October Voice 2020

the October 2020 | Volume 33 | No. 10

Celebrating 110 years! of the rockford business community

ROCKFORD CHAMBER

opposes

proposed graduated income tax,

supports

executive form of county government

GRADUATED INCOME TAX NEW MURAL SPACE TO REPLACE ALPINE DAM

COUNTY EXECUTIVE FORM OF GOVERNMENT What has the State of Illinois done to earn the voters trust when it comes to taxes and spending? The answer is very little or none. Illinoisans are being asked to fork over another $3.6 billion in no-strings-attached money to the very people who have so flagrantly mismanaged our collective finances for decades. These are not normal times, and Illinois is not a normal state. Voting in favor of the graduated tax requires a leap of faith—a belief that Illinois politicians can be trusted to shepherd these new resources responsibly and invest them soundly. Sadly, this state, under governors of both parties, has done nothing to earn that trust.

The new taxing system sketched out in Governor Pritzker’s proposal would generate $3.6 billion in new annual revenue for the state. However, Pritzker would dedicate less than 10 percent of that windfall to reducing pension debt— meaning the financial sinkhole that threatens to swallow the entire state will only widen, even with the infusion of new cash. Pritzker’s plan also ignores the reality that raising taxes during a recession—particularly one as intense and painful as the COVID-induced one we are now enduring—puts more downward pressure on the economy.

The Illinois Constitution currently requires a flat state income tax, which means all individuals pay the same rate, currently 4.95%, and all corporations pay the same rate, currently 7%. A graduated income tax allows legislators to determine different rates for both individuals and corporations based on income earned.

In May 2019, the legislature approved a ballot referendum question calling for a constitutional amendment to change Illinois’ constitution from a flat income tax to a progressive income tax. As a result, voters will be asked in the upcoming 2020 Continued on page 27

The Rockford Area Arts Council, City of Rockford, Rockford Park District and Rockford Area Convention & Visitors Bureau are seeking a new mural wall/temporary creative space for community expression with the reconstruction of Alpine Dam. The current, nearly 80-year-old dam no longer is suited to control the most severe flood conditions.

It’s manually operated by city staff; the new one will be remotely operated and have instrumentation to monitor water depth.

The new dam’s concrete/ materials will be designed to meet current engineering standards.

Unfortunately, it cannot be painted because of annual dam inspections of the concrete surface and joints.

Steps will be taken to encourage the public’s compliance with the dam’s surface.

MARK YOUR CALENDAR!

MAYOR’s BUSINESS ADDRESS THURSDAY, OCTOBER 15 NORDLOF CENTER OR VIRTUAL PLATFORM For more information, see page 18 SPONSORED BY

Early voting site for those outside Rockford city limits Meadow Mart storefront in Machesney Park

THE VOICE IS PUBLISHED BY

Join the Chamber on Social Media

The Voice is online at rockfordchamber.com

Voters outside the city limits of Rockford will have a new location for early voting for the two-week timeframe leading up to the Nov. 3 general election.

The vacant Citi Trends at Meadow Mart Mall, 6401 N. Second St., Loves Park, will be transformed into a voting center weekdays, 8:30 a.m. to 7 p.m., and weekends, 9 a.m. to 5 p.m., starting Monday, Oct. 19.

“Our goals of early voting are to increase voter participation and relieve congestion at polling locations on Election Day, especially when trying to mitigate the exposure to COVID-19,” said Winnebago County Clerk Lori Gummow.

Many new cleaning procedures and protective equipment will be in place.

Early voting for Winnebago County voters outside of the City of Rockford election district also will take place at the Winnebago County Administration Building, 404 Elm St., Rockford,

Winnebago County Clerk Lori Gummow prepares a new early voting location for Winnebago County voters for the 2020 general election. weekdays, Sept. 24 to Oct. 16, 8:30 a.m. to 4:30 p.m. (except Oct. 12 holiday).

Extended hours start Oct. 19, weekdays, 8:30 a.m. to 7 p.m., and weekends, 9 a.m. to 5 p.m.

Continued on page 4

OPTIONS FOR PAYING UNEMPLOYMENT COMPENSATION TAXES Many millions of Americans are receiving taxable unemployment compensation for the first time.

The Internal Revenue Service has issued a reminder that any of the special unemployment compensation authorized under the Coronavirus Aid, Relief, and Economic Security Act is taxable and must be reported on a 2020 federal income tax return.

In order to avoid owing taxes when filing next year, taxpayers have the option to voluntarily withhold from their benefits now. A recipient can choose to have a flat 10 percent withheld to cover part or all of their tax liability by filling out Form W-4V, Voluntary Withholding Request. Give the form to the agency paying the benefits, or if the agency has its own withholding request form, use that instead.

Another option is to pay quarterly estimated tax payments. Payment for the first two quarters of 2020 were due on July 15; third quarter 2020 on Sept. 15, and fourth quarter 2020 on Jan. 15, 2021. Visit IRS.gov.

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THEVOICE • rockfordchamber.com

October 2020

CHAIRMAN’S PERSPECTIVE

MICHELE PETRIE Rockford Chamber Board Chairman

Time for a positive step to the future

As we have spent the last six months in gray, uncertain situations, it has come to me in almost a dozen ways that it’s time to lock into a “go forward mode.”

It’s time to get past the shock and reactive and move to accept where we are and focus on what’s next.

I was extremely proud of our Chamber Board, when we got into a heartfelt discussion at our meeting on Sept. 22 about how we can help our 1,200 members (and the larger Winnebago County community as a whole). These 30 people representing small businesses, large businesses, our hospitals and notfor-profits said, “What can we do to focus on the positive, help those continuing to struggle and lead our community to our future?”

By now, members should have received a survey to help guide us to delivering that help in the mostneeded form. Until we sift through your feedback, I’d like to focus us on a few things that are working and how to use that to help us all gain momentum:

People leaving big, cramped cities are looking for affordable places to live that have reasonable access (now that workers may have the ability to work from home and commute less). Several real estate leaders in the community say their teams are seeing more people coming to Rockford due to COVID, and new construction is on the rise. Let’s work to attract these families and welcome them to our vibrant community.

Rockford has been known as a logistics hub, and logistics is booming.

Let’s continue to expand that niche; bringing value to our citizens and the Midwest as a whole.

Home improvement stores, grocery stores and other like entities are booming. What can we learn from their successes, and how can we ease pain points with new business ideas?

Schools, businesses and teachers are finding new ways to interact with students, which may help us eventually impact the trajectory of our educational outputs.

Folks, it’s time to dream. What do we hope for ourselves? What have we learned, and how can we use that to emerge as a stronger community?

Picture a Statue of Liberty in Rockford attracting the best to our community, and as a gift we present them with what we have gained through innovation – new jobs and an affordable place to raise a family.

To be clear – I’m saying that many folks are doing more than surviving now.

They are taking that step forward to our future that we didn’t carefully construct.

We twisted and turned and fell and got up. We failed and grew and tried again, just like we have always done and always will do. We are Midwesterners. We have grit. We can find ways to win in even the most unlikely scenarios because we are strong, we are smart, we don’t quit, and we support each other.

I’m excited to see what else we are capable of in our next big step forward to our future. Please watch future VOICE articles and our website for new opportunities to engage.

And if you are inspired to rally forward now or have ideas you would like to share, reach out to me (mpetrie@ wintrust.com) or the chamber. Be safe and be kind. v Michelle Petrie is chairman of the Rockford Chamber board.

Let your Voice be heard The Rockford Chamber of Commerce welcomes and encourages member submissions for The VOICE of the Rockford Business Community.

Deadline is the 15th of the month preceding publication date. Send news releases and other items of interest to the business community to: The VOICE Rockford Chamber of Commerce 308 W. State St., Ste. 190 Rockford, IL 61101 For information about advertising contact Customer Service at 815-987-8100.

The VOICE of the Rockford Business Community (USPS 784-120). ISSN number 1086-0630, is published monthly by the Rockford Chamber of Commerce, 308 W. State St., Ste. 190, Rockford, Illinois 61101.

Periodicals postage paid at Rockford, Ill. POSTMASTER: Send address changes to: The VOICE of the Rockford Business Community, 308 W. State St., Ste. 190, Rockford, IL 61101.

THEVOICE • rockfordchamber.com

October 2020

3

profile

MEMBER PROFILE

Hanson Professional Services:

ENGINEERING SUCCESS IN ROCKFORD FOR 40 YEARS

By Paul Anthony Arco When you drive along a tollway, pass over a bridge or enter a county or city building, chances are pretty good Hanson Professional Services had a hand in designing that project.

Hanson is a full-service engineering consulting firm headquartered in Springfield, Ill., with 500 employees in 10 states over 28 offices, including Rockford.

Hanson offers engineering and planning services to public- and private-sector clients throughout the country, including aviation, education, military, healthcare, municipalities, railway and more.

“We really serve all types of engineering needs for all types of clients,” said Stuart Kemp, regional vice president. “We like the diversity and the technical challenges in our field. Engineers are wired a certain way. When we get behind the math and sciences, we’re in our element.”

Kemp joined Hanson in 1988. He supervises the Rockford office of six that includes engineers, scientists and support staff, and serves as a project manager on civil-engineering projects across the state, including bridges, railways and roadways.

“We have a tremendous team here, but

we’re always looking for opportunities to grow our staff when it makes sense,” he said.

Locally, Hanson works with a number of municipalities including the City of Rockford, Loves Park, Cherry Valley and Belvidere, as well as Ogle, Boone, Stephenson and Winnebago counties. “We work primarily on bridges, buildings and other systems,” said Kemp. “We also work with park districts, health care systems and have designed more than 50 bridge replacements. On a smaller side we’re working with a private group, for example, that wants a F4 fighter jet mounted for display. That’s out of the ordinary but a neat little project.”

Hanson was founded in 1954 by Walt Hanson, an engineer, business owner and author who co-wrote an engineering textbook that is still used by engineering students today. Hanson opened his first office in Springfield. Among his first jobs was designing 56 bridges on the Kansas Turnpike. Hanson opened a second office in Peoria in the 1960s, followed by the Rockford office in 1979.

including the Abraham Lincoln Presidential Library and Museum in Springfield, Clark Bridge on the Mississippi River in Alton, Ill., and the broadcast facilities at One World Trade Center in New York.

The company has been recognized with many corporate, project and leadership awards. Hanson has been named on the Engineering News-Record’s “Top 500 Design Firms” list for nearly three decades.

In 2011, Hanson received the Secretary of Defense Freedom Award from the National Committee for Employer Support of the Guard and Reserve, which is the federal government’s highest honor for employers that support employees who serve in the National Guard and reserves.

This year, Hanson ranked second on the list of best places to work in Illinois in the medium-employer category as determined

by Pennsylvania-based Best Companies Group.

Kemp has seen many changes over the years, the biggest being technology and the way projects are delivered. “We started out working on drafting boards, and I remember getting our first CAD station was High Profile Projects a big deal,” he said. “It’s interesting when Over the years, Hanson has been you tell these stories to young engineers involved in a number of prominent projects, today. We’ve come a long way.”

This year, Hanson ranked second on the list of best places to work in Illinois in the mediumemployer category. Stuart Kemp (shown) supervises the Rockford office of six.

What remains the same, however, is the company’s passion for their work. “The diversity of what we do is what gets us up and going every day,” Kemp said. “There is a sense of giving back to the community, in a tangible way. We’re invested in our clients’ success; it’s rewarding to help them achieve their goals. Getting across the finish line is the greatest satisfaction.”

HANSON PROFESSIONAL SERVICES, INC. Stuart Kemp, Regional Vice President 6775 Fincham Dr. 815-398-4600 www.hanson-inc.com

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THEVOICE • rockfordchamber.com

October 2020

EARLY VOTE

“Winnebago County residents can register to vote or make changes to their

Continued from front page

name or address during early voting,” Gummow said. People who need to

On Election Day, Tuesday, Nov.

update their registration must provide

3, polls open 6 a.m. to 7 p.m. Refer to

two forms of identification, one must

your Voter ID card for locations or visit

have their correct name and address and

WinnebagoCountyClerk.com.

one must have their signature.

Voters

are encouraged to wear a mask when entering.

Please see below for voting tips from the League of Women Voters. v

2020 Election Guide Provided by the League of Women Voters of Greater Rockford of October or dropping it off at the

Three Ways to Vote

election office yourself by Nov. 3.

1. Vote in person on Nov. 3 at your polling place.

2. Vote in person EARLY at the election office, Sept. 24 to Nov. 2.

3. Vote by mail. Request an application for a ballot until Oct. 29.

Ballots went out beginning Sept. 24.

Grace Period Registration

You cannot vote online in Illinois.

Hackers spread misinformation in 2016.

Registration Guide To vote, you must be registered.

Some options: ■ Outside of the election offices, starting Oct. 6.

■ Online at ova.elections.il.gov, starting Oct. 18. You must have a current Illinois driver’s license or Illinois State ID. ■ Nov. 3 at your polling place (Rockford and Winnebago County) ■ Nov. 3 at the Boone County Clerk’s Office.

You’ll need: ■ Two forms of identification: One must show current name and current address, the other just current name.

■ The last four digits of your social security number.

■ Naturalized citizen? You’ll also need the date and place (city and court) of your naturalization.

You must register again when you move or change names.

If you’ve lost your right to vote because of felony conviction, you’ll need to re-register once no longer in custody of the Illinois Department of Corrections.

Other Places to Register ■ Drivers’ license offices ■ Libraries

Must have lived at current address at least 30 days prior to election.

Must be ready to register and vote at the same time.

Polling Locations & Information If you live in the city of Rockford …

■ Rockford City Board of Elections, 301 S. 6th St., Rockford, 815-9875750, www.voterockford.com/forvoters/polling-place or voterockford. com.

If you live in Winnebago County outside the city of Rockford …

■ Winnebago County Clerk’s Office, 404 Elm St., Rockford, 815-319-4252, winnebago.il.electionconsole.com/ voter-lookup.php.

If you live in Boone County …

■ Boone County Clerk’s Office, 1212 Logan Ave., Belvidere, 815-544-3103, boonecountyil.org/content/voter-andelection-information.

If you live in any other county in Illinois …

■ Winnebago County Clerk’s Office or ova.elections.il.gov.

Review of Important Dates Request ballot for voting by mail … until Oct. 29.

Vote early … until Nov. 2.

Grace period to register and vote at the same time … Oct. 7 to Nov. 3.

Mail your completed ballot … by

■ Schools

Oct. 15 (post office suggestion).

■ Events sponsored by the League of Women Voters. Visit www.lwvgr.org

offices … until Oct. 18.

Voting by Mail Request a ballot by Oct. 29.

Your mailed ballots must be postmarked no later than Election Day, Nov. 3.

The post office suggests mailing your completed ballot by the middle

Register to vote outside of election Register online … until Oct. 18.

Postmarked date for mail-in ballots or dropped off at election office … Nov. 3 (election day).

Register and vote at the same time at Rockford or Winnebago County …

Nov. 3 (election day).

THEVOICE • rockfordchamber.com

October 2020

5

J & C Old-Fashioned Ice Cream is one of eight food trucks setting up at the Food Truck Walk Thru at Forest Plaza. Source: Facebook/j & c old-fashioned ice cream

Community gathers for food truck events Thursdays at Forest Plaza Winter activities in the works for area residents

By Barbara Connors Since July, Forest Plaza has been a gathering place on Thursday evenings for residents craving local food from some of the area’s most popular food trucks. The open air shopping center at the southeast corner of Mulford Road and East State Street is the site for Food Truck Walk Thru events, slated to run through October.

