Snippetz_Issue 473

Page 1

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SNIPPETZ IS SLEEP TALKING! by Deborah Stumpf “Early to bed and early to rise makes a man healthy, wealthy and wise.” -Benjamin Franklin

ISSUE 473 • NOVEMBER 22, 2010

T

homas Edison said, “Sleep is an acquired habit. Cells don’t sleep. Fish swim in the water all night. Even a horse doesn’t sleep. A man doesn’t need any sleep.” Science fiction writer Isaac Asimov agreed: “I never use an alarm clock. I can hardly wait until 5 a.m. In the Army, I always woke before reveille. I hate sleeping. It wastes time.” Humans spend about one-third of their life sleeping, and the experts would challenge Edison and Asimov by touting the benefits of eight hours of sleep a night. Performing at one’s best and maintaining good health are two benefits. Sleep deprivation can lead to poor work habits, chronic diseases like diabetes and obesity, a weakened immune system, depression, cardiovascular disease and premature aging. Despite the warnings, Americans still don’t get enough sleep. Work, family, stress, sleep disorders are a few factors that prevent people from that eight hours of shut eye. And as the holidays approach, Mr. Sandman loses big time to Santa.

Sleep... Continued on Page 2

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Larry E Stiltner Agency 481 Hwy 105 Suite 212 481-8382 Larry E(719) Stiltner AgencyBus Monument, 481 Hwy 105 SuiteCO 21280132 (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries Monument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR

THIS WEEK IN SNIPPETZ SNIPPETZ IS SLEEP TALKING!

FEATURE ARTICLES Strange But True... 4 Tai Yi - “Confusion”... 5 Moments In Time... 8 “Here’s Why You Need a Flu Shot” Senior News Line... 12

REAL ESTATE “What’s Been Selling in the Tri-Lakes Area” Robyn’s Rap... 7

COMMUNITY CALENDAR 9

Sleep... Continued from Page 1

MORNING PERSON OR NIGHT OWL

SANTA’S SAVERS HOLIDAY SECTION

But some people have said sleep is overrated; they can live productively on less than eight hours. Studies also have shown that people who sleep between six and a half and seven and a half hours a night live the longest. People who slept less than six hours a night or more than eight didn’t live as long as the first group.

Neuroscientists have found major differences in the brains of early risers or night owls. Participants in a study were grouped in either category based on a questionnaire about their habits.

The Legend of Rudolph the Red-Nosed Reindeer... 10 Christmas Trivia... 11 Christmas Song Lyrics... 11

CLASSIFIED PAGE 12 GREAT BARGAINS Find Your Treasure! Business / Employment Opportunities

The truth is there are all kinds of variables that define human sleep habits.

HEALTH

THE AGE FACTOR

“Tough Dandruff Calls For A Prescription” To Your Good Health... 13

THE DINING GUIDE “A Happy (And Healthy) Thanksgiving!” The Kitchen Diva... 15

PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS, FINANCE & LAW Charitable Giving: A “Win-Win” Activity Financial Focus ... 18 “Ignoring It Won’t Make It Go Away - It Will Just Make It Worse” The Law According to Stevens... 19 “50 Great Marketing Ideas For Small Business Owners - Part 5” The Shafer Group Report... 19

NEXT WEEK IN SNIPPETZ SNIPPETZ TAKES A TRIP TO THE RED PLANET

Magnetic resonance imaging-guided brain stimulation was used to test muscle torque and the excitability of pathways through the spinal cord and brain. The brains of the morning people were most excitable at 9 a.m., and the excitability factor decreased throughout the day. The brains of the night owls were most excitable at 9 p.m. Evening people also became physically stronger throughout the day, while morning people didn’t change.

On average, adults age 25 to 55 should get eight hours of sleep every night. Some studies have shown that older adults need less sleep – about six hours. But others argue that seniors need eight hours but their sleep is frequently interrupted. Babies sleep about 16 hours a day.

SLEEP DISORDERS Sleep is compromised at certain times of life: parenting an infant (or a teenage driver), menopause, old age, etc. Sleep disorders on the other hand can be chronic.

Sleep is especially vital in reference to adolescents and teenagers. There is a reason it takes a bullhorn and a bulldozer to get a teenager out of bed in the morning.

Insomnia is the inability to fall asleep or stay asleep, often resulting in impaired functioning during the day. Fifty-percent of adults and older people complain of chronic insomnia symptoms.

Studies have proven that the biological clocks of teenagers keep them awake later at night and sleeping later in the morning. Teenagers need about 10 hours of sleep per night, and the effects of not getting enough sleep are much more dramatic in teens than adults. It’s why many sleep experts believe that school class start times of 7 or 7:30 a.m. are insufficient and even abusive.

Narcolepsy is excessive sleepiness during the day, causing “sleep attacks.” Restless Legs Syndrome is what the Centers for Disease Control likened to a “creeping” sensation, which is associated with nighttime aches and pains throughout the legs.

In the late 1990s, schools in Minneapolis changed start times from 7:15 a.m. to 8:40 a.m. because of recommendations from sleep experts. The University of Minnesota then studied the impact the change had on academic performance and behavior, and the results were significant. Later start times –

Sleep apnea is common. While sleeping,

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The most common type of sleep apnea is obstructive sleep apnea, where the airway has collapsed or is blocked during sleep, causing the pauses or shallow breathing. Air that is trying to squeeze past the blockage can cause loud snoring. It’s most common in people who are overweight. New studies have found that sleep apnea can cause defects in the brain’s gray matter, which creates problems with cognitive functions like attention and memory. The brain changes are thought to be caused by intermittent oxygen deprivation.

DRIVING WHILE DROWSY The National Highway Traffic Safety Administration reports that driving while sleepy has resulted in about 1,550 deaths, 71,000 injuries and more than 100,000 accidents each year. The AAA Foundation for Traffic Safety did analyzed accidents caused by drowsy drivers and found that younger drivers between 16 and 24 years of age were twice as likely to be involved in a drowsy driving accident as drivers age 40 to 59. Fifty-seven per-

Sleep... Continued on Page 3

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people with sleep apnea experience pauses in breathing or shallow breaths. The pauses can last a few seconds to minutes and occur five to 30 times or more an hour. When normal breathing starts again, it can be accompanied by loud snoring or choking sounds. Sleep apnea is one of the leading causes of excessive daytime sleepiness.

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Sleep... Continued from Page 2 cent of sleepiness-related crashes occurred when the driver drifted into another lane or off the road.

In marine mammals, one hemisphere of their brain is always awake, which means that dolphins swim and surface to breath while they’re sleeping.

THE LION SLEEPS TONIGHT

MORE SLEEP SNIPPETZ

Scientists have found that mammals and humans have a common denominator when they sleep: Both have REM or rapid eye movement sleep, which is associated with dreams. Humans and animals display the same level of brain activity and increased heart rate variability during REM sleep. Dogs often bark or twitch during REM sleep.

• The record for the longest period without sleep is 18 days, 21 hours and 40 minutes during a rocking chair marathon. The person holding the record reported hallucinations, paranoia, blurred vision, slurred speech and memory and concentration lapses.

