Resource guide spring 2015 reduced by 50+ LifeStyles

The Long Island

Spring Edition

A comprehensive guide for Seniors, Boomers and Caregivers

A Publication of

50plusNY.com

Housing • Financial Services • Health Community Services • Home Services and Equipment Pre Planning • Nursing and Rehabilitation

50+ Lifestyles Resource Guide - Spring 2015

Contents HOUSING

4 10

3 Ways to Simplify Your Move To An Active Adult Community The Benefits of Living in Active Adult Communities

FINANCIAL & HEALTH SERVICES

Underestimating Retirement Income Needs

Original Medicare and Medicare Advantage Differences

Top 10 Ways People Go Broke

HEALTH

20 22 24 26

Preventive Care Key to Fighting Skin Cancer Free Prescription Discount Card from United Way Long Island Forget Fad Diets and Focus on Health US Summer Forecast

NURSING & REHABILITATION

Older Adults Recognize Fitness as a Pathway to Health Achievement

6 Questions You Should Ask Before Choosing a Nursing Home

HOME EQUIPMENT SERVICES

New Technologies Helping More Seniors Age-in-Place

PREPLANNING

Enduring the Loss of a Loved One

Government Services

Letter from the Publisher

elcome to the completely updated and totally redesigned Spring Edition of the 2015 Long Island Resource Guide. You are holding the most valuable annual resource directory published in our area. It’s widely acknowledged by our loyal readers Publisher, Frank C. Trotta that this directory is an indispensible source of comprehensive, accurate, and up-to-date information. Every effort has been made to keep current, but the information could change over time. As you use this directory and find changes in listings, useful resources we may not have included, or have ideas for improvements, we would appreciate hearing from you for future editions. Be sure to read 50+ Lifestyles monthly by subscription, or free, at hundreds of locations, or visit 50plusny.com to keep current on important and valuable information and community events. Please support and thank the businesses and organizations that care enough about ‘those of us 50+’ to make this 50+ valuable resource directory possible.

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146 South Country Road, Bellport, NY 11713 FRANK C. TROTTA, Publisher TIM EDWARDS, Executive Editor GARY P. JOYCE, Editor MARIE TROTTA, Vice President, Production/Sales Advertising Sales: EVELYN ALOISIO Graphic Artist: GREGORY JONES For Advertising Rates and Information contact Evelyn Aloisio 631-286-0058 ext 221 Evelyn@50plusNY.com

50+ Lifestyles Resource Guide - Spring 2015

Local Resources

Housing • Housing • Housing

OFFICE FOR THE AGING The Nassau and Suffolk County Offices for the Aging are officially designated as Area Agencies on Aging by the New York State Office for the Aging which derives such authority from the Federal Older Americans Act of 1965, as amended. The Office for the Aging is charged with developing and implementing policies and programs for Nassau and Suffolk Seniors 60 years of age and older. It implements policies and programs of the Federal and New York State governments. The Office serves as a funding agency for community-based programs in the areas of health, counseling, employment, legal services, home care, transportation, nutrition, etc., that improves the quality of life for persons age 60+. SUFFOLK Suffolk County Office for the Aging H. Lee Dennison Building-3rd Floor P.O. Box 6100 Hauppauge, New York 11788-0099 631-853-8200 www.suffolkcountyny.gov/ Riverhead County Center Office County Road 51 Riverhead, New York 11901-3397 631-852-1420 NASSAU County Of Nassau Office for the Aging 60 Charles Lindbergh Boulevard Uniondale, NY 11553-3691 516-227-8900 www.nassaucountyny.gov/agencies/seniors

PRESCRIPTION DRUG ASSISTANCE EPIC (Elderly Pharmaceutical Insurance Coverage) is available to NYS residents age 65+, who meet income guidelines and may save you money on your prescription needs. The program is state funded. For information call: EPIC, 1-800-332-3742.

FUEL ASSISTANCE (HEAP) HOME ENERGY ASSISTANCE PROGRAM HEAP provides an annual benefit to income eligible homeowners/renters to help pay fuel or utility costs. Open to persons 60+, the disabled or SSI recipients of all ages. NASSAU Family and Children’s Assoc 516-227-7386 SUFFOLK 631-853-8326

3 Ways to Simplify Your Move To An Active Adult Community

rom selling your old house to settling into your new home, there’s a lot to think about when making the move into an active adult housing community. And though you know that the end result of becoming part of a community that you can proudly call your own will be well worth the effort, the process you’ll go through to get there can sometimes be a demanding one. There’s more that goes into the moving process than just signing on the dotted line; here are three ways to help simplify the transition into an active adult housing community: Make a checklist: When navigating your way through the early stages of the moving process, staying organized is key. Whether you’re selling your home by yourself or listing with a realtor, whether you’re making last minute renovations or you’re already prepared for the market, writing down your every “to do” action will help you

50+ Lifestyles Resource Guide - Spring 2015

Housing • Housing • Housing • Housing take care of all the fine print details and stick to your moving date schedule. Get answers to your questions: Once you’ve finally decided on the perfect active adult housing community to call home, the next step is to make sure that all your questions are answered. Do you know which home type you’re looking for? Will you be living in a gated community? How close will you be to the amenities you care most about? By researching online, reading reviews, and speaking with a trusted real estate agent, you’ll be sure to have every piece of information you’ll need to make the move. Jump into the community: Once the last paper has been

signed, the last question has been asked, and the last box has been moved, it’s time to start fully enjoying your brand new home. Because one of the benefits of taking advantage of active adult living is the strong sense of community that comes along with it, you’ll always be sure to find new friends and experiences just around the corner. Whether you’re moving across the country or just a little ways up the road, settling into that perfect new home will be an experience you’ll never forget. To learn additional ways to ease your transition into an active adult housing community, or answer any questions about adult communities, please visit 50+ www.55places.com.

