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Copy November 2016 Long Island Edition • Vol. 42 #1

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Long Island Resource Guide Coming in December See page 3

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The Elder Law Minute

Guide to Medicare Open Enrollment for 2017 What You Need to Know About Choosing Medicare Part D By Kimberly Lankord; Kiplinger's Retirement Report, October 2016

et ready to be bombarded with mailings and TV ads for Medicare plans. Open enrollment for Medicare Part D and Medicare Advantage plans runs until December 7, 2016, so this is your opportunity to reassess your coverage for

2017. Even if you’re happy with your plan, you may be taking a new drug or your plan's coverage may have changed. New plans may have entered—or your plan may have left—the business in your area. Or you

(Continued on page 12)

Hidin’ Harry Winners.............. Page 4 Classiﬁed Ads .......................... Page 18 What’s on Your Bucket List..... Page 4 Sudoku......................................Page 22 November Events ................. Page 14 Crosswords ............................Page 22

Coming in December Health, Fitness, Medicare Enrollment, Gift Guide

Misconceptions About Irrevocable Medicaid page 10 Trusts

Choosing the Right Medicare page 11 Plan 50+ LifeStyles 23rd Annual Golf Classic page 15

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Father and Daughter Medal at Senior Games in Utah By Gary P. Joyce

The Huntsman World Senior Games were started in 1987 as the World Senior Games, and were open to seniors 55 and above. The age limit was changed to 50 for the game’s second running. The Huntsman Coproration took over the games in 1989 as the primary sponsor. As far as can be determined, Richard (Dick to his friends) and Dawn, both competing in the Track and Field portion of the games, were the only father-daughter to ever compete. With Dawn urging her father on, he had one of his best throws ever in the shotput, winning that event. Returning the favor, Dick cheered his daughter on to a third-place finish in the Half-Marathon. The dynamic duo capped off their wins at the Games with a trip to the bottom of the Grand Canyon together, making the entire trip, a “not to be forgotten” week. 50+

ather and daughter Richard Webber and Dawn Reimer just returned home from St. George, Utah, and the Huntsman World Senior Games where — in what is undoubtedly a first-and-only — they both medaled!

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Congratulations to our Hidin’ Harry winners from the Otober issue, Kathy Campisi of Ridge and Ray & Ginny Leonhard of Mineola. You’ll both be receiving a pair of theater tickets in the mail. As for the rest of our contestants, the game goes on! Find Hidin’ Harry somewhere in the pages of 50+ LifeStyles and send us your answer — including your name and address — by post to Hidin’ Harry, 146 So. Country Road, Bellport, NY 11713 … or by e-mail to: editor@50plusny.com.

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50+ LifeStyles November 2016 • www.50PlusNY.com

Fifty Plus LifeStyles Scores 10 National Awards

t the 2016 North American Mature Publishers Association (NAMPA) Convention and Annual Meeting, held September 25 to 28, 2016, at the Magnolia Hotel in Denver, Colorado, Fifty Plus LifeStyles won awards in 10 categories. Judged by Daryl Moen of the School of Journalism of the University of Missouri in Columbia, Missouri, there were 257 entires from 24 publications, resulting in 127 award winner. Fifty Plus LifeStyles won awards for: General Excellence (second place, “From financial news to health care and a calendar listing of area activities, this publication is filled with information that readers can use,” said the judges); Most Improved (first); Column Review (‘Tech Talk,’ first place); Senior Issues (‘Grandparents & Grandkids,’ second); Briefs/Shorts (Around Town, first place); Annual Resource Guide/Directory (first place for our Long Island Resource Guide. “‘New Resources for Succesful Aging’ is the headline for one article, but it could easily be the name of this publication,” said the judges); Feature Writing (Tara Martinez’ ‘Keeping New Years Resolutions’); Special Sections ( Financial & Preplanning and Legal and Financial Planning, a second place, and Summer Entertainment, a third place); and Topical Issues (Barbara LaMonica’s ‘Suffolk Follows Nassau with Security Alarm Registration Law,’ a second place). “These awards are a testament to our dedicated and talented staff who work tirelessly to cover issues important to boomers and seniors. I was elated to accept the awards along with Executive Editor Tim Edwards, at the conference in Denver,” said Fifty Plus Lifestyles publisher Frank C. Trotta. — Ed. 50+

(Left to right): Fifty Plus Lifestyles Executive Editor Tim Edwards, University of Missouri’s Journalsim School’s Daryl Moen and Fifty Plus Lifestyles Publisher Frank C. Trotta.

