50+ Lifestyles Fall 2018 Resource Guide by 50+ LifeStyles

fiftyplus

2018 SENIOR

A Comprehensive Guide for Long Island and Metro New York Seniors, Baby Boomers and Caregivers

Choosing an Active

Adult Community PAGE 6 Portfolio Strategies for the Retiree PAGE 8 Stair Lift: What to Know Before Buying PAGE 10 Preventing Hearing Loss PAGE 14 DIRECTORY OF L.I. FUNERAL HOMES PAGE 19 FALL 2018 EDITION NEXT EDITION COMING JANUARY 2019

August 2018 Resource Guide Sponsored by

Call 1-631-228-8277 www.journeytothenewyou.com

fiftyplus

2018 SENIOR

A Comprehensive Guide for Long Island and Metro New York Seniors, Baby Boomers and Caregivers

Choosing an Active

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50+ Lifestyles Resource Guide - Fall, 2018

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Contents Index of Services.......................................4 Local Resources.........................................5 HOME AND HOUSING 10 Questions to Ask When Choosing an Active Adult Community......................... 6 MONEY AND FINANCE Portfolio Strategies for the retiree – The optimal balance between risk & reward................................................... 8 Our Online Estimates Help You Plan for Retirement and More................................9 HEALTH AND MEDICAL What You Need To Know Before Buying A Stair Lift.................................. 10 Is Bariatric Surgery Right For Me?.......... 12 Facts About Glaucoma............................ 12 Overcoming Isolation and Loneliness........................................ 13 Preventing Hearing Loss.........................14 Parker Jewish Institute and QueensLong Island Renal Institute.................... 14 A MyNotifi Memo: Staying Independent ..............................16 Quieting the Noise: 5 Ways to Reduce the Effects of Ringing in the Ears..................................17 PREPLANNING Long Island Directory of Funeral Homes........................................19 How to Choose a Funeral Home............ 20 Why a Catholic Cemetery?.....................21 The Security of Pre-Need Funeral Funds in New York State......................... 22 FRANK C. TROTTA, Publisher TIM EDWARDS, Executive Editor GARY P. JOYCE, Editor MARIE TROTTA, Vice President, Production/Sales Advertising Sales: BRUCE SAFRAN Graphic Artist: GREGORY A JONES For Advertising Rates and Information contact Bruce Safran 631-286-0058 ext 108 Bruce@50plusNY.com

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Index of Services HEALTH & MEDICAL

HOME & HOUSING

THUNDER HEARING SERVICES 631-830-4296 thunderaudiology.com........................ 10 AGEWELL NEW YORK HEALTH PLANS 718-696-0206 agewellnewyork.com............................11 CANCER SERVICES PROGRAM 631-369-2770 or 548-6320 PBMCHHealth.org................................13 PARKER JEWISH INSTITUTE 877-727-5373 parkerinstitue.org................................. 15 RENAL INSTITUTE 718-289-2600 www.qliri.org.......................................15 MYNOTIFI 800-541-1420 mynotifi.com........................................16 VISION WORLD 631-924-5188 (Medford), 420-9595 (Farmingdale), 261-3900 (Greenlawn) ............................................................. 17 MATHER HOSPITAL 631-474-4590 (PJS), 249-2347 (Melville).............................................18 EDP DENTAL 800-929-7881 EDPDental.com.................................... 18 LONG ISLAND LAPROSCOPIC DOCTORS 631-228-8277 JourneyToTheNewYou............ Back Cover

STAIRGLIDE NEW YORK 631-647-8855 or 327-3339 stairglideny.com.....................................2 SENIORS HELPING SENIORS 516-390-8938.......................................... 5 SADDLE ROCK 631-563-0174 ..........................................6 FLUSHING HOUSE 347-532-3014 flushinghouse.com................................ 7

50+ LIFESTYLES

631-286-0058 • www.50PlusNY.com

MONEY & FINANCE SIGNALALERT ASSET MANAGEMENT 516-829-6444 signalalert.com...................................... 8 BRISTOL FINANCIAL SERVICES 516-349-5555 Bristol-Financial.com............................. 9

PREPLANNING CATHOLIC CEMETERIES 631-249-8700 • ccbklyn.org.................21 ST. MICHAELS CEMETERY 718-278-3240 • ....................................22

EMPLOYMENT SUFFOLK TRANSPORTATION SERVICE 631-665-3245 x8 suffolkbus.com.....................................23

50+ Lifestyles Resource Guide - Fall, 2018

LOCAL ASSISTANCE IS AVAILABLE The Nassau and Suffolk County Offices for the Aging and the NYC Dept. of Aging are officially designated as Area Agencies on Aging. They are charged with developing and implementing policies and programs for Sen-

iors, 60 years and older. They serve as a funding agency for community-based programs in the areas of health, counseling, employment, legal services, home care, transportation, nutrition, etc.

