Cuomo Announces Legislation to Protect Elders From Financial Exploitation Included In FY 2021 Executive Budget
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overnor Andrew M. Cuomo nnounced legislation in the FY 2021 Executive Budget to protect elder New Yorkers from financial exploitation. This proposal will strengthen banks' ability to place a hold on the bank account of a vulnerable adult if there is sufficient reason to believe that the adult is a victim of actual or attempted financial exploitation by creating parameters for the holds, providing financial institutions and employees with immunity from civil liability for holding transactions, and requiring reporting of the hold to the Office of Children and Family Services. The Department of Financial Services will also create a new certification program for banking institutions to bolster training and education in financial exploitation. “Seniors are at a greater risk of being victims of financial exploitation, and this legislation will create new measures that will allow banks to better safeguard their hard-earned savings,” Governor Cuomo said. “These reforms will help protect some of our most vulnerable New Yorkers from financial exploitation and will take one more step toward a stronger, fairer and more just
Empire State for all.” Superintendent of the Department of Financial Services Linda Lacewell said, "Elder New Yorkers are an especially vulnerable population, and the measures included in Governor Cuomo's 2020 agenda will help protect our seniors from financial exploitation. This legislation will help banks here in New York take action to protect vulnerable New Yorkers from financial predators and strengthen the integrity of our financial system." While current law permits a financial institution to place a hold on a bank account for suspected financial exploitation of a vulnerable person, banks, fearing potential civil liability if they institute such a hold, have hesitated to act on such a suspicion. This proposal would create parameters for the holds and provide financial institutions and employees with immunity from civil liability for holding transactions and reporting when there is a reasonable suspicion of elder financial abuse. Banks will be able to more effectively deploy a transaction hold on the account of an elder adult when there is sufficient reason to suspect financial exploitation and a transaction hold appears necessary for asset pro-
tection. During the course of the transaction hold, the account holder will have access to account funds to meet ongoing housing, living, and emergency expenses.
Governor Cuomo has made it a top priority to deter unlawful actions against New Yorkers and put an end to senior financial abuse. A 2013 study found the statewide impact of financial exploitation to be at least $1.5 billion. To report suspected elder financial exploitation, individuals and financial institutions should contact their local APS unit. Telephone numbers for all local APS units in New York can be found by calling the statewide Adult Services Helpline at 1844-697-3505. 50+
Nominations Sought for Nassau Senior Ambassadors
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assau County Executive Laura Curran is seeking nominations for Nassau County’s 2020 Senior Ambassadors, an annual award recognizes two individuals who have demonstrated outstanding concern and action for human services and community involvement relating to any age group. The winners will be honored at Nassau County Office for the Aging’s 46th Annual May Conference on Friday, May 15, 2020. Nominations are being accepted through Friday, April 13, 2020. To be eligible for the Nassau County award, a candidate: • Must be 60 years of age or older and presently living in Nassau County; • Candidate must be an unpaid volunteer. Paid employees from an organization are ineligible. • Must be submitted on an official application form. Those who have already received the award are ineligible, while those who were nominated but did not receive previous awards may be re-nominated. All nominations will be reviewed by a panel of judges from the Nassau County Office for the Aging. This award will honor two of the many dedicated individuals who have made outstanding personal contributions for the enrichment of the lives of others. Nominations for Senior Ambassador of the Year may be made by individuals or groups. All nominations must be submitted on an application form. For more information, an application form or submission, please call 516-227-8900 or email Caitlyn.Inciarrano@hhsnassaucountyny.us. Nominations can also be mailed to: Caitlyn Inciarrano, Awards Committee – Senior of the Year, Nassau County Department of Human Services, Office for the Aging, 60 Charles Lindbergh Boulevard, Suite #260, Uniondale, NY 11553-3691. 50+
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50+ LifeStyles March 2020 • www.50PlusNY.com
Calendar
MAR-APR
March 15 The Sounds and Songs of Ireland. Featuring Mary O'Dowd at the Garden City Historical Society, Garden City at 3 p.m. Tkts available at the Historical Society, Tues - Fri 10 a.m. to 4 p.m. and Sat. noon to 4 p.m., or by phone 516-746-8900. March 15 St. Patrick’s Day Jazz. Sachem Public Library, Holbrook; 2 p.m. The Paul Joseph Quartet will perform instrumental jazz renditions of Irish favorites. All welcome. Free. Call 631-588-5024.
(Send event info to Frank@50plusny.com. Deadline 15th of the month)
March 7 Spirituality For Singles. St. Aidan Parish, Williston Park; 8:30 p.m. Guest musical performance. Ages 35+; $5. Includes snacks, pizza and beverages. Contact: Ray at 516-561-6994 or spiritualityforsingles@gmail.com. March 8 St. Patrick’s Day Dinner. St. Thomas Episcopal Churchwomen, Farmingdale; 5 p.m. Adults $20, children under 12 $5. Call 516-752-9254. March 8 Purim Carnival. Come in costume for our annual Purim Carnival. Face painting, inflatables, carnival games, arts & crafts. Friedberg JCC, Oceanside; 11 a.m. to 2 p.m. Free Admission, game and food tickets available for purchase. Info: kmorley@friedbergjcc.org or 516-634-4168. March 8 ThyCa Long Island Thyroid Cancer Survivors Meeting. North Shore University Hospital, Manhasset, from 1 to 3 p.m. Call to confirm meetings. Contact: Abby Melendez at 516-608-5113; www.thyca.org/sg/ny_manhasset/. Starts March 9 Boating Safety Course. Hempstead Town. Conservation and Waterways Building, Point Lookout. Class 1 – March 9, 7 to 10 p.m.; March 16, 2020 7 p.m. – 10 p.m.; March 23 7 p.m. – 10 p.m. Registered boaters must attend all three classes to receive a boating safety certificate – a required document for all NYS recreational vessel operators by 2025. March 12 Senior Group Meeting SAGE. Perform Jewish Klezmer. Musicians Allan Sperber and Noam; 10:30 a.m. to Noon. Woodbury Jewish Center, Woodbury. $5. Light refreshment. 516-496-9100 x352 or www.thewjc.org.
