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What the Tax Compromise Means to Seniors

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January 2018 Long Island Edition • Vol. 43 #2

By Gary Strauss, AARP

s 50+ Lifestyles goes to press, House and Senate Republicans had ironed out the differences on their tax overhaul bills, agreeing on a sweeping plan that provides a major tax cut for corporations but raises taxes and health care premiums for millions of older Americans. The legislation would also increase the nation’s deficit — putting Medicare and other programs that benefit the older population on [a possible] chopping block. The bill was passed — on party lines — in both houses on December 19 and 20, but was sent back to the House due to some last minute changes that required the bill to be re-voted on, which happened on December 20. The bill will now go to President Trump for signing before Christmas. Both Congressmen King and Zeldin voted against the bill, as did Senators Gillibrand and Schumer. The compromise plan permanently lowers the top corporate tax rate from 35 percent to 21 percent. But individual rate cuts, including a reduction in the top tax rate from 39.6 percent to 37 percent, would expire in 2025.

Other tax brackets would change as well, and personal exemptions would be eliminated. But the legislation would nearly double standard deductions to $12,000 for individuals and $24,000 for married couples filing jointly. The tax plan also maintains the extra standard deduction for those 65 and older, currently $1,250 for individuals, $1,550 for heads of households and $2,500 for couples who are both 65 and older. The agreement does preserve an A ARP-backed measure to keep the medical expense deduction, which is used by 6.3 million people with incomes below $75,000. Filers will be able to deduct medical expenses exceeding 7.5 percent of their income in 2017 and 2018. In 2019, the threshold would return to the current 10 percent level. The plan retains a Senate proposal repealing the provision of the Affordable Care Act that requires most Americans to have health insurance — beginning in 2019. Lowering the pool of insured [should] increase premiums in the individual market by 10 percent in (Continued on page 12)

What You Need To Know Before Buying A Stair Lift

.......................................page 2

Not Your Everyday Cocktail – The Winter Rose.............................. page 4 Managing High Blood Pressure ......................page 6 Preventing Unwanted Telemarketer Calls .....................................page 12

Can I Get Paid to Be a Caregiver For a Family Member?................... page 14 “My Social Security” Features in the New Year .................................... .page 15

Is Rock N’ Roll dead or Just Gotten Old?.....page 18

What You Need To Know Before Buying A Stair Lift

tair lifts are gaining popularity as the population ages. Many older adults or persons with movement disabilities continue to enjoy good health and want to remain in their home, but find stairs to be a challenge. A stairlift may be the right solution. Today’s stairlifts, such as the ones sold by StairGlide of New York, do not require structural changes to the home and do not damage the stairs or change the décor. The stairlifts are designed to be quiet and efficient, with smooth start-and-stop functionality. They are designed for safety and comforts with features like swivel seats so there is no twisting, safety sensors should there be an obstruction on the stair, and much more. Here are some things to consider in choosing the right stairlift for your home. Stair style: Stairlifts are available straight, curved and even as outdoor stairways for entrances and patios steps. Safety features: All StairGlide of New York stairlifts include multiple safety features.

50+ LifeStyles January 2018 • www.50PlusNY.com

These include fold-up chair and foot rest for when not in use to allow passage on the stairs; safety belts and lockable seats; a remote control feature to allow others to operate it; and your stairlift will continue to function (1.5 to 2.5 hours) even if power goes out. Support: Pre-purchase and after purchase support from trained factory technicians who can recommend the proper configuration and address any issues that may come up is critical. Stairlifts can be tested at the company’s showroom and a technician can visit your home for consultations. Stairlifts can be removed and reinstalled should you move, and feature the best warranty available: a lifetime warranty on the motor and gearbox, lifetime warranty on the rail system, and one year warranty on all other components. StairGilde of New York is A+ rated by the Better Business Bureau and led by Tom Knoblauch, President. For questions about sales or service call 631-647-2255 or wwwstairglideny.com. 50+

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Congratulations to our Hidin’ Harry Winners! Congratulations to our Hidin’ Harry winners from the December issue, Daniel Wolff of Holtsville, and Cathy Sullivan of Huntington. You’ll both be receiving a pair of Theatre Three tickets in the mail. So … Find Hidin’ Harry somewhere in the pages of 50+ LifeStyles and send us your answer — including your name and address — by post to Hidin’ Harry, 146 So. Country Road, Bellport, NY 11713 … or by e-mail to: editor@50plusny.com. ONLY ONE ENTRY PER PERSON, PER MONTH, PLEASE!

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The Tribunes 2017 Senior Idol Winners

ongratulations to the 50+ Senior Idol 2017 winners, The Tribunes. The a capella grouop rocked the show and the judges ruled them the winners. Congrats. That said, when announcing the winners of the competition, we — somehow — managed to get some wrong names into the listing of the winners.Here are the correct names of of the members of The Tribunes.