SUFFOLK

Suffolk County Office for the Aging 631-853-8200 • www.suffolkcountyny.gov Riverhead County Center Office 631-852-1420 • www.suffolkcountyny.gov

NASSAU

Nassau County Office for the Aging 516-227-8900 • www.nassaucountyny.gov/agencies/seniors

NYC

Department of Aging Call 311 • www.nyc.gov/aging

FUEL ASSISTANCE (HEAP) HOME ENERGY ASSISTANCE PROGRAM HEAP provides an annual benefit to income eligible homeowners/renters to help pay fuel or utility costs. Open to persons 60+, the disabled or SSI recipients of all ages.

NASSAU 516-227-7386 SUFFOLK 631-853-8326

PRESCRIPTION DRUG ASSISTANCE EPIC (Elderly Pharmaceutical Insurance Coverage) is available to NYS residents age 65+, who meet income guidelines and may save you money on your prescription needs. The program is state funded. For information call: EPIC, 1-800-332-3742.

Home and Housing • Home and Housing • Home and Housing

ATTENTION ADVERTISERS Reserve for the 2019

Winter/Spring Resource Guide CALL NOW FOR “EARLY BIRD” PRICING! NEW FEATURES COMING: • Guide To Assisted Living, Rehabilitation Facilities and Hospital Medical Services • New - Listings of Legal & Financial Services For Seniors • Expanded Directory of Funeral Homes and Preplanning Services

LEARN HOW TO BETTER REACH THIS IMPORTANT DEMOGRAPHIC THROUGH 50 PLUS LIFESTYLES!

Call Bruce Safran 631-286-0058 Ext. 108 or email bruce@50PlusNY.com

50+ Lifestyles Resource Guide - Fall, 2018

Home and Housing â&#x20AC;˘ Home and Housing â&#x20AC;˘ Home and Housing

10 Questions to Ask When Choosing an

Active Adult Community 1. What is the reputation of both the community and the builder? While the community amenities and the house you intend to buy are likely to be your primary focus, you should take the time to learn more about the communityâ&#x20AC;&#x2122;s builder. 2. Are there a variety of floor plans available within the community? Whether you are buying a new home or a resale unit, it helps to know about the variety within the community. Having several floor plans in a range of sizes will make the community more appealing to

potential buyers and may help improve the resale value of the homes. 3. What activities and social clubs are available? The types of activities and clubs offered will give you an idea about the general lifestyle of the current residents. Ask to see a list of activities and clubs as well as a current copy of the social calendar. 4. What are the clubhouse or community property rules and are there additional fees for classes or activities? Seeing the rules upfront will let you know what to expect as a resi-

50+ Lifestyles Resource Guide - Fall, 2018

Home and Housing • Home and Housing • Home and Housing dent. Likewise, ask about the typical costs of classes or group events. 5. In an age-restricted community, what are the rules about younger visitors? Many age restricted communities do have rules regarding how long guests under the age of 19 may visit you each year and the length of time can vary widely. 6. Review a copy of the Covenants, Conditions and Restrictions? This document outlines many of the community rules including restrictions for home improvements and daily living. The homeowner’s association (HOA) has the right to set many rules within the community and you should be aware of them before purchasing.

7. What is the HOA’s annual budget and do they have a reserve fund? You want to see that they have an ample reserve (or sinking) fund. This is used for future capital expenses, such as road resurfacing or major repairs to community property. An inadequate reserve fund could impact all residents. 8. Who governs the HOA? Many HOAs are governed by a board of voluntary residents. If the HOA board has a high turnover rate, with very few board members staying for more than one term, it might raise some questions about how effectively the HOA is being managed. 9. Does the community have any current issues such as foreclosures, litigation among

residents or problems with delinquent dues? Most HOAs disclose current troublesome issues either in a newsletter or in their board meeting minutes. Ask to speak with the current HOA president and find out how these issues are resolved. 10. What other development is planned for the community or surrounding areas? When choosing a lot or a resale home, you are purchasing it as it looks today. You don’t want to be surprised after moving that the lovely mountain view from your backyard is about to be blocked by a new high-rise. No one can promise what will happen on land you do not own, but you should be able to find out if any plans are currently in the works. — Susan Quilty; 50+ www.55places.com

50+ Lifestyles Resource Guide - Fall, 2018

Money and Finance • Money and Finance • Money and Finance

Portfolio Strategies for the retiree – The optimal balance between risk & reward

s investment advisors we at Signalert often get questions about how much equities or bonds a person should have in their portfolios. The answer usually lies within each person’s own personal risk tolerance as well his or her time frame for retirement. All investments have risk regardless if they’re a bond or an equity. Holding through a prolonged turndown in the stock market can derail a retirement. For instance, it took the Nasdaq Composite 15 years to recover its loss of 78% from the 2000-2002 bear market. You would have needed to make a 354% gain just to recover your loss.