Matt Gugliciello, area general manager of Washington Prime Group, the real estate company that manages Forest Plaza, has no plans to end activity as the weather turns colder. He is working with the city to get approval to set up an artificial ice rink in winter on the east end of the parking lot. He’s also working with restaurants on the premises, such as The Stone Eagle Tavern, to offer refreshments, and working with area businesses to devise other safe activities for the winter months.

Food trucks, and other events, such as scavenger hunts, have been popular for a number of locations that Gugliciello manages. The food truck industry itself is on the rise in recent years, according to U.S. Census Bureau figures. The number of establishments in 2018 was 5,970, nearly double 3,281 in 2013. These businesses employed 16,210 workers and reported a payroll of $320.6 million that year.

It’s proven to be a win-win for both Forest Plaza and vendors. “My intent hasn’t been in profiting off the vendors, but in driving traffic to the stores,” Gugliciello said. The vendors are offered flexible schedules; setting up seven days a week if they choose in the heavily trafficked areas near the anchor stores, such as Kohl’s, for nominal fees. The daily set up option has been especially good for the food trucks with no brick-and-mortar counterparts.

The hope is traffic will bring more

customers to the rent-paying stores.

Churros, and J & C Old-Fashioned Ice

New Variety Vendor Market

Cream have set up on Thursdays in front

During October, Gugliciello has added a variety vendor market to the Food Truck Walk Thru events, featuring area representatives from businesses such as Avon, Pampered Chef and Partners for Inner Healing. The variety vendors get the same option as the food trucks to set up the rest of the week in the parking lot.

“This is a cool way of giving small business owners who can’t afford the rent for even the smallest spaces at Forest Plaza access to traffic from stores such as Kohl’s,” he said.

Gugliciello said the eight food trucks have indicated that the arrangement has been working well for them. Currently, Wok n Roll by Bamboo, Disco Chicken, Veebo’s Pizza, The Olive Branch, Hicks BBQ and Catering, Olivo Taco, The Bell

of the old Toys ‘r’ Us and offer walk-up and drive-through service, 4 to 8 p.m.

Gugliciello estimates more than 500 people arrive over the four hours. Some patrons prefer eating in their cars. Others bring lawn chairs and tables and set up in the parking lot or grassy areas surrounding the mall. Cones for walk-up service ensure everyone keeps at a safe distance.

Washington Prime Group has invested in umbrellas and seating for the close of the season, with plans for setting them up again next year.

Barbara Connors is editor of The VOICE. Matt Gugliciello is a Rockford Chamber member and serves as an ambassador.

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THEVOICE • rockfordchamber.com

October 2020

Chicago-Rockford Passenger Rail moving into next phase State Senator Steve Stadelman announced that the Illinois Department of Transportation has reached an agreement to hire a project manager to establish passenger rail between Rockford and Chicago. WSP USA assumes responsibility for managing the project overall with the ability to

hire other companies as subcontractors to complete the work. Preliminary engineering and environmental analysis are among the next steps before final design and construction.

IDOT will negotiate construction and maintenance agreements with Union Pacific and Metra.

DR. EHREN JARRETT Superintendent RPS 205

Using resources for the things that matter

We’re developing a discipline of analysis in the Rockford Public Schools that should be familiar to business people. It’s called Academic Return on Investment (A-ROI).

Traditional return on investment measures the financial return for a business. However, in K-12 education, success is not defined by making money. While a traditional return on investment measures successful use of financial resources, academic return on investment measures improved student achievement.

We chose this initiative for deep analysis because little

And, of course, it involves studying achievement data, because student growth is our ultimate goal.

If you get the idea these studies are complex, you are right.

We could have abandoned A-ROI for now. We had an atypical year in 2019-20 because of the tech outage and the pandemic, and the pandemic continues.

However, given what is at stake, we decided to forge ahead with a sense of urgency.

Deep Dive into Freshman Academies We are farthest along in our A-ROI

that we do is more important study of the Freshman Academies than getting students to the at our high schools. We chose this gate of graduation.

initiative for deep analysis because little that we do is more important than getting students to the gate of

At its core, A-ROI is about developing capacity: using data to analyze which programs and services bring the best outcomes for students with the best use of resources.

In other words: What does the most good for whom?

At the end of a study, you might say: “This is so good, let’s do more of it.”

Or, “This is working for some students but not for others. So let’s target it.”

Or, “This isn’t working the way we intended. So let’s stop it altogether.”

In any school district budget, but especially in our $450 million-plus budget, there are literally 1,000s of line items. If you highlight everything, you highlight nothing.

The whole point of A-ROI is to focus on what matters most.

As a result, we have spent much of the last year learning about, and being trained in, the A-ROI way of thinking. We were led by the District Management Group, a national leader in this approach. Our school building leaders have gained skills in strategic budgeting. Our Superintendent’s Cabinet has joined with the School Board to choose the programs and positions worthy of the highest level of A-ROI analysis.

Studies like these involve a lot of collaboration and data collection.

It’s not just about figuring numbers of students affected, but their key characteristics and demographics. It’s not just about figuring costs but fully loaded costs, including staff hours, benefits and all funding sources.

graduation. National research shows – and our local experience bears out – that support during the freshman year is critical to whether a student gets a diploma or drops out.

The

Freshman

Academy,

as

designed, is meant to engage students and provide a solid foundation for their next three years. It’s designed to flow seamlessly into our other college and career academies, which students enter in their sophomore year of high school.

Is it working that way? That’s what we will find out.

For our A-ROI team, it was a busy summer of planning and designing.

Now, we’re poised to collect the data, evaluate and – eventually – take action.

We’re excited to see where this study, and the ones that come after it, take us.

Like all organizations, we have limited time and limited resources.

We want to spend those resources on initiatives that matter. We want to recognize not only our stewardship of public dollars but our solemn responsibility to provide the most effective and equitable education for all students.

Dr. Ehren Jarrett is superintendent of Rockford Public Schools.

The views expressed are those of Dr. Jarrett’s and do not necessarily represent those of the Rockford Chamber of Commerce.

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THEVOICE • rockfordchamber.com

October 2020

R O C K F O R D

C H A M B E R

O F

C O M M E R C E

Small Business Enterprise Some local business success stories MIKE MASTROIANNI SBDC

Gearing up for expanded services for small businesses

The SBDC assists small business startups, re-starts and growth companies through advising, business planning through the Growth Wheel (our business planning software program) and client preparation for access to capital, digital marketing, social media, website development and basic HR needs.

When the coronavirus shut down businesses, we helped with re-starts and access to capital, and provided contact information for assistance with state and federal funding programs. We provided infographics for reopening businesses and are attempting to get translations of webinars and other information into several languages, in cooperation with Jonathan Bell of the City of Rockford.

Growth and Business Launch At times, we like to highlight our

business success stories and have three brief stories to share today. Many more can be accessed through YouTube.

John Randolph, owner of Cherry Valley Garden Center, specializes in annual bedding flowers, tomatoes, herbs and pepper plants, among other items for home gardeners. John worked with Edward Caceres from the SBDC to develop his business plan and to get financing. He was able to secure a loan from a local bank.

Edward also helped John with his website and social media presence.

Brisa Berumen sought out help from the SBDC for financial advice. Her business, Seabreeze, provides non-emergency transportation services, and she was seeking funding for a second ambulance, which she did receive. Edward assisted her in working to get her loan approved. Today, she has three working units and is at full capacity.

John Randolph, owner of Cherry Valley Garden Center, worked with the SBDC to develop his business plan and secure a loan from a local bank.

Aktibo Athletics offers eco-friendly athletic wear for customers online, and Johann Hayag, Zach Kentner, Colin Carey and Riley Kentner worked with me to develop a business plan and get their launch ready, which occurred on Aug. 15.

The SBDC helped build the plan, create connections and provide general advising from our experience owning and operating our own companies.

Serving a Very Diverse Clientele Our clients are very diverse. This year, due to the COVID outbreak, our numbers have exceeded last year’s numbers in only six months. We assisted more womenowned businesses than male-owned businesses and more Hispanic/Latino and Black/African-American businesses than

Caucasian-owned businesses. Although many of our clients are from Rockford, we also have clients in Boone, Stephenson, Ogle and parts of DeKalb counties, and some from outside our region.

We have applied for CARES Act temporary assistance from the SBA to help clients with budgeting and financing, digital marketing and Human Resources issues.

Soon, we will have temporary advisors to assist us in our mission.

With our Launch 815 partnership, we also direct people to start their entrepreneurship journey with the Rockford Public Library. Business librarians can help with formulating an idea, getting clients to webinars and information sessions needed to learn about financing, planning, developing ideas, networking, permitting and all aspects of starting a business. Once ready, the library refers people to the SBDC, who assists in the areas mentioned above. Technical and other industry-specific advising can be provided through SCORE and the EIGERlab when needed.

The SBDC is here to help you with your small business needs. We enjoy working with our clients and are thrilled to see so many flourishing. Let us know if we can assist you, as you develop your idea into reality.

Mike Mastroianni is director at the Illinois Small Business Development Center in Rockford.

THEVOICE • rockfordchamber.com

October 2020

 Destination

ILLINOIS, USA

ADDING WEALTH TO THE REGION’S ECONOMY BY GROWING TOURISM

JOHN GROH Rockford Area Convention & Visitors Bureau

Tourism helps keep our restaurants, businesses open

In many ways, tourism feeds into the daily fabric of our lives.

It keeps our restaurants open, fills our museums, allows for support of arts and beautification.

As we look back at 2020, many things will stand out including the unexpected shift of our daily activities, financial fallout and the reduction of travel due to the coronavirus pandemic. These changes could cause us to lose sight of the pre-pandemic economic success our region was enjoying, especially those generated by visitors to our region.

Simply stated, tourism is connected to many aspects of the quality of life for residents. Tourism is connected to jobs and the support of small businesses in this region. Tourism supports regional core services. Tourism is economic development.

According to recently released data by the Illinois Department of Commerce and Economic Opportunity and the Illinois Office of Tourism, prior to the impact of COVID-19 and record losses in the industry, Illinois achieved its ninth consecutive year of record tourism growth in 2019.

What does this mean economically for the state and the Rockford region?

Let’s dig in. In 2019, Illinois welcomed a record 120 million visitors, a record economic boost for the state. Visitors to the state of Illinois spent nearly $43.1 billion, a $1.3 billion increase over the prior year, according to the U.S. Travel Association. This supported 344,100 jobs in our state.

In Winnebago County, in 2019, visitors spent $409 million while visiting our communities, an increase of approximately $17 million from the previous year. In addition, visitation to our region can be credited for generating $32 million in state and local taxes. These taxes are not direct revenue to the Rockford Area Convention & Visitors Bureau, but rather utilized for core government services that help to improve our quality of place and life, such as police, fire and public works.

In many ways, tourism feeds into the daily fabric of our lives. It keeps our restaurants open, fills our museums, allows for support of arts and beautification, adds to the identity

of our region as a top destination for amateur sports, and so much more.

Especially during times such as these, I am reminded of the power of travel and tourism and how it greatly impacts our local economy. The tourism data released is proof that this industry is extremely vital to the success of our region. We must rebuild.

We must locate investments to market our community as a destination. Lack of investment means a continued loss of jobs, business closures and unfortunate change in the quality of place we have enjoyed as residents of this region.

This year is a turning point for all of us, including the RACVB team, as we work with partners and industry experts to get it back to the nineyear consecutive stretch of positive economic growth. As we strive to reach this goal, we will remain focused on ways to better serve our local area sites, attractions and hotel partners during this recovery phase.

We can recover, but it will take new creative revenue sources including state

and

local

funding

and

a

community of investors with financial resources to help as the RACVB leads the return of tourism’s proven success of bringing revenue and jobs to the region.

More to come on that in the months ahead.

For now, if you want to help with the recovery be sure to support the local businesses and organizations you want to see thrive now and in the future. They’ll appreciate your support.

John Groh is president/CEO of Rockford Area Convention & Visitors Bureau. www. gorockford.com.

The view expressed are Groh’s and do not necessarily represent those of the Rockford Chamber of Commerce.

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10

SPECIAL SECTION Business of Health Outcomes

October 2020

THEVOICE • rockfordchamber.com

GUEST COLUMNIST

Busting seven popular immunity myths STEVE SOLVERSON USANA Health Sciences

What does — and doesn’t — make you sick

There are a lot of immune system myths out there. Here’s seven of the most common to help you separate fact from fiction and to put you on the right path to health.

Because colder weather brings people closer, a sneeze might be all it takes to spread a cold. But the temperature change was only part of the equation.

Immunity Myth 1: Cold Weather Makes You Sick

Immunity Myth 2: Seasonal Allergies are a Sign of a Weakened Immune System

Sure as the changing of the seasons, you can be certain you’ll wind up catching something in the winter. The question is, why? People often contract common cold viruses in cold months. So, you might believe low temperatures are responsible for making you sick.

Not so. Most likely the changes in behavior associated with cold weather are what trigger these seasonal surges.

Cold weather keeps people indoors for longer periods of time, leading to the spread of germs between people who are in close contact. Proximity to others is the primary way viruses spread, regardless of outdoor temperature.

Some research highlights that cooler temperatures provide a better living environment for specific viruses.

Rhinovirus (the microbe responsible for the common cold) is usually living dormant in your nasal passages waiting for more suitable temperatures. When cooler weather comes along, it wakes up and reproduces.

If you stay inside due to the weather, an inadvertent cough or sneeze sends the cold virus into the air you share with others.

The opposite is true. Seasonal allergies are the result of an over-reactive immune response, which mistakes small particles in the air for harmful microorganisms.

Consider allergies the hallmark of an overvigilant immune system, rather than one slacking off.

It can be difficult to distinguish allergies from other upper-respiratory issues. They share many of the same symptoms, but are not contagious. You might experience a headache, congestion, runny nose, watery/ itchy eyes or even a sore throat. All are symptoms of a cold, too.

The difference is allergies aren’t triggered by bacteria or viruses. Harmless particles like dust, pollen or mold are introduced to your body when you breathe. If you have seasonal allergies, your immune system responds to these particles like it would a potential pathogen.

To minimize your allergy symptoms, try to identify the source of your allergy.

If it is pollen, avoid blooming plants. Dust allergies can ramp up when it is windy outside. So, consider protecting your mouth and nose with a mask on windy days.

Saliva-based test for COVID-19 to come to area

A new saliva-based COVID-19 test will be available in the Rockford area in approximately six to eight weeks. Developed by the University of Illinois at Urbana-Champaign, it will be offered under the name SHIELD Illinois through a partnership with the University of Illinois College of Medicine Rockford.

The new SHIELD Illinois test provides ■ easier sample submission – just drool in a tube ■ quicker results – turnaround time is 6 to 12 hours; not days ■ lower cost – less than a third of the cost of current swab tests Through cost and speed advantages, saliva tests can increase access to COVID-19 testing and control spread by pre-symptomatic and asymptomatic carriers.

“This is a game-changer for COVID-19 testing,” said Dr. Alex StagnaroGreen, dean of the College of Medicine Rockford. “We expect by late October to have a testing laboratory operational that will be able to provide same-day results in most cases.”

The innovative technology and process underlying SHIELD will allow the state to shift away from a defensive symptom-based strategy to a proactive surveillance-based strategy.

SHIELD Illinois hopes to expand the testing to local organizations and businesses who want to screen their employees, students or members to control the spread of COVID-19 in their organizations.

Learn more about how your business or organization can use the SHIELD test to identify pre-symptomatic and asymptomatic individuals by contacting Alex Stagnaro-Green, M.D., MHPE, MHA, at asg@uic.edu or 815-395-5600.

These allergies are seasonal, as their name implies. That means time will start to bring relief and can be controlled well with proper medication prescribed by a physician.

However, if you’re feeling sick you might not have a big appetite. This is completely normal. Don’t force yourself to eat if you don’t want to. You might end up feeling nauseous.

