Snippetz Issue 433

FUNDER ENLIGHTENING INC. • FREE WEEKLY • ISSUE 433 • FEBRUARY 15, 2010

S

n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR

z

FIRST NATIONAL BANK MONUMENT

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SNIPPETZ HAS ATTITUDE...

WE’RE POSITIVE!

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©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

Larry E Stiltner Agency 481 Hwy 105 Suite 212 481-8382 Larry E(719) Stiltner AgencyBus Monument, 481 Hwy 105 SuiteCO 21280132 (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries Monument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

“A happy person is not a person in a certain set of circumstances, but rather a person with a certain set of attitudes.”

-Hugh Downs

W

hen life hands you lemons, make lemonade; don’t worry, be happy; the power of positive thinking…we’ve heard it time and time again. Not only is a positive attitude healthy on many levels, but most of us want to be around the optimistic and cheerful person. As Winston Churchill said, “For myself I am an optimist – it does not seem to be much use being anything else.”

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MEET THE OPTIMIST The optimist believes that the glass is always half full.

They think they can, they think they can, just like the litSnippetz Has Attitude... Continued on Page 2

Al Dobrick - 30 Years Exp

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W H E N

C O U N T S

FEATURE ARTICLES

C O U N T S

W H E N

WE’RE POSITIVE!

Q U A L I T Y

Q U A L I T Y

SNIPPETZ HAS ATTITUDE...

W H E N

W H E N

THIS WEEK IN SNIPPETZ

Senior News Line... 12 Strange But True... 13

Snippetz Has Attitude... Continued from Page 1

STYLE 5 Kim’s Korner

SNIPPETZ BUSINESS DIRECTORY PAGE 10 Local Businesses on the Go!

tle train chugging up that hill in the children’s book “The Little Engine That Could.” They never give up. Optimists believe they are in control of their destiny. They attribute positive events in their lives as happening because of their own abilities and actions; negative events are attributed to something else. Once positive things happen in an optimist’s life, they naturally believe that more positive events will take place.

MEET THE PESSIMIST

HEALTH AND WELLNESS 10-11 To Your Good Health...

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CLASSIFIED PAGE 13 GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

THE DINING GUIDE PAGES 13-15 Patricia’s Café... 15 Good Housekeeping One...

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PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCE PAGES 18-19 Financial Focus ... 18 The Law According to Stevens ... 19 Dollars and Sense... 19

NEXT WEEK IN SNIPPETZ SNIPPETZ GIVES A CALL FOR VOLUNTEERS

ALL RIGHTS RESERVED © 2010 PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - Publisher PO Box 789

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(719) 487-0484 email: snippetz01@gmail.com

The glass is always half empty for the pessimist. They believe any negative events are their own fault and blame themselves for everything that goes wrong. They tend to be black and white thinkers with no middle ground. More and more negative events will likely happen and they anticipate the worst. Anything positive that happens to the pessimist is seen as happenstance and not likely to come their way again.

SHOULD BE OBVIOUS, BUT… Optimists just have it better. They have: • • • • • • • •

Longer life spans Fewer illnesses Career success Less depression Fewer common colds Better coping skills Less stress Less signs of aging

A positive attitude in the workplace is better for everyone.

Employees feel less stressed; there is improved teamwork, better decision-making, better leaders, fewer sick days, higher productivity and improved sales.

tor. It makes sense for emotional eaters. If you experience an emotional high from laughter, you won’t need it from chocolate.

“THE SECRET” FRENZY Author Rhonda Byrne claimed to know the secret of wealth, health and happiness and released a film and a self-help book in 2006 that seemed to take the world by positive storm. “The Secret” is simply that one’s positive and focused thinking can bring about life-changing events.

The popularity of the book soared to Byrne’s expectations (of course) after Oprah Winfrey featured the book on her show twice.

The Secret is not without its critics. Some say that Bryne’s and other books like hers promote a blame-the-victim mentality: If only I could think more positive, my cancer would go away.

Many physicians will tell stories of patients whose cancer DID go away unexpectedly. Can a positive attitude help?

Experts say it can’t hurt.

PUT ON A HAPPY FACE Body language says a lot about attitudes. Someone who walks around frowning with slumped shoulders, keeps their head down and avoids eye contact clearly appears unhappy and/or depressed. On the other hand, meet someone who walks with their head up, makes eye contact, has a pleasant facial expression, upright posture and a spring in their step, and we think they are happy and exuding confidence.

Snippetz Has Attitude... Continued on Page 3

LAUGH AND THE WORLD LAUGHS WITH YOU Laughter is contagious and one way to bring about a more positive attitude.

It’s simple biology: laughter increases the body’s production of endorphins (feel good hormones), neurotransmitters and antibody-producing cells. It also increases the effectiveness of disease-fighting T cells which makes for a stronger immune system. Laughter reduces the stress hormone cortisol, epinephrine and dopamine that can wreak havoc on good heath.

Laughter is a mini workout for the shoulders, muscles and heart.

LAUGH AND LOSE WEIGHT? It’s true and there is an emerging industry to support this.

There are laughter clubs, trained laugh leaders, laugher CDs and an entire exercise movement called “laughtersizing.” It’s possible that some day dieters around the world will pop in a laughter CD instead of raiding the refrigera-

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR Snippetz Has Attitude...

Continued from Page 2

If not convinced, try on those two personas and see how you feel after a few minutes.

Your attitude will likely begin match your body language. The message is that body language messages sent to others can also be internalized to affect attitude.

• Exercise and practice healthy eating habits • Do something creative – cook a gourmet meal, compose poetry, paint • Play with a child

POSITIVE READS

Put on a happy face and positive posture and before you know it – positive attitude!

There’s a million of them, but here are a few:

According to Albert Mehrabian, professor emeritus of Psychology at UCLA, body language plays a key role in attitude.

He calls it the “7%-38%-55% Rule.” Essentially, he is saying there are three elements in communication – words, tone of voice and body language – elements that impact how we feel about the person communicating. Mehrabian says that 7 percent of communication is in the actual words said, 38 percent is in the tone of the voice and 55 percent comes from body language.

The problem is when these elements don’t match up or support one another. When the tone of voice and body language doesn’t match the words being said, people will tend to believe the tone and body language more than the words. Mehrabian cautions that this theory only works when a person is communicating their thoughts or feelings.

• Love, Medicine & Miracles, Bernie Siegel (surgeon, author and motivational speaker)

For example:

• Success Through a Positive Mental Attitude, Napoleon Hill and W. Stone

Words: Sure, I’d be very happy to do that for you.

Tone of voice: Monotone or sarcastic Body language: Crossed arms, rolled eyes

LET’S GET POSITIVE A pessimistic attitude does not have to be a cross to bear. Positive change can happen no matter how we are genetically predisposed. The benefits from making the effort toward becoming an optimist are substantial.