By Dr. Marvin Appel What is the optimal balance between equities and bonds? To find that answer we ran various simulations of portfolio strategies using the S&P 500 Total Return and Bloomberg Barclays US Aggregate Bond Total Return Index. The 42year study started January 1976 and ended May 2018. The most aggressive portfolio strategy of 100% S&P 500 returned 11.5% per year with worst loss of 51% (during the financial crisis). This is a disastrous loss for anyone, especially a retiree. A portfolio strategy of 100% bonds returned 7.3%/ year with a worst loss of 12.7%. The bond portfolio had significantly less risk but returned 4% per year less than all

stocks. So, what was the optimal risk reward portfolio? A portfolio holding between 20%-30% equities and 70%-80% bonds gave you the optimal balance between risk and reward (assuming that you rebalanced each year to remain invested in these proportions). Signalert Asset Management is a registered investment advisor, specializing in maximizing profits with an emphasis on preservation of capital. To learn more about our investment programs or to receive a free financial plan call Donna Huber at 516-829-6444. Signalert Asset Management 525 Northern Boulevard, Great Neck, NY 11021.

50+ Lifestyles Resource Guide - Fall, 2018

Money and Finance • Money and Finance • Money and Finance

Our Online Estimates Help You Plan for Retirement and More

By John Biundo; Social Security Assistant District Manager in Patchogue

ocial Security encourages all Americans to take steps toward ensuring their financial security. Wherever you are in life — starting your first job, beginning a family, or getting ready to retire — it’s never too late or too soon to start planning for the years ahead. We’re here to help, and we offer a suite of online tools you can use to plan for a secure future for you and your family. Your personalized Social Security Statement is among the many resources available to you through your online “my Social Security account”. This important planning document allows you to: • Verify your lifetime earnings history;

• Estimate your Social Security benefits at retirement age; • See if you qualify to receive disability benefits if you become gravely ill or injured and learn how your spouse and children may be provided for when you die. You can open your own my Social Security account at www.socialsecurity.gov/myaccount. Another tool you can use to estimate your possible monthly benefit amount is our Retirement Estimator, which can be found at www.socialsecurity.gov/estimator. It shows you how much you may be eligible to receive based on different scenarios, like different future earnings amounts and various retirement dates.

To learn more about your retirement benefits, you can read Your Retirement Benefit: How It’s Figured and When to Start Receiving Retirement Benefits at www.socialsecurity.gov/pubs. We also encourage you to review the other online benefit estimates available from Social Security, because responsible planning includes contingency plans. 50+ To learn more about the important safety net Social Security provides if you become disabled or die, please visit: www.socialsecurity.gov/disability www.socialsecurity.gov/survivors www.socialsecurity.gov

50+ Lifestyles Resource Guide - Fall, 2018

Health & Medical • Health & Medical • Health & Medical

What You Need To Know Before Buying A Stair Lift

tair lifts are gaining popularity as the population ages. A stairlift may be the right solution for you if you have mobility problems with stairs. Today’s stairlifts, such as those sold by StairGlide of New York, do not require structural changes to the home and do not damage the stairs or change the décor. The stairlifts are designed to be quiet and efficient, with smooth start-and-stop functionality. They are designed for safety and comforts with features like swivel seats so there is no twisting, safety sensors should there be an obstruction on the stair, and much more. Here are some things to consider in choosing the right stairlift for your home. Stair style: Stairlifts are available straight, curved and as outdoor stairways for entrances and patio steps. Safety features: All StairGlide of New York stairlifts include multiple safety features. These include fold-up chair and foot rest for when not in use; safety belts and lockable seats; a remote control feature to allow others to operate it; and your stairlift will con-

tinue to function (1.5 to 2.5 hours) even if power goes out! Suppor t: Pre-purchase and after purchase support from trained factory technicians who can recommend the proper configuration and address any issues that may come up is critical. Stairlifts can be tested at the company’s showroom and a technician can visit your home for consultations. Stairlifts can be removed and reinstalled should you move, and feature the best warranty available: a lifetime warranty on the motor and gearbox, lifetime warranty on the rail system, and one year warranty on all other components. StairGilde of New York is A+ rated by the Better Business Bureau and led by Tom Knoblauch, President. For questions about sales or service call 631-647-2255 or wwwstairglideny.com.