March 17 Free Breast Cancer Forum. Sleep Disturbances Related to Breast Cancer: Understanding the relationship between the diagnosis and treatment of breast cancer and sleep disorders. Adelphi’s Angelo Alumni House, Garden City. Free. Registration is required. To RSVP, call 516-877-4325; email breastcancerhotline@adelphi.edu March 19 The Bad Little Big Band. At the Jazz Loft, in Stony Brook Village. 7 p.m. Pianist Rich Iacona leads his 12-piece jazz big band perform music from the Great American Song Book and original compositions and arrangements. Vocalist Madeline Kole accompanies the band. Tickets: $25 adults, $20 seniors, $15 students, $10 children, children under 5 free. 631 751-1895. Tickets are available at www.thejazzloft.org March 28 Long Island Postcard Club 43rd Annual Show & Sale. At Christ Lutheran Church, East Northport; 9 a.m. to 4 p.m. Admission: $3. Info at Gordon Smith, 631-307-6561 or gordon-j-smith@hotmail.com. Vintage postcards, trade cards, paper items, photographs, maps, booklets, magazines and souvenir items will be available for purchase. Food and refreshments available. April 18 The Spirit of Women. A celebration of female composers in honor of the passage of the 19th Amendment. Huntington High School, Huntington; 8 p.m. Tickets at tickeys@huntingtonchoralsociety.org. April 2 Disaster Preparedness Workshop. The NY Citizen Preparedness Training Program teaches residents to have the tools and resources to prepare for any type of emergency, respond accordingly and recover as quickly as possible. Each family that attends will receive a preparedness kit. You must register for this program in advance at www.prepare.ny.gov. This program is open to all; 6 to 8 p.m. at the Copiague Library, Copiague; 631-691-1111. April 3 Rescuing Families Night at the Races Fundraiser. Come join us for a night of food, drinks, prizes and horse racing. Cash prizes. Live miniature racetrack. Doors open at 6 p.m., event from 7 to 11 p.m. At VFW Post 2718, Franklin Square. Tickets are $40, advance only. Call 516-697-9403 or www.recuingfamilies.org. April 28 Flowering Indoor Plants and Flowers for the Spring Garden. Learn where to plant, which fertilizer is best, the different lighting and watering needs for different plants. Different house plants will be on display. Registration is required. This program is open to all; 67to 8:30 p.m. at the Copiague Library, 50 Deauville Blvd., Copiague; 631-691-1111. 50+ 50+ LifeStyles March 2020 • www.50PlusNY.com
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Hidin’ Harry
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Find Hidin’ Harry somewhere in the pages of 50+ LifeStyles and win a pair of Theatre Three tickets Send us your answer — including your name and address — by post to Hidin’ Harry, 146 So. Country Road, Bellport, NY 11713 … or by e-mail to: editor@50plusny.com. ONLY ONE ENTRY PER PERSON, PER MONTH, PLEASE!
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Congratulations to our Hidin’ Harry winners from the January issue. Christopher Doyle of Smithtown, Ana Rios of Bellerose, Joseph Iannaco of West Babylon and Richard Mahn of Hicksville. All will be receiving a pair of Theatre Three tickets in the mail.
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Win two tickets to the NYCB Theatre at Westbury. E-mail your name and address to: Frank@50plusny.com Please, only one entry per person. Last month’s winner was Deborah Capozzoli of Freeport.
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Winner of 10 National Awards
Habitat for Humanity of Suffolk Joins Hundreds Of Housing Affordability Advocates To Rally On Capitol Hill
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ne in six families in the United States spend more than half their income every month on housing. For many, the tradeoff of covering the cost for a safe place to live means sacrificing other basic needs, like food, health care and transportation. Lee Silberman, Habitat for Humanity of Suffolk’s chief executive officer and executive director, joined hundreds of other local Habitat organizations, volunteers, partners and low-income families in Washington, D.C. and around the country to speak up about how unacceptable it is for people to have to make those kinds of choices. This is the first year Habitat Suffolk has participated in Habitat on the Hill. “We want to encourage our local, state and federal legislators to support policies that promote greater access to safe, decent and affordable housing,” said Silberman. “The need has reached critical levels. Fifty percent of all families in Suffolk County are housing burdened and one-in-five families pay over 50 percent of their income on housing.” Through Cost of Home — Habitat’s national advocacy campaign — Habitat is expanding efforts to influence policy and systems change at
the local, state and federal level in four key areas: supply and preservation of affordable homes; equitable access to credit; land use; and communities of opportunity. The organization aims to improve home affordability for 10 million individuals through advocacy over the five-year campaign.