But whether you have a cold or fever, Immunity Myth 3: stick to whole, nutritious foods. Many Handwashing “Kills” Viruses fruits, cooked vegetables and protein are You might be surprised to learn that easy on the stomach and supply you with washing your hands doesn’t actually kill the essential nutrients your body needs. viruses. Viruses aren’t alive, which means they can’t replicate on their own, but Immunity Myth 6: washing does rid your hands of viruses in Chicken Noodle Soup will Shorten Your Cold another way.

Soap adheres to the membrane, or outer As good as this sounds, a bowl of soup wall of viruses. And soap molecules also is not a cure of any kind. Chicken noodle compete with the lipids within the virus soup is, however, a time-honored comfort membrane to help pry it apart and render food. Unfortunately, the soup itself boasts it harmless. This stickiness means microbes no magical healing powers — the plumage can be rinsed away with water. When you of the chicken used to make the soup wash your hands, you are literally washing doesn’t either. off the viruses that can make you sick.

Time, rest and appropriate medication After you are done washing your hands are the only ways to defeat an infection. make sure you dry them thoroughly. It is Chicken noodle soup is a great way to harder for viruses to transfer from dry deliciously acquire some hearty nutrition. hands.

Antioxidants and vitamins from the veggies help support your immune system. Protein Immunity Myth 4: Hand from chicken gives sustainable energy to Sanitizer is More Effective aid in the fight. The steam from the broth than Handwashing can help clear the sinuses and heat can Handwashing with soap and water is the soothe a sore throat. most effective way to prevent the spread of Other foods can provide similar bacteria and viruses. When handwashing relief. Hot tea, honey, rice, bananas and is not available, hand sanitizer is a good applesauce are palatable and can settle an backup option. upset stomach.

Unlike handwashing, hand sanitizers do destroy microbes. The alcohol in hand Immunity Myth 7: sanitizer deactivates viruses and keeps Exercise Weakens the them from transferring from your hands. Immune System Hand sanitizer made of at least 60 percent Taking on an Olympic-style training alcohol effectively kills bacteria and program might throw your immune system microbes on your hands.

To make the most of your hand sanitizer, for a loop. But regular, low-impact exercise try to remove visible dirt and debris first. can do your body good. A habit of exercise Dirt and oils from your skin make hand is a reliable way to prepare your body for germs that might come along. sanitizer less effective at killing microbes.

White blood cells flourish when you Immunity Myth 5: “Feed work out. Exercise increases cell turnover a Cold, Starve a Fever” in your body and stimulates the production This refrain is one of the more pervasive of these important immune cells. After all, immune system myths. Your body needs they’re the front-line troops fighting against adequate fuel to fight off infections of any viruses and bacteria.

Make it a goal to exercise for your kind. Imagine trying to fight a battle on an empty stomach. That’s how your immune immune health and overall wellbeing. Be system will behave if you restrict what you sure not to overdo it, as too much vigorous exercise can have a detrimental effect. eat when you’re sick.

There isn’t much evidence to support Keep it simple with walking, jogging or the notion that fasting reduces a fever. In swimming. Just make sure to move your fact, your body’s calorie demands increase body every day. when you fight off an infection. Your Steve Solverson is an associate at USANA Health immune system needs energy from your Sciences. diet to increase white-blood-cell production.

The rise of your internal body temperature The views expressed are those of Solverson’s and boosts your metabolism, too. This means do not necessarily represent those of the Rockford Chamber of Commerce. you need more calories to keep up.

THEVOICE • rockfordchamber.com

October 2020

SPECIAL SECTION Business of Health Outcomes

GUEST COLUMNISTS

Trending employee benefits focus on well being CAROL HARTLINE WilliamsMcCarthy LLP

PATRICIA HALL WilliamsMcCarthy LLP

It is no surprise that a comprehensive employer benefit program that increases the well-being of employees should include a substantial focus on physical health and wellness.

The most recent Wellness in the Workplace study by Optum found that 77 percent of employers said workplace wellness and well-being programs are important to their employee benefits portfolio.

Employers have found that offering health- and wellness-centered programs reduce absenteeism, increase productivity, improve employee morale, increase retention and reduce long-term healthcare costs.

Many employers that make it a priority to promote wellness within the workforce have extended these benefits to family members and retirees as well. Employersponsored health models, such as FCA US LLC, provided with its Family Health and Wellness Center-Belvidere, are becoming more common. FCA US LLC has opened its employer-sponsored health model to provide primary care health and wellness

Demand increasing for short-term financial advice, expanded health benefits services, not only for FCA employees but also for their families. Programs like these are catching on.

Other Employee Incentives Other programs becoming more popular are nutrition education programs, exercise programs, onsite fitness centers or fitness club memberships, regular health screenings and assessments, weight loss programs, smoking cessation programs and stress reduction programs like an employee assistance program. Employers also are offering incentives for participating in an available wellness program, such as a decrease in the employee’s portion of health insurance premiums.

Although easily overlooked, employers are recognizing that social health is also important to their employees, and crucial to creating a well-rounded program. These benefits range from employer-subsidized volunteer hours with a community organization to offering pet insurance, electric vehicle charging stations and other innovative benefits.

Short-Term Financial Guidance Employer benefit programs have expanded to include financial well-being since financial stresses greatly impact the workforce.

Traditionally, employers have focused financial benefit programs on addressing retirement readiness, but increasingly employers see the need to provide voluntary benefits that address the shortterm financial obligations employees are facing. Many employees are living paycheck to paycheck. Employers are providing voluntary benefits options to employees that provide tools and education that can help pave the way to a healthy financial outlook.

Employers have been offering voluntary benefit programs through third parties that including financial coaching, legal services, debt resolution, identity theft protection and supplemental insurance coverages. However, now that millennials are the largest generation in the workforce, and they face large student loan debt, employers are beginning to

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offer student loan guidance programs, and even refinancing options.

For example, FCA US LLC recently partnered with CommonBond to offer salaried employees a student loan refinancing program. CommonBond student loan refinancing enables employees to replace existing loans with a new, lower interest rate loan. The benefit is not only to employees. For every loan refinanced, CommonBond funds the education of a child in need.

There is also a growing interest by employers to implement employer student loan repayment and contributions toward an employee’s student loans.

Another emerging benefit is offering on-demand access to no credit check financing options so employees can address unexpected expenses, thereby avoiding the need to use high interest rate credit cards.

Rapid developments and changes in the area of employee wellness programs can be expected to continue creating the need for expert assistance for employers in crafting and implementing such programs.

Carol Hartline is a partner with WilliamsMcCarthy LLP and focuses her practice on workers’ compensation defense, employment law and insurance defense.

Patricia Hall is an associate with WilliamsMcCarthy LLP and focuses her practice on civil litigation, employment and labor law and appellate advocacy.

The views expressed are those of Hartline’s and Hall’s and do not necessarily represent those of the Rockford Chamber of Commerce.

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SPECIAL SECTION Business of Health Outcomes

Illinois EPA testing water for per- and polyfluoroalkyl substances The Illinois EPA announced plans to test for the prevalence and occurrence of per- and polyfluoroalkyl substances (PFAS) in finished drinking water at all 1,749 community water supplies in Illinois. The analysis will include a total of 18 PFAS chemicals.

PFAS are human-made and do not occur naturally in the environment.

These chemicals have been shown to bioaccumulate, or build up, in blood and organs over time, and may pose risks to human health. Since the 1940s, they have widely been used for waterproofing and stain-fighting applications in commercial products. They do not break down when released into the environment, move easily into surface and groundwater and have been found widely in the environment, including in unpopulated areas.

The statewide investigation is expected to take 12 to 15 months.

Results, which will be used to develop maximum contaminant level standards for PFAS in Illinois, will be available online.

Those with private water wells can consult with the local health department or a private laboratory for testing options. Visit www2.illinois. gov/epa/topics/water-quality/pfas.

October 2020

THEVOICE • rockfordchamber.com

Recent weather events, pandemics make for the best reminders Develop your family emergency plan today Disasters never come at a convenient time, as we learned this spring with the COVID-19 pandemic and the “derecho” and tornados this summer.

The Illinois Emergency Management Agency encourages preparation for potential emergencies at home, at work and in the community. Things to consider in evaluating and improving a family emergency plan: Think Ahead. Your family may not be together if a disaster strikes, so it is important to know which types of disasters (tornadoes, floods, earthquakes, etc.) could affect your area and how you will contact one another if separated. How will your family adjust its routine should a member of your family require quarantine or isolation due to COVID-19? Plan today for different scenarios to the work, school or family routine.

Build an Emergency Kit. Once a disaster strikes, you will not have time to shop or search for supplies, so it’s important to have supplies pre-assembled. A kit should contain basic survival items necessary during an emergency: food, water, weather radio, batteries, medication, supplies for each member of your family. Also

consider face masks, hand sanitizer and disinfecting wipes. Emergency kits should be kept at home, at work and in your car.

Practice, Practice, Practice.

Practicing tornado drills and fire drills aren’t just for school. Walk through this procedure at home with your family and at work with your co-workers. Also, take time now to prepare a quarantine space in your home. It is recommended that you keep a two-week supply of groceries on hand to aid in a successful quarantine.

Teach Youth How to Prepare.

Take into account the unique needs of children. Get kids involved in building their own emergency kits, including comfort items such as favorite stuffed animals, board games, books or music. www.ready.gov/kids has a variety of tools for lesson planning for educators statewide.

Visit www.Ready.Illinois.gov, a onestop resource on what to do before, during and after disasters. During large-scale disasters, visit IEMA’s Facebook and Twitter pages for critical information about the incident, shelter locations, road closures and safety information.

PREPARE YOUR GO BAG Keep the items you would most likely need during an evacuation in an easy-to-carry container (Go Bag), such as a camping backpack or duffle bag for each member of the family. Bags should be easy to carry, sturdy and stored in an easily accessible location (home, car and work). They should be prepared for any time of year and updated every six months.

Since spring 2020, the CDC has recommended additional items to help prevent the spread of coronavirus or other viruses and the flu.

Items to Consider ■■ Cloth face coverings (ages 2 and above), soap, hand sanitizer, disinfecting wipes ■■ Prescription medications, with copies of your prescriptions, and nonprescription medications such as pain relievers, anti-diarrhea medication, antacids or laxatives ■■ Prescription eyeglasses and contact lens solution ■■ Infant formula, bottles, diapers, wipes and diaper rash cream ■■ Pet food and extra water for your pet ■■ Cash (preferably in small amounts) or traveler’s checks ■■ Coins for pay phones ■■ Credit and debit cards ■■ Important family documents; copies of insurance policies, identification, proof of address, passports and bank account records saved electronically or in a waterproof, portable container ■■ Sleeping bag or warm blanket for each person ■■ Complete change of clothing and sturdy shoes ■■ Fire extinguisher ■■ Matches in a waterproof container ■■ Feminine supplies and personal hygiene items ■■ Mess kits, paper cups, plates, paper towels and plastic utensils

■■ Activities for children ■■ Bottled water

■■ Non-perishable food ■■ Manual can opener ■■ Flashlight

■■ Battery-operated AM/FM Radio ■■ Extra batteries ■■ Pocketknife ■■ Whistle

■■ Extra house and car keys ■■ Blanket

■■ Raingear ■■ Hat

■■ List of doctor(s) and phone numbers ■■ Small first-aid kit

■■ Extra pair of glasses or contact lenses

■■ Extra hearing aid(s) and batteries ■■ Toilet paper

■■ Plastic garbage bags ■■ Soap

■■ Toothbrush and toothpaste

■■ Copy of your communications plan ■■ Regional map

■■ Paper, pens and tape - in case you need to leave a message somewhere ■■ Recent family photo for identification purposes — make sure everyone’s face can be seen clearly

THEVOICE • rockfordchamber.com

October 2020

SPECIAL SECTION Business of Health Outcomes

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Nutrition’s role in slowing cognitive decline Diet combines brain-boosting elements from two heart-healthy diets

By Barbara Connors It’s a disease without a cure that affects an estimated 5.8 million Americans age 65 and older in 2020 – that’s one in 10 people in that age group. It’s the sixth leading cause of death in the United States, according to the Centers for Disease Control and Prevention – killing more than breast and prostate cancer combined.

It’s Alzheimer’s disease, characterized by forgetfulness, memory loss, personality changes and impaired thinking. The good news, according to proponents of the MIND diet plan, is that it’s possible to nourish the body with proper nutrients to slow down the cognitive decline and reduce the risk of developing it.

On Sept. 10, Tess Hagan, dietary

intern for the University of Illinois Extension, gave an online presentation, “The Role of Nutrition in Aging,” detailing the MIND plan. She characterized Alzheimer’s disease as “a wandering path with occasional ‘ah-ha!’ moments.”

Hagan said that the MIND diet was tested over a 4.5-year period among 920 participants of a retirement community in Chicago. Divided equally, one group followed the cardiology favorite, the DASH diet. Another group followed the well-known Mediterranean diet. Another group followed the MIND diet, a combination of the brain-healthy aspects from both diets. Followers from the third group showed a 53 percent reduction in the risk of developing Alzheimer’s disease. Research also showed an ability to slow brain aging by 7.5 years.

The thought is that the food choices in the diet reduce the oxidative stress, inflammation and formation of betaamyloid plaques that contribute to Alzheimer’s disease and loss of brain function over time, but the recommendation is for more research.

Brain-Boosting Nutrients The nutrients contained in the foods of the MIND diet thought to reduce loss of brain function include: folate, vitamin E, carotenoids, flavonoids, B vitamins, resveratrol, DHA omega-3 fat and lutein.

Food choices come from 10 brainhealthy food groups.

1. At least one leafy green vegetable daily.

2. At least one other vegetable daily.

3. Berries, especially blueberries and

strawberries, at least twice a week.

4. Nuts for snacks at least five times a week.

5. Legumes at least four times a week.

6. Whole grains, three times a day.

7. Olive oil for cooking.

8. Oily fish at least once a week.

9. Poultry at least two times a week; replacing red meat whenever possible.

10. A daily glass of wine, especially red, but only if you already drink wine.

Foods to restrict: Fewer than four servings of red meat and meat products weekly, fewer than five sweets or pastries weekly and less than a serving of cheese, fried food or fast food weekly.

Butter less than one tablespoon a day.

Barbara Connors is editor of The VOICE.

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SPECIAL SECTION Blueprint for Retirement

October 2020

THEVOICE • rockfordchamber.com

Nick Moses completes the ‘Mad-Savage 65’

By Barbara Connors

his lake house. But a spontaneous blockage in a main artery feeding his legs changed his life in a matter of several hours.

“He thought his legs were simply falling asleep – however from that point on he was paralyzed from the waist down,” Moses said. “He never once complained and never felt sorry for himself. He dedicated himself to being the best paraplegic he could be and worked very hard at being completely independent.”

Bill and his family learned that most places in society were not meant for use by a paraplegic, and RAMP became a great resource for them. “We became passionate about helping RAMP, which we believed was a great organization working for a truly worthy cause.”

Bill passed away in September, 2018.

Moses has raised more than $3,000 so far, and he and his family have an overall goal of raising at least $5,000 for RAMP.

It wasn’t your regular cake-and-ice cream birthday celebration. Nick Moses celebrated his 65th birthday honoring the memory of his dad Bill Moses, a long-time supporter of RAMP and a paraplegic, in an Old Man Quadrathon 65 he called “The Mad-Savage 65.”

On Sept. 19, Moses swam 1,000 meters (1K), biked 24.855 miles (40K) and walked/ ran/shuffled 3.728 miles (6K). The cherry on top was completing 18 holes of golf – all in one day.

“Add the 18 holes of golf to the total kilometers, and that totals 65, which was my age on the day I attempted this,” Moses said.

