ReVIEW
July 2008
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AvatarHomes.com
900 Town Center Drive, Poinciana, FL 34759
;@J:FM<I 8E 8M8K8I :FDDLE@KP =FI PFLIJ<C= Ç M@J@K 8M8K8I?FD<J%:FD 9<CC8C8>FJD s @JC<J F= 9<CC8C8>FJD s GF@E:@8E8 s I@F I@:F s JFC@M@K8 s K<II8C8I>FJD Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions which include use of designated lenders, title companies and closing agents. Offer good for a limited time only. Developer may change home design, materials, features, amenities, method of construction, prices, and promotions at any time. Developer also reserves the right to withdraw any offer without notice. Availability subject to change. Ownership of a home will require the payment of additional fees, including association assessments and mandatory club dues. Association assessments and mandatory club dues are subject to change from time to time. Please review all documents carefully to determine fees associated with home ownership. Golf facilities are privately owned and operated and membership and additional fees for golf required. Purchase of a home does not grant any use of or access to the golf club or golf facilities. Offers are product and community specific and may not be combined. See your sales person for details. Values on special offers are approximate. Pursuant to the Fair Housing Act, housing in Solivita® is intended for occupancy by at least one person 55 years of age or better per home, although the occupants of a limited number of the homes may be younger, but no one under 18 years of age may be in permanent residence. Copyright © 2008 Avatar Properties Inc. All rights reserved. Avatar Properties Inc., 900 Town Center Drive, Poinciana, Florida 34759. 9163.1207 QB# 1224 Commission is based on Total Purchase Price less incentives and applicable discounts, if any. Valid only for new prospects registered after November 15, 2007. Purchaser must execute the Purchase and Sale Agreement, Cooperating Broker Agreement and Purchasers may be required to close within 30 days of the contract date. Avatar reserves the right to change or withdraw any offer at any time. Subject to the terms of the Cooperating Broker program the complete terms of which are included in the Cooperating Broker Agreement, which must be signed by the Broker at the time of the purchase and sale agreement is entered into with the Purchaser. Associate must register the Purchaser prior to the first contact with the Seller, must be a lead not already registered and must be procuring cause of the sale. Broker must be a licensed real estate broker in the state of Florida and the Sales Associate must be a licensed real estate broker or sales associate in the state of Florida and a designated agent of Broker at the time of sale and the time of closing. Commission is deemed earned and paid at time of closing.
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July 2008
President’s Perspective By Hope Andrews Our Affiliates are great in 2008! I am so pleased to partner with such outstanding Affiliate members. You all do so much to support our Association and REALTORS®. I have watched many of you for numerous years donate your time and money to our Association and I want you all to know how deeply we appreciate it. This year during rough economic times you have, like most of our members, doubled your working hours but still seem to find the time to volunteer at so many of our Association events, as well as sponsoring them. Thank you so much for your continued support and for embracing REALTORS® as always. I would like to thank each and everyone of you by name, but at the risk of missing someone, I want you to know that we know without your involvement and
participation in our Association, we would not be as strong as you have made us. On behalf of the Board of Directors and all of our REALTOR® members--THANK YOU! I would also like to invite all of our members to join me on Thursday, July 31, 2008 at our Affiliate Appreciation Ceremony at the Broadway Pizza Bar. There will be appetizers and beverages, along with a free drink ticket, that will be served. Keep on the lookout for more information on this event! ■
Harvest Lending Company “Envision Your Possibilities”
Harvest Lending Company is a first-rate mortgage brokerage that is committed to handling your personal and or commercial business expeditiously , with no detail overlooked. Please give us the opportunity to service your residential commercial, lot loans, construction-to-permanent financing needs. Should you need an alternative to traditional lending we also represent private money lenders. Primary, Second Home or Investment Property Refinances (Lower Monthly Payments, Debt Consolidation, Home Improvements) Commercial Lending (Low LTVs, Flexible Terms) Foreign National Specializing in Manufactured and Mobile Home Financing Home Equity Line of Credit Se Habla Espanol 600 N. Thacker AveSuite D-59
Kissimmee, FL 34741
Office: (321) 284-4719
Texas Hold ‘Em Tournament
Fax:(407) 994-2932
There will be professional poker dealers for each tournament date! Tournament dates are: July 19th, Aug 9th at the Association with the grand finale being held during the RPAC Auction on Saturday, September 6, 2008, the day of the auction. The maximum number of people per tournament date that can play is 48 per tournament date. Anyone over 18 years of age can play in the tournament and the entry fee is $60 per tournament date. There will be 6 winners each night that are guaranteed a seat in the finals’ competition on September 6th. There will be beer, wine and finger foods. You must register online to attend this event at: www.osceolarealtors.org. Then click on Online Member Services then to 2008 Texas Hold “Em Event. July 2008
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CEO Perspective By David B. Bennett, CAE The value of our Affiliates cannot be underestimated! Affiliates provide outstanding support to the Association by volunteering their time and sponsoring education classes and special events throughout the year. There are many sponsorship opportunities available for Affiliate members. Some of these are: • New Member Welcome Class – This class is held usually the first Wednesday morning of the month. Sponsorship opportunities are available for breakfast. This class typically has no more than 30 students enrolled each month. Sponsors have the choice of bringing their own food and beverages or having the Association purchase the food and get invoiced. Please note that Sponsors are always welcomed to pass out their company literature and are allowed to give a short 5-10 minute dialog about their company when sponsoring a class. • Continuing Education Classes - These classes are held most Thursday mornings at 9:00 a.m. in the Association Classroom (sometimes offsite). Sponsorship opportunities are available for breakfast and snacks for afternoon classes. These classes typically have no more than 72 registrants; however, you may contact the Association the day before any class to get an accurate count. Sponsors have the choice of bringing their own food and beverages or having the Association purchase the food and get invoiced. Sponsorship opportunities are available for Designation classes as well. These classes are larger and are usually more than one day. Contact the Association for more information on these classes. • New Flat Screen Technology in the Classroom – Our new flat screen television has replaced the need to use a projector and you can get a bigger and better view of presentations, education classes, etc. If you choose a sponsorship level, you can have your logo flash on the screen in a continuous motion.
