The Property Pages September 2013 by Seeff Southern Suburbs

THE PROPERTY PAGES

southern suburbs

property, lifestyle and business in the Southern Suburbs

SEPTEMBER 2013

FREE TO A GOOD HOME

QUESTIONS TO SAVE YOU TIME AND MONEY

STABLE INTEREST RATE WELCOMED AS PROPERTY MARKET GAINS MOMENTUM

PLUS WE’VE ADDED

MORE PROPERTY

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Land Rover Cape Town Cnr Christiaan Barnard Str. & Hertzog Boulevard Cape Town 8001

Tel: 021 4139810 Email: naellavds@cmh.co.za

THE PROPERTY PAGES

CONTENTS

southern suburbs

CONTENTS

property, lifestyle and business in the Southern Suburbs

SEPTEMBER 2013 THE PROPERTY PAGES A presentation of superb quality property for sale and to let in the Southern Suburbs and surrounding areas. We follow market trends diligently and offer sound advice based on a real understanding of the local property market. We also highlight lifestyle interest in the neighbourhood with special focus on local business. If you have any comments or suggestions, let us know via e-mail at andy@seeff.com or call 021 794 5252.

IN EVERY ISSUE

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ANDY’S ANGLE How the real estate industry has changed MARKET INTELLIGENCE 2013 Reader Survey and giveaway SAMUEL SEEFF Stable interest rate welcomed SCENE @ SEEFF Spring in the Constantia Valley YOUNG ENTREPRENEUR Shaping the future of maternity fashion COMMUNITY CARE South African National Heritage Day GARDENING WITH KEITH Get your garden ready for a new season FASHION Your style guide with Jane Shonfeld INTERIORS Design trends for bedrooms FLAVOUR OF THE MONTH Colourful palette of culture, tradition and style CONNECT ME NOW Southern Suburbs local business directory TIME OUT Off the beaten track HEALTH AND FITNESS National Oral Health Month COUNTRY & COASTAL Showcasing country and coastal properties REMODELLING YOUR HOME What you should know about plumbing KIDS Oral health awareness for the little ones JUST LISTED FOR SALE Latest property releases for sale JUST LISTED RENTALS Latest rental property releases PROPERTY LAW How death affects the ownership of property Ooba Facts Key indicators for the Western Cape

IN THIS ISSUE 10 14 15 16 18 19 22 24 28 32 42 56 60

HIDDEN TREASURE found in the forest SUCCUMB to extraordinary STYLE and quality CHERISHED family home GRACIOUS Cape Dutch STYLISH and secure RARE OPPORTUNITY to buy a top Constantia Wine Estate EXCLUSIVE Silverhurst Security Estate HIDDEN SECRET for those who cherish tranquility SPACIOUS and charming TRANQUIL cul de sac with north facing mountain views HOUT BAY Showcasing Hout Bay properties FALSE BAY Showcasing False Bay properties

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PUBLISHING TEAM PUBLISHER Andy Todd andy@seeff.com | MANAGING EDITOR Debbie Fannin debbs@seeff.com PRODUCTION Keri Ellis keri.ellis@seeff.com | ADVERTISING Tatum Milosevich tatum.milosevich@seeff.com GRAPHIC DESIGN Shaunei Meintjes shaunei.m@seeff.com

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SA’s preferred home of more than 33 000 properties for sale and rent.

ANDY’S ANGLE

HOW THE REAL ESTATE INDUSTRY HAS CHANGED When I joined the real estate industry in the 1980’s, the barriers to entry were poor to pathetic, to say the least. Some estate agencies would recruit anyone with a warm pulse. The ‘legendary’ Board Exam, whilst sounding impressive, was a 60 question multiple choice exam which some of us passed without opening a book.

In those days, though, you needed to be able to use a financial calculator. Later, during the liberal 1990’s, the powers that be decided that this was too much of a challenging expectation so the financial calculator stuff, in fact any stuff which involved addition and subtraction, was removed from the syllabus because too many people were not able to cope with the maths. This resulted in some really cracker agents joining the industry. The image of the estate agent being a ‘bored housewife’ (not sure where I would have fitted in there!) was actually more accurate than not. However, whilst I believe that many agents were not sufficiently qualified, the Estate Agency Affairs Act and the provisions of the Code of Conduct for Estate Agents is a very real check on the ethics and obligations of agents and a protection for clients against any fraud or sharp practice. The relatively new provisions for qualifications for estate agents and the required training for both agents and principals will mean that from June 2015 (this has just been extended – the original deadline was December 2013), an

agent not correctly accredited will not be able to hold a Fidelity Fund Certificate (an agent’s license to trade – and their entitlement to earn commission). Agents need to complete an RPL Level 4 process (principals need to be RPL Level 5 certified) as well as complete a far more rigorous written examination (called a PDE exam). Agents (and principals) also have to undergo continuous professional development training in order to retain their Fidelity Fund Certificates. All of this entitles the agent (and principal) to hold the National qualification. Here is what this all amounts to for agents and principals (in simple algebraic terms!). RPL (level 4) + PDE (level 4) = Further Education and Training Certificate: Real Estate (NQF Level 4) RPL (level 5) + PDE (level 5) = National Certificate: Real Estate (NQF Level 5) And about time too!

ANDY TODD MANAGING DIRECTOR SEEFF SOUTHERN SUBURBS

WHAT DOES THIS MEAN FOR BUYERS AND SELLERS? • Your NQF certified agent will be a lot better qualified and be more able to address the rather intricate and technical issues of buying and selling property (more than one thinks!). • Many of the agents trading in the Southern Suburbs have already obtained full certification in terms of the new requirements. • The above is not a replacement for the Fidelity Fund Certificate – a requirement by the Estate Agency Affairs Board for all agents, whether fully qualified or with those with ‘intern’ status. • Check to see that your agent is actually certified – ask to see their Fidelity Fund Certificate, or at least request their certificate number. It will be valid if the number includes the current year. Your rights and protection is assured when you deal with someone who is properly certified.

5 QUESTIONS TO SAVE YOU TIME AND MONEY

SO CAN A NEW AGENT BE BETTER THAN ONE WHO HAS BEEN AROUND FOR A LONG TIME?

So now you’ve got a qualified agent – how do you know if they can do the job?

Absolutely, an enthusiastic agent can be just as good as one who has been around for a long time. The most important concern with a new agent is how the agent arrived at the value of the property, what their marketing plan is, are they qualified and can you cancel the mandate if you are not convinced that things are going well.

No amount of training and passing exams will turn a person into a top negotiator nor teach them how to sell. One of the most important things about appointing an agent is to find out how they are doing. As a property seller, you surely need to sell your property at the best price in the shortest possible time. Here are some pointers that will help you choose the right agent: 1. How long does it take you to sell a property? 2. How close to the asking price are you getting on average? 3. How many properties have you sold this year? Addresses please. (How long were they on the market, what was the original price and what was the selling price?) 4. Why should I give you my property to sell? 5. Can I cancel the mandate if I am not happy? Do you have a property-related question and don’t know where to find the answer? E-mail andy@seeff.com for expert advice and assistance in the property industry.

AND BUYERS? It is just as important to buy from an agent who knows what is going on and is qualified to understand the ramifications of contracts and what is involved in a property transaction. An agent cannot simply leave a buyer to fend for himself during and after the contract process. Contractual obligations can be a minefield for buyers and assistance with finance and the process to transfer is also not as simple as one thinks. An agent is often a go-between between buyer and seller so it is best that the agent has the ability to solve problems and provide after sales service.

SA’s preferred home of more than 33 000 properties for sale and rent. 4 | THE PROPERTY PAGES | SEPTEMBER 2013

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SEPTEMBER 2013 | THE PROPERTY PAGES | 5

SAMUEL SEEFF

From the

Chairman “There is life in the market and well-priced properties are selling.”

SAMUEL SEEFF, CHAIRMAN, SEEFF

SinceMARKET 1964, Seeff hasMOMENTUM consistently STABLE INTEREST RATE WELCOMED AS PROPERTY GAINS achieved some of the highest prices in The decision by the Reserve Bank’s Monetary Policy Committee to retain the repo rate at 5%, is welcome news for the stability of the property market, says Seeff Chairman, Samuel Seeff. South African real estate. Despite the renewed economic uncertainty and downward economic growth adjustment since the second half of last year, we continue to see stable trade with the national monthly sales volumes remaining steady. There is an overall positive mood within the market and, Samuel Seeff - -Chairman Samuel Seeff Chairman especially during the first half of this year our branches have reported increased buyer sentiment and activity. While the wider macroeconomic landscape is still not conducive to a real recovery, the market has settled into a new normal. Overall consumer indebtedness has reduced since 2007/8 and the banks are more willing to grant loans, although the high levels of consumer debt still constrains overall sales volumes. This notwithstanding, there is life in the

market and well-priced are selling, to the favour buyers and therethe arepast good to With properties more than 14% growth for group overall during 12 deals months with stock shortages becoming a reality in most be had. Those looking to acquire a holiday or in what has been some of the toughest economic times in history, of the major metropolitan areas. Buyers should investment home will find unmatched value in Seeff is surely it right. markets ondoing the South and not sit on the side-lines for too much longer; for the secondary coastal those who can, now is the time to buy. While a West Coast and on the Garden Route. If you are rate hike towards the part of the yearproperty is in the market a country-side getaway, you Welatter are an international group with for close to 200 branches and over probably inevitable, Seeff says, that even at a may find even better value in some of the most 1000 agents in Southern Africa. We are one of the biggest real estate advertisers 1% increase, mortgage finance is the cheapest beautiful towns and villages scattered across the have an award-winning presence than in more than 30 years.in the For country ordinaryand home country. While weweb would need toand waitmore for overall 36 000 properties listed on www.seeff.com. Our in-house training academy buyers, this means that there are significant economic sentiment and macro-economic savings to be had right now. (Services AccordingSETA to FNB’s fundamentals to improve, to accredited) ensures that our new the andmarket existingseems agents most recent house price index, average prices be gaining momentum and for now, remains receive the highest levels ofittraining. are on the whole down by about 20% since business as usual with sellers and buyers doing 2007/8 and this, combined with the low interest good business on a daily basis. rate, makes it an ideal time buy. Even thecan do with the marketing of your home. Justtothink whatinwe primary residential sector, conditions continue

Call 08610 SEEFF.

www.seeff.com | smart move

6 | THE PROPERTY PAGES | SEPTEMBER 2013

smart move

YOUR GUIDE: YEAR END FUNCTION PLANNING

YEAR END FUNCTIONS

It’s that time of the year again when corporate employees begin the exciting guessing game of themes, colour schemes and prizes! If you’re involved in organising the end-of-year office party, here are a few venues to make the experience positive and enjoyable.

JONKERSHUIS Groot Constantia Wine Estate

MEMORABLE AND UNIQUE

Jonkershuis Constantia is nestled inside the Historic Core of the Groot Constantia Wine Estate, with panoramic views of the peninsula and the majestic Constantia Valley. A venue that is both memorable and unique. Jonkerhuis can accommodate private parties of all sizes, whether it is an intimate dinner party for 20 or a formal sit down dinner for 200 guests. info@jonkershuisconstantia.co.za, 021 794 6255.

A VENUE FIT FOR A TUDOR

Barristers has always been a favorite meeting spot in the Southern Suburbs and is one of the grand old restaurants of Cape Town. Situated in the heart of Newlands Village, we continue to provide warmth, friendship and good cheer. Tudor Room seats up to 60 people and is ideal for private functions, birthdays, special celebrations, seminars, conferences and presentations with a fully equipped audio visual system including a projector and big screen. For enquiries contact reservations@barristergrill.co.za or call 021 674 1792. www.barristersgrill.co.za.

A HOME AWAY FROM HOME

The Brasserie is a neighbourhood “local”, a sanctuary for Capetonians and visitors looking for a home from home, taking time to savour a meal and enjoy the company of family and friends. Simply put: Inspired by classic Brasseries this unpretentious space includes a huge bar, kitchen counter dining and al fresco dining in the walled garden. Situated at shop 1, Forest Glade House on Tokai Road in Constantia, book your function now on 021 712 1363.

DISCOVER THE AMBIENCE

Just Chill – This is what the JC in JC Brasserie stands for and it could not better describe the ambience of the place. Nestled under the majesty of Table Mountain, JC Brasserie is the perfect spot to sit back and relax while you enjoy a cold drink and a wholesome meal. JC Brasserie is also a great location to book a function or party and is perfect for occasions like 21st Birthday Parties and anniversaries. JC Brasserie will also give you, upon producing your ID, a free drink with a meal to the value of R80 on your birthday to help you with the celebrations. Live entertainment every second Friday evening and all major sports events are shown on a big screen. 53 Main Road Claremont. 021 671 1878. www.jcbrasserie.co.za.

CAPE TOWN’S BEST KEPT SECRET

ESCAPE TO PARADISE

Escape the rush of the city and organise your conference in the peaceful setting of the Rickety Bridge Wine Estate in Franschhoek. The stylish, fully air-conditioned conference venue and banqueting hall is set in the renovated old barrel cellar, offering a comfortable breakaway room and scenic smoking veranda with stunning views over the Franschhoek mountains. The conference venue can accommodate up to 40 delegates seated in board or school-room style, 60 in U-shape and 90 in cinema style. See more at www. ricketybridgewinery.com. Call +27 83 377 4103 or e-mail functions@ricketybridge.com.

With its amazing roof top garden and stunning views of Table Mountain, Oblivion is the venue for the more discerning crowd. Flowing over two floors with two bars there is plenty of space to choose from, whether it’s a small intimate setting or a function for a 100 or more Oblivion can accommodate your needs. Offering corporate quizzes, a full multimedia system and a menu that can be structured to suit your requirements. 22 Chichester Road, Crn. 3rd Ave and Chichester Rd, Harfield Village, Cape Town. 021 671 8522, gm@ oblivion.co.za, www.oblivion.co.za

NORTH INDIAN EXPERIENCE

Tantalising and Addictive – Bihari Newlands is the place to be. Indian cuisine has never tasted better – Experience the finest North Indian cuisine at Bihari Indian Restaurant at the Southern Sun Hotel. Indian food has a unique taste, colour, texture, appearance and aroma prepared by our Indian chefs. Bihari ensures that you will have an authentic Indian gourmet experience. Upon arrival one can’t help but breathe in the feeling of satisfaction and success that Bihari emulates. Large authentic wooden doors, hues of gold and red, wrought iron lanterns, plush seating and comfortable intimate spaces all add to the ambience and authenticity of Bihari restaurant in Cape Town. For all year end functions please call (021) 674 7186 for our set menus or visit www.bihari.co.za.

THAI ROYAL THAI CUISINE DINING

Wang Thai offers a Royal Thai cuisine dining experience that will seldom have been experienced locally by most South Africans. Wang Thai customers are discerning diners with a taste for cuisine excellence, an eye for décor style and expectations of nothing less than uncompromising levels of service. The Royal Thai dining experience is unique in that each Wang Thai features a Thai trained master chef who prepares all the menu items from scratch upon orders being placed. The composition of the menu ensures that guests experience subtle nuances and flavors that are sweet and sour, spicy and subtle all within their individual dining experience. High Constantia House c/o Constantia & Groot Constantia Road Constantia 021 794 0022.

CULINARY EXTRAVAGANZA

A ROYAL AFFAIR

OLD WORLD CHARM

Bread & Wine Vineyard Restaurant exudes an old world charm. It is a character-filled, rustic restaurant that has won numerous accolades for its honest food. Neil Jewell, the Charcuterie Guru, is the inspiration behind the perfectly balanced, seasonally influenced menu. His passion lies in his homemade Charcuterie that he prepares with mountains of patience and bucket loads of love. An additional experience is our Hands on Mini Breadmaking, Minimum 6, maximum 20 participants. Call 021 876 3692 or e-mail breadandwine@moreson.co.za. Môreson Farm, Happy Valley Road, Franschhoek.