Moses and his dad Bill’s experiences with RAMP inspired the challenging day of fundraising. Bill was paralyzed later in life in the midst of his dream retirement wintering in the South and summering at Barbara Connors is editor of The VOICE.

2020’s best places to retire According to the Employee Benefit Research Institute’s 2020 Retirement Confidence Survey, six in 10 workers reported feeling at least somewhat confident that they will have enough money to retire comfortably, but only 24 percent said they were “very confident.”

What options provide a pathway to a comfortable retirement? For some, the only solution is to keep working. According to Gallup polling, workers in 2019 planned to retire at age 65 on average, compared to age 60 in 1995. The alternative? Relocate to an area where you can stretch your dollar without sacrificing your lifestyle.

Retirement isn’t all about the money. Retirees want to live in a place where they enjoy safety and access to good healthcare. The ideal city will also have lots of ways to spend leisure time, along with good weather.

WalletHub compared the retiree-friendliness of more than 180 U.S. cities across 46 key metrics, from the cost of living to retired taxpayer-friendliness to the state’s health infrastructure.

Source: Adam McCann, financial writer, WalletHub

BEST RETIREMENT CITIES 1. Orlando, Fla. 2. Tampa, Fla. 3. Charleston, S.C. 4. Miami, Fla. 5. Fort Lauderdale, Fla.

6. Scottsdale, Ariz.

7. Casper, Wyo. 8. Minneapolis, Minn.

9. Jackson, Miss.

10. Denver, Colo.

Profile gives insight into possible population shifts Northern Illinois University Center for Governmental Studies released three policy profiles to help Illinois civic leaders better understand and shape their cities’ futures.

Norman Walzer, Andy Blanke and Mim Evans, authors of “Managing Demographic Change: Working with Growth in Elderly Populations,” wrote that, “By 2029, residents 65 years and older could represent 25% or more of the population in as many as 23 rural Illinois counties — a substantial increase from only five counties in 2019.”

The following are excerpts. A list of Center for Governmental Studies profiles can be found at go.niu.edu/ policyprofiles.

“Demographic changes during the next decade or so are well-accepted with major growth in residents 65 years and older and declines in traditional working age populations. Less clear is the impact these population shifts will have on local governments, especially nonmetro areas which can also expect population declines according to projections.”

“So, some areas may face increases in demand for health-related and other elderly-friendly services while, at the same time, experience possible shrinkages in tax bases as elderly spend less and live in smaller houses.

Local public officials and community leaders need to seriously examine potential demographic shifts, and more importantly, actions that can be taken

now to both accommodate and benefit from expected demographic trends.”

“On average, people of retirement age in the Midwest spend less than young adults who are often targeted in economic development strategies.

The elderly spent significantly more on health care, and less in most other categories, such as restaurants, apparel and travel in 2017-2018.

“However, those over age 65 spent more (both in total and as a percentage) on entertainment. On average, 25-34 year-olds spent $2,683 on entertainment, compared to $3,080 by an average consumer of retirement age. Young adults spent more on admissions and hobbies, but older adults spend more on audio/visual equipment and services. Differences in entertainment spending may reflect television viewing preferences if young adults less often subscribe to traditional cable or satellite packages substituting individual streaming services with fewer options at a lower price.”

“Attracting older residents is an important strategy in many rural areas.

While living in large cities or suburbs appeals to large numbers of young adults and Millennials, a 2018 Gallup Poll identified a decided preference (31%) by older persons (50 years and older) for living in rural areas. Rural areas ranked highest among any other living option including big city, small city, suburb of big city, suburb of small city, or town.”

THEVOICE • rockfordchamber.com

October 2020

GUEST COLUMNIST

STUART GAINES Anam Memory Care

When can your loved one benefit most from a memory care home?

There are many difficult decisions in life today, and this is one that we all wish we never had to face. But the reality is, a huge psychological cost comes with caregiving, and the resulting difficult care decisions compare to the effects of posttraumatic stress disorder. Caregivers may experience: intrusive thoughts, disabling anxiety, hyper-vigilance, avoidance behaviors and disruptions to sleep and eating patterns. The caregiver frequently feels isolated and alone, even resentful of their loved one.

It is important to recognize how much you’ve been giving to your loved one, and perhaps in telling yourself, “I’m not a professionally trained caregiver, is this really the best possible choice for their increasing needs?”

Caregiver guilt and grief are common reactions to moving our loved ones with dementia-type conditions out of their homes. We may feel that we lose our family member, not once, but three times – first, to the disease, then to another living environment, and finally, when they pass.

Knowing when it might be the “right time” to move a loved one with Alzheimer’s, or similar conditions, to a care facility is a decision fraught with confusion and doubt. Differing opinions

exist with the remaining spouse or with your own siblings that can compound conflicting negative emotions.

Personal visits to alternative living environments can help avoid the family arguments, blaming and discord that often occur during this stressful time of life.

When Physical – and Cognitive – Abilities Change The simple answer is: It doesn’t get better, it only gets worse.

As a person’s dementia progresses, they deserve a safe and secure home where their needs can be met 24 hours a day. In addition to the relief true security can bring, family members can enjoy and benefit from new opportunities for their loved one to be physically active and socially engaged.

This kind of interaction and oversight requires real skill and patience, and, at some point, it is simply not possible to provide all this yourself.

Guilt holds back many people from making the difficult decision to move their loved one to a residential care home.

Often the greatest fear about moving to a memory care home is the misconception it will be an isolating,

SPECIAL SECTION Blueprint for Retirement

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Caregiver guilt and grief are common reactions to moving our loved ones with dementia-type conditions out of their homes. anonymous experience for a previously active individual. In doing your research about care options, look for a memory home that focuses on personal relationships and relationship-based care. The home’s staff must strive to truly get to know every new member of their community and come to appreciate your loved one.

There is more to loving someone than taking care of them daily. Many trained aides can do the physical work of caregiving; however, family relationships remain the most important connection any person can have. Once the physical and emotional work of caregiving is taken off your shoulders, you can devote yourself to providing those warm, loving moments that only you can offer.

Questions When Considering a Memory Care Home Ask about involvement, expertise and preparedness of staff.

Is your facility and staff accredited?

What is the staff-to-resident ratio?

How is the individual care plan determined for each resident?

Ask about safety.

How is the community secured?

What medical services are available?

Are there systems in place to help reduce anxiety and assist with navigation?

Ask about memory care treatments.

Pet therapy Vascular dementia care Do you provide art or light therapy?

No matter how much information you are able to gather, it’s always a good idea to trust your instincts. Seek out organizations within the community that are able to help you navigate the process and guide you to making wise health care choices.

Stuart Gaines, CPA/MBA, is CFO for Anam Memory Care.

The views expressed are those of Gaines’ and do not necessarily represent those of the Rockford Chamber of Commerce.

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SPECIAL SECTION Blueprint for Retirement

THEVOICE • rockfordchamber.com

October 2020

GUEST COLUMNIST

Estate planning during an unpredictable year BETH JACOBSEN SVA Trust Company

Think ahead to life’s expected — and unexpected — transitions

Is America’s housing ready for an aging population?

wealth managers can help families of modest means

Helping older Americans stay safely in their homes

have sufficient life insurance should something tragic

It should come as no surprise that older Americans overwhelmingly want to stay in their home as they age. But are their homes ready for them to stay?

For millions of older Americans, home is where they raised a family, hosted holidays and told bedtime stories to their children and grandchildren. It is often their nest egg as well as an anchor to their community.

But older homes don’t always meet the needs of older Americans.

Of the nation’s 115 million housing units, only 10 percent are ready to accommodate older residents, according to “Old Housing, New Needs: Are U.S. Homes Ready for an Aging Population?” a report by the U.S. Census Bureau. The report looks at the number of homes in the United States that have aging-accessible features as well as households with older adults who have difficulty using some aspect of their home.

As America ages, more people will need homes that allow them to live safely and comfortably: for example, hallways wide enough to accommodate wheelchairs, showers with handrails and seats to safeguard against falls or bedrooms on the first floor to avoid navigating staircases.

Need Growing for AgingReady Housing Over the next 10 years, the size of the population 65 and older is projected to grow by 17 million as baby boomers age.

By 2030, an estimated 1 in 5 Americans will be 65 and older. As the number of older Americans grows, how the design, function and layout of homes affect older people’s ability to live safely at home becomes paramount.

Every year, about 30 million older people fall in the United States – one fall every second of every day. According to the Centers for Disease Control and Prevention, around 1 in 5 of these falls results in serious harm. The direct medical costs of fall-related injuries total more than $50 billion annually.

Nearly 11 million older Americans have serious difficulty walking or climbing stairs; 7 million have trouble living on their own; and almost 4 million have difficulty bathing or dressing themselves.

Only One in 10 U.S. Homes Aging-ready Most homes are not equipped to handle the needs of adults with these difficulties.

For example, only one in 10 homes have a step-free entryway, a bedroom and full bathroom on the first floor so older adults do not need to use the stairs, and at least one bathroom accessibility feature such as handrails or a built-in shower seat.

Steps, Stairways, Bathrooms a Challenge Steps and stairways are by far the most common problem areas for a quarter of older households. Bathrooms pose considerable risks as well, and are the second most common problem area of the home. More than half of bathroom injuries are directly related to using the shower and getting into or out of the bathtub, according to the CDC. Installing handrails, grab bars and built-in shower seats in the bathroom could help reduce risk for older adults and improve safety.

Source: Jonathan Vespa, June 22, 2020, U.S. Census Bureau

AGING-ACCESSIBLE FEATURES Home Layout

Mobility

■■ Single-floor home

■■ Elevator

■■ Multiple-floor home with bedroom ■■ Extra wide doors or hallways and bathroom on entry level ■■ No steps between rooms ■■ Step-free entry into home ■■ Ramps

Bathrooms

■■ Built-in shower seats ■■ Elevated toilets ■■ Handrails or grab bars

Other Features ■■ Door handles instead of knobs ■■ Handrails or grab bars along the stairway or in other areas of the home ■■ Kitchen trays or lazy Susans ■■ Sink handles or levers

ensure they are adequately preparing for retirement and happen to the breadwinner.

Wealth managers and estate planners encourage their clients to prepare for the unexpected and one word synonymous with 2020 is unpredictable. With recent market volatility, the upcoming general election, and the impact of the pandemic, planning for your future is more important than ever.

Simply stated, an estate plan is a strategy, combined with legal documents, which identify how an individual or family wishes to pass on their wealth and possessions.

Estate plans also include documents that grant authority and guidance for healthcare decisions should you become ill or incapacitated, as well as direct who would care for your children should both parents pass when they are minors. Working with a professional will help you minimize your estate taxes, simplify the transition of ownership, avoid probate, provide guidance should you become incapacitated, ease family tension and confirm your wishes are carried out.

Estate planning is not just for middle-aged people and the wealthy.

We’ve unfortunately witnessed that the current pandemic has affected people of all ages. Moreover, wealth managers can help families of modest means ensure they are adequately preparing for retirement and have sufficient life insurance should something tragic happen to the breadwinner.

Attorneys and wealth managers encourage clients to review their estate plans every three to five years, and especially after a life transition.

Life transitions may include marriage, having additional children, children with special needs, children entering college, career interruptions, relocation to or owning property in another state, unexpected family illnesses, divorce or retirement, among others. This year countless families have been impacted by the ripple effect of the coronavirus pandemic, many of whom have experienced an unexpected life transition.

One of the lessons that we can learn from the pandemic is that life is

unpredictable. 2020 has been a gentle reminder that it’s important to have a plan should you or your family’s circumstances change quickly.

Customizing Your Plan Estate plans are not one-size-fits all. Not only do you have to make some important decisions about your wealth and property, there are also several important roles you may need to fill including executor or personal representative of your will, trustee, guardian and power of attorney. The documents that you may need are a living will, will, power of attorney (health care, finance, durable), trust, life insurance and advanced directives.

Planning for the future requires you to make decisions about your wealth, possessions and your preferences for medical care should you become unable to make decisions for yourself.

The coronavirus pandemic has increased the conversation about incapacity. Individuals on ventilators may be deemed incapacitated and both financial and medical decisions will need to be made on their behalf.

It’s very important that you speak with your family and local healthcare provider to discuss what end-of-life measures you are comfortable with and document them appropriately with an advanced directives form to ensure your desires are upheld in the event of an emergency.

Everyone needs a plan for their wealth, possessions, health care and children. If it has been a while since you have reviewed your estate plan, if your family has recently experienced a life transition or if you do not currently have an estate plan, the time might be now to get help.

Beth Jacobsen is a trust officer at SVA Trust Company.

The views expressed are those of Jacobsen’s and do not necessarily represent those of the Rockford Chamber of Commerce.

THEVOICE • rockfordchamber.com

October 2020

SPECIAL SECTION Blueprint for Retirement

17

GUEST COLUMNIST

LEA EVERS Edward Jones

Nearing retirement?

What questions should you ask?

The recent market volatility has affected just about everybody’s financial and investment situations – so, if you were planning to retire soon, will it still be possible?

Of course, the answer depends somewhat on your employment situation. With so many people’s jobs being affected by the coronavirus pandemic, your retirement plans may also have been thrown into confusion.

But assuming your employment is still stable, what adjustments in your financial and investment strategies might you need to make for your retirement?

Here are a few areas to consider, and some questions to ask yourself: Retirement goals. Now is a good time to review your retirement goals and assess your progress toward achieving them. You may want to work with a financial professional to determine if the current environment has materially affected your goals or if you need to make modest adjustments to stay on track.

Retirement lifestyle. You probably created your investment strategy with a particular type of retirement lifestyle in mind. Perhaps you had planned to

become a world traveler when your working days were over. Of course, in the near term, extensive travel may not be possible, anyway, but once we move past the pandemic, your freedom to roam will likely return. But if your investment portfolio is not where you thought it might be, can you (or do you want to) adapt your lifestyle plans?

And can you accept the same flexibility with your other lifestyle goals, such as purchasing a vacation home, pursuing hobbies, and so on?

Tradeoffs. Based on your retirement goals and your willingness to adjust your retirement lifestyle, you’ll want to consider your options and tradeoffs.

For example, would you be willing to work more years than you had originally planned in exchange for greater confidence in your ability to enjoy a comfortable retirement lifestyle?

By working longer, you can continue adding to your IRA and 401(k) or similar retirement plan, and you may be able to push back the date you start receiving Social Security to receive bigger monthly benefits. You might also review your budget for opportunities to reduce spending today and potentially save more toward your retirement goals.

Based on your retirement goals and your willingness to adjust your retirement lifestyle, you’ll want to consider your options and tradeoffs. For example, would you be willing to work more years than you had originally planned in exchange for greater confidence in your ability to enjoy a comfortable retirement lifestyle?

Social Security. You can file for Social Security benefits as early as 62, but you can get 25 to 30 percent more if you wait until your full retirement age, which is likely between 66 and 67. As you created your retirement plans, you likely also calculated when you would take Social Security, but you may need to review that choice. If you postpone retirement a few years, what effect will that have on when you choose to take Social Security and, consequently, the size of your benefits?

You won’t want to make a hasty decision, because once you start taking Social Security, you can’t undo your choice.

This is certainly a challenging time to be entering retirement, and you’ll have some questions to answer. But even in the midst of uncertainty, you still have many choices. Consider them carefully and make the decisions that work for you.

Lea Evers, AAMS®, CRPS®, is financial advisor, Edward Jones, Member SIPC. This article was written by Edward Jones for use by your local Edward Jones financial advisor.

Edward Jones, Member SIPC. The views expressed are those of Evers’ and do not necessarily represent those of the Rockford Chamber of Commerce.

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R O C K F O R D

CENTER FOR

C H A M B E R

Where do you seek your shelter?