Mike Cuomo. Lead vocalist. Shelly Wengrovsky. Second tenor/lead singer. Hutch. Lead singer and first tenor. Pete ‘Bolo’ DeBenedetto. Baritone. Les Levine. Bass. Our sincere apologies for the error, and — again — congratulations on winning. — Ed. 50+

Brookhaven Town Seeks Nominations for Women’s Recognition Awards

he Brookhaven Town Division of Women’s Services is seeking nominations for outstanding women of Brookhaven. Community groups, businesses and individuals are being asked to nominate women they believe are deserving of special recognition for their outstanding service to the community as a professional or volunteer. Eligible candidates must live or work in Brookhaven Town and all nominations should include a resume or equivalent document and two letters of recommendation. This year, the Town will be celebrating its 32nd Annual Women’s Recognition event during Women’s History Month, with a special celebration to be held in March, 2018. Categories for nominations include: • Health Care Providers • Arts • Legal Profession • Business • Military/Law Enforcement/ • Communications/Media First Responders • Community Service Volunteer • Religion • Education • Science • Government • Sports The deadline for nominations is Friday, January 19, 2018. Forms are available at Brookhaven Town Hall, online at www.brookhavenny.gov or by calling the Division of Women’s Services at 631-451-6146. 50+

Not Your Everyday Cocktail – The Winter Rose Winter Rose 2 oz. Haikara Yuzu Sake or Haikara Momo Sake ½ oz. rum 1 oz. Lime Juice Dash of Simple Syrup Dash of Rose Water Dash of Lavender Bitters Ginger Ale for topping Cranberries or orange peel (for garnish) Directions: Add all ingredients, except ginger ale, to a cocktail shaker, add ice and shake vigorously until the outside of the shaker is frosted and beaded with sweat. Strain into rocks glass. Top with Ginger Ale and garnish. 50+ Created by Nick Mautone

AVAILABLE AT MOST

50+ LifeStyles January 2018 • www.50PlusNY.com

and most Libraries in Nassau/Suffolk.

5 JANUARY 6 Long Beach Art League Meeting. Long Beach Public Library, Long Beach. 2 p.m. Info: Longbeachartleague.com. JANUARY 6 Learn to Sing 4-Part Harmony. (Also Jan. 13 and 20). Members of the Heart of Long Island Chorus will teach you to sing four-part barbershop harmony; 10 a.m. at the Sachem Public Library. For more info/register, call 631-588-5024. JANUARY 7 Trout Birthday Party. Celebrate the birth of our baby trout (2 p.m.). Staff will answer questions about the baby fish. Enjoy refreshments and birthday cake! Visit www.cshfishhatchery.org for details. Cold Spring Harbor Fish Hatchery. 10 a.m. to 5 p.m. 516-692-6768. JANUARY 12-21 Theater Performance: Waiting for Godot. Clare Rose Playhouse at St. Joseph’s College, Patchogue; 8 p.m. on Fridays and Saturdays; 3 p.m. on Sundays. $15; $12 for students/seniors. For more info call the Playhouse at 631-654-0199. JANUARY 18 Harbor Nights: Seafaring Cheese and Hard Tack. Whaling Museum and Education Center, Cold Spring Harbor; 6:30- 8:30 p.m. An evening

of wine and gourmet cheese tastings. $20 in advance, $35 at the door. Buy tickets online at: bit.ly/2AH09mS. JANUARY 20 Fine Wine & Food Festival. Nassau Veterans Memorial Coliseum, Uniondale. 1 to 8 p.m. General Admission $49 (advance) and $65 (event day). VIP tickets $99. Ticketmaster.com, nycblive.com, or call 1-800-745-3000. JANUARY 23 The Orangutan Project. Cold Spring Harbor Library, 7 p.m. Info at 631-692-6820. JANUARY 27 MAAC Tripleheader. Nassau Veterans Memorial Coliseum Uniondale. Iona vs. Manhattan, Fairfield vs. Quinnipiac; Marist vs. Monmouth. Info: 800-745-3000. JANUARY 27 Woodstock Revisited. At the Brookside School, 1260 Meadowbrook Rd., Merrick; 7:30 p.m.; 39.50. Tickets and info at 631-698-9696. JANUARY 31 Celebrate Tu B’Shevat. The Regency at Glen Cove Assisted Living, Glen Cove; 2:30 to 3:30 p.m. Please RSVP to Gail at 516-674-3007. We welcome all to this unique learning experience.

(Send event info to Frank@50plusny.com. Deadline 15th of the month)

Breakfast with February 13, 2018 - 9:00 am Valentine’s Special Estate Planning Update Make sure your loved ones are taken care of with Harold Bollaci April 3, 2018 - 9:00 am SPRING CLEANING A review of what records and documents you need to keep, what you can throw away, and how safe online access is with Sam Ruggieri Space is limited. Please call the office at (516) 349-5555 if you would like to attend. 500 N. Jericho Broadway, Suite 238 Jericho, NY 11753 www.bristol-financial. com