Visit three of South Africa’s most iconic destinations and stay in family-owned private 5 star hotels that really do feel like home. The Royal Portfolio offers you lavish hospitality in locations of exquisite beauty: Royal Malewane in the Greater Kruger Park Area, Birkenhead House in Hermanus and La Residence in Franschhoek. Together they provide the perfect introduction to South Africa. While the properties themselves are individual in character, all three offer privacy, exclusivity and opulent style. Interiors full of striking artwork and exotic antiques provide a luxurious setting whilst views are nothing short of exceptional. Service is warm, staff attentive and ambience relaxed, leaving you to enjoy the best of everything, from fine dining to fine wines, revitalizing spa treatments to memorable moments amidst the awe-inspiring scenery. For discerning travellers there can be no finer choice. reservations@theroyalportfolio.com, www.theroyalportfolio.com.

Chandani is an Indian and vegetarian restaurant offering a very traditional regional Indian experience. Chandani wants to give an example of the culinary extravaganza of the Grand Mugals, by recreating the ambiance and hospitality of that golden era, when every meal was a feast. A sensual and warm atmosphere set in what was originally a residential home belies imperial India with prized antiques testament to the splendour. Table placement is arranged to accommodate intimate tete-a-tete’s, a big family celebration or a work function. We offer an extensive menu with both vegetarian and non-vegetarian options and all our food is also Halaal. We have a full service bar and wine list which beautifully accompanies our food menu. 85 Roodebloem Road, Woodstock. Call 021 447 7887 or e-mail drdina@imaginet.co.za. SEPTEMBER 2013 | THE PROPERTY PAGES | 7

SCENE @ SEEFF

SPRING IN THE CONSTANTIA VALLEY The Constantia Valley is the ideal Cape Town base and offers a variety of places to stay and things to do. Combining simplicity and sophistication, natural beauty and rich history, Cape Town’s Vineyard is where life is savored slowly. The Constantia Valley is an abundant array of forests, hills, stately historical homes and vineyards - a heady mix of old and new that lies nestled in the shadow of the Constantia Mountain, just outside of the city center. The valley of the vines as it is known due to the splendor of one of the Cape’s original wine routes, which today is one of the only wine appellation areas less than 20 minutes from a city centre, is an effortless green lung of the southern suburbs. Its northern boundaries lie against Kirstenbosch and Wynberg Park, whilst the Tokai Forest lies to the south of the valley imbuing it with a rich lushness even in summer.

Groot Constantia, Steenberg (recently acquired by Graham Beck), Klein Constantia, Buitenverwachting and Constantia Uitsig are five world class vineyards that lie along the Constantia Wine Valley. The route is lined with huge, old trees that immediately add a sense of entering a past dimension.

Emergency care with in 3km, churches of most religious dominations within the Constantia valley, and the False Bay beaches such as Muizenberg, St James and Fish Hoek are all easily accessible from the valley as is Noordhoek, Hout Bay and the Atlantic Seaboard an easy 15 minute drive either way. Sort-after golf courses such as Steenberg Golf Estate, Westlake and Clovelly are dominent in the constantia winelands. Constantia is known as the “Valley of the Vines” and is located approximately 20 minutes from Cape Town Centre and Cape Town International Airport via fast freeways in off peak traffic and 15 minutes to the warm False Bay beaches and Hout Bay. Constantia is a sought after area not only with overseas investors but also with South Africans wanting to relocate back to the Cape. Properties range from cluster developments, security estates, gated complexes and erven ranging from 1350m² to 8000m². It boasts beautiful vineyard and mountain settings, country and greenbelt trails frequented by joggers, children and dog walkers.

Constantia valley still boasts farm land, smallholdings and little farms against the mountain, despite the increase in the area’s population growth, and catching a glimpse of riders on horseback is common. Despite this proximity to open land and a sense of being outside of the city, the Constantia Valley is anything but in slumber. Restaurants and outdoor venues abound. There are malls and sports clubs pampering to ones every need. Excellent private and government schools to choose from, Constantiaberg Hospital and 8 | THE PROPERTY PAGES | SEPTEMBER 2013

Constantia is positioned in close proximity to the historic Constantia Valley Winelands, with the historic Uitsig, Buitenverwachting , Groot Constantia and Steenberg Farms on its doorstep

with wine tasting facilities and restaurants. Constantia offers a diversity of excellent onestop shopping centres with good restaurants, coffee shops, deli’s, antique shops, art galleries and boutiques. For the health conscious there is the Virgin Active Health and Fitness Centre as well as sports clubs offering, tennis, cricket, rugby and bowling. There is also easy access to excellent schools both private and government.

MARKET SHOPPING

Cape Town is renowned for market shopping for gems including the newly popular reclaimed wood frames to antique goods and gourmet foods. Markets are the ideal environment for a day of bargain hunting.

PORTER ESTATE PRODUCE MARKET - TOKAI Cape Town’s oldest and most original Outdoor Market has been operating for 6 years in the beautiful Tokai forest. There are loads of activities for the kids and plenty of space to explore! Open almost every Saturday year round, you can expect local fresh produce, artisan gifts and crafts, piping hot pancakes, fabulous sizzling smells and a variety of edible staples and treats that will delight even the most jaded city soul. Locals include sporty mountain bikers, families and friends catching up, hippies and hipsters, well behaved dogs on leads and a couple of opportunistic baboons from the troop on the mountain. There is the enchanted Chacma Castle in the trees, a huge sandpit and jungle gym to explore, ponies to be ridden and crafty activities too. Look out for the pink piggy flags at the Stone Church on Orpen Rd between Steenberg Circle and Uitsig Wine Estate. OPEN Saturdays 9am-1pm | Weather Hotline 082 334 5434 | R5 entry per car| www. outdoormarket.co.za.

V&A MARKET ON THE WHARF - CBD Cape Town’s only permanent market offering fresh, artisanal and organic food. The V&A Market on the Wharf is quickly entrenching its position as Cape Town’s ultimate gastronomic destination, with it’s mouth-watering array of artisanal foods, it’s on-site demo kitchen and it’s kid’s entertainment area just a few of its laurels. There is food from across the globe, but local is still lekker. Shop from the selected traders who are passionate about their product and who are as eager to share their fresh, local, organic and homemade produce with you as they are to impart their knowledge. The Market is open all day Wednesday to Sunday. Conveniently situated adjacent to Nobel Square between the Two Oceans Aquarium and the V&A Hotel (with parking just 20 metres away) you will find shopping at the air-conditioned market for fresh produce convenient and enjoyable. For more info contact 021 276 0200.

HOUT BAY

CELEBRATE THE SPIRIT OF BAY HARBOUR MARKET From the vivacious colours of local art, to the welcoming scent of all things fresh and delicious, the Bay Harbour Market in Hout Bay is an embodiment of creative South African energy and vibrancy. A bustling market, this weekend wonderland features over 100 unique traders selling original art, craft, fashion and food and is a gathering ground for people of all ages and cultures. And the vibe is sommer lekker! Visit “What’s On” here www.bayharbour.co.za for the latest Live Music Acts at the market or facebook. com/bayharbour or twitter.com/bayharbourmkt. Market Times: Friday Nite LIVE! 5 pm to 9 pm; Saturday and Sunday: 9.30 am to 4 pm. Email: info@bayharbour.co.za.

CITY BOWL MARKET ON HOPE - CBD City Bowl Market on Hope is the place where Cape foodies meet! For all kinds of gourmet food and an array of stunning fashion, City Bowl Market is the place to be every week. It’s not just the sheer quality of the food we offer that makes City Bowl Market so special, but also the people and our venue. We promise you’ll LOVE it! Trading hours: Thursdays 4.30pm - 8.30pm and Saturdays 9am - 2pm. For more info please contact the CBM Team on 073 270 8043.

RONDEBOSCH CRAFT MARKET

EARTH FAIR MARKET TOKAI Awesome awesome undercover food market in Tokai, open not only on Saturdays, but also mid-week on Wednesdays, meaning you can satisfy your cravings for real food and great atmosphere twice a week! The indoor food market hosts top quality traders selling a range of locally produced and artisan food products: a butcher selling free range meat, speciality sausages, organic and non organic fruit and veggies, farm cheese, artisan breads, craft beers and many other quality products. Saturdays 9-2:00pm; Wednesdays 3pm - 8:30pm. South Palms (next to Builders Warehouse in Tokai Main Rd) For information e-mail info@earthfairmarket.co.za.

A long-standing craft market in Rondebosch. Second Saturday of the month. 9am to 2pm. Rondebosch Park, on the corner of Campground and Sandown Roads. A relaxing way to spend a Saturday morning, browsing stalls of hand-made goods and breakfasting under the park’s lovely trees. Craft stalls galore, and a decent selection of instant eats like pancakes. For more info contact Ann Rodwell on 021 531 4236 / Tue – Fri between 9am and 5.30pm or on 083 272 5482 on Market Day or email: craftprk@iafrica.com.

BLUE BIRD GARAGE FOOD & GOODS MARKET - MUIZENBERG Set in the heart of historical Muizenberg, this vibrant, authentic community market has become an institution for locals and tourists alike. Buzzing with true artisans offering their wares, handmade goods and a big variety of delicious food as well as craft beer and local wines, you will be spoilt with over 50 stalls to choose from. You then have the luxury of listening to live music or shopping in our fab fashion area! Among the stalls are treasures like vintage books and artists. Every Friday 4 to 10pm! We also have our Fashion in the Village Market on the first Saturday of every month 11am to 4pm! 39 Albertyn Rd, Muizenberg. bluebirdgarage@gmail.com. SEPTEMBER 2013 | THE PROPERTY PAGES | 9

FEATURED PROPERTY

Tokai | R16 000 000

HIDDEN TREASURE FOUND IN THE FOREST This 600 sqm quintessential glass home is a hidden treasure nestled in a tranquil forest setting with mountain views. Set on an acre, it is an architecturally, ultra-modern, north-facing designed home which boasts three reception rooms, five bedrooms with one ensuite, three bathrooms and a Rhodesian rosewood and steel gourmet kitchen.

10 | THE PROPERTY PAGES | SEPTEMBER 2013

FEATURED PROPERTY

The garden features an easily manageable forest with pond. This property is open-plan from the spacious lounge to quaint dining room and studio or family room. Morso closed wood fireplace in both the lounge and dining room areas with sliding doors that open onto a wrap-around decking patio, pond and pool. The gourmet kitchen is open plan, flowing into the dining area with Rhodesian wood and steel finishes. Elegant dining is achieved with the central island featuring a Gaggenau gas/electric/deep fryer unit, integrated oven and microwave. The kitchen also features a separate scullery and laundry. The entrance hall boasts a double volume front door opening onto an impressive entrance area. Floor and side lights all computerised with sensors. Floating staircase, travertine tiles and a guest bathroom completes this property portfolio. A cinema room with surround sound, screen and projector provide the perfect movie night setting. The property is complete with an indoor gym, sauna and bathroom for easy workout sessions.

Bedrooms 5 Bathrooms 3 Garages 2 WEB 291950 BARBARA STEPHENSON 082 825 5699 | barbara.stephenson@seeff.com

SEPTEMBER 2013 | THE PROPERTY PAGES | 11

YOUNG ENTREPRENEUR

Young Entrepreneur

SHAPING THE FUTURE OF MATERNITY FASHION Astrid Ray designs and manufactures affordable, versatile, good quality, stylish clothing focussing on comfort and merchandising while considering various body-shape and sizes.

After completing matric at Camps Bay High School, Astrid moved to London together with a group of her closest school friends. After a couple of years of casual and contract work Astrid decided to follow her dream of becoming a fashion designer, signing up and completing introductory courses in fashion design and pattern making at the London College of Fashion Design. Once back in Cape Town, Astrid furthered her studies and enrolled in a full time three-year course at the Cape Town College of Fashion Design where she received a Diploma in Fashion Design, graduating with a distinction plus and was awarded student of the year. After graduating, Astrid gained valuable experience working as an assistant to a local fashion designer before moving to a popular Cape Town clothing brand where she worked as an assistant designer. Astrid has always dreamed of designing under her own label, and after excelling at her studies and gaining valuable experience, was ready to take on the challenge of starting her own fashion label. Having a number of pregnant friends and two pregnant sisters Astrid realised that a gap existed in the market for fashionable maternity wear. Finding suitable premises on a budget was always going to be a challenge, and Astrid was fortunate enough to have the support of her parents, who allowed her to set up her office at their home. In her own words, “I started by sourcing and pricing the necessary equipment and spent weeks doing research on maternity wear and the needs of pregnant women”. It was during the market research that she discovered that (among a number of other things) pregnant women still wanted to look glamorous and also wanted to know maternity clothing could be worn after birth without the garment looking frumpy or stretched. 12 | THE PROPERTY PAGES | SEPTEMBER 2013

“I was at a point in my life when I felt I had done the studying and was ready to take on the challenge of starting a business as daunting as it may seem”

Young Entrepreneur

YOUNG ENTREPRENEUR

Young Entrepreneur

After months of preparation, Astrid started to design her first range with the help of an aunt (another fashion designer). Astrid creates all her own patterns and outsources a few specialised patterns to selected local pattern makers. Astrid only uses local seamstresses for sampling and production and is very much involved in the production process. Since its launch, the Astrid Ray maternity brand has grown from strength to strength and she hopes it will become one of Cape Towns most recognised fashion labels â&#x20AC;&#x201C; of course still focused on maternity wear. Astrid has a variety of stockists and participates in numerous exhibitions at the CTICC on a regular basis to grow the brand and create awareness that, when pregnant, women can still be fashionable.

To view stockists visit www.astridray.co.za or call 076 815 3170.

Weâ&#x20AC;&#x2122;re on your team. Become a member of the Seeff Southern Suburbs young entrepreneur initiative today! PROUDLY ENDORSED BY SEEFF SOUTHERN SUBURBS E-mail keri.ellis@seeff.com.

Blinds and shutters for the domestic, contract, construction and commercial markets. Celebrating 23 years of service excellence.

T: 021 702 4887 C: 082 710 7091 info@srblinds.co.za www.srblinds.co.za

FEATURED PROPERTY

Constantia | R15 950 000

SUCCUMB TO EXTRAORDINARY An exceptionally unique home with top state-of-the-art finishes which includes all top notch equipment and furniture. An entertainer’s dream home with magnificent luxurious home cinema, a beautiful patio that flows onto a sparkling pool and landscaped garden.

This magnificent property boasts a tiled patio deck that runs the full length of the house. A 10-seater jacuzzi with designer furniture included, triple motorised awnings and downlighters sets the perfect tone for entertaining guests. A separate thatched gazebo and braai area overlooks the private pool and landscaped garden with rock waterfall feature and garden lights. The garden is maintenance-free with no irrigation needed. The sumptuous Reto kitchen is open plan, flowing into the lounge and dining rooms. With stunning beech wood finishes and sliding doors opening onto the braai area, the kitchen features all top European appliances with a laundry that includes a UPS system. Carpeted open-plan lounge and dining room area with sliding doors leading to the patio deck and braai area. Imported solid beechwood ceilings, handcrafted stone walls incorporating a gas fireplace and motorised blinds complete this home. The property also features an extra-large travertine-tiled “Rock Hard Café bar area with double-arched beech-wood panels and doors. A collection of authentic music memorabilia, spectacular lighting and audio system, appliances and fittings gives a real retro entertainers vibe to this home. Highlighted features include a home cinema with carpeted lobby and bar, theatre and equipment room, all fully automated with several lighting options, solid wood panels, built-in units and ticket box. The large motorised screen with fibre optic lighting system and four leather recliners all add to the perfect cinematic experience in the comfort of your own home. 14 | THE PROPERTY PAGES | SEPTEMBER 2013

Bedrooms 3 Bathrooms 3 Garages 2 WEB 283212 BARBARA STEPHENSON 082 825 5699 barbara.stephenson@seeff.com

FEATURED PROPERTY

Constantia | R6 470 000

STYLE AND QUALITY This four bedroom renovated home offers style and quality living with spacious open plan living areas. A large, separate and selfcontained one bedroom flatlet completes the picture. This property boasts a landscaped garden with stunning mountain views.

