Snippetz Issue 431

Page 1

FUNDER ENLIGHTENING INC. • FREE WEEKLY • ISSUE 431 • FEBRUARY 1, 2010

S

n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR

z

FIRST NATIONAL BANK MONUMENT

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SNIPPETZ PONDERS THE INFLUENCE OF

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©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

“Spring is nature’s way of saying ‘let’s party!’” ~Robin Williams

B

y February, winter has worn out its welcome in many parts of the country. Cold weather dwellers are thinking green grass, budding trees, singing birds and flowering plants as they anxiously await a calculated (sort of) sign that spring is on its way – that sign is none other than Punxsutawney Phil – America’s beloved groundhog.

Larry E Stiltner Agency 481 Hwy 105 Suite 212 481-8382 Larry E(719) Stiltner AgencyBus Groundhog Day, strictly akin to North America, is an Monument, 481 Hwy 105 SuiteCO 21280132 intriguing tradition of predicting weather through the (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries eyes of a groundhog. Every year on Feb. 2, the seemMonument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

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ingly calendar-minded groundhog comes out of its winter burrow to look for its shadow. If the groundhog sees its shadow, it’s a sign that winter will linger for Punxsutawney Phil... Continued on Page 2

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W H E N

Q U A L I T Y

PUNXSUTAWNEY PHIL

C O U N T S

Q U A L I T Y

SNIPPETZ PONDERS THE INFLUENCE OF

Q U A L I T Y

W H E N

Cover Story

W H E N

W H E N

THIS WEEK IN SNIPPETZ

Senior News Line... 12 Strange But True... 13

STYLE 5

another six weeks. If there is no shadow, the groundhog foretells that spring is around the corner. Based on the groundhog’s findings, it either goes back into its burrow to wait out winter’s last stand or stays above ground to enjoy the induction of spring.

Kim’s Korner

REAL ESTATE 9 Robin’s Rap... 9

PET PAGE 9 SAINT Animal Rescue

SNIPPETZ BUSINESS DIRECTORY PAGE 10 Local Businesses on the Go!

HEALTH AND WELLNESS 10-11 To Your Good Health...

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CLASSIFIED PAGE 13 GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

THE DINING GUIDE PAGES 13-15 Patricia’s Café... 15 Vino-Bits...

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PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCE PAGES 18-19 Financial Focus ... 18 It’s The Law: The Marriage Zone ... 19

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Punxsutawney Phil... Continued from Page 1

Monument, CO, 80132

(719) 487-0484 email: snippetz01@gmail.com

THE HEDGEHOG HELD THE FIRST CRYSTAL BALL The tradition of Groundhog Day was born in the 18th century out of the Catholic holiday of Candlemas, a commemoration of the Virgin Mary’s purity. Candles used for sacred purposes were blessed on that day, which is Feb. 2, the same day as the groundhog appearance. The Europeans believed that sunshine on the day of Candlemas meant that winter would stick around another six weeks. The Romans brought the idea of the Candlemas weather forecast to the Germans, who introduced the hedgehog. The Germans decided that if the sun appeared on Candlemas, the hedgehog would see its shadow – another prediction of six more weeks of winter. And so it went. German settlers brought the tradition to America and adopted the groundhog as the prognosticator of the weather. Thus, the groundhog got its own day.

JUST WHAT IS A GROUNDHOG? The groundhog or woodchuck lives in various parts of North America but is more common in the East, from Alabama and Georgia to Quebec and Ontario. In the West, groundhogs can be found in Northwest Territories and northward to Alaska.

• Groundhogs lose up to 50 percent of their body weight during hibernation. • They can swim and climb trees. • A groundhog can whistle when it is in danger. They also whistle in the spring when they begin courting – maybe they think that’s dangerous, too. • Insects don’t like groundhogs, and they are resistant to plagues. • Groundhogs have been known to live 10 years, but the average lifespan is six to eight years. • The groundhog is mainly vegetarian, with a taste for fresh green vegetation – plants, clover, alfalfa and garden vegetables.

PUNXSUTAWNEY, PENN. Punxsutawney, Penn., is home to the largest Groundhog Day celebration in the U.S. Up to 30,000 people have participated in the annual “holiday.” Originally a Native American campsite, Punxsutawney is located in the hills of western Pennsylvania – about 90 miles northeast of Pittsburgh. The Native Americans, which included Shawnee, Delaware, Seneca or Iroquois tribes, named the area after an Indian name for its numerous sand flies. The name “town of ponkies” transiPunxsutawney Phil... Continued on Page 3

A member of the rodent family, the groundhog is related to squirrels, prairie dogs and chipmunks. Among rodents, the groundhog is a marmot and close cousin of the whistler marmot, which lives in the mountains of western North America. The groundhog is a stocky mammal with a flat head and bushy tail – 20 inches long and weighs from 12 to 15 lbs. The color of the fur ranges from a yellow shade to dark reddish brown. Because they burrow, their claws and legs are sturdy. They escape from enemies by diving into their burrows.

GROUNDHOG FACTS • Groundhogs have 22 teeth. • They each have their own burrow for hibernation, and the burrow has two doorways. • Males emerge before the females each spring.

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR Punxsutawney Phil... Continued from Page 2

tioned over the years to Punxsutawney. Almost 7,000 people live in the town itself, with more than 10,000 in surrounding townships. Rev. David Barclay, who was among the first white settlers, came to the area in 1816 and is considered the founding father of the town. The Germans, who brought the Groundhog tradition to America, had settled in the area. In the late 1800s, Clymer Freas, a newspaper editor, and W. Smith, a congressman and newspaper publisher, organized and advertised the first festival in Punxsutawney, Penn., to celebrate the groundhog and its penchant for predicting weather. The first Groundhog Day took place Feb. 2, 1887, and became an annual event. Groundhog Day became nationally known as newspapers around the country picked up information about the tradition and fun-filled festival. It didn’t take long for the rest of the country to catch on. Groundhog Day advanced commercial ventures such as the movie, “Groundhog Day,” which put Punxsutawney on the map.