the magazine in email form or view it on our website as an interactive document. On the web, you will be able to flip the pages and click through any web address. It will also be a great way to advertise! Your advertisements are now going to be live links to your websites, so make sure your website addresses are on all ads. • Affiliate Sponsorship Levels - Presently, there are 6 different levels of corporate Sponsorship that go up in offerings depending upon the level you choose. Please call the Association for more information or visit our website: www.osceolarealtors.org and place your cursor on the Affiliate button on the left side of the homepage and click on “Affiliate Sponsorship Opportunities”. ■
The Association has a new phone system in place and our staff has new extensions: David B. Bennett, CAE, Chief Executive Officer (407) 846-0117, ext. 226 Jeri Peyton, Deputy CEO (407) 846-0117, ext. 227 Bob St. Gordon, Controller (407) 846-0117, ext. 225 Gwen Dukes, Director of Communications (407) 846-0117, ext. 223 Michelle Smith, Director of Education (407) 846-0117, ext. 224 Stephanie Escurra-Hendricks, Member Services Representative (407) 846-0117, ext. 221 Anneris Rivera, Member Services Representative (407) 846-0117, ext. 222
• Green Publication with Enhanced Affiliate Links – All members can now opt to receive 4
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July 2008
Education Corner
All classes will be held at the Association (unless noted otherwise)
To register for any classes please visit the Association website www.osceolarealtors.org, click on “Online Member Services” button, enter your username and password and then click on the Education Calendar. If you have any questions, please call the Association at (407) 846-0117. PLEASE NOTE: If you are registered and unable to attend, please call the Association to cancel, or you will incur a $20 cancellation fee. Thanks in advance for your cooperation. MLS Training Classes There is one MLXchange Training class held each month. This is a mandatory class for new members. Even if you have already taken this class, you are invited to attend as a refresher course at any time.
EFFECTIVE PURCHASE & SALES CONTRACT Thursday, July 10, 2008 Time: 9:00 a.m. – 1:00 p.m. Instructor: Duke Tieman Location: Osceola County Association of REALTORS® Classroom Description: This program’s objective is to have the student fill out a solid, binding contract. Common pitfalls are discussed with actual contract examples. Cost: Free CE Credit: 4 hours
GRI COURSE 3 September 2, 3, 4, 8 and 9, 2008 Time: 8:00 a.m. – 5:00 p.m. Location: Osceola County Association of REALTORS® Classroom Description: Do your negotiating and counseling skills need sharpening? Have you considered expanding your business into property management? Are you current on the tax implications of buying and selling residential property? These are just a few of the topics that are covered in GRI 3. The GRI designation – Graduate, REALTOR® Institute – is the nation’s #1 real estate designation. It is earned through state associations whose REALTOR® Institute courses of study meet the standards established by the National Association of REALTORS®. The designation is available only to members of NAR. Cost: On or before August 15, 2008 Members: Non-Members
$272.50 $302.50
$302.50 $322.50
After August 15, 2008 Members: Non-Members:
CE Credit: Approved for 30-hours Broker Post licensing <or> 11-hours specialty CE credit. Register online at: www.osceolarealtors.org. Click on blue button “Online Member Services”. Enter your username and password, and click on the Education Calendar.
OLD SCHOOL VS. NEW SCHOOL Thursday, July 24, 2008 Time: 9:00 a.m. – 1:00 p.m. Instructor: Grant Simon Location: Osceola County Association of REALTORS® Classroom Description: The objective of this course is to teach the new lending options that are available. This class also reviews taxes and homeownership. Cost: Free CE Credit: 4 hours
July 2008
Betty M. Dobbie President
897 Towne Center Drive Poinciana, Florida 34759 Ph: (407) 343-1560 Cell: (786) 316-9270 Fax: (407) 343-1561 www.prominenttitle.com bdobbie@prominenttitle.com
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Association Staff
RAJIA ACKLEY – Broker, Coldwell Banker Ackley Realty Honored as “Women Who Mean Business” Finalist.