Veterans

News

We Salute Our Veterans • Veterans Day 2016 Happy Birthday and Semper Fi The official birthday of the United States Marine Corps is on November 10, 1775. That was the day when the Second Continental Congress established the Continental Marines with the following decree: “That two battalions of Marines be raised consisting of one Colonel, two lieutenant-colonels, two majors and other officers, as usual in other regiments; that they consist of an equal number of privates as with other battalions, that particular care be taken that no persons be appointed to offices, or enlisted into said battalions, but such as are good seamen, or so acquainted with maritime affairs as to be able to serve for and during the present war with Great Britain and the Colonies; unless dismissed by Congress; that they be distinguished by the names of the First and Second Battalions of Marines.” Tun Tavern, in Philadelphia, Pennsylvania, is regarded as the birthplace of the Corps as the location of the first Marines to enlist under Commandant Samuel Nicholas. Marines from the Huntington Detachment 792 celebrating the 240th Birthday in 2015 at Finnegan’s in Huntington (Left to right): Don Dziomba, Commandant, William Ober, past-Commandant, Bill Wingate, past-Adjutant, Brent Whiteman, pastCommandant.

Nassau County Veterans Day Parade The Nassau County Veterans Service Agency announced that the Annual Nassau County Veterans Day Parade will take place at on Saturday, November 5. This year’s event includes a special tribute to all veterans who served during the Vietnam War. The parade kicks off at 10:00 a.m. (line up at 9:30 a.m.) at the VFW Hall, 235 Merrick Road, Lynbrook. The parade will include a convoy of military trucks and tanks, the American Legion County and Post, VFW County and Post, Korean War Veterans, Vietnam War Veterans, Catholic War Veterans, Jewish War Veterans, and many more. All veterans’ groups, Auxiliary units and Color Guards are invited to participate in the parade. For more information, please contact Nassau County Veterans Service Agency Director Ralph Esposito at 516-572-6565. Rocky Point Veterans Memorial Dedicated On October 17, 2016, Congressman Lee Zeldin attended a Town of Brookhaven park dedication ceremony for the new Veterans Memorial Square in Rocky Point. Congressman Zeldin is pictured with Brookhaven Town Councilwoman Jane Bonner, center, and member of the Rocky Point Veterans of Foreign Wars (VFW), Joe Cognitore. Walt Whitman Birthplace Association Presents Veteran's Favorite Poem Project Walt Whitman Birthplace Association's (WWBA) 2016 series Democratic Vistas, is proud to present the Veteran's Favorite Poem Project. It will be held on Sunday, November 13, 2016, from 2-4 p.m. The event is sponsored by the New York Council for the Humanities and John Barr. It is free and open to the public. We are privileged to have veterans Robert Savino and John Barr as the event's emcees who will also be reading poems. Veterans and their families and friends are invited to participate in the event by bringing and reading a poem from their favorite poet. It will be held at the Walt Whitman Birthplace, 246 Old Walt Whitman Road, Huntington Station. The event is free and open to the public. Muratore Attends Third Annual Lake Ronkonkoma Cemetery Walk to Honor Veterans Suffolk County Legislator Tom Muratore recently joined other local elected officials at the Lake Ronkonkoma Heritage Association’s Third Annual Ceremony and Cemetery Walk to honor fallen heroes. The Lake Ronkonkoma Cemetery, located on Hawkins Avenue in Lake Grove, is the final resting place for over 125 veterans from the Revolutionary War to Vietnam Conflict, four women from the Lake Ronkonkoma Equal Rights Suffrage Club of 1912, three clergy, one victim of 9-11, one law enforcement officer, and over 50 Ronkonkoma Fire Department members. Ellyn Okvist, President of the Lake Ronkonkoma Heritage Association organized the event, which included a 21 gun-salute and “soldiers” dressed 50+ in period costumes.

