Snippetz Issue 437

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© 2010 - FUNDER ENLIGHTENING INC. • FREE WEEKLY • ISSUE 437 • MARCH 15, 2010

n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR

z

FIRST NATIONAL BANK MONUMENT

®

SNIPPETZ COOKS UP SOME POTATO SNIPS

by Deborah Stumpf

625 Hwy 105 Member

719-481-0008

11 Month Certificate of Deposit

1.22%

APY*

Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of November 9, 2009

24 Month Certificate of Deposit

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A SPECIAL BRAND OF ACCOUNTS “Money is the root of all evil, and yet it is such a useful root that we cannot get on without it any more than we can without potatoes.” —Louisa May Alcott, American novelist

All your protection under one roof.

All your protection under one roof.

Larry E Stiltner Agency All your protection 481 Hwy 105 Suite 212 under one roof.

(719) 481-8382 Bus Monument, CO 80132

©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

Larry E Stiltner Agency 481 Hwy 105 Suite 212 481-8382 Larry E(719) Stiltner AgencyBus Monument, 481 Hwy 105 SuiteCO 21280132 (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries Monument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

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burger and fries; steak and baked potato; turkey and mashed potatoes: They go together like a horse and carriage; love and marriage; peanut butter and jelly; bees and honey; cup and saucer.

AMERICANS LOVE THEIR POTATOES! Potato products are the second – dairy products are No. 1 - most consumed food in the United States. Potato chips rank first among snacks worldwide. To celebrate, every year March 14 is designated as National Potato Chip Day. But the snack is just a chip off the old block – the potato, that is.

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Contrary to popular belief, the potato did not originate in Ireland. The potato had its beginnings in the Andes Mountains of South America.

Potato Snips... Continued on Page 2

Al Dobrick - 30 Years Exp

Bring this ad to receive an Extra 5% when we buy your Gold

(719) 481-6555

430 Beacon Lite Rd. #155, Monument

Janet

Susan

Terry

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR

Q U A L I T Y

C O U N T S

Promotional Products

Black & White and Color Copies

Vehicle Wraps

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Four-Color In-House Printing with Direct-to-Plate Technology

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Robin’s Rap... 9

HEALTH AND WELLNESS 10-11 11

CLASSIFIED PAGE 13 GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

THE DINING GUIDE PAGES 13-15 Patricia’s Café... 15 Good Housekeeping One...

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PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCE PAGES 18-19 Financial Focus ... 18 It’s The Law: The Marriage Zone ... 19 Dollars and Sense... 19

NEXT WEEK IN SNIPPETZ SNIPPETZ INDULGES IN SCRUMPTIOUS AND SUMPTUOUS CHOCOLATE

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The first European to discover the potato was a Spaniard, who came across the potato on an expedition to South America in 1536. Although the potato was hardy and nutritious, the Spanish colonies considered the potato food for the under classes.

It took three decades for the potato to filter throughout Europe, but it was still regarded as food for the paupers.

The upper class also thought the potato was poisonous. A potato exposed for too long turned green; the green skin harbored solanine, a bitter tasting substance, which caused illness in humans, which caused a belief that potatoes were unhealthy.

In the 1780s, Ireland began to cultivate potatoes because they were abundant and nutritious. According to historians, the potato could have been the reason for a population explosion in Ireland in the early 1800s. One acre of potatoes could feed 10 people.

The potato became a staple in Ireland; and, when a fungus destroyed Ireland’s potato crop in 1845, a severe potato famine devastated the Irish.

THE POTATO FAMINE OF IRELAND During the summer of 1845, soon after the farmers had dug their potatoes from the ground, the potatoes turned into a black, slimy, decayed mess. Much of Ireland’s potato crop was a failure. When news of the blight reached London, the British prime minister established a commission to research the situation. The commission reported that more than half of Ireland’s potato crop could perish because of the “wet rot.” An airborne fungus believed to have originated in Mexico was the culprit behind the potato crop destruction.

The Irish relied heavily on the potato as food. Without it, they would starve. But during the first year of the potato famine, deaths from starvation were minimized when the British began importing Indian corn from America. Much to their chagrin, the potato blight continued the next year and two more – not a potato to be found in most of Ireland.

Even so, the British government put a halt to the Indian corn import because they didn’t want to rely on food from abroad, although they continued to export grain that could have been given to the Irish.

Without the corn, the Irish began to live off wild blackberries, cabbage leaves, seaweed, turnips and even green grass. Ireland’s poor also sold their livestock and possessions, including their clothes, to buy food, but then food costs soared. Although plentiful, fish weren’t an option.

The waters off the West Coast of Ireland were too deep for the small fishing boats.

To top off their misery, in 1846 and 1847, the usually mild winters of Ireland turned bitterly cold, and a change in wind direction brought one blizzard after another, burying houses in drifts.

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C O U N T S

REAL ESTATE 9

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Around 200 B.C., the Inca Indians of Peru began to cultivate potatoes, which were not only used for eating. Raw slices were placed on broken bones to promote healing; a few potatoes slung over the shoulder prevented rheumatism; and potatoes eaten with other foods prevented indigestion.

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THE ROOTS OF THE POTATO

STYLE 5

C O U N T S

719-488-2544 WE’VE

Bindery

Potato Snips... Continued from Page 1

Strange But True... 13

Q U A L I T Y

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Senior News Line... 12

W H E N

C O U N T S

Moments In Time... 8

C O U N T S

Q U A L I T Y

FEATURE ARTICLES Tai Yi - Missing The Mark... 6

Q U A L I T Y

W H E N

SNIPPETZ COOKS UP SOME POTATO SNIPS

W H E N

W H E N

THIS WEEK IN SNIPPETZ

Throughout the famine years, many of the Irish died from hunger; some died from related diseases like typhus, dysentery and a highly contagious fever, named Black Fever because it blackened the skin and was spread by lice. Doctors, priests and others who helped the sick also died from the fever.

Ireland’s potato famine cut the population in half and then some, from 9 million to 4 million. People either died or migrated to places like Great Britain, Canada and the U.S. Finally, in 1883, French botanist Alexandre Millardet developed an effective fungicide.

AMERICA AND THE POTATO The first potato in the U.S. was planted in 1837; but, through the 1850s, Americans considered the potato food for the animals. Even in mid-19th Century, the Farmer’s Manual recommended that farmers grow potatoes near hog pens “as a convenience for feeding the hogs.”

But the potato industry started to bloom when American horticulturist Luther Burbank developed the Russet potato.

The Russet was more disease resistant, so Burbank introduced the Russet to Ireland. At the same time, the “Russet Burbank” potato began appearing throughout Idaho. And so it goes – Idaho’s fame as the U.S. capital of potatoes.

POTATO PRODUCTION • Thirty-six states in the U.S. produce potatoes.

• Idaho is the No. 1 in potatoes in the U.S., producing onethird, followed by Washington, Wisconsin, North Dakota and Colorado.

• Potatoes yield 39,300 pounds per acre.

• The average farm price is $7.33 per 100 pounds; the yearly value of potato production is $3.2 billion.

Potato Snips... Continued on Page 3

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR

The place to turn for Shelter Insurance protection for your auto, home, and life.

Michael D. Ahlers

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www.shelterinsurance.com Potato Snips...

Continued from Page 2 There are seven types of potatoes. The Russet is the most popular in the U.S. • Russet • Long White • Round White • Round Red • New (any potato that comes in from the field, instead of storage) • Yellow Flesh • Blue and purple (originated in South America – becoming more popular in the U.S.