David B. Bennett, CAE, Chief Executive Officer ceo@osceola-realtors.com Gwen Dukes, Director of Communications communications@osceola-realtors.com Jeri Peyton, Deputy CEO deputyceo@osceola-realtors.com Bob St. Gordon, Controller accounts@osceola-realtors.com Michelle Smith, Director of Knowledge Services education@osceola-realtors.com
Anneris Rivera, Member Services Representative memberservices@osceola-realtors.com
Association Office 1105 Shady Lane Kissimmee, Florida 34744 www.osceolarealtors.org Email: communications@osceola-realtors.com 407.846.0117 • 407.846.0217 fax
Newsletter Submissions In order to share the wealth of information contained in this newsletter in an efficient manner, please submit your articles via e-mail or fax by the 10th of the month. Please clearly indicate that submission is for the Osceola Review. Editor-in-Chief: Gwen Dukes Articles: communications@osceola-realtors.com Advertising: accounts@osceola-realtors.com For advertising inquiries please contact Bob St. Gordon at the Association Office. Your advertising defrays the cost of publishing. Thank you for your support. The Osceola ReView is published exclusively for the Association by PIP Printing & Document Services Kissimmee, Florida 407.847.5565 • 407.847.2698 fax Pip@pip920.com Disclaimer: The Osceola ReVIEW is published for the members and affiliates of Osceola County Association of Realtors®, Inc. by Pip Printing and Document Services as a courtesy. Pip nor the Association assume any responsibility for article content or advertising message as submitted for inclusion in the newsletter. Advertising and articles are not endorsed by Association, nor is there any implied warranty by the Association or its staff.
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Rajia recently received recognition from the Orlando Business Journal as one of the area’s top female business owners. Nearly 100 women from Orange, Osceola, Seminole and Lake counties were nominated for the annual tribute, with judges selecting five finalists in three areas: Business Owner of the Year, Business Executive of the Year and Up-and-Comer of the Year. Rajia, started her real estate company in 1984 and built it into one of Osceola County’s largest full-service companies with sales in excess of $100 million. The Association is proud to call Rajia a member!
Stephanie Escurra-Hendricks, Member Services Representative sales@osceola-realtors.com
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ASSOCIATION NEWSMAKERS
OK
, so maybe we can’t make you famous or turn you into a celebrity, but we can get you noticed and provide the recognition you deserve within the community. Have you won a recent award or been honored for your charitable work? If so, let us know and we will feature you in our “Realtors® Making A Difference” section of our Association magazine the Osceola ReVIEW and the Osceola News Gazette. Send your information and photo to Gwen Dukes at communications@osceola-realtors.com.
Association Leadership
Association Leadership President Hope Andrews
Treasurer Minetta Garay
President-Elect Sean Ferguson
Past President Jack Frey
Vice-President Marie Collins
Directors Riva Alexander Jose Alvarez Andrey Bustamante David DeLoach
Secretary Len Goffredo
Cheryl Grieb Kemp Howland Jerry Kelley Rosebud Kinkead Richard Knapp Veronica Malolos Denise Sacks Legal Counsel Danny Villazon
July 2008
July 2008
The Association would like to honor our Affiliates with a special recognition event on Thursday, July 31, 2008 at the Broadway Pizza Bar, 403 Broadway, Kissimmee, FL 34741 from 6:00 â&#x20AC;&#x201C; 9:00 p.m. There will be appetizers and beverages, along with a free drink ticket that will be ser ved.
BUYER WHO MAKES AN APPROPRIATE OFFER WITH THE FEWEST POSSIBLE STRINGS CAN INmUENCE THE SELLERS DECISION
WWW OSCEOLA REALTORS COM
You must register online at www.osceola-realtors.com and click on â&#x20AC;&#x153;Online Member Ser vicesâ&#x20AC;? to attend. Please come out and show your appreciation to our Affiliates!
EXECUTIVE COMMITTEE MEETING WEDNESDAY, JULY 23, 2008 AT 8:00 A.M. BOARD OF DIRECTORS WEDNESDAY, JULY 23, 2008 AT 9:00 A.M.
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Leadership Meetings
ReVIEW
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s "E PREPARED TO VISIT HOMES ON SHORT NOTICE AND TO ACT QUICKLY WHEN YOU lND A HOME YOU REALLY WANT )N THE CASE OF MULTIPLE OFFERS A PREQUALIlED
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6ALUE 9OUR !GENT IN A 4IGHT -ARKET AFFILIATE APPRECIATION RECOGNITION!