PUNXSUTAWNEY PHIL Named after King Phillip, Punxsutawney Phil is the famed resident groundhog of the town that bears his name. On Groundhog Day, he is the king. Every year on Feb. 2, Phil is transported to Gobbler’s Knob, about 2 miles east of Punxsutawney by his handlers, who care for him year round. The elite group of handlers, who call themselves the Inner Circle, plan the ceremony and make sure that Phil is protected from the paparazzi. Phil is placed in a temporary burrow in Gobbler’s Knob before dawn and then rousted out for his annual forecast, which is often broadcast nationwide. After being in the media spotlight, Phil is treated to a breakfast of nuts and apples. He invites others to chow down on a human menu of eggs and pancakes. Phil lives year round in the town library with his wife, Phyllis. Phil has been predicting the seasonal weather situation for 120 years. The Inner Circle claims that Phil is the original Phil – his lifetime has been extended by a magical “elixir of life” drink he consumes every Feb. 2 – the special potion adds seven years to his life each year that he consumes it. Phil also has his own club – the Punxsutawney Groundhog Club. There are 50 chapters throughout the U.S., from California to Florida, with names like Traveling Marmots to Phil’s Dragon Shadows. Phil’s influence has been widespread.

• During prohibition times, Phil threatened to impose 60 weeks of winter if he didn’t get a drink. • In 1981, Phil wore a yellow ribbon in honor of American hostages in Iran. • In 1986, Phil visited President Ronald Reagan in Washington, D.C. • In 1993, Columbia Pictures released the movie, “Groundhog Day,” starring Bill Murray. Phil starred in the movie as well. • In 1995, Phil was on the Oprah Winfrey show. • In 2001, Phil toured New York City and appeared on “Regis Philbin Live,” the CBS Early Show and CNN. The annual prediction was broadcast live from Times Square. • In 2003, Gov. Edward Rendell was the first governor of Pennsylvania to participate in the annual trek to Gobbler’s Knob with the Inner Circle. • Phil is a Pittsburgh Steelers fan and sported one of the Steelers famous “terrible towels” in 2009 to celebrate the Super Bowl victory.

THE PUNXSUTAWNEY PARTY Although many other cities celebrate Groundhog Day, Punxsutawney is the original and the largest. However, Groundhog Day in Punxsutawney has turned into Groundhog Days. The festivities are as varied as a groundhog – and seemingly endless. Jan. 30 marks the first day of celebration. An art show, a wine dinner and a concert kick off this year’s festivities. From Jan. 30 through Feb. 2, there’s a beer dinner, a chili and wing cook off, more concerts, dances, a magic show, a puppet show, a family picnic, a banquet, a comedy club night, a pancake breakfast, the crowning of Miss Groundhog Day, an Oreo stacking contest and gobs more. The actual weather prediction begins before dawn on Feb. 2. Besides Pennsylvania, a myriad of celebrations take place each year all over the U.S. and Canada as well. Groundhog Day is popular in Canada, and the resident groundhog weather forecaster there is Wiarton Willy. He also is privy to the same fanfare. It’s been a rather cold winter across the country, so it might be a blessing if Punxsutawney Phil doesn’t see his shadow. Then again, the naysayer might remind us that the official start of spring is actually March 21, regardless of Phil’s prediction. But Phil doesn’t care. Only his shadow knows!

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TAI YIPICKING UP OTHERS’ BAD MOODS?

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o you ever find yourself in an environment where many of the individuals are in a bad mood, complaining, depressed, or simply angry? What happens to your mood as a result? Do you begin feeling the effects of being in that environment? Perhaps the environment is a work meeting, a group of friends, a group of associates, home, or even a party setting. Perhaps you have noticed that it appears easier for you to pick up on those feelings from others or you know someone who does so. This is called absorbing energy. Energy is all around us. Most people are familiar with ‘physical’ types of energy, such as electricity or machines that produce electricity. Scientists can measure energy and we can talk about our own energy levels in terms of how active or depleted we may feel. Our emotions and thoughts are also energy producing waves that others can pick up on and absorb. Have you, as an adult or a child, walked into the middle of two people’s argument? Perhaps they stopped arguing the moment you walked in, but you could still feel the energy of the argument, the anger or frustration. One can

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walk into a happy environment and feel the joy as well. Can you pick up on someone’s mood even if they attempt to cover it up? Picking up on someone’s mood can also be done through observing body language, but not just body language. One needs to feel deeply to identify different energies (i.e. anger, frustration, joy, fear, excitement) when it is not being expressed through body language.

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et the experienced Denver & Colorado Springs personal injury attorneys of Buxton & Luther examine your case and explain your options. You do not have to face your injury or your financial worries alone. Allow the team of attorneys at Buxton & Luther to be on your side.

I recently had someone who had scheduled an appointment over the phone to discuss certain issues. Immediately, I brought up depression without her saying anything in the beginning of the conversation. She replied, “what? I wear a very good mask; no one knows I am depressed! I hide it from everyone! I cannot believe you could pick up on that.” Feeling is good. But, you need to be aware of what are feeling to determine if it is energy that has been absorbed or your own feelings.

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When you absorb energy from an environment or a specific individual (such as partner child, or friend), you may not feel the effects of it until within three days to one week. Many times you may not make the connection because too much time has passed. Then you may wonder, “Why am I suddenly feeling this way?”

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A Tai Yi exercise that can assist with this is River of Mud. River of Mud is for individuals who absorb ‘crappy’ energy. It strengthens the meridians in the body to assist ones in not absorbing someone else’s energy. This is good for those who work with the public, kids in school, and kids in daycare. This is also good for ones who have gone through an abusive energy AND have left the abusive environment.

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• On Feb. 6, 1911, Rolls-Royce adopted the “Spirit of Ecstasy” mascot, the silver-winged hood ornament that has become the company’s symbol.

• On Feb. 2, 1847, the first woman of a group of pioneers commonly known as the Donner Party dies after they become snowbound while crossing the Sierra Nevada mountains. The disastrous trip west ended up killing 42 people and turned many of the survivors into cannibals. • On Feb. 1, 1884, the first portion of the Oxford English Dictionary is published. Plans for the dictionary began in 1857 when it was estimated the project would take 10 years to finish. In fact, it took more than 70 years before the 125th and final portion was published in 1928.

• On Feb. 3, 1944, American forces invade and take control of the Marshall Islands, long occupied by the Japanese and used by them as a base for military operations. The Marshalls, east of the Caroline Islands in the western Pacific Ocean, had been in Japanese hands since World War I.

• On Feb. 7, 1964, “Beatlemania” arrives at New York’s Kennedy Airport. It was the first visit to the United States by the Beatles, a British rock-and-roll quartet that had just scored its first No. 1 U.S. hit six days before with “I Want to Hold Your Hand.” The “Fab Four” were greeted by 3,000 screaming fans, who caused a near riot when The Beatles stepped off the plane and onto American soil.

withdraw from the capital city of Kabul. Soviet armed forces entered Afghanistan in December 1979 to support that nation’s pro-Soviet communist government in its battles with Muslim rebels. By the time the Soviets started to withdraw in early 1989, more than 13,000 Russian soldiers were dead and another 22,000 had been wounded.