50+ Lifestyles Resource Guide - Fall, 2018

Health & Medical • Health & Medical • Health & Medical

Is Bariatric Surgery Right For Me?

as sustained weight loss eluded you? Have you wondered if bariatric surgery can help you achieve the results you desire? Then now is the time to call Long Island Laparoscopic Doctors, Long Island premier surgical and non-surgical weight loss practice. If you are significantly overweight and have tried diet after diet without success you are probably one of millions of Americans suffering from a metabolic condition for which the only proven long term solution is weight loss surgery. Drs Atwa, Thompson and Leung will provide you information you need to decide whether you are ready to take this life-changing step. They can help you determine which weight loss surgery is best for you, and offer a free insurance check to see if you qualify. If surgical weight loss isn’t your best solution, we specialize in non-surgical medical weight loss such programs such as the Obalon and Orbera Gastric Balloon, metabolic prescription weight loss and nutritional counseling programs. We even had a program that combines all three! Our emphasis has been on

offering treatments that are safe, virtually pain free and scarless. Our patients experience a fast recovery and many are back to work in days. Imagine being able eat smaller portions and not feel hunger. Imagine the “fire” that drives you to eat and snack your way through the day put out! Imagine losing your excess weight without heavy exercise. Imagine freeing yourself from many of the obesity related health conditions like Type 2 diabetes, Acid Reflux, Sleep Apnea and high blood pressure virtually overnight! Dr. Atwa is a skilled surgeon, board certified and currently Chief & Director of Department of Surgery at Mather and St. Charles Hospitals in Port Jefferson. For further info call 631-228-8277, www.journeytothenewyou.com.

Facts About Glaucoma By the National Eye Institute

What is Glaucoma? Glaucoma is a group of diseases that damage the eye’s optic nerve and can result in vision loss and blindness. It connects the retina to the brain. The retina is the lightsensitive tissue at the back of the eye. A healthy optic nerve is necessary for good vision. In the front of the eye is a space called the anterior chamber. A clear fluid flows continuously in and out of the chamber and nourishes nearby tissues. The fluid leaves the chamber at the open angle where the cornea and iris meet. When the fluid reaches the angle, it flows through a spongy meshwork, like a drain, and leaves the eye. In open-angle glaucoma, even though the drainage angle is

“open.” the fluid passes too slowly through the meshwork drain. Since the fluid builds up, the pressure inside the eye rises to a level that may damage the optic nerve. When the optic nerve is damaged from increased pressure, open-angle glaucoma-and vision loss may result. That’s why controlling pressure inside the eye is important. Another risk factor for optic nerve damage relates to blood pressure. Thus, it is important to also make sure that your blood pressure is at a proper level for your body by working with your medical doctor. Whether you develop glaucoma depends on the level of pressure your optic nerve can tolerate without being damaged. This level is different for each person.

Glaucoma Symptoms Without treatment, people with glaucoma will slowly lose their peripheral (side) vision. As glaucoma

remains untreated, people may miss objects to the side and out of the corner of their eye. They seem to be looking through a tunnel. Over time, straight-ahead (central) vision may decrease until no vision remains. Additional info can be found on: nei.nih.gov/health/ glaucoma/glaucoma_facts. 50+

50+ Lifestyles Resource Guide - Fall, 2018

Health & Medical • Health & Medical • Health & Medical

Overcoming Isolation and Loneliness

f you’ve ever felt lonely, you’re not alone. Researchers at the University of Chicago found that nearly half of older adults in America experience some degree of loneliness. One thing the study highlighted that may seem surprising to is that loneliness and isolation are not the same. Loneliness and Isolation Loneliness or subjective isolation denotes how people perceive their experience and whether they feel isolated. Objective isolation involves quantifiable measurements, such as the size of the person’s social network (and the frequency of engagement with it), availability of transportation, and ability to access resources and information. The Problem Together, loneliness and isolation create a growing health epidemic. The health risks of prolonged isolation—in its broadest sense, including both objective isolation and loneliness—are equivalent to smoking 15 cigarettes a day. More than 8 million adults age 50 and older are affected. Some Answers Fortunately, isolation can be overcome. Here are 12 ideas to try: • Nurture and strengthen existing relationships. Ask people over for coffee, or invite them to join you for a trip to a museum or a movie. • Schedule a time each day to call a friend or visit someone. • Meet your neighbors—young or old.

• Use social media such as Facebook to stay in touch with long-distance friends, or write a letter. • Stay physically active and include group exercise as a fun way to socialize while staying healthy. • Take a class to learn something new. • Revisit an old hobby and connect with others who share interests. • Volunteer and help others. • Visit a senior or community center to find a wide range of activities and opportunities to meet people. • Check out faith-based organizations. Many offer outreach to help isolated community members. • Don’t let being a nondriver keep you from staying active. Find out about your transportation options. Many communities have free or low-cost services, and ride-hailing apps are an affordable option for many. • Get involved in a cause. For further advice check out the Connect2Affect website at connect2affect.org. — NAPS 50+