50+ LifeStyles November 2016 • www.50PlusNY.com

The Elder Law Minute Misconceptions About Irrevocable Medicaid Trusts

By Ronald A. Fatoullah, Esq. and Yan Lian Kuang-Maoga, Esq

Complimentary Informational Financial Workshops…

id you know? In 2015, Generation X started turning 50. A ARP surveyed voters across the state of New York aged 35 to 69 – Generation X and Baby Boomers together – to understand how prepared they feel for their financial future. Survey results reveal that New York’s Gen X voters are even more anxious about retirement than their pre-retiree Boomer counterparts. Large shares of both generations worry if they can afford to retire and consider leaving New York in the future. This fall, A ARP in Long Island wants to help our 50 and over members and their families, lower this anxiety, by hosting free financial seminars that offer free valuable information, tools and resources for reaching your goals. So you can turn your dreams into real possibilities. Across the island, we are partnering with local financial experts for this series of informative and educational workshops to help 50+ Long Islanders and their families stay fit and financially secure. It’s just one of many things A ARP in Long Island is doing to help communities, Long Islanders and their families right here in your own backyard. See below for list of dates and locations. You must register by calling 1-877926-8300. Seating is limited. We thank you and look forward to seeing you! To stay connected to A ARP in your community, visit aarp.org/longisland or sign up to get our digital communications at www.aarp.org/yes2emailNY.

Wednesday, November 2nd • 7:00pm to 8:30pm Seacrest Diner, 229 West Main Street, Sayville, NY 11782 Free Financial Seminar Topic: “Financial Considerations for Family Caregivers & Tips to Protecting Assets”

Thursday, November 3rd • 7:00pm to 8:30pm Rivkin Radler, 926 RXR Plaza, Uniondale, NY 11556 Free Financial Seminar Topic: “Financial Considerations for Family Caregivers & Tips to Protecting Assets”

Wednesday, November 9th • 7:00pm to 8:30pm The Theatre at North Shore Atrium, 6900 Jericho Turnpike, Syosset, NY 11791 Free Financial Seminar Topic: “Special Needs: Planning, Legal and Financial Strategies for Special Needs Families”

Thursday, November 10th • 6:30pm to 7:30pm Seminar 8pm Complimentary Show Studio Theatre of Lindenhurst, 141 S Wellwood Ave, Lindenhurst, NY 11757 Free Financial Seminar Plus Free Show “Understanding Reverse Mortgages: How they work, rates and costs, how they can help maximize cash flow in retirement”

Thursday, November 10th • 7:00pm to 8:30pm The Capital Solutions Bldg., 558 Portion Road, Ronkonkoma, NY 11779 Free Financial Seminar Topic: “Blueprints for Business Owners: Protection and Succession Strategies Under The New Tax Laws”

Thursday, December 1st • 6:30pm to 7:30pm Seminar 8pm Complimentary Show Studio Theatre of Lindenhurst, 141 S Wellwood Avenue Lindenhurst, NY 11757 Free Financial Seminar Plus Free Show “Time For Your Home Checkup: Discussion on refinancing options, HECM reverse mortgages, real estate expert for seniors and their families, home real estate staging tips” 50+

50+ LifeStyles November 2016 • www.50PlusNY.com

rrevocable trusts are excellent vehicles for preserving an individual’s assets in anticipation of long-term care, such as Medicaid. However, many people have developed a wariness of them based on two common misconceptions. First, many believe that an individual will lose total control over the assets transferred into an irrevocable trust. Second, it is often thought that a transfer of one’s assets to an irrevocable trust will be considered a gift, thereby requiring the filing of a gift tax return and the payment of gift taxes. It is possible to transfer assets to an irrevocable trust while still retaining power with respect to the transferred property. For instance, the creator of an irrevocable trust may retain the right to receive the income produced by the assets transferred into the trust. Additionally, the creator of an irrevocable trust may change the beneficiaries of the trust by a later instrument, such as a will. Where the creator of an irrevocable trust retains at least one of these rights or powers, or one of the many others that are available with respect to the transferred property, the gift is rendered “incomplete,” and, therefore, not a gift for gift tax purposes. However, even in the event that the creator of an irrevocable trust waives all rights with respect to the transferred assets (which makes the transfer a completed gift, and as such, a taxable gift), the creator of the trust often will avoid gift taxes if the gifts are under a certain amount. Under the gift tax rules, each individual may make gifts of up to $14,000 ($28,000 for married couples) per gift recipient per year without incurring any gift tax or having to file a gift tax return. Gifts in excess of these amounts, while requiring the filing of a gift tax return will not, in all likelihood, require the payment of taxes. Irrevocable trusts are instrumental in a variety of situations, including preservation of assets in anticipation of long-term care such as Medicaid. A properly drafted irrevocable trust can help the creator of the trust avoid gift taxes while allowing him or her to retain control over certain aspects of the property transferred into the trust, including the 50+ ultimate disposition of the transferred property. Ronald A. Fatoullah, Esq. is the principal of Ronald Fatoullah & Associates, a law firm that concentrates in elder law, estate planning, Medicaid planning, guardianships, estate administration, trusts, wills, and real estate. Yan Lian Kuang-Maoga is an elder law attorney with the firm. The law firm can be reached at 718-261-1700, 516466-4422, or 1-877-ELDER-LAW or 1-877-ESTATES. Mr. Fatoullah is also the co-founder of JR Wealth Advisors, LLC and can be reached at 516-466-3300 or 800-353-3775.