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50+ Lifestyles Resource Guide - Spring 2015

Foxgate • Foxgate • Foxgate • Foxgate • Foxgate • Foxgate • Foxgate

Foxgate at Islip Gearing Up For Second Phase

Reasonably Priced Townhomes Supporting Active Adult Lifestyle

ecognized by local housing advocates as vital in addressing Long Island’s need for reasonably priced housing for older adults seeking to downsize, Foxgate at Islip recently completed Phase I of the development, selling nearly all of the first 40 of the planned 184-units, according to Michael Puntillo, Managing Partner of Foxgate, the Great Neck, NY-based developer and builder of the community. The offering plan for Phase II has been filed and construction is slated to begin later this year for an additional 46 units. “Foxgate at Islip brings much needed, quality housing to Long Island that is also affordablypriced,” said Mr. Puntillo, whose company has been developing and building first-rate commercial and residential developments throughout the northeast for three generations. “Starting in the mid-$200,000 range, Foxgate at Islip represents great value for the dollar in today’s housing market for active adults wishing to remain close to family

and friends.” With many ground floor units available in Phase II, the safe and secure townhome-style Foxgate at Islip makes living easy for those wanting to avoid stairs. On-site amenities include a clubhouse, gym, lounge, outdoor pool and walking paths. Centrally located on 25-acres of beautifully landscaped grounds, Foxgate at Islip is two-miles south of the Long Island Expressway, and a quarter-mile from the Southern State Parkway. Designer models are open daily for viewing (except Tuesday). The hours are Monday 10 a.m. to 4 p.m.; Wednesday and Thursday from noon until 8 p.m. and Friday to Sunday from 10 a.m. to 4 p.m. More information can be found at www.foxgateis50+ lip.com or by calling 516-342-3330. New s Golfer e m o lc We

SPECIAL!

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Timber Point Country Club Thursday, Sept. 24, 2015 (Rain Date Thurs., Oct. 22, 2015)

TOURNAMENT PACKAGE INCLUDES: # Continental Breakfast # BBQ Lunch PRIZES # Dinner & Open Bar E # Prizes for Low Gross TO B ED D # Raffles & Awards AWAR # Skill Prizes # Greens Fees & Cart

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For any further info call (631) 286-0058 ext. 112 Email Frank@50plusny.com

50+ Lifestyles Resource Guide - Spring 2015

Index of Advertisers and Services HOUSING SADDLE ROCK APARTMENTS 631-563-0174........................................5 FLUSHING HOUSE 888-987-6205 www.flushinghouse.com.................... 6 FOXGATE AT ISLIP 516-342-3330 www.foxgateislip.com...................... 40 HELPING A SENIOR LISA ALBINOWSKI REALTOR & Senior Advisor 631-793-7329 www.HelpingASenior.com..................8 HEATHERWOOD 631-234-1600 www.heatherwood.com.....................8 THE MANORS AT THE COLONY PRESERVE 631-772-6770 TheColonyPreserve.com......................9 JEFFERSON’S FERRY LIFECARE RETIREMENT COMMUNITY 631-650-2600 www.jeffersons ferry.org...................10 SADDLE COVE APARTMENTS 631-218-0423...................................... 11

FLORIDA BOUND TRANSPORTATION HAMPTON JITNEY INC 631-283-4600 www.hamptonjitney.com..................12

FINANCIAL & HEALTH SERVICES BRISTOL FINANCIAL SERVICES 516-349-5555 www.Bristol-Financial.com................13 LONG ISLAND HOME CAPITAL 516-390-9400 www.LongIslandHomeCapital.com.. 14 P&P MEDICAID CONSULTING INC. 516-541-4770 www.ppmedicaid.com......................15 ALLSTATE INSURANCE BETH HANLON AGENCY 631-727-1700 www.agents.allstate.com/elizabethhanlon-riverhead-ny.......................... 16

CENTER FOR ELDER SERVICES 631-756-0057 www.Center4elders.com...................16 P&P MEDICAID CONSULTING INC. 516-541-4770 www.ppmedicaid.com......................17 VISHNICK MCGOVERN MILIZIO LLP 516-437-4385 www.vmmlegal.com... 18 SENIOR SOLUTIONS OF LONG ISLAND 631-979-8730 www.seniorsolutionsofli.com............18 LONG ISLAND HOME CAPITAL 516-390-9400 www.LongIslandHomeCapital.com.. 19

HEALTH HUMANA 800-819-2691www.Humana.com....... 2 “A GENTLE TOUCH” SENIOR HOME & AHEALTH CARE, INC. 631-647-7622 www.agentletouchseniorcare.com... 20 ST. CHARLES HOSPITAL 631-474-6797 stcharles.org.................21 LONG ISLAND AUDIOLOGY 516-482-0660 wwwLongIslandAudiology.com....... 22 HEARINGZ CARE CENTER 631-591-2280..................................... 23 CANCER SERVICES PROGRAM OF SUFFOLK COUNTY 631-369-2770 www.PBMCHealth.org......................23 NANNYS FOR GRANNYS 631-730-8500 www.Nannysforgrannys.com........... 23 SENIORS HELPING SENIORS 516-390-8938 www.seniorcarenassau.com..............24 SENIORS HELPING SENIORS 516-974-2655 seniorcarerockvillecentre.com........... 24 JOHN T. MATHER MEMORIAL HOSPITAL WOUND TREATMENT CENTER Melville: 631-249-2347 matherhospital.org............................24 JOHN T. MATHER MEMORIAL HOSPITAL WOUND TREATMENT CENTER Pt. Jeff. Sta.631-474-4590 matherhospital.org............................24

GENTIVA HOMECARE 631-232-6030 gentiva.com............... 25 DAY HAVEN ADULT DAY SERVICES 631-585-2020 www.dayhaven.org.... 26 AT HOME SERVICES FOR INDEPENDENT LIVING, INC. 631-477-3095 or 631-765-CARE athomeeldercareservices.com...........26

NURSING & REHAB THE LUX AT MEDFORD MULTICARE CENTER 631-730-3087 www.MedfordMulticare.org............. 28 ST. CATHERINE OF SIENA NURSING AND REHABILITATION CARE CENTER 631-862-3900 stcatherinenursingandrehab.chsli.org .......................................................... 29 CATHOLIC HEALTH SERVICES SKILLED NURSING AND REHAB FACILITIES 631-465-6350 www.chsli.org................................... 30 MOMENTUM AT SOUTH BAY FOR REHABILITATION AND NURSING 631-581-6400 rehabmomentum.com...................... 31