Rats have similar sleep needs to humans. They require rest to be alert to dodge humans and cats. Giraffes can go without sleep for weeks; brown bats sleep the entire day. The golden dormouse balances itself on the branch of a tree to sleep – and any quiver of the twig awakens the dormouse. Smaller animals require more sleep than larger animals. Animals that sleep less than four hours average are large land mammals like the elephant and the cow. Horses stand 98 percent of the time while they sleep.

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• Parents typically lose 400 to 750 hours of sleep during a newborn’s first year.

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• British Ministry of Defense researchers have used optical fibers embedded in spectacles that project a ring of bright, white light around the retinas of the soldiers to reset the soldiers’ body clocks so they can go without sleep for up to 36 hours.

Martin Barretta/Business Dir. 13710 Struthers Rd Ste., 220 Colorado Springs, CO 80921

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• Experts have said that one of the biggest reasons for sleep distractions is the 24-hour accessibility of the Internet. • If it takes anything less than five minutes to fall asleep at night, it means you’re sleep deprived. The ideal falling asleep time is between 10 and 15 minutes.

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Some birds sleep with one eye open to sense predators. Mammals, too, factor in danger when they sleep. The African Papio baboon sleeps on its heels in the tops of trees to avoid predators – talk about sleep deprivation.

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• During this season of excess, it might be worthwhile to remember that the typical holiday meal contains more than 3,000 calories. It also might be worthwhile to remember that the suggested daily intake of calories for men is 2,500; for women it’s 2,000.

AUTO ACCIDENTS Car Crash Injuries Hit and Run Commercial Vehicles Motorcycle Wrecks Insurance Disputes

• Americans’ collective annual tab for dry-cleaning services comes to approximately $8 billion.

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• If you’re an arachnophobe, you might not want to read the following snippet of information: Scientists in Madagascar recently discovered a new species of bark spider that spins webs over rivers and other bodies of water. What makes these webs noteworthy is that they are the largest ever recorded, measuring up • Snakes are sometimes born with to 82 feet across. two heads, but they don’t survive long. It seems the heads fight each • Zachary Taylor, the 12th president of the United States, let his horse other for food. graze on the lawn of the White • Pregnant women might be par- House. • It was Kurt Vonnegut, one of the most influential American writers of the 20th century, who made the following sage observation: “Laughter and tears are both responses to frustration and exhaustion. I myself prefer to laugh, since there is less cleaning up to do afterward.”

ticularly interested in the following: The animal that is pregnant the longest is the African elephant, with an average gestation period of 660 days (though some pregnancies can last up to 100 days longer). The record for shortest gestation period is held jointly by three marsupials, including the American opossum,

Slip and Fall Construction Defect Negligent Care

PERSONAL INJURY Bike Accident Dog Bites Pedestrian Accidents Wrongful Death

*** Thought for the Day: “Perpetual devotion to what a man calls his business, is only to be sustained by perpetual neglect of many other things.” -- Robert Louis Stevenson

MEDICAL MALPRACTICE Misdiagnosis Birth Trauma Inappropriate Treatment Negligent Procedure

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Medium/Clairvoyant/Tai Yi Energy - Tami Urbanek Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus? Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.

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any changes are occurring in this current time frame. Our government is making changes and passing laws, science continues to bring new information to light, and many more people are becoming more aware of how much toxins play a role in our food and water. Many issues can create anger in people. When people become caught up in fear, anxiety, and anger, it prevents them from processing information effectively. It can also stop their hormones from owing effectively and creates stagnation in the liver and the kidneys. It is important to be aware and ask questions. It is important to question why certain laws are attempting to be passed, such as the bill S. 3804 which would create an Internet blacklist and prevent certain websites, such as Youtube, from being viewed or the bill S. 510 that will affect small farms and farmer’s markets. It is healthy to ask questions about why the biotechnology giant, genetically modiďŹ ed organism (GMO) manufacturer, Monsanto, has seats in the United States government. Especially since as we have seen a large increase in toxic foods, we have also seen a large increase in cancer and other ailments. Those ailments need medications and the same people who make the toxins that are placed in our food sell those medications. This is healthy questioning. Asking questions is proactive and keeps one in a state of awareness,

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Many times, people do not want to ask questions, rock the boat, or receive ridicule for asking too many questions. It is important to understand large corporations make money off that type of thought pattern and count on it. The fewer people that ask questions, the more freedom ones have in passing laws and altering our food and water. This, however, results in difďŹ culty in the body and mind. All of the sudden a person begins getting headaches, has an unknown rash, keeps getting colds, and may have confusion.

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No amount of Tai Yi can ‘make’ someone proactive instead of passive, however Tai Yi can assist one who wants to address physical issues and change their patterns. Tai Yi will not work on anyone who does not want to also change his or her patterns. When one wants to determine why physical issues are occurring and wants to act on it, Moon Energy for Males or Females can assist.

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Moon Energy has a different treatment depending on gender, but assists both genders equally. It can assist ones to feel more deep emotions that have become stagnant and have also created confusion. It can assist with hormonal imbalance and clearing of retaining water, liver, and the kidneys. Assistance in how to become more proactive can be offered during the treatment.

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SNIPPETZ : THE LOCAL SCOOP ®

3RD A NN U A L

Holi day EXTR AVAG A NZA

Hosted by MOMS Club® – Colorado Springs North Chapter

Saturday, Dec. 4 9 a.m. – 2 p.m.

Gym at St. Peter Catholic School 124 First St. | Monument Join us for holiday shopping with more than 30 local artisans and crafters exhibiting and selling their handmade goods, as well as your favorite home-based businesses. Admission $2.00 (Ages 10 and older) FREE admission to those who donate a coat for our One Warm Coat Drive. FREE to children 9 & younger. The proceeds from this year’s event will benefit Tri-Lakes Cares. Visit www.cosnorthmomsclub.com for more details.

6


SNIPPETZ : THE LOCAL SCOOP ®

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Complete Stats for Oct. 2010 ADDRESS

