosion coming from the inside of the body panels is more serious. Look for rust at the top and rear of the front wings, along the side sills, below front and rear bumpers and the bottoms of the doors. Sometimes a rust blemish on the paintwork can indicate more serious corrosion underneath. Press the panel gently with your thumb. If there is a cracking noise it indicates advanced corrosion.

It is usually not worth repairing rust that has perforated the bottom of doors, the bodywork around the front and rear screen rubbers, on

trailing edges of bootlids or tailgates and leading edges of bonnets and on rear wing panels. These can only be repaired expensively by specialists and subsequent painting is costly.

Walk around the car and look along the doors and wings from each of the four corners. Any crash repairs will show up if they have not been well done. You will see ripples or a change in the texture of the paint if there is a lot of body filler underneath. Take a small magnet with you, it will be attracted to metal but not to plastic body filler.

Look also for variations in the paint colour. Water stains in the boot, around windows, on carpets and around the sunroof opening may indicate leaks.

COLLISION DAMAGE A car that has been in a collision can be dangerous, especially if its suspension and/or steering have been damaged. Examine under the bonnet for damage, creasing or replaced inner wings (unsightly welds are a give-away). Also inspect the engine bay forward panels and forward chassis legs for repairs or creases. When test driving the car the steering should be consistent with no tendency to pull either left or right. Look under the carpet between the front and back doors for signs of welding or repair in case two halves of different cars have been welded together (cut and shut), which is extremely dangerous.

INSIDE THE CAR Check the odometer, if the numbers are out of line the mileage may have been altered.

Look to see if the mileage corresponds with the general condition of the car. A worn brake pedal and wear marks on the gear lever indicate a car that might have done more than 60,000 miles. A worn or sagging driver's seat and carpet are other signs of high mileage. A very low mileage may indicate the car might have been left unused for long periods or used only for short journeys. Both can cause engine problems. A car that has been regularly used and serviced is a better bet.

ENGINE Have a look at the general state of the engine. A dirty engine and surrounding area suggests that the car hasn't been well looked after and

Page 28 Mature Living December 2011

that servicing may have been neglected.

Conversely, a sparkling clean engine could have been steam cleaned to disguise problems such as oil leaks etc.

Before starting the engine remove the dipstick and check the colour of the oil. If it is very black the car has probably not been recently, or regularly, serviced. Also check for beige "mayonnaise" on the dipstick, a possible symptom of head gasket leakage.

Heavy rattling or knocking noises shortly after start up could indicate wear of the crankshaft and big-end bearings. Listen for clattering or light knocking noises from the top of the engine which indicate camshaft wear. Turn on the ignition and open the throttle sharply. Check for black or blue smoke from the exhaust.

Blue smoke comes from burning oil and shows engine wear, whereas black smoke is un-burnt fuel and has many possible causes. Check for smooth idling when warm.

When test driving check the engine does not misfire but pulls strongly and cleanly. Check there are no pinking sounds (i.e. metallic rattling sound that occurs when the throttle is open). If the car does misfire and the engine has electronic fuel or ignition control only buy it if the misfire is put right first.

Finally check for oil leaks.

STEERING If the steering is vague and heavy the tyres may be worn or under pressurised. Rock the steering wheel gently while watching the front wheel, there should not be any noticeable delay between steering wheel and road wheel movement.

Check for wheel wobble at speed.

This is often attributable to unbalanced front wheels. Steering wheel shimmy at low speeds indicated distorted wheel rims.

BRAKES The brake pedal should offer good

resistance and not sink most of the way to the floor when applied.

If a servo is fitted, check that it works by pumping the brake pedal several times, holding the pedal down and starting the engine. You should feel the pedal creep down as it operates. The car should not swerve when the brakes are applied hard at speed. If it does, it may have seized or leaking wheel cylinders or calipers. If the car judders when you apply the brakes this implies distorted front brake discs. Inspect discs for heavy scoring or unpolished or corroded areas, they may need renewing.

Check the brake hoses under the wheel arches for cracking, chafing, swelling or leaks.

BEFORE MAKING AN OFFER If the car passes your inspection and test drive here are a few more things to bear in mind before making an offer:- Every car over three years old must have a NCT and, therefore, ensure the certificate is current (although this does not guarantee the car is still safe).

Ask to see service and repair history and well as repair receipts.

Check the mileage on the odometer tallies with service and repair receipts. Check the car's registration and chassis number matches those on the registration document. If you are buying from a trader, depending on the value of the car, it may be worth investing in a warranty. Read the warranty small print very carefully as some warranties exclude more than they cover.

QUALITY USED VOLKSWAGEN CARS 2011 FLEET RANGE 2011 VW Sharan 2.0TDI 140BHP 7Seater.....€35,500 2011 VW Tiguan 2.0 140BHP Passenger........€27,500 2011 VW Scirroco 2.0TDI 140BHP................€27,500 2011 VW Scirroco 1.4TSI Extras...................€24,500 2011 VW Fox..............................................€10,500 2010 VW Beetle Cabriolet 1.4......................€24,500 2010 VW Scirroco 1.4TSI 122BHP.................€21,500 PASSAT RANGE 2011 VW Passat 1.6TDI Estate......................€26,500 2011 VW Passat 1.6TDI................................€23,500 2011 VW Passat 1.4 TSI Comfortline.............€24,500 2011 VW Passat CC Sports Model 140BHP...€32,500 2010 VW Passat 1.6TDI................................€19,500 2010 VW Passat 1.9TDI Comfortline..............€21,000 2009 VW Passat 1.9TDI ...............................€17,500 2009 VW Passat 2.0 TDI 140BHP Cline.........€17,500 2009 VW Passat CC 2.0 TDI Sprt 140BHP.....€24,500 2009 VW Passat 1.9TDI Comfortline Estate...€18,500 2009 VW Passat 1.4TSI Comfortline A/T.......€16,500 2008 VW Passat 1.9TDI ..............................€13,500 2008 VW Passat 2.0TDI 140BHP..................€16,500 2008 VW Passat 2.0TDI 140BHP A/T............€18,500 2008 VW Passat 2.0TDI Comfortline 140BHP High Mileage......................................................€12,500 2007 VW Passat 2.0TDI 140BHP....................€9,500 2007 VW Passat 1.9TDI.................................€9,500 2007 VW Passat 2.0TDI Highline A/T............€11,500 2007 VW Passat 1.9TDI Estate......................€10,500 2006 VW Passat 1.9TDI.................................€8,500 2006 VW Passat 1.6 FSI................................€6,500 2005 VW Passat 1.9TDI.................................€6,500 2004 VW Passat 1.9TDI.................................€5,000 2003 VW Passat 1.9TDI.................................€4,500 JETTA RANGE 2011 VW Jetta 1.6TDI Automatic..................€23,500 2011 VW Jetta 1.6TDI Comfortline................€23,500 2011 VW Jetta 1.6TDI..................................€21,000 2011 VW Jetta 1.4 TSI Comfortline...............€18,500 2010 VW Jetta 1.4 TSI Petrol.......................€16,500 2010 VW Jetta 1.6 TDI.................................€18,500 2009 VW Jetta 1.6FSI Petrol........................€14,500 2009 VW Jetta 1.9TDI................................€16,500 2008 VW Jetta 1.9TDI ................................€13,500 2008 VW Jetta 1.9TDI Automatic...............€16,500 2008 VW Jetta 1.6 FSI.................................€10,500 2007 VW Jetta 1.9TDI..................................€9,500 GOLF RANGE 2011 VW Golf 1.6TDI BM Cabriolet..............€26,500 2011 VW Golf 1.6TDI 5DR...........................€19,500 2011 VW Golf 1.2TSI 5DR............................€17,500 2011 VW Golf 1.6TDI Plus Model..................€21,500 2011 VW Golf TDI R Model..........................€23,500 2010 VW Golf 1.4TSI Petrol.........................€16,500 2010 VW Golf 1.9TDI Comfortline Van.........€15,000 2010 VW Golf 1.6TDI 5DR...........................€18,500 2009 VW Golf 2.0TDI..................................€16,500 2009 VW Golf 1.4TSI (25K).........................€15,000 2008 VW Golf 1.4GT Sports........................€10,500 2008 VW Golf 1.9TDI..................................€13,500 2007 VW Golf 1.9TDI..................................€11,500 2007 VW Golf 1.4 Petrol...............................€8,500 2006 VW Golf 2.0GTI 200BHP....................€12,500 2006 VW Golf 1.4 5DR..................................€7,000 2006 VW Golf 1.6 Sports Automatic..............€9,500 2005 VW Golf 1.4 5DR Sports.......................€6,000 2002 VW Golf GTI 1.8 5DR...........................€6,500 2002 VW Golf 1.4 5DR.................................€3,800 2001 VW Golf 1.4 5DR.................................€2,800 2000 VW Golf 1.4 5DR.................................€2,000 POLO RANGE 2011 VW Polo Petrol 5DR.............................€12,500 2011 VW Polo Diesel 5DR............................€16,500 2009 VW Polo Petrol 5DR............................€10,500 2008 VW Polo 1.2 5DR.................................€8,950 2007 VW Polo 1.2 5DR..................................€7,500

