REAL LIFE Caribbean | Fall 2017

HANDCR AF T ED CL ASSIC CHAIN

ON THE SHORES OF SOUTH SOUND...

PHASE I & II - SOLD OUT • PHASE III - NOW SELLING!

Davenport Development ltd SALES OFFICE (345) 949 4979 info@davenport.ky davenportcayman.com

Davenport Development ltd SALES OFFICE (345) 949 4979 info@davenport.ky davenportcayman.com

Vol 12, issue 2, fall 2017 PUBLISHER MC2 LTD. Melanie Roddam - melanie@reallife.ky

WRITERS Vanessa Hansen Natasha Were

EDITORIAL Editor Kyle Fulton - kyle@reallife.ky

Cover image Heather Holt Photography www.heatherholt.com

SALES & MARKETING Sales Manager Vanessa Singleton - vanessa@reallife.ky

DISTRIBUTION CONTACT Vanessa Singleton - vanessa@reallife.ky

DESIGN Kyle Fulton - kyle@reallife.ky Melanie Roddam - melanie@reallife.ky

WEBSITE www.reallife.ky

As the sun-kissed year comes to a close, we at Real Life have been combing the region to unearth the Caribbean’s finest people and places to share with you in this fall issue.

In BVI, we found Villa Brise a glamorous home with dramatic views and ample seaside charm. In Cayman, we reveal a modern home that is an oasis of tranquility with nautical undertones and family-friendly features.

In Grenada the peerless Sir Royston Hopkin demonstrated his legendary hospitality, while artist Jason DeCaries Taylor led us through gin blue waters to tour his aquatic museum. We also discovered Aruba’s most awe inspiring natural wonders and six superlative regional resorts that offer effortless escape.

This issue reveals items that pack a style punch, wines to suit every mood, swimsuits that’ll have you tossing your tired togs aside and much more.

We hope it provides inspiration and stirs your wanderlust. So dig your toes in the sand and savour the aroma of sun cream and salty air while you sip a margarita. Now crack the spine and enjoy!

BE A PART OF THE NEXT REAL LIFE For advertising, editorial contribution, products or Showcase Properties please contact us at: (345) 943 7325 or email: info@reallife.ky The views expressed within this publication do not reflect those of mc2 Ltd, REAL LIFE or their employees. mc2 Ltd. and REAL LIFE do not accept responsibility for the views contained herein. Published bi-annually. © 2017 mc2 Ltd.

Georgie Brian Loxton MacDonald An Oxford British-qualified graduate and and registered CFA charter Architect and holder; Georgie is a long-term Managing Partner of Design resident of Cayman who Cayman, Brian’s 20 plus started her career in London. years’ experience give him the Hear her take on the true authority on page 62 to speak financial cost of divorce on to the importance of page 92. the entryway.

William ‘Merm’ Mermelstein Based in Cayman, Merm is the senior partner in AMS (Cayman) Ltd. His over 40 years aviation experience qualifies him to speak about the advantages of private travel on page 40.

Victoria Rankin A Chartered Management Accountant and Chartered Insurer, Victoria relocated from London to Cayman nine years ago.

Discover the factors that influence insurance rates with her on page 95.

Brian Roffey Monica With a Master Walton of Aerospace Award-winning Engineering from journalist and Southampton co-founder University and over seven of Vagabond Media, years as CostWatch’s Monica is constantly on Engineer, Brian is authorised the go discovering the to speak on water region's hidden gems. conservation. Learn some She takes us to Aruba great tips on page 99. on page 115.

Christy Whittaker Caymanian to the bone, Christy is currently with Cayman National Bank and holds a MSc in Global Marketing from the University of Liverpool. Join her on page 96 to learn why financial literacy is so important.

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TROPICAL LATITUDES

BRISE DE MER

SKY-FRAME

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VELA

SIR ROYSTON HOPKIN

TWISTED HISTORY

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PROFILE

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Profile

Daniela Natale The Phoenix Group

Diana Quin & Andrew Ledger Rugs Oriental

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REAL REPORT

COLOUR ME HAPPY

Take to the Skies

Moll Anderson

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MUST-HAVES

MUST-HAVES

Side X Side

Hello, You

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DESIGN DEN

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MUST-HAVES Woven Wonders

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PROFILE Anna-Rose Washburn Marksons Furniture

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DARE TO BE BOLD Design Inspiration

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REAL REPORT The Overlooked Entryway

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REALTOR PROFILE Paula McCartney Diamond Properties

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LUXURY REAL ESTATE

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Just beachy Beachfront Rentals

66 THE RESIDENCES OF STONE ISLAND

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70 INDIGO BAY

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BENEATH THE WAVES

RESORTS BEST FOR...

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real report

PINEAPPLE

When 'I do', Becomes 'I don't'

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real report Insurance Rates Past, Present & Future

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real report Financial Literacy

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REAl report Water Counts

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EAT ME, DRINK ME

72 PERIWINKLE

123 RHYTHMS OF LIFE

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POSTCARD From Aruba

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WINE-SPIRATION

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KITCHEN CONFIDENTIAL

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GRENADA CHOCOLATE

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FINDING DOLIVER

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MUST-HAVES Table Toppers

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DRESS CODE DECODED

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foolproof beauty

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EDITOR'S OBSESSIONS

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SUIT UP Swimwear

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TrOPICAL LATITUDES A masterful mix of glass, concrete and wood endows a distinctive new home in Cayman with outstanding light, texture and warmth Words by Natasha Were Photography by www.heatherholt.com

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he ingenious architecture, outwardly suggestive of a series of boxes stacked almost haphazardly upon one another, conceals sensational white interiors, bathed in natural light and rich with visual interest.

Like many before them, the owners had visited the islands on vacation, loved them, and decided to relocate. But unlike others, they chose not to rent initially, or even to buy an existing property, opting instead to design and build right away.

“We looked at some houses for sale, but none were right. It would have meant adapting to something that was already there but that didn’t really fit our needs,” the owners explain.

“We had a clear vision of the house we wanted for a long time and were just waiting for the right time and place. When we found the lot, it was ideal. There were few restrictions on what could be built, so we could be creative and not be limited by specific guidelines."

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Although the owners were living in the US during the design and construction phases, the dream team they assembled made the process easy. Mike Stroh of Trio Architecture had the island expertise they sought as well as the ability to put their vision on paper; Phoenix Construction had a flawless reputation and a willingness to innovate when needed, and interior decorator Carolina Hane had a flair for combining materials, fixtures and furniture that would inject character and fun into the ultra-modern family residence.

Other than five en suite bedrooms, the main ‘must have’ was a creative, modern design that hinged on a towering concrete wall at its centre. Rising up beside the sculptural wooden staircase and encased in three storeys of glass making it visible from outside as

well as inside, it ties the whole design together.

Although challenging to execute, this was a non-negotiable element of the design.“It’s the most important feature of the house,” Hane explains. “It exposes the materials in their purest form, showing the perfect balance of smooth, industrial and sophisticated. Everybody was apprehensive as the fast-drying concrete had to be poured in place, so there was no way to fix any mistakes.” A series of samples were run first ensuring the final result was everything they had hoped for.

With modern interiors, people often play it safe, Hane says, sticking to the same materials and colours throughout, something that can feel cold and characterless. “I like to mix it up and go bold – not too bold, but just bold enough,” she says.

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The basis is a clear, clean white canvas: glass doors and windows on every side and at varying heights allow natural light to pour in; this in turn is reflected off the crystal white porcelain floor tiles and amplified by the transparent railings, glass-topped dining table and acrylic stools in the living room. Essential fittings such as extractor hoods and power sockets were recessed and concealed to keep sightlines uncluttered. Against this unblemished background, Hane’s signature ‘selectively eclectic’ choice of textures and tones really pop: the warm wood of the kitchen cabinetry is echoed in walnut table legs, carved wooden fruit bowls and the wood-look stucco wall at the end of the living room. Black dining chairs are balanced by the black of the iron and brass pendant lamps, zebra-print chairs and throw cushions, and large canvases create vibrant pockets of colour.

Hane searched near and far for the right materials and furniture: the raw edge wooden vanities were imported from Canada, whilst the living room rug was a fortunate find in local store Rugs Oriental.

What she envisioned but could not find, she had custom made.

Lighting this cornucopia of treasures correctly was paramount and architect and interior designer spent countless hours ensuring every light had a purpose, whether to throw geometric patterns onto walls, illuminate specific features or accentuate lines. Lights along with AV, climate control and security systems were all linked on a single smart home automation system, installed by The Security Centre.

Beyond visual appeal though, Hane has introduced a subtle ‘island’ theme into the home, in a fresh and sophisticated way. The rope-wrapped pillars, brass details and buoy-shaped lamps all hint at the nautical, but steer clear of clichéd anchors and seashells.

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A similarly pared back style carries through the three children’s bedrooms, allowing scope for each to put their personal mark on their domains as they grow up, whilst the master bedroom is a vast private pad. A masterpiece in black and white, it is complete with a huge dressing room and luxurious bathroom with twin floating vanities and an oversize marble-lined his and hers walk-in shower.

From every room, floor-to-ceiling glass provides a view onto the pool and outdoor kitchen – the chief recreational and entertainment area – where raw concrete comes into play again and the cement tiles, in the same blue as the media room, add just enough colour and pattern. As inside, geometric lines are

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offset by organic, curving shapes: sleek low profile sun loungers line one side of the pool, contrasting with the hanging wicker pods and moulded plastic chairs on the covered terrace.

By continuing the interior design themes through to the exterior, the effect of the walls of glass is multiplied, not only bringing outdoors in but extending the indoors to outside. Chic in the extreme, it is a triumph of symmetry, where every architectural line and furniture arrangement is perfectly proportioned and pleasing to the eye, and where new and old, sleek and bold, are richly blended.

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Daniela Natale

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Interior Designer, Daniela Natale joined The Phoenix Group in 2015 as Principal Interior Designer. With almost 30 years experience helping clients achieve their domestic interior design dreams, and over 11 years on island, she is well versed at taking the stress out of decorating. Whether leading the interior design for a whole house, a room renovation or providing guidance for specific selections, Daniela’s passion and talent for design shines forth.

RL: Tell us how you came to live in Cayman?

DN: We lived in King City, a wonderful city just outside of Toronto, Canada when my husband was offered a position on the island. We saw this as an exciting adventure, so my husband accepted the position and we moved to Cayman in 2006.

RL: Were you always interested in design?

DN: Yes. I started as a cartographer, which helped me in the transition to design as it requires great attention to detail and accuracy.

Then having an Italian background, my father owning a construction company and my mother with her love of fabrics and sewing – it was inevitable that I would ‘catch the bug’.

RL: Tell us about your role at Phoenix DN: My primary objective is to present a design concept built around the client’s needs, aspirations and functional requirements.

With many projects, there is usually client apprehension from the on-set whether it's related to selection of furniture, window dressings, lighting or fixtures to the importation of goods – it can definitely get overwhelming.

It’s my job to relieve any associated anxiety and present design concept options, with samples, sketches and drawings, in an effort to illustrate, as closely as possible, what the end result will look like. I want my clients to feel comfortable, excited and love the selections they make.

RL: Tell us about the different services you offer?

DN: From a company perspective, Phoenix provides complete services from General Contracting to Design Build, as well as interior design – be it a house or a room. We also offer custom draperies, bedding and furniture.

RL: Tell us about taking purpose trips with clients.

DN: It is critical to the process that the designer and client work closely together. Preliminary discussions around likes/dislikes provide some clarity, however I invite clients to provide me with magazine images illustrating their taste/ thoughts/desires to narrow the overall potential concept and provide me with a starting point.

If possible, we also take clients overseas to showrooms to further identify and isolate exact tastes. From there I put together final power points and portfolios with all selections.

RL: Are there any tricks you use to ‘get inside’ a client’s head?

DN: When I first meet clients, they are interviewing me as we would be working very closely on their potential project together.

I ask a variety of questions on how they want to use their space, discuss style preferences, colour schemes and even ask about their lifestyle, as this can impact the function of the space.

RL: Are there items worth splurging on?

DN: There are definitely some elements of design that require a focus and/or budget. However, having said that, staying on budget for any project is imperative. There are pieces in design that are worth splurging on such as a comfortable sofa with beautiful fabric that you would use every day, a dining room chandelier which can be your ‘wow’ factor, and artwork for impact.

RL: Are there myths about interior design you’d like to dispel?

DN: You don’t need a lot of money – just a vision and a great interior designer who listens to what you are saying!

RL: What makes you stand out from other Designers?

DN: Phoenix is a value-based company. This is highly important to me personally and also from a business perspective. We work collaboratively and I approach every client’s project with respect and honesty. Phoenix is a company working with integrated services making the customer experience low-stress, cost-effective and, ultimately, satisfying.

RL: Where do you find design inspiration?

DN: Inspiration comes from everywhere and is continual. From the beauty of nature’s colour combinations, artwork, fashion or something in a client’s home. When working on a renovation, I always try to repurpose items and spend money on other pieces that will influence and impact the overall design.

RL: What makes a happy home?

DN: The design needs to be approachable.

It needs to have a lived-in feeling and be functional for family and friends.

For more information contact Phoenix: Call: 1.345.945.8001 • Visit: www.phoenix.com.ky

TOP TEN

Designer – Mary McDonald Artist – Gustav Klimt, Elton John & The Beatles Colour Combination – I love taupes Materials – Crisp linens & luxurious silks Furniture – Charles and Ray Eames pieces City – Florence, Italy Museum – Palace of Versailles, France Hotel – The Ritz-Carlton, Paris Holiday – A snowy Christmas with family Charity – Mothers Against Drunk Drivers RL

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THE Seaside Charm of

Brise de Mer Fanning out across a headland to take in over 180 degree views of island-studded seas, Brise de Mer mixes sophisticated design with vibrant décor and colourful ethnic accents in BVI. Words by Natasha Were. Photography by Christian Horan.

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t the remote eastern end of Virgin Gorda in the British Virgin Islands is the ultra-exclusive residential enclave of Oil Nut Bay. And at the end of Oil Nut Bay, perched high on a promontory, sits the sensational Brise de Mer. Part of an environmentally sensitive community whose architectural character was largely established by OBMI, the villa enjoys access to the development’s world-class restaurant, spa and wellness centre, Nut House Kid’s Club and Nature Centre as well as 300 acres of pristine beach, land and waters.

Completed in 2015, this luxury property enjoys the sort of views that would render the most verbose speechless – yet its spectacular position is only the beginning. The four-bedroom property also stands out for its innovative architecture and bold, bohemian interior décor.

The owners, a Michigan-based couple with teenagers, had been swept away not only by the world-class sailing, quirky beach bars and virgin scenery to be found around Virgin Gorda, but also the remote nature of Oil Nut Bay – a corner of the Caribbean accessible only by boat or helicopter.

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So, although they had not been actively seeking land to purchase, when opportunity knocked, they welcomed it in.

Building in such an off the beaten track location was never going to be straightforward, so the owners chose to work with architect Joseph Mosey and interior design firm Jones-Keena, both of whom were familiar with the challenges that Oil Nut Bay presented.

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On their wish list were concepts more than specifics: a design optimised for outdoor living, integrated pools, a home that was modern yet had island charm, filled with natural materials and bespoke finishes.

To give form to the fantasy, the architect used the steep slope to his advantage, creating a series of curving staircases and crescentshaped infinity pools that descend in tiers towards the shore.

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Incorporated into these are a cliff-side dining area, several terraces, and a relaxation pavilion that answers to the owner’s desire for a private spot to escape to.

The interior, meanwhile, features four ‘wings’ that fan out around the promontory, capturing a different view from every room.

Retractable glass doors and continuous travertine flooring create

a seamless transition between indoors and out.

On the exterior, natural stone cladding and thatched roofs ensure the villa blends into its surroundings, but on the interior the opposite is true: bright colours, bold patterns and an eclectic mix of antique and exotic pieces create a richness of texture and tone that is both striking and surprising.

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No expense was spared to source the finest materials, furniture and accessories to create this interior tapestry. Jones-Keena, later assisted by KLK Designs, sourced rare Andiroba mahogany to build custom closets and ceilings, reclaimed antique doors were shipped from France, cabinetry came from Nicaragua and decorative accents from Morocco.

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The result strikes an unusual balance between opulent and playful. The dining room is lit by chandeliers and flanked by stone columns, with seats upholstered in animal print fabrics; bar stools are covered in turquoise faux leather, and vivid violet armchairs stand out against a teal-coloured sea.

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In the four bedroom suites, brightly patterned throw cushions, upholstered headboards and original works of art both pick out the ocean hues and add unexpected splashes of pink and crimson.

A labour of love, it took the owners and a team of expert architects, designers and project managers years to take Brise de Mer from fantasy to reality. Given the sweeping views, cascading terraces and splendid, jewel-toned interior though, Brise de Mer was well worth the wait.

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Sadly, the home sustained significant damage from Hurricane Irma in the fall of 2017. Determined to once again enjoy their island escape, the family is hard at work on repairs.

Acutely aware of the loss and damage their fellow islanders have suffered, the family asks that those who wish to help the British Virgin Island community with rebuilding efforts donate to BVI Relief, of which 100% of donations go directly to the community. www.bvirelief.com

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TAKE TO THE SKIES Advantages of Private Travel & Concierge Services

When a proper analysis is conducted many are surprised to find that private air travel can make financial sense for both families and companies.

By William ‘Merm’ Mermelstein, Operations Director and Founder of Aviation Management Services (Cayman) Ltd.

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ravel in 2017 seems to have taken many steps back, and what was once a good experience has turned into a gruelling multihour slog.

For the elite traveller this can be easily corrected, often for a much better price, and always in a convenient manner that is quicker and more civil.

When travelling by private aircraft parking lot to aircraft engine start is generally only 10 minutes, including customs and immigration, and you set the departure/arrival times based on your schedule, not the airlines'.

Of course not all trips make financial sense to be performed on a private aircraft, however when an analysis is performed many find that trips can indeed cost less than commercial air travel.