Back in the good old days of 2018 or 2019, I found myself wandering through the home décor section of a retailer. In big, beautiful letters was “LET’S GO ON AN ADVENTURE!” over a weathered, well-traveled map. I picked up the piece and ran my hands over the letters while I let my mind’s eye envision where in my living room it would be best placed.

As I glanced around looking for other accoutrements to adorn my new found love, I found a smaller, simpler sign staring back at me: “LET’S STAY HOME.” My soul knew – my afraidof-flying-self was far more in love with spending time in my living room with those I love than jetting around the world trying not to think about dying while in the air.

I put back the adventure piece and swooned a bit as my true-self was finally

C O M M E R C E

Leadership Development

Home. Sweet.

Home.

CAITLIN PUSATERI Rockford Chamber

O F

seen – right there in the craft store.

Today, I have spent one million years – I mean six months – “Staying Home.”

I still have the sign on my mantle – though.

I’ve changed what’s around it to reflect the seasons. It’s gone from a winterscape to bright summer flowers, to now pumpkins and apples. Recently, I thought about taking down the sign as it seemed to be a bit more on-point than I originally intended. Even for me – someone who LOVES staying home – there have been days where I miss the hustle and bustle of just being … well, not home. I miss the comings and goings of easily running errands. I miss the difficult decision of grabbing dinner at one great local restaurant over another based on my husband and my inability to ever care where we dine … not based

on who has an outdoor patio that will allow for ample social distancing.

I miss easy decisions, dull moments, and hugs from friends.

Making Choices But, I left the sign up. As a reminder.

Because right now, we still need to stay home when we can. When it isn’t easy.

When we aren’t feeling our best. When we want to make a difference. Staying home is actually doing something pretty great – it’s helping slow things down, it’s helping lessen the risk for others who can’t stay home, it’s helping us manage unknowns with constants.

Home may look a little different for everyone. Perhaps it’s your physical home. Perhaps it’s your neighborhood park, socially distanced and followed up with a good handwashing. Perhaps it’s a stay at a local hotel and dinner on the patio of a local restaurant. Maybe it’s sitting on a grassy knoll near your work you’ve always wanted to explore but never had the time to escape to. Home is more than four walls – it’s a neighborhood, a community, a region.

But staying home can be hard. Staying home means forgoing other places. It means narrowing our experiences. It means tightening our circle. It’s a mixed bag of emotions. It’s safety, but it’s, at times, isolating. It’s comfort, but also stircrazy. It’s limiting – and that’s never fun.

As we look ahead to the foreseeable future, I see more “home” in the distance.

On the days I long for the world outside, I try to look around and find the beauty I’m seeking elsewhere right in front of me. The swing in the backyard my daughter loves to laugh in. The friendly wave of the mailman – a constant in a world of chaos. The changing colors in my landscaping I had otherwise been too busy to really see. There is beauty in the quiet, stillness and the juxtaposing loud, messiness of home. We may have to re-commit to loving where we are right now to have an enjoyable fall and holiday season – a season that will undoubtedly look different than years past. But, filled with beauty in its very own way.

Caitlin Pusateri is vice president, leadership development at the Rockford Chamber of Commerce.

THEVOICE • rockfordchamber.com

October 2020

19

IGNITE: YOUNG PROFESSIONALS

DANIELLE ANGILERI NAMI Northern Illinois

Your mental health is essential.

I’m rooting for you.

Wellbeing means taking time to take care of your mind

Is anyone else ready to say goodbye to the past 12 months? I know I am.

It has been mentally draining and, honestly, it has been hard to keep up with the changes. Have you found that the lines have been blurred by a global pandemic, historical revolution and working in your pajamas?

You are not alone.

We are grieving. I would argue that each of us has lost something since 2020 began. It is normal to not feel OK right now. Thankfully, our society is moving in the right direction as it begins treating mental health as physical health’s equal. We’re talking about it, but now it’s time to act.

Taking care of your headspace is not one-size-fits-all. You have to find what works for you. Real self-care brings tough decisions and demands limitless willpower. As Mahatma Gandhi said, “If you want to change the world, start with yourself.”

Each aspect of your life could benefit from routine.

When you make time to eat, sleep, exercise and do your work, you can lower your levels of stress.

Six Habits to Improve Your Mental Health 1. Healthy Body, Healthy Mind I know it’s an old cliché, but taking care of your body is important to your brain health (and vice versa).

Getting exercise to release feel-good endorphins and maintaining that wellbalanced nutrition we all hear so much about can make a huge difference.

Finding what you like takes time, so you have to be patient. Eventually you can see an increase in energy, mood and confidence levels — not to mention the wonders this could do for your physique.

2. Embrace Creativity & Let it Out Expressing your past traumas is never easy. Sometimes there are no words to explain what you feel.

Outlets like journaling, drawing, dancing and making music can all help lower stress and increase focus and productivity. Many benefits evolve from being in flow, psychologist Mihaly Csikszentmihalyi’s term for that state we enter when we are so engaged in a creative task that all else disappears

(Flow: The Psychology of Optimal Experience, 1990). So, if you like being creative, go with your flow.

3. Get Some Shuteye Sleep is foundational to our wellbeing. A lack of sleep can cause issues with regulating your emotions and leave you feeling irritable. Sleep problems can lead to changes in mental health, but mental health conditions can make sleep problems worse. If you have trouble catching your Zs, you can try things like disconnecting from technology early, monitoring caffeine and alcohol intake, and establishing a concrete sleep-wake cycle. If all else fails, reach out to your doctor (National Sleep Foundation).

4. Intentional Routine Each aspect of your life could benefit from routine. When you make time to eat, sleep, exercise and do your work, you can lower your levels of stress (Northwestern Medicine). Just make sure you leave yourself something to aspire to each day. You don’t need to plan everything — but with a plan, you will be more efficient and a little healthier.

5. Take a Mental Health Day A mental health day may be your ticket to preventing future distress. A recent study estimates that depression and anxiety disorders cost the global economy $1 trillion U.S. dollars each year in lost productivity (World Health Organization). Give your mind and body a break. Take one day to decompress and focus on what makes YOU happy. You deserve it. Your future self (and employer) will thank you.

6. Ask for Help If you’re experiencing changes that aren’t going away and interfering with your functionality every day, it is time to reach out to someone for help.

That someone can be a friend, family member, co-worker, doctor, counselor, hotline or even your local NAMI office, 815-963-2470. We all need an extra hand sometimes.

You make this world a better place.

Treat yourself as such.

Danielle Angileri is executive director of NAMI Northern Illinois.

The views expressed are those of Angileri’s and do not necessarily represent those of the Rockford Chamber of Commerce.

RAIN, PANDEMIC CAN’T STOP THE OUTDOOR FUN

Golf Classic offers much-needed, in-person connection There’s nothing like a day on the golf course, but there’s REALLY nothing like a day on the golf course amid a global pandemic! 120 golfers were able to safely gather together for a lovely, albeit eventually quite wet, day on the course.

The Golf Classic on Aug. 31, presented

by MercyCare Health Plans, provided an in-person networking opportunity much needed after a long summer. Rockford Country Club provided a safe environment where golfers felt able to fully participate in the day’s events while maintaining distance, wearing masks and following health and wellness guidelines.

Golfers were able to enjoy a boxed lunch overlooking the river from the patio

or indoors, socially distanced. With the onset of rain, it was in the golfer’s best interest to forgo the last few holes and head indoors for dinner! While the rain was not planned, many remained in good (and wet) spirits. Dinner was complete with a delicious Nothing Bundt Cake. To sweeten the day, our Putting Challenge Sponsor, Bluebird Network, was able to raise $300 for Children’s Home & Aid with their oncourse challenge.

Did everyone golf their very best game? Probably not. Did everyone have in-person fun while strengthening business connections? Absolutely.

Special thanks to the following (continued on page 30)

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GUEST COLUMNIST

Now is the time to implement changes PATTI THAYER Thayer Lighting, Inc.

Act now to save on long-term energy costs

An analysis found the average Illinois residential user will pay $70 more per year if Byron and the Dresden plant in Morris close. If residential customers are paying that much more, imagine what it will be like for heavy industrial users.

It’s becoming clear that energy prices have bottomed out and are beginning to rise again. Coronavirus shutdowns, more workers staying home and reduced travel have all lowered demand, hiding this trend to some extent. We even experienced a short period of negative demand for oil, due to coronavirus shutdowns.

But energy costs are expected to rise across the board, as higher demand comes online in countries recovering from coronavirus. The U.S. Energy Information Administration’s Short-Term Energy Outlook predicts an 18 percent rise in crude oil prices alone.

The potential shutdown of the Byron nuclear plant will also put upward pressure on electric rates. Though the plant is a money-loser for Exelon, it’s helpful to you as an electrical consumer because approximately 21 percent of your bill is for “capacity.” This is money that utilities use to buy extra electricity in advance for use during peak hours, and extra capacity from nuclear is inexpensive compared to fossil fuel plants.

An analysis by the Sun Times found the average Illinois residential user will pay $70 more per year if Byron and the Dresden plant in Morris close. If residential customers are paying that much more, imagine what it will be like for heavy industrial users.

Whoever the President is next year, his policies will increase your bill. Trump administration regulation changes have made it more likely that fossil fuel plants will take over for nuclear plants; raising capacity charges further. And Joe Biden has made statements hostile to fracking, one of the factors that drove oil and natural gas prices to new lows in the first place, and may approve new regulations restricting it.

In short, now is the time to take action to lower your energy costs. Here are three ways you can save pain and expense in 2021 and beyond:

Reduce Your Energy Consumption Changing your lighting technology can slash your power bills, and reduce your maintenance expenses, too.

■ Changing from incandescent, fluorescent, halogen and HID bulbs to LEDs indoors and outdoors will reduce your power cost dramatically. For example,

a 60-watt incandescent light bulb can be replaced by a 9-watt LED. That’s a savings of 85 percent!

■ Advanced controls help you use lighting more efficiently, ensuring it’s only used when needed. These controls can also adapt your lighting to changing conditions to save you money. For example, if your workspace has lots of natural light, controls can adjust the amount of artificial light the system is providing, avoiding wasted power.

■ LED systems need far less maintenance than older technologies. Remember that 60-watt bulb? The incandescent version will last 1,000 hours; the LED for at least 25,000. That’s 24 fewer times your maintenance team has to climb a ladder and change out a bulb!

Lock In Your Rates Like many businesses, utilities will gladly take less money per unit if they know they can depend on you as a customer for years. Rates have been essentially flat for two years; now, is a great time to lock in electrical rates. Utilities will be interested in providing a win-win by locking in contracts that last for several years. Don’t miss the window for this opportunity!

Go Solar Now is also an excellent time to begin a solar project because generous tax incentives for solar projects are due to shrink dramatically beginning next year.

But, of course, solar panels will also reduce your electrical costs by providing at least part of your electrical supply onsite.

At Thayer, we’re not only able to help you install solar, we can also speak to how effective it is. We’ve reduced the lighting portion of our electrical bill by approximately 60 percent after installing LEDs, and we’ve seen an additional electric reduction of more than 65 percent of our electric bill since installing a solar system at Thayer as well as at some of our employees’ homes.

Do these options sound smart to you?

Get in touch for customized solutions that can get you ahead of the rising energy price curve.

Patti Thayer is president/owner of Thayer Lighting, Inc. The views expressed are those of Thayer’s and do not necessarily represent those of the Rockford Chamber of Commerce.

THEVOICE • rockfordchamber.com

October 2020

GUEST COLUMNIST

LESLY COUPER Workplace Staffing & Search

Staffing as a strategic tool during uncertain times Understanding industries and value alignment

Posting jobs, asking contacts for referrals, reviewing applications, interviewing candidates and negotiating salaries all take valuable time away from a business owner or manager’s obligations.

Now more than ever finding and hiring talent is a challenge for many local employers. During these unprecedented times, employers are dealing with business and economic uncertainty, new safety concerns and a labor shortage.

Posting jobs, asking contacts for referrals, reviewing applications, interviewing candidates and negotiating salaries all take valuable time away from a business owner or manager’s obligations.

A strategic staffing partner that understands your business, the local job market and how to implement advanced sourcing and assessment practices could help alleviate some of the stress.

How a Staffing Partner can Help Businesses are increasingly using part-time and temporary workers to fill workforce gaps during these uncertain times. Partnering with a staffing company can help you find the needed talent quickly and efficiently. Here are a few benefits that a staffing provider can offer your business:

Increase Flexibility & Save Time As companies try to be more cost efficient and only add workers when needed, temporary staffing provides flexibility. This allows you to adjust your workforce to meet the evolving demands of your business. Experienced staffing providers can find the right candidates quickly by using an extensive network and well-built pipeline. And, the staffing company is there to support you and your hiring managers. As the employer for a temporary associate placed with your organization, they are available to work with supervisors to address issues that interfere with optimal performance.

Reduce Risk You can use the opportunity to “try” an employee before taking on the liability of the employee. When you use staffing services, the company assumes many of the responsibilities including payroll, payroll taxes, workers’ compensation insurance, unemployment insurance, new hire process and preliminary onboarding during the temporary period.

You can then focus your efforts on site specific onboarding and training, which contributes to the long-term retention of employees. Temporary staffing also gives employers the opportunity to quickly end assignments when the project is complete or if the employee is not a good fit. The staffing company takes care of the details, including finding that employee other work.

Hire Quicker The hiring process can be very time consuming and lengthy, and as a result of the global skills gap, today’s employers can benefit from a partner attuned to the labor trends in the market who understands the evolving needs of their organization. A staffing provider spends considerable time and resources attracting the most qualified candidates with aggressive recruiting; tapping into the best talent in the market. An experienced and knowledgeable staff can focus on the details and subtleties that often don’t surface in a standard interview or through reviewing a resume.

A comprehensive assessment process serves to eliminate the disruption caused by ineffective and inadequate selection practices.

How to Choose the Right Partner Choosing the right staffing partner is an important element to your overall success in using temporary employees.

The partner you choose should act as an extension of your human resources department, understand your industry and be aligned with your values and culture. In addition, it is important to take time to understand how the staffing company recruits, sources and screens.

Most of all, look for a staffing partner who will always strive to be a trusted partner and provide you with the best candidates possible to meet your current needs.

Lesly Couper is chief operating officer at Workplace Staffing & Search.

The views expressed are those of Couper’s and do not necessarily represent those of the Rockford Chamber of Commerce.

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R O C K F O R D

C H A M B E R

O F

C O M M E R C E

economic development How the economy of the future is affecting us now The RAEDC welcomes Thomas Walstrum, senior business economist from the Federal Reserve Bank of Chicago, for a webinar to discuss the current economic situation for the state of Illinois, as well as our region, 11 a.m. to noon on Nov. 11. This event will give government, business, educational and community leaders the chance to understand how their role impacts the recovery and future mitigation of risk for other metamorphic events.

Undoubtedly 2021 and 2022 will be transformed financially and economically by this pandemic.

Walstrum will provide forecasts for the United States and our local economies.

Many of our industries are reliant on international trade, international supply chains and travel; all of which have been greatly impacted in 2020. Walstrum will cover what is expected to remain different and what will eventually return to what we experienced prior to COVID-19 from

a trade and tariff standpoint.

Registration for this complimentary event is available at RockfordIL.com/ events.

About Thomas Walstrum Thomas Walstrum is a senior business economist in the economic research department at the Federal Reserve Bank of Chicago. His responsibilities include the Seventh District’s contribution to the Beige Book, the Chicago Fed Survey of Business Conditions, the Midwest Economy Index and briefings for the Chicago Fed president on Seventh District economic conditions. He also is a contributing author to the bank’s Midwest Economy blog.