HOME EQUIPMENT SERVICES MEDEQUIP SUPPLY CORP 516-477-6523 www.medequipsupply.com.............. 33 PATRIOT MOBILITY INC. 631-392-4050 www.patriotmobilityinc.com............ 35

PREPLANNING NEW YORK ATLANTIC FUNERAL SERVICES 11763 631-732-0570 and 800-645-3722 info@nyatlanticfuneralservices.com..36 ST. MICHAELS CEMETERY 718-278-3240 www.stmichaelscemetery.com......... 37 AGEWELL 1-866-586-8044; TTY/TDD: 1-800-662-1220 www.agewellnewyork.com...............39

50+ Lifestyles Resource Guide - Spring 2015

The Manors at the Colony Preserve â&#x20AC;˘ The Manors at the Colony Preserve

The Manors Sets the Standard for 55+ Communities

estled just two miles from a pristine ocean beach at the gateway to the East End, The Manors at The Colony Preser ve offers an idyllic combination of comfort and privacy for active adults 55 and over. The Manors features three distinct single level condominium home models, each with two bedrooms, two bathrooms, an attached one-car garage, and a private patio or balcony. Every residence showcases a designer kitchen with granite countertops and stainless steel appliances, as well as a master suite with ample closet space and a master bath. This beautifully appointed gated community offers a private clubhouse, heated pool, whirlpool, putting green, bocce courts and walking trail, as well as a 1.7-acre lake with a gazebo dock, paddle boats and rowboats. Beyond these amenities there are numerous social events throughout the year to help residents get the most from their community. The epitome of maintenance-free living, The

Manorsâ&#x20AC;&#x2122; staff of service professionals maintains the premises so residents donâ&#x20AC;&#x2122;t need to perform chores like shoveling snow and mowing the lawn. Visit the Manors at the Colony Preserve, on the 50+ web at TheColonyPreserve.com/TheManors.

50+ Lifestyles Resource Guide - Spring 2015

Housing • Housing • Housing • Housing • Housing • Housing The Benefits of Living in

Active Adult Communities From the incredible amenities to each beautiful location, it’s no secret that active adult communities have a lot to offer to their residents. They foster relaxed living, they encourage healthy lifestyles, and perhaps most importantly, they provide a true sense of community.

e believe that active senior communities make the best homes for those look ing to live comfortably and happily. That’s why we’ve created a list of the top five benefits of living in a senior community: Amenities: From outdoor pools to movie theaters, from art studios to whirlpool spas, the amenities offered at active adult communities across the country are as varied as the beautiful areas they’re located in. Whether you’re interested in taking group classes or attending special events, there is simply nothing that compares to having an entire world of activities right outside your door. Location, location, location: Because so many residents look forward to soaking in every exciting

50+ Lifestyles Resource Guide - Spring 2015

Housing • Housing • Housing • Housing • Housing • Housing opportunity they can, many active senior communities are purposely located near vibrant destinations and attractions. From beaches and shopping, to vineyards and cultural meccas, those who enjoy going out and having fun on Long Island will love the variety they’ll get to choose from when looking for the perfect place to call home. A focus on fitness: Whether you’re looking for tennis courts or aerobics studios, one of the many benefits of living in a senior community is the strong focus on fitness. From yoga to dance to volleyball, many active adult communities put emphasis on maintaining a healthy lifestyle, and their incredible fitness centers make doing so easy and fun. Incredible homes: From sin-

gle family to attached living, many active senior communities offer a variety of living choices, intended to perfectly align with your personal preferences and priorities. Whether you prefer the privacy of living in a single family house or the closeness of living in a complex, active senior communities will offer the perfect living situation for you. Community: No matter which home style or what amenities you choose, one of the most wonderful aspects is the sense of community it provides each and every one of its residents with. From meetings to classes, active senior communities offer their residents the chance to get involved and have fun in any way they like. Though each senior commu-

nity is different, they all have one very special thing in common: they all strive to offer their residents a comfortable, relaxed, and beautiful environment in which to call home. To learn more about the wide variety of active adult communities available, visit our website at 50+ www.55places.com.

50+ Lifestyles Resource Guide - Spring 2015

Financial & Health Services â&#x20AC;˘ Financial & Health Services

Underestimating

Retirement Income Needs Many of the best-laid retirement savings plans fail to account for a basic statistical reality: half of Americans will live beyond their age group's life expectancy. With this in mind, the need for an option that includes lifetime guaranteed income becomes clear.

en Nuss a veteran financial and retirement planner with Annuity Advantage (www.annuityadvantage.com) believes that immediate annuities along with fixed annuity income riders provide just that kind of security. For the 55-year old with $500,000 saved toward his or her golden years, feelings of overconfidence are to be expected. However, the fact remains that many near-retirees

are grossly underestimating their retirement income needs, and three-quarters don't know if their current plan includes lifetime income benefits. As more Americans opt for early retirement, the potential for serious financial disaster grows. A recent Genworth sur vey confirmed that many adults were miscalculating their retirement income needs. Experts concur that workers should be saving at least 10% of their annual income for retirement every year.

50+ Lifestyles Resource Guide - Spring 2015

Financial & Health Services â&#x20AC;˘ Financial & Health Services However, only about half of American adults are doing this; even worse, 1 in 5 are saving nothing at all. In the same vein, retirement income should total about 70 to 90 percent of pre-retirement income, but two-thirds of Americans believe that anything from 25 to 75 percent will suffice. This disconnect between theoretical plans and practical reality is troubling: 65 percent of retirees report higher expenses than during their working years, thanks in large part to rising healthcare costs. Anyone planning to subsist on half of his or her working income may be in for an unpleasant surprise. Incremental withdrawal from savings accounts or mutual funds

is simply not a feasible option for most retirees. More than half of those who start down this path will exhaust their savings before they die. In sum, as many as 43 percent of early baby boomers are likely to run out of money during retirement. This begs the question: what can they do right now to safeguard their future and avoid burdening their grown children? Social Security and pension plans are typically the only options outside of annuities with guaranteed lifetime income potential; however, these usually limit contributions and don't offer the same payout customization potential. Fixed and immediate annuities represent the best of everything â&#x20AC;&#x201C; no imposed contribution limits, life-

time income guarantees and the ability to fully customize payment terms to meet individual needs. Among the standard payment term options with immediate annuities, several offer the security of a lifetime guarantee. The single life only option provides payments that never run out during your lifetime, but there is no survivor benefit, and payments cease at death. Alternatively, the life with period certain option ensures beneficiaries have some protection against early death. Choosing a life with ten-year certain option, for instance, would provide five additional years of payments to a beneficiary should the annuitant die five 50+ years into the term.