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A WORD FROM YOUR AFFILIATE CHAIR… By Rick Blubaugh, 2008 Chairperson When I look back over the last four years at the real estate landscape in Central Florida, it amazes me at what I see. This August 13 marks the four year anniversary of hurricane Charlie, followed shortly by Frances and Jeanne. What a year 2004 was. Many of us were scrambling around after Charlie trying to figure out how to get our businesses up and running. We pulled together, helped each other, prayed for each other and we got through it stronger than before. Not too long after that one of the biggest challenges we faced was getting an appraisal high enough to cover the highest bidder on the newest listing which had only been on the market for a matter of hours. Appraisers sure do have a tough job! We came up with “market adjustments” to justify the unusual appreciation of real estate. It didn’t matter if it was an empty lot in a remote part of Osceola County or a condominium in downtown Celebration. What a
time that was and we all said it couldn’t last and we were right. Everybody and his brother, aunt and uncle decided to get a real estate license. Most of them did not know what they were doing but we helped them along as best we could. Transition to the present and we go from “market adjustments” in 2005 to phrases like “soft market” and “declining market”. We had to come up with some way to justify lower values and lower lending limits. What happened to all those new REALTORS®? Membership in the association is declining. Offices are closing and people are losing their jobs. We are all working harder than ever and getting paid less. Talk about a market correction. Who would have thunk it? I have noticed that there is a spirit of empathy among us. Perhaps a reflection on the past will help us to focus more sharply on the present and future. Now more than ever we need to pull together, help each other, pray for each other, and I’m convinced we will come through this stronger than before! We hope you enjoy this edition of the Osceola ReView and find it to be a useful resource. ■
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July 2008
Knowledge Services News By Michelle Smith,
TTer mit ee Inspections ermit mite Director of Knowledge Services er mit Inspections ermit mite &&T r eatments Tr T reatments Tr Affiliate sponsorship is vital to the Ed(Discounted Rates for OSCAR Members) (Discounted Rates for OSCAR Members)
ucation Department’s role at the AssoFAST FAST••ACCURATE ACCURATE••FRIENDLY FRIENDLY ciation. Many of you may or may not ASK ASKABOUT ABOUTOUR OUR know that the food that is on the table EAGLE TENT” TERMITE SERVICE “EAGLENO NO TENT” TERMITE SERVICE in the room when you come for class is provided by our affiliate members. This is true for most of the meetings and classes held at the Association, including the MLS Marketing, Network & Knowledge meet409 Church Street • •Kissimmee, 409 Church Kissimmee,FL FL34741 34741 ingsStreet held on Tuesday mornings.
AGLE Pest EAGLE PestManagement Management 40 7-5 118-08 75 407-5 7-51 8-0875 40 7-5 8-08 75 407-5 7-51 8-0875
In the past I have had the pleasure of working with most of the Affiliate members in conjunction with many classes and functions. They appreciate the importance of education, especially in today’s market. The Affiliate members have not only sponsored breakfast and snacks for the continuing education classes, but designation classes as well. As sponsors, the affiliate members have the opportunity to not only sponsor breakfasts but to speak to the class for approximately 5-7 minutes before the
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beginning of class regarding their services and how they can assist you. Many of you have heard me say over and over that networking is a vital part of real estate. Just knowing someone’s name just isn’t enough. So it is nice having the affiliate members come to the Association and introduce themselves to members. All of our Affiliate Members are a valuable contributor to the Association, and as the Director of Education, to me you are priceless. Thank you! ■
la compañía compañía hispana hispana de de ®®
“REALZAN EL EL PROCESO PROCESODE DELA LATRANSACCIÓN TRANSACCIÓN DE DE BIENES BIENESRAICES” RAICES” 1201 Emmett Emmett Street Street••Kissimmee, Kissimmee,FL FL 34741 34741 407-931-1343 phone • 407-931-1415 407-931-1343 phone • 407-931-1415fax fax
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Broker Cooperation Welcome. ©2008 KB Home (KBH). Payment of Broker Co-op requires Broker to accompany and register buyer on first visit and comply with Broker Co-op Agreement. See Built to Order™ options and upgrades offered at KB Home Studio. All options/upgrades require additional charges, may require ordering at predetermined stages of construction and are subject to change/discontinuation anytime by KB Home. KB Home is not a custom homebuilder. Photo shows upgraded landscaping/options and may not represent community’s lowest-priced homes. See sales representative for details. Equal housing opportunity. CBC051212 ORL-72771
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Full Service Marketing For YOUR Listings... Think BIG. Think Homes & Land. Congratulations to the following agents whose personal website on HomesAndLand.com received the most views in May for the Orlando Resort Area magazine. Robert Anarumo ~ 1230 Matthew Allen ~ 875 D’Anne KinCannon ~ 645 Jeri Anarumo ~ 557 Abdul Aitboukil ~ 515 Karen Orriss-Ross ~ 474 Denise Sacks ~ 440
For advertising information,
Joye Trawick, 407.719.2424
HomesAndLandOrlandoResort.com
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*Do not share your Social Security number or personal information unnecessarily.
July 2008
we want to extend our sincere appreciation to our Sponsors! Premier Sponsor
Gold Sponsor
Silver Sponsor
Bronze Sponsor A.
Titanium Sponsor B.
C.
July 2008
D.
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Advertising/Publications
Construction & Building Services
Osceola News Gazette
Crown Construction Services, LLC
Paula Starke 108 Church Street Kissimmee, Florida 34741 Office: 407-846-7600 Fax: 407-846-8516
First Place Publishing Joanna Garvey 217 A Trade Street Greer, South Carolina 29651 Office: 770-949-6940 Fax: 630-566-3901
Homes & Land of The Orlando Resort Area Joye Trawick 622 Olympic Drive Ocoee, Florida 34761 Office: 407-719-2424 Fax: 407-926-0959
Homes.com
Cordy Strawser 129 E. 13th Street St. Cloud, Florida 34769 Office: 407-892-2190 Fax: 407-386-7414
Credit Institutions Central Florida Educators, F.C.U. Becky Humphrey 1200 Weber Street Orlando, Florida 32803 Office: 407-896-9411 Fax: 407-894-6412
Fairwinds Credit Union Mike Dahlquist 1801 Prospect Avenue Orlando, Florida 32803 Office: 407-647-8252 Fax: 407-644-1220
Tammy Birchler 5072 La Vista Road Tucker, Georgia 30084 Office: 407-702-4761
Engineering, Surveying, Planning
Orlando Sentinel Communication
Hanson, Walter & Associates, Inc.