This property boasts a landscaped garden with borehole water and JoJo tank, computerised irrigation system, breathtaking views and a salt water swimming pool. Open plan dining area with curtaining included elegantly flows through to the separate kitchen with granite tops, gas and electric oven, separate scullery and laundry with direct access to the garages. Spacious 1:3 open plan sitting and living areas features wooden flooring throughout with sliding doors opening onto the patio, garden and pool. The double front doors offer a welcoming atmosphere and leads to spacious reception areas and wash closet.

Bedrooms 3 Bathrooms 2 Garages 2 WEB 297519 BARBARA STEPHENSON 082 825 5699 barbara.stephenson@seeff.com

This property also features a separate one bedroom flatlet with large open plan living area with roll-down blinds, a wood fireplace and sliding doors opening to the pool and garden. Included is a modern kitchen with gas and electric oven, bedroom with plenty of storage space and built-in cupboards, also includes a full bathroom. Flatlet includes roll down blinds. Staff accommodation is included on the property with outside shower and toilet. SEPTEMBER 2013 | THE PROPERTY PAGES | 15

FEATURED PROPERTY

Newlands / Hiddingh | R7 200 000

CHERISHED FAMILY HOME Charming character double storey in highly sought-after Hiddingh Estate. Excellent accommodation for a large family with spacious formal and informal spaces and good indoor/outdoor flow to garden and pool areas. Double garage plus additional secure parking.

This property features child-friendly front and back garden areas with computerised irrigation, undercover entertainment patio with built-in braai and salt water pool, perfect for summer. The spacious family room features doors opening onto the entertainment area and pool. Elegant dining with the open plan dining area flowing through to a spacious kitchen. The formal lounge offers excellent downtime with a fireplace, setting the perfect tone for winding down.

Bedrooms 4 Bathrooms 3 Garages 2 WEB 296931

The property includes a study or optional fifth bedroom and separate staff accommodation.

BARBARA VAN DER WESTHUYZEN | 0832617955 | barbara@seeff.com VANESSA CLERKE | 0822146598 | vanessac@seeff.com

16 | THE PROPERTY PAGES | SEPTEMBER 2013

COMMUNITY CARE

CARING FOR THE

COMMUNITY EMBRACING SOCIAL RESPONSIBILITY

NATIONAL

HERITAGE DAY CELEBRATING SOUTH AFRICAN CULTURAL DIVERSITY Heritage Day celebrates South African cultural traditions in the wider context of the great diversity of cultures, beliefs, and traditions that make up our nation.

Heritage Day also known as National Braai Day takes place every year on 24 September as the result of a 2005 media campaign. The national day was not originally intended to be an official public holiday but when the Inkatha Freedom Party, a political party with a large Zulu membership, refused to sign the Public Holiday’s Bill that was being presented to Parliament because it omitted the inclusion of Shaka Day, a day that commemorated the famous Zulu King Shaka; a concession was made. Just as King Shaka was instrumental in uniting Zulu clans into a cohesive nation, Heritage Day encourages South Africans to celebrate the rich cultural heritage and

E-mail keri.ellis@seeff.com to let us know about community outreach programmes you’re passionate about!

diversity of our rainbow nation. Former South African President Nelson Mandela explained it when he said the following in a Heritage Day speech: “When our first democratically-elected government decided to make Heritage Day one of our national days, we did so because we knew that our rich and varied cultural heritage has a profound power to help build our new nation”.

MADAGASCAR - A DREAM DESTINATION A Seeff agent goes on the adventure of a lifetime - a story of a dream that came true.

My husband Michael and I were fortunate to be invited by the Consul General of Madagascar to accompany him on the occasion of his old school’s 50th anniversary celebrations. It was our first visit to this remarkable island and one which we found most fascinating and inspiring. It’s common knowledge that Madagascar is a poor country facing complex economic and political issues. After a most intriguing couple of days in the capital Antananarivo, our hosts drove us to their home town Maevatanana, some six hours north west of the capital. The journey was slow-going partly due to the poor condition of the roads but also having to traverse the mountainous terrain as we descended to the significantly warmer coastal plain. Maevatanana is a small market town not dissimilar to Butterworth in the Eastern Cape. The school comprises over 1 200 children, from pre-primary to matric. Aside from several well-constructed buildings, albeit all in a state of

disrepair, the school has hardly any educational resources, equipment etc. Given the dire state of the country’s economy compounded by political unrest in recent years, Malagasy schools no longer receive any form of funding whatsoever from the state, bar the payment of teachers salaries. As is the case with most of the country, communities in the region we visited barely live at a subsistence level with many families surviving by bartering essential foods and goods. We learnt that we were the very first delegation of special guests in the history of the school and were graciously treated as such. The visit comprised introductions, a long meeting with several staff sharing their challenges, a tour of the school where I was asked to address every single class, lunch and a most wonderful display of dance and singing. The whole school participated in the latter, followed by many more speeches. We left feeling so privileged to have been invited and so

humbled by the gracious hospitality. The primary focus of the meeting was effectively to establish a link with a South African school, upon which future visits of teachers from that school can undertake to counterparts in South Africa - a development which we intend to heartily embrace. The Principal and staff are determined to uplift their standard of teaching. Following another long day on the road, broken by an enjoyable hike in a national park in pursuit of lemurs, our stay in the country ended with a few glorious days on the West Coast, on the outskirts of the relatively large town of Mahajanga. Seafood morning, noon and night! I think we must also have been the only foreigners in that area, so we really got a glimpse of local life. We can’t wait to return. - Diane Hosty, Seeff Southern Suburbs property agent. If you would like to assist in this initiative, contact Diane on 082 775 2777 or diane.hosty@seeff.com. SEPTEMBER 2013 | THE PROPERTY PAGES | 17

FEATURED PROPERTY

Claremont Upper | “BY TENDER”

GRACIOUS CAPE DUTCH Situated in the most sought-after area in Upper Claremont, this gracious manor house boasts Cape Dutch architecture from 1908 designed by Sir Herbert Baker. The manor house together with the recreation facilities and guest suites offer peace and tranquility and is situated within a magnificent garden setting. Table Mountain nestles in the background as a perfect backdrop to this majestic property. Land of this size and position in one of Cape Town’s most prestigious suburbs, is a rare and valuable opportunity for any discerning buyer.

In addition to the magnificent land and homestead, this property offers a profitable business opportunity. The Andros is a five star hotel situated in one of the most prestigious suburbs in Cape Town. It has also undergone an impressive restoration to become one of Cape Town’s most elegant Grande Dames offering top accommodation. The manor house boasts four tranquil luxury rooms each individually furnished in elegant and traditional style, complimenting the original features in the beautiful graceful home. Set in the garden are eight new spacious, luxury bedrooms, each with its own veranda and view over the lush garden. The Honeymoon Suite has a separate entrance and living area as well as a private swimming pool. The rooms are furnished with all the luxuries required to make the clients experience as comfortable and as memorable as possible. The 32-seater restaurant offers a romantic and elegant dining experience and full conference facilities compliment the range of facilities. The leafy gardens and personal charm of the Andros offers an elegant ambiance for weddings, exclusive corporate and private functions. Four staff rooms service the property, in addition to a spa, gym and sauna room. This property provides the perfect setting for a large family, corporate offices or industry premises. 18 | THE PROPERTY PAGES | SEPTEMBER 2013

WEB 258231 INGRID MCFARLANE 083 658 4267 | ingrid@seeff.com

FEATURED PROPERTIES

Claremont Upper | R9 800 000

STYLISH AND SECURE This home has charm and style boasting high ceilings and easy flow from room to room and to the expansive covered terrace. The finishes are of superb quality as is the view from upstairs and downstairs. It is set within a small gated complex but allows for the utmost privacy. The built-in braai and Jacuzzi make for easy entertaining and exude a sense of fun.

This stylish and secure family home features open plan living areas and spacious bedrooms. The TV room is open plan and leads to the gourmet kitchen with a gas hob, electric oven and convenient walk-in pantry. All rooms lead out to the wrap around terrace. The spacious entrance hall leads into the dining room that inter-leads off to a gracious formal lounge with a gas fireplace and into a family TV room. Bedrooms 4 Bathrooms 4 Garages 2 WEB 297988 INGRID MCFARLANE 083 658 4267 | ingrid@seeff.com

A study with built-in cupboards is a perfect â&#x20AC;&#x2DC;work from homeâ&#x20AC;&#x2122; solution, offering the conveniences of a calm and quiet environment. SEPTEMBER 2013 | THE PROPERTY PAGES | 19

GARDENING

GET READY FOR A NEW SEASON WITH THESE FIRST ITEMS ON YOUR GARDEN’S TO-DO LIST Spring is here and your gardens are getting set for some wonderful colour. Some of our favourite plants popped up during the colder months, warming us with their splendid array of beautiful colours and carry into the Spring time, so I thought I would share some with you this month.

STRELITZIA REGINAE – AN INDIGENOUS FAVOURITE This time of year sees the Strelitzia Reginae, the most popular of all South Africa’s Strelitzias, showing off its wonderful colours and grandeur. One of our favourite plants in the garden, the Strelitzia Reginae is native to the Eastern Cape. Strelitzias grow well in areas that are sunny and warm and need to be sheltered from frost. They are relatively low maintenance plants that are easy to grow and fairly tolerant of soil conditions but will thrive in rich soil when they get plenty of water. If you look after your Strelitzias, they will flower several times in the year showing off their blooms from winter into spring. Their flowers are quite long lasting providing you colour in your garden for lengthy periods. Growing to 1.5 metres in height and sports beautiful orange and blue flowers arranged in a regal expression of glory. If you are planning to have them in your garden, make sure you plant them in an area where they can spread easily. This plant has honoured our past president with the introduction of a yellow-flowered cultivar known as Mandela’s Gold. So, if you want to also honour Madiba, be sure to include one in your garden this year. 20 | THE PROPERTY PAGES | SEPTEMBER 2013

ITH KIRSTEN

GARDENING WITH KE VIOLAS AND PANSIES LIFT OUR SPIRITS WITH A MULTITUDE OF COLOUR

come in a variety of colours including yellow, gold, orange, purple, violet, red, white, and even nearly black (very dark purple). Violas have smaller leaves and flowers in yellow, cream, purple, violet and black.

Nature’s gifts to gardeners come in the form of fragrant, colourful and beautiful pansies and violas. They are just so gorgeous and help us forget we are in the middle of winter. These little wonders are so easy to grow and will lighten your spirits in winter and brighten up your spring garden.

They can survive very cold temperatures and in mild climates bloom throughout winter and spring, sometimes right up to December. Water thoroughly once a week, depending on how much rain you have. In the Western Cape we tend to have more than enough rain during the winter and early Spring. Remember; water the soil around the plants and not the leaves. Use a plant food every other week and don’t forget to deadhead to extend the blooming period.

Both pansies and violas have multicoloured faces that are delicately perfumed and, being edible, add a delicate and colourful touch to many dishes. Violas originated from the ancient Viola species, which has more than 500 species. Pansies got their name from the French word pensée meaning “thought”. This refers to the flower that looks like a human face, nodding gently in thought as the wind passes over it. Their blooms are especially prominent early in the morning and at sunset. For more fragrant pansies, choose those with yellow or blue flowers as they have stronger scents. The main difference between a pansy and a viola is flower size. Pansies generally have fewer blooms, but larger flowers. Both grow well in sunny or partially shaded areas. Violas are also happy in shady positions, and can brighten up dull areas. Pansies and violas are perfect for the front of beds among other flowers and do very well in containers. Pansies

Watch out for pansy sickness, violetgray powder on fringes and underside of leaves. The cucumber mosaic virus, which also attacks pansies, is transmitted by aphids, and manifests in a fine yellow veining on young leaves and stunted growth. Spray your plants with a soapy water to protect against aphids and keep slugs and snails away from the leaves with gritty mulch or some bark chips. Pansies and violas are favourites in many gardens. Be sure they are in yours come springtime. Until next time, remember, be a responsible gardener!

GARDENING

GIVE YOUR MEDIUM DOG THE RIGHT HEALTH NUTRITION HE NEEDS FOR LIFE There is no mistaking a medium sized dog’s energetic character. Medium breeds weigh between 11kg and 25kg when fully grown. Health nutrition helps to sustain their high activity levels. Some favourite medium sized dogs include Beagles, Staffordshire Terriers, Cocker Spaniels, Basset Hounds, Shar-Peis, Border Collies, Chow Chows and Bull Terriers. Poor nutrition exacerbates problems with obesity, malnutrition, food allergies, digestive sensitivities and other issues, wholly or partially, attributed to an incorrect diet. Royal Canin’s Size Health Nutrition range gives medium dogs the diet they need for life. GROWTH A newborn’s immune system is immature and may need replacement milk. Medium Starter Mother and Babydog dry food helps provide gestation and lactation support for mother and puppy and aids the transition phase. Starter Mousse helps to develop lapping skills. JUNIOR For puppies from 2 to 10 months diet offers digestive safety, promotes balanced intestinal flora and contributes to good stool quality. Adapted energy intake caters for a short growth period. Health nutrition also takes into account a robust skeletal development. ADULT Health nutrition helps strengthen natural immune defences and promotes beneficial intestinal flora. It’s essential to maintain an ideal weight and adapted energy levels play a crucial role. A medium dog’s diet must contain high quality proteins and balanced dietary fibre to regulate the digestive tract to ensure optimal digestion packed into a perfectly shaped, textured and sized kibble promoting dental care.

MATURE At maturity (7 years of age), health nutrition helps slow the effects of ageing. Antioxidants neutralise free radicals while reduced phosphorus levels aid renal functioning. Regulated protein maintains muscle mass and maximises coat shine and skin health. LIGHT DIET For overweight dogs, a light diet promotes weight loss. L-Carnitine helps reduce fat storage and increased protein content maintains muscle mass and tone. SENSIBLE For dogs with digestive sensitivities the right diet helps strengthen digestive tolerance, protects the skin’s barrier role and maintains cell health.

For more information contact Royal Canin on 0860 63 00 63, email info@royal-canin.co.za or visit www.royalcanin.co.za.

WIN Health nutrition tailored for your dog from Royal Canin! SMS ‘ROYAL’, your name, dog’s breed, age and weight, and your e-mail address to 33716.

Competition closes 30 September 2013. Prize is not exchangeable for cash; prize to be collected from Seeff Constantia’s office. Standard SMS rates apply.

OUR SERVICES INCLUDE • • •

Did you know that professionally landscaping your garden can increase the value of your property by at least 10%

• • • • • • • • •

Commercial and Residential Landscapes Landscape & Horticultural Consultation Full range of Design Plans and Drawings / 3D models Hard Landscaping Vertical Gardens (green walls) Specialist Gabion Retaining walls Indigenous & Water Wise Landscapes Environmental Rehabilitation Irrigation Sub-surface drainage Instant lawn & Hydro-seeding Landscape Maintenance

Please visit our website at www.capecontours.co.za or contact us on 021 788 1202

FEATURED PROPERTY

Constantia | R175 000 000

RARE OPPORTUNITY TO BUY A TOP CONSTANTIA WINE ESTATE The farm is on approximately 60 hectares, of which approximately 33 hectares are under vines. The estate currently has 3 bespoke restaurants, La Colombe Restaurant, Constantia Uitsig Restaurant and River Cafe which are extremely popular with locals and overseas visitors.