• On Feb. 5, 1989, the last Russian troops

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KATHY CORIA

• On Feb. 4, 1959, Lawrence Taylor, one of the greatest defensive players in NFL history, is born in Williamsburg, Va. Taylor went on to play his entire 13-season professional career with the New York Giants and is credited with redefining the position of outside linebacker and terrorizing a generation of NFL quarterbacks.

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8


SNIPPETZ : PET PAGE / REAL ESTATE ®

buyers find a home within a day or two. It all depends on how certain you are of you "wants" list. Good real estate agents will listen to your wants and needs and arrange to show only those homes that fit your particular parameters. Here's a House Hunting Trick… Studies show that your memory dramatically improves after consumption of carbs and slows upon consuming sugar. So, lay off the soft drinks and have a hearty meal of carbs before venturing out to tour homes. The average number of homes that I show to a buyer in one day is seven. Any more than that, and the brain is on overload. The "Red Shoes" Experience for a Home Buyer. Women will relate to this. Say, you need a new pair of red shoes. You go to the mall. At the first shoe store, you find a fabulous pair of red shoes. You try them on. They fit perfectly. They are glamorous. Priced right, too. Do you buy them? Of course not! You go to every other store in the mall trying on red shoes until you are ready to drop from exhaustion. Then you return to the first store and buy those red shoes. Do not shop for a home this way. When you find the perfect home, buy it. It is important for you to Rate the Listings you have seen. 1. Bring a digital camera and begin each series of photos with a close-up of the house number to identify each group of photos. 2. Take notes of unusual features, colors and design elements. 3. Pay attention to the

Article by Robyn Graham Keller Williams Real Estate, LLC

Are You Brand New at Home-Buying?

S

o you've decided to buy your first home. You've researched the tax benefits of owning your own home. You've been watching home prices decline, and you've been watching interest rates for loans. You've sat down and made a list of the things you "have to have" in a home, and a list of things you'd "like to have" in a home. You've talked with a Lender and know how much you are qualified for and comfortable to spend. You are focused and certain. But, now what? Almost 80% of home buyers begin on the Internet. You can go to www.Realtor.com to search anywhere in the United States, or for local listngs in the Tri-lakes area

go to www.CoSpringsMLS.com. You can search through hundreds of online listings, view virtual tours, and sort through dozens of photographs and aerial shots of neighborhoods and homes. Once you narrow down the neighborhoods and home features you really want, it's time to call your real estate agent. A motivated buyer will find a home within two weekends. Some of my buyers find a home within a day or two. It all depends on how certain you are of you "wants" list. Good real estate agents will listen to your wants and needs and arrange to show only those homes that fit your particular parameters. A motivated buyer will find a home within two weekends. Some of my

THIS LITTLE GIRL IS LEXI

If you think little Lexi would fit into your loving family and you would like to adopt her, please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

www.SpringsRealtyTalk.com For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com

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She would do really well in a household with no other dogs and older folks. She’s a lap dog for sure as she loves to be cuddled and she will cuddle right back. She walks (prances) well on the lease and is crate trained. She is up to date on all her shots.

LIBRARY OF ALL PAST ARTICLES:

Search Entire MLS: www.CoSpringsMLS.com

exi is a two year old Maltese/Poodle mix. She really is a very sweet little dog and only weights about 8lbs. Lexi, however, did have a stress seizure according to her Vet. It’s not a frequent problem but with her being given up for adoption she did have a small episode. She is doing much better now though! We understand from her foster family that she does get along well with other small dogs but needs supervision. Lexi has been through a lot and can sometimes be a bit on the feisty side. She is very, very sweet with her human friends and we kind of think that she’d just prefer to be the princess of the house.

home's surroundings. What is the nieghborhood like? Do you like the location? Is it near a park or a power plant? And MOST Importantly…..5. Immediately after leaving, rate each home on a scale of 1 to 10, with 10 being the highest. Match up the features with your "needs" and "wants" list that you should be carrying around with you. You will probably instinctively know which one or two homes you would like to buy. Then have your Realtor take you back to the top one, two or three homes a second time before deciding. Then, your agent will call the listing agents to find out more about the sellers' motivation and to double-check that an offer hasn't come in. Finding your Dream Home should be fun and exciting yet calm. If your agent is knowledgeable and yet fun, excited for you but not pushy, and acts a bit like a "mom" in that he/she insists that you compare the homes you like with your "needs" and "wants" lists….you've got a great agent!

Tuscan Home in Wissler Ranch!

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Beautiful Views! .97 Acres; Vaulted Ceilings; Gas Log Frplc; Gourmet Kitchen; Granite Travertine; Hardwood Flrs; 2 Dry Bars; Rec Rm; Mstr Bdrm on Main; 5pc Bath; Deck; NEW Roof & Windows; Security; Gazebo

Home Buyers!

to your new family member as well as your existing family members. Please visit our website at saintanimalrescue. org and as always thank you for caring. Did you know a baby platypus is called a puggle? I did not know that!

Luxury Living in Woodmoor !

Pet profile based on their zodiac sign of Aquarius January 20-February 19. Aquarius is the third and final air sign of the astrological year. Pets born under this sign are inventive, freedom-oriented, and eccentric; they have a need to be different. These pets definitely have a will of their own, like to roam, and may or may not listen to you. There is intelligence there as well.

6 Bedroom

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$540,000 www.19450indian.com Large Corner Lot; Incredible Views ! Walk to Woodmoor Country Club; Gas Log Frplc; Radiant Floor Heat; Pella Windows; Hardwood Floors; Granite Countertops; Jetted Tub; Wet Bar; Hot Tub; Auto Sprnklrs

It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important

Robyn Graham CDPE, ABR, GRI, QSC, CLHMS, CDPE

719-216-4421 9

The $8000 Homebuyer Tax Credit has been extended!!! Call me to find out how you can qualify!


SNIPPETZ BUSINESS DIRECTORY ACCOUNTANT THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns. Payroll, bookkeeping and financial statement accounting services.

INSURANCE AMERICAN FAMILY INSURANCE Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Bus. Monument, CO 80132 LStiltne@amfam.com

THE PLACE TO FIND LOCAL BUSINESSES ON THE GO!

