S
n Ip pe t z
z
™
WEEKLY MAGAZINE
SNIPPETZ IS SEEN WEARIN’ O’ THE GREEN
FREE WEEKLY
ISSUE 489 • MARCH 14, 2011
by Deborah Stumpf
May your blessings outnumber The shamrocks that grow, And may trouble avoid you Wherever you go. ~Irish Blessing
Sunday, March 27th 11:00am Open to all bowlers Handicapped Singles Tournament (90% of 210-Max handicap 90 pins) Entries close at 11:30 am March 27th Entry fee: $25.00 855 Highway 105 Palmer Lake, CO 719-487-PINZ www.pinzbowling.com
The Premier Family Entertainment Center in the Tri-Lakes Area
M
ore than a thousand years ago, the people of Ireland began observing March 17 as a religious holiday in memory of the day St. Patrick died. Roman Catholics in Ireland still celebrate March 17 as a holy day, amid parties, too. And the secular celebration has become a worldwide festivity rivaling the New Orleans Mardi Gras. All because of one man who changed the history of Ireland. Wearin’ O’ The Green... Continued on Page 2
Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Monument, CO 80132
All your protection under one roof.
NA-07497 Rev. 1/03
Sunday B RUNCH
Our Members Say We’re:
“The Best Gym in Monument”
NOW OPEN!
7 Day Guest Pass Limit one person. First time guests only. Must be 18 years of age or accompanied by an adult. No cash value.
www.trilakes-fitness.com
719-481-0008 www.fnbmonument.com
Ask Us About
PRESTIGE PLUS SAVINGS!
APY*
Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of December 21, 2010
Larry Stiltner ©1997E American Family MutualAgency Insurance Company and its Subsidiaries Office – Madison, WI 53783 481 Hwy 105 SuiteHome212 www.amfam.com (719) 481-8382 Bus NA-07497 Rev. 1/03 Larry E Stiltner Agency Monument, CO 80132 481 Hwy 105 Suite 212 ©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 (719) 481-8382 Bus www.amfam.com Monument, CO 80132
719-481-9021
Member
1.22%
All your protection under one roof.
1728 Lake Woodmoor Dr., Monument, CO 80132
581 Hwy 105
15 Month Certificate of Deposit
All your protection under one roof.
©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 http://insurance-agency.amfam.com/CO/larry-e-stiltner/ www.amfam.com NA-07497 Rev. 1/03
FIRST NATIONAL BANK MONUMENT
Relax and Enjoy
Our buffet style brunch is open to the public and includes a savory selection of traditional breakfast foods, seafood and more. Adults $14.95, children under 10 $7.95. Call today to make reservations (719) 884-7237. Brunch is served every Sunday from 9:30 am to 1:30 pm.
A SPECIAL BRAND OF ACCOUNTS NOW OPEN MONUMENT COINS
Buy • Sell • Trade…Coins, Gold & Silver
WE BUY GOLD! GET 40% OR MORE IN CA$H FOR YOUR UNWANTED GOLD!
719-488-1400 www.monumentcoins.com monumentcoins@gmail.com In the MONTEVERDE Center 325 2nd St. Suite U, Monument Co
M������� H��� C������ C��� (formerly Woodmoor Pines Golf and Country Club)
18945 P����� B���� W�� M�������, C������� 80132 Al Dobrick - 30 Years Exp
Bring this ad to receive an Extra 5% when we buy your Gold
IT’S TAX SEASON!! SEE THE WALSH COMPANY INC. ON PAGE 3... FOR TAX PREPARATION
®
SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
CLASSIFIED PAGE 9
C O U N T S Q U A L I T Y W H E N
FREE
Signs and Banners Four-Color In-House Printing Promotional Products Vehicle Wraps
C O U N T S
“Don’t be Hoodwinked by Nigerian Scams” Senior News Line... 9
GREAT BARGAINS Find Your Treasure! Business / Employment Opportunities
Wearin’ O’ The Green... Continued from Page 1
HEALTH
ST. PATRICK
“Hepatitis C Can Lead to Liver Cirrhosis” To Your Good Health... 10
THE DINING GUIDE “Safe in the Storm: Stormy Day Stew” The Kitchen Diva... 13
Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)
COMMUNITY CALENDAR 17
When he returned to Ireland as a Christian missionary, he often used
with Direct-to-Plate Technology
Black & White and Color Copies Graphic Design
ERIN GO BRAGH
an inn to celebrate the day. The St. Patrick’s Day parade tradition even pre-dated the signing of the DeclaBecause of Irish immigration to ration of Independence. America during the potato famine years, Irish communities became That first parade was held on lowwidespread, especially in bigger er Broadway; as the Irish danced cities like Boston and New York their way down the street with great City. But the Irish never forgot their pride, they were free to speak their homeland, and on St. Patrick’s Day language, sing their songs and play the Irish eyes were smiling. They the traditional bagpipes. For the first brought to America a celebration few years, military units organized that would forever be in the hearts the parades. After the War of 1812, of all people. For on St. Patrick’s Irish fraternal societies began sponDay, everyone is Irish. soring St. Patrick’s Day events.
Magonus Sucatus was born in the fourth century to wealthy parents in Roman Britain. His father and grandfather were deacons in the church. Magonus would later become Patricius or Patrick. At age 16, Patrick was kidnapped and sold into slavery in Ireland, where for six years he worked as a shepherd. Eventually, Patrick escaped his captivity on a rescue ship and fled to France.
PUZZLES, TRIVIA, ENTERTAINMENT 14-15
MOVED!
1756 Lake Woodmoor Drive Monument, Colorado
Bring Advertising 719-488-2544 this ad in 15706 and receive Jackson Creek Pkwy. Bulk Mailing Monument, CO 10 Black & White 80132 Copies or 1 Color Copy Laminating
Q U A L I T Y
Moments In Time... 8
THE REVELERS AND PARADES
The parade grew, eventually proceeding toward Old St. Patrick’s Cathedral in Lower Manhattan, where the Archbishop of New York addressed the crowd before revelers The first recorded St. Patrick’s Day scattered to the bars. parade took place in New York City March 17, 1762, when a small band Wearin’ O’ The Green... of Irish New Yorkers marched to
BUSINESS, FINANCE & LAW
Continued on Page 3
“Looking for Income? Consider Premium Bonds” Financial Focus ... 16 “Too Many Chiefs And Not Enough Indians = Death Of A Business” The Law According to Stevens... 18
PALMER DIVIDE
“The Scam Remains the Same or New Year, Same Old Scams” Dollars and Sense... 18
NEXT WEEK IN SNIPPETZ SNIPPETZ ENJOYS CROSSWORD PUZZLES
ALL RIGHTS RESERVED © 2011 PUBLISHED BY FUNDER ENLIGHTENING, INC. George Wilkins - Publisher PO Box 789 Monument, CO, 80132
(719) 487-0484 email: snippetz01@gmail.com www.snippetzonline.com
719-488-2544 WE’VE
Bindery
W H E N
“What’s the Difference Between Loan Modification, Short Sale & Foreclosure?” Robyn’s Real Estate Rap... 6
C O U N T S
C O U N T S
Tai Yi - “Solar Flare”... 5
Q U A L I T Y
C O U N T S
Strange But True... 4
W H E N
Q U A L I T Y
FEATURE ARTICLES
C O U N T S
Q U A L I T Y
WEARIN’ O’ THE GREEN
Q U A L I T Y
W H E N
SNIPPETZ IS SEEN
W H E N
W H E N
THIS WEEK IN SNIPPETZ
Plumbing, Heating and Electrical
a shamrock to explain the Holy Trinity to potential converts. The three leaves of the shamrock represented the Father, Son and Holy Spirit.
• Faucet Repair • Frozen Pipes • Toilet Replacement • Sprinklers • Plumbing Leaks • Boiler Repair & Service • Garbage Disposals
Because snakes or serpents were symbolic to the pagan religion, St. Patrick has often been depicted driving the snakes out of Ireland – most likely a metaphor for banishing paganism from Ireland. Historians and biologists have said there were no snakes in Ireland at the time.
719-472-4447 2
And many more services!
FREE ESTIMATES NO TRIP CHARGE
Ron Li Butti ELECTRICIAN
After 30 years of bringing Christianity to Ireland, St. Patrick died – revered as a champion for Christianity, and eventually known as the patron saint of Ireland.
• Dishwasher Replace • Dishwasher Install • Electric Switches • Electric Receptacles • Light Fixtures
Steve Li Butti PLUMBER
719-472-4721
®
SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
The place to turn for Shelter
JUSTIN PALMER 481 Hwy 105 • Ste B - 188 Monument CO 80132 Visit us at: trilakestile.com jp@trilakestile.com
Insurance protection for your auto, home, and life. We’re Your Shield, We’re Your Shelter!
719 • 243 • 4817
Michael D. Ahlers
66 Second St. Ste. B P.O. Box 1212 Monument, CO 80132-1212 (719) 481-2550 Cell: (719) 209-4534
Serving Tri-Lakes and surrounding areas with highly professional and custom tile installation. We look forward to working with you to add extra value to your home or business with beautiful affordable custom tile work.
www.shelterinsurance.com/michaelahlers Wearin’ O’ The Green... Continued from Page 2
The St. Patrick’s Day parade in New York City is today reminiscent of its roots. Only the marching revelers are allowed – no floats, autos or other commercial entities are allowed to participate. Not that they could with a quarter of a million people marching down Fifth Avenue in front of more than 2 million spectators. On St. Patrick’s Day following Sept. 11, the parade was dedicated to police, firefighters, workers and all those who had lost their lives to the terrorist attacks. Around midday, all of the marchers and spectators paused for two minutes and they turned to face south toward the twin towers, as a prayer was said for the victims. It was said one could hear a pin drop during the tribute. That 2002 parade was the largest to-date, with about 300,000 marchers and three million spectators.
PROFESSIONAL SERVICES
Green poodles, green hair, green beer, green rivers: Green, green, everywhere there’s green.
COMMERCIAL • RESIDENTIAL
“Give an Irishman lager for a month, and he’s a dead man. An Irishman is lined with copper, and the beer corrodes it. But whiskey polishes the copper and is the saving of him.” - Mark Twain in “Life on the Mississippi”
Remodels
Repairs
Ceramic
Complete Shower Remodels
Porcelain Natural Stone
Custom Kitchen Backsplashes
Countertops
The day after St. Patrick’s Day, the Irishman might need to down a few whiskeys to polish his copper because on St. Patrick’s Day the green beer is flowing as fast as the Arkansas River.