50+ Lifestyles Resource Guide - Spring 2015

Financial & Health Services

Original Medicare and Medicare

Advantage Differences

edicare beneficiaries have two options for receiving their health care coverage: Original Medicare or Medicare Advantage. Each option has different costs and rules about the providers you use, so it is important to understand the basics. Remember, Fall Open Enrollment lasts from October 15December 7 of each year and the changes you make during this time take effect on January 1. Original Medicare is the traditional fee-for-ser vice Medicare program administered directly by the federal government. Under Original Medicare, you can see any doctor in the country who

participates in the program, and most doctors do. It includes Part A, which covers inpatient hospital costs, and Part B, which covers outpatient medical costs. In order to have prescription drug coverage under Original Medicare, you must actively choose and enroll in a stand-alone Part D prescription drug plan. With Original Medicare, after you pay your monthly premium, you pay a coinsurance for each service that you receive. If you have Original Medicare, you can purchase Medigap supplemental insurance to assist with Part A and Part B premiums and copays. Note that Medigaps (Continued on page 18)

50+ Lifestyles Resource Guide - Spring 2015

Financial & Health Services

TOP 10 WAYS PEOPLE GO BROKE Self-Made Millionaire Shares Common Mistakes to Avoid “You don’t have to come from a wealthy family, have the next billion-dollar idea or work 18-hour days to become rich,” says selfmade millionaire Mike Finley. “You don’t have to be extraordinary in any of the headline-grabbing ways; what you need is the self-awareness to avoid wasting money on short-term, retail-priced happiness,” says Finley, author of “Financial Happine$$,” (www.thecrazymaninthepinkwig.com). Finley lists ten of the most common money traps that lead to consumers going broke: • Make the appearance of wealth

one of your top priorities by acquiring more ‘stuff.’ The material trappings of a faux lifestyle are not good investments either financially or in long-term happiness. • Work a job you hate, and spend your free time buying happiness. Instead, find fulfilling work Monday through Friday so you’re not compensating for your misery with expensive weekend habits. • Live paycheck to paycheck and don’t worry about saving

50+ Lifestyles Resource Guide - Spring 2015

Financial & Health Services • Financial & Health Services money. Live for today, that’s all that matters. Have you already achieved all of your dreams by this moment? If not, embrace hope and plan for tomorrow. • Stop your education when someone hands you a diploma; never read a book on personal finance. Just about any expert will tell you that the most reliable way out of poverty is education. Diplomas shouldn’t be the end of learning; they should be a milestone in a lifetime of acquiring wisdom. • Play the lottery as often as possible. While you’re at it, hit the casino! Magical thinking, especially when it comes to money, is a dangerous way to seek financial security. • Run up your credit cards and make the minimum payments

whenever possible. Paying interest on stuff you really don’t need is a tragic waste of money. • When you come into some free money, spend it. You deserve it. By that logic, you’re saying that a future version of you doesn’t deserve the money, which can be multiplied with wise investments. • Buy the biggest wedding and the biggest ring so everyone can see just how fabulous you really are. Nothing says “Let’s start our future together” like blowing your entire savings on one evening. • Treat those “amazing” celebrities and “successful” athletes as role models. Try to be just like them whenever possible. As far as we know, there’s only one you the universe has ever known.

Don’t dilute your unique individuality by chasing an image. • Blame others for your problems in life. Repeat after me: I am a victim. The victim mentality is an attempt to rationalize poor habits and bad decision-making. “If you’re feeling uncomfortable with your financial situation, don’t just sit there in a malaise of ‘If only I had more money,” Finley says. “Instead, use it as motivation for a better life; that’s why 50+ the discomfort is there.” Mike Finley was raised with no education in personal finances. Joining the Army out of high school, he realized he didn’t understand money management and began the task of educating himself. After 26 years in the service, during which he practiced the principles he learned, he retired a millionaire. Finley is the author of “Financial Happine$$,”(www.thecrazymaninthepinkwig.co m) and teaches a popular financial literacy class at the University of Northern Iowa.

50+ Lifestyles Resource Guide - Spring 2015

Financial & Health Services • Financial & Health Services (Continued from page 14) do not assist with Part D prescription drug costs. Some people also have supplemental insurance through retiree insurance or benefits. Medicare Advantage plans are administered by private insurance companies that provide Medicare benefits. These plans contract with Medicare, and are paid a fixed amount to provide the benefits. You must live in the plan’s ser vice area to enroll. Medicare Advantage plans are generally managed care plans, and the most common types are HMOs, PPOs, and PFFS plans. You still have Medicare if you join a Medicare Advantage plan. In most cases, you must still pay your Part B monthly premium

(and a Part A premium, if you have one). Each Medicare Advantage plan must provide all Part A and Part B ser vices, but they can do so with different costs and restrictions. This can affect how and when you can get care. For example, Medicare Advantage plans require members to use their networks of doctors and hospitals. If you use an outof-network provider, you may have to pay more for your care. Medicare Advantage plans must limit the amount you spend out-of-your own pocket for health care. These limits tend to be high but are helpful if you need a lot of care. Plans can also offer additional benefits that Original Medicare does not cover, like routine vision or dental care. Generally, if you want to

enroll in a Medicare Advantage plan and also need drug coverage (Part D), you must join a plan that includes drug coverage. If you have a Medicare Advantage plan, you cannot purchase a Medigap policy. It’s important to investigate during Fall Open Enrollment whether other Medicare options may better suit your individual needs in the next year. Research shows that people with Medicare prescription drug coverage (Part D) could lower their costs by shopping among plans each year. Being proactive about your coverage can help to reduce costs and make sure that your health care needs are met. — The Medicare Rights Center, 50+ www.medicarerights.org

50+ Lifestyles Resource Guide - Spring 2015

Health • Health • Health • Health • Health • Health Preventive Care Key to Fighting