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Rup Engines 719-205-3010

ROOFING PRIME ROOFING, INC. Your local Monument Roofer 24 Years of Experience working for you Licensed and Insured Member of the BBB Call: 719-599-4020

FENCING

no monthly fees until Mar 2010

LAW FENCE CO. 20 YRS experience building and repairing all types of fence FREE ESTIMATES 719-520-5538 lawfenceco@yahoo.com

Visit our new HEALTH AND FITNESS DEPARTMENT by Morph PT for a FREE TWO HOURS of personal training

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Healing Touch Therapeutic Massage Robyn Graham, LMT 212 N. Washington St., Suite A in the Chapala Bldg in Monument For more Information and Massage Products: www.HealingTouch-MassageTherapy.com

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SNIPPETZÂŽ HEALTH AND WELLNESS

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FIBROMYALGIA, A BAFFLING ILLNESS DEAR DR. DONOHUE: My 50-yearold daughter has been diagnosed with fibromyalgia. She is in a great deal of pain, and medications have provided no relief. She has been told there is no cure. Exactly what is fibromyalgia? What causes it? -- E.F. ANSWER: Fibromyalgia is a baffling illness whose two principal symptoms are pain and fatigue. The pain is bodywide, on both sides and above and below the waist. For diagnosis, the pain has to have been present for three or more months. The fatigue of this condition is overwhelming, so much so that the simplest of daily tasks becomes a formidable challenge. Patients also suffer from sleep that does not refresh, and they often find it difficult to concentrate. Its cause remains a great unknown. Specific tests for fibromyalgia don’t exist. However, tender points -- areas on the body where finger pressure elicits pain out of proportion to the pressure applied -- aid in making a diagnosis. There are 18 such points, and for a diagnosis, 11 should be present. Other illnesses -- such as rheumatoid arthritis, lupus, Sjogren’s syndrome and hepatitis, which have similar symptoms -- have to be excluded, so testing for those conditions becomes part of the fibromyalgia workup. Your daughter is right. No cure has been found, but sometimes symptoms improve on their own. Exercise is important. It sounds ridiculous to ask a person who is hurting and exhausted to exercise. At the start, exercise intensity can be modest, just walking. The goal is to extend exercise to 20 or 30 minutes of daily exercise and to pick up the

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1HZ 0HPEHUV Expires Expires Expires 2QO\ (QUROOPHQW 1/31/10 1/31/10 )LUVW 5HVSRQGHUV 1/31/10 tempo gradually.-RLQ 1RZ trude more. If this bothers you, get a them. 6DYH 0RQWK WR 0RQWK 'D\ )5(( 'D\ )5(( -RLQ 1RZ 6DYH 0RQWK WR 0RQWK The Food and Drug Administration has surgeon’s opinion. *** 2QH RQ 2QH 0HPEHUVKLS 7ULDO 9LVLW 7ULDO 9LVLW approved three medicines to ease 2QH RQ 2QH 0HPEHUVKLS fibro- DEAR DR. DONOHUE: My *** stomach (QUROOPHQW 3HUVRQDO 7UDLQLQJ 2SWLRQV )LUVW 5HVSRQGHUV (QUROOPHQW 3HUVRQDO 7UDLQLQJ 2SWLRQV )LUVW 5HVSRQGHUV myalgia symptoms. They are Lyrica, Dr. Donohue regrets that he is unable sags around the belly button. My doctor Savella. says it’s an umbilical hernia. There’s to answer individual letters, but he will Cymbalta and the newest, The booklet on fibromyalgia provides no discomfort or pain. Will 100 sit-ups incorporate them in his column when more information on this baffling ill- a day fix this? -- L.W. ever possible. Readers may write him ness and its treatments. Readers can or request an order form of available obtain a copy by writing: Dr. Donohue ANSWER: A thousand sit-ups a day health newsletters at P.O. Box 536475, -- No. 305W, Box 536475, Orlando, FL will not fix it. Sit-ups could make it Orlando, FL 32853-6475. 32853-6475. Enclose a check or money worse. Only surgery can fix it. Any $4.75 U.S./$6 Can- exercise that increases pressure within order (no cash) for (c) 2010 North America Synd., Inc. ada with the recipient’s printed name the abdomen can make the hernia proAll Rights Reserved and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: My friend’s toenails are white. What cause that? -- E.B.

ANSWER: Fungal infections of the nail often turn them white. Proof of fungal infections comes from a doctor examining scrapings of the nails with a microscope. Many medicines are on the market for treatment of such an infection. Some can be painted on the nail -- Penlac is an example. The success rate is not breathtaking. Oral prescription medicines are also available. They are expensive, and they don’t always work. Lots of people prefer to live in peace with such nail infections by ignoring

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Kathy Warner, PA-C

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Come visit my family friendly salon!! Please take advantage of these great offers.

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Call: 719-487-0484 ÂŽ

Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary. Ads must be submitted by E-mail or U.S. Mail

APARTMENTS for RENT

EVENT PLANNING

J A D E

APARTMENT FOR RENT AVAILABLE NOW! Beautiful, new self-contained 1-bedroom apt for rent in rural Monument - $700 - for more info at www.nyagregorfleron.net/4rent. html#apt or call 719 487 3113

• Birthdays • Graduations • Weddings • Anniversaries • Retirement

CUSTOM HOME FOR RENT Off County Line Rd. 6 bedrooms / 4 baths, 3 car garage. $2250/mo. Short or long term lease. Pets OK. Owner/Agent. Call Jim: Stiltner Realty - 719-964-3526

Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check

AFFORDABLE HORSE BOARDING

HORSE-BOARDING Overnight, vacation,or full boarding services for $275.00/mo pasture/paddock $300/stall. Winter 3 feedings a day. Visit our website at: www.depriestperformancehorses.com or call Mary 303-249-3322 SERVICES

SNOW PROS SNOW REMOVAL Tri-lakes, Blk Forest, CoSpgs Call for free estimate! 719-596-7249 dainabeck@aol.com Residential and Commercial SUNRISE CHURCH THRIFT STORE Bargains on clothing, household items. 4005 Lee Vance View (Near Woodmen and Rangewood). Open Friday and Saturday, 9am to 4pm DECOR BY DIANE Interior painting No job too small Over 30 yrs. experience. 719-488-0817

OFFICE SPACE AVAILABLE Extra Space in my office in Palmer Lake. Choice of 1-2 rooms. Reasonable rent. Call Dr. Meislahn at (719)488-8789.

PRESCRIPTION DRUGS AND THE MEDICARE GAP

STYLIST WANTED BOOTH RENT Are you ready to go out on your own and make more money? Mountain Air Salon in Monument is looking for stylists. Best rent in town. Group health insurance available. 2 weeks FREE rent! Call Mountain Air Salon at 481-3265 or 332-0810 and ask for Karey. Come in and see us. Under new ownership. FOR SALE

SHELVES AND MORE SHELVES! Several different styles for sale, all used and will work on price. Give us a call--- 488.8334 and ask for Marce

ARE NEW YEAR’S RESOLUTIONS DAUNTING? Come join us for a Wellness Worksop featuring Juice Plus nutritional support product January 14 (7 to 8:30 p.m.) and January 17 (1:00 to 2:30 p.m.) at the Woodmoor Barn. Enjoy a free yoga demonstration. Learn how yoga can help improve and maintain good health. For more information contact Sue Hippe at 719.332-7114.