POTATO STUFF • The potato is 80 percent water and 20 percent solids.

• England is home to the largest potato ever grown. It was 1795 and the potato weighed 18 lbs. 4 ounces, according to the Guinness Book of World Records.

• The restaurant that serves the highest volume of baked potatoes in the world is in San Juan, Puerto Rico – aptly called, The Hot Potato.

• Potato-based alcohol fueled German planes in World War II. • During the Alaskan gold rush, miners traded gold for potatoes because of the vitamin C value.

• On the South Atlantic island of Tristan da Cunha, potatoes were at one time used as the country’s unofficial currency.

• The Scottish refused to eat potatoes because the vegetable was not mentioned in the Bible.

• The average American eats 126 pounds of potatoes a year.

• The potato was the first vegetable grown in outer space. The spud in space experiment took place in 1995 aboard the Columbia.

• French fries were first served in the U.S in the White House in 1802, under President Thomas Jefferson. Today, more than 4 million tons of French fries are consumed in the U.S. each year.

A SPUD FOR HEALTH Sometimes potatoes get a bad rap nutritionwise, but they have nutritional value.

• One medium size potato has 45 percent of the recommended daily dose of Vitamin C. • A medium potato is 110 calories, with no fat or cholesterol (hold the butter and sour cream, please).

• Potatoes contain more potassium than bananas – 18 percent of the recommended dose per day.

• A medium potato has 3 grams of fiber, which is great for the digestive system and reducing risks of cancer and heart disease.

• The potato is a complex carbohydrate – an excellent source of energy for the body.

• Antioxidants in potatoes are among the highest of all vegetables – and to set the record straight, the potato is a vegetable.

Antioxidants protect cells by neutralizing the effects of free radicals. Potatoes also contain glutathione, an antioxidant that protects against some cancers.

SPUD FOLK REMEDIES Many thought the potato was the end-all for everything from illness to good luck.

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• Wash your face daily with cool potato juice to treat blemishes.

• Apply a raw grated potato or potato juice to frostbite or sunburn.

• Relieve a toothache by carrying a potato in your pocket.

• Put a slice of a baked potato in a stocking and tie it around your throat to relieve a sore throat.

• Rub aches and pains with the water leftover from boiling potatoes.

POTATO MYTHS • Laying a potato peel at the door of a girl on May Day denoted a dislike for her.

• Rub a wart with a cut potato and bury the potato in the ground. As the potato rots, the wart will disappear!

• A pregnant mother should not eat potatoes or her baby will be born with a big head (see Mr. Potato Head).

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The potato was the model for one of the most popular toys in the 1950s and 1960s.

A plastic replica of a potato was used as a base for attaching a wide array of plastic parts, from eyebrows to eyeglasses, to create different faces.

In 1949, George Lerner manufactured the first Mr. Potato Head and began distributing it in 1952. Mr. Potato Head was the first toy ever advertised on television. In 1953, along came Mrs. Potato Head and a variety of accessories. Over the decades, Mr. Potato Head enjoyed immense popularity and widespread notoriety.

ESTATE SALE

• In 1986, Mr. Potato Head became the “spokespud” for the annual Great American Smokeout. In a display of cooperation, Mr. Potato Head gave up his little plastic pipe (one of those attachments) to then Surgeon General C. Everett Koop.

FULL LIQUIDATION OF RANCH Implements Preifert corral panels Rubbermaid water tanks tack welders torches metal barn signs

• In 1995, Mr. Potato Head hit Hollywood head on with a lead role in “Toy Story.”

Four years later, he starred in “Toy Story 2.”

• In 2000, Mr. Potato Head was inducted into the Toy Hall of Fame.

• In 2001, Mr. Potato Head had his own comic strip.

Lots Of Household Items appliances Pfalzgraf dishes furniture televisions

LAST BUT NOT LEAST: THE POTATO CHIP In 1853, at a fashionable restaurant/resort in Sarasota Springs, New York, railroad magnate Cornelius Vanderbuilt sent his fried potatoes back to the kitchen because they were too thick.

Office filing cabinets desks

Just to spite Vanderbuilt, Chef George Crum sliced the potatoes thin as paper, fried them in oil and salted them and sent them to Vanderbuilt’s table. Surprising everyone, Vanderbuilt loved what would first be referred to as “Saratoga Crunch Chips.” The potato chip was born. About 1.2 billion lbs. of chips – America’s favorite snack food – are consumed each year.

Collectibles antiques Full Line Of Carpentry Tools nail guns saws ladders Exercise Equipment Automotive cars Harley motorcycle parts automotive tools RV

Come look and make an offer on whatever you need!

For appointment call 719-481-2126 serious inquires only - no calls after 9 PM

RANCH SALE

In 1932, Herman Lay founded the Lay potato chip factory in Atlanta, Georgia. Lay promoted the chips throughout the South, creating the first successful national brand.

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR

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We are located in the Monument Plaza behind Rosie’s Diner.

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A LIFETIME OF JOKES, QUOTES & OTHER THINGS!

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A

local Colorado Birder with a Life List of 3,141 species of birds as of August 3, 2009 just finished writing an interesting 385 page book titled, “A LIFETIME OF JOKES, QUOTES and OTHER THINGS”.

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When you read this book you will see the world through the eyes of a Notch Victim, Retired Military Man, a Baseball Fan, A Sportsman, a World Traveler, a Birder, a Naturalist, a Colorado High School Biology Teacher, a Lecturer, and a Retired Senior Citizen.

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Autographed books can be bought from Vern at 15065 Sun Hills Drive, Colorado Springs, Colorado 80921-2102 or Phone (719) 488-3175 or later, through the website www.verndayhoff.com or an Internet Distributor.

1 PM, Friday March 19

Hardback Cover Copies are available for $29.95 and the Paperback Cover Copies are $19.95. Vern will pay the postage!

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Installing tile is a skill, but it is a skill that can be learned. Successful tile installation requires careful preparation and planning, some design sense, and the ability to cut, lay out, and secure the tiles.

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Laying tile is a common and satisfying home project. However, a majority of homeowners choose to use professional installers rather than to do-itthemselves. Professional installers may be aware of some design options and techniques that you may not be familiar with. They will be able to anticipate challenges that may be unique to an environment. If you have spent many thousands to remodel your bathroom or tens of thousands to remodel your kitchen, consider using a flooring tile professional to install your tile to ensure that the results are equal to the rest of your remodeling investments.

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by Kim Carson

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Tile flooring requires a subfloor or substrate that is flat and inflexible. The subfloor must be flat to that the tiles adhere and so that foot traffic will not force the tiles off its adhesive. A flexible board may enable you to lay your tile flat and yield a success initial installation, but foot traffic the causes the subfloor to flex will eventually result in the tiles coming loose. If you are working with a tile installation professional, they will be able to evaluate your requirements for subfloor and install it themselves. If the tile is being installed in a bathroom

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ile tends not to wear out if it is properly selected and installed. However, sometimes tile that is not designed to withstand heavy traffic is installed in an area of heavy traffic, and begins to show wear. If this is the case with your tile, consult a tile flooring professional to see if your tiles can be treated or reconditioned to restore them and prepare them for future wear. If this is not possible, replace your worn tiles with tiles designed to withstand the stresses of the location where they will be installed. There are tile rating

or kitchen, the subfloor may need to be waterproofed prior to the tile be laid.

in specialized showrooms.

systems that can help you purchase the appropriate replacement tiles.