Floors
Custom Shower Pans
Walls
$
It’s not set in stone, but green beer probably originated in Boston or New York City because of large populations of people with Irish heritage. One theory for green beer centers on the “drowning the shamrock” custom. After the parades on St. Patrick’s Day, the men would head over to the pubs, drop a shamrock into their whisky and drink it down – all for good luck. But more likely, some bartender bloke decided one St. Patrick’s Day to throw a bit of green food coloring GREEN in the beer, in keeping with the color of the day. Whatever its beginnings, At one point in history in Ireland, green beer on St. Patrick’s Day is as the Irish were not allowed to show popular as, well, a green river. their patriotism by wearing green. So, Irish Americans free to wear While New York City and Boston whatever they wanted made sure had their parades, Chicago came that St. Patrick’s Day in the U.S. up with a green river, and we’re not was as emerald green as the coun- talking mossy green. The Chicago tryside of Ireland. The wearing of the green was actually a tradition that originated in America. Wearin’ O’ The Green...
250 OFF
ANY COMPLETE SHOWER REMODEL
Coupon applicable for installs over $1,500.00 Materials not included - labor only / Expires 01/31/11
$
100 OFF
KITCHEN BACKSPLASH INSTALL Coupon applicable for installs over $500.00 Materials not included - labor only / Expires 01/31/11
BENET HILL MINISTRIES
TRADITIONS
Gospel of John A Lenten Study Series Mar 28 - May 2, 2011 Mondays 9:00 - 11:00 am $70 Register for Classes Now
registrations@benehillmonastery.org 719Ͳ633Ͳ0655 x132 Benet Hill Monastery www.benethillmonastery.org 3190 Benet Lane, Colorado Spring 80921
Continued on Page 4
(719) 481-6555
430 Beacon Lite Rd. #155, Monument
Janet
Susan
Terry
3
SNIPPETZ WEEKLY MAGAZINE ®
Mile High Holistics
L
420 Sundays
Two Top Shelf Ozs. for $420!
Lattes Cappuccinos Brewed Coffee Italian Sodas Smoothies
(Non-Members Included, Tax Incl.)
626 Hwy 105 Palmer Lake, CO
Cheeba
719.487.0901
Native Infusions Exclusive Distributor
(Next to the Colorado Lighthouse at Illumination Point)
Wearin’ O’ The Green... Continued from Page 3
River becomes a bright green – the kind of green Colorado landscapers and garden lovers would die for. And dying is what it’s all about. It all started in 1962 when city workers used dyes to trace illegal sewage discharges. They decided the green dye could provide an unparalleled way to celebrate St. Patrick’s Day. The Chicago mayor at the time, Richard Daley, wanted to dye the lake. Yes, Lake Michigan. However, many thought his idea was a bit over the top, so they settled for the river. They released 100 pounds of green vegetable dye into the river that year, which kept it green for a week.
Chews
corned beef because bacon was too expensive. It is believed that Jewish neighbors introduced them to corned beef.
Get your coffee on the go in the new Coffee on the Go… travel mug! 250 Hwy 105 Ͳ next to the Chamber of Commerce 719Ͳ646Ͳ1063
The shamrock, as previously noted, was a teaching tool for St. Patrick. But it has also become a symbol of good luck. Of note though, the shamrock is not a four-leaf clover, which was the “good luck charm” of Ireland pre-Christianity.
tiny eyelash mites that live out their entire lives on our faces -- including mating and laying eggs there. • Due to a series of earthquakes in 1811 and 1812, the Mississippi River ran backward for a time.
Leprechauns, according to legend, were tiny fairies who made shoes. The 2-feet tall little people were also guarding a treasure that had been buried by the Danes, who at one time had conquered Ireland. Since the fairies held the secret to hidden treasures, the humans tried to catch them and force them to lead
• An enterprising inventor named Andrew Schneider has come up with the latest geek apparel: a solar bikini. With it, you can tan while also charging up your iPod. No word on whether there are solar swim trunks in the pipeline for men.
Since 1962, male members (no women allowed) of the Butler family have had the distinction of throwing green dye into the Chicago River. Today, it’s about 40 pounds of biodegradable vegetable dye that lasts for a day only. The late Stephen Bailey, one of the green river instigators, has said the “road from Chicago to Ireland is marked in green. From the Chicago River to the Illinois River, then to the Mississippi, up the Gulf Stream and across the Atlantic you can see the beautiful green enter the Irish Sea, clearly marking the way from Chicago to Ireland.”
LEPRECHAUNS AND MORE Corn beef and cabbage is the traditional meal of St. Patrick’s Day, but cabbage is the only thing Americans have in common with the traditional Irish grub of March 17. In Ireland, cabbage was served with Irish bacon, but when Irish immigrants moved to America, they substituted
By Samantha Weaver
• It was computer guru Jef Raskin who made the following sage observation: “Imagine if every Thursday your shoes exploded if you tied them the usual way. This happens to us all the time with computers, and nobody thinks of complaining.”
the way to the pot of gold. But the fairies were hard to catch because they could “vanish” right before the human eye. When they weren’t making shoes or guarding the treasure, they were making merry by drinking, singing and dancing.
• Most people think of Abraham Lincoln as an iconic president and the Great Emancipator, but many don’t realize that he also was an inventor. He was issued patent No. 6,469 for an inflatable device he designed to help buoy river-going vessels over St. Patrick’s Day also is a window shoals. to spring. Many times, celebrations are framed in sunshine and • In Somalia it is common for a girl to warmth or dogged with snow and be engaged before she is even born. cold. However, as Adrienne Cook once said, “St. Patrick’s Day is an • If you get squeamish around bugs, enchanted time – a day to begin you might not want to read the foltransforming winter’s dreams into lowing little snippet of information: summer’s magic.” Nearly every human carries around
• J.K. Rowling’s Harry Potter books are so popular worldwide that now they’re not even being written by Rowling herself. The booming bootleg industry in China seems to have taken the Potter series to heart, creating such titles as “Harry Potter and the Leopard Walk-Up-To Dragon,” “Harry Potter and the Chinese Overseas Students at the Hogwarts School of Witchcraft and Wizardry,” “Harry Potter and the Chinese Porcelain Doll,” “Rich Dad, Poor Dad and Harry Potter” and “Harry Potter and the Filler of Big.” ***
Thought for the Day: “You don’t get anything clean without getting something else dirty.” -- Cecil Baxter (c) 2011 King Features Synd., Inc.
Happy St. Patrick’s Day!
HAVE HEALTH INSURANCE?
COMPLETE BOOKKEEPING & PAYROLL SERVICES
NOW WOULD BE THE RIGHT TIME!
Black Forest Insurance
Joan Vairin 719-495-3984
Owned and Operated Since 2003
jvairin@msn.com
• Accounts Receivable / Payable • Preparation of Sales & Use Tax Reports • Payroll Service Including: • Distribute Payroll Checks • Prepare and File Payroll • W-2s and 1099s • Quickbooks® Training • IRS Clean-up
HOME: 719-488-2308 • CELL: 719-331-3003 • EMAIL: bldoyle1@comcast.net
4
SNIPPETZ : THE LOCAL SCOOP ®
EMPOWERMENT THROUGH HEALING, LLC Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus?
T719-488-1116 & Cottage Treasures
Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.
719-641-2017 Making New Choices to Create a New Reality
$5.00
FREE 30 MINUTE CONSULTATION WITH SESSION
0GG "OZ *O 4UPSF 1VSDIBTF
&YDMVEFT 8JSF 4FSWJDFT 5ISV .BSDI TU
turbanek1@msn.com • www.empowermentthroughhealing.com • Monument, CO
TAI YI-
t
n t a e d h c F n l oris E e h
Medium/Clairvoyant/Tai Yi Energy - Tami Urbanek
www.enchantedfloristco.com
Your Home Town Florist...
one can find on NASA’s website as well.
Located In the Same Convenient & Original Monument Plaza Location...
481 HWY 105 #I Monument CO 80132 Behind “Rosie’s DINER” & Taco Bell
Solar activity will continue to increase and cause issues with our electronics, electricity, water supply, food supply, and communication. The strength of the solar activity will increase as we move forward in 2011 and especially into 2012. This has nothing to do with the doom and gloom predictions from many New Age and religious re you aware the sun has groups about a coming end to the had unusual activity? One Earth in 2012. However, as solar may question, ‘so what?’ storms increase, people’s fear of Indeed, a wonderful question. The survival will increase as well. activity of the sun effects the electromagnetic energy field of the As one’s fear of survival increases, earth. When that occurs, it effects one begins buying into false predicthe electromagnetic energy field of tions of the end of the Earth. Our each human being. The depth of the United States government advises effect differs for each person based people to stock up on 30 days of on the strength of each person’s food and water in case of any natuelectromagnetic energy field. ral disaster, such as an extreme blizzard or some other activity that may If one has a weakened energy field, disrupt our food and water supply. the symptoms can be in feeling de- This is wise advice. pressed, a lowered immune system, easily influenced in one way or an- The solar activity will bring up other, lack of mental focus, and an- painful issues which one needs to ger. If one has a weakened energy examine. The Tai Yi treatment Solar field, the unusual solar activity will Flare can assist with the coming soeffect one in a negative sense. It ac- lar storms/activity. Solar Flare was tivates painful issues that may not created to assist the body during sohave been activated. Directly from lar storms and assist in shielding the National Aeronautics and Space body temporarily during chemtrails. Administration’s (NASA) website: This treatment also assists the im“The August 1st (2010) event real- mune system. The solar flares bring ly opened our eyes”, says Karl Shri- up the lowest common denominator jver of Lockheed Martin’s Solar and in the mind, which is survival, fear, Astrophysics Lab in Palo Alto, CA. jealousy-when left unchecked. This “We see solar storms can be global treatment is long term for solar acevents, playing out on scales we tivity. scarcely imagined before.” This is, but, one example of the recent solar activity. There was a more recent Tami Urbanek event this month of March which
SOLAR FLARE
Dedicated Full Service Florist
Delivering to all Tri-Lakes Areas, North El Paso & South Douglas Counties Your One Stop Direct Provider For... FTD teleflora BloomNet
A
THE GREEN SCHEME By Nick Yanez
E
ver have one of those nights. You know the kind, when the morning after everything seems so hazy. You’ve awaken to a glowing beam of sunlight, beside you, a Lithuanian refuge holding your eldest sisters wedding ring offering you a slice morning-bread. As your mind tries to process what seems like utter nonsense, you sit up to realize you’ve somehow stumbled into a nudist colony in the hot springs of the mountainside. You’re wearing jeans, and quite frankly, the mayor of this community doesn’t like you offending his culture with your ridiculous outfits. He asks you to remove your jeans… Of course later, everything works out when you and your friend stumble upon a camera in the trunk of the car you’ve stolen; it carefully documents the night with photographs, reminding you how it all happened. Now time for a statistic! It’s true that 87% of those nights happen on the night of St. Patrick’s Day. And if you’re going to lose control of both your mind
Custom Color & Hair Design By Emily
and body, as well as walk away with a memorable (or not-so-memorable?) experience, you might as well do it at the greatest place on Earth. This place is Pinz Bowling Center. Or is Rodz Bar & Grill? Well, the truth is it’s all one in the same, so the answer is both! Pinz and Rodz, along with The Alternative 103.9 present to you, this St. Patrick’s Day, the time of your life. With Live Music, Green Beer, Prizes and Giveaways, and “Green Pin Bowling” there is no lack of entertainment. It’s the only place to be in the Tri-Lakes area and beyond. This Thursday, March 19th, Pinz gives you a lean, green, unstoppable scheme. It includes all of the aforementioned activities and more, including the flavoristic twist that you and friends add to the party. So prepare for a night consumed by laughter and bliss, by optimism and entertainment, by a train of unbelievable events that will lead you to a place of fulfillment and self-discovery; a place called loving life. And while you may not want to have one of those nights, you may also lose yourself in the moment, and have no choice in the matter. For more information on the Pinz/Rodz St. Patrick’s Day spectacular, call (719) 487-7469
We Offer Services for all Seasons! YARD CARE SERVICES
Monumental Styles & Co.