BUSINESS OPPORTUNITIES

LOOKING TO GROW YOUR BUSINESS IN 2010? A new BNI chapter is starting in Monument! For information call: (719) 357-3800

Nintendo Wii’s - $150 Vizio LCD HD TV’s - $295 Apple iPod Touch’s - $150 http://www.PikesPeakTraders.com (719) 694-3760 Locally owned and operated

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ere’s a scary thought: The more prescription drugs we take, the less likely we are to remember to take them. More than half of us forget to take our medications now and then. And 25 percent of us over age 65 are taking between 10 and 19 pills every day.

• Those of us taking ďŹ ve or more drugs (40 percent of seniors) wonder how we’ll pay for them. • One-third of us taking ďŹ ve or more drugs can’t name all the medications we’re taking.

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Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2010 King Features Synd., Inc.

YOU MAY NOT BE ADVERTISING!

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There are those say that you can save money by buying prescriptions on the Internet, but it sounds risky. I’d rather deal with a local pharmacist who knows me and has all my records at hand in case of a drug interaction.

Ask your pharmacist to help you calculate your actual numbers if you think you’re approaching the Here are some more facts that came Doughnut Hole gap. out of the survey:

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Figuring out how quickly we’ll reach the “gap� period can be confusing. Here’s how to remember: The full amount of the prescription counts toward the total, not just the amount that’s left over after you pay your co-pay portion. Sometimes we try to switch to generics or get free samples. Many of us even ask our doctors if we can take less of a certain drug. Still, more than 40 percent of us reach that “gap� period in the middle of the year.

So says a recent survey done for Medco Health Solutions by Kelton Research.

• The biggest issue seems to be the Medicare Doughnut Hole. Sixty

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• There are more Polish people living in Chicago than in any city on Earth except for Warsaw, Poland’s capital.

Samantha Weaver

• It was American political scientist, economist, psychologist and professor Herbert Simon who made the following sage observation: “What information consumes is rather obvious: It consumes the attention of its recipients. Hence a wealth of information creates a poverty of attention, and a need to allocate that attention efficiently among the overabundance of information sources that might consume it.” • Those who study such things claim that the act of licking a stamp burns onetenth of a calorie. • The shortest song in the world is “You Suffer,” recorded in 1986 by the British band Napalm Death. It lasts precisely 1.316 seconds. • Stanley Mason was an inventor who really got around, in a manner of speaking. In addition to coming with the idea for the granola bar, he also created the

• You might be surprised to learn that the most dangerous profession in the country -- in terms of the percentage of people holding that profession who have been killed -- isn’t firefighter or police officer, it’s president of the United States. A total of 9 percent of our presidents have been assassinated.

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• Studiers of statistics say that in any random group of 23 people, the chances that at least two of them share a birthday is more than 50 percent. • In the Commonwealth of Virginia, a statute contained within what’s known as the Code of 1930 prohibits bribery or corruption by anyone other than a political candidate.

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*** Thought for the Day: “I think the biggest mistake most people make when they pick their first job is they don’t worry enough about whether they’ll love the work, and they worry more about whether it’s good experience.” -- Steve Ballmer (c) 2010 King Features Synd., Inc.

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8:30 to 9:30PM

SUNDAY BREAKFAST BUFFET

With Omelets, Waffles and Eggs Benedict Cooked To Order

12

$

.95

(Excludes Beverage)

Breakfast Items Served All Day & Night

PRIVATE ROOM Seats up to 44 NO ROOM CHARGE

HOLD YOUR COMPANY, CLUB OR FAMILY LUNCHEONS/DINNERS HERE!

OFF SITE CATERING

Available for your events Go to: www.ericsmonumentgrille.com for additional information FREE WiFi available for our customers

HAPPY HOURS

4PM - 7PM / MONDAY - FRIDAY Draft Beers $2.50 - $3.50 Wines (All Wines $1.00 OFF During Happy Hours) Liquors (All Single Shot Well Drinks) $2.50 Margaritas (Home made Pre-mix) $2.00

Our Salon features Perfecta, the professional color line which is natural and ammonia free - long lasting color with brilliant shine! Hwy 105 at Knollwood • 1445 Cipriani Loop Ask for Arlene or Sandee Your Cut and Color Specialists

OPEN 7 DAYS A WEEK! Mon-Sat - 10:00AM - 10:00PM Sunday - 9:00AM - 3:00PM

(719) 487-8660

13

(719) 594-4300 1455 Cipriani Loop Monument, Co 80132


SNIPPETZ

®

DINING GUIDE

Early Bird Special

$2.99 Breakfast! 2 Eggs, Bacon or Sausage, Country Fries & Toast

Mon thru Fri Before 9am @ Both Locations! Coffee Cup Café 251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com Now open starting at 6 am - 3 pm 7 days a week!

FEBRUARY SPECIALS CRAZY!

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All you can eat crab legs every Thursday after 5 pm @ Second Cup

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Now offering NFL Sunday Ticket @ A Second Cup with Happy Hour Specials All Day Sundays and Mondays!

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Open at 4:30 Wed-Mon • CLOSED TUESDAY

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14


SNIPPETZ DINING GUIDE ®

PATRICIA’S CAFÉ GERMAN FRIED POTATOES

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE Pizza, Pasta, Sauces Now Available Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244

website: http://www.bellapanini.com

Serving Anne & Mann’s Gourmet Ice Cream

24 Hwy. 105 in Palmer Lake

4 ea ¼c ½ tsp ½ tsp 1 tsp ¼c

Medium Potatoes Plain Bread Crumbs Garlic Powder Onion Powder Kosher Salt Vegetable Oil

1. Peel, dice and boil potatoes. 2. Strain potatoes. 3. Mix crumbs, garlic and onion powders and salt. 4. Heat the oil in a heavy skillet and add the potatoes and crumb mixture. 5. Sauté until golden brown.

T

his is one of those things my German Mother-in-law makes that I love. Among many other yummy things she makes. However, I did add the garlic and onion powder to spice them

up a little bit. Oh, and she uses butter in place of the oil. Of course the butter in Germany is much better then the butter here in the US. This is because it has less moisture and more fat. Yum!!! Frying bacon and then adding the ingredients would also be tasty but I thought I would go for a little healthy as apposed to down right bad for you. Potatoes are a great source of energy and have lots of other good stuff in them. Many people think carbs are bad but the brain only works on carbs. However, if the carbs don’t get used up in the body they will turn into fat. This means if your not doing a lot of thinking then you need to get out and exercise.