SKIN CANCER

e you at risk for skin cancer? Do you know the signs? According to research published in the Journal of the American Medical Association, one in five Americans will develop skin cancer in their lifetime. As the season for bare skin is here, be aware of the risks and preventative measures necessary to avoid sun exposure. Approximately 58 million Americans are affected by actinic keratosis (AKs), the most common form of pre-cancerous skin damage, according to a report published by The Society for Investigative Dermatology and The American Academy of Dermatology Association. form of skin cancer, within two years. An estimated 10 percent of AKs will become squaAKs are rough-textured, dry, scaly patches on mous cell carcinoma, the second most common the skin that are caused by excessive exposure to

50+ Lifestyles Resource Guide - Spring 2015

Health • Health • Health ultraviolet (UV) light such as sunlight. They occur most often on areas such as the face, scalp and ears. They can range in color from skin-toned to reddishbrown. They can be as small as a pinhead or larger than a quarter. AKs predominately affect people over 50, and slightly more men than women. Individuals who are most likely affected by AKs include those who have risk factors including: fair skin; blond or red hair; blue, green or grey eyes; a history of kidney disease or weakened immune system; daily, long-term exposure to the sun; multiple severe sunburns early in life; and older age. Fortunately, skin cancer can be avoided with treatment, yet many patients fail to seek treatment. There are actually many treatment options available, such as cryotherapy (freezing); topical medication; and photodynamic therapy. Additional treatment options include curettage, chemical peel, dermabrasion, surgical incision and lasers. To reduce your risk of skin cancer you can take some precautions: • Regular skin evaluations by a dermatologist can catch the disease early. Just as you schedule an annual physical, a recurring appointment with a dermatologist can significantly alter your chances of developing skin cancer. • In between visits to the dermatologist, perform thorough self-checks by examining your skin all over on a regular basis. • Avoid damaging sun rays and protect your skin by seeking the shade during high sun hours, avoiding sunburns, and covering your skin with clothing and hats. • Do not use tanning booths! • Understand sunscreen, and use a broad spectrum (UVA/UVB) sunscreen with an SPF of 15 or higher every day. Follow directions for application Do yourself a favor and get checked before the summer season to ensure you are properly caring for and protecting your skin from the sun’s damaging rays. The skin is the largest organ of the human body. Make the call to your dermatologist today. For more information, including additional details about AKs and how to identify the signs of skin 50+ damage, visit www.spotsignsofAK.com. — Family Features; photo courtesy of Getty Images

50+ Lifestyles Resource Guide - Spring 2015

Health • Health • Health • Health • Health • Health

Free Prescription Discount Card from United Way Long Island

nited Way of Long Island and FamilyWize, through a partnership, have saved residents living and working on Long Island more than $3 million. Distributed through United Way of Long Island, the FamilyWize card lowers the cost of medicine by an average of 40 percent or more for people without insurance or who take medications not covered by their plan. You can keep using your card every time you need to fill a prescription. All you have to do is present a FamilyWize card at a local pharmacy to receive the savings. Residents can get a FREE United Way of Long Island FamilyWize Prescription Discount Card at: www.unitedwayli.org/familywize or www.unitedwayli.org/familywize. “The FamilyWize card provides immediate savings on prescription medicines with no paperwork

or forms to fill out,” said Susan Gilmore, Executive Director of Community Engagement for The FamilyWize Community Service Partnership. The FamilyWize card is for everyone without insurance or for medicines not covered by insurance. The FamilyWize card is easy to use: • The card is free • For immediate and unlimited use • Anyone can use the FamilyWize card • No registration or activation required • Discounts applied automatically. To print a card, request a card to be mailed, download the mobile app, or to use the drug pricing look up tool and the pharmacy finder visit www.unitedwayli.org/familywize or www.Family50+ Wize.org/rx.

50+ Lifestyles Resource Guide - Spring 2015

Health â&#x20AC;˘ Health â&#x20AC;˘ Health Forget Fad Diets and Focus on

f you recently committed to managing your weight or dieting, it may be time to change your approach. For long-term results, ditch fad dieting and adopt a balanced approach to eating with a focus on healthy foods. Being healthy isnâ&#x20AC;&#x2122;t just about fitting into skinny jeans. According to a recent national survey, there are many reasons why women consider dieting: 68 percent of them want to improve their health, 51 percent want to look their best, and 39 percent want to have more energy. With these goals in mind, it may not come as a surprise that survey participants reported being on an average of nine diets in their lifetimes. In fact, 76 percent of American women who have dieted admit to having tried a fad diet.

50+ Lifestyles Resource Guide - Spring 2015

Health • Health • Health • Health • Health • Health However, nearly two out of three women believe fad diets are difficult to maintain. What’s more, these diets may even be unhealthy, according to the Weight-control Information Network (WIN). Some fad diets fail to provide your body with the nutrients your body needs. In addition, sustained rapid weight loss can increase your risk of gallbladder problems, and heart problems can result from consuming too few calories for too long. To maintain a healthy weight and healthier lifestyle, the experts at WIN suggest focusing on establishing these healthy habits: • Choose healthy foods, with a diet rich in fruits and veggies. • Manage calorie intake and portion size. Keep on track by

using a smaller plate, paying close attention to nutrition labels and weighing portions on a scale. • Make exercise part of your daily life. Even activities such as gardening or taking the stairs can make a difference. Managing your metabolism – how your body uses calories – is another key to healthy eating. Eating foods that deliver plenty of protein and fiber are all keys to maximizing your metabolism. When it comes to healthy food, look for wholesome, nutritious options, even when you snack. For example, new Great Grains Granolas and The Bar Undone snack mixes are the first non-cereal Great Grains offerings. Made with less processed ingredients for more wholesome

nutrition in every handful, each serving of Great Grains The Bar Undone snack mix has at least 8 grams of protein and 4 grams of fiber. One half-cup ser ving of new Great Grains Granola contains at least 26 grams of whole grains. “At Great Grains, we believe when it comes to healthy eating, the secret is, there is no secret,” said Mangala D’Sa, Senior Director of Marketing for Post Foods. “A fad-free diet, complete with wholesome, nutritious foods is key to healthy eating.” A balanced approach to eating, coupled with a few lifestyle changes, are all the tools you need to succeed on your weight control quest. For more smart eating tips and recipes, visit 50+ www.greatgrains.com.

