Cosmopolitan Beachside Apartments, Broadbeach, Gold Coast by Probity Investments

THE BEACH APARTMENTS

Snap Shot

Cash Flow Positive by up to $193 per Week

With an average of 245 days of sunshine each year and just one block between you and the sand, The Beach Apartments Broadbeach signals a fresh approach to

Cosmopolitan beachside

living. It takes you from dawn to dusk and beyond.

PROPERTY TYPES: PRICE RANGE: CAPITAL GROWTH: RENT YIELD: VACANCY RATE: TOTAL R.O.I.:

1 & 2 Bedroom Apartments From $330,000 (1 Bedroom) From $532,000 (2 Bedrooms) 5.4 % 7.1 % 1.8 % 12.5 %

Construction due to commence by July 2015, complete by mid2017 Disclaimer: All projections and assumptions are a prediction, and whilst Probity Investments has made every effort to ensure they are based on accurate and reliable information, they may be affected by assumptions that do not necessarily eventuate, or by known or unknown risks and uncertainties. The information in this publication does not represent financial advice and should not be regarded as such. It has been prepared without taking into account your financial situation or investment objectives. You should consider the appropriateness of the information in regards to your current financial situation or needs. Probity Investments Pty Ltd accepts no responsibility for the accuracy or completeness of any such material. The information is subject to change without notice and Probity Investments Pty Ltd is under no obligation to update the information or correct any assumptions which may change over time.

ÂŠ copyright - Probity Investments 2015

Queensland

07 3198 6200

Queensland is the second-largest and third-most populated state/ territory in Australia. According to the latest data provided by the Queensland Government, Queensland’s current population sits at 4,740,927 people. Population Growth

Economic growth

Queensland’s population is projected to double to around 9.4 million people by 2056 and is projected to replace Victoria as Australia’s second most populous state in 2050. Throughout the year, an annual 2% growth rate has been recorded in Queensland, which was higher than the national rate growth (1.8%). The state’s high rate of population growth will be driven by a continued strengthening of both net overseas migration and net interstate migration levels.

The Queensland State Budget forecasts economic growth of 6 percent in 2015 - 16. Queensland’s economy experienced the second highest average annual growth rate of any Australian state or territory over the last 20 years. The State’s growth is anticipated to strengthen to 3.25% from 2014 onwards with Asia continuing to be the main driver of growth.

Migration Rate Queensland is one of only two states forecast to experience positive net interstate migration for the next four years, averaging 20,000 people per year. This rise is principally underpinned by migrants from both New South Wales and Victoria driven to move due to the state’s relative housing affordability, economic conditions continue to decline and strong employment opportunities. For the year ended June 2016, the State’s net interstate migration level is forecast to rise from around 10,500 to 19,000.

Queensland’s Gross State Product (GSP) is expected to grow very strongly (at 3%) in 2014-15 which will see Queensland becomes the nation’s leading economy. Over the coming years, Queensland’s unemployment rate is forecast to decline, with the 2013/14 alone year seeing more than 60,000 new jobs were created taking the total number of employed persons to 2.32 million. Looking ahead in Queensland, it is expected to continue to outstrip national growth. Sustained low interest rates and stronger population growth are expected to strengthen spending in the household sector.

Net overseas migration has an immediate impact on the demand for housing as migrants require some form of housing on arrival, whether as renters (in most instances) or as owner-occupiers.