Eliminate the negatives…

• Stop watching the evening news • Don’t read the newspaper • Avoid negative people • Be aware of negative self-talk – “I can’t do that,” “That won’t work,” “I’m never going to learn this” Accentuate the positives…

• Seek out positive people to associate with • Read books about people you admire

• Peace, Love & Healing, Bernie Siegel • The Power of Positive Thinking: A Practical Guide to Mastering the Problems of Everyday Living, Norman Vincent Peale • Positive Attitude: A Dilbert Collection, Scott Adams • Attitude: Your Most Priceless Possession, Elwood Chapman, Wil McKnight • The Power of a Positive Attitude: Discovering the Key to Success, Roger Fritz • Positive Words, Powerful Results, Hal Urban

• A Kick in the Attitude: An Energizing Approach to Recharge Your Team, Work, and Life, Sam Glenn

WHISTLE A HAPPY TUNE Songs with a positive spin…

You’re Only Human, Billy Joel I Will Survive, Gloria Gaynor Only the Strong Survive, Jerry Butler Is That All There Is? Peggy Lee A Little Help From My Friends, The Beatles Don’t Worry Be Happy, Bobby McFerrin

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• Change your body language – smile and walk tall • Laugh, even if you have to force it • Change negative self-talk into positive self-talk – “I can make it work,” “Maybe I’ll learn something new,” Let’s try this again”

READY FOR A NEW LOOK?

in closing, we’d just like to say:

Keep smiling, and have a wonderful week!

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nostalgic yearning for more or fewer knots. Wood milled for vertical grain is harder than that with open grain. Buy the highest grade you want to afford.

Choose a finish that will enhance the brightness and tone of the wood as well as preserve it. Tung oil is best and easy to maintain, but there are other finishes, as well as stains to adjust your floor’s hue. Remember that proper finishing of wide plank flooring enables it to function effectively for any usage, including that in your kitchen.

by Kim Carson

CHOOSING WIDE PLANK 719.487.7767 HARDWOOD FLOORING www.FloorsandWindows.com 366 Second Street, Monument

Oak has been the standard for durability, however all solid wood plank flooring is durable. Each of the many beautiful woods available will last generations. Also, if you select wood harder than oak, whether maple, birch, or ash, it is more of a challenge to finish, and you may want to leave it natural.

If you want to adjust the hue of your flooring with stain, select oak, a softer hardwood, or pine. If you are seeking a bright, warm Early American look in your home, wide plank heartwood pine exudes the welcoming, rustic appeal of a lodge.

With these considerations in mind, take a few moments in the room or rooms you are going to re-floor and actively imagine the wonderful transformation you are about to make. From a good vantage point, relaxed in a comfortable chair at a time of day when the

Like to know more?

Kim can be reached at 719-487-7767

Elementary School: Elementary Endorsement K-6 All subjects and learning styles Middle and High School: Children/Teens/Adults: Study Skills Language Arts/Grammar Test-taking strategies Science Colorado State University graduate English Language Learners Math -Bachelor of Science: Speech-Language (ESL) -Algebra I and II Pathology/Audiology Small groups -Geometry Licensed Teacher Homeschoolers -Trigonometry -UCCS: Teacher Education Program

Decide on a plank width that suits the size of the room. 5-12” or 12-16” planks look in proportion with medium or larger rooms or to evoke the Colonial era. The beauty of knots or burling will show to greater effect in wider planks. Narrower-width planks with lots of grain or color variation can exactly complement a smaller room but look busy in a large room.

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Choose a wood with the hue, grain, and finish that appeals to you and that will enhance the light and decor of your room or home. The appeal of your new flooring is the most important quality to consider. Visualize whether amber, blond, tan or deeper hues would best show in the room’s light and would best blend with or accent your furnishings. Do you prefer the look of clear wood, planks with exuberant grain, the occasional accent of knots, or a lovely burling pattern? Lighter woods like pine, birch, white and red oak, or hickory can open up a smaller room or give a more airy feeling to a dimly-lit room.

Darker woods like walnut, stained or deeply-hued woods such as cherry, can look more elegant and formal. They also suit the quiet seriousness of a study or office.

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hoosing wide plank flooring for your home invites imagination and forethought to find the wood that most appeals to you. All wood is beautiful. Trust yourself to make a few simple choices, and then trust your flooring consultant to verify your selections.

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entire room is in its best light, use a set of printed or actual wood samples to make some comparisons. Look at your first sample and note its characteristics.

Is it light or dark? Is it amber, roan, tan, or coffee? Does it have grain, burling, knots, or is it clear? Make a mental picture of the sample, then look out across your room and imagine it covered in that wide plank flooring. By working with each sample and sensing your responses to it, you soon will know the wood or woods that hold the most appeal for you. To find out more visit www.FlooringandDesignCenter.com.

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A hometown favorite since 1978 offers true down home cookin’. Offering all day breakfast and lunch, it’s menu has something for everyone. Open 7 days a week, 6:00 a.m.

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of showroom for the online catalog BLACK FACED SHEEP HOME DECOR has come to historic Monument. Visit us on the web at www. blackfacedsheep.com or in person. We look forward to meeting you!

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Rustic home decor at it’s best. Newly opened showroom for online catalog.

Browse online, then come see for yourself the quality products we sell. www.blackfacedsheep.com

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God Bless America!

B

No, they don’t sell or raise black faced sheep, as several have curiously inquired. Nor, are they a feed store for farm animals. Wishing there was a really exciting story to go along with the name, they confess there is not one.

They simply named their company after an out-of-control collection Diana started of black faced sheep that are lovingly displayed in their kitchen.

Black Faced Sheep Home Décor specializes in rustic home décor, along with unique gifts and accessories, reflective of living in the Rocky Mountains. Although the internet is a wonderful way to shop, there is no replacement for seeing something up close and holding it in your hands which is what inspired them to open a store. They’ve searched the country for individual artists and craftsmen

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16055 Old Forest Pt. Ste. 300 Monument, CO 80132 (Phone) 719.488.5637 ~ 719.488.5651 (Fax) www.JeffBurum.com ~ jbcpa_co@hotmail.com

~ expert, reliable service at affordable prices ~

Securities,insurance, and annuities offered through The Leaders Group, Inc; Investment advisory services offered through TLG Advisors, Inc. Member SIPC/FINRA

BLACK FACED SHEEP HOME DÉCOR COMES TO MONUMENT

lack Faced Sheep Home Décor is a new online catalog that has opened a showroom here in Historic Monument – north side of the Front Street Square, around the corner from the Coffee Cup Café.

Don Johns and Diana Janning, residents of Monument, own the Black Faced Sheep and wanted to open a showroom so that people could see, touch and feel the unique products they are offering.

