Limited
Bloomington-Normal’s Premier Lifestyle and Business Magazine - September 2021
Retiring Well
W H AT ’ S I N S I D E CASINO NIGHT FUNDRAISER PG. 3 STROKER GOLF CLASSIC PGS. 14 & 15 S A T U R D AY S O N T H E SQUARE PG. 20
AND MUCH MORE!
Index
Staff and Contributors
Business
Lifestyle
Jonell Kehias
Casino Night Fundraiser.............. 3
Stroker Golf Classic...............14, 15
Editor
Poem: A Road Much Travelled... 5
California Days Exhibit ...............17
By the Numbers.............................. 6
Hopkins Golf Outing...................18
Deanna Frautschi
Monkeying Around........................ 7
Saturdays on the Square............20
Writer, photographer, naturalist
Faith in Action ..............................8,9
DogOlympic 2021....................... 21
Business Barometer.....................12
Parting Shot....................................31
Erin Martiens Designer
Michael Escoubas Poet Justin Hurt Photographer Thom Rakestraw Photographer Carlos Miranda
Limited 205 N. Main St., Bloomington, IL 61701 309-829-9000
Editor — Jonell Kehias jkehias@pantagraph.com | 309-820-3350 Central Illinois General Manager — Barry Winterland bwinterland@pantagraph.com | 309-820-3205
Limited Magazine welcomes your submissions of photographs and feature ideas. Organizations must notify us of upcoming events at least six weeks in advance. All submissions will be considered for publication. We reserve the right to edit submitted material. Views expressed are those of the writers and do not necessarily reflect our publishing policies. No part of the magazine may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying for any purpose without the express written consent of Limited Magazine, 205 N. Main St., Bloomington, IL
Westminster Village is proud to be an over 98% CoVID-Vaccinated Campus.
our Team Members are Committed to safely serving our Residents. Call Us Today to Learn More! (309) 663-6474
2025 E. Lincoln Street, Bloomington westminstervillageinc.com
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Limited Magazine | September 2021
Scholarship honorees Natalyie Marx, Katie Gallagher
Thursday, July 29 ISU Hancock Stadium Photos by Thom Rakestraw It was an exciting night of casino-style games, local “celebrity” dealers, raffle prizes, a fabulous silent auction and delicious food. But the high point of the evening was announcing the scholarship winners. PWMC grants three scholarships and also announced their second annual empowerment award winner. This year PWMC was granted funds from the Federal Home Loan Bank by way of Citizens Bank of Chatsworth. They reinvested that money with five organizations that working towards and for the betterment of women, especially, here in our community All proceeds from Casino NIghtr PWMC Professional Advancement Scholarship fund. These funds are awarded locally each year to deserving up-and-coming leaders in our community. More photos at pantagraph.com/limited
Celebrity dealers Josh Barnett, Julie Emig, Donny Bounds
Amber Cook, Ann Gilmore, Jen Zimmerman Melissa Larson, Melissa Marx
Celebrity dealers Mike Romagnoli, Nick Birky Rylee Larson, Aubrey Kalitzky
Melissa Jewett, Martha Stearns, John White, Brandy Levin
September 2021 | Limited Magazine 3
Casino Night Fundraiser
Professional Women of McLean County
Retire Smarter,
NOT Harder! When it comes to planning for retirement, most people right away think of stocks, bonds, etc. A successful plan for retiring well includes diversifying assets and investing in multiple buckets. Real Estate has a lot of great potential for passive income! You don’t have to be a landlord taking calls at 3am dealing with headaches and stress to invest in real estate! There are a variety of ways to achieve your goals! Destination airbnb’s are a great option if you want to take advantage of owning and visiting a property multiple times a year that other people pay for to use for their vacations. There is a whole entire business around managing these properties for turnaround so you don’t have to physically be there. Another option is long established publicly traded REITs. These are companies that own and operate real estate, so you’re investing in the company, not just the underlying real estate. They pay out their income in the form of dividends. The most known real estate investments are known as DST’s that is a form of direct real estate ownership in which you have the ability to defer capital gains tax on gains so long as the gains are reinvested in other investment properties through a 1031 exchange. Some other options for retiring smarter are downsizing and moving to a state where general living expenses are low along with reduced real estate taxes and state income taxes. Contact me so I can help you accomplish your goals!
Kirsten Evans, Realtor
Coldwell Banker Real Estate Group
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Limited Magazine | September 2021
Poem
A Road Much Travelled BY M I C H A E L E S C O U B A S
It isn’t Robert Frost’s less-travelled road, that fork in life where one must decide which way to go.
This road is merely a path much travelled on, worn and dusty, boring to a ten-year-old. Then, life
happens between the school bus and the house— Mother meets me at the door, scoops me up like soft ice cream, kisses
my peach-colored cheeks, brings out a plate of warm Toll House cookies, with cold milk, sits near me, her chin resting in both hands.
How was your day? Tell me all about it.
A DIFFERENT KIND OF TRUST We know real trust can’t be bought. It’s hard to earn and even harder to keep. You’re trusting us with your future and the future of your loved ones – and we don’t take that responsibility lightly. You need an advisor, someone who shares your values and understands the magnitude of what’s most important to you. Commerce Trust Company has a team of advisors and in-house resources who help you achieve your personal and financial goals through comprehensive wealth management, investments, and planning services. CONTACT A COMMERCE TRUST ADVISOR TODAY. 309-823-7217 commercetrustcompany.com
Now, three-score and ten,
TM
what I wouldn’t give to live those days again. Commerce Trust Company is a division of Commerce Bank.
NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE
September 2021 | Limited Magazine 5
By the numbers
2021 YTD* Single Family Home Sales Stats Through June 2021
NEW CONSTRUCTION
RESALE
2020 YTD TOTALS
2021 YTD Totals
2021 YTD Totals
2021 YTD Totals
Units: 45
Units: 992
Units: 1,037
$$ Volume: $13,759,195
$$ Volume: $201,609,435
$$ Volume: $215,368,630
Average Price: $305,760
Average Price: $203,235
Average Price: $207,684
2020 YTD Comparison
2020 YTD Comparison
Units: 20
2020 YTD Comparison
Units: 872
$$ Volume: $5,520,795
Units: 892
$$ Volume: $162,108,041
Average Price: $276,039
$$ Volume: $167,628,836
Average Price: $185,903
Average Price: $187,924
Bloomington-Normal | *Compiled as of July 26, 2021
COMMERCIAL REAL ESTATE Retail, Office, Land, Lease Space, Investment & Multi-Family
201 Prospect
240 GREENWOOD—LAST CORNER LOT — VETERANS PARKWAY & HAMILTON ROAD
Mike Flynn Broker-Lawyer-REALTOR® 309-662-2124 mflynn@cbcregroup.com
$4,200/mo.
y
w
Pk
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a er
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t Ve
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ami
lton
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Greenwood Ave
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105 N. Center, BL $528,940 ($76/sq. ft.) • Office Bldg., 6,963 sq. ft., 3 Floors • Downtown Bloomington across from Law & Justice Center • Well-appointed with many updatesMUST SEE!! • Parking available in city parking deck and on street • Located in the Enterprise Zone • Zoned B-3 (Central Business District)
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4,500 sq. ft. Open Floor Plan, Formerly a fitness center. Redbird Property Management, Inc. Call Tom O’Rourke, Designated Managing Broker, at
(309) 454-4888 www.redbirdapts.com Location, Location, Location Fantastic Lots on Towanda Barnes
4120 Vic Dr., BL $609,000 Mike Flynn Broker-Lawyer-REALTOR® 309-662-2124 mflynn@cbcregroup.com
Amazing location, Ideal site for a Gas Station and Convenient Store at the growing side of Bloomington, Corner lot of 1.99 Acres, close to businesses; across the street from once Ovation Movie Theater.
410 Detroit Ave., BL $549,900 One of the best East side locations ideal for retail and restaurants with great drive by traffic exposure! Large lot of 1.77 with fantastic visibility from Towanda Barnes and easy access from Detroit Dr.
Each Office Independently Owned and Operated.
Limited Magazine | September 2021
Liliana Taimoorazi
(309) 826-5559 ltaimoorazi@coldwellhomes.com
Some may remember a story from the past about monkeys at Miller Park Zoo escaping and living on an island surrounded by water in the park. I’m not sure if this is an old monkey’s tale or really happened, but I do know that there will soon be a new DeBrazza’s Monkey exhibit opening at the zoo. With its distinctive white beard and orange brow, the Debrazza’s Monkey captures attention. They are common and widespread across Central Africa though hunting and habitat loss have caused declines in their traditional habitat. Miller Park Zoo Director Jay Tetzloff says, “Our guests will have the chance to get nose-to-nose with
these animals separated by only glass.“ The Debrazza’s Monkeys will be in a conservation breeding program at the zoo. They should be fun to watch as they interact with each other and zoo attendees.
ZooDo to Feature Monkeys ZooDo, Miller Park Zoological Zoological Society’s annual fundraiser gala to benefit the zoo, will highlight the DeBrazza’s Monkeys. The event will be held Saturday, September 11 at the zoo from 5
Commercial Real Estate Services GrEG YOuNT
Laura PrITTS
Retail • Office • Apartments Industrial • Land • Buildings Investment • Lease Space
MIKE FLYNN
THOM JONES
BOB SwOrdS
MIKE TaLKINGTON
MIcHaEL O’NEaL
MEGHaN O’NEaL-rOGOzINSKI
309-662-3377 • 304 N. Hershey, Bloomington, IL • www.cbcregroup.com Each Office Independently Owned & Operated.
September 2021 | Limited Magazine 7
Nature Story
p.m. to 9 p.m. It will feature animal encounters, dinner and silent and live auctions. For more information or tickets go to mpzs.org Proceeds from the event help benefit animal habitats and educational opportunities.
Faith in Action Donor Thank You and Expansion Announcement
Thursday, July 29 Dobski Home, Bloomington Story by Lyndsay Jones Photos by Carlos T. Miranda While thanking the generous donors and congregations that helped Faith in Action continue their vital mission, Faith in Action Director Doretta Herr announced that Faith in Action of Bloomington-Normal’s reach will stretch to Chenoa, making it the seventh municipality served by the transportation-focused organization. Doretta stressed the dedication of her volunteers, who never quit during COVID. In addition to fulfilling everyday transportation needs, Faith in Action also provided rides for senior vaccines and mailed out 500 face masks for seniors. Faith in Action is an interfaith nonprofit that’s been active in McLean County for 15 years. For more information go to bnfia.org
PENDING PENDING 509 S. Buck, LeRoy Senior Living Facility 96-bed Bldg. on 3.8 acres
Susan Lash, Kathleen Phillips Charlotte Talkington, Patti Salch
Linda and Roger Clemmons
NEW
Julie Dobski
NEW
NEW
PENDING 802 S. Eldorado, BL 501 S. Towanda-Barnes Rd., BL 2005D Jacobssen, NL 103 N. Regency, BL 404 Brock Drive, BL 2,748 & 4,171 sq. ft. 14,448 sq. ft. (divisible) 5,880 sq. ft. 1,661-3,322 sq. ft. 39,500 sq. ft. Office Condo for Sale/Lease Office - Sale or Lease Office Building for Sale Retail Space for Lease Office Lease Space
NEW
PENDING 2415 E. Washington, BL Investment Opportunity Office Condo
11 Currency Dr., BL 45,749 sq. ft. on 5 acres Health Club Building
NEW
1719 E. HamiltonRd., BL 660 W. Main, El Paso 1108 Trinity Lane, BL 61,967 sq. ft. 4,700 sq. ft. 20,000 sq. ft. on 2.58 acres Flex Building SubLease Restaurant with Drive Thru Health Club Building
PENDING
NEW
2313 E. Oakland, BL Investment Opportunity Office/Retail
711 E. Washington, BL 2,018 sq. ft. Retail - Corner Lot
850 W. Hovey, Suite 8000, NL 5,586 sq. ft. Retail Lease
510 E. Courtland, Morton 125,000 sq. ft. Industrial/Flex Sublease
202 W. North, NL 2,000 sq. ft. Uptown Normal Retail