Source: Resolution Research Strategists © copyright - Probity Investments 2015

BUNDA

SURFERS PARADISE

BUNDALL

LL RD

The Gold C Australia’s Gold Coast and attracte GHLANDPARK overnight Defined by its world-class beaches, magnificent shopping centres, progressive infrastructure ending Sep CARRARA 9 programs and fast growing population, the Gold Coast (GC) is a vibrant beachfront city within domestic a BROADBEACH South East Queensland, and ranks as the sixth largest city inWATERS Australia. In addition 5 BROADBEACH approximat 10 7 8 CLEARISLAND day tripper Population Growth Economic growth 13 WATERS Gold Coast The Gold Coast’s population reached approxi-RAILROAD The Gold Coast MAJOR is widely LIGHT RAIL ROADSacclaimed as Austramately 538,000 residents during 2012 with siglia’s premier tourist destination and attracted apTOURISM RECREATION & LEISUREovernight visitors HEALTH 2001 and CULTURAL RETAIL nificantEDUCATION growth realised between 2011, proximately 4.4 million during when population increased by around 13,000 the year ending September 2013 (3,637,000 do1 Griffith Palm Meadows Golf Course 9 residents per University annum. mestic and 811,000 international). In addition to 2 Pindara Private Hospital Paradise Golf Club 10 Surfers these overnight visitors, approximately 6.8 milThis is forecast to continue over the next lion day Club trippers made their way to the 3 growth Allamanda Private Hospital Southport Golf 11 domestic 20 4years to 2031, with estimated growth of 14,000 Gold Coast over the same period. Gold Coast University Hospital 12 Harbourtown new residents per annum. Population growth, as 5 Convention & Exhibition Centre 13 Pacific Fair well asGold theCoast heavy investment in infrastructure With prestigious beachfront, river front, canal Visito 6 billion) Royal Pines Course employment opportu- 14 Marina Mirage ($8.9 andGolf forecast front, golf course frontage living options alongEach Jupiters Hotel & Casino 15 Australia nity7 is expected to boost economic growth on the side acreageFairand traditional lifestyle options, 8 Coast. Lakelands Golf Club Gold tourism becomes a primary economic focus and Prepared by Ur resident population growth bounces back. It is foreseeable that the Gold Coast residential markets will experience an increase in demand and POPULATION GROWTH 2002 - 2012 EMPLOYMENT INFRASTR growth. These two major drivers will promote reGold Coast employment is projected to increase by over New covery leverage off the region’s affordability$8.9 40 per cent and over the next 20 years Residents in comparison to other markets. Ultimately, the AVERAGE ANNUAL Per Week opportunity exists within the current market ESTIMATED to VA POPULATION GROWTH RATE capitalise on competitive prices and low vacancy INFRASTR New rates with an intention to take advantage of future TRANSPORT IN 2031 Residents demand2011 and property JOBS cycles. HEALTH BENOWA

OAST H

G O LD C

30,8

3.0%

22%

253 Aged 20-34 p.a.

223,725

328,199

SERVICES

EDUCATION

▶ More Australians move to Queensland than any other state, with the Gold Coast encompassing the best of what Queensland’s natural assets has to offer. Gold Cost is also forecast to maintain a higher population growth of around 14,000 new residents per annum between now and 2031. Prepared by Urbis; Source: ABS

SPORT

5,223

RETAIL

ANNUAL AVE. GROWTH PER ANNUM

Prepared by Urbis; Source: Nieir Employment Forecast

LEISURE TOURISM CULTURAL

Prepared by Ur Cordells, Quee

Source: Urbis Gold Coast Report 2014

Broadbeach From blissful beach days right through to enticing city nights, it is a lifestyle celebrated and envied the world over. Bustling Broadbeach has come a long way. Once the little brother to big sister Surfers Paradise, Broadbeach, or “Broadie” to locals, is all grown up. With an array of restaurants spanning the culinary spectrum, bars, multiple shopping options including Pacific Fair, one of Australia’s largest retail centres with more than 300 stores, cinemas, and casual dining, the Oracle precinct, The Oasis, Jupiters Hotel & Casino and the Gold Coast Convention and Exhibition Centre on your doorstep, Broadbeach is everything you love about the Gold Coast in one impeccable location.

You could start in the surf, with its beautiful long golden beaches, framed by lazy parks home to weekend markets and weekday yoga classes. Or wander down the Broadbeach Mall, peppered with roving street artists and framed by alfresco dining whose tentacles seem to keep spreading in all directions. According to Tourism Research Australia, Ecomy. id & Australia Bureau of Statistics, there is more than $13 billion dolloars in infrastructure investments at the Gold Coast. Broadbeach is widely regarded as the Gold Coast’s premier entertainment precinct with an array of restaurants spanning the culinary spectrum and hosting some of the Coast’s best chefs.