B/B/G

YR BLT

FINISH SQ FT

TOTAL SQ FT

ASKING PRICE

SOLD PRICE

DATE SOLD

719-339-3525

DAYS ON

1293 Walters PT

2,2,2

2008

1,396

1,396

$179,000

$158,500

10/26/2010

73

1304 Yellow Granite DR

3,3,2

2005

1,534

1,534

$189,900

$189,900

10/29/2010

5 124

4665 Sandstone RD

3,3,1

1980

3,098

3,098

$220,000

$215,000

10/29/2010

680 Rembrandt CT

4,4,2

1986

3,076

3,152

$224,000

$224,000

10/29/2010

60

220 Holbrook ST

4,4,2

1993

2,515

2,546

$229,900

$227,500

10/18/2010

171

16215 Palace Creek DR

4,3,2

2002

2,550

2,616

$239,900

$230,000

10/29/2010

111

15628 Dawson Creek

3,3,3

2000

1,603

2,288

$240,000

$230,000

10/18/2010

157

15730 James Gate PL

3,3,3

2004

2,206

3,728

$249,000

$240,000

10/04/2010

172

15667 Paiute CR

3,3,2

2006

2,206

3,728

$249,900

$240,000

10/28/2010

199

15845 Park AV

4,3,2

2003

3,168

3,302

$250,000

$250,000

10/19/2010

75

4185 Spaatz RD

4,3,2

1983

4,067

4,197

$272,900

$268,000

10/27/2010

33

1245 Lone Scout Lkt

3,3,2

1992

3,079

3,212

$299,900

$290,000

10/21/2010

70

5555 E County Line RD

7,4,0

1899

4,017

4,381

$299,900

$290,000

10/05/2010

345

18220 Red Clover LN

5,3,3

1985

3,440

3,440

$304,900

$296,000

10/08/2010

13

230 Lost Creek WY

3,3,3

1992

2,502

3,832

$309,000

$300,000

10/29/2010

95

20341 High Pines DR

4,3,2

2004

3,280

3,416

$319,000

$290,000

10/20/2010

133

1420 Catamaran LN

4,3,2

1984

2,496

2,496

$324,900

$315,500

10/15/2010

142

49 Walnut AV

3,3,2

2005

1,838

2,308

$325,000

$300,000

10/07/2010

118

17955 Minglewood TR

6,4,3

1997

4,335

4,426

$350,000

$400,000

10/28/2010

172

20070 E Elk Creek DR

4,3,2

1995

2,376

2,376

$369,000

$359,000

10/21/2010

119

18325 Bakers Farm RD

4,3,2

2004

2,688

4,034

$370,000

$345,000

10/04/2010

64

861 Caribou CR

4,4,3

1993

3,752

4,056

$389,900

$370,000

10/19/2010

115 239

125 Saddlehorn TR

4,4,2

1991

3,621

3,632

$397,500

$396,000

10/29/2010

1205 Deer Creek RD

4,3,2

1963

2,970

3,016

$399,000

$389,000

10/19/2010

52

20265 True Vista CR

6,5,3

1996

5,546

5,583

$399,000

$350,000

10/28/2010

89

18620 Arrowwood DR

5,4,3

1986

4,080

4,080

$399,900

$399,900

10/22/2010

90

566 Larimer Creek DR

5,5,3

2005

3,670

3,711

$400,000

$397,000

10/22/2010

114

450 Lariat LP

4,4,3

1995

4,327

4,481

$424,000

$410,000

10/15/2010

203

17761 Sawmill RD

4,4,3

2002

3,306

3,462

$429,000

$415,000

10/08/2010

114

19785 Kershaw CT

5,4,3

2004

4,741

4,741

$439,900

$436,500

10/21/2010

64

20225 Roaming DR

5,4,3

1998

3,342

4,851

$499,900

$494,000

10/29/2010

47

16569 Curled Oak

5,5,3

2005

4,795

4,960

$549,000

$530,000

10/29/2010

68

925 Shadow Mtn

4,3,3

2009

3,730

3,842

$550,000

$520,000

10/29/2010

214 0

1072 Greenland Forest

6,4,3

2010

4,365

4,514

$562,000

$562,000

10/20/2010

21085 Capella DR

3,4,3

1998

4,463

4,463

$575,000

$550,000

10/27/2010

5

5770 Mountain Shadow

3,3,3

2001

2,793

5,540

$590,000

$495,000

10/13/2010

225

705 Powderhorn DR

4,4,6

1999

4,166

4,295

$619,000

$599,000

10/29/2010

28

15310 Pompeii SQ

4,4,3

1996

5,659

5,804

$630,000

$565,000

10/15/2010

174

19982 W Elk Creek DR

4,4,5

1998

5,822

6,228

$650,000

$600,000

10/14/2010

316

4865 Hidden Rock RD

4,5,4

2005

5,516

5,864

$830,000

$775,000

10/07/2010

316

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MOMENTS IN TIME THE HISTORY CHANNEL

• On Nov. 27, 1703, an unusual storm system finally dissipates over England after wreaking havoc on the country for nearly two weeks. Featuring hurricane strength winds, the storm killed somewhere between 10,000 and 30,000 people and sank hundreds of Royal Navy ships. • On Nov. 22, 1783, John Hanson, the first president of the Continental Congress under the Articles of Confederation, dies in his home state of Maryland. Hanson is sometimes called the first president of the United States, but this is a misnomer, since the presidency did not exist until 1789. • On Nov. 28, 1925, the Grand Ole Opry, one of the longest-lived and most popular showcases for Country Western music, begins broadcasting live from Nashville, Tennessee. The showcase was originally named the Barn Dance, after a Chicago radio program called the National Barn Dance. • On Nov. 26, 1931, the first cloverleaf interchange to be built in the United States, at

the junction of US 1/9 and NJ Route 35 in Woodbridge, N.J., is featured on the cover of the Engineering News-Record. A piece on the under-construction Hoover Dam was relegated to the journal’s back pages. • On Nov. 24, 1944, 111 U.S. B-29 Superfortress bombers raid Tokyo for the first time since 1942. Their target: the Nakajima aircraft engine works. Despite the barrage of bombs that were dropped, fewer than 50 hit the main target, doing little damage. • On Nov. 23, 1966, Elvis Presley’s 22nd film, a rock ‘n’ roll musical called “Spinout” in which Elvis played a singing race car driver, opens in theaters across the country. “Spinout” was filmed on location at Dodger Stadium in Los Angeles and the Ascot Motor Car Racing Ground, a wellknown dirt track nearby. • On Nov. 25, 1980, Sugar Ray Leonard regains boxing’s welterweight title when his opponent, reigning champ Roberto Duran, waves his arms and walks away from the fight in the eighth round, telling the referee “No mas, no mas” (“No more”). Duran maintained that he had stomach cramps and could barely stand up. (c) 2010 King Features Synd., Inc.