Be creative, have fun and enjoy!!!

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili

CLOSED FOR THE SEASON WE WILL REOPEN IN MARCH Please Stay Tuned for the Announcement!! Rock House Ice Cream

488-6917

“Real Wine for Real People” Simply the best, most thoughtful selection of wine under $20 anywhere. Check out our eclectic microbeer and spirits selection too! Public wine tastings held monthly. Sign up for our e-newsletter to find out when. Located on Hwy 105 between Palmer Lake & Monument. Hours: Tuesday - Saturday 11am to 6pm.

BAYOU BARBQ CAJUN & BARBQ Fare Dine-in or Take-out

Tuesday - Saturday 11:00am - 8:00pm

WEDNESDAY IS CATFISH DAY! 481 Hwy. 105, Suite G • Monument, CO

(719) 488-2799

Website: BAYOUBARBQ.COM

Vino-Bits Wine Appreciation & Tasting Tips

488-3019

or www.thewineseller.net

mixes with the wine. Then bring the glass to your nose quickly. Stick your nose as brought to you by Dirk at The Wine Seller far as it will go into the airspace without actually touching the wine and smell the wine. Free-associate. Is the aroma fruity, woodsy, fresh, cooked, intense or light? Your nose tires quickly, but it recovers quickly, too. Wait just a moment and try eep your glass on the table and again. Listen to your friends’ comments rotate it so that the wine swirls and try to find the same things they find around inside the glass and air in the smell.

WHAT’S THAT YOU SMELL?

K

15


SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

By Marge Svenson

1. PSYCHOLOGY: What is the excessive fear represented in “hippophobia”? 2. BIBLE: What Bible verse begins with the words: “The Lord is my shepherd ... “? 3. PERSONALITIES: What is Tiger Woods’ real first name? 4. MEASUREMENTS: How many square inches are in a square foot? 5. GEOGRAPHY: What was the ancient Roman name for Ireland? 6. HISTORY: The Battle of Agincourt took place in which major war? 7. INVENTIONS: Who is credited with inventing potato chips? 8. LANGUAGE: What kind of animal does the adjective “porcine” refer to? 9. MEDICINE: What causes chilblains?

Sports Quiz

By Chris Richcreek

1. Only one major-league player in the 1940s had 100 or more extrabase hits in a season. Name him. 2. Name three of the five majorleague players tied for most career walk-off home runs (12). 3. How many national championships did head coach Barry Switzer win at Oklahoma? 4. Which team drafted Kobe Bryant in the 1996 NBA Draft? 5. Who was the longest-serving European captain in NHL history? 6. Entering 2010, how many Formula One season titles had driver Michael Schumacher won?

10. MATH: What is the Arabic equivalent of the Roman numerals LXX?

7. To whom, other than her sister Serena, has Venus Williams lost in a Grand Slam singles final?

(c) 2010 King Features Synd., Inc.

(c) 2010 King Features Synd., Inc.

1. Name Billy Ocean’s 1984 No. 1 hit. Bonus for knowing which album the song appeared on. 2. Were The Spinners from the U.S. or the U.K.? 3. Name the band that Bob Seger put together in the 1970s. 4. Which singer started with the Miami Sound Machine in 1984? 5. Is “Madonna” really her birth name? 6. Name the group responsible for “Build Me Up, Buttercup.” (c) 2010 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17).

New DVD Releases for Week of February 1, 2010 PICKS OF THE WEEK

“Doctor Who: The Complete Specials” (The Next Doctor/Planet of the Dead/ The Waters of Mars/The End of Time Parts 1 and 2) -- This five-disc set contains the final four episodes of David Tennant’s tenure as the eccentric, timetraveling hero, The Doctor. Not only do you get the episodes, but there’s

also a ton of extras: All the “Doctor Who Confidential” episodes (containing behind-the-scenes footage and interviews), the musical special “Doctor Who at the Proms,” deleted scenes, David Tennant’s Video Diaries, audio commentaries and the panel discussion at last year’s Comic-Con. This is a boxed set every fan should own. “Zombieland” -- If you liked “Shaun of the Dead,” then you’ll love “Zombieland.” Woody Harrelson stars in this high-octane comedy as Tallahassee, one of the few human survivors of a zombie apocalypse who is hell-bent on finding every surviving Twinkie in the country. For his cross-country trek he teams up with a nerdy dude (Jesse Eisenberg) and two hot sisters (Emma

Stone and Abigail Breslin) as they battle hordes of zombies on their way to the West Coast. I’m usually not a big fan of zombie flicks or Woody Harrelson, but “Zombieland” was surprisingly enjoyable. Man, was this a fun movie.

WORTH A LOOK

“Ong Bak 2: The Beginning” -- Tony Jaa is unquestionably the best martialarts movie star of this generation. He doesn’t use CGI or stunt doubles, and his fight scenes feature some of the most bone-crushingly intense action captured on film. Sadly, this longawaited sequel to 2003’s “Ong Bak: The Thai Warrior” is something of a letdown. Yes, the fights are well-choreographed and thrilling to watch, but the pace of the film just draaaags, the

16

acting is pretty bad even for a martialarts film, and the cliffhanger ending is just plain lame.

TV SERIES

“Batman: The Brave and the Bold” Vol. 3 “The Mary Tyler Moore Show” The Complete Sixth Season “Mister Ed” The Complete Second Season “Beverly Hills 90210” Season Nine “Dynasty” Season Four Vol. 2 “Dragon Ball” Season Three “Doc Martin” Series 3 “Murder, She Wrote” The Complete Eleventh Season

(c) 2010 King Features Synd., Inc.


SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Answers & Solutions

TRIVIA TEST ANSWERS 1. Fear of horses 2. Psalm 23 3. Eldrick 4. 144 5. Hibernia 6. Hundred Years War 7. George Crum 8. Pigs 9. Exposure to cold causing red, swollen skin 10. 70

FEBRUARY 1, 2010

SPORTS QUIZ ANSWERS 1. Stan Musial of the St. Louis Cardinals in 1948 (46 doubles, 18 triples, 39 home runs). 2. Jimmie Foxx, Mickey Mantle, Stan Musial, Frank Robinson and Babe Ruth. 3. Three -- 1974, ‘75, ‘85. 4. The Charlotte Hornets. 5. Mats Sundin of Toronto (11 seasons). 6. Seven. 7. To Martina Hingis, in the 1997 U.S. Open.