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that created something unlike anything you would find elsewhere. Unlike most catalogs where the products are mass produced and bought in bulk, the more unique the product is, the more they are drawn to offering it to the public. Many of the products offered are one-of-a-kind works of art.

Important information on important issues

Monument, CO Jeff Burum, CPA, MBA LLC and Lynn Freiheit, JD, PhD will be hosting an Estate Planning seminar on February 18th, from 6:30-8:30 at the Jackson Creek Commerce Center, behind ENT Federal Credit Union. Jeff and Lynn will specifically be discussing the need for wills as well as being a beneficiary or executor of an estate.

Additionally, they will be reviewing the types of trusts that are available and related income tax and financial planning techniques.

The distinctive line of products ranges from handmade jewelry, artwork featuring bear, horses, buffalo, elk and wolves, sculptures, crystal ware, candles, rustic reclaimed wood furniture, custom designed furniture, hair on hide pillows, handmade throws, luxurious bedding, area rugs, hand-thrown pottery, mesquite lamps and much more. Whether you’re redecorating, needing a new look or searching for a unique gift idea, you are welcome to come by, browse the store or simply visit them online at www.blackfacedsheep. com.

Too many times, we experience a tragic loss within the family, where the fate of the family estate has been left up to the discretion of a judge, or an executor of an estate who does not know the applicable laws or assets within the estate.

Moreover, there are many complicated medical matters which require a personal representative or executor to have the appropriate level of legal authority to act upon one’s medical desires.

Mention that you saw our article here and receive 10% off any one item in the store.

Black Faced Sheep Home Décor 251 Front Street, Suite #2 Monument, Colorado 80132 719-481-4182

The financial ramification of the transfer of wealth over the next 20 years is dramatic.

According to Jackson National Life Insurance Company, it is estimated that $41-$136 trillion will be transferred from the older generation to the younger generation between 1998-2052.

The current gift tax credit is $1 million and the estate tax credit is unlimited. However, beginning 1 January 2011, the estate and gift tax rates and credit amounts could revert to their 2001 levels; $1 million unified gift / estate credit and a maximum tax rate of 55%. This is all under current legislative review as Congress is recognizing the fact that Social Security may be insolvent between 2020-2025 and the

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federal budget deficit is currently projected to quadruple in the same time period. Hence, given the propensity for estate/gift taxes to go up, the impact on a $1 million estate today that quadrupled in 10-15 years, could pay an estimated $225k to $1.65 million in estate / gift taxes. So, the need for financial and estate planning is equally as important as the legal one.

Jeff Burum, CPA, MBA, MA, IAR has 22 years of experience in income and estate tax planning.

He is an independent, Investment Advisor Representative and provides comprehensive financial services for businesses and individuals through his brokers The Leaders Group, Inc. and TLG Advisors, Inc. He is a former instructor of individual, corporate, partnership, estate and trust taxation, and an Assistant Professor of accounting and taxation at Colorado Technical University. He is also the former Chief of Budget at the United States Air Force Academy where he managed a $300M operating budget, past President of the Colorado Springs Chapter of the Colorado Society of Public Accountants, a Desert Storm/Desert Shield Veteran, and a 1984 Air Force Academy graduate. Jeff opened his second office in Monument, CO in November, 2009.

Lynn Freiheit, of Freiheit & Associates, PC , has 27 years of estate planning and insurance counseling experience. He has worked with a multitude of complex estates while representing clients in various insurance covered areas.

Lynn has practiced law in Oklahoma, Missouri, and Colorado while providing estate planning advisement to a nationwide clientele. His credentials include a JD in law from Oral Roberts University and a PhD in school administration from Michigan State University. His firm Freiheit & Associates has focused on planning to avoid probate, thus creating economy and privacy for estate transition.

The Jackson Creek Commerce Center is located at 16055 Old Forest Pt., Monument, CO 80132.

To RSVP for any of the Estate Planning Seminar or to receive additional information please call 719.488.5637 or 719.596.3718, or via email at jbcpa_co@hotmail.com.

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• On Feb. 20, 1792, President George Washington signs legislation creating the U.S. Postal Service. The federally funded postal services included 75 regional post offices and 2,400 miles of postal routes.

The cost of sending a letter ranged from 6 cents to 12 cents.

• On Feb. 18, 1885, Mark Twain publishes his novel “The Adventures of Huckleberry Finn.” Twain (the pen name of Samuel Clemens) first introduced Huck Finn as the best friend of Tom Sawyer, hero of his tremendously successful novel “The Adventures of Tom Sawyer” (1876).

ible canvas roof. With its V-8 and sporty looks, the T-Bird was an image car costing $2,944.

• On Feb. 17, 1915, after encountering a severe snowstorm, the German Zeppelin L-4 crash-lands in the North Sea near the Danish coastal town of Varde. One month earlier, the huge airship had taken part in the first-ever air bombing raid on Britain.

• On Feb. 21, 1965, black nationalist leader Malcolm X is assassinated while giving a speech at the Audubon Ballroom in Harlem in New York City. Malcolm X, born Malcolm Little, had split from the Nation of Islam almost a year before and had escaped several other attempts on his life.

• On Feb. 16, 1979, the Bee Gees receive the Grammy for Best Album of 1978 for “Saturday Night Fever” and also win the Best Pop Group award. The group had dominated the charts in late 1977 and 1978 with three consecutive No. 1 hits from the “Saturday Night Fever” album.

(c) 2010 King Features Synd., Inc.

• On Feb. 15, 1933, in Miami, Giuseppe Zangara shoots and fatally wounds Anton Cermak, the mayor of Chicago. Zangara pled guilty to the murder and died in Florida’s electric chair on March 20. Today, such a swift outcome would be practically unheard of, particularly where the death penalty is concerned.

KATHY CORIA

• On Feb. 19, 1954, the Ford Thunderbird prototype is born. The T-Bird was a scaleddown Ford built for two. It came with a removable fiberglass hardtop and a convert-

INTRODUCING...

MELISSA CHAPMAN

18 Years experience in the Tri-Lakes area.

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Buxton & Luther, P.C. is an experienced and respected personal injury law firm dedicated to protecting the rights of persons injured due to the negligence of others.

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February 25th, 2010 Open House - 6:00PM-8:00PM

Sommer Luther In practice for over 6 years.

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et the experienced Denver & Colorado Springs personal injury attorneys of Buxton & Luther examine your case and explain your options. You do not have to face your injury or your financial worries alone. Allow the team of attorneys at Buxton & Luther to be on your side.

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Commercial & residential landscaping services ccrlandscaping.com Call for a FREE Estimate! 719.598.6871

THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns.

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PRIME ROOFING, INC. Your local Monument Roofer 24 Years of Experience working for you Licensed and Insured Member of the BBB Call: 719-599-4020

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SNIPPETZ® HEALTH AND WELLNESS leg. Compression moves blood upward.