Fidelis Care Oﬀers Tips for Choosing the Right Plan As Medicare Open Enrollment Period Kicks Off

s Medicare open enrollment ending December 7, Fidelis Care encourages seniors and their families to spend time studying the different plans available to them. Fidelis Care Chief Marketing Officer Pamela Hassen offers the following tips to help make wise decisions. “Consider the Four P’s when picking coverage: Price, Provider, Product, Peace of Mind,” Hassen explained. Price: Ensure the option you select is offering good value. Some plans have a higher monthly premium with $0 or low copay for primary care visits, while others have a $0 monthly premium and a higher copay. Product: Pick an option that fits your health care needs. Check whether your prescription drugs are included in your plan’s formulary and whether flex spending can help offset costs. Providers: The doctors and hospitals that participate in the plan should be convenient for you. Peace of Mind: You should feel confident you’ve made the best choice for your health needs.

Fidelis Care offers Medicare Advantage and Dual Advantage products, which provide enhanced benefits for those who are eligible for Medicare. To ease the process of selecting coverage, Hassen recommends using the Fidelis Affordable Care Advisor, found on fideliscare.org. This online tool compares available plans, benefits, and costs, along with the benefits and costs associated with Original Medicare. Seniors only need to enter basic information, and the process takes less than two minutes. The Fidelis Affordable Care Advisor also allows users to schedule an appointment with a representative. 50+ As the New York State Catholic Health Plan, Fidelis Care offers quality, affordable coverage for children and adults of all ages and at all stages of life, including products available through NY State of Health: The Official Health Plan Marketplace. With 1.3 million members Statewide, Fidelis Care was founded on the belief that all New Yorkers should have access to affordable, quality health insurance. For more information, call Fidelis Care at 1-888-FIDELIS (1-888-3433547) or visit fideliscare.org. Follow us on Twitter at @fideliscare and on Facebook at facebook.com/fideliscare.

12 Cover Story - Guide to Medicare Open Enrollment for 2017 may want to try out Medicare Advantage, which provides both medical and drug coverage through a private insurer. Average monthly premiums for Part D prescription-drug plans are increasing slightly—from $32 this year to $34 in 2017—but that masks some of the bigger cost increases. As drug prices rise, insurers are trying to manage their costs by dropping some drugs from their formularies, which list covered drugs, or passing along a larger share of the cost to consumers. Such changes could make the plan that was your best deal this year a less-than-optimum plan next year. “Some people with multiple chronic conditions don’t want to upset the apple cart,” says Tatiana Fassieux, board chair of California Health Advocates and a longtime counselor with the state’s health insurance assistance program. “But this year, we’ve found the formularies have changed significantly, not just in what they cover but also in how much they charge.” You may need to pay 30 percent or more of the price of expensive specialty medications—or as much as 50 percent if you don’t use a certain pharmacy. “Some plans have been moving cancer drugs to a higher-cost pricing tier,” says Kirsten Sloan, senior policy director for the American Cancer Society. You may even have to pay a lot more for a few generic drugs, which can cost the same as brand-name drugs under some

50+ LifeStyles November 2016 • www.50PlusNY.com

plans, says Fassieux. The bottom line: Your outof-pocket costs could be vastly different depending on the plan you choose. You’ll get the first clues about changes to your plan’s cost and coverage in the plan’s Annual Notice of Change, which must be mailed in late September. Then you’ll be able to compare 2017 plans using the Medicare Plan Finder starting on October 1. Type in your zip code, drugs and dosages, and the tool calculates your total costs (premiums plus out-ofpocket costs for your drugs) for each plan in your area. The best plan for you may be different than it is for your spouse.