FLASH BACK ANSWERS 1. “Caribbean Queen (No More Love on the Run),” on the “Suddenly” album. The song was given other titles and lyrics, such as “African Queen” and “European Queen,” depending on where it was released. 2. Both. There were two groups by that name. The American Spinners are an R&B group from Detroit. The British Spinners were a ‘60s folk group. 3. The Silver Bullet Band. “Night Moves” was the band’s first commercial success, in 1976. 4. Gloria Estafan. She’s also appeared in films, owns restaurants and writes children’s books. 5. Yes. She was born Madonna Louise Ciccone. Her first big hit, “Like a Virgin,” stayed at No. 1 on the charts for six weeks in 1984. 6. The Foundations, in 1968. The song only reached No. 3 on the U.S. charts, but it stayed there for 11 weeks.

LIBRA (September 23 to October 22) You might want to check out the explanation you were given for a sudden shift in your duties. There’s a possibility that you haven’t been told all the facts that you deserve to know.

ARIES (March 21 to April 19) You need to be certain that all the right conditions are in place before you take that first step. It can’t hurt to listen to good advice from those who have your best interests at heart.

SCORPIO (October 23 to November 21) Having confidence in your abilities is important, especially when you could be facing a new challenge, whether it’s in the workplace or in a personal relationship. Good luck.

TAURUS (April 20 to May 20) Be careful not to get involved in other people’s disputes unless you know the facts behind the disagreements. That’s the best way to be assured of making wise and honest decisions.

SAGITTARIUS (November 22 to December 21) A new work-related opportunity might not be all that it seems. Before making any decisions, you might want to check with others who have had some experience in that area.

GEMINI (May 21 to June 20) You still need to be careful about how you’re going to spend those energy reserves you finally got around to restoring. Best advice: Avoid overdoing it. Let things take their course.

CAPRICORN (December 22 to January 19) A situation involving someone close could benefit from your timely intervention. Avoid being judgmental. There’ll be plenty of time later for those “little talks” you like to have.

CANCER (June 21 to July 22) Your aspect continues to favor travel -- alone or with that special person. So if you’ve been putting off making those getaway plans, it’s still a good time to get started on them.

AQUARIUS (January 20 to February 18) Travel could be a surprise element in that new project. Be prepared for other previously undisclosed aspects that also might come to light as you proceed with the work.

LEO (July 23 to August 22) Those socalled golden opportunities that continue to dazzle the Lion still need to be carefully checked out. Be suspicious about anything that looks like the “perfect” prospect. VIRGO (August 23 to September 22) Changes at the workplace could make it more difficult to do things the way you prefer. But the wise Virgo who shows some flexibility could find it paying off in a big way.

17

PISCES (February 19 to March 20) Try to balance your work-related responsibilities with the time you’re spending on your recently revived social life. An old friend might be planning to return after a long absence. BORN THIS WEEK: Your sensitivity makes you aware of the needs of others. Have you considered a career as a counselor? (c) 2010 King Features Synd., Inc.


SNIPPETZ® BUSINESS AND FINANCE

FINANCIAL FOCUS

PREPARE FOR

SANDWICH GENERATION NEEDS TO AVOID FINANCIAL SQUEEZE

THE FUTURE.

Provided by Adam Grayson of EdwardJones Investments

Caring for a parent or spouse is an act of love most people offer without hesitation. If you are not prepared, however, it can become physically and financially draining.

A

re you a member of the “Sandwich Generation”? This designation — which applies to people caring for their aging parents while supporting their own children — may be applicable to you if you’re either a younger Baby Boomer, born in the late 1950s or early 1960s, or an older member of “Generation X,” born in the mid-1960s. But any way you slice it, being in the “Sandwich” group is probably going to present you with some challenges, particularly of the financial kind — so you’ll need to make the right moves. Basically, you should consider two areas of decision-making — those affecting the future of you and your children and those affecting your elderly parents’ lifestyle and legacy. Regarding your future, and that of your children, you’ll need to prioritize your goals. Some people, when weighing the merits of investing for retirement versus saving for their children’s college educations, conclude that while loans are available for college, none are offered to retirees. Consequently, they focus more heavily on retirement. If you’re in this camp, you’ll probably want to contribute as much as you can possibly afford to your IRA and 401(k) or other employersponsored retirement plan. However, if you feel strongly about helping your kids go through college relatively debt-free, you may want to explore some college-savings options, such as Section 529 plans and Coverdell Education Savings Accounts, both of which offer significant tax advantages. In any case, these goals don’t have to be mutually exclusive — but if you’re going to address them both, you will have

Long term care insurance is one of the best ways to help protect the financial security of someone who needs long term care. There are many policies from which to choose. We can help determine which policy may best fit your needs. Call your financial advisor today for details. Adam R Grayson Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE

to make some key decisions regarding allocation of resources. And while you’re handling these issues for yourself and your children, you’ll need to juggle the needs of your elderly parents. With luck, you won’t have to contribute financially, but you may be required to put in some time and energy to help make sure your parents’ situation remains positive. This means you’ll need to ask some questions. Where do your parents bank? Do they have a brokerage account? If so, do you know the name of their financial advisor? Have they taken steps to remain financially independent if they ever need to go to a nursing home or employ home health care assistants? Have they drawn up a will, a living trust or other estate plan documents? Would they be willing to have you or another family member assume power of attorney should they become incapacitated? In raising these questions, you will have to approach your parents with tact and sensitivity. However, you may be pleasantly surprised at your parents’ willingness to talk about these issues; after all, they almost surely want to avoid burdening you with extra financial responsibilities. The best time to approach your parents is when they are healthy, both mentally and physically. It’s especially important to be aware of even minor-seeming cognitive impairments, such as memory lapses, which can result in paying the same bills two or three times, forgetting to record checks or even falling prey to fraudulent investment schemes. If you suspect your parents may be having these troubles, you’ll need to step in immediately. It’s not easy being a Sandwich Generation member, but through diligence and proper planning, you should be able to help avoid getting “squished” — while improving the outcomes for all your beloved family members. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

TO DRIVE.

2010 MVEA Board Nominations Now Open

Your Choice Auto® Insurance. Deductible Rewards, Accident Forgiveness and more. Sound Good? Call me today.