2006 VW Polo 1.25DR..................................€6,500 2005 VW Polo 1.2 5DR.................................€5,500 2005 VW Polo 1.4 TDI...................................€5,500 2004 VW Polo 1.2 5DR.................................€4,500 2002 VW Polo 1.2 5DR.................................€3,000 2001 VW Polo 1.4 Estate...............................€2,000 7 SEATER RANGE 2011VW Sharan 2.0TDI New Model............€35,500 2011 VW Touran 1.6TDI...............................€24,500 2009 VW Sharan 1.9TDI..............................€19,500 2009 VW Touran 1.9TDI...............................€17,500 2009 VW Touran 1.9TDI Automatic..............€19,500 2003 VW Sharan 1.9TDI................................€7,500 2000 Seat Alhambra 1.9DSL Signo 7 Seat......€3,000 AUDI RANGE 2010 A5 Coupe 2.0TDI 171BHP S Line..........€32,500 2009 A4 2.0TDI .........................................€25,500 2008 A4 2.0TDI..........................................€21,500 2008 A6 2.0TDI Automatic...........................€17,500 2007 A4 1.9TDI...........................................€13,500 2007 Audi TT Coupe ...................................€16,500 2006 A4 2.0TDI..........................................€12,500 2006 A6 2.0TDI .........................................€13,500 2005 A4 1.9TDI............................................€9,500 2003 A4 TDI.................................................€5,000 2002 A3 1.6.................................................€3,500 2000 Audi TT Coupe......................................€3,000 VOLVO RANGE 2006 Volvo S40 1.6DSL.................................€9,500 2004 Volvo S40 1.8 Petrol.............................€5,000 1999 Volvo V70 2.0 Estate............................€2,500 TOYOTA RANGE 2011 Toyota Avensis D4D Strada.................€24,500 2009 Toyota Avensis D4D ...........................€15,000 2009 Toyota Auris 1.4 5DR (20K)................€12,500 2009 Toyota Yaris 1.0 5DR............................€9,500 2008 Toyota Corolla 1.4................................€8,000 2007 Toyota Hiace SWB................................€7,500 2007 Toyota Corolla......................................€7,500 2007 Toyota Avensis 1.6................................€7,500 2006 Toyota Landcruiser 3.0 LWB................€12,500 2006 Toyota Corolla 1.4................................€6,000 2005 Toyota Yaris 1.0....................................€4,500 2004 Toyota Landcruiser SWB.......................€9,000 2004 Toyota Corolla 1.4 H/B.........................€4,000 2004 Toyota Avensis 2.0DSL Verso 7 Seat......€6,000 2002 Toyota Verso 2.0 7 Seater.....................€3,500 FORD RANGE 2009 Ford 1.6 DSL Zetec.............................€14,500 2008 Ford Mondeo DSL...............................€12,500 2008 Ford Galaxy TDI Ghia Model..............€22,500 2008 Ford Fusion 1.4 DSL..............................€8,500 2008 Ford Focus 1.4 5DR (34K)...................€10,500 2008 Ford Focus 2.0 TDI CC........................€13,500 2008 Ford Fiesta 1.25...................................€8,500 2007 Ford Fusion 1.4 5DR..............................€7,000 2007 Ford Focus 1.4 5DR ..............................€6,500 2007 Ford Fiesta 1.25....................................€6,500 2007 Ford Focus 1.6 DSL Van.........................€7,000 2006 Ford Galaxy DSl Zetec Model.............€12,500 2006 Ford Focus C Max DSl..........................€6,500 2006 Ford Mondeo 1.8 Petrol........................€5,500 2006 Ford Focus 1.6 DSL...............................€6,500 2004 Ford Fiesta ..........................................€4,500 2004 Ford Focus 1.4......................................€3,500 2004 Ford Focus 1.8 DSL...............................€4,500 2003 Ford Mondeo 1.8 Petrol........................€3,500 2003 Ford Focus DSl Est................................€2,000 OPEL RANGE 2009 Opel Zafira 7 Seater DSl.....................€17,500 2009 Opel Insignia 1.6 (37K) ......................€16,500 2008 Opel Corsa 1.2 5DR.............................€6,500 2008 Opel Astra 1.4 5dr SXI Sport...............€10,500 2007 Opel Corsa Van DSL.............................€6,000 2006 Opel Vectra 1.6....................................€6,000

2006 Opel Zafira 1.6 7 Seater.......................€7,500 2006 Opel Vivaro 1.9 Dsl Van.......................€6,500 2006 Opel Astra 1.7 Dsl Van.........................€5,000 2004 Opel Vectra 1.6....................................€4,000 2002 Opel Zafari 7 Seater.............................€3,000 PEUGEOT RANGE 2008 Peugeot 308 1.4 5DR ...........................€9,500 2008 Peugeot 308 1.6 Dsl 5Dr.....................€10,500 2007 Peugeot 407 Dsl Estate SW....................€8,500 2007 Peugeot 307 1.4 5Dr.............................€7,500 2006 Peugeot 407 2.0 DSL............................€6,000 2006 Peugeot 307 1.4 5DR............................€6,000 2005 Peugeot 307 DSl 7Seater......................€6,000 2004 Peugeot 407 1.6 DSL............................€5,000 HONDA RANGE 2007 Honda Civic 1.8 SE...............................€8,500 2005 Honda Civic 1.6...................................€5,000 2004 Honda Accord 2.2 Dsl..........................€5,000 2003 Honda Civic 1.4i...................................€4,000 2000 Honda Integra 1.6 Petrol.......................€2,000 BMW RANGE 2005 BMW 116 SE 5 DR................................€7,500 2004 BMW 318 DSl......................................€6,000 2003 BMW 318i.............................................€5000 2002 BMW 520 DSl......................................€5,000 2002 BMW DSL............................................€4,500 2000 BMW 318 Petrol...................................€2,000 MITSUBISHI RANGE 2011 Mitsubishi Grandis 2.0TDI 140BHp 7 Seater ..................................................................€29,500 2011 Mitsubishi ASX 1.8 DSL Estate 5DR.......€23,500 2011 Mitsubishi Lancer 1.8 DSL.....................€19,950 2011 Mitsubishi Lancer 1.5 Petrol..................€17,500 2011 Mitsubishi Colt Cabrio 1.5....................€13,500 2011 Mitsubishi Colt 5DR Cleartec................€10,950 2011 Mitsubishi Colt 5DR Automatic..............€13,500 2009 Mitsubishi Outlander 2.0DSL Comm.....€15,500 2009 Mitsubishi Lancer 1.5 Petrol.................€14,500 2008 Mitsubishi Lancer 1.5 Petrol...................€9,500 2008 Mitsubishi Pajero 3.2 LWB...................€15,500 2008 Mitsubishi Colt 5DR...............................€7,500 2008 Mitsubishi Pajero 2.5 DSL Sports..........€13,500 2007 Mitsubishi Outlander 2.0DSL...............€13,500 2007 Mitsubishi Lancer 1.3.............................€7,500 2007 Mitsubishi Pajero 2.5 DSL Sports..........€13,000 2007 Mitsubishi Pajero 3.2 LWB...................€12,500 2006 Mitsubishi Colt 5DR...............................€6,000 2006 Mitsubishi Pajero 3.2 LWB...................€11,500 2005 Mitsubishi Pajero 2.5 SWB....................€9,000 2003 Mitsubishi Pajero 3.2 SWB....................€6,500 2003 Mitsubishi Colt .....................................€3,000 2002 Mitsubishi Pajero 2.5TDI SWB...............€5,500 1999 Mitsubishi Pajero 2.5TDI........................€4,500 AUTOMATIC RANGE 2011 VW Golf 1.6 Comfortline.....................€24,000 2011 VW Jetta 1.6TDI..................................€23,500 2011 Mitsubishi Colt 5DR A/T.......................€13,500 2010 VW Golf 1.6TDI Comfortline................€21,500 2009 VW Passat 1.4 TSI Comfortline.............€16,500 2008 VW Jetta 1.9 TDI DSG.........................€15,000 2008 Hyundai Santa Fe 2.2 DSL 7 Seater......€21,500 2008 Audi A6 TDI DSG Leather....................€17,500 2007 Skoda Octavia TDI ...............................€7,500 2007 VW Passat 2.0 Highline DSG...............€12,500 2007 VW Passat Comfortline 2.0TDI DSG.....€12,500 2007 VW Jetta 1.6 DSG...............................€11,000 2007 VW Jetta Comfortline 1.9TDI DSG.......€12,000 2007 Kia Sorento 7 Seater ..........................€12,500 2007 Mitsubishi Pajero 2.5 SWB A/T............€13,500 2006 VW Golf 1.6 Sport Extras......................€9,500 2006 Ford Focus 1.6......................................€7,500 2003 Nissan Almera 1.5 A/T.........................€3,000