50+ Lifestyles Resource Guide - Fall, 2018

Health & Medical • Health & Medical • Health & Medical

Preventing Hearing Loss

earing loss can start at any age, but it is more common in older adults. About 40% of the 20 million Americans who have hearing loss are 65+ according to the National Academy on Aging and Society. Hearing loss does not have to be a normal part of aging and can be prevented by following these tips. • Minimize your exposure to loud noises. Never listen to music through headphones or ear buds with the volume all the way up and reduce volume on stereo, TV or car radio. • Always treat ear related issues. If you have earwax blockage or an ear infection, seek medical attention and never leave untreated. • Keep medical conditions

under control. High blood pressure, heart disease, diabetes, atherosclerosis and other circulatory illnesses that are not treated properly can lead to hearing loss. • Know the side effects of your medications. If you take medications, speak with your doctor about the side effects and how it can affect hearing. • Seek your doctor’s advice. See your doctor about a baseline hearing test, called an audiogram, to find out if you already have some early hearing loss. If you are experiencing hearing issues such as trouble hearing on the phone, a ringing, hissing, or roaring sound in your ears, have ear pain or need people to repeat themselves, see your doctor imme-

diately. It is recommended that all adults should be screened at least every decade through age 50 and at 3-year intervals thereafter. AgeWell New York offers Managed Care Plan Options for Medicare beneficiaries. Learn about plan option & get information about your Medicare and Medicaid coverage. 866-586-8044 or agewellnewyork.com.

Parker Jewish Institute and Queens-Long Island Renal Institute Co-Sponsors of Queens’ And Long Island’s Most Advanced Kidney Dialysis Center

arker Jewish Institute for Health Care and Rehabilitation, along with the QueensLong Island Renal Institute, have established the region’s most advanced kidney dialysis center. Through collaboration and effective clinical care, their partnership allows dialysis patients to receive treatment and physical therapy for rehabilitation, while pursuing their schedule of daily activities. QLIRI enhances quality of life for people needing dialysis, whether they’re at home or staying at Parker. Parker’s sub-acute patients benefit since their close proximity (QLIRI is on the Parker campus) reduces the time needed to transfer patients from one health care facility to another. Michael N. Rosenblut, Parker’s President and CEO,

stated: “Since the QLIRI office is on Parker’s campus, sub-acute patients have more time for physical therapy sessions, with the goal of being discharged much sooner.” Aside from proximity, what makes the Parker/QLIRI partnership work is collaboration between both Institutes. There are subacute patients in need of recommendations to take care of blood pressure control issues. QLIRI staff coordinates care for those sub-acute patients at Parker with blood pressure problems. The nephrologist routinely consults with patients’ primary care physicians, resulting in better management and care for such patients. QLIRI’s 40-person staff is composed of RNs, Patient Care Technicians, LPNs, dietitians and social

Queens-Long Island Renal Institute Treatment Stations workers. Their 15 treatment stations each have a team of two RNs, one LPN and three PCTs. The QLIRI staff to patient ratio is above industry standards. The Parker/QLIRI achievement demonstrates that when clinical staff from two independent programs collaborate, they can increase their knowledge, stay current with industry standards, and enhance patient outcomes.

50+ Lifestyles Resource Guide - Fall, 2018

Health & Medical • Health & Medical • Health & Medical

A MyNotiﬁ Memo: Staying Independent

t 82, Sylvia was independent, but she was also careful. She’d already fallen twice, and she avoided unnecessary risks. So, when she fell the third time, it took her by surprise. As she pointed out, “It wasn’t like I was out climbing Mount Everest.” She’d simply parked near the library and was walking toward the door when she fell. Her biggest fear had always been falling at home, when nobody was around. “This was in the middle of the day, in a public place,” she said. But Sylvia ended up lying on the ground for a long time. Nobody saw her or heard her cries for help. Two hours passed. Finally, someone saw her and called the paramedics. Sylvia was taken to the

hospital for a broken wrist and dehydration. Sylvia’s story is a compilation of stories based on the lifestyles of our senior population. The National Council on Aging reports that falls result in more than 2.8 million injuries treated in emergency departments annually, including over 800,000 hospitalizations. When there’s a long wait for help after a fall, complications can arise, including pressure sores, shock, dehydration, anxiety, elevated blood pressure, hypothermia and more. Automatic fall detection technology can make a big difference in alleviating the time spent waiting for assistance. MyNotifi is an automatic fall detection device. It clips to your

waistband, or is worn on your wrist. It connects to a free smartphone app, so it goes wherever you go. When a fall is detected, it automatically notifies selected loved ones. You can use MyNotifi to summon help any time, even if you haven’t fallen, by tapping it repeatedly. There are no monthly fees, and no call centers. And it comes with a guided exercise plan developed to help with fall prevention. Get your exclusive and limited time $10 discount on MyNotifi today, using code: 50LIFESTYLES10 www.mynotifi.com 1-800-5411420.