Call us today to schedule a FREE IN HOME ESTIMATE!
719.487.8660
719-598-7080
Receive 10% off any service (mention this ad)
www.spectrumhomeservices.com
1445 Cipriani Loop Monument (Highway 105 & Knollwood)
5
HANDYMAN SERVICES LANDSCAPING 5-STAR RATING ON SERVICEMAGIC.COM With Spectrum Home Services “One Call Resolves it all!”
SNIPPETZ : THE LOCAL SCOOP ®
Article by Robyn Graham Broker / Owner
What’s the Difference Between Loan Modification, Short Sale & Foreclosure? And What Will They Do To My Credit?
Loan Modifications, Short Sales and Foreclosures... Everyone is talking about them...and many are having to decide which route will be the best for their situation. Here is a simple explanation of each:
P
re
losu
rec re-Fo
Luxury Home with Breathtaking Want Woodmoor area but Views for only $469,500! without the strict Covenants? 750 Bowstring Rd, So. Woodmoor 18170 Briarhaven Ct $239,900 5 Bedrm, 5 Bath, 3 Car 5599 Sq Ft
4 Bedrm, 4 Bath, 2 Car 2616 Sq Ft
Modifications Most struggling homeowners will first attempt to modify their current loan in order to obtain lower monthly payments for a specified time period. Loan modifications have been pushed by the federal government through programs like the Home Affordable Modification Program (HAMP). Decreasing monthly mortgage payment into a manageable amount is sometime an easy fix. Be aware though that many lenders won't consider modifying your loan unless you're at least 90 days behind on your mortgage, which can cause a significant drop in your credit score (50-100 points). Short Sales If you don’t qualify for a loan modification, and you cannot afford the payment, the option then is to sell your house. If the house is worth less than what is owed you would then talk with your Real Estate Agent about qualifying for a Short Sale.
Short sales typically harm credit scores more than loan modifications but less than foreclosures. Foreclosures When Loan Modifications and Short-Sale attempts fail, borrowers typically have one final option: Foreclosure. Borrowers who undergo foreclosure will see their credit scores plummet after the scores are first tarnished by the nonpayment of the mortgage. In most foreclosure scenarios, credit scores continue to decline until the process ends, which could be as long as one to two years. All three have a negative impact on borrowers' credit scores. The size of that impact, however, may vary. When Can You Buy Again? Foreclosure: 7 Years for a Conventional Loan; 3 Years for an FHA or VA Short Sale: 2 Years for a Conventional Loan if you put 20% Down, 4 Years if you put 10% Down, and 7 Years if you put less than 10% Down; 3 Years for an FHA or VA NOTE: Employment Consequenses for Foreclosures (that are not affected by Short Sales): In jobs that require Security Clearances, your current and future employment can be challenged, reassigned or terminated! Do your research!
MORE DETAILS / VIDEO Regarding Short Sales vs Foreclosure: www.SellByShortSale.info
le
t Sa Shor
Search for Tri-Lakes Properties For Sale: www.TriLakesMLS.info Tri-Lakes & El Paso County Foreclosures: www.TriLakesShortSale.com
Clean and Ready to Move In! Beautiful 5 Acre Ranch Richmond Home in Gleneagle! 25 x 25 Heated Workshop! 14126 Petrel Dr. $259,900 20070 Thunder Rd E. $324,000 5 Bedrm, 4 Bath, 3 Car 3108 Sq Ft
3 Bedrm, 3 Bath, 2 Car 1813 Sq Ft
All Past Articles:
www.SpringsRealtyTalk.com
Eco-Friendly Articles:
www.GreenColorado.info
For further information, please feel free to call Robyn Graham at Millhouse Real Estate LLC 719-216-4421 or email Robyn@MillhouseRealty.com
FOR MLS Info and Virtual Tours for these Listings:
www.MyListingsOnline.com
To See ALL Homes and Businesses for Sale in the Tri-Lakes Area:
www.TriLakesMLS.info
NOW YOU CAN RECEIVE ® SNIPPETZ ON THE INTERNET EVERY WEEK....
To See ALL Foreclosures, Short Sales, Etc. in the Tri-Lakes Area:
www.TriLakesShortSale.com
Robyn Graham Robyn@MillhouseRealty.com www.MillhouseRealty.com
719-216-4421
FREE!
GO TO: www.snippetzonline.com 6
SNIPPETZ WEEKLY MAGAZINE ®
HayCo
Need to sell your house fast? We can help!
We provide simple solutions
Why Choose HomeSource? No cost property evaluation for our customers Close quickly on your schedule You are in control and not at the whim of a realtor We’ll make you a fair offer and we pay CASH We purchase homes as-is Simple, caring, fast
$3000
toward closing costs. Call Today or keep this coupon with your important Real Estate papers
328-0300
We are a local office www.homesourcepartners.net
D I S T R E S S E D P R O P E RT I E S R E PA I R P R O B L E M S D E C L I N I N G VA L U E
I N H E R I T E D P R O P E RT I E S D O W N S I Z I N G S H O RT S A L E P R O B AT E
RETIREMENT RELOCATING FORECLOSURE
L.L.C.
For All Your Hay & Straw Needs!
Sm. Squares • Lg. Squares • Rounds Alfalfa • Grass • Mixed • Straw Specializing in Excellent Quality Horse Hay We Deliver
719-339-3525
Planning is your best protection against the unexpected
Auto • Home • Life • Commercial All Your Recreational Vehicles David Prejean Insurance Agency 1840 Deer Creek Rd 719•434•7031 Suite 103C Monument www.farmersagent.com/dprejean • dprejean@farmersagent.com
REFERRALS ALWAYS APPRECIATED
7
QUALITY GOODS & SERVICES Double
J
DOG
Boarding Kennel
SAFE • CLEAN • SECURE Double J
Walker Rd.
Black Forest Rd.
✪ Thompson Rd.
Hwy. 105 Hwy. 83
Owners on Site - 24 Hour Supervision
County Line Rd.
BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs
By Appointment: 495-1774
THE PLACE FOR GREAT BIRTHDAY GIFTS FREE Gift Wrapping
MONUMENTS ONLY TOY STORE!
Both stores conveniently located at 274 Washington Street, Historic Monument Mon - Sat 11AM - 5PM - 481•1361
Unique Handcrafted Dollhouses & Accessories
for the Discriminating “Mini-Home Owner”
A CUT ABOVE DRYWALL When You Want It Done Right... The First Time!
Drywall Patches, Repair and Texturing
• No Job Too Small • Free Estimates • Reasonable Rates • 25 Years of Experience Call Mark Today! Home: 719-481-0509 Cell: 719-237-9277
TRI-LAKES & GLENEAGLE WELCOMING Barbara Oakley 719-488-2119 PO Box 863 Monument, CO 80132
Once you’ve tried our service, you’ll know why we’re called CUSTOMER’S CHOICE Call today for a FREE quote 487-9713 or 351-7476
PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE!
MOMENTS IN TIME THE HISTORY CHANNEL
• On March 15, 45 B.C, Julius Caesar, the “dictator for life” of the Roman Empire, is murdered by his own senators at a meeting in a hall next to Pompey’s Theatre. The conspiracy against Caesar encompassed as many as 60 noblemen, including Caesar’s own protege, Marcus Brutus. • On March 20, 1345, according to scholars at the University of Paris, the Black Death, also known as the Plague, is created from what they call “a triple conjunction of Saturn, Jupiter and Mars in the 40th degree of Aquarius. It is now known that bubonic plague was carried by fleas. • On March 14, 1879, Albert Einstein is born, the son of a Jewish electrical engineer, in Ulm, Germany. Einstein’s theories of relativity drastically altered man’s view of the universe, and his work helped make possible the atomic bomb. • On March 17, 1905, future president Franklin Delano Roosevelt weds his fifth cousin once removed, Eleanor Roosevelt, in New York. In 1918, Eleanor was devas-
tated to discover that Franklin was having an affair with her secretary, Lucy Mercer. When Eleanor threatened to leave him, his mother intervened and offered to support Eleanor financially if she would stay in the marriage. • On March 18, 1911, Irving Berlin copyrights the biggest pop song of the early 20th century, “Alexander’s Ragtime Band.” In the first two decades of the 20th century, musical popularity was based not on the sale of recorded performances, but on the sale of sheet music. Future Berlin hits would include “White Christmas” and “God Bless America.” • On March 16, 1926, American Robert H. Goddard launches the world’s first liquidfueled rocket at Auburn, Mass. The rocket, fueled by liquid oxygen and gasoline, traveled for 2.5 seconds at a speed of about 60 mph, reaching an altitude of 41 feet and landing 184 feet away. • On March 19, 1957, Elvis Presley puts down a $1,000 deposit on a $102,500 house in Memphis, Tenn. The Southern mansion on a 13.8-acre wooded estate was later named Graceland. Today, Graceland is the second-most-visited house in America, after the White House. (c) 2011 King Features Synd., Inc.
8
ÂŽ
SNIPPETZ : THE LOCAL SCOOP
REJUVENATE!
SNIPPETZÂŽ CLASSIFIED 6 LINES Only $5 A Week (minimum 5 weeks)
Call: 719-487-0484 ÂŽ
Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.
SILKY, SOFT, AND SMOOTH SKIN FOR SPRING: HERBAL SCRUBS FOR YOUR BODY TO REMOVE YOUR DRY/SCALY WINTER SKIN
And re-introducing the GOLD REWARDS CARD:
Microdermabrasion for your face to speed up collagen & elastin formation
Ads must be submitted
For every $50 spent on skin-hair-nails and bath & body creams & lotions, receive I E stamp. Collect 5 and receive a
$10.00 OFF regular price
FREE FACIAL
by E-mail or U.S. Mail E-mail: snippetz01@gmail.com
283 Washington St. Monument, CO 80132
or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132
(719) 488-9203
Visa / Mastercard / Check
Expectations... It’s All About You!