Softball Tournament of Champions

he International Senior Softball Association (ISSA) continues to have an excellent response with entries in the World Tournament of Champions at Tampa, Florida. In January 2017, 135 teams played in the tournament — the largest ISSA tournament ever and perhaps the largest three-day, single-weekend senior tournament in the USA. In January 2018, the participation should match or exceed the last year's totals. In January 2018, the organizers will be using 24 fields throughout the Tampa Bay (FL) region and will bring the 65+ to 85+ teams in on Wednesday to accommodate the continued growth in the event. The six softball complexes were assigned age divisions last month so teams could make their lodging arrangements. (Tournament entry deadline was December 24, 2017, but call Greg Thomas at 571-220-0158 if your team is interested.) Special design Championship rings will be awarded to all the players on the 1st Place teams at the event at the award ceremony following their final game. The 2018 ISSA Tournament Schedule is posted on the ISSA website. Some additional tournaments may be added as new partnerships are finalized for next year. Interested bidding cities may still offer proposals for 2018 events. For more information on the ISSA, visit www.seniorsoftball.org and/or telephone the ISSA Office at 703-368-1188. 50+

50+ LifeStyles January 2018 • www.50PlusNY.com

Managing High Blood Pressure

lso known as the “silent killer” or hypertension, high blood pressure typically has no symptoms but can lead to deadly health consequences such as heart attack, stroke and kidney failure. The good news is that high blood pressure can often be managed effectively. The American Heart Association seeks to reduce the number of patients with uncontrolled high blood pressure to help save lives from heart disease and stroke. A new guideline released at the American Heart Association’s (AHA) Scientific Sessions last month called for earlier intervention to avoid its devastating, life-alerting consequences. According to the AHA, of the 103 million Americans with high blood pressure, only about half of them have it controlled to a healthy level. Rather than 1 in 3 U.S. adults having high blood pressure (32 percent) with the previous definition, the new guidelines will result in nearly half of the U.S. adult population (46 percent) having high blood pressure, or hypertension. However, there will only be a small increase in the number of U.S. adults who will require antihypertensive medication.

50+ LifeStyles January 2018 • www.50PlusNY.com

For most, lifestyle changes can help bring down blood pressure. Regular exercise and losing 10 pounds can have a positive effect on it. For others in the hypertension categories, depending on their risk, medication might be added. Lifestyle changes like losing weight, quitting smoking, reducing sodium and alcohol intake, stress reduction, and exercising 30 minutes a day can bring those numbers down. To lose weight, use a weight loss app to find out your daily calorie needs and stay in that range by eating mostly fruits and vegetables, whole grains and lean meat and fish. Exercise can burn extra calories, keep your heart muscle strong and arteries elastic. Walk before, during or after work. If you smoke, quit today. If you’ve tried and failed, try again. Don’t give up! Visit www.heart.org/quitsmoking for tips. The AHA recommends limiting sodium to 1,500 mg/daily by reducing processed or prepackaged foods— the leading source of dietary sodium – and reading labels to help identif y lower-sodium products. Meditation and exercise can help you lower stress. And keep alcohol intake to one serving per day for women, and two

for men. And if you don’t drink, don’t start. The AHA recommends sharing family health history with your doctor, and knowing your numbers like blood pressure, cholesterol and blood sugar. For more information visit www.heart.org/highbloodpressure. 50+

VeteransNews

Hidden Killer from Viet Nam The Department of Veterans Affairs commissioned a small pilot study in the spring of 2017 at the Northport VA Center to look into the link between Viet Nam vets and liver flukes ingested through raw or undercooked fish and a rare bile duct cancer. It can take decades for symptoms to appear. By then, patients are often in tremendous pain, with just a few months to live. Of the 50 blood samples submitted for the Northport-sponsored study, more than 20 percent came back positive or bordering positive for liver fluke antibodies, said Sung-Tae Hong, the tropical medicine specialist who carried out the tests at Seoul National University in South Korea. Endemic in the rivers of Vietnam (the disease has also appeared in Thailand, Laos, Cambodia and Korea), the worms can easily be wiped out with a handful of pills early on, but left untreated they can live for decades without making their hosts sick. Over time, swelling and inflammation of the bile duct can lead to cancer. Jaundice, itchy skin, weight loss and other symptoms appear only when the disease is in its final stages.

50+ LifeStyles January 2018 • www.50PlusNY.com

Bile duct cancer (cholangiocarcinoma) is a cancer of the biliary duct system, which includes the gallbladder, bile ducts, and certain cells inside the liver. It is a rare cancer but becomes more common as people grow older. One risk factor for bile duct cancer is past infection with tiny parasitic worms called liver flukes, which are found in the fresh waters of Southeast Asia. People can become infected by eating fish that have these parasites. Once eaten, the liver flukes grow to adulthood inside the human biliary duct system. The irritation and scarring caused by liver fluke infection can lead to bile duct cancer. There has been no blanket service connection established, a la Agent Orange, though some veterans have been able to obtain disability findings for the disease. The VA continues to receive petitions and has been judging them on a caseby-case basis. White House VA Hotline Now Fully Staffed and Operational 24-7 The U.S. Department of Veterans Affairs (VA) announced that the White House VA Hotline,

first launched in June as part of President Donald J. Trump’s commitment to reforming VA, is now fully staffed with live agents working to serve Veterans 24-hours a day, 365 days a year. The hotline, which became 24-hour operational in mid-October, is now staffed by a team consisting of 90 percent veterans or employees who have a veteran family member, and is in response to veterans’ requests to talk to agents who could relate to their experiences. Hotline agents answer inquiries, provide directory assistance, document concerns about VA care, benefits and services, and expedite the referral and resolution of those concerns. Agents undergo regular updates and training on VA services based on hotline trends and are assisted by newly implemented tracking software to help VA capture and improve its response, referral and resolution processes to best support Veterans. The hotline can be accessed at 855-948-2311 and is VA’s first non-clinical, non-emergency around-the-clock call center. It provides Veterans a supplemental option to report issues if they are not being addressed through VA’s normal customer service channels. 50+