Another way to keep blood from pooling is lying down with your legs higher than your heart. That position empties blood out of leg veins. Admittedly, you can’t spend the entire day with your legs elevated, but elevate them as often as you can. Never stand for long in one place. If you have to stay still, contract your calf and leg muscles to push blood out of the legs.

Should you change your mind about surgical vein removal, you should know that today there are many methods of getting rid of these veins. Endovascular lasers, radiofrequency catheters and sclerotherapy are recent-vintage techniques. Surgical removal has been refined to the point that most patients return home on the day of operation.

NEW WAYS TO TREAT VARICOSE VEINS

ANSWER: Leg veins face a Herculean task. They have to return blood to the heart in the face of gravity, which works to keep blood from moving upward. They couldn’t accomplish their task if they didn’t have valves. As blood moves upward in the vein, its valves close so that it can’t fall back down. The problem with varicose veins is a valve problem. Their valves no longer work. Blood stays in the leg veins, distends them and stretches them out of shape -- varicose veins.

Varicose veins can make the legs ache or cause them to tire quickly. Sometimes, the pooled blood leaks fluid out of the veins, so the ankles and feet swell, and open ulcers -- most often around the ankle -- might form. And then there is the cosmetic aspect, about which I’m not qualified to comment.

Things you can do for varicose veins are limited but worth trying. One is compression stockings. The very best stockings are the ones with graduated compression, with the compressive force greatest in the lowermost part of the leg and with lesser force in the upper parts of the

DEAR DR. DONOHUE: I have mucus that drains down into my mouth and throat constantly. I hope you can offer some help for me. -- H.E. ANSWER: You’re describing postnasal drip, the irksome trickling of mucus into the back of the mouth and throat. It is thick, gluey and tastes awful. The mucus often comes from chronically infected sinuses.

Try saltwater irrigation of the nose to clear up some of this mucus. Boil some water, and into a cup of boiling water add a quarter-teaspoon of salt. Let the water cool. With a bulb syringe, available in drugstores, gently flush both nostrils.

Before going to bed, take a drug that contains both an antihistamine and a decongestant. Drixoral Cold and Allergy Tablets is one such drug. It can slow the trickle at night, when it’s usually at its worst.

*** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2010 North America Synd., Inc. All Rights Reserved

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DEAR DR. DONOHUE: I have varicose veins on both of my legs. I wear only long dresses and slacks to hide them. My legs don’t hurt, but I would like to be rid of these veins. What can I do for them?

At this point, I am not interested in surgery. -- L.H.

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Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following weekâ&#x20AC;&#x2122;s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

APARTMENTS for RENT

EVENT PLANNING

J A D E

APARTMENT FOR RENT AVAILABLE NOW! Beautiful, new self-contained 1-bedroom apt for rent in rural Monument - $700 - for more info at www.nyagregorfleron.net/4rent. html#apt or call 719 487 3113

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CUSTOM HOME FOR RENT Off County Line Rd. 6 bedrooms / 4 baths, 3 car garage. $2250/mo.

Short or long term lease. Pets OK. Owner/Agent. Call Jim: Stiltner Realty - 719-964-3526

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AFFORDABLE HORSE BOARDING

HELP WANTED

HORSE-BOARDING Overnight, vacation,or full boarding services for $275.00/mo pasture/paddock $300/stall.

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STYLIST WANTED BOOTH RENT Are you ready to go out on your own and make more money?

Mountain Air Salon in Monument is looking for stylists. Best rent in town. Group health insurance available. 2 weeks FREE rent!

Call Mountain Air Salon at 481-3265 or 332-0810 and ask for Karey.

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DECOR BY DIANE Interior painting No job too small Over 30 yrs. experience.

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WEDDING SHOWCASE AT TLCA

O

Lodge, Inn at Palmer Divide â&#x20AC;˘ See a honeymoon fashion show with clothing from Upscale Resale and Redoux. â&#x20AC;˘ Have your picture taken by Mountain High Photography and Mark Kirklandâ&#x20AC;&#x2122;s Photography. â&#x20AC;˘ Feel secure with Joselin from Allstate Insurance, Adam at Edward Jones, and Lisa from Integrity Bank. â&#x20AC;˘ Talk with Judy from Jade Events Planning â&#x20AC;˘ Be eligible for over $1,500 in prizes given by the vendors.

V &ULL #OVERAGE 7ARRANTIES V &AMILY /WNED /PERATED

According to the Australian Diabetes, Obesity and Lifestyle Study, if we watch more than four hours a day of television, weâ&#x20AC;&#x2122;re 46 percent more likely to die, period. Weâ&#x20AC;&#x2122;re 80 percent more likely to die of cardiovascular disease than people who sit in front of a televi-

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ven if we exercise regularly, too many hours in front of the television can be detrimental to our health. Thereâ&#x20AC;&#x2122;s apparently a link between watching television and dying of cardiovascular disease.

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One way or the other, we have to find ways to move more than we do Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2010 King Features Synd., Inc.

David Prejean 1840 Deer Creek Rd Suite 103C Monument www.farmersagent.com/dprejean â&#x20AC;˘ dprejean@farmersagent.com

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Thereâ&#x20AC;&#x2122;s an additional dilemma here: If itâ&#x20AC;&#x2122;s â&#x20AC;&#x153;sittingâ&#x20AC;? that causes the problem, then television canâ&#x20AC;&#x2122;t be the only culprit.

What about people who sit at computers for a living? Or customer-service people who are hooked to a headset (while sitting in a chair) for eight hours a day?

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The people in the study said they already exercised a half hour or more per day. What are we to do, then? Getting out of the recliner seems to be the only answer. A treadmill in the living room might not be lovely for the decor, but when it comes to saving our health, it could help. Even standing up and lifting a few hand weights while watching television could be beneficial.

Planning is your best protection against the unexpected

So come to TLCA on Sunday afternoon, Feb. 21st, 1:00-4:00 and join the party.

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The culprit? Sitting. Apparently while weâ&#x20AC;&#x2122;re sitting there, our bodies are mishandling fats and sugars from our diet.

Thereâ&#x20AC;&#x2122;s a link between muscle movement and â&#x20AC;&#x153;lipoprotein lipaseâ&#x20AC;? in the bloodstream. Not using muscles allows that enzyme to temporarily shut down, which in turn lets more of the bad cholesterol get a foothold in the bloodstream. This is true, even if weâ&#x20AC;&#x2122;re not overweight.