Generally, if flying Business or First Class, and with a party of four or more, then private aircraft travel can be of a similar cost or even less than commercial transportation. When one considers the time and hassle factors associated with commercial air travel, private is the sure winner.

One and two-day business trips flown private can also be more cost effective for companies when one factors in flexibility: trips can be same-day or single-overnight-events, and allow for more colleagues to come along.

When business travel can be conducted in a single day companies save on the cost of accommodation, per diems and meals. Not only is the team out of the office for a single day, private air travel creates an RL

environment for higher productivity as the team travels quickly and without hassle allowing them to arrive refreshed, all of which further compounds savings.

Most business trips within the Caribbean, Bermuda, or the BVI’s can be conducted in a single day, allowing team members to leave after breakfast with the family and be back in time for dinner or bedtime.

As an example, a team of four or up to eight people could make a Cayman to Jamaica four-hour business meeting in less than five-to-six hours total travel time for about US$6,000.

An experienced aviation professional is able to analyse individual and company travel needs and travel history, advise as to which trips can save money and time, as well as provide a spreadsheet of parameters and options that outline when it makes sense to choose private flight travel.

Aviation Management Services (Cayman) Ltd. is pleased to offer this analysis for you or your company.

For more information about Aviation Management Services (Cayman) Ltd. contact, Merm at: Call: 1.345.945.5043 Email: william@ams.ky Visit: www.ams.ky

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SKY FRAME

Main photo by: Roméo Balancourt Inset, Architectural Firm: Stephenson STUDIO, Photo by: Andrew Wall

Let the views take centre stage with Sky-Frame frameless sliding doors Words by Natasha Were

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ropical Glazing Solutions (TGS) is excited to introduce Sky-Frame to the Caribbean market. Combining Swiss design ingenuity and precision engineering, Sky-Frame leads the way in top quality frameless sliding door systems.

Wall-to-wall and floor-to-ceiling panels of glass replace solid walls to create the cleanest, clearest and most unobstructed views imaginable.

The brand promise, “A view, not a window” says it all: to live with Sky-Frame sliding doors is to be fully immersed in one’s surroundings; to not only look at the view, but to experience it with all one’s senses.

Inspired by the freeflowing space concepts pioneered by the likes of Ludwig van der Rohe and Le Corbusier, these state of the art Swissmade sliding doors raise transparent transitions to gleaming new heights and make the view the focal point of the architecture.

A perfect solution for the Caribbean, where ocean panoramas are the norm and outdoor living is the ideal, the innovative design creates a seamless transition between inside and out.

Slim profile doors and buried jambs and headers make the sliding panes all but invisible when closed and, when open, tracks that lie flush with the floor, recessed drainage gutters

and wall pockets that allow doors to retract completely out of sight to eliminate any division between interior and exterior.

The Classic, a striking rectilinear assembly fitted into aluminium frames, and available in single and double-glazed configurations offers exceptional soundproofing, thermal insulation and hurricane impact resistance.

Add-on features for a tropical climate include various inset screen options which retract and disappear from view when not required. For the ultimate convenience and security, Sky-Frames have integrated selfcleaning rollers to keep the tracks debrisfree, optional automatic drives for soundless remote operation, and all can be fitted with motion and/or glass breakage sensors.

To learn more contact Tropical Glazing Solutions: Call: 1.441.236.8463 Email: info@tropicalglazing.com Visit: www.tropicalglazing.com RL

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Fashioned from Nero Marquina marble the Shuffle Table by Mia Hamborg is both contemporary sculpture and accent table. Inspired by old Nordic toys that can be taken apart and reassembled according to whims and fancies, it is offered in a variety of styles. www.mattermatters.com

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Suitable as a seat or end table, the Asmara dazzles with a metallic gold finish. Crafted from ceramic, the contemporary sidepiece can be used indoors or outdoors. www.marksons.ky

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Hit the target with the Aero accent table.

Sporting forged iron legs finished with antiqued gold leaf and a tempered glass top with antiqued mirror finish, it aims for fanciful sophistication. www.designstudio.ky

SIDE

By Kyle Fulton

The acrylic Aubrey side table is a clear winner.

With a neat pedestal base and repeating circular motifs, it adds substance without weight. www.idgcayman.com/dwell

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Sway the day away on the Swing Chair by Patricia Urquiola for Louis Vuitton’s Objets Nomades Collection. Tangerine-coloured leather cushions and gold-plated hooks and tassels complement the woven mesh body for a luxe and liveable seat that's suitable for indoor and outdoor use. www.louisvuitton.com

With a ‘trade not aid’ philosophy driving the South African company, Klaylife chandeliers are handcrafted by HIV-positive women who otherwise are shunned by the workforce. Classic, modern and elegant, they offer a variety of styles as well as custom orders. www.klaylife.com

DESIGN DEN

Need a punch of colour?

Vibrant pillows are an easy way to give a room a new lease on life. Island Interiors specialises in bespoke cushions and can easily craft custom pieces for instant wow factor. Available on island at www.islandinteriors.com.ky

Karndean Design Flooring has unveiled Korlok, its first rigid core collection with enhanced acoustic benefits. Using a 5G drop and lock mechanism, the stiff core allows for easy installation and the pre-attached foam backing saves time and money while enhancing soundproofing. The collection offers 12 colour options. Available on island at www.staffordflooring.com

By Kyle Fulton

The Classic ESL 9 is the latest from Martin Logan’s Masterpiece Series.

Offering the phenomenal sound quality one expects from a high-end speaker, but at a fraction of the price, it provides both an elegant sound and look. The speaker box comes in three finishes. Available on island at www.creativetechltd.com

Give the abode an easy update with a hardware change from Caribbean Fine Hardware. Home to a broad collection of brands offering a variety of designs, there is a style to suit every taste. Available on island at www.caribbeanfinehardware.com

Sparkle all the time with Grohe Blue Mono®.

Offering on demand effervescent water, the faucet system incorporates a filter and carbonator into one tap to provide filtered water that is chilled and sparkling.

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For a striking retro vibe, the Strings Attached Lounge Chair joins bundled abaca rope with leather binds to a large gauge double pole rattan frame with fixed seat. www.palecek.com

A natural statement-maker, the Islesboro Woven Occasional Chair skillfully attaches hand-woven water hyacinth to a solid rattan frame and punctuates it with strips of black rattan. www.serenaandlily.com

WOVEN

WONDERS

By Kyle Fulton

Scallop-edged and hand-woven, the Venus Chair cleverly knits rattan to a cane frame with methodically bound joints. Finished with decorative feet, it is available in various finishes. www.soane.co.uk

Walk the line between modern and beacheasy design with the Luca Sand Woven Rope Club Chair. Creating both texture and pattern, the woven cords attach to a mahogany base with removable cushions. www.dearkeaton.com RL

Embracing the drama of proportions, the Coastal Braided Swivel Lounge Chair by Laura Kirar weaves together Abaca rope and Danish Cord in oversized scale to striking effect. www.mcguirefurniture.com

Diana Quin & Andrew Ledger

Home to an eclectic collection of traditional and modern handmade rugs, home furnishings and accessories, Rugs Oriental has been Cayman’s first choice for under-foot flair since 2004.

Founded by long time resident Diana Quin, Australian Andrew Ledger joined the team in 2009 and helped expand offerings to include custom designs. A complimentary ‘try before you buy policy’ ensures clients are happy at home, while at the shop the dynamic duo are always eager to talk warp and weft and share globe-trotting tales about tracking down the perfect rug.

RL: How and when did you come to live in Cayman?

DQ: My husband and I moved from Bermuda in 1985 with two small boys and a dog after leaving Northern Ireland three years earlier.

AL: A school mate lured me here in 2007 to play a game of cricket. I had no plans of sticking around but I fell in love with island life, met my dream girl, got my dream job and now I hope never to leave!

RL: Tell us about RO. DQ: It's the best place to shop for high quality, hand-knotted traditional and contemporary rugs on the island, although it also looks like an art gallery at times with rugs adorning the walls. It’s very colourful, with unique handmade accessories as well as rugs.

prayer mats, new colourful contemporaries from Pakistan and everything in between. We try to choose pieces that work with the Caribbean light and flooring.

RL: You recently began offering custom design carpets – what inspired that decision?

AL: Many homes here have unusual sized spaces, so our custom design service is perfect.

Using the latest software, clients get computergenerated images based on their design specifications. Once the design is locked down, we recommend making a small sample rug so clients can physically inspect it for colour and quality before committing to the final product.

RL: How does one go about choosing a rug?

DQ: Be open minded. Ideally it helps to measure the space you wish to fill, have an idea of colours that you like and know your budget.

AL: I always encourage our customers to buy a rug because it speaks to them. Handmade carpets are an investment and will last for

RL: Tell us about your partnership.

DQ: The best thing is that we get on well.

Andrew is like a fourth son, but more patient!

He encourages me to go outside my comfort zone and try new things. I think I bring experience in choosing the rugs and an eye for colour.

RL: What sparked your passion for rugs?

AL: When I was a tour guide in Turkey I became great friends with a seventh-generation carpet collector, Huseyin Sahin. I spent many hours in his shop listening to stories and learning about the history of the rugs: how they are made and the meaning behind the motifs.

RL: How do you choose what to stock?

DQ: There is such a cosmopolitan community living in Cayman that we need to have an eclectic collection of rugs: Persian silk and Tribal wool pieces, Turkish kilims and

pieces reflecting a culture or history from another age. Some are becoming increasingly rare to find, thus have become collector’s pieces. It’s also an extremely environmentally friendly decision – you are recycling while breathing new life into a piece of functional art.

RL: What are the most exciting things happening in the industry today? Trends?

AL: Carpet designers have started to combine antique designs with the latest materials and techniques to create a unique fusion of traditional and contemporary design. Ancient patterns and motifs are being updated using techniques such as disintegration, overlapping, glitches, reinterpretation and similar effects that can be aided by digital manipulation.

This has created a completely new aesthetic, called 'Transitional' which can be recognised in both a historic and a contemporary context.

The innovation coming out of the rug industry in recent years is truly inspiring.

For more information contact Rugs Oriental: Call: 345.943.7847 Visit: www.rugsoriental.ky

generations; you have to love them. Our in-situ trial service is completely free, so I encourage clients to ‘take and try’.

RL: What makes a good rug?

AL: There is no such thing as a bad handmade rug. They are all made one knot a time and the weaver’s thoughts, dreams and love are all woven into the final product. The value of a rug is determined by the work that goes into making it, the quality of the materials, the provenance, the uniqueness of the design and the age.

RL: Tell us why a client might like a vintage or antique rug.

DQ: These rugs have their own beauty, often with a patina from years of use. They are special

TOP TEN Carpet – A Qashqai rug Artist – Dready City – Istanbul Hotel – Sultan Cave Suites, Goreme, Cappadocia Holiday – Any new holiday is an adventure Beach – White’s Beach near Broken Head just outside of Byron Bay, Australia Drink – French rosé Indulgence – Rum raisin gelato, red wine and rugs Charity – Médecins Sans Frontières Advice – "Let the beauty of what you love be what you do” Rumi RL

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Colour Me Happy Inspirational interior designer and colour enthusiast Moll Anderson shares five easy ways to add colour to the home

More than a matter of aesthetics, and beyond adding depth, interest and energy to a space, the science behind colour psychology reveals that colour is deeply emotional and can have powerful effects on the well being of a home’s inhabitants. Harness the power of colour inside your home for a happier more vibrant life with Anderson’s tips.

START SMALL AND PAINT A WALL – NOT THE WHOLE ROOM Consider painting an accent wall at the end of your hall, your family room, or your entry foyer. Paint is a budget-friendly way to experiment with colour and enliven your space. Use colour to highlight architectural features, add depth to the back of a bookcase or built-in, or bring drama to your ceiling. Or go big and explore the possibility of infusing colour into your smallest room, laundry room or home office. And don’t forget furnishings – breathe new life into old furniture and transform them into colourful accents. Paint is an affordable way to discover the perfect colour for you. A little investment of your time and a can of paint is all you need.

IF YOU CAN WEAR IT AND FEEL FAB IN IT, THEN YOU CAN LIVE WITH THAT COLOUR It’s all about hue. Start with the colour you love to wear and mix your hues. Your favourite wearable colour comes in many tones, tints and shades, and your closet will often reveal that you are attracted to varying hues of the same colour. Explore the possibility of bringing your favourite fashion colour to your space by mixing lighter and darker tones in the same family into your paint, fabric and accessories. When mixing lighter and darker tones in a monochromatic colour palette, you are creating a relaxing, balanced room. The mix of subtle tones and vibrant hues will create a mood-enhancing elegance to your space.

BE SMART, THINK ART Be inspired by your favourite piece of art. Art is a great way to personalise your space and bring colour into your room.

Find a painting you love, and let that be your inspiration for choosing your colour palette. If you cannot afford to buy art, then create your own. Find a lithograph or a photo that you love and make it into a large-scale piece. Hang it with or without a frame. Find an artist who has a style that speaks to you, and paint a canvas with the colour you love in a modern vibe. You will be amazed at the impact a large-scale painting full of colour can bring to your space.

Flea markets and garage sales have long been a great source for unexpected finds and inspiration.

A POP OF COLOUR GOES A LONG WAY Make a bold statement with colourful accents. Accessorise! It’s an affordable way to infuse colour into your room and space, with minimal risk. You can easily change out the vibe by swapping out some key accessories. Choose your favourite colour to infuse into your life in fabrics, pillows, draperies or an accent rug. When it comes to the bathroom, go for brightly coloured towels, robes and bath mats. A simple folded throw over the arms of a sofa and a colourful collection of books or a tray will pop colour into any space in a flash.

FLOWER POWER YOUR WAY TO A BOUQUET THAT MAKES YOUR HEART SING Take home a bouquet and see how flowers arouse your senses. There are numerous places where you can pick up flowers that won’t break the bank. A visit to a local wholesaler will offer a full sensory experience of the widest variety in one place – from the exotic to the simplest of daisies. Peruse aisles full of the most colourful blooming florals sure to get your heart racing.

But don’t forget your great neighbourhood florists as well, and never discount your grocer, flower stands and wholesale clubs. They are carrying well-priced flowers daily and are also willing to order your favourites. The idea is to try a new colour of flowers every week until you connect to the colour for you and your home that breathes new life into your space.

To learn more, visit: www.mollanderson.com RL

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| MUST-HAVES

Add a brilliant burst to the wall with the Jack Mirror. The classic starburst design is enhanced with a polished brass finish for a bold look. www.jonathanadler.com

Make a statement with the dramatic Coral Reflections mirror. A conversation piece, it radiates style with glossy white tendrils and a bevelled edge. www.designstudio.ky

hello, you

By Kyle Fulton

Take a poke at good design with the handmade Octagonal Porcupine Quill Mirror finished in brass trim. www.krbnyc.com

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Shine on with the Laluna hand forged mirror finished in oxidised plated silver. www.marksons.ky

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Anna Rose Washburn Born and raised in Cayman, Anna Rose Washburn, Owner and Managing Director at Marksons Furniture and Windows, started the multi-faceted company back in 1983 to fill a gap in the marketplace. Steadily evolving in response to consumer needs, Marksons has expanded their traditional-to-contemporary offerings to include new product lines as well as carving out a niche as the islands’ leading supplier of window treatments - not surprising as all staff are Certified Window Treatment Consultants. With a 15,000 square foot showroom offering everything from soft goods to hard furnishings for both residential and commercial needs, Marksons has become a favourite thanks to their superior service and no charge quotation, delivery and setup arrangement.

RL: Tell us about growing up in Cayman.

ARW: Born to a Church Minister and a piano playing mother, my early years consisted of going to church and working around the house. Work is what I think I was born to do.

Playing ‘hide and seek’, rounders (our version of baseball), marbles and spinning gigs were our main sources of entertainment. Going with my father to pen the cattle in the evenings and sometimes going with him to milk the cows in the mornings seemed to be utter pleasure for my brothers and myself.

I walked to school and back home for lunch every day but never for one moment did I think that I was poor. It’s what everyone in that era did.

RL: How did your passion for furnishings begin?

ARW: Being a descendant of the Arch family, I believe that creativity and design run in my blood.

I enjoy doing things with my hands and am a very visual person. I was first invited to leave my banking job to join a family firm back in 1981 and two years later branched out on my own. Making people happy with their purchases brought a sense of satisfaction to me. I became qualified as an Interior Decorator in 1989 and a Certified Window Treatment Consultant in 1997, both which has served me well.

RL: Why did you choose to branch out on your own?

ARW: I felt that owning my own business would allow me flexibility as a working mother. It was also an opportunity to serve the community with speciality services that were scarce in those days, especially one owned by a Caymanian.

RL: Tell us about Marksons and its evolution over the decades.

ARW: Marksons started in a 1,000 square foot space and now the showroom is over 15,000 square feet. We began by offering window treatments and indoor-outdoor furniture and over the years have expanded to include space planning room by room, a wider range of soft and hard furnishings, as well as delivery and installation of all home furnishings from large pieces to accessories for a complete package in a one-stop shop environment. We also assist clients with choosing paint, tile and other finishes.

RL: How do you source your product lines?

ARW: My focus is to offer great value in quality for reasonable prices, and my clients confirm that this is what shopping with us is. I travel to trade shows and attend seminars throughout the year to stay ahead of upcoming trends and colours.

RL: What is your favourite aspect of the job?

ARW: Turning clients into friends, which happens with satisfied clients. Establishing confidence in their decision to entrust me with the ability to provide them with a comfortable and

inviting room while maintaining durability and affordability, that means a lot to me.

RL: What are your greatest challenges?

ARW: In the beginning, it was probably starting the business with minimal resources. Now, it’s convincing the public that they don’t have to travel to find what they need for their home.

RL: What projects do you have on the horizon?

ARW: Several rental duplexes and a six apartment complex as well as upgrades to high-end beach condos.

RL: When not at work how do you spend your time?