Recently, Habitat leaders rallied on Capitol Hill and met with federal policymakers to advocate for the Neighborhood Homes Investment Act (NHIA), a policy priority of the Cost of Home campaign. This important legislation will revitalize distressed neighborhoods by using federal income tax credits to incentivize private investment to build and substantially rehabilitate
homes for low- and moderate-income homeowners. Additionally, Silberman met with legislative aides representing Congressman Zeldin, Congressman Suozzi, Congresswoman Rice and Senator Schumer to discuss the benefits of affordable housing legislation and the need for funding to finance the development of new, af(Continued on page 18)
50+ LifeStyles March 2020 • www.50PlusNY.com
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The Psychedelic Vaudeville Revue By Randal C. Hill
ock it to me!”, “Here come de judge!”, “You bet your sweet bippy!”, “Look that up in your Funk and Wagnalls!”. At one time, it was virtually impossible to get through a day without hearing a few of these silly statements, thanks to the astounding success and widespread influence of Rowan and Martin’s Laugh-In. Just called Laugh-In by most viewers, the show premiered as a groundbreaking NBC-TV special in September 1967. It proved to be such a surprise ratings hit that NBC added it to their regular weekly schedule beginning the following January. “At the time, nobody was doing pure comedy,” reflected creator George Schlatter. “All variety shows were the same. I wanted something that reflected my own minimal attention span and love of comedy.” Laugh-In was basically an hour of modernage vaudeville. Viewers were witness to cockeyed sight gags, irreverent one-liners, off-color sketches, social-issue playlets and absurdly satirical newscasts. Performers fell through trap doors, tipped over on tricycles, and endured buckets of water and cream pies in the face. Fleeting celebrity cameo appearances featured such disparate stars as ukulele maven Tiny Tim, movie
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icon John Wayne and straight-arrow politician Richard Nixon (“Sock it to me?”). Everything flashed by at a furious pace, with one clever critic declaring the Monday night bash “like an ‘Ed Sullivan Show’ on an LSD trip.” Laugh-In was hosted by urbane straight man Dan Rowan, with (supposedly) dim Dick Martin as his foil. The pair had knocked around for years in Las Vegas with limited success. Laugh-In portrayed them as hosts who often appeared to be befuddled by the wacky events swirling around them — high-octane go-go dancers, an ongoing cocktail party, an end-of-the-show joke wall. The show gave rise to a line of products that included coffee mugs, T-shirts, jogging outfits, fortune cookies, a comic strip, a magazine and graffitied wallpaper. Baskin-Robbins even created
a new flavor — Here Comes the Fudge. A vast repertoire of celebrities also emerged from the show, including Arte Johnson, Ruth Buzzi, Henry Gibson, Jo Anne Worley, Flip Wilson, Judy Carne, Alan Sues, and Gary Owens. Rising above all these temporary stars, though, were two women who would go on to entertainment renown. Perky Goldie Hawn found fame as a bumbling, giggling, bikini-clad blonde babe with silly sayings painted on her skin. Lily Tomlin’s star turn came as Ernestine, a sardonic telephone operator who immortalized such lines as “Is this the party to whom I am speaking?” When she dialed the phone during her skits, Schlatter ordered her to use her middle finger as a gentle poke at the world out there. Although Laugh-In loped along until 1973, the show had actually been on life support since the end of the 1960s. But NBC would soon return to the satire game, thanks to a former Laugh-In writer, Lorne Michaels, who created Saturday Night Live for a welcoming mid-1970s Laugh-In audience. When asked about his show’s legacy, Schlatter replied, “Break the rules. Once something becomes a rule, it’s made to be broken.” 50+
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4.9 STARS
St Patrick’s Day Parades March 1 Mineola; Noon. Starts at Courthouse Drive, Garden City, Islip; 1 p.m. 381 East Main St., East Islip. March 7 Kings Park; Noon. Starts at the corner of Lou Avenue and Pulaski Road, goes down Main Street, onto Church Street, and ends at the William T. Rogers Middle School. Rockaway Beach; 1 p.m. from 130th St. and Newport Avenue. Starts at Beach 129th and Newport Ave. March 8 Huntington; 2 p.m. Starts at New York Avenue LIRR station, ends at St. Patrick’s Church March 14 Westhampton Beach; Noon. New Parade route due to construction. Bay Shore-Brightwaters; 2 p.m. Starts at Saxon Avenue and Main Street left on Main Street. Noon mass at St. Patrick’s Church. St. James; 1 p.m. Along Lake Avenue from Woodlawn to Railroad Avenues. Cutchogue; 2 p.m. Cox Lane, down Main Road to Cutchogue Village. March 15 Bayport-Blue Point; 11 a.m. Starts at 27A between Snedecor and Blue Point Avenues. Center Moriches; 2 p.m. Main Street from Lake Avenue east to South Avenue. Farmingdale; The parade steps off is at 1 p.m. at Northside School, proceeds down Main Street to the Village Green. Miller Place-Rocky Point; 1 p.m. Starts at Rt. 25A and Harrison Avenue, goes east to Broadway and Prince Road March 17 The granddaddy of them all, the New York City St. Patrick’s Day Parade, is on March 16, 2019 and begins on 5th Avenue at 44th Street, ending on 5th Avenue at 79th Street. March 21 Brentwood; 1 p.m. Starts at Washington Avenue and Clarke Street and ends at Ross Park. Hampton Bays; 11 a.m. Starts at Hampton Bays Elementary School on Ponquogue Avenue, to 27A and west to reviewing stand. Rockville Centre; Noon. Starts at Long Beach Road and Maple Avenue, ends at North Village and Quealy Place. March 22 Glen Cove; 1 p.m. Starts at Finley Middle School to Forest Avenue. Finishes at St. Patrick’s Church. Patchogue; 12:30 p.m. Starts on Route 112 and E. Main Street, west to the corner of West Avenue and West Main. Ronkonkoma; 2 p.m. The corner of Patchogue-Holbrook and Portion Roads, left on Hawkins to Church Street. Stops just past St. Joseph’s Church. Montauk; Noon. Starts at Edgemere Road and finishes at the end of the road by IGA. (NY’s second largest parade!) March 28 Jamesport; 1 p.m. North Railroad Avenue and Washington, then east on Main Road to firehouse. March 28 Bellport; 11 a.m. Corner of Station and Head of the Neck Roads, down to Main Street and ending at the Bellport Firehouse.50+ 50+ LifeStyles March 2020 • www.50PlusNY.com
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VeteransNews
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Legislator Anker Announces Suffolk County Veterans Resource Guide
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uffolk County Legislator Sarah Anker (D-Mt. Sinai) unveiled a comprehensive Suffolk County Veterans Resource Guide that will make it easier for veterans and their families to search for available benefits and opportunities that may otherwise be missed. “We have an obligation to ensure that our veterans have quick and reliable access to the services on a moment’s notice, and that is what this resource guide accomplishes,” said Legislator Anker. Suffolk County has one of the largest military veteran population in the country, and the largest in New York State. Suffolk County’s Veterans Service Agency has a wealth of resources including: benefit programs with information on disability compensation, pension, education, vocational rehabilitation, home loan guarantee, life insurance; legal assistance; and state benefits that offer Vietnam veterans’ tuition, Persian Gulf veterans’ tuition and veterans’ tax exemption.