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1776 Woodmoor Drive, Monument, CO. Looking for a fun event in keeping with the holiday spirit and a perfect opportunity to pick up that unique handmade ď ’ ď ’ gift for a friend or relative? Look no further. Monument Hill Kiwanis Club ď ’ is sponsoring the 5th Annual NORTH POLE at TRI-LAKES CRAFT SHOW on December 4 and 5, 2010 at Lewis www.snippetzonline.com Palmer Middle School, 1776 Woodmoor Drive, Monument, CO. Show hours are 10 AM – 4 PM Saturday and 11 AM to 4 PM on Sunday. Ample parking is available. Admission Banner Christmas is a donation of nonperishable canned and dry goods to Historic Downtown Monument is sponsoring the the third be donated to Tri-Lakes Cares. Santa has decided to take annual “Banner Christmas.â€? Banner Christmas features a short break from his busy holiday duties to visit between original Christmas art banners, handpainted by renowned 11:30 AM – 1:30 PM both days. Monument Hill Kiwanis local artists. The banners are on display on lamposts in North Pole Chairman Bill Healy said “All proceeds from the the historic downtown of Monument. Unveiling is the Friday fair are used to support the local communityâ€?. after Thanksgiving and they remain on display throughout the holiday season. If you are interested in painting a ban2nd Annual Gleneagle Festival of Lights Hay Ride ner for the 2010 season, please contact Vicki Mynhier at Saturday, Dec. 11th 5PM - 8PM 719.460.4179 or email at vmynhier@townofmonument.net. Gleneagle Golf Club 345 Mission Hill Way 488-0900 Small Town Christmas Sponsored by Gleneagle Golf Club, Gleneagle Women’s Saturday December 4th - 10:00am to 2:00pm Club, Boy Scout Troop 194, Gleneagle Civic Association Small Town Christmas is a day full of holiday activities in& Gleneagle Sertoma. All homes bordering the golf course cludes visit from Santa and Mrs. Claus along with crafts have been asked to decorate, if needed with the help of and activities for children, open houses and other special Troop 194, the backs of their homes. On Dec. 11th we will events as the merchants of Historic Downtown Monument take folks around on trailers ďŹ lled with hay to see the beauty. celebrate a Small Town Christmas. (weather permitting) Last year was just beautiful, almost magical with music & lights. There will be a light chili supper Scandinavian Christmas Tea Party in the club house, the bar will be open for drinks, coffee Saturday, Dec 4 - 2 PM - the Sons of Norway Lodge, & hot chocolate and Gleneagle Women’s Club will donate Viking Hall - 1045 Ford Street, Colorado Springs dozens & dozens of baked cookies to the event. Santa will Come join us for an afternoon of tea, homemade cookies, be roaming around for those who may want to talk a mintea sandwiches and lefse. A unique program will be held, ute. door prizes awarded - all this for only $12 per person. Mark Holiday Concert your calendar for Saturday, December 4th, 2 p.m. Space is Dec. 17, 2010 - Location: The Pinery limited so call prior to December 1st and reserve your place. Musical selections performed by an ensemble from the For more information call June Peterson, 719-599-3235. Colorado Youth Symphony Orchestra. BONUS: Continued sale of the Tri-Lakes Women’s Club’s Classic Colorado ColMOMS Club Holiday Extravaganza lection 2010 ornament. The artist will be present. RSVP: Saturday, Dec. 4 - 9 a.m. - 2 p.m. Charlie Ann Hayes, nonahayes@comcast.net, 481-9693 Gym at St. Peter Catholic School or Maureen Kral, reenbean@aol.com, 282-0164. Member124 First St. in Monument ship is open to all women living in School District 38 and the Join us for holiday shopping with local artisans and crafters luncheons are open to all current TLWC members and their exhibiting and selling their handmade goods, as well as your guests. The club sponsors the Wine and Roses event Nofavorite home-based businesses. More than 30 exhibitors vember 5th, and the Pine Forest Antique and Garden Show will be participating. Admission is $2 (ages 10 and older) and Sale April 30th-May1st. Proceeds from these events or free with coat donation for our One Warm Coat Drive. beneďŹ t local nonproďŹ t groups. Visit www.tlwc.net or contact Children 9 and younger are admitted free. The proďŹ ts from Judy Crusius, crusii@aol.com, 481-1994; or Barb Dienes, this year’s event will be donated to Tri-Lakes Cares. Hosted bdienes@msn.com, 487-7392. by MOMS ClubÂŽ – Colorado Springs North Chapter. For more information: www.cosnorthmomsclub.com. COMMUNITY EVENTS

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copyright over to him in January 1947, ensuring May’s financial security. He quit his copywriting job in 1951 but would later return to Montgomery Ward, where he worked until his retirement in 1971. May died in 1976.

M

“Rudolph the Red-Nosed Reindeer” was printed commercially in 1947, and in 1948 a nine-minute cartoon of the story was shown in theaters. When May’s brother-in-law, songwriter Johnny Marks, wrote the lyrics and melody for the song “Rudolph the Red-Nosed Reindeer,” the Rudolph phenomenon was born. The song was recorded by Gene Autry in 1949 and shot to No. 1 on the charts, selling 2 million copies that year. “Rudolph the Red-Nosed Reindeer” would go on to become one of the best-selling Christmas songs of all time, second only to Bing Crosby’s “White Christmas.”

May drew on the story “The Ugly Duckling” and also on his own background (he was often taunted as a child for being shy, small and frail) to create the story of the misfit reindeer. Several names were considered, including Rollo (too cheerful) and Reginald (too British), before May settled on Rudolph as his reindeer’s name. Concerns about Rudolph’s red nose (an image associated with drunkards) also were overcome.

May’s story of Rudolph differed from the one we know today, made famous by Johnny Marks’ song and the 1964 television special narrated by Burl Ives. In the original story, Rudolph was not related to Santa’s reindeer and did not live at the North Pole, but in an ordinary reindeer village. He was well-adjusted and not regarded by his parents as a shameful embarrassment. He was discovered when Santa noticed a red glow coming from Rudolph’s room as he delivered presents to Rudolph’s house. Worried that a thickening fog would keep him from completing his Christmas Eve rounds, Santa tapped Rudolph to lead his reindeer team.

ontgomery Ward, the Chicago-based department-store chain, had been buying and giving away children’s coloring books as Christmas gifts for their customers for years, but in 1939 decided to create its own book to save money. The retailer gave the assignment to one of its employees, 34-year old copywriter Robert L. May, who penned the story of “Rudolph the Red-Nosed Reindeer.” Some 2.4 million copies were handed out that year.

Written as a poem in the meter of “’Twas the Night Before Christmas,” May tested the story on his 4-year old daughter Barbara, who loved it. At about the same time that May was creating Rudolph, his wife died, leaving him deeply in debt with medical bills. However, he was able to persuade Montgomery Ward’s corporate president, Sewell Avery, to turn the

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• “Hot cockles” was a popular game at Christmas in medieval times. It was a game in which the other players took turns striking the blindfolded player, who had to guess the name of the person delivering each blow. “Hot cockles” was still a Christmas pastime until the Victorian era. • A boar’s head is a traditional Christmas dish. According to a popular story, the unlucky boar whose head began the custom in the Middle Ages was killed by choking to death on a book of Greek philosophy. The story claims that a university student saved himself from a charging boar by ramming a book of Aristotle’s writings down its throat. He then cut off the boar’s head and brought it back to his college. • At lavish Christmas feasts in the Middle Ages, swans and peacocks were sometimes served “endored.” This meant the flesh was painted with saffron dissolved in melted butter. In addition to their painted flesh, endored birds were served wrapped in their own skin and feathers, which had been removed and set aside prior to roasting.

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• According to historical accounts, the first Christmas in the Philippines was celebrated 200 years before Ferdinand Magellan discovered the country for the western world, likely between the years 1280 and 1320 AD. • In 1647, the English parliament passed a law that made Christmas illegal. Festivities were banned by Puritan leader, Oliver Cromwell, who considered feasting and revelry, on what was supposed to be a holy day, to be immoral. The ban was lifted only when the Puritans lost power in 1660. • Christmas was once a moveable feast celebrated at many different times during the year. The choice of December

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25, was made by Pope Julius I, in the 4th century A.D., because this coincided with the pagan rituals of Winter Solstice, or Return of the Sun. The intent was to replace the pagan celebration with the Christian one. • During the ancient 12-day Christmas celebration, the log burned was called the “Yule log.” Sometimes a piece of the Yule log would be kept to kindle the fire the following winter, to ensure that the good luck carried on from year to year. The Yule log custom was handed down from the Druids.