SERVICES
HELP WANTED
ROOM for RENT
count once you give them your account number?
LOVING DAYCARE HOME IN MONUMENT
EXPERIENCED NAIL TECH AND HAIR STYLIST WANTED
FURNISHED ROOM FOR RENT
The National Crime Prevention Council has a file with hints to help identify Nigerian scams. Beware if emails ...
Ages 0-5 yrs. Snacks and lunch provided. 20 years experience. Affordable!
Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument.
(719) 322-4333
(719) 488-9203
LOOKING FOR A PLACE TO LEARN ABOUT SPIRITUALITY WITHOUT RELIGION?
MOVING SALES
FURNISHED ROOM FOR RENT IN MONUMENT
MOVING SALE
Furnished room. Includes all utilities. No smoking or pets. $375/mo. 719-487-3189
Empowerment Through Healing is forming a class, in Monument, to talk about spirituality with people who want to learn more. Sign up with Tami at turbanek1@msn.com
Saturday, March 19 8:00AM - 4:00PM Furniture, Lamps, Wall Decor, etc
ACCOUNTANTS
Wissler Ranch 20375 Lockridge Dr. Colorado Springs 80908
YOUR COMMUNITY ACCOUNTANTS
The Walsh Company Inc. 430 Beacon Lite Rd. #155 Monuments - (719) 481-6555 WalshTaxCo@aol.com Individual and Business Tax Returns. Payroll, Bookkeeping & Financial Statement Accounting Services
FOR SALE
V6 - 62,000 miles - 4 Dr. Loaded. Excellent Condition. Garage Kept - $4,800 Call Ray at: 719-481-3739
MOTORHOME - WINN.ITASCA 24 ft. - 25k miles Mercedes diesel - Model 23H Slide Out - Class C $58,995 or Best Offer Contact: bbtop@q.com
AUTO SALES
h9OUR (OMETOWN !UTO $EALERv
V #/-0%4)4)6% 02)#).' V &ULL #OVERAGE 7ARRANTIES V &AMILY /WNED /PERATED
DON’T BE HOODWINKED BY NIGERIAN SCAMS
N
igerian scams have been around almost as long as the Internet, and more seniors are falling for them as more of us go online.
OFFICE AND/OR RETAIL SPACE FOR RENT
Nigerian scams are elaborate ruses to separate you from your money. That’s the bottom line. Here are two examples:
OFFICE SPACE FOR RENT/LEASE Monument Hill Church Contact Property Manager for Details Email: urban7777@earthlink.net or call: (719) 487-5971
One version of the scams preys on your good nature via email. It might talk about needing “absolute confidentiality� and governments or churches that need to get cash out the country. They’ll offer you money for your help -- big money. You just need to pay an upfront fee -- which you’ll never see again.
2000 BUICK CENTURY
HORSE BOARDING
AFFORDABLE HORSE BOARDING Boarding available on 12 acres west of Monument. Barn, locked tack room, pasture and grass hay. $200 summer, $300 winter. Maximum of 4 horses boarded. Call Rick on 481-6660
All utilities and washer & dryer furnished. Month to month lease. Rent $400. No pets or smoking (or smoking pets!) 719-481-1361 or 719-488-0083
(WY -ONUMENT #/ 6IEW )NVENTORY AT WWW MONUMENTMOTORS COM
We specialize in used, 7E SPECIALIZE IN reconditioned and current model USED RECONDITIONED
SUBARUS!
OFFICE/RETAIL AVAILABLE FOR RENT Great value on retail location in Front St. Square in the heart of downtown Monument. Join other successful retailers and businesses in 400 up to 1,800 square foot retail or office locations. Excellent parking and exposure for your business. John - 488-8194
In another version, they’ll ask you for your bank-account information so that all of their millions can be held safely in your bank account. You’ll be paid, of course, they say. But how long do you think your money will stay in your ac-
AUTO REPAIR
LUBE, OIL AND FILTER CHANGE SPECIAL GOOD ON MOST VEHICLES EXCLUDING DIESEL
$7.00 OFF ANY
OIL CHANGE
WITH THIS COUPON
MONUMENT • SAFEWAY CENTER • 488-2299
9
• Claim to be from a foreign government or church. • Ask for your help. • Insist on conďŹ dentiality. • Identify you by name. • Ask for your banking information. • Have a sense of urgency to act immediately. • Promise to give you money for your help. Some of the scams are very good, which is why so many people fall for them. But with a little investigation and a lot of suspicion, you can avoid these scams and hold on to your money. Ask yourself: How did they get your name and address? Likely it came from a database of seniors. To arm yourself with more information, go to the FBI’s website at www.fbi.gov/ and click on Scams & Safety. Look for Common Fraud Schemes. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2011 King Features Synd., Inc.
AUTO REPAIR
Quality Import Service 719.488.6729 707 County Line Rd. Palmer Lake, CO
Specializing in SUBARU Repairs
SNIPPETZ® HEALTH AND WELLNESS
Affiliated with Tri-Lakes Center for Family Development
Equine Facilitated Experiential Counseling A unique approach to dealing with trauma, depression, anxiety, anger, relationship issues & personal growth.
www.gypsywindranch.com www.boyercounseling.com
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Kathy Warner, PA-C
719-210-0668 or
laurel@gypsywindranch.com
Laurel Boyer, MA, Counseling and Epona EFEL Approved Instructor
Specialized Adult and Pediatric
will hinge on that information. A liver biopsy might be necessary. Some doctors feel all who show evidence of current infection ought to undergo treatment.
HEPATITIS C CAN LEAD TO LIVER CIRRHOSIS DEAR DR. DONOHUE: When he was 20, my son came down with hepatitis C. He’s never said how he got it, but he was running around with a very wild bunch then. He still has the virus at age 27. Should he be treated? He never was. I wonder what’s in store for him, and if he can marry and have a family. Can he? -- C.S. ANSWER: Worldwide, 175 million people are infected with the hepatitis C virus. In the U.S., 4 million carry it. Between 70 percent and 80 percent of infected people will harbor the virus for life. Of that number, around 20 percent develop liver cirrhosis in 20 years, and a smaller number are stricken with liver cancer. Hepatitis C is the most common reason for a liver transplant. People catch the virus in a number of ways. Sharing needles to inject drugs is one way. Health-care workers can get it from an accidental stick with a needle used on an infected person. Before 1992, blood transfusion was a major source of infection. Tattooing or body piercing by unlicensed practitioners or those who do not adhere to sterile techniques is another route of transmission. Sex with multiple partners is a possible way of contracting the illness. Sex with a single partner who has the virus is not a common route of passage. Your son can marry and possibly but not likely infect his wife, and will not infect his children. This young man has to establish himself with a doctor. Lab tests will show if his liver is suffering any damage, and blood tests give a reliable estimate of how great a number of viruses is circulating in his blood. Treatment
Allergy and Asthma Care Now in Monument
He should completely abstain from alcohol. Drinking puts his liver in further jeopardy.
Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.
The booklet on hepatitis A, B and C explains these common infections in detail. Readers can obtain a copy by writing: Dr. Donohue -- No. 503W, Box 536475, Orlando, FL 328536475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Can. with the recipient’s printed name and address. Please allow four weeks for delivery.
Individualized treatment for:
*** DEAR DR. DONOHUE: How does someone with AIDS die? How long does one live after being diagnosed with AIDS? Can a person with AIDS cook for his or her family without fear of giving the virus to loved ones? -D.R. ANSWER: AIDS kills in a number of ways. It so weakens the immune system that an infection brings death. Or the weakened immune system allows the growth of a cancer that proves fatal. AIDS also can interfere with the production of proteins and other body materials needed for life, and the person wastes away.
Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma
719-592-1365 www.csallergy.com
Including Allergy Injections
550 Highway 105 Monument, CO 80132 Wednesday Afternoons
At the Medical Center next to Safeway
The incredible progress made in the treatment of AIDS allows most infected people to live 30 to 40 years after the diagnosis is made, very close to a normal life span. This is possible in countries where people have ready access to the many AIDS medicines. People with AIDS can cook for their family without any fear of transmitting the virus.
***
Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2011 North America Synd., Inc. All Rights Reserved
LOOK GREAT. FEEL GREAT. GET IN SHAPE. PLANS WILLSTARTING MATCHAT .99 MONTH. $29 ANYPERLOCAL MORE SPECIALS! COMPETITOR CALL OR STOP BY FOR DETAILS. PRICING
Gift
More Specials! Certificates Call or Available! Stop by for Details.
www.anytimeÀtness.com
WHY JOIN ONE, WHEN YOU CAN BE A MEMBER OF OVER 1500 CLUBS WORLDWIDE?
Ó{Ê ÕÀÊ-iVÕÀi`Ê VViÃÃÊUÊ fiÊ Ì iÃÃÉ*, ",Ê µÕ « i ÌÊU T> }ÊUÊ*erà > TÀ> }ÊUÊ Àii Wi } Ìà 820 Village Center Drive (Safeway Center Rockrimmon)
260-2387
FREE PASS
ONE MONTH FREE
1 WEEK
OF TANNING
Go to www.AnytimeFitness.com Cannot be combined with any other offers/discounts. SRA Not valid with any other offer. Expires 4/30/11
1737 Lake Woodmoor Dr. (next to 3 Margaritas)
AUBREY/LITTLE ELM
10
WITH NEW MEMBERSHIP. Cannot be combined with any other offers/ discounts. SRA Not valid with any other offer. Expires 4/30/11
AUBREY/LITTLE ELM
487-1979
1 FREE
Personal Training Session
WITH NEW MEMBERSHIP. Cannot be combined with any other offers/ discounts. SRA Not valid with any other offer. Expires 4/30/11
AUBREY/LITTLE ELM
SNIPPETZ
®
WEEKLY MAGAZINE
HAVE YOU BEEN YOUR EASY SOLUTION TO COMPLICATED TAXES INTRODUCED TO We’ll dig for every deduction It’s okay if your tax files look like this. BOB GARNER YET? you’re entitled to and give you Gather them up and come to Liberty Tax. the best return for your money.