2003 Mini 1 1.6 ...........................................€5,500 SKODA RANGE 2007 Skoda Octavia 1.9TDI A/T..................€10,500 2003 Skoda Octavia 1.9TDI A/T....................€5,000 2002 Skoda Octavia 1.4................................€2,500 NISSAN RANGE 2008 Nissan Primera 1.6 SVE........................€6,500 2008 Nissan Micra 1.2 5DR...........................€6,500 2008 Nissan Navara 2.5T|D SE 5DR...........€13,500 2007 Nissan Navara 2.5 T/D SE 5DR...........€11,500 2006 Nissan Almera 1.5................................€6,000 2006 Nissan Micra 1.5 DSL...........................€6,500 2005 Nissan Xtrail DSL..................................€6,000 2005 Nissan Almera 1.5................................€4,500 2005 Nissan Kubistar Van..............................€4,000 2003 Nissan Almera 1.5................................€2,500 2003 Nissan Almera 1.5 A/T.........................€3,000 2002 Nissan Almera 1.5................................€2,000 2001 Nissan Micra .......................................€1,500 MAZDA RANGE 2007 Mazda 3 1.6DSL Touring.......................€7,500 2007 Mazda 3 1.4 H/B................................€6,500 2007 Mazda 6 2.0DSL Touring......................€9,000 2005 Mazda 6 1.8........................................€5,000 2005 Mazda 3 1.4........................................€5,000 2001 Mazda Primo 1.3 H/B...........................€2,000 2001 Mazda Van E2500 DSl.........................€2,000 2000 Mazda Premacy 1.8 MPV.....................€2,000 HYUNDAI RANGE 2008 Hyundai Santa Fe 2.2 A/T 7 Seater......€21,500 2007 Hyundai Tuscon DSL Comm...................€9,000 2006 Hyundai Tuscon 2.0 DSL.......................€9,500 2005 Hyundai Accent 1.3..............................€4,000 2005 Hyundai Santa Fe 2.0...........................€5,000 2004 Hyundai Trajet DSl 7 Seater...................€4,000 2003 Hyundai Santa FE 2.0 DSL ....................€4,500 2003 Hyundai Coupe 1.6..............................€5,000 2002 Hyundai Accent 1.3..............................€2,000 THIS WEEKS SPECIAL OFFERS 2009 VW Polo Fox.........................................€7,500 2008 VW Golf TDI 5DR.................................€9,500 2008 Nissan Micra .......................................€6,500 2007 VW Polo Fox........................................€5,000 2007 Audi A4 TDI .......................................€11,500 2007 Ford Focus 1.4 LX.................................€6,500 2006 VW Golf 1.4 Plus..................................€6,500 2006 Ford Focus 1.6 DSL...............................€6,500 2006 Ford C Max Dsl....................................€6,500 2006 Nissan Micra Dsl..................................€6,000 2006 Nissan Almera 1.5................................€6,000 2006 Jaguar 2.0 TDI.....................................€6,000 2006 Peugeot 407 Dsl..................................€5,000 2005 Nissan Almera 1.5................................€4,500 2005 Citroen C5 Dsl .....................................€4,500 2005 Peugeot 206........................................€5,000 2005 Renault Megane Dsl..............................€4,500 2005 Saab 9-5 2.2 Dsl...................................€5,000 2004 Nissan Almera 1.5................................€3,000 2004 Toyota Avensis D4D..............................€4,500 2004 Renault Megane Dsl..............................€4,500 2003 Opel Vectra 1.8....................................€2,500 2002 Ford Focus 1.8 Dsl Estate ......................€1,500 2002 Fiat Stilo 1.2 5dr...................................€2,000 2001 Audi A4 130BHP...................................€3,000

MINI RANGE 2010 Mini Cooper 1.6 DSl Extras..................€18,500 2007 Mini 1 1.4 ME32 ( Extras )..................€10,500

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Technology

A Beginner's Guide to Staying in Touch with S

kype is a great online application that allows you to chat with your friends. Skype lets you make free calls to any other Skype user from your computer.

It has over 29 million registered users worldwide, with an average of two million using the service at any given time.

The application is downloadable free from the official Skype website.

Skype is a great alternative to exorbitant long-distance charges on landlines and mobile phones. It is also very easy to set up and use. All you need is a computer and headset, and you are ready to go.

Downloading and Installing Skype 1. Go to www.skype.com and download the application to your computer.

will be asked to set up a Skype account.

4. A window will appear and you will see a link with the following: "Don't have a Skype name?"

Click on this link, and it opens up another "Skype - Create a New Account" window, where you create your Skype name and password.

2. Click on the Skype Setup icon that is on your desktop. A Setup wizard then appears. A warning window appears asking if you want to Run or Save this file: SkypeSetup.exe. Click "Run." If a further confirmation message appears, asking if you are sure you want to run this software, click "Run" again.

3. Follow the instructions on the wizard to complete the installation.

At the end of the installation, you

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• Make note of your Skype name and password, as you will need them every time you use the application.

We also have an excellent selection of

Adding Contacts 1. Login to your new account. You will be taken to a "Welcome" screen.

Click the "Find Your Friends" button.

Search for contacts from your email address book.

2. Select an address book (e.g.

Gmail, Outlook) and type in your user name and password. Skype will search for contacts in this account.

If you want to add an individual user, enter their Skype name or email in the "Find an Individual" space.

Note: The software is installed under the Program Files folder in a directory called Skype.

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3. Click "Find Contact." Skype will populate a list of all the matching results. Select the one that you think is your contact, and click "Add Contact."

4. Click "Send." Before you can start communicating with anyone, they have to add you as a contact.

Start Chatting!

1. Double-click on a contact in your list to open a chat window. You can now chat back and forth.

2. Click on the "Call" button next to your contact's name to make a call.

3. If you have a webcam, click on the green button with a camera symbol, located next to the call button, for a video-chat. Your contact may not be able to see you if they are using Skype from a mobile device. Similarly, you may not see your contact if they don't have a webcam installed.

Skype is an excellent application and has changed the landscape of online communication. Whether you use it to stay in touch with loved ones, for conference calls, or for business support, it is well worth it.

Happy Skyping! :)

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Literature

Dublin for the reader

Discover the literary treasures of many of Ireland's greatest writers and scholars.

Dublin

D

ublin is a marvellous city for the reader, rich with literary history and the site of many works of fiction. Here’s a guide to some of the places you won’t want to miss.

Dublin Writer’s Museum www.writersmuseum.com/ An absolute must-see for the literary-minded, the museum occupies a tasteful 18th-century townhouse. Opened in November 1991 at No 18, Parnell Square, the museum houses displays relating to Irish literature in all its forms – from around the 10th century to the present day. Artifacts include paintings, manuscripts, letters, rare editions and mementos of many of Ireland’s famous authors. Visitors will be sure to pick up some new and entertaining facts and trivia. There are a number of temporary exhibits and a sumptuously decorated Gallery of Writers upstairs. The museum also hosts frequent poetry readings and lectures. The specialist bookstore, providing an out-of-print search service, is also a delight for the collector.

Chester Beatty Library www.cbl.ie/ This museum, with its broader focus, was recipient of the award for European Museum of the Year 2002.