Joseph Sollaccio 804 Emmett Street Kissimmee, Florida 34741 Office: 407-931-5902 Fax: 407-931-5910
Diane Salisbury 400 Emmett Street Kissimmee, Florida 34741 Office: 407-847-9433 Fax: 407-847-2499
The Real Estate Book
Entertainment Services
Doreen McGauvran 6490 Hazeltine National Drive, Suite 120 Orlando, Florida 32822 Office: 407-581-1490 Fax: 407-581-1491
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Elegant Entertainment DJ Services Joe Marolis 7812 Fern Leaf Drive Orlando, Florida 32836 Office: 407-414-6239
July 2008
Financial Services and Institutions Avalon Finance, Inc.
Richard Lawrence P.O. Box 783246 Winter Garden, Florida 34778 Office: 407-654-6433 Fax: 407-386-7810
Magic Financial Service, Inc. Brian B. Stoll 280 Ronald Reagan, Suite 109 Longwood, Florida 32750 Office: 407-767-5643 Fax: 407-767-5246
Qubty Financial Group Sami Qubty 7800 W. Sand Lake Road, #206 Orlando, Florida 32819 Office: 407-370-3030 Fax: 407-370-2040
Zehnder Wealth Management
Christopher Zehnder 2013 Live Oak Blvd., Suite L Saint Cloud, Florida 34771 Office: 407-957-0074 Fax: 407-650-3277
Home Builders â&#x20AC;&#x201C; Developments Avatar Properties, Inc. Peggy Cochran 395 Village Drive Kissimmee, Florida 34759 Office: 863-427-7048 Fax: 863-427-7192
Bella Piazza
Kelly Eierhart 6363 Woodway Houston, Texas 77057 Office: 713-570-0396 Fax: 713-570-0496
July 2008
Cambridge Homes
Susan Moss 235 N. Westmonte Drive Altamonte Springs, Florida 32714 Office: 407-865-9600 Fax: 407-865-9477
Engineered Homes
Cathy Morin 1155 S. Semoran Boulevard #1120 Winter Park, Florida 32792 Office: 321-282-3335
Harmony Sales and Information Gallery
Nick Christian 3500 Harmony Square Drive, West Harmony, Florida 34773 Office: 407-891-8358 Fax: 407-891-0459
KB Home
Elle Landry 9102 Southpark Center Loop, #200 Orlando, Florida 32819 Office: 407-587-3403 Fax: 407-587-2386
Maronda Homes Inc. Of Florida Bob Goldfarb 955 Keller Road, Suite 1500 Altamonte Springs, Florida 32714 Office: 407-475-9112 Fax: 407-475-9115
Mortgage Services Bank of America Mortgage Jimmy Santos 700 Celebration Avenue, 3rd Floor Celebration, Florida 34747 Office: 407-964-1031 Fax: 407-520-5462
Butler Mortgage
Charlene Sims 1012 W. Emmett Street, Suite B Kissimmee, Florida 34741 Office: 407-931-3800 Fax: 407-931-3801
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CountryWide Home Loans Rick Blubaugh 7600 Dr. Phillips Blvd., #68 Orlando, Florida 32819 Office: 407-908-8795 Fax: 866-409-7340
Goffredo & Associates
World Financial Mortgage Group
Todd Kozlowski 6750 Turkey Lake Road, Suite 1 Orlando, Florida 32819 Office: 407-345-4730 Fax: 407-345-4731
Len Goffredo 7341 Winding Lake Circle Oviedo, Florida 32765 Office: 877-306-7772 Fax: 407-469-0312
Sharon Prymas Office: 407-343-5015 Fax: 407-343-5015
MortgageOne Financial Services
Inspection Services
John Smoley 1637 E. Vine Street, Suite D Kissimmee, Florida 34744 Office: 407-870-9090 Fax: 407-870-2809
Peoples First Community Bank Jackeline Paz 860 Cypress Parkway Kissimmee, FL 34759 Office: 407-933-3704 Fax: 407-865-6980
Suntrust Mortgage, Inc. Nancy Knapp 1624 W. Osceola Parkway Kissimmee, Florida 34741 Office: 407-847-1503 Fax: 407-847-6707
Suntrust Mortgage, Inc. Chandy Kime Mail Code FL – Altamonte – 2845 275 E. Altamonte Drive #1030 Altamonte Springs, Florida 32701 Office: 407-496-6684 Fax: 407-767-5244
Wells Fargo Home Mortgage Gus Salazar 1001 W. Cherry Street, Suite A Kissimmee, Florida 34741 Office: 407-935-9100 Fax: 407-935-9165 14
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Financial Freedom Senior Funding
Budget Inspections Ed Hogan 3617 Crosley Avenue Saint Cloud, Florida 34772 Office: 407-892-8811 Fax: 407-892-8516
Buy-Your-Side Home Inspections Tommy Joynes 6301 Lake Road Saint Cloud, Florida 34771 Office: 407-892-0911
Chief Inspection Services, Inc. Jeff Clair P.O. Box 700937 Saint Cloud, Florida 34770 Office: 407-383-7241 Fax: 407-891-7410
Envirotect Building & Termite Steve Rohal P.O. Box 450206 Kissimmee, Florida 34746 407-460-4450
Housemaster Home Inspections Colin Williams 527 Brack Street Kissimmee, Florida 34744 Office: 407-343-4677 Fax: 407-343-4307
July 2008
