S
n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR
z
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SNIPPETZ WANTS THE TRUTHTHE WHOLE TRUTH... IN E-MAIL by Deborah Stumpf
ISSUE 463 • SEPTEMBER 13, 2010
“The history of our race, and each individual’s experience, are sown thick with evidence that a truth is not hard to kill and that a lie told well is immortal.” - Mark Twain
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A global warming activist froze to death in Antarctica (as posted on Fox Nation Web site in March 2010). Lie. July 2009: Journalist Betsy McCaughey reported that the “proposed Health Care bill requires that seniors be given euthanasia counseling every five years.” Lie. There’s an old saying: Don’t believe everything you hear – or, more likely today – don’t believe everything you read in your e-mails. Since 1988, on the third Saturday of September, people in the small town of New Harmony, Ind., gather for a Big Whopping Lie Contest. Contestants line up on stage and get about four minutes each to spin a big, tall tale. To piggyback on the Hoosier fib-fest, Snippetz investigated the world of Internet lies – those questionable e-mails with everything from President Obama’s religious affiliation to Mr. Rogers’ military career. Read on for a good dose of enlightenment.
Truth... In E-Mail... Continued on Page 2
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Larry E Stiltner Agency Home Office – Madison, WI 53783 www.amfam.com 481 Hwy 105 Suite 212 NA-07497 Rev. 1/03 481-8382 Larry E(719) Stiltner AgencyBus Monument, 481 Hwy 105 SuiteCO 21280132 (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries Monument, CO 80132 Home Office – Madison, WI 53783
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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
HEALTH AND WELLNESS 10 To Your Good Health...
10
REAL ESTATE 12 Robyn’s Rap - It’s Time To Begin Winterizing Your Yard
CLASSIFIED PAGE 13 GREAT BARGAINS - Find Your Treasure!
Business / Employment Opportunities
THE DINING GUIDE 14-15 The Kitchen Diva...
15
PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)
BUSINESS AND FINANCE PAGES 18-19
Financial Focus ... 18 The Law According to Stevens ... 19
C O U N T S W H E N
Q U A L I T Y A Child Safety Audit... 5
Signs and Banners Four-Color In-House Printing Promotional Products Vehicle Wraps
C O U N T S
Kim’s Korner - How To Give Your Home
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Truth... In E-Mail... Continued from Page 1
HOAXES TO URBAN LEGENDS It’s best to clarify the type of fictional e-mails that could cause one to ponder, or pass on to unsuspecting recipients. Hoax: an act or document that is intended to deceive the public. April Fool’s pranks and chain letters are in this category. The word “hoax” is thought of as a contraction of “hocus pocus” – a phrase used by magicians to invoke magic spells. Rumor: the definition is not about falsehoods but a lack of proof. A rumor could be a report of statements that haven’t been verified, an opinion represented as fact, a bite of truth misrepresented or misunderstood so much that it creates a falsehood, exaggerations or intentional lies. Urban legend: a second-hand story – a tale believed to be true about a horrific or embarrassing or over-the-top, heart-stopping story that supposedly happened to one or more individuals. Although there is nothing to back up the story, the storyteller relies on “trustworthy” sources. “This really happened to my friend’s sister’s husband,” i.e. the ditzy grandmother who tried to dry her wet poodle in a microwave; of course, the dog exploded. This urban legend is false, but the legends can be true as well.
WHOM TO BELIEVE
Snopes.com is probably the best known Web site for discerning fact from fiction in the vast number of e-mails that bombard one’s inbox. About 300,000 people a day peruse the Snopes Web site to determine the authenticity of many an e-mail. David and Barbara Mikkelson run the site from their home in California. In an interview published in the New York Times, David Mikkelson said most of the rumors start out with a “kernel of truth” but somewhere along the way the truth gets increasingly distorted. Some people pass on e-
C O U N T S
Moments In Time... 8
Q U A L I T Y
Q U A L I T Y
Strange But True... 4 Tai Yi - Spinal Pain ... 6
W H E N
mails, whether rumor or urban legend, because they want to prove their point about something or someone, prove someone wrong; or they want to share their fears and anxieties with others. More times than not, the rumor reinforces prejudices against political parties and cultures. Far too many people don’t care about the truth. If an e-mail reflects a person’s belief system, he or she is likely to pass it on without checking further.
RECENT E-MAIL LIES E-mail: All cell phone numbers are being released to telemarketing companies, which will allow them to make sales calls. Call the National Do Not Call Registry to add your cell number to the list. Truth: Not necessary – the Federal Trade Commission regulates telemarketers, and they are prohibited from using automated dialers to call cell phone numbers. E-mail: Do not answer calls from these numbers: 9888308001, 9316048121, 91+, 9876266211, 9888854137, 9876715587 The numbers have extremely high wave length and frequency. If a call is received on a mobile from these numbers, the high frequency can cause brain damage or even death. “It’s not a joke rather, it’s TRUE. 27 persons died just on receiving calls from these numbers.” Truth: Engineers say not true. This rumor started out in Pakistan, and was spread throughout India, the Middle East and Africa. It began as a Friday the 13th hoax. E-mail: Pepsi (or Coke) has a new line of patriotic soda cans with a picture of the Empire State Building, a flag and the words from the Pledge of Allegiance, however, the words “under God” have been omitted. The e-mails were calling for all Christians to boycott the bottling companies and send letters to them.
Truth... In E-Mail... Continued on Page 3
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SNIPPETZ WANTS THE TRUTHTHE WHOLE TRUTH... IN E-MAIL
W H E N
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THIS WEEK IN SNIPPETZ
719-271-8742 Almost Everything Fixed Around the House Free Estimates / Satisfaction Guaranteed Licensed and Insured Specializing in your “To Do” List
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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
THE ORIGINAL MONUMENT FARMER’S MARKET
The place to turn for Shelter Insurance protection for your auto, home, and life. Michael D. Ahlers
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www.shelterinsurance.com Truth... In E-Mail... Continued from Page 2 Truth: False. The rumor started years ago when Dr. Pepper came up with a new can featuring the Statue of Liberty and these three words from the Pledge of Allegiance: “One Nation … Indivisible.” The cans were circulated right after Sept. 11 through March 2002. The words were chosen, according to Dr. Pepper, as they best represented a patriotic, bipartisan message promoting a united nation. Note: “Under God” was not an original part of the Pledge of Allegiance, written in 1892 by Frances Bellamy; it was added by an Act of Congress in 1954. The rumor has resurfaced lately in response to the anniversary of 9/11. E-mail: Hotel key cards contain all kinds of personal information, including credit card numbers. They can easily be scanned by employees, who in turn go shopping for free! Truth: The origin of this rumor came from an actual police officer in California, who heard another officer in another precinct say that he had run across a hotel key card from a major hotel with all kinds of personal information on it. Without verifying the information or checking with major hotels, the officer sent out an e-mail to other officers warning them of the possibility of identity theft through hotel key cards. From the mouths of hotel managers and front desk clerks to an investigation by Computerworld magazine, there is no such thing as a hotel key embedded with any kind of personal information.
YOU GOTTA BE KIDDING ME
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tan Mastiff (not English as claimed) who appeared in a photo as the size of a horse. False: Photo Shop • Lady Gaga is a hermaphrodite – someone born with both male and female genitalia. Lady Gaga reportedly said, “I’m not ashamed of it.” False: Lady Gaga set the rumor straight in an interview with Barbara Walters.