As you begin to shop, you’ll find that a wide variety of tile brands are available. Some major manufacturers produce tiles in many styles and colors. Other brands, however, can be very specialized and might produce tile using one technique, utilizing a design from a geographic region, or for specific home applications. Tile can be found in large home improvement stores like Home Depot and Lowes, but higher end brands are only on display

There are four major variables to consider in the purchase of tile.

1. Size: Standard tiles can be a small as 1/4” square and as large as 12” square. If you are tiling a large floor, large tiles tend to look better and more appropriate. Large tiles also are less labor intensive to install, and large tiles work well in high-trafficked entry foyers and kitchens because less of the floor is comprised of harder-to-clean grout.

Smaller areas can benefit from the use of small tiles, and small tiles used on a bathroom floor have the advantage of being less slippery because more of the floor surface is grout.

2.

Shape: Tiles come in many geographic shapes. Shapes be used uniformly or different shapes of tile can be combined on the same floor.

Next Week: The conclusion of “Your Guide to Understanding Tile”

Like to know more?

Kim can be reached at 719-487-7767

Spring Into March! Shake The Winter Blues... New Items Arrive Daily!

JUSTIN PALMER 481 Hwy 105 • Ste B - 188 Monument CO 80132 REPAIRS AND PROFESSIONAL INSTALLATION OF:

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SNIPPETZ : THE LOCAL SCOOP ®

TAI YI MISSING THE MARK

Do you ever feel medication may not be enough?

Or,

W

hen ones look back on their lives they may see missed opportunities. They may see missed opportunities regarding relationships with other adults or their children. The missed opportunities may be regarding a new career, advancement in career, healing a particular issue, or perhaps moving in a completely different direction within one’s life pathway.

Perhaps at the age of 21, an opportunity was presented to create a life with creativity and enjoyment, but rather than taking the opportunity, the person stayed within tradition-a safety zone, and missed the opportunity.

The ancient Greek definition of SIN has nothing to do with religion. It means ‘missing the mark’. More specifically, it means moving away from one’s pathway. How many people chose to not create something different because family may not have approved of that particular pathway, it seemed too daunting, the unknown created fear, or the expectations were that the person needed to follow family tradition? So therefore, that person missed the mark and created SIN? The result or outcome of creating SIN is lack of enjoyment and passion for life. One might feel he or she was ‘supposed’ to do something different with his or her life and feel unfulfilled in the current situation.

For one to heal the SIN, one must see what was missed in the first place and then re-create the missed opportunity.

A Tai Yi exercise/treatment that addresses this is called Sin of I. Sin of I assists ones to be aware of what they have missed. It also increases energy in

JEFF BURUM TO HOLD TWO SEMINARS IN MARCH

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Interventional Pain Management 3010 N. Circle Dr., Suite 202 the spine and brings attention to what they have missed and are attempting to create and heal. This exercise does increase the flow of energy in the spine, which also assists the immune system.

What did the person miss? What was the SIN?

EMPOWERMENT THROUGH HEALING, LLC Tai Yi Energy Practitioner - Tami Urbanek Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus?

Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.

Tami Urbanek

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For more Tai Yi exercises and Tai Yi History, visit: www.empowermentthroughhealing.com

FREE 30 MINUTE CONSULTATION WITH SESSION turbanek1@msn.com • www.empowermentthroughhealing.com • Monument, CO

READY FOR A NEW LOOK?

one should be aware of when starting a business, most of which will be talked about. If you are considering going into business for yourself, then this seminar is for you.

March 19th Jeff and Mitch will be discussing changes to the internal revenue codes which facilitate conversions from traditional IRA’s to Roth IRA’s. He will then discuss the advantages and disadvantages, as these changes may affect an individual’s current and future taxation as well as future financial planning.

Jeff Burum, CPA, MBA, MA, IAR has 22 years of experience in income and estate tax planning. He is an independent, Investment Advisor Representative and provides comprehensive financial services for businesses and individuals through his brokers The Leaders Group, Inc. and TLG Advisors, Inc. He is a former instructor of individual, corporate, partnership, estate and trust taxation, and an Assistant Professor of accounting and taxation at Colorado Technical University. He is also the former Chief of Budget at the United States Air Force Academy where he managed a $300M operating budget, past President of the Colorado Springs Chapter of the Colorado Society of Public Accountants, a Desert Storm/Desert Shield Veteran, and a 1984 Air Force Academy graduate. Jeff opened his second office in Monument, CO in November, 2009.

March 25th On this date, Jeff will present, in depth, many issues regarding the intricacies of starting a business in today’s economy. From determining your business’s entity type to establishing a consistent accounting method, Jeff will bring everything full circle. Additionally, there are many federal tax responsibilities

Both seminars will be lunch-ins from 11:30-1:00 and held in suite 300 at the Jackson Creek Commerce Center; 16055 Old Forest Point, Monument, CO 80132.

To receive additional information please call 719.488.5637 or 719.596.3718, or contact us via email at jbcpa_co@hotmail. com.

Monument, CO Jeff Burum, CPA, MBA LLC will be hosting two seminars in March at the Jackson Creek Commerce Center. On March 19th, Jeff Burum and Mitch Hersch, of Pacific Life, will be holding a seminar on Roth Conversions and on March 25th, Jeff Burum will be hosting a seminar on New Business Start-Ups.

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• Accounts Receivable / Payable • Preparation of Sales & Use Tax Reports • Payroll Service Including: • Distribute Payroll Checks • Prepare and File Payroll • W-2s and 1099s • Quickbooks® Training • IRS Clean-up

HOME: 719-488-2308 • CELL: 719-331-3003 • EMAIL: bldoyle1@comcast.net

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SNIPPETZ : THE LOCAL SCOOP ®

Buxton & Luther, P.C. is an experienced and respected personal injury law firm dedicated to protecting the rights of persons injured due to the negligence of others.

Tim Buxton In practice for over 20 years Extensive courtroom experience Served 11 years in the United States Air Force as a Judge Advocate General

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9-5 M-F & 9-3 Sat

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03/19/10

11:30-1:00

New Business Start-Up Seminar

Life Stages Financial Planning

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03/25/10

04/22/10

11:30-1:00

6:30-8:30

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AUTO ACCIDENTS Car Crash Injuries Hit and Run Commercial Vehicles Motorcycle Wrecks Insurance Disputes

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• On March 17, 461 A.D., Saint Patrick -- Christian missionary, bishop and apostle of Ireland -- dies in Saul, Downpatrick, Ireland. The first St. Patrick’s Day parade, though, took place not in Ireland, but the United States, when Irish soldiers serving in the English military marched through New York City in 1762.

• On March 19, 1842, French writer Honore de Balzac’s play “Les Ressources de Quinola” opens to an empty house thanks to a failed publicity stunt. Hoping to create a buzz for the play, the writer circulated a rumor that tickets were sold out. Unfortunately, most of his fans stayed home.

Angel” by the Penguins, “In the Still of the Night” by the Five Satins and “Book of Love” by the Monotones.

• On March 20, 1920, French automaker Bugatti delivers its first 16-valve car, to a customer in Switzerland. A symbol of wealth and status, Bugatti automobiles were equipped with massive racing engines. The renowned American dancer Isadora Duncan was driving in a 16-valve Bugatti when her trademark long scarf caught in the rear wheel of the vehicle, and she was instantly strangled to death.