50+ Lifestyles Resource Guide - Spring 2015

Health • Health • Health • Health • Health • Health

US Summer Forecast

n April 29, 2015, AccuWeather’s Global Weather Center released their report and their predictions for this summer, warmth and dryness will build in the West, worsening the historical drought conditions that have plagued California for four straight years. Meanwhile, the Gulf Coast will have an abundance of moisture, at times raising flooding concerns. In the nation's midsection, severe weather is forecast to continue into summer, with the overall tornado count increasing from last year. In the Northeast and mid-Atlantic, above-normal temperatures will mark a notice-

able difference from the coolerthan-average summer of 2014.

the course of the summer,” AccuWeather.com Expert LongRange Forecaster Paul More 90-Degree Days Pastelok said. After a cooler Than Last Year Forecast than normal summer of Warmth from central 2014, the East overall is Canada and the northforecast to be hit by more ern Plains is predicted 90-plus degree days this to flow into the summer. In PhiladelNortheast this phia and New York City, summer, leading there may be as many to above-normal as 10 more than last temperatures and summer. drier conditions For much of the for much of the resummer, the central and gion. southern mid-Atlantic will “I’m not expecting exexperience showers and treme heat, but periods of thunderstorms. Washington, warmer-than-normal tempera- D.C., Baltimore and Philadelphia 50+ tures will come and go during will be in the line of fire.

50+ Lifestyles Resource Guide - Spring 2015

Nursing & Rehabilitation • Nursing & Rehabilitation

Older Adults Recognize Fitness as a

Pathway to Health Achievement

ealthways SilverSneakers Fitness, the na- ting older adults active and keeping them active,” tion’s leading exercise program exclusively said Joy Powell, president of Healthways Senior Sodesigned for older adults, in its 2014 lutions Division. “These consistent and posiAnnual Participation Sur vey, has found tive outcomes reflect the significance that that of the more than 35,700 people over improving fitness and well-being play the age of 65 across 50 states who rein reducing health-related costs for sponded to the survey, were an active participants as well as the health generation of older adults that are care system. leveraging fitness to achieve their We recognize the tremendous health and wellness goals. value SilverSneakers has on enhancAccording to the survey, SilverSneaking and sustaining participants’ physers participants are more active than ever ical and emotional health and before, with 83 percent completing aercontinue to evolve programming to obic activity three or more times per meet those needs.” week, which is up five percent from The Annual Participation Surlast year. Additionally, 65 percent vey is a statistically significant, complete muscle randomized survey of Silverstrengthening exerSneakers Fitness members in cises three or more all 50 states. SilverSneakers times per week, Fitness was founded in 1992 and 49 percent and is the nation’s leading complete flexibility exercise program excluexercises three or sively designed for older adults. more times per week. In The innovative profact, 66 percent said they gram guides members would exercise less or not at through their fitness all if it weren’t for Silverjourney, helping them Sneakers. More than 68 percent of memto improve their physibers participate in classes with a cal, mental and emotional friend, and 34 percent participate well-being and reach their with a spouse or significant fitness goals. other. Today, the program ser ves “The Annual Participation Surmore than 12 million eligible vey is a meaningful barometer members in more than 13,000 parfor measuring the health attiticipating fitness and wellness facilitudes and well-being of older ties nationwide. adult participants nationwide For more information about the because it demonstrates the program and the sur vey go to skill of SilverSneakers in getwww.silversneakers.com/survey. 50+

50+ Lifestyles Resource Guide - Spring 2015

Nursing & Rehabilitation • Nursing & Rehabilitation Questions You Should Ask Before Choosing a

Nursing Home “Use your nose.” That used to be standard advice given to people searching for prospective nursing homes for themselves or their loved ones.

he sentiment behind that advice was to prompt people to use their olfactory sense to determine whether a facility was clean, practiced proper hygiene, etc., explained James Ellor, Ph.D., professor in Baylor University’s School of Social Work and gerontology expert. But now – during a time when nursing facilities and hospitals pay extra for specially designed, odor-neutralizing waxes and paint – people need to be aware of more subtle clues to help them find the best facility. Ellor offers six questions people should ask while investigating – and before choosing – a nursing home. 1 What is the turnover rate for nurse’s aides? “Nurse’s aides are the backbone of care,” Ellor said. “In some cases, we’ve seen an average turnover of three months. That’s not good.” 2 Does the patient’s doctor ser ve the facility? “When you’re under the care of your physician, you’re going to get better treatment,” Ellor said. “Also, you need to assess the reputation of the medical director.” 3 What is the status of the facility’s recreation and social services? In general, Ellor said, nonprofit facilities will have more chaplains, social workers and recreation therapists on staff than their for-profit counterparts. He advises potential clients and their families to check whether the recreation therapist is certified. “Some facilities will hire someone who can oper-

50+ Lifestyles Resource Guide - Spring 2015

Nursing & Rehabilitation • Nursing & Rehabilitation ate an arts-and-crafts system, but he or she is not a certified therapist,” Ellor said. “The ideal situation is for a certified recreation therapist to be supervised by an occupational therapist on staff.” He also advises to look for recreation and therapy equipment, including stairs, therapy balls and other rehabilitation tools. The presence of ample equipment can be evidence of a thriving rehabilitation and recreation program, he said. 4 What is the reputation of the nursing staff? Ellor advises potential residents to do due diligence by checking the facility’s record with the state’s board of public health and by questioning a nursing home ombudsman. “A nursing home ombudsman can often tell you whether a fa-

cility has had a number of problems,” he said. “The board of public health can tell you if the place has received any citations.” 5 Is the facility accredited? Ellor said accreditation is not always a deal breaker, but accreditation shows that the facility has taken extra steps to comply with The Joint Commission, formerly known as the Joint Commission on Accreditation of Hospitals (JCOAH). “A handful of nursing homes are accredited,” he said. “This is strictly voluntary on the part of the facility, but it shows that they’ve taken extra steps.” 6 How is the environment? This question addresses everything from “Are there plants in the rooms and hallways?” to “Is the facility operated based on the

needs of the staff or the needs of the patient?” Of the latter example, Ellor said, “Are the patients awakened by the night shift in the wee hours of the morning to accommodate staffing schedules, or are they allowed to wake up on their own time?” Ellor said organizations such as Pioneer Project and Eden Experiment monitor these types of things and can provide reliable resources for investigation purposes. The Baylor University School of Social Work is home to one of the leading graduate social work programs in the nation with a research agenda focused on the integration of faith and practice. Please visit www.baylor.edu/so50+ cial_work to learn more.