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• After the December 2004 tsunami in India, the carcass of a mermaid washed up on shore. False: Photo Shop
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• An 80-year-old grandmother beat up six airport security guards. From a fictitious story spoof • Saddam Hussein once starred in gay porn films. (tabloid story) • Access a link that will clean the inside of your computer. False: practical joke
MONUMENT (behind Rosie’s Diner) Saturday 8AM - 1PM
• A man starved to death because he refused to leave his computer to eat. He wouldn’t take time to eat even when his wife brought dinner to him. Apparently, the man was afraid of missing any online discussion. False: taken from a piece on online satire
For Additional Information Call: 719-213-3323
• Online magic trick reads minds and removes card chosen by subject from pack. False: Those fooled by the “magic” believe the card they choose is the only card removed from the layout. Not so. All cards displayed in the first layout disappear. None are repeated on the second layout. Cards similar to the first grouping all disappear – not repeated on the second layout. Cards similar to the first set appear on the second screen but they’re not the same. (Write down the identities of all six cards first shown and compare this list to the five remaining revealed later in the sequence.)
Ridiculous e-mails that are or have been in circulation:
Finally …
• The largest dog in the world: Neapoli-
Mr. Rogers was not a trained marine assassin! President Obama is Christian.
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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
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• Everyone knows that China is the most populous country on Earth today, with nearly 20 percent of the world’s population. But you might not realize that there are now more people living in China than lived on the entire planet 150 years ago.
By Samantha Weaver
• It was author, journalist and political consultant Vic Gold who made the following sage observation: “The squeaking wheel doesn’t always get the grease. Sometimes it gets replaced.” • The record for the longest space flight in history is held by Russian cosmonaut Valeri Polyakov. In 1995 he completed a 438-day stay aboard the Mir space station. • It’s commonly believed that Eskimos have 50 or more words for different types of snow but no word for just plain snow. In point of fact, that statement is misleading, as the Eskimo language is composed largely of roots and suffixes that can be combined in virtually unlimited ways. • A traditional groom in Norway wears short pants, knee socks, and a silk shirt along with a vest and topcoat.
• A recent item in this column stated that Henry Heimlich believed peanut butter to be the food upon which people most commonly choke. As it turns out, that quotation did not come from Dr. Heimlich. Don’t be mistaken, though -- according to the American Academy of Pediatrics, peanut butter is a high-risk food. • The IRS reportedly spends $2.45 for every $100 in taxes it collects. *** Thought for the Day: “I believe in evidence. I believe in observation, measurement, and reasoning, confirmed by independent observers. I’ll believe anything, no matter how wild and ridiculous, if there is evidence for it. The wilder and more ridiculous something is, however, the firmer and more solid the evidence will have to b e.” -- Isaac Asimov
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I
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did this article last year, but as the weather turns cooler and we move most of our activities back inside, I thought it was the appropriate time to reprint this article as the safety of our children and our pets are well worth going through this check list!
Fine Art & Flowers
Today’s parents have a million things on their minds. Safety in the home, although considered vital, is sometimes overlooked. For that reason, consider conducting the following home safety audit:
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1. Proximity to windows: Furniture should not be placed near windows. Do accessible windows have safety guards? Are bushes planted beneath windows to break an accidental fall?
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2. Furniture & Bedding: Do cribs meet current safety standards? Does the crib’s mattress fit snuggly? Does it have safety bumpers?
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3. Lead Paint: If the house was built prior to 1978, it could have lead based paint.
• Within two miles of Palmer Lake
Yvonne Shaw 719-481-0454 • 719-522-3424 • ymshaw1@aol.com
4. Meds & Chemicals: Medicines, household cleaners, matches and lighters need to be out of reach.
7. Alarms: Are fire, smoke and carbon monoxide alarms on every floor? 8. Water & Electrical: Set the thermostat of your hot water heater no higher than 120 degrees Fahrenheit to reduce the chance of scalding. Do all electrical outlets have covers? 9. Emergency Game Plan: Can your children recite their address and phone number? Do they have a fire escape plan? Are emergency numbers posted for easy reference? Where is the First Aid kit? 10. Window Coverings: Is every window covering in your home designed with child safety in mind? Are there exposed loops that are not secured with a tension devise? Do window coverings have safety stops and are they properly positioned? If it is a stock blind, was the length of the product properly shortened? There are some good products out there that offer smart safety choices one of them being the Hunter Douglas products that have LiteRise, PowerRise, and Ultra-Glide operating systems which were designed specifically with child safety in mind. To find out more visit www.FlooringandDesignCenter.com.
5. Stairways & Floors: Are safety gates at the top and bottom of every staircase? Are area rugs secure?
Create A Memory Studio
6. Sharp Edges & Lids: Are soft bumpers on the corners and sharp edges of furniture? Do toilet seats have safety locks?
Like to know more? Kim can be reached at 719-487-7767
THE YARD HAS ARRIVED!
finders keepers
Monday - Sept 13 (7pm - 9pm) Knitting class- Drop stitch Scarf, $10 plus cost of materials. Thursday - Sept 16 (6pm - 8pm) Family Ceramics night, bring one parent get 10% off bring both and get 20% Friday - Sept 17 (7pm - 9pm) Ladies (football Widows) night-out on the town. $10 plus cost of materials
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Celebrating 11 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake
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SNIPPETZ : THE LOCAL SCOOP Snippetz Ad 7/1/10 11:02 ®
EMPOWERMENT THROUGH HEALING, LLC
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Your Path to Peace Starts at Benet Hill Monastery.
Tai Yi Energy Practitioner - Tami Urbanek Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus?
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TAI YI SPINAL PAIN
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any people live with spinal pain without finding out the cause of the pain. Some individuals attempt to find relief through traditional medicine, chiropractic care, and some try acupuncture. Any of these attempts may work at temporarily relieving the pain. However, the pain may re-materialize in a different part of the body or return to the spine because the cause was not uncovered.
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do not match what the person wants to recall from childhood. I have seen this with people who do not remember abusive tendencies from a parent, but a sibling does. The two siblings do not share the same memories even though they are close in age and grew up in the same household. The person who does not consciously remember events from childhood suppresses those events in order to maintain a false memory of childhood. In this example, that person may experience spinal issues, because he or she is holding the energy of those memories in the spine.
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Another example can be that a person glosses over his or her childhood. He or she may remember some negative experiences, but glosses over them to avoid looking at the extent of emotional injury that was created. He or she may make statements of, “it was a long time ago; it does not matter anymore.” Some may state, “it’s just the way it was, can’t change it.” Both of these statements are
passive in nature and both are usually false unless the person has worked at healing the emotional injury that was created in childhood. Nothing simply goes away unless it has been addressed and resolved. Issues may remodel themselves over the years, but they do not just disappear because a certain number of years have passed. Ignoring the issues can create spinal pain.
memories of which the person needs to address; when they do surface. Assistance will be offered to help the person to understand how to work with suppressed memories.
A Tai Yi treatment for this is called Bamboo Spine. Bamboo Spine boosts the immune system and assists with spinal pain and spinal memories. This treatment can also bring up suppressed
For more Tai Yi exercises and Tai Yi History, visit: www.empowermentthroughhealing.com
Tami Urbanek
Uncovering and healing the cause of any pain cannot be underestimated. If a person had a sharp splinter lodged in the skin that then caused an infection, the person could not simply take a pain reliever, forget about the infection, and expect it to heal. We live in a society where we have learned to expect instant gratification, which leads to quick ‘fixes’ that are not truly ‘fixes’. They are simply a delay of more pain. The spine carries the energy of memories and can reflect stress. When a person is under constant stress, he or she can hold that energy in the spine creating difficulty. Some have tried yoga and have found relief in back pain. Yoga assists a person in relieving stress as well as stretching and strengthening muscles. Chiropractic care can assist in spinal issues as well, however, if the cause is not identified one might find him or herself returning for chiropractic care for the same issue time and again. Many times spinal pain is caused by emotional issues unless the person has been involved in a physical accident that created spinal/muscle issues. Many times a person will suppress memories of events in childhood that
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Whether you are looking for the perfect gift, or just feel like spoiling yourself, we have something to fit every occasion and personality. Stop in and check out the collections by Mariposa, K Hall, Beth Quinn, Rabbit Moon, BlaBla, Patsy’s Candies, and many more.