The farm dating back from 1894 is nestled against the back slopes of Table Mountain in one of the most scenic locations in the triangle of the famous vineyards of Constantia. The Estate produces some award winning wines. It offers 3 bespoke restaurants, a wine shop, banqueting and event facilities, a hotel with 16 furnished cottages with access to a guest lounge, bar, swimming pool and spa with 6 multi-purpose treatment rooms. There is a private cricket oval and stabling for 30 horses. The beautiful gardens include stunning water features and mature oak trees and panoramic mountain views. MARIE DURR | 083 269 8608 | marie.durr@seeff.com JACK BENSCH | 082 828 2082 | jack.bensch@seeff.com 22 | THE PROPERTY PAGES | SEPTEMBER 2013

Additional facilities include offices, workshops and labourer cottages.

A PATIO FOR ALL SEASONS WITH INNOVATIVE SECURITY BARRIERS FROM TRELLIDOR A patio is a welcome extension to a home’s living space. But chilly winds, mid-summer heat or marauding baboons can conspire to keep you inside. Extend the use of this outdoor living area through all seasons and wildlife invasions by fitting Trellidor Clear Guard screens or Trellidor Rollerstyle shutters to your patio’s perimeter. Trellidor Clear Guard is an elegant aluminium-framed security barrier with a robust steel mesh screen insert that allows you unobstructed views. Trellidor Rollerstyle is a sleek aluminium shutter that rolls up out of sight when you don’t need it. Both ranges will enhance the value of your home while helping to keep you safe and secure.

SEE THESE MULTI-PURPOSE SECURITY BARRIERS AT OUR SHOWROOM OR CALL US AND WE’LL VISIT YOUR PREMISES WITH SAMPLES.

CALL 021 706 1396

Unit E14 Prime Park, Mocke Road, Diep River, Cape Town.

JUNE/JULYVisit 2013 |www.trellidor.co.za THE PROPERTY PAGES | 9

FEATURED PROPERTY

Constantia Upper | R30 000 000

EXCLUSIVE SILVERHURST SECURITY ESTATE Space, tranquillity and privacy are the key to this family home set within the exclusive and secure Silverhurst Estate

This modern yet classic home with impressive double volume entrance hall reveals the generous open plan living spaces which flow onto an outdoor entertainment veranda and garden. Excellent indoor/outdoor flow to a verdant treed garden. The reception rooms flow through fold back doors to a broad covered veranda and the designer open plan kitchen with a separate scullery/laundry. The sanctuary of the master suite offers a large dressing area, a spa bath and private balcony. There are 6 bedrooms, 5 bathrooms, study, playroom, double garage, staff quarters and pool. Enjoy the Estates 6/7 acres of gardens with lush scenery, meandering walks, 2 grass tennis courts and 24 hour guard gated security. 24 | THE PROPERTY PAGES | SEPTEMBER 2013

Bedrooms 6 Bathrooms 4 Garages 2 WEB 288618 JENNY WILLIAMS | 0836566811 | jenny.williams@seeff.com MARIE DURR | 0832698608 | marie.durr@seeff.com SHELLEY KRUGER | 0837009001 | shelley@seeff.com

Your WINTER STYLE GUIDE JANE SHONFELD, corporate image consultant and personal shopper, gives you top tips on how to wear the colours and accessories that are trending this season.

Define your distinctive style with this season’s

hottest accessories.

Fashion must-haves

On-trend jewellery

- The ankle boot: They’re the footwear choice for winter, and look great with slim jeans and leggings. To make them work with a dress or skirt, wear a pair of opaque tights in the same colour so you slim and elongate your legs.

- A chunky necklace in gold and black is a key accessory this season. If you have a short or wide neck, choose a necklace that sits at least two to three centimetres below the hollow in your neck to give the illusion of a longer, slimmer neck. Fuller busts should avoid long necklaces that draw attention to the bust, making it look even fuller.

- The clutch bag: It’s an elegant accessory for a night out. My advice is to buy one with a thin chain strap so that you can wear it across your body and free up your hands. - The belt: A good belt adds the perfect finishing touch to an outfit. If you have a full bust, opt for a thinner belt. A wide belt sits closer to the bust and will make it look even fuller.

- Rings are big and bold. Dress your hands with unique, unconventional designs. Remember, if you want your hands to look longer, don’t wear big rings on your middle finger. - Chandelier earrings are all the rage right now. Flatter the shape of your face by choosing styles that skim just below the jaw line.

FASHION

COLOUR

CONFIDENCE Winter’s fashion palette mixes rich colours with dark grey. - Charcoal is the on-trend neutral for the season. Have fun layering it with winter’s bolder shades. - Berry, plum, purple and red are hot choices for winter. Just ensure you choose the right red for your skin tone. I find I look better in a poppy red, which has an orange undertone, while you might look better in a more blue red. - Jewel tones such as emerald green and sapphire blue are making a bright showing this year. - Mustard yellow is another on-trend shade for making a bold statement. If it doesn’t suit you, wear it within a pretty print.

TOP TIP The right colour is essential to looking your best. I tell my clients to hold a garment up under their chin to see if the colour flatters or drains their complexion. If a colour doesn’t suit you, avoid wearing it as a solid shade next to your face. Rather introduce it in an accessory, or within a print.

My winter beauty secret... The Sh’Zen PhytoExquisites™ Calming Melt-in Mask is my top beauty pick for the colder weather. It’s a luxurious recharging treatment that gives my skin the intense moisture boost it craves, and it feels wonderfully creamy and soothing when you rub it in. The botanical ingredients are so gentle that I leave it on overnight and wake up to luminous, silky smooth skin in the morning. Find out more on www.shzen.co.za.

GET 10% OFF JANE’S FASHION SERVICES! SEND YOUR NAME AND CONTACT DETAILS TO JANE.S@MWEB.CO.ZA.

SEPTEMBER 2013 | THE PROPERTY PAGES | 25

INTERIORS

The latest bedroom designs can be affordable if you are willing to invest your time in a DIY protect. You donâ&#x20AC;&#x2122;t need to hire contractors to renovate a bedroom. Many people love spending time in the bedroom as itâ&#x20AC;&#x2122;s considered the most peaceful space in the home. This private space should reflect your style and your personality.

DESIGN TRENDS 2013

You can make it look modern, fun, and even romantic depending on the theme that you choose. If you love minimalist style, choose Japanese, modern or even Zen designs and influences. DIY projects are great especially when your budget is limited.

DESIGN TRENDS FOR BEDROOMS There are many different design trends for bedrooms ranging from the luxurious classics to the modern contemporary. The world is your oyster when choosing to redesign your bedroom and almost anything can be achieved from an interior decorating perspective.

26 | THE PROPERTY PAGES | SEPTEMBER 2013

INTERIORS

Shop 3, The Old Village, Constantia Village Centre, Constantia, 7806 Telephone: 021 794 2308 | conteriors@iafrica.com www.constantiainteriors.com

A tall deep buttoned headboard in a velvet fabric creates a classic look , and to finish off the look a deep buttoned velvet ottoman at the end of the bed is an essential. The colour palette for the bedroom that we are finding very popular at present is smokey grey, dark grey, silver and metallic with an accent of colour such as red or pink. Accessories in this classic style bedroom would include crystal bedside lamps or a crystal chandelier with glass and mirror decorative objects. The current look for the contemporary bedroom is also tall headboards but in textured fabrics. Bed bases are also being fully upholstered to match the headboard. The colour palette is also grey, silver and white with touches of colour. Other ways to make a significant statement in a bedroom is to use wallpaper on the wall behind the headboard. When you enter the bedroom your eye immediately catches the beautiful wallpaper, the headboard and the bedside lights, making an unforgettable impression. A mirror always gives the bedroom space and light and often even enlarges the room. There are so many beautiful local and imported fabrics to choose from that one may need the help of a decorator to put a story together for the client. The number of wallpapers to choose from seems endless and the themes and colours are varied to suit both a classic bedroom and a contemporary one.

T: 021 551 5142

John 079 362 1950

info@sunflexsa.co.za

The world is your oyster when choosing to redesign your bedroom and almost anything can be achieved from an interior decorating perspective.

www.sunflexsa.co.za

FEATURED PROPERTY

Constantia Upper | R10 950 000

HIDDEN SECRET FOR THOSE WHO CHERISH TRANQUILITY This distinctive and special home exudes charm and character and is accented by wonderful touches such as solid wooden flooring, high pitched ceilings with bespoke windows and doors with fanlights which ensure a cheerful and bright ambience.

The reception rooms are interlinked by large double glass-paned doors. Unsurpassed in privacy, offering north facing mountain views, tennis court, pool, borehole watered garden with lawns and mature trees. Bonus: A self contained garden cottage with bedroom, bathroom, sitting room and kitchenette. The main bedroom features French doors and walk-through cupboards that flow into a full en-suite bathroom with oval bath, bidet and a double vanity with marble counter top and heated towel rail. The spacious family room features fold away doors, fireplace, carpets and French doors opening onto the covered patio. Fold away doors lead into the generously-sized dining area with wooden floors and French doors leading onto the covered patio with a back to back fireplace. Solid oak farm style kitchen boasts granite counter tops offering open plan entertaining directly into the dining room through glass French doors. The kitchen includes a free-standing Paul Boscase double electric oven with four plate gas hob and warming plate, prep bowl and feature display cabinets. A separate scullery with generous cupboard space and a separate laundry area complete the kitchen utility areas. Air conditioned wine cellar with vat style doors. 28 | THE PROPERTY PAGES | SEPTEMBER 2013

Bedrooms 3 Bathrooms 2 Garages 2 WEB 298540 SHELLEY KRUGER | 0837009001 | shelley@seeff.com JENNY WILLIAMS | 0836566811 | jenny.williams@seeff.com MARIE DURR | 0832698608 | marie.durr@seeff.com

FLAVOUR OF THE MONTH

WIN

Colourful palette

A meal for two valued at R500!

of culture, tradition and style

“Our menu is approachable, serving a healthy blend of traditional Malay classics and other contemporary favourites.” - Laurence Burgess Jonkershuis Constantia is nestled in the historic core of the Groot Constantia Wine Estate next to the historic Manor House surrounded by ancient oak trees. Your first impression is dominated by sweeping views across the oldest wine producing vineyards in South Africa, down the valley to the enveloping coastline of False Bay. Chef patron Laurence Burgess, a dad of two young boys, “I am very conscious of the provenance, sustainability and the ethical content of all the food we prepare, as well as reflecting the rich Cape Malay heritage of our ‘home’. “ This family owned and managed bistro boasts a diversity of locations from private dining grandeur, to intimate interior fire side dining, to typical Italian village gatherings in their vine covered courtyard to family style lunches on their front lawns, where children can safely play reminiscent of a bygone era.

TO WIN SMS ‘JONKER’, your full name and e-mail address to

33716. Competition closes 30 September 2013. Only one entry per person. Judges decision is final. Prize includes a meal for two at Jonkershuis Restaurant. Prize may only be redeemed before 1 November 2013. Standard SMS rates apply. 30 | THE PROPERTY PAGES | SEPTEMBER 2013

FLAVOUR OF THE MONTH Partner Chris Coetzee, also a father of two energetic young sons says, “Our close proximity and strong association with Iziko Museums is very important to me, it is a privilege for my children to be raised surrounded by so much of their heritage.” The rich cultural history of Jonkershuis lends a magical and old world charm to any occasion held at the beautiful Jonkershuis. Tammy Botbyl (partner), “The strong legacy of history and tradition has inspired many couples to share their vows here and celebrate their union in style. It is a privilege for us to be part of the beginning of so many new legacies.”

Jonkershuis features a popular Cape Malay influenced bistro. The perfect setting where you are surrounded by the ancient oak trees and the legendary Groot Constantia Vineyards.

CONTACT JONKERSHUIS RESTAURANT TEL: 021 794 6255 Email: info@jonkershuisconstantia.co.za Website: www.jonkershuisconstantia.co.za TRADING HOURS: SEPTEMBER - APRIL Monday – Saturday: 09H00 – 21H00 Sundays: 09H00 - 17H00 Breakfast served until 11H30 WINTER MONTHS: MAY – AUGUST Sunday – Thursday: 09H00 – 17H00 Fridays and Saturdays: 09H00 – 21H00 Please enquire for group dinner functions

All modern standard and non-standard wooden, aluminium and steel doors and windows manufactured to your exact requirements.

FEATURED PROPERTY

PRICE REDUCED TO SELL

Claremont Upper | R8 900 000

SPACIOUS AND CHARMING Centrally located and close to top schools, this original vintage home has been expertly restored to maintain an old world charm within modern day standards.

This delightful property boasts a classic and easy to maintain flat landscaped English garden with a salt water swimming pool. This home is the perfect playground for children and for entertaining friends and family. The kitchen and bathrooms have been renovated with spacious and bright living spaces featuring high pressed ceilings and moulded cornices. This home has lovely character and quality finishes with oregan floors and four original Victorian fireplaces. Set within the magical English garden, this home is fantastic for entertaining guests on the outside terraces. The separate family room with double doors opens out to the patio and courtyard. The large formal dining room opens out onto the patio overlooking the garden. A bright open plan family kitchen joins onto the family dining room opening out through double doors onto the courtyard. The kitchen features granite counter tops with a Defy hob and oven, small pantry and separate laundry. The large bright family lounge offers warmth and comfort with a fireplace and windows providing maximum natural lighting. There is also a separate guest cottage on the property for guest or staff accommodation, or even a work from home option. 32 | THE PROPERTY PAGES | SEPTEMBER 2013

Bedrooms 4 Bathrooms 3 Garages 1 WEB 284048 INGRID MCFARLANE | 0836584267 | ingrid@seeff.com

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FEATURED PROPERTIES

CONSTANTIA | R6 495 000 EXCLUSIVE SECURITY ESTATE Bedrooms 4 Bathrooms 3 Garages 2 WEB 298932 This north facing home features stunning indoor/outdoor flow and lovely mountain views. Option to expand. Close to good schools, shopping centres, the forest and mountain. BARBARA STEPHENSON | 082 825 5699 | barbara.stephenson@seeff.com

CLAREMONT | R3 295 000 LARGE CHARACTER FAMILY HOME Bedrooms 3 Bathrooms 2 Parkings 3 Charming double storey family home with lovely wooden floors and high ceilings. Spacious open plan living at it’s best with a 90 sqm reception area comprised of lounge with fireplace / dining / TV room leading to large lawned area – perfect for entertaining. Excellent indoor / outdoor flow. PLUS: separate entrance work from home or flatlet potential. Conveniently located to schools, shopping centres, sports facilities and public transport. Secure parking for 3 cars with additional parking for 3 to 4 cars. DEBBIE CHALMERS | 082 871 6278 | debbie.chalmers@seeff.com

LIFE’S A GAS.... OR IS IT? Most people who have gas appliances on their property know they need a gas certificate prior to transfer. This is usually a fairly straightforward process. The obvious things that are checked for compliance are: - There must be no gas leaks - Emergency shut off valves need to be installed in the correct positions - The gas piping needs to be in fair condition and not corroded. The less obvious things that are checked for compliance are: - The position of the gas cylinder. - An exterior cylinder needs to a minimum required distance from a drain, door or window. - There are also limitations as to its distance from distribution boards, motors, air conditioners etc. - An interior cylinder should be a minimum distance from electrical points. If in a cupboard the cupboard must have a vent to prevent any buildup of gas. 34 | THE PROPERTY PAGES | SEPTEMBER 2013

THE BIGGEST POTENTIAL STUMBLING BLOCK WITH OBTAINING A GAS CERTIFICATE HAS TO DO WITH THE VOLUME OF GAS ALLOWED ON A PROPERTY. This can cause difficulties for the seller and buyer. If not handled speedily it could delay a transfer. - In an apartment (above the ground floor), the maximum volume of gas that can be stored is 9kg’s. This is of particular concern where there is a gas fireplace. A gas fireplace requires a minimum of a 19 kg cylinder in order to operate. This could mean that the best course of action is to decommission the gas installation prior to finding a purchaser. This can prevent unhappiness later on in the sale process. - In a property where there is a large gas installation consisting of more than 2 x 19 kg cylinders (more than 38 kg in total), a certificate

can only be issued if there are approved plans for that gas installation. These plans would have needed the approval of the fire department. It is very important that the seller is aware of this at an early stage. Ideally a copy of these plans should be handed to the gas installer when the inspection is being done in order to prevent delays. Should you require any further information, you can contact Tyron on 021 551 4185 or via email tyron@inspecto.co.za.