Two directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts:

719.481.4740 Joslin Nagle

1850 Woodmoor Dr., Ste. 105 Monument JoslinNagle@allstate.com

• District 3

Elbert and surrounding areas to include a portion of the Black Forest. (incumbent Allen Gresham)

• District 5

Ellicott, Fountain, Falcon and surrounding areas. (incumbent Bud Paddock)

If you, or someone you know, is interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, please contact either MVEA ofce at 719-775-2861 or 719-4952283 to verify your district. Candidate information must be turned into the committee by 5:30 p.m., Monday, April 12, 2010. A member may also petition for nomination. Petitions are available at either MVEA ofce or online at www.mvea.coop. Petitions must be signed by 15 members of MVEA residing in the district where there is a vacancy. It must be returned to either MVEA ofce by 5:30 p.m., Monday, April 19, 2010. A Questionnaire must also be completed for either the verbal nomination or petition. The questionnaire can also be found on MVEA’s web site or you may pick one up at either ofce. If you have questions, please contact a member of the nominating committee.

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval where required).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

“Your Lender Next Door”

Nominating Committee: NEED CASH? NEED FINANCIAL FREEDOM? NEED RATE STABILITY? CALL US TODAY FOR YOUR FREE LOAN ANALYSIS

Proudly Serving the Tri-Lakes Area and Colorado Springs

Office: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953

18

District 3 Joy Rosburg 12481 County Rd. 90 Elbert, CO 80106 303-648-3342

District 5 Carl Alexander 25780 Little Springs Rd. Calhan, CO 80808 719-683-5212 www.mvea.coop


®

SNIPPETZ BUSINESS AND FINANCE

Lisa Welch Stevens

IT’S THE LAW!

Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

Business Planning

Intellectual Property

Employment Law

Mergers and Acquisitions

Wills, Estate, Probate

Transactional (Contract) Services

Member: Colorado & El Paso County Bar Association

719.488.9395

lisa@lwslawfirm.com • www.lwslawfirm.com

DIVORCE / FAMILY LAW Experienced - Affordable Convenient Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200

Colorado Springs, CO 80921 (719)488-9395 Please visit our comprehensive website for divorce information: www.cmeyerlaw.com

ELECTRIC COOPERATIVES ACROSS COUNTRY RESPOND TO HAITIAN DISASTER

may be preferable to a CMA. However, there is a trend for more acceptance of CMAs by Judges. A lender will demand an appraisal. Appraisals cost money (starting at around $350). Many real estate professionals offer CMAs for no charge.

by Christopher C. Meyer, Attorney at Law, P.C.

THE MARRIAGE ZONE:

WHAT IS YOUR HOME WORTH? By Christopher C. Meyer and Ruth Bolas © January 2010

Y

our home is often your biggest financial asset. What your home is actually worth can be a major issue in a divorce case. The following discussion of home valuation methods is not limited to the family law context. There are several ways of determining the value of your home. There is the “guesstimate” method, too often used by homeowners. This can result in erroneous conclusions due to faulty real estate data. Homeowners are not professional evaluators. Many of the valuation systems available to the public have incorrect data. Two other valuation methods that are often used are appraisals and comparative market analyses (CMAs). An appraisal is performed by a certified professional appraiser. A CMA is performed by a licensed real estate broker.

The most accurate method will depend upon the evaluator. The results provided by a well-experienced professional appraiser and a similarly experienced real estate broker should be very similar. However, a real estate broker who lives and works in your community may have a better grasp of the market value of your house than an appraiser who does not live or have experience in your community. Similarly, an appraiser who lives and works in your community may be more accurate regarding your home than a real estate broker who lives and works in Fort Collins.

Good luck with your home valuation and remember that both an appraisal and a CMA are vastly superior to a guesstimate. Keep in mind that what your home is worth to you is not necessarily its market value. The market value, whether determined by an appraiser or a realtor, is simply the price your home is likely to sell for in the current market. You should also keep in mind that savvy buyers working with a realtor will almost always get a CMA before they make an offer! This article is for informational purposes only and does not constitute legal advice about your case.

Chris Meyer is an attorney practicing family law in Northern El Paso County. Chris’ law practice is limited to domestic relations cases. Chris has been practicing law since 1977. He is a former prosecutor and is licensed to practice law in An appraiser analyzes recent sales of other houses Colorado, Florida, California and Wisconsin. and makes standard adjustments for differences Chris can be contacted at 719-488-9395. Chris’s between the sold houses and your house in order website www.cmeyerlaw.com has additional to arrive at the value of your house. A CMA divorce and family law information and many involves an analysis of active, pending, and sold other articles. listings, original list price, final sold price, days on the market, and seller concessions involved, Ruth Bolas is a licensed Real Estate Broker with such as payment of a portion of the buyer’s Keller Williams and is also an attorney. She grew closing costs. up in the Monument area and serves the Front

Range specializing in working with buyers as The valuation method that is best for you may well as home sales and short sales. Ruth Bolas depend on practical matters such as the ultimate can be reached at ruthbolas@msn.com or 719use of the evaluation. If a Judge is going to 488-3026 or 303-437-6010. determine the value of your home, an appraisal

Electric cooperatives throughout the United States, including Mountain View Electric Association, are helping provide assistance in Haiti following the January 13 earthquake that devastated that country and we are inviting our to this initial effort, and additional contributions are coming from the greater NRECA members to get involved, too. membership. When news of the destruction that affected Portau-Prince and many surrounding communities in The response team was given two principal Haiti reached the headquarters of the National assignments: To perform a rapid appraisal of the Rural Electric Cooperative Association, there short term measures required to repair critical segments of the electric power system in Portwas an immediate response. au-Prince; and to identify the emergency power NRECA International Ltd. and the NRECA requirements for hospitals, health centers, International Foundation staff drafted an refugee camps, and other public facilities both immediate plan to send a rapid response team to in Port-au-Prince, and at border towns along the Haiti. The International Programs staff quickly Haitian-Dominican frontier. established contact with USAID and other international and local partners to coordinate By Sunday, January 17, the team completed field activities and rehabilitation efforts of the an initial field assessment of the Electricite du Haiti (EDH - the national electric company in electric sector. Haiti). Significant damage was noted in three Since then a four-person team has gone Haiti, led of the substations, while the transmission and by Myk Manon, NRECA International’s most distribution circuits sustained relatively minor experienced electric power distribution engineer. damage. The NRECA Foundation is contributing $50,000 Focus was then shifted to reviewing power needs

19

at principal relief centers, where efforts were again coordinated with local and international partners. A decision was quickly reached to install a 500 kVA emergency generator donated by the Dominican Republic at the principal hospital in Port-au-Prince; two additional 1000 kVA generators will be installed this week to augment power to the hospital and to other relief centers. The team will continue to support immediate needs in Port-au-Prince, and will begin efforts to assess emergency power needs outside of Portau-Prince in the immediate future. All donations made through the NRECA International Foundation’s website at www. nrecafoundation.coop will be restricted for the Foundation’s Haiti Relief Efforts. Donations will continue funding the rapid response team currently in Haiti as well as travel for future linemen crews. Please make a donation today.


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