Need more information? www.shiptacenter.org 800-633-4227 After narrowing your search based on total costs, dig deeper to find out about any restrictions on coverage for the drugs you need. To control costs, some plans limit access to expensive drugs. They may only cover the drug with “prior authorization,” requiring your doctor to explain why you need it. “Unlike health plans, Part D plans generally have no information about your health conditions,” says David Lipschutz, senior policy attorney for the Center for Medicare Advocacy. Or the plan may only cover an expensive drug if you’ve tried

cheaper versions, called “step therapy.” There may be limits on the quantity you can receive of a certain drug—even if you’ve been taking it for years. Most Part D plans now have preferred pharmacies that you’ll need to use to get the lowest out-of-pocket price. For 2016, the Humana Walmart Part D plan, for example, charges a $1 co-pay for generic drugs on its preferred list if purchased at Walmart or Sam’s Club, and a $0 co-pay through the Humana mail-order pharmacy, but a $10 co-pay at other pharmacies. For brand-name drugs not on its preferred list, you’d pay 35 percent of the cost at Walmart, Sam’s Club or the Humana pharmacy, but you’d pay 45 percent to 50 percent at other pharmacies. (The 2017 plan details will be available in October.) Preferred pharmacies can change from year to year—Walgreens, for example, was added as a preferred pharmacy to some large plans last year. The “doughnut hole” coverage gap is changing for 2017. After a deductible up to $400, you’ll be responsible for co-payments until your drug costs reach $3,700 (including both your share and the insurer’s share). Once in the doughnut hole, you’ll have to pay 40 percent of the cost of brand-name drugs and 51 percent of 50+ the cost of generic drugs yourself.

What to Do, Where to Go, What to See, on Long Island and the Surrounding Area November 19 Senior Dance - Savoy Swing Band. Listening and dancing to vocals and music with the Big Band Beat featuring the music of the Savoy Swing Band; 7 to 10 p.m. at St. Sylvester’s Church, 680 Ohio Avenue, Medford. Admission: $15, beverages and snacks included. Info: 631-730-3333.

(Send event info to Frank@50plusny.com)

November 13 Pastrami On Rye. Author Ted Merwin, Ph.D; 10:30 a.m. A full-length history of the Jewish deli. At Temple Israel of Lawrence, 140 Central Avenue, Lawrence. Cost: members-$18; non-members -$20. Info: alan@templisraellawrence.org. November 13 The Senior Pops Concert. An intergenerational orchestra of approximately 60 musicians, 2 p.m., at Cold Spring Harbor Junior/Senior High School, 82 Turkey Lane, Cold Spring Harbor. Suggested donation of $5. November 14 The Absolute Beginner’s Guide to Genealogy. Get started on your genealogical journey with librarian Lynne Kennedy, who will teach you the basics of researching your family tree; 7 p.m. at the Sachem Public Library, 150 Holbrook Road, Holbrook. Free. Info: 631-588-5024. November 16 What Phone Should I Buy? At the Cold Spring Harbor Library & Environmental Center, 95 Harbor Road, Cold Spring Harbor; 2 to 3:30 p.m. You have a lot to consider when deciding on which cell phone to buy. Join us to learn about your options.

50+ LifeStyles November 2016 • www.50PlusNY.com

November 20 American Heart Association 8th Annual Healing Heart 5K Run/Walk. At the Pugliese Vineyards in Cutchogue. Day of event registration begins at 8 a.m., with the fun run for children 10-and-under beginning at 10 a.m. www.healingheart5k.org, or 631-734-2804. December 4 23rd Annual Holiday House Tour. Noon to 5 p.m. Reception includes live entertainment, refreshments, a Chinese auction and a 50/50 raffle We will, again, be collecting toys for the USMC ‘Toys-for-Tots’ campaign. Please donate a new, unwrapped toy. Tickets go on sale, November 8 at Nook & Cranny, 469 Main St., Islip, 631-277-7600 (cash or check only); by mail to the Society at P.O. Box 601, Islip, NY 11751; or www.isliphamlethistory.org. Ticket donations are $20/adult (16 yrs. of age or older) and are non-refundable Meet David Okrent former IRS Agent, CPA Attorney David has 30 years experience in Elder Law and Estate Planning. Learn how Medicaid can pay for Home Care without a 5 year look back!

