Snippetz_Issue 481

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SNIPPETZ TAKES TO THE RACES

by Deborah Stumpf

Is Your New Year’s Resolution to get in shape??

JOIN A LEAGUE!!

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Cardiovascular Workout: The physical equivalent of stretching, doing squats and weight-lifting at the same time

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“Racing is a matter of spirit not strength.”

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P

sychologists, sociologists, anthropologists and other “ists” have studied competition for decades. Is it an innate or learned behavior? Or is it some of both? Nonetheless, proof of the human need or fascination with competition is everywhere. People compete with others for jobs, in sports and against themselves. And the venues for expressing the competitive spirit are numerous from racing cockroaches and bathtubs on wheels to spelling bees. If you’re an Olympic wannabe without the sponsorship, then there’s a race or contest somewhere at some time just for you.

Snippetz takes a look at a few of the more … ahem … interesting contests.

Snippetz Takes to the Races... Continued on Page 2

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“10 Ways to Make Small Rooms Look Larger” Robyn’s Real Estate Rap... 6

COMMUNITY CALENDAR 9 CLASSIFIED PAGE 10 GREAT BARGAINS Find Your Treasure!

Business / Employment Opportunities

HEALTH “When Medicines Fail To Quell Heartburn” To Your Good Health... 11

THE DINING GUIDE “Snack Happy!”

The Kitchen Diva... 13

PUZZLES, TRIVIA, ENTERTAINMENT 14-15 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS, FINANCE & LAW “Be Prepared For Early - And Possibly Unwanted Retirement” Financial Focus ... 17 “Short Sale Of The Marital Home” It’s The Law: The Marriage Zone... 18 “Tax-Prep Software” Dollars and Sense... 18

NEXT WEEK IN SNIPPETZ SNIPPETZ REMEMBERS WHEN MOVIES DIDN’T TALK

ALL RIGHTS RESERVED © 2011 PUBLISHED BY FUNDER ENLIGHTENING, INC. George Wilkins - Publisher PO Box 789 Monument, CO, 80132

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DUST OFF YOUR STAIR-CLIMBING SHOES Think running up 86 stories over 1,576 stairs as fast as you can. If you’re up to it, you can enter the Race to the Top, an annual tradition since 1978 whereby runners take to the stairs of New York’s Empire State Building. From 1999 through 2003, Australian Paul Crake won this race. His fastest time of 9 minutes and 33 seconds is still the time to beat. This year’s race will be held on Feb. 1, 2011.

PREFER TO SIT? Grab a bathtub and slap some wheels on it and you can enter Nome, Alaska’s Great American Bathtub Race on Labor Day. After spending a bundle of money on travel and many hours to get to Nome, you and four friends only need $20 for your race entry fee. Be sure to get there a few days early to grab yourself a competitive tub and wheels from the local landfill. One gets to be up to his or her neck in hot bubbly water in the tub while four teammates do the pulling along Front Street. The grand prize: bragging rights.

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Q U A L I T Y

CALLING CREATIVE EATERS

WIN YOUR WIFE’S WEIGHT IN BEER!

Eating contests have been popular for decades and one of the most widely known is the hot dog eating contest held on the 4th of July in Coney Island, N.Y. at Nathan’s Famous hotdog stand. Contestants get 10 minutes to eat as many dogs as they can with a drink of their choice to assist in washing them down. The winner of this contest earns bragging rights along with a very large and fashionable Mustard Belt to wear, likely to be the envy of his or her friends. Nathan’s has hosted this American pastime since 1916. Last year, Joey Chestnut won his fourth championship in a row by downing 54 dogs. The grand prize was $10,000 with a total purse of $20,000. Enough cash to purchase antacids.

Not to be outdone by Finland’s Wife Carrying World Championship, Sunday River, Maine is the home of the North American Wife Carrying Championship. Carry the little lady through a 278-yard obstacle course with the best time and win your wife’s weight in beer and five times her weight in cold hard cash.

Legend has it this race came from the old tradition in Finland whereby a man would run into a village, grab a prospective wife, literally, and carry her off into the sunset. Thanks to women’s rights, since 2005 the little lady can now carry the big guy through the obstacle course if she so chooses.

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PALMER DIVIDE

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CALLING CREATIVE COOKS If you’re a culinary genius, check out the Austin, Texas SPAMARAMA, otherwise known as the Pandemonious Potted Pork Festival held on April Fool’s Day. There is a SPAM cook-off and other festivities to include a tug-of-war contest pitting teams over a pool of SPAM jelly. Nothing says all American like SPAM.

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COMMERCIAL • RESIDENTIAL

COFFIN RACES, POLAR PLUNGES AND FROZEN DEAD GUYS … OH MY If your town housed a frozen dead guy in a storage shed complete with weekly dry ice deliveries and a documentary about him, you’d probably want to host a festival to celebrate too. The town of Nederland, Colo., just west of Boulder, is home to the three-day Frozen Dead Guy Days held the first weekend in March.

There’s something for everyone at this festival including pancake breakfasts, parade of hearses, coffin races, scavenger hunts, a polar plunge and the Blue Ball.

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Emma and her family moved to Manitou Springs in 1889 in hopes that the environment would help cure her tuberculosis. One day she hiked to the top of Red Mountain and had a vision while there. She tied a scarf to a tree and stated that There’s also the grandpa look-alike her dying wish was to be buried and alien ice queen costume con- there. When she died in 1891 at the tests. Grandpa is Grandpa Bredo age of 19, her fiancé and his friends Morstoel who died in 1989 and has did indeed bury her at that site. been kept in a cryogenic state in a TuffShed in hopes that advances in Spiritual hikers often visited her technology will bring grandpa back there and eventually she was reloto life some day. If you’re thinking cated to a different side of the slope you’d like to visit grandpa Bredo, to make room for a train to go up think again. His TuffShed is tough the mountain. Not only did the railto get to, so it’s best to stick with road fail, but Crawford’s coffin was the festival in his honor. Donations affected by erosion and slid down are always accepted to help keep the mountain after an especially segrandpa in the manner in which vere rainstorm. Eventually, her rehe has become accustomed. This mains were buried in Crystal Valley year’s festival motto: Freeze the Cemetery.

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and the piano is made up of about 12,000 individual parts.

Legend has it that Crawford will not If you’re looking for inexpensive rest until she is moved back to the entertainment, then the Summer top of Red Mountain, so she continues to haunt those slopes. Starting in 1994, Manitou Springs has held a parade in her honor as well as a coffin race each year at the end of October.

As in the bathtub races, coffin races have teams of five members with one coffin rider and four pulling it on wheels. Awards are given for the race winners as well as the best decked out coffin and its costumed team members.

GENTLEMEN, START YOUR LAWNMOWERS With only a trophy and bragging rights, hundreds enter lawnmower racing events every year in many towns around the world as well as in the U.S. These lawnmower racing enthusiasts have their own association – United States Lawn Mower Racing Association – with an official website of www.letsmovw. com.

• If you are like 83 percent of adult Americans, you received a gift you didn’t want during the recent holiday season. • If you’re a heavy coffee drinker, you might want to consider the following: A study conducted in the United Kingdom found that those who reported the highest consumption of caffeine also were more likely to report hallucinations and other extrasensory experiences.

By Samantha Weaver

• It was American radio and TV writer and commentator Andy Rooney who made the following sage obserRedneck Games in East Dublin, vation: “Computers make it easier Georgia might be the ticket. Held in to do a lot of things, but most of July of each year, entry fees are only the things they make it easier to do $5.00 for contests such as bobbin’ don’t need to be done.â€? for pig’s feet, redneck horseshoes, hubcap hurling and toilet seat pitch- • The iconic 1980s video games ing. Such a deal.

Pac-Man and Ms. Pac-Man had 256 levels, though it’s been reported that on both of them, the 256th level has bugs that make it unplayable.

A

RACE FOR NOTHING

• The earliest known examples of drinking straws were created out of gold and lapis lazuli by the ancient Sumerians. It seems they were used by royalty to drink beer, thereby avoiding the yeast residue left over from the fermentation process.