BUSINESS OPPORTUNITIES

n Sunday, February 21st, Tri-Lakes Center for the Arts is partnering with local businesses from around the Tri-Lakes area to host a Wedding Showcase. You may not think of TLCA as a place to hold a special occasion. Whether you are planning a wedding, rehearsal dinner, corporate meeting, or a family and friends gathering, this event will introduce you to the businesses around the Tri-Lakes area that will make your celebration perfect. â&#x20AC;˘ Taste Gov and Jan Vaughnâ&#x20AC;&#x2122;s delicious wines â&#x20AC;˘ Enjoy tasting food from Amuze Bistro, Pinecrest, LaZingara, Oakleyâ&#x20AC;&#x2122;s, Inn at Palmer Divide â&#x20AC;˘ Sign-up for prizes from Travelmore, Anytime Fitness, Bella Art and Frames, CertaPro Painters, The Little Flower Shop â&#x20AC;˘ Win a nightâ&#x20AC;&#x2122;s stay at FairďŹ eld Inn, Graysonâ&#x20AC;&#x2122;s Pinecrest Inn, Sundance Mountain

The study ran for 10 years, and the average age of the participant was 50 years old.

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sion for less than two hours a day. The more hours, the more risk.

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street or driveway.

• Those who study such things claim that there are 293 different ways to make change for a dollar.

Samantha Weaver

• It was American writer Cullen Hightower who made the following sage observation: “Laughing at our mistakes can lengthen our own life. Laughing at someone else’s can shorten it.”

• If you were asked to name the northernmost of the United States, I’m sure you’d have no trouble naming Alaska.

And you probably also know that Alaska is the westernmost state of the union.

You might be surprised, however, to learn that Alaska is also the easternmost state. Yep. The Aleutian Island chain crosses the International Dateline, placing a few of the islands in the Far East.

• Thanks to the fact that their eyes are placed on the sides of their heads, rabbits can see behind themselves without turning their heads.

• In the town of Arcadia, Calif., there is a law on the books that grants peacocks the legal right of way when crossing any

Your child and guests will make their own ice cream.

One delicious learning experience!

• In 2002, a research firm conducted a poll on Americans’ beliefs about the existence of alien life in the universe.

It seems that a whopping 68 percent of us feel that the U.S. government knows about alien life but refuses to publicize that knowledge.

WE NOW HAVE ICE CREAM AND GELATO CAKES!

• The Russian Space Agency has a fullfledged space tourism program -- and a popular one, at that. Despite the $20 million price tag, all the available trips were fully booked by (wealthy) civilians in 2009.

• If you and your spouse are like the average modern married couple, you spent more than $2,500 on photos and videos of your wedding. ***

PIKES PEAK ICE CREAM & GELATO 481 Highway 105, Unit # 208 Monument, CO 80132 Tel: (719) 313-9484 http://www.PikesPeakIceCream.com

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S ’ C I ER

Thought for the Day: “I look to the future because that’s where I’m going to spend the rest of my life.”

-- George Burns

MONUMENT GRILLE CASUAL AMERICAN

Exceeding Your Expectations! (c) 2010 King Features Synd., Inc.

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With Omelets, Waffles and Eggs Benedict Cooked To Order

12.95

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Breakfast Items Served All Day & Night HAPPY HOURS

4PM - 7PM / MONDAY - FRIDAY Draft Beers $2.50 - $3.50 Wines (All Wines $1.00 OFF During Happy Hours) Liquors (All Single Shot Well Drinks) $2.50 Margaritas (Home made Pre-mix) $2.00

Our Salon features Perfecta, the professional color line which is natural and ammonia free - long lasting color with brilliant shine!

(719) 594-4300 1455 Cipriani Loop Monument, Co 80132

Hwy 105 at Knollwood • 1445 Cipriani Loop Ask for Arlene or Sandee Your Cut and Color Specialists

(719) 487-8660

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OPEN 7 DAYS A WEEK! Mon-Sat - 10:00AM - 10:00PM Sunday - 9:00AM - 3:00PM

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DINING GUIDE

$1,000 Free Gas Give Away! $100 Gas Gift Card Given Away Every Week at Both Locations!

Early Bird Special

$2.99 Breakfast!

FEBRUARY SPECIALS

2 Eggs, Bacon or Sausage, Country Fries & Toast

Mon thru Fri Before 9am @ Both Locations!

Sunday

and

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CRAZY! N O P U CO or any

Coffee Cup Café 251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com Now open starting at 6 am - 3 pm 7 days a week!

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FRIDAY A N SATURDA D Y

and y a d s e n Wed y Thursda er

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20 Crafts on Tap!

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AVAILABLE FOR PRIVATE PARTIES AND CATERING

Give away begins on Monday, February 15, 2010. $100 gift card will be given away from previous weeks entries. Give away will take place on or after 2pm every Monday during the length of the give away. Last give away will take place on Monday March 15, 2010. Must register with valid email address or be present to win. Entries from earlier weeks will not be included in current weeks drawing. Give away at each location will be limited to the entries received at that location. Enter as many times and as many weeks as you like. No purchase necessary. Must be over 18 to take place in give away. You will have three weeks after the date of email notification to pick up gas card at location of drawing.

20 Micro Brews on Tap!

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SERVING Breakfast • Lunch • Dinner

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14

SNIPPETZ DINING GUIDE ®

PATRICIA’S CAFÉ TEA SANDWICHES

2. Place 4 tomato slices on 3 slices of the bread.

3. Top with remaining bread.

4. Cut off crust and cut into 4 pieces.

Note: Cucumber or radishes can replace the tomato.

Salmon 1 lb 8 oz 2 oz ½ tsp ½ tsp 1 ea ¼ tsp

Smoked Salmon Cream Cheese Onion Garlic Powder Onion Powder Juice of lemon Tabasco

S

1. Mix all ingredients except bread well.

2. Spread mixture on 3 slices and

ummer is here and tea parties are a fun way to spend time in the sun playing dress-up with a few friends. Many people confuse high tea and afternoon tea. High tea is more like a dinner the farmers might have out in the fields and afternoon tea is what top with remaining bread.

3. Cut off crust and cut into 4 piec- the Queen would have. Afternoon tea is served around 3:00-4:00 in es. the afternoon and is very formal.

White gloves and beautiful garden Tomato hats are always a must. Scones 6 sl White Bread ½ stick Unsalted Butter (room tem- and sweets are also often served at afternoon tea. I like little tartlets, perature) 12 ea Tomato Slices (1/8” thick) shortbread cookies and little cakes. to taste Kosher Salt 1. Spread butter on each slice of bread.

Be creative, have fun and enjoy!!!

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

BAYOU BARBQ CAJUN & BARBQ Fare Dine-in or Take-out

Tuesday - Saturday 11:00am - 8:00pm

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1. Place ingredients in a food processor and puree until creamy.

2. Spread mixture on 3 slices and top with remaining bread.

3. Cut off crust and cut into 4 pieces.

Note: Any type of fish can replace the salmon and if you leave out the lemon juice you can use turkey or chicken.