70 Years of Combined Experience Greg Yount - gyount@cbcregroup.com - 309.664.3527 Laura Pritts - lpritts@cbcregroup.com - 309.662.3370 YOUNT / PRITTS TEAM 8
304 N. HERSHEY RD., BLOOMINGTON, IL 61704 ~ 309-662-3377
Limited Magazine | September 2021
Sylvester Weatherall, Derek Lough, Jim Jones
More photos at pantagraph.com/limited
Darla Heath, Sharon Lawlis
Teresa Dubravec, Jennifer Pinter
Business | Wealth Management | Personal
Building Business. Growing Wealth. Since 1868. September 2021 | Limited Magazine 9
Faith in Action Donor Thank You and Expansion Announcement
Father Eric Powell, Lynda and Tom Arnold
THE KEY RETAIL SEGMENTS FOR BRICKAND-MORTAR GROWTH F
or the battered retail sector, 2021 seems to have good things in-store. Just recently, the National Retail Federation issued a revised forecast for the year, anticipating that retail sales will now grow between 10.5% and 13.5% as the economy accelerates its pace of recovery. But e-commerce’s explosive growth during the pandemic leaves many wondering which places of business are essential as online marketplaces and direct-tocustomer models thrive. Although many retailers shifted to digital storefronts in recent months, there are key retail segments with goods and services that won’t be doing away with physical footprint anytime soon. Seeing Green Despite the pandemic, 2020 legal cannabis sales rose 46% from 2019, for a record $17.5 billion. As more states legalize the recreational use of marijuana across the country, available retail space is being swooped up by dispensaries, cultivators and on-site consumption retailers. There are certainly challenges around site licensing for cannabisrelated tenants, but the influx of new companies and investors remains undeterred as competition for finding the rights space and location increases in markets such as New York City, where many are leasing large spaces, ranging from 3,000 to 10,000 square feet. By 2026, U.S. legal cannabis is forecasted to drive $41.3 billion in sales. Due to the highly regulated nature of the cannabis industry, it
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won’t be trading bricks for clicks even as this demand grows. Caring for Furry Friends Another segment of retail real estate that has no online substitution are veterinary clinics – and the demand for pet care is rising. Last year the pandemic spiked pet adoptions 34% nationwide, causing animal shelters to “run out” and consumers to spend $31 billion on vet care, according to NPR. Architecture firms specializing in vet clinic design report business is booming as more sites want to create comfortable, intimate settings that appeal to Millennials – 70% of whom own pets. Private alcoves to calm stressed critters, luxury finishes and membershipbased models are a few of the ways clinics are hoping to attract new clients amidst the industry’s frenzied expansion. While many clinics now offer 24/7 telemedicine services to consult with a veterinarian, it’s clear in-office visits for pets aren’t going away. Discount Retailers Abound Deemed essential businesses at the start of the pandemic, many discount retailers, including Dollar Tree and Dollar General, posted strong retail performances during 2020. The question many had was if they could keep their momentum. The answer appears to be ‘yes’, with several announcing store openings and expansions. Family Dollar revealed earlier this year it plans to open 600 new stores and renovate 1,250 existing locations in 2021, and the Real
Limited Magazine | September 2021
Deal reports that half of all store openings this year will be from a discount retailer. Due to their accessibility during COVID-19 restrictions, discount retailers gained many new shoppers outside of their normal consumer base, as people were looking for open stores where they could stock up on affordable essentials. Earlier this year, Dollar General reported a 20% increase in store visits from 2019, indicating the retailer’s ability to hang on to the new shoppers it gained during the pandemic. On the flip side from discount, luxury retailers announced they plan to lean into physical retail, as the online shopping can’t replicate the customer experience of shopping in-store. These varied and diverse niches – from veterinary care to dollar stores – prove retail’s staying power. For many, brick-and-mortar formats provide a 3-D shopping experience that can’t be shuttered. Michael O’Neal, is a licensed broker at Coldwell Banker Commercial Real Estate Group in Bloomington. For more information on commercial real estate, contact Mike at (309) 530-3591 or moneal@cbcregroup.com
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September 2021 | Limited Magazine 11
Business Barometer
State Farm CEO earns $20M
BLOOMINGTON — State Farm Chairman, President and CEO Michael Tipsord’s total compensation in 2020 was $20,266,505.62, the largest payout he’s received since taking the helm of the Bloomington-based insurer in 2015, according to documents filed with the Illinois Department of Insurance.
Rivian delays truck delivery
NORMAL — Rivian Automotive announced July 16 that delivery of the company’s inaugural electric truck, the R1T, originally set for June, will be delayed to September because of mass disruptions in global supply chains.
Chateau sale in works
BLOOMINGTON — Adidev Developers LLC, part of Bloomington-based investment firm and ownership group Adidev Ventures, is pursuing the purchase of the Chateau Hotel and Conference Center, 1621 Jumer Drive, Bloomington.
Pantagraph launches concert series
BLOOMINGTON — Pantagraph Media and the Castle Theatre, in partnership with the City of Bloomington, launched Saturdays on the Square, a series of free concerts on the downtown square that began July 24 with “American Idol” contestant Althea Grace.
Uptown hosts ‘Christmas in July’
NORMAL — Around a half dozen uptown Normal businesses organized “Christmas in July,” a holiday-themed weekend sales event timed to end on July 25 — five months from actual Christmas Day.
2 FruGALS Thrift marks five years
BLOOMINGTON — Downtown Bloomington’s 2 FruGALS Thrift, owned by Carol Wilson, celebrated its half-decade anniversary in July, marking a milestone that many small businesses never reach.