If all this talk of competition and If lucky enough to win a regional festivals is too much, then head off championship, this “grassroots� to Telluride, Colo. for their Nothing movement goes on to compete at Festival. Complete with a city perthe national championships every mit, the festival began in 1991 and Labor Day weekend. This group boasts absolutely no races, contests loves adding to their 45 chapters or activities each year at a designatacross the country – “The Mow, the ed time in the month of July. The annual theme: Thank you for not Merrier.� participating!

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• The Campbell’s Soup portraits created by Andy Warhol have become icons of the Pop Art movement, and today they sell at auction for upward of $10 million. They weren’t always so well-regarded, however; in 1962, actor Dennis Hopper (a visionary art collector, it seems) purchased one of the first examples for a mere $75. *** Thought for the Day: “I have known a vast quantity of nonsense talked about bad men not looking you in the face. Don’t trust that conventional idea. Dishonesty will stare honesty out of countenance, any day in the week, if there is anything to be got by it.â€? -- Charles Dickens (c) 2011 King Features Synd., Inc.

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TAI YIRE-CREATING MISSED OPPORTUNITIES Part 2 of 2

T

he point of living is to enjoy life, learn, grow, love, and move forward. It is not to survive day to day and perhaps learn what true enjoyment is right before the physical death. Learn what it means to live now rather than later. Later may not be there. Learn to re-create missed opportunities now to assist yourself in finding that joy.

Re-creating missed opportunities can be quite simple. First, one needs to aware of what the opportunity was that was missed. People have a tendency to miss opportunities several times during life. Perhaps a person missed an opportunity to heal with a parent, sibling, or another person. Perhaps it was an opportunity to earn monetary abundance doing something one loves to do or to heal fear around being one’s authentic self. The opportunity can be seemingly small or large in terms of one’s own perception.

When one understands how energy works, a person can then utilize the flow of energy to benefit healing particular issues. With this particular area of re-creating missed opportunities, one can utilize the energy of Mercury Retrograde (MR). This happens approximately three times a year. It lasts for approximately three weeks and is often associated with a time of miscommunication, technical difficulties

with electronics, email, phones, and the like. You may hear many people say, “oh, we must be in Mercury Retrograde with all these technology problems.” You can look up this problem on the internet and find many sources to it.

MR can also be utilized in re-creating missed opportunities. Once a person had identified what the opportunity was that was missed, that person can focus on creating a new intent. First, it would serve the person to ask self, “why was the first choice made anyway? Was it out of denial, fear, or anger?” Then search the reason for that answer. What was the core reason?

Once that is understood, a new intent can be created. During the three weeks of MR, one can be actively mentally and emotionally focused on bringing forth a new opportunity to resolve what was missed in the first place. This is similar to ‘law of attraction.’ That opportunity may be presented during MR, but it may take another month.

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A Tai Yi treatment that can assist with this is Sin of I. Sin of I is for people who missed it and they want to understand what they missed, how they missed and how to re-create it. This treatment creates awareness on what as missed in the first place. Sin means missing the mark. It is not a religious ‘sin’. Assistance will be offered to understand how to fully utilize MR during this process.

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2. Consider that the ceiling and the floor are areas that need to be lightened up, just like the walls. Use a light color or white to "open up" the space above.

The same applies to the floors.

Light-colored carpet or light oak or pine flooring will make the room appear brighter and more open.

3. Use a monochromatic color scheme on the furniture, rugs and walls. Select different shades and textures of your main color. A bright object that grabs your attention and doesn't blend with its surroundings will cause the room to appear smaller.

4. Lighting is very important in opening up a space. Skylights and solar tubes are natural alternatives for adding light to a room. An up-light is great for bouncing light off of the ceiling and back down into the room.

This gives the room a subtle lightness. Recessed spot lighting is also great for a small space.

5. Be careful how many paintings or prints you add to the walls. One large painting works better than a group of small paintings in a small room.

6. Give the illusion of a larger room by adding mirrors. They not only reflect images, they reflect light and color. Try to be a little daring! Add mirror tiles or a solid mirror to an entire wall and your room will appear to double in size!

7. Limit the number of furniture pieces and their sizes in a small room. A love seat and one or two chairs usually works better than a full-size sofa.

8. A glass table will keep the appearance of an open and free space because you can see right through it. This applies to dining room tables, coffee tables or end tables.

9. Avoid cluttering the room with too many items. Limit the number of accessories you use and simplify your "look".

Too many objects close in the space.

10. Simplify your window treatments. Long, heavy curtains or dark, bulky blinds will close in your space.

Find All Past Articles: www.SpringsRealtyTalk.com or my Eco-Friendly Articles: www.GreenColorado.info For further information, please feel free to call Robyn Graham at Millhouse Real Estate 719-216-4421 or email Robyn@MillhouseRealty.com

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WHY DOES GIVING FLOWERS MAKE PEOPLE HAPPY? Here are some recent statistics from Flowers 101.

T

he findings of a university study show that the gift of flowers creates happiness, improves mood, and builds bonds between family and friends.

Nothing makes people quite as happy as receiving flowers. A 2005 study by Rutgers, The State University of New Jersey shows that receiving flowers triggers happy emotions, far in excess of what one would normally believe of things so small and so fleeting. Flowers have always been the currency of best wishes but what makes them so convincing, and is their reputation deserved?

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the gift of flowers is never one that invites disappointment, except perhaps if a ring was expected instead.

Flowers as gifts effect people on an emotional level, unlike almost any other type of commercial gifts Roses are the traditional flower of available. choice for gifts between lovers. One could even argue that they are the FLOWERS AS MOOD ENHANCERS ultimate aphrodisiac. So not surprisingly, the busiest day of the year The second finding of the study for sales in cut flowers is Valentines was that flowers can have long term Day. According to Grower Flowers, positive effects on mood. People the estimated number of roses sold in the study reported feeling less in 2003 in the U.S was 156 million. depressed, anxious, and agitated. Of that amount, over 50% were The flowers increased their ability red. to find enjoyment and satisfaction.

The study also found that flowers as Giving flowers are also the ultimate gifts strengthened feelings of com- peace offering. It’s not scientific but passion. it’s hard to stay angry at someone who fronts up with both an apology and flowers. During the Victorian era, specific flowers had specific sentiments that they expressed. A gift of striped carnations signified a refusal whilst purple hyacinths begged forgiveness. These days, any flowers at all are usually adequate for portraying an apology.

Flower essences as natural remedies have been used for years to reduce symptoms of depression, grief, and sadness. So it’s not difficult to understand how flowers as gifts can impact positively on mood. A lovely fragrance never fails to go unnoticed or unappreciated. Whilst many commercial flowers have no fraFLOWERS AND HAPPINESS grance, their vibrant colors brighten The first finding of the study was that any room. Fragrant or not, flowers a gift of flowers creates happiness. instill a noticeable vitality into a Conducted over a 10 month period, space which in turn flows through the study found that receiving flow- all that occupy it. ers generated genuine smiles and caused delight and gratitude from It’s no coincidence that flowers recipients. The same response was can be found in equal abundance at found to be true amongst people of weddings, as they can at funerals.

Flowers are just as popular when different nationalities and ages. sent in sympathy as they are when The ability of flowers to spread sent in congratulations. When flowhappiness is no secret. According to ers are sent in sympathy, they comHoovers, the sale of flowers through municate compassion, whilst also the 16,000 retail outlets in the U.S symbolizing both the beauty and during 2008 generated five billion frailty of life. They speed up the dollars in revenue. The U.S Bureau emotional healing process using the of Labor Statistics recorded 76,000 same means as they do to improve individuals employed in the indus- mood. try in the same year.

My vote goes to the Flowers to make a “real change” throughout our nation.

FLOWER POWER Flowers are not only beautiful but they have the power to effect people psychologically. One can never go wrong with a gift of flowers because the relatively small cost pales in significance to the far-reaching benefits of a simple bouquet.

In this economy we could all use some positive, less stressed and calm emotions in our lives, so head on over to……… ”The Enchanted Florist” at 481 Hwy 105 Ste. I, Monument CO 80132 (719)488-1116 and Pick up or Send out to someone you love, a Bouquet of Cheer and Smile, Smile, Smile!

