Snippetz_Issue 497 by Funder Enlightening, Inc.

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EVERYTHING CORN by Deborah Stumpf

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ISSUE 497 • MAY 9, 2011

Corn: “Any of numerous cultivated forms of a widely-grown cereal grass bearing grains or kernels; the grains or kernels of the plant used as food for humans and livestock; a seed or fruit of various other plants like peppercorn; corn snow; corn whiskey; slang for something considered trite, melodramatic, unduly sentimental.”

tity.

orn is a household word. It might be corny to say so, but corn, with all its uses and meanings, is a beloved en-

ABOUT CORN Corn is a descendent of the teosinte plant, which grows in Mexico – the country of corn’s origins. The earliest ears of corn were just a few inches long. Today, a typical corn plant is from 5 to 12 feet tall. In Iowa, corn can grow to 8 feet under good growing conditions.

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Everything Corn... Continued on Page 2

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Everything Corn... Continued from Page 1

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CORN FACTS

HEALTH

• Corn is produced on every continent of the world except Antarctica. • Corn was first grown by the Indians in North, Central and South America. • Petrified corn cobs more than 5,000 years old have been found in ancient Indian villages in the Western hemisphere. • When Christopher Columbus landed in the West Indies, he traded with the Indians for corn to take home to Spain. • The Indians had named corn “MAHIZ;” early American settlers picked it up as “maize.” • North American Indians provided corn to the settlers during their first winter in America, and later showed them how to grow corn by planting corn kernels with small fish used as fertilizer. • The Indians also shared their recipes and methods for cooking corn, which included cornbread, corn pudding, corn soup and fried corn cakes. • Eventually, the early settlers saw the value in corn and used it in trade for meat and furs. • Corn is totally domesticated; it cannot live as a wild plant. • Grits are small broken grains of corn, first produced by Native Americans. • The U.S. is the largest producer of corn in the world. • Corn is grown on more than 400,000 U.S. farms. • In 2000, the U.S. produced almost 10 billion of the world’s 23 billion-bushel crop. • About 80 percent of all corn grown in the U.S. is food for domestic and overseas livestock, poultry and fish production. • About 12 percent of the U.S. corn crop ends up in directly-consumed foods like corn chips or indirect food sources, such as high fructose corn syrup. • For the past 14 years, Iowa has been the top producer of corn in the U.S. Iowans grow three times as much corn than a country the size of Argentina and produce more corn than most countries.

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PUZZLES, TRIVIA, ENTERTAINMENT 14-15 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

COMMUNITY CALENDAR 16 BUSINESS, FINANCE & LAW “Own A Small Business? Consider These Retirement Plans” Financial Focus ... 18 “Franchising Your Business: Where Do You Begin?” The Law According to Stevens... 19 “New Tools Unveiled for Consumer Safety” Dollars and Sense... 19

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• Corn is not vegetable; it’s a grain. More than 100 years ago, corn was produced for starch, and the rest of the kernel was thrown away. Presently, every part of the kernel and the water in which it is processed is used. There are more than 3,500 uses for corn products. Many of the new corn-based products are more environmentally friendly than petroleum-based products. Corn products include the following:

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which feed yeast (fermentation process) to produce ethanol. By-products include animal feed. Modern-day ethanol production can garner about 2.7 gallons of fuel ethanol per bushel of corn. Although biofuel is an alternative to the country’s dependence on oil, growing crops like corn to produce ethanol takes a toll on the environment, not to mention the pocketbook.

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In 2010, more than a third of the corn harvest in the U.S. – 335 million metric tons – was used to produce corn ethanol. It’s expected that within ﬁve years, 50 percent of the corn crop in the U.S. will become biofuels.

BIOFUEL

Biofuel is on the rise as an export, but demand for food crop exports is still strong; which drives higher prices worldwide. Another price factor is the

Corn is a valuable “feedstock” for ethanol plant production because of the large amount of carbohydrates, especially starch, in corn. Starch can be easily broken down into simple sugars,

Everything Corn... Continued on Page 3

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crop acreage needed to produce biofuels. According to a 2007 “Science” magazine article, to replace just 10 percent of the gasoline in the U.S. with ethanol and biodiesel would require that 43 percent of current cropland in the U.S. be used for growing crops just for biofuels. In 2007, the U.S. National Academy of Sciences studied the effects of water consumption as it relates to producing ethanol. They concluded that growing corn to produce ethanol consumes 200 times more water than the water used to process the corn into ethanol.