50+ Lifestyles Resource Guide - Spring 2015

Momentum • Momentum • Momentum • Momentum

Go forward. Bounce back. That’s Momentum.

elcome to Momentum at South Bay for Rehabilitation and Nursing, a rehabilitation center with uncompromising passion for progress. To walk through our spacious, New York style gym is to become immersed in a wealth of the latest advanced technologies. Momentum rehab technicians are especially excited about our newest acquisition, the SMART Balance Master. This powerful machine uses dynamic force-

plate sensors to monitor a user’s balance control, providing the trainer with valuable, on-screen feedback. The SMART Balance Master has proven to be extremely helpful in treating our patients with impaired coordination. At Momentum, we believe in rewarding hard work, so we couple our intensive therapy with deluxe accommodations. Indulge yourself at our inhouse Parisian boulangerie, then unwind with a hot shower in

your granite tiled, spa-style bathroom. All of our patients’ rooms are equipped with HDTV’s and a library of hot new Blu-Ray titles. Nursing at Momentum is defined by skill, compassion, and dedication. No task is too small for our devoted team of nurses, and we take every step to ensure that all of our patients’ needs are met. Call 631-581-6400 to schedule a personal tour today, and see for yourself what sets Momentum 50+ apart from all the others.

50+ Lifestyles Resource Guide - Spring 2015

Home Equipment Services • Home Equipment Services

New Technologies Helping More Seniors Age-in-Place

early 90 percent of people 50 years old and up want to remain at home as long as possible, according to a recent AARP study. If you have an aging parent or grandparent, having a discussion about his or her alternatives is important. But remember, it can be a sensitive subject, especially when he or she has lived in the same place for a long time. So before broaching the issue, be sure you understand all the options that might allow for aging-in-place at home. “If you’re considering an assisted living facility for a loved one, make sure you look at new technologies first to see if you can help he or she remain independent, secure and connected from the comfort of home,” says Walt Podsiedlak, Health and Wellness Sales Manager at Linear LLC, a leading provider of wired and wireless security tech-

nology for seniors. This starts by discussing the greatest challenges your loved one faces, such as mobility, personal care and meals, and determining what kind of technology or ser vice addresses those specific needs. One of the most widely used technologies by individuals aging-in-place are personal emergency reporting (Continued on page 34)

MedEquip Supply • MedEquip Supply • MedEquip Supply

Stay In Your Home

he MedEquip Supply Corporation is a very consistent if not an over conscientious company with an exceptional sense of right and wrong regarding customer satisfaction. The principals of MedEquip Supply Corporation have been servicing the medical equipment needs customers since 1986. We are proud to announce the new addition to our line of products, MSC now delivers and installs RAMPS, VERTICAL PLATFORM LIFTS and STAIR LIFTS. We proudly install Bruno Lifts and EZ Access Ramps, made and assembled in America. We also offer Guardia Alert 911 and Freedom Alert personal security systems. The management of MedEquip Supply Corporation will not and does not tolerate the failure to deliver what we have promised and paramount in our business philosophy is the complete satisfac-

tion of the customer with our superior performance. If you love your home, you shouldn’t have to leave it because of mobility issues. Take the stairlift journey to independence. Whether straight or curved rails or straight or curved outdoor ramps, MedEquip Supply Corporation can make it happen. For an appointment to discuss your needs call 50+ us at 516-477-6523.

MedEquip Supply Corporation

50+ Lifestyles Resource Guide - Spring 2015

Home Equipment Services • Home Equipment Services (Continued from page 32) systems (PERS), that can send for help in an emergency, amongst other functions. PERS devices have made significant leaps since TV commercials first popularized them in the 1980s. New systems like the Linear PERS-4200 console still connect a wrist or necklace pendant to a central monitoring station for push-button reporting, but new features have also been added. Here are some features to look for when picking the right PERS: •Temperature sensors can provide alerts to update central stations of hazardous conditions. • An activity timer can be programmed to send a signal if a preset amount of time elapses before either an activity trans-

mitter is triggered or the console’s “home” button is pressed. •Audible reminder messages can be set on a schedule to highlight doctor’s visits, medication times or even social activities. • Some consoles can ser ve as speaker phones, allowing for convenient communication. • Take note of the range between transmitter and console. If your mom likes to garden, be sure the range of the PERS is wide enough to include the yard. •Transmitters can be wristbands, pendants, belt attachments or even appear as jewelry. Discuss what would ser ve your loved one most conveniently. • Consider the battery life of the transmitter and if it’s waterproof. • As for cost, users should expect

to pay an installation fee, and a monthly PERS monitoring charge. PERS device repair and replacement policies should also be considered. More information can be found atwww.LinearCorp.com. Aging-in-place technology is truly shaping the future for seniors. Before making any major decisions, look into all your op50+ tions. — StatePoint.

Patriot Mobility Inc • Patriot Mobility Inc • Patriot Mobility Inc

Beating the Obstacles

atriot Mobility, Inc., is a home accessibility company located in Deer Park, NY. Our team of factory trained technicians specializes in Sales, Installation and Repairs of mobility products. In business since 2010, we were founded with the determination and commitment to allow for better living through better solutions. We have become an industry leader serving all of Long Island, NYC, Westchester and parts of NJ. Patriot Mobility offers a variety of mobility products and ser vices for handicap and disabled occupants. Whether you need a wheelchair ramp, scooter,

vertical platform lift, vehicle lift, medical equipment or wheelchair, we have a solution for you. As a veteran owned business, we have spent much time on the frontline with many disabled veterans and handicapped seniors. We focus on providing highquality mobility products to assist you throughout your day. Allowing you the freedom of mobility to live and enjoy each day is our goal. We believe that no obstacle in life should ever become a lifetime restriction. Our sales team of professionals will guide you through the decision making process matching your needs with industry

stand a r d products. We deal with a variety of brand name manufacturers that distribute the highest quality products available. We hold a FSS contract with the United States government which we sell to nationally and have been acknowledged for our precision and services. If you are in need of a home accessibility solution, you can count on Patriot Mobility to help guide you through the process. Visit our website at www.PatriotMobilityInc.com for 50+ more information.