Pro-Tec Home Inspections Agents Randy Greene 214 E. Bass Street Kissimmee, Florida 34744 Office: 407-846-4133 Fax: 407-933-1514
Title Services/Escrow Services/Insurance Services A-Z Team Title, LLC Bernard S Edwards 102 Park Place Blvd. Kissimmee, Florida 34743 Office: 407-932-0529 Fax: 407-932-1587
A Clear Choice Title & Escrow of Osceola, LLC Tammy Bowers 119 East 13th Street Saint Cloud, Florida 34769 Office: 407-892-6800 Fax: 407-892-6802
All Florida Title Insurance, Inc. Connie Hall 7 N. Vernon Avenue Kissimmee, Florida 34741 Office: 407-518-1008 Fax: 407-518-9001
Chelsea Title Company Cynthia Hernandez 11251 S. Orange Blossom Trail Orlando, Florida 32837 Office: 407-855-3767 Fax: 407-855-4462
Executive Title & Escrow Agency, Inc. Bonnie Clark 120 Broadway Kissimmee, Florida 34741 Office: 407-944-1772 Fax: 407-944-1506
July 2008
Fidelity National Title of St. Cloud Heather Salvatoriello 4237 13th Street Saint Cloud, Florida 34769 Office: 407-892-7377 Fax: 407-892-1861
First American Title Cara Brown 206 W. Oak Street Kissimmee, Florida 34741 Office: 407-932-0283 Fax: 407-932-4861
Greater Florida Title Co. Alma Korshak 8680 Commodity Circle, #200 Orlando, Florida 32819 Office: 407-859-5721 Fax: 407-859-2860
Infinity Abstract & Title Company Eva Gordon 720 N. John Young Parkway Kissimmee, Florida 34741 Office: 321-251-8745 Fax: 321-251-8746
Land America/Gulf Atlantic Heidi Foster 909 E Oak Street, Suite A Kissimmee, Florida 34744 Office: 407-932-2221 Fax: 407-932-1166
North American Title Company Theresa Carter 8 Broadway, Suite D Kissimmee, Florida 34741 Office: 407-846-1455 Fax: 407-846-3686
Osceola Title Insurance Agency, Inc. Marianne Conerly 109 North Beaumont Avenue Kissimmee, Florida 34741 Office: 407-847-4077 Fax: 407-847-4393
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PCS Title
Dave Heine 1503 Legends Boulevard Champions Gate, Florida 33896 Office: 407-447-9100 Fax: 321-281-6009
Prominent Title Insurance Agency, Inc. Betty Dobbie 897 Towne Center Drive Poinciana, Florida 34759 Office: 407-343-1560 Fax: 407-343-1561
Stewart Approved Title, Inc. Becky Sheive 1201 Emmett Street Kissimmee, Florida 34741 Office: 407-846-7477 Fax: 407-846-6573
Insurance Allstate Four Courners Randall West 1428 Sunrise Plaza Drive, Suite 2 Clermont, Florida 34714 Office: 352-242-0133 Fax: 352-242-0540
State Farm
Miguel Alvarez 2910 Pleasant Hill Road Kissimmee, Florida 34746 Office: 407-483-9090 Fax: 407-483-9092
Real Estate Schools/ Education Seminars
Stewart Approved Title, Inc.
Giumenta School of Real Estate
Rayelynne Woeste 1401 Budinger Avenue Saint Cloud, Florida 34769 Office: 407-957-9000 Fax: 407-957-8055
Ric Giumenta 4871 NW Palm Coast Pkwy., #2 Palm Coast, Florida 32137 Office 386-346-3131 Fax: 386-246-3162
TOTAL TITLE SOLUTIONS
IFREC Real Estate Schools
Tina Johnson 8 Broadway St., Ste. 225 Kissimmee, FL 34741 Office: 407-847-0412 Fax: 407-847-0429
Robin Pickett 5029 Edgewater Drive Orlando, Florida 32810 Office: 407-644-7277 Fax: 407-647-5227
Seminars On Site
Solar Energy Allsolar Service Company, Inc.
Kemp Howland 355 Falling Waters Drive Kissimmee, Florida 34759 Office: 407-222-4847
David Bessette 1507 Damon Avenue Kissimmee, Florida 34744 Office: 407-846-7830 Fax: 407-847-5013
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Attorneys
Associations
Law Office of Daniel Villazon
Osceola County Landlords Associations
Patricia L. Daugherty Attorney At Law
Timeshares
11 N. Vernon Avenue Kissimmee, Florida 34741 Office: 407-518-7674 Fax: 407-932-4387
Timeshares Only
Daniel Villazon, P.A. 1420 Celebration Blvd., Suite 200 Celebration, Florida 34747 Office: 407-483-0041
Real Estate Services Florida Real Estate UnLimited, Inc. Donna L. McCombs 140 Honeywood Drive Kissimmee, Florida 34743 Office: 407-518-9680 Fax: 407-344-9843
Tom Long 1345 Beechwood Drive Saint Cloud, Florida 34772 Office: 407-892-5836
Michael Paduano 11059 International Drive Orlando, Florida 32821 Office: 407-465-5174 Fax: 407-465-5169
Warranty Services Home Buyers Warranty Tony Fletcher 2397 Sweetwater Blvd Saint Cloud, Florida 34772 Office: 407-709-1717 Fax: 407-585-0165
Affordable Office Solutions, Inc.
