Snippetz_Issue 496 by Funder Enlightening, Inc.

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WEEKLY MAGAZINE

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SNIPPETZ CARRIES A TORCH

FOR LADY LIBERTY by Deborah Stumpf

ISSUE 496 • MAY 2, 2011

“Give me your tired, your poor; Your huddled masses yearning to breathe free, The wretched refuse of your teeming shore. Send these, the homeless, tempest-tossed to me, I lift my lamp beside the golden door!”

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- From the inscription on the Statue of Liberty

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t wasn’t until after her death that Emma Lazarus’ poem “The New Colossus” became the symbolic words of freedom adorned on the Statue of Liberty. Lazarus wrote the poem in 1883 as a donation to help raise funds for the construction of the Statue of Liberty pedestal. When a patron of the New York Arts, Georgina Schuyler, discovered “The New Colossus,” she was moved by the words cited above and eventually led an effort to inscribe those last five lines on the Statue of Liberty. In the early 1900s, the entire 14-line poem, engraved in bronze, was placed over the Statue of Liberty’s main entrance.

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Lady Liberty... Continued on Page 2

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W H E N

LADY LIBERTY

Q U A L I T Y

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THIS WEEK IN SNIPPETZ

Nick’s Sports Snippetz... 19

CLASSIFIED PAGE 9 GREAT BARGAINS Find Your Treasure! Business / Employment Opportunities

HEALTH “Stop Muscle Loss Due to Aging” To Your Good Health... 10

THE DINING GUIDE “Open In Case of Emergency: Quick Chocolate Carmel Cake” The Kitchen Diva... 13

PUZZLES, TRIVIA, ENTERTAINMENT 14-15 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

COMMUNITY CALENDAR 16 BUSINESS, FINANCE & LAW “Lifetime Income: A Great Mother’s Day Gift” Financial Focus ... 18 “Buying Or Selling A Business: What Do You Need?” The Law According to Stevens... 19 “Spring Savings” Dollars and Sense... 19

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Lady Liberty... Continued from Page 1

newspaper, “The World,” to campaign for funds for the pedestal. In the editorial pages, Pulitzer shamed the wealthy Since 1886, the Statue of Liberty has for failing to donate to the construction been a guiding light to the many im- of the pedestal and blasted the middle migrants and workers who have landed class for relying on the rich for the necessary funds. Money began pouring in on Liberty Island. as a result of Pulitzer’s rant.

LADY LIBERTY’S PLACE IN HISTORY

• The pedestal construction was completed in April 1886. The French had already finished the statue two years earlier and had shipped it to the U.S. Lady Liberty landed in the New York Harbor in June 1885 in 350 individual pieces. It took four months to re-assemble her for placement on the pedestal. On Oct. 28, 1886, thousands of people witnessed the dedication of the Statue of Liberty. One might say it was a late birthday gift – 10 years after the centennial celebration.

This year, Lady Liberty will celebrate 125 years standing tall and strong for freedom and democracy. She was conceived in the 1870s when the people of France decided to present a statue to the United States as a gesture of friendship between the two countries – a friendship established during the American Revolution. The statue became a joint effort between the U.S. and France. The French would design and construct the statue and transport it to the U.S.; the Americans would build a pedestal for the statue. The statue would be completed by 1876, as part of the commemoration of the 100th anniversary of the signing of the Declaration of Independence in America.

HOME IN THE HARBOR Ninety years later, the bicentennial celebration of the Declaration of Indepen-

dence took place. In honor of the 200th birthday, the state of New Jersey gifted the nation with Liberty State Park. In the 19th and early 20th centuries, the “park” was a waterfront industrial area and a freight and passenger transportation hub. Activity hovered around the Central Railroad of New Jersey Terminal. The terminal played a major role in history, alongside the Statue of Liberty and Ellis Island, in serving the immigrants who came to America seeking a new life. As the railroad industry declined, the area and old structures were abandoned. What was once a bustling site had become a dump site. The state of New Jersey rejuvenated the area and transformed more than 1,400 acres into a beautiful city park, just 2,000 feet from Lady Liberty. The park opened June 14, 1976. The grounds are now Lady Liberty... Continued on Page 3

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AND SO IT WENT • The French commissioned sculptor Frederic Auguste Bartholdi to design the statue. An engineer was hired as well to address the structural issues around what would become a massive copper sculpture. Alexandre Gustave Eiffel (designer of the Eiffel Tower) was commissioned to design the huge iron pylon and the secondary skeletal framework.

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• To raise money for the entire project, France sponsored a lottery and entertainment venues; and also brought in money for the statue through donations and public fees. Americans responded by raising funds for the pedestal through theatrical performances, art exhibitions, auctions and prize fights. Despite these efforts, the going was slow on both ends.

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• When the going gets tough, however, the tough get going. Joseph Pulitzer (yep, Pulitzer Prize) began using his

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federal land but New York has jurisdiction.

IF ONLY SHE COULD TALK If Lady Liberty could speak, imagine the stories. She would certainly talk about all the changes that have taken place in 125 years. Besides undergoing a patina process (the natural aging of copper) that turned the statue a light green color, Lady Liberty has seen plenty of change throughout the years. Until 1901, the United States Lighthouse Board was responsible for the Statue of Liberty. The U.S. War Department took over the care and management of the statue until 1933, when the National Park Service assumed responsibility for all operations. In 1965, the park service also began managing Ellis Island, which soon became part of the Statue of Liberty National Monument.

In 1982, former President Ronald Reagan chose automobile icon Lee Iacocca to chair a private foundation established to restore the Statue of Liberty. The Statue of Liberty-Ellis Island Foundation partnered with the National Park Service for the $87 million restoration project. When the restoration began in 1984, the United Nations designated the Statue of Liberty as a World Heritage Site. The newly restored statue re-opened to the public July 5, 1986.

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After 9/11, Liberty Island was closed but re-opened 100 days later; however, the statue remained closed. In August 2004, the Statue of Liberty’s pedestal level was reopened to the public. On July 4, 2009, the crown was finally reopened. Today, visitors must make a reservation to climb the pedestal or crown.

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Lady Liberty...

• The face of the statue is said to be modeled after the sculptor’s mother.

Continued from Page 3

JUST THE FACTS • The French ship “Isere” transported the statue to the New York Harbor – the pieces were packed in 214 crates. The ship almost sank because of rough seas but arrived safely June 17, 1885. • The height of the Statue of Liberty, from the base of the pedestal foundation to the tip of the torch, is 305 feet, 6 inches. • The face on the statue is more than 8 feet tall. • There are 154 steps from the pedestal to the head of the statue. • In the Lady’s left hand is a tablet that measures 23 feet, 7 inches tall and 13 feet, 7 inches wide. Inscribed on the tablet is a date in Roman numerals (July IV, MDCCLXXVI – or July 4, 1776). • The crown of the statue has seven rays, one for each continent. The individual rays measure 9 feet in length and weigh up to 150 pounds. • The total weight of the statue is 225 tons or 450,000 pounds. • At the foot of the statue are broken shackles representing oppression and tyranny. • During the restoration of the statue in the 1980s, a new torch was covered in thin sheets of 24K gold. • 300 sheets of copper line the exterior; the copper is not quite as thick as two pennies together • The torch was the ﬁrst part constructed on the statue. The torch has been closed to the public since 1916, when a fire and explosion at a munitions depot on Liberty Island – purposefully started by an anti-American group – caused millions of dollars of property damage and thousands to the Statue of Liberty.