ARW: Enjoying my four wonderful grandchildren, travelling and boating.

For more information about Marksons contact: Call: 345.949.6233 Visit: www.marksons.ky

TOP TEN

Designer – Deb Barrett Book – Chicken Soup for the Soul Furniture – Anything mirrored Hotel – Westin, Atlanta Holiday – Cruising anywhere Drink – Coconut Water Beach – Rum Point Charity – The Pines Cayman Way to Relax – Boating Piece of Advice – Let go and let God

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Add over the top luxe with a sophisticated wall mural. Whether crafted in rich natural tones or an energetic tropical Chinoiserie, the stylised designs add scenic elegance to transform a room from dull to daring. www.muralsources.com

Skin is in when you decorate with the divine Armoire in Bronze.

Crafted from rich ostrich skin, buffalo horn handles and hand bronzed legs, the refined storage piece adds a natural opulence.

Able to be fit with shelving or drawers to suit individual storage needs. www.skinandbonesstudio.com

Elevate an ordinary space with distinctive vases and bowls like these sculptural masterpieces from Vanessa Mitrani’s Gravity collection. Cube Coupe, Cube Sculpture and Cone shown. www.vanessamitrani.com

Revamp a lacklustre room with the Metro Coffee Table.

Sporting twin columns and a marble top, the handmade piece mixes high-low finishes for a confident coffee table that stands out. Available in various finishes, heights and tops. www.porcelainbear.com

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DARE TO To make an instant statement adorn walls in Chromatic Harmony 25, a vibrant candy stripe by Kristi Kohut. The wallpaper uses eco-friendly, water-based inks, and can be applied with traditional paste for permanent placement or in a self-adhesive removable format. www.kristikohut.studio

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Go beyond the ordinary with the Abal Mirror Tall. Sleek and edgy with a matte black frame, brass hardware and painted glass that is visually segmented, the modern mirror is a sure choice. www.mattermatters.com

An architectural twist on conventional pendants, the sleek, metallic I-O-N Cluster adds sculptural flair when not in use.

Available in three finishes, the distinctive lights can be hung as a group or as separates. www.porcelainbear.com Glam and raw, this geode table lamp from Design Studio instantly elevates its environment. Mixing natural elegance with modern materials, it adds visual interest. www.designstudio.ky

BE BOLD

Transform a room with the playful Line Floor Lamp by Alexander Calder.

Deceptively simple, the pared down form balances the sculptural elegance of the brass stem with a colour-matched hand-blown bulb and a weighty painted timber base.

Various options for globe, stem and base. www.douglasandbec.com

Go beyond the ordinary with an unexpected area rug. Whether it’s bold in pattern or colour, a strong rug can transform a dull décor scheme and tie a room together. www.rugsoriental.ky

Embrace the wild side with a bold animal print. The zebra-striped linen wrapped Kayla wingback chair crafted from Peruvian oak is classic yet edgy, for when the room needs a primal punch. www.horchow.com

Add a colourful twist with A Sexy Doll Stool

by Géraldine Prieur. The revolving seat is crafted from French oak with both base and seat done in brushed lacquer finish.

Available in a short and tall version and a variety of colours. www.rougeabsolu.com

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| REAL REPORT

The Overlooked

Entryway

By Brian Macdonald, Managing Partner, Design Cayman Limited

T

he entryway of a home sets the stage for the entire interior experience and is the transition point from the chaos of our exterior world to our private inner sanctuary. It’s where we step inside, close the door, set down our keys and take a nice deep breath, happy to be home. But, if your entryway isn’t creating that sense of place you so desire, then it’s time to rethink this all-too-important setting.

Often overlooked or not considered as important of a space as, say, the kitchen or bath, the entryway is quite the contrary, offering ample opportunity to ensure that the initial steps inside your home count.

As with almost anything we do, we want to create a lasting, positive impression, and your entryway should do this for you each day, as well as for your guests.

Whether you live in a sprawling seaside villa with a designated foyer or your abode is a modern studio with an open floor plan, how you shape your entryway alludes to the entire experience ahead. Regardless of the layout or square footage to work with, a great deal can be done with a little imagination.

When designing your entryway, ask yourself what feeling you want to convey. Do you want your entryway to be calming or energising? What style would you like it to be? Modern, traditional, transitional or eclectic?

Would you like the colour palette to be the same as the home’s or make its own statement while relating seamlessly to the entire design?

Next, does your entryway need to be more functional than decorative?

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creating a feature vignette with a favourite table, artwork and accessories, caring only slightly about function.

Regardless of your entryway’s style or function, it must always have visual balance – a fundamental principle of interior design.

Visual balance is where symmetry is achieved through the distribution of visual weight, and depending on size, colour, texture and form, this visual weight can change. Look at symmetrical, asymmetrical and radial types of balance to find what works best for your vision. Play with your furniture placement. Experiment with colour. Consider your lighting options, for the right lighting is vital. Hunt for original accessories.

Weave in organic elements. And, don’t be afraid to mix materials you wouldn’t normally think go together. You might be pleasantly surprised.

Your home’s entryway is the first interior experience offered and is central to the home’s design story. But even more so, it’s essential to the story of you or your family. As you walk through the front door, the entryway represents a haven of safety and embodies all that happens inside the home – rest and renewal, comfort, love and lasting memories.

So, next time you look at your home’s entryway, ask yourself, does my entryway say, I’m home?

For more information about Design Cayman, contact Brian Macdonald: Call: 1.345.949.2800 Email: brian@design-cayman.ky Visit: www.design-cayman.ky

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Paula McCartney Diamond Properties Born in Vancouver, Canada into a family of property developers Paula McCartney was raised on Grand Cayman from the age of 10.

With a professional background that includes 15 years as a Legal Assistant and over 10 years as a real estate agent, Paula was exceptionally qualified to open Diamond Properties, a high-end real estate firm that focuses on concierge-style services and high-net-worth investors.

RL: Where did you grow up?

PM: The first 10 years of my life were spent in Canada and sailing through the Caribbean and West Coast of North America. At 10, my family and I moved to Grand Cayman and made it our forever home.

RL: What initially sparked your interest in real estate?

PM: I come from a long line of property investors and developers. I always joke that my first babysitter was a 2x4 and a piece of rope! Real estate is the family business; it runs through my veins and I love every aspect.

RL: Did any of your previous experiences impact your ability to be an effective agent?

PM: As with many children, I wanted to make a career separate from the family business and spent a year as a Concierge at the Hyatt Regency before college. This taught me an enormous amount about customer service and how to always put my clients’ needs first. After college I spent 15 years as a Legal Assistant working with many of Cayman’s top legal minds. I gained experience in contracts, the process to conveyance of land, financing procedures, research and, of course, the value of clarity to avoid misunderstanding.

RL: When did you start Diamond Properties?

PM: After working for over a decade in the business, it was time to branch out on my own and raise the bar. I set out to build a Brokerage House that brought together my concierge level customer service with my legal background and absolute passion for real estate. So, in December of 2015 Diamond Properties was born.

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skills that can only be achieved from years of experience making good business happen.

Agents also take care of all the advertising costs, showing times and the best of the best will assist with staging, follow up and feedback. All these ends tie together to maximise your investment return and provide tangible value, more often than not, higher than the commission fees paid.

RL: Discuss the most common pitfalls you see buyers and sellers making?

PM: Pitfalls tend to change with the market trends, but the number one issue for vendors is realistic pricing of their property. Property that is over-priced just doesn’t sell and leads to frustration. As for buyers, we are currently in a strengthening market where the best properties go really quickly. The key is for buyers to work with an agent they trust to ensure they don’t miss out on their perfect property.

RL: What should buyers look for in a home to make sure it’s a good investment?

PM: The old adage of ‘location, location, location’ and always buy with the eventual sale in mind. The qualities that will make the property a great offering in the future is the property you want to buy today.

RL: Tell us about the Cayman real estate market. Why is it a good place to buy?

PM: The Cayman market is on fire, and for good reason. We are safe, we are sound and our proximity to the US coupled with ease of access to international gateways makes owning a Cayman property a stress-free investment.

We also have zero annual property taxes so the low cost of carry is a major benefit.

RL: What can a client expect when choosing Diamond Properties?

PM: Buying or selling real estate is one of the largest most personal investments anyone will ever make. What we at Diamond Properties set out to do is take anxiety out of the process and replace it with valuable research, market knowledge and a keen understanding of what makes a great investment.

RL: What do you love about the Cayman market?

PM: I love a solid investment and whether buying a private home, income producing condo or a commercial opportunity, investing in the Cayman Islands is just that – rock solid.

The historical strength of investment here makes me really passionate about what I represent.

RL: Why is an agent important?

PM: A fully qualified CIREBA member agent brings a wealth of historical data, knowledge of current market offerings and negotiation

FOR MORE INFO CONTACT, PAULA: Call: 1.345.516.3521 Email: paula@diamondproperties.ky Visit: www.diamondproperties.ky

SAVANNAH COUNTRY ESTATE Comprising of main residence, pool, tropical back yard, orchard, guest cottage, maid’s quarters, barn and 3 ring equestrian exercise arena. CI$1,295,000 | MLS 405856

THE SHORES FAMILY HOME This 4 bed, 4.5 bath home exudes comfort and casual elegance. Great for waterfront entertaining.

US$1,475,000 | MLS 406985

The Cayman Islander Hotel property Poised to prosper, this rare 5.67 acre site is in the heart of Seven Mile Beach. Be a part of Cayman’s future. US$16,385,000 MLS 406210 BIMINI DRIVE CANAL & NORTH SOUND VIEW The largest canal parcel with a dock in place.

Now it's time to build your dream home!

US$535,000 | MLS 406009

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luxury real estate Feature Properties Indigo Bay, South Sound.............................................................................. 70 Periwinkle, Grand Harbour.......................................................................... 72 The Residences of Stone Island, Yacht Club............................................. 66 Vela, South Sound........................................................................................ 74

Sales and Rentals Azure Realty Ltd. .......................................................................................... 76 Cayman Villas.............................................................................................. IBC Caymans Luxury Retreats........................................................................... 85 Century 21 Thompson Realty, Samantha Twiss....................................... 82 The Channels, Crighton Properties ........................................................... 80 Diamond Properties, Paula McCartney...................................................... 64 81 West, Crighton Properties ...................................................................... 81 Evron Realty.................................................................................................. 78 RE/MAX Cayman Islands, Vince Budesa.................................................... 82 REM Services................................................................................................. 78 The Residences Magellan Quay, Edgewater Group.................................. 84 The Residences at Seafire, Provenance Properties of Cayman................. 8 The Residences of Stone Island, RE/MAX Cayman Islands...................... 5 Solara, NCB Group........................................................................................ 83 Twenty40, Baraud Development................................................................. 79 Vela, Davenport Development...................................................................... 2

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Embrace an unprecedented lifestyle at The Residences of Stone Island Words by Natasha Were

luxury residential development of 44 spacious, high spec homes, The Residences of Stone Island offer a lifestyle never previously seen in Grand Cayman.

The combination of luxurious, elegant homes, unparalleled community amenities and the privacy and security of an exclusive peninsula put Stone Island in a class of its own.

Located in the prestigious Yacht Club neighbourhood, this is a residential community that holds equal appeal for yachtsmen and beach-lovers: boat owners can be cruising into the North Sound within minutes, yet it is also only a few minutes walk along a newly created footpath from Yacht Club to Seven Mile Beach.

Lifestyle Even though the land is zoned hotel tourism, in keeping with the community, Stone Island is a prestigious low-density development. Positioned around the edge of a peninsula, with only a boardwalk between the residences and the canal, each home enjoys waterway views, multiple shady terraces and expansive glass doors and windows that promote outdoor living.

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The lifestyle concept extends far beyond the walls of each home and the developer of Stone Island has put as much thought and consideration into the common areas as into the individual residences.

The waterfront position naturally lends itself to the boating lifestyle, and a dock encircling the ‘island’ means owners can keep their boats mere steps from their homes.

Away from the water, the landscape design has added undulating terrain and verdant vegetation to create a series of serene and secluded courtyards, walkways and gardens.

At the high point of the ‘island’ an expansive infinity edge pool, and cabana enhance the outdoor living potential, and a tennis court and state-of-the-art gym serve the health and fitness conscious.

A shared amenity building offers numerous extra facilities for discerning owners, including a private screening room, a water’s edge conservatory, wine storage facilities and a professional kitchen.

With pool (both communal and private plunge pools), common and green spaces fully maintained, Stone Island offers a truly turnkey solution.

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The Residences A refined Caribbean vernacular lends the development a definite sense of place, whilst the 4,500 square feet of open plan living spaces are airy, inviting and timelessly elegant.

Grand open staircases with glass railings and floating solid wood treads are a distinctive design feature that connects all floors in each residence, whilst vaulted ceilings in the bedrooms, en suite bathrooms, open plan kitchen and living areas, private plunge pools and double car garages all add up to cool, contemporary living.

The meticulous design is matched by top quality building materials and techniques to ensure strong, safe and sustainable homes: insulated attics and exterior walls, LED lighting, multi-zone air controls and Energy Star rated appliances all keep utility costs down, and Miami-Dade hurricane rated windows and concrete slab construction offer unmatched protection.

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Show Homes In order to ensure home owners can adapt the residences to their specific needs and tastes, the developer is offering early adaptors plenty of scope through quality selections to customise fixtures and finishes, along with a list of optional upgrades.

To help potential purchasers envisage how it might feel to live at Stone Island and how these custom options and upgrades would translate into reality, for the first time in the Cayman Islands, the developer has built three full-scale show homes and worked with renowned interior design firm International Design Group (IDG) to decorate these homes, in different styles appealing to a variety of living styles and tastes.

Each is conceived for a slightly different family dynamic and illustrates various kitchen options, as well as possible unique upgrades: optional built in barbecues, residential elevators, options for hard finishes, and more.

For instance, one show home exudes timeless style. A neutral palette accented with greys and browns provides a soft, soothing background against which the selection of simple, sophisticated furniture stands out. The mix of luxurious fabrics, wall treatments, and soft goods all add visual and textural interest, that together result in an effortlessly stylish, harmonious and uncomplicated living environment.

Absolutely no detail has been overlooked in the creation of what is the ultimate residential community. With prices starting at US$1.95 million, these homes represent superb value for money within this exclusive community, and include unmatched amenities for the absolute best experience of island living.

Show homes are now available to visit.

To arrange a private viewing, contact exclusive RE/MAX Cayman Islands agents: Kim Lund Call: 1.345.949.9772 Email: kim.lund@remax.ky James Bovell Call: 1.345.945.4000 Email: james.bovell@bovell.ky Email: info@stoneislandcayman.com Visit: www.stoneislandcayman.com

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Features & Amenities • Gated community with 24-hour on site security • Expansive infinity edge pool with cabana facilities • Tennis court • Amenity building with children’s centre, state-of-the-art fitness studio, private screening room, owner’s conservatory, chef’s kitchen and wine storage • Private boardwalk surrounding community • Boat docking facilities • Maintenance, security and housekeeping staff • Walking distance to Yacht Club restaurants, services and a pedestrian walkway to Seven Mile Beach

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SOUTH SOUND

sophisticated development of 29 ocean-view villas, Indigo Bay is a unique luxury residential community in eastern South Sound. Located on the edge of calm, reef-protected Crawl Bay, with its own dock and gazebo, it offers all the benefits of tropical seaside living, combined with the convenience of being a short walk from the shops and services at Grand Harbour and only minutes from George Town and the airport.

The design and layout of the individual homes and the development as a whole has been carefully considered to optimise the lifestyle potential of the location and ensure it meets the needs of today’s homebuyers.

The Pedro Theye / Charlton Developments designed two- and threebedroom villas feature clean, simple lines and bright, airy interiors.

Floor-to-ceiling glass on the sea-facing side plus RL

skylights, light-wells and internal transom windows in middle units let the natural light flow through the sleek, glossy interiors where wood, stone and other natural materials have a softening, organic effect on the modern design.

Up to eight configurations will be available with three interior dĂŠcor options, ranging from cosy traditional through seaside style to white-based contemporary.

Each unit features a ground floor private terrace leading to its own private garden area with steps to the ocean side park.

Premium units additionally have optional breeze-cooled roof terraces with barbecue areas, hot tubs and shaded wraparound views. Six threestorey units, meanwhile, feature drive-in garages on the lower level, which can be converted into studios or workshops.

Capitalising on the natural setting, the development features Indigo Park that runs the length of the development,

between the sea and the private gardens. World-class landscape design has been used to create lush, shady recreational spaces which provide plenty of options to find a quiet corner to read or a place to share a picnic. A 100’ pool in the centre, sandy beach areas at either end and a gym offer plenty of scope for the fit and active, and the private dock and shallow waters of the bay are ideal for kayaking, paddleboarding, snorkelling and boating.

Answering to the growing demand for green, energy efficient homes, Indigo Bay has incorporated a wealth of sustainable measures: ICF constructed walls are durable and highly insulating, top-end energy-efficient appliances run on propane and air conditioning units are high SEER rated. Indigo Bay’s design includes flat concrete reinforced roofs, grid pattern concrete interior walls and impact glass, as the development has been engineered to the newly updated Dade County and 2017 Cayman Island Building codes for hurricane resistance design. Every unit comes with its own solar array installed, capable of producing $400 worth of electricity per month, outlets to charge electric vehicles in parking areas and the option to install a Tesla Powerwall for backup.

Community facilities are equally green, which keeps strata fees exceptionally low: separate solar arrays power the community facilities, the pool runs on a saltwater filtration system and the landscaping design requires minimal water and maintenance.

Conceived for an active, adventurous and environmentally minded lifestyle, these waterfront villas make ideal homes for Cayman’s hardworking professionals and young families, as well as for retirees looking for a second home in the sun.

Priced at CI$1.05 to CI$1.50 villas at Indigo Bay are not only some of the most affordable beachfront homes available on Grand Cayman today, but also some of the most ideally situated, close to schools, shops and offices, yet in a peaceful area with a stretch of private ocean.