Walstrum holds a B.A. in economics from Wheaton College, Illinois, and a Ph.D. in economics from the University of Illinois at Chicago, with concentrations in labor and urban and regional economics.

Manufacturing month 2020 with CEANCI This year participants are in need of some “virtual” content or ideas and statistics for this year’s Manufacturing Day event.

Since students will not have guest speakers, tours or the mini expo like previous years, CEANCI will be providing four weeks of content in place of the standard program. This will go out to the nine school districts they serve, so would be grateful for anything you have.

Examples could be, but are not limited to: ■ Pre-recorded videos about aerospace, engineering, transportation, distribution and logistics (logistics engineer) ■ Pre-recorded videos about the trades ■ Anything interesting (videos, facts, figures, interviews) in the food, beverage and textile industry ■ Small project-based learning tasks with instructions, rubrics for students (welding, construction, engineering, 3D) ■ Interesting statistics in your industry that kids would find “cool” If interested or for more information, Beth Mead can be reached at b. mead@ceanci.org or by calling 815-921-8471.

Small Business Pulse Survey The U.S. Census Bureau gathered data on the social and economic effects of COVID-19 on American small businesses. More than 215,000 across the country responded.

Which Sectors Fared Better in Phase 1?

Utilities and construction fared reasonably well, with the largest percentage of respondents reporting no change in revenue and being almost back to normal.

Which Sectors Fared Worse in Phase 1?

Education & services; health care & social assistance; arts, entertainment, & recreation, and accommodation and food services saw significant disruptions based on initial responses.

RAEDC UPDATE

Looking forward to many exciting opportunities ahead First of all, we are grateful for our community’s support as the Rockford Area Economic Development Council continues the daily work of economic development. The goals of the organization remain the same: To attract and retain high-quality primary jobs that are good for today, tomorrow and in the future.

This goal can only be achieved through partnership and continued collaboration in developing all levels of our workforce, strengthening our supply chains through innovation and by making connection inside and outside our region. This includes our efforts with the I-39 Logistics Corridor Association which combines efforts to market the corridor.

Our community is committed to reaching Top 25 status by 2025. This status serves as a model for impactful economic development with regional organizations.

Since Jan. 1, 2020, during the pandemic, the region has successfully closed eight projects which created or retained 40 jobs, built or renovated 180,594 square feet of space, and received a total capital investment of $8,133,933.

The RAEDC is looking forward and excited about the opportunities ahead. We are happy to welcome CQ+ Manufacturing Group to Machesney Park and Rusco Manufacturing expanded and increased operations at the Loves Park Technology Center.

We are continuing to organize events that educate and create connections for our region and registration can be found at RockfordIL.com/events.

These include: ■ CyberSecurity Month webinars in October with IMEC ■ How the Economy of the Future is Impacting Us Now on Nov. 11 with the Federal Reserve Bank of Chicago The RAEDC Board of Directors and staff are carrying on the mission of the

Impact on Small Businesses-Aug. 9 to 15 34.2% of U.S. small businesses experienced a large negative effect from the COVID-19 pandemic.

47.6% of U.S. small businesses believed more than six months of time would pass before their business returned to its normal level of operations.

26.8% of U.S. small businesses would need to obtain financial assistance or additional capital in the next six months.

Impact on Small Businesses-Sept. 6 to 12 44.5% of U.S. small businesses have experienced a moderate negative effect from the

organization while working with the Rockford Chamber of Commerce on the implementation of unification. Unification will not change the mission of the RAEDC, but it will allow both organizations to speak with a unified business voice. This change will happen throughout 2021 and will not impact the investment levels for the RAEDC until 2022 at the earliest.

The RAEDC staff are available to assist with any aspect of economic development.

Jarid Funderburg, VP of Business & Investor Relations. Reach out to him for information on becoming an investor at JFunderburg@RockfordIL.com Anna Garrison, Manager of Events & Projects. She is your contact for sponsoring events or for data about the region at AGarrison@ROckfordIL.com Stephanie Jones, VP of Sales. Reach out to her for connections with regional and statewide organizations that can increase your company’s efficiency at SJones@RockfordIL.com Lolita Pettigrew, Administrative Assistant. Reach out to her for information about the daily business of running the office at LPettigrew@RockfordIL.com Erin Marshall, Marketing & Communications Manager. Contact Erin if you have good news or an event you want to share at EMarshall@RockfordIL. com Jerry Sagona, VP of Business Development. Connect with Jerry for information about a building or working on an expansion or relocation project at GSagona@RockfordIL.com We look to you, our community, at this time to continue your support to this organization. The RAEDC is here to assist you with expansion, establishing business connections, and working to attract companies into our region to increase our economic well-being.

COVID19 pandemic.

43.9% of U.S. small businesses believe more than 6 months of time will pass before their business returns to its normal level of operations.

55.0% of U.S. small businesses did not furlough or lay off any paid employees after March 13, 2020.

60.5% of U.S. small businesses experienced no change in operating revenues in the last week.

48.2% of U.S. retail trade businesses have experienced domestic supplier delays in the last week.

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October 2020

Support existing energy efficiency programs.

Renew efforts to reduce emissions by lowering energy usage in residential,

Gubernatorial goals for transitioning to a clean energy economy

commercial and industrial contexts, while simultaneously working to reduce emissions by

Lead nation in the development of renewable resources

Illinois Governor JB Pritzker announced on Aug. 21 eight principles he believes will serve in transitioning the state to a clean energy economy and for future energy legislation passed in Springfield.

monthly to the ICC the number of shutoffs and reconnections to help it understand how many customers are experiencing shutoffs and reconnections and what improvements need to be made.

Strengthen Utility Company Transparency and Ethics Requirements

Make Illinois a Renewable Energy Leader; Phase Out Dirty Power

Implement stringent transparency requirements to hold utility companies accountable to ratepayers. Prohibit utility companies from recovering charitable contributions.

More disclosure of interactions between public utility companies and Illinois Commerce Commission (ICC) commissioners. Authorize the ICC to implement an integrated distribution planning requirement and begin a process on performance incentive mechanisms.

Enact changes to the Public Utilities Act and the Illinois Power Agency Act to incentivize the development of renewable energy; sending a market signal that Illinois intends to lead the nation in the development of renewable resources.

Recognize the value of communitybased solar projects — both large-scale, cost-effective community solar projects and smaller-scale, community-based projects.

Expand Consumer Affordability Protections Support an increase in ComEd’s and Ameren’s annual commitment to low-income energy efficiency programs, while ending both the customer deposit requirement and late fees for lowincome utility residential customers, as well as online payment fees for utility bills.

Require utility companies to report

Implement a MarketBased Solution That Supports Clean Power and Clean Air Establish a market-based system that reduces carbon emissions from the power sector. Explore all means to set up a clean energy framework and compare their costs and benefits.

Electrify and Decarbonize Illinois’ Transportation Sector

producing more clean energy.

Invest in transportation electrification. Increase the adoption of electric vehicles in the state to 750,000 by 2030. Establish a tax credit and other incentives for electric vehicle companies and charging station manufacturers that locate downstate or in a disproportionately impacted areas to ensure there is equity of opportunity.

Support Communities Transitioning to Clean Energy Work alongside community organizations, local municipalities and groups representing workers to ensure they have financial and planning support available throughout a transition process. Engage local governments in community energy and climate planning and create a displaced worker bill of rights.

Advance Equity in the Growing Clean Energy Economy Incentivize renewable energy developers to contract with diverse suppliers, as well as modify IPA’s procurement process to include equity actions for renewable energy credits, the Adjustable Block program, the Community Renewable Generation program, and Solar for All. Streamline and diversify multiple industry

pipelines, such as ownership of energy development companies and leadership in the C-suites, corporate boards and the workforce.

Enhance Energy Efficiency in Illinois Support existing energy efficiency programs. Renew efforts to reduce emissions by lowering energy usage in residential, commercial and industrial contexts, while simultaneously working to reduce emissions by producing more clean energy.

Increase funding for programs that provide weatherization dollars to low income households. Allow Combined Heat and Power and other industrial decarbonization

programs

to

be

included in utility energy efficiency programs. Encourage partnership with industries attempting to decarbonize high carbon emitting industrial sectors, such as steel, cement, refining and chemical manufacturing.

Work with Illinois communities and local leaders on reviewing and updating statewide building codes and exploring statewide code enhancements so that municipalities

looking

to

promote

efficiency are not at a competitive disadvantage relative to their peers.

Source: www2.illinois.gov

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business

BUSINESS BRIEFS

Rockford Chamber members appear bolded.

Thank you for your support of your fellow Chamber members.

KMK Media Group completed the design and development of a strategic goals map, outlining the top six initiatives guiding the Meridian Community Unit School District in Stillman Valley.

A $1.9 million grant was awarded to the Rockford area for bridge and water main repairs through the Rebuild Illinois statewide construction plan to speed up public works projects and long-term infrastructure improvements in underserved communities around the state.

Community Foundation of Northern Illinois, Kjellstrom Family Foundation and Arts for Illinois Relief Fund awarded $60,000 in COVID-19 relief grants to four local arts organizations: Midway Village Museum, Rockford Area Arts Council, Rockford Art Museum and Rockford Symphony Orchestra to support their revenue losses.

Saint Anthony College of Nursing students participated in a Farm Safety Day in August at Bakers Acres Dairy Stateline Farm Rescue.

They learned about farm safety issues, methane gas poisoning, electric hazards on the farm, rollover accidents and grain bin safety.

Rockford Area Convention & Visitors Bureau unveiled a locally produced 11-track playlist on the GoRockford YouTube channel: “Stay Home Songs: The Album.” The compilation was created in spring amidst the shelter-at-home order as part of Stay Home Songs, RACVB’s free community songwriting contest for all ages and genres on the creative excellence and resilience of our community. Visit https://bit. ly/3jMfZzc to listen to all 11 songs.

Chartwell Agency completed a brand redesign for Studio GWA, including a new name, logo, brand guidelines and identity pieces.

Rockford Area Arts Council received two grants for COVID relief and capacity-building support services; the 81Thrive Award with a $50,000 discretionary grant and $25,000 for in-kind services and assessments by area nonprofit experts, and a grant from the Arts for Illinois Relief Fund.

YWCA Northwestern Illinois announced the development of the YWCA Remote Learning Center, a safe and structured environment for students entering first grade through eighth to attend virtual classes, benefit from peer interaction, and participate in engaging enrichment activities, while parents return to work.

Edward Jones ranked No. 1 for the fifth consecutive year among investment firms overall for customer experience in the US Customer

OSF HealthCare Saint Anthony Medical Center unveiled in the North Tower hallway a wall depicting the history of the hospital.

Experience Index, 2020 by Forrester Research, an independent research firm. It finished highest specifically in customer service, clear communications and client’s likelihood of recommending the investment firm.

Digital Hive Mind was contracted

by National Tube Supply as its agency of record for marketing and advertising services.

Boys and girls who would have played in State Senator Steve Stadelman’s 8th annual youth basketball tournament instead were able to obtain their customary event T-shirt during a Labor Day drivethrough giveaway.

Christian Life Schools launched the 2020-2021 school year on Aug. 26 with in-person, five days a week classes and an online-only option for PreK-3-12th grade students. A donation of more than $125,000 allowed students to come back to a newly remodeled facility. The campaign was launched by Sunil Puri and First Midwest Group with a $50,000 matching gift, which was surpassed with donations from the Fern family, Benson Stone and numerous current CLS families and alumni.

OSF HealthCare Saint Anthony Medical Center unveiled in the North Tower hallway a wall depicting the history of the hospital in Rockford; from when the Sisters of the Third Order of Saint Francis founded it in Rockford in 1899, to performing the first open heart surgery in Rockford in 1959, to being the first hospital in Rockford to achieve Magnet designation in 2005.

OSF HealthCare was recognized as part of Forbes’ annual list of America’s Best-In-State Employers for 2020. It employs nearly 24,000 in 145 locations, including 14 hospitals throughout Illinois and Michigan.

WATT Global Media’s WATT PoultryUSA magazine published the July directory issue: Who’s Who in the Egg and Poultry Industries in the US and Canada®, an annual buyer’s guide. Its Industria Avícola magazine published the 2020 Guía Anual

annual guide in Spanish, featuring hundreds of global suppliers serving the Latin American poultry industry.

Wesley Willows, under strict COVID-19 restrictions and procedures, will welcome the students from Rock Valley College’s certified nursing assistant program to its campus two days a week for eight weeks. It will be the only institution in its clinical rotation.

Barbara Olson Center of Hope welcomed 20 to 25 participants daily back to its building starting on Aug. 3, after the Department of Human Services allowed Community Day Service agencies to participate in a “soft opening.” In September, CDS programs were allowed to have 50 participants back, or an equivalent number based on space, whichever is smaller. Normal is approximately 170.

Macktown Living History received a $2,500 grant from the Ecolab Foundation and $500 from the Stateline Community Foundation to conduct a photogrammetry study and archaeological exploration of the historic site in Rockton; using unmanned aerial vehicle photos and videos to develop a high-resolution digital elevation model and geophysical survey. Four areas of interest were excavated in September by archaeologists and Macktown Living History volunteers based on this information.

BauerFinancial, Inc., announced that First National Bank and Trust was awarded its highest (5-Star) rating; excelling in areas such as capital adequacy, profitability and asset quality. It’s received 5-Stars or 4-Stars for 75 consecutive quarters.

University of Illinois – Extension announced that Winnebago County 4-H members showcased their 4- H projects in a virtual format; uploading photos and/or videos of their work for judges to view.

Rockford Area Arts Council opened the Youth Art exhibit at the Nicholas Conservatory and Gardens lobby through the end of October.

Radisson Hotel & Conference Center in Rockford was named a

Discovery Center Museum was recognized as a 2020 Travelers’ Choice award winner for attractions based on a full year of Tripadvisor reviews.

2020 Travelers’ Choice award winner for hotels by consistently receiving excellent traveler feedback; placing it in the top 10 percent of hospitality businesses around the globe.

First National Bank and Trust and social impact education innovator EVERFI made possible the digital Sound Advice Scholars program free to high schools. To date, more than 2,150 students have taken the distance learning course in nine schools in southern Wisconsin and northern Illinois.

Volleyball, basketball and pickleball enthusiasts can rent a court at the Rockford Park District’s UW Health Sports Factory if reserving in advance. Call 815-966-8770 or visit www.uwhealthsportsfactory.com.

EBISS USA and Luxe Productions established a new partnership to build a new full service production studio right here in the Rockford region. It’s designed to help local community organizations, businesses, schools and healthcare facilities to record and produce content for corporate messaging, online meeting, event and conference content, and live stream video broadcasts to include panel discussions and Q&A sessions.

The United States Department of Justice, Office of Violence Against Women awarded a $424,734 grant to the Winnebago County Multidisciplinary Collaborative Team for Training and Services to End Violence Against Women with Disabilities Program.

Willows Arbor at Wesley Willows received jigsaw puzzles and hearts from a 3D printer for its 100 residents, thanks to Brad and Josh Mecum. Their grandmother is a resident at the Arbor. Every year, the boys save $1 per week from their allowance and spend their saved money on a good cause.

Continued on page 25

THEVOICE • rockfordchamber.com

October 2020

business

BUSINESS BRIEFS

Rockford Chamber members appear bolded.

Thank you for your support of your fellow Chamber members.

Continued from page 24

in patient experience for at least three years. The center performs 44 gynecology, orthopedic and general surgeries per month and 528 per year on average.

Wesley Willows and Peterson Meadows worked with Crimson Ridge to give a gift of gratitude – a pair of special socks – to its 340 employees who have been an integral part in the organization during the COVID-19 pandemic.

PhotoEnrichment Adventures has launched a travel blog, ContinentalDRIFTER.co, and YouTube channel, YouTube.com/c/ continentaldrifter, offerings travel advice and photography tips for an audience of Baby Boomer and Gen X travelers – the audience for his tours.