• The second ﬂoor of the pedestal houses the Statue of Liberty exhibit and includes museum objects, photographs, prints, videos and oral histories. Full-scale replicas of the statue’s face and foot also are on display.

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In honor of the 125th anniversary milestone, a new play, “Sing a Song of Freedom: The Story of Emma Lazarus and the Statue of Liberty,” depicts the tale behind Lazarus’ poem, “The New Colossus,” which became the statue’s emblem of welcome. The show is funded by the Statue of Liberty-Ellis Island Foundation and opens at the Ellis Island Immigration Museum’s Living Theater starting April 16, running through Labor Day weekend. The 30minute play, written by playwright and director Ken Urban, also highlights stories of immigration.

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The U.S. Post Office also is recognizing Lady Liberty this year with a “Forever” stamp of her face and crown. But controversy abounds. The photo was taken from a replica of Lady Liberty that stands outside of a Las Vegas casino. A Statue of Liberty aficionado detected a difference in the hair and eyes of the statue in the photo and contacted Linn’s Stamp News, which first published the story.

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tion regarding her recent running of the New York Marathon. It seems that Ms. Ruiz started the race and then took the subway to a spot 2 miles from the finish line. And in a further note, she didn’t come to a good end: Two years later she was arrested for embezzling $60,000 from her employer, and she was later arrested again for allegedly trying to sell two kilos of cocaine to a Miami police officer.

The Postal Service, however, is sticking with the stamp as is.

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The New York Times reported that the former mayor of New York, Edward Koch, wasn’t happy with the Postal Service decision. “The post office is doing a stupid thing,” Koch said.

• It was American novelist and editor Edgar Watson Howe who made the following sage observation: “Americans detest all lies except lies spoken in public or printed lies.”

Only in America! Hail to Lady Liberty.

• Those who study such things say that ancient Egyptians had bowling alleys. • In 1980 a woman named Rosie Ruiz appeared to have won the Boston Marathon in the fastest time ever recorded for a woman in that race. However, after a number of suspicions surfaced (including a strange lack of fatigue at the end of the long race), it was found that she hadn’t actually run the entire race and was stripped of her medal. The tale doesn’t end there, though. Once word got out about her fraud, people came forward with informa-

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The sun’s rays will continue to grow in strength and it is important to protect the skin. In addition to the sun’s harmful rays, dark (unseen) energy’s radiation will increase, as well. It is important to improve the skin’s immune system. When the immune system is improved upon, it can resist the sun’s harmful rays and the radiation from dark energy.

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Make your home Disaster Resistant Find out from your insurance agent or company representative what steps you can take to make your home more resistant to windstorms and other natural disasters. You may be able to save on your premiums by adding storm shutters, reinforcing your roof or buying stronger roofing materials. Older homes can be retrofitted to make them better able to withstand earthquakes. In addition, consider modernizing your heating, plumbing and electrical systems to reduce the risk of fire and water damage. Improve your Home Security You can usually get discounts of at least 5 percent for a smoke detector, burglar alarm or deadbolt locks. Some companies offer to cut your premium by as much as 15 or 20 percent if you install a sophisticated sprinkler system and a fire and burglar alarm that rings at the police, fire or other monitoring stations. These systems aren't cheap and not every system qualifies for a discount. Before you buy such a system, find out what kind your insurer recommends, how much the device would cost and how much you'd save on premiums. Maintain Good Credit Establishing a solid credit history can cut your insurance costs. Insurers are increasingly using credit information to price homeowners insurance policies. To protect your credit standing, pay your bills on time, don't obtain more credit than you need and keep your credit balances as low as possible. Check your credit record on a regular basis and have any errors corrected promptly so that your record remains accurate. See Next Week’s Article for Part 3

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MOMENTS IN TIME

liam P. Benedict of California becomes the first aircraft to land on the North Pole. A moment later, Fletcher climbed out of the plane and walked to the exact geographic North Pole, probably the first person in history to do so.

• On May 7, 1896, Dr. H.H. Holmes, one of America’s first well-known serial killers, is hanged to death in Philadelphia. Although not as well known as Jack the Ripper, authorities discovered the remains of more than 200 victims on Holmes’ property.

• On May 4, 1965, San Francisco Giants outfielder Willie Mays hits his 512th career home run to break Mel Ott’s National League record for home runs. Mays would finish his career with 660 home runs, good for third on the all-time list at the time of his retirement.

THE HISTORY CHANNEL

• On May 6, 1937, the airship Hindenburg, the largest dirigible ever built and the pride of Nazi Germany, bursts into flames upon touching its mooring mast in Lakehurst, N.J., killing 36 passengers and crewmembers. The lighter-than-air craft was lifted by highly flammable hydrogen gas. • On May 5, 1945, in Lakeview, Ore., Mrs. Elsie Mitchell and five neighborhood children are killed while attempting to drag a Japanese balloon out of the woods. Unbeknownst to Mitchell and the children, the balloon was armed, and it exploded soon after they began tampering with it. • On May 3, 1952, a ski-modified U.S. Air Force C-47 piloted by Lt. Col. Joseph O. Fletcher of Oklahoma and Lt. Col. Wil-

x xx x xxx

• On May 2, 1972, after nearly five decades as director of the Federal Bureau of Investigation, J. Edgar Hoover dies just as the Watergate affair is about to explode onto the national stage. An inquiry later revealed that the FBI had illegally protected President Richard Nixon from investigation.

Lookin’ for fun & feelin’ Groovy?

• On May 8, 1988, Stella Nickell is convicted of murder by a Seattle jury. She was the first person to be found guilty of violating the Federal Anti-Tampering Act after putting cyanide in Excedrin capsules in an effort to kill her husband. She began planning his death after their 1976 honeymoon.

x x

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TIME OR MONEY TIGHT? Spring Yard & Garden Maintainence and Cleanup. Experienced, mature professional. Reasonable Rates! Weâ&#x20AC;&#x2122;re local: 303-507-5725

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Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument. (719) 488-9203 EXPERIENCED COOKS AND SERVERS NEEDED for busy locally owned restaurants in the North Colorado Springs and Monument area. Please email resume to : jen@coffeecupmonument.net

2000 BUICK CENTURY V6 - 62,000 miles - 4 Dr. Loaded. Excellent Condition. Garage Kept - $4,800 Call Ray at: 719-481-3739

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FAMILY STYLE HORSE BOARDING Space for one or two horses on 12 acre family horse property west of Monument. Barn, tack room, corral, arena, pasture and grass hay. Trailer parking OK. $200 summer, $300 winter. Call Rick on 481-6660

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hose in the know are already predicting what will happen with our Social Security Cost of Living Adjustment (COLA) in 2012. Theyâ&#x20AC;&#x2122;re consulting charts and graphics, sharpening their pencils and guesstimating. At this point thereâ&#x20AC;&#x2122;s good and bad news, assuming the experts are correct.