Planning permission has been granted and construction is expected to begin in early 2018.

Indigo Bay is being developed by Charlton Developments Ltd. Early purchasers can benefit by only paying stamp duty on the land value.

For more info on Indigo Bay contact: Call: 1.345.927.3434 Email: sales@indigobay.ky Visit: www.indigobay.ky RL

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Cayman’s first sustainable community ocated on the canal front at Grand Harbour, Periwinkle is a pioneering residential development leading the way in sustainable living on Grand Cayman.

Pairing Cayman-style architecture with contemporary aesthetics, the homes will sit in beautifully landscaped grounds offering residents a wealth of recreational facilities and the ability to engage in all manner of outdoor activities.

Inspired by the close-knit communities of past generations, Periwinkle was conceived as a place where residents can feel connected to their neighbours, where children can play together outdoors and adults socialise at the end of the day. Owners at Periwinkle don’t buy a home, they buy a lifestyle.

Situated on the waterfront, the nine-acre area has striking views over the canal. The development will comprise of 20 Cottages, 28 Courtyard Townhomes, 23 Waterfront Townhomes and 10 Luxury Villas, known

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as The Point. All houses will be built with modern Caymanian design in mind and the first phase is set to be completed by fall 2018.

The Cottages are ideal for couples and small families, with a private garage, a Cayman-style terrace and open plan living. There are three sizes of two storey Cottages to choose from with two bedrooms at 2,200 sq ft, three bedrooms at 2,400 sq ft and three larger bedroom options available at 2,600 sq ft.

Spanning three floors, the Courtyard Townhomes provide extensive family living space and are available in two different floor space sizes with three and four bedrooms at 3,200 sq ft or three, four or five bedrooms at 3,600 sq ft.

Located 30 feet from the private dock, with large balconies and exceptional views, there are two sizes of Waterfront Townhomes available, with three, four and five bedrooms at 3,600 sq ft and three, four or five bedroom properties at 4,100 sq ft.

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The careful design, choice of materials and use of renewable energies add up to unparalleled environmental sensitivity and low utility costs.

The entire community is designed to LEED certification standards and is the first of this type to be available in Cayman. Homes are built with highly durable, insulating ICF blocks, fitted with low flow plumbing fixtures, Energy Star-rated appliances and every home runs on solar power.

The landscaping at Periwinkle uses local, drought-tolerant plants, as well as non-toxic paints. The development is also implementing a community farmers’ market field-to-table programme, making it easy for residents to purchase local, organic produce.

Periwinkle’s homeowners will be connected through shared amenities, including a 60 foot swimming pool, club house, BBQ area and outdoor kitchen, jacuzzi, kids wet zone, paddle boards, kayaks, open green spaces, as well as walking and running paths.

With the location just a few minutes away from the Grand Harbour shopping centre, residents can easily leave the car behind when heading to the shops, or going out for dinner locally.

Ground has been broken and construction is now in the hands of acclaimed local construction firm Arch and Godfrey. Phase I is due to be completed by fall 2018 and a new sales office allows interested parties to visit the site, view the progress of the project and examine some of the options for finishes.

Pricing begins from CI$500,000.

To learn more about Periwinkle, contact Ryan: Call: 345.326.4785 • Email: welcome@periwinkle.ky Visit: www.periwinkle.ky

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VELA

Until Vela, a sophisticated beachside home was beyond most people’s budgets. Now it is truly attainable.

Words by Natasha Were. Photography by Deep Blue Images www.deepblueimages.com

ela, Davenport Development’s sleek, ultra-modern residential development across from Red Bay dock in South Sound, exemplifies the brand’s commitment to delivering fine design, high quality construction and exceptional lifestyle amenities at an affordable price point.

Phase III of the South Beach-style development is now selling and replicates the layout and design of previous phases. Condos and townhouses are positioned around a central landscaped garden, the centrepiece of which is a sleek 50-metre palm-lined swimming pool, complete with lap lanes, fountains and sunbathing shelves. Parking and thoroughfares are located around the perimeter, ensuring all homes have unobstructed views of the shared green space.

The contemporary design aesthetic, characterised by sharp architectural lines, cool white colour schemes and expansive doors and windows is complemented by Davenport Development’s trademark focus on outdoor living spaces: access to homes is via a private courtyard, each has a shaded patio that opens onto the pool RL

and gardens and townhouses feature breezy sea-view roof terraces perfect for evening barbecues and stargazing.

As with all Davenport Developments, energy saving measures are integral to the design. The combination of highly insulating ICF walls and hurricaneproof, reflective Eurotech glass keeps cooling costs down, while energy-efficient air-conditioning units from local purveyors Otis Air and propane-powered ranges, water heaters and washerdryers further reduce electrical consumption. Intuitive Nest thermostats decrease utility costs even more and installing solar panels on rooftops is an added option.

Created with active, busy professionals in mind, Vela puts lifestyle first, with resort-style amenities including an Olympic size swimming pool, two tennis courts, two gyms, a yoga room and a running track. Conveniences to suit long-term residents include additional storage, boat parking spaces, a concierge service to take care of domestic chores, and whilst away the installed security system provides additional peace of mind.

Six different floor plans, ranging from one- to four-bedroom condos

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and townhouses are offered with customisation options available to early purchasers. High end Bosch kitchen appliances from Bon Vivant, sleek Kohler bathroom fixtures from A. L. Thompson's and cool porcelain tile flooring come as standard. For time-strapped professionals, the developers have partnered with interior design firm IDG to offer a variety of furniture packages from their elegant but affordable Dwell line. The low profile, modern furniture sits easily against crisp white walls and recessed spotlights.

Textured wallpapers, statement lamps and wood, wicker and stone accents in a pale palette of whites, creams and greys create a soft but sophisticated ambience that is the essence of Vela’s style.

For those seeking sophistication, sustainability and first class amenities beside the beach and close to town, Vela ticks all the boxes.

To learn more about Vela, contact Davenport Development: Call: 345.949.4979 • Email: info@davenportdevelopmentltd.com Visit: www.davenportcayman.com

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JUST BEACHY

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Enjoy a spectacular home away from home with a beachfront rental that offers up island life.

Perfect for a romantic stay-cation or a family-friendly gathering, these stunning oceanfront abodes offer everything from idyllic beach views to lush gardens and kid-friendly pools.

Experience Cayman’s most luxurious vacation villa, Sun Serenity. A brand new shining example of West Indies contemporary architecture, the spacious villa is positioned directly upon the turquoise waters and powder sand beaches of Cayman Kai at Rum Point.

For more information contact: Tracey Kline at Encompass Luxury Rentals tkline@encompasscayman.com www.encompasscayman.com/luxury-rentals/sun-serenity

Enjoy crystal clear waters and sandy white beaches when you stay at one of Caymans Luxury Retreats’ lavish properties. Savour the day away under the shade of a palm tree or take a drive to picturesque Rum Point, each experience serves only to remind you that one visit is never enough. For more information contact: Caymans Luxury Retreats info@caymansluxuryretreats.com www.caymansluxuryretreats.com

Situated on the sandy shores of Seven Mile Beach, White Sands is a beautiful three-bed, two-bath beachfront condo.

Newly decorated and fully furnished, the second floor condo is walking distance to the Kimpton and Tiki Beach.

Live the Seven Mile Beach life at Crescent Point Resort.

The resort offers manicured grounds, beach chairs shaded by tropical palms and is walking distance to the island’s best shops, restaurants and business centres.

For more information contact: Samantha Twiss at Century 21 sam@century21cayman.com • www.century21cayman.com

Serving guests since 1970, Cayman Villas is known for its luxury oceanfront villas, like these two beautiful beachfront homes in Cayman Kai and North Side. Perfect for a family holiday, a stay-cation or a relaxing retreat, Cayman Villas is on-island and ready to cater to your every whim.

For more information contact: Cayman Villas reservations@caymanvillas.com www.caymanvillas.com

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Sir Royston Hopkin

From high school drop out to the Queen’s Honours: Sir Royston Hopkin, KCMG, has risen through the ranks to become one of the most respected leaders in the Caribbean tourism industry. Words by Natasha Were

hairman and owner of the Spice Island Beach Resort in Grenada, Sir Royston Hopkin is a man who upholds the highest of standards. His low-rise, luxury hideaway, tucked amongst sea grapes and palm trees on Grand Anse beach, is one of the finest boutique hotels on the island. The combination of regally appointed suites, superb facilities and impeccable service have earned it a host of awards and accolades and it features in several prestigious collections of luxury hotels.

The consummate host, Sir Royston is a constant presence at the resort, sharing a joke here, a word of advice there, and inviting guests to regular cocktail parties at his home. At 72, he is always ‘on’ but, as he says, when it’s a passion, it’s not work.

The eldest of seven siblings, the young Royston was raised in a hospitality environment. His parents ran the successful Ross Point Inn guesthouse, and their children – several of whom went on to work in the hotel industry – grew up absorbing the subtleties of the business.

Transforming what was the simple Spice Island Inn into the upscale destination it is today has been a labour of love lasting, guided by Sir Royston’s instinctive understanding of what visitors want, and where tourism is headed.

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When I comment on the exceptional quality of the beds, following a blissful night in the palatial Saffron Suite – a 1400 square foot haven of elegance, complete with hot tub, wet bar, private patio and direct beach access – he responds with a story.

As a young man building his first house, he says, he had a choice. He could afford either to build two bedrooms and furnish them cheaply, or he could build one bedroom and equip it with the finest bed that money could buy.

He built one bedroom.

It is this approach – opting for the best quality he can afford – that has driven the development of his resort over the past 30 years.

It is evident in every aspect, large and small: from the serene spa, state of the art gym, children’s centre and water sports facility, to the Frette linens, Molton Brown toiletries and Nespresso machines in every suite.

Although awards are not the endgame, receiving the coveted AAA Five Diamond award last year is a point of both pride and frustration for Sir Royston. Only seven properties in the Caribbean have earned this distinction, and of these, Spice (as he affectionately calls it) is both the sole independently-owned property and the only one that is Caribbean-owned.

“Why should I be the only Caribbean man with a five star boutique hotel? It’s a travesty!” he declares.

And this is where the other aspect of Sir Royston’s impressive fifty-year career has focused: on promoting and raising the standards of tourism not only in Grenada but throughout the Caribbean.

Having left school at 17 with no interest in further education, Sir Royston spent a few years living the fast life: driving flash cars, going to parties, entertaining the ladies. But by the ripe old age of 20 he realised he was ‘a man out of control’. The time had come to straighten out.

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He joined the family business, working his way up from the bottom. He also became a member of the Jaycees, a service organisation mentoring young entrepreneurs. Their motto, “serve with honour, not for honour”, is one that Sir Royston embodied wholeheartedly.

When the Grenada Tourist Board asked the Jaycees to send them a representative, the young Royston, being the only one with any knowledge of tourism, was put forward. At 20 years old, he was the youngest ever member of a tourist board.

Not long after, his father, one of the founding members of the Grenada Hotel Association, asked his eldest son to represent him at a meeting. By age 24, he had been made president of that association.

From there his career went international, serving with the Caribbean Hotel and Tourism Association, the Caribbean Tourism Organisation and the Caribbean Alliance for Sustainable Tourism.

Although these posts earned him multiple awards – not least of which was his CMG in 1994, elevated to a KCMG in 2004 – all were honorary and therefore unpaid positions, often requiring extensive self-funded travel.

“I was not knighted for running Spice!” he laughs. “That just happens to be a nice hotel. I was knighted for services to tourism in my country and the region.”

In his keynote address at the Caribbean Hospitality Industry Exchange Forum in June 2017, he acknowledged these organisations not only as forums for building relationships with other industry leaders, but as ‘universities without walls’ for the next generation of tourism professionals.

A champion of the Grenadian people, Sir Royston supports local talent, from artists to tour guides, through his resort operations, and has set up a scholarship fund that puts needy children through school. Every member of his staff is Grenadian: all receive ongoing

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training and development, those that need it are put through their basic schooling, and the best are recognised and rewarded regularly. It’s quite simple, he says: If you treat your staff well, they will treat your guests as number one.

“I’ve been fortunate to have done very well; the better I do the more I give back,” he says.

His success as a hotelier combined with his selfless service to the industry, have made Sir Royston Hopkin one of the most distinguished figures in Caribbean tourism. At home in Grenada, he is a local celebrity. Journeying around the island, it was clear whenever his name was mentioned, that people from all walks of life hold him in high esteem. Whether they work for him, know him or know of him, there is a sense that his countrymen are proud to count him amongst their own. As one local resident, with no ties to the man or the hotel, so aptly put it, “His standards of excellence are something to which we can all aspire.”

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When 'I do', becomes 'I don’t’ The True Cost of Divorce and How to Protect Yourself

By Georgie Loxton, CFA, Wealth Advisor with International Financial Planning Ltd.

ost couples intend their marriage to be forever. They wholeheartedly believe in their vows, but despite promising to get through ‘better or worse’, sometimes the worse becomes too much.

The decision to separate and ultimately divorce is surely one of the hardest of one’s life. With it comes huge upheaval and emotional turmoil. It also involves the undoing of a financial relationship.

With marriage comes the union of two people emotionally, physically and financially.

With divorce, the emotional and physical separation is often long done, and what is left is the financial separation. Sadly, divorce becomes, whether we want it to or not, mostly (and often exclusively) about money.

And it doesn’t come cheap. Divorce can be financially crippling for both sides. The direct costs are the legal fees, which in an acrimonious case can run into hundreds of thousands of dollars. But there are many hidden costs. Two households cost a lot more to run than one household.

Setting up a whole new life can be expensive.

If a break-up happens early in marriage, both parties can get themselves back on their feet relatively quickly. But longevity has resulted in an explosion in people divorcing later in life, so called ‘gray divorce’. Divorce rates for those over 50 has roughly doubled over the past 25 years.

Whilst divorces amongst this cohort mostly don’t involve costly child custody battles, a split close to, or during, retirement can have a major impact on even the best retirement plan. If investment and retirement accounts are split in two then the retirement income may be halved (unless the retirement assets are very large and income needs are particularly low). With that RL

comes the need for a major adjustment in the expected standard of living.

If the marriage has been traditional in that the husband has been the bread-winner whilst the wife looked after the children, sadly, it is likely to be the wife who finds herself financially compromised. The husband may find his retirement is put back a few years, but the wife may have been out of the work-force for twenty years. Getting back in at that point is tough. Statistics show the disproportionate impact of gray divorce on women. The poverty rate for single men divorced after age 50 is 11.4 percent, while almost 27 percent of women divorced after 50 are poor.

What can both sides do to protect themselves? Pre-nups have a bad name, but there can be a place for them in modern life. A pre-nup doesn’t suggest you think the marriage is going to end, it just protects you should that occur. Think of it as a form of insurance. You don’t have house insurance because you think your house is going to burn down, you have it on the off-chance it does. A pre-nup can strengthen a marriage because it actually forces a level of financial intimacy before you walk down the aisle that is so often missing when people get married (and often turns out to be the actual reason for the divorce – 57 percent of marriages are reported to break down primarily due to money issues).

If you do divorce, make sure you have everything in the divorce decree and don’t rely on promises. The other party may indeed intend to cover the cost of the kids’ college education but future marriages can quickly scupper that.

Consider seeking the advice of a financial advisor during the divorce process itself.

You need someone to help you remove the

emotions and bring clarity to decisions such as ‘do I want to keep the family home, or would I be better taking the investment/retirement account?’ Often it’s the latter despite the emotional ties to the former.

If you remarry, make sure you find out about your new partner's previous marriage.

When you marry someone who has been divorced, you also marry their divorce decree.

Financial intimacy is so important and you want to understand your future spouse’s financial obligations to his former family.

If you have left the work-force to care for your children (and women, I am mostly talking to you), stay engaged in your family finances.

Don’t rely on your husband ‘having it covered’.

Understand what is coming in, what is going out, and what is being set aside for the future.

Try to maintain your own independence in the form of at least six months’ of running expenses in a bank account, in your own name. Too many (women) find themselves cut off from the income stream during a bitter divorce and are forced to settle simply because they cannot afford to keep fighting.

Finally, prevention is always better than cure. The best advice I can give? Stay married.

Given the financial cost of divorce, one of the best investments of your life might actually be the health of your marriage. Don’t leave it to chance because at the end of the day, our happiness relies on the strength of our relationships and not on our bank balance.

To learn more, contact: Georgie Loxton, Founder of Women, Wisdom, Wealth at: Email: gloxton@ifp.ky Facebook: Women, Wisdom, Wealth

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Insurance Rates, Past, Present and Future

By Victoria Rankin, Vice President – Group Reinsurance, BF&M Group / Island Heritage, ACMA, ACII, Chartered Insurer

ne of the main reasons we purchase home insurance is to keep the bank happy when buying a house. In the back of our minds, it is yet another cost for a service, which we are unlikely to use and if we could avoid it, we would. Having sufficient insurance is so much more than keeping the bank happy; it is a necessity – especially living here in Cayman, which is prone to catastrophic events such as hurricanes. There are many benefits of buying insurance but in my mind the most simple, most important is taking comfort in knowing your house and belongings can be rebuilt or replaced.

Insurance companies apply a ‘rate’ to the value of the house and/ or contents, to calculate the premium. But where does this ‘rate’ come from and what factors could possibly affect it? To understand this, we must understand the relationship between insurance and reinsurance and then look at how this relationship has affected the historic rates in Cayman.

Reinsurance is simply, ‘insurance for the insurance company’.

The main benefit afforded by reinsurance in this context is the ability to increase the insurers’ capacity to accept more risk or policyholders than the balance sheet allows. Post event, the cost of claims is shared with the reinsurer, therefore minimising the capital impact to the balance sheet of the insurer. In a soft market when capacity is plentiful, the margin on capacity will be less, which in turn allows insurance companies to reduce rates. In a hard market, when capacity is scarce, (i.e. post Ivan), capacity becomes expensive, resulting in increased insurance rates. Insurance companies do not increase rates after a hurricane just because they have incurred claims; the increase is a function of price changes in reinsurance driven by the availability of capacity.