• On March 21, 1963, Alcatraz Prison in San Francisco Bay closes down and transfers its last prisoners. At its peak in the 1950s, “The Rock” housed more than 200 inmates at the maximum-security facility.

Alcatraz remains an icon of American prisons for its harsh conditions and record for being inescapable.

KATHY CORIA

• On March 18, 1937, nearly 300 students in the east Texas town of New London are killed when a natural gas explosion levels their school. The school sat in the middle of a large oil and natural gas field dominated by 10,000 oil derricks.

• On March 15, 1954, the Chords record “Sh-Boom” and kick off a new era of “doowop” music. Doo-wop hits included “Earth

• On March 16, 1977, author Alex Haley files suit against Doubleday, publisher of “Roots,” for not promoting the book and failing to land a competitive paperback contract. “Roots” was made into a television miniseries, which attracted some 100 million viewers when it aired in January 1977. (c) 2010 King Features Synd., Inc.

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8

SNIPPETZ : REAL ESTATE ®

Search Tri-Lakes Homes for Sale -- including Foreclosures!

www.TriLakesMLS.info 

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Article by Robyn Graham Keller Williams Real Estate, LLC

In the late '80s, NASA studied houseplants as a way to purify the air in space facilities. They've found that many common houseplants help fight indoor air pollution.

We know that plants absorb carbon dioxide and release oxygen as part of the photosynthetic process.

Now researchers have found that some houseplants are better at removing formaldehyde from the air, while others do a better job on benzene or trichloroethylene. (No plants have been found to be much help when it comes to tobacco smoke.)

Most homes are constructed with synthetic carpeting, fabrics, laminated counters and other materials known to "off-gas" pollutants into the interior environment.

And then with the "energy crisis" concerns, we insulate our homes so tight that indoor pollutants have nowhere to go. This unfortunately has resulted in the "sick home syndrome."

Fortunately there is an inexpensive, fun, beautiful solution!!!!

Houseplants! Here are the top 15 Houseplants that eat Bad Air! Aloe (Aloe vera) - This succulent helps clear formaldehyde and benzene, which can be a byproduct of chemical-based cleaners and paints.

Spider plant (Chlorophytum comosum) - This plant battles benzene, formaldehyde, carbon monoxide and xylene, a solvent used in the leather, rubber and printing industries.

Gerber daisy (Gerbera jamesonii) This plant is effective at removing trichloroethylene, which is in dry cleaning and also filters out the benzene that comes with inks.

Snake plant (Sansevieria trifasciata 'Laurentii') - “Mother-in-law's tongue” is one of the best for filtering out formaldehyde, common in cleaning products, toilet paper, tissues and personal care products.

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Great for 1st Time Homebuyer! Frank Lloyd Wright Style Home!

14 Houseplants to Improve Indoor Air Quality Did you know that indoor air is typically far more polluted than outdoor air?

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Golden pothos (Scindapsus aures) - Powerful for tackling formaldehyde. Consider it near your garage since car exhaust is filled with formaldehyde.

Chrysanthemum (Chrysantheium morifolium) - This bloom helps filter out benzene, which is commonly found in glue, paint, plastics and detergent.

Red-edged dracaena (Dracaena marginata) - This plant is best for removing xylene, trichloroethylene and formaldehyde, which can be introduced to indoor air through lacquers, varnishes and gasoline.

Weeping fig (Ficus benjamina) A ficus filters out formaldehyde, benzene and trichloroethylene which are common in carpet and furniture.

Azalea (Rhododendron simsii) Combats formaldehyde from sources such as plywood or foam insulation.

English ivy (Hedera helix) - If you have pet that have accidents inside, this plant was found to reduces airborne fecal-matter particles. It has also been shown to filter out formaldehyde found in some household cleaning products.

Warneck dracaena (Dracaena deremensis 'Warneckii') - Combat pollutants associated with varnishes and oils with this dracaena.

Bamboo palm (Chamaedorea sefritzii) - This plant tops the list as best for filtering out both benzene and trichloroethylene. Also place around furniture that could off-gass formaldehyde.

Heart leaf philodendron (Philodendron oxycardium) - This climbing vine plant isn't a good option if you have kids or pets - it's toxic when eaten. It is particularly good at battling formaldehyde from sources like particleboard.

Peace lily (Spathiphyllum 'Mauna Loa') - This plant topped NASA's list for removing all three of most common VOCs - formaldehyde, benzene and trichloroethylene. It can also combat toluene and xylene.

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For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com

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SNIPPETZÂŽ HEALTH AND WELLNESS

MINERAL OIL WON’T KEEP YOU REGULAR DEAR DR. DONOHUE: My father is 88 and quite headstrong. He has taken a daily dose of mineral oil for years and years. He says it keeps him regular.

Should he continue to do this? Could it harm him? -- K.H. ANSWER: Mineral oil was once a favorite treatment for constipation and for its prevention. It’s not a great way to combat either. It interferes with the absorption of vitamins A, D, E and K, and it can block absorption of other nutrients. He should take it before eating or before taking any medicines or vitamins. If it goes down the wrong way -- into the lungs rather than the stomach -- it causes pneumonia.

ANSWER: If food or anything else gets caught in the windpipe (the trachea), a solo person can dislodge it by bending over a sturdy chair so the abdomen, just above the navel (bellybutton), rests on the top of the chair. A kitchen chair with a wooden back is a good choice. Then the person pushes the abdomen with an inward and slightly upward thrust against the top of the chair. It should generate a burst of air through the windpipe to dislodge whatever is stuck there. Repeat the thrust as many times as necessary.

If a chair is unavailable, then make a fist with one hand and cover it with the other hand. Put the fist in the same location, above the navel, and make a forceful inward and upward thrust. Repeat as needed.

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DEAR DR. DONOHUE: If a person is all alone and choking from something caught in the throat, this person cannot perform the Heimlich maneuver on himself. Would it be good for that person to insert a finger into the back of the throat to provoke regurgitations and clear the airway? -- C.

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The forced vomiting idea isnâ&#x20AC;&#x2122;t a good one. Vomited material leaves the stomach and enters the mouth through the esophagus. It doesnâ&#x20AC;&#x2122;t unblock the trachea. *** DEAR DR. DONOHUE: Do you lose more nutrients from vegetables when you cook them in a microwave than when you cook them on a stove? -A.T.

Your dad is 88. I take it he is in reasonable health. Heâ&#x20AC;&#x2122;s been taking mineral oil for years and years without facing any consequences. I would mention to him that this isnâ&#x20AC;&#x2122;t a good idea. However, he is at an age when he can do most anything he wants. If he objects, I wouldnâ&#x20AC;&#x2122;t push matters too hard.

ANSWER: You lose fewer vitamins and minerals when you microwave vegetables than when you cook them on top of a stove. Little water is needed when microwaving, so nutrients donâ&#x20AC;&#x2122;t pass out of the vegetables and into the water.

The booklet on constipation and its treatment deals with this common problem in depth. Readers can order a copy by writing: Dr. Donohue -- No. 504W, Box 536475, Orlando, FL 32853-6475.

Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipientâ&#x20AC;&#x2122;s printed name and address.

Please allow four weeks for delivery.

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

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Certified Advanced Personal Trainer Certified Exercise Specialist Sports Nutrition & Weight Loss Consultant Owner / REPS Personal Training & Fitness

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Short or long term lease. Pets OK. Owner/Agent. Call Jim: Stiltner Realty - 719-964-3526

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Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following weekâ&#x20AC;&#x2122;s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check

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PINZ is in need of a nighttime porter.