OFFICE AND/OR RETAIL SPACE FOR RENT

OFFICE SPACE FOR RENT/LEASE 18725 Monument Hill Rd. Contact Property Manager for Details Email: urban7777@earthlink.net or call: (719) 487-5971

The good: Weâ&#x20AC;&#x2122;ll likely get an increase of 1.1 percent to 1.2 percent, the first increase since 2009.

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The bad: All of it likely will be eaten up by increases in Medicare Part B, which is deducted from our Social Security checks before we receive them.

Great value on retail location in Front St. Square in the heart of downtown Monument. Join other successful retailers and businesses in 400 up to 1,800 square foot retail or office locations. Excellent parking and exposure for your business. John - 488-8194

On the other hand, if the Part B increase is larger than the Social Security increase, they wonâ&#x20AC;&#x2122;t take the difference out of our checks.

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For those who havenâ&#x20AC;&#x2122;t applied for Social Security yet: If you take Social Security before your Normal Retirement Age, you get dinged for the money you make. You are penalized $1 for every $2 you make above $14,160. That goes up to $1 for every $3 above $37,680. Income from pensions, capital gains and annuities is not counted. Still, if youâ&#x20AC;&#x2122;re â&#x20AC;&#x153;under ageâ&#x20AC;? and still working, yet you want to collect Social Security, do the calculations carefully. Call Social Security at 1-800-772-1213 to have it do the calculations as well. This is no time to be wrong. Remember, too, that youâ&#x20AC;&#x2122;ll pay taxes on Social Security if your income exceeds a certain amount: $25,000 if youâ&#x20AC;&#x2122;re single, and $32,000 if you file jointly. The COLA figures for 2012 will be finalized in October. Cross your fingers.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2011 King Features Synd., Inc.

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Allergy and Asthma Care

Readers interested in starting an exercise program can obtain the booklet on exercise by writing to: Dr. Donohue -No. 1301W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery.

STOP MUSCLE LOSS DUE TO AGING

ANSWER: For readers: Sarcopenia is muscle shrinkage that comes with age.

The ultimate goal is to walk for 30 minutes every day of the week -- if possible.

Weightlifting stops the wasting away of muscles and builds them up. Older people are not going to develop the same muscle size that a 20-year-old can, but they can see a marked improvement in their strength and an increase in muscle size through weightlifting.

***

For your abdomen, the bicycle maneuver is one of the best exercises. Lie on the floor and raise your legs straight up. Then bend the knees to a right angle so your lower legs are parallel to the floor. Now start pedaling as though

Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

DEAR DR. DONOHUE: When you and others tell people to walk for exercise, exactly what does that mean in terms of speed? -- L.M.

DEAR DR. DONOHUE: Can I reverse sarcopenia, or just slow it down? What I would like to know is what can I do for my thighs? How often should I do it? And I’d like something for my stomach. -- J.H.

Start out doing the exercise with no additional weight. Your body weight is enough at first. As you gain experience and strength, you can use additional weight, either a barbell supported behind your neck and on your shoulders, or you can hold on to weights. When you start using weights, exercise three times a week with a full day’s rest between exercise sessions.

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

***

ANSWER: The ideal walking speed is 3 to 3.5 miles an hour or 1 mile in 17 to 20 minutes. If that’s too fast a pace for you, walk at a speed you can maintain for at least 10 minutes. Every week try to increase the tempo and the time spent walking.

For your specific thigh problem, the squat is a good exercise. From the standing position, you bend your knees until your thighs are parallel to the ground. You don’t have to touch your heels with your buttocks. Lower yourself only to the position I mentioned. Farther than that can hurt the knees.

Now in Monument

DEAR DR. DONOHUE: I’m 61, and I don’t take medicines. I feel good. I have been exercising for two years. I would like to increase my activity. What’s considered a safe way to do so? -- L.P.

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ANSWER: Follow the 10 percent rule. It’s safe to increase exercise by 10 percent each week. Increase means increasing exercise speed, exercise duration, the number of repetitions you lift a weight or the number of pounds you lift. Don’t increase all aspects. Take one at a time. If you jog, increase either the distance or the time by 10 percent. One week make it distance; the next, speed.

***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2011 North America Synd., Inc. All Rights Reserved

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SNIPPETZ

WEEKLY MAGAZINE

A TASTE OF TRI-LAKES CARES A SUCCESS!

’s k c i N

Sports Snippetz by Nick Yanez

TWO SCHOOLS

L O

n Monday, April 25th, community members, businesses and organizations came together for ”A Taste of Tri Lakes Cares” to ‘Do Something Different for the Same Wonderful Cause’, and they did it in a BIG way! Over 275 attendees were gathered to sample delicacies created by area restaurant chefs using staples that are routinely found in client distributions within the Federal Commodities Program of Tri Lakes Cares (TLC). The challenge was not an easy one but resulted in easy to eat, affordable and tasty entrees, desserts and appetizers. With ingredients such as processed cheese, powdered milk, canned peaches, beans, corn flakes and instant mashed potatoes as well as a few pantry items from the participating restaurants, attendees were sampling cobblers, Shepherd’s pie, pork encrusted in potato puffs and black Bean soup to name a few. Additionally, restaurants were invited to prepare a “signature dish” from their menu. With gas prices on the rise and food costs soaring, these tasty items may just be the solution for a hearty and appetizing meal for any one of us! Aspen Point Café, Bella Panini, Folie a Deux, Fusion World Cuisine, Mamma Tina’s Catering, Oakley’s Bistro, R&R Café, and Texas Road House were gracious in lending their chefs to the

challenge as well as the innovative ideas they had for the sampling. Along with the tasting, there were interactive educational booths sponsored by local area businesses to both enjoy and learn from. Each booth was related to a Program of TLC and by participating, attendees would learn valuable facts about the agency ( TLC) while competing for prizes. Businesses sponsoring booths were: Adventures in Travel; Create a Memory Studio; Health Advocacy Partnership; Turbo RV Service; Vitae Salon; Lorraine Sayer- Re/MAX Properties; TLC Computer Repair; Diana Jansen with American Business Benefit Association; Chris McDonald with My Coach & Consultant; Bear Creek Financial; and, Hangers Thrift Shop. This was a first for TLC , the first of many Tastes, as plans are already being formed for a bigger and better event in 2012. The theme of doing something different was well received and the same wonderful cause ( TLC) was well supported by the hundreds who participated. Today and every day, TLC continues its work to help those less fortunate, those in need of extra assistance with the knowledge that their work is recognized by an ever growing community of support.