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ACCOMMODATION - GUEST HOUSES, B&B’S GUEST HOUSES AND B&B’S

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FEATURED PROPERTIES

NEWLANDS | R5 250 000 OWN A PIECE OF ANTIQUITY Bedrooms 4 Bathrooms 3 Garages 3 WEB 284343 The Gate House with its many original features. High ceilings, wooden floors, Victorian fireplaces, wine cellar and charming courtyard garden plus student pad/work from home. BARBARA VAN DER WESTHUYZEN | 083 261 7955 | barbara@seeff.com VANESSA CLERKE | 082 214 6598 | vanessac@seeff.com

CONSTANTIA | R4 200 000 NEW RELEASE THAT TICKS ALL THE BOXES Bedrooms 4 Bathrooms 2 Garages 2 WEB 299728 Beautifully decorated modern home, open plan, great flow in a quiet position. Separate laundry, staff quarters, heated pool and undercover entertainment area. FAITH KNIGHT | 083 950 8883 | faithk@seeff.com NIKKI EDENBOROUGH | 082 417 7807 | nikki.e@seeff.com

CONSTANTIA | R4 500 000 FOR PEOPLE WHO HATE TO RENOVATE Bedrooms 3 Bathrooms 2 Garages 2 WEB 283379 Beautifully decorated and offering all the mod cons. Fall in love with this immaculate home located in the sought-after Barbarossa area of Constantia. Designed for entertainment, all rooms open onto pool and patio area, while the undercover entertainment offers a built-in braai and stacking doors for a great indoor/outdoor feel. FAITH KNIGHT | 083 950 8883 | faithk@seeff.com NIKKI EDENBOROUGH | 082 417 7807 | nikki.e@seeff.com

SEPTEMBER 2013 | THE PROPERTY PAGES | 39

TIME OUT

WIN

A ONE NIGHT STAY FOR TWO PLUS A R500 SPA VOUCHER!

Off the beaten track

Paternoster is considered by many to be the most magical destination on the West Coast of Southern Africa.

Where else in the region would you find such an irresistible combination of pristine beach, whitewashed village charm, and little to disturb the gentle, soothing atmosphere a mere hour away from Cape Town? Famously friendly, Paternoster has much of the rustic and idyllic character you would expect from a small Mediterranean Island. In fact, it’s one of the last traditional fishing villages on the West Coast and crayfish, when in season is the favoured catch on everyone’s list. In this piece of heaven you will find Paternoster Dunes Boutique Guest House. Characterised by interior sensibility and casual elegance, it’s ideal for guests seeking ‘off the beaten track’ comfort and style. Inhouse amenities include a carefully appointed intimacy lounge and cocktail bar, a small but eclectic library and solar heated pool. Their very own spa aims to relax and rejuvenate. While few establishments can boast vast and unbroken sea views, this guesthouse is nestled on the dunes with the Atlantic Ocean literally on your doorstep. Breakfast is served daily with homemade muesli, freshly baked scones and a daily hot special breakfast with local flair. The accommodation blends indoor comfort with outdoor living. Individually decorated, all five rooms include percale cotton linen, air conditioning, electric blankets, a tea and coffee station, international cable television, complimentary wireless internet, complimentary Rooibos bath and body products from the region, a minibar fridge, bathrobes, a hairdryer, and a nightly turndown service.

40 | THE PROPERTY PAGES | SEPTEMBER 2013

Famously friendly, Paternoster has much of the rustic, idyllic character one would expect from a tiny Mediterranean Island. In fact, it’s one of the last traditional fishing villages on the West Coast.

Hosts Deon and Gavin will delight you with insider knowledge of the town, its history, best dining experiences and things to see and do. For a romantic refuge or place to unwind, the guesthouse guarantees a stylish and affordable boutique experience. Inhouse amenities include a carefully appointed intimacy lounge and cocktail bar, a small but eclectic library and solar heated pools. The inhouse spa aims to relax and rejuvenate with pampering treatments including facials, manicures, pedicures, waxing, tinting and deep tissue massages.

TIME OUT While few establishments can boast vast, unbroken sea views, this guesthouse is nestled on the dunes with the Atlantic Ocean quite literally on your doorstep. Strikingly beautiful, Paternoster looks and feels different from the rest of the West Coast. Directly translated ‘Paternoster’ means ‘our father’ but how the town got its name has never been proven. There are three main theories - the most mundane is derived from a type of fishing tackle. Popular legend has it that survivors of a Portuguese shipwreck gratefully said the ‘Lord’s Prayer’. However, a map dating from 1693 suggests that Paternoster was originally called St Martins Bay, evolving to St Martins Paternoster and then simply Paternoster.

TO WIN SMS ‘PATERNORSTER’, your full name and e-mail address to

33716. Prize is dependant on room availability. Valid until 15 December 2013. Accommodation for two people includes breakfast and the spa voucher only. Extras are for guests own account. Guests must make their own transport arrangements. Prize is non-transeferable for cacsh. Only one entry per person. Standard SMS rates apply.

Tel: +27 (0)22 752 2217 Fax: +27 (0)22 752 2214 Email: reservations@paternosterdunes.co.za Website: www. paternosterdunes.co.za

FEATURED PROPERTY

Constantia Upper | R5 800 000

IN A TRANQUIL CUL DE SAC WITH NORTH FACING MOUNTAIN VIEWS An exceptionally appealing pristine property with large reception rooms offering a casually elegant lifestyle.

This sunny and exceptionally appealing pristine property has French doors leading from the formal lounge, dining room, family room and walk through study to the various patios and pool veranda. The large main en-suite has a fire-place and French doors that open to spectacular views of vineyards and the mountain in the distance. 2 further en-suite double bedrooms and upmarket staff suite add to the appeal of this special home. The open plan kitchen is a chefâ&#x20AC;&#x2122;s delight with granite worktops, breakfast counter and separate scullery/laundry. 42 | THE PROPERTY PAGES | SEPTEMBER 2013

Bedrooms 3 Bathrooms 3 Garages 2 WEB 271261 MARIE DURR | 0832698608 | marie.durr@seeff.com JENNY WILLIAMS | 0836566811 | jenny.williams@seeff.com SHELLEY KRUGER | 0837009001 | shelley@seeff.com

Life is all about choices...

comfort

We choose to have it all...

style

luxury

From family outings to business meetings, locations perfect to unwind, relax and discover the best of the Southern Suburbs. FOREST GLADE HOUSE In the heart of Tokai lies the Forest Glade House shopping villa. This quaint hot spot boasts subtle conveniences, offering the perfect rest point for meetings, residents and outdoor enthusiasts, the shopping villa is convenient in location situated on Tokai Main Road.

HIGH CONSTANTIA HOUSE High Constantia Shopping Centre is nestled at the leafy gateway to Groot Constantia in the world famous Constantia Valley on Constantia Main Road. Itâ&#x20AC;&#x2122;s the perfect place to unwind over a variety of cuisines or treat yourself at one of the exclusive boutiques.

FEATURED PROPERTIES

CONSTANTIA | R3 150 000 SOLID WOOD HOME IN QUIET LOCATION Bedrooms 3 Bathrooms 2 Parkings 3 WEB 295105 This unusual house was built by a specialist company in Knysna, following eco principles and using natural materials to create a rustic, charming home. Open plan living areas with double volume ceilings, two bedrooms downstairs (main en-suite) with an outside shower, plus a loft room with bedroom, study and bathroom. The large garden has big trees, a pool plus a wellpoint and irrigation system. FAITH KNIGHT | 083 950 8883 | faithk@seeff.com NIKKI EDENBOROUGH | 082 417 7807 | nikki.e@seeff.com

MEADOWRIDGE | R2 650 000 STARTER FAMILY HOME OR DOWNSCALER Bedrooms 4 Bathrooms 2 Garages 3 WEB 298953 Put your personal touch on this spacious family home which is centrally situated in sought-after Oakridge. North facing, light and sunny with easy flow. Facebrick exterior equals low maintenance. FAITH KNIGHT 083 950 8883 | faithk@seeff.com NIKKI EDENBOROUGH 082 417 7807 | nikki.e@seeff.com

KENILWORTH UPPER | R5 800 000 MODERN, BRIGHT AND SPACIOUS Bedrooms 4 Bathrooms 3 Garages 3 WEB 297549 Great accommodation with 350 sqm of modern spacious living and entertainment areas for the young at heart, plus guest cottage/teen pad. Close to schools and easy access to Cavendish Mall and main arterials to the city and airport. FORD KING | 083 226 2946 | ford@seeff.com DIANE HOSTY | 082 775 2777 | diane.hosty@seeff.com

44 | THE PROPERTY PAGES | SEPTEMBER 2013

DISCOVER MAURITIUS

Invest in an unforgettable

experience

PRICED FROM ZAR 2 509 000 YOU CAN AFFORD TO LIVE YOUR DREAM!

Invest 100 metres away from one of the most beautiful beaches in Mauritius. On the Northwest coast of Mauritius, between Trou aux Biches and Grand Baie, lies the magnificent beach of Mont Choisy, amongst a privileged panorama combining white sand, blue lagoon, water sports and activities, tropical fruits, relaxation and conviviality. This RES residence located 100 metres from the beach is an exceptional place, offering hotel services. Wellness and leisure rhyme with diversity to offer pleasures adapted to each individual.

AN ALL IN ONE CONCEPT

This exquisite project offers the opportunity to enjoy a holiday setting which combines comfort, leisure and well-being, on a site of more than 3 hectares. Built around a “lagoon” pool of 2500 sqm and using an “eco-friendly” concept of high standard Mauritian architecture, the 130 apartments, penthouses and garden villas with private pool, will be sold fully equipped, furnished and decorated. A rental management pool in option, will allow owners to maximise their income by putting their property up for rent.

1 AND 2 BEDROOM APARTMENTS, 2 AND 3 BEDROOM PENTHOUSES AND GARDEN VILLAS AVAILABLE ACTIVITIES

With its huge pool of 2 500 sqm, the development offers a very rich array of activities for all ages. Common areas created to meet different needs, will offer everything needed for relaxation and leisure: fitness centre, spa with sauna and hammam, shops, kids club, leisure and other activities, lounge bar, restaurant and a staff dedicated to the various hotel services. Additional Services The operator in charge of the rental pool will provide services including caretaker, reception to welcome the guests, daily housekeeping, laundry service, restaurants, bar, sport, entertainment etc, kids club and babysitting, 24/7 security, beach club, water sports and shuttle services.

APARTMENTS

Whichever your choice, enjoy a bright and spacious fully equipped apartment. The 48 two bedroom apartments (T3) and 36 one bedroom apartments (T2), with their sunny terrace, will all overlook the landscaped “lagoon” pool, in all its beauty.

PENTHOUSES

Rested on rooftops, will be 14 penthouses in Choisy Les Bains: 6 penthouses of 2 bedrooms and 8 units of 3 bedrooms. These units are truly beautiful and stand out from the rest, with their own private pool on the terrace. Each one offers elegance and comfort to the discerning owner.

GARDEN VILLAS

At the heart of this exceptional development, enjoy living in a garden villa. These paired villas, offer a private setting, secure and serene. The 32 spacious, comfortable, stylish and modern garden villas will each have a swimming pool and a landscaped private garden.

Contact Seeff Mauritius

+ (230) 483 4568 | +(230) 498 3076 mariefrancoise@seeff.com Reference: PRON39

Knowledge. Inspiration. Intuition. The story of Block & Chisel is a natural progression beginning with a simple passion for antique furniture and leading up to the unmistakably rough hewn, handcrafted pieces that we see coming out of the company workshop today.

Lynn and Sibley McAdam have put together a mix of stylish furniture including lights, seating, storage, workspaces, outdoors and more. Come and experience a mix of timeless furniture and get inspired to change and innovate in your home space. Visit www.blockandchisel.co.za for more info.

CAPE TOWN Retail: 99 Main Rd Diepriver, 021 712 5193 & 35 Durban Rd, Wynberg Village, 021 762 3131 JOHANNESBURG: 40 Central Avenue, Illovo, 011 442 0809

FEATURED PROPERTIES

CLAREMONT UPPER | R6 200 000 EXOTIC LIVING Bedrooms 4 Bathrooms 3 Garages 2 WEB 298678 Contemporary 450 sqm single storey family home situated on 1 084 sqm and close to Herschel and Western Province Prep School. Unique open plan living offers wonderful flow from the entrance hall to reception rooms with high ceilings and downlighters throughout. FORD KING | 083 226 2946 | ford@seeff.com DIANE HOSTY | 082 775 2777 | diane.hosty@seeff.com

WYNBERG | R2 450 000 COLONIAL STYLE Bedrooms 3 Bathrooms 2 Garages 1 WEB 293835 This stylishly decorated home offers spacious living for the modern family. Situated on Wynberg Hill, close to the M3 and Constantia Village you will be centrally located to all schools and amenities. GAIL TURNER | 079 386 5153 | gail.turner@seeff.com

BERGVLIET | R2 650 000 IMMACULATE Bedrooms 4 Bathrooms 2 Parkings 4 WEB 295779 Immaculate north facing family home zoned for Sweet Valley. With 4 double bedrooms and 2 bathrooms (main en-suite), this home has excellent security and lovely open plan aspects with exposed beams. 2 carports offer secure parking. SHARYN DABBS | 084 764 5269 | sharyn@seeff.com

48 | THE PROPERTY PAGES | SEPTEMBER 2013

YOUR HOME HAS BEEN DESIGNED JUST FOR YOU. WE’D LIKE TO DO THE SAME FOR YOUR INSURANCE.

Highly competitive pricings and a concierge-like service are just some of the many benefits of a bespoke MUA home insurance policy. If you’d like to hear more please mail our Managing Director, Christelle Fourie, and her team at cfourie@mua.co.za www.mua.co.za MUA Insurance Acceptances (Pty) Ltd is an authorised Financial Services Provider (FSP No. 37947) underwriting on behalf of Compass Insurance Company Limited, an authorised Financial Services Provider (FSP No. 12148).

HEALTH AND FITNESS

ORAL HEALTH MONTH Keep them healthy. Keep them clean. Stressing the importance of making a dental hygiene routine part of your day to maintain your oral health.

September is National Oral Health Month – time to pay extra attention to your dental routine, particularly as two of the world’s most common health problems affect the mouth – cavities (dental caries) and gum disease. Gum disease ranks second only to the common cold in terms of prevalence, with an estimated 90% of South Africans experiencing the problem at some point. It really is in your best interest to practice good oral hygiene. Not only does it ensure a beautiful smile, but it is good for your health – gum disease has been linked to coronary heart disease, adverse pregnancy outcomes and diabetes. And new research also shows that women with gum disease find it harder to conceive.cholesterol and heart attack risks.

WHAT YOUR DENTIST WANTS YOU TO DO FLOSSING

Flossing may be more important than brushing. Yes, you need to brush twice a day, but if you’re not flossing, you’re missing a lot of debris. Flossing cleans the sides of the teeth that face neighbouring teeth, and under the gums. This is where decay and gum disease are most likely to occur and brushing won’t effectively reach these areas. While the floss picks and other flossing devices are good, nothing beats traditional floss for really getting at every crevice.