FREE BREAKFAST SEMINAR Tuesday, Nov. 8 9 to 10:30 a.m. The Golden Coach Diner, Huntington Fresh Breakfast served Tuesday, December 6 9 to 10:30 a.m. The Lake Grove Diner, Lake Grove Fresh Breakfast served

Reservations Required:

631.427.4600

50+ LifeStyles 23rd Annual Golf Classic Sponsored by AARP & 50+ Lifestyles

he 50+ LifeStyles 23rd Annual Golf Classic was held at the Timber Point Country Club in Great River and drew over 150 golfers. The event was played on the historic, nearly 300-acre, 27-hole course overlooking the Great South Bay, in what has become a trademark for the event — a gorgeous, ‘bluebird’ early fall day. Overall Winners Men Ed Rae; 75 Women Amanda Johnson; 101 50-59 Men Low Gross: Richard Ferro; 81 2nd Low Gross: Joe Pilkington; 81 50-64 Women Gross: Amanda Johnson; 101 2nd Low Gross: Rose Bianculli; 108

Family Division Low Gross: Bob Volk, Jr. and Bob Volk, Sr.; 180 2nd Low Gross: Neil and Robert; 182 Golf for Single Adults Division Men’s Low Gross: Tom Koslovsky; 96 Women’s Low Gross: Lupe Soguero; 102

60-69 Men Low Gross: Ed Rae; 75 2nd Low Gross: Bob Volk, Sr.; 83

Firefighter Division Low Gross: Ed Rae; 75

65-69 Women (match of cards) Low Gross: Liz Helilig; 108 2nd Low Gross: Mary Urstadt; 108

Closest to the Pin Men Red#5: Bob Palermo Blue #5: John Feminella

70-79 Men Low Gross: Frank Hiller; 87 2nd Low Gross: Bob Popko; 91 70-74 Women Low Gross: Mary Ann Levine; 103 2nd Low Gross: Judy Kleve; 112 80+ Men Low Gross: Neal Guendel; 94 2nd Low Gross: Tony Maccarato; 97

Police Division Low Gross: Joe Pilkington; 86

Women Red#2: Mary Urstadt Blue #2: Rose Bianculi Closest to the Line Men Red#6: Joe Pilkington Blue#9: Jeff Horan Women Red#6: Cathy English Blue#9: Jill Latorella Most Honest Golfer Men Ronald Rich Women Cathy English

Co-Sponsors

Platinum Sponsors

Gold Sponsors

Wagner & Zwerman, LLP urbanmaidgreen Final Touch Flooring

75+ Women Low Gross: Lupe Soguero; 102 2nd Low Gross: Debbie Madden; 112

50+ LifeStyles November 2016 • www.50PlusNY.com

Dear Grandparent by Madeline Lipton I gazed upon an old photograph And saw your face in mine A particular, characteristic, expressive trait That stood the test of time I know because you lived, loved, worked and toiled through many a day It's my time to experience, learn and grow Open doors my own way History passed on, kind words, shared Holidays, gifts, all the meals made from scratch Not a thing fell to the wayside onto silent ears Instead they remain treasures savored for years So thank you dear Grandparent In fact, to ancestors who gave their all You helped shape us into who we are For that we should walk tall. 50+

Madeline Lipton has been published in Newsday, the Southbay Newspapers, Womans Day Magazine and elsewhere.

It’s Time for a Flu Shot

Update on 2016-2017 Flu Season

ll people six months and older are recommended to receive an influenza vaccination each year. Depending on vaccine type available to you, 20162017 vaccine will protect against either three or four different influenza viruses. Children aged six months through eight years of age who have never received a seasonal flu vaccine need to get two doses of vaccine spaced at least four weeks apart. This season, other children in this age group may need two doses as well. Certain people are at high risk of serious complications from seasonal influenza. These include people 65 years and older, children younger than five years old, pregnant women, and people of any age with certain chronic medical conditions. The best time to get vaccinated is as soon as the vaccine is available. You can still get a flu shot through the fall, winter or spring, since flu season usually peaks in February but continues through May. Individuals who lack health insurance should contact their county health department to inquire about flu vaccine clinics. National Influenza Vaccination Week is Dec. 4 to Dec. 10. To find a clinic in NYS go to: www.health.ny.gov/diseases/communicable/in50+ fluenza/seasonal/what_everyone_should_know.htm.

Find Hidin’ Harry! Harry is hiding somewhere in this issue. Find him and tell us where he is and you can win a pair of theater tickets. We’ll pick two winners out of every issue. Find Hidin’ Harry and send your answer to: Hidin’ Harry, 146 So. Country Road, Bellport, NY 11713 or e-mail Editor@50plusny.com.