Situated in the heart of the city centre, its exhibitions open a window on the artistic treasures of the great cultures and religions of the world. For the literary tourist, the Library offers a rich collection of

manuscripts, prints, icons, miniature paintings, early printed books and objects d’art from countries across the world. These include Egyptian papyrus texts, beautifully illuminated copies of the Qur’an, the Bible, and European medieval and renaissance manuscripts.

James Joyce Cultural Centre www.jamesjoyce.ie/ Located near Parnell Square and the Dublin Writers’ Museum, this Joycean centre gives literary enthusiasts one more reason to visit Dublin’s north side. It is operated by members of the Joyce family. The newly restored 1784 Georgian townhouse contains various exhibits, an archive, and a reference library.

The centre also hosts various walks around Dublin, exploring Joyce’s terrain. But if you want to explore on your own some sites are not far: make your way over to Mountjoy Square to number 35. Seán O’Casey lived here once. Brendan Behan grew up in nearby 14 Russell Street.

Continue down Gardiner Street along the route taken by Leopold Bloom in James Joyce’s Ulysses. Up Railway Street stood Bella Cohen’s Brothel, also featured in the work.

Abbey Theatre www.abbeytheatre.ie/ Many important works have been first staged at the theatre since its opening in 1904, including Playboy of the Western World by John Millington Synge, and Seán O’Casey’s The Plough and the Stars. The present building is a replacement for

Page 32 Mature Living December 2011

the original theatre, which burned down in 1951.

The General Post Office www.anpost.ie This impressive building was of course the site of the 1916 Rebellion, but it has also been a source of inspiration for poetry and literature of that time. In commemoration of the failed Rising, a statue depicting the death of the mythical hero Cúchulainn is housed in the front of the building. The spire of Dublin is also located at this site.

Trinity College www.tcd.ie/ Trinity College was the educator of many of Ireland’s great writers from Swift to Wilde. For the literary traveller its Old Library also houses a must see: the manuscript of the beautifully illustrated medieval Book of Kells.

famous stories, “The Dead.” Director John Huston also located his film of the story here. The building houses a contemporary art gallery.

National Library of Ireland www.nli.ie/ Visiting the National Library of Ireland is like stepping into the footsteps of many of Ireland’s greatest writers and scholars.

Founded in 1877, the Library’s collections of books, manuscripts, prints, drawings, photographs, newspapers, music and ephemera are one of the most outstanding collections of Irish documentary material in the world. The largest of the Library’s literary collections is the acclaimed Yeats exhibition, Yeats: The life and works of William Butler Yeats. As Ireland’s first Nobel literature laureate, Yeats was also one of the most significant influences on the formation of an Irish cultural identity. A visit to this exhibition is a must.

Dublin is a marvellous city for the reader, rich with literary history and the site of many works of fiction.

James Joyce House of the Dead www.visitdublin.com James Joyce House of the Dead is one of Dublin’s most important literary and historic buildings.

Located in the city’s centre, it is where Joyce set one of his most

Question: Our Hotel sits beside the Garden of Remembrance. Dublin 1.

Name this garden’s most famous visitor in 2011?

Please send your answer, along with your name, address and telephone number to us at: Castle Hotel Competition, Mature Living Magazine, Clevergh Road, Sligo or email it into info@matureliving.ie

Food and Drink

Cooking for one of a pizza crust). A bottle of oilbased dressing can be used on salads (both leafy-greens and pasta varieties), to flavour stir fries and asa marinade for meat or vegetables.

If you’re not used to planning ahead for a week, try a visual aid. A list, chart or calendar can help you plan your meals according to your schedule and create a grocery list. If you stick to the list, you’ll be less likely to buy impulse items or end up pitching spoiled food.

A

re you used to cooking for crowds? Save time, money and energy with these simple strategies for small numbers.

Food companies, cookbook publishers and grocery stores all seem to operate on the principle that people eat together. However, a busy schedule or change in personal

If you’re used to cooking for a crowd, it’s time to fine-tune your meal planning skills and aim to get more mileage out of meals.

circumstances means this isn’t always possible, and sometimes it can be tricky to scale down ingrained habits. Here’s how to prevent waste and save time and money when cooking for one or two: Think ahead If you’re used to cooking for a crowd, it’s time to fine-tune your meal planning skills and aim to get more mileage out of meals. After all, it isn’t much more effort to cook two chicken breasts instead of one, or twice as much rice and vegetables. You’ll save energy not turning the oven on every time, and leftovers are a healthy meal to grab on the run. Before you decide how much to make, think about your overall meal plan for the week so you won’t end up with more leftovers than you can reasonably consume.

Also, look for creative ways to use up individual foods. For instance, leftover meat can be used in wraps or sandwiches, as a pizza topping or for a protein boost in meal-sized salads. Extra vegetables can complement any meal or snack. A package of pita bread can yield pita sandwiches one day and pita pizzas the next (just use the pita in place

Page 34 Mature Living December 2011

Know the limits Working within the shelf-life of fresh ingredients is an important part of meal planning. How much you buy and when you buy it should be dictated by how long the food will stay fresh and how soon you plan to use it. For example, carrots, celery and parsnips will last twice as long in the fridge as cauliflower, peppers, cucumber and beans.

Similarly, apples will endure a whole month and citrus fruits can last two weeks, but berries and cherries may only last several days. If you’re buying all these foods in one trip you’ll need to adapt your food preparation plan to use up certain ingredients first.

For flexibility keep some dried, canned or frozen foods on hand.

These products will last for long periods of time and can be used in a variety of recipes. For example, frozen peas and beans can be added to soup, chili and salad for extra vegetables. Dried legumes such as lentils, split peas and beans can be used as a meat substitute. If you don’t use much milk, skim milk powder is a handy alternative for cooking. Canned chicken, tuna or salmon are also staple items to keep stored.

In fact, it is advisable to have something from each of the four food groups in your freezer or pantry, both for quick, balanced meals and emergency preparedness.

Take advantage of your freezer Almost everything can go in your freezer, allowing you to make the most of your resources.

What you shouldn’t freeze: Eggs, canned foods and prepared salads.

Some foods such as cream sauces, mayonnaise, cottage cheese and lettuce can be frozen safely, but chances are you won’t like the texture and quality later.

If you’re concerned about how a dish will fare in the freezer, try

freezing and thawing a small portion as a test. For more information on how long certain foods can be stored in the fridge or freezer, take a look at The Food Safety Authority’s website for further information.

Remember, the sooner you freeze a food, the fresher it will be.

Invest in some small appliances Is it worth it to turn on the oven for a single piece of chicken or fish?

A few small kitchen appliances can help you cut down your energy bills when cooking a small meal, such as: • A slow cooker. In addition to soups and stews, you can cook a whole chicken, vegetables and potatoes in one pot — meaning less energy used and less clean up than the alternative.

• A toaster oven or convection toaster oven. If you allow for a little extra cooking time, you can bake meats, fish and potatoes or heat single-portion dinners without using the microwave. You can also use them for quickbreads and muffins.

• An indoor grill. Models such as the popular George Foreman line of grills are a low-fat alternative to frying, and they cook meat quickly.

They’re also great for grilled cheese and other hot sandwiches.

Small and medium sized pans are also a good investment. Pyrex baking dishes with lids can also double as storage containers.

Find some new advice While many favourite recipes can be halved or scaled down, there are a number of cookbooks on preparing food for one or two people. In addition to right-sized recipes for everything from quick meals to gourmet dishes, the books contain cooking techniques and shopping advice as well as tips for freezing, storing and using up extra food.

Browse your local bookstore or try the library for ideas.

When in doubt, a stir fry, salad, mixed vegetable dish or soup recipe is good for “cleaning out” the fridge.

Whatever the circumstances, more and more people are now cooking for just one and retailers are beginning to cater to this trend.

Keep your eyes open for special products, books and advice on cooking for small numbers.

Feature Article

Beat brown bag boredom T

ired of the same old sandwich?

Beat brown bag blahs with these easy, delicious ideas for lunch.

The downsides? Besides having to find the time to prepare a lunch, there’s the matter of facing a variation on the same old meal (usually involving a ho-hum sandwich) every single day.

Here are some tips on creative brown-bag lunches from Consumer Reports that can help you cut costs and beat boredom — while staying healthy.

Leafless salads. Chopped raw vegetables such as peppers, seeded cucumber, and carrots tossed in vinaigrette hold up better than lettuce. Add black beans and corn to make a complete protein.