BLEEDING GUMS

Bleeding gums are not normal. Some will say that their gums bleed only when they floss, but healthy gums don’t bleed during proper brushing or flossing. If yours do, talk to your dentist. During a routine cleaning, some bleeding is normal because dental hygienists are doing a thorough job and using instruments.

THE MOUTH

The mouth is a part of the body which may sound obvious, but the mouth is isolated from the rest of the body in many people’s minds. Disease in the mouth affects the rest of the body and vice versa, particularly when it comes to problems like diabetes, gum disease and oral cancers.

REPLACING YOUR TOOTHBRUSH

You should replace your toothbrush about every 3 months as the tips of the bristles become blunted with use. A new brush has bristles with rounded ends, which minimises damage to the teeth and gums. If your toothbrush bristles are splaying out, you’re brushing too hard.

WHAT TO DO WHEN YOU CAN’T BRUSH

Rinsed out with water as best as possible and use a napkin or cloth to scrub teeth - it’s better than nothing.

BIGGEST MISCONCEPTION ABOUT DENTISTS

Most people assume Dentists are only about teeth, when they can find many more serious issues in the mouth. Others think they find problems that don’t exist just to make money; but make no mistake: they don’t enjoy telling patients they have a problem.

50 | THE PROPERTY PAGES | SEPTEMBER 2013

HEALTH AND FITNESS

5 HEALTHY FOODS FOR HEALTHY TEETH There are many ways to help your kids have better dental health. You can encourage your kids to brush at least twice a day and floss once a day.

You can take them for regular dental checkups every six months. You can make sure they avoid sugary treats and juices. But good nutrition for kids is one of the easiest ways to improve dental health. Apples are a great addition to your child’s diet. In addition to adding vitamins that are good for their overall health, the process of chewing and eating apples can actually help remove plaque from teeth. Celery and carrots also provide this benefit, so try adding these healthy, crunchy snacks to lunches and snack time. Green, leafy veggies like spinach provide a variety of health benefits. Not only are they a great source of iron, but spinach and most other leafy greens are powerful antioxidants. They are also full of beta-carotene, which is needed for keeping tooth enamel strong. The Omega-3 fatty acids in fish are well known for improving heart health, but these same foods are great sources of vitamin D, which plays a critical role in keeping teeth and jaw bones strong. Oranges and other fruits and veggies are a great source of vitamin C. Without enough vitamin C, kids (and adults) can develop scurvy, which can cause bleeding, swollen gums. Calcium is critical for healthy teeth, and yogurt is a great source of calcium that is fun for kids to eat. Mix a few berries into the yogurt for extra nutrition for kids. In addition to healthy foods, good brushing and flossing habits, and regular checkups, dentists also recommend chewing sugar-free gum as a way to help minimise plaque. When kids are old enough to safely chew gum, it’s a great option, especially when they can’t brush their teeth right away.

Healthy smiles for the whole family. We offer a full range of dental treatments from routine dental care to the more advanced cosmetic treatments. Some of the most common problems we help our patients address are: - Sensitivity to hot and cold drinks and discomfort when eating. - Bleeding gums, loose teeth and bad breath. - Discomfort from the jaw muscles, clicking jaw, clenching or grinding. - Achieving straighter, whiter teeth. - Replacing missing teeth.

New patients always welcome. See our website or phone for further details.

Dr Tim Bugler Dental Surgery

Take advan tage of our tooth w hitening treatments for a cost effectiv e, safe and conserv ative way of imp roving your smile.

Dr Tim Bugler BChD(Stell)

5 Wenlock Road, Newlands. T: 021 671 9043/2233 info@buglerdental.co.za | www.buglerdental.co.za

OPENING HOURS: Mon - Thurs: 8.30am - 5.00pm | Fri: 8.30am - 1.00pm

Better your health this Spring with Steps to Health Pharmacy Spring time brings the promise of warmer, brighter days but with it advent, also some irksome ailments;

HAYFAVER, ALLERGIES (general allergies, as in itchy eyes, itchy skins), ALLERGIC, SINUSITIS AND RHINITIS. If one is historically ‘allergenic’, the first step to help the body rectify or adapt is to ALKALANISE the body. An acidic metabolic system, leads to increased histamine levels which in turn cause one to react in an allergic manner to the presenting antigen (e.g. pollens, dust, animals etc). As in blocked or stuffy nose, inflamed itchy skins, itchy eyes, post-nasal drip etc. By eating correctly according to your blood type as a guideline, it is very useful – determine your blood type within seven minutes and a finger prick at STEPS TO HEALTH PHARMACY and receive a free blood type card serving as a ‘shopping list’ suited to your optimal dietary needs. AVOID GENERALLY (85% of the time) processed refined wheat (cakes, biscuits, pastries, white bread, sugars, sweets, chocolates, colas, oranges, naartjies and full cream milk). These all make one metabolically (at a cellular level) acidic causing increased mucous secretions, post-nasal drip, skin allergies, acid reflux and heart burn. Enhance a alkaline system by taking an ALKALINISING POWDER (drink sufficient water, with fresh lemon added as lemons, limes and grapefruit alkalinise).

HAYFEVER Treat with PEGASUS HAYFEVER 6C – an excellent remedy to not only rapidly treat the symptoms of sneezing, itchy palate and streaming eyes or nose but within 2 to 3 episodes, will help the body adapt and heal, so the patient no longer suffers from hayfever as intensely or at all.

SINUS Treat with PEGASUS SINUS 30C – often painful congestion of cavities above and below the eyes causing headache. Post-nasal drip causing the patient to ‘hawk’ (clearing their throat) and cough. The post-nasal drip can also cause halitosis (unpleasant odorous breath). SINUS 30C is a very successful homeopathic remedy in rapidly alleviating these symptoms but most valuable in aiding the patient in reversing the process and heal.

URTICARIA (ITCHY SKINS), ALLERGIC ECZEMA OR DERMATITIS These are successfully treated with HISTAMINE COMP 30C – this homeopathic remedy treats itchy conditions without side effects as seen with chemical antihistamines such as drowsiness and dry mouth amongst others (animals with itchy skins respond especially well).

Through the wonderful support of our clients, we have grown out of our socks and are presently renovating, apologies for the inconvenience BUT BUSINESS AS UN-(USUAL)!

Receive a free blood type card serving as a ‘shopping list’ su ited to your optimal dietary needs.

We DELIVER and claim from most Medical Aids. We take pleasure in introducing our speciality knowledge in COMPLIMENTARY / NATURAL MEDICINE as well as a full PHARMACEUTICAL spectrum of services.

STEPS TO HEALTH Pharmacy & Health Shop Health through caring

Cnr. Kendal & Boundary Roads, Constantia / Diep River Tel: 021 712 5050/1 | Fax: 021 712 9018 OPEN 7 DAYS A WEEK Mon – Fri (8:30am to 7:00pm) | Saturday (8:30am to 3:00pm) Sunday & Public Holidays (10:00am to 3:00pm)

SHOWCASING COUNTRY & COASTAL PROPERTIES IN THE WESTERN CAPE

country coastal COLLECTION

E-mail tatum.milosevich@seeff.com to feature your property.

SEEFF PLETTENBERG BAY

GARDEN ROUTE – PLETTENBERG BAY | R16 000 000

GARDEN ROUTE – PLETTENBERG BAY | R4 500 000

BEST ADDRESS IN PLETT

LAGOON AND MOUNTAIN VIEWS TO DIE FOR!

Bedrooms 5 Bathrooms 5 Garages 3 WEB 213545

Bedrooms 8 Bathrooms 7 Garages 1 WEB 204152

This house is situated in a private estate on the world famous Robberg Beach and enjoys direct beach access. Top quality finishes and uninterrupted views. This is YOUR opportunity of a lifetime.

Bring all your friends – this home could be a B&B or a large family home. All bedrooms are en-suite and have sea-facing patios. Relax and feast your eyes on the stunning views from the expansive pool deck. Fulfil your dreams of owning a property in Plett.

DANIEL VAN RENEN 082 883 6271

CONNIE PEET 083 353 5971

SA’s preferred home of more than 33 000 properties for sale and rent. SEPTEMBER 2013 | THE PROPERTY PAGES | 53

COUNTRY & COSTAL

Country & Coastal SEEFF OVERSTRAND

PRINGLE BAY | R5 900 000

ROOI ELS | R6 995 000

Bedrooms 3 Bathrooms 3 Parkings 2 WEB 281235

Bedrooms 7 Bathrooms 7 Garages 4 WEB 247524

MODERN SEAFRONT

EXCLUSIVE MOUNTAIN SIDE VILLA

Enjoy unobstructed sea and mountain views from this modern north facing architect designer home. Spacious open plan living with plenty of entertainment areas. One of the most recognised homes in the village. PAUL BULFON 084 500 1820

One of the most exclusive and unique properties in this seaside village partially constructed from natural mountain stones from the surroundings. North West facing with breath taking panoramic sea views across False Bay. Includes separate cottage. JOHN DU TOIT 084 460 6070

SEEFF OVERSTRAND

PRINGLE BAY | R4 900 000

ARABELLA COUNTRY ESTATE | R3 600 000

WEB 258175

Bedrooms 3 Bathrooms 2 Garages 2 WEB 281295

VACANT SEA FRONT SMALLHOLDING – 23ha

SPACIOUS FAMILY HOME WITH SPECTACULAR VIEWS

Prime north west facing vacant smallholding with approximately 300m sea frontage. Includes several spectacular rocky coves

This well designed and spacious family home is situated on the quiet “village oval”, has stunning views over the golf course, and Botriver Lagoon to the sea and mountains.

PAUL BULFON 084 500 1820

TERRY DWYER 083 627 7756

SEEFF OVERSTRAND

GET FEATURED IN NEXT MONTH’S ISSUE

country coastal COLLECTION BETTY’S BAY | R1 599 000

MAYBE WE ARE CRAZY… EXCELLENT PRICE Bedrooms 3 Bathrooms 3 Garages 2 WEB 275386

This position does not come up often. Face brick gem positioned with breathtaking sea views over Jocks bay. If you are scaling down/retiring or want a holiday home, this one is for you. COLIN MICHELSON 083 354 7773

54 | THE PROPERTY PAGES | SEPTEMBER 2013

tatum.milosevich@seeff.com | 021 794 5252

e ! pli ns up tio s ® ita ity rs m ur a f i ec arB e o e S le ar f C w i S a n ®Be ult exa yM L

l On

Lexan®- ClearBars® Transparent Burglar Bars

Stylish. Discreet. Rust proof. Fade resistant. Won’t discolour.

The inventors and exclusive suppliers of Lexan®- ClearBars® transparent burglar bars

Lexan®- ClearBars® transparent burglar bars are made from imported Lexan® polycarbonate, ISO 9001 approved for Military VIP protection, aircraft windows, Formula 1 cars, and other applications where safety and security are paramount. Lexan® is the best and most suitable high density polycarbonate for long-lasting burglar bars. Also used for baboon and monkey prooong.

Cape Town / Atlantic and Western Seaboard / Southern Suburbs / West Coast paul@multisafe.co.za 022 451 2110 / 082 469 3351

We supply only the best, strongest and toughest transparent burglar bars in the world and we guarantee it! “Security isn’t expensive, it’s priceless” www.multisafe.co.za

SEPTEMBER 2013 | THE PROPERTY PAGES | 3

HOUT BAY

Hout Bay

HOUT BAY I R1 650 000 incl. VAT HOUT BAY I R 2 495 000 LUXURY APARTMENT

BRILLIANT STARTER HOME

HOUT BAY I R 2 995 000

Bedrooms 3 Bathrooms 2 Parkings 2 WEB 180362

Bedrooms 2 Bathrooms 2.5 Garages 1 WEB 300057

Offices 3 Bathrooms 2 WEB 299840

Upmarket, spacious apartment situated centrally and within walking distance to the beach, finished to perfection. STEPHAN CROSS 082 555 5808

Double storey home with oodles of potential to Signature building on Victoria Road with great grow with you. Large grounds surrounded by visibility. Modern elements and spacious captivating mountain views. proportions. INGRED BLICHER HANSEN 083 320 8557 INGRED BLICHER HANSEN 083 320 8557

HOUT BAY I R 4 300 000

HOUT BAY I R 4 400 000

HOUT BAY I R 4 950 000

Bedrooms 3 Bathrooms 2.5 Garages 2 WEB 287400

Bedrooms 4 Bathrooms 2.5 Garages 2 WEB 299411

Bedrooms 3 Bathrooms 3 Garages 2 WEB 193381

CONSTANTIA NEK

COMMERCIAL INVESTMENT

KENROCK COUNTRY ESTATE

This beautifully finished home is ideal for a family Set along the Oranjekloof Nature Reserve lies this or a lock up and go lifestyle. Enjoy the estates master built family home that is as practical as it is gardens, tennis court, gym and pool. elegant. STEPHAN CROSS 082 555 5808 STEPHAN CROSS 082 555 5808

An outstanding single storey home, finished to the highest standards is the ideal lock up and go family home. LEONARD 083 227 7098 NOLAN 083 313 6271

HOUT BAY I R 7 995 000

HOUT BAY I R 4 350 000

HOUT BAY I R 4 495 000

Bedrooms 5 Bathrooms 4.5 Garages 2 WEB 257055

Bedrooms 5 Bathrooms 5 Parking 4 WEB 285389

Bedrooms 4 Bathrooms 3 Garages 2 WEB 287596

This architecturally designed Karoo-style home, surrounded by 2 400 sqm of established indigenous gardens is at the top of its league. STEPHAN CROSS 082 555 5808

A stylish, contemporary two bedroom cottage and an elegant 3 bedroom villa set on 2 719 sqm of beautiful tree lined garden. NOLAN 083 313 6271 LEONARD 083 227 7098

Unsurpassed sea views from living area and all bedrooms of this delightful and well kept double storey home. NOELINE HUISAMEN 082 462 6664

SUBLIME LIVING

56 | THE PROPERTY PAGES | SEPTEMBER 2013

DUAL LIVING

SEA VIEW GEM

REMODELLING YOUR HOME

DIY FEATURE

PLUMBING LEAKS 10 THINGS YOU MUST KNOW ABOUT PLUMBING LEAKS.

You don’t need to know everything about plumbing, but it’s important to know the basics. Here are 10 things you must know about plumbing leaks.

WRAP YOUR PIPES IN HEAT

The important feature is the exterior piping. If the cold-water pipes touch the exterior portion of the building, when the water isn’t being used and the temperature is very cold, most likely the pipes will freeze. The only time water won’t freeze is when it’s moving, so it’s is a good idea to leave all the faucets open while you’re away from home for any length of time. The best thing you can do, however, is insulate the whole space.

SPOTTING THE LEAK

You may not know what’s right, but you can usually spot what’s wrong. Take a quick look at any visible pipes in your house, just to keep up on what’s going on with them. Homeowners often don’t routinely check; then a puddle of water appears in the basement, damaging their valuables, and they had no inkling that anything was amiss. You can look at the pipes in your basement and have no idea what you’re looking at, but if you see rust, buckling or drops of water, you’ll definitely know something’s wrong.

A STUFFED SINK CAN EASILY SPRING A LEAK.

Under your kitchen sink, just take a peek every once in a while and see if there are any drips. It’s always a good idea to take a look.

SET BACK THE SPIGOT VALVE.

In some cases, a frost-free hose bib should be installed, especially if the pipe is going through a cement foundation. The hose bib allows you to shut off the water closer to the inside of the home to help prevent freezing.

A LEAKY GEYSER IS A DEAD GEYSER

The biggest problem is that the lining wears away and you get water dripping from the base. If a lot of water is dripping, call the manufacturer and provide the model number; you may get lucky and find that the product is still under warranty. When you do change the water heater, try to install a pan under it.