Gold Coast 2018 Commonwealth Games™ (GC2018) Hosting the Gold Coast 2018 Commonwealth Games represents a once-in-a-generation opportunity. There will be several public domain improvements, upgrades to Southport and Broadbeach Malls, tree planting, street-scaping, road and footpath upgrades, community health and safety initiatives. With the attraction of other major sporting events, such as the 2014 Pan Pacific Swimming Championships, major tourism will boost with 100,000+ visitors during GC2018. ◊ $2 billion economic impact ◊ 30,000 Full time equivalent jobs ◊ Global exposure to a television audience of 1 billion+ ◊ National and international sports training camps ◊ $200 million in new sporting and community infrastructure ◊ $270 million+ to state/local economy

(based on figures from the Melbourne 2006 Commonwealth Games).

PACIFIC FAIR SHOPPING CENTRE Pacific Fair will be transformed into a world-class shopping destination with a major $670 million redevelopment which commenced in January 2014. This investment will create the largest shopping centre in Queensland and the fourth largest in Australia. On completion Pacific Fair will be approximately 150,000 square metres and have approximately 420 shops, restaurants and entertainment destinations under one roof.

Gold Coast G:link - the easy way to travel “The G” is a new $1.6bn light rail system that runs 7 days a week, spanning 13 kilometres of the Gold Coast, stopping at 16 tram stations from Broadbeach to the new Gold Coast University Hospital. Stopping almost directly outside “The Beach Apartments”, The Gold Coast G:Link provides the convenience of comfortable and affordable transport to other main attractions of the Gold Coast.

Gold Coast Casino In the heart of Broadbeach on Australia’s Gold Coast, Jupiters Hotel & Casino is surrounded by 7 acres of landscaped grounds and park land. It features 5 restaurants, 8 bars and a 24-hour casino, set amid one of the longest strips of pristine beach in the world surrounded by lush hinterland ranges, the Jupiters Casino brings you the best live entertainment, from music theatre to dance, and free live music.

Gold Coast Airport Gold Coast Airport is the only airport in Australia to be in two states at the same time. Only minutes away from the beach and Tweed region in Northern New South Wales, the Gold Coast Airport operates year round on Eastern Standard Time. With seven major airlines flying to and from the Gold Coast Airport, only minutes from Broadbeach and the Gold Coast, making travel and destinations accessible to all.

Gold Coast Convention Centre Having recently celebrated ten years of operation the Centre has worked tirelessly on lifting and promoting the destinations profile in conjunction with industry partners through programs and joint efforts to appeal to an international audience. The partnership has resulted in many joint wins including the upcoming World Volunteer Conference which trumped Mexico City and set to bring 1,500 delegates and inject $3 million into the local economy in 2015, another reason to invest in the Broadbeach area.

The Beach

Apartments | Broadbeach

Walking distance to - Oasis Shopping Centre - Pacific Fair Shopping Centre

400m to Jupiters Hotel & Casino

Directly opposite to Gold Coast Convention and Exhibition Centre

300m walk to patrolled surf beach

Email us for more information:

enquiries@probityinvestments.com

Close to bus & tram station (Glink)

The Property - The Beach Apartments

The Beach brings together city convenience and endless horizons to offer the ultimate beachside experience.

Internally, each of the 219 stunning 1 and 2 bedroom apartments make the most of the endless ocean and city views via extensive glass and sun-drenched balconies. Characterised by efficient, open plan designs, the apartments are light and airy and are complemented by a beach-inspired neutral colour palette. Inspired by nautical themes and our relaxed beach culture, The Beach is a stylish, sophisticated and contemporary reinterpretation of the beachside resorts etched in memories. The stunning façade delivers a striking presence to Broadbeach’s iconic skyline.

Property types: 1 Bed Apartments FROM $330,000

2 Bed, 1 Bath Apartments FROM $567,000

2 Bed, 2 Bath Apartments FROM $532,000

Location Map

PERFECTLY CONNECTED

BROADBEACH SOUTH LIGHT RAIL STATION

PACIFIC FAIR SHOPPING CENTRE

ENTIRELY LOCAL

GOLD COAST CONVENTION & EXHIBITION CENTRE

JUPITERS HOTEL & CASINO

SURFERS PARADISE

THE OASIS SHOPPING CENTRE

THE ORACLE SHOPPING & DINING PRECINCT

PRATTEN PARK

KURRAWA SURF CLUB

PATROLLED SURF BEACH

Apartment Aspects

**Click here for FULL Apartment Views

North East

South East

view level 35, NORth, NORth eASt

ÂŠ copyright - Probity Investments 2015

Floor Plan - 1 Bed, 1 Bath (example) **Click here to view all apartment floor plans