Portable pasta. If you’re having pasta for dinner, prepare a little extra. It will taste delicious either hot or cold the next day. If you’d prefer dress it up a little differently, use your favourite vinaigrette and canned salmon or tuna for a second meal.

Antipasto and dips. Skip the standard sandwich and prepare a selection of appetizers instead. A few ideas: mozzarella cubes

wrapped in roasted red peppers (fresh or from a jar), olives, deviled eggs, slices of salami, and roasted almonds.

Or pack a small container of hummus along with some pita or vegetables to scoop it up.

Sandwich upgrades. Move beyond the tried-and-true (read boring) by experimenting with different combinations. Leftovers from last night’s dinner, such as bacon or roast chicken, are great ingredients for sandwiches or even cold entrees. Or instead of packing a traditional sandwich, bring wedges of good, flavourful cheese, a crusty wholegrain roll and some grapes or veggies.

Soups. Invest in a good wide-mouth thermos and take homemade or canned soup.

Leftover stir-fries, stews and casseroles stay hot and pack well in a thermos, so always make a little extra when you cook dinner. When the weather is warm, chilled gazpacho makes for a tasty treat.

Other healthy and budget-friendly lunch ideas: • A whole-wheat tortilla wrap of hummus, lettuce, sliced tomatoes, feta cheese and black olives. Round

it off with a carton of fat-free vanilla yogurt, and berries.

and ice packs to keep your lunch at the proper temperature.

• A whole-wheat pita stuffed with vegetarian refried beans, salsa, lettuce and shredded cheddar cheese.

For dessert, slice an apple and spread on some peanut butter.

• A green salad prepared with canned chunk light tuna, carrot strips, pepper slices, tomato wedges, red beans, and dried cranberries topped with balsamic vinaigrette.

Satisfy your sweet tooth with a cup of low fat chocolate milk.

• A peanut butter and banana sandwich on whole wheat bread.

Finish with a piece of fresh fruit and low fat yogurt.

• Whole-wheat tortilla roll with sliced turkey, sliced low-fat mozzarella cheese, red pepper strips, and lettuce leaf (pack separately to keep it crisp), followed by a fruit salad.

Note: Keep in mind that lunches that include meat, fish, poultry, or dairy need to be kept refrigerated.

Packing your own lunch makes a lot of sense. Think about it: if you typically spend €8 on lunch every workday, that’s €40 a week. The savings over an entire year comes in around €2,000.

If you don’t have access to a fridge, invest in a good lunchbox, Thermos, Page 35 Mature Living December 2011

Feature Article Fashion

You wear it well

F

ifty may be the new 40, but it's not an excuse to raid your daughter's closet. Let's face it, as women age, formerly toned body parts begin to sag and shift. Even if you're in your 50s and you haven't gained an ounce since your 30s, clothes just don't fit the same. And for those still wearing the same outfits they wore 20 years ago, it's definitely time for a wardrobe update.

The first thing any fashion expert will tell you is that dressing younger does not make you look younger.

People-watch at your local mall and you'll notice that most women over 50 are not "Forever 21." But that doesn't mean they can't look good and have fun with their wardrobe.

Fifty should not mean frumpy; it's about comfort and elegance.

There's nothing a good haircut and a great outfit can't do to make you look and feel fantastic.

black, navy, gray or khaki • Year-round leather jacket • Four types of shoes: a lowheel sling-back in black, a flat for work and comfort, an evening shoe, and a casual shoe like a moccasin for weekends • Pencil skirt fitted for your body-type that hits mid-knee • Trench coat

Now, mix it up: • Do mix prints, but match them according to color tone.

• Don't match your handbag and shoes.

• Do mix in bargain pieces (accessories, tops) with quality basics.

Professional Looks for Women in their 50s Remember when trousers were forbidden at the office and pantyhose were a must? Well, those days are gone. The workplace has become progressively more casual, and, to be honest, it's often difficult to tell what's appropriate.

Today's office looks run the gamut, from jeans and flip-flops to outdated power suits and pumps. Dressing somewhere in between those two extremes is the best choice for female professionals in their fifties.

Suits are out; separates are in. Mix, match and layer wardrobe essentials and accessories; you'll not only look chic, you'll expand your wardrobe while saving money.

First, update your styles and your style rules. For example, ditch the boxy blazers with shoulder pads and accept that it's OK to wear white .

Next, invest in tailored pieces that flatter your figure and are made of quality fabrics like cashmere, wool and cotton.

Some classic pieces for your wardrobe: • Crisp white shirt • Wool pants with some stretch in Page 36 Mature Living December 2011

Casual Looks for Women in their 50s When it comes to giving away your age, one of the biggest pitfalls is casual dress.

Unfortunately, many women tend to fall into these two categories: those who dress like a 20 year old and those who wear the same outfits they wore 20 years ago. Let's face it, ladies, neither strategy works.

One thing you can wear in your 50s (and at any age) is a nice pair of jeans. Until recently, the choice for women in their fifties was limited to elasticized "mum jeans."

Fortunately, manufacturers are now designing jeans for every body type, making it easier to find a flattering fit.

A pair of well-fitting jeans is worth the investment. Take the time and try on a variety of sizes and styles to find the most flattering, age-appropriate fit. Be aware of the following five areas when you choose a pair of jeans: The rise from the crotch to the top of the waistband should fall between the low-rise teenage cut and the high-rise "mom jean" cut.

The colour should be true blue or a dark wash; avoid tears, holes, embellishments or embroidery.

The cut or shape of the jean will have an impact on your shape.

The boot-cut, with a slight flare at the bottom, provides balance to the hip. And trouser jeans are flattering, with a wider leg, wider waistband and flat front.

Cotton denim with 2 to 3 percent Lycra allows for stretch and is more comfortable than 100 percent cotton, which can sag after a few hours of wear.

Pocket size and placement as well as stitching finish off the look.

Check your backside.

Once you have the perfect pair of jeans, complete the look with a classic top, a fun accessory and the right shoe. Keep in mind, the narrower the leg opening, the more delicate the shoe. And never wear tennis shoes with jeans. That's an outdated look.

Health

Aging Eye Epidemic…

A

ge-related visual impairment is second only to arthritis/rheumatism as a cause of disability. Loss of vision ranks third after arthritis and heart disease as the reason for impaired daily functioning in people over the age of 70.

Age related Macular Degeneration (AMD) is the leading cause of blindness in Western society Age related Macular Degeneration (AMD) is the leading cause of blindness in Western society, with an estimated 25 per cent of over 60’s in the UK having some degree of visual loss due to AMD, and some 14 million people in Europe currently suffer blindness as a result of the condition.

In Ireland it is reckoned there are 80,000 sufferers and this figure is expected to double by 2020. AMD is the most common form of registered blindness in this country.

AMD affects the macula, the part of the eye which allows a person to see fine detail.

The most common form of this condition is associated with the gradual loss of central vision which is needed for reading, driving, and watching TV. Broadly speaking, there are two types of macular degeneration or AMD, usually referred to as “dry” and “wet”. This is not a description of what the eye feels like but what the ophthalmologist (eye specialist) can see when looking at the macula.

“Dry” AMD is the most common form of the condition. It develops slowly causing gradual loss of central vision. There is no medical treatment for this type. However, innovative supplements have been shown to slow the progress and

stabilise the condition in many people.

Ground breaking research being carried out at the Waterford Institute of Technology’s Macular Pigment Research Group is leading the way in our understanding of this condition and how best to identify the risk and what steps may be taken to manage the condition through the use of specialist supplements designed to re-pigment the macula.

Dr. John Nolan, whose PhD study on preventative measures for AMD ‘Determinants of Macular Pigment in Healthy Subjects’ was the largest cross-sectional study of its type in the world and has published several scientific papers on the subject matter, said: “The centre of the retina, known as the macula, is responsible for central vision. As we get older, blue light and free radicals damage central vision, and can cause the commonest cause of blindness in the western world, a condition known as AMD. People with AMD lose the ability to read, recognise faces, watch television and drive, and therefore lose their independence.

important eye pigment’’.

Macular pigment is yellow in colour, and therefore absorbs blue light. Also, macular pigment is a powerful neutralizer of free radicals.

It is perhaps unsurprising, therefore, that this pigment protects the central retina from the ageing process, because both blue light damage and free radicals are believed to contribute to AMD. Research has indicated that a lack of this macular pigment in the eye increases an individual’s risk for developing AMD, and that appropriate supplements reduce one’s risk of this condition.