Watercress 6 sl White Bread ½c Chopped Watercress (fresh) ½ stick Unsalted Butter (room temperature) ¼ tsp Kosher Salt ¼ tsp Garlic Powder ¼ tsp Onion Powder

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine

GOOD HOUSEKEEPING ONE

SLOW COOKER ITALIAN STUFFED PEPPERS

T

his slow-cooker recipe is a contest winner from our sister publication Quick and Simple.

1 pound ground beef 1 cup uncooked white rice 8 ounce mozzarella cheese, cut into 1/4-inch

15

website: http://www.bellapanini.com

Serving Anne & Mann’s Gourmet Ice Cream

24 Hwy. 105 in Palmer Lake

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili

CLOSED FOR THE SEASON WE WILL REOPEN IN MARCH Please Stay Tuned for the Announcement!!

Rock House Ice Cream

488-6917

cubes 1 small onion, diced 1 teaspoon salt 1/2 teaspoon pepper 1 teaspoon minced fresh parsley 2 cloves garlic, minced 6 large red bell peppers, tops cut off and hollowed out 1 (32 ounce) can crushed tomatoes 1 1/2 cups beef broth 1/2 cup grated Parmesan cheese 1. Mix together first 8 ingredients in bowl. Spoon mixture into peppers, filling about 3/4 of the way.

(Discard pepper tops.) Place stuffed peppers into 5-quart slow cooker. Pour crushed tomatoes over peppers, then pour beef broth around the sides.

2. Cover and cook on low for 6 to 8 hours. Top with Parmesan cheese before serving. Serves 6.

• Each serving: About 531 calories, 27g total fat (13g saturated), 91mg cholesterol, 1,388mg sodium, 45g total carbohydrate, 6g dietary fiber, 29g protein.

For thousands of triple-tested recipes, visit our Web site at www.goodhousekeeping.com/recipefinder/.

(c) 2010 Hearst Communications, Inc. All rights reserved

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

By Marge Svenson

1. ANIMAL ADJECTIVES: What is a group of dragons called?

2. TELEVISION: What was Norm’s last name in the sitcom series “Cheers”?

3. GEOGRAPHY: Lapland is a region of what country?

4. ARTS: An eisteddfod -- a festival of music, literature and performing arts -- is held in which country?

5. ANATOMY: Where is the retina located?

6. HISTORY: Who was known as “The Iron Chancellor”?

7. U.S. STATES: The Catskill Mountains are located in which U.S. state?

8. FOOD & DRINK: What kind of plant does the flavoring saffron come from?

9. MOVIES: Who directed the movie “The Lost Weekend”?

Sports Quiz

By Chris Richcreek

1. Who is the Dodgers’ all-time leader in shutouts?

2. When the Texas Rangers had their first winning season in 1974, who was the team’s manager?

3. Name the last conference before the SEC to win at least three straight national championships in college football.

4. Who is the only player in NBA history to have four seasons of 100 blocks and 100 three-pointers made?

5. Name the only player to have 600-plus goals and 2,000-plus penalty minutes for his NHL career.

6. Who was the last U.S. man before Meb Keflezighi in 2009 to win the New York City Marathon?

10. ANIMAL KINGDOM: What kind of creature does the Australian bandicoot most resemble?

7. Name the last Grand Slam golf event Tiger Woods won in consecutive years.

(c) 2010 King Features Synd., Inc.

(c) 2010 King Features Synd., Inc.

1. Name the two artists who both had No. 1 hits with “Go Away Little Girl.” Bonus for knowing the years.

2. Which Bee Gees hits were in the No. 1 and No. 2 positions at the same time? What year?

3. Name the first song ever to debut in the No. 1 slot on the Billboard Hot 100. Who was the artist?

4. Which artist sang the No. 1 hit “Lean On Me” in 1972?

5. Name the girl group that had a hit with “You Keep Me Hangin’ On” in 1966.

6. How many males have been members of the pop group Bananarama? (c) 2010 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17).

Filmed using vintage 16mm stock, “Black Dynamite” has the look and feel of a film shot in the ‘70s. The jokes are hilarious, the fight scenes are awesome and the funky score will make your booty bouncy. If you liked “Undercover Brother,” you will love “Black Dynamite” 10 times more.

New DVD Releases for Week of February 15, 2010 PICKS OF THE WEEK

“Black Dynamite” -- Hands down, the funniest movie of 2009, “Black Dynamite” is a raucous and raunchy send-up of 1970s blaxploitation films. Michael Jai White stars as Black Dynamite, an ex-CIA agent fighting a one-man war against The Man’s conspiracy to fill the ‘hood’s orphanages with drugs and the ghettoes with tainted malt liquor.

“Goodfellas (20th Anniversary Edition) Blu-Ray” -- If you already own the previous Blu-Ray edition of “Goodfellas,” there’s really no compelling reason to buy this two-disc set. The digital transfer is the same as the previous release. The commentary tracks by director Martin Scorsese, Ray Liotta, Paul Sorvino, Henry Hill, et al., are the same, as is the documentary on Made Men. The only thing Warner Bros. did for this anniversary edition is pad out the extra features on Disc 2 with a couple of old Warner Bros. cartoons and a documentary on gangster movies from the Warners Gangster Collection boxed set.

“Dirty Harry Collection” -- For nearly 70 years, policemen in films and television were always portrayed as stalwart defenders of the law; men who did things By The Book -- and then threw it at you. Then, in 1971, all that changed when Clint Eastwood as “Dirty” Harry Callahan whipped out a .44 Magnum (the most powerful handgun in the world), aimed it between the eyes of a quivering perp and said the iconic line, “Well? Do ya feel LUCKY? PUNK?!!”

From that moment on, virtually every cop in the movies has been a Maverick, a rogue cop who plays by his own rules.

The boxed set contains the entire series of films: “Dirty Harry,” “Magnum Force,” “The Enforcer,” “Sudden Impact” and “The Dead Pool.” There is a sixth disc with a documentary on the films’ legacy and other featurettes and extras.

16

TV SERIES “Small Wonder” The Complete First Season “Kingdom” Series Three “Bob and Margaret” The Complete First Season “Head Case” The Complete Series “Barnaby Jones” The Complete First Season “Branded” The Complete Series “Cannon” Season Two, Vol. 2 “Lark Rise to Candleford” The Complete Season Two “Dragon Ball Z: Dragon Box Two” “Lincoln Heights” Season One “Best of the Loretta Young Show” Seasons 3 & 4 (c) 2010 King Features Synd., Inc.

SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Answers & Solutions

TRIVIA TEST ANSWERS 1. A weyr 2. Peterson 3. Finland 4. Wales 5. The eye 6. Otto von Bismarck, Germany 7. New York 8. Crocus flower 9. Billy Wilder 10. A large rat

FEBRUARY 15, 2010

SPORTS QUIZ ANSWERS 1. Don Sutton, with 52.