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MOMENTS IN TIME THE HISTORY CHANNEL
• On Sept. 15, 1858, the new Overland Mail Company sends out its first two stagecoaches, inaugurating government mail service between the eastern and western regions of the nation. Overland later competed with the Pony Express until May 10, 1869, the day the first transcontinental railroad was completed. On that day, the U.S. government canceled its last overland mail contract. • On Sept. 17, 1884, Judge Allen disposes of the 13 criminal cases on his Oakland, Calif., docket in only six minutes. Although he apparently set a new record for speed, defendants in Oakland’s criminal court did not stand much of a chance of gaining an acquittal. In a 40-year period at the turn of the century, only 1 defendant in 100 was acquitted. • On Sept. 14, 1901, U.S. President William McKinley dies after being shot by a deranged anarchist during the Pan-American Exposition in Buffalo, N.Y. When McKinley was operated on after being shot, doctors had failed to find the bullet,
and gangrene soon spread throughout his body. • On Sept. 16, 1940, Selective Service is born as Congress passes the Burke-Wadsworth Act, imposing the first peacetime draft in the history of the United States. By the end of World War II, approximately 34 million men had registered, and 10 million served with the military. • On Sept. 19, 1959, in one of the more surreal moments in the history of the Cold War, Soviet leader Nikita Khrushchev explodes with anger when he learns that he cannot visit Disneyland. Government authorities feared that the crowds would pose a safety hazard for the premier. • On Sept. 13, 1971, a four-day riot at Attica Prison in New York comes to a violent end as law-enforcement officials open fire, killing 29 inmates and 10 hostages and injuring many more. The prison insurrection was the bloodiest in U.S. history. • On Sept. 18, 1981, the 20,000-car parking lot at Canada’s West Edmonton Mall makes the Guinness Book of World Records as the largest parking lot in the world. However, in Dubai, a 40,000-space parking lot is under construction at a shopping center. (c) 2010 King Features Synd., Inc.
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9
SNIPPETZ® HEALTH AND WELLNESS
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Kathy Warner, PA-C
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Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma
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At the Medical Center next to Safeway
Special Heroes rates for: military, firefighters and teachers! as active as your pain allows. Don’t sit for prolonged periods; sitting puts more pressure on your back than does standing or walking. Sleep on your side with a pillow between your knees. Continue with heat, cold or alternating heat and cold, whichever gives you the most pain relief. Tylenol or a nonsteroidal anti-inflammatory medicine (Aleve, Advil, Motrin, etc.) can make you more comfortable.
MOST BACK PAIN STOPS ON ITS OWN DEAR DR. DONOHUE: I am a 78-yearold, semiretired man. I am very active and look a lot younger. I work part-time as a truck driver delivering auto parts to garages. Now I am out of work because of pain in my lower back. The pain runs down to my foot. I have been diagnosed with sciatica. My doctor sent me for an MRI, and it showed a bulging disk. What is the best remedy? I use ice packs, heating packs and hot packs. I am on crutches to take pressure off my leg. Would surgery help? -- J.S. ANSWER: Back pain is one of the leading problems that send people to doctors. Most cases of back pain go away on their own, even if they’re due to things like a bulging (also called herniated or ruptured) disk. Even though your back hurts, you can be
If the pain doesn’t let up in six weeks, you have chronic back pain. Sciatica is pain that travels from the back down the leg to the foot. It comes from pressure on the sciatic nerve. In your case, the pressure most likely comes from your bulging back disk. Back disks are cartilage pads placed between adjacent backbones to absorb the shock those bones take from our walking, bending and pushing. The disk has a tough outer ring. Gelatinous material makes up the inner core. If there’s a break in the outer ring, the inner core pushes through -- a bulging, herniated or ruptured disk, whichever term you want to use.
536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: I can’t get rid of jock itch. I have tried over-the-counter medicines for the past six months. I still itch. What can I do? -- R.P. ANSWER: You can make certain that what you have really is jock itch, a fungal skin infection whose name is tinea cruris. A doctor can make the diagnosis for you by examining scrapings of the involved skin with a microscope. You might need
If sciatica doesn’t resolve on its own, a doctor can inject the back with cortisone to reduce inflammation. That can relieve pressure on the sciatic nerve. The procedure is called an epidural. Surgeons, aided by a microscope, can remove the bulge through small incisions, about an inch long. This technique is called a microdiskectomy and usually is quite successful. The booklet on back problems covers this topic in detail. Readers can obtain a copy by writing: Dr. Donohue -- No. 303W, Box
10
719-592-1365 www.csallergy.com 550 Highway 105 Monument, CO 80132 Wednesday Afternoons
prescription medicine, including oral prescription medicine. The yeast infection Candida, the bacterial infection erythrasma and psoriasis look like jock itch. You could be treating the wrong condition.
*** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2010 North America Synd., Inc. All Rights Reserved
GNC at Monument Marketplace Vitamins/Vitapak® *9/1/10 - 9/29/10
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SHOOT AND PRAY By Nick Yanez
T
here’s a man in the corner; all black clothes, long dark hair, leaning in the shadow. He’s just played the absolute worst song on the jukebox, and he’s tapping his boots loudly to the music. The man starts to walk your way. At this point you’re thoughts are wandering – ‘Why is he approaching me?’ ‘What could he want?’ ‘Oh man, I want to beat this guy at a game of pool’ Well, champ, you’re in luck. Rodz Bar & Grill will give you the opportunity to beat everyone who plays bad music, every Wednesday start-
www.gypsywindranch.com www.boyercounseling.com
Beauty and Life
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laurel@gypsywindranch.com
ing at 7pm. There’s just a $5.00 entry fee, and anyone is welcome to play. There will be double elimination payouts based on entries. But why stop there? Rodz (located at Pinz Bowling Center) has SteelTipped Darts, and the remarkable “Extra Happy Hour” which, in good hypocrisy, actually lasts 3 hours, 9pm-1am. So as the man approaches you and your thoughts are running rapid, you better hope it’s a Wednesday. Because it turns out he’s your next opponent. And even if he’s more experienced, more focused, and an all around better player, anything can happen on hump-day. So just shoot and pray kid, and hope for the best. For more information on tournaments, parties, or fabulous league bowling (that will give you and your entire family more of a “purpose”) give Pinz a call at (719) 487-7469
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615 Beacon Lite Rd. Monument, Co 80132
(Next door to City Hall, behind Vitamin Cottage)
After 11 years…
Toys 4 Fun is closing its doors forever!
Everything must go including fixtures and decorations. Get ready for the Holidays with HUGE DISCOUNTS! Sale starts Sept. 7. Limited to stock on-hand. All sales are final. No returns.
2,500 square feet of quality toys at affordable prices!
Lego•Playmobil•Schleich•Bruder Trucks•Darda•Educational Toys•Science and Magic•Thomas the Tank Train•Groovy Girls•Corolle Dolls•Calico Critters•Charm-it Jewelry•Classic Wooden Toys•Stuffed Animals•Ravensburger Games & Puzzles•Webkinz•Babies First Gift•Washable Flik Flak Watches•Cardbood books for infants•Breyer Horses•Bead Bazaar•Clics•Li’l Ones and Beanie Boo’s from TY• Taggies from Mary Meyer•Brainstorm puzzles•Handpuppets•Birthday Cards•And lots more! FREE gift wrapping while supplies last!