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Must be self-directed and self-motivated and a high-school graduate or GED. Stop by PINZ to fill out an application.

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ACCOUNTANT THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns.

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MEDMINDER IS NIFTY PILL REMINDER DEVICE

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ou have to love an inventive mind. Thereâ&#x20AC;&#x2122;s a man in Maine who has developed a nifty pill-reminder device called a MedMinder. Heâ&#x20AC;&#x2122;s even given the device a pet name: Maya.

Maya has 28 compartments, each containing a small pill cup. When filled, Maya holds a weekâ&#x20AC;&#x2122;s worth of medication to be taken up to four times per day. The device plugs into the wall and runs over wireless technology from MedMinderâ&#x20AC;&#x2122;s server, but you donâ&#x20AC;&#x2122;t have to have a computer or any kind of Internet service.

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When itâ&#x20AC;&#x2122;s time to take a pill, the correct compartment will ďŹ&#x201A;ash. You open the lid and remove the cup with the pills and return the empty cup.

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Here are only a few of the â&#x20AC;&#x153;alertâ&#x20AC;? situations the MedMinder will address: medication not taken, medication cup not returned to device, reminder to refill the box, refill started but not finished, power lost and device is running on battery, and more.

MedMinder isnâ&#x20AC;&#x2122;t cheap. Youâ&#x20AC;&#x2122;re required to pay a refundable $150 deposit and then $29.95 a month will be charged to your credit card. You get the deposit back if you return the unit. But thereâ&#x20AC;&#x2122;s a no-risk onemonth-free trial, and you donâ&#x20AC;&#x2122;t have to sign a contract. Right now MedMinder trying to get Medicare to pay for the device and service, which is a great idea.

You can learn more at www.medminder.com, or by calling 1-888633-6463. If you go online, there is a short video explaining how Maya works.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2010 King Features Synd., Inc.

WE HAVE FIREWOOD FOR SALE!!

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Looking for a special way to celebrate your child‛s birthday?

• Tibet is the only country in the world whose national flag is not in the shape of a rectangle.

WE HAVE IT!!

Your child and guests will make their own ice cream.

One delicious learning experience!

• In December of 1811, parts of the Mississippi River flowed backward due to an earthquake in the region.

Samantha Weaver

• It was longtime U.S. Congressman from Minnesota Eugene J. McCarthy who made the following sage observation: “It is dangerous for a national candidate to say things that people might remember.”

• You may not be surprised to learn that the portions offered in fast-food restaurants have increased in size during the past few decades, but you may find the amount of the increase to be shocking: Portions are now anywhere from two to five times as large as they were in 1980.

• Because fortunetelling is considered to be a form of witchcraft in Australia, psychic readings are illegal Down Under.

• Talk about a serious typo: In 2008, the Chilean mint issued thousands of copies of a coin with the country’s name spelled “Chiie” instead of “Chile.”

• A survey of elementary-school kids reveals that 66 percent of youngsters think that glasses make a person look smarter, while 57 percent think people who wear glasses look more honest.

WE NOW HAVE ICE CREAM AND GELATO CAKES!

• The world’s longest-lasting light bulb, which can be found in a fire station in Livermore, Calif., has been in use for 107 years. Experts say that the bulb’s extremely low wattage and the fact that it is rarely turned on and off have contributed to its longevity.

• The world’s most filmed story is “Cinderella,” followed by “Hamlet.” *** Thought for the Day: “The reason that fiction is more interesting than any other form of literature, to those who really like to study people, is that in fiction the author can really tell the truth without humiliating himself.”

-- Jim Rohn

PIKES PEAK ICE CREAM & GELATO 481 Highway 105, Unit # 208 Monument, CO 80132 Tel: (719) 313-9484 http://www.PikesPeakIceCream.com

MONUMENT GRILLE CASUAL AMERICAN

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SEE OUR MENU ON OUR WEBSITE: www.ericsmonumentgrille.com

(c) 2010 King Features Synd., Inc.

Seats up to 44 NO ROOM CHARGE

Tri-Lakes Center for the Arts Presents Sat. 7:30 pm

HOLD YOUR COMPANY, CLUB OR FAMILY LUNCHEONS/DINNERS HERE!

Rob Drabkin - Solo acoustic concert

March 21

featuring Rob’s latest CD release. Voted Colorado’s Best Singer-Songwriter by Westword Music for ‘08 and ‘09!

Sunday, 2:30 PM

OFF SITE CATERING

Available for your events Go to: www.ericsmonumentgrille.com for additional information

February 13 Sammy Dee Band - Get a taste of

Hausmusik String Quartet Chamber music at its finest!

Sat. 7:30 pm Louisiana Texas Style Blues while celebrating Valentines and Mardi Gras all in one night!

March 27

FREE WiFi available for our customers

February 27 Wendy Woo 6:00 & Robin Saturday, PM Hoch - Acoustic Sat. 7:30 pm

duo with Wendy on guitar and Robin on

March 12

Chuck Pyle - The Zen Cowboy is always

viola are back by popularDinner demand!

Bubba’s Killer Grits - Melodrama Theatre.

Fri. 7:30 pm

Mon-Thurs ---- 2PM - 8PM Fri & Sat ---- 12PM - 9PM Sun ---- 12PM - 6PM

S ’ C I ER

PRIVATE ROOM

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OPEN 7 DAYS A WEEK!

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With Omelets, Waffles and Eggs Benedict Cooked To Order

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intriguing audience withPM his humble, yet April 1,2the& 3 7:00 straight forward infectious melodies.

4PM - 7PM / MONDAY - FRIDAY Draft Beers $2.50 - $3.50 Wines (All Wines $1.00 OFF During Happy Hours) Liquors (All Single Shot Well Drinks) $2.50 Margaritas (Home made Pre-mix) $2.00

An Evening at the Theatre - Man of the House and UnHausmusik String Quartet - Chamber der Jekyll’s Sun. 2:30 pm Hyde music at its finest!

March 21

Contact the Tri-Lakes Center for the Arts or visit our website at www.trilakesarts.org for more detailed information.

719-481-0475 * 304 Hwy 105 * Palmer Lake, CO

(719) 594-4300 1455 Cipriani Loop Monument, Co 80132

13

OPEN 7 DAYS A WEEK! Mon-Sat - 10:00AM - 10:00PM Sunday - 9:00AM - 3:00PM

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$2.99 Breakfast!

MARCH SPECIALS

2 Eggs, Bacon or Sausage, Country Fries & Toast

Mon thru Fri Before 9am @ Both Locations!

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Sunday er etti Supp

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2pm to 6pm $1 Off All Draft Beers $1 Off All Appetizers

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fort Food Baked Rigaton i, Lasag or Man na icotti $9.95

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AVAILABLE FOR PRIVATE PARTIES AND CATERING

Fried Mahi Mahi, Shrimp, and Calamari Fries

A Second Cup 13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net Open starting at 6 am - 9 pm 7 days a week!

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PATRICIA’S CAFÉ SALAD NICOISE

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces

Try Our Specials

Tuesday through Thursday!

Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244

website: http://www.bellapanini.com

Serving Anne & Mann’s Gourmet Ice Cream

RD

Dressing ½c ¼c 2 Tbs 1 ea 2 Tbs 1 ea ¼c to taste

Olive Oil Red Wine Vinegar Dijon Mustard Lemon (juiced) Chopped Fresh Basil Chopped Garlic Clove Capers Salt & Pepper

1.