MacuShield is unique in that it is the only formulation which contains all three Macular Carotenoids in an optimum blend and ratio of Mezo Zeaxanthin, Zeaxanthin, and Lutein.

Most importantly, supplementation with meso-Z will ensure that this component of macular pigment accumulates at the target tissue (i.e. the central macula) where

In Ireland it is reckoned there are 80,000 sufferers and this figure is expected to double by 2020 vision is sharpest and most critical.

Its important to visit your Eyecare Professional at least once a year if you are over 60, make that appointment today

If enquiring about this product at your pharmacist, say you heard about it in Mature Living Magazine

Normal vision

The same view with age-related macular degeneration

“There is a growing and compelling body of evidence that a lack of macular pigment in the eye increases an individual’s risk of developing AMD, and that appropriate supplements reduce one’s risk of this condition. Indeed, a recent study published by the Macular Pigment Research Group at WIT has shown that people at risk of developing AMD, including older people, cigarette smokers and people with a family history of disease, are deficient in this Page 37 Mature Living December 2011

Health

Protecting your family when you’re not around

Where there’s a will...

S

OME people don’t want to contemplate it . . . to them there is something “terminal” about it. However, when it’s done it provides peace of mind, particularly for business, home owners or parents with money or assets. In order to protect family and loved ones it is essential to organise your Will. By doing so, you will ensure your estate is distributed as you wish and your family may also avoid unnecessary taxes and charges.

In order to protect family and loved ones it is essential to organise your Will.

The options and format for making the Will are quite simple, once you have decided how your estate is to be divided after your death.

Templates are available from many sources and there is no legal requirement to consult a solicitor.

However, to ensure your Will is valid it is advisable to consult with a

solicitor; it might help avoid potential pitfalls down the road. The cost of making a will usually depends on the size and complexity of your estate, but the average cost in Ireland is €120 + VAT. At all times it is advisable to complete and keep an updated a list of your assets. A very useful form “Where my possessions are kept” can be found on the Citizens Information website. It will make it easier to identify and trace your assets after you die. You should keep the list in a safe place.

What happens if there is no will?

If you die without making a will, the law on intestacy (Succession Act, 1965) decides what happens to your property. A will can ensure that proper arrangements are made for your dependants and that your property and money is distributed in the way you wish after you die, subject to certain rights of spouses/civil partners and children.

Also, most of us, after years of hard work, would like to have a say in where our money goes.

It is useful, perhaps, to look at what happens when there is no will (i.e. a person dies intestate) or an invalid will: If you die intestate, this means your estate, or everything that you own, is distributed in accordance with the law by an administrator. To do this, the administrator needs permission in the form of a Grant of Representation. The intestacy rules also apply when a will has not dealt

Page 38 Mature Living December 2011

At all times it is advisable to complete and keep an updated a list of your assets.

A very useful form “Where my possessions are kept” can be found on the Citizens Information website. with all your possessions.

In such cases, after debts and expenses have been deducted, the estate is distributed in the following way.

If you are survived by: • A spouse/civil partner but no children (or grandchildren): your spouse/civil partner gets the entire estate.

• A spouse/civil partner and children: your spouse/civil partner gets two-thirds of your estate and the remaining one-third is divided equally among your children. If one of your children has died, that share goes to his/her children.

• Children, but no spouse/civil partner: your estate is divided equally among your children (or their children).

• Parents, but no spouse/civil partner or children: your estate is divided equally between your parents or given entirely to one parent if only one survives.

• Brothers and sisters only: your estate is shared equally among them, with the children of a deceased brother or sister taking his/her share.

• Nieces and nephews only: your estate is divided equally among

those surviving.

• Other relatives only: your estate is divided equally between the nearest equal relationship.

• No relatives: your estate goes to the state.

Where there is a will...

As outlined earlier, one of the reasons to consult with a solicitor is to ensure your will is valid . . . some may not be aware that the Succession Act, 1965 places certain limitations on a person’s freedom to pass on property and money to whosoever they wish.

If you have made a will, you are called a testator (male) or testatrix (female). Such a person is said to have died 'testate'. If you die testate, then all your possessions will be distributed in the way you set out in your will. After completion of the will you must choose an executor. Choose wisely as they are entrusted to carry out your wishes.

An executor can also be a beneficiary under the will.

When your estate is distributed, the legal rights of your spouse/civil partner and children, if any, will be fulfilled first after any debts are paid, before any other gifts are considered.

Legal rights of spouses, civil partners and children In general, you are free to dispose of your belongings or estate as you wish, but your will is subject to certain rights of spouses/civil partners and other more limited rights of children. These rights are as follows: Rights of a spouse or civil partner: If your spouse/civil partner has never renounced or given up his/her rights to your estate, and is not "unworthy to succeed" in legal terms, then that spouse/civil partner is entitled to what is called a "legal right share" of your estate.

This legal right share is: • One-half of your estate if you do not have children • One-third of your estate if you do have children You can also make a bequest in your will that increases your spouse's/civil partner's legal right share, although if you do not specify that this gift is meant to be in addition to his/her legal right share, the executor may consider it part of that share and not an extra element to it.

IHT Thresholds:

It is useful to have a look at the current 2011 Thresholds for Inheritance Tax, as we go to press, bearing in mind that this week’s Budget might have altered them: RELATIONSHIP: Spouse/Civil Partner.......No Limits Son/Daughter................€332,084 Parent/Brother/Sister Niece/Nephew/ Grandchild.....................€33,208 All others including Collaborating Partner........€16,604 The current rate for Inheritance Tax in Ireland is 25% (i.e. for amounts above the relevant Threshold). when you revoked your will is called into question.

It is possible for a spouse/civil partner to renounce his/her rights to the legal right share. This may happen in the case of a second marriage or a spouse/civil partner setting aside rights in favour of children. However, any such renunciation may be ignored in certain circumstances, for example, if there is evidence of undue influence or evidence that the spouse/civil partner did not understand what he/she was doing or did not have independent legal advice.

If a couple is separated, such renounciation is usually included in a separation agreement. Divorce or dissolution of a civil partnership, however, automatically ends succession rights.

Cohabiting partners have no automatic legal right to each other's estates, although recent legislation has improved the position.

Unlike a spouse/civil partner, children do not have any absolute right to inherit their parent's estate if the parent has made a will.

Rights of children under a will Unlike a spouse/civil partner, children do not have any absolute right to inherit their parent's estate if the parent has made a will.

Children born inside or outside marriage and adopted children all have the same rights and there are no age restrictions.

However, a child may make an application to court if he/she feels that he/she has not been adequately provided for. It is important to seek legal advice before making such an application. Each case is considered individually, but it is important to remember that the legal right share of the spouse cannot be infringed in order to give the child a greater share of the estate. It can, however, reduce the entitlement of a civil partner.

Requirements and format of a valid will It is possible to draw up a will yourself or you can engage the help of a solicitor. For a will to be valid the following are some key requirements: • The will must be in writing • You must be over 18 or have been or be married • You must be of sound mind • You must sign the will in the presence of two witnesses.

• Your two witnesses must sign the will in your presence • Your two witnesses cannot be people who will gain from your will.

• The will must be dated.

• A clause or section to appoint executors • How property “not dealt with in the will” should be distributed.

Review of the Will It is important to review your will every few years and change, if necessary. Life is constantly changing; your financial situation or even your family may have changed.

You can also change your will in the form of a memorandum or written note that is signed by you and your witnesses that refers clearly to the changes.

To change your will, you can also make a separate document, called a codicil, which is like an update added to the end of your will. This document, again signed by you and your witnesses, should set out clearly and accurately the changes you want to make to your will.

It is always possible for you to revoke your will. This can only be challenged if your mental capacity

Inheritance Planning Of equal importance, of course, is the entire business of financial planning. Without this you could end up leaving a significant Inheritance Tax liability on your death, depending on the size of your estate, which could considerably reduce the amounts received by the beneficiaries.

Inheritance tax may also be due on assets you may have given away during your lifetime, i.e. property, investments, possessions and money.

There is no Inheritance tax liability when assets are passed between spouses.

There are many tax reliefs available and proper inheritance planning can minimize the exposure.

Farmers and business owners have generous tax reliefs when passing the farm or business to their heirs.

Consequently, good independent financial advice may also be necessary when drawing up your will.