Ways to Turn Your Weight Loss Resolution into a Reality

f you have a lot of weight to lose in the New Year, it may feel like an insurmountable challenge, especially if you have struggled with weight loss before. Here are a few ways to turn your resolution into a reality. Get Moving These are more ways than ever to get moving these days -- from video games that encourage movement to online portals that allow users to try out different local exercise classes commitment-free. The most important thing is to find activities you enjoy doing, so it never feels like a chore. Whether it’s taking a dance class or going for a bike ride, you can stay motivated if it’s fun and takes your mind off the fact that you are actually exercising. Rethink Portion Control Portion control is fundamental to weight loss; however, the typical diet can often leave you feeling hungry or dissatisfied. To adapt to healthier potion sizes, consider a weight loss balloon such as Orbera, which is placed inside the stomach during a short,

non-surgical procedure and remains there for six months, doing what most diets cannot do. It helps you feel full and lose weight by taking up space in the stomach, and slowing the digestion of food, helping dieters lose up to three times the weight of diet and exercise alone.

“I was a heart attack waiting to happen and I knew I needed to do something longterm to change my life,” says David Cox, an Orbera patient who lost 50 lbs with the device. “When I did the research, I could see people like me staying healthy for a long pe-

riod of time, and I thought, ‘that’s going to work for me’.”This weight loss aid was designed for those who tried other weight loss programs, but were unable to lose weight and keep it off. To learn more, visit Orbera.com. Get Help Most major endeavors gain momentum with help. Weight loss is no exception. Be sure to seek out resources and tools to aid your efforts, as well as support from friends, family and professionals. Many weight loss programs help their users by offering interactive support, free recipes and other resources. For example, Orbera offers as 12-month program that includes an online coaching system where patients are able to connect with dietitians via video conferencing, as well as tracking tools that make it easy to share progress with coaches and doctors. Losing weight sustainably and for good can be simple with smart strategies and the right support. So, this year, don’t just resolve to lose weight; actually do it. 50+ — StatePoint

ALWAYS SAVE UP TO 60% ON DENTAL COSTS WITH EDP! IMMEDIATE COVERAGE TODAY ● NO DEDUCTIBLES

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PLUS YOU RECEIVE A 1-Year COMPLIMENTARY SUBSCRIPTION TO 50 Plus Lifestyles Magazine A $44.75 TOTAL SIGN UP BONUS VALUE! (Print and digital version delivered to your door or Inbox)

99/YR

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229

Couple* Single Plan* Family* *ONE TIME NON REFUNDABLE $19 REGISTRATION FEE

COMPARE FOR YOURSELF General Dentist Procedure 6 Month Check-Up Routine Cleaning Filling (1 Surface) Amalgam *Crown (Porcelain) *Root Canal (Anterior) *Complete Upper Denture X-Ray (Full Mouth)

Without EDP $60 $90 $110 $995 $600 $1,495 $120

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Ask the

Doctor Fall Prevention Review Dr. Timson is board certified in family medicine, a fellow of the American Academy of Family Physicians, author of “Type 2 Diabetes Can Be Reversed,” and has more than 30 years of experience in treating thousands of patients. His specialty is elder care attending to patients in the office, skilled nursing facilities, adult homes and assisted living facilities and serves patients from throughout Long Island. Question: Dear Dr. Timson – I am 68 and have fallen three times this year. Twice in my home and once while shopping. I am becoming hesitant to go out as much as I used to. I miss my active life, what can I do prevent falling so much? Answer: The question you ask is an important one for many older adults. One in three people over the age of 65 will fall ever year so you are not alone. Falls among Baby Boomers and older adults are the leading cause of both injury deaths and emergency department visits for trauma. Falls are a common and often devastating problem among older people. Fortunately research shows that many falls are preventable. The key in study after study is that identifying patients at risk is the best prevention, as many causes are treatable. In my experience a three step approach to evaluate a patient at risk usually uncovers the root cause of an individual’s mobility issues.

Most Insurances Accepted

At our practice we recommend that every patient over the age of 65 go through our Fall Prevention Evaluation Screening.

• First is a simple 15 question survey which screens for patients at risk. • Secondly we have a portable balance plate (can be brought to the home) which is a 5 minute functional test to determine who is at significant risk of falling and will require further testing.

• Finally, we perform a comprehensive VNG test ( test of inner ear and central motor functions) in the office which can help us isolate balance problems due to inner ear and treatable with special physical therapy or if further neurologic testing is indicated. For those interesting in learning more about safety for themselves or their loved one through fall prevention screening; Dr. Timson may be reached at 631-560-2075 or visit drtimson.com.