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50+ LifeStyles March 2020 • www.50PlusNY.com
In addition, the county provides assistance with filing claims for benefits from federal and state agencies, filing DD-214, discharge papers and separation papers, and in-home visits to assist the housebound veterans with claims. The guide will be available online, as well as printed for those who do not have on-line technology. For more information about Suffolk County’s Veterans Services call 631-853-VETS (8387) or go to www.suffolkcountyny.gov/veterans for Suffolk County veterans’ services. For online access to the Veterans Resource Guide go to: www.suffolkcountyny.gov/Portals/4/docs/SuffolkCountyVetGuide.pdf?ver=2020-0210-150412-320.
Rep. Zeldin Meets with Long Island State Veterans Home Leadership
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ecently, Congressman Lee Zeldin (R, NY-1) met with Fred Sganga, Executive Director of the Long Island State Veterans Home and Legislative Officer of the National Association of State Veterans Homes, and Jonathan C. Spier, Deputy Executive Director of the Long Island State Veterans Home, to discuss increasing efficiencies at State Veterans Homes and provide these caretakers with the funding and resources they need. Last Congress, Congressman Zeldin ushered into law his legislation (H.R.1005/S.324) to help severely disabled veterans on Long Island, by expanding access to Adult Day Health Care at the Long Island State Veterans Home and nationwide. 50+
Age of Elegance Marleen Schuss
Joan Allen
"Hey There, You With the Stars In Your Eyes"
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ew York Senior America and National television were a perfect match for our 2019 Queen Nancy Witter when she appeared last month on the Rachael Ray show. It was not the first time we hit the big time. NY Senior America and the 'The Seasoned Steppers' were on Channels 2, 4, 7 and 11 promoting Prevention of Osteoporosis. What better example of strong, healthy, confident women ... all over 60 years tapping their way onto the big stage? We sparkled! This is only one of many exciting events NY Senior America has the pleasure of performing. Join in the fun and join us this year (see coupon below). We are now interviewing prospective contestants for our 35th annual PAGEANT. You must be over 60 years or older, talented with an upbeat attitude. Our organization promotes new relationships. It is a sisterhood of love and support that enhances their lives. Each member is encouraged to utilize their talents by being part of our showcases to bring joy and entertainment to the many who cannot go out. Senior America gives us a venue to express ourselves in the most positive of ways. The pageant is like a dream come true. Are you ready for a new direction? NY Senior America will show you the way. Be one of the jewels in our galaxy of stars. Join Senior America for a life time of magic. Clip out coupon below and send to Marleen Schuss at 516- 761-7503 or email at marleenschuss@aol.com. Remember... Aim For The Moon and Land Among The Stars!! Till next time, Joan and Marleen 50+
Town Recognizes Newest
Centenarian
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slip Town Supervisor Angie Carpenter and members of the Deer Lake Senior Club honored Josephine Moenius on the occasion of her 100th birthday. Josephine Moenius has, through her years, lived under the guiding principles of grace and respect, and has striven to give back to her community, serving as a member of the Deer Lake Senior Club for a commanding 35 years. Ms. Moenius worked for New York State for more than 20 years while raising four children. In addition to her life in the Town of Islip where she cares for her two Yorkshire Terriers, Josephine travels to Boston and Florida in order to spend time with w her four children, 6 grandchildren and 6 greatgrandchildren. “On behalf of the Islip Town Board, we wish you good health, and a happy 100th birthday,” said Islip Supervisor Angie Carpenter. 50+
COUPON
Women Must Be 60 Years or Over I would like to compete in the 2020 Ms. New York Senior America Pageant. Name Address Telephone E-mail Address
Return to: Marleen Schuss, State Director 318 East Shore Drive, Massapequa, NY 11758 More info, Phone: 516-678-3242 • 516-761-7503 50+ LifeStyles March 2020 • www.50PlusNY.com
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Polar Plunge at Tobay to Benefit Special Olympics
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yster Bay Town Supervisor Joseph Saladino announced that residents will once again have the opportunity to be “Freezin’ for a Reason” and support Special Olympics New York by participating in the 7th Annual Special Olympics New York-Town of Oyster Bay Polar Plunge on Saturday, March 14, 2020. The event will take place at TOBAY Beach with registration starting at 9:30 a.m. and the plunge to begin at 11:30 a.m. Each year, Special Olympics New York Polar Plunges are held throughout the state to attract thousands of chilled souls to engage in a commendable and thrilling fundraising event. All funds support Special Olympics New York’s programs and promote awareness of people living with intellectual disabilities in New York. To register, visit www.polarplungeNY.org/tobay to form a team, invite your family and friends to join your team, create your own Personal Plunge Page and send it out to your contacts – all with a few clicks of the mouse! The Polar Plunge will help to provide year-round sports training and competition in over 22 Olympic-style sports for more than 66,835 children and adults with intellectual disabilities living in NY. For more info, call Casey Maloney at 631-458-4078 or email cmmaloney@nyso.org. 50+
Suffolk Senior Celebration The Suffolk County Office for the Aging will hold its Senior Celebration on Wednesday, May 13, 2020, at Villa Lombardi in Holbrook, from 10 a.m. to 3 p.m. Tickets are $30 per person and checks or money orders should be made out to the Suffolk County Comptroller. Tables of 12 are available. For information call 631-853-8200. Seating is limited.