Format: While the will does not require a set format it should include the following: • Your name and address • A Statement that says you revoke all earlier wills and codicils Page 39 Mature Living December 2011

Health

9 indicators of long life Attention all men: If you want to live into your 80s and beyond, here are nine things you need to know.

The ability to avoid the 9 major risk factors in midlife— in particular those linked to insulin levels such as overweight, high blood sugar, high triglycerides (a type of cholesterol) and high blood pressure

G

et a grip – and a good education. Get married. Don’t gain weight.

These are some of the keys to long life for boomer men, according to a study.

In fact, nine factors in all were identified as good predictors of which 50-plus men would live healthily into their 80s and beyond,

according to a 40-year study of nearly 6,000 men. The study, published in the November issue of the Journal of the American Medical Association, concluded men were more likely to remain healthy, vigorous and disability-free at older ages, if they avoided certain risk factors.

The ability to avoid these 9 major risk factors in midlife— in particular those linked to insulin levels such as overweight, high blood sugar, high triglycerides (a type of cholesterol) and high blood pressure— is a strong indicator of whether you will survive to old age and if you do, whether you will be healthy.

9 Predictors of long life Men who meet the following criteria are more likely to live longer, according to the study: • Are married • Are not overweight • Have low bood pressure • Possess a strong grip (indicating overall strength and fitness) • Have attained a high level of education

Page 40 Mature Living December 2011

• Have low blood sugar • Avoid heavy drinking • Do not smoke • Have a low level of bad cholesterol.

The study, known as the Hawaii Lifespan Study, followed the health of participants for up to 40 years to

“that it is important to be physically robust in midlife… consistent with theories of aging that suggest that better built organisms last longer” assess overall, healthy, or “exceptional survival”. The men in the study, who had an average age of 54 when the research began back in 1965, were given a baseline exam at the time and found to be free of illness and functional impairments.

As reported by Reuters, men who followed the healthful criteria had an 80 per cent chance of living to age 80 and were more likely to avoid illness. 42 per cent of the participants lived until 85, with 11 per cent reaching the age without serious health problems such as heart disease, cancer or diabetes.

“Your chances were more than 60 per cent of being healthy at that age if you avoided these risk factors, yet if you had six or more of these risk factors you had less than a 10 per cent chance of living in your mid-80s,” said study author Dr. Bradley Wilcox of Pacific Health Research Institute in Honolulu.

This is further proof “that it is important to be physically robust in midlife… consistent with theories of aging that suggest that better built organisms last longer,” the study concluded

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Stair Lifts • Straight or curved, made to measure • Floor to ceiling/platform lifts • Swimming pool lifts

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Feature Article Health

A Fair Deal:all you need to know

T

he Fair Deal nursing home support scheme, which provides financial assistance to people in need of long-term nursing home care, came into effect yesterday. This means that people can apply to the HSE to seek financial support for the cost of their long-term care.

How does the nursing home support scheme work?

Under the scheme, you will make a contribution towards the cost of your care and the State will pay the balance. Essentially, the State will pay the shortfall between what someone can afford to pay and the actual cost of nursing home care.

This applies whether the nursing home is public, private or voluntary.

Any person of any age who needs nursing home care can apply for the scheme.

What nursing homes are included in the scheme?

Public and voluntary nursing homes are included, and approved private nursing homes are also involved.

Approved private nursing homes are homes that have agreed the price charged for care and are approved for the purposes of the scheme.

The HSE has a list of nursing homes to choose from, and a patient can choose any home from the list provided it has a place for you and it

can cater for your particular needs.

Regardless of whether you choose a public or voluntary nursing home, you will pay your contribution and the HSE will pay the balance.

How do I avail of the scheme?

In order to avail of the scheme, you will need a financial assessment to determine your contribution to your care. You will also need a care needs assessment to identify whether or not you need long-term nursing home care.

How much do I contribute to my care?

In order to assess how much a person can afford to contribute, every applicant must undergo a financial assessment. This will examine your income and assets in order to work out what your contribution to care will be. The HSE will then pay the balance of your cost of care. For example, if the cost of your care was €1,000 and your weekly contribution was €300, the HSE will pay the weekly balance of €700.

What is included in the financial assessment?

The financial assessment will look at all of your income and assets.

Income includes any earnings, pension income, social welfare benefits/allowances, rental income,

Page 42 Mature Living December 2011

income from holding an office or directorship, income from fees, commissions, dividends or interest, or any income which you have deprived yourself of in the five years leading up to your application.

An asset is any material property or wealth, including property or wealth outside of the State. The assessment will not take into account the income of other relatives such as your sons or daughters.

How is my contribution calculated?

Having looked at your income and

Its purpose is to ensure that long-term nursing home care is necessary and is the right choice for you

assets, the financial assessment will work out your contribution to care.

You will contribute 80% of your assessable income and 5% of the value of any assets per annum.

However, the first €36,000 of your assets, or €72,000 for a couple, will not be counted at all in the financial assessment. In the case of a couple, the assessment will be on the basis of half of the couple’s combined income and assets.

Where your assets include land and property in the State, the 5% contribution based on such assets may be deferred.

This means that the HSE will pay the money to the nursing home on the applicant’s behalf and it will be collected after the applicant’s death.

This benefit, the nursing home loan, is optional, aimed at ensuring that the person doesn’t have to sell assets such as their home during their lifetime.

It can be repaid at any time but will ultimately fall due for repayment after your death. As well as this, the applicant’s home will only be included in the financial assessment for the first three years of their time in care.

Every patient will keep a personal allowance of 20% of your income or 20% of the maximum rate of the state pension, whichever is the greater.

If the patient has a spouse or partner remaining at home, he or she will be left with 50% of the couple’s income or the maximum rate of the state pension, whichever is the greater. No person will pay more than the cost of the care.

the HSE will write to you. Firstly, it will advise you of your contribution to care and whether you are eligible for State support. Secondly, if you have applied for the nursing home loan, it will also advise you about your eligibility for this.

Thirdly, it will provide you with a list of nursing homes to choose from. The list will include public nursing homes, voluntary nursing homes and approved private nursing homes, as mentioned above.

Your choice of nursing home is not connected in any way to the level of your contribution to care.

How will my care needs be assessed?

A care needs assessment will identify whether or not you need

Essentially, the State will pay the shortfall between what someone can afford to pay and the actual cost of nursing home care.

Ave Maria Nursing home is located in the Village of Tooreen, Ballyhaunis, Co. Mayo famous Hurling Village, well know for the Ballroom of Romance, started by Monsignor James Horan

Bernard with residential dog Todd

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long-term nursing home care. Its purpose is to ensure that long-term nursing home care is necessary and is the right choice for you. The assessment will consider whether you can be supported to continue living at home or whether long-term nursing home care is more appropriate.

The care needs assessment will be carried out by appropriate healthcare professionals who are appointed by the HSE. An assessment may be completed at any time in a hospital or a community setting, such as your own home. The assessment will include consideration of the following: • Your ability to carry out the activities of daily living such as bathing, shopping, dressing and moving around • The medical, health and personal social services being provided to you or available to you both at the time of the carrying out of the assessment and generally • The family and community support available to you • Your wishes and preferences.

• Assessment may include a physical examination by a healthcare professional.

What is the next step?

Once your care and financial assessments have been processed

How does it apply to people currently in a public or private nursing home?

People who are already living in a public nursing home will continue to contribute to their care on the same basis as they have been. If a person is already resident in a private nursing home, they will continue with the existing arrangement or they may avail of the new scheme if they wish.

How do I apply for the scheme?

In order to apply for the scheme, you must be ordinarily resident in Ireland. This means that you have been living here for at least a year or that you intend to live here for at least a year. A standard application form can be obtained from the HSE’s website, www.hse.ie.

Your local nursing homes support office is available to help you fill in the application form or answer questions about your application.

When you have completed the form, send it to the office for your area.

There are 18 regional offices around the country, the contact details of which are available at http://hse.ie/eng/services/Find_a_S ervice/Older_People_Services/nhss.

Information is also available from the HSE at 1850 24 1850, from Monday to Saturday between 8am and 8pm. The HSE is advising anyone who is concerned or confused about the scheme to contact with their local health office and ask to speak to a nursing home support scheme officer or to contact the HSE information line.

Page 43 Mature Living December 2011

Feature Article Employment

CPA Ireland’s Guide to Creating the Perfect CV Finance and Recruiting warns against any white lies or misrepresentations in CVs. “Never stretch the truth as a way to get your foot in the door.