Heart Attack/Stroke Warning Signs

f you or a loved one experiences the warning signs of heart attack, stroke or cardiac arrest, don’t delay, call 9-1-1 immediately. For more info, go to www.heart.org.

Heart Attack Warning Signs: • Discomfort in the center of the chest. It can feel like uncomfortable pressure, squeezing, fullness or pain. • Discomfort in other areas of the upper body, including pain or discomfort in one or both arms, the back, neck, jaw or stomach. • Shortness of breath, with or without chest discomfort. • Other signs may include breaking out into a cold sweat, nausea or lightheadedness. Call 9-1-1 immediately if experiencing any of these symptoms. Stroke Warning Signs: • If one side of the face droops or is it numb? Ask the person to smile. • Is one arm weak or numb? Ask the person to raise both arms. Does one arm drift downward? • Is speech slurred, are they unable to speak, or are they hard to understand? Ask the person to repeat a simple sentence. • If the person shows any of these symptoms, even if the symptoms go away, call 9-1-1 and get them to the hospital immediately. Cardiac Arrest Warning Signs: •The person does not respond to tapping on shoulders. •The victim does not take a normal breath when you tilt the head up and check for at least five second. •Call 9-1-1 immediately and start hands-only CPR by pressing hard and fast in the center of the chest. 50+

12 Cover Story - What the Tax Compromise Means to Seniors most years over the next decade, the CBO noted. Those 50 to 64 would face average premium increases in the individual market of up to $1,500 in 2019, an A ARP Public Policy Institute analysis found. Here’s a look at some of the other provisions that would also affect older taxpayers: Tax rates. Individual tax brackets would be set at 10 percent, 12 percent, 22 percent, 24 percent, 32 percent, 35 percent and 37 percent, and would expire in 2025. State and local taxes. Taxpayers get to deduct state and local taxes, which can include property taxes, income taxes or sales taxes. But the deductions would be capped at $10,000. Alternative Minimum Tax (AMT). The corporate AMT is repealed but remains for individuals and couples. For individuals, both the exemption amount and the exemption amount phase-out thresholds are increased.Mortgage interest. Deductions on home mortgage interest are capped to loans of $750,000. Interest on home equity loans would no longer be deductible. The provision expires in 2025. Charitable deductions. The deduction remains, and the plan increases the amount taxpayers could claim. But the provision expires in 2025. Estate tax. The plan nearly doubles the amount of inherited wealth exempt from tax to about $10 million from a current $5.6 million. The increase expires in 2026. Child tax credit. Households would get up to a $2,000 per child, up from $1,000 now. [The following statements are updates and addenda to the AARP story by 50+ Lifestyles — Ed.] On December 15, 2017, Congressman Lee Zeldin said, “I am a NO on the final tax reform bill. Unfortunately, this bill is not the tax relief that was expected. On balance, this bill remains a geographic redistribution of wealth, taking extra money from a place like New York to pay for deeper tax cuts elsewhere.”

Congressman Peter King voted against the House bill, as well, and tweeted on December 15 that, the “…SALT [state and local tax] deduction is still inadequate for New York and Long Island. I am voting NO.” Senate Minority Leader Charles Schumer said Republicans will “rue the day” they pass the plan. Schumer has opposed the legislation from its inception. Senator Kirsten Gillibrand tweeted the tax bill, “blows a hole in our deficit, raises the cost of health insurance, could make drastic cuts to Medicare and Social Security.” An aside: An interesting article by New York writer Rick Newman writing for Yahoo Finance notes he re-calculated his taxes using the new rules and saved $2100. Read his article at www.yahoo.com/finance/news/ trump-tax-cuts-save-2100-221434248.html. 50+

Preventing Unwanted Telemarketer Calls

ongressman Lee Zeldin released a fact sheet to provide information to constituents on how to prevent unwanted telemarketer calls. Technology has rapidly expanded the ability of scammers to make a massive amount of illegal phone calls from anywhere in the world. Unwanted calls are the number one complaint from consumers when filing complaints with the Federal Communications Commission (FCC). While the Do Not Call Registry prohibits sales calls, telemarketers often bypass the registry, by spoofing caller ID information, masking their real phone numbers. If you are a victim of these harassing phone scams, you have options: • Tell the unwanted callers that you do not consent to the call. Then make a record of the number and file a complaint (complaints.donotcall.gov/complaint/complaintcheck.aspx) with the FCC at 1-888-225-5322. There is also a hotline at the Federal Trade Commission (FTC) to report calls (1-877-FTC-HELP (1-877-382-4357). Option 2 is to speak with a representative). • Contact your phone provider and ask them to block the number. Also ask them if they charge extra for this service. It doesn’t make 50+ LifeStyles January 2018 • www.50PlusNY.com