50+ Lifestyles Resource Guide - Spring 2015

Preplanning • Preplanning • Preplanning • Preplanning

Enduring the Loss of a Loved One

uthor Jerry Campbell’s new book, “Choos- with those you love. “I understand the importance ing to Live: Enduring the Loss of a Loved of healthy relationships and mutual unOne,” is a new guide for the stages of derstandings of final wishes, along grief and grieving, written to help those who with end of life issues and care — lose someone they love. The author wants to DNRs, living wills and heroic efforts help readers make the decision to continue livto preser ve life,” Campbell said. ing after a loved one dies, and to encourage “But you need to be sure they know them to move forward. He has created your wishes and you know theirs.” a new strategy — a grieving calenCampbell has overcome six dar — for those working their way heart surgeries, the grief of losthrough grief instead of turning to ing his wife and three addialcohol, drugs or other distractional chest surgeries. He is tions. now the retired president After Campbell experienced emeritus of Claremont Lincoln the loss of his wife, he realized University, which he founded. the importance of discussing His book “Choosing to Live: the mutual wishes with reEnduring the Loss of a Loved gard to death and circumOne” is available on Amazon 50+ stances often preceding death and other outlets. New s Golfer e m o lc We

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50+ Lifestyles Resource Guide - Spring 2015

Local Resources • Local Resources • Local Resources EMPLOYMENT Senior Community Services employment Program SUFFOLK COUNTY National Urban League of Westchester Mature Worker’s Program of Ling Island 631-422-7615 NASSAU COUNTY National Urban League of Westchester 516-307-1820 OTHER EMPLOYMENT RESOURCES The Suffolk County One-Stop Employment Center 631-853-6600 Residents of the Town of Oyster Bay, North Hempstead, and City of Glen Cove contact Town of Oyster Bay-Workforce Partnership; www.thewp.org. Hicksville Career Center • 516-934-8532 Massapequa Career Center • 516-797-4560 Town of Hempstead Department of Occupational Resources (DOOR) 516-485-5000; www.hempsteadworks.com

NUTRITION, HOME DELIVERED MEALS MEALS ON WHEELS SUFFOLK COUNTY There are 32 Senior Nutrition Programs in Suffolk. The congregate programs provide seniors with a nutritious mid-day meal and the opportunity to socialize. Home Delivered Meals (Meals on Wheels) are available to eligible residents age 60+ by calling 631-853-8227. Nutrition education/counseling call 631-853-8232. NASSAU COUNTY The Nassau County Office For The Aging has Senior Centers throughout the county that provide a complete luncheon program. Call: 516-227-8959. Kosher Meal Program • 516-432-5555 Two meals a day are available up to five days per week to certified homebound age 60+ or over who are unable to prepare meals for themselves. CallNassau County Office for the Aging. 516-227-8900.

50+ Lifestyles Resource Guide - Spring 2015

Websites As a Resource • Websites As a Resource • Websites As a Resource 50+ LifeStyles. A monthly publication in print and web. 50plusny.com The Family Caregiver Alliance. www.caregiver.org New York State Health. www.health.ny.gov Medicare. www.medicare.gov Social Security Administration. www.ssa.gov The U.S. Department of Veterans Affairs. www.va.gov Committee of Grandparents for Children’s Rights. www.grandparentsfor children.org AARP 55 Alive/Mature Driving. www.aarp.org/drive Long Island Housing Partnership. www.lihp.org

Long Island Alzheimer’s Foundation. www.liaf.org Hearing Loss Association of America. www.hearingloss.org Nassau Department of Parks, Recreation & Museums. www.nassaucountyny.gov Suffolk County Parks. www.suffolkcountyny.gov/parks New York State Parks. www.nysparks.com Alzheimer’s Association, Long Island Chapter. www.alzheimersli.org Score-Service Corps of Retired Executives. www.scorelongisland.org

AgeWell NY • AgeWell NY

Make Your Home a Safety Zone

imple changes in the home can make life easier, safer and more comfortable for you and your family. This is particularly important for older adults who are living in their own homes, sharing a home, or staying in an apartment. Each year or more frequently as needed, older adults and their families should conduct an Annual Home Safety CheckUp. There are many resources available to guide you in creating your own home safety check-up. Key components of your plan should include how to identify the hazardous areas in your home, ways to fix the problems and ongoing ways to prevent accidents from happening. According to the Centers for Disease Control and Prevention (CDC), home and recreational safety is paramount to the prevention of injuries in older adults. One of every three senior adults (65 years or older) fall each year. Of those who fall, 20-30% suffer moderate to severe injuries such as lacerations, hip fractures and head traumas.

These injuries make it hard to get around or live independently, and increase the risk of early death. Among older adults, falls are the leading cause of both fatal and non-fatal injuries. People aged 75 and older who fall are 45 times more likely than those who are between 65-74 years old to be admitted to a long term care facility for a year or longer. What can you do to make your home safer so you can live comfortably and independently? We have compiled a general guide for you to use as you build your own Annual Home Safety Check-Up. This guide is not meant to be exhaustive, but will give you a jump start on what you can do to make your home safer starting today. Key areas include the following: •Reduce Tripping Hazards: Are electrical and telephone cords found in high traffic areas? Are your floors slippery? Do your steps have non-slip surfaces? Does your carpet need repair? Are there areas of flooring that are raised and need to be re-

paired? Do you use nightlights in your hallways and bathrooms? Do you have grab bars inside and outside your bathroom shower/tub? Do you have railings on both sides of your stairways? • Use Emergency Precautions: Are there fire extinguishers and smoke detectors on every floor? Do you safely store your sharp cutlery and potentially poisonous chemicals? Do you use a personal emergency response device? • Get Rid of Clutter: What can you do to make your home more comfortable and easier for you to live a healthier and peaceful life? At AgeWell New York, we conduct home environment assessments for our members to identify ways to improve healthier and safer living in one’s home 50+ and community.