Haley Chapin introduces the Director of the Tri-Lakes Chamber of Commerce David Van Ness

et’s review. Last year, Palmer Ridge sports took off to surprising success with no senior athletes. Lewis-Palmer, on the other hand, went down in division and back to dominance. The Rangers return to 3A Football gave them a playoff birth and a decisive victory over the across-town Bears. The Lewis-Palmer Hockey team won its second consecutive 5A State Championship; and while the team consists of players from both schools, they’re still known as the Rangers. Then, along came Basketball season. Lewis-Palmer, behind the brilliant Josh Scott, had a great 23-3 record and a playoff win. Palmer Ridge? Not so much. While both schools give average to above average seasons in almost all their sports, Lewis-Palmer seems to have the upper edge and the media glorification that comes with it (and yes, being written in Sports Snippetz is held in very high regard, and would be the “glorification” I am referring to). But now, that’s all over. Because finally, it’s time to heat up the printer and stamp the heading Palmer Ridge goers have been waiting for. At last, it’s time to say…

HERE COME THE BEARS Coming off of their unexpectedly grand 2010 season, the Palmer Ridge Girls Soccer team had a lot to build on. Last year, the Bears couldn’t earn a playoff birth despite a very good 10-5 record. Though, the girls could have faired well in the postseason, big time losses to heavyweight teams throughout the year showed that the girls needed more work to be a contender. Consider the work done. The Palmer Ridge Girls Soccer team has come out roaring to a 10-1-1 start, matching last years win total with more games to go. Two stars have emerged in this season of progress. The first is one of last year’s main contributors, Morgan Buzzell, who is having another good season tending the goal. She’s racked up 31 saves, and has taken to the field

more than any other player this year. The second star goes by the name if Haley Fisher. She leads the team in goals (15) and assists (11) this year. You can witness the Bears partake in the CSML Crossover Tournament on Tuesday, May 3rd, and Thursday, May 5th at 4:00pm both days. Opponents are TBA at this time. Games take place at Don Breese Stadium.

TOP PERFORMERS

(by way of the Unconventional) The following is a list of athletes who have excelled at their sports, even though their sport never seems to get any attention: Melissa Ross plays lacrosse, and quite well I might add. The senior is finishing off her High School athletic career off the right way by leading her Bears Lacrosse team in goals (37) and assists (15). Well done, Miss Ross. Drew Weignhart is also a lacrosse player. Of course, he plays for the team of the Y-chromosome variety. Though the Rangers are struggling this season, Weignhart has an impressive number of saves this season, with 176. Just a junior, hopefully Lewis-Palmer can build on the goalie’s strong play, and save their reputation as a good lacrosse team from the past. Ryan Arata is doing it again. The junior swim wonder-boy is fresh off two consecutive 4A State Titles, along with his teammates. Last year, at state, Arata set several state records. He seems on pace to have another epic state performance, as the Rangers look to take the 5A Title this year. Arata leads the team with 10 first place wins in 17 races. Pending, of course, is an investigation on Arata to see if he has been unfairly advantaged by traces of fish in his DNA. We’ll have to follow up on that one…

For questions, comments, or information on Sports Snippetz, you can email Nick anytime by reaching him at his electronic-mail address, SportsSnippetz@gmail.com

SNIPPETZ

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fruit dessert to a pan of brownies. Iâ&#x20AC;&#x2122;ve even used recipes from the back of the box when I was at a lost for inspiration. This recipe for Quick Chocolate Carmel Cake is a great â&#x20AC;&#x153;open in case of emergencyâ&#x20AC;? dessert. Now that Iâ&#x20AC;&#x2122;ve used my last box of cake mix, I need to go to the store and re-stock my pantry!

OPEN IN CASE OF EMERGENCY When I recently received a spur-of-the-moment dinner invitation, I politely asked if my hostess wanted me to bring along a dessert. She was grateful for the offer and said that anything I wanted to bring would be great. I went home thinking I had the basic ingredients to put together a quick dessert, but I found the cupboard was bare. Iâ&#x20AC;&#x2122;d just given a dinner party and, evidently, Iâ&#x20AC;&#x2122;d forgotten to re-stock my go-to dessert components. Thatâ&#x20AC;&#x2122;s the beauty of a box cake mix. You can open up a box of cake mix and turn it into almost anything. By making a few changes to the basic recipe, Iâ&#x20AC;&#x2122;ve used the same box cake mix to make everything from a quick crust for a

QUICK CHOCOLATE CARMEL CAKE 1 box German chocolate cake mix (extra-moist type, or with pudding) Water, vegetable oil and eggs called for on cakemix box 1 can (14 ounce) sweetened condensed milk 1 jar (16 to 17 ounce) caramel, butterscotch or fudge topping 1 container (8 ounce) frozen whipped topping, thawed 1 bag (8 ounce) toffee chips or bits

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Serving Anne & Mannâ&#x20AC;&#x2122;s Gourmet Ice Cream

1. Heat oven to 350 F (325 F for dark or nonstick pan). Bake cake as directed on box for 13-by-9inch pan. 2. Poke top of warm cake every 1/2 inch with handle of wooden spoon. Drizzle milk evenly over top of cake; let stand until milk has been absorbed into cake. Drizzle with caramel topping. Run knife around sides of pan to loosen cake. Cover and refrigerate about 2 hours or until chilled.

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3. Spread whipped topping over top coarsely chop 5 bars (1.4 oz each) of cake. Sprinkle with toffee chips. chocolate-covered English toffee Store covered in refrigerator. candy, and sprinkle on top of the cake. TIPS: The cake may stick to the *** wooden spoon handle while youâ&#x20AC;&#x2122;re using it to make the holes, so occa- Angela Shelf Medearis is known as The Kitchen Diva! Sheâ&#x20AC;&#x2122;s the executive producer sionally wipe off the handle. The caramel topping will be easier to drizzle if it has been kept at room temperature. If refrigerated, remove the lid and microwave on High about 15 seconds.

and host of â&#x20AC;&#x153;The Kitchen Diva!â&#x20AC;? cooking show on Hulu.com. Medearis is an awardwinning childrenâ&#x20AC;&#x2122;s author, culinary historian and the author of seven cookbooks, including â&#x20AC;&#x153;The New African-American Kitchenâ&#x20AC;? and her new cookbook, â&#x20AC;&#x153;The Kitchen Diva Cooks!â&#x20AC;? Visit her website at www.divapro.com.