Ginny Williams 5848 E. Irlo Bronson Memorial Hwy Saint Cloud, Florida 34771 Office: 407-791-6004
Real Estate Supplies The Real Estate Supply Store Mark Hobbs 2436 13th Street Saint Cloud, Florida 34769 Office: 407-957-2340 Fax: 407-957-2340
Ter mit e Inspections ermit mite Five ways a Reverse Mortgage & T r eatments Tr can improve your quality of life
(Discounted Rates for OSCAR Members) 1. Eliminate monthly mortgage payment FAST • ACCURATE • FRIENDLY 2. Receive extra monthly income 3. Eliminate credit card debt 4. Receive a cash lump sum or line of credit Sharon Prymas, CSA 5. Enjoy life a bit more
ASK ABOUT OUR “EAGLE NO TENT” TERMITE SERVICE
EAGLE Pest Management
For homeowners 62 or Older For your free Reverse Mortgage Handbook, call
Sharon Prymas: (407) 361-6887
40 7-5 18-08 75 407-5 7-51 8-0875
sprymas@financialfreedom.com Consult Tax Advisor. Street trade/service marks property of Financial Freedom Senior Funding 409 Church • Kissimmee, FLare34741 ® 2007 Registered Corporation, a Subsidiary of IndyMac Bank, F.S.B. © 2007 Financial Freedom Senior Funding Corporation
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Sun.
Monday
Tuesday
July 2008
Monthly Planner
Wednesday 1
Entering & Updating 2 Listings in MLXchange 1:00 pm - 3:30 pm
Monthly Planner
August 2008
Friday
Sat. 4
5
11
12
17
18
Texas19 Hold ‘Em Tournament Doors open 6:15 pm at the Association
Old School vs. 24 New School 9:00 am - 1:00 pm 4 CE hrs. Young Professionals Network Get-Together BJ’s Brewery (TENT) 6:30 pm
25
26
1
2
Introduction to MLXchange
(Mandatory for New Members)
9:00 am - 12:00 noon
6
7
13
14 Property Management Meeting 9:00 am - 11:00 am
20
21
Affiliates Committee Mtg.8 10:00 am - 11:00 am Broker Series - Mod 3 2:00 pm - 4:00 pm MLS Marketing/Network & Knowledge 8:30 am - 10:00 am
MLS Marketing/ 15 Network & Knowledge 8:30 am - 10:00 am RPAC Auction Committee Meeting 10:00 am - 11:30 am MLS Marketing/ 22 Network & Knowledge 8:30 am - 10:00 am Foundation Meeting 10:00 am - 11:00 am
27
28
MLS Marketing/ 29 Network & Knowledge 8:30 am - 10:00 am
Entering & Updating 9 Listings in MLXchange in Spanish 1:00 pm - 3:30 pm New Member Welcome 9:00 am - 11:00 am
16
MLS Advanced 10:00 am - 12:00 noon
3
23
Board of Directors 9:00 am - 10:00 am
Executive Committee 8:00 am - 9:00 am
30
MLS Marketing/Network & Knowledge 8:30 am - 10:00 am
10
11 Property Management Meeting 9:00 am - 10:00 am
17
18
24
25
31
18
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Broker Series - Mod 4 2:00 pm - 4:00 pm
MLS Marketing/Network & Knowledge 8:30 am - 10:00 am MLS Marketing/ 19 Network & Knowledge 8:30 am - 10:00 am RPAC Auction Committee Meeting 10:00 am - 11:30 am MLS Marketing/ 26 Network & Knowledge 8:30 am - 10:00 am Leadership Academy Makeup Session 10:00 am - 2:00 pm
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Effective Sales 10 & Purchase Contracts 9:00 am - 1:00 pm 4 CE hrs.
Independence Day Association CLOSED
Patrick Street Grand Opening! 5:30 pm
Affiliate Appreciation31 Recognition Broadway Pizza Bar 403 Broadway 6:00 pm Real Value Rating Network & Cyberhomes Workshop 9:00 am - 12:00 noon
4 Affiliates Committee Mtg.5 10:00 am - 11:30 am
Public Policy Committee Meeting 3:00 pm - 4:00 pm
MLS Tools 1:00 pm - 3:00 pm
Leadership Academy (Sessions 1 & 2) 10:00 am - 3:00 pm
Thursday
6
Career Development 7 9:00 am - 1:00 pm 4 CE hrs. Public Policy Committee Meeting 3:00 pm - 4:00 pm
8
Texas 9 Hold ‘Em Tournament Doors open 6:15 pm at the Association
Entering & Updating13 Listings in MLXchange 1:00 pm - 3:30 pm
14
15
16
Quadrennial Code 21 Ethics (2 Sessions) 9:00 am - 12:00 noon 1:00 pm - 3:00 pm Young Professionals Network Get Together 6:30 pm - Location TBD
22
23
28
29
30
New Member Welcome 9:00 am - 11:00 am
Introduction to MLXchange
(Mandatory for New Members)
9:00 am - 12:00 noon
20
Board of Directors 9:00 am - 10:00 am
Executive Committee 8:00 am - 9:00 am Creating Custom 27 Reports on MLS 1:00 pm - 3:00 pm Entering & Updating Listings in MLXchange 10:00 am - 12:00 noon
Tax Deferred Exchanging 9:00 am - 1:00 pm 4 CE hrs.