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50+ LifeStyles March 2020 • www.50PlusNY.com
January 1, 2020 and the Federal Secure Act. Does Your Estate Plan Need to Be Redone? By David R. Okrent, Esq., CPA
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veryone is talking about the Federal “SECURE ACT,” as they should be. This Act made drastic changes to federal law, effective January 1, 2020, with respect to qualified plan assets, like IRA’s, 401k plans, etc. First, it moved date we are required to start taking distributions from age 70 1/2 to age 72. Second, we can now continue to contribute past age 72. Finally, upon death of the account owner the general rule requires a beneficiary to withdraw the entire balance by 12/31 of the 10th year of the original account owners death, now referred to as the 10 year rule, eliminating the ability to distribute over the beneficiary’s life, which was commonly referred to as the “stretch.” The 10-year rule is the most significant, requiring the entire account be paid out within, not over, 10 years instead of what could have been 50 years. This will cause an increase in income tax, loss of tax deferred growth and a significant estate planning problem. In addition, most estate plans today contain asset protection trusts for beneficiaries. These trusts are very flexible and user friendly and allows someone to
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leave assets another protected from their creditor and predators. For example, a parent can leave for a child protected from potential divorce, disability, lawsuit, and death. These accounts use “conduit trusts” and “accumulation trusts.” A “conduit trust” protects the account balance but requires a year amount be paid to the beneficiary. The IRS has issued safe harbor rules here and very common. A “accumulation trust” also protects the account balance, while not requiring any amount be paid out, but there is no clear safe harbor, and these are more complex. As a result of the changes, naming a conduit trust as the designated beneficiary of an IRA account may no longer really asset protect the account long term while an “accumulation trust” will but the complexity and tax will be higher. To make things even more complicated the new law creates a new beneficiary, an “eligible designated beneficiary,” who can get a longer payout. These are spouses, disabled individuals defined by this law), chronically ill individuals (defined by this law), minors, and individuals who are less then 10 years younger than the deceased. If a
beneficiary fits in one of these then they can use the old life expectancy distribution methods, with some modifications. Can a trust be used and still get this longer payout? The ACT says a a trust can be used for disabled or chronically ill but does not indicate what type and is silent as to the others, we await policy on these points. In conclusion, this change affects almost everyone and their estate plan and so all estate plans should be reviewed to see how it might be impacted. In addition, there are more planning options, like use of annuities, life insurance and charitable remainder trusts that may also prove to be viable planning options for you. We are currently reviewing all estate plans with our clients. David R. Okrent, Esq, CPA is the Managing Attorney of The Law Offices of David R. Okrent, with offices in Dix Hills, Setauket and West Hampton and is available for individual consultations and new clients. He is currently the Co-Chair of the Elder Law and Estate Planning Committee of the Suffolk County Bar Association, an Attorney, CPA and former IRS Agent. 631-427-4600.
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The Hit Men will be performing classic rock ‘n’ roll hits at Long Island’s Patchogue Theatre on March 29. Photo By Julie Valgoi.
The Hit Men Shoot to Stardom! By Mary Malloy, Photos by Julie Valgoi
Classic Rock’s Group of Legendary Sidemen Bring Their Best to New Tour
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heir names might not seem familiar, but you’ve seen them, listened to them, attended their concerts, and purchased their music. Collectively, they’ve appeared on more than 85 albums, earned many gold and platinum records, along with earning dozens of awards and nominations. They were the talented “sidemen” for Paul McCartney and Elton John, Frankie Valli, Foreigner, The Who, Toto, Carole King, Cat Stevens, Jim Croce, The Rascals and others. In other words, they were part of the soundtrack of your life.
They are The Hit Men Made up of keyboardist and group founder Lee Shapiro; lead guitarist/vocalist Jimmy Ryan; bassist/vocalist Jeff Ganz; keyboardist, percussionist and vocalist Russ Velazquez; and drummer and vocalist Steve Murphy, The Hit Men, around for nearly 20 years now, are made up of the very best of the best, cream-of-the-crop of rock ‘n’ roll – but with a unique sound all their own. So much so that they recently won the firstever Road Warriors Award from the Musicians Hall of Fame and Museum in Nashville. Although they perform songs made popular bymore familiar names, The Hit Men are not a tribute act. They are the actual artists who helped rocket so many songs to the top of the Billboard charts including “Layla” (Derek and the Dominos), “Don’t Stop Believin’” (Journey), “Africa”
The Hit Men, a “supergroup of sidemen,” is made up of, from left, Steve Murphy, Lee Shapiro, Jimmy Ryan, Russ Velazquez, and Jeff Ganz. Photo By Julie Valgoi. (Toto), “I Want to Know What Love Is” (Foreigner), “Pinball Wizard” (The Who) and “Oh What A Night” (Frankie Valli & the Four Seasons).