BACK TO FOOD POPCORN Americans consume more popcorn than any other country – about 17 billion quarts of popcorn per year: 54 quarts per person. • In the 1800s, popcorn rose to popu-

larity when it was introduced at ball parks and theatres. Popcorn flavors at the time included rose, honey, molasses and sugar. • Charles Cretors invented the popcorn machine in 1895. • Street vendors sold popcorn during the Great Depression because it was one of the few snacks available and inexpensive. • Native Americans first discovered “popcorn” when they threw corn kernels into the fire, causing them to pop. They not only ate the popcorn, but also strung it to make garlands for women. American colonists ground up the popcorn and poured milk over it for a breakfast food. • When a kernel heats up, the moisture inside the kernel expands. After a while, the hard shell is unable to withstand the pressure, so it explodes, forming a white, fluffy substance that rapidly cools and then solidifies. • According to folklore, the Native Americans believed that tiny spirits Everything Corn... Continued on Page 4

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Everything Corn... Continued from Page 3

lived inside the kernels; and, when their homes were heated, they became angry, bursting out of their kernels. • The world’s largest popcorn ball was created in Sac City, Iowa in 2009. It weighed more than 5,000 pounds, stood more than 8 feet tall and measured 28.8 feet around. • The Marion Popcorn Festival in Ohio is the largest popcorn festival in the world, attracting more than 200,000 people each year. • Popcorn is a healthy snack, with only 31 calories per air-popped cup or 55 calories per oil-popped. It’s high in ﬁber and sodium and sugar free. Beware, however, of popcorn seasonings and toppings, from butter to caramel to chocolate chips, peanuts and fudge sauce.

CORN: IT’S ALL IN A NAME Candy corn, the Nebraska Cornhuskers, corn cobs, corn on the cob, it’s corny, corn snow: The word “corn” is well-used and not always about food.

CORN SNAKES Food does play a part in the naming of the corn snake. It was named after its belly, which resembles the checkerboard pattern of Indian corn. • The corn snake is also known as the red corn snake or the red rat snake. • Corn snakes are not endangered, but in Florida they are listed as a Species of Special Concern because of a loss of habitat, especially in the lower Florida Keys. Corn snakes are harmless but often mistaken for copperheads and killed. • Corn snakes are bred more than any other snake species as pets. • Corn snakes are slender and 24 to 72 inches long. They are orange or brownish-yellow, with large, black-lined red spots down the middle of their backs. • Corn snakes climb trees and spend most of their time underground search-

ing for prey in rodent burrows. They can be found in wooded groves, rocky hillsides, meadowlands, barns and abandoned buildings. • Corn snakes are most abundant in Florida and the southeast. • Corn snakes eat every few days, feeding on mice, rats, birds and bats. They are constrictors, so they ﬁrst bite the prey to obtain a ﬁrm grip; then they wrap around the body of their victim and squeeze until they suffocate them. Sometimes, the corn snake forgoes the suffocation part and eats their prey alive.

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Corn has been part of movie titles since the 1950s. “Corns-a-Poppin” – 1951 “Corn Chips” – 1951 “Corn Plastered” – 1951 “Corn on the Cop” – 1965 “Indian Corn” – 1972 “Corn on the Macabre” – 1997 “Children of the Corn” – 1984 – sequels 1984, 1993 and 1994

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CORN SNOW Coloradoans might be familiar with corn snow, the term for wet snow that has gone through repeated melt-freeze cycles. The result is large-grained, rounded crystals. Under corn snow conditions, a crust is formed on the surface of the snow, and it can supports one’s weight when it’s frozen. However, during the heat of the day, the snow turns to deep slush. Corn snow skiing is best during the mid-to-late-morning hours.

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might not realize that these women can carry more, relative to body size, more efﬁciently than pack mules. • As the end of the school year approaches, this might be a good time to remember that it was Americans who came up with the idea of summer camp.