Reinsurers and insurers are not all created equal; one way to help differentiate between them is by their rating which is a measure of their financial strength. The rating process is conducted annually by rating agencies such as AM Best and Standard and Poor’s. The rating can vary from A++ (Superior) to S (rating suspended). Those with a secure rating (A++ to A-) will likely charge more for their capacity as they are financially stronger and perceived to be better able to meet their liabilities as they fall due than those rated as being vulnerable (B to S).

When purchasing insurance, it is wise to understand the rating of your insurance company and the reinsurers backing them. When looking at rates, those insurers who are financially secure and also have the backing of reinsurers who are in the same bracket or above will likely have a slightly higher rate than those with a vulnerable or unrated rating. Buyers beware!

Pre Ivan (2004), rates ranged between 0.7% and 0.85%. This reflected the UK tariff rates with an underwriting load for windstorm based on historical loss experience gained from hurricanes such as Hugo and Andrew. This method of rating remained intact until Hurricane Ivan.

Hurricane Ivan was a global event with total losses for the Caribbean and US estimated at $19.88bn, of which Cayman losses were $2.8bn.

This significant loss resulted in a withdrawal of capacity and players from the market. The increase in demand for insurance combined with a reduced supply in capacity led to a doubling of insurance rates from 0.85% pre Ivan to 2.2% post. The higher rates attracted opportunistic (re)insurers, looking to benefit from higher prices. The steady influx of cheap capacity eroded the rate as can be seen in the table below.

Year 2005 2006 2007 2008 2009 2010 Rate % 2.2 1.9 1.85 1.8 1.75 1.7 Year 2011 2012 2013 2014 2015 2016 Rate % 1.7 1.65 1.6 1.5 1.3 1.2 Despite the recent lack of catastrophic activity, Cayman rates are still among the highest in the region. Higher rates have continued to attract foreign players into the market resulting in an oversupply of capacity, which is the primary reason insurance rates are now the lowest they have been in over 10 years.

Cayman is situated in the Hurricane graveyard making the possibility of being hit by another CAT 4/5 storm inevitable. When this happens, insurance rates will increase but not in the same proportion as experienced in Ivan. The development of Catastrophe models has enabled underwriters to better estimate losses associated with hurricanes as well as gain their own independent view of risk and margins. The varying views make it hard to assess the point at which reinsurers will withdraw capacity due to margin deficiency. Given that we are fast approaching historical lows in rates, which are below those of pre Ivan, it is just a matter of time before we see capacity being restricted or withdrawn. When this happens you may expect the cost of insurance to rise.

Providing there are no substantial losses, rates should stabilise.

Conversely they will increase following losses depending on the scope, scale and nature of the loss.

To learn more, contact Island Heritage Insurance: Call: 345.949.7280 or Visit: www.islandheritageinsurance.com RL

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Financial Literacy Christy Whittaker , Executive Assistant and Assistant Manager, Bank Marketing Cayman National Bank Ltd.

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hether you’re a parent or not I’m sure you’ve heard the word 'Why' from children many times – 'Why is the sky blue?', 'Why can’t I have that toy?'

Although these questions may seem silly to an adult the way in which you respond can influence their behaviour and way of thinking. As children mature to young adults the questions don’t stop, rather you soon hear 'Why can’t I just be rich?' This question is evidence that people understand the importance of money and, more importantly, the stability that comes from having savings.

This is why good financial behaviour should be taught from an early age. Strong financial literacy is important for navigating life and as adults we should help to educate younger generations to be mindful consumers and vigilant savers. Here are a few financial tips, which you can use or share to help direct these vital conversations: Set financial goals Goals are fun to set but can be hard to stick to. Set realistic short term and long term goals and prioritise achieving those goals (which yes, at times means skipping the party with friends).

B is for ‘Budget’ not ‘Buy’ Try telling a young adult this, yeah right!

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Setting budgets allows practice on good savings habits. Ensure savings are a part of your monthly budget but be careful not to spend those savings unnecessarily. Budgeting is not about depriving yourself of the shiny things in life, it’s simply a plan for how you will spend your money. This allows you to determine in advance whether you will have enough money for the necessities and wants in life. A young adult is more likely to adopt this approach if they have an adult that leads by example (hint, hint, parents!).

Like your body, your financial status needs check-ups At least twice a year analyse where your dollars go and either consider ways to decrease spending or make your dollars stretch. For example, instead of buying lunch daily, prepare food at home or when grocery shopping consider generic brands over name brands.

Be prepared for the unexpected Save extra income for unexpected emergencies. Life has a way of throwing curve balls so it’s wise to be prepared for anything. Consider opening a savings account that isn’t attached to a debit card so funds are not easily accessible.

Look for ways to increase your skill set Whether it’s through investing in education or specialised training. This helps to increase your value as an employee, which can reflect in potential earning increases. In the same vein, continue to learn how to handle your money. Building confidence to make important financial decisions rests with you, therefore self-education is key.

That plastic card in your wallet is not to be abused Credit cards make spending easy knowing you essentially 'pay later', but it’s important to remain responsible and use it sparingly.

You should also ensure you pay off the balance or make a minimum payment (or more if you can) as soon as possible to avoid late payment charges. Also, be sure to set aside a portion of your pay cheque to pay off your purchases.

The bottom line is, it’s never too late (or early) to take a stance on your financial wellbeing. If done right your overall quality of life will be improved.

For more info contact, Cayman National Bank: Call: 1.345.949.4655 Visit: www.caymannationalbank.com

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Water Counts

By Brian Roffey Engineer at CostWatch Ltd.

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ater is one of our most basic needs. In this modern age it can be easy to take the water we use every day for granted.

In recent times, due to unprecedented droughts, the importance of water conservation has been brought back into focus on a global scale.

In the Cayman Islands, water has never been easy to come by.

Thanks to modern technology, it’s now available in plenty, though it comes with a high price tag and burns fossil fuels. This makes water conservation not just an environmental concern but also a financial one. Here are some practical tips for scaling back water use.

Sustainable Landscaping Irrigation can easily become a household’s largest water cost.

Here are a few water conscious options to consider: Go ‘desert scape’, using drought resistant plants, gravel and rock features. This approach can create a beautiful setting, without the drain on water resources.

Using artificial turf can still provide that lawn look and feel, without the water demand and upkeep. Even going partially synthetic can result in significant water savings.

Install sensors and intelligent controls that prevent watering when it’s not needed.

Speak to your landscaper and explore the options. You may find the money saved on water makes the expense of upgrading to a sustainable landscape more than worthwhile.

Harnessing the Rain Rainwater capture used to be a must and it’s looking to make a comeback. Building a full capacity cistern into a home and going completely ‘off-grid’ is an expensive endeavour (>US$30K) with a long payback (>10 years), which explains why it’s not as common as it once was.

That said, there are several solutions available today that allow us to utilise the free water from the sky at a lower price. This is not only eco-friendly but delivers extra water security during hurricane season.

For example, a 20,000-litre storage tank/bag can comfortably store the monthly rain captured by a 1,000 square foot roof space.

This would provide payback in less than 10 years.

Monitoring and Leak Detection Having set the water budget for your home, keeping track of water use will ensure you stay within it. A simple problem, like a running toilet can waste over 18,000 litres per day. Leaks in external, underground pipes can easily go unnoticed and cost thousands in water loss.

The old school way of keeping track is to check the utility meter daily and take careful note of excessive use. In the emerging world of the ‘internet of things’ there are clever products and services to do this for you, some of which will, in the case of a leak, even shut off the water automatically and send a notification.

Smart systems like these can not only deliver savings but also provide peace of mind that you are staying within budget.

Greywater Recycling Probably the most hardcore in water sustainability, greywater recycling can be difficult to retrofit into an existing home but does deliver a great conservation solution, particularly to homes with irrigation needs.

In a nutshell, this is when the same water is used twice. It’s achieved by draining used water from sinks, showers and washing machines into a holding tank where it’s treated/filtered before being used again. These systems can vary in complexity and need to be carefully designed to suit specific needs.

About 60% of household water can be recycled. Based on the budget guidelines, a family of four could produce 12,000 litres of greywater per month, equal to about US$100.

Home Water Budget Guidelines 1,000 litres of water costs roughly US$8.

A typical residence consumes about 5,000 litres per person per month (US$40).

Automatic irrigation, even for a modest lawn, typically uses 20,000-60,000 litres per month (US$160-480).

A typical residence should budget about 4,000 litres per month (US$32) for pools and other maintenance.

To learn more, contact, Brian Roffey at CostWatch: Email: info@costwatch.ky Visit: www.costwatch.ky RL

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Twisted History Silver Thatch Rope in Cayman

Words by Vanessa Hansen Photos courtesy of The Cayman Islands National Archive Photographic Collections

ong before banks, hotels, and condominiums dotted Grand Cayman’s landscape, a unique natural resource lay hidden within “the islands that time forgot.” The endemic Silver Thatch Palm had many uses from roofing material to shoes, but it was thatch rope that became a key industry in the early days.

Fast forward to 2017 and you can find Deal Ebanks and Billy Banker every Wednesday at the Camana Bay Farmers and Artisans Market. Two of Cayman’s heritage ambassadors, they participate in various events throughout the year, enthusiastically sharing the islands’ rich history and tricks of the trade.

As artisan Deal Ebanks, explains, “Fishermen and turtlers in the region preferred our thatch rope because the saltwater made the rope easy to handle and also made it stronger. It lasted three to four times longer in saltwater than the other natural fibre ropes.”

"Making rope," Mr. Ebanks continues, "was a group effort.

Families would all work together in this industry. Women and children would lay the rope, father and mother would usually twist the strand and the adults would cut the tops.”

However it isn’t as simple as it seems. There is a science behind the process, which starts with knowing the moon phases. “The best time to harvest is on a young growing moon up to a full moon,” Ebanks shares. It begins with cutting tops, which usually took an entire day, then a seven to ten day wait for the tops to dry.

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Splitting the leaves in strips would take another day or two, and then twisting it would take a night or another day. According to Mr. Ebanks, the quickest and easiest part is laying the rope, but then it must be cleaned and dressed before being coiled for sale.

“When it came time to sell the rope," Mr. Ebanks shares, "it was taken to the local merchants who, after inspecting the rope for quality, would then value the rope around nine schillings per coil of 25 fathoms. When you made a special order of 50 fathoms in one length, you got 19 schillings for that length of rope.”

In case, like me, you don’t know your nautical measurements, one fathom is approximately six feet, a measurement based on the arm-span of a large man.

Mr. Banker adds that buyers were very particular, which meant meticulous cleaning and dressing before heading to market, or the rope was turned away. “It was a barter system back then,” Mr. Banker explains, “The rope was exchanged for other goods like flour.”

To place a current worth on the rope, Mr. Ebanks reveals, “We analysed the process and paying $7.50 per hour for labour and materials, concluded that ‘headrope’ – the bigger and most common size – cost $3.50 to $4.00 per foot to produce.”

That is approximately $600 for the typical 25 fathoms of rope.

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Although it is unclear how the special qualities of the Silver Thatch Palm were discovered, thatch rope played a vital role in the islands early development and the survival of its people. It continued to be an export into the 1950s when synthetic rope began to replace natural fibres.

Thatch rope while no longer a key export, is still alive and well thanks to artisans like Mr. Ebanks and Mr. Banker who continue the tradition across the islands teaching children and tourists alike. It is also nice to know that the Silver Thatch Palm has taken its rightful place in our history and culture. Not only does the Cayman flag pay homage to its contribution, in 1995 it was named our country’s national tree.

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Fungi fans will delight for the shiitake log. Neat and easy to grow, fresh mushrooms crop up every two to three months, yielding meaty, organic shiitakes for two to three years. www.williams-sonoma.com

Grow your own veggies with Rootvue FarmÂŽ garden laboratory.

Ingenious clear side panels allow kids to watch as vegetables go from seed to harvest. www.Hearthsong.org

EAT ME,DRINK ME

By Kyle Fulton

Cultivate a colourful bouquet of edible flowers with Floralicous. Offering a mix of bright and delicious blossoms to enhance many a meal or drink, it’s a tasty way to enjoy Mother Nature. www.plant-n-grow.co.uk/floralicious

The tastiest planter on the market, these strawberries bloom from seed to berry within the first year. Housed in a simple steel window box, this sow and grow kit enhances the windowsill. www.pottingshedcreations RL

Impress guests with bespoke booze courtesy of The Homemade Gin Kit. Straightforward and fun, the kit provides a range of botanicals to be mixed in for an utterly original blend. www.homemadegin.com

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pineapple

By Kyle Fulton

Barbed and rough, the pineapple’s thorny exterior belies the fruit’s juicy, sweet flesh inside. A delicious tropical treat that has been enjoyed for centuries, it belongs to the Bromeliad family of flowering plants.

Most often consumed fresh, the versatile pineapple is equally delectable grilled, blended, preserved or juiced. Jam-packed with vitamins, minerals and antioxidants, the fibrous fruit provides more than 130 percent of daily required vitamin C and is celebrated for its anti-inflammatory properties.

Once a luxury reserved for the noble and wealthy, pineapples are now enjoyed worldwide thanks to James Dole who started Hawaiian pineapple plantations in the early 1900s.

Historically regarded as a symbol of friendship and hospitality, the pineapple motif was embraced by architects and artisans who used it to convey welcome. More recently, pineapple leaves have been used for textiles, jewellery making and wrapping cigars.

Grow your own pineapple by planting the top in soil Only one pineapple is produced per plant each year Pineapples don’t ripen after being picked Only its smell can reveal its ripeness

PINEAPPLE salsa 1 fresh ripe pineapple 2 limes freshly juiced 1 big knob fresh ginger root 1/2 small red onion, minced 1 fresh mild green chilli, minced 1/2 teaspoon grated lime zest 1/4 cup chopped cilantro 1/4 cup chopped mint 2 tablespoons olive oil 1 teaspoon honey, if desired Sea salt & pepper to taste Peel and finely grate the ginger Slice the green chilli, discard seeds and mince Mince onion, cilantro and mint Peel and core the pineapple. Cut into 1/2” cubes Add all remaining ingredients to the mixing bowl Stir and chill for minimum one hour

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wine-spiration

Get in the spirit of modern matching and let emotion guide your choice of wine.

Real Life sat down with Brandon Copico, Wine Professional with Jacques Scott Wines and Spirits, to get the skinny on which wines pair perfectly with which moods.

Celebratory

Playful

A special moment demands a special wine. Enter Amuse Bouche Napa Valley Red Blend 2012. Chockfull of blackberry, cherry and a hint of herbs and fine oak, this impressive wine is ideal to mark an occasion. A Pomerol-style Merlot/Cabernet Franc blend from famed vintner Heidi Barrett, it’s as complex as you are but delivers more old-world mystique.

Maybe it’s girls’ night. Maybe it’s just time to have fun. Either way grab a bottle of Au Contraire 2014 Chardonnay. Floral with lemon, yuzu and grapefruit, this balanced wine also offers a hint spice and a touch of toasty French oak. Creamy and expressive, it adds joie de vivre to every occasion.

Sparkling and full of finesse, Nyetimber Classic Cuvee 2009 is the only answer when it’s time to celebrate. Produced by traditional method, this effervescing wine comes from one of the first English houses to produce sparkling wine and is consistently praised for its balance, complexity, creamy rich aromas and lively bubbles. Cheers to that.

Loved Up You’re in love. Every hour is happy hour. Sustain your newfound amour with Coup de Foudre Sauvignon Blanc 2016 from winemaker Kent Jarman. Expressive and tropical, it’s as exotic as your affection with hints of tangerine and pink grapefruit while bright acid on the finish gives it enough edge to keep it interesting.

Sound familiar?

Just like your love, Finca Bella Vista Malbec 2010 from Achaval-Ferrer is vibrant, smooth and an absolute delight. 100% Malbec and aged 15 months in French oak barrels, it’s jammy and bright with a snap of raspberry complemented by an elegant finish. Uncork and enjoy its voluptuous body and mouth-filling texture.

Heartbroken It’s all gone pear-shaped. Redemption comes in many forms, but tonight it’s inside a bottle of Donnafugata Mille e una Notte 2012. With an enveloping bouquet made up of fruity notes, balsamic, spicy scents and smooth tannins, this flagship red reveals why it’s an icon of elegance. 100% Nero d’Avola, its ruby red colour and full-bodied complexity soothes the soul when you need to drown your sorrows.

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Bubbles scream fun times. And nothing screams louder than Piper Heidsieck Rosé Sauvage.

Deep scarlet in colour with aromas of dark, tart berries, a touch of mandarin and saffron and a peppery finish, this champagne is anything but typical. Loud and proud, this exotic fizz adds magic to the evening.

Mischievous Feeling cheeky? 19 Crimes Red Blend 2016 is the perfect accomplice. Medium-bodied, with bold, wild fruits and hints of sweet blackberry and vanilla, it possesses balanced tannins and a touch of spice. A blend of Shiraz, Grenache and Mataro, this crowd-pleaser is a smooth criminal.

When the mood is playful the answer is Pied à Terre Sonoma County Sauvingon Blanc 2015.

Bright and fresh, this light bodied white offers subtle aromas of zesty lime and green apple with a touch of rich pine nut. Highly quaffable, its tantalising minerality and crisp acidity make it a lively delight.

Dodged a bullet or just got dumped? Love and hate is a fine line. When you don’t know which side you’re on look to Conundrum White 2015 from Jon Bolta. A blend of five varietals, this full-bodied white reveals complex layers with delicate touches of honeysuckle, tropical white ginger and green apple. Initially big with a hint of sweetness, the finish is brighter with fresh acidity and enduring citrus oils. Like love, once gone it’ll have you longing for more.

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A tasteful addition to the tabletop, the oversized round-footed Trivet Top and Demijohn Cloche ring with style. Carved from reclaimed wood, the tray is both serving platter and trivet while the antique glass dome keeps food fresh.