Text “WAVE” TO 21040
50
% OFF Last Year’s Tax Preparation
If you used a tax service other than Liberty
For new customers. Valid at participating locations. Cannot be combined with other offers or used toward past services. One coupon per return. Valid 2/28-4/10
G
arner’s Hollywood career spans 30-plus years as Writer, Producer, Director, and for CBS, The Walt Disney Studios/Imagineering, and others. Bob Garner began his television and film career by working for CBS television as a production assistant and backstage page for The Carol Burnett Show, The Red Skelton Hour, and others. Beginning in the mid-1970’s, Bob worked with The Walt Disney Company in Los Angeles as writer, director, and producer on a wide variety of major projects and has continued to have a work-
MONUMENT 481 Hwy 105, Unit 201 Monument, CO 80132 (719) 465-1153
COLORADO SPRINGS 304 E. Fillmore St. Colorado Springs, CO 80907 (719) 358-8555
Friendly Service. Year-Round Availability. Money-Back Guarantee.
ing relationship with Disney. In the mid-1980’s, Bob was commissioned to write and produce a biographical film about Disney, Walt Disney: Magic Moments. In 1989 Bob wrote, produced, and directed Both Sides of the Story, an entertainment/documentary shot on location in Russia, hosted by Mary Hart of Entertainment Tonight. He produced all film and video shows for the Gene Autry Western Heritage Center and also wrote and produced the
acclaimed 1-hour live specials, A Sea World Family Spectacular: Our Grand Opening and Baby Shamu to You. Recently, Bob co-produced and directed a 90-minute DVD/Television special release, Disney Treasures: Secrets, Stories, and Magic…, hosted by Julie Andrews, featuring George Lucas and John Lasseter of PIXAR. In his program, “The Magic Behind Disney: Connecting The Dots,” Gar-
ner will give hope, encouragement, and motivation to help people of all ages realize their passion and interest for any career field. He presents short film/TV clips and interviews from a myriad of various projects he has produced and directed through the years. Garner draws from Walt Disney’s personal and professional philosophies on how to use relationships, confidence, and the right attitude to achieve goals.
An Old Irish Proverb...
“Massage will Impoverish the Doctor”
Buy a Package of 5 or 10 and SAVE! Share your Package with your Spouse, Parents, Friends, Clients, Co-Workers, Child, Neighbor, Teacher....
ONCE YOU’VE TRIED OUR SERVICE, YOU’LL KNOW WHY WE’RE CALLED CUSTOMER’S CHOICE!
I give Deep & Thorough Massages! GIFT CERTIFICATES: PKG of
5
PKG of
10
1/2 hr :
$160 (save $40.00)
$300 (save $100.00)
1 hr :
$275 (save $50.00)
$520 (save $130.00)
WE ALSO PROVIDE SERVICES FOR:
Healing Touch Therapeutic Massage
Licensed, Bonded and Insured
212 N. Washington St., Suite A, Chapala Building in Monument
Robyn Graham,
RMT
Move-Outs Construction Cleanup Home Sale Prep
719-216-4421
Call today for a
Email: Robyn@HealingTouch-MassageTherapy.com Website: www.HealingTouch-MassageTherapy.com
FREE quote
487-9713 or 351-7476 11
SNIPPETZ
®
DINING GUIDE
Family Owned and Operated
Catch all your MLB Games Here! Live Music Every Tuesdays And Saturdays Open Mic Night Wednesdays 23 Craft Beers on Tap!
75 Hwy 105 Palmer Lake 719-481-2222 www.lazingarapalmerlake.com
PLANNING A PRIVATE OR COMPANY PARTY? DON’T DELAY... MAKE YOUR RESERVATIONS NOW!!
Another Pint
Dinner for 2 for $22
American Ale House
PICK ONE FIRST COURSE
Salmon Gabriella Served with butter lemon wine sauce, capers and artichoke hearts served over linguini Eggplant Parmigiana Breaded, fried then baked with marinara and mozzarella served over penne Gnocchi Bolognese Potato pasta dumplings tossed in a hearty beef bolognese Chicken Maria Sautéed chicken topped with prosciutto and mozzarella cheese in a lemon butter wine sauce over capellini Veal Parmigiana Veal breaded and fried, then baked with marinara and mozzarella served over penne Eggplant Caprese PICK TWO MAIN COURSES Breaded eggplant topped with roasted peppers, basil, Roma Tilapia Florentine tomatoes and fresh mozzarella served over capellini Served with butter lemon wine sauce, capers, and spinach over linguini Offer good for Dine-In Only on Monday, Wednesday & Chicken Salvador Thursday. Can not be used in combination Chicken simmered in a roasted garlic cream sauce with any other coupon or discounts with broccoli and mushrooms served over capellini Bruschetta Pomodoro Toasted Italian bread topped with mozzarella, red onion, Roma tomatoes and basil Mozzarella Caprese Roma tomatoes, roasted red peppers, Fresh mozzarella, Basil and red onion Caesar Salad for Two Crisp romaine, traditional dressing, garlic croutons and Romano cheese House Salad for Two Fresh spinach and romaine tossed in balsamic vinaigrette With Roma tomatoes, red onion and garlic croutons
@
A Second Cup 13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net Open starting at 6 am - 9 pm 7 days a week!
Weekday Special
$2.99 Breakfast! Great Value and Specail Changes Daily!
Mon thru Fri @ Both Locations!
OPEN 4:30PM - 9:00PM • CLOSED TUESDAY
Casual Dining - Family Atmosphere
Coffee Cup Café 251 Front Street, Monument 6 am - 3 pm 7 days a week! www.coffeecupmonument.com (719) 488-0663
AVAILABLE FOR PRIVATE PARTIES, WEDDING, REHEARSAL DINNERS AND OFFSITE CATERING
99¢ Sliders!
at Both Locations!
www.eatatrosies.com
SERVING Breakfast • Lunch • Dinner
COME JOIN US FOR THE NUGGETS GAMES !
PRIME RIB
HAPPY HOUR Daily 2 - 5:30 pm
ON FRIDAY NIGHTS 5PM - 9PM
$
10
.99
411 Hwy. 105 • Monument, CO 80132
(719) 481-3287
12
Buy one Lunch or Dinner Entree
Get One Half Price! Valid anytime Mon.-Thurs. Please present coupon at time of order. One coupon per table only! Exp. 3/31/11 Snippetz
SNIPPETZ DINING GUIDE ®
THE KITCHEN DIVA by Angela Shelf Medearis
SAFE IN THE STORM
F
ood safety during power outages is extremely important. With more possible storms approaching, are you ready to handle a power outage? To help you keep your food supply safe during a power outage, the following procedures and guidelines are recommended: Chest freezer Without power, a full upright or chest freezer will keep everything frozen for about two days. A half-full freezer will keep food frozen one day. If you expect the power will be coming back on fairly soon, you can keep food frozen longer by not opening the door. Keep a thermometer in all your freezers and refrigerators to check the temperature once the power is back on. Refrigerator-freezer combination Without power, the refrigerator section will keep food cool 4-6 hours depending on the kitchen temperature and how often you open the refrigerator door. A full, well-functioning freezer unit should keep food frozen for two days. A half-full freezer unit should keep things frozen about one day. Block ice can keep food on refrigerator shelves cooler. Dry ice can be added to the freezer unit. You should be aware, however, that you cannot touch dry ice and you should not breathe the vapors, so follow handling directions carefully. Refrigerators should be set at 40 degrees F. Thawed food Food still containing ice crystals or that is at refrigerator temperature can be refrozen. Discard any thawed food that has risen to room temperature and remained there for two hours or more. Remember: When in doubt, throw it out! Should you have large quantities of thawed out meat and vegetables to prepare, or if you just need a hearty stew for a stormy day, this versatile Stormy Day Stew recipe is the perfect remedy! You can use the ingredients listed or substitute your favorite meat or vegetables to create your own stew recipe.
STORMY DAY STEW This stew was designed to incorporate the meat or vegetables you have on hand and to add to or delete the ingredients listed
as desired. You also can use a can of creamy soup, other types of fresh, canned or frozen vegetables, or add in or serve the stew over cooked rice or pasta, if desired. 2 pounds beef or pork roast, cut into 1-inch cubes; or 3 pounds of chicken, cut into serving pieces; or 2 pounds ground meat (beef, chicken or turkey), browned and drained 1 can (14.5 ounces) diced or stewed tomatoes, or 2 large tomatoes, diced 1 can (10 1/2 oz) condensed beef or broth, undiluted or 1 1/2 cups water 1 1/2 cups frozen whole-kernel corn, thawed, or canned corn or canned beans (black, pinto, black-eyed peas, etc.), rinsed and drained 3 medium carrots, cut into 1/2-inch slices, or 1 1/2 cups frozen mixed vegetables, thawed, or canned mixed vegetables 2 large potatoes, scrubbed and cut into quarters 1 medium onion, cut in quarters, then sliced 2 garlic cloves, crushed, peeled and minced 1 tablespoon Italian seasoning (or 1.4 teaspoon each of dried oregano, thyme, rosemary, or any combination of the dried herbs) 1 teaspoon salt 1 teaspoon ground black pepper 1/4 cayenne pepper 2 tablespoons flour 3 tablespoons hot water
Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces
Try Our Specials
Tuesday through Thursday! Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake
719-481-3244
website: http://www.bellapanini.com
Serving Anne & Mann’s Gourmet Ice Cream
1. Combine meat with tomatoes, broth or water, corn or beans, carrots or mixed vegetables, potatoes, onion, garlic, Italian seasoning or dried herbs, salt, black pepper and cayenne pepper. Cook, in a slow cooker, covered, on HIGH setting 3 to 4 hours, or until meat is tender. 2. Stir together flour and water. Stir flour mixture into stew mixture and cook on HIGH setting 1 hour or until thickened. 3. Pre-heat oven to 350 F. Using a large roasting pan or Dutch oven, combine all the ingredients together except the flour and the 3 tablespoons of the water. Cover tightly with aluminum foil and/or a pot lid. Bake without removing the foil or lid for 3 hours. Serves 6. (Tips courtesy of the MSU Extension office of Kalamazoo County.)
24 Hwy. 105 in Palmer Lake
Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili
*** Angela Shelf Medearis is known as The Kitchen Diva! She’s the executive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Medearis is an award-winning children’s author, culinary historian and the author of seven cookbooks, including “The New African-American Kitchen” and her new cookbook, “The Kitchen Diva Cooks!” Visit her website at www. divapro.com.
CLOSED FOR THE SEASON JANUARY 3 THROUGH MARCH 21
(c) 2011 King Features Synd., Inc.
Rock House Ice Cream
488-6917
(Friday) APRIL 30 - MAY 1, 2011
BEST KARAOKE IN TOWN!
Saturday 10am-5pm Sunday 10am-4pm
G Select Dealers G Bake Sale & Geraniums G Appraisers & Glass Repair G Clock, Jewelry & Framing Advice G Gardening & Education Demos G Bistro Dining
Lewis-Palmer High School
Monday: .30c wings and Kids eat free! • Tuesday: We are smokin ribs! All u can eat : $14.99 • Wednesday: $2 margs and $7.99 fajitas • Thursday: 1/2 price apps and Trivia Night • Friday: Best Karaoke in Town • Saturday: LIVE MUSIC; Martini, Red Wine and Prime Rib Specials • Sunday: Brunch, Mimosas and Bloodies • Everyday: best breakfast in town 7am; Happy Hour 3-7; military discounts, nonprofit specials.