50+ Lifestyles Resource Guide - Fall, 2018

Health & Medical • Health & Medical • Health & Medical

5 Ways to Reduce the Eﬀects of Ringing in the Ears

By Dr. Leisa Lyles-DeLeon

innitus refers to the perception of sound when no external sounds are actually present. Often described as a constant “ringing in the ears,” tinnitus can present itself as a variation of different types of sounds. Common causes of tinnitus include: Auditory trauma Exposure to loud noises can trigger tinnitus. Hearing is put in harm’s way when constant exposure over 85 decimals occurs. Age-related hearing loss Age is the strongest predictor of hearing loss among adults aged 20-69, with the greatest amount of hearing loss in the 60 - 69 age group. Earwax build-up Excessive wax in the ear can cause tinnitus. When too much wax builds in our ears, our eardrums can become irritated and/or hearing loss may occur, which

can lead to tinnitus. If you’re experiencing noise in your ears that extends for a period of time you should consider the following: While less common, tinnitus can be an early indicator of a serious medical condition. It is best to receive a full check up by your physician, particularly for those also suffering from hearing loss. Hearing aids can reduce the impact of tinnitus. If you’re not suffering from hearing loss, an audiologist can fit you with a tinnitus masker. This device looks like a hearing aid, but produces sounds that “mask” tinnitus. White noise, such as the steady whir of a fan, can help mask tinnitus. The same is true for pink noise, which refers to a balanced mix of high and low frequencies (e.g. waves crashing or leaves rustling).

Dr. Leisa Lyles-DeLeon earned her Doctorate Degree in Audiology from the Arizona School of Health Sciences and a Bachelor’s Degree in Speech-Language Pathology & Audiology from the George Washington University. 50+

50+ Lifestyles Resource Guide - Fall, 2018

Preplanning • Preplanning • Preplanning • Preplanning

Long Island Directory of Funeral Homes The following list is provided by the Nassau-Suffolk Funeral Directors Association (NSFDA), Funeral Directors, by New York State Law, are required to receive continuing education each biennium in order to maintain their licenses to practice in New York.

Goode, J.F. F H Inc 545 Albany Avenue Amityville, NY 11701 Phone: 842-6464 www.goodefuneralhome.com

Claude R. Boyd-Caratozzolo Funeral Home 1785 Deer Park Avenue Deer Park, NY 11729 Phone: 667-8614 www.boyd-caratozzolofuneralhome.com

Powell FH Inc 67 Broadway Amityville, NY 11701 Phone: 691-0172 www.powellfh.com

Brueggemann FH 522 Larkfield Road E. Northport, NY 11731 Phone: 368-1235 www.brueggemannfh.com

Raynor & D'Andrea Funeral Home 683 Montauk Highway Bayport, NY 11705 Phone: 472-0122 www.raynordandrea.com

Chapey, Fredrick J. 200 East Main St East Islip, NY 11730 Phone: 581-5600 www.chapeyfamily.com

Suffolk (631 Area Code)

Grant Michael J. FH 571 Suffolk Avenue Brentwood, NY 11717 Phone: 273-4443 www.grantfh.com Wesche Funeral Home Inc 495 Main Street Center Moriches, NY 11934 Phone: 878-0007 www.weschefh.com O.B. Davis Funeral Homes 2326 Middle Country Road Centereach, NY 11720 Phone: 585-8888 www.obdavis.com Commack Abbey 96 Commack Road Commack, NY 11725 Phone - 631-499-4422 www.commackabbeyinc.com D'Andrea Brothers FH 99 Oak Street Copiague, NY 11726 Phone: 631-691-5700 www.dandreabrosfuneral.com Grant, Michael J. FHs 3640 Route 112 Coram, NY 11727 Phone: 696-0909 www.grantfh.com

O'Shea, RJ FH 94 E Montauk Hwy Hampton Bays, NY 11946 Phone: 631-728-3131 www.rjosheafuneralhome.com Connell, M. A. F H 934 New York Ave Huntington Sta, NY 11746 Phone: 427-1123 www.maconnellfuneralhome.com Overton Funeral Home 172 Main Street Islip, NY 11751 (Mailing: P.O. Box 487) Phone: 581-5085 www.overtonfuneralhome.com Butler-Hughes FH 69 Indian Head Road Kings Park, NY 11754 Phone: 269-4555 www.butler-hughesfuneralhome.com Clayton Funeral Home Inc 25 Meadow Road Kings Park, NY 11754 Phone: 269-6421 www.claytonkingspark.com Moloney Funeral Home & Cremation Center 132 Ronkonkoma Avenue Lake Ronkonkoma, NY 11779 Phone: 588-1515 www.moloneyfh.com

O.B. Davis Funeral Home 1001 Route 25A Miller Place, NY 11764 631-744-1001 www.obdavis.com Weber, Joseph A. F H 231 Hawkins Ave Lake Ronkonkoma, NY 11779 Phone: 588-9599 www.jaweberfuneralhome.com/ Lindenhurst Funeral Home 424 So. Wellwood Avenue Lindenhurst, NY 11757 Phone: 631-957-0300 www.lindenhurstfuneralhome.com McManus- Lorey FH 2084 Horseblock Road Medford, NY 11763 Phone: 732-1112 www.mcmanuslorey.com New York Atlantic Funeral Services Corp. 2084 Horse Block Rd Medford, NY 11763 Phone: 631-732-0570 or 1-800-645-3722 www.nyatlanticfuneralservices.com