Instead of the toffee chips or bits,

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481-4780 FOR RESERVATIONS Formerly B&E Filling Station Restaurant

25 Highway 105, Palmer Lake Dinner Tuesday â&#x20AC;&#x201C; Saturday 5-9 pm / Sunday 4-8 pm Breakfast Saturday and Sunday 8am-1pm

For reservations, visit our website at www.folieadeuxdining.com or call 719-481-4780

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

By Chris Richcreek

1. ASTRONOMY: The star called Rigel is part of which constellation? 2. MYTHOLOGY: What did the god Frey represent in Norse mythology? 3. CHEMISTRY: What gas has the chemical symbol of CH4? 4. MOVIES: Who directed “The Magnificent Ambersons” and “Touch of Evil”? 5. HISTORY: Who was the first English king to hold the title “Prince of Wales”? 6. INVENTIONS: What was the name of the first submarine commissioned by the U.S. Navy? 7. GENERAL KNOWLEDGE: Who drew the famous image of Uncle Sam proclaiming, “I Want You”? 8. GEOGRAPHY: To what island group in the Caribbean does St. Croix belong? 9. LITERATURE: Which writer’s autobiography is called “Black Boy”? 10. POLITICS: Who was Adlai Stevenson’s vice-presidential running mate in 1956?

1. Name the last baseball team before LSU in 2008-10 to win three consecutive SEC tournaments. 2. In 2009, the Los Angeles Angels of Anaheim set a major-league record for most hitters in one season having at least 50 RBIs. How many were there? 3. Who was the first player in NFL history to earn a Pro Bowl selection at two positions in the same season? 4. In 2011, David Lighty became the third Ohio State men’s basketball player to tally 1,000 points, 500 rebounds and 300 assists for his career. Name the first two to do it? 5. In 2009-10, Tampa Bay’s Steven Stamkos, at 20, became the thirdyoungest NHL player to hit the 50goal mark for a season. Who were the two younger players? 6. Who won the first gold medal in the Olympic men’s speed skating team pursuit in 2006? 7. Name the last European golfer before Lee Westwood in 2010 to be No. 1 in the Official World Golf Rankings.

1. Which singer had a debut hit with “I Only Want to Be with You”? 2. Name the group that released the ever-popular “Shout.” 3. Who sang the 1962 hit “Party Lights”? 4. Name the group that wrote and released “Mr. Lee.” What was the song about? 5. Who sang “River Deep -Mountain High,” and when? 6. Which band released “Baby, Come Back”? (c) 2011 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can find the answers and solutions to the trivia and puzzles to the next page (15).

New DVD Releases for Week of May 2, 2011 PICKS OF THE WEEK

“The Green Hornet” (PG-13) -- For nearly a decade, “The Green Hornet” languished in Hollywood’s Development Hell, with virtually every leading man and director seemingly attached to the project at one time or another. For fans of the 1960s TV series starring Van Williams and Bruce Lee, it was beginning to look like this picture was never going to be made. Then someone had the bright idea to attach Seth Rogen to the project, and any hopes for a gritty, “Dark Knight”-style action/adven-

ture version of “The Green Hornet” went out the window in favor of a Judd Apatowesque slacker doofus farce. Great. Another bromance comedy. But hey, it’s in 3-D! Right? Right? That’s gotta be ... special. But somehow, in the midst of this ridiculous, convoluted mess of a movie, there are a few shining bits. Jay Chou’s Kato is a performance that even Bruce Lee would be proud of. The fight choreography is pretty good. And the gadget-packed Black Beauty is still one bad supercar. It’s a shame that Columbia couldn’t have found a better lead actor and script, because “The Green Hornet” had the potential to be a great franchise. Instead, it wound up being yet another superhero misfire relegated to the midwinter-release junk pile along with the other films that weren’t good enough for the summer or holiday-season slots. “Once Upon a Time in the West” (PG-13) -- Sergio Leone’s epic 1968 masterpiece is without a doubt the “Citizen Kane” of Spa-

ghetti Westerns. The film stars the ravishing, almost supernaturally beautiful Claudia Cardinale as a widow trying to save her homestead against the evil machinations of a railroad tycoon who sends a steel-eyed, child-murdering desperado (Henry Fonda) to kill her. Thankfully, there are two men to help her: Cheyenne (Jason Robards), the outlaw framed for the murder of her family, and the enigmatic Harmonica (Charles Bronson), a man with a troubled past who also is the fastest gun in the West. “Taps” (PG) -- Timothy Hutton stars as a cadet at a military school run by George C. Scott in this 1981 drama. When the cadets learn that the school has been sold to realestate developers, they take matters into their own hands, turning the school into a military fortress under siege. When one of the boys accidentally kills a police officer, things take a turn for the worse as the young cadets find themselves in a standoff between themselves and the military.

TV SHOWS

“Being Human” Season 3 “Drop Dead Diva” The Complete Second Season “Boy Meets World” The Complete Fifth Season “According to Jim” Complete Third Season “PJ’s” Season 1 “Penn & Teller” Eighth Season “Melrose Place” Sixth Season V.1 “Make It or Break It” Season Two, Volume Three “Dirty Jobs” Collection 7 “Murdoch Mysteries” Season 3 “Dora the Explorer: It’s Haircut Day” “Pokemon: Destiny Deoxys” “Little Rascals” Classic & Hidden Episodes (c) 2011 King Features Synd., Inc.

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Answers & Solutions

TRIVIA TEST ANSWERS

(719)487-PINZ (7469)

LIBRA (September 23 to October 22) Your gift for creating order out of chaos will help you deal with a sudden rush of responsibilities that would threaten someone less able to balance his or her priorities.

1. Orion 2. Frey is the Norse god of fertility 3. Methane 4. Orson Welles 5. Edward II 6. U.S.S. Holland 7. James Montgomery Flagg 8. U.S. Virgin Islands 9. Richard Wright 10. Estes Kefauver

MAY 2, 2011

ARIES (March 21 to April 19) Temper your typical Aries urge to charge into a situation and demand answers. Instead, let the Lamb’s gentler self emerge to deal with a problem that requires delicacy.

SPORTS QUIZ ANSWERS 1. Alabama, 1995-97. 2. Eleven players. 3. Philadelphia’s DeSean Jackson, in 2009. 4. Jim Jackson (1989-92) and Evan Turner (2007-10). 5. Wayne Gretzky and Jimmy Carson, both 19 years old. 6. Italy. 7. Nick Faldo, in 1994.

FLASH BACK ANSWERS 1. Dusty Springfield in 1963. Samantha Fox covered the song in 1988. 2. The Isley Brothers in 1959. Amazingly, the song never rose higher than No. 47 on the charts, but became gold through long use. “Shout” continues to be played at athletic events and weddings. 3. Claudine Clark, who also composed the song. 4. The Bobbettes, an all-girl group from Harlem, wrote the 1957 song about a crush on a schoolteacher. The original version was negative about poor Mr. Lee and had to be rewritten. 5. Ike and Tina Turner, in 1966. Except you won’t hear Ike. Legend has it he was paid $20,000 to stay out of the studio while it was recorded. 6. Player. The 1977 song has been used in films and currently is being used in a commercial for Swiffer.