B-N faces bicycle shortage BLOOMINGTON — Local bike retailers say patience and an open mind will take customers far as shop owners deal with a surge of demand during the COVID pandemic, which also has strained the supply chain.
OSF names vice president
BLOOMINGTON — Lisa Pittman, a Naperville native, took office in July as vice president and chief nursing officer at OSF St. Joseph Medical Center in Bloomington, replacing Toni Bishop-McWain.
Connect Transit names general manager
NORMAL — The Connect Transit board has named David T. Braun, former director of transit operations for Southwest Ohio Regional Transit Authority in Cincinnati, to be general manager of the Twin City transit system.
IWU not using Marriott this year
BLOOMINGTON — Illinois Wesleyan University, which housed about 100 students at the Bloomington-Normal Marriott Hotel & Conference Center for the 2020-21 school year, prepared this summer for a fall semester without the need for such overflow housing.
Wind farm approved
BLOOMINGTON — The McLean County Board has approved a $350 million, 250-megawatt, 64-turbine wind farm proposed by Sapphire Sky Wind Energy and Invenergy LLCs for Bellflower and West townships.
Amtrak service returns
BLOOMINGTON — Lu Lu’s Pizza, 802 E. Washington St., Bloomington, hosted a soft opening on July 22 and a full opening on July 23 and plans to add video gambling after it gets state approval.
NORMAL — The Illinois Department of Transportation said the Lincoln Service, which services Bloomington-Normal, the Carl Sandburg/Illinois Zephyr and the Illini/Saluki state-supported Amtrak trains all resumed full-service on July 19 after being halved during the COVID-19 pandemic.
State Farm requires masks
Rivian boosts west Normal activity
Lu Lu’s Pizza opens
BLOOMINGTON — Any employee working at State Farm corporate hub facilities in Atlanta, Dallas, Phoenix and Bloomington must wear a face covering, beginning July 30, the Bloomington-based insurer announced.
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Limited Magazine | September 2021
NORMAL — Rivian Automotive’s workforce has tripled to 2,100 workers over the past eight months, bringing increased road traffic and business activity to West College Avenue and other areas near the west Normal plant.
Wondering What Medicare Covers? Here’s a Quick Breakdown Provided by Pam Deaton, HealthMarkets
Before you sign up for Medicare, it’s important to know what Medicare covers. You have a lot of options, so it’s best to do some research first. That way, you can choose the best type of Medicare plan for the healthcare services you need. If you want to skip the lengthy research, use our Medicare tool. Answer a few quick questions, and we’ll suggest a plan that may work best for your lifestyle. But if you want an answer to “What does Medicare cover?” first, we’ll explain the basics below.
What Is Not Covered by Medicare? Original Medicare does not cover most prescription medications that you would take outside of a medical facility. To get comprehensive drug coverage for medications you pick up at the pharmacy, you can purchase a Medicare Part D drug plan from a private insurer. Additionally, most Medicare Advantage plans include prescription drug coverage. Some other services not covered by Medicare include:
What Is Covered by Medicare Part A and B? Medicare Part A (hospital insurance):
Medicare Part B (out patient services):
• Inpatient care in a hospital • Skilled nursing facility care • Inpatient care in a skilled nursing facility* • Hospice care • Home health care *Does not include custodial or long-term care
• Preventive services (vaccines, lab tests, etc.) • Diagnostic services • Ambulance services • Durable medical equipment
• Long-term care • Most dental care • Routine eye exams • Dentures • Cosmetic surgery
Keep in mind that what Medicare covers does not include 100% of the costs. You are responsible for monthly premiums, and you’ll likely have to pay a deductible, copays, and/or coinsurance. If you have to see a healthcare provider often or have a long hospital stay, your out-ot-pocket costs can add up! To offset some or most of these charges, you can purchase a Medicare Supplement plan.
• Acupuncture • Hearing aids and hearing screenings • Routine foot care Pam Deaton, HealthMarkets Licensed Insurance Producer
• Medicare Advantage • Medicare Supplement Plans • Medicare Prescription Drug Plans
For personalized service call
309-287-3518
Pamela S Deaton, Licensed Insurance Agent This is an advertisement.Not all agents are licensed to sell all products.Service and product availability varies by state. HMIA001595 September 2021 | Limited Magazine 13
Stroker Golf Classic
Hosted by The McLean County Chamber of Commerce Monday, July 19 Crestwicke Country Club, Bloomington Photos by Justin Hurt The good times did roll at the annual Stroker Golf Classic. The beautiful course at Crestwicke was full of 144 golfers and hole sponsors who went all out with classic cars, live music, amazing food and creative games. The Team Mavidea foursome of Mike Somers, Erik Barnlund, Jake Davis and Jeff Leverton were the big winners of the day.
State Rep. Dan Brady, Chamber president Charlie Moore
Byron Blotcky, Axel Larson, J Phillips, Nicole Hoffman More photos at pantagraph.com/limited
Nicole Norman, Todd Crull
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Limited Magazine | September 2021
Stroker Golf Classic
Sara Larsen, Tori Howard, Scott Schahrer, Meghan Meyer
Lex Tennison, Julie Reichel, Pam Deaton, Mystee Oswald, Katie Reichel
Nick Lurkins, Katy Javoronok, Brian Thede
Bill and Evan Jenkins, Dan Adams, Wade Koehler
Now serving Breakfast every Saturday and Sunday starting at 7 a.m. Check out our NEW breakfast menu at robdobsbn. com or on our Facebook at @robdobsrestaurant.