sense to pay an extra fee to block numbers, being that telemarketers often change Caller ID information. • Robocall-blocking technology now legally exists and is available for your use. If you use robocall-blocking technology already, let your phone company know which numbers are producing unwanted calls so they can help block those calls for you and others. • Register with the Do Not Call Registry online at www.donotcall.gov, or by calling toll-free - 1-888-382-1222 - from the phone number you wish to register. You may register up to three numbers at one time. • Explore free online call blocking services, call blocking boxes, and smartphone apps that block unwanted calls. Don’t purchase any service until reviewing the application’s privacy policy on protecting your personal information. • If you have an iPhone, Android, or other type of smartphone, you can also utilize the cell phone’s individual call blocking service. For example, for an iPhone, if you determine a number is from a spam caller, tap the “i” on the number that just called your mobile device and scroll to the bottom of the screen and click “block this caller.” All phone numbers that are manually

blocked will appear under Blocked Contacts. Methods for blocking calls vary according to the specific device; you can contact your provider for further instructions. Current Efforts to Block Violators’ Calls: • Under a new initiative announced by the FTC, when consumers report Do Not Call or robocall violations to the agency, the robocaller phone numbers consumers provide will be released each day to telecommunications carriers and other industry partners that are implementing call-blocking solutions. • Filing complaints to the FTC brings more cases. While the FTC does not resolve individual consumer problems, each complaint helps the FTC investigate the company and has led to successful law enforcement action. • The FTC has been teaming with the private sector, offering rewards for companies that come up with a technical solution to filter out illegal calls. Last year, the FTC challenged contestants to create tools people could use to block and forward robocalls automatically to a honeypot – a data collection system that researchers and investigators can use to study the calls. 50+

Can I Get Paid to Be a Caregiver For a Family Member?

n some cases and some places. Your chances are best if you are caring for someone eligible for Medicaid and living in a state with a Medicaid care program or caring for a U.S. military veteran. But there are other possibilities. Medicaid As of October 2015, all 50 states and the District of Columbia offer Medicaid waiver self-directed long-term services and supports (LTSS) programs that allow qualified individuals to manage their own care. Some states permit the care recipient to hire a family member to provide care. •Eligibility, benefits, coverage and rules differ from state to state. . •Program names also vary. What is called Consumer Directed Care in one state is called Participant Directed Care in another. Among the many names: Self-Directed Care, In-Home Supportive Services, Cash and Counseling. • To qualify for Medicaid the recipient must not exceed the program’s annual income and countable assets, not counting home value. Step by Step Step 1: If your family member qualifies and is ready to join the more than 1 million people already participating in self-directed care plans, contact your state Medicaid office to begin the process. Step 2: The applicant (with assistance, if desired or needed) is assessed for risks, need, strength, capacities and preferences as required by Centers for Medicare & Medicaid Services.

Step 3: Your family member and any chosen representatives create a written service plan detailing the daily living assistance required — including bathing, dressing, moving from bed to wheelchair, light housekeeping, meal preparation, feeding, laundry, supervision, shopping, transportation and medication compliance. There should be contingency plans for coverage when the care provider is off, and instructions on how fill-in caregivers should address risks. If the assessment shows need, a budget for goods and services will be provided. Step 4: When the care plan is set, the participant (or surrogate, if needed) chooses a caregiver. Veterans Veteran Directed Home & Community Based Care is available in 37 states, Washington, D.C., and Puerto Rico for veterans of all ages enrolled in the Veterans Health Administration standard medical benefits package who need the high level of care a nursing facility provides, but who want to live at home or the home of a loved one. A flexible budget — average is $2,500 monthly — enables them to choose the goods and services they find most useful, including a caregiver to assist with everyday tasks such as bathing, cooking, feeding, dressing, using the bathroom and adjusting prosthetic devices. The caregiver is chosen by the veteran and may be any physically and mentally capable family member — including spouse, sibling, child or grandchild. Aid and Attendance (A&A) benefits are available to veterans who qualify for VA pensions and have served a minimum of 90 days active duty and at least one day during a wartime period and other requirements. The program supplements the VA pension to help cover the cost of a caregiver, who may be a family member. A surviving spouse of a veteran may also qualify. To qualify, you must meet one of the following conditions: Be confined to bed due to disability; Be in a nursing home due to physical or mental incapacity; Have corrected vision that is 5/200 acuity or less in both eyes or concentric contraction of the visual field that is 5 degrees or less; Require the aid of another person in order to perform personal functions required in everyday living. Step by Step Step 1: Find the Pension Management Center (PMC) to locate your state office address. You may also visit your local regional benefit office to file your request. Find your local regional benefit using the VA Facility Locator. Step 2: Write your state PMC. Explain why a caregiver is needed, ideally including an attending doctor’s report. Be specific about the disease or injury that caused physical or mental impairment, and walk the PMC through a typical day. Note how well you get around, if you have a loss of coordination, or any inability to manage basic daily needs.tance. Housebound Vets Veterans who are substantially confined to their immediate premises because of permanent disability who also are receiving a military pension can apply for an increased monthly pension. The Program of Comprehensive Assistance for Family Caregivers offers needed services for primary caregivers of veterans who sustained a traumatic injury in the line of duty on or after Sept. 11, 2001. Also available: comprehensive caregiver training, access to health insurance, mental health counseling and services, and up to 30 days of respite care per year. To qualify, the veteran must: Enroll for VA health services; Need one or more personal care services necessary in daily living or require supervision or protection based on symptoms or enduring effects of injury or neurological damage. The caretaker must: Be 18 or older; Be the spouse, son or daughter, parent, stepfamily member, extended family member, or someone who lives with the veteran full time. 50+