TAURUS (April 20 to May 20) You are aware of what’s going on, so continue to stand by your earlier decision, no matter how persuasive the counter-arguments might be. Money pressures will soon ease. GEMINI (May 21 to June 20) By all means, have fun and enjoy your newly expanded social life. But don’t forget that some people are depending on you to keep promises that are very important to them. CANCER (June 21 to July 22) You need to wait patiently for an answer to a workplace problem and not push for a decision. Remember: Time is on your side. A financial matter needs closer attention. LEO (July 23 to August 22) You now have information that can influence that decision you planned to make. But the clever Cat will consult a trusted friend or family member before making a major move. VIRGO (August 23 to September 22) Good news: You’re finding that more doors are opening for you to show what you can do, and you don’t even have to knock very hard to get the attention you’re seeking.

SCORPIO (October 23 to November 21) Congratulations. Your energy levels are coming right back up to normal -- just in time to help you tackle some worthwhile challenges and make some important choices. SAGITTARIUS (November 22 to December 21) The sage Sagittarian should demand a full explanation of inconsistencies that might be cropping up in what had seemed to be a straightforward deal. CAPRICORN (December 22 to January 19) A conflict between obligations to family and to the job can create stressful problems. Best advice: Balance your dual priorities so that one doesn’t outweigh the other. AQUARIUS (January 20 to February 18) Don’t guess, speculate or gossip about that so-called “mystery” situation at the workplace. Bide your time. An explanation will be forthcoming very soon. PISCES (February 19 to March 20) Boredom might be creeping in and causing you to lose interest in a repeat project. Deal with it by flipping over your usual routine and finding a new way to do an old task. BORN THIS WEEK: You can warm the coldest heart with your lyrical voice and bright smile. You find yourself at home, wherever you are. (c) 2011 King Features Synd., Inc.

SNIPPETZ : COMMUNITY CALENDAR ®

place one weekend this September, 2011. Applicants must have their studios in Larkspur, Palmer Lake, Monument, Woodmoor, Gleneagle or Black Forest. For Artist Benefits, Fees, Requirements for participation and an Application form, go to www. frontrangeopenstudios.com. Applications must be received by April 30, 2011 for jury selection

SNIPPETZ COMMUNITY CALENDAR www.snippetzonline.com

FRONT RANGE TRADING POST Varies monthly-Visit website for more details frontrangetradingpost.com 1st & 3rd Sunday of each month 2:00-4:00 pm The Front Range Trading Post is a twice monthly swap event. The main idea is that we are stepping outside of the cash economy and mutually “gifting” things to each other in a way that turns whatever we have in abundance into a diversity of goodness and good will. The swap is free and open to all. If you want to participate you will need to bring something to trade. LOCAL HOST FAMILIES NEEDED FOR EXCHANGE STUDENTS Colorado - Now through Aug. 31, 2011 ASSE International Student Exchange Program is seeking host families for the 2011-2012 school year, for international high school boys and girls. These students are 15 to 18 years of age, and are coming to this area for the upcoming high school year or semester. These personable and academically selected exchange students are conversant in English, bright, curious and anxious to learn about this country through living as part of a family, attending high school and sharing their own culture and language with their newly adopted host family. Persons interested in obtaining more information about becoming a host family should call (800)7332773 or Area Coordinator Joy Saultman at (406)8688553. INTERQUEST ROTARY CLUB MEETING Liberty Heights at Northgate, 12105 Ambassador Dr, COS 80962 Thursday Afternoon’s 4:46PM till 6:01PM Guest welcome! Come join us for our weekly meeting with fellowship, food, and great speakers. We meet on the 2nd ﬂoor of main building weekly. We’re a small part of Rotary international, 1.3 million men and women worldwide serving our local area, our state and our world by giving Service Above Self.” www.rotary.org. Contact Scott Allen 719.338.7939 or mrrotary@comcast.net for more details.

TRI LAKES WOMENS CLUB LUNCH May 20th RSVP: Charlie Ann Hayes, nonahayes@comcast. net, 481-9693 or Maureen Kral, reenbean@aol. com, 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. The club sponsors the Wine and Roses event in November , and the Pine Forest Antique and Garden Show and Sale April 30th-May1st. Proceeds from these events benefit local nonprofit groups. Visit www.tlwc.net or contact Judy Crusius, crusii@ aol.com, 481-1994; or Barb Dienes, bdienes@msn.

HUGE 100+ FAMILY CHARITY GARAGE SALE Knights of Columbus Council 11730 Our Lady of the Pines Catholic Church 11020 Teachout Road, Black Forest, CO 80908 5/20/2011 and 5/21/2011 7:30 am/12 Noon YOU SNOOZE YOU LOSE! HUGE 100+ Family-Knights of Columbus Council 11730 Charity Garage Sale. No Junk! Power tools, bicycles, electronics, furniture and more! Fri May 20 and Sat May 21 from 7:30 am to Noon at Our Lady of the Pines Church, corner of Black Forest and Teachout Roads. 11020 Teachout Road, Black Forest, CO 80908. 28TH ANNUAL WOODCARVING & WOODWORKING SHOW, SALE & COMPETITION Colorado Springs Shrine Club, 6 South 33rd St, Colorado Springs, CO 80904 May 21: 10:00AM - 5:00PM, May 22: 10:00AM - 4:00PM 28th Annual Woodcarving & Woodworking Show, Sale & Competition hosted by the Pikes Peak Whittlers. Adults: $3.00, Children under 12: Free with Adult. For more information contact show chairman, Steve Gurnett at sgurnett@comcast.net or (719) 481-8776 CONCERTS IN THE PARK Wednesdays in June and July, 7:00–9:00pm; bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. Take Monument exit 161 and head west on Highway 105 which becomes Second Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks. PALMER LAKE ART GROUP’S 2011 SPRING ART SHOW AND SALE Tri- Lakes Center for the Arts 304 Highway 105 in Palmer Lake, CO June 7 - 25, 2011 Daily 12 - 4pm, Sat 10 - 4pm, closed Sunday & Monday. Opening reception 5pm - 8pm Palmer Lake Art Group’s 2011 Spring Art Show and Sale: Opening Reception: Friday: June 10, 5 – 8pm, with hors d’oeuvres, live music & cash bar and silent auction scholarship fundraiser. This annual judged event will feature original art only by members of the Palmer Lake Art Group: paintings, sculptures, photography, fiber art, and more. Join us for an inspiring evening with beautiful art, live music, and an opportunity to participate in the Silent Auction. Palmer Lake Art Group is a nonproﬁt organization established over 40 years ago. Proceeds from this event will be used to fund scholarships for TriLake area students. See www.palmerlakeartgroup.com website for more information.