Available on island at www.designstudio.ky Add colour with a vibrant Mexican planter.

A wonderful choice to grow herbs for the kitchen, there are a variety of sizes and animals to choose from. Available on island at www.vigoro.ky

The world’s first distilled nonalcoholic spirit, Seedlip is a discriminating choice for those abstaining from alcohol. Made like gin, the sophisticated elixir combines different botanicals with spices from a 400-year old recipe to offer Garden 108 and Spice 94. www.seedlipdrinks.com

Kitchen Confidential

By Kyle Fulton

Hand painted and finished with a glossy glaze, this convex shaped vessel is the perfect fruit or salad bowl. Available on island at www.abfabfurniture.com

Considered the Rolls Royce of mortar and pestles, this black granite version is designed to maximise surface contact to improve grinding and pounding performance. www.coleandmason.com

Simplify life with Stasher Bags, the first and only self-sealing bags that are endlessly reusable and dishwasher safe. Made from food-grade silicone they can be used for sous vide cooking.

Available on island at www.bonvivant.ky

Collapsible, BPA-free and made from foodgrade silicone, Que Bottle is your new best friend. Safe for hot and cold beverages, it's odour free, stain and bacteria resistant and comes in two sizes and a rainbow of colours.

Need I say more? www.quebottle.com RL

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Grenada Chocolate

High in the lush interior of Grenada a chocolate industry is quietly taking shape Words by Natasha Were

renada’s rich, volcanic soil and warm, wet climate is plant paradise. Cocoa trees have been thriving in the steep, fertile hills for generations. Planted in between a profusion of other crops – bananas, citrus, nutmeg and cinnamon, amongst others – the beans take on subtle undertones of fruit and spice.

The complexities of turning cocoa beans in to chocolate are such, however, that until recently the cocoa was merely dried and roasted on-island, before being exported. Cocoa farmers were thus completely divorced from the finished product and the profits fell squarely into the hands of chocolate manufacturers half a world away.

Change came in the 1990s in the shape of Mott Green (born David Friedman) a young, bohemian American who had opted out of conventional life in the US in favour of a bamboo shack in Grenada’s mountains. Green soon developed a taste for cocoa tea, a hot local brew made from cocoa dissolved in hot water, then sweetened and flavoured with local spices. Why, he wondered, when the raw materials were readily available, was no one going the extra mile to turn cocoa into chocolate?

Described by those who knew him as a visionary, idealist and creative genius, it became Green’s passion to produce a bean-to-bar chocolate that was organic, sustainable and fair trade.

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flavour of the cocoa, he threw himself into learning about chocolate making, returning to the US to study for several years, before founding the Grenada Chocolate Company in 1999.

The headquarters were – and still are – a modest Caribbean cottage painted in yellow, blue and green. Its handful of rooms house a variety of antique machines that Green, an environmentalist (hence the alias), as well as an able electrician and mechanic, had reconditioned and adapted to run on solar power.

The only added ingredient in the rich, dark chocolate is organic cane sugar and the cooperative of organic cocoa farmers he established ensures producers are paid above the going rate. By 2005 the smallbatch chocolate was winning awards from the UK-based Academy of Chocolate.

The final link in his ethical, sustainable production and distribution chain came in March 2013 when he loaded a sail-powered brigantine with 50,000 bars of chocolate destined for Europe where a team of cycle couriers delivered them to customers. It was the world’s first carbon neutral transatlantic chocolate delivery.

Tragically, Green died a few months later, electrocuted whilst working on one of his machines. Sorely missed by all who knew him, he leaves an extraordinary legacy: he has inspired a chocolate revolution.

Since his death, two more small-scale, local chocolate factories have gone into operation following the same ethical principles. In 2014,

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Jouvay Chocolate, which is 70% owned by local farmers, opened its doors. In three years, its nutmeg and cinnamon-infused bars have become a favourite sweet treat among locals, and the large-scale operation is creating employment opportunities in the previouslydepressed town of Victoria.

In May this year, Belmont Estate also began producing its own artisanal chocolate in a small, state-of-the-art facility located just across the road from the cocoa fields. Nearby, a rum distillery now produces a chocolate-rum liqueur and in the capital St George, the House of Chocolate is a cocoa-themed cafĂŠ, boutique and museum in one.

Rather than competing against one another, these local operations all share a common goal: to empower cocoa growers, to stimulate a new industry and to put Grenada on the map for its chocolate production. It’s entirely possible that the island once nicknamed the Spice Isle may soon become better known as the Chocolate Isle.

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FINDING DOLIVER

Folk artist Doliver Morain lives on the fringes of society, but his bright, exuberant paintings have found their way into shops, hotels and galleries around Grenada, and even into a few homes thousands of miles away. Words and photography by Natasha Were xisting at the most basic level, without running water or electricity, Doliver Morain certainly has no website or social media presence, so locating him from overseas is a challenge.

Once on island, however, the coconut telegraph works wonders.

A few queries lead first to Susan Mains, the owner of Art and Soul Gallery in Grand Anse, who has several of his paintings on display.

“Doliver is very unique,” she says, “not only because he paints intuitively, but because he is completely uninfluenced. He has no training, doesn’t study other artists’ work, yet some of his paintings look just like a Picasso.”

Rendered in vivid colour, his work is child-like in its simplicity.

Susan’s current selection includes radiant scenes of beaches, offshore islands, mangroves, and big eyed fish. All share the same pink background – purely because that would have been the paint he had at the time. His hand-tomouth existence, she explains, means that when the pink runs out, the pink series ends. If times are hard, he may stop painting altogether for a while.

To find him, I head north to the Petite Anse Hotel. The owners, I’m told, are mentors and avid supporters of Doliver and can give me directions to his home and studio.

The road north winds up the coast through charmingly ramshackle villages, where brightly painted cottages cling to steep hillsides and wooden fishing boats rest on black sand beaches.

Gradually, the villages give way to dense, shady rainforest, where nature flourishes: clusters of bamboo lean out over fast flowing RL

rivers, giant broad leafed trees reach towards the sun and branches bend under the weight of tropical fruits.

In the thick of this is Petit Anse Hotel. A large canvas in Doliver’s distinctive style hangs in reception, as if signalling I’m close. From there, it’s through Sauteurs and keep going straight at Chez Nora.

I’ll know when I’ve arrived, I’m assured.

After a few minutes rumbling along a dirt track, a solitary shack comes into view. Its walls are covered in a jumble of paintings, number plates, bottles and, somewhere near the bottom, a hand painted sign declaring it the “Levera Museum of Art”.

Across from it, a motley collection of figures, shaped from corrugated iron, sticks and wire, is dressed in cast off clothes and accessorised with recycled junk.

Doliver emerges from around the side of his hut, apparently delighted to receive visitors.

Squeezing into his minute studio – it cannot measure more than 4 x 6 feet, with holes in the walls and roof – he shows off his collectibles.

The odds and ends he’s picked up along the way include broken musical instruments, fragments of ceramics, conch shells and, hanging from a beam, a musket. His ambition, when he has the funds to buy some more plywood, he says, is to extend the studio so that he can display his artefacts properly.

With limited space inside, most of his paintings are displayed outside. His inspiration is simply daily life. There’s a lady braiding a child’s hair, farmers harvesting cocoa, boats surrounded by his signature striped and spotted fish, and several portraits of public figures.

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Across the road, his figures – or perhaps sculptures – also depict people going about their business. A lady cooks on an oil drum, a couple play draughts, and a band, complete with a drummer, bass players, vocalist and keyboards plays a silent symphony. Arranged under red, yellow and green bunting, they are quirky but also funny and irreverent: other figures include a uniformed police officer who guards his front door, a woman sitting on a toilet, and a gentleman who is, for lack of a more refined description, urinating.

Doliver would have been around 20 when he first picked up a paintbrush. It was three years after the 1979 revolution, he recalls, and the picture he painted was of the Americans dropping their troops in Grenada. He sold that painting for $60 dollars.

He’s been painting ever since, on whatever materials he can find. It might be old planks, used plywood, aluminium roofing or, when he has some cash to buy it, cotton canvas. Recently, he says, he found a bundle of fishing net on the beach. He spent hours untangling it, then hung it on the bush next to his sculptures, and decorated it with fish cut from old soda cans.

Doliver is a man living on the edge. His most basic needs are met, but there are no luxuries.

Yet as he sits in the shade of a tree, his paints lined up along a horizontal branch, with views of the sea and his sculptures for company, it is clear that what he sees when he looks at the world is not his own hardship, but the beauty around him. And it is that innocent delight he finds in daily life that he expresses through his art. Doliver Morain doesn’t just paint fish, birds and trees. He paints pure joy.

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beneath the waves

By placing sculptures below the Caribbean Sea, Jason deCaires Taylor has created an otherworldly aquatic museum that is in a state of constant flux. Words by Natasha Were. Photos by Jason deCaires 2017.

T

wenty or more children stand in a perfect circle in the sand.

They hold hands, facing outwards, as if in defiant unity.

It’s a haunting sight, particularly with the late afternoon sun casting long shadows across the seabed.

This is Vicissitudes, one of a series of sculptures that stand amongst patches of reef at Molinere Bay, off Grenada’s west coast. Created by British sculptor and artist Jason deCaires Taylor in 2006, it is the world’s first underwater sculpture park.

Cast from local people, the sculptures are scattered across an area of around 800 square metres at depths of 10 to 30 feet. In the shallowest section a line of faces stare sightlessly out from a rock. Between two ridges of reef, The Lost Correspondent taps away at a typewriter, presumably for the rest of

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time, oblivious to the clouds of silver fish swirling around him.

Nearby, The Unstill Life, features the classic tableau of a vase and fruit bowl on a table, but in this watery environment, where corals and sponges will slowly but steadily colonise the composition, life is far from still.

Eeriest of all, perhaps, are the lifeless female forms that lie strewn across the ocean floor like debris. Depending on the waves and tides, shifting sands will partially or completely bury the petrified forms some days, and leave them totally exposed on others.

This one part of the genius of this aquatic gallery: its appearance changes daily, depending on the currents, weather and visibility, but it is also changing over the long term, and evolving as the ocean takes over. Taylor prefers to call it a museum, framing it as a place of

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education, preservation and conservation of the marine environment.

He was inspired to create the sculpture park following Hurricane Ivan in 2004. Working on the island as a dive instructor at the time, he had witnessed the storm’s damage to previously pristine reefs and subsequently observed how the few remaining healthy corals were suffering from the increased number of divers and snorkellers.

The sculptures therefore explore the relationship between art and environment, drawing attention to the threats the ocean face, but they also work to redress the balance in myriad ways.

Not only does the creation of an alternative dive site alleviate pressure on the most visited reefs, but it also creates an ideal host environment for new growth. By siting the sculptures down current from the existing reefs, newly spawned corals will naturally drift and settle on them, and the rough texture and non-toxic nature of the cement encourage the proliferation of marine life, thus creating an artificial reef.

Taylor’s hope is that by putting art in the sea, he will entice a new audience to explore the world beneath the waves and thus keep raising awareness of the fragility of the oceans. The theory has proved well founded and he has since masterminded several other underwater parks in Mexico, The Bahamas, London and the Canary Islands. At Molinere Bay, meanwhile, other artists have added new sculptures, turning this pioneering underwater installation into a uniquely collaborative piece of art as activism.

To see more visit: www.underwatersculpture.com Left, top: Vicissitudes, Molinere Bay, Grenada, 2006 Left, bottom: The Unstill Life, Molinere Bay, Grenada, 2006 Right, top: The Silent Evolution, Cancún, Mexico, 2009 Right, bottom: Crossing the Rubicon, Lanzarote, Spain, 2017 Below: Crossing the Rubicon, Lanzarote, Spain, 2017

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| MUST-HAVES

Nature photographer Thomas D. Mangelsen shares a collection of 115 of his finest panoramic images in The Natural World: Portraits of Earth’s Great Ecosystems. Spanning six continents, 10 ecosystems and over 20 years work, Mangelsen takes readers on a photographic journey that celebrates the natural world from the wildebeest migration in Africa to the grizzlies of Alaska. Excerpts from his journals are used to underscore the brilliance of the natural world while highlighting the dramatic changes he has witnessed during that time. A stunning book that is sure to inspire wanderlust. www.mangelsen.com

An expert in Caribbean antiques and architecture, Michael Connors has been exploring the region for over thirty years and leading art and architecture tours to Havana for the last decade.

In his most recent book, Cuba: 101 Beautiful and Nostalgic Places to Visit, Connors takes readers inside the Cuba he loves sharing first-hand experiences and hidden haunts from architectural treasures to secluded mountain resorts. Supported with sharp insights, it pays tribute to a fascinating country. www.michaelconnorsinternational.com

T A BLE TO PPERS

By Kyle Fulton

Escape to the waters with Nick Voulgaris’s latest book Seaside House: Living on the Water. Showcasing homes that capture the tranquillity of coastal living, Voulgaris takes the reader inside celebrity homes from Giorgio Armani’s Antigua escape to Tommy Hilfiger’s Miami Pop art abode. Revealing an expansive range of decorating styles and tastes from modern beach houses to classic cottages from top designers like Ken Fulk and Martyn Lawrence Bullard, the book celebrates inspirational oceanfront abodes across the world. www.rizzoliusa.com

Add flava to the tabletop with Nyam Jamaica: A culinary tour by Rosemary Parkinson. More culinary travel book than traditional cookbook, Trinidadian-born Parkinson adventures parish by parish around her adopted home rooting out local specialities, prized street vendors and celebrated chefs. Sprinkled with stories and colourful photos, it is a rollicking adventure driven by a love of food and country. www.rosemary-parkinson.com

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postcard from

Aruba

Glistening shorelines, untouched, rugged beauty and glamorous luxury – the Southern Caribbean island of Aruba is steeped in powdery, white sands and spellbinding waters that will make you feel far, far away from it all.

Words and photography by Monica Walton

AIR MAIL

CHILL out

on Eagle Beach. A gorgeous stretch of never-ending turquoise water and lined with shady fofoti trees, this famous shoreline is ideal for strapping on a snorkel and exploring the marine life, or strolling in the warm, soft sand.

GETWILD

with flamingos on Renaissance Island. Spend the day sunbathing with these pretty pink birds, and wade in the crystal clear, shallow waters.

OFF ROAD

in Arikok National Park. Full of dramatic landscapes, towering cacti and rugged coastline, the best way to see this part of the island is to rent a jeep and drive through it. Stop off and explore hidden caves, examine the Amerindian art, abandoned gold mines, intriguing rock formations and the natural pool.

EXPLORE

the abundant marine life and dive the SS Pedernales wreck. A World War II lake tanker that was torpedoed and sunk by a German U-boat, this ship lies 25-feet below sea level and is filled with schools of vibrant reef fish.

KITESURF

Yes, the diving is phenomenal, but the real action in Aruba happens above water. Choose from a few spots, like Palm Beach, Boca Grandi and Fisherman’s Huts, where the water is shallow, glittering blue and as flat as glass. Zip along the coastline, catching some of the best views of the island. For an extra dose of Caribbean exoticism, you can even kiteboard around a shipwreck by Hadicurari Beach.

DANCE

the night away at one of the many flashy resorts, pubs and clubs in the Palm Beach Area.

Aruba is famous for its pulsating nightlife.

INDULGE

in scrumptious Dutch-Caribbean food. Local spots like Zeerover’s will give you the ultimate island experience. Serving up crispy, salty, fried fish with chips, and tables overlooking the Caribbean Sea, this restaurant is just one of many delicious eateries on the island. Aruba also offers incredibly romantic settings on the beach for fine dining and casual fare.

HIKE

to the top of the Casibari Rock Formations. Walk through the desert landscape sprinkled with exotic plants and climb up these gigantic boulders to the top for a breath-taking panoramic view of the whole island. Free to visit, it’s best to go early in the morning to avoid the crowds.

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Dress Code Decoded he thrill of receiving an invitation to an event is often diminished by the sheer panic that sets in when you read the words: resort chic, smart casual, festive attire. What do these terms mean? Isn’t smart casual an oxymoron? Deciphering the dress code can be especially difficult when living in the Caribbean where the temperatures soar, but the culture can be quite conservative. Whilst no sartorial rules are set in stone there are guidelines to follow, such as: when in doubt, over dress. Thankfully, fashion expert and image consultant Lauren A. Rothman, also known as The Style Auteur, and author of Style Bible, is here to provide a Caribbean tailored guide to the do’s and don’ts of proper attire.

RL: Tell us how you came to be a fashion expert.

LR: I said my first word while shopping with my mom at Bal Harbour Shops in Miami, Fl. Since then, shopping has been my favourite sport.

RL: Discuss the importance of first impressions and the role of image.

LR: We communicate who we are through what we wear. Our clothes tell a story... and I help my clients communicate their narrative successfully, and effectively.

RL: What are the biggest faux pas when it comes to dressing?

LR: Respect the dress code – even the unwritten one! Don’t wear a ball gown to a barbeque or distressed, ripped jeans into a boardroom.

RL: What are the rules when it comes to trends and dressing for one’s body?

LR: It doesn’t matter what’s ‘in’ if it doesn’t look good on YOU! Dress for the body you have, not the fads and trends in the media.

RL: There has been a marked increase in the availability of inexpensive apparel on the market. Are there pieces that are worth investing in?

LR: Yes! Be savvy about when to save and when to splurge. Invest your time and money in pieces that cannot be easily replicated and fit you perfectly. Save on styles that are overly trendy or colourful – you will tire of them more quickly.

RL: What are the five pieces every woman and man should have in their closet?

LR: Women should build a wardrobe to include a fabulous bag that reflects their personality and style, stylish but comfortable shoes to run around town, sunglasses that fit their face shape, an assortment of shape wear that will help any outfit look killer, and statement jewellery that goes from beach to bar.

Every stylish guy should aspire to have at least one classic, well-tailored suit that can be dressed up or down, dark jeans that can be paired with a tee or blazer, a signature belt that communicates their style philosophy, sunglasses that move from the beach to the boardroom, and a plain navy tee – the most versatile staple.