AND THE SURVEY SAYS... • According to a 1995 survey, 7 out of 10 British dogs get Christmas gifts from their doting owners. • According to a 1997 Gallup poll, 29 percent of Americans found the Christmas holidays more stressful than enjoyable. Those with the lowest incomes were most likely to find the season stressful, perhaps reflecting their inability to participate fully in the commercial, gift-giving aspects of the holiday. • According to Gale Research, the average American household wraps 30 Christmas gifts each year.

WHAT’S IN A NAME? • “The Nutcracker” is the name for the ballet performed around Christmas time each year. “The Nutcracker Suite” is the title of the music Tchaikovsky wrote.

FIRST TIME’S A CHARM • After A Christmas Carol, Charles Dickens wrote several other Christmas stories, one each year, but none was as successful as the original.

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HARK! THE HERALD ANGELS SING Hark! the herald angels sing, “Glory to the newborn King! Peace on earth, and mercy mild, God and sinners reconciled.” Joyful, all ye nations, rise, Join the triumph of the skies; With th’ angelic host proclaim, “Christ is born in Bethlehem.” Hark! the herald angels sing, “Glory to the newborn King! Christ, by highest heav’n adored: Christ, the everlasting Lord; Late in time behold him come, Offspring of the favored one. Veil’d in flesh, the Godhead see; Hail, th’incarnate Deity: Pleased, as man, with men to dwell, Jesus, our Emmanuel! Hark! the herald angels sing, “Glory to the newborn King! Hail! the heav’n-born Prince of peace! Hail! the Son of Righteousness! Light and life to all he brings, Risen with healing in his wings Mild he lays his glory by, Born that man no more may die: Born to raise the sone of earth, Born to give them second birth. Hark! the herald angels sing, “Glory to the newborn King!

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Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary. Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check

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in the Canadian Medical Association Journal. It says that getting a u shot early in the season brings a 19 percent reduction in the occurrence of acute myocardial infarction. Shots received after the middle of November had a smaller reduction, but a reduction just the same. The pneumonia shot didn’t do a thing. Consumer Reports’ health magazine also is getting into the act with a poll about why people don’t want a u shot. One big reason cited is that last year’s u season was a big nothing, especially because it hit younger people harder. What we need to remember, however, is that in a normal u year, 90 percent of the deaths from u are in the 65and-older age group.

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TOUGH DANDRUFF CALLS FOR A PRESCRIPTION DEAR DR. DONOHUE: I am writing to inquire about the mite that invades one’s body and causes dandruff on the head. I have used Selsun Blue shampoo, but it is taking so long to see an effect. I wonder if there is an antibiotic that I could take to get rid of it faster. -- M.S. ANSWER: Dandruff is one form of seborrheic dermatitis -- skin inflammation, along

with an overproduction of skin cells and oil. The scalp is the place most often affected, but it also can be found on the sides and bridge of the nose, the eyebrows, ears, chest and back. A mite doesn’t cause it. Some speculate that a yeast (fungus) called Malassezia might be the troublemaker. This yeast is also found on scalps of those without dandruff, but those with dandruff have greatly increased numbers of it. Quite often, nonprescription treatments work well for dandruff. Selsun Blue is a good one. If, after one month of treatment, there’s no progress, then change to another. Head and

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719-592-1365 www.csallergy.com 550 Highway 105 Monument, CO 80132 Wednesday Afternoons Shoulders, Nizoral A-D and T-Gel are a sample of the many products on drugstore shelves. Nizoral A-D contains ketoconazole, a medicine that is active against the Malassezia yeast. Follow directions carefully. Usually they call for daily use until there’s some improvement, and then every-other-day use for a month. From that time on, less-frequent applications are OK. The condition tends to be chronic, so a long commitment is the rule. If you’re not making any progress with overthe-counter preparations, then a doctor can provide you with a prescription for more powerful items. *** DEAR DR. DONOHUE: Please tell me all you know about post-traumatic stress disorder. I think someone in my family suffers from it. -- A.F. ANSWER: Having faced an event that threatened life or caused serious injury is the basis for post-traumatic stress disorder. The event keeps resurfacing in the mind with a clarity that imparts terror and helplessness, and sometimes guilt. The remembrance can happen during the day or in dreams. An affected person stays in the alert mode at all times. He or she loses interest in life, neglects those around him or her, suffers from fragmented sleep, often erupts in outbursts of anger and is usually quite depressed. Soldiers, firemen, policemen and those who suffered a sexual or physical attack are people who most often develop PTSD. With the combination of talk treatment and medicines, these people can usually regain their equilibrium and resume a normal life. *** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2010 North America Synd., Inc. All Rights Reserved


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ost people eat more at Thanksgiving dinner than they consume in a normal day, and then continue overeating at year-end. So it helps to have a plan in place to avoid any holiday gobbling that you might pay for later. Turkey, yams, mashed potatoes, green beans and cranberry sauce are all nutritious, so long as lots of salt, sugar and butter haven’t been added to them, says Kathleen Duran-Thal, director of nutrition at Cooper Wellness Center in Dallas. An earlier study by researchers at the National Institute of Child Health and Human Development and the National Institute of Diabetes and Digestive and Kidney Diseases found that Americans usually gain only one pound during the winter holidays, but the weight put on then isn’t shed in the new year. Those findings contradict many people’s views that they gain five to 10 pounds between Thanksgiving and New Year’s Day. Researchers said the effects of weight gain at year-end, however, are worth worrying about because they contribute to increased weight over time. Keeping weight stable in the fall and winter may help prevent age-related weight gain and associated diseases, says Dr. Riva Rahl, medical director at Cooper Wellness. In addition to not looking or feeling top-notch, adults with excess weight are at greater risk of heart disease, high blood pressure, diabetes and certain cancers, she says. Cooper Wellness experts say to go ahead and enjoy your favorite Thanksgiving foods, but consider making healthy choices at your turkey dinner. They offer some tips for keeping you from fiddling with your belt at the end of the meal. 1. First of all, don’t arrive at a Thanksgiving dinner hungry. Eat a good breakfast, and maybe even lunch that day. 2. Fill half your plate with vegetables, one quarter of it with lean meat, and one quarter with starches like mashed potatoes and turkey dressing. 3. Choose white-meat turkey and avoid eating the skin. 4. Void gravy. Turkey doesn’t need to be smothered in gravy to taste good. If you want gravy, just drip a little on your meat and potatoes. 5. Limit yourself to small helpings of heavily sweetened yams and cranberry sauces. 6. Use restraint when dinner rolls are passed around. Buttered rolls may melt in your mouth, but they’re full of calories, so eat only one. 7. Try sampling in moderation the many foods that you have looked forward to. And consider bringing something healthy to the dinner, like a side dish that’s low in fat, sugar and salt. 8. Eat slowly. By eating Thanksgiving dinner slowly, your body has time to register when it is full so that you don’t consume too much. 9. At dessert time, try to choose the lightest options. Pick pumpkin over pecan pie, for example, and avoid 200 calories in the process. Or just eat half a piece of pie, and pass on whipped toppings and ice cream. As dinner winds down over coffee, avoid any plates of additional sweets that may be sitting on

Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake the table. 10. After Thanksgiving dinner, take a walk with your friends or family. Fifteen minutes of walking will get your blood circulating and can burn off 100 calories, says Susie Kania, exercise physiologist at Cooper Wellness. The fresh air will invigorate you after a long stay at the table. (Information courtesy of Cooper Wellness, www.cooperwellness.com)

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LIGHT SWEET POTATO PUDDING Agave syrup is a natural sweetener that doesn’t raise your blood glucose levels. This is a great dessert for everyone, but is particular good for diabetics. 1 1/3 cups mashed, cooked sweet potato 1/2 cup agave syrup 2 teaspoons ground cinnamon 2 teaspoons grated orange zest 1 teaspoon salt 1 teaspoon ground ginger 1/2 teaspoon ground cloves 1/3 cup egg substitute 16 ounces evaporated skim milk 1/2 cup light whipped topping, optional 1/2 cup chopped, toasted walnuts, optional Cooking spray 1. Preheat oven to 375 F. 2. In a large bowl, combine sweet potato, syrup, cinnamon, orange zest, salt, ginger, cloves, egg substitute and milk. Beat at medium speed with a mixer until smooth. Add milk; mix well. 3. Pour mixture into a 2-quart casserole coated with cooking spray. Bake at 375 F for 1 hour or until a knife inserted near the center comes out clean. (For individual servings, pour 2/3 cup potato mixture into each of 4 custard cups. Bake at 375 F for 40 minutes or until a knife inserted near the center comes out clean.) 4. Let pudding cool. Cover and chill for 2 hours. Serve with a tablespoon of whipped topping and sprinkle with

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walnuts, if desired. Makes 4 servings (2/3 cup per serving, 88 calories). *** Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of six cookbooks. Her latest cookbook is “The New African-American Kitchen.” She is known as The Kitchen Diva and is the executive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Visit her Web site at www.divapro.com. (c) 2010 King Features Synd., Inc.


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1. GEMSTONES: What color is lapis lazuli? 2. GEOGRAPHY: Where is the Pennines mountain range located? 3. SCIENCE: The order Hymenoptera would encompass what types of insects? 4. RELIGION: Who founded the Christian Science Church? 5. FAMOUS PERSONALITIES: William H. Bonney was better known by what name? 6. HUMAN ANATOMY: Where is the mitral valve located? 7. LANGUAGE: In the United States, what is a more common term for “conscription”? 8. ANIMAL KINGDOM: What was the original function of the schipperke, a Belgian dog breed? 9. U.S. STATES: What is the capital of Michigan? 10. HISTORY: In English history, which monarch did Cavaliers support?

Sports Quiz

By Chris Richcreek

1. In 2009, New York Yankees became the third A.L. team in the decade to have seven players hit 20 or more home runs in the same season. Name either of the previous two teams to do it. 2. When Hideki Matsui had six RBIs in a World Series game for the New York Yankees in 2009, whose record did he tie? 3. Who holds the NCAA Division I record for most rushing touchdowns by a quarterback in a season? 4. In 2009, Orlando’s Dwight Howard became the youngest person to win the NBA Defensive Player of the Year Award at 23 years, 4 months. Who had been the youngest? 5. Who is the only NHL player to be in the Stanley Cup finals three consecutive years (2008-10) with a different team each time? 6. Kyle Busch set a NASCAR record in 2010 for most wins in a season in the Nationwide Series. Who had held the former mark with Busch at 10? 7. In 2010, tennis player Rafael Nadal won his 18th ATP World Tour Masters 100 tournament title. Whose record did he break?

(c) 2010 King Features Synd., Inc.

(c) 2010 King Features Synd., Inc.

1. What was Hullabaloo? 2. The Village People were threatened with a lawsuit over which song? 3. Who sang “Bobby’s Girl,” and when? 4. Name the Beatles’ last U.S. No. 1 hit single. 5. Were The Thompson Twins related? 6. What year did Madonna go on The Virgin Tour?

(c) 2010 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17). Austin and Randy Couture. The dialogue is corny, the explosions (and the pecs!) are huge, and the plot is irrelevant. Just pop some corn, crack open a brew, sit back and watch stuff blow up real good.

New DVD Releases for Week of November 22, 2010 PICKS OF THE WEEK “The Expendables” (R) -- Let’s be clear from jumpstreet: “The Expendables” is a bad movie, unabashedly so, and that’s what makes it so much campy good fun. Sly Stallone and Company have a ball-bouncingly awesome time in this loud, goofy homage to the One-Man Wrecking Crew flicks of the 1980s. In addition to the cameos by Bruce Willis and Arnold Schwarzenegger, the film also stars Jason Statham, Dolf Lundgren, Mickey Rourke, Jet Li, Steve

“Beauty and the Beast” (Two-Disc Diamond Edition) (G) -- Disney’s classic tale of a bookish young woman who tames the heart of a gloomy prince and teaches him to love again has been digitally restored with enhanced picture and sound. The two-disc set includes three versions of the movie: the original theatrical version, the special extended edition, and the original storyboard version. Among the many special features is a sing-along mode, so you can chime in along with the film. “The Complete Metropolis” (NR) -Throughout the years there have been scores of home-video releases of Fritz

Lang’s 1927 science-fiction masterpiece -- all of them incomplete and the transfers usually taken from muddied public-domain prints. Thankfully, a complete print of the film was discovered in Buenos Aires and painstakingly restored by the Murnau Foundation -- including 23 minutes of footage thought lost forever. Now, after nearly three-quarters of a century, the public can finally see -- in high definition -- “Metropolis” as it was meant to be experienced. “The Pillars of the Earth” (NR) -- Based on the novel by Ken Follett, this critically acclaimed miniseries of medieval intrigue and forbidden romance stars Ian McShane and Donald Sutherland. The construction of a massive “cathedral of light” is the centerpiece of this historical fiction, which includes plenty of the Machiavellian machinations and bodice-ripping that fans of “The Tudors” and HBO’s “Rome” seem

16

to delight in. TV SERIES “The Tudors” The Complete Series “7th Heaven” The Final Season “Married ... with Children” The Complete Series “Lennon Naked” “Murder She Wrote” Complete Twelfth Season “Deadwood” The Complete Series “Batman Beyond” The Complete Series “Wagon Train” The Complete Season Two “Space Precinct” The Complete Series “Durham County” Season 2 (c) 2010 King Features Synd., Inc.


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HUEY’S PAGE

Answers & Solutions

TRIVIA TEST ANSWERS

LIBRA (September 23 to October 22) Librans and holidays are made for each other, especially if children and animals are going to be part of your joyous season.

1. Blue 2. Northern England and southern Scotland 3. Bees, wasps and ants 4. Mary Baker Eddy 5. Billy the Kid 6. The heart 7. The draft, a requirement that people of certain age serve in the military. 8. Barge watchdogs 9. Lansing 10. King Charles I in the English Civil War

NOVEMBER 22, 2010

SPORTS QUIZ ANSWERS

1. The 2000 Toronto Blue Jays and 2005 Texas Rangers. 2. Bobby Richardson of the New York Yankees, in 1960. 3. Ricky Dobbs of Navy had 27 in 2009. 4. San Antonio’s Alvin Robertson was 23 years, 9 months old when he won it in 1986. 5. Marian Hossa (Pittsburgh, 2008; Detroit, 2009; Chicago, 2010). 6. Sam Ard, in 1983. 7. Andre Agassi had 17 victories in Masters events.