DON’T BLOW A GASKET - REPLACE IT

If you have water dripping from the shower spout, most of the time the cause is a defective washer or defective seat within its body. As long as you have isolation valves to isolate water to that area, it should be a relatively easy fix. Isolate the water to that shower, disassemble the handles and take out the stem where the washer is; then replace, reinstall and observe it.

TRACE THE TRAP LEAK BACK TO THE WALL

When you have a leak, often it may be on the back side, where it actually connects to the wall, in which case you’ll have to disassemble the drain work. Oftentimes you can even tighten it with your hands to see whether the leaking stops. If it doesn’t, just use a wrench to tighten it up a little.

WASHERS AND O-RINGS ARE MUCH CHEAPER THAN A NEW FIXTURE If a washer is worn, even though you squeeze it, you may still get a drip if it’s defective. You have to remove what’s defective, put in a new washer, retighten it, put the handle back on and test it out.

MECHANICAL TAPS NEVER LAST FOREVER

58 | THE PROPERTY PAGES | SEPTEMBER 2013

A faucet is a mechanical thing, so eventually it’s going to leak. Some people like the faucet that’s already there, even if it’s older; others prefer to install a new one. There’s a point at which the faucet is so old and corroded that it will be difficult to get parts for it. A lot of the time it’s simply cheaper to install a new one.

REMODELLING YOUR HOME

5 THINGS YOU MUST KNOW ABOUT PLUMBING Some people are exclusively “hands off” when it comes to plumbing, there are some pieces of information that are vital to learn.

READING YOUR BILL AND WATER METER

This is important so that you do not get overcharged and you can detect a leak. Check the reading on your water meter and make note of the figure to compare to next month’s bill. How much does your usage change each month? Does the bill payment match what you should be paying? Ask your local water company for more details.

WATER SOURCE

Where your main water sources are located and how to turn them off. You should have one or more water sources for your residence. Know where the main valves are located and how to shut them off in case of an emergency, such as a burst or leaky pipe.

CHECK YOUR AIR CONDITIONING

If your air conditioning condensation lines are working. AC units produce condensation when in use, which is extracted from the unit. If the lines are broken, the water could cause mold or building damage.

TURNING OFF YOUR WATER

How to shut off water to your hot water heater. When your hot water heater is broken or leaking, you cannot get warm water to wash your hands or shower. But shutting down the flow to the hot water heater, rather than the main valve, will mean that you can still have cold water usage for cooking, cleaning, and flushing.

UNDER PRESSURE

If your water pressure is under 80 psi. High water pressure is the main cause of leaks, so keeping it under 80 psi is crucial.

www.alfaromeo.co.za

FALSE BAY

False Bay

NOORDHOEK | R8 500 000 BUSINESS OPPORTUNITY BAR NONE

NOORDHOEK | R7 995 000 CAVALO MEADOWSTEAD

Bedrooms 6 Bathrooms 6 WEB 291848

Bedrooms 3 Bathrooms 2 Garages 5 WEB 292798

Beautiful surroundings, mesmerising views from the sundowner deck along glistening pool. BRETT M COOPER 072 277 3308 | GERHARD J OOSTHUIZEN 079 719 0460

Cape dutch style double story home with a large fireplace. Outbuilding consists of 6 stables, a feed/track room,workshop and MORE! RONI FINLAY 082 900 0789 | INGRID FINLAY 082 553 1336

NOORDHOEK | R3 595 000 GECKO HOUSE

SIMONS TOWN | R2 775 000 DRASTICALLY REDUCED!

Bedrooms 3 Bathrooms 2 Garages 2 WEB 293953

Bedrooms 4 Bathrooms 2 Garages 2 WEB 290913

Immaculate home offering a stylish lock up and go lifestyle with every modern convenience. Full under floor heating, heated pool and full home security.

Gorgeous family home in sought-after Sea Forth Sound offers open plan kitchen and living areas leading onto sunny balcony with breathtaking views of False Bay ocean.

RONI FINLAY 082 900 0789 | INGRID FINLAY 082 553 1336

LOLA CASEY 083 437 9722

GLENCAIRN | R1 720 000 Excellent position and sea views

STONEHURST MOUNTAIN ESTATE | R5 200 000 IMMACULATE MODERN PERFECT POSITION

Bedrooms 2 Bathrooms 1 WEB 297716

Bedrooms 3 Bathrooms 3 Garages 1 WEB 299949

Properties like this seldom come on the market. This 2 bedroom cottage offers you the best sea views, in fact you feel as if you are on the beach.

Light bright and sunny with big windows and lots of glass. This home is absolutely stunning with light wood floors throughout. Open flow living area which gives you a feeling of open space.

ELOISE DAY 073 629 9974

TARYN RETIEF 082 788 7469 | 021 788 8279

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False Bay

FALSE BAY

MUIZENBERG | R1 650 000 SEA VIEWS OVERLOOKING FALSE BAY

G209 EMPIRE | R2 199 000 YOU CAN ALMOST TOUCH THE SEA

Bedrooms 2 Bathrooms 2 WEB 294616

Bedrooms 2 Bathrooms 2 Parkings 2 WEB 271971

Modern living with indoor and outdoor entertaining. Balau wood decking perfect for the individual who is comfortable in the clouds.

Victorian style unit featuring double volume spaces and French doors throughout. Every room has breathtaking sea and mountain views.

BONITA LEE 082 624 7880 | PAUL DE ROOS 078 525 2074

PADDY MOW 082 348 4442 | GARY GROBBELAAR 072 654 3769

FISH HOEK | R2 200 000 ELEGANT HOME - AVENUE POSITION

FISH HOEK | R2 900 000

Bedrooms 4 Bathrooms 2 Garages 1 WEB 299999

Bedrooms 4 Bathrooms 3 Garages 1 WEB 297475

The zoning being General Residential is an added bonus and will appeal to both family and business alike. Colonial style entrance, excellent position.

Bright and natural light with many windows to allow the interior to be absolutely sunfilled. A multi-level residence with the possibilities of dual living.

HAZEL TAPPAN 072 698 1313 | SANDRA VAN DER MERWE 083 235 5351

BEULAH MARKEY 083 261 4221

SURROUNDED BY OCEAN AND MOUNTAIN VISTAS

UPPER LAKESIDE | R3 145 000

BEAUTIFUL VIEWS FROM THIS BEAUTIFUL HOME Bedrooms 4 Bathrooms 2 Garages 2 WEB 300125

Perfect position in Upper Lakeside nestled along the mountain under Boyes Drive. The home offers open plan lounge and dining room areas with stacking doors onto patio. Boasts study and TV room overlooking gunite pool and built-in braai with breathtaking views.Four bedrooms, three with built-in desks. Two full bathrooms. Modern renovated kitchen. Guest cloakroom and staff toilet. Double garage and off-street parking. Just move in! TARYN RETIEF 082 788 7469

SEPTEMBER 2013 | THE PROPERTY PAGES | 61

KIDS

KIDS’ ORAL CARE:

WHAT YOU NEED TO KNOW Once the first tooth appears, gently rub it with a soft cloth twice a day. When your baby has several teeth, start brushing with a soft-bristled toothbrush. Toddlers often love to imitate their parents and older siblings. At this stage use only a tiny amount of flouride-free toddler training toothpaste or gel. You can protect those little teeth by providing healthy snacks and limiting exposure to juice and sugary drinks. Once your child is about 2 years old and able to spit on their own, transition to a fluoride toothpaste to help prevent cavities. Until your child is 5 or 6, they won’t have the motor skills it takes to move the brush around the mouth effectively. You’ll have to brush for them or hold your hand over theirs as they try it themselves. Try to make this time fun by talking about the teeth, counting them, telling them stories, or letting your child choose their own brush and toothpaste.

BYE-BYE BABY TEETH

BABY TOOTH BASICS Most babies get their first tooth at around 6 months, but teensy teeth can start appearing as early as 3 months or as late as 14 months. They typically emerge in pairs, and by age 2, most kids will have around 20 teeth. And even though these teeth will eventually fall out, it’s crucial to take care of them, as they play a role in speech development, eating and in determining how permanent teeth will come in. 62 | THE PROPERTY PAGES | SEPTEMBER 2013

Typically, children begin losing their baby teeth and replacing them with adult teeth when they are 6 or 7. The molars come in behind the baby molars which adds a whole new challenge to brushing way in the back. Adding a fluoride rinse to your child’s routine, after a full two minutes of brushing will provide an extra level of cavity protection for those first permanent teeth. Starting at around age 8, your child’s taste buds could be changing and may want to switch from the fruity sweetness to mild mint flavour of toothpaste.

WHEN TO SEE THE DENTIST You should consider taking your child for an initial dentist visit at 12 months, but talk to your pediatrician about what’s best for your child. Once your child starts going, you should aim for a checkup at least every six months. It will save a lot of time and unnecessary stress if you find a dentist your child likes. Don’t hesitate to try a few, your child’s dental hygiene depends on it.

TIMING IS EVERYTHING It’s never too early to start thinking about your little one’s oral care and the best products to use to meet your child’s needs. The more diligent you are about teaching good brushing habits and establishing a healthy oral care as your child grows, the better the chances for a lifetime of overall health and happiness.

Service with a smile

We Offer: Preventative Dentistry, Family Care, Aesthetic Veneers, Metal Free Dentistry, Oral Hygiene and Dental Implants

021 790 2910 â&#x20AC;˘ www.hbds.co.za

JUST LISTED FOR SALE

Just Listed For Sale

RONDEBOSCH | R2 495 000

OBSERVATORY | R850 000

SCHOOL CATCHMENT AREA

PERFECT STUDENT PAD

Bedrooms 3 Bathrooms 2 Garages 1 WEB 298586

Bedrooms 1 Bathrooms 1 Parkings 1 WEB 294760

Bedrooms 1 Bathrooms 1 Parkings 1 WEB 294775

Charming cottage style home with excellent indoor / outdoor flow. BONUS- flatlet.

Modern bachelor apartment within walking distance of UCT Medical School.

This 40 sqm bachelor apartment in the sought-after Rondebosch Village is the ideal investment opportunity.

CHARMAINE SCOTT-WILSON | 082 377 4567 LINDA KNOOP | 083 516 3401

CRAIG ALGIE | 082 412 6683

MOWBRAY | R795 000 GREAT INVESTMENT

PRICE REDUCED TOKAI | R1 000 000

PLUMSTEAD | R745 000

PLUMSTEAD | R1 295 000

Bedrooms 2 Bathrooms 1 Garages 1 WEB 291627

Bedrooms 2 Bathrooms 1 Parkings 1 WEB 296395

Bedrooms 3 Bathrooms 2 Garages 3 WEB 298312

Brand new window frames, this two bedroom with open plan kitchen to lounge apartment offers beautiful views.

Neat, sunny and spacious two bedroom ground floor apartment. Modern, fitted kitchen.

Solid three bedroom, two bathroom home with easy access to shops, schools and the M5 Freeway.

KALLIE PRETORIUS | 083 467 8387

PETER THORNTON | 072 625 8467 PETER MARAIS | 082 493 3316

KENILWORTH | R1 795 000

HARFIELD | R910 000

KENILWORTH | R895 000

Bedrooms 2 Bathrooms 1 Garages 1 WEB 298298

Bedrooms 2 Bathrooms 1 Parkings 1 WEB 296635

Bedrooms 2 Bathrooms 1 Parkings 2 WEB 298089

This north facing and spacious 124 sqm apartment has been beautifully and stylishly renovated.

Two bedroom north facing apartment situated on the second floor, with lift and stair access.

A friendly, two bedroom home with modern finishes, open plan kitchen/living area leading to courtyard.

SEAN GUY | 082 491 3099 BELINDA KEYS | 083 648 0888

DEIDRE TRACEY | 083 753 5226 TEODORA ALEKSIEVA | 084 569 7759

IN SECURITY ESTATE

REMODELLED TO PERFECTION

64 | THE PROPERTY PAGES | SEPTEMBER 2013

SPACIOUS APARTMENT

INSTANTLY REWARDING

GRAB ME - BEST POSITION

COSY NEST FOR 1 OR 2

Important safety message from Allan Dillon The objective being to look for them, confront them and bring them to book. We want to make the areas where we operate, unattractive to all criminal elements. Our arrest stats speak for them self. Until next month, look after yourself.

Security companies, police and law enforcement agencies, no longer enjoy the advantages that they used to have over criminal elements. The technology gap between enforcers of the law, security companies and criminals has virtually been closed. Today we are dealing with different levels of sophisticated criminals. It is not uncommon to have an organised criminal group specialising in different aspects of criminal acts, within the same group. We are finding groups who break into a home, also clone credit cards, and commit ATM fraud as well as home invasions. Our company has positioned itself to deal with crime on a multi level basis. This means that we

are taking the fight to all types of criminals be they house breakers; violent criminals, con artists, fraudsters, petty thieves, anti social miscreants, corrupt security or police officers. Our IT Division is making strong headway in backing up our field operators in order to gain a technical and a man power advantage over all criminals. From a standard Protection Service; to Armed Response Units, Special Response Teams who are trained to deal with violent criminals and situations, to our K9 Unit, Tactical Combat Tracking Unit, 24 hour Control Room with the ability to monitor CCTV, LPR cameras and remote off site camera monitoring, we are fighting criminals on all fronts.

Best wishes Allan Dillon and Team Mountain Men

Next month weâ&#x20AC;&#x2122;ll speak about some individual aspects of our continual crime fighting strategy.

Mountain Men was founded on the idea of combating crime in an unorthodox way. This has resulted in an unusually high arrest rate, which caused criminal activity to drop in our areas of operation. Our method of operation has highlighted the ineffectiveness of traditional security concepts. As we continue to grow our company and people, we are positioning ourselves to effectively combat the ever-changing crime trends that we currently experience and will continue to experience in the future.

Switchboard 021 787 0700 | Fax 021 788 6466 | info@mountainmen.co.za | www.mountainmen.co.za

24 HOUR EMERGENCY 0861 070 000

JUST LISTED RENTALS

Just Listed Rentals

WYNBERG | R18 000 pm

STEENBERG ESTATE | R30 000 pm

CHARMING COTTAGE

BRAND NEW 3 BEDROOM TOWNHOUSE

Bedrooms 2 Bathrooms 2 WEB 299887

Bedrooms 3 Bathrooms 3 Garages 2 WEB 300167

Bedrooms 7 Bathrooms 7 Garages 2 WEB 300173

This elegant, fully equipped and tastefully furnished two bedroom home offers superior finishes and a prime location in the heart of little Chelsea. JACQUI WHEELER 082 550 7967 SONYA GARISCH 082 446 0619

This charming brand new home offers three lovely sized en-suite bedrooms upstairs, guest cloakroom, open plan living and dining areas. JACQUI WHEELER 082 550 7967 SONYA GARISCH 082 446 0619

Opposite one of the parks in this highly sought-after security estate, this magnificent home has the highest quality finishes and offers a luxurious lifestyle. JACQUI WHEELER 082 550 7967 SONYA GARISCH 082 446 0619

CONSTANTIA | R7 000 pm

TOKAI | R40 000 pm

STEENBERG ESTATE | R30 000 pm

Bedrooms 1 Bathrooms 1 WEB 285754

Bedrooms 5 Bathrooms 4 Garages 2 WEB 300196

Bedrooms 3 Bathrooms 3 Garages 2 WEB 300167

Immaculate newly renovated cottage with open plan kitchen lounge area. One bedroom with built in cupboards. JACQUI WHEELER 082 550 7967 SONYA GARISCH 082 446 0619

This gracious home on a working equestrian farm offers the ultimate in Rural living in an Urban area.

This charming brand new home offers three lovely sized en-suite bedrooms and open plan living/dining areas.