487-1955 Mon. thru Fri. 10—6, Sat. 10—5 155 Jefferson St.—Historic Downtown Monument—Since 1999
“A special THANK YOU to the Tri-Lakes community for your tremendous support throughout all these years!” - Monika 11
®
SNIPPETZ : THE LOCAL SCOOP / REAL ESTATE
Buxton & Luther, P.C. is an experienced and respected personal injury law firm dedicated to protecting the rights of persons injured due to the negligence of others. Tim Buxton In practice for over 20 years Extensive courtroom experience Served 11 years in the United States Air Force as a Judge Advocate General
Sommer Luther
Article by Robyn Graham Keller Williams Real Estate, LLC
In practice for over 6 years. Board Member – Colorado Trial Lawyers Association
It's Time to Begin Winterizing Your Yard
L
et the experienced Denver & Colorado Springs personal injury attorneys of Buxton & Luther examine your case and explain your options. You do not have to face your injury or your financial worries alone. Allow the team of attorneys at Buxton & Luther to be on your side.
AUTO ACCIDENTS Car Crash Injuries Hit and Run Commercial Vehicles Motorcycle Wrecks Insurance Disputes
Slip and Fall Construction Defect Negligent Care
PERSONAL INJURY Bike Accident Dog Bites Pedestrian Accidents Wrongful Death
Misdiagnosis Birth Trauma Inappropriate Treatment Negligent Procedure
Phone: (719) 471-2104 Fax: (888) 543-0928 Email: ColoradoSprings@BuxtonLuther.com
Winter Watering
Insufficiently watered plants often suffer root damage during Winter, and emerge looking healthy, but succumb to disease or insects. Plants and turf in south-facing or west-facing locations, especially near heat-reflecting structures, are particularly vulnerable to damage.
Planning for Spring
MEDICAL MALPRACTICE
1230 Tenderfoot Hill Road, Suite 305 Colorado Springs, Colorado 80906
Here are some items to put on your Fall gardening "ToDo" list. When Spring arrives, you'll be glad you took these easy steps to help your garden come through winter ready to flourish. This is one of the most important secrets for a strong and healthy landscape. Even experienced Front Range gardeners often fail to water adequately through the Winter, only to find their trees, shrubs, perennials and lawns in crisis as Spring arrives.
PREMISES LIABILITY
Colorado Springs Injury Law Office
Part 1 of 2
Denver Injury Law Office 7375 East Orchard, Suite 300 Greenwood Village, Colorado 80111 Phone: (800) 435-0586 Fax: (888) 543-0928
While preparing for Winter, consider areas of your landscape to enhance or renovate next Spring. During the Winter, research plant varieties that can improve your landscape while conserving water.
Clean Existing Beds
Raking leaves as they fall will clear up areas were insects can thrive. Remove spent annuals while clearing weeds
to reduce habitat for overwintering pests. Perennials that have Winter interest or provide food for birds should remain uncut. If in doubt about what to cut back, just leave them until spring or until they begin to detract from your garden's appearance.
Plant and Transplant
This is a fantastic time to plant trees, shrubs, and perennials. Consider where you'd like to have spring flowering bulbs and plant them in September and October. This is the time to plan, purchase, and prepare to plant your tulips, daffodils, and hyacinth bulbs for spring. After you remove your spent summer annuals, get some pansies in for great fall color and early spring blooms. Divide and transplant perennials to enhance the health of your existing plants and provide more coverage with some of your favorites. Fall is a great time to plant and transplant since most plant energy goes into root development. With proper planting and care, plants that have developed healthy roots during the Fall and Winter are better prepared for Spring growth and Summer stress.
LIBRARY OF ALL PAST ARTICLES:
Email: Denver@BuxtonLuther.com
www.SpringsRealtyTalk.com
For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com
Contact The Injury Law Office of Buxton & Luther, P.C. for a free case evaluation
12
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HOUSE for RENT
HOUSE FOR RENT IN PALMER LAKE 3 bedrooms / 1 3/4 baths. Family room, wood stove, deck, fenced yard. Pets welcome. $1,000/mo. Available August 1st. (719) 648-9462
HOUSE for SALE
E-mail: snippetz01@gmail.com
BEAUTIFUL HOME FOR SALE
or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132
Beautiful Home in Gleneagle! No Covenants in Monument! 14126 Petrel Dr. $279,900 18170 Briarhaven Ct $265,000 5 Bedrm, 4 Bath, 3 Car 3108 Sq Ft
Visa / Mastercard / Check
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FOR SALE
EXERCISE/WEIGHT MACHINE Multi-Station, Dual Stack, Power Guide - Model X4MW. All cables recently replaced. Excellent Condition. Best Offer. Call Terry 719-488-0875
Pool, Tennis, Security and More! Investors! 1st Time Buyers! 1094 Fontmore Rd #A $194,900 Golden Condo by School of Mines!
3 Bedrm, 2 Bath, 1 Carport 1400 Sq Ft
SERVICES
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To see MLS Info and Virtual Tours for these Listings:
SMALL ENGINE REPAIR JSE PERFORMANCE 719-694-6005 ATV,DIRT/STREETBIKE, SNOWMOBILE REPAIR. 25+ YRS EXPERIENCE
YARD SALE; MULTI-FAMILY Saturday, Sept 18th 2010 only; 8:00am-3:00pm Brookmoor Estates: East of Monument Library at Lake Woodmoor Drive and Moveen Heights. Antiques/Clothing/ Electronics/Fitness Equipment/Furniture/ Housewares/Jewelry & more!
HORSE BOARDING
MULTI FAMILY YARD SALES At Each Address ! 18310 Augusta Dr., Monument 17895 New London Rd. ,Monument Treasures of all Kinds Old - New - Slightly Used Fri. Sept. 17th 8:00 AM - 3:00 PM Sat. Sept. 18th 8:00 AM - NOON
Robyn Graham Homes@RobynGraham.com www.RobynGraham.com
719-216-4421
AFFORDABLE HORSE BOARDING Boarding available on 12 acres west of Monument. Barn, locked tack room, pasture and grass hay. $200 summer, $300 winter. Maximum of 4 horses boarded. Call Rick on 481-6660
Writing a will is one of those projects that you don’t want to do yourself. One of those do-it-yourself legal packages might be a place to start, but only to use as a reference. Make notes, look at a copy of any previous will you’ve written and pencil in any changes you’d like. Create a list of your assets: real estate, antiques, family heirlooms and anything else of value.
Y
our age, health status and list of assets don’t matter -we all need to have an upto-date will. We never know what tomorrow will bring.
Decide how your belongings and money are to be divided up. Are there children and grandchildren? Have they expressed a desire to have particular items? Do you have favorite causes? Your safest course is to find an at-
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HELP WANTED PINZ is looking for porters, a bartender and a cocktail waitress. Applicants for porter position must be high school graduates over 18 years old. Bartender and cocktail applicants must be 21 years old – prior experience is a definite plus. All applicants must be able to work late evenings and weekends. Please stop by to ďŹ ll out an application. PINZ, 855 Hwy 105, Palmer Lake.