APARTMENT TYPE A LEVEL 3 - 20

Bed

Internal

53m2

Bath

Balcony

6m2

Total

C D

G F

SURF PDE

GOLD COAST HWY

59m2

Plans not to scale, furniture not included and all information and material is subject to change without notice. Colliers International does not guarantee, warrant or represent that the information contained in this advertising and marketing document is correct. Any interested parties should make their own enquiries as to the accuracy of the information. We exclude all inferred or implied terms, conditions and warranties arising out of this document and any liability for loss or damage arising there from.

ÂŠ copyright - Probity Investments 2015

Floor Plan - 2 Bed, 1 Bath (example) **Click here to view all apartment floor plans

APARTMENT TYPE K

Bed

Bath

Powder room

Car

Internal

73m2

Balcony

12m2

Total

85m2

D J

SURF PDE

GOLD COAST HWY

LEVEL 21 - 35

ÂŠ copyright - Probity Investments 2015

Floor Plan - 2 Bed, 2 Bath (example) **Click here to view all apartment floor plans APARTMENT TYPE C

LEVEL 3 - 35

77m2

Bath

Balcony

10m

Car

Total

87m2

Bed

C D

G F

SURF PDE

Internal

GOLD COAST HWY

ÂŠ copyright - Probity Investments 2015

Schedule of Inclusions, Fixtures & Fittings

APARTMENT FINISHING TOUCHES KITCHEN

BATHROOM

° Kitchen bench reconstituted stone top

° Back to wall toilet suite

° Coloured glass splash back

° Ensuite vanity reconstituted stone top with bench mounted basin

° Cabinetry: laminate doors, sides, drawers with soft close

° Chrome tapware

° Hafele under bench oven

° Chrome shower mixer

° Hafele ceramic cook top - touch control

° Head shower on rail

° Hafele slide out rangehood - front recirculating

° Semi frameless glazed shower screen

° Hafele convection microwave oven with built in trim

BALCONY

° Hafele floor mounted integrated dishwasher

° External floor tile

LAUNDRY

° Floor tiling

° Stainless steel tub & sink mixer

° Stainless steel 1 & 1/2 bowl undermount kitchen sink with mixer

° Hafele wall hung front loading dryer

BEDROOM ° Painted plasterboard, walls and ceilings ° Internal fixed shelf and hanging rail to robe

BUILDING - EXTERNAL ° External walls generally texture paint finish ° Reinforced concrete roof

° Carpet

° Powder coated aluminium windows and doors

DINING & LIVING

° Aluminium framed balustrade with glass infill panel or solid balustrade

° Painted plasterboard, walls and ceilings ° Carpet

° Combination of exposed off-form concrete and texture paint finish to balcony soffits

Colliers International does not guarantee, warrant or represent that the information contained in this advertising and marketing document is correct. Any interested parties should make their own enquiries as to the accuracy of the information. We exclude all inferred or implied terms, conditions and warranties arising out of this document and any liability for loss or damage arising there from.

Cash Flow Analysis - 1 Bed, Bath (example) "THE BEACH" 50 Surf 1 Parade, Broadbeach QLD 4218 |

**Click for the editable Cash Flow Analysis

Unit 307: 1 Bedroom / 1 Bathroom - Level 3 facing West

PROPERTY PURCHASE INFORMATION Total Property Price Land Price (if applicable) Mortgage Loan to Value Ratio (LVR) Mortgage Interest Rate (I/O) Borrowing Costs Stamp / Transfer Duty on Property Other Government fees Conveyancing Professional Fees Council Rates, Water & Sewerage Body Corporate Fees (Approximate inc. Admin +Sinking Fund) Weekly Rent - Unfurnished (Source: Colliers International) Property Management Fees Landlord Insurance Furniture Pack (if applicable)

TAX ASSESSMENT INFORMATION $ $

$ $ $ $ $ $ $ $ $

330,000 80% 5.00% 1,500 9,975 788 1,500 2,000 3,906 450 8% 318 -

ANNUAL HOLDING COSTS

$ $

100,000 12,758

Total Annual Holding Costs plus Property Depreciation Estimate plus Allowable Borrowing Costs