RL: Is there a style maxim that you swear by?

LR: Dress for the body you have, not the one you dream about.

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Resort chic

What to Wear W: Strappy maxi dress with jewelled flip-flops.

What to Wear M: Linen pants and dressy tee.

Island Cocktail

What to Wear W: Pop of colour dress and wedges.

What to Wear M: Slacks, dress shirt and linen blazer.

Smart Casual

What to Wear W: Belted shirtdress paired with flats.

What to Wear M: Tailored shorts with a colourful dress shirt, sleeves rolled up.

Festive Attire

What to Wear W: Short fringed dress with high-heeled sandals.

What to Wear M: Silk sport coat with a slight sheen paired with dark slacks and a skinny tie.

Beach Wedding

What to Wear W: Whimsical floral dress that works barefoot and in heels.

What to Wear M: Light-coloured linen suit.

Black Tie

What to Wear: Sexy gown with embellishment or cutouts.

What to Wear M: Tuxedo with tie and white dress shirt.

Get more fashion tips from Lauren at: @styleauteur on Twitter, Facebook and Instagram www.styleauteur.com

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Foolproof Beauty Embrace the idea that beauty should be effortless and turn yourself over to the experts Vintage Carve out more me time when you eliminate the battle for beautiful hair with an Olaplex Conditioning Treatment from Vintage. Both a salon system and at-home treatment, Olaplex heals hair by rebuilding and reconnecting broken bonds due to styling wear and tear. The only answer when you’re looking for silky smooth manageable hair with high-shine, it also helps define curls.

Likewise, a deeply restorative Goldwell Kerasilk Smoothing Treatment helps prepare locks ahead of time so you can get out the door quickly.

The process adds protein back into hair that has been damaged by a steady mix of sun, salt and chlorine, to reduce frizz and breakage.

A restorative treat for your crowning glory, it adds shine and ease to everyday hair.

Also offering up-dos, blowouts, precision cuts and makeup services, Vintage lets you sit back and relax. www.vintage.ky

Beyond Basics Offering everything from laser treatments to customised peels and semi-permanent makeup, Beyond Basics is the island’s choice for aesthetic services in a spa like environment.

Book a private spa party and choose from a selection of quick and easy treatments from a Jane Iredale makeup session to massages, spray tans and nail and hair services. Try an eyebrow wax and tint to shape the brows and highlight your eyes, or perhaps treat yourself to a fresh manicure and pedicure. A decidedly blissful treatment, the technician gently massages limbs with French lavender oil and an organic sugar scrub before shaping and polishing the nails.

If you’re in the mood for something more transformative try a Hydrafacial that purifies, calms and restores the skin. Likewise a MicroNeedling session can stimulate collagen production and reduce fine lines and hyperpigmentation.

A medical day spa, Beyond Basics is the island’s one-stop beauty shop. www.beyondbasics.ky

Man Cave Beauty treatments are no longer solely women’s territory, there now exist salons and services specifically aimed at men. So raise your grooming game, men, and solicit the services of an expert.

Head to the Man Cave and experience the joy of a proper shave.

Feel the razor glide not grate across your expertly prepared skin, revelling in the knowledge that razor burn is a thing of the past. And don’t stop there. Show those rogue ear/chest/nose/back hair follicles who’s boss and let the barber take over with a Signature Grooming service.

Now if you expect those fingers to do some walking, gentlemen, make sure they’re tended to. Hedge your bets with a Hand Shake package that ensures all digits are shaped, buffed and ready for action.

With a wide range of services, packages and the option for private events, the Man Cave leaves no excuse for poor grooming. www.mancavecayman.com

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SHORE STYLE Life in the Tropics means life at the beach.

Navigate it with ease and slip on a Tie-Dye Kimono. Made from 100% Turkish cotton towel, the lightweight tunic is a comfortable way to stay covered while making a style statement. www.turkish-t.com

LOVE LETTERS Who doesn't love a good notepad? Especially one that can be personalised like the Pineapple Notebook from Bow & Arrow Press. With lined pages and a snappy design, it’s worth writing home about. Likewise the branded Ludo Blue Stationery Set by Luke Edward Hall strikes the right note. www.papier.com

GOLDEN LOBES Like the magical light that appears before sunset, the Golden Hour Earrings are a thing of beauty. Gold-plated brass, dumortierite stone and freshwater pearl, they guarantee you are seen and heard. www.lizziefortunato.com

EYE SPY Protect peepers with Volunteers sunnies.

With 100% UVA/UVB mirrored lenses and a hypoallergenic frame, the only reaction they’ll cause is envy. www.smokexmirrors.com

obsessions editor's

By Kyle Fulton

LIP SERVICE A fast favourite, Chicken Poop Lip Junk is addiction worthy. Despite the name, it’s actually made from a conditioning blend of lavender and sweet orange essential oils and nourishing avocado and vitamin E to keep the pucker in fighting form. www.ilovechickenpoop.com

HI HEELS Say goodbye to a world of pain and hello to sky-high stilettos with Preheels.

By creating an invisible barrier that sticks to the skin it prevents chafing and blisters.

Teeter on gals! www.preheels.com

BIN ME Nothing beats a beautiful basket and these sisal wonders are no exception. Woven by craft collectives in Africa, they provide a sustainable livelihood for the weavers and a gorgeous, ethical receptacle for you. www.thebasketroom.com

OPEN AWE An expertly curated box of curiosities, unwrapping the DL Box Volume 7 is sheer delight. An ode to good taste and unusual objects, it’s lovely to give or receive. www.dlcompany.com RL

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SUIT

UP Stand out from the crowd in a playful one-piece or a skin-baring bikini

By Kyle Fulton

Fusing couture quality design with exotic prints, the Shalimar offers up a feminine silhouette with tropical nuances. www.paolita.co.uk

Mixing bold colour and striking prints the Andal is a fresh sartorial take on the one-piece. Panels taper at the waist for a flattering fit while hand-braided tassels add a bohemian vibe. www.paolita.co.uk Seek out the sea in the Voyage Emily bikini With cleavage-enhancing removable cups and adjustable side-tassels, it offers medium coverage and boat loads of beach chic. www.paolita.co.uk

Flattering side cut-outs elevate the Rita's subtle sex appeal. With a moderate bottom cut and a hint-ofcleavage scoop neckline, it offers both coverage and skin-baring sophistication. www.lspace.com

A bralette style top with an eyecatching lace-up inset, the Romi is a racy choice. Thick fixed straps and a square neckline finish the athletic design. www.lspace.com

Retro-inspired, the Dakota features a plunging neckline and high-cut leg for a lust-worthy look. Add on ribbed fabric and contrast piping for a freespirited one-piece. www.lspace.com

Every wardrobe needs the perfect black bikini. Enter the flirty Flynn. Peekaboo cleavage, removable padding and sexy criss-cross detail make it a classic with a twist. www.lspace.com RL

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Resorts Best For...

By Kyle Fulton

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Wellness – St Lucia

Escape – Bahamas

Romance – JAMAICA

The ultimate escape for body and soul, The BodyHoliday promises, “Give us your body for a week and we’ll give you back your mind.”

True to their word, the luxury retreat offers a multitude of land and sea activities as well as wellness and spa services each designed with restoration and rejuvenation in mind. From organic meals to exotic Ayurveda offerings, the oceanfront all-inclusive delivers positive change. www.thebodyholiday.com

When the need to get away hits head to Pink Sands Resort. The Harbour Island retreat offers everything from reef dives to deep-sea fishing as well as the ability to do nothing at all, albeit in complete Caribbean comfort. Savour fresh tropical dishes, sip rum-laced sundowners or fall asleep to the sound of waves lapping the pink sand beach. Whichever the choice, escape is in the cards. www.pinksandsresort.com

When Cupid is calling, the only answer is Sandals Royal Caribbean Montego Bay. Over-the-water villas feature glass floors, private plunge pools with Jacuzzi, floating water hammocks and soaking tubs built for two. Add on the private butler and 24-hour room service, and it’s quite possibly heaven on earth. www.sandals.com

Luxury – Anguilla

Beach – St BartHs

Culture – CUBA

Über stylish and sophisticated, the oceanfront Four Seasons Anguilla is the last word in tropical luxury. From custom-designed interiors by Kelly Wearstler to 24-hour in-room dining, as well as three pools, four restaurants and a complimentary kids club, the resort nails effortless extravagance. www.fourseasons.com/anguilla

Cornering the market on comfortable elegance, Le Barthélemy is situated on a wild cul-de-sac and is part of the Nature Reserve of St. Barths.

Positioned directly on the crescent-shaped beach, the resort is perfect for enjoying superlative sunsets or seaside inspired meals, while the interiors are equally stylish. www.lebarthelemyhotel.com

Nestled in the heart of the old city, Gran Hotel Manzana Kempinski La Habana is the perfect jumping off point to experience all the splendour Havana has to offer. A stone’s throw from the Capitol Theatre, many of Havana’s must-sees are a hop, skip and a jump away. When overcome by the city’s splendour retire to the hotel rooftop where pool and bar await. www.kempinski.com

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RHYTHMS OF LIFE

Viewing Jeffrey Samuels' body of work feels a little like taking a walk around his neighbourhood in Montego Bay. Words by Natasha Were

t the beach, young boys stand knee-deep in water, watching to see if they’ll hook a fish. Possibly nearby, a man is cleaning the day’s catch beside his boat. On a porch, friends sit on upturned crates, absorbed in a game of dominoes. And at a bend in the river, a baptism is taking place.

Although Samuels has no formal training in art, there is nothing naïve about his painting. He may paint the simple rhythms of life in a small fishing village, but his ability to capture the atmosphere of any occasion is uncanny, whether it’s the exuberance of a jamming session, a moment of quiet contemplation, or the serenity of the village streets. His paintings tell us more about how life in and around the village of White House unfolds than any travelogue could.

Stylistically, his work sits somewhere on the impressionist-realist spectrum – something he tentatively calls ‘semi-impressionist’.

Although both style and subject matter can vary tremendously depending on his mood, the one common denominator in his artwork is people. Whether portraits, distant figures going about their daily

chores, or cricket players frozen in action, it is the human form that particularly fascinates Samuels.

“I enjoy the shapes, the muscles, the features, the various skin tones and the culture of the Caribbean people,” he says. “And it’s not just people, but people in particular surroundings. I especially enjoy painting people in a rural setting.”

From as far back as he can remember, Samuels says, he has felt seduced by art.

As a child, he began to draw almost as soon as he could hold a pencil, copying from comic books and drawing stick men. He didn’t pick up a paintbrush until he was in his 20s, believing that to paint some kind of training was required. Once he did though, he discovered a natural aptitude – something he calls ‘a gift from God’.

Since then he’s devoured films and books on art, teaching himself everything he knows. He never took a class, and never had a mentor, but cites Picasso, Monet and Jamaican Master Painter Barrington Watson amongst his biggest influences.

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Painting, he says, is not an activity or pastime he chooses to pursue. It’s a calling he cannot ignore. “To me a hobby is something that you pick up. A gift, however, is something that is in your DNA. You cannot pick your DNA, your DNA pick you.”

He has been able to share his gift directly with the likes of Michael Jackson and Barack Obama, both of whom he presented portraits to, and his paintings grace numerous other prestigious homes around the world.

Samuels holds around four exhibitions a year and also sells his work at galleries in Kingston and at his own studio. But, a humble man of faith, he points out that even if you cannot afford to buy original works of art, you need only look outside to see the greatest art there is – God’s creation.

To see more of Samuels' work, visit: www.jeffrey-samuels.pixels.com Email: dsamuels74@yahoo.com

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First page: Street Scene Old Time Jamaica, acrylic on canvas, 2013 Left page, top: Daddyo, acrylic on canvas, 2011 Left page, bottom: Fisherboys, acrylic on canvas, 2012 Above: Domino Game, acrylic on canvas, 2014 Right: Contemplation, acrylic on canvas, 2015

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| INDUSTRY NEWS

A. L THOMPSON’S OFFERS NEW ‘LOAD ‘N GO’ SERVICE You need not go into the George Town store of A. L. Thompson’s when shopping for building materials with the new service called Load ’n Go. Simply load up your vehicle with the building materials that you need, drive through warehouse bay 3, pay at the Express Checkout, clear purchase at the security gate, and go. A new, convenient and timesaving way to shop. www.althompson.com • (345) 949 8622 ABSOLUTELY FABULOUS, DEEP BLUE IMAGES & AWARDART GALLERY JOIN FORCES The exciting, new Creative Collective has opened comprised of Absolutely Fabulous, Deep Blue Images and the newly opened AwardArt Gallery.

Ab Fab’s recently extended showroom, full of contemporary furniture and home accessories, is now connected and adjacent to the store where Avril Ward shares original art from Cayman’s finest artists, and Julie Corsetti has her new photographic studio. The ladies have plenty of experience and knowledge in their respective fields and are able to advise and assist in all interior design and photographic needs.

Sally (345) 926 9803 • Avril (345) 927 551 • Julie (345) 916 0016 AVIATION MANAGEMENT TAKES OFF IN CAYMAN AMS is an aviation company that manages aircraft and flight departments around the world, focused on the interests of the aircraft owners. Based in Grand Cayman at the Owen Roberts Intl.

Airport, and with support offices in the UK, Shanghai, China, and Chandler, Arizona, the AMS Team performs IS-BAO/IS-BAH safety and quality audits, financial due diligence audits, aircraft new delivery and acceptance, as well as maintenance return to service support, maintenance oversight, crew resourcing, and offshore lease/finance programs. www.ams.ky • william@ams.ky • (345) 945 5043 AZURE REALTY HAS NEW DEVELOPMENTS & WELCOMES NEW TEAM MEMBERS Azure is excited to announce that the new Rum Point Club Residences have broken ground with a view to being completed in approximately 18 months. Pre-construction sales prices start at US$1.2 million. The boutique resort is located on the sandy beach of North Side. Another exciting new development is Kembali Kai homes. Located in the only gated community in Rum Point, the first home has just been completed and is ready for move in. The starting price is CI$2.5M. We would also like to announce and welcome two new team members, Candace Bailey and James Sedgley. www.azurerealtycayman.com • cibroker@candw.ky •(345) 926 2626 BARAUD DEVELOPMENT LAUNCHES TWENTY40 With the completion of Shore Club and Parkway Place phase1, Baraud Development’s new project Twenty40 in Governors Harbour is designed to impress.

A limited collection of exquisite waterfront residences in Governor’s Harbour, they are modern design townhomes consisting of 3bed/2.5bath, all with top-of-the line finishes. Amenities include, large boat dock, pool, grilling area and private driveway with carport.

Prices start in the low CI$600’s. www.barauddevelopment.com • stefan@baraud.com (345) 925 9595 BEYOND BASICS MEDICAL SPA, ONE STOP BEAUTY & HEALTH Beyond Basics Medical Day Spa, 3rd Floor of Tomlinson Building, is the choice for all Medical Aesthetic laserderm services: Laser hair removal, Facial and Vaginal Rejuvenation, HydraFacial, Injectables, Sclerotherapy and Jane Iredale skincare makeup. The WOW Spa at 7 Smith Road Plaza is the go-to spa for all services such as waxing, threading, massages, manicures, pedicures, Repechage Facials, body contouring therapies, all at affordable prices. www.beyondbasics.ky • (345) 945 2737 BON VIVANT OFFERS FALL SPECIALS Bon Vivant has great fall specials available now for those looking to renovate their kitchen in time for the holiday season. Complete kitchen packages for as low as $7,500 with brands like Bosch, Smeg and Liebherr. Contact us to sit down with one of our designers to discuss your dream kitchen. info@bonvivant.ky • (345) 623 2665 RL

CARIBBEAN FINE HARDWARE Opened in February of 2017 at The Strand, Caribbean Fine Hardware consults with and supplies to architects, interior designers, builders and homeowners on island. Attention to architectural design coupled with the highest calibre products available internationally allows Caribbean Fine Hardware to supply beautiful architectural hardware for your home or commercial building that is delivered on time and on budget. www.caribbeanfinehardware.com • (345) 928 0036 chip@caribbeanfinehardware.com CREATIVE TECH – ACQUIRES NEW DEALERSHIPS Creative Tech is proud to announce their appointment as Cayman’s Authorized Dealer for Audioquest, Emotiva, Polk Audio and SVS. These manufacturers join an already impressive list of brands, which their experienced sales associates utilise to design tailored solutions to their ever-growing list of discerning clients.

Creative Tech offers AV Design, Installation and Support. www.creativetechltd.com • (345) 946 8324 • info@creativetechltd.com 81 WEST NOW AVAILABLE AT THE CHANNELS Gorgeous three and four bedroom contemporary homes by 81 West are now available on a selection of ten prime canal front lots. Expanses of glass and open floor plans, which open on to shimmering pool decks mark these extraordinary homes, designed by Mike Stroh and Trio Design.

Starting at CI$998,000. www.crightonproperties.com • Neil: (345) 326 3322 • (345) 949 5250 CRIGHTON PROPERTIES PRESENTS THE CHANNELS Nestled deep within the protective embrace of the famous North Sound, Crighton Properties presents an offering of secluded canal front home sites perfect for the growing family or the downsizing empty nester.

Starting at CI$206,000, these lots represent an opportunity to dive into canal front living and a boating lifestyle with all the perks of the canal front communities Crighton Properties has become famous for, like strong covenants, underground utilities and gated entries. www.crightonproperties.com • Office: (345) 949 5250 Dale: (345) 516 1125 • Neil: (345) 326 3322 CAMBRIA INTRODUCES CAMBRIA MATTE FINISH Cambria, the only family-owned, American-made natural quartz company, has introduced their breakthrough Cambria Matte™ finish across all of their 140+ designs. Providing a captivating low-sheen alternative to the standard gloss finish, Cambria Matte™ maintains the same uncompromised quality and performance benefits professionals and homeowners have come to trust from the company. Like all of their designs, Cambria Matte™ is nonporous, scratch and stain resistant, and completely maintenance-free – never needing sealing, polishing or reconditioning. www.CambriaUSA.com • info@staffordflooring.com • (345) 943 2722 DESIGN STUDIO PARTNERS WITH THE RESIDENCES AT SEAFIRE Design Studio has partnered with The Residences at Seafire to provide bespoke design services and furnishings. Design Studio is an award-winning interior design firm with a reputation for innovation, quality and customer service.