NEWER STUCCO RANCHER IN MONUMENT! 3 bedrooms / 2 baths / 2 car gar. Open kitchen & living room. Skylight, vaulted ceilings, ceiling fans. Backyard opens to open space. $199,000 Call Chip - (719) 291-1836
YARD SALES
www.MyListingOnline.com
MAKING A WILL
HELP WANTED
189,900 in the great neighborhood of Wagon Trails. 3br.3b. 2132 area size. new elementary school as well as pool, and tennis court in neighborhood. 13miles from both airforce bases.1000 off listing price to active duty military. call Darren @ 659-4000.
torney to draft up the final version. An attorney can advise you on the tax implications of any steps you want to take, as well as your state laws. For example, in many states the law outlines how much of the estate must be left to a spouse, or perhaps you need to create a trust. Find an executor. Be sure to ask if that person is willing to handle the details. Settling an estate can be time consuming (depending on how many debts you leave and how many property assets you own). You may need to find an attorney to act as executor. Granted, an attorney will have to be paid out of the estate, but in most situations that might be your best route.
AUTO REPAIR
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SPACIOUS LOT FOR SALE Over 1/2 acre corner lot in Monument’s Hight Pines. Beautiful 3600 views at the foot of Bald Mountain. Adjacent to thousands of acres of Colorado Natural Preserve. Easy access to I-25 and FREX. Call Bill at (520) 834-7812 b.roach@yahoo.com
An adult child is often asked to handle estates, but that can cause ill feelings if there are siblings. No matter which route you take to produce your will, remember that you need witnesses to your signature, and they can’t be anyone who benefits from your will. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2010 King Features Synd., Inc.
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13
HOUSE for SALE
719.488.6729 707 County Line Rd. Palmer Lake, CO
Specializing in SUBARU Repairs
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DINING GUIDE
Family Owned and Operated
Catch all your MLB Games Here! Live Music Every Tuesdays And Saturdays Open Mic Night Wednesdays 23 Craft Beers on Tap!
75 Hwy 105 Palmer Lake 719-481-2222 www.lazingarapalmerlake.com
OFFERING AN EXPANDED GLUTEN FREE MENU!
Another Pint
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Weekday Special
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Active Duty / Retired Military Discount
Mon thru Fri @ Both Locations!
OPEN 4:30PM - 9:00PM • CLOSED TUESDAY
Casual Dining - Family Atmosphere
Coffee Cup Café 251 Front Street, Monument 6 am - 3 pm 7 days a week! www.coffeecupmonument.com (719) 488-0663
AVAILABLE FOR PRIVATE PARTIES, WEDDING AND REHEARSAL DINNERS
99¢ Sliders!
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SERVING Breakfast • Lunch • Dinner
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411 Hwy. 105 • Monument, CO 80132
(719) 481-3287
14
Buy one Lunch or Dinner Entree
Get One Half Price! Valid anytime Mon.-Thurs. Please present coupon at time of order. One coupon per table only! Exp. 9/30/10
SNIPPETZ DINING GUIDE / LOCAL SCOOP ®
The Kitchen Diva by Angela Shelf Medearis
EAT MORE TO WEIGH LESS
A
ccording to the annual “F as in Fat: How Obesity Threatens America’s Future” report for 2010, released by the Trust for America’s Health and the Robert Wood Johnson Foundation, Americans are losing the battle of the bulge. Elizabeth Pivonka is a registered dietitian and CEO of produce for the Better Health Foundation, the nonprofit entity behind the national public-health initiative “Fruits & Veggies -- More Matters.” Pivonka says that most adults don’t get the recommended servings of fruit and vegetables each day. “Eating more fruits and vegetables in place of options that are higher in fat and calories is an important step in losing weight and keeping it off. “Fruits and vegetables play important roles in the process of weight loss and weight maintenance,” says Pivonka. “Not only because they are low in calories, but also because they provide a wide range of valuable nutrients like vitamins and potassium. They also are high in fiber and water, so eating them will keep you feeling full longer. “Fruits and vegetables are the cheapest form of health insurance you can buy,” according to Pivonka, “since eating them may help reduce the risk of obesity and many diseases. Everyone can benefit from eating more fruits and vegetables, so fill at least half of your plate with them at every meal. There is no need to eat the same thing day after day when there are so many delicious fruits and veggies from which to choose. Adding more fruits and vegetables to your diet is easy when you remember that all product forms count -- fresh, frozen, canned, dried and 100 percent fruit and vegetable juice.” Here are some ways you can easily increase the amount of fruit and vegetables you consume each day: • Set out raw vegetables with dip to snack on before starting to prepare the evening meal. • Don’t forget about dried fruits and veggies! Keep a bag of your favorites in your handbag or in the car for those times when a craving strikes while you’re on the go. These also work well as fast additions to breakfast cereals or soups and stews. • Use a smaller plate, like an 8- or 9-inch luncheon plate, not a 10-12 inch dinner plate, and make sure to fill at least half of it with fruits and veggies at every meal. • Have fruit instead of processed sweets for dessert. Or try chocolate with your fruit instead of fruit with your chocolate!
• Keep a variety of canned fruits and vegetables on hand. They are pre-cooked as part of the canning process and need just a few seconds in the microwave or on the stove to heat up. Healthy and fast! • Add frozen vegetables to box meals to boost their flavor, color and nutrition. They won’t add to the cooking time, will make the meal go further, and you won’t have to fix an extra side dish. • Spend the few extra cents to buy fresh fruits and vegetables that are already washed and cut up, or buy larger bags and clean and cut them up yourself and put them into portion-controlled containers. Keep them on hand for ready-to-eat snacks, pack them into lunches and take them on car trips. • When shopping, let kids select a new fruit or vegetable for the whole family to try -- remember, all forms count: fresh, frozen, canned, dried and 100 percent juice!
Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces
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Tuesday through Thursday!
SUPER SUPPER SALAD
Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm
Get home late and don’t want to cook? Try this easy salad to provide a well-balanced, healthy and delicious meal guaranteed not to “weigh” you down!
4 Hwy. 105 • Palmer Lake
1 (6 to 8 ounce) bag mixed salad greens or baby spinach 1 (6 ounce) can tuna or chicken, drained 1 (15 ounce) can chickpeas, cannellini beans, black beans or pinto beans, drained and rinsed 8 to 10 cherry tomatoes 1 large peach or apple, pit or core removed and sliced 1 medium bell pepper, seeds and ribs removed, and diced 1 small cucumber, sliced 1/4 cup sliced almonds or walnut halves 1/4 cup low-fat salad dressing 1 teaspoon salt 1 teaspoon black pepper Top the bag of pre-washed salad mix with the tuna or chicken, beans, tomatoes, fruit, bell pepper and cucumber. Sprinkle on the nuts. Drizzle salad with low-fat dressing. Season with salt and pepper, and toss to combine. Serves 4.
*** Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of six cookbooks. Her new cookbook is “The New African-American Kitchen.” She is known as The Kitchen Diva and is the executive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Visit her Web site at www.divapro.com. (c) 2010 King Features Synd., Inc.
719-481-3244
website: http://www.bellapanini.com
Serving Anne & Mann’s Gourmet Ice Cream
Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili Tues, Wed, Thur & Sun : 11:00AM - 8:30PM FRI. & SAT. : 10:00AM - 10:00PM Closed Monday 24 Hwy. 105 in Palmer Lake
Rock House Ice Cream
488-6917
www.rockhouseicecream.com
Healing Touch Therapeutic Massage Robyn Graham, LMT Hwy 105 • Primrose St. • Palmer Lake • 481-TOOT
212 N. Washington St., Suite A in the Chapala Bldg in Monument
Come see the Train!
719-216-4421
Operated by the Volunteers of the American Legion Tri-Lakes Post 9-11
BREAKFAST
Sunday 8:30am - 10:30am
DINNER
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Tues - Sun Thur - Sun 11:00am - 3:30pm
FRIDAY SEPTEMBER 17TH 7:00pm - 11:00pm
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www.HealingTouch - MassageTherapy.com 15
SNIPPETZ PUZZLES AND TRIVIA ®
Trivia Test
By Marge Svenson
1. PSYCHOLOGY: What is aviatophobia? 2. HOLIDAYS: When did Christmas become a federal holiday in the United States?
Sports Quiz
By Chris Richcreek
1. Which is the only major-league franchise not to win a playoff series? 2. For how many major-league baseball teams did multisport star Deion Sanders play?