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FLOWERS THAT SAY ‘I LOVE YOU’

The third main finding of the study was that flowers forge intimate connections. They build bridges and Flowers as gifts often make people strengthen bonds between famhappier than other more expensive ily and friends. Giving flowers is gifts. In an age when many gift giv- a powerful forum for saying both ing occasions have become com- ‘I’m sorry’ and ‘I love you’. mercialized and almost compulsory,

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PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE! MOMENTS IN TIME THE HISTORY CHANNEL

• On Jan. 23, 1775, London merchants petition Parliament for relief from the financial hardship put upon them by the curtailment of trade with the North American colonies. Most critical to the merchants’ concerns were the 2 million pounds sterling in outstanding debts owed to them by their North American counterparts.

• On Jan. 18, 1882, A.A. Milne, creator of “Winnie-the-Pooh,” is born. Milne wrote his volumes of verse for his son, Christopher Robin: “When We Were Very Young” (1924), “Winnie-the-Pooh” (1926), “Now We Are Six” (1927) and “The House at Pooh Corner” (1928).

• On Jan. 19, 1915, during World War I, Britain suffers its first casualties from an air attack when two German zeppelins drop bombs on Great Yarmouth and King’s Lynn on the eastern coast of England. The zeppelin, a motor-driven rigid airship, was developed by German inventor Ferdinand Graf von Zeppelin in 1900.

• On Jan. 17, 1953, a prototype Chevro-

let Corvette sports car makes its debut at General Motors’ Motorama auto show in New York City. The car featured an allfiberglass body, a white exterior and red interior, a 150-horsepower engine and a starting price tag of around $3,500. An AM radio and heater were extra.

• On Jan. 20, 1961, 87-year-old Robert Frost recited his poem “The Gift Outright” at the inauguration of President John F. Kennedy. Although Frost had written a new poem for the occasion, titled “Dedication,” faint ink in his typewriter made the words difficult to read, so he recited “The Gift Outright” from memory.

•On Jan. 21, 1977, President Jimmy Carter grants an unconditional pardon to hundreds of thousands of men who evaded the draft during the Vietnam War. In total, some 100,000 young Americans went abroad in the late 1960s and early ‘70s to avoid serving in the war.

• On Jan. 22, 1981, Rolling Stone magazine’s John Lennon tribute issue hits newsstands, featuring a cover photograph of a naked John Lennon curled up in a fetal embrace of a fully clothed Yoko Ono. The photograph had been taken just 12 hours before Lennon’s death. (c) 2011 King Features Synd., Inc.

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SNIPPETZ : THE LOCAL SCOOP

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Snippetz

FAME! - FIBER ARTS MONDAY EVENINGS Every Monday Evening - 6pm - 9pm Speedtrap Coffee Bar,84 Hwy. 105, Palmer Lake KNITTING, CROCHETING, WEAVING,QUILTING, RUG HOOKING, ETC. Opportunity to work on projects, learn and share new ideas and techniques.

EVERYONE WELCOME! Info: Cindy Allen, 4812020 LOVE & LOGIC PARENTING WORKSHOPS Monument Library 10 consecutive Thursdays beginning January 20, 2011 7:00 pm to 8:30 p.m First 5 Thursdays (beginning 1/20/11) are for parents of children birth to six, Next 5 Thursdays (beginning 2/24/2011) are for parents of school-aged children with an emphasis on teens. Join other parents as you learn parenting skills to up the odds of having happy, responsible children. Come to one workshop or come to all! Workshops are FREE! Questions?

Call (719)330-6614 LET’S GET UP AND DANCE! Friday, Jan. 21, 2011 - The Pinery No sitting this one out. Put on your dancing shoes and join Marc and Helen Sabin, line dance instructors from the United States Air Force Academy, for a line dancing demonstration and lesson. The Pinery has lots of room to maneuver and the best part about line dancing - no partner needed! RSVP: Charlie Ann Hayes, nonahayes@comcast.net, 4819693 or Maureen Kral, reenbean@aol.com, 2820164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. The club sponsors the Wine and Roses event November 5th, and the Pine Forest Antique and Garden Show and Sale April 30th-May1st. Proceeds from these events benefit local nonprofit groups. Visit www.tlwc.net or contact Judy Crusius, crusii@aol.com, 481-1994; or Barb Dienes, bdienes@msn.com, 487-7392.

HAIR COLOR

With Jennifer

With Jennifer

Offer Expires February 18, 2011

Offer Expires February 18, 2011

(719) 488-9203

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COMMUNITY EVENTS

COMMUNITY CALENDAR BUSINESS NETWORK INTERNATIONAL (BNI) Every Wednesday - Inn at Palmer Divide Only one of a “type” of business permitted so you and your business have a monopoly! Call either Present Dr Kathy Yuhasz BA, DC, LAc. 719-5949700 or PR Coordinator Roberta Brunner CCHt., 719-321-9600 to find out if your business qualifies and for an invite to a breakfast meeting on Wednesdays at the Inn at Palmer Divide.

HAIRCUT

283 Washington St. Monument, CO 80132

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SCORE MEETING 14960 Woodcarver Road Tuesday, January 25, 2010 - 5:30PM - 9:00PM Score quick Start Series Workshop Please visit the Score web page @ ColoradoSpringsSCORE.org for more information Is starting a business right for you? or contact SCORE at (719)636-3074

PALMER LAKE HISTORICAL SOCIETY

VALENTINE ART EXHIBIT AND SALE

BY PALMER LAKE ART GROUP The West End Center, 755 Hwy 105, Palmer Lake, CO (3/4th mile west of Monument Safeway) Tuesday, Feb 1 through Saturday, Feb 5 10am - 6pm Valentine Art Exhibit and Sale, just in time for Valentine’s Day, by the Palmer Lake Art Group. A variety of artistic items will be available which include original paintings, jewelry, fiber art, pottery, photography, basketry, and more. Meet the participating artists and watch their art demonstrations. Please view www.palmerlakeartgroup.com website for more detailed information. Admission is free. When: 10am to 6pm daily from Tuesday, Feb 1 through Saturday Feb 5. Friday, open until 8pm. Where: The West End Center, 755 Hwy 105, Palmer Lake, CO (3/4th mile west of Monument Safeway) Palmer Lake Art Group is a non-profit organization established over 40 years ago. Proceeds from this event will be used to fund scholarships for TriLake area students.

ANNUAL POT LUCK DINNER AND MEMBERSHIP DRIVE

J

HORSES FOR HEROES Friday, February 18, 2011 - The Pinery The Horses for Heroes Program of the Pikes Peak Therapeutic Riding Center addresses the rehabilitative needs of military personnel recovering from injuries sustained in the line of duty. Executive Director, Jody Enget, will explain the physical and psychological benefits of Horses for Heroes therapy as well as how all the Center’s programs address the riders’ individual needs. RSVP: Charlie Ann Hayes, nonahayes@comcast.net, 481-9693 or Maureen Kral, reenbean@aol.com, 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. Proceeds from these events benefit local nonprofit groups. Visit www.tlwc.net or contact Judy Crusius, crusii@aol.com, 481-1994; or Barb Dienes, bdienes@msn.com, 487-7392.

oin the Palmer Lake Historical Society for its annual pot luck dinner and membership drive.

The Historical Society is a nonprofit that preserves and promotes history through presentations and activities that bring alive the historical events that took place in the Tri-Lakes area or affected local or Colorado history. Our motto is “History should be more than a memory.”

The Historical Society presents free monthly programs that inform and educate the community about local historical events. The Historical Society also partners with local nonprofit organizations and businesses to keep history, tradition, and culture alive through events such as the annual Return of the Rocky Moun-

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tain Chautauqua, Native American events, and tours of Estemere mansion. In addition, the Historical Society sponsors the annual Father’s Day Ice Cream Social at the Palmer Lake Town Hall featuring free ice cream, pie, and music for the local community.

The Annual Pot Luck Dinner and Membership Drive is an opportunity for existing members of the Historical Society and residents of the local community who want to be a part of this dynamic and community-oriented organization to join in an evening of fellowship and local history. Attendees are encouraged to bring an item related to local history to show and discuss.

This program is free to the public.

A meat dish, coffee, and tea will be provided. Please bring a side dish or dessert to share. Don’t miss this opportunity to learn more about the Historical Society and the local history of this area. Visit our website at www.palmerdividehistory.org.

WHEN: Thursday, January 20, 2011, from 6:30pm to 8:00pm.