FLASH BACK ANSWERS 1. “Hullabaloo” was a weekly musical variety show on primetime TV that showcased the leading pop acts of the mid 1960s, including Petula Clark, Herman’s Hermits and Sonny and Cher. The show included dancers, one of them a go-go dancer in a cage. 2. “YMCA.” The Young Men’s Christian Association objected to the use of its name, but eventually dropped the threat. “YMCA” is often used as a between-innings crowd pleaser at sports venues. 3. Marcie Blane, in 1962. It reached No. 3 on the Hot 100 Billboard chart. 4. “The Long and Winding Road,” in 1970. Paul McCartney was angry at all the changes made to the song by producer Phil Spector, and the group announced its breakup the following week. 5. No, and for much of the group’s career, they weren’t even twins. There were four members when they started in 1977. 6. 1985. Merchandisers cashed in, especially with the creation of the “Boy Toy” belt buckle.

ARIES (March 21 to April 19) This year, instead of jumping into the whole holiday prep scene, move in a little at a time. You’ll appreciate the sense of control you’re more likely to enjoy. TAURUS (April 20 to May 20) The separation between the Bovine’s head and heart is never as far apart as it seems. Both senses work best when they come out of logic and honesty. GEMINI (May 21 to June 20) The best way to keep those pre-holiday pressures under control is to just say no to taking on new tasks while you’re still trying to work with a heap of others. CANCER (June 21 to July 22) News means a change might be on its way, but what does it hold? Don’t just ask questions; make sure you get answers you can trust. LEO (July 23 to August 22) Old friends and new have one thing in common: Both your longtime and newly minted pals have much wisdom to impart. VIRGO (August 23 to September 22) With time running out, this is a good time for you to show ‘em all what those Virgo super-organizational skills can do.

17

SCORPIO (October 23 to November 21) Time is getting too short to allow a spat to taint the holiday season. Restart your relationship and reschedule holiday fun times. SAGITTARIUS (November 22 to December 21) Seeking advice is laudable. You might learn far more than you thought you could. Stay with it. CAPRICORN (December 22 to January 19) Continuing to assess changes works toward your getting your new project up and ready. Trusted colleagues remain ready to help. AQUARIUS (January 20 to February 18) That new situation needs a lot of attention, but it’s worth it. This is a very good time for you to involve the arts in what you do. PISCES (February 19 to March 20) It might be a good idea to slow your hectic holiday pace so that you don’t rush past what -- or who -- you’re hoping to rush toward. BORN THIS WEEK: Others pick up on your confidence in yourself, which inspires others to believe in you and your special gifts. (c) 2010 King Features Synd., Inc.


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CHARITABLE GIVING: A “WIN-WIN� ACTIVITY Provided by Adam Grayson of EdwardJones Investments

You’re invited ... to join us at our next coffee club meeting. Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffee’s on us. Please join us at the next meeting of our coffee club and bring a friend.

To illustrate the beneďŹ t of these deductions, let’s assume you’re in the 25% tax bracket. If you give $100 to a qualiďŹ ed charity, you can deduct $100 (with a tax beneďŹ t of $25) when you ďŹ le your taxes. Consequently, the real cost of your donation is just $75 ($100 minus the $25 tax savings).

Date: Thursday, December 16, 2010 Time: 9:00 a.m. Place: Serrano's Coffee Shop - Monument, CO Adam R Grayson, AAMSÂŽ Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

T

hanksgiving is a good time to be thankful for those charitable, educational and religious groups that provide your community with valuable services. And now may be a good time to consider supporting these groups because, if you contribute before the year is over, you may “do well by doing good� through valuable tax deductions.

As you consider your charitable gifts, keep the following points in mind:

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You must contribute to a qualiďŹ ed charitable group. For your gift to be deductible, it must go to a qualiďŹ ed tax-exempt organization — either a religious group or a group that has received 501(c)(3) status from the IRS. If you’re unsure if the group you want to support is tax-exempt, just ask.

DŽƾŜƚĂĹ?Ĺś sĹ?ÄžÇ ĹŻÄžÄ?ĆšĆŒĹ?Ä? Ć?Ć?Ĺ˝Ä?Ĺ?Ä‚Ć&#x;ŽŜ Ĺ?Ć? ŽčÄžĆŒĹ?ĹśĹ? Ď­Ď° Ć?Ä?ĹšŽůÄ‚ĆŒĆ?ĹšĹ?ƉĆ? ƚŽ Ĺ?ĆŒÄ‚ÄšĆľÄ‚Ć&#x;ĹśĹ? ĹšĹ?Ĺ?Ĺš Ć?Ä?ĹšŽŽů Ć?ĞŜĹ?Ĺ˝ĆŒĆ?͘

You must itemize. To claim a charitable deduction, you must itemize deductions on your taxes.

10 - $1,000 MVEA Ď­ Ͳ ΨϭÍ•ĎŹĎŹĎŹ sĹ˝Ä?Ä‚Ć&#x;ŽŜÄ‚ĹŻÍŹdÄžÄ?ŚŜĹ?Ä?Ä‚ĹŻ Ď­ Ͳ ΨϭÍ•ĎŹĎŹĎŹ dĆŒĹ?Ͳ^ƚĂƚĞ 'ÄžĹśÄžĆŒÄ‚Ć&#x;ŽŜ Θ dĆŒÄ‚ĹśĆ?ĹľĹ?Ć?Ć?Ĺ?ŽŜ Ď­ Ͳ ΨϭÍ•ĎŹĎŹĎŹ Ä‚Ć?Ĺ?Ĺś ĹŻÄžÄ?ĆšĆŒĹ?Ä? WĹ˝Ç ÄžĆŒ Ć?Ć?Ĺ˝Ä?Ĺ?Ä‚Ć&#x;ŽŜ Ď­ Ͳ ΨϭÍ•ĎŹĎŹĎŹ ͘ ͘ ÍžDĹ?Ä?ĹŹÍ&#x; 'ĞĞĆ?ĞŜ DÄžžŽĆŒĹ?Ä‚ĹŻ

gifts. But you may have other ďŹ nancial assets, such as stocks, that you can give to charitable groups, and these gifts also can earn you tax beneďŹ ts. For example, suppose you give $500 worth of stock in XYZ Company to a charitable group. If you’re in the 25% tax bracket, you can deduct $125 when you ďŹ le your taxes for 2010. But by donating the XYZ stock, you avoid paying any capital gains taxes you might have incurred if you had sold the stock yourself. Making charitable gifts now may help you reduce the size of your estate and potentially lower any future estate tax burden on your heirs. Right now, federal estate tax laws are in ux, but it’s possible that, one day, your estate might be large enough to generate estate taxes. If you wanted to formalize your charitable gifts and help your estate planning, you might consider establishing a charitable remainder trust. Under such an arrangement, you’d place some assets, such as stocks or real estate, in a trust, which could then use these assets to pay you a lifetime income stream. When you establish the trust, you may be able to receive a tax deduction based on the charitable group’s “remainder interestâ€? — the amount the charity is likely to ultimately receive. (This ďŹ gure is determined by an IRS formula.) Upon your death, the trust would relinquish the remaining assets to the charitable organization you’ve named. Keep in mind, though, that this type of trust can be complex. To establish one, you’ll need to work with your tax and legal advisors. In any case, be generous during this season of giving. You’ll be helping a charitable group accomplish its worthy goals — and you may be helping yourself when tax time arrives. Edward Jones, its employees and ďŹ nancial advisors are not estate planners and cannot provide tax or legal advice. Please consult your attorney or qualiďŹ ed tax advisor regarding your situation. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