Rockford Mutual Insurance Company ranked #11 in the 2020 Best Places to Work in Illinois from among 39 qualifying companies in the small business category.

Girl Scouts of Northern Illinois held more than 20 SnapShot events, resulting in nearly 50 girls registering as first-time Girl Scouts. The 20-minute virtual activities were held for girls in Kindergarten and grades 1 to 3 who were interested in learning more about the organization. Girls met new friends online while learning about skills like building an edible campfire, making a robot friend, crafting a bird’s nest, or designing a fairy house in English and Spanish.

Sign up at www.girlscoutsni.org/ snapshot.

Boylan Catholic High School celebrated its 60th anniversary in September. It opened its doors on Sept. 7, 1960 to an inaugural class of 282 freshman. Influential Rockfordians who’ve graduated include actress Jodi Benson, NFL player Dean Lowry, Louis Vuitton artistic director Virgil Abloh and Rockford Mayor Tom McNamara. In total, Boylan has educated nearly 17,000 students.

Comprehensive Community Solutions, Inc., held a graduation of the latest cohort of participants from the welding program with First Institute Training and Management

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Mercyhealth and Molina Healthcare host a free, drive-thru baby shower for new and expecting mothers and their families on Sept. 22 at Javon Bea Hospital–Rockton in Rockford. on Sept. 25. After completing a rigorous six-week training course, they have the ability to walk onto a job, read a blueprint and build a part to the specifications of that blueprint with precision tolerance.

Rockford Area Convention & Visitors Bureau announced that prior to COVID-19, Rockford and Winnebago County achieved an unprecedented 10 years of growth in its tourism sector. In 2019, the economic impact of tourism in Winnebago County grew by 4.3 percent, outpacing the state growth average of 3.3 percent. Visitors spent more than $409 million; providing 3,091 area residents with jobs, according to the Illinois Department of Commerce & Economic Opportunity.

Rockford Park District’s invites the public to visit The Atwood Center at Seth B. Atwood Park on Saturdays, 10 a.m. to 2 p.m., to meet its resident live reptiles and observe its flying animal neighbors. Feedings at the birds of prey exhibit take place at 1 p.m. Visitors also can see historic photos and real artifacts dating back to World War I and World War II at the center.

Anderson Japanese Gardens is waiving photography sitting fees on Wednesdays in October, from 2 to 5

p.m., for senior photos, engagement photos, birth announcements, family portraits and other special occasion photography. Professional and hobby photographers are welcome. Regular garden admission rates apply, and advance registration is strongly recommended.

Winnebago County received a $550,000 Justice for Families grant from the Department of Justice Office on Violence Against Women to expand supervised visitation at Children’s Safe Harbor. The county will work with Remedies Renewing Lives, Rockford Sexual Assault Counseling, Children’s Safe Harbor and the 17th Judicial Circuit Court of Illinois on the project. Safe harbor also provides safe child exchange services. Referrals for the free services can be made by the court, an agency or at the request of parents.

Blackhawk Bank’s mortgage department (and its loan originators) was recognized as a top mortgage producer in the northwest Illinois region by the Illinois Housing Development Authority, with more than $16 million in production.

SwedishAmerican Medical CenterBelvidere’s surgery center was named a 2020 Pinnacle of Excellence Award® winner by Press Ganey for excellence

SwedishAmerican Immediate Care on McFarland Road in Rockford closed its doors and moved to 3775 N. Mulford Road in September. In addition to medical care for infants, children and adults, the center offers drive-up COVID-19 testing. The McFarland site remains open as the Woodward Health Center, a clinic exclusive to Woodward employees and dependents.

Rockford Symphony Orchestra launched The Larsen Legacy Campaign, a $500,000 fundraising effort in honor of 30-year music director, Steven Larsen. The symphony’s foundation will match dollar-for-dollar the first $100,000 of donations received within the next five months. Funds will ensure the future of the RSO, including a substantial reserve to weather economic storms. Steven Larsen will retire at the end of the 2020/21 season.

J.L. Clark received two awards for Excellence in Quality from the International Metal Decorating and Packaging Association: an Award of Excellence for the decorating of a promotional tray for Reuzel, and a Best of Best of Category for Closures and Ends for the Burt’s Bees Lip Butter Lavender & Honey tin.

SupplyCore received a $107M contract from the General Services Administration. It’s a one-year base contract with four one-year option periods. SupplyCore’s base operations supply team will provide logistics support for more than 750 products to locations in the INDOPACOM region, specifically mainland Japan and Okinawa. Customers include the Department of Defense, U.S. Army, Navy, Air Force, Marine Corps and federal civilian agencies.

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THEVOICE • rockfordchamber.com

October 2020

in the news MEMBERS IN THE NEWS

Rockford Chamber members appear bolded.

Thank you for your support of your fellow Chamber members.

1. Leslie West

2. Dr. Jeffrey R. Smith

3. Billy Gregory

4. Jason Wombacher

5. Fred Schneiderman

6. Dr. Rhonda Verzal

7. Julie Elliott

8. Dr. Sunil Krishna

9. Dr. Raju Schanmugam

10. Dr. David F. Saldanha

11. Dr. Vikram Sobti

12. Sarah Beam

13. Melissa Loesch

14. Brian Hintzsche

15. Chris Soutar

16. Aaron McDonald

17. Kathy Palmer

18. Dr. Scott Trenhaile

19. Dr. Philip R. Schalow

20. Norman Walzer

21. Mim Evans

22. Andy Blanke

BOARD APPOINTMENTS Leslie West (1), State Farm Insurance & Financial Services, was appointed to the Rosecrance, Inc., board.

Rockford Promise elected board officers: Susan Fumo, president; Maurice Redd, vice president; Jorge Herrera and Kay Wadsworth, co-treasurers; and Emily Hartzog, secretary. Elaine Breck and Brian Kobischka retired from the board.

University of Illinois College of Medicine Rockford appointed Jeffrey R. Smith (2), M.D., FACC, as chair for the department of medicine and medical specialties.

NEW HIRES, PROMOTIONS, RETIREMENTS CoyleKiley welcomed Billy Gregory (3) as life insurance advisor and Jason Wombacher (4) as commercial insurance advisor.

Fred Schneiderman (5), director of personal lines underwriting, retired from Rockford Mutual Insurance Company.

RAMP will say farewell to Julie Bosma as executive director.

Rhonda Verzal (6), M.D., FAAFP, joined the faculty of the University of Illinois College of Medicine Rockford as assistant professor in the department of family and community medicine.

Commissioner Julianne (Julie) Elliott (7) announced her retirement from the Rockford Park District Board of Commissioners. The new commissioner will be appointed, but will have to run for the seat in the April 2021 election.

Mercyhealth welcomed Sunil Krishna (8), M.D., neonatal medicine and neonatal intensive care, to Javon Bea Hospital–Riverside, and Raju Shanmugam (9), M.D., to Mercyhealth Perryville.

SwedishAmerican welcomed Dr. Jose Sanchez Gomez, family

physician, to Belvidere Clinic; Dr. Otavio Pereira Rodrigues to SwedishAmerican Infectious Disease Clinic, and Dr. Mali Him, family physician, to Five Points Clinic.

OSF HealthCare Saint Anthony Medical Center celebrated the retirement of Brenda and Karl Meintz who have worked at the hospital a combined 65 years as a nurse and in the maintenance department, respectively.

Forest City Diagnostic Imaging, LLC welcomed radiologists David F. Saldanha (10), M.D., and Vikram Sobti (11), M.D., MBA. Rockford Promise introduced its new executive director, Dr. Tasha Davis.

Fehr Graham hired Sarah Beam (12) as project engineer.

Licensed Clinical Professional

Counselor Melissa Loesch (13) was named director of Rosecrance McHenry County.

Premiere Partner Status.

Blackhawk Bank hired Tammy Fanning as vice president business development and Sara Reque as mortgage planner in Janesville, Wis.

Syverson (R-Rockford) a Champion

RSM US LLP promoted Brian Hintzsche (14) to partner in our Rockford office. Brian serves a variety of client types with a focus on the manufacturing and distribution sectors. He is involved in the planning and preparation of corporate, partnership and individual income tax returns.

EMPLOYEE/COMMUNITY RECOGNITIONS, AWARDS Chris Soutar (15 and Aaron McDonald (16), Entré Computer Solutions, were named to the Partner Advisory Council. The company achieved Solarwinds

aMBaSSaDOR DOR SPOTLIGHT Jan Hagenlocher

Rockford Chamber President & CEO Einar Forsman honors Jan Hagenlocher on her official “retirement” from the Rockford Chamber Ambassadors. The former director of public relations for 35 years at SwedishAmerican believes it was 1995 that she started as an Ambassador and in welcoming new businesses to the chamber and the community.

“Volunteering in the community has always been a big part of my life since high school,” Hagenlocher said. “It was just natural to continue doing that after retiring, when I had a little more time to do so.” Her mother volunteered until she was 90 years old.

The Illinois Chamber of Commerce

named Illinois State Senator Dave of Free Enterprise.

University of Illinois - Extension

announced that Kathy Palmer (17), a Winnebago County 4-H volunteer, was named to the Illinois 4-H

Foundation Hall of Fame award.

Ted Brolund won a 2020 Governor’s Volunteer Service Award in the senior category for service to Rockford Area Habitat for Humanity.

OF GENERAL INTEREST Surgeon Scott Trenhaile (18), M.D., OrthoIllinois, was one of four

co-inventors awarded a U.S. patent

for a new surgical suture anchor with internal locking of sutures for better fixation and less suture slippage by Smith & Nephew, Inc.

A paper by Philip R. Schalow (19), D.C., DCCJP, clinic director, Upper

Cervical Care Center, “Chiropractic Management of Performance

Related Musculoskeletal Disorder in a Career Violist,” published in

American Journal of Case Reports; free for download.

Norman Walzer (20), Danny

Langloss, Mim Evans (21) and

Andy Blanke (22) were authors in

three policy profiles by the Northern Illinois University Center for

Governmental Studies to help civic

leaders better understand and shape the future of localities in Illinois.

THEVOICE • rockfordchamber.com

October 2020

Rockford Chamber supports switch to County Executive Form of Government

CHAMBER OPPOSES Continued from front page

election whether Illinois should amend the constitution to move from a flat tax income to a progressive income tax.

The amendment also repeals a critical taxpayer protection: the constitutional ban of more than a single tax on income.

Future general assemblies will be allowed to tax the same dollar of income repeatedly.

Although the ballot question does not contain the new tax brackets, a separate piece of legislation establishing the rates under a progressive income tax system was approved by both Houses in the General Assembly and signed by the governor. Under the proposal, corporate income would be taxed at flat rate of 10.49%, the third-highest rate in the nation, while the highest bracket for pass-through business income would be taxed at 9.49%, the fourth highest in the nation. These rates will only go into effect if the voters approve the ballot referendum question.

Illinois fiscal policy and tax laws should actively promote economic growth in Illinois by encouraging increased capital investment, productivity, and the creation of new jobs for the citizens of Illinois. A graduated income tax undercuts these fundamental tax policy goals and impedes the economic growth and competitiveness of all Illinois businesses.

On the November 3rd voting ballot, voters have a question before them on switching the form of government in Winnebago County from the Township Form to the Executive Form of government. Given all that has transpired in the past few years in Winnebago County government, it is clear that stability and leadership is necessary and will not be achieved under the current form of governance. That a County Board can ignore the wishes of its local voters and add or strip powers of the County Chairman based on changes in relationships, attitudes, etc., it is clear that this process is not working and the County residents need to be served better.

An Executive Form of government puts an elected official in control of the County, but,

Amending the Illinois Constitution to permit a graduated income tax is the wrong signal to send if Illinois wants to grow jobs and see its citizens prosper.

Individual income tax rates are just as important to business activity as corporate rates. Proposals to raise income taxes on high-income individuals fall heavily on Illinois’ non-corporate businesses.

Small businesses account for an everincreasing percentage of business income and employment in Illinois and frequently operate as sole proprietors or through some form of tax pass-through entity (partnerships, Sub-S Corps, or as an LLP/ LLC). As such, small business owners pay individual income tax on their business income, rather than corporate tax.

Increasing tax rates on small businesses leaves less available revenue for economic expansion such as hiring additional employees or making capital investments.

In recent years, proposals to amend the Illinois Constitution to permit a graduated income tax were not limited to a graduated tax on individuals. The proposed constitutional amendment scheduled for the ballot in 2020 also allows the imposition of a graduated income tax on corporations. Imposing a graduated income tax on corporations would create additional disadvantages to locating and expanding business activities in this state.

In addition to the economic drain on job creators, a graduated income tax is a less reliable source of funding for

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the powers of that individual could not be changed mid-term. When you vote for your county leader, you elect that person to make the decisions on your behalf. This adds a greater level of fairness and accountability for Winnebago County Voters.

The ballot question reads as follows: Shall the County of Winnebago adopt the county executive form of government and elect not to become a home rule unit? Yes ❑ No ❑ Why is home rule referenced in the question? It is done so to ensure home rule powers do NOT apply to this change in government.

Please vote YES on this referendum!

state programs due to the volatility of the business cycle—creating sometimes wild fluctuations in tax revenues. While economic good times increase state revenues, economic downturns can result in increased deficits and put unnecessary stress on funding for critical social services.

A graduated income tax is often criticized as a stealth tax. As taxpayer incomes rise over time with inflation, lower and middle-income individuals are subjected to higher marginal rates— so-called “bracket creep.” Governments receiving the resulting increased income tax revenues are less enthused about adjusting rate brackets to remove taxpayers from the tax rolls. A good example of bracket creep was found in the federal alternative minimum tax, which was intended to tax only highincome earners, but affected middleincome taxpayers until this problem was addressed in the 2017 federal tax reform legislation. P.A. 101-0008, which would implement the graduated income tax if the constitutional amendment were successful, establishes tax brackets that are not indexed to inflation and would allow “bracket creep.”

A graduated or progressive income tax can create a very real dis-incentive to work as it punishes, through higher tax rates, those who choose to work more hours or longer days.

The current Illinois Constitution

provides that the corporate tax rate shall not exceed the rate imposed on individuals by more than a ratio of 8 to 5. The Constitutional 8 to 5 ratio protects Illinois businesses from disproportionate taxation. The graduated income tax constitutional amendment scheduled for the ballot in November 202 purports to maintain the 8 to 5 ratio. It does so by creating an 8 to 5 ratio between the highest statutory rate on individuals and the highest rate on corporations.

The top rate on individuals under P.A. 101-0008 is 7.99%. As a result, the top rate on corporations could be raised to 12.78%, plus the 2.5% personal property tax replacement income tax, for a total of 15.28%, without raising the top tax rate on individuals.

Illinois’ current flat rate income tax is inherently more fair than a graduated income tax since everyone pays the same rate and tax increases uniformly affect everyone. A flat rate tax does not promote divisive class warfare rhetoric or purposefully attempt to re-distribute income according to a subjective fairness standard. A flat rate tax requires all taxpayers to vigilantly stand guard against excessive government spending.

We encourage a “No” vote on the Constitutional Amendment. Tougher decisions need to be made by our government leaders before trusting them on this question. v

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October 2020

COMMUNITY EVENTS & WEBINARS community

OCTOBER 2020

WEDNESDAY, OCTOBER 7 Rockford University presents the webinar, Media Influence on U.S. Foreign Policy, featuring John Gizzi, Newsmax, reporter, news writer, radio and TV commentator, covering Capitol Hill and the White House for more than 40 years. Visit alumlc.org/ rockford/archive.