801 N. Hershey Road, Bloomington 309-590-3434 September 2021 | Limited Magazine 15
Tax Considerations of Short-Term Trading P r o v i d e d b y S a v a n t We a l t h M a n a g e m e n t
Some investors may be in store for a larger than expected tax bill when they prepare their returns next April. The new wave of short-term trading in digital currencies like Bitcoin and so called “meme” stocks (think GameStop, AMC, BlackBerry) have yielded substantial gains for some. Others have not been as profitable. The sudden downturns that are inherent in these types of volatile investments can be a painful reminder of the increased risks involved in shortterm trading. Careful consideration and proper planning should be undertaken before investing capital in these areas. Understanding the tax implications that could result from short-term trading is a key part of that planning process. The type of account that is used to make these investments can produce varying tax consequences. Several factors such as an investor’s age, income, and need for liquidity can factor into a decision to purchase an investment vehicle.
Non-Qualified “Taxable” Accounts With non-qualified accounts, every year, the owner reports income and pays tax on net interest accrued, dividends received, and net realized capital gains. If realized capital gains came from investments that were held for less
than one year, the gains are subject to ordinary income taxation. Higher income investors should be aware of this and understand some of the potential profits from short-term trading may end up going toward increased income tax costs. One positive aspect of this type of account is that you are allowed to withdraw money without any agebased penalties. Younger investors may find this provision attractive if they may need to access the funds in a shorter timeframe. Traditional IRA Some investors may find using tax qualified accounts like IRAs beneficial for these shorterterm investments because there are no capital gain considerations. Funds are subject to income tax only when withdrawn from the account. Withdrawals prior to age 59.5 are subject to a 10 percent penalty on top of the income taxes due. Older investors or those who have earmarked investment funds for the long-term might fit well in this category.
Roth IRA Like traditional IRA accounts, Roth IRAs do not have capital gains considerations like those of non-qualified accounts. Additionally, Roth accounts are funded with dollars that have already been subject to income tax. As a result, withdrawals are without any tax or penalty once
the owner is age 59.5 and the account has been open for at least five years. Contribution limits to Roth IRAs are imposed as income increases, creating a barrier to desired funding levels for some investors. Choosing to pursue short-term trading strategies in these very speculative investments should be done with caution and consultation with tax and investment advisors. Understanding the various account ownership options could bolster tax consequence preparations.
Kevin Kingston
Chris Ruedi
The Financial Professionals of Savant Wealth Management can be heard each week on WJBC & NOW on Cities 92.9 TUNE IN each week to hear the latest on financial topics that impact your life! Wednesday - WJBC at 3:00PM Sunday - “Money Matters” Cities 92.9 at NOON Contact us with any questions or concerns you may have with your current or future investment needs. 2315 E Empire Street, Suite 2 Bloomington IL 61704 309-663-9477 savantwealth.com Savant Wealth Management is a Registered Investment Advisor. This presentation is intended for educational purposes only and should not be construed as personalized financial or investment advice. Please consult your financial professional regarding your unique situation.
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Limited Magazine | September 2021
Aianna Zachary, Marlene Gregor, Santino Lamancusa
See-Scape Still Life with Blinder Cone
Corn Crib, 1972
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August 2021 | Limited Magazine 17
Harold Gregor “California Days” Exhibit
Eva and Santino Lamancusa, Jessica Devine
At the Hangar Art Company, Bloomington Thursday, Aug. 5 Photos by Justin Hurt The Hangar Art Company is featuring a collection of works from one of Bloomington’s most iconic artists, Harold Gregor. The exhibit runs through Sept.25 and showcases canvas paintings and works on paper from the 1960’s and early 70’s created during his days living and teaching in Southern California.
Clara Hopkins Congenital Heart Foundation Golf Outing
Monday, July 26, 2021 Crestwicke Country Club, Bloomington Photos by Justin Hurt For organizers Ethan and Jayme Hopkins, the golf outing is personal, as daughter Clara was born with a congenital heart defect and required lifesaving open heart surgeries at OSF Children’s Hospital of Illinois when she was only 5 days old. All proceeds will be donated to the Congential Heart Center at the OSF Children’s Hospital of Illinois.
Kristen Kubsch, Shelleigh Birlingmair, Mary Bennett Henrichs
Julie Kubsch, Shelleigh Birlingmair
Ethan, Jayme and Clara Hopkins
Shannon Lee, Pam Deaton, Kate Burcham, Katie Rife
Jeff Ulrich, Mitch Stebel
Darin Klendworth, Trent Hartzler, Reed Klendworth, Steve Smith Keith Fogarty, Justin Strader, Joe Fuchs, Justin Anderson
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Limited Magazine | August 2021
It’s Almost Fall…
A GREAT TIME TO BUY OR SELL A HOME! Contact one of these REALTORS© to make your dreams of a new home come true!
THE DILLMAN TEAM
Karen Wilson
Broker / RealtoR® Direct Line
Your Real Estate Expert DEB CONNOR
309.531.1912 304 N. Hershey Rd. Bloomington, Il 61704 each office Individually owned and operated
Greg Zavitz, Broker
309-ASK-GREG 275-4734
309.824.3436
304 N. Hershey Rd. Bloomington, Il 61704
Call, Text or Email!
Bruce Dillman, Broker: Andrea Dillman, Broker: 309-838-8390 or 309-846-1558 or brucedillman@hotmail.com Dillmanteam@kw.com
Each Office Independently Owned & Operated.
Kwilson@coldwellhomes.com www.coldwellhomes.com each office Is Independently owned and operated
NEW SEASON REALTOR®/Broker, GRI
NEW BEGINNINGS
greg@zavitz.com Search all local listings at:
www.zavitz.com Helping You Find Your Way Home! Each Office Independently Owned & Operated.
NEW HOME ROXANNE HARTRICH RE/MAX Choice CALL OR TEXT TODAY
309-532-1445
roxannehartrich@remax.net
OwnerofKara&KayleesKloset
203 Eastland Dr. Bloomington, IL 61704 ~ each office independently owned and operated
Camille Cornwell Jean Hutson Broker/Interior Designer
(309) 825-5707 Jean.hutsonhomes@gmail.com
Broker, RealtoR®
309-275-6713 camillecornwell@comcast.net
Mike Hutson
Each Office Independently Owned & Operated.