How it All Began In 1973, at the age of 19, Lee Shapiro, a college sophomore at the Manhattan School of Music, left school to join Frankie Valli as one of the legendary Four Seasons, performing classic hits like “Can’t Take my Eyes off You,” “Sherry,”
and “Big Girls Don’t Cry.” Shapiro was the arranger on the multi-million-dollar sellers “Oh, What a Night,” and “Who Loves You.” In the 1980s, he collaborated with hit songwriters L. Russell Brown, Sandy Linzer and Irwin Levine, writing music for the hot recording artists of the day. In 1990, he formed Lee Shapiro Music, a creative company providing music for advertising and the media. Countless TV themes and commercials were created for NBC, ABC, Coca Cola (Continued on page 15)
50+ LifeStyles March 2020 • www.50PlusNY.com
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CROSSWORDS
(Solution on page 4)
(Solution on page 4)
ACROSS 1. Beliefs 5. Morose 8. Incapacitate with electricity 12. Record of sum owed 13. Dutch/Scot saint 14. Boat backs 15. It holds a coffin 16. Delaware has one 18. Tomorrow (Sp.) 20. Old age or high speed 21. NY transport agency (init.) 23. Baltic or Aral 24. Contemplate 28. Fastener 31. Simile words
32. A plus 34. Imperfect clothes mark 35. A short message 37. Surreptitiously 39. A summer concern 41. River-named state 42. Second largest continent 45. Substitute with 49. NYC district 51. Somali-American model 52. Mouse-like rodent 53. Squirrel food growth 54. Helper (abbr.) 55. A loch or a Fed 56. ER staffers 57. Disagree (with “say”)
DOWN
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50+ LifeStyles March 2020 • www.50PlusNY.com
1. Missiles 2. Branch of Islam 3. A person’s manner 4. Tie-downs 5. A not very nice farmer? 6. Tooth fairy org.? 7. Go out 8. A verb or store name 9. Pashtun are some 10. Medical-ese for now. 11. Spot 17. It’ll keep your Jagermeister cold 19. Name of an old Mexican skeleton 22. Opposing answers 24. Fire (sl.) 25. Bear (Sp.)
26. Rolls of 7 or 11 27. Mulls over again 29. An address 30. Attempt 33. Wafery 36. Formal requests of presence by computer 38. Shaped by the wind 40. NY State Police div. (init.) 42. Good Morning, Vietnam station 43. Arctic sight 44. Ex-Yankee nickname 46. Pointer Sisters song with “excited” 47. Direction 48. Part of the Golden Rule 50. A seat in a shell
(Hit Men - continued from page 13) and Budweiser. In 1991, he collaborated with Barry Manilow on the production of his show “Copacabana, the Musical.” In 1999, Shapiro diversified his talents and created the must-have toys of 2000 and 2001, “Rock n Roll Elmo” and Rock n Roll Ernie” for Mattel/Fisher-Price. “I went to a [Frankie Valli] session in the 2009, just to hang out … we’d been friends for 37 years, and I said to Frankie ‘People are asking me when I’m going to perform again.’ My friendship with him won out. Later on, when [The Hit Men] won Nashville’s Musicians Hall of Fame and Museum first-ever Road Warriors Award, we got one special thank you on video — and it was Frankie congratulating us!” In 2010, amid the success of the Broadway production of “The Jersey Boys,” Shapiro, a New Jersey boy (of course) reached out to a group of friends and music industry colleagues, most of whom he has known for between 30 and 50 years — and The Hit Men was formed. “I knew all these guys for at least 35 years, we were all friendly contemporaries, we had collaborated together in the past … now this was our turn. This band consists of five guys who toured and recorded with the legends of the music industry and had a part in creating hit songs. It’s truly too good to be true.” In their spectacular multi-media show, The
Hit Men not only play the classic rock hits they helped rocket to the top of the charts, they also share fascinating insider back stories about their days on the road and in recording studios with rock royalty.
In 1973, at the age of 19, Lee Shapiro left the Manhattan School of Music to join Frankie Valli as one of the legendary Four Seasons. He founded The Hit Men. Photo courtesy The Hit Men “It started with some tributes, and we got some new members as the years went on,” said Shapiro. “Sure, we have some new material, we
THE DETAILS What: The Hit Men When: Sun, Mar 29, 2020 @ 8 p.m. Where: Patchogue Theatre 71 E Main St, Patchogue, NY 11772 Tickets: Phone: (631) 207-1313 Visit: www.thehitmenlive.com recorded it, but our audience comes to hear their old favorites. We have a full tour and will have 40 to 45 jobs this coming year. We were in the studio recording in February, trying to make this thing fun! “At this stage of life,” Shapiro reflected, “you choose the things you do as wisely as allowed. We record in the studio, do creative new things …we promote new showcases …it’s always a work in progress. And it’s true: Our generation has the distinction of being the first generation who haven’t grown old! “We’re looking forward to coming to New York, so come and join us for a great night of rock ‘n’ roll, by the real guys, the Hit Men!” 50+ Mary Malloy a freelance journalist. Do you have an interesting story, taken up a new hobby, or just found your passion late in life? We’d love to hear it! e-mail Talkingtotalent@gmail.com.