Doors open at 6:00pm.

WHERE: Palmer Lake Town Hall, 66 Lower Glenway Street, Palmer Lake, CO 80133

SNIPPETZ

SNIPPETZŽ CLASSIFIED 6 LINES • Only $5 A Week (minimum 5 weeks)

Call: 719-487-0484 ÂŽ

Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check

SERVICES

HELP WANTED

EXPERIENCED NAIL TECH WANTED

LOOKING FOR A PLACE TO LEARN ABOUT SPIRITUALITY WITHOUT RELIGION?

Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument.

Empowerment Through Healing is forming a class, in Monument, to talk about spirituality with people who want to learn more.

Sign up with Tami at turbanek1@msn.com

(719) 488-9203

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APARTMENT for RENT

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FOR RENT - UPSTAIRS APARTMENT IN PALMER LAKE 1,150 sq. ft. Washer & Dryer Included.

No pets or smoking. $850 +Utilities Call for application: (719) 481-2671

UNFURNISHED APARTMENT FOR RENT On 40 acres. 1bd/1ba. No Smoking Pay 1/2 gas - 1/2 elec. Rent $500/mo.

Horse pasture avail. for rent.

Black Forest Rd. and County Line Rd. (719) 481-3746

Buy a ď ?ď Ąď Łď Ťď Ąď §ď Ľ of ď€ľď€ ď Żď ˛ď€ ď€ąď€° and ď “ď ď –ď …ď€Ą ď “ď ¨ď Ąď ˛ď Ľď€ ď šď Żď ľď ˛ď€ ď ?ď Ąď Łď Ťď Ąď §ď Ľď€ ď ˇď Šď ´ď ¨ď€ ď šď Żď ľď ˛ ď “ď °ď Żď ľď łď Ľď€Źď€ ď ?ď Ąď ˛ď Ľď Žď ´ď łď€Źď€ ď †ď ˛ď Šď Ľď Žď ¤ď łď€Źď€ ď ƒď Źď Šď Ľď Žď ´ď łď€Źď€ ď ƒď Żď€­ď —ď Żď ˛ď Ťď Ľď ˛ď łď€Źď€ ď ƒď ¨ď Šď Źď ¤ď€Źď€ ď Žď Ľď Šď §ď ¨ď ˘ď Żď ˛ď€Źď€ ď ”ď Ľď Ąď Łď ¨ď Ľď ˛ď€Žď€Žď€Žď€Žď€

TOWNHOUSE for RENT

FOR RENT Newly renovated 3 BR/3 BA Monument Townhome with oversized 2 Car garage.

Only $1095/mo. No pets, please.

Call Kim @ (719) 330-3277

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ROOM for RENT

MYSTIC MOUNTAIN DISTILLERY GENERAL ASSISTANT - Greenland Ranch Area The work consists of administrative functions, computer skills, light bottling when required, $8 per hour start for contact labor Part Time Email resume to mysticmtndist@gmail.com

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The Walsh Company Inc. 430 Beacon Lite Rd. #155 Monuments - (719) 481-6555 WalshTaxCo@aol.com Individual and Business Tax Returns.

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Omega-3, a certain kind of fatty acid, wasn’t associated with health back when the original study was done.

Now, knowing that Omega-3 is helpful in a number of ways in the body, they turned their sights to how that oil works in the retina of the eye.

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Scientists took a study about the correlation between Age-related Macular Degeneration (AMD) and diet, and considered how Omega-3 in fish and shellfish might play a part.

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One benefit of studies is that researchers can go back later to the data and look at it in a different way. In one recent case, the Wilmer Eye Institute arm of Johns Hopkins School of Medicine reviewed a study done in the 1990s and put together new information.

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2002 HONDA ODYSSEY AFFORDABLE HORSE BOARDING Boarding available on 12 acres west of Monument. Barn, locked tack room, pasture and grass hay. $200 summer, $300 winter. Maximum of 4 horses boarded.

Call Rick on 481-6660

5

GIFT CERTIFICATES: PKG of

More than 2,000 seniors between the ages of 65 and 84 participated in a survey about what they ate for one year. The new analysis of that data asked whether those who routinely ate fish and shellfish were offered any protection from the onset of AMD. Answer: Yes, they were. Those who had advanced cases of AMD were much less likely to eat seafood with Omega-3.

avoid AMD. After all, it was a small study, and the participants self-reported what they ate. They’re calling this a good first step and saying that a randomized study should be done.

At the same time, researchers asked whether participants were protected from AMD by the zinc in crabs and oysters. The answer: No, they weren’t.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com.

However, we shouldn’t jump the gun.

The researchers were quoted as saying that this is a “potential� way to

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If you’re concerned about your eyes, ask you doctor if you could benefit from eating fish or shellfish once a week.

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that’s open to you.

Palpitations mean a thumping or racing heart. They can be felt as a thud in the chest. The cause is an extra beat -- or more correctly, a premature beat -- one that comes before it should. The beat after a premature beat is delayed. During the delay, the heart fills with more blood than usual, and that causes a thump in the chest when the heart empties. Premature beats are almost always innocent and need no treatment. You can believe your doctors and nurses.

WHEN MEDICINES FAIL TO QUELL HEARTBURN DEAR DR. DONOHUE: I am 25. I have a serious case of GERD. I’ve been put on four different medicines. They aren’t working.

I also have palpitations throughout the day. I’ve been told by doctors and nurses that there is nothing dangerous about them. I’d like to know if this true.

-- J.C. ANSWER: GERD -- gastroesophageal reflux disorder -- is heartburn. It’s the upward spurting of stomach acid and digestive juices into the esophagus, the swallowing tube, a place that is not able to cope with these corrosive juices the way the stomach is.

Eliminate or go easy on foods that make GERD worse: citrus fruits; tomatoes; onions; carbonated drinks; spicy, fatty or fried foods; chocolate; peppermint; and caffeine. If you’re overweight, weight loss lessens GERD symptoms. Don’t lie down after eating. Don’t smoke. Sleep with your head, chest and stomach on a slope by putting 6-inch blocks under the bedposts at the head of your bed.

That position keeps stomach acid in the stomach. Don’t wear anything that constricts your stomach, like tight pants or tight belts.

Medicines called “proton pump inhibitors� nearly completely turn off acid production. Nexium, Prevacid, Prilosec, Protonix, Aciphex and Dexilant are their names. If you still have heartburn while on these medicines, it’s OK to use an antacid along with them.

If medicines fail, other causes of heartburn need consideration, things like bile reflux or eosinophilic esophagitis. If these conditions aren’t found, then surgical treatment of GERD is an option

The booklet on GERD explains this common malady and its treatment. To order a copy, write: Dr. Donohue -No. 501W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: Can you give me insight into the Hamman-Rich syndrome? My father passed away from it.

-- L.R. ANSWER: I can tell you only a little, because only a little is known about it.

It’s a lung injury that comes on suddenly, with damage to the lung air sacs (the alveoli) and the spaces between the air sacs, the interstitium. The cause is unknown. Because of such destruc-

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

719-592-1365 www.csallergy.com

Including Allergy Injections

550 Highway 105 Monument, CO 80132 Wednesday Afternoons

At the Medical Center next to Safeway

tion, oxygen cannot get into the blood.

Patients are severely short of breath, have a fever and they cough. The only medicines are ones to keep the person going as best as possible. There is no cure medicine. Even with a ventilator, death happens to more than 60 percent of these patients.

It’s an illness that reminds doctors that they don’t have an answer for every malady. You and your family have my

condolences. ***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible.

Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2011 North America Synd., Inc. All Rights Reserved

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DINING GUIDE

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Salmon Gabriella Served with butter lemon wine sauce, capers and artichoke hearts served over linguini Eggplant Parmigiana Breaded, fried then baked with marinara and mozzarella served over penne Gnocchi Bolognese Potato pasta dumplings tossed in a hearty beef bolognese Chicken Maria Sautéed chicken topped with prosciutto and mozzarella cheese in a lemon butter wine sauce over capellini Veal Parmigiana Veal breaded and fried, then baked with marinara and mozzarella served over penne Eggplant Caprese PICK TWO MAIN COURSES Breaded eggplant topped with roasted peppers, basil, Roma Tilapia Florentine tomatoes and fresh mozzarella served over capellini Served with butter lemon wine sauce, capers, and spinach over linguini Offer good for Dine-In Only on Monday, Wednesday & Chicken Salvador Thursday. Can not be used in combination Chicken simmered in a roasted garlic cream sauce with any other coupon or discounts with broccoli and mushrooms served over capellini Bruschetta Pomodoro Toasted Italian bread topped with mozzarella, red onion, Roma tomatoes and basil Mozzarella Caprese Roma tomatoes, roasted red peppers, Fresh mozzarella, Basil and red onion Caesar Salad for Two Crisp romaine, traditional dressing, garlic croutons and Romano cheese House Salad for Two Fresh spinach and romaine tossed in balsamic vinaigrette With Roma tomatoes, red onion and garlic croutons

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SNIPPETZ DINING GUIDE ®

HELP YOURSELF SNACKS Vegetable group: Baby carrots Cauliflower pieces, slightly cooked, chilled Celery sticks stuffed with peanut butter or cheese Green or red pepper pieces Vegetable juices Cherry tomatoes Zucchini pieces

SNACK HAPPY!

A

ccording to a United States Department of Agriculture study, after-school snacks provide about one-third of children’s calories. Because children have smaller stomachs, they need the energy and nutrients provided by these mini-meals. However, when high-fat, high-sugar snack foods are combined with screen time -- either TV or computer -- instead of active play time, children are likely to gain more weight than they should for optimum health. Providing your child with nutritious snacks teaches them how to make good choices for a happier, healthier future.

Choosing food implies having power. Refusing to eat certain foods or demanding to eat others is one way that children practice their growing independence. They test values and decide which ones to reject, modify and adopt. Consequently, doing what everyone else is doing may become more tempting than doing what parents have taught.

The key for parents and caregivers is to strike a balance between providing good nutrition and letting children make independent decisions. One way to do this is by offering a wide variety of healthy foods. Provide food choices that offer a range of taste experiences, such as crunchy, soft, chewy, smooth, hot, cold, sweet, sour, bland, and spicy.

A child’s favorite foods should never be used as a reward for good behavior, or withheld as punishment for bad behavior. Focus on physical activity as well as food. Walking, riding bikes or playing together is a great way to build family communication. If your child shows a tendency toward being overweight, encourage more physical activity and less screen time at the television or computer.

Distinguish between food facts and myths. Current research does not support claims that sugar and food colors are linked to hyperactivity, criminal behavior or increased anxiety. However, meal-skipping, especially breakfast, has been shown to harm children’s performance in school.

Here’s some great ways to teach your child about eating healthy snacks: • Let youngsters help pick out fruits, vegetables and cheeses when shopping; • Include children in snack food preparation; • Use snacks to introduce new foods; • Make your children label “detectives” -- have them read the labels on foods they’ve selected; • Limit convenience-type snacks that are high in sugar, fat and salt, and use excessive packaging; • Plan snacks as part of daily food choices; • Provide snack choices from several food groups; • Schedule regular snack times and amounts; • Don’t let children nibble constantly during the day; • Allow children to make their own snacks; • Make your own ready-to-go snacks by portioning them into small plastic bags or reusable plastic containers. Place these snacks in a storage bin or on a shelf in the lower part of the refrigerator so that children can reach them. Also, be sure children have access to water in a cup or bottle.

Fruit group: Apple rings, dried Apricots, dried Apple wedges Apple wedges, peeled Applesauce Apricots, fresh or canned Banana chunks Banana halves Cranberries, dried Fruit slushes Fruitsicles, frozen Grapes, seedless 100 percent juice boxes Kiwi halves Melon pieces Nectarine, fresh Orange sections Peach or pear pieces, fresh or canned in juice Pineapple chunks Pineapple, dried Plums, fresh or canned Prunes, pitted Raisins Strawberries Tangerine segments Meat group: Hard-cooked egg Peanut butter Roasted soynuts or pumpkin seeds Sunflower seeds Milk group: (Choose low-fat milk options most often) Cheese cubes or slices String cheese Fruit yogurt Milk, plain or flavored Pudding cups Cottage cheese Meat group Hard-cooked egg Bread group: (Choose whole grain options most often; look for whole grain as the first ingredient) Bagel Banana bread Breadstick Bread, whole grain or enriched Cereal pieces, low sugar (such as Cheerios, Chex, Crispix Cookies Cornbread

Healthy snacks supply energy and help meet a child’s daily nutrition requirements. Try prepping these snacks with your child, or providing your child (ages 6 and older to prevent choking) with the ingredients for these “Help Yourself” snacks!

13

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces

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Tuesday through Thursday!

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website: http://www.bellapanini.com

Serving Anne & Mann’s Gourmet Ice Cream

24 Hwy. 105 in Palmer Lake

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili

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Crackers (animal, graham, oyster, whole grain) English muffin Granola, low fat Muffins, low fat Pita bread Popcorn Pumpkin bread Pretzel, soft Raisin bread Vanilla wafers Whole-wheat tortillas (Information courtesy of the Iowa State Extension Service.)

Visit the Kitchen Diva’s website at www.divapro.com. (c) 2011 King Features Synd., Inc.

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

1. ANATOMY: Where in the human body is the mandible?

2. MYTHOLOGY: According to Greek mythology, who ferries the souls of the dead across the rivers Styx and Acheron?

3. GENERAL KNOWLEDGE: By what common name is the pirate’s flag of skull and crossbones known?

4. ENTERTAINERS: Which actress was born with the name Betty Joan Perske?

5. MEASUREMENTS: What does a tachometer measure?

6. HISTORY: What was the first year of the winter Olympic Games?

7. GEOGRAPHY: Where is Valley Forge, site of George Washington’s encampment during the Revolutionary War? 8. ASTRONOMY: Europa is a moon of which planet?

9. LITERATURE: Who wrote “The Tropic of Cancer”?

By Chris Richcreek

1. Who had more career victories as a major-league pitcher: Bert Blyleven or Tommy John?

2. Three different Phillies pitchers won the N.L. Cy Young Award at least once during the 1980s. One was Steve Carlton (1980, ‘82). Name the other two.

3. When Central Michigan’s Dan LeFevour set a major college football career record in 2009 for total touchdowns (150), whose mark did he break?

4. Toronto’s Jose Calderon set the NBA record for free-throw percentage in 2008-09 at 98.1 percent. Who had held the mark?

5. Who is the only player in hockey history to win a Stanley Cup, an Olympic gold medal, a world championship, a World Cup, a Memorial Cup and a world junior title?

6. Name the first black U.S. athlete to win an Olympic gold medal in an individual event.

10. LANGUAGE: In poetic terms, what is a “tarn”?

7. Who was the first U.S. golfer to claim the No. 1 spot in the LPGA’s world rankings, which began in 2006?

(c) 2011 King Features Synd., Inc.

(c) 2011 King Features Synd., Inc.

1. Name the female singer who released “The Way We Were.”

2. Which one-hit-wonder group recorded “Nobody But Me” in 1968?

3. What was the original name of the group B.T. Express? Name its 1974 hit.

4. Which group was Peter Cetera in before going out on his own?

5. Name the singer who released “Undercover Angel.”

6. Who was the original drummer for the Eagles? What year did he start?

(c) 2011 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).

New DVD Releases for Week of January 17, 2011 PICKS OF THE WEEK

“Buried” (R) -- Hands up: Who wants to see Ryan Reynolds buried alive? Yeah, me too. Well, in “Buried” we get our wish.

Reynolds stars as Paul Conroy, a truck driver who wakes up to find himself buried in a coffin under 6 feet of earth with nothing but a cell phone that’s running out of juice, a lighter and about 90 minutes of oxygen. With time running out on him, Conroy needs to piece together enough clues

to determine his location so he can call for help (that is, if the cell phone doesn’t go dead first).

Demonstrating an almost Hitchcockian finesse, director Rodrigo Cortes does a remarkable job not only in finding impressive ways of shooting in such a confined space, but in keeping the dramatic tension taut as piano wire throughout the entire film. “Buried” is definitely worth a look.