3. FOOD & DRINK: What color replaced tan in M&M candies in 1995?
3. Only two players in college foot-
4. ASTRONOMY: Triton is a moon of which planet in our solar system?
4. In 2009, the Orlando Magic set an
5. LITERATURE: Who won the Nobel Prize in Literature in 2007?
game with 23. Which team held the
6. HISTORY: What startling discovery did Howard Carter make in 1922?
5. In 2007-08, Mike Green became
7. MUSIC: Who composed the opera “Tristan and Isolde”?
season since whom?
8. FASHION: When was the first modern brassiere invented?
NCAA team titles in women’s gym-
9. ENTERTAINMENT: What were the names of the five Marx brothers?
7. Since golfer Tiger Woods turned
10. GAMES: In Monopoly, what color is the Oriental Avenue square?
ball history have started four Rose Bowls. Name either one of them. NBA record for most 3-pointers in a old mark? the youngest player (22 years old) to lead NHL defensemen in goals for a 6. Which school has won the most nastics? pro in August 1996, who are the only PGA players to have won at least three majors?
(c) 2010 King Features Synd., Inc.
(c) 2010 King Features Synd., Inc.
1. Name the female artist who released “Rush Rush” in 1991. 2: Name the lead singer of the band whose hits include “Sherry,” “Big Girls Don’t Cry” and “Walk Like a Man.” 3. Name the first single record released by Stevie Wonder. Bonus for knowing the year. 4. What was the name of the theme song from the film “The Poseidon Adventure”? 5. Who had hits with “Along Came Jones,” “Poison Ivy” and “Charlie Brown”? What was the year? 6. Which female artist released “Hit Me with Your Best Shot”? (c) 2010 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17).
New DVD Releases for Week of September 13, 2010 PICKS OF THE WEEK “Feast” (Unrated) -- “Feast” is one of my guilty-pleasure movies, and it’s about time that an unrated, director’s cut of this 2005 low-budget horror movie gets its release. “Feast” was made as a part of the Ben Affleck/Matt Damon reality series “Project Greenlight” and features Judah Friedlander (“30 Rock”), Krista Allen (“Emmanuelle in Space”) and legendary cowboy actor
Clu Gulager as members of a ragtag group of seedy bar patrons who are attacked one night by bloodthirsty beasties. The gory effects are much better than you’d think they’d be, considering the paltry $1 million budget, and the performances are deliciously over-the-top. Features include audio commentary, outtakes and a making-of featurette. “Jacob’s Ladder” (R) -- If you enjoyed “Inception,” then you owe it to yourself to watch this 1990 psychological thriller starring Tim Robbins. Robbins stars as Jacob Singer, a Vietnam War veteran who suffers from post-traumatic stress disorder. The affliction is so extreme that he finds himself hallucinating, reliving hellish moments from his war past and also experiencing nightmares while he’s awake. He begins to suspect that he is experiencing long-term side effects from an experimental battle
drug (code named “Ladder”) that was administered to his platoon. With the help and insight of a friendly chiropractor (Danny Aiello), Jacob finally is able to make sense of what he is going through, leading him and the film to its jarring conclusion.
WORTH A RENTAL “Prince of Persia: The Sands of Time” (PG13) -- Jake Gyllenhaal stars as Dastan, the titular prince who is accused of a murder he didn’t commit and is on the run along with his fiancee (Gemma Arterton) and a magical dagger that can manipulate Time. Based on a video game that was popular about 10 years ago, “Prince of Persia: The Sands of Time” is a loud, silly, CGI-laden popcorn flick that has a few fun moments, but is ultimately a pretty forgettable film -- OK for a rental, but certainly not a DVD for your library.
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TV SERIES “The Big Bang Theory” The Complete Third Season “Glee: The Complete First Season” “It’s Always Sunny in Philadelphia” Season Five “The Good Wife” The First Season “Designing Women” Season Four “Fringe” The Complete Second Season “Grey’s Anatomy” Complete Sixth Season “Private Practice” Complete Third Season “Rules of Engagement” The Complete Third Season “Lark Rise to Candleford” Season Three “Tim & Eric Awesome Show Great Job” Season 4 “The League” The Complete First Season “Robin Hood” The Complete Series (c) 2010 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
HUEY’S PAGE
Answers & Solutions
LIBRA (September 23 to October 22) All work and little play could wear the Libra’s usually positive attitude down. Take some much-needed time off. Perhaps a short jaunt with someone special is the way to go.
TRIVIA TEST ANSWERS 1. Fear of flying 2. In 1870 3. Blue 4. Neptune 5. Doris Lessing 6. Tutankhamun’s Tomb 7. Richard Wagner 8. 1913, by socialite Mary Phelps Jacob 9. Groucho, Chico, Harpo, Gummo and Zeppo 10. Light blue
SPORTS QUIZ ANSWERS 1. The Texas Rangers have lost all three of their playoff series. 2. Four -- New York Yankees, Atlanta, Cincinnati and San Francisco. 3. Running back Archie Griffin of Ohio State and linebacker Brian Cushing of Southern Cal. 4. Toronto hit 21 3-pointers in 2005. 5. Paul Coffey was 20 when he did it in the 1981-82 season. 6. The University of Georgia, with 10. 7. Phil Mickelson (four majors), Padraig Harrington (three) and Vijay Singh (three).
FLASH BACK ANSWERS 1. Paula Abdul. The song was from her second album, “Spellbound.” Another song by the same name was released in 1983 by Debbie Harry. 2. Frankie Valli of the Four Seasons. He was born Francis Stephen Castelluccio in 1934. 3. “I Call It Pretty Music, But the Old People Call It the Blues” with B-side “Little Water Boy,” in 1962. 4. “The Morning After” was released in 1973 and was a hit for singer Maureen McGovern. 5. The Coasters, in 1959. Earlier hits included “Young Blood” and “Searchin.” 6. Pat Benatar, in 1979. Benatar is a four-time Grammy winner.
SEPTEMBER 13, 2010 ARIES (March 21 to April 19) Careful, Lamb. Taking on too many tasks at one time can cause you to create more snarls each time you try to work your way through the tangled mass. Best to handle one job at a time. TAURUS (April 20 to May 20) Making bold moves is what Bovines do. But the best moves are made with lots of data to provide backup just in case you charge into an unexpected complication. A new relationship shows promise. GEMINI (May 21 to June 20) Sharing credit for a job well done is easy for you to do, but not necessarily for your partner. But fair is fair. Don’t let yourself be denied the right to have your contributions recognized. CANCER (June 21 to July 22) Communication is important to help bridge a gap that can lead to problems at home and/or at the workplace. Find a way to get your points across before the breach becomes a chasm. LEO (July 23 to August 22) Relationships, whether business or personal, need to be watched carefully for signs of trouble. Any negative indications should be dealt with before they become too burdensome. VIRGO (August 23 to September 22) Congratulations. A more positive aspect highlights much of the Virgo’s week. You should find others more receptive to your suggestions, and also more likely to act on them.