Mix together well and refrigerate until needed.

Salad 1 12 oz can Chunk Light Tuna 3 ea Baby Red Potatoes 3 ea Roma Tomatoes ½ lb Green Beans (trimmed) ½ ea Red Onion 3 ea Hard Boiled Eggs ½c Kalamata Olives 1.

2.

Cool completely.

3.

Drain tuna and place in the middle of a platter.

4.

Cut each potato and tomato into 8 wedges and place around tuna on the platter.

5.

Julienne red onions and place on platter.

6.

Cut each egg into 4 wedges and place on platter.

7.

Place green beans and olives on platter.

8.

Pour dressing over whole salad.

S

alad Nicoise (knee-SWAHZ) is a traditional dish from Nice, France. It is usually served with each ingredient arranged around the tuna on a bed of lettuce but is sometimes cut into smaller pieces and mixed together. Grilled fresh fish or smoked fish can be used in place of the canned tuna. Grilled chicken would also work. If you are in the mood for some greens add some spinach or some baby greens.

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1. Cut cabbage and onion each into 5 wedges.

Cut carrots into 2 1/2-inch pieces. Peel and cut turnips into 1-inch wedges. Cut spinach leaves into 1/4-inch-wide strips.

Be creative, have fun and enjoy!!!

2. Remove skin and fat from all chicken pieces except wings; cut each chicken breast in half.

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument

3. In 8-quart Dutch oven over medium-high heat, in 1 tablespoon hot salad oil, cook cabbage and onion wedges until lightly browned.

Boil or steam the potatoes and green beans.

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

BAYOU BARBQ CAJUN & BARBQ Fare Dine-in or Take-out

Tuesday - Saturday 11:00am - 8:00pm

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GOOD HOUSEKEEPING ONE

IRISH CHICKEN DINNER 1 small (about 2 pounds) head green cabbage 1 large onion 1 bag (8-ounce) carrots 2 small (about 1/2 pound) turnips 1 cup (loosely packed) spinach leaves 1 (3 1/2-pound) broiler-fryer, cut up 1 tablespoon salad oil 1 tablespoon beef-flavor instant bouillon 10 black peppercorns 3 whole cloves 1 large bay leaf 5 radishes with leaves, for garnish

15

4. Add chicken pieces, carrots, turnips, beef bouillon, peppercorns, cloves, bay leaf and 2 cups water; over high heat, heat to boiling. Reduce heat to low; cover and simmer 40 minutes, gently stirring occasionally until chicken and vegetables are tender.

5. Divide chicken and vegetables among 5 large soup bowls; top with spinach strips. Into medium bowl, pour cooking broth through sieve to discard spices and bay leaf. Spoon broth over chicken and vegetables in soup bowls. Garnish each serving with a radish if you like. Serves 5.

• Each serving: About 275 calories, 8g total fat, 96mg cholesterol, 700mg sodium.

For thousands of triple-tested recipes, visit our Web site at www.goodhousekeeping.com/recipefinder/. (c) 2010 Hearst Communications, Inc. All rights reserved

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

By Marge Svenson

1. TELEVISION: What was the title of the theme song to the sitcom “Cheers”?

2. U.S. STATES: What state’s motto is “North to the Future”?

3. MATH: Who is known as the father of geometry?

4. ASTRONOMY: What are Saturn’s giant rings made of?

5. MOVIES: What was the first Pixar film to receive a PG rating?

6. GEOGRAPHY: Where is the Isle of Wight in relation to England?

7. MEDICINE: What is the more common name for the ailment officially known as “tinea pedis”?

8. AD SLOGANS: What 1960s and ‘70s product warned consumers to “be careful how you use it”?

9. ANIMAL KINGDOM: What is the fastest known bird in the world?

10. GENERAL KNOWLEDGE: What is the birthstone for April?

Sports Quiz

By Chris Richcreek

1. In 1965, Boston’s Tony Conigliaro became the youngest home-run champion in American League history. How young was he?

2. Adam Dunn hit 40-plus home runs in five consecutive majorleague seasons (2004-’08). Who is the only player to do it in seven consecutive seasons?

3. Who is the career passing-yards leader at Auburn University?

4. Name the first NBA coach to win 1,000 games with the same team.

5. Who was the first European player to be taken No. 1 overall in the NHL Draft?

6. Dale Earnhardt and Darrell Waltrip combined to win six of the 10 NASCAR Cup Series championships during the 1980s. Which drivers won the other four?

7. The Roger Federer-Andy Roddick fifth set at Wimbledon in 2009 set a Grand Slam final men’s tennis record of 30 games. What had been the mark?

(c) 2010 King Features Synd., Inc.

(c) 2010 King Features Synd., Inc.

1. English pop singer Kim Wilde had a hit with “You Keep Me Hangin’ On” in 1986. Name the group that originally recorded the song 20 years earlier.

2. Which group had the most consecutive No. 1 hits -- the Beatles or the BeeGees?

3. Name the singer/songwriter who had a posthumous No. 1 hit for “Time in a Bottle.”

4. Which singer holds the dubious honor of having the most singles that peaked at No. 2 on the charts?

5. Name Brooklyn-born Robert John’s only No. 1 hit.

6. Who sang “Itsy Bitsy Teenie Weenie Yellow Polka Dot Bikini”?

Bonus for knowing the year and its highest chart position. (c) 2010 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17).

New DVD Releases for Week of March 15, 2010 PICKS OF THE WEEK

“The Princess and the Frog” (Rated G) -From the directors of “The Little Mermaid” and “Aladdin,” with music by Randy Newman, Disney returns to the classic 2-D animation that made the studio famous. “The Princess and the Frog” is noteworthy because it is the first Disney cartoon to feature an African-American girl as its hero.

The story takes place in New Orleans, and the film’s heroine, Tiana, has dreams of opening a restaurant. Her dream is put on hold when a Prince, turned into a frog by a voodoo spell, mistakes the girl for a princess. He gets her to kiss him, hoping the curse will be lifted. Instead, Tiana is also turned into a frog and the two must go on a journey to find a way to restore themselves to their human forms.

While not up to the standards of, say, “The Lion King” or “Beauty and the Beast,” “The Princess and the Frog” is still better than the CGI animated fare we’ve been getting from Disney these past few years, and a notch or two above the studio’s wretched straight-to-DVD offerings.

“Mr. Bean’s Most Memorable Moments” (Unrated) -- In the tradition of Charlie Chaplin and Jacques “Mr. Hulot” Tati,

Rowan Atkinson’s Mr. Bean is pure comedic genius. With virtually zero dialogue, Atkinson has created an internationally beloved character whose battles with life’s little challenges escalate to epic slapstick situations. Only in the world of Mr. Bean could the simple act of preparing a Christmas dinner degenerate into a chaotic mess wherein our hero finds himself with his head embedded in an enormous turkey. If you’ve never seen the award-winning TV series, this inexpensive compilation of a few of the show’s funniest moments is the perfect introduction.

no one is safe from ridicule -- not even the ghost of Michael Jackson. My favorite episode of the season, though, is “The Coon,” which spoofs the “dark” comic-book films like “The Watchmen,” “Dark Knight” and just about everything Frank Miller has ever written.