“Dark Skies: The Declassified Complete Series” (Unrated) -- “Dark Skies” is one of those great, short-lived series that nobody watched, but should have. Set in the 1960s, the show tells the tale of a young couple (Eric Close, Megan Ward) who are drawn into a shadowy conspiracy involving a secret war against an alien invasion.

What made “Dark Skies” such brilliant television was its approach to telling an alternative history, using real people like The Beatles, Howard Hughes, Bobby Kennedy,

Charles Manson and other historical figures as players in this vast sub rosa struggle for humanity’s survival.

SUCH A DEAL!

“Sean Connery 007 Collection Volume 1” (PG) -- This six-disc set includes the twodisc ultimate editions of “Dr. No,” “From Russia With Love” and “Goldfinger.” -- a pretty great deal for less than 20 bucks, if you don’t already own the films.

DOG OF THE WEEK

“Death Race 2” (Unrated) -- How is it even possible to screw up a “Death Race” movie? All you need are a bunch of cars tricked out with missile launchers and machine guns, hot chicks, ridiculously cool destructo explosion stunts and a few zippy one-liners. Well, director Roel Reine (yeah, I never heard of him either) has managed to make this direct-to-DVD production a complete snooze-fest. The stunts

14

are weak, the chicks are barely office pretty and worst of all, he cast Danny Trejo, one of the most badass actors on the planet, as a wise-cracking mechanic. Save your money and avoid this abomination.

TV SERIES

“Merlin” The Complete Second Season “Last of the Summer Wine” Vintage 1987 “Waking the Dead” Season 5 “Justified” The Complete First Season “Hey Vern, It’s Ernest!”

The Complete Series “Anthony Bourdain: No Reservations” Collection 5 Pt. 2 “Dallas” The Complete Fourteenth Season “Stingray” The Complete Series “Thirtysomething” Season 1 Volume 1 “Simon & Simon” The Best of Season 2 “21 Jump Street” The Complete Fourth Season (c) 2011 King Features Synd., Inc.

SNIPPETZ COMICS AND ENTERTAINMENT ®

Playing This Month at

HUEY’S PAGE

January 8th Otis Shaw & Michael Barclay January 15th Trademark Infringement January 22nd Play it Forward January 29th Showtime SATURDAYS 9PM-1AM Check us out on Facebook - PINZ Bowling Center Or on the Web - www.pinzbowling.com

RODZ is located inside PINZ The Premier Family Entertainment Center in the Tri-Lakes Area 855 Hwy 105, Palmer Lake 80133

Answers & Solutions

TRIVIA TEST ANSWERS 1. Lower jaw 2. Charon 3. Jolly Roger 4. Lauren Bacall 5. Speed in rotations per minute 6. 1924 7. Pennsylvania 8. Jupiter 9. Henry Miller 10. Mountain lake

JANUARY 17, 2011

ARIES (March 21 to April 19) Aspects call for care in preparing material for submission. Although you might find it bothersome to go over what you’ve done, the fact is, rechecking could be worth your time and effort.

SPORTS QUIZ ANSWERS 1. John had 288 victories; Blyleven tallied 287.

2. John Denny (1983) and Steve Bedrosian (1987).

3. Hawaii’s Colt Brennan (2007) and Texas Tech’s Graham Howell (2008).

4. Houston’s Calvin Murphy hit 95.8 percent of his free throws in 1980-81.

5. Scott Niedermayer.

6. William DeHart Hubbard, in the long jump in 1924.

7. Cristie Kerr, in 2010.

FLASH BACK ANSWERS 1. Barbra Streisand. The song was on the soundtrack of the 1973 film by the same name and won multiple awards.

2. The Human Beinz.

3. Brooklyn Trucking Express. “Do It (‘Til You’re Satisfied)” rose to No. 2 on the Billboard charts and No. 1 on R&B. 4. Chicago. His first solo, “Glory of Love,” was the theme song to the film “Karate Kid Part 2” in 1986.

5. Alan O’Day, in 1977. While he’s not especially well-known for his singing, he’s written a wealth of material for other artists, as well as National Geographic and “Jim Henson’s Muppet Babies.”

6. Don Henley started when the band formed in 1971 and stayed until 1980, when the band broke up. He came back when they regrouped in 1994.

TAURUS (April 20 to May 20) The week is favorable for Bovines who welcome change.

New career opportunities wait to be checked out. You might also want to get started on that home makeover you’ve been considering.

GEMINI (May 21 to June 20) You might have to be extra careful to protect that surprise you have planned, thanks to a certain snoopy someone who wants to know more about your plans than you’re willing to share.

CANCER (June 21 to July 22) Family ties are strong this week, although an old and still-unresolved problem might create some unpleasant moments. If so, look to straighten the situation out once and for all.

LEO (July 23 to August 22) Although the Lion might see it as an act of loyalty and courage to hold on to an increasingly shaky position, it might be wiser to make changes now to prevent a possible meltdown later.

VIRGO (August 23 to September 22) Your gift for adding new people to your circle of friends works overtime this week, thanks largely to contacts you made during the holidays. A surprise awaits you at the week’s end.

15

(719)487-PINZ (7469)

LIBRA (September 23 to October 22) Don’t hide your talents. It’s a good time to show what you can do to impress people who can do a lot for you. A dispute with a family member might still need some smoothing over.

SCORPIO (October 23 to November 21) Be open with your colleagues about your plan to bring a workplace matter out into the open. You’ll want their support, and they’ll want to know how you’ll pull it off.

SAGITTARIUS (November 22 to December 21) Trying to patch up an unraveling relationship is often easier said than done. But it helps to discuss and work out any problems that arise along the way.

CAPRICORN (December 22 to January 19) While your creative aspect remains high this week, you might want to call on your practical side to help work out the why and wherefore of an upcoming decision.

AQUARIUS (January 20 to February 18) Dealing with someone’s disappointment can be difficult for Aquarians, who always try to avoid giving pain. But a full explanation and a show of sympathy can work wonders.

PISCES (February 19 to March 20) Getting a job-related matter past some major obstacles should be easier this week. A personal situation might take a surprising but not necessarily unwelcome turn by the week’s end.

BORN THIS WEEK: You can be both a dreamer and a doer. You consider helping others to be an important part of your life. (c) 2011 King Features Synd., Inc.

®

SNIPPETZ : THE LOCAL SCOOP

Tri-Lakes Center for the Arts Concert Series Presents

A BENEFIT CONCERT FEATURING WENDY WOO

B

ack by popular demand, on Saturday, January 22, the Tri-Lakes Center for the Arts (TLCA) presents Wendy Woo in concert. Wendy’s performance is in support of the TLCA and its efforts to bring extraordinary art exhibits and live music to the local community. As Colorado’s music scene has exploded over the past few years, one of its mainstays has been Wendy Woo. Her energetic personality, musical skills, and spirited songwriting have made her a media and fan favorite and have taken her to venues across the country. Wendy can take a catchy upbeat song or a slow, melodic one and get you moving to the beat. Because of her sultry voice and amazing talent playing acoustic guitar, Wendy has enjoyed a magic ride in the music world

and accumulated an impressive local Colorado and country-wide fan base.

OFFICE SUITES & MEETING SPACE

Wendy has released seven of her own recordings in the past 12 years. Wendy’s early influences, the folk-rock music of Suzanne Vega and Paul Simon, inspired Wendy to stay primarily with the acoustic guitar and to take from her roots in Boulder and add her own style to it. In 2009, Wendy and her band came in second place as part of the Almost Famous Battle of the Bands and made the top 5 of Channel 7’s A-List for Best Local Band in Denver. Visit www.wendywoo.com.

North Colorado Springs/Monument.

Quiet setting near I-25 & Baptist Rd.

1/2 OFF FIRST MONTH’S RENT Reasonably Priced Suites 150 to 3,500 sq. ft.

Furnished or Unfurnished

• Secure Building • Reception • Admin Services • Mail Service • Copying • High Speed Scanning

Tickets are $12.00 for TLCA members and $15.00 for non-members. Purchase online at www.trilakesarts.org or at the door. For information call TLCA at 719-481-0475.

• Fax • DSL • Pet Friendly • Ample Parking • Meeting Rooms • 1600 sq Conf. Room

and more!

WHEN: Saturday, January 22, 2011, at 7:00 pm. Doors open at 6:00 pm.