Even if you do get called in for an interview, and sail through that process, false information can be discovered easily by potential employers during the reference or background check that often takes place afterward. If discovered, more than likely you will be eliminated from contention. Also, your actions may cause serious, long-term damage to your professional reputation.”

One of the misconceptions about older workers is that their skills and experience are out of date

T

• Email Etiquette You must appear professional from the outset, so ensure that an inappropriate email does not let you down. Stick to the traditional format of your name with a combination of numbers if required. If you have profiles on social networking sites ensure that the content on them is appropriate or make them private as employers will often check these in the hiring process.

his is a first in a series of articles by CPA Ireland aimed at providing you with a comprehensive guide to improving your job prospects, with advice on your CV, cover letters, networking skills and much more. Here, we begin with the most fundamental part of finding a job: creating the perfect CV. The Comprehensive Guide to CV’s Your CV and cover letter is normally your first introduction to all of your potential employers. They will usually be the main deciding factor in whether you get an interview or not so it’s vital that they make the right impression. Optimumcareer.ie advise that you see your CV as your very own personal sales brochure, so here are some top tips on selling yourself to the best of your ability.

• Keep it Professional Everyone wants their CV to stand out, but unless you are pursuing a creative position, any unusual typeface or illustrations will make your CV look unprofessional. Stick to the traditional format, with a clean typeface like Arial or Times New Roman and let your qualifications and accomplishments speak for themselves.

• Always Proofread Careless mistakes or typos display a lack of attention to detail immediately to potential employers and are the main cause of poor quality CV’s, according to Robert Half Finance and Recruitment. In their survey, they found 84pc of executives said it takes just one or two typos or mistakes in a CV to remove a candidate from consideration for a position.

• Don’t Make it Personal Keep your personal information to a minimum in CVs and avoid including unnecessary information such as your age, marital status or physical appearance. Refrain from including details about your hobbies and personal interests unless they are obviously career-related and make you more suitable for the position.

• Short and Simple CV’s should be concise and easy to read, with clear facts and figures that make you a candidate for the job laid out in a simple and ordered manner. By prioritising your information you make it easier for the employer to assess your CV quickly, something they will appreciate and take note of.

• Truth Talks Ken Harbourne from Robert Half

Page 44 Mature Living December 2011

• Fine-tuned Formatting If you have to submit documents in an email or apply for a job online, make both your CV and cover letter in to a plain text format so that it is universally compatible. Remove bold formatting and replace bullet points with asterisks or dashes.

• Keywords to Success Include key words in both your CV and cover letter that describe your experience, skills and academic credentials. It is especially effective to tailor these to the job you are applying for as many companies use filtering software to scan CV’s.

Explain your achievements in past jobs with action words, such as ‘increased sales’ or ‘reduced expenses’.

CPA Ireland is one of the main Irish accountancy bodies, with more than 5,000 members and students in the island of Ireland. The CPA title is the most commonly used designation internationally for professional accountants and the Institute’s qualification enjoys worldwide recognition. Its current membership operates in public practice, industry, financial services and the public sector and CPAs work in over 32 countries around the world.

For further information, please contact: Kay Kinsella Business Development Department Institute of Certified Public Accountants in Ireland (CPA) 17 Harcourt Street Dublin 2 Tel: 01-4251057 Visit studycpa.ie

Blast from the Past

John buys an Island in Mayo

MARCH 1971: John Lennon planned to turn a remote island off the Irish coast into a hideaway retreat, shortly before he was shot dead in December 1980 outside his apartment block in New York.

The former Beatle was investigating how to renew planning permission to build a house for himself and Yoko Ono on Dorinish island in Clew Bay, Co Mayo, just before his death, his Irish solicitor revealed.

He bought the island in 1967 and soon afterwards was granted planning permission by Mayo county council to build a house. After the collapse of his first marriage to Cynthia, he postponed the plans and permission lapsed in 1972.

"It was a place where we thought we could escape the pressures and spend some undisturbed time together.

But because of what happened our hopes never came to be," Ono has said. "We often discussed the idea of building a cottage there. It was so beautiful, so tranquil, yet so isolated; it seemed a perfect place to get away from it all". John bought the island for £1,700 after a newspaper advertisement for ‘an island off Ireland’ caught his eye.

Alex Higgins wins the world snooker title

FEBRUARY 1972: Alexander "Alex" Gordon Higgins, also known by his nickname of Hurricane Higgins, was a Northern Irish professional snooker player who was twice World Champion and twice runner-up.

Higgins earned the nickname The Hurricane because of his speed of play. Higgins was also a former World Doubles champion with Jimmy White and won the World Cup three times with the All Ireland team. He was a heavy smoker, struggled with drinking and gambling, and admitted to using cocaine and marijuana. Diagnosed with throat cancer in 1998, Higgins was found dead in his Belfast home on 24 July 2010.

blast past from the

s ’ 0 7 e h t o t l e v Tra

The death of Eamon and Sinead De Valera 7TH JANUARY 1975: Sinéad de Valera, also known as Sinéad Ní Fhlannagáin was the wife of the Irish republican leader and third President of Ireland, Éamon de Valera. She died on 7 January 1975, at the age of 96, the day before what would have been the de Valeras' sixty-fifth wedding anniversary. Éamon de Valera died nearly eight months later, on 29 August 1975, aged 92. They were predeceased by one of their five sons, Brian. The couple is buried together at Dublin's Glasnevin CemeTERY.

Dana wines Eurovision Song Contest DECEMBER 1969: Tom McGrath, head of Light Entertainment at RTÉ and producer of the Irish National Song Contest, invited Dana to try again in next year's event feeling one of the entered songs: the ballad "All Kinds of Everything", would suit Dana. "All Kinds of Everything" became Ireland's 1970 Eurovision entrant and on Saturday 21 March 1970 Dana performed the song at the Eurovision finals held in Amsterdam, with an estimated viewing audience of two hundred million.

Dana was the last of twelve contestants to perform that night, perched on a stool while wearing an embroidered white mini-dress. The UK's Mary Hopkin (already fa-

mous for "Those Were The Days") and the Spanish newcomer Julio Iglesias had been the odds-on favourites to win, but it was Dana who took the victory. This came as a particular surprise for Dana herself, who was planning to concentrate on her A-Level exams once the contest was over and had intended this performance to be her last as a singer.

This was Ireland's first victory in the Eurovision Song Contest and Dana was declared a national hero on her return. "All Kinds of Everything" composed by Derry Lindsay and Jackie Smith - had been issued as a single on 14 March 1970 following its winning the Irish National Song Contest.

Cork are All-Ireland hurling champions SUNDAY 6 SEPTEMBER 1972: The All-Ireland Senior Hurling Championship of 1970 was the 84th staging of Ireland's premier hurling knock-out competition. Cork won the championship, beating Wexford 6-21 to 5-10 in the final at Croke Park, Dublin.

The All-Ireland Senior Hurling Championship of 1970 was run on a provincial basis as usual. It was a knockout tournament with pairings drawn at random in the respective provinces - there were no seeds. Each match was played as a single leg. If a match was drawn there was a replay. If that match ended in a draw a period of extra time was played, however, if both sides were still level at the end of extra time another replay had to take place.

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Answers on page 44 Page 46 Mature Living December 2011

Dating EASY GOING, FRIENDLY genuine male, 60’s no ties, sd, gsoh, seeks similat volumptious lady, age nationality, not important.

Replies to Box number 630 at the usual address.

MATURE GUY, TALL, GOOD LOOKING Own place, good body, would like to meet other guy from Mayo, SLigo looking for friendship.

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GALWAY MALE DIVORCED 52, honest sincere and easy to get on with, likes walking, hill climbing and home decorating, social drinker and likes music, would like to meet nice lady. Replies to box number 420 at the usual address RETIRED LEGALLY SEPERATED SLIGO MALE Early sixties, own house and car, would like to meet a settled good looking female, mid or late fifties with a view to relationship, must be a trendy dresser and enjoy dancing ocassionaly and have a goodtime generally. Replies to box number 394 at the usual address

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LADY 60’S seeking male or female for friendship to meet 2 or 3 times a week for chats and coffee. Interests include: Birthday Horoscopes, Card Reading, etc.

Replies to box number 152 at the usual address.

59 YEAR OLD Donegal male would like to meet other male for friendship, I am honest, trustworthy, like country music and socialising, Replies to box number 642 at the usual address.

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