TO SUBMIT YOUR EVENT - GO TO: http://snippetzonline. com/submit-an-event. html

WISDOM ON A TUESDAY AFTERNOON By Nick Yanez

h, the wise. How they guide us through the moments in which our young naïveté cannot support proper brain function. Because with age comes wisdom, and the senior citizen is the most astute of all citizens. So it’s safe to assume that they would know what the best decision for them for them would be, right? One would think. But many seniors have yet to join the “Senior Special” league at Pinz Bowling Center. Every Tuesday, at noon, Pinz presents a good time for seniors in a unique league that caters to those looking to get out and have a good social time. The “Senior Special” league is for those who want to mix, mingle and bowl. Meet new people or bring your friends. Talk about

TRI-LAKES CRUISERS BENEFIT CAR SHOW Sunday, June 12, 2011 Over 200 cars line the streets for a spectacular event held the second Sunday of June. Over thirty-nine trophies are given away at this show that runs from 10:00am to 3:00pm in historic downtown Monument.

the weather or talk about a deep seeded problem that started at the young age of seven, but has continued to snowball over the years and has eventually led to the reason you tend to ramble on in conversations with new people. There is also a senior lunch special that Pinz offers to its more mature clients. Most importantly, though, have a good time and bowl! Bowling is fun, healthy, and improves the brain. Best of all, you can stop in whenever it’s convenient, as the league has no commitment. So what are you waiting for? In all your wisdom you should know what to do. It’s easy, head for Palmer Lake; head for Pinz. The great green-roofed building will host your Saturday afternoons like a German Jackrabbit hosts awkward dinner parties. Sign ups can happen any time during business hours. We’ll see ya’ when we see ya’. For more information on the “Senior Special” league, or any of our brilliant summer leagues contact Pinz at (719 487-7469

BRIN W H OG T H E FAM LE ILY!

Y N DRA U F A FO NE! YO EVER

VE TE SA DA E TH

1ST ANNUAL HAWGS AND HORSES BENEFIT MOTORCYCLE RUN AND CATTLE SORT! Bikers register and start at Frankies on Powers and Cattle Sorters will register and sort at Latigo in Elbert - May 14th Bikers register at 9 a.m. and Cattle Sorters register at 10:30 a.m. Come join us for this first ever joining of Biker culture and Western heritage! Bikers will do their own bike run and horse people will get a chance to put their horse in front of a cow! This event is for everyone who owns a motorcycle, or a horse OR come on out even if you don’t have either and spend the day watching sorting, team roping and other events that are fun for the whole family! We’ll have face painting for the kids, and you can enter drawings for prizes! We’ll also have some of the areas hottest bikes so come to check out all the chrome! All proceeds go to benefit Pikes Peak Therapeutic Riding Center and The Spencer Miller Tribute Fund at Latigo! For info: www.PPTRC.org or www.ATLATIGO.com. Hope to see you all there!

com, 487-7392.

TH SA E D VE AT E

BUSINESS NETWORK INTERNATIONAL (BNI) Every Wednesday - Inn at Palmer Divide Only one of a “type” of business permitted so you and your business have a monopoly! Call either Present Dr Kathy Yuhasz BA, DC, LAc. 719-5949700 or PR Coordinator Roberta Brunner CCHt., 719-321-9600 to find out if your business qualifies and for an invite to a breakfast meeting on Wednesdays at the Inn at Palmer Divide.

MONUMENT FOURTH OF JULY PARADE & STREET FAIR - PALMER LAKE FIREWORKS DISPLAY This year the annual parade will be held Monday, July 4. The fireworks over Palmer Lake will take place the evening of Monday, July 4. PICNIC IN THE PINES Fundraiser for BENET HILL MONASTERY 3190 Benet Lane Colorado Springs, Co 80921-1509 Sat, JULY 16, 2010 10:30 AM-2:30 PM Barbecue (all you can eat) and Roasted Pig, Games for all ages, Nature walks, Music. $25.00 per person or $100.00 per family. Please let us know if you are interested and we will send you Posters, Flyers for Bulletins, or e-blast. FOR MORE INFORMATION AND REGISTRATION PLEASE VISIT THE WEBSITE www.benethillmonastery.org FRONT RANGE OPEN STUDIOS Artists studios in the Tri-Lakes Area September 17th and 18th, 2011 10-am to 6 pm Sat. and Sun Call to Artists: Front Range Open Studios is currently accepting applications from full-time, professional artists and fine craftsmen in all mediums, for participation in an open studio public event , to take

July 16th, 2011 10:30 am - 2:30 pm Come one, come all! Families, friends and neighbors are invited to celebrate with us at Benet Pines this summer for a day of music, food, and fun. TICKETS: $100 Families (same household) / $25 Individual / Children under 5 FREE

New Horizons “Kicks Band” All-You-Can-Eat BBQ Beer/Wine/Beverages Hay Rides with Draft Horses Petting Zoo

Games for all ages Inflatable Obstacle Course Basketball Double Shot Zoo Mobile Parking/Free Shuttle

For more information, and to buy tickets on line,

visit: www.benethillmonastery.org

ALL PROCEEDS SUPPORT THE SISTERS TECHNOLOGY AND MINISTRY NEEDS Benet Hill Monastery * 3190 Benet Ln. * Colorado Springs, CO 80921* PH:719-633-0655, ext.200 Benet Pines is situated in a rural woodland setting of Black Forest located in northeast Colorado Springs, off Highway 83.

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SNIPPETZÂŽ BUSINESS, FINANCE & LAW

FINANCIAL FOCUS

IS YOUR BROKER GIVING YOU

LIFETIME INCOME:

THE COLD SHOULDER?

A GREAT MOTHERâ&#x20AC;&#x2122;S DAY GIFT

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otherâ&#x20AC;&#x2122;s Day will soon be here. If youâ&#x20AC;&#x2122;re a mother, you will (hopefully) receive thoughtful cards and gifts. But thereâ&#x20AC;&#x2122;s one present you may eventually want to give yourself, and itâ&#x20AC;&#x2122;s a gift that truly does keep on giving: a strategy for your retirement. Of course, itâ&#x20AC;&#x2122;s important for everyone to build adequate financial resources for retirement â&#x20AC;&#x201D; but the challenge is even greater for women. Largely due to family responsibilities, women spend, on average, 12 years less in the workforce than men, according to the Womenâ&#x20AC;&#x2122;s Institute for a Secure Retirement. Less time in the workforce equates to lost earnings, missed promotions, smaller and fewer raises and reduced retirement plan benefits. In fact, men have, on average, about $91,000 in Individual Retirement Accounts (IRAs), including all IRA types and the amounts rolled over from other retirement accounts into IRAs, compared to just $51,000 for women, according to a recent report issued by the Employee Benefit Research Institute.