WHERE: Tri-Lakes Center for the Arts is located at 304 Colorado Highway 105, Palmer Lake, CO 80133.

For more information call: 719.481.4877 ext. 100 or 719.481.1260 www.woodcarverproperties.com

®

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FINANCIAL FOCUS BE PREPARED FOR EARLY AND POSSIBLY UNWANTED RETIREMENT Provided by Adam Grayson of EdwardJones Investments

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Youâ&#x20AC;&#x2122;re invited ... to join us at our next coffee club meeting.

Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffeeâ&#x20AC;&#x2122;s on us.

Please join us at the next meeting of our coffee club and bring a friend.

Thursday, January December20, 16,2011 2010 Date: Thursday, Time: 9:00 a.m.

Place: Serrano's Coffee Shop - Monument, CO Adam R Grayson, AAMSÂŽ Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

Member SIPC

SCHOLARSHIPS AVAILABLE DŽƾŜĆ&#x161;Ä&#x201A;Ĺ?Ĺś sĹ?Ä&#x17E;Ç ĹŻÄ&#x17E;Ä?Ć&#x161;Ć&#x152;Ĺ?Ä? Ć?Ć?Ĺ˝Ä?Ĺ?Ä&#x201A;Ć&#x;ŽŜ Ĺ?Ć? ŽčÄ&#x17E;Ć&#x152;Ĺ?ĹśĹ? Ď­Ď° Ć?Ä?Ĺ&#x161;ŽůÄ&#x201A;Ć&#x152;Ć?Ĺ&#x161;Ĺ?Ć&#x2030;Ć? Ć&#x161;Ĺ˝ Ĺ?Ć&#x152;Ä&#x201A;Ä&#x161;ĆľÄ&#x201A;Ć&#x;ĹśĹ? Ĺ&#x161;Ĺ?Ĺ?Ĺ&#x161; Ć?Ä?Ĺ&#x161;ŽŽů Ć?Ä&#x17E;ĹśĹ?Ĺ˝Ć&#x152;Ć?Í&#x2DC; 10 - $1,000 MVEA Ď­ Ͳ ΨϭÍ&#x2022;ĎŹĎŹĎŹ sĹ˝Ä?Ä&#x201A;Ć&#x;ŽŜÄ&#x201A;ĹŻÍŹdÄ&#x17E;Ä?Ĺ&#x161;ĹśĹ?Ä?Ä&#x201A;ĹŻ Ď­ Ͳ ΨϭÍ&#x2022;ĎŹĎŹĎŹ dĆ&#x152;Ĺ?Ͳ^Ć&#x161;Ä&#x201A;Ć&#x161;Ä&#x17E; 'Ä&#x17E;ĹśÄ&#x17E;Ć&#x152;Ä&#x201A;Ć&#x;ŽŜ Î&#x2DC; dĆ&#x152;Ä&#x201A;ĹśĆ?ĹľĹ?Ć?Ć?Ĺ?ŽŜ Ď­ Ͳ ΨϭÍ&#x2022;ĎŹĎŹĎŹ Ä&#x201A;Ć?Ĺ?Ĺś ĹŻÄ&#x17E;Ä?Ć&#x161;Ć&#x152;Ĺ?Ä? WĹ˝Ç Ä&#x17E;Ć&#x152; Ć?Ć?Ĺ˝Ä?Ĺ?Ä&#x201A;Ć&#x;ŽŜ Ď­ Ͳ ΨϭÍ&#x2022;ĎŹĎŹĎŹ Í&#x2DC; Í&#x2DC; Í&#x17E;DĹ?Ä?ĹŹÍ&#x; 'Ä&#x17E;Ä&#x17E;Ć?Ä&#x17E;Ĺś DÄ&#x17E;žŽĆ&#x152;Ĺ?Ä&#x201A;ĹŻ

iven the economic climate weâ&#x20AC;&#x2122;re in, you may one day be faced with a downsizing or otherwise forced to retire earlier than you had planned. But even if that happens, you can still maintain control of your financial future â&#x20AC;&#x201D; if you make the right moves.

Unfortunately, many of us are ill prepared for events such as forced early retirement. In 2009, more people filed for Social Security than any year in history, with a big increase in the number receiving reduced benefits because they filed before their full retirement age. And they paid a heavy price, too â&#x20AC;&#x201D; 62-year-old workers who filed for benefits early lost about 25 percent of their monthly benefits over waiting until their â&#x20AC;&#x153;fullâ&#x20AC;? retirement age of 66, according to the Social Security Administration.

Of course, if you are forced to take an early retirement, you, too, may need to tap into your Social Security earlier than you planned. But thatâ&#x20AC;&#x2122;s just the beginning â&#x20AC;&#x201D; you might also need to start withdrawals from your IRA and your 401(k) or other employer-sponsored retirement plan, even though you had planned on leaving those accounts intact for a few more years. And thatâ&#x20AC;&#x2122;s why you wonâ&#x20AC;&#x2122;t want to wait until early retirement is thrust upon you before taking action. While youâ&#x20AC;&#x2122;re still working, consider these steps: Boost your contributions to retirement plans. Put as much as you can possibly afford into your 401(k) or other employer-sponsored plan. Ev-

ery time your salary goes up, try to increase the amount you contribute to your retirement plan. Also, contribute regularly to your traditional or Roth IRA. Be prepared to rebalance your portfolio. If youâ&#x20AC;&#x2122;re facing a forced early retirement, or even if you think itâ&#x20AC;&#x2122;s a possibility, you may want to rebalance your portfolio to provide more opportunities for income. Talk to your financial advisor about income strategies appropriate for your particular situation.

Build up cash accounts. Even during â&#x20AC;&#x153;normalâ&#x20AC;? times, itâ&#x20AC;&#x2122;s a good idea to keep an emergency fund, in cash or other liquid vehicles, containing six to 12 monthsâ&#x20AC;&#x2122; worth of living expenses. If you suspect a forced early retirement is heading your way, try to beef up your cash holdings as much as possible.

Repay any 401(k) loans. Once youâ&#x20AC;&#x2122;ve left your employer, you may be forced to repay a 401(k) loan within two months â&#x20AC;&#x201D; an obvious hardship during a stressful time.

Work part-time. Even if you were forced to retire from one job, it doesnâ&#x20AC;&#x2122;t mean you couldnâ&#x20AC;&#x2122;t find another. This might be the perfect time to take a part-time job in an area in which youâ&#x20AC;&#x2122;ve always wanted to work.

Get some help. By consulting with a professional financial advisor, you may find that you actually can afford to retire early. A financial advisor can help you develop those income and spending strategies that are appropriate for your situation. And the earlier you get this type of help, the more options you ultimately may have.

You may not be able to avert an unwanted, early retirement, but by preparing for it, as far in advance as possible, you can improve your chances of maintaining the retirement lifestyle youâ&#x20AC;&#x2122;ve envisioned.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 â&#x20AC;˘ Palmer Lake, CO

719-481-4964

9OU 7!.4 TO JOIN THE #HAMBER BECAUSE 9OU 7!.4 TO JOIN THE #HAMBER BECAUSE 7!.4 TO JOIN THE #HAMBER BECAUSE OF ALL THE BENEl TS AND OFFERINGS -!+% YOU OF ALL THE BENEl TS AND OFFERINGS -!+% YOU -!+% YOU MONEY AND 3!6% YOU MONEY MONEY AND 3!6% 3!6% YOU MONEY

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Applications must be received by January 15, 2011. Ć&#x2030;Ć&#x2030;ĹŻĹ?Ä?Ä&#x201A;Ć&#x;ŽŜĆ? Ä&#x201A;Ć&#x152;Ä&#x17E; Ä&#x201A;Ç&#x20AC;Ä&#x201A;Ĺ?ĹŻÄ&#x201A;Ä?ĹŻÄ&#x17E; ŽŜ Ds Í&#x203A;Ć? Ç Ä&#x17E;Ä?Ć?Ĺ?Ć&#x161;Ä&#x17E; Ä&#x201A;Ć&#x161; Ç Ç Ç Í&#x2DC;ĹľÇ&#x20AC;Ä&#x17E;Ä&#x201A;Í&#x2DC;Ä?ŽŽĆ&#x2030; Ĺ˝Ć&#x152; Ä?Ç&#x2021; Ä?Ä&#x201A;ĹŻĹŻĹ?ĹśĹ? Ä&#x17E;Ä?Ĺ˝Ć&#x152;Ä&#x201A;Ĺ&#x161; ^ĹŹĹ?ĹŻĹŻĹ?Ä?Ĺ˝Ć&#x152;Ĺś Ä&#x201A;Ć&#x161; ϳϭϾͲϳϳϹͲώϴϲϭ Ĺ˝Ć&#x152; ϳϭϾͲϰϾϹͲώώϴϯÍ&#x2DC;

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17

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SNIPPETZ BUSINESS, FINANCE & LAW

IT’S THE LAW!

by Christopher C. Meyer, Attorney at Law, P.C.