50+ LifeStyles March 2020 • www.50PlusNY.com
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Tax Prep Scams Turn Big Refunds into Big Losses
W
ith tax season in full swing, it’s the perfect time for scammers to take advantage of people hoping for big returns when they file. Better Business Bureau Serving Metropolitan New York is offering tips and guidance to consumers looking for legitimate tax preparation services, just in time for Tax Identity Theft Awareness Week. “You are ultimately responsible for your tax returns. If you hire a tax preparation service be sure they have the credentials to meet your needs,” says Claire Rosenzweig, President and CEO of BBB Serving Metropolitan New York. “Research the tax preparer and stay away if they claim they can get you greater returns than anyone else.” By the final month of 2019, BBB had processed over 2,260 complaints nationally against tax return preparation services and related businesses (including accountants and CPAs preparing tax returns). For those complaints, the median disputed amount for which consumers sought BBB’s help was around $495. BBB Metro NY offers the following tips to help consumers choose tax preparers they can trust: • Be sure your tax preparer is properly registered. In New York State, for any calendar year in which tax preparers will be paid to prepare one or more NYS tax returns or reports - or will facilitate a refund anticipation loan or refund anticipation check – those preparers must register with the New York State Tax Department. • Ask for the tax preparer’s IRS PTIN. Only tax professionals with an IRS Preparer Tax Identification Number (PTIN) are authorized to prepare or assist in preparing federal tax returns. You can search a directory of professionals with PTIN credentials on the IRS website at https://irs.treasury.gov/rpo/rpo.jsf. • Understand the tax preparer’s credentials. Tax preparers have differing levels of skills, education, and expertise. One important difference is “representation rights” – meaning whether the preparer is authorized to represent clients before the IRS regarding matters such as audits, collection issues, and appeals. Ask whether the preparer or that person’s firm is willing and eligible to help you with questions about how your tax return was done. • Look for red flags that signal potential problems. Avoid preparers who earn their money by charging a percentage of the refund amount. Be extremely wary of any return preparers who guarantee they can obtain larger refunds than other preparers or who promise refunds by a specific date: these can be signs that a preparer may be unscrupulous. Likewise, avoid preparers who decline to sign a return, or who insist on direct-
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ing refunds into any bank account other than yours. Never sign a blank tax form. • Consider whether the tax preparer will be available in the future. Seek reliable preparers who can demonstrate they will be available for months, even years into the future to assist you if needed. • Find out whether you are eligible to use nocost online tax preparation software. Free tax filing services are available online through the IRS to those who qualify athttps://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free, and in-person for eligible persons (see https://www.irs.gov/individuals/free-tax-returnpreparation-for-you-by-volunteers). • Ask for referrals. In addition to checking for a tax preparation service’s credentials and levels of ability, ask family and friend for referrals to trusted tax preparers. Additionally, look up reviews from prior customers. • Check the preparer’s business with BBB. Always check a tax preparation company’s BBB Business Profile on BBB.org. There are plenty of tax-related scams targeting people’s personal and financial information that escalate at this time of year. In a common fraud scenario, scammers will use convincing websites to pose as legitimate preparers and collect consumers’ personally identifying information. Once in possession of a consumer’s Social Security number, they can file for and fraudulently collect a tax refund under their name. To avoid tax identity theft and other tax-related scams, BBB Metro NY offers these tips:
50+ LifeStyles March 2020 • www.50PlusNY.com
• Always protect your personally identifiable information. This includes birth date, Social Security numbers, bank accounts, credit card numbers, etc. Don’t keep your personal information stored on unprotected computers, and don’t share this information with unfamiliar parties that you have not vetted. Maintain updated firewalls and anti-malware protection. Protect the same information for children or the elderly. • Check out a tax preparer’s website carefully. Look for working contact information and use a domain registration service such as www.whois.com to seek information about who operates the website. Scammers will sometimes set up web pages impersonating the IRS to gather people’s information. • File your taxes as early as you can. This helps to ensure scammers can’t file a fake return under your name. If the IRS sends you a letter saying that more than one tax return has been filed for you, that’s a red flag that your personal information was compromised. • Be wary of IRS imposters. Scammers may call and try to scare you into providing personal identity information. See FTC tips about how to recognize IRS imposters and what to do here: https://www.consumer.ftc.gov/articles/0519-irsimposter-scams-infographic. There are local, independent BBBs across the United States, Canada and Mexico, including BBB Serving Metropolitan New York, which was founded in 1922 and serves New York City, Long Island, and the Mid-Hudson region. Visit BBB.org for more information. 50+
Writers Corner
By Linda Maria Frank
Passion and Productivity:
Your Senior Years By Brian Heinz
Y
ou’ve heard it said, “you can’t teach an old dog new tricks.” Don’t believe it. At some point you will retire from your current occupation and step toward your senior years. Some face this prospect with fear, what will I do? The pat answer is not anything you want! But how about anything you wish? Wishes embrace greater power than ‘wants.’ Perhaps you’ve harbored an interest in the visual arts: craft, pottery, woodworking, painting, or photography? Or gardening, travel, or volunteer work in a hospital or school calls to you. Lay your groundwork prior to leaving the workforce. Are there skills or education you will need to develop? Community organizations and libraries can direct you to resources, classes, and organizations that suit your needs. You will meet like-minded people who retain their passion as lifelong learners. You’ll cultivate new friendships to widen your social circle. For myself, after my retirement as a classroom teacher, I chose to write on a professional level for publication. My mother taught me to read prior to kindergarten, kindling a passion for books that continues to this day. I seized upon my love of literature and plunged headlong into the adventure. Prior to retirement, I enrolled in writing workshops, purchased books, and attended professional conferences, rubbing shoulders with editors and published writers who fueled my enthusiasm for well-written words. I listened. I learned. I applied new-found knowledge to deepen my perceptions about the use of language and to develop a writer’s eye and ear. In time, a modest base of 12 hopeful writers founded a writers’ critique group. We now boast more than 90 members as the Long Island Children’s Writers and Illustrators. The group meets monthly to critique works in progress, and we welcome and nurture the as-yet-unpublished writers who have joined our organization. Was it worth it? Yes. My 20th book, a thriller novel for middle school readers, will be published in 2020. My books have garnered multiple starred reviews and awards. I maintain a website, present at schools and professional conferences, and teach writing courses on the university level. So … Have a dream? Embrace it … fearlessly. I am busier than ever and loving every minute! 50+ 50+ LifeStyles March 2020 • www.50PlusNY.com