CLASSIFIED ADS PERSONALS SWF seeking a male or female (5570) for friendship. I enjoy dining out, movies. No smokers please. Call 516-658-1918. Gentleman, Senior, Healthy, Happy, Friendly, Open-Minded, Seeking Loving Lady for Friendship. Call: 347210-3953. S.W.F. 73, pretty, 5ft 5, seeks white sincere, honest non smoker = Togetherness, rides, movies, concerts, quiet places, etc. ph: 631-671-5222. Male, 78 yrs, looking for friendship and more with a female 65-85 yrs old. Please call Joe at 516-458-7333. FOR RENT ADULT COMMUNITY. Condo for rent. Beautiful. Furnished, 1.5 BR, 1.5 BA, LR, DR, Fla. RM, Pools, Miniature Golf, near Beach & Shopping. Avail Immed. West Palm, Florida. Call 631-878-5316. Classifieds must be submitted by the 15th.

CLASSIFIED FORM

PROF. SERVICES Certified Personal Trainer. Baby Boomer Who Walks the Talk. I Come to Your Office or Residence. Free Personal Assessment and Customized Program. Reasonable Rates. Call Art: 516-712-8187.

ADVERTISE YOUR PRODUCTS OR SERVICES $60 Businesses • $35 Individuals (Non-business related) 15 words - $1 each additional word All ads must be pre-paid. Rates are per month. For more information call (631) 286-0058 Ext. 220. PLEASE PRINT CLEARLY OR TYPE ON A SEPARATE SHEET OF PAPER

CLEAN HOMES BY STACEY Weekly, bi-weekly-monthly, one time only, Reasonable rates. E. Moriches, C. Moriches, Shirley, Yaphank and Bellport. 631-902-3787. SENIOR SITTER. If it’s not safe for mom or dad to be home alone I can “sit” for them. Excellent references. $15.00/hour. Call 516-473-3011.

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Around The Towns...

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At the September 7, 2016, meeting of the Suffolk Legislature, Legislators Sarah Anker and Kate Browning honored Nancy Nowaski-Roesler for her altruism and community service. Nancy organized two fundraisers that collectively raised over $36,000 for families in need. Gurwin resident Helen Stemple, 103, threw out the ceremonial first pitch to Long Island Duck’s coach — and former Met — Bud Harrelson. Supervisor Ed Romaine and Councilwoman Jane Bonner joined with the Mount Sinai Senior Citizens Club to recognize “centenarian”

50+ LifeStyles November 2016 • www.50PlusNY.com

Beatrice Caravella at her 100th birthday celebration on September 6, 2016. On August 31, 2016, the Suffolk County Veterans Committee honored Dennis Sullivan, who was recently inducted as the Commander of the VFW Department of NY. From left to right: Legislator Thomas Barraga, Legislator Lou D’Amaro, Legislator Monica Martinez, Legislator Sarah Anker, Commander Dennis Sullivan, Legislator Steve Stern, Legislator Leslie Kennedy, Legislator Kate Browning, and Legislator Robert Calarco. Hillary Rutter (left) of Plainview and Jeannie

Rettura of West Babylon recently made public service announcements to be aired during October’s Breast Cancer Awareness Month . Town of Oyster Bay Councilwoman Rebecca Alesia (second from left) attended The Greater Long Island Runners Club pre-publicity event for the Blue Ribbon 5K Run/Walk for Prostate Cancer which is slated for Sunday, November 13, 2016. Pictured above with Councilwoman Alesia (left to right) are Deepak Kapoor, M.D. (Past President of the Integrated Medical Foundation), Rhonda Samuel, M.A. (Executive Director of the Integrated Medical Foundation) and Linda Ottaviano (Executive 50+ Director GLIRC) .