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Whether youâ&#x20AC;&#x2122;re married, divorced, widowed or single, youâ&#x20AC;&#x2122;ll want to build financial resources of your own and be prepared to manage your finances during your retirement years. Youâ&#x20AC;&#x2122;ll be helping yourself, and, by becoming financially independent, youâ&#x20AC;&#x2122;ll also avoid the possibility of depending on your grown children for support. To help ensure a financially secure retirement, consider these ideas: Fully fund your IRA each year. As the numbers above show, women are way behind men when it comes to funding their IRAs. And IRAs, with

their tax advantages, are great retirement-savings vehicles. A traditional IRA have the potential to grow on a tax-deferred basis, while Roth IRAs have the potential to grow tax-free, provided youâ&#x20AC;&#x2122;ve had your account at least five years and you donâ&#x20AC;&#x2122;t start taking withdrawals until youâ&#x20AC;&#x2122;re 591/2. So make it a priority to â&#x20AC;&#x153;max outâ&#x20AC;? on your IRA each year. In 2011, you can put in up to $5,000 to a traditional or Roth IRA, or $6,000 if youâ&#x20AC;&#x2122;re 50 or older. Boost your 401(k) contributions. Put in as much as you can afford to your 401(k) or other employer-sponsored retirement plan. At the very least, contribute enough to earn your employerâ&#x20AC;&#x2122;s match, if one is offered. (In 2011, you can put in up to $16,500, or $22,000 if youâ&#x20AC;&#x2122;re 50 or older.) Your earnings have the opportunity to grow tax-deferred and you have a range of investment options, so your 401(k) or other retirement plan can be an effective, flexible way to put money away for the future. Invest in an annuity. If youâ&#x20AC;&#x2122;ve reached the contribution limits of your IRA and 401(k), you may want to consider purchasing an annuity, which can be structured to provide you with regular payments for the rest of your life. And this lifetime income source is especially important to women, who, at age 65, can expect to live, on average, almost 20 more years, compared to slightly over 17 for men of the same age, according to the Centers for Disease Control and Prevention. As a mother, you willingly spend a great deal of time and effort on your children. But itâ&#x20AC;&#x2122;s important to also think about yourself and your future, so review your strategy for retirement with your financial advisor, and take the actions needed to help make sure you can enjoy all the Motherâ&#x20AC;&#x2122;s Days of your life in the comfort you deserve. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:

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SNIPPETZ BUSINESS, FINANCE & LAW

Lisa Welch Stevens Attorney at Law, P.C.

THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.

BUYING OR SELLING A BUSINESS: WHAT DO YOU NEED?

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n my practice I have dealt with transactions ranging from a $5,000 purchase of intellectual property to a $13,000,000 sale of a chain of jewelry stores. More documentation is advisable with the latter than with the former, and there are those who want to do business with just a handshake. There are two major legal problems and one major practical problem with conducting the transaction so informally. On the legal side, title to the business and/or its assets may not be effectively transferred in the absence of at least a bill of sale. In addition, depending upon the type of entity through which the business was owned and operated, a sale of all or substantially all of the assets may legally require formal approvals by the entities and individuals involved. On the practical side, particularly where payment is to be made over time, it may be difficult to enforce a party’s rights in the absence of legal documentation.

exhibits; • Promissory Note, if payment is to be made over time; • Security Agreement, securing payment of the Promissory Note; • Deeds of Trust or UCC-1s, depending upon the type of collateral in which the security interest is to be held; • Bill of Sale; • Lease or Lease Assumption, if applicable; • Corporate, Board of Directors’ and/or Shareholders’ Resolutions, where applicable. With respect to a stock purchase/sale, in addition to the above documents (with a stock purchase agreement substituting for an asset purchase agreement), at a minimum I recommend the following additional documents: • Stock Certificates and Stock Powers; • Directors’ and Officers’ Resignations; • Certificate(s) of Good Standing; With respect to an asset purchase/sale, at a mini- • Corporate Secretary’s Certificates regarding mum I recommend the following documents: Articles of Incorporation, Bylaws, and Stock Records. • Asset Purchase Agreement, with schedules and

SPRING SAVINGS

pring is a great time to do repairs and preventative maintenance on your vehicle and home, and to save money in other ways, too. Here are some ideas: Car maintenance: If you live in a snow area, run your vehicle through a car wash that includes under-carriage spray to remove road salts and avoid corrosion. Schedule a tune-up and oil change. Make sure fluids are topped off and tires are at

This is the minimum documentation I would recommend. Ultimately, the decision on how much legal documentation is necessary is highly dependent upon the amount of money at issue, the nature and circumstances of the specific business, sellers, and purchasers, and the risk tolerance of the parties involved. Consult with your legal advisor regarding your specific situation.

This article is intended for general informational purposes only, and does not constitute the proffer of legal advice. As always, consult your legal advisor regarding the facts of your particular situation. For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners

719.488.9395

the right air pressure. Invest in a small tube of car on items they can wear to school in the fall (and paint (get this from your dealer for an accurate if you’re sure of sizes), select a few outfits to match) to cover any dings or scrapes. get them started and avoid last-minute shopping panic. House: Compare heating bills from this recent Local summer day camps can be an economical winter and winters past. While the prices might way to let your children experience camp withhave changed, you can compare your actual us- out going too far from home. Investigate camps age. If your heat usage went up this winter, con- sponsored by the YMCA and local church and sider why. If you have an older home, you might youth groups. Inquire about low-income scholarbe in line for more attic insulation before next ships, if you qualify, and sign up early before all winter. While up in the attic to check insulation the slots are filled. depth, use a flashlight to look at the plywood roofing, and around vents and eaves: Are there If you’re hoping for a family vacation this year, any signs of water leaks? check a new book called “The Complete Idiot’s Guide to the Best Family Destinations.” In spite If you had window drafts, you might find sales of the title, the publication is packed with inforon new windows over the summer. At the very mation on vacation spots in the U.S., Canada and least, put caulking on your list of things to do. Mexico, including beaches, outdoor adventures, Walk around the house and check for any winter historical sites, amusement parks and much damage to siding and the roof. Don’t forget the more. foundation. If you need repair work you can’t do yourself, get estimates early, as summer is the David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column busiest construction season. whenever possible. Write to him in care of King Features Children: Scout charity and thrift shops for children’s summer play clothes. If you find bargains

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GRANITE MARBLE TRAVERTINE QUARTZ

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(located just 2 miles west of 1-25’s exit 163 in Palmer Lake)

www.iswrocks.com • Since 1997 • Residential • Commercial

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FABRICATION & INSTALLATION (719) 488-3180 200 COUNTY LINE ROAD • PALMER LAKE, CO 80133

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CNC & WATERJET TECHNOLOGY

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INTERNATIONAL STONEWORKS, LLC.

April hath put a spirit of youth in everything. —William Shakespeare

Come on in and   with a  

ONCE YOU’VE TRIED OUR SERVICE, YOU’LL KNOW WHY WE’RE CALLED CUSTOMER’S CHOICE!

Buy a  of  and  Share your Package with your Spouse, Parents, Friends, Clients, Co-Workers, Child, Neighbor, Teacher....

GIFT CERTIFICATES: PKG of

PKG of

1/2 hr :

$160 (save $40.00)

$300 (save $100.00)

1 hr :

$275 (save $50.00)

$520 (save $130.00)

WE ALSO PROVIDE SERVICES FOR:

Healing Touch Therapeutic Massage

Licensed, Bonded and Insured

212 N. Washington St., Suite A, Chapala Building in Monument

Robyn Graham,

RMT

Move-Outs Construction Cleanup Home Sale Prep

719-216-4421

Call today for a

Email: Robyn@HealingTouch-MassageTherapy.com Website: www.HealingTouch-MassageTherapy.com

FREE quote

487-9713 or 351-7476 20