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SCORPIO (October 23 to November 21) This is a good time to expand your view from the known to the unfamiliar. Confronting new situations could be challenging, but ultimately also could be extremely satisfying. SAGITTARIUS (November 22 to December 21) Giving advice to those who just want validation for what they’re doing can be unsettling. So back off and save your counsel for those who really appreciate it. CAPRICORN (December 22 to January 19) Cultivating a more positive attitude not only makes you feel better about yourself, but also has an upbeat effect on those around you, especially that certain someone. AQUARIUS (January 20 to February 18) Keeping the lines of communication open and accessible is the key to establishing the right foundation on which to build an important and meaningful relationship. Stay with it. PISCES (February 19 to March 20) Before agreeing to act on a request, consider using your perceptive Piscean talents to see what might lie hidden beneath its surface and could possibly cause problems later on. BORN THIS WEEK: You’re a friend who, if you err at all, does so on the side of concern for those you care about.
(c) 2010 King Features Synd., Inc.
SNIPPETZÂŽ BUSINESS AND FINANCE
LEARN ABOUT THE MARKET WITH
A FREE CUP OF COFFEE.
FINANCIAL FOCUS AVOID DANGERS OF “OVERCONCENTRATION� Provided by Adam Grayson of EdwardJones Investments
W You’re invited ... to join us at our next coffee club meeting. Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffee’s on us. Please join us at the next meeting of our coffee club and bring a friend.
August 19, 16, 20102010 Date: September Time: 9:00 a.m. Place: Serranos Coffee Shop, 582 Highway 105, Monument, Colorado Adam R Grayson, AAMSÂŽ Financial Advisor .
755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964
www.edwardjones.com
Member SIPC
MVEA has a new look!
hen you were in school, you had to concentrate on your studies. When you began your career, you had to concentrate on your work. In fact, in just about every endeavor in life, concentration is essential for success. However, as an investor, you may find that you actually don’t want to concentrate too much. That’s not to say you shouldn’t concentrate on your investment decisions — you should. But if you concentrate too much money in one investment, or one type of investment, you could run into problems. Suppose, for example, that your portfolio is almost entirely devoted to growth stocks. During a good economy, growth stocks generally tend to do well, so if we’re enjoying a period of sustained growth, your portfolio might show some good returns. But if the economy slumps while you own only growth stocks, you could sustain losses that may take a long time from which to recover. On the other hand, if you over-concentrate on fixed-income investments, such as bonds, your principal value might increase when interest rates are falling (as interest rates and bond prices are inversely related), but when interest rates rise, your bond portfolio will likely lose principal value. To help avoid the problems of overconcentration, it’s important to own a range of investments, which may include stocks, bonds, government securities and certificates of deposit (CDs). While this type of diversification cannot, by itself, guarantee a profit or protect against loss, it can help reduce the effects of volatility
on your portfolio. Of course, how you choose to allocate your assets will depend on a variety of factors, including the following: Your goals — Your ultimate objectives should help govern your investment strategy. If you are planning to retire early and then start a new business, you may need to invest more aggressively than, say, your neighbor, who wants to work as long as possible and then stay close to home, pursuing inexpensive hobbies. Your risk tolerance — Just as we all have different personalities, we have different tolerances for investment risk. If you can assume greater risk in exchange for potentially higher returns, you may be a more aggressive investor. Conversely, if you’re willing to take lower returns as a trade-off for greater protection of your principal, you’re probably a more conservative investor. However, to achieve your goals, you may consider moving outside your investment “comfort zone� from time to time. Your time horizon — Your stage of life will also affect your investment choices. If you are just starting your career, you can probably afford to invest more aggressively than if you are nearing retirement, at which time you may want to cut down on risks. To build a diversified portfolio that reflects your goals, risk tolerance and time horizon, you may want to work with a professional financial advisor — someone who can assess your situation and recommend choices that are appropriate for your needs. By concentrating on a unified investment strategy — instead of over-concentrating on a specific type of investment — you can focus on where you want to go and what you need to do to get there. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor
For additional information, contact:
Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO
719-481-4964
Check out MVEA’s redesigned website! Some of our new features are: Õ Search Engine Õ Community Calendar Õ Writable Forms Õ FAQs
9OU 7!.4 TO JOIN THE #HAMBER BECAUSE 9OU 7!.4 TO JOIN THE #HAMBER BECAUSE 7!.4 TO JOIN THE #HAMBER BECAUSE OF ALL THE BENEl TS AND OFFERINGS -!+% YOU OF ALL THE BENEl TS AND OFFERINGS -!+% YOU -!+% YOU MONEY AND 3!6% YOU MONEY MONEY AND 3!6% 3!6% YOU MONEY "RING THIS COUPON IN WITH YOUR COMPLETED NEW MEMBER APPLICATION DURING AND WE WILL WAIVE YOUR NEW MEMBER PROCESSING FEE A VALUE
You can also sign for additional services, pay your bill online, visit the Kid’s Corner and get the latest news about your cooperative. So, pay us a visit at
www.mvea.coop!
&IND A MEMBER APPLICATION PACKET ON THE #HAMBER S WEBSITE GO TO THE #HAMBER OF #OMMERCE PAGE ,OOK FOR THE */). ./7 OF #OMMERCE PAGE ,OOK FOR THE PAGE ,OOK FOR THE */). ./7 LOGO OR STOP BY THE #HAMBER OFl CE */). ./7 LOGO OR STOP BY THE #HAMBER OFl CE
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SNIPPETZ BUSINESS / COMMUNITY CALENDAR
Lisa Welch Stevens Attorney at Law, P.C.
Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖
Business Formation
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Intellectual Property
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Employment Law
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VALUE
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Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200
Colorado Springs, CO 80921 (719)488-9395 Please visit our comprehensive website for divorce information: www.cmeyerlaw.com
THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.
YOU’D BETTER THINK – THINK! – BEFORE BUYING PROPERTY TOGETHER © August, 2010, Lisa Welch Stevens, Esq.
I apologize to Queen Aretha for stealing her song lyrics – BUT, if you are thinking about buying real property with anyone other than a spouse, you’d really better think carefully about doing it all and, more importantly, about how you are going to take title the property. A family member’s situation has recently made me think about this issue A LOT. My relative married a person who had previously been engaged to another, more than three years ago. While he was engaged to that third party, he and she bought a house together and, worse, had it titled in both their names as joint tenants, not tenants in common, even though they were not yet married. (But, hey! They were going to get married, right? So no problem! Right? – Uhh, no, WRONG!). They broke up; he moved out of state. They then rented the house to others, with the rent payments covering the mortgage payments, so everything was okay, right? Uhh, no. Miss Former Fiancee evicted the tenants (without Mr.
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COMMUNITY EVENTS
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Monument Art Hop Third Thursdays of each month May through September 5:00 - 8:00 pm The galleries, restaurants and boutiques of historic downtown Monument stay open until 8:00pm for a celebration featuring art openings and other special events. Visit www.monumentarthop.org for more information including monthly shows and events.
The Original Monument Farmer’s Market Saturday - Monument Plaza - 6/26 thru 10/2 Sunday - Palmer Lake - 7/4 thru 10/3
HMMA Annual Chili Cook-Off and Tasting Saturday, September 18 Get out your secret chili recipe, chop some chilies and fire up the stove! Cook a pot of chili and enter the annual HMMA Chili Cook-off. Food vendors, music and fun for the entire family! An annual event that benefits local causes including the beautification of Historic Downtown Monument and Tri-Lakes Cares, the Chili Cook-Off and Tasting is one of Monument’s most popular events. Community Chili Teams will Shoot It Out for Awards and Prizes. Your vote will determine the People’s Choice Awards. Chili Tasting and Baked Spuds are available along with cold craft beer from Bristol Brewing and HOT live music. This year the Chili Cook-off takes place at the corner of Second and Front Streets in Historic Downtown Monument. For more information, please contact vmynhier@ townofmonument.net Do You Dish Out a Mean Chili? Take a group of your favorite friends, co-workers, club members, relatives, poker buddies, sewing circles, etc., and mix well. Add your groups’ knowledge of the best darn chili this side of the Palmer Divide. Stir contents in Historic Downtown Monument. Bring to simmer and garnish with laughs, fame, prizes, tall tales and serve your neighbors with community spirit. All styles welcome, red, green, white, with or without beans or meat, spicy, mild, sweet, gourmet, traditional and unique! Entry fee is $35 per team. Call Vicki Mynhier at 719.460.4179 for more information.