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fordable homes in Suffolk County. The Home Depot Foundation is the premier sponsor of Habitat on the Hill 2020. Since 2011, the Foundation has donated over $22 million to Habitat for Humanity International, including this year’s contribution of over $3 million, to help build, repair or rehabilitate more than 1,300 homes in partnership with U.S. military veterans and their families through Habitat’s Repair Corps. Habitat for Humanity of Suffolk announced it has recently received a $6,000 Community Partner grant from United Way of Long Island, as well. The funding will support Habitat’s mission of building homes for families in need. Funds like this allow Habitat to purchase building supplies for projects and this, coupled with hundreds of volunteers building homes, enables Habitat to build farther and faster. 50+
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50+ LifeStyles March 2020 • www.50PlusNY.com
Genesis Revisited:
Steve Hackett announces 2020 Tour By Mary Malloy, Photo by Lee Millward
F
ormer Genesis guitarist Steve Hackett will be kicking off his 2020 tour with A Cruise to the Edge rock ‘n’ roll experience out of Miami on March 27. Not a bad to start to an 18-show tour of the U.S. and Canada. Once on dry land, he’ll eventually be in the tri-state area on March 7 at the Bergen Performing Arts Center in Englewood, NJ and at NYCB Theatre at Westbury on March 8. Tickets available from www.hackettsongs.com/tour.html and at the venue box offices. Among other favorites, Hackett will be performing the Genesis album “Selling England By the Pound” in its entirety. Released in 1973, the album went to No. 3 on the UK charts, and has been described as the definitive Genesis album. It includes fan favorites such as Dancing with the Moonlit Knight, Firth of Fifth, Cinema Show and, of course, I Know What I Like (In Your Wardrobe),
the Pound,” which you’ve said caught the attention of John Lennon in 1973. How did that feel? Steve Hackett: Yes, John gave an interview on WNEW and said that he listened to Genesis, so that was nice to know. I felt that I was now playing guitar in the world’s best band, and everything was opening up for us. 50 Plus Lifestyles: You’ve said it was your favorite album. Why? Steve Hackett: There’s just something about it, I don’t think it sounds like any other album. We were just trying to be ourselves. And there were so many influences in the music, from the Scottish Plains song to a hint of Mozart … such a wide range. But we’ll also be playing additional Genesis gems in a terrific grand slam! 50 Plus Lifestyles: Your band members are an impressive lineup. How long have you been together? Steve Hackett: Quite a few years, actually, except for the drummer, who joined us last year. Everyone is extraordinary on their own. 50 Plus Lifestyles: Have you been to New York before? Steve Hackett: Absolutely! We played the Beacon Theatre just last year. I love New York and New Yorkers. Of course, the first time, years ago, I was terrified, it was like going to the Wild West! But we made many new friends. I’m going to visit some of them when I’m in town. 50 Plus Lifestyles: I see you have a big birthday (70) coming up. How will you celebrate? Steve Hackett:I wanted a quiet evening at home, but I think the family wants a bigger bash! My mom is coming out for my birthday, she’ll be 90 years old. But as Keith Richards said, “It’s great to be anywhere!” Mary Malloy a freelance journalist and a don’t-quit-your-day-job singer. She’s enjoying the good life on Long Island with her four children and two grandchildren. Do you have an interesting story, taken up a new hobby, or just found your passion late in life? We’d love to hear from you! Email Talkingtotalent@gmail.com.50+
CLASSIFIED ADS PERSONALS DWF, Straight 59 to hang out. I work. Seeks female straight. N/S, 55-65. (631) 408-7875. 1/20. GENTLEMAN, 75. Seeks lively happy go lucky lady. (347) 210-3953 1/20. SWM, 73 young. Ladies why be alone (both of us)? Looking for friendship. Call (631) 231-9432.1/20.
CLASSIFIED FORM ADVERTISE YOUR PRODUCTS OR SERVICES
$60 Businesses • $35 Individuals (Non-business related) 15 words - $1 each additional word All ads must be pre-paid. Rates are per month. For more information call (631) 286-0058 Ext. 220. PLEASE PRINT CLEARLY OR TYPE ON A SEPARATE SHEET OF PAPER
SWF, seeking a male or female (55-70) for friendship. Enjoy dining out, movies, No Smokers. Call (516) 658-1918.1/20.
Joining Hackett on tour are his regular musicians Roger King (keyboards), Jonas Reingold (bass), Rob Townsend (saxes/flutes), with Nad Sylvan on vocals. Craig Blundell (Steven Wilson, King Crimson, Iron Maiden) will be on drums and percussion. Since the 1970s, Hackett has had a remarkable musical career renowned as both an immensely talented and innovative rock musician and a virtuoso classical guitarist and composer. He has released more than 30 solo albums, seven Genesis albums and worked alongside Steve Howe of YES with supergroup GTR. Along with Genesis, he was inducted into the Rock Hall of Fame in 2010. He’s also currently putting the finishing touches on his autobiography. 50 Plus Lifestyles talked with Hackett before the start of his tour: 50 Plus Lifestyles: Did you always want to be a musician? Steve Hackett: I started playing the harmonica when I was a kid, around four-years old, and I didn’t start playing the guitar until I was around 12. I got serious at around 14, when my dad showed me some chords. 50 Plus Lifestyles: You’ll be performing all of “Selling England by
DEAD - ALIVE. SWM 74, seeks lady friendship.(631) 231-9432. 1/20.
FOR SALE FOR SALE 55+ gated community in Manorville. Brand New, beautiful renovation. 2 bd, 1-1/2 bath. 3 season room and attached garage.Only look. Cash only. 631-680-0547.1/20. CONDO FOR SALE in New Port Richey, Fl. Upgraded, unfinished, 1br, 1ba. Enclosed lanai, ground floor walk to shops, water. Trash, w/d +cable included. 3 club houses, 2 pools, 1 heated, and library. Owner will hold mtg. $75K. 727-817-1302 or 631-7043690. All classified ads must be submitted by the 15th.
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Payment: $ ❑ Check ❑ Visa ❑ MasterCard ❑ AE Exp. Date: Accout#: Name on Card: VCode: Section: ❑ Real Estate ❑ For Rent ❑ Wanted ❑ For Sale ❑ Prof. Serv ❑ Other Number of Months you Wish to Run Ad
Mail with check or money order to:
50+ LifeStyles Attn: Classified Department, Barbara Connolly 146 South Country Road • Bellport, NY 11713 Or, fax with charge card # to (631) 286-6866 Or, E-Mail with charge card # to Barbara@50plusny.com -NO PHONE ORDERS TAKEN-
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