Sundance Mountain Lodge 1865 Woodmoor Drive Monument, Colorado 80132
Monument, CO (I-25 and Exit 158 or 161)
Admission $6 All proceeds benefit the School District 38 community.
www.TLWC.com
BRING IN THIS AD FOR $1 OFF ONE ADMISSION! TLWC Sponsors:
719.481.6000
www.sundancemountainlodge.com
13
PEAK VALUE$ ENT FEDERAL CREDIT UNION TRI-LAKES PRINTING ON TARGET SOLUTIONS WATSON RECRUITING SERVICES
March Snippitz 5x7.25 BW
SNIPPETZ PUZZLES AND TRIVIA ®
Trivia Test
Sports Quiz
By Marge Svenson
By Chris Richcreek
1. SCIENCE: Which scientist was the first to use the word “cell” in describing the basic components of life forms?
1. Name the two people and two teams involved in the only trade of managers in major-league history.
2. TELEVISION: Which state was the setting for TV’s “Knots Landing”?
2. How many consecutive years did Chicago White Sox knuckleballer Wilbur Wood win at least 20 games?
3. MYTHOLOGY: In the legend of King Arthur, what was the name of Merlin’s mistress, who also was called The Lady of the Lake? 4. POETRY: Who wrote, “Sometime they’ll give a war and nobody will come”? 5. GEOGRAPHY: Which body of water would one find east of Greece? 6. MUSIC: Where would one find a coda to a piece of music? 7. INVENTIONS: When was the zipper invented? 8. GENERAL KNOWLEDGE: What is terra cotta often used to make?
3. When was the last time before the 2009 season that SMU’s football team played in a bowl game? 4. In 1978-79 and 1979-80, George Gervin led the NBA in scoring, while the same player was second both times. Who was it, and what team did he play for? 5. Who is the only person to win the Jack Adams Award as NHL coach of the year three times with three different teams?
9. ANATOMY: What’s another word or words for capillary?
6. Name the two people to have won a men’s World Cup soccer crown as a player and as a coach.
10. U.S. STATES: Which state’s largest body of fresh water is called Moosehead Lake?
7. In how many weight divisions has boxer Manny Pacquiao won titles?
(c) 2011 King Features Synd., Inc.
(c) 2011 King Features Synd., Inc.
1. Name the three bands that Randy Bachman has been associated with. 2. Which rock group is known for the following songs: “30 Days in the Hole,” “Natural Born Bugie” and “I Don’t Need No Doctor”? 3. “The Heat Is On” was featured in which 1984 film? 4. Name the group that released “This Old Heart of Mine”? Bonus: What wellknown singer covered the song a decade later? 5. Name the one hit by Crazy Elephant. 6. Is Percy Sledge the brother of Sister Sledge? (c) 2011 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).
New DVD Releases for Week of March 15, 2011 PICKS OF THE WEEK “The Fighter” (R) -- Directed by David O. Russell (“Three Kings”), “The Fighter” is an above-average boxing movie about the real-life story of Micky Ward (Mark Wahlberg) and his unconventional road to winning the light-welterweight title. Like most sports movies, “The Fighter” hammers home most of the usual cliches: A plucky underdog from the wrong side of
the tracks overcomes the odds to win the championship, etc. But thanks to some good performances by Wahlberg and Christian Bale (who plays his crack-addict brother), “The Fighter” rises slightly above the usual melodramatic fare we’re accustomed to.
(Frankie McLaren) suffers the loss of his twin brother and is sent to foster care.
“Hereafter” (PG-13) -- As director Clint Eastwood edges ever closer to the sweet release that only death can bring, it seems only natural that his latest film tackles the concept of The Afterlife.
“The Switch” (PG-13) -- Jennifer Aniston stars in yet another movie where she attempts comedy, and then cries a lot. In this one, she plays Kassi, a single woman who wants a baby, but is tired of waiting around for Mr. Right. So, she finds a suitable sperm donor (Patrick Wilson). At Kassi’s “insemination party,” her neurotic -- and very drunk -- best friend Wally (Jason Bateman) switches his baby batter with the donor’s. And because he’s three sheets to the wind, he promptly forgets what he’s done the next day.
Matt Damon stars as George Lonegan, a blue-collar fella who acquired psychic abilities following a childhood illness. His brother (Jay Mohr) wants to turn George into a celebrity, but he’d rather try to live a normal life with his girlfriend (Bryce Dallas Howard). Meanwhile, a French journalist (Cécile De France) has a near-death experience following a natural disaster in India and a London boy named Marcus
Through a series of events, George, the journalist and Marcus find each other as they seek answers to the mysteries of life and death.
Fast-forward seven years, and Wally begins to notice that Kassi’s son, Sebastian, exhib-
14
its the same neurotic qualities as himself. Cue Hilarity and Anistonian Waterworks.
TV SHOWS
“Coach: The Fourth Season” “Batman: The Brave and the Bold” Season One, Part Two “Who Do You Think You Are?” Season One “Nature: Predators: Moment of Impact” “Nature: Extraordinary Birds” “Nova Science Now: How Does the Brain Work” “The Morgana Show” “Babylon 5: The Movie Collection” “Red Green Show: The Delinquent Years” (Seasons 1997-99) “Gunslinger Girl” Complete Collection “The Virginian” The Complete Third Season “Laramie” The Complete First Season “D. Gray-Man” Season Two (c) 2011 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
M a 17 rch th
HUEY’S PAGE
& er k e B rin s!! D cial e Sp
Annual St. Patrick’s Day Celebration Music From
Mike Louis 8pm to-Midnite
Live Broadcast With 103.9 RXP 6:00pm to 8:00pm
Check us out on Facebook - PINZ Bowling Center Or on the Web - www.pinzbowling.com
RODZ is located inside PINZ The Premier Family Entertainment Center in the Tri-Lakes Area 855 Hwy 105, Palmer Lake 80133
Answers & Solutions
TRIVIA TEST ANSWERS 1. Robert Hooke 2. California 3. Vivian 4. Carl Sandburg 5. Aegean Sea 6. At the end 7. 1891 8. Pottery 9. Blood vessel 10. Maine
MARCH 14, 2011
ARIES (March 21 to April 19) Consider moving beyond the usual methods to find a more creative means of handling a difficult on-the-job situation. Avoid confrontation and, instead, aim for cooperation.
SPORTS QUIZ ANSWERS 1. Joe Gordon was traded from Cleveland to Detroit for Jimmy Dykes in 1960. 2. Four -- 1971-74. 3. It was 1984. 4. World B. Free of the San Diego Clippers. 5. Pat Burns, with Montreal (1989), Toronto (1993) and Boston (1998). 6. Brazil’s Mario Zagallo and West Germany’s Franz Beckenbauer. 7. Eight.
FLASH BACK ANSWERS 1. The Guess Who, Bachman-Turner Overdrive and Ironhorse. 2. Humble Pie. The group formed in 1968. 3. “Beverly Hills Cop.” The song only hit No. 12 on the pop charts but became the theme song for the NBA’s Miami Heat in 1988. 4. The Isley Brothers, in 1966. The song went to No. 6 on the R&B charts. Rod Steward covered the song in 1976, with less success. 5. “Gimme Gimme Good Lovin,” in 1969, reached No. 12 on the charts. Other songs didn’t make it into the Top 100. 6. Nope. Percy was born in 1941 in Alabama. Sister Sledge is a four-sister group born in Philadelphia from 1954 to 1961. They formed the group in 1972.
TAURUS (April 20 to May 20) Seasonal change creates a new look for the outdoors. It also inspires Taureans to redo their own environments, and this is a good week to start redoing both your home and workplace. Enjoy. GEMINI (May 21 to June 20) A misunderstanding needs to be straightened out so the wrong impression isn’t allowed to stand. If necessary, offer to support the use of a third party to act as an impartial arbitrator. CANCER (June 21 to July 22) A career change offering what you want in money and responsibilities could involve moving to a new location. Discuss this with family members before making a decision. LEO (July 23 to August 22) Feeling miffed over how you believe you were treated is understandable. But before you decide to “set things straight,” make sure the whole thing wasn’t just a misinterpretation of the facts. VIRGO (August 23 to September 22) Showing you care makes it easier to build trust and gain an advantage in handling a delicate situation. What you learn from this experience also will help you understand yourself better.
15
(719)487-PINZ (7469)
LIBRA (September 23 to October 22) Planning for the future is fine, especially if you include the roles that family members may be asked to play. Don’t be surprised if some hidden emotions are revealed in the process. SCORPIO (October 23 to November 21) Making choices highlights much of the week, and you have a head start here, thanks to your ability to grasp the facts of a situation and interpret them in a clear-cut manner. SAGITTARIUS (November 22 to December 21) Carrying a torch can be a two-way situation: It can either keep you tied to the past or help light your way to the future. The choice, as always, has to be yours. CAPRICORN (December 22 to January 19) Your watchwords this week are: “Focus.” “Focus.” “Focus.” Don’t let yourself be distracted from what you set out to do. There’ll be time later to look over other possibilities. AQUARIUS (January 20 to February 18) A workplace opportunity might require changes you’re not keen on making. Discuss the plusses and minuses with someone familiar with the situation before you make a decision. PISCES (February 19 to March 20) Love and romance are strong in your aspect this week. If you’ve already met the right person, expect your relationship to grow. And if you’re still looking, odds are you’ll soon be finding it. BORN THIS WEEK: You approach life in a wise and measured manner, which gives you an edge in many areas.
(c) 2011 King Features Synd., Inc.
SNIPPETZÂŽ BUSINESS, FINANCE & LAW
FINANCIAL FOCUS LOOKING FOR INCOME? CONSIDER PREMIUM BONDS
LEARN ABOUT THE MARKET WITH
A FREE CUP OF COFFEE.
Provided by Adam Grayson of EdwardJones Investments
You’re invited ... to join us at our next coffee club meeting.
A
s an investor, you want your money to grow so that you can achieve your important goals, such as a comfortable retirement or college for your children. But you may also invest to increase your cash flow. In fact, without a strong cash flow, you may be forced to dip into your growth-oriented investments to pay for short-term needs — and if you do this repeatedly, you could damage your prospects for attaining your long-term goals. That’s why you’ll want to look at different ways of boosting your cash flow — one of which may be premium bonds.
Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffee’s on us. Please join us at the next meeting of our coffee club and bring a friend.
Thursday,March December 2010 Date: Thursday, 17, 16, 2011 Time: 9:00 a.m. Place: Serrano's Coffee Shop - Monument, CO Adam R Grayson, AAMSÂŽ Financial Advisor .