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Applications must be received by January 15, 2011. ƉƉůĹ?Ä?Ä‚Ć&#x;ŽŜĆ? Ä‚ĆŒÄž ĂǀĂĹ?ĹŻÄ‚Ä?ĹŻÄž ŽŜ Ds Í›Ć? Ç ÄžÄ?Ć?Ĺ?ƚĞ Ä‚Ćš Ç Ç Ç Í˜ĹľÇ€ÄžÄ‚Í˜Ä?ŽŽĆ‰ Ĺ˝ĆŒ Ä?LJ Ä?Ä‚ĹŻĹŻĹ?ĹśĹ? ÄžÄ?Ĺ˝ĆŒÄ‚Ĺš ^ĹŹĹ?ĹŻĹŻĹ?Ä?Ĺ˝ĆŒĹś Ä‚Ćš ϳϭϾͲϳϳϹͲώϴϲϭ Ĺ˝ĆŒ ϳϭϾͲϰϾϹͲώώϴϯ͘

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®

SNIPPETZ BUSINESS, FINANCE & LAW

Lisa Welch Stevens Attorney at Law, P.C.

THE LAW ACCORDING TO STEVENS

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado

by Lisa Welch Stevens, Attorney at Law P.C.

IGNORING IT WON’T MAKE IT GO AWAY – IT WILL JUST MAKE IT WORSE

W

e have all heard that ignoring something does not make it go away. Nowhere is this more true than in the case of lawsuits.

If you are sued by someone you have only 20 days, after you are served with the Summons and a copy of the Complaint, to enter an appearance in the case by filing either your Answer or a Motion to Dismiss. When sued, some people freak out and miss that deadline by hoping it will all go away if they ignore the fact that they have been served. Other people (believe it or not) simply do not take it seriously, and deliberately ignore the lawsuit. And yet other people believe they can’t afford to hire an attorney to deal with the lawsuit, but can’t deal with it themselves either. So what happens if you simply ignore the fact that you have been served, and there is a lawsuit against you? If you miss the deadline for filing your Answer (or a Motion to Dismiss), and if you have not entered an appearance or filed any other pleading in the case, the person suing you can file a Motion for Clerk’s Entry of Default. Because you haven’t entered an appearance in the case, the person suing you is not required to serve a copy of that Motion upon you – you won’t even know it has been filed. The Clerk of the Court then simply checks to see if you filed anything and, if you haven’t, the Clerk enters a default against you. That’s all folks! The person suing you can also, or instead, file a Motion for a Default Judgment against you, for your failure to respond to the lawsuit. This Motion goes before the judge assigned to your case and, again, if you have not made an appearance in the case

50 GREAT MARKETING IDEAS FOR SMALL BUSINESS OWNERS... Part 5

S

mall business owners can easily get too involved in the day-to-day operations of their business to spend any time brainstorming marketing ideas or promotional events. Some retailers worry that marketing is too expensive while others may find it too time consuming. Without announcing who you are and what you sell, how will anyone know? To help you through these marketing dilemmas, following is the fifth and final installment of our series of 50 inexpensive, easy to implement, marketing ideas for your small business. Marketing Idea #41 Have a Yellow Pages ad listed under your main industry and in related categories. Marketing Idea #42 Volunteer your time to a charity or non-profit organization. Marketing Idea #43 Create a loyalty program to reward existing customers. Marketing Idea #44 Create an opt-in email or print newsletter for your customers. Fill each edition with specials, tips and other timely information. Marketing Idea #45 Send hand-written thank you notes to important customers every

Business Formation

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Member: Colorado & El Paso County Bar Association

© November, 2010, Lisa Welch Stevens, Esq.

THE SHAFER GROUP REPORT

719.488.9395

lisa@lwslawfirm.com • www.lwslawfirm.com

DIVORCE / FAMILY LAW

VALUE

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you are not required to be served with a copy. Again, you won’t even know it has been filed. The judge will enter a default judgment against you. Again, that’s all folks!

the lawsuit the motion probably won’t be granted. And, the time frame for doing this is fairly short (within six months after the judgment has been entered).

Make no mistake – a default judgment is a binding judgment; it is no different in its effect upon you than is a judgment entered by the court after a full-blown trial on the merits. That judgment gets reported to all the credit bureaus that very day, and has a bad impact on your credit score. If unpaid by you, that judgment will follow you to the day you die.

Respond to the Summons! Demonstrating that you are going to fight the Complaint may encourage the person suing you to offer a settlement. They may even go away, if they think they are going to have to spend too much time and money suing you because you are responding. You are no longer such low-hanging fruit. Collection agencies, in particular, count on most people not responding to their suits.

Even if you can’t afford an attorney, ANSWER THE COMPLAINT! There are forms available on the Colorado State Judicial Branch website, as well as other websites. Office supply stores sometimes sell some legal forms. And the downtown branch of the Pikes Peak Library District has a substantial law library (paid for by your friendly neighborhood attorneys who are members of the El Paso County Bar Association). There are quite a few form books and other legal resources to assist you in answering the lawsuit. You may feel you can’t win if you can’t afford an attorney, but you DEFINITELY can’t win if you don’t defend yourself. Can you do anything if a default judgment already has been entered against you? Yes, but you are unlikely to be successful. You can file a motion for relief from judgment, requesting that the default judgment be set aside, and the case reopened for litigation, but unless you have a really good reason for ignoring

chance you get. Marketing Idea #46 Use brightly colored envelopes and unique stationary when sending direct mail pieces. Marketing Idea #47 Show product demos or related videos on a television on the sales floors during store hours. Marketing Idea #48 Book a celebrity guest for an event at your store. Use people in your industry or television news anchors or local authors. Marketing Idea #49 Create window displays in locations away from your shop. Airports, hospitals, and large office buildings occasionally have display areas they rent to local businesses. Marketing Idea #50 Team up with a noncompeting business in your area to offer a package promotion. Marketing is most effective if done in coordination with other exposure. Enhance the above efforts by making sure you are getting traffic to your website by utilizing the services of a reputable SEO company and using Social Media sources like Facebook, Linked In and Twitter. Remember to tailor each event for your target audience. If your message isn’t being delivered to the right target audience, with the right message, your efforts and hard earned dollars are probably being wasted.

To Your Success! For more details, you can contact Martin Barretta with The Shafer Group at (719) 487-1200 ext. 26

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While I do not at all recommend that a non-attorney attempt to defend a lawsuit on their own – unless it is in small claims court – doing so is better than not putting up a defense at all. This article is intended for general informational purposes only, and does not constitute the proffer of legal advice. Please consult your legal advisor regarding your situation.

For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395


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