JACQUI WHEELER 082 550 7967 SONYA GARISCH 082 446 0619

BERGVLIET | R17 500 pm

CONSTANTIA | R35 000 pm

BISHOPSCOURT | R65 000 pm

Bedrooms 5 Bathrooms 3 Garages 2 WEB 300190

Bedrooms 4 Bathrooms 4 WEB 301105

Bedrooms 5 Bathrooms 4 WEB 298695

Nestled in Kreupelbosch, this home falls within the Sweet Valley catchment area. Five bedrooms, three bathrooms, main en-suite. JACQUI WHEELER 082 550 7967 SONYA GARISCH 082 446 0619

Substantial, spacious four bedroom family home offers everything you need for living comfortably. Entrance hall, guest toilet and four large double bedrooms.

This perfectly positioned immaculate Tuscan style home in Bishopscourt offers four bedrooms, two en-suite. Main bedroom has two dressing rooms.

MONIQUE BIJLEVELD 084 680 0515

MODERN PRIVATE COTTAGE

5 BEDROOM FAMILY HOME

66 | THE PROPERTY PAGES | SEPTEMBER 2013

ULTIMATE URBAN RURAL COMBINATION

SUBSTANTIAL FAMILY HOME

TOKAI | R55 000 pm SILVERTREE ESTATE

NEW TOWNHOUSE IN SECURE ESTATE

PRESTIGIOUS TUSCAN STYLE HOME

VAT VS TRANSFER DUTY The enquiry whether Transfer Duty or VAT is payable in a property transaction, is often confusing. Such uncertainty can lead to parties erroneously omitting to indicate in an agreement that the purchase price (or commission) is ‘VAT incl’ or ‘VAT excl’, which can have disastrous implications for the party liable to pay VAT to SARS. What is the position?

DEATH - HOW DOES IT AFFECT THE just han PROPERTY? OWNERSHIP more tOF LIFT OFF TRANSFER WITH THE DUTY PAPERWORK.

The transfer is put on hold until the the a relative decided on-sell A “grim” topic but important In addition, purchasebut pricehave received from ato subsequent The point oftodeparture is the Transfer Duty Act which to administer the it as property you would rather theSo funds to understand as many readers’ sale of the rented is also VAT use exempt. if X sells provides that transfer dutyExecutor is payableisonappointed ‘the acquisition’ winding up of Mr Jones’ estate. Whilst upgrade from your current home and the property which he previously let out for residential property rights andofinterests property. are This effectively means transfer duty is the estate is bound Youhim want to agive purposes, nopurchase VAT will beelsewhere. payable despite being VAT payable in allevent. property except where by the contract, affected by this unavoidable I transactions, practically there are problems which can(Thethe mandate to an estate agentpay buttransfer you vendor. purchaser of the fl at will however specifi cally exempted. The liability to pay transfer duty have put together several questions arise which can to the dealduty falling don’t actually own the property yet. on the acquisition.) rests onget the an shoulders of the purchaser and alead transfer and answers to help you through. Consider for example where Mr What is the procedure and timeline for dutyprocesses receipt must be lodged in the deeds office before understanding of the Capital Jones had been granted a bondZERO-RATED on the the TRANSACTIONS sale and transfer of Gains the property?tax the Registrar will pass transfer. involved. strength of his income stream. The If a Bank transaction where a VAT vendor is involved as seller,

in relation to property

will certainly withdraw the finance in the There itismay nothing to zero-rated stop you, (ie, as heir, from is not VAT exempt, still be VAT is VAT 1. Mrs Smith has sold her property and circumstances. This would meanpayable that Mrat the approaching the not Executor rate of 0% (and 14%)). with a view Onefor of the exemptions provided for in the Transfer Duty transfer is scheduled 1 November Jones’ estate would have to come up with to the property being sold directly out Act is where VAT is payable in a transaction in which case If a transaction is zero rated, it still falls within the “VAT net” 2013. She passes away before transfer. other guarantees – effectively the cash. If of the estate and there are no rules that no Transfer Duty is payable. VAT is payable when: all the provisions relating to VATThe apply. To be zeroWhat happens now? it could not do so, it would be inand breach this cannot be done. decision to sell 2013/2014 rated,the the transaction must the qualify as follows: of its contractual obligations and and transfer property directly out of 1. the seller is registered or is obliged to be registered deal Mr the estate to your intended buyer vests for VAT (‘a VAT vendor’); andwould be cancelled by the seller. both seller and purchaser must be VAT vendors; Jones’ estate would in all likelihood forfeit with the Executor and most Executors deposit without prejudice the to the would to concern this without 2. the transaction occurs any in the coursepaid, and furtherance property sold isagree a going (ie an insisting existing, on seller’s rights to claim other damages the property first being transferred to of the seller’s business. operating business); and sustained. you, as the heir and then simultaneously For example: A is a VAT vendor, his business being transferred toexpressly your buyer. Witha going a sale the sale agreement must state that property developments. He sells a home in a development from the estate, instead of being concern is directly being sold. to B for R 2 million. The transaction will attract VAT as it is awarded the property, you as heir, are For example,simply if X (a awarded VAT vendor) his grocery store (the occurring in the course and furtherance of A’s VAT vending thesells proceeds thereof after business andtransfer the building in which the shop is situated) business. But, should A sell his private home to B which to your purchaser. If the Executoras part of the same transactiontoto selling B (a VATthe vendor), the out does not form part of his VAT business, the transaction is agreeable property transaction will be zero-rated. attracts transfer duty and not VAT. of the estate then the Executor will sign the Agreement of Sale on terms and In VAT transactions, the liability to pay the tax to SARS VAT INCLUSIVE/EXCLUSIVE conditions acceptable to you. lies with the seller. As a general rule, any price charged by a VAT vendor (for a taxable supply) is deemed to be VAT inclusive. The transfer is put on hold whilst the VATby EXEMPT TRANSACTIONS Accordingly, if a sale transaction is a VAT transaction, Executor is appointed the Master of A transaction in which a VAT vendor sells property that then the purchase price will be inclusive of VAT unless the High Court. The Executor ratifies been leased for residential purposes, is VAT the contract specifies that VAT is excluded from the the sale and signs has the previously redrawn transfer exempt, and the transaction falls outside the ‘VAT net’. For purchase price. One must therefore be very careful in documentation in order to pass transfer example: X is a VAT vendor and his business is buying, calculating the purchase price where the seller is a VAT the property out of the estate to the selling and leasing property. As part of the business, X vendor as very often the VAT vendor does not take into purchaser. rents out a flat for residential purposes. VAT is not levied account that the selling price of the property includes on the rental income received, despite X being a VAT VAT and the seller is upset when he discovers that a As a matter of course, the Master must portion of the purchase price which he has received consent to the salevendor of therendering propertythe butsupply in the furtherance of his VAT business, residential rental income is an exempt supply from the purchaser, must be paid to SARS by way of the consent of the heir/s is notasnecessary in terms of the VAT Act. a VAT payment. as the estate is bound by the sale.

Our ability to add value is an art form that has taken years of experience to perfect.

Transfer should take another 3 months, At STBB we build long lasting relationships and give you hands-on-advice to safeguard approximately. It may well be that Mrs Jones, as your investments. BELINDA LEWIS surviving spouse, still wants the property DIRECTOR PROPERTY LAW 2. Mr Jones has bought a property and and is financially able to manage the transfer is all on track for 3 weeks’ 673 4700 purchase thereof on her own, int 021 which f 086 615 0394 time, with the Seller anxiously awaiting It is much quicker to transfer the property event the deal could proceed. If so, allow c 083 297 3559 her sale proceeds. Mr Jones passes directly out of the estate as all that is approximately 3 more months for transfer. away. What happens now? required is the consent of the heir/s and belindal@stbb.co.za 3. You have inherited a property from that of the Master of the High Court. Such www.stbb.co.za www.stbb.co.za

The enquiry whether Transfer Duty or VAT is payable in a property transaction, is often confusing. Such uncertainty can lead to parties erroneously omitting to indicate in an agreement that the purchase price (or commission) is ‘VAT incl’ or ‘VAT excl’, which can have for the party liable payhis VAT SARS. is the position? a transfer can disastrous take on averageimplications 3 months to mandate to an estate agent to to sell thattoyou registerWhat a new bond in just your register. If the Executor decides that the property. He passes away 3 months own name. property must first be transferred to the into the mandate. You are the heir in heir before being transferredDUTY by the heir his estate and you wish to keep the The same procedures would apply with TRANSFER to theThe end point purchaser, then transfer property and not sell it. IsInthe mandate to your and addition, the regard purchase pricesubmitting received full fromincome a subsequent of departure is thecannot Transfer Duty Act which proceed until the estate has been wound still valid? Can you, as the heir, expenditure details to the bank IE a new sale of the rented property is also VAT exempt. So if X sells provides that transfer duty is payable on ‘the acquisition’ up. This could take anything between 6 and terminate the mandate? the property which bondhe application which could well mean a previously let out for residential of property. This effectively means transfer duty is 24 months in some cases! It varies from new , less favourable interest rate. purposes, no VAT will be payable despite him being a VAT in and all property except where estatepayable to estate depends transactions, on the size Technically the mandate is still valid and vendor. (The purchaser of the flat will however pay transfer specifi cally exempted. The liability to pay transfer duty and complexity of the estate concerned. binding on the estate as it is a valid contract; acquisition.) rests on the shoulders of the purchaser and the a transfer however, agent would noduty doubton gothe back to the drawing board and consult with you duty receipt must be lodged in the deeds office before and the Executor with a viewZERO-RATED to securing a TRANSACTIONS the Registrar will pass transfer. new mandate. Given the sensitivity of the where a VAT vendor is involved as seller, If a transaction matter, I do not believe an estate agency is not VAT exempt, it may still be zero-rated (ie, VAT is VAT would enforce the mandate payable if you wanted at the rate of 0% (and not 14%)). One of the exemptions provided for to in keep the Transfer Duty and you could in all the property Act is where VAT is payable in a transaction which case probabilityinterminate the mandate on such is zero rated, it still falls within the “VAT net” If a transaction grounds.when: no Transfer Duty is payable. VAT is payable

and all the provisions relating to VAT apply. To be zerothe transaction must qualify as follows: In any event, in terms of therated, provisions of 1. the seller is registered or is obliged to be registered the Consumer Protection Act, the Executor for VAT (‘a VAT vendor’); and both seller and purchaser must be VAT vendors; could cancel the mandate on 20 business days notice to the estate agency; however,

2. the transaction occurs in the course and furtherance thetoproperty the estate would be required cover sold is a going concern (ie an existing, of the seller’s business. business); and reasonable costs associatedoperating with the marketing of the property and professional

For example: A is a VAT vendor, his business being by the estatethe sale agreement must expressly state that a going services rendered agency up property developments. He sells a home in a development until such point of termination. concern is being sold. to B for R 2 million. The transaction will attract VAT as it is 6. You own property together withif X (a VAT vendor) sells his grocery store (the For example, occurring in the course and furtherance of A’s VATavending your spouse who has passed away. business and the building in which the shop is situated) as business. But, should A sell his private home to B which There is a mortgage bond registered part of the same transaction to B (a VAT vendor), the does not form part of his VAT business, the transaction over the property. You are the heir of transaction will be zero-rated. attracts transfer duty and not VAT. your late spouse’s half share. You want

to keep the property. What happens to In most VAT transactions, the to liability to pay the tax mortgage to SARS bond? VAT INCLUSIVE/EXCLUSIVE STBB is a firm of business-minded Hence, Executors agree the sale the joint with the seller.from the estate to lawyers whocharged understand our vendor clients’ As a general rule, any price by a VAT of thelies property straight needs isand objectives. Weinclusive. strive to the buyer, so as not to compromise the If you are not able to settle (for the amortgage taxable supply) deemed to be VAT interests the heir. Not many buyers will bond in full then you can apply to the bond if a VATofEXEMPT TRANSACTIONS deliver cost-effective legaltransaction, solutions Accordingly, sale transaction is a VAT wait that long for transfer! to be substituted asthen solethe debtor A transaction in which a VAT vendorholder sells property that to price their will business andof VAT personal purchase be inclusive unless under purposes, the bond.is You obviously matters. We are committed to building has previously been leased for residential VAT would the contract specifi es that VAT is excluded from the 4. Does the purchaser of a property out need to qualify to take over the full bond with our be clients exempt, and the transaction falls outside the ‘VAT net’. For price.relationships One must therefore very enabling careful in of an estate pay transfer duty? on your own and for this purchase purpose you us to consistently succeed onistheir example: X is a VAT vendor and his business is buying, calculating the purchase price where the seller a VAT would be required to submit income and behalf. selling and leasing property. As part of the business, X vendor Yes, a person buying a property from expenditure information to the bankasasvery if often the VAT vendor does not take into rentsdoes out apay flat for residential VAT isapplying not levied an estate transfer duty inpurposes. the you were for a brand new bond. account that the selling price of the property includes Contact STBB for he all discovers legal assistance ordinary andincome at the applicable If you were amarried lateand spouse on course the rental received,rate. despite X being VAT to yourVAT the seller is upset when that a on 021 673 4700 or visit No transfer is payable if you inhave in community it is a fairly vendorduty rendering the supply the furtherance of of hisproperty VAT then portion of the purchase price which he has received inherited a property but transferrental costsincome are easy however, if you were www.stbb.co.za. business, as residential is anprocedure; exempt supply from the purchaser, must be paid to SARS by way of payable to the conveyancers attending to married out of community of property, in in terms of the VAT Act. a VAT the transfer. some cases the bond holder maypayment. insist 5. Your father has given a 6 month that the existing bond be cancelled and

BELINDA LEWIS

DIRECTOR PROPERTY LAW

Time to update your will?

t 021 673 4700 f 086 615 0394 c 083 297 3559 belindal@stbb.co.za

www.stbb.co.za www.stbb.co.za

ooba Key Indicators for Western Cape

August 2013

Approval ratios (measured over a 2 month period) Comparison of approval rates ooba Western Cape

69.77%

Highest bank

52.79%

Approval ratio relative to Loan to Value Amount (LTV)

67.32% 73.30% Lowest bank

30.43%

Approval ratio

100% or greater

Less than 100%

LTV Amount

Based on the statistics noted above, it is highly recommended that clients are encouraged to put down a deposit as opposed to applying for a 100% LTV loan. This graph compares the highest and lowest approval rates of individual banks versus ooba’s approval rate. This clearly shows the benefit of shopping the application to multiple lenders so that clients are assured a higher probability of approval and competitive terms.

Getting the best deal on your home loan is easy if you ask an expert, Kathy Manson.

NB! There is no difference in LTV between loans granted through an originator or clients going directly to their banks.

Rate concessions Loan to Interest Rate Concessions in Western Cape 1.20% 1.00% 0.80% 0.60% 0.40%

1.01%

0.20%

Kathy Manson

Kathy Manson has worked in the financial services industry for 33 years, and specialises in home loans. For the past 10 years, Kathy has worked in bond origination and is a firm believer in the value of origination for both estate agents and homebuyers. “ooba’s home finance experts have intimate knowledge of the various banks’ products, credit criteria, documentation requirements and interest rates, which enables us to position the bond application for the best chance of approval” says Kathy. “This is a huge benefit to agents, who want to close the deal, and to homebuyers who need the finance to secure their dream home,” she continues.

ooba 4944

So if you need a home loan, or would simply like to find out what size bond you qualify for, contact Kathy Manson on 083 2363540 or kathy.manson@ooba.co.za

-0.08%

0.00% -0.20%

Highest rate

Lowest rate

This graph demonstrates the range in premiums relative to the prime lending rate.

Loan to Value Category

Weighted Average Rate Concession

Less than 90% LTV

-0.04%

Greater than or = to 90% LTV

+0.57%

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