“South Park: The Complete Thirteenth Season” (TV-MA) -- Colorado’s vulgar moppets return for another solid season of satirically skewering current events and pop culture. From the Jonas Brothers and their purity rings, to Somali pirates, Kanye West, “Whale Wars” and professional wrestling,

“Deadliest Catch” Seasons One to Five

16

TV SERIES “Breaking Bad” The Complete Second Season “Monk” Season Eight

“Caillou: Caillou Pretends to Be” “Hawaii Five-O” Eighth Season (c) 2010 King Features Synd., Inc.

SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Answers & Solutions

TRIVIA TEST ANSWERS 1. “Where Everybody Knows Your Name” 2. Alaska 3. The Greek mathematician Euclid 4. Dust and ice 5. “The Incredibles” 6. It lies off England’s southern coast 7. Athlete’s foot.

8. Hai Karate after-shave 9. Peregrin falcon (recorded at speeds of 200 mph) 10. Diamond

MARCH 15, 2010

SPORTS QUIZ ANSWERS 1. He was 20.

2. Babe Ruth (1926-32).

3. Stan White, with 8,016 yards (1990-’93).

4. Jerry Sloan of the Jazz, who reached the 1,000-win mark with Utah in 2008.

5. Mats Sundin, by Quebec in 1989.

6. Bobby Allison (1983), Terry Labonte (‘84), Bill Elliott (‘88) and Rusty Wallace (‘89).

7. It was 20 games (1927 French Open -- Rene Lacoste beat Bill Tilden, 11-9).

FLASH BACK ANSWERS 1. The Supremes, whose version spent two weeks at the top of the charts in 1966.

2. It was a tie. Both groups had six in a row during two-year periods: the Beatles between 1964 and 1966, and the Bee Gees between 1977 and 1979.

3. Jim Croce in 1973. He died in a plane crash three months before that.

4. Bruce Springsteen.

5. “Sad Eyes,” in 1979. It went gold, as did a cover version of “The Lion Sleeps Tonight” in 1972.

6. Bryan Hyland, in 1960. Amazingly enough, the song shot to No. 1.

LIBRA (September 23 to October 22) An unexpected spate of mixed signals could cause serious schedule setbacks. Best to focus on straightening everything out as soon as possible and get everyone back on track.

ARIES (March 21 to April 19) Disappointed about something that didn’t go your way? Cheer up. Look at the reasons it happened, and you could find a valuable lesson about what to do (or not do!) the next time.

SCORPIO (October 23 to November 21) Be aware that someone in the workplace could try to use a disagreement with a colleague against you. If so, be prepared to offer your side of the story with the facts to back you up.

TAURUS (April 20 to May 20) It’s a good time to do some reassessing of plans and goals -- even how you considered redoing your bathroom. The point is to be open to change if change can improve things.

SAGITTARIUS (November 22 to December 21) An unexpected challenge to a previous decision can be unsettling. But your reservoir of self-confidence -- plus your loyal supporters -- should help carry the day for you. Good luck.

GEMINI (May 21 to June 20) Take some time to learn who is the right person (or persons) to approach and discuss your ideas with for your new project. Also, reserve time to prepare for an upcoming family event.

CAPRICORN (December 22 to January 19) While the idea of making some sort of major move in the near future continues to interest you, don’t overlook a new possibility that could be emerging closer to home.

CANCER (June 21 to July 22) Dealing with a demanding situation, as you recently did, could drain much of your own emotional reserves. Take time to relax and indulge yourself in some well-earned pampering.

AQUARIUS (January 20 to February 18) Be careful not to base an upcoming decision on gossip or anything you might hear if it can’t meet provable standards. That’s true regardless of whom the source might be.

LEO (July 23 to August 22) The regal Lion might feel that she or he is above emotional displays. But showing your feelings can be liberating for you, and reassuring for someone who has been waiting for you to do so.

PISCES (February 19 to March 20) You might still need to do some solid reassessing early in the week before you can close that sensitive situation. A new job-related opportunity could present itself later in the week.

VIRGO (August 23 to September 22) An emotionally needy person might make more demands than you can cope with.

Best to ask for some breathing space NOW, before resentment sets in and makes communication difficult.

BORN THIS WEEK: You are extraordinarily sensitive to people’s feelings, and you’re always ready to offer comfort if necessary.

17

(c) 2010 King Features Synd., Inc.

SNIPPETZ® BUSINESS AND FINANCE

FINANCIAL FOCUS

DO YOU WANT MORE CONTROL OVER

THE TAXES YOU PAY?

PLAN NOW FOR UNEXPECTED EARLY RETIREMENT

You’re Invited …

There are several strategies to help reduce your tax burden.

Choosing tax-advantaged investments is one of them.

Join us for our free seminar Tax-free Investing: It’s Not What You Make, It’s What You Keep. You’ll learn about: ❚ Tax-advantaged investments and their features

Provided by Adam Grayson of EdwardJones Investments

❚ Tax-free investment returns vs. taxable investment returns ❚ Three ways to purchase municipal bonds ❚ How tax-free investing can help you achieve your goals

N

one of us can see what the future holds for us. But you have to make certain assumptions if you’re going to create a strategy for building the resources you’ll need for a comfortable retirement. But what happens when those assumptions prove unrealistic?

Call today to reserve space for yourself and a guest at this free educational seminar.

Unit trusts and mutual funds are offered and sold by prospectus.

You should consider the investment objectives, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which should be read carefully before investing.

Unfortunately, many people are wrestling with this very problem. Specifically, they plan to work until a certain age — but they leave the work force earlier. Obviously, this can have a big effect on a variety of other retirement income factors, such as the amount of money they need to put away each year while they’re still working and the age at which they should start collecting Social Security and begin tapping into their IRA, 401(k) and other retirement accounts.

Dinner will be served.

Date: Tuesday, March 30, 2010 Time: 6 p.m.

Location: Bella Panini Restaurant Palmer Lake, Colorado RSVP: Please call Kathy Williams at 481-4964 by March 26th

Just how big a problem is this? Consider the following statistics from the Employee Benefit Research Institute’s 2009 Retirement Confidence Survey:

Adam R Grayson Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

Forty-seven percent of retirees left the work force earlier than planned. www.edwardjones.com

Member SIPC

Of that total, 42 percent did so because of health problems or disability, 34 percent left due to their employers’ downsizing or closure, and 18 percent left to care for a spouse or another family member.

So here’s the bottom line: Even if you think you’re going to work until, say, 65, and you want to work until 65, you may be forced to quit at 62, 60 — or even younger. And during those years you won’t be working, you’re not just losing out on earned income — you’re also not contributing to

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE

your 401(k) or other employer-sponsored retirement plan, and you might lose your ability to contribute to your IRA as well. At the same time, your retirement lifestyle expenses have begun earlier than you anticipated — and many people find that these costs aren’t much, if any, lower than the expenses they incurred while working.

What can you do to help avoid coming up short of the income you’ll need during your retirement years? For one thing, don’t spend a lot of time focusing on those things you can’t control, such as downsizing or an unexpected health crisis or disability.

Instead, concentrate on those factors over which you have power. Consider the following: Maximize your contributions to your 401(k) and IRA. Each year, put as much as you can afford into your IRA and your 401(k) or other employer-sponsored retirement plan.

Invest for growth. Include growth-oriented investments, such as stocks, in your balanced portfolio if appropriate for your objectives, risk tolerance and time horizon.