THE MARRIAGE ZONE:

Lisa Welch Stevens Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

❖

Business Planning

❖

Intellectual Property

❖

Employment Law

❖

Mergers and Acquisitions

❖

Wills, Estate, Probate

❖

SHORT SALE OF THE MARITAL HOME

Transactional (Contract) Services

Member: Colorado & El Paso County Bar Association

719.488.9395

lisa@lwslawfirm.com • www.lwslawfirm.com

DIVORCE / FAMILY LAW

VALUE

Experienced - Affordable - Convenient

Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200 Colorado Springs, CO 80921

(719)488-9395 Call for appointment • FREE initial consultation Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

By Christopher C. Meyer and Ruth Bolas © 2009

W solution?

hat happens when you are getting divorced and your house is worth less than the loans associated with it? Is a short sale a potential

A significant number of people who purchased or refinanced homes in the last few years are upside down in their homes. They owe more on the house than it is worth. In a divorce, the assets and debts are going to be divided between the parties. If the house sells for a net loss, that debt is going to be divided between the parties. Is there some way to avoid or minimize this debt without foreclosure or bankruptcy?

A short sale may be the perfect solution. Although it is not ‘short’ in duration, the short sale process involves a lender taking less or ‘short’ of what they are owed. In most circumstances there are two loans – a first and a second. To facilitate a short sale, the realtor would work with the lenders to negotiate acceptance of a lesser amount than what is owed. For example: 1st Mortgage $200,000 2nd Mortgage $50,000 Market Value $210,000 If the home could be sold for $210,000, then the first lender in this example could be paid in full and the second would have to accept a loss. Keep in mind this example does not include the costs associated with the

transaction including commissions, title work, tax prorations, and closing fees (that are all paid by the lenders, not the home owners).

If the property were foreclosed on, the second lender would get nothing, so better to accept a loss and recover some money in a short sale versus nothing in a foreclosure. Even where a mortgage holder in first position needs to accept less than what they are owed they typically will because in most foreclosures they will end up taking the property back for later sale as a bank-owned property. Banks make money by making loans – not by owning real estate.

Residual risk in a foreclosure or short sale is that the lender(s) could pursue a judgment for the ‘deficiency’ or amount still owed after the short sale or foreclosure, but this is not the general practice. In short sales, lenders used to issue a 1099 to the home owners for the deficiency, but now, with new legislation, in most situations the deficiency is not considered taxable income to the sellers/homeowners.

The lender’s motivation to accept a short sale is to get money quickly from the sale and avoid the expense of a foreclosure sale. The homeowners’ motivation is to avoid the adverse effect of a foreclosure on their credit ratings. When homeowners can demonstrate a legitimate hardship such as divorce, financial problems, loss of job, or health problems, lenders are very likely to work with them to facilitate a short sale.

Some of the more well-known programs are TaxCut, TurboTax, H&R Block and TaxACT. Before you buy, read the box carefully. Will the program run on your computer? Will the included forms cover your tax situation? For example, if you have a small part-time business with Schedule C expenses and income, a basic program likely won’t include the right forms.

Generally, all tax-software programs are the same.

TAX-PREP SOFTWARE Even if you’ve always done your taxes with pencil, paper and a calculator, there are benefits to using a tax-preparation software program. The biggest one is accuracy. The neater and more accurate your tax return is, the less reason the Internal Revenue Service will have to study your return more closely.

--The program will start by asking a lot of questions. Once you enter the personal data, such as your name, address and Social Security number, you won’t have to do it again.

The reason for many of the questions is that the program will decide what forms you need. Have patience with the ones that don’t apply to you.

--The program holds your information from one year to the next, and many entries will be automatically transferred over to the new forms.

--The program will fill in numbers automatically from one form to the next, lessening your chances of transposing digits or leaving something out.

--At the end, the program will do a review and show you where you might have left out information, places where you fall outside the expected average response, and most importantly which places on your form are likely to be flagged by the IRS.

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If you struggling financially and you are upside down in your house, you may be able to avoid foreclosure with a short sale. A short sale is a complicated transaction and it can take a long time, but the credit damage is significantly less than that resulting from a foreclosure.

A short sale can be an effective damage control device for homeowners, but it requires patience and expertise.

Keep this in mind if you are trying to minimize your losses as you exit from the marriage zone.

This article is for informational purposes only and does not constitute legal advice about your case.

Chris Meyer is an attorney practicing family law in Northern El Paso County. Chris’ law practice is limited to domestic relations cases. Chris has been practicing law since 1977. He is a former prosecutor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website www.cmeyerlaw.com has additional divorce and family law information and many other articles.

Ruth Bolas is a licensed Real Estate Broker with Keller Williams and is also an attorney. She grew up in the Monument area and serves the Front Range specializing in working with buyers as well as home sales and short sales. Ruth Bolas can be reached at ruthbolas@ msn.com or 719-488-3026 or 303-437-6010.

--You can install your state’s program, and the numbers will transfer to it from the Federal portion of the software.

Before you begin entering numbers in the tax program, check the math on your W-2 Form or any Form 1099 you received from self-employment work. If it’s wrong, notify the company and have a corrected form sent to you and the IRS. While working in the software program, don’t override any numbers. Instead, if they don’t look right, backtrack and investigate numbers you’ve typed in and see where the discrepancy started.

If you made more than $600 in miscellaneous or self-employed work, you should have a Form 1099 for that. Remember that a copy of each one goes to the IRS, so don’t leave any out.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2010 King Features Synd., Inc.

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SNIPPETZ BUSINESS, FINANCE & LAW THE NAVY LEAGUE PRESENTS:

DINNER AND A SPEAKER

W

e are excited about our January event, which will be a dinner meeting on Thursday, January 20, at the USAFA Falcon Club.

The speaker will be a local author, David Philipps, speaking about his book: Lethal Warriors, when the Band of Brothers came home, a chronicle from a local (Colorado Springs Gazette) reporter on the social misfortunes that befell many of the 4th BCT from Ft. Carson after they returned to the U.S. from desert combat.

The doors will open at 5:30 for a (nohost) social; dinner will be served at 6:00 – followed by a brief business meeting to elect officers for 2011, then we will hear from Dave Philipps about his research and book. The book, signed by the author, will be available for purchase. Feel free to invite your non-Navy League friends if they have an interest in hearing about the emotional trauma that the troops bring home from the battleground.

Here are the menu choices: Spinach salad with sliced mushrooms and red onions (warm bacon dressing) Rosemary Roasted Pork Loin Garlic Mashed Potatoes

Chef’s Vegetables or Tossed green salad with a choice of dressings Grilled Chicken Breast over Fettuccine Noodles with Sherry Sauce Green Beans Almandine

your costs: Pork Loin - guests, $26; Navy League Colorado Springs Council members, $24 Chicken Fettuccine – guests, $24; Colorado Springs Council members, $22

Both choices served with rolls, coffee or iced tea service, and chocolate cake dessert

Because dues for 2011 membership are payable now, membership applications or renewals ($15 individual or $25 for the family) will be accepted at the door,

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and new or renewed members will get the $2.00 price break for this event.

The Falcon Room seats a maximum of forty, so reservations will be cut off at that point.

We will need your reservation by Sunday, January 16. Please contact Dick Cooper at rcooper101@gmail.com or (719) 572-5104 to advise us that you will be there and what your menu choices – pork or chicken – are.

SNIPPETZ WEEKLY MAGAZINE 速

CUSTOM MARBLE & GRANITE FABRICATION & INSTALLATION CNC & WATERJET TECHNOLOGY

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