2. Billy Martin led the Rangers to an 84-76 mark.

3. The Big Ten in 1940-42.

4. Rasheed Wallace.

5. Brendan Shanahan.

6. Alberto Salazar in 1982.

7. The PGA Championship (2006 and 2007).

FLASH BACK ANSWERS 1. Steve Lawrence (1963) and Donny Osmond (1971).

2. “Night Fever” (No. 1) and “Stayin’ Alive” (No. 2) were both from the “Saturday Night Fever” soundtrack in 1978.

3. “You Are Not Alone,” by Michael Jackson (1995), also netted a Grammy nomination.

4. Bill Withers’ 1972 version is included on Rolling Stone’s 500 Greatest Songs of All Time. Club Nouveau’s cover of the song also climbed to No. 1 in 1987.

5. The Supremes. Between 1964 and 1969 they had 12 No. 1 hits.

6. None. It’s always been all females since the group came together in 1979.

LIBRA (September 23 to October 22) Getting advice on your next business-related move is a good idea, but only if your advisers are trustworthy. Get references that you can check out before you make any decisions.

ARIES (March 21 to April 19) All that flattery and fawning shouldn’t affect any decision you have to make. Keep your focus on the facts and ignore all the hyperbole, especially if it gets uncomfortably personal.

SCORPIO (October 23 to November 21) Getting a boost in your self-esteem is one benefit that comes with a job well done.

There are other plusses as well, including being noticed by all the right people. Good luck.

TAURUS (April 20 to May 20) Your Bovine instincts are on the mark about that “favor” you’re being asked to do. Agree to nothing unless you get a full explanation -which you would check out first, of course.

SAGITTARIUS (November 22 to December 21) Make time to deal with family matters, especially where they concern your elderly kinfolk. Being there for them from the start can help resolve problems sooner rather than later.

GEMINI (May 21 to June 20) A somewhat unsettled recent period should give way to a smoother time going through the week.

Use this quieter time to catch up on matters you might have had to let slide.

CANCER (June 21 to July 22) Feeling a little confused is understandable with all those mixed messages. Take time to list the questions you have. Then present them and insist on answers that make sense.

LEO (July 23 to August 22) Cupid can be very helpful for Lions seeking a love connection. The chubby cherub also brings warm and fuzzy feelings to paired Leos and Leonas who already share a special love line.

VIRGO (August 23 to September 22) Travel is favored this week, whether you’ll be globe-trotting or taking a trip to a nearby getaway. You might be surprised (or maybe not) by who wants to be your traveling companion.

17

CAPRICORN (December 22 to January 19) Getting a project started can often be difficult. But the good news is that you won’t want for lack of assistance from colleagues who would like to work with you.

So, let them!

AQUARIUS (January 20 to February 18) A lot of work-related issues might be raised this week, and you need to be prepared for whatever comes along. Things should be easier when it comes to matters in your private life.

PISCES (February 19 to March 20) What might appear to be a very much unwanted change in your life right now could turn out to be a very welcome event after all. Give yourself a chance to see where it might take you.

BORN THIS WEEK: You exercise your strong leadership qualities well, which is why people believe in you and feel reassured by you. (c) 2010 King Features Synd., Inc.

SNIPPETZ® BUSINESS AND FINANCE

FINANCIAL FOCUS

HOW DOES TAX-FREE INCOME SOUND?

NEW IRA OPPORTUNITIES FOR 2010

BECOME A BETTER INVESTOR BY UNDERSTANDING RISK

You’re Invited …

A new tax law change makes this year a particularly good time to consider converting from a traditional, SEP or SIMPLE IRA to a Roth IRA. Find out why at our free seminar Roth IRAs: Retirement Can Be Less Taxing. You’ll learn about: ❚ Differences between traditional and Roth IRAs

Provided by Adam Grayson of EdwardJones Investments

❚ Features of the new tax law change ❚ Benefits of converting to a Roth IRA and important tax

W

considerations

hat does it take to be a successful investor? You need a variety of attributes, including patience, discipline and a long-term vision of what you want to achieve. But you also need to understand the role of risk in investing.

Call today to reserve space for yourself and a guest at this free educational seminar.

Edward Jones, its employees and financial advisors do not provide tax or legal advice.

Please contact a qualified tax or legal professional regarding your situation.

Dinner will be served.

When investors think about risk, they typically think of the various risks associated with different types of investments. For example, investments such as stocks carry market risk, which is the risk that you could lose money if you sell shares whose market price has fallen below your purchase price. Other investments – for example, certificates of deposit – offer inflation risk, meaning the fixed return they provide may not keep pace with inflation.

[Enter RSVP]

Date: Tuesday, February 23, 2010 Time:6 p.m.

Location: Bella Panini Restaurant Palmer Lake, Colorado RSVP: Kathy Williams at 719-481-4964

Adam R Grayson

In addition to learning about the risks associated with various investments, it’s also important to understand the following three concepts: risk tolerance, risk capacity and required risk. Let’s consider each of them:

Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

Risk tolerance — It’s useful to know your own risk tolerance. If you are an aggressive investor by nature, you may be willing to take on a higher degree of risk in exchange for potentially higher returns. If you’re a conservative investor, you might lean toward sacrificing higher returns for greater stability of principal. By understanding what level of risk you can comfortably tolerate, you’ll be in a better position to stick with your investment strategy through up and down markets.

Member SIPC

Risk capacity — While your risk tolerance

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE

defines how comfortable you are with risk, your risk capacity refers to how much risk you can handle based on your financial situation, goals and timeline. When you are young and have many years to invest, you have more time to overcome losses, and so you have a greater ability to handle volatility — a greater risk capacity — than someone who is retired. Also, the more discretionary income you have, the larger your risk capacity, because you won’t be as dependent on your investment portfolio to help provide the income you’ll eventually need for your long-term goals, such as retirement.

Required risk — The higher the return necessary to reach your goals, the more potential risk you’ll need to take on — in other words, the greater your “required risk.” For example, when it comes to retirement, the return you’ll need from your investments depends on several factors: your age, your retirement lifestyle, your available sources of income, your desired legacy and so on. To achieve your goals, you’ll need to find the right balance between the returns you need or anticipate and the amount of risk you are comfortable with.

Ultimately, your challenge will be to balance your risk tolerance, risk capacity and required risk as factors in a comprehensive investment strategy. By creating this strategy and sticking with it over time, you’ll be able to make investment decisions based on your needs and goals rather than emotionally reacting to the constant changes in market conditions.

Over time, of course, your thoughts about risk may evolve to reflect changes in your life and objectives. As this happens, you will want to review your investment mix with your financial advisor, and make whatever changes are required to help you stay on track toward your long-term goals.