While it’s true that growth vehicles will fluctuate in value, you can help reduce the effects of volatility by buying quality investments and holding them for the long term.

Create alternative plans. While you may want to construct an investment strategy based on retiring at a certain age, you’ll also want to come up with some alternative scenarios based on different retirement ages and corresponding differences in other factors, such as amounts invested in each year, rate of return, age at which you begin taking Social Security, and so on. A financial professional can help you develop these “hypotheticals.”

You can’t predict the future. But you can at least help yourself prepare for those twists of fate that await you as you plan for retirement.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

2010 MVEA Board Nominations Now Open

TO DRIVE.

Two directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts:

Your Choice Auto® Insurance. Deductible Rewards, Accident Forgiveness and more. Sound Good? Call me today.

719.481.4740 Joslin Nagle

1850 Woodmoor Dr., Ste. 105 Monument JoslinNagle@allstate.com

• District 3

Elbert and surrounding areas to include a portion of the Black Forest. (incumbent Allen Gresham)

• District 5

Ellicott, Fountain, Falcon and surrounding areas. (incumbent Bud Paddock)

If you, or someone you know, is interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, please contact either MVEA ofce at 719-775-2861 or 719-4952283 to verify your district.

Candidate information must be turned into the committee by 5:30 p.m., Monday, April 12, 2010.

A member may also petition for nomination. Petitions are available at either MVEA ofce or online at www.mvea.coop. Petitions must be signed by 15 members of MVEA residing in the district where there is a vacancy. It must be returned to either MVEA ofce by 5:30 p.m., Monday, April 19, 2010.

A Questionnaire must also be completed for either the verbal nomination or petition. The questionnaire can also be found on MVEA’s web site or you may pick one up at either ofce. If you have questions, please contact a member of the nominating committee.

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval where required).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

“Your Lender Next Door”

Nominating Committee: NEED CASH? NEED FINANCIAL FREEDOM? NEED RATE STABILITY? CALL US TODAY FOR YOUR FREE LOAN ANALYSIS

Proudly Serving the Tri-Lakes Area and Colorado Springs

Office: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953

18

District 3 Joy Rosburg 12481 County Rd. 90 Elbert, CO 80106 303-648-3342

District 5 Carl Alexander 25780 Little Springs Rd. Calhan, CO 80808 719-683-5212 www.mvea.coop

®

SNIPPETZ BUSINESS AND FINANCE

Lisa Welch Stevens

IT’S THE LAW!

Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

❖

Business Planning

❖

Intellectual Property

❖

Employment Law

❖

Mergers and Acquisitions

❖

Wills, Estate, Probate

❖

by Christopher C. Meyer, Attorney at Law, P.C.

THE MARRIAGE ZONE:

MILITARY RETIREMENT

Transactional (Contract) Services

Member: Colorado & El Paso County Bar Association

719.488.9395

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DIVORCE / FAMILY LAW Experienced - Affordable Convenient Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200

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By Christopher C. Meyer © March 2010

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lot of military and former military folks live in our area. It is not surprising that I am often asked “If I get divorced, will I get part of my spouse’s military retirement?” Fortunately for the person posing the question, the answer is yes, you will receive part of your spouse’s military retirement if you were married to your spouse during at least part of the time your spouse was serving in the military.

Military retirement benefits, like civilian retirement benefits, are marital property to the extent they are earned during the marriage. Marital property will be divided between the parties by the Court in a divorce.

Military retirement, or “disposable retired pay”, is divided using a formula: months of marriage during military service are divided by the total months of military service; disposable retired pay is then multiplied by this fraction to arrive at the total marital portion of the disposable retired pay. Fifty percent of the total marital portion is then typically allocated to the non-military spouse.

For example: military spouse has 252 months (21 years) of military service; the parties were married for 216 months (18 years) during that military service. In this example the disposable retired pay is $2000 per month. Therefore, the marital portion of the retirement is $1714.28 per month (216 / 252 ×

SPRING FIX-UP PROJECTS

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he ads are already appearing in newspapers for spring fix-up project materials. Whether you live in a warm or cold weather area, it’s not too early to begin thinking about projects you’ll need to do around the house once spring officially arrives.

$2000). The non-military spouse’s share will be $857.14 per month ($1714.28 / 2), and the military spouse’s share will be $1142.86 ($2000 – $857.14). Sorry about all the math, but it may be useful to you if you need to crunch some numbers.

and vents.

• Paint -- inspect window trim, fascia boards, gable ends and under the eaves.

• Landscaping -- fill in wet areas and divert water away from the foundation; consider adding shrubs for curb appeal; clean and repair gutters.

• Safety items -- fix or replace loose exterior stair treads and buckled concrete walks.

Inside your house, think of the places that were drafty this winter. While it was cold air that blew in, this summer it will be hot air, driving up your cooling costs. Caulk windows and consider sunblocking curtains.

Not only is this a good time to do maintenance, but upgrade projects can add to the value of your home when it comes time to sell. Bathrooms and kitchens are the big items when it comes to recouping your dollars. Depending on the size, exterior decks can be a do-it-yourself project.

(Don’t forget the permits.)

Identify what needs to be done. Walk around the outside of your home with a clipboard and pen and make note of any damage that was done over Smaller projects can add value to your home and the winter. your comfort as well: • Fresh paint, including walls, trim and doors.

• Roof -- take a look at your roof with binoculars (Beware adding wallpaper. It’s easier for a poand pay attention to flashing around chimneys tential purchaser to cover over paint, and too

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If a divorce happens prior to retirement, some provision should be made to protect the nonmilitary spouse in the event the military spouse should die. Payment of military retirement ceases upon the death of the retiree. A survivor benefit plan (SBP) is available through the military, or life insurance can be purchased to cover the amount of the anticipated retirement funds. Either method will insure that the non-military spouse continues to receive their share of the retirement after the retiree dies.

Keep in mind that flexible and creative solutions can be substituted for the actual division of the military retirement in certain instances when the parties agree. For example, a lump sum payment calculated on the present value of the military retirement can be substituted for an actual division of the retirement.

You may have heard of the “ten year rule”. Many mistake this rule to mean that the parties have to have been married for ten years during the military service to be eligible to receive a portion of the retirement in a divorce. This rule only means that the parties must have been married for ten years during the military service in order for the non-military spouse to paid their portion of the retirement directly from the military (DFAS). If the parties are married for less than ten years during the military service, the military spouse pays the non-military spouse directly, rather than the payment coming from DFAS. Make sure you cover all your bases when you exit from the marriage zone, and don’t forget to arrange to receive your fair share of your spouse’s military retirement.

This article is for informational purposes only and does not constitute legal advice about your case.

Chris Meyer is an attorney practicing family law in Northern El Paso County. Chris’ law practice is limited to domestic relations cases. Chris has been practicing law since 1977. He is a former prosecutor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website www.cmeyerlaw.com has additional divorce and family law information and many other articles.

much wallpaper can be a deal-killer when it’s time to sell.)

• Hardwood flooring in a room or two can be an easy do-it-yourself weekend project if you do your homework first. Learn about the various types of flooring and the kind of sub-flooring they can cover.

To stretch your fix-up dollars, pool your powertool resources with friends and neighbors instead of buying. Price the materials you’ll need and shop for bargains.

Before you tackle a project, consider whether it’s something you can reasonably handle yourself. If you can’t, and if extra hands to help won’t solve the problem, start early interviewing contractors and getting estimates.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2010 King Features Synd., Inc.

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