$ $ $

21,296 12,758 300

Total Annual Tax Deductions

34,354

Gross Annual Rental Income plus Gross Annual Personal Income

$ $

23,400 100,000

Total Gross Annual Income

123,400

Total Gross Annual Income less Total Annual Tax Deductions

$ $

123,400 34,354

Annual Taxable Income with the new property

89,046

Tax Payable without the new property (excl. any tax levies) less Tax Payable with the new property (excl. any tax levies)

$ $

24,947 20,894

Total Tax Savings with the new property

4,053

Total Tax Savings with the new property plus Gross Annual Rental income

$ $

4,053 23,400

Total Annual Income (incl. tax deductions)

27,453

Gross Annual Personal Income Property Depreciation Estimate (Source: BMT Tax Depreciation)

TAX CALCULATIONS

Mortgage Repayments Council Rates, Water & Sewerage Body Corporate Fees Property Management Fees Landlord Insurance Other expenses

$ $ $ $ $ $

13,200 2,000 3,906 1,872 318 -

Total Annual Holding Costs

21,296

Gross Annual Rental Income less Total Annual Holding Costs

$ $

23,400 21,296

Total Annual Income (incl. tax deductions) less Total Annual Holding Costs

$ $

27,453 21,296

ANNUAL CASH FLOW

2,104

ANNUAL CASH FLOW (incl. Tax Deductions)

6,157

WEEKLY CASH FLOW

WEEKLY CASH FLOW (incl. Tax Deductions)

118

GROSS RENTAL YIELD CAPITAL GROWTH

(Source: Probity Estimation)

7.1%

VACANCY RATE

5.4%

GROSS RETURN ON INVESTMENT (R.O.I.)

(Source: APM)

1.8% 12.5%

DISCLAIMER: This Cash Flow Summary involves projections and assumptions that can be affected by a number of unforeseen variables. The forecasts and assumptions are a prediction, and whilst Probity Investments has made every effort to ensure they are based on reasonable information, they may be affected by assumptions that do not necessarilly eventuate, or by known or unknown risks and uncertainties. It should be noted that past performance is not necessarilly a reliable indication of future performance. The information in this publication does not represent financial advice and should not be regarded as such. It has been prepared without taking into account your financial situation or investment objectives. You should consider the appropriateness of the information in regards to your current financial situation or needs. Probity Investments Pty Ltd accepts no responsibility for the accuracy or completeness of any such material. The information is subject to change without notice and Probity Investments Pty Ltd is under no obligation to update the information or correct any assumptions which may change over time.

ÂŠ copyright - Probity Investments 2015

Cash Flow Analysis - 2 Bed, 2 Bath (example) "THE BEACH" 50 Surf Parade, Broadbeach QLD 4218 |

**Click for the editable Cash Flow Analysis

Unit 305: 2 Bedroom / 2 Bathroom - Level 3 facing East

TAX ASSESSMENT INFORMATION $ $

$ $ $ $ $ $ $ $ $

532,000 80% 5.00% 1,500 17,045 1,433 1,500 2,000 4,251 700 8% 318 -

ANNUAL HOLDING COSTS

$ $

100,000 17,219

Total Annual Holding Costs plus Property Depreciation Estimate plus Allowable Borrowing Costs

$ $ $

30,761 17,219 300

Total Annual Tax Deductions

48,280

Gross Annual Rental Income plus Gross Annual Personal Income

$ $

36,400 100,000

Total Gross Annual Income

136,400

Total Gross Annual Income less Total Annual Tax Deductions

$ $

136,400 48,280

Annual Taxable Income with the new property

88,120

Tax Payable without the new property (excl. any tax levies) less Tax Payable with the new property (excl. any tax levies)

$ $

24,947 20,551

Total Tax Savings with the new property

4,396

Total Tax Savings with the new property plus Gross Annual Rental income

$ $

4,396 36,400

Total Annual Income (incl. tax deductions)

40,796

Gross Annual Personal Income Property Depreciation Estimate (Source: BMT Tax Depreciation)

TAX CALCULATIONS

Mortgage Repayments Council Rates, Water & Sewerage Body Corporate Fees Property Management Fees Landlord Insurance Other expenses