This article was written by Edward Jones for use by your local Edward Jones financial advisor.

For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

2010 MVEA Board Nominations Now Open

TO DRIVE.

Two directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts:

Your Choice Auto® Insurance. Deductible Rewards, Accident Forgiveness and more. Sound Good? Call me today.

719.481.4740 Joslin Nagle

1850 Woodmoor Dr., Ste. 105 Monument JoslinNagle@allstate.com

• District 3

Elbert and surrounding areas to include a portion of the Black Forest. (incumbent Allen Gresham)

• District 5

Ellicott, Fountain, Falcon and surrounding areas. (incumbent Bud Paddock)

If you, or someone you know, is interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, please contact either MVEA ofce at 719-775-2861 or 719-4952283 to verify your district.

Candidate information must be turned into the committee by 5:30 p.m., Monday, April 12, 2010.

A member may also petition for nomination. Petitions are available at either MVEA ofce or online at www.mvea.coop. Petitions must be signed by 15 members of MVEA residing in the district where there is a vacancy. It must be returned to either MVEA ofce by 5:30 p.m., Monday, April 19, 2010.

A Questionnaire must also be completed for either the verbal nomination or petition. The questionnaire can also be found on MVEA’s web site or you may pick one up at either ofce. If you have questions, please contact a member of the nominating committee.

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval where required).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

“Your Lender Next Door”

Nominating Committee: NEED CASH? NEED FINANCIAL FREEDOM? NEED RATE STABILITY? CALL US TODAY FOR YOUR FREE LOAN ANALYSIS

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Office: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953

18

District 3 Joy Rosburg 12481 County Rd. 90 Elbert, CO 80106 303-648-3342

District 5 Carl Alexander 25780 Little Springs Rd. Calhan, CO 80808 719-683-5212 www.mvea.coop

®

SNIPPETZ BUSINESS AND FINANCE

Lisa Welch Stevens Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

❖

Business Planning

❖

Intellectual Property

❖

Employment Law

❖

Mergers and Acquisitions

❖

Wills, Estate, Probate

❖

Transactional (Contract) Services

Member: Colorado & El Paso County Bar Association

719.488.9395

lisa@lwslawfirm.com • www.lwslawfirm.com

DIVORCE / FAMILY LAW Experienced - Affordable Convenient Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200

Colorado Springs, CO 80921 (719)488-9395 Please visit our comprehensive website for divorce information: www.cmeyerlaw.com

THE LAW ACCORDING TO STEVENS

by Lisa Welch Stevens, Attorney at Law P.C.

DO YOU HAVE ANY EMPLOYEES? IF SO, DON’T PUT ANYTHING IN WRITING © Lisa Welch Stevens, Esq., January, 2010

M

y law practice is focused on business law, whether transactional (business formations and agreements and contracts) or litigation (suing over agreements, etc. gone wrong). I represent small businesses and their owners – “small” in the sense that the businesses, no matter how large their revenues, have only a few owners and/or employees. While I normally harp to my clients on the importance of putting everything in writing in order to protect themselves, there is one situation where I do not want my clients to put things in writing – and that is with respect to employment contracts or any documents spelling out the terms and conditions of employment.

As I have discussed previously in this publication, Colorado is an “at will” employment state; if there is no contract of employment between the employer and the employee, the employer is the “king”: he can fire anyone at any time for any reason (or no reasons) whatsoever, and even for a completely horrible reason, so long as he is not an “employer” under federal discrimination laws. Thus, you absolutely do not want a contract of employment with your employees.

You may think this is easy to avoid: if you don’t have a “contract”, denominated as an “employment contract” or “employment agreement”, with your employees you are in the clear. Not necessar-

BEST TIMES TO BUY

W

hen you need to buy something right away, you do the best you can to find what you want at a good price. But with most items, it’s possible to time your purchase to when you’re more likely to get a real deal.

Here are some suggested times to buy: Vacuum cleaners -- Shop for older models just in time for spring cleaning.

Air conditioners -- anytime between October and March, before new models arrive in early spring.

Camping, hiking, biking and outdoor equipment -- Shop just as the newest gear hits the stores in January and February.

Cars and trucks -- Many people believe that the best time to buy a car is at the end of the month, when sales personnel are desperate to meet their quotas. Instead, consider shopping for a car at the beginning of the month when the quota meter is reset to zero and sales staff hope to get a jump on filling that month’s quota.

Cameras -- Keep an eye out for new models coming out -- and buy an older model.

Airline tickets -- Book your flight at least 21 days in advance, but less than three months ahead of time.

However, if you’re buying tickets for your family’s annual vacation, don’t play the waiting game for too long. Consult a travel agent early to nail down your best price, especially if you’ll also need a rental car and accommodations at the other end.

Appliances -- look for sales in September and October. Negotiate for free delivery and setup, as well as taking the old item away.

Furniture -- The best times to buy are February and August, when showrooms are cleared for new furniture after the holidays.

19

ily so! Courts (yes, even Colorado courts!) have ruled that many other types of writings constitute contracts of employment.

For example, employee manuals or handbooks have often been found to be sufficiently detailed and to make sufficient promises as to be, as a matter of fact (not law), contracts of employment. The more specific the terms, conditions or provisions of an employer’s employee manual, handbook, policies or guidelines are, the more likely a court is to find that a contract of employment, rendering those terms, conditions or provisions or policies or guidelines legally enforceable by the employee, has arisen between the employer and employee.

This problem most frequently arises when a client, to save money, either gets an employee manual or handbook form online or purchases one from an office supply store, inserts the name of his or her business, cuts and pastes various provisions, and then hands out the resulting document to his or her employees without having it reviewed by a Colorado attorney. Very rarely are any form business documents drafted with an eye toward Colorado law – we are simply too small of a state, businesswise, for it to be economically feasible for the form merchants to do so. A handbook, manual, policy or guidelines may not constitute a contract of employment in one state, but do so in Colorado.

The safest course of action for Colorado employers is to put nothing in writing regarding terms and conditions of employment. When in doubt, leave it out! (The exception is with independent contractors rather than employees, which is a topic for another day.)

This article is for informational purposes only, and does not constitute the proffer of legal advice. As always, consult your legal advisor regarding your specific situation.

For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395

Gym memberships -- It’s true that you’ll get the best deals in December and January as people gear up for their New Year’s resolutions. But if there’s a gym near you, approach them at any time to ask for their best possible deal. They might surprise you.

As always, do your homework before you buy. Make comparisons. Look online for competitor pricing and coupons.

The biggest way to save money is to plan ahead: If you know your window air conditioner likely won’t make it through another summer, start looking now.

Don’t wait until July, when prices will be high and stock low.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2010 King Features Synd., Inc.

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