50+ LifeStyles January 2018 • www.50PlusNY.com

SOCIAL SECURITY COLUMN

Check Out These New

“My Social Security” Features in the New Year By John Biundo; Social Security Assistant District Manager in Patchogue

t’s the New Year. 2018 is here! There’s no better time to tell you about the new features we have in “my Social Security.” They not only save you time, but also put you in control of your retirement future. There are a growing number of states (and the District of Columbia) where, if you’re a resident, you can request a replacement Social Security card online. Our new online version of the Application for a Replacement Social Security Card can make getting a replacement easy and stress free. It allows people to apply for a replacement card through my Social Security without traveling to a field office or card center, as long as you’re not requesting a name change or any other change to your card. We are working to add this capability to every state. Your personal my Social Security account is secure and gives you ready access to your earnings records, Social Security benefit estimates, and printable Statements. Those who already receive benefits can view their payment history, current status, and manage their benefits. Social Security has also made replacing your annual Benefit Statement even easier. The Benefit Statement (known as the SSA-1099 or the SSA-1042S) shows the amount of benefits you received the previous year and is needed for filing taxes. Now you have the ability to download it using our online services. There’s no need to visit a field office. A replacement SSA-1099 or SSA-1042S is available after February 1 for the previous tax year. If you don’t have a my Social Security account, creating a secure account is very easy to do and usually takes less than 15 minutes. Putting you in control of your future is a key part of securing today and tomorrow. With my Social Security, we give you the power to steer your future in the direction you deserve. 50+

Age of Elegance By Joan Allen

As the Year Ends

hat a fabulous show! I am talking about the 50+ Lifestyles/Ms. New York Senior America Idol success. Congratulations to The Tribunes, an a cappella singing group, on capturing the Idol crown for 2017. Our very own Ms. New York Senior America Celeste Belletti took the first runner-up honors. Bravo to all of the contestants! You give real meaning to the word inspiration. Thank you to the Ms. New York Senior America Cameo Club members that helped make the show happen. State Administrator Marleen Schuss; State Coordinator Bob Geltman; and the Fabulous Seasoned Steppers, choreographed by Marianne Stahl, along with Elisabeth Zamarelli, Paula Zdazenski, Eileen Moskowitz, Phyllis Pinard, Virginia Werner and Herb Dublar. We are accepting applications for the 2018 50+ Idol. I’ll be dusting off my song and sequins, how about you? I know you’re out there. C’mon you guys and gals, join us. Get in touch with 50+ Lifestyles at 631-286-0058 x 112 or Marleen Schuss at 516-678-3242. Now on to the Ms. New York Senior America Holiday Party! There is never anything ordinary about Senior America parties. The December 8 gala was over the top. Southward Ho Country Club in Bay Shore was beautifully decorated in the holiday spirit. We were greeted with a first-

CLASSIFIED ADS PERSONALS SWM Handsome, seeking female 5062. Fun, outgoing, friendship/serious relationship. Dining, movies, outdoor events, walks, etc. Call or text Richard. 516-507-8317 ____________________________ ATTENTION LADIES. DWM 63, Good Personality, Funny, Big Heart, Affectionate. Likes concerts (Rock), Family, Companionship. Call 516390-5530. Will answer all! ____________________________ SINGLE WHITE MALE 82 Years. Looking for a female 70-85 years for friendship & more. Call Joe at 516458-7333. ____________________________ WIDOWED ITALIAN/AMERICAN WOMAN seeks male widowed 65-72 with Pisces or Cancer sign for loving relationship. Call 631-698-1988 or 631-538-6923.

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PERSONALS SWF. 65, pretty, seeks male 60-75 years for fun and companionship. Call 516-507-4891.

ADVERTISE YOUR PRODUCTS OR SERVICES $60 Businesses • $35 Individuals (Non-business related) 15 words - $1 each additional word

PROF. SERVICES CLEAN HOMES BY STACEY Weekly, bi-weekly-monthly, one time only, Reasonable rates. E. Moriches, C. Moriches, Yaphank and Bellport. 631-902-3787. ____________________________ FOR RENT ROOM RENTAL/HOUSE Share laundry. Organic garden. No overnight guests. 50+ female only. 516-306-6248, Goldie.

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All ads must be pre-paid. Rates are per month. For more information call (631) 286-0058 Ext. 220. PLEASE PRINT CLEARLY OR TYPE ON A SEPARATE SHEET OF PAPER