Casimir Funeral Home 4839 Nesconset Highway Port Jefferson Station, NY 11776 Phone: 473-0360 Fax: 473-8589 www.casimirfuneralhome.com O.B. Davis Funeral Homes 4839 Nesconset Highway Port Jefferson Sta, NY 11776 Phone: 473-0360 www.obdavis.com Rocky Point FH 603 Rte 25A Rocky Point, NY 11778 Phone: 631-744-9000 www.rockypointfuneralhome.com Bryant FH Inc 411 Old Town Rd - P O Box 705 Setauket, NY 11733 Phone: 473-0082 www.bryantfh.com Shelter Island, The FH 23 West Neck Rd, PO Box 944 Shelter Island, NY 11964 Phone: 631-749-2212 www.defriestgrattan.com

Casimir Funeral Home 1001 Route 25a Miller Place, NY 11764 Phone: 473-5100 www.obdavis.com

Shalom Memorial Chapels 760 Smithtown Bypass Smithtown, NY 11787 Phone: 631-360-1600 www.shalommemorialchapelsinc.com

Nolan Taylor Howe F H 5 Laurel Avenue Northport, NY 11768 Phone: 754-2400 www.nolantaylorhowefh.com

De Friest-Grattan FH PO Box 508 Southold, NY 11971 Phone: 765-3850 www.defriestgrattan.com

Robertaccio FH Inc 85 Medford Avenue Patchogue, NY 11772 Phone: 475-7000 www.robertacciofuneralhome.com

Chapey, Fredrick J & Sons FH 1225 Montauk Hwy West Islip, NY 11795 Phone: 631-661-5644 www.chapeyfamily.com

Ruland FH 500 North Ocean Avenue Patchogue, NY 11772 Phone: 475-0098 www.therulandfuneralhome.com

Boyd-Spencer FHs 255 Higbie Lane West Islip, NY 11795 Phone: 669-8338 www.dignitymemorial.com

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50+ Lifestyles Resource Guide - Fall, 2018

Preplanning • Preplanning • Preplanning • Preplanning Raynor & D' Andrea F S 245 Main Street West Sayville, NY 11796 Phone: 589-2345 www.raynordandrea.com Nassau (516 Area Code) Cecere Family Funeral Home 2283 Grand Avenue Baldwin, NY 11510 Phone: 223-4200 www.cecerefamilyfunerals.com Bartholomew, C.S., & Sons 302 Bedford Avenu Bellmore, NY 11710 Phone: 785-0225 www.csbartholomewandson.com Chapey, Fredrick J & Sons 20 Hicksville Rd Bethpage, NY 11714 Phone: 516-731-5600 www.chapeyfamily.com Kearns, Leo F. Inc 445 E Meadow Ave E Meadow, NY 11554 Phone: 794-0500 www.leofkearns.com Donza FH 333 Atlantic Avenue East Rockaway, NY 11518 Phone: 593-2521 www.donzafuneralhome.com Mc Court & Trudden F H 385 Main Street Farmingdale, NY 11735 Phone: 249-1303 www.mccourtandtrudden.org

White, Arthur F. F H 315 Conklin Street Farmingdale, NY 11735 Phone: 249-0336 www.arthurfwhite.com

Flinch & Bruns FH Inc 34 Hempstead Avenue Lynbrook, NY 11563 Phone: 599-3600 www.flinchandbruns.com

Cassidy Funeral Home Inc 156 Willis Avenue Mineola, NY 11501 Phone: 746-6222 www.cassidyfh.com

Hungerford & Clark Inc 110 Pine Street Freeport, NY 11520 Phone: 379-3119 www.hungerfordandclark.com

Perry FH Inc 118 Union Avenue Lynbrook, NY 11563 Phone: 593-1111 www.perryfh.com

R. Stutzmann & Sons, Inc. 2000 Hillside Avenue New Hyde Park, NY 11040 Phone: 352-3434 www.rstutzmannandson.com

Fairchild Sons FH Inc 1201 Franklin Avenue Garden City, NY 11530 Phone: 746-0585 www.fairchildfuneral.com

**Taglia, Lysak & Co. (Service to the Trade Only) 118 Union Avenue Lynbrook, NY 11563 Phone: 599-0041 www.taglialysak.com

Towers FH Inc Long Beach Road Oceanside, NY 11572 Phone: 766-0425 www.towersfuneralhomeny.com