JUNE 2021
Liliana Taimoorazi 309.826.5559 www.lilianacoldwellhomes.com
Managing Broker/ABR/GRI
(309) 825-6894 Mike.hutsonhomes@gmail.com
Each Office Independently Owned & Operated.
www.coldwellhomes.com
Take Advantage of the Low Interest Rates! September 2021 | Limited Magazine 19
Saturdays on the Square
Julie Emig
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l hartweg, Donna & Darrel dan adams
Cari k & Cherylorowicki magnuso n
THE CASTLE AND PANTAGRAPH MEDIA’S
e althea gradcy & Dan Bra
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july 24 & 31 ,
ton im mil t & i Vick an adams d
Jason reif, erin martiens, jonell kehias & dan adams
s cordova
The Village at Mercy Creek, is one of the largest and most trusted Catholic faith-based senior living communities in the Midwest area. Our top priority has always been a safe, secure and healthy environment for everyone.
Call 309-268-1501 to learn more! 20
Limited Magazine | September 2021
1501 Mercy Creek Dr. Normal, IL 61761 www.villageatmercycreek.org
Carol and Carl Clover with Rusty, Elizabeth Crowe
More photos at pantagraph.com/limited
Kathy Schniedwind with Aspen, Elizabeth Crowe, Humane Society of Central Illinois Development Director Carrie and Amber Melick with Hazel
Briannah Trancoso, Aubree Williams and McKayla Trancoso pet Mr. Dexter
Still trying to decide what to do with your Kindergartner for the 2021-2022 school year?
Enroll today in our Private Kindergarten Located at our Little Jewels facility on Oakland Ave (near the former Ovation Theater) Small Class size (20 maximum)* Class will follow the Unit 5 calendar $182 per week Afterschool care, at any of our three locations available, for an additional cost* Care for days off of school provided at one of our three locations* Lunch served Daily Similar curriculum used in the Unit 5 School District will be taught Teacher with Elementary degree and over 20 years of experience with Pre-K/Kindergarten age *Space is limited! Don’t wait Call or email TODAY for more information, or to sign up. Director of Operations, Mary Beth Lowery 309.662.0303 littlejewels.marybethl@gmail.com
4117 E. Oakland Ave., Blm. 1730 Evergreen Blvd., Normal 210 N.Williamsburg Dr., Blm.
September 2021 | Limited Magazine 21
DogOlympics 2021
Jane Kahman holding Hudson
Sponsored by the Humane Society of Central Illinois Saturday, July 17 The Workout Company, Normal Photos by Justin Hurt Humans weren’t the only ones who missed attending events during the pandemic. Dogs, being the social anmials that they are, also missed interacting with their four-legged friends. So the Humane Society’s first event in 15 months received two paws up from happy dogs and their families. Humane Society neighbor (and dog lovers) Carl and Carol Clover generously offered their site for the event. Shelter dogs were on hand to meet and greet and they also got to participate in the fun events organized by Kay Richardson, president of the Town & Country Kennel Club. Dogs enjoyed the tunnel run, the kiddie pool and, of course, each other.
Distinguished Property Gallery 606 Harvey Rd. E., Downs $745,000
Stunning all brick home with 4930 total square footage and lots of upgrades throughout! Fabulous setting nestled in the woods on 3.4 acres AND is in highly rated, Tri-Valley School District. Quality newer custom 8’ glass double entry doors opens to a grand wood staircase with iron balusters. New wood flooring in main living area on the main level. Updated kitchen with custom cabinets, island/breakfast bar, soapstone/granite counter tops, tile floor, new kitchen gas range, stainless steel appliances. Kt pass-through with custom stained glass windows. Remodeled MBR/large shower, newer cabinetry, plumbing fixtures, heater and granite counters. Lower level has fabulous bar area, beer tap, refrigerator, wine cooler, wine cellar with cork walls, all newer tile flooring in lower level. Fabulous large laundry room with newer cabinetry, sink, W/D, DW, frig, wall oven, storage pantry, granite counters and wood ceiling with recessed lighting. Iron management water system, reverse Osmosis water filter for refrigerator. Basement has 10” concrete walls, has a sump pump but hardly runs because it has gravity floor footing tile drainage to back of home. New large patio with 4 seasons cover, new concrete, new basement exit door and stairway to patio, new deck off of screened in porch, new 1100 gallon Spa, new culvert & concrete driveway, beautiful new 42 x 40 Cleary Bldg with large concrete apron, finished metal heated interior with 15’ ceiling, LED florescent lighting, full restroom, large 14’ high, 12’ wide door to accommodate a Motorhome, so many updates!! New Train A/C for main level and upper level. Update list available.
24039 N 2250 East Rd., Lexington $645,000
The Sutton Team Don Sutton
309-275-0700 donsutton1@gmail.com
Location, Location, Location! Private 1.5 story contemporary custom built home. Features 3 lofts. Mother in law suite with kitchens. Indoor pool and hot tub room. Wood deck wrapped around 3/4 of the home! 12.5 acres. 5 acres of timber. The Mackinaw River runs through the North part of the property! 3 car heated custom garage (Bullock) built. Lexington schools (District 7). MANY new upgrades! $600,000 of improvements made in 2014! Every room has two exits. Interior walls, many rough sawn cedar. All sky lights have been replaced in 2014. 3 new furnaces installed in 2020! All wood floors expect the apartment/ mother in law suite. It has tile on the main floor and in the second floor bedroom. Huge family room with floor to ceiling stone fireplace with masonry smoke chamber that is in working order. Fireplace in the living room is also floor to ceiling stone masonry standard fireplace. Hot tub is for up to 8 persons. Pool has on oxygenator so no chemicals needed! Roof replaced in 2015. The property is being sold AS IS.