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rate cocktail hour and the baby lamb chops were worth the price of admission …and we were just getting started. The dinner was par excellence. You already know that music makes a party and Celeste Belletti made the crowd jump. Jeanne Marino, Ms. New York Senior America first runner-up made us smile with her parody, and our reigning Queen Lee Ann Brill brought the house down with her rendition of “New York, New York.” The day was topped off with the December birthday celebrants blowing out the candles on their birthday cake. Thank you to the wizards, Claire Millman and Enid Merin for this luncheon spectacular. The afternoon was filled with that special kind of magic that happens when friends get together, especially Ms. New York Senior America Cameo Club members. Each member of the club has been a participant in a pageant and I’m convinced that we were all born under a special star that say’s “Join the Fun”. Good Old Gold one of our many sponsors invited us once again for their spectacular Christmas celebration. Many of our Cameo Club members attended this annual event. (See photo) In anticipation of the New York State 2018 Pageant to be held on Sunday, July 29, 2018, at Molloy College in Rockville Center, we are seeking possible participants. If you are 60-plus years, have a zest for life, a talent you can display on stage, charm and a positive attitude, we want you. Call Marleen Schuss for your interview and audition date. Her telephone number is 516-678-3242. Complete and return the coupon below or email Marleen Schuss at marleenschuss@aol.com if you are interested. A special thank you to Bob Geltman, State Coordinator. Until next month some words of Wisdom, “Lovers fall out of Love, Friends never do”. A special hello from Ethel Bennett. 50+ Joan and Marleen COUPON

Women Must Be 60 Years or Over I would like to compete in the 2018 Ms. New York Senior America Pageant. Name Address Telephone E-mail Address

Return to: Marleen Schuss, State Director 318 East Shore Drive, Massapequa, NY 11758 More info, Phone: 516-678-3242 • 516-761-7503 50+ LifeStyles January 2018 • www.50PlusNY.com

Is Rock N’ Roll dead or Just Gotten Old?

t might seem that the recorded music business has evaporated for everyone not named Adele. Top 40 radio, which has always been for teenagers, is mostly devoted to post-rock pop and hip-hop. In 2018, classic rock is no longer teenage music. Classic Rock is now where jazz was in the early 1980s. The Gold Age of Rock n’ Roll 1954 -1974 may seem like yesterday to some but Rock’s core audience was born in the 1950s and ’60s. However, even though it’s been sixty years since Elvis appeared on “The Ed Sullivan Show,” and rock may not be #1 on teen charts, rock concerts are raking in more money than ever. At the Desert Trip festival in Indio, Calif., last year about 150,000 tickets were sold for two weekends of shows featuring six legends of 1960s rock — Bob Dylan, the Rolling Stones, Neil Young,

50+ LifeStyles January 2018 • www.50PlusNY.com

Paul McCartney, the Who and Roger Waters — in one place. On the local scene for 30 years Friend Entertainment USA has been producing great musical concerts with a twist. Their concerts not only feature great music but have helped hundreds of charities with their fundraising efforts. Norman Wasserman who owns FEU describes what he calls a winning formula: The best of tribute bands and oldies acts in the USA with wide spread appeal to audiences of all ages in venues to assist charities and not-forprofit organizations in their efforts to create financially rewarding experiences while at the same time branding and marketing them to achieve great public awareness and good will in the community.” Norman also says “The people who attend these events expect to be entertained

but more than that I find that most people want to do right by others and are giving by nature. By coming to these shows they not only get a great evening of music they know and love but they have also provided support to people in need”. I’m in the business of bringing people together helping all types of organizations reach their financial and marketing goals.” 50+

Call Friend Entertainment USA today Toll Free at 844-698-9696 or e-mail us at norman@friendentusa.com to arrange an appointment to discuss how FEU can create a custom branded concert for your organization that can make an ordinary fundraiser or corporate event into a highly entertaining marketing success anywhere in the country!

CROSSWORDS

(Solution on page 3) ACROSS 1. You can pass it or set it. 4. Not so many 7. A high rank in the Navy and Army 10. Theater section 11. Famed rope-a-doper 12. A kiln 14. It can be one or many 15. Asian holiday 16. School in the 28th state (abbr) 17. Says no to 19. A subdued reaction of mirth 21. Eggs 23. A grain 24. Outdoor public parties 28. A center or a hole 31. Employs

32. A teachingf degree (init) 33. Subcontinent royalty 34. Part of a holiday drink 35. Truthfully or part of a band 37. Buddy 38. They uasually get 10% 39. Some plows specialize in this 43. A cranky old person 47. Part of a sailboat 48. Over-imbiber 50. A Valkyrie 51. A camper has one 52. FDR project 53. A clock sound 54. Type of turn 55. Ready to go? 56. A hurricane scale (abbr)

DOWN 1. Osteo 2. Cold war term; with prop 3. Answers 4. This is a dietary problem 5. A utility (abbr) 6. The government is often this 7. You can pay or play in or on it 8. A rating used by 5 Down 9. A type of yoga 10. Southwest’s NYSE code 13. A thermoplastic (init) 18. “__ _ said” 20. A western alliance (init) 22. These gloves are known by this name 24. A good time 25. That, said Pedro

26. Part of a trip or itinerary (abbr) 27. Summer drink 28. You hop from this to the fire 29. A business abbr. 30. Part of a business suit 33. Tells on some one formally 35. Once horse soldiers (abbr.) 36. A telephone run 37. Boats go to these 39. Alphabet run 40. Used in fencing 41. With “best friend” 42. A tennis term 44. Different slimes (informal) 45. Print indelibly 46. A beast of burden 49. Tit gets this

(Solution on page 3)

50+ LifeStyles January 2018 • www.50PlusNY.com