755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964
www.edwardjones.com
Retire Richer www.RetireRicher.org
Member SIPC
Jill Gramlich (719) 460-1794 jglifeforce@aol.com
2011 MVEA Board Nominations Now Open Two Directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts: District 2: Simla, Matheson and a portion of the surrounding areas. (incumbent Rick Gordon) District 7: Monument, Woodmoor and a portion of the surrounding areas. (incumbent Donna Andersen-Van Ness) The procedures for Director Elections & Member Voting is available on MVEA’s website at www.mvea.coop. If you are interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, SOHDVH FRQWDFW HLWKHU 09($ RIÀFH DW RU WR verify your district. A member may also petition for nomination. Petitions and proceedures DUH DYDLODEOH DW WK 6W /LPRQ ( :RRGPHQ 5G )DOFRQ RU online at www.mvea.coop. Petitions must be signed by 15 members of 09($ DQG UHWXUQHG WR HLWKHU 09($ RIÀFH E\ S P 0RQGD\ $SULO 2011, A Candidate Questionnaire must be completed for either the verbal nomination or the petition. This application can be found on MVEA’s ZHEVLWH RU \RX PD\ SLFN RQH XS DW HLWKHU RIÀFH ,I \RX KDYH TXHVWLRQV please contact a member of the nominating committee. Candidate 4XHVWLRQQDLUH PXVW EH UHFHLYHG DW HLWKHU RIÀFH RU E\ WKH QRPLQDWLQJ committee by 5:30 p.m., Thursday, April 21, 2011 for the committee’s consideration. If you are petitioning for nomination, the Candidate Questionnaire must be submitted with your petition no later than 5:30 p.m., Monday, April 25, 2011.
Nominating Committee: District 2 Allan Moore 13217 County Road 141 Simla, CO 80835 719-541-2180
To understand the nature of premium bonds, you’ll first want to be familiar with the relationship between a bond’s price and its interest rate. When a bond is issued, it sells for face (“par�) value, which is the amount returned to the bondholder when the bond matures. This bond also comes with a “coupon� rate — the interest rate that the bond will pay throughout its lifetime. So, for example, if you paid $10,000 for a 10-year bond with a coupon rate of five percent, you would earn $500 per year, every year. If you held the bond until it matured, you’d also get your $10,000 back, provided the issuer doesn’t default. But if market interest rates move up to six percent, and you wanted to sell your five-percent bond before it matures, you’d have to offer it at a discount from the $10,000face value. Conversely, if market rates were to fall to four percent, you may be able to sell your $10,000 bond for more than its face value, because investors will be
willing to pay a premium to earn the higher interest rate. Now, let’s flip the equation, so that instead of being a bond seller, you’re a buyer. If you want to increase your investment income, you might be interested in a premium bond. You pay a premium for the bond in return for higher interest payments for the life of the bond, and, if you hold it until maturity, you’ll still get the face value back (again barring a default). Furthermore, because premium bonds pay higher interest, they also pay a greater proportion of their cash flow before they mature, in comparison to discounted or “par� bonds. This helps provide for greater price stability, so if interest rates rise or fall, premium bond prices typically will not decrease or increase as much as those of discount or par bonds. Keep in mind that while premium bonds are attractive to you because of their higher interest rate, they are unattractive to bond issuers for the same reason. In fact, when market interest rates fall, some issuers may try to redeem (“call�) these bonds so that they can issue new ones at the lower rates. Obviously, if your premium bond were to be called, your cash flow might take a hit. That’s why, when investing in premium bonds, you might want to look for those that have at least limited call protection — in other words, they can’t be redeemed for a certain number of years. Your portfolio should comprise a number of different investments designed to work together to meet your long-term financial goals. So give premium bonds some consideration as part of a well-diversified portfolio. Before investing in bonds you should understand the risks involved, including interest rate risk,credit risk and market risk. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
For additional information, contact:
Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO
719-481-4964
9OU 7!.4 TO JOIN THE #HAMBER BECAUSE TO JOIN THE #HAMBER BECAUSE OF ALL THE BENElTS AND OFFERINGS -!+% YOU YOU MONEY AND 3!6% YOU MONEY "RING THIS COUPON IN WITH YOUR COMPLETED NEW MEMBER APPLICATION DURING AND WE WILL WAIVE YOUR NEW MEMBER PROCESSING FEE A VALUE &IND A MEMBER APPLICATION PACKET ON THE #HAMBER S WEBSITE GO TO THE #HAMBER OF #OMMERCE PAGE ,OOK FOR THE */). ./7 LOGO OR STOP BY THE #HAMBER OFlCE !SK ABOUT OUR NEW @/NE 0ERSON "USINESS AND @.EW "USINESS RATE
District 7 Edward McGuire 4810 Abo Lane Monument, CO 80132 719-481-9377
16
SNIPPETZ : COMMUNITY CALENDAR ®
SNIPPETZ COMMUNITY CALENDAR
$
BUSINESS NETWORK INTERNATIONAL (BNI) Every Wednesday - Inn at Palmer Divide Only one of a “type” of business permitted so you and your business have a monopoly! Call either Present Dr Kathy Yuhasz BA, DC, LAc. 719-5949700 or PR Coordinator Roberta Brunner CCHt., 719-321-9600 to find out if your business qualifies and for an invite to a breakfast meeting on Wednesdays at the Inn at Palmer Divide. FAME! - FIBER ARTS MONDAY EVENINGS Every Monday Evening - 6pm - 9pm Speedtrap Coffee Bar, 84 Hwy. 105, Palmer Lake KNITTING, CROCHETING, WEAVING,QUILTING, RUG HOOKING, ETC. Opportunity to work on projects, learn and share new ideas and techniques. EVERYONE WELCOME! Info: Cindy Allen, 4812020 Front Range Trading Post Varies monthly-Visit website for more details frontrangetradingpost.com 1st & 3rd Sunday of each month 2:00-4:00 pm The Front Range Trading Post is a twice monthly swap event. The main idea is that we are stepping outside of the cash economy and mutually “gifting” things to each other in a way that turns whatever we have in abundance into a diversity of goodness and good will. The swap is free and open to all. If you want to participate you will need to bring something to trade. COLORADO’S FIRST TAIKO DRUMMING SCHOOL TO OPEN AT THE FINE ARTS CENTER Esteemed taiko drum makers Jesse and Carla Maddox of Taikos.com have teamed up with taiko instructor Thomas Knight to form The Taiko Society. The Taiko Society is opening Colorado’s first taiko drumming school at the Colorado Springs Fine Arts Center. The first semester begins April 5, 2011. Students, who advance through the classes, will have the opportunity to become a member of the first performing taiko group in Colorado Springs. Taiko Society’s classes are open to everyone, who would like to learn the art and discipline of taiko drumming. We accept all levels of musical ability. For more information on this topic, or to schedule an interview with Carla Maddox, please call 719-3025021 or email Promotions@TaikoSociety.com. For more information, visit www.TaikoSociety.com MOTHER’S DAY MARKET Great Gifts & Baked Goods April 12th - 6:30 to 8:30 Tri-Lakes Incubator 14960 Woodcarver Road, CS 50/50 raffle to benefit Tri-Lakes Cares RSVP www.trilakesnetworkingteam.com MUTTI’S WAR MoZaic Restaurant (main/upper level) in The Inn at Palmer Divid Mar. 18, 2011 Margaret Brettschneider, local author and speaker. Mutti’s War, based on the true story of Regina Wolff,a young German mother who was forced to smuggle her three small boys out of East Prussia when the Russians surround it in 1944, is in its fifth printing and is winner of the Paul Gillette Award for historical fiction. This book was also chosen for a literature class taught at the United States Air Force Academy. It is used to impress on cadets that there are many different kinds of courage. The author taught literature and journalism for thirty years, twenty-one of them in Germany for the Department of Defense, with seven of those years on the east/west communist border during the Cold War. She retired in Colorado Springs in 1995. Under pressure from her former high school students, she began writing of these experiences, and five books have resulted under her pen name, M.J. Brett. www.mjbrett.com. RSVP: Charlie Ann Hayes, nonahayes@comcast. net, 481-9693 or Maureen Kral, reenbean@aol. com, 282-0164.
OFF
Residential • Commercial
FREE ESTIMATES
www.snippetzonline.com
web: www.rtstucco.com email: StuccoOverSiding@yahoo.com
BODO TURNER MEMORIAL BENEFIT 800 28th St, Boulder Outlook Hotel, Boulder 303-443-3322 Sunday, March 27 - 4pm to 10pm Concert and auction, featuring among others, bluesman John Long, and the Lionel Young Band (winner of the 2011 international blues contest in Memphis). This is a fundraiser to help the Kai Turner family with expenses involving the recent loss of their infant son. Kai’s wife, Natasha, is from the Tri-Lakes area. Kai hosts the Strictly Blues radio program heard each Sunday from 8-10 pm on Fox Radio (103.5 fm), and this benefit is put on by the blues community. KEEPING OUR BRAINS WORKING GARDEN OF THE GODS CLUB April 15, 2011 Presented by Jacy DiFoggio Doumas, M.S., CCCslp, who works at Memorial Health System Outpatient Adult Rehab. Join us for some practical information on the “maturing” brain. Learn hands-on ideas for keeping your brain sharp. RSVP: Charlie Ann Hayes, nonahayes@comcast.net, 481-9693 or Maureen Kral, reenbean@aol.com, 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. The club sponsors the Wine and Roses event in November , and the Pine Forest Antique and Garden Show and Sale April 30th-May1st. Proceeds from these events benefit local nonprofit groups. Visit www.tlwc.net or contact Judy Crusius, crusii@aol.com, 481-1994; or Barb Dienes, bdienes@msn.com, 487-7392. NATIONAL VERSATILITY RANCH HORSE ASSOCIATION (NVRHA) CLINIC Barnes Ranch 13751 E. Cherry Creek Rd, Larkspur, CO April 29 - May 1 8:00am / 5:00pm The NVRHA and the Barnes Ranch are offering an introductory clinic. The Introduction to VRH 3-day Clinic provides an inter-active overview of the multiskilled Versatility Ranch Horse (VRH) event. Following explanations, riders practice in a class-by-class, step-by-step format. Professionally presented in a supportive environment, the clinic is low stress with a focus on safety and small successes. The rider will gain information, experience, and confidence to go forward, meeting their own personal goals while riding their horse. Go to NVRHA.org or call 303646-9855 for more information. TRI-LAKES WOMEN’S CLUB PRESENTS THE 35TH ANNUAL PINE FOREST ANTIQUES & GARDEN SHOW & SALE The Tri-Lakes Women’s Club is proud to announce the 35th Annual Pine Forest Antiques & Garden Show & Sale to be held Saturday April 30, 2011, 10 am – 5 pm, and Sunday May 1, 2011, 10 am – 4 pm at Lewis Palmer High School, 1300 Higby Road, Monument, CO (I-25, exit 161 or 158). Look for the signs. Admission price is $6 and all proceeds benefit the School District 38 community. Visit www. tlwc.net for further information. CONCERTS IN THE PARK Wednesdays in June and July, 7:00–9:00pm; bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. Take Monument exit 161 and head west on Highway 105 which becomes Second Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks. TRI-LAKES CRUISERS BENEFIT CAR SHOW Sunday, June 12, 2011 Over 200 cars line the streets for a spectacular event held the second Sunday of June. Over thirty-nine trophies are given away at this show that runs from 10:00am to 3:00pm in historic downtown Monument.