FRIDAY, OCTOBER 9 Discovery Center Museum presents a virtual class for children, Insect Insides; 1:30 to 3 p.m., at 711 N. Main St., Rockford. Advance registration at www. discoverycentermuseum.org or 815-963-6769.

Robert King, Sr., Center for Strategic and International Affairs; Special Envoy for Human Rights in North Korea, with rank of Ambassador. Visit alumlc.org/rockford/archive.

FRIDAY, OCTOBER 16 Barbara Olson Center of Hope presents HarvestFest 2020, a virtual fundraising event. Event starts early on Oct. 1 with an online silent auction and wine pull. Proceeds support individuals with developmental disabilities. Register at www.b-olsoncenterofhope.org.

SATURDAY, OCTOBER 17

Rockford Park District presents Tree Trunk-or-Treat, 7 to 9 p.m., at Atwood Center, Seth B. Atwood Park, 2685 New Milford School Road.

Rockford University presents the Advance registration now required at webinar, Human Rights and U.S. Foreign Policy, featuring Ambassador www.atwoodpark.org/programs.

FRIDAY, OCTOBER 23

Discovery Center Museum presents a virtual class for children, Chemical Conundrums, 1:30 to 3 p.m., at 711 N. Main St., Rockford. Advance registration at www. discoverycentermuseum.org or 815-963-6769.

Rockford University presents the webinar, Who Rules the World, featuring Noam Chomsky, professor, MIT and University of Arizona, and author of more than 100 books. Visit alumlc.org/rockford/archive.

SATURDAY, OCTOBER 24 Rockford Park District invites boys and girls, ages 5 to 10, to register by Oct. 17 for Jr. NBA Pre-Season Camp on Oct. 24, 9 to 11 a.m., at UW Health Sports Factory. Visit leagues. rockfordparkdistrict.org/hoops or park district customer service locations.

Rockford Chamber members appear bolded. Thank you for your support of your fellow Chamber members.

NOVEMBER 2020 FRIDAY, NOVEMBER 6 Discovery Center Museum presents a virtual class for children, Take it

Apart, 1:30 to 3 p.m., at 711 N. Main St., Rockford. Advance registration

at www.discoverycentermuseum.org or 815-963-6769.

MONDAY, NOVEMBER 9 Judson University has several

upcoming start dates available for its Accelerated Online Degree

Programs. Associate’s degrees start

Nov. 30, and bachelor’s and master’s degrees start Nov. 9. Primarily six-

week courses, one course at a time.

Programs usually can be completed two years or less, fully online. Visit

kv.judsondegree.com.

on digital

MEMBER PICS

Einar Forsman visits several of the Rockford Chamber’s founding members throughout the month of September; thanking them for their service to the community.

Barnes International, Inc., is a manufacturer of an extensive line of quality coolant filtration products since 1907. It’s housed in its original facility in downtown Rockford.

Rockford University is a private four-year, co-educational institution offering undergraduate and graduate degrees in traditional liberal arts and professional fields since 1847.

Rock Valley Credit Union hosts a ribbon cutting on Sept. 9 at 11280 Forest Hills Road in Machesney Park for its new personal teller machines (PTMs) for members and non-members alike. Speakers included Darlyne Keller, president and CEO, Rock Valley Credit Union; Mayor Steve Johnson, village of Machesney Park; Mayor Greg Jury, city of Loves Park; Tonya Lamia, executive director, The Parks Chamber of Commerce, and Einar Forsman, president and CEO, Rockford Chamber of Commerce.

Schmeling Construction Co., is a general contractor providing construction management and design build services for commercial, industrial and institutional clients since 1903.

HolmstromKennedyPC provides a full range of legal services to local, national and multi-national clients in the communication, technology, commercial, construction, financial, estate planning, immigration and healthcare industries for more than a century.

THEVOICE • rockfordchamber.com

October 2020

MEMBERSHIP 101 MEMBERSHIP

Board of Trustees reviewing plan for change in service model

Rockford Public Library strategizes to better serve today’s community The Rockford Public Library Board of Trustees will discuss proposed changes to its service model at upcoming meetings. It’s reviewing two options: Option 1. Close two leased branch locations – the Rock River branch on 11th Street and the Rockton Centre branch on Rockton Avenue.

Staff would relocate to other library locations. Reductions of approximately 11 part-time or 7 full-time equivalent employees.

Option 2. Reduce service hours at all five library locations by approximately 50 percent or go from six days to three days per week. Reductions of approximately

27 part-time or 16 full-time equivalent employees.

“As a pandemic forces the library and other businesses to re-create their services and ways of doing business, it is an opportune time to review its strategic plan and service delivery model,” said Lynn Stainbrook, executive director.

“If these financial projections come to fruition, even to a less severe degree, the library will not be able to sustain itself with its current service model.”

The board welcomes public comments. Email addresses can be found at www.rockfordpubliclibrary.org (About RPL/Board of Trustees).

OCTOBER MEMBER ANNIVERSARIES Thank you to our members celebrating their anniversaries with the Rockford Chamber of Commerce

15-YEAR MEMBERS

NLT Title, A division of Attorney’s Title Guaranty Fund, Inc. Olson Funeral & Cremation Services Ltd./Fred C. Olson Chapel Olson Funeral & Cremation Services Ltd./North Main Chapel & Care Center SmithAmundsen LLC

NEW CHAMBER MEMBERS INSTITUTE OF LANGUAGES, MATHEMATICS AND SCIENCES (ILMS)

Offering a complete PreK-Adult readiness program. Our expert tutors provide instructions, guidance, inspiration and one-onone support to achieve your goals.

5601 Wansford Way, 61109 Faten Abdallah 708-581-8617 www.ilmstutor.com

RBG JANITORIAL

A registered woman-owned small business (WBE/WOSB) providing first-class janitorial services in Illinois and Wisconsin.

P.O. Box 2741 Loves Park, IL 61132 Eva Kretschmar 815-885-8084 www.rbgjanitorial.com

WINNEBAGO EMERGING SMALL BUSINESS ASSISTANCE

Non-profit organization supporting immigrant small business owners.

4010 E. State St., Ste. 204, 61108 Mustafa Abdall 815-608-0778 www.emergingwin.org

10-YEAR MEMBERS

The Alliance Cream City Scale LLC Satori Pathway Network Satori Pathway Network - Anam Glen Spider Company Inc.

5-YEAR MEMBERS

Addante & Associates, Ltd. Area Erectors, Inc.

NEW! ALLSTARS Business Networking Group The Rockford Chamber has a new referral-based ALLSTARS Business Networking Group that meets on the first and third Tuesdays of the month, 11:30 a.m. to 1:30 p.m. Each meeting features one member speaker and one guest speaker (non-profit or an interested Chamber member).

Following the chamber’s health and wellness guidelines for COVID-19, the group currently is meeting outdoors, but has the option to meet indoors in a spacious conference room in inclement weather.

Virtual meetings also are an option.

Applicants must be members of the Rockford Chamber. Annual dues are $60.

For inquiries on upcoming events or open seats, contact Susan Contrady, chair, 815-505-8468 or susancontrady@amsolutionswi.com; Danna Krischke, co-chair, 815-654-4355 or danna@myagentdanna. com, or Mike Peyton, communications, 815-980-2844 or michael. peyton@thryv.com.

MEMBERSHIP RENEWALS Thank you to members who renewed with the Rockford Chamber of Commerce in August 2020 Alden Debes Rehabilitation and Health Care Center Alden Park Strathmoor

Alzheimer’s Association, Illinois Chapter

Ambassador Homes, LLC

Benson Stone Company, Inc. Cedar Hill Condominium Association

Community Foundation of Northern Illinois

IMEG Corp.

Irontek Johnny Pamcakes Maciano’s Pizza Columbia Parkway Midwest Roofing Supply Miller Eye Center Morgan Building Maintenance Inc. Movement Fitness Northern Illinois Hospice

Comprehensive Community Solutions

Northern Public Radio (WNIU/WNIJ/NIRIS)

Easterseals

Olson Aluminum Casting Ltd.

Easterseals Teen and Family Support

Project First Rate

Culver’s Restaurant

Nutrition Works, Inc.

Easterseals - The Autism Program

PNC Bank

Edgebrook Dermatology: Medical, Aesthetic & Laser Center Maria AlBasha, MD Ethnic Heritage Museum/ Graham-Ginestra House

Express Employment Professionals

GreenFire Restaurant, Bar & Bakery Greenlee

Gruno’s Diamonds GSF - USA

Honquest Family Funeral Home With Crematory Howe Freightways, Inc.

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Illinois Cafe & Service Company, LLC

RBC Wealth Management Red Roof Inn #10035 Rockford Art Museum Rockford Carpetland USA, Inc. Rockford Cemetery Association, Greenwood Cemetery & Crematorium Rockford Generation Rockford Network of Professional Women Rockford OMS Rockford Rigging, Inc. Rockford United Labor Roxy Carmichael Boutique Roy Gayle Pony Baseball Softball

Sam’s Club, A Division of Wal-Mart Stores

Security First Title Company Springfield Electric Supply Company State Farm Insurance Brian Faulk, CLU, ChFC

State Farm Insurance & Financial Services Stockholm Inn

Tavern on Clark

The Atrium Memory Care Community The Insurance Guy, LLC

The Pension Specialists, Ltd. Thermo Fisher Scientific Transform Rockford

Transformations Plastic Surgery & MedSpa United Association of Plumbers & Pipe Fitters Local Union 23 WATT Global Media

Wendy’s Old Fashioned Hamburgers (K & K Foods Inc.) East Riverside

Wendy’s Old Fashioned Hamburgers (K & K Foods Inc.) 6390 East State Wendy’s Old Fashioned Hamburgers (K & K Foods Inc.) 1110 East State Wesley Willows

William Charles Construction

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THEVOICE • rockfordchamber.com

October 2020

IN-PERSON GOLF Continued from page 19

sponsors: MercyCare Health Plans (presenting); Bluebird Network (putting challenge); OSF HealthCare (Mulligan); SwedishAmerican, a Division of UW Health (lunch); Baker Tilly (sand trap); Holiday Inn Express Janesville Conference Center, Milwaukee Mitchell International Airport (greens); Nothing Bundt Cakes (Dessert); Alden Park Strathmoor, Associated Bank, Chiro One Wellness Center of Rockford, Edward

Jones – Erna Colborn & Jenny Redington, Embassy Suites By Hilton Rockford Riverfront & Rockford Conference Center, Judson University, M2 Landscaping, MembersAlliance Credit Union, Midland States Bank, Northwest Bank of Rockford, QPS Employment Group, Quartz, Rockford Separators, Rockford University, Stillman Bank, Two Men and a Truck (teebox sponsors).

See you next year at the MauhNah-Tee-See Club on Monday, May 24, 2021! v

THEVOICE • rockfordchamber.com

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October 2020

ADVERTISERS INDEX

IN-PERSON GOLF Continued from page 30

Blackhawk Bank . . . . . . . . . . . . . . . . . . . . .9 BMO Harris Bank . . . . . . . . . . . . . . . . . . .23 Brian Thomas Photography. . . . . . . . . . . .20 Crimson Pointe Senior Living . . . . . . . . . .17 Edward Jones – Erna Colborn. . . . . . . . . . .6 Edward Jones – Lea Evers . . . . . . . . . . . .14 Ege Worksmart Solutions, PC . . . . . . . . . .12 815 Outside . . . . . . . . . . . . . . . . . . . . . . . .12 Entré Computer Solutions . . . . . . . . . . . . . .4 Fairhaven Christian Retirement Center . . . . . . . . . . . . . . . . . .14 Humana . . . . . . . . . . . . . . . . . . . . . . . . . . .11 Illinois Bank & Trust . . . . . . . . . . . . . . . . . . .7 The Illinois Small Business Development Center (SBDC) . . . . . . . . . . . 8 Mercyhealth . . . . . . . . . . . . . . . . . . . . . . . . .5

VOICE

Morgan Stanley – The Custer/Meisch Group . . . . . . . . . . . . . . . . . . . . . . . . . . .15 Northern Public Radio . . . . . . . . . . . . . . . .27 OSF HealthCare . . . . . . . . . . . . . . . . . . . . .3 Quartz . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2 Rockford Chamber of Commerce . . . . . . . . . . . . . . . . . . . . . . . . . . 9,18, 30-32 Rocktown Adentures . . . . . . . . . . . . . . . . .12 RSM US LLP . . . . . . . . . . . . . . . . . . . . . . .21 Schmeling Construction Co. . . . . . . . . . . .6 Stillman Bank . . . . . . . . . . . . . . . . . . . . . . .4 SVA Financial Group . . . . . . . . . . . . . . Insert Thayer Lighting, Inc. . . . . . . . . . . . . . . . . .25 The Alliance . . . . . . . . . . . . . . . . . . . . . . . .13 Van Matre Encompass Health Rehabilitation Hospital . . . . . . . . . . . . . . .6

the

Chamber Staff / Call 815-987-8100 ..........................................Direct Line Jeff Bailey, Membership Development Executive ..................................815-316-4336 Carmen Brenz, Program & Event Coordinator ...................................815-316-4302 Einar K. Forsman, President & CEO .......................................... 815-987-8100 Heidi M. Garner, Chief Operating Officer .................................... 815-316-4312 Olivia Guzman, Administrative Assistant/Customer Service Rep..........815-987-8100 Doug Hessong, Director of Publications & Technology ................... 815-316-4338 Lynette Jacques, Vice President, Member Investment .................... 815-316-4317 Kristin Muehlfelder, Member Relations...................................................815-316-4315 Caitlin Pusateri, Vice President, Leadership Development ....................815-316-4337 Doug Rand, Accounting Manager/Controller ............................... 815-316-4316 Joan Sundvall, Membership Contact Coordinator ......................... 815-316-4320 Mike Mastroianni, Executive Director, Small Business Development Center ...................................................815-987-8100

CHAMBER BOARD OF DIRECTORS & OFFICERS EXECUTIVE COMMITTEE

DIRECTORS

Chair of the Board Michele Petrie Wintrust Commercial Banking & Mortgage Chair Elect Dan Ross Community Foundation of Northern Illinois

Brent Bernardi Alpha Controls & Services LLC Kimberly Blascoe Wipfli LLP LaVonne Brown Savant Wealth Management Paula Carynski OSF HealthCare Saint Anthony Medical Center

Vice Chair Jean Crosby Samuel J. Castree Berkshire Hathaway Staff Management, HomeServices Crosby Inc. Starck Real Estate Doug Curry Treasurer Stenstrom Amy Ott Companies Boylan Catholic Don Daniels High School SwedishAmerican, A Immediate Division of UW Health Past Chair Richard Zumwalt Z Resource

Rebecca Epperson Chartwell Agency

Eric Fulcomer, Ph.D. Rockford University Ira Grimmett Collins Aerospace

Tim Honquest Honquest Family Funeral Home with Crematory

Dr. Alex Stagnaro-Green Univ. of Illinois College of Medicine Rockford

Jeff Hultman Illinois Bank & Trust

Terry Voskuil Woodward

Michael F. Iasparro Hinshaw & Culbertson LLP

Robert Young Midwest Packaging and Container

Carly LaMonica LaMonica Beverages, Inc.

EX-OFFICIO DIRECTORS

Kris L. Kieper Machajewski YWCA Northwestern Illinois Mike Paterson Mid-West Family Broadcasting Denise Sasse RSM US LLP

Einar K. Forsman President & CEO, Rockford Chamber of Commerce John Groh Rockford Area Convention & Visitors Bureau

John Schuster Rosecrance Health Network Teresa Sharp American Precision Supply, Inc.

NOVEMBER VOICE SPECIAL SECTIONS Legal Landscape

(Legal Issues Affecting Businesses)

Finance

(Investment Banking & FInancial Services)

For information on advertising, call 815

987-8100