Women’s Breakfast Event - Choosing To Be Beautiful Saturday, September 18 - 8:00 a.m. – 12:00 noon Tri-Lakes Incubator - 14960 Woodcarver Rd., Monument How your whole image affects your attitude. Tips for dressing and accessorizing with style/Strategies for speaking with confidence/Color and makeup tips to enhance your natural beauty/ How you can exude confidence and poise/Secrets of lasting, true beauty. Tickets: $25.00 includes a full breakfast / $30.00 after September 8th Registration: Online at www.CrossingYourBridge.com
Alzheimer’s Association Memory Walk America the Beautiful Park, Colorado Springs Saturday, 9/18/2010 - 7:30am/12:00pm The Alzheimer’s Association Memory Walk® is a 5K walk and is the nation’s largest event to raise awareness and funds for Alzheimer care, support and research - and it calls on volunteers of all ages to become champions in the fight against Alzheimer’s. By teaming up with the Alzheimer’s Association, you can walk with a purpose - and move us closer to a world without Alzheime! r’s. Together, we can MOVE a nation! If you’re the kind of person who’s not going to sit on the sidelines when there’s a chance to change the future, then you’re the person we need. Please register now at www.alz.
Former Fiance’s knowledge), and moved in. By herself. Demanding that Mr. Former Fiance make the mortgage payments even though she was the one living in the house. Ms. Former Fiancee also refused to cooperate in selling the property. One of the problems with owning property as joint tenants is that each of the joint tenants has an undivided fifty percent (50%) interest in the entire property and, if one joint tenant dies, that tenant’s interest is completely extinguished, and the surviving joint tenant now has an undivided one hundred percent (100%) interest in the entire property. This is all well and good if the joint tenants are married to each other – that is probably what you would want to happen. However in this case Mr. Former Fiance is married to my relative and off to Afghanistan, not the safest place in the world. In addition, when Miss Former Fiancee learned Mr. Former Fiance was now married to another, she threatened to bring all sorts of legal trouble down on his head if he did not sign over all of his interest in the property to her. The second problem, whether you own property with another as joint tenants or tenants in common, arises when the owners cannot agree on who will pay for what, or whether to sell the property, rent it out, etc. How do you resolve the deadlock? When married couples are in disagreement they work it out or divorce, in which case the divorce court decides everything for them. I solved my family member’s problem by, first of all, sev-
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org/co. Event Check-in: 7:30 am Memory Walk: 9:00 am Contact: Karen Burghart at 719.266.8773 or karen.burghart@alz.org Zumbathon for The Cure (Benefiting Susan G. Komen Foundation) Imagination Space at The Citadel Mall - Sept 18 (Saturday) - 1030-1230 Ditch the workout join the cause! 2 Exciting hours of zumba---the hottest workout in the world! $15 Donation will benefit susan g. Komen for the cure some great prizes will be raffled off!!! Sat, sept 18; 10:30-12:30 imagination space at The Citadel (between Burlington Coat Factory and Dillard’s) Light Refreshments to follow (may bring your own treats to share!) Support breast cancer survivors and promote awareness by wearing PINK ribbons and your best PINK attire Zumba class led by the DanceZ, 210-286-5974; www. DanceZ.us or www.meetup.com/luv2dance COME JOIN THE PARTY!
Peak Ranch Alpacas - National Alpaca Farm Day Saturday - September 25 -19850 Beacon Lite Rd., Monument With Contemporary Jazz Artists DOTSERO! (719-232-8509)
Alpaca Roundup at Pikes Peak Alpacas
18520 hannon Rd. Black Forest, CO 80908 25 September 2010 - 10:00 AM to 4:00 PM Have you ever wondered what an alpaca is or just wanted to get up close and personal with one? Here’s your chance. Join the South Eastern Colorado Alpaca Breeders as we circle the wagons for an ‘Alpaca Roundup’ to celebrate National Alpaca Farm Days at Pikes Peak Alpacas from 10:00 to 4:00 on Saturday, 25 September for a fun, free and educational day. A dozen local alpaca breeders and artisans with varied backgrounds, experience and skill sets will be here to answer your questions about alpacas. We can also be reached at (719) 481-4946 or staleyck@att.net.”
Community Tennis Block Party Palmer Ridge High School courts - 09/25/2010 4-7pm Palmer Ridge High School Men’s Tennis Team to host a Community Tennis Block Party What: The Tennis Block Party will feature three hours of tennis instruction, interactive games, tournaments and attractions, offering people of all ages and abilities the opportunity to learn and enjoy the benefits of the game – from fun and competition, to lifestyle and fitness. Skilled teaching professionals, team members and volunteers will guide attendees through games and skills during this day of fun, fitness and learning. The USTA Tennis Block Parties are a nationwide effort for people to get into shape, learn about the game of tennis and have fun while doing it. Where: Palmer Ridge High School courts in Monument, CO When: Saturday September 25th from 4-7 pm Cost: Free Admission to the public, donations welcome.
Safe Trick or Treat October 31st 3:00 to 5:00pm Bring the kids downtown for a night of safe trick-or-treating as Monument merchants provide treats, activities and show-off their creative costumes. The Monument Police Department patrols the streets to help insure the safety of our goblins.
Fall Craft Show November 4 - 7, 2010 in the Black Forest Don’t miss the 46th Annual Black Forest Arts & Crafts Guild Fall Show and Sale held at the Black Forest Community Center (Black Forest Rd. just north of Shoup Rd.) Hours are Thurs.-Sat. 9 a.m. to 8 p.m., Sun. 10 a.m. to 2:30 p.m. Over 90 artisan and culinary members will be selling hand made jewelry, ceramics, soaps and candles, holiday decorations andornaments, stained glass, woodworking, quilted items, baby items, baked goods and much more. This is theperfect place to do your Holiday shopping. Admission is FREE. The Black Forest Arts & Crafts Guild is a Colorado non profit organization. A portion of all sale proceeds will benefit the Black Forest Arts & Crafts Guild Scholarship Fund and the Black Forest community. Due to fire regulations, no strollers are allowed in the building. For information contact Diane at 719-494-1455 or visit our web site at www.BFACG.org Only Guild members are allowed to show.
ering the joint tenancy between the two Former Fiance(e) s, converting the joint tenancy into a tenancy in common. This solved the potential inheritance problem. We simply had Mr. Former Fiance quitclaim his interest in the property to his new wife, and then she quitclaimed it back to him the very next day. The property is still in his name, together with Miss Former Fiancee, but titled as tenants in common, each with a divided fifty percent (50%) interest in the property. (We had to quitclaim from spouse to spouse in order to avoid State of Maine real property transfer taxes; we could not have Mr. Former Fiance quitclaim to himself, which I would have done if the property had been in Colorado). We recorded the quitclaim deeds with the county clerk and recorder for the county where the property is located. Second, we are filing a legal action for partition of the property; i.e., for a court order against Miss Former Fiancee to either buy out Mr. Former Fiance, or to cooperate in selling the property. We will see how this plays out. This article is intended for informational purposes only; please contact your legal advisor regarding your particular situation.
For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395
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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
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