Park Funeral Chapels 2175 Jericho Turnpike Garden City Park, NY 11040 Phone: 516-747-4300 www.parkfuneralchapels.com Hempstead FH 89 Peninsula Blvd. Hempstead, NY 11550 Phone: 516-481-7460 www.hempsteadfuneralhome.com Meserole Five Towns FH 143 Lord Avenue Inwood, NY 11096 Phone: 516-239-1398 www.meserolefivetownsfh.com Wagner, Vernon C. F H 125 Old Country Road Hicksville, NY 11801 Phone: 935-7100 Dalton, Thomas F. F H 2786 Hempstead Turnpike Levittown, NY 11756 Phone: 796-0400 www.daltonfuneralhomes.com

James Funeral Home 540 Broadway Massapequa, NY 11758 Phone: 541-4000 www.jamesfuneralhome.com Massapequa FH, No. Chapel 1050 Park Boulevard Massapequa Park, NY 11762 Phone: 798-2500 www.massapequafuneralhome.com Massapequa FH, So. Chapel 4980 Merrick Rd Massapequa Park, NY 11762 Phone: 798-8200 www.massapequafuneralhome.com Walker, N. F. Inc 2039 Merrick Avenue Merrick, NY 11566 Phone: 378-0303 www.nfwalkerfh.com

Oyster Bay FH 261 South Street Oyster Bay, NY 11771 Phone: 922-7442 www.oysterbayfuneralhome.com Schmitt, Charles G. F H 3863 Merrick Road Seaford, NY 11783 Phone: 785-3380 www.schmittfuneralhome.com Hartnett FH Inc 561 Jerusalem Avenue Uniondale, NY 11553 Phone: 483-9288 www.hartnettfuneralhome.com Lieber, Edward F. F H 266 No Central Ave Valley Stream, NY 11580 Phone: 825-2900 www.lieberfuneralhomes.com Barnes- Sorrentino FH 539 Hempstead Avenue West Hempstead, NY 11552 www.barnes-sorrentinofh.com

How to Choose a Funeral Home

oday, with our mobile society and family members living all over the country, along with many funeral service options available, selecting a funeral director may take some careful thought and planning. However, choosing a funeral director is similar to engaging any other professional such as a lawyer or doctor and doesn’t have to be nor should it be - a daunting task.

If your family does not already have a local funeral director, consult with your pastor or rabbi for recommendations. You may also consider asking your friends and neighbors. Have you attended a funeral that particularly stood out to you? Visit their funeral home website to learn more about their services and staff. If you're not familiar with the funeral homes in your area, you

may wish to make an appointment to visit one or more of them. In this way, you can meet with the funeral director, tour their facilities, learn about the different options available to ensure you have a clear understanding of the costs for services and merchandise you may desire. 50+ – New York State Funeral Directors Association

50+ Lifestyles Resource Guide - Fall, 2018

Preplanning • Preplanning • Preplanning • Preplanning

Why a Catholic Cemetery?

ur Catholic faith teaches us that our bodies are a sacred part of God’s creation, and therefore the human body is worthy of great reverence. The Church has always taught that the living human body is the temple of the Holy Spirit. In keeping with this belief, the Church has directed that sacred and blessed places be provided for the burial of the faithful departed, including the cremated body. Our choice of a final resting place should reflect our life and devotions, our journey toward eternal salvation. The statuary, shrines and symbolism throughout our beautiful grounds serve as constant reminders of the sacredness of this holy place, providing faith, hope and comfort. The preference of the Church is that every Catholic be buried in a Catholic Cemetery characterized by these evident signs of faith. A Catholic Cemetery reflects the doctrine and liturgy of the Church and is forever a consolation to the bereaved and an inspiration to the living. 50+

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Preplanning • Preplanning • Preplanning • Preplanning

The Security of Pre-Need Funeral Funds in New York State

ew Yorkers, like all consumers, understandably want to be sure the funds they set aside in a pre-need funeral trust account are safe and secure. The following is a series of fundamentally important questions about the protection of preneed funds. How does New York State protect pre-need funds? Consumers in New York have truly the strongest preneed laws in the nation. These laws require that 100 percent of pre-need funds be deposited in an interest-bearing, government backed trust account where the principal and interest earned remain the property of the consumer. The purchaser remains

in control of the preneed account. If the account is revocable, a purchaser may request a full refund of the principal and interest earned at any time, for any reason, without penalty. The purchaser may also select a new funeral home at any time. New York State law also mandates full disclosure to the consumer by requiring that written statements be sent containing information on the funds deposited to date, where they are deposited and the amount of interest earned. Under New York State law, applicants or recipients of Medicaid or Supplemental Security Income (SSI) may set aside funds in an irrevocable trust account for the sole purpose of paying their funeral

and burial expenses, and those of their family members. The funds in an irrevocable funeral trust are exempt from being counted as a resource when determining eligiblity. By law, funds in an irrevocable trust account cannot be refunded, but the purchaser may select a different funeral home at any time. The NYS Health Department Bureau of Funeral Directing regulates funeral service and may be of assistance. 50+ For more info about the security of pre-need funeral funds in the State of New York go to the “Resources” page of the New York State Funeral Directors Association at www.NYSFDA.org.