300
ANY COMPLETE STUCCO APPLICATION
Stucco Over Siding
Referral list provided at time of estimate. Not valid with military or senior discounts.To validate, coupon must be presented at time of estimate. New customers only.
STUCCO OVER SIDING STONE WORK
BEFORE
FIREPLACES
AFTER
Office: (719) 632-9000 • Rodrigo Terrazas - Owner • Cell: (719) 499-0055
READY FOR A NEW LOOK?
Expert Hair Stylists
$25 OFF
HAIR COLOR & PERMS By Karey
Owner/Stylist New Clients Only
• Extensions • Great Cuts • Hi-lites • Low-lites WE HAVE AN IN-SHOP BARBER
Karey
Walk-ins Welcome • (719) 481-3265 251 North Front St. #5 , Monument next to the Coffee Cup Cafe
The Goal of the Rocky Mountain Heart Savers is “to inform and educate the general public of the extraordinary improvements made in the treatment of cardiovascular disease, since a discovery by 3 doctors, resulting in their award of the 1998 Nobel Prize in Physiology or Medicine.”
“How Nitric Oxide Can Prevent
– Even Reverse – Heart Disease and Strokes” NOBEL PRIZE IN MEDICINE LAUREATE DR. LOUIS J. IGNARRO The molecule Nitric Oxide, or NO, is a substance so powerful that it can actually protect you from heart attack and stroke. Best of all, your body can make it on its own. NO is your body's own builtͲin, natural protection against heart disease. This is how one doctor has not lost a single patient to heart attack or stroke in 19 years. Published clinical studies have proven scientifically that Nitric Oxide created by the Amino Acid LͲArginine will inhibit and dissolve Plaque, reversing Atherosclerosis, Arteriosclerosis, Coronary Artery Disease, Heart Attack, Stroke, and Peripheral Artery Disease.
EAST LIBRARY, Community Conference Room 5550 N. Union Blvd, Colorado Springs, CO 80918 Wednesday, March 30, 2011
MONUMENT FOURTH OF JULY PARADE & STREET FAIR - PALMER LAKE FIREWORKS DISPLAY This year the annual parade will be held Monday, July 4. The fireworks over Palmer Lake will take place the evening of Monday, July 4.
TO SUBMIT YOUR EVENT - GO TO:
7:00 PM
THIS IS AN OPEN INVITATION TO THE GENERAL PUBLIC. THIS NO COST, INFORMATIVE SEMINAR WILL SHOW YOU HOW TO IMPROVE YOUR CARDIOVASCULAR HEALTH, USING A PROVEN FORMULATION OF ALL NATURAL INGREDIENTS. KEY NOTE SPEAKER: DR. KENNETH RICHEAUX Past National Faculty Member of American Heart Association’s Emergency Cardiovascular Care Committee.
http://snippetzonline.com/submit-an-event.html
17
®
SNIPPETZ BUSINESS, FINANCE & LAW
Lisa Welch Stevens Attorney at Law, P.C.
THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.
TOO MANY CHIEFS AND NOT ENOUGH INDIANS = DEATH OF A BUSINESS © March, 2011, Lisa Welch Stevens, Esq.
T
his may sound “undemocratic” or even “un-American”, but after nearly 15 years of practicing business law, I am a firm believer in there being only one, clear, unambiguous “boss” of any business. The title of this article comes from the old idiom of “too many chiefs and not enough Indians”; i.e., if there are too many competing bosses, and consequently, too few workers, whatever endeavor they are engaged upon will ultimately fail. This is most obviously apparent with unrelated third parties who enter into business with each other. If each partner has an equal say, eventually there will be a deadlock, and the business will have to break up. Fifty/fifty partnerships eventually fail if each partner has an equal say in things. For this reason, I always strongly recommend that business partners either (1) do not have an equal say (i.e., one partner gets at least 51% say); or (2) that there be a formal agreement between the owners, specifying procedures for deadlock situations, and for one or more of the owners to exit the business if necessary. Trust me – you don’t want to go to litigation over these issues; a district court case that goes to trial can easily cost $30,000 - $50,000 or more.
Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖
Business Formation
❖
Business Planning
❖
Intellectual Property
❖
Employment Law
❖
Mergers and Acquisitions
❖
Wills, Estate, Probate
❖
Transactional (Contract) Services
Member: Colorado & El Paso County Bar Association
719.488.9395
lisa@lwslawfirm.com • www.lwslawfirm.com
and wife, things get a little trickier. Again, I usually recommend that, if the business is to be owned “jointly” by a husband and wife, that it not be owned 50%/50%, but at least 51%/49%. This puts the spouses on basically even footing economically, but avoids a deadlock situation. Another alternative is to have only one spouse as the actual title owner of the ownership interests in the business. As Colorado is a marital property state, in the event of a divorce, how an asset like a business is titled is not determinative of its status as sole or marital property. If it was acquired during the marriage, it will most likely be treated as marital property. A third alternative is to title ownership 50%/50%, but to, as with a third party partner, have a written agreement between husband and wife regarding resolution of deadlocks, and exit provisions.
It may seem ridiculous to take such precautions when the business partners are spouses, or other family members. However, the costs of not doing so can be significant – and I do not mean only financial costs. There WILL be a time when Where a business is to be owned by a husband partners disagree, if not sooner then later. And
DIVORCE / FAMILY LAW
VALUE
Experienced - Affordable - Convenient
Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200 Colorado Springs, CO 80921
(719)488-9395 Call for appointment • FREE initial consultation Please visit our comprehensive website for divorce information:
www.cmeyerlaw.com
the effects on personal relationships can be horrible. It is one thing to disagree over purchasing a piece of equipment, or hiring an employee. It is another thing to disagree over whether to sell a business, close it down, or expand it. The best time to make arrangements and agreements to avoid deadlocks is before any such deadlocks have arisen, while everyone still likes each other, and is getting along. It is not only cheaper, it is far less expensive from an emotional point of view, and helps to preserve personal relationships. This article is intended for informational purposes only, and does not constitute the proffer of legal advice. As always, contact your legal advisor regarding your particular situation. For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395
want is your Social Security number and personal tity theft (computer hacking, malicious software, information such as your bank account number. hijacking social media information), skimming (credit-card information at ATMs) and people at Debt-relief services: They want your money upthe door (collecting for charity, contractors who front, leaving you more broke than you already take advance money but don’t do the work.) are. Complaints to the BBB are up 30 percent in the last year alone. The only reason certain scams make the Top 10
THE SCAM REMAINS THE SAME OR NEW YEAR, SAME OLD SCAMS
Work-from-home schemes: If you flip to the back of magazines as far back as the 1970s, you’ll find ads for working at home. Nothing has changed. The scammers still promise to teach you the secrets to finding work you can do at home, or will send you craft kits to put together, and then tell you the work isn’t up to their standards.
lists year after year is that they work. Scammers aren’t going to stay with something that doesn’t net them a lot of money. Be more vigilant and suspicious this year. Scammers are out to relieve you of your dollars any way they can. Dissect emails, be suspicious of downloads, don’t buy anything over the phone unless you initiate the call, beef up your computer security and get help with it if you don’t know how, pick your own charities to donate to, and say no to contractors who come to your door.
Here are a few highlights from the BBB list:
Identity theft: While you’re not at fault if a company leaves its computers wide open to security breaches, millions of people make the mistake of being sloppy in their own security -- in email, giving information over the phone, opening attached files and not shredding mail with your name on David Uffington regrets that he cannot personit. ally answer reader questions, but will incorporate Scambusters [www.scambusters.org] has made its them into his column whenever possible. Write to annual prediction of which scams will be the Top him in care of King Features Weekly Service, P.O. 10 for 2011. Many are the same as last year ... and Box 536475, Orlando, FL 32853-6475, or send the year before: Nigerian scams, economy (work e-mail to columnreply@gmail.com.
Job-hunting scams: What the scammers really
at home, loan modification, foreclosure), iden-
T
he Better Business Bureau has named the Top 10 scams for the year 2010. Some of the scams are surprising, especially since they’ve been around for so long and people are still falling for them.
18
(c) 2011 King Features Synd., Inc.
®
SNIPPETZ BUSINESS, FINANCE & LAW
NOW YOU CAN ® RECEIVE SNIPPETZ ON THE INTERNET EVERY WEEK....
FREE! GO TO:
www.snippetzonline.com
www.fepublications.com
OUR WEBSITE IS MORE FUN THAN EVER!! IF THERE WAS A TOPIC IN SNIPPETZ YOU READ, THAT YOU WOULD LIKE TO READ AGAIN, BUT CAN’T REMEMBER THE ISSUE NUMBER - THIS NEW FEATURE OF SNIPPETZ ONLINE WAS DESIGNED FOR YOU!
SNIPPETZ WELCOMES THE IMAGE AND TREASURE CHEST TO THE FUNDER ENLIGHTENING FAMILY!
PICK A TOPIC, AND THAT ISSUE WILL POP UP IN SECONDS! http://snippetzonline.com/topic-index-01.html
0VUFSXFBS "QQBSFM t 4QPSU &YUSFNF 4PDLT t "MQBDB 5PVST New Exclusive Apparel!
19850 Beacon Lite Road Monument, CO 80132 Open Saturdays 10am-4pm or by appointment
(719) 232-8509 More information and Online directions at:
www.peakranchalpacas.com 19
March Madness!
15% OFF 15% OFF your entire purchase your entire purchase withwith coupon. ValidExp. through 2/12/11 coupon. 3/31/11
SNIPPETZ WEEKLY MAGAZINE ®
INTERNATIONAL STONEWORKS, LLC
GRANITE COUNTERTOPS SLAB COUNTERTOPS • • • • • • •
KITCHENS BATHROOMS WETBARS WALLS FIREPLACES FURNITURE OUTDOOR LANDSCAPE FEATURES
CUSTOM GRANITE MARBLE TRAVERTINE QUARTZ
$32.00 Per Sq. Ft. Installed • Call for your FREE Quote Today!
Hwy 105
(located just 2 miles west of 1-25’s exit 163 in Palmer Lake)
iswrocks.com • Since 1997 • residential • commercial 20
ou
nt
a in
CNC & WATERJET TECHNOLOGY FABRICATION & INSTALLATION (719) 488-3180 200 COUNTY LINE ROAD • PALMER LAKE, CO 80133
Roa d
• • • •
p ru SS
M ce
Co
t un
ine yL
ad Ro
INTERNATIONAL STONEWORKS, LLC.