$ $ $ $ $ $

21,280 2,000 4,251 2,912 318 -

Total Annual Holding Costs

30,761

Gross Annual Rental Income less Total Annual Holding Costs

$ $

36,400 30,761

Total Annual Income (incl. tax deductions) less Total Annual Holding Costs

$ $

40,796 30,761

ANNUAL CASH FLOW

5,639

ANNUAL CASH FLOW (incl. Tax Deductions)

10,035

WEEKLY CASH FLOW

108

WEEKLY CASH FLOW (incl. Tax Deductions)

193

GROSS RENTAL YIELD CAPITAL GROWTH

(Source: Probity Estimation)

6.8%

VACANCY RATE

5.4%

GROSS RETURN ON INVESTMENT (R.O.I.)

(Source: APM Nov. 2014)

1.8% 12.2%

Current Rental Appraisal

CAPITAL GROWTH & RENTAL RETURN PROSPECTS

GOLD COAST HOUSE SALES CYCLE

The Gold Coast provides one of the most diverse residential markets in Australia, offering a wide $600,000 12,000 variety of dwelling options which include apartments, townhouses and houses. The residential market has experienced challenges since the Global Financial Crisis (GFC) however it is now showing 10,000 $500,000 increased positivity with the last 12 months indicating a recovering sales volume and price trend. Re8,000 $400,000 rse cent primary research undertaken by Urbis indicates that investors are returning to the Gold Coast de residential markets, viewing infrastructure investment, affordability and rebounding tourism as key 6,000 $300,000 rtments, drivers to the property market on the Gold Coast. gious 4,000 $200,000 se Number of Sales

NUMBER OF SALES

MEDIAN SALES PRICE $

Median Sale Price

Apartment Â Type 1 Â Bedroom 2 Â Bedrooms

Permanent Â (weekly) $350 $450 $500 $700

1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013*

2,000

PERIOD ANNUAL

$100,000 $0

Holiday Â (nightly) $175 $298 $270 $442

Prepared by Urbis; Source: RPData * Preliminary 2013

*Rental apprasials provided by Colliers International in 2014

orted an of 5,373 e period, eliminary ber 2013 ales since perience y is taken

he rental the Gold ÂŠ per cent

GOLD COAST APARTMENT SALES CYCLE

$450,000

Number of Sales Median Sale Price

$400,000

14,000

$350,000

12,000

$300,000

10,000

$250,000

8,000

$200,000

6,000

$150,000

4,000

$100,000

2,000 0

MEDIAN SALE PRICE $

16,000

With the overall vacancy rate dropping from 5.2 % to 1.9 % over two years, indicating a significant rebounding of rental demand.

$50,000 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013*

ament to e median an house 13* was 4 settled ar of 3.2

GOLD COAST APARTMENT SALES CYCLE

NUMBER OF SALES

erienced is (GFC) with the s volume dertaken ng to the structure urism as ld Coast.

GOLD COAST HOUSE SALES CYCLE

PERIOD ANNUAL Prepared by Urbis; Source: RPData * Preliminary 2013

Council Rates: Estimate $2,000 per annum APARTMENT AND HOUSE COMPARISON

The Gold Coast outperformed Sydney and Melbourne in rental return.

Email us for Full Rental Apprasial:

enquiries@probityinvestments.com

Purchase Process SMSF COMPLIANT & F.I.R.B. APPROVED

Step 1:

Email or fax your completed Expression of Interest (EOI) form and Payment Confirmation of the $1,000 Initial Deposit to Probity Investments Payment of your Initial Deposit can be made by Credit Card, Cheque or by Electronic Funds Transfer (EFT) to the Trust Account details shown below in Step 4.This will secure your chosen property and take it off the market whilst your contract documents are prepared and delivered to you for signing. Note: your initial deposit will be refunded to you if requested at any time before your Contract of Sale is fully executed by all parties

Step 2:

Complete and return the Contract of Sale documents to our office within 7 days of receiving them [ PO BOX 1709, Milton, QLD 4064 ]

Step 3:

Upon receiving your signed Contract of Sale documents, the Property Developer will counter-sign and enter the official Contract Date.