Residents can select a full-service interior design and furnishing package customised and scaled to meet their exact needs. A stunning model suite is available for viewing through Provenance Properties. www.designstudio.ky • (345) 945 4977 DWELL BY IDG – ‘A PLACE TO LINGER FOR A WHILE’ Offering consumers the essence of casual luxury in home furnishings, DWELL fashions unpretentious yet exceptional interiors at affordable prices. For those who wish to ‘dwell in style’, visit their 15,000 sq ft showroom at 119 Dorcy Drive to experience pieces first hand. Items can be purchased off the floor and delivered by their team of expert handlers. www.idgcayman.com • (345) 745 4310 REAL LIFE PROUDLY SPONSORS THE GOVERNOR'S AWARD 2017 REAL LIFE is proud to continue their sponsorship of the Governor's Award 2017. This year's award is open to residential and commercial categories. Nomination information and templates can be found on the new Governor's Award website.

The winners will be announced in December 2017. www.governorsaward.ky

INDUSTRY NEWS | 127

ISLAND HERITAGE NOW OFFERING YACHT COVER in cayman Trusted property and motor insurers, Island Heritage are now insuring boats. Through their parent company BF&M, they bring over 100 years experience in marine insurance to the Cayman Islands while providing the peace of mind you can only get from a local company that understands your needs and cares. www.islandheritageinsurance.com • (345) 949 7280 JEC QUANTITY SURVEYORS AWARDED OWEN ROBERTS INTERNATIONAL AIRPORT JOB Over the 30 years JEC has been on island, it has been involved in some of Cayman’s largest construction projects including the George Town Hospital, Government Administration Building and Reef Resort. The trend continues with the company currently providing Quantity Surveying/ Cost Consultancy on the Owen Roberts International Airport, major warehouse facilities, new hotels and a range of multi-million dollar homes and apartment complexes. www.jec.ky • (345) 945 5930 KIRK FREEPORT LAUNCHES TAG HEUER GUY HARVEY TIMEPIECE A world exclusive to Kirk Freeport in the Cayman Islands, the second edition of this series is limited to only 400 men’s and 200 women’s watches. Kirk Freeport makes a donation to the Guy Harvey Ocean Foundation with every watch sold, donating $95,000 from sales of the first edition. The price-point is outstanding at US$1,500 for the men’s watch and US$1,600 for the women’s version. A popular timepiece, collectors are encouraged to inquire soon to avoid disappointment.

Visit the TAG Heuer boutique on Harbour Drive or www.kirkfreeport.com OBMI CELEBRATES 50 YEARS IN THE CAYMAN ISLANDS OBM International celebrates its 50th year in the Cayman Islands this October. Since its beginnings in Cayman OBMI has grown into a world leader in island and tropical architecture while remaining true to its roots in Cayman and its other island offices (Bermuda, British Virgin Islands, Antigua, Trinidad). Recent OBMI projects in Cayman include the Ritz Carlton deckhouses and private residences. www.obmi.com THE PHOENIX GROUP WELCOMES NEW SENIOR DESIGNER The Phoenix Group is pleased to welcome our new Senior Designer, Daniela Natale, into the fold. Daniela has a great deal of experience in Interior Design, and for the past 10 years has excelled in residential interior design and furnishings. She brings fresh insight to a tired home and is dedicated to giving her clients the look they are after without breaking the bank. We are happy to have her on board and look forward to expanding this new avenue of our business. www.phoenix.com.ky • (345) 945 8001 POOL PATROL OFFERS NEW MONEY SAVING PUMP Pentair Pool & Spa, the leader in variable speed pump technology, introduces their third new pump for 2017.

The IntelliFlo VSF pump is able to control the pump speed or the flow rate and will work in any pool or spa installation, saving you thousands of dollars. In stock now. www.poolpatrol.ky • (345) 949 8543 RUGS ORIENTAL OFFERS NEW COLLECTION OF CUSHIONS Rugs Oriental has a fabulous new collection of cushions in their Galleria Store. Vibrant coloured cottons from Sri Lanka, elegant pastel silks from Turkey, Caribbean plants and scenes from Barbados as well as fun cat cushions and traditional carpet cushions in a variety of sizes. www.rugsoriental.ky • (345) 943 7847 SEAHAVEN – PHASE 1 COMPLETE & MODEL VILLA READY TO TOUR Encompass Ltd. is excited to report that Phase I of SeaHaven, Cayman’s newest collection of Island Contemporary Waterfront Villas, is complete and the model villa ready to tour. Special features include private garages, private boat dockage and panoramic ocean view rooftop terraces. www.encompasscayman.com/project/seahaven (345) 326 4562 • tkline@encompasscayman.com

SAMANTHA TWISS AWARDED CENTURION AWARD 2016 Samantha Twiss was awarded the prestigious CENTURY 21 Centurion Award for 2016, one of only four agents in the Caribbean. Samantha is an exceptional agent serving with Century 21 Cayman for over 15 years. Whether buying, selling or renting a home, Samantha Twiss is the right choice.

Samantha (345) 516 895 • sam@century21cayman.com TAG COMPLETES TOWN & COUNTRY Tropical Architectural Group (TAG) is proud to announce the completion of Town & Country and the start of Birch Tree Hill Manor, both of which were design and build projects by TAG. Other exciting design projects include Vela Phase 2, South Bay Estates 4, Hyde Park, Ocean Crest and Barcam Plaza. admin@tag.ky • info@tag.ky THE SECURITY CENTRE NOW OFFERING SMART HOME SYSTEMS The Security Centre has been accommodating all the demands of Cayman’s security needs for over 20 years.

We have a simple focus – to keep people and property as safe as possible. We’ve extended our services to offer smart home systems that transform great homes into amazing residences. www.security.ky • dsinclair@security.ky THE RESIDENCES OF STONE ISLAND SHOW HOMES NOW OPEN This gated waterfront community in the Yacht Club neighbourhood is comprised of 44 luxury residences.

Homes feature 4500 sq ft of open concept living spaces, plunge pools, double car garages, vaulted master bedroom ceilings, waterway views, and much more. Visit the three full scale show homes available for private viewing by appointment only. Contact exclusive listing agents Kim Lund and James Bovell of RE/MAX Cayman Islands. www.stoneislandcayman.com RE/MAX CAYMAN ISLANDS WELCOMES VINCE BUDESA A frequent visitor from the USA, Vince fell in love with the people and all things Cayman and is now selling residential and commercial properties on island. Vince has been involved in all aspects of real estate during his 28-year career as a salesperson and a former partner of a real estate brokerage and development company in New Jersey, USA. www.Followme2Cayman.com • (345) 516 7464 • Vince.Budesa@remax.ky VIGORO NURSERY OFFERS NEW SAFETY SURFACING Bonded Rubber Mulch safety surfacing is a unique and natural path system and playground surface that is cost-effective, long lasting, safe and durable.

Combine it with VIGORO’s Artificial Lawn in a playground or park area for perfect results. Applicable for both residential and commercial use.

Contact Tom or Craig for an estimate. www.vigoro.ky • (345) 949 4270.

VINTAGE CONTINUES TO GROW Open for just over two years the salon has earned a place as one of the premier hair establishments on the island offering some of the best services and products on the market. The team has now expanded to accommodate our ever growing client base with two fully qualified hair extension masters specialising in skin weft, I-tip and micro I-tip and smart tabs.

Offering prime hair care products Goldwell Topchic, Kerasilk and the full range of Moroccan Oil. Vintage's goal is to provide a modern atmosphere with traditional values of service. www.vintage.ky • (345) 947 1897 ZELMAN STYLE INTERIORS EYES THE CARIBBEAN World-renowned boutique design firm, Zelman Style Interiors, has set its sights on the Caribbean. Having created spectacular spaces throughout the world, they desire to grant each client with a unique experience and create a home to cherish for years. Timelessness, passion and love for design are what separate Zelman Style Interiors from everyone else. www.zelmanstyle.com • (954) 718 6100 HAVE NEWS YOU WOULD LIKE TO SHARE? Send your news, image and contact information to: info@reallife.ky www.reallife.ky

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| DIRECTORY

DEVELOPERS, CONSTRUCTION & SURVEYORS

SECURITY & HOME AUTOMATION

NCB Group, Cayman Islands......................... (345) 946 9622 Creative Tech, Cayman Islands...................... (345) 946-8324 The Phoenix Group, Cayman Islands.............(345) 945 8001 The Security Centre, Cayman Islands........... (345) 949-0004 APPLIANCES, KITCHENS, BATHROOMS, CABINETRY, Westpoint Inspections, Cayman Islands........(345) 936 2454

DOORS, FLOORING, ROOFING & TILES A.L. Thompson’s, Cayman Islands................ (345) 949 8622 Apex Industries, Cayman Islands................. (345) 949 0004 Bon Vivant, Camana Bay, Cayman Islands....(345) 623 2665 CAMBRIA, Cayman Islands............................ (345) 943 2722 Caribbean Fine Hardware, Cayman Islands.....(345) 928 0036 Delta, Cayman Islands................................... (345) 949 8622 Edie’s Décor, Cayman Islands....................... (345) 949 6348 Island Interiors, Cayman Islands................... (345) 949 6262 ITC International Tile Co. , Cayman Islands...(345) 945 3798 Kohler, Cayman Islands................................. (345) 949 8622 Otis Air, Cayman Islands................................ (345) 945 7167 Pooley Cabinets, Cayman Islands.................. (345) 947 6780 Rugs Oriental, Cayman Islands......................(345) 943 7847 Stafford Flooring, Cayman Islands................. (345) 943 2722 Sky-Frame - Tropical Glazing Solutions, Bermuda (441) 236 8463 TREX, Cayman Islands................................... (345) 949 8622

SHIPPING & DELIVERY SERVICES

INSURANCE

Thompson Shipping, Cayman Islands..........(345) 949 8044 Bogle Insurance Brokers Ltd., Cayman Islands...(345) 949 0579 Tropical Shipping, Florida.............................. (305) 805 6620 Island Heritage, Cayman Islands.................. (345) 949 7280

SHOPPING & JEWELLERY INTERIOR ARCHITECTURE, DESIGN, DECOR & FURNITURE

Absolutely Fabulous, Cayman Islands..................(345) 926 9803 Ashley Furniture Home Store, Cayman Islands........ (345) 943 2323 Design Studio, Cayman Islands .....................(345) 945 4977 Design Studio, Turks & Caicos......................(649) 941 4848 DWELL by IDG, Cayman Islands.................... (345) 943 4310 Edie’s Décor, Cayman Islands ...................... (345) 949 6348 IDG - International Design Group, Cayman Islands..(345) 943 6464 Island Interiors, Cayman Islands................... (345) 949 6262 Markson's Furniture & Windows, Cayman Islands...(345) 949 6233 Rugs Oriental, Cayman Islands......................(345) 943 7847 The Phoenix Group, Cayman Islands.............(345) 945 8001 OBM International, Cayman Islands ..............(345) 949 8115 ARCHITECTS Design Cayman, Cayman Islands..................(345) 949 2800 Zelman Style Interiors, Florida.......................(954) 718 6100 OBM International, Cayman Islands...............(345) 949 8115 Robert Towell Architecture, Cayman Islands.(345) 946 6681 LANDSCAPING & NURSERY TRIO Architecture, Cayman Islands............... (345) 749 0555 Vigoro Nursery Ltd., Cayman Islands............ (345) 949 4270 Tropical Architectural Group, Cayman Islands (345) 947 5849

Breitling Boutique, Cayman Islands................(345) 815 7472 Camana Bay, Cayman Islands...................... (345) 640 4000 David Yurman, Cayman Islands.....................(345) 949 7477 John Hardy, Cayman Islands..........................(345) 949 7477 Hearts on Fire, Cayman Islands.....................(345) 949 7477 Kirk Freeport Bayshore Mall, Cayman Islands.......................(345) 815 7474 Cardinall Avenue, Cayman Islands................. (345) 815 7470 Ritz-Carlton Grand Cayman, Cayman Islands.(345) 815 7478 The Strand, Grand Cayman..............................(345) 815 7473

SALONS & SPAS Beyond Basics Medical Day Spa, Cayman Islands.... (345) 945 2737 Mancave, Cayman Islands.............................. (345) 943 2283 The Spa at Seafire...........................................(345) 746 4040 Vintage, Cayman Islands.................................(345) 947-1897

SUSTAINABILITY SERVICES COST WATCH, Cayman Islands (345) 949 8000

ARTISTS, PHOTOGRAPHERS & GALLERIES

Avril Ward Art, Cayman Islands.......................(345) 927 5516 INTERNET, TELEVISION & TELECOMMUNICATION Aviation Management Services, Cayman Islands.....(345) 945 5043 AWARDART Gallery, Cayman Islands.............(345) 927 5516 C3 - Pure Fibre, Cayman Islands.......................(345) 333 3333 Island Air, Cayman Islands ............................ (345) 949 5252 Deep Blue Images, Cayman Islands...............(345) 916 0016

AVIATION & AIRLINES

TOURISM BOARDS & ASSOCIATIONS

BANKS & FINANCIAL SERVICES

POOL MAINTENANCE & SUPPLY

Butterfield Bank, Cayman Islands..................(345) 949 7055 Pool Patrol, Cayman Islands...........................(345) 949 8543 Cayman National Bank, Cayman Islands.......(345) 949 4655 International Financial Planning (Cayman) Ltd...(345) 516 2695 REAL ESTATE AGENTS & COMPANIES Azure Realty Ltd, Cayman Islands................ (345) 946 2987 Tracey Kline...................................................... (345) 326 4562 CAR SALES Jan Tomkins.................................................... (345) 926 2626 Car City (Mercedes-Benz), Cayman Islands.(345) 949 0440 Century 21 Thompson Realty, Cayman Islands Samantha Twiss............................................... (345) 516 8951

CONDOS AND RESIDENTIAL DEVELOPMENTS

The Channels, Cayman Islands.........................(345) 516 1125 81 West, Cayman Islands.................................(345) 326 3322 Indigo Bay, Cayman Islands........................... (345) 927 3434 Periwinkle, Cayman Islands............................ (345) 326 4785 Kembali Kai, Cayman Islands........................ (345) 926 2626 Rum Point Club, Cayman Islands.................. (345) 926 2626 SeaHaven, Cayman Islands............................ (345) 326 4562 Solara, Cayman Islands.................................. (345) 946 9622 The Residences, Magellan Quay, Cayman Islands....(345) 946-3343 The Residences at SeaFire, Cayman Islands...(345) 640 7000 The Residences of Stone Island, Cayman Islands....(345) 949 9772 Twenty40, Cayman Islands............................. (345) 925 9595 Vela, Cayman Islands.....................................(345) 949 4979

Crighton Properties, Cayman Islands.............(345) 949 5250 Dale Crighton....................................................(345) 516 1125 Neil Rooney......................................................(345) 326 3322 Dart Realty, Cayman Islands........................... (345) 943 3278 Edgewater Properties, Cayman Islands.......... (345) 946 3343 Encompass Ltd., Cayman Islands Tracey Kline...................................................... (345) 326 4562 Evron Realty, Cayman Islands Trent Christie....................................................(345) 324 1559 Provenance Properties of Cayman................ (345) 640 7000 REM Services Ltd, Cayman Islands...............(345) 946 8664 Diamond Properties, Cayman Islands Paula McCartney...............................................(345) 516 3521 RE/MAX Cayman Islands Vince Budesa................................................... (345) 516 7464

DEVELOPERS, CONSTRUCTION & SURVEYORS Abernethy & Associates Ltd. Cayman Islands......(345) 925 2816 Arch and Godfrey, Cayman Islands............... (345) 949 2370 BCQS International, Cayman Islands............(345) 949 8644 Blue Point Consultants Ltd, Cayman Islands...... (345) 525 0706 Baraud Development, Cayman Islands.......... (345) 925 9595 Charlton Developments Ltd., Cayman Islands.....(345) 927 3434 DART, Camana Bay, Cayman Islands............. (345) 943 3278 Davenport Development Ltd, Cayman Islands........(345) 949 4979 Edgewater Development Ltd. Cayman Islands....(345) 946 3343 Encompass Ltd........................................................(345) 326 4562 JEC Property Consultants Ltd. Cayman Islands.. (345) 945 5930

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Tourism Attraction Board, Cayman Islands.............(345) 949 6999 Antigua and Barbuda Tourism Authority......(268) 562 7600 British Virgin Islands.......................................(284) 494 3134 Cayman Islands.............................................. (345) 949 0623 Jamaica............................................................ (305) 665 0557 St Kitts........................................................... (869) 465 4040 Saint Lucia...................................................... (758) 452 4094 Turks & Caicos...............................................(649) 946 4970 US Virgin Islands............................................ (340) 774 8784

RESORTS & VILLA RENTALS Caymans Luxury Retreats...............................(345) 946 8664 Cayman Villas, Cayman Islands......................(345) 945 4144 Kimpton Seafire Resort + Spa....................... (345) 746 0000 Century 21 Thompson Realty, Cayman Islands Samantha Twiss .............................................. (345) 516 8951 Encompass Luxury Rentals, Cayman Islands Tracey Kline...................................................... (345) 326 4562

RESTAURANTS, FOOD & BEVERAGE Jacques Scott, Cayman Islands...................... (345) 949 0277 The Lobster Pot, Cayman Islands...................(345) 949 2736

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Call: (345) 943 7325 Email: ads@reallife.ky Click: www.reallife.ky Visit: 100 Owen Roberts Drive, Grand Cayman