9406 Abbey Way, Downs $539,900
22 Bent Tree Lane, Towanda $489,000
Custom built home in Sherwood Subdivision! Gorgeous 1.5 Story, large lot with trees and beautiful landscaping! Attention to detail throughout! Cherry hardwood floors, cherry cabinets with granite countertops. Stainless steel appliances remain in the home. Oversized master suite with sitting area, his and hers walk-in closets and vanities. All bedrooms have walk-in closets. 9’ walkout basement with family room, custom bar, newly remodeled theater room/exercise room with luxury vinyl plank flooring, 5th bedroom, full bathroom. New furnace in 2020. New master bathroom shower. New rod-iron fence! Natural gas line for grill on the deck. Excellent internet sevice through Media Com. Located in the Award-winning Tri-Valley school district! This home is a must see!
Super sharp log home with huge kitchen with island and U-Shaped bar area. Eat in kitchen with separate dining room space. Gorgeous timberland lot that banks up to an open field. Master bedroom suite on the main level. 2 other bedrooms on the second floor. Enclosed porch off the kitchen area. Open floor plan. Family friendly neighborhood. Large finished basement. Close to walking trails. All BRAND NEW appliances staying. Since photos were taken, the house has been re-stained as well as the front and back decks, Sealed the concrete flooring in the kitchen and living room areas. The subdivision as trails through and a picnic reserve area and then an open field that can be used!
The Gerig Team Becky Gerig 309-212-4120
4 Honeysuckle Ct., BL $365,000
15958 Pebble Beach, BL $450,000 Absolutely stunning home. Huge lot. City sewer & water. 2 story Family room. Incredible kitchen w/cherry cabinets, custom trim pkg throughout. Lots of windows. 4 seasons room, master suite w/gas fireplace. 3 large bedrooms up w/ Jack & Jill bath. Wonderful finished basement with daylite windows. Trex Deck, paver patio & fire pit. Dual zone heating/AC, and 2 water heaters Basement with Theater Room, Rec room, Bedroom, full bath and game room w/wet bar area ready to finish. 13x11 office. Vaulted trey and lighted ceilings and much more. Don’t miss this beauty!!!
Deb Connor (309) 531-1912
Dconnor@coldwellhomes.com
1 Paige Place, BL $340,000 Beautiful home situated on a large corner lot with full brick front on a very private nicely landscaped backyard with mature trees--covered full front porch. The outstanding flowing floorplan. Formal living and formal dinning. All solid surface floors on the main level are primarily modern oak and tile. Vaulted ceilings in family room with built-ins and fire place. Eat in kitchen comes with durable quartz countertop, stylish backsplash, Island and all appliances. Main floor large laundry room comes with washer and dryer and utility sink. Second floor has 4 large size bedrooms and 2 full baths. Finished basement includes 5th bedroom, family room with buit-ins and full bath. Still has plenty of room for storage. 3 Car attached garage. This west facing home orientation allows for morning sunny enjoyment and evening sunset views. All information deemed to be accurate but not warranted.
Meenu Bhaskar (309) 826-4642 meenu@meenubhaskar.com
Welcome!! Location Location Location! This Perfectly Situated Traditional 2 Story North East Side Beauty is Located Near Shopping, Medical Services, Hotels, Restaurants, Anchor Businesses, AwardWinning Schools. ~ and is Ready for You to Call HOME! 5 Bedroom, 3.5 Bath, 3 Car Garage ~ Finished Lower Level with Family Room, Amazing Custom Exercise Room, Full Bath, 5th Bedroom, and Storage. Soaring Grande Entrance with Main Floor Hardwood Floors and Tile. Main Floor Laundry. Expansive Light and Airy Open Kitchen ~ Living Floor Plan with Fireplace and Beautiful Built-ins. Warm and Inviting Kitchen has Gorgeous Granite Counter Tops, Tile Backsplash, Tall Cabinetry, Desk / Organization Area , Pantry, and Newer Stainless Steel Appliances. Separate Formal Dining with Gorgeous Tray Ceiling, 1st Floor Office with French Doors that can be Opened to the Main Living Area. Large Private Entertaining Patio. Beautifully Landscaped and Fully Fenced Back Yard. Roof 2019, Water Heater 2011, Updated Wood Laminate Flooring throughout the 2nd Level. So Much Charm and Potential ~ Schedule Your Showing Today! Seller is offering a $10,000 flooring/upgrade allowance
5016 Francesco Lane, BL $340,000 Traditional 2 story with all 3 floors finished in Grove subdivision has so much to offer. Main floor features 2 story foyer, Large living / dinning combo, Eat in kitchen, family room & half bath. Kitchen comes with SS appliances, Pantry, Granite counter tops, High efficiency commercial grade exhaust fan which vent outside. Sliding door opens to backyard patio to enjoy summer evenings. 4 bedrooms are on second floor with 2 full baths and convenient laundry. Master bath has double vanity, garden tub & separate shower. Basement is finished with 5th bedroom, full bath and nice size family room with bar area. 3 car garage. All information deemed to be accurate but not warranted.
Each Office Independently Owned & Operated.
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Limited Magazine | September 2021
The Gerig Team Becky Gerig 309-212-4120
The Gerig Team Becky Gerig 309-212-4120
NEW LISTING!