50+ LifeStyles November 2016 â&#x20AC;¢ www.50PlusNY.com

CROSSWORDS

(Solution on page 4) Solution on page 4

Across 1. Belonging to the Barefoot Contessa host 5. A star 8. They’ll do taxes 12. First name of a Catskills resort 13. Do something with 14. Top Greek goddess 15. A naïve person 16. They live in island kingdom 18. Fruits may comprise one 20. Goes forth from 21. Reformer Jacob 23. This doles dollars 24. Walks 28. You’ll lay this online 31. Norweigian gypsy group

32. A kiosk 34. They provide 24 down 35. Male swans 37. Cheapest way to float 39. Mountain states Amerindian 41. Pete may partake this in Japan 42. Nice 45. Yelled at to a laggard 49. Pacino film 51. This may cost 52. Is everyone out for me? 53. Mangy dog 54. Tiger’s ex-mate 55. You can fly it 56. Males 57. Sent back (abbr)

Down 1. Bond creator and namesakes 2. College sports authority 3. Seed covering 4. A browser 5. Gets by 6. Part of the Americas 7. Radar’s favorite soda 8. Snow white, figuratively? 9. Portion of eclipse showing light 10. Dutch 2x Indy 500 winner familiarly 11. Lip 17. Whence the Rand (abbr) 19. Chews tobacco 22. Places to plop down 24. Special care in the ER

25. Aussie critter for short 26. An Italian outpatient 27. You may wear these to be this 29. We fought them once (abbr.) 30. Mao’s middle name 33. Slayton or a move on ice 36. Cause trouble 38. Old name for marijuana 40. A security that tracks assets (init.) 42. Astronomical measurement (abbr) 43. Eight prefix 44. A pop 46. A load of something 47. A single piece 48. Hang 50. “You’re on!”

Age of Elegance By Ethel Bennett

Ethel’s Back!

happy crowd of New York Senior America women were celebrating my return to New York at the August luncheon at the Pompei Restaurant in West Hempstead. It was such a wonderful surprise for me to see this gathering of 55 women so excited at my return to the Big Apple. Next month we will be meeting again at the Pompei Restaurant for our Halloween Birthday luncheon on October 27. As usual, the women come with original costumes for a fun filled afternoon. September was a very busy month for our talent showcases. The Atria Senior Living center in Great Neck always enjoys our annual return. The A ARP meeting held at the Church on the Hill in Flushing always gets a standing ovation. Our performance for the veteran’s at the Northport VA Center is one of the bright spots of the year for Senior America. We know that they are enjoying our talents to the fullest. Our annual Fashion Show at the Crest Hollow CC September 22nd will be the highlight of the September calendar. October 18 through 20 we will all be at the National Pageant in Atlantic City cheering on our Ms. New York Senior America, Dolores Hofman, who will be competing for the National Crown with 48 other contestants. Our Seasoned Steppers will also be performing on the stage at the Resorts International Hotel and are presently very busy rehearsing. Many of out

Cameo Club members will be going to Atlantic City to cheer on our Queen. In anticipation of the New York State 2017 Pageant to be held in the spring of 2017, we are seeking possible participants. If you are 60-plus years and have a zest for life and a talent you can display on stage, charm and a positive attitude, call Marleen Schuss @ 516678-3242 for your interview and audition date. Or complete and return the coupon below or email Marleen Schuss at marleenschuss@aol.com. Until next month: 50+ Ethel COUPON Women Must Be 60 Years or Over I would like to compete in the 2017 Ms. New York Senior America Pageant. Name Address Telephone E-mail Address

Return to: Marleen Schuss, State Director 80 Banks Avenue - Apt. 2113, Rockville Centre, NY 11570 Or e-mail: marleenschuss@aol.com Phone: 516-678-3242

VOLUNTEERS WANTED

Breast Cancer Support Groups: Do They Help?

he Adelphi NY Statewide Breast Cancer Hotline and Support Program is seeking breast cancer survivors to respond to a survey to determine the long and short-term value of support groups. The program, which has provided emotional support and education to New Yorkers concerned about breast cancer for 36 years, is in the second year of this research, asking sur vivors to share their feelings about support groups. The initial results of the research, conducted with 90 respondents, has produced some interesting data: More than 75 percent of the respondents believe that being a member of a support group was valuable for their recovery; 97 percent of respondents would recommend a support group to a friend who was diagnosed with breast cancer; 98 percent of the respondents report still thinking about breast cancer at least once every day although more than half have not attended a support group in over a year. The researchers have found that many of the respondents have favorable thoughts about breast cancer with 65 percent expressing gratitude that they are grateful that they beat breast cancer and 46 percent report thinking favorably about the support they received. If you’re interested in contributing to this research download the form 50+ at goo.gl/forms/ov6yupycyI or call Erin Nau, LCSW 516-877-4314. 50+ LifeStyles November 2016 • www.50PlusNY.com