Step 4:

The full deposit, being 10% of the purchase price less the Initial Deposit, must be paid within 14 days from the Contract Date. Payment options are as follows:

a) Cash Payment by EFT to the following Trust Account Bank Name: Account Name: Account No.: BSB: Reference:

Commonwealth Bank of Australia Hickey Lawyers Trust Account 1055969 064-430 Your Surname, Lot Number for “The Beach” (so funds can be identified)

OR b) Bank Guarantee Email your lender’s formal approval to Probity Investments

Step 5:

Settlement, payment of the balance of the purchase price, is due 14 days from Title Registration. Construction completion is due approximately Q2 2016, and Title Registration will be notified to you via your nominated solicitor close to that time.

Contact your Probity Investment Advisor on 07 3198 6200 to discuss your investment decision in more detail. Email: enquiries@probityinvestments.com | Fax: 07 3198 6220 © copyright - Probity Investments 2015

Schedule of Body Corporate Fees & Tax Depreciation Estimates

TAX DEPRECIATION for the first year up to approx. $17,219 BMT Tax Depreciation is a specialist Quantity Surveying firm, maximise depreciation deductions for property investors Australia wide.

Estimate Depreciation Benefits - Year 1: 1 Bed Typical - $10,438 - $12, 758 2 Bed Typical - $13,536 - $16, 543

Total Annual Levies start from $3,139.68 Strata Fees (including sinking fund):

1 Bed: $75 - $78 per week approximately 2 Bed: $82 - $88 per week approximately

Complete report available on our website: www.probityinvestments.com

Overview of the development team Property developers The Beach Apartments Broadbreach is being developed by a joint venture between two highly successful South East Queensland property businesses, Anthony Moreton Group and Pryde Group. The Beach is the next transaction in a series of recent property acquisitions that has seen the joint venture partner with both national and global organisations.

Builder Brookfield Multiplex is a leading global contractor responsible for creating complex landmark buildings and infrastructure projects since 1962. They have delivered over 900 projects with a combined value of more than A$68 million. Their innovative thinking and ‘can-do’ approach, coupled with the way they work with their stakeholders, enables them to exceed their clients’ expectations with certainty.

Architect DBI Design enjoys an international reputation as a result of over 34 years of major project delivery. Their firm excels in design within the specialist disciplines of Architecture, Master Planning and Urban Design, Interior Design, Landscape Architecture and Graphic Design. DBI is proud of its ability to deliver world leading design innovation within these disciplines and is committed to its position at the forefront of international design. © copyright - Probity Investments 2015

Our Recommendations

Ask anyone from overseas to name two places in Australia and their answer will almost certainly include the Gold Coast. World renowned for its beautiful golden surf beaches, hinterland ranges, forests, waterways and theme parks… tourism has always been a major economic pillar of the Gold Coast. But with strong population growth driving local industry and employment, this outstanding global city is much more than an amazing holiday destination. Planned civic projects like the Broadwater Marine Project, Gold Coast Cultural Precinct, and the Health and Knowledge Precinct, are perfect examples of how the city is committed to delivering a business environment to create long term prosperity. The Gold Coast is open for business !!! “The Beach Apartments” is perfectly located just 300 metres from patrolled beaches and parklands, and directly across the Gold Coast Highway from Jupiters Casino, the Gold Coast Convention & Exhibition Centre, and Pacific Fair Shopping Centre. Broadbeach’s Central Business District brings together shopping, dining, entertainment, markets with arts & crafts, and a vibrant nightlife, delivering an enviable lifestyle. As a property investor you want to know what returns you can expect. Since 2013, the Gold Coast property market has been in recovery mode, and “The Beach Apartments” is the first new residential development to be released with prices not controlled by the legacy of the GFC. Capital Growth statistics for Broadbeach apartments since GFC have been low, which is a major positive investment trigger. Smart investors buy in locations that are about to see strong capital growth. But what’s to say that’s going to happen here? The other key investment triggers: population growth, employment, infrastructure, economic growth… tick, tick, tick, tick !!! The group of companies behind this amazing new development are all local Gold Coast companies with a firm grasp on what is needed to deliver a quality product for the right price. And they have absolutely nailed it with “The Beach Apartments”. But don’t just take my word for it. Meet one of our Probity team at the on-site sales centre and you will see exactly what we’re talking about. See you soon !! Jeremy Foster Managing Director & Licensee Probity Investments Pty Ltd