July 2008
Take your business to the next level with SunTrust Mortgage Real Estate Solutions.
Take your business to the next level with SunTrust Mortgage RealInc.Estate It takes talent, timing and SunTrust Mortgage, to help yourSolutions. clients achieve a fast and
problem-free closing. Let us show you how your company can benefit from our depth of It takesmortgage talent, timing andand SunTrust Mortgage, to help your clients achieve a fast and products extensive experienceInc. in the industry. problem-free closing. Let us show you how your company can benefit from our depth of mortgage products and extensive experience thecan industry. Ǧ Professional co-branded marketing toolsinthat help you sell
Ǧ Great loan productsmarketing for primary,tools second or can vacation and investment properties Ǧ Professional co-branded that helphomes you sell Moreproducts than 250 for diverse loan products Ǧ GreatǦloan primary, second or vacation homes and investment properties Ǧ More Ǧthan 250 construction diverse loanto products A robust permanent program that features a one-time closing Ǧ A robust to permanent program that features a one-time closing Ǧ Theconstruction individual attention your clients deserve Ǧ The individual attention your clients deserve To find out how we can enhance your business, call
To find out how we can enhance your business, call your SunTrust Mortgage officer today or visit your SunTrust Mortgage loan loan officer today or visit us us at:at: W Osceola Parkway, Kissimmee, FL 34741 1624 W1624 Osceola Parkway, Kissimmee, FL 34741 Millie Plass FoxFox 407.491.2660 Millie 407.925.9453 Plass 407.925.9453 Sheree Sheree 407.491.2660 Najla Jalal 407.947.1227 Nancy Knapp 321.624.1560 Najla Jalal 407.947.1227 Nancy Knapp 321.624.1560 Dawn Lenhardt 407.435.9668
Dawn Lenhardt 407.435.9668
The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change without written notice.
The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change
without writtenSunTrust notice. Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Equal Housing Lender. Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, and ML2538; licensed the New Hampshire Banking Department; is licensed by the New Jersey Department of Residential Banking and Equal Housing Lender.ML2491, SunTrust Mortgage, Inc., is901 SemmesbyAvenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Insurance, toll free 1-800-330-4684; a licensed lenderMortgage in RhodeLicensee; Island; is business in Arizonahaving as Crestar Mortgage, 7250 N. Street, Ste. 100, Phoenix, AZ ML1913, 85020 and is Mortgage Lending Act; is anisIllinois Residential is adoing Lender in Massachusetts Mortgage Lender license #s16th ML1216, ML0133, ML1432, ML1914, doing business in New York at 145 Pinelawn Road, Suite 330, Melville, NY 11747. ©2008, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc. ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020 and is doing business in New York at 145 Pinelawn Road, Suite 330, Melville, NY 11747. ©2008, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc.
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WELCOME NEW MEMBERS Georgia Bryant..............Frontier Realty of Central FL, Inc. Jacqueline Caron..............Century 21 Premium Properties Francois Davids................Engel & Voelker Celebration RE Raul Del Hierro.................................Watson Realty Corp. Carol Diaz............................................Luxury Realty, Inc. Olga Rocio Forero........................Sky Land Realty Group Roger Frechette.......................... Coldwell Banker-Feltrim Julia Guitierrez........................... My Meridian Realty, LLC Andrew Hales....................................... Hightower Realty Sandra Harper.................Century 21 Premium Properties Margaret Hooper............Century 21 Premium Properties Maureen Horne................... Prudential Florida WCI Realty Roseline Joseph.....................................Jemo Realty, Inc. Suzanne Korinek.............Century 21 Premium Properties Gonzalo Loaiza.............................Sky Land Realty Group Robert Loos...............ELLIS Realty, Inc. Mavita Mathura............................................... CJ Realty Stuart McCutheon......................... Number 1 Broker, LLC
NEW REAL ESTATE OFFICES ENGEL & VOELKER CELEBRATION RE FRANCOIS DAVIDS 1420 Celebration Blvd. * Kissimmee, FL 34747 Phone: (407) 566-2184 * Fax: (321) 939-6724 PRUDENTIAL FLORIDA WCI REALTY MAUREEN HOME 8687 W. Irlo Bronson Memorial * Kissimmee, FL 34747 Phone: (407) 239-0366 * Fax: (407) 239-0376 TOTAL TITLE SOLUTIONS Tina Johnson 8 Broadway St., Ste. 225 * Kissimmee, FL 34741 Office: 407-847-0412 * Fax: 407-847-0429
Realtors® Real Knowledge Real Service Real Value
Lisa Poirier.................................. Coldwell Banker-Feltrim Luis Quintero..........Florida Realty Team of Central Florida Glenda Roig.............................For The People Realty, LLC Marilyn Thomas....................Keller Williams At The Lakes Yvonne Vickers..................................Overton Realty, Inc.
1105 Shady Lane • Kissimmee, FL 34744
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