Roxanne Hartrich 309-532-1445
Kind people are my people
Meenu Bhaskar (309) 826-4642 meenu@meenubhaskar.com
TOP LAWYERS BLOOMINGTON AREA
BASED UPON A SURVEY OF THEIR PEERS These LEADING LAWYERS have been recommended by their peers to be among the TOP LAWYERS in Illinois. Farrah L. Hagan Julia B. McCarthy A. Clay Cox Larry A. Apfelbaum Todd A. Bresney Charles N. Edmiston II William J. Harrington Kathy A. Olivero John J. Waldman Timothy W. Kelly Terence B. Kelly Kathleen McDonald Kraft Gina L. Wood Eitan Weltman Thomas M. Barger III Peter W. Brandt Kirk A. Holman Thomas A. Jennings Elizabeth B. Megli Richard E. Stites William C. Wetzel David M. Moss Nathan B. Hinch Jay D. Reece Lars Eric Ostling Robert T. Varney
Brady Connolly & Masuda PC Brady Connolly & Masuda PC Cox & Fulk LLC Kanoski Bresney Kanoski Bresney Kanoski Bresney Kanoski Bresney Kanoski Bresney Kanoski Bresney Kelly & Castagna LLC Kraft Wood & Kelly LLC Kraft Wood & Kelly LLC Kraft Wood & Kelly LLC Law Office of Eitan Weltman LivingstonBarger LivingstonBarger LivingstonBarger LivingstonBarger LivingstonBarger LivingstonBarger LivingstonBarger Moss & Moss PC Mueller Reece & Hinch LLC Mueller Reece & Hinch LLC Ostling & Associates Robert T. Varney & Associates
Normal Normal Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Bloomington Clinton Bloomington Bloomington Bloomington Bloomington
309.862.4924 309.862.4914 309.828.7331 309.829.5700 309.829.5700 309.829.5700 309.829.5700 309.829.5700 309.829.5700 309.820.0600 309.829.7069 309.829.7069 309.829.7069 309.829.4422 309.828.5281 309.828.5281 309.828.5281 309.828.5281 309.828.5281 309.828.5281 309.828.5281 217.935.8341 309.827.4055 309.827.4055 309.827.3030 309.827.4444
p.s.
Workers’ Compensation Defense Workers’ Compensation Defense Bankrupt/Workout: Comm; Close/Private Held; Emp Benefits; Tax: Bus; Trust/Will/Estate Workers’ Compensation Personal Injury: General Workers’ Compensation Personal Injury: General Workers’ Compensation Workers’ Compensation Personal Injury: General; PI: Prof’l Malpractice; PI Pltf: Product Liability; ADR: PI Personal Injury: General; PI: Professional Malpractice; Workers’ Compensation Adoption & Reproductive Technology; Family Criminal Defense: Felonies & Misdemeanors; Family; Juvenile Creditor’s Rights/Commercial Collections ; Real Estate: Residential Close/Private Held; Real Estate: Commercial; Trust/Will/Estate Commercial Litigation; Med-Mal Defense; PI Defense: General Personal Injury Defense: General Agriculture; Real Estate: Commercial; Trust/Will/Estate Close/Private Held; Creditor’s Rights; Land Use/Zoning; RE: Comm; Trust/Will/Estate Comm Lit; Med-Mal Defense; PI Def: General; Product Liab Def; ADR: PI Land Use/Zoning; Public Utilities; Real Estate: Comm; RE: Residential; Tax: Business Workers’ Compensation Construction; Real Estate: Commercial; RE: Residential Close/Private Held; Land Use/Zoning; Real Estate: Comm; RE: Residential Bankruptcy: Individual; Foreclosure Defense Ins/Insurance Cov/Reinsurance; PI Def: General; Products Liab Def; Toxic Torts Def
These EMERGING LAWYERS have been identified by their peers to be among the TOP LAWYERS in Illinois who are age 40 or younger OR who have been admitted to the practice of law for 10 or fewer years. Amelia S. Buragas
Bolen Robinson & Ellis LLP
Bloomington
217.429.4296
Civil Appellate; Personal Injury: General
Neel Mookerjee
Brady Connolly & Masuda PC
Normal
309.862.4914
Workers’ Compensation Defense
A. Christopher Cox
Cox & Fulk LLC
Bloomington
309.828.7331
Close/Private Held; Commercial Litigation
Patrick R. Cox
Cox & Fulk LLC
Bloomington
309.828.7331
Close/Private Held; RE: Residential; Tax: Business; Tax: Indiv; Trust/Will/Estate
J. Harrison Fulk
Cox & Fulk LLC
Bloomington
309.828.7331
Family
Gina Couri-Cyphers
Kanoski Bresney
Bloomington
309.829.5700
Personal Injury: General
Laura A. Castagna
Kelly & Castagna LLC
Bloomington
309.820.0600
Personal Injury: General
Katharine E. Gonzalez
Kraft Wood & Kelly LLC
Bloomington
309.829.7069
Family
Jonathan J. Bobell
LivingstonBarger
Bloomington
309.828.5281
Rachel J. Brandt
LivingstonBarger
Bloomington
309.828.5281
PA R T I N G S H OT photo by deanna frautschi
“
All endings are b e g i n n i n g s . We j u s t Med-Mal Defense; Personal Injury Defense: General d o n’ t k n o w i t a t t h e Commercial Litigation t i m e .” Mitch Albom
A lawyer CANNOT buy the distinction of Leading or Emerging Lawyer. The distinction was earned by being among those lawyers most often recommended by their peers. For a full description of our research process, a complete list of all Leading or Emerging Lawyers, and to view profiles of the lawyers listed on this page, go to
www.LeadingLawyers.com A Division of Law Bulletin Media – est. 1854
September 2021 | Limited Magazine 23
Commercial Office Space in Downtown Bloomington Now Available! • Built in 1902, this historic structural landmark offers 6 floors of modern and efficient commercial real estate space with historic charm and appeal. • All spaces include numerous windows, efficient design and high ceilings allowing natural light to fill each room and create a warm and inviting environment. • Move-In Ready and Build-to-Suit Office Spaces now available. • On-Site Building Manager and Full-Time Maintenance Professional.
Tenant Testimonials: “Our relationship with Darrell and the management team at Illinois House is wonderful.” – Chelsea Hefferan, Co-Owner of The Mystic Kitchen “I would advise another business owner looking to lease to seriously consider the Illinois House. Come walk around and see first hand the design and architectural details to see how the space can fit your business’s needs.” – Katy Kraft, Partner at Kraft, Wood & Kelly, LLC 207 W Jefferson St • Historic Downtown Bloomington, IL 61701 Located on the N.W. corner of the old Courthouse Square Call Today for More Information: 309-824-8062 www.bloomingtonoffices.com 24
Limited Magazine | September 2021