IT’S CORNY

By Samantha Weaver

A long-lasting favorite saying, “it’s corny” has been passed on through generations. In the movie, “South Paciﬁc,” there is a song titled “What a Wonderful Guy.” Among the lyrics, “I’m as corny as Kansas in August.” Kansas is well-known for its corn production, and August is harvest time for corn. Thus, the long version of “it’s corny.”

• It was Austrian philosopher Ludwig Wittgenstein who made the following sage observation: “If people never did silly things, nothing intelligent would ever get done.” • Much like farmers of today, ancient Egyptians who worked the land worried about a variety of animals that could destroy their crops: locusts, sparrows, mice and worms. Unlike the typical Midwesterner of today, though, they also had to worry about hippopotamuses. • The ﬁerce Apache warrior we know today as Geronimo was not originally so named. His given name was Goyahkla, which means “one who yawns.” • We’ve all seen pictures of African women carrying heavy loads -- up to 75 pounds in some cases -- balanced securely on their heads. But you

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• The name of the country of Iraq is derived from the Arabic word meaning “origin.” • If you’ve ever watched the closing credits of a ﬁlm (and are not yourself involved in the movie industry), you might be wondering about some of the titles you’ve seen, so here’s a quick rundown: The gaffer is the chief electrician on the project; the key grip puts together and takes down sets, as well as lighting and laying the track on which the cameras move; and the best boy assists the gaffer and the key grip. *** Thought for the Day: “Anti-intellectualism has been a constant thread winding its way through our political and cultural life, nurtured by the false notion that democracy means that ‘my ignorance is just as good as your knowledge.’” -- Isaac Asimov (c) 2011 King Features Synd., Inc.

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n the healing profession, many practitioners will encounter individuals who carry a misperception of healing. The perception, many times, is aligned with the individual’s pain rather than his or her healing. With the energy work of Life Energy Flow Tai Yi, many times individuals assume that one treatment will heal all issues. As a practitioner, it should be expressed that one treatment will not heal all issues any better than one massage will maintain all relaxed muscles. One acupuncture treatment will not resolve all issues. Even if one chooses western medicine and medical prescriptions, one medication will not resolve all difﬁculties, if any.

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A simple example can be in weight loss. A person can make the necessary changes to lose weight and have an expectation to lose X number of pounds in 7 days. If the person has not taken into consideration his or her metabolism, water weight, muscle weight, and genetics, he or she may not see the immediate results expected. The person may then give up and perhaps even gain back.

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A more complex example is one who is working on healing depression and changing diet. A person can be proactively working on healing the cause of depression and then change the diet to make it less toxic or perhaps organic. The toxins in the body will begin leaving; however, it will create an effect where, initially, the person can begin feeling more depressed and that may lead the person to desiring to return to old eating patterns. The person’s perception may be that upon removing toxic food, the person would see an immediate emotional change. The perception is skewed.

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A Tai Yi treatment that can assist with this is Perception of Healing. When an individual carries a percep- Perception of Healing is for those tion that one Tai Yi treatment will who have a perception of what their resolve all difﬁculties, the person healing will be like when an issue anticipates a ‘bang over the head’ has been healed. Many times, this type of feeling following the treat- perception is incorrect since it was ment. When that does not occur, formed during a time of pain. The the person then resists the energy result, many times, is that the perfrom the treatment that was offered. son thinks the issue has not been The treatment, many times, will not healed and ends up re-injuring him complete if that is the case. It is nec- or herself. The treatment removes essary to change the perception of false perceptions and the restrichealing. One can make progress in tions individuals have placed on his or her healing, expect to see ma- themselves-it works with all parts jor different results, and when that of the bodies and the unconscious does not occur, the person stops the and conscious minds. progress or even goes backward in Tami Urbanek progress.

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When you’re Buying a Home, Consider the Cost of Homeowners Insurance You may pay less for insurance if you buy a house close to a fire hydrant or in a community that has a professional rather than a volunteer fire department. It may also be cheaper if your home’s electrical, heating and plumbing systems are less than 10 years old. If you live in the East, consider a brick home because it's more wind resistant. If you live in an earthquake-prone area, look for a wooden frame house because it is more likely to withstand this type of disaster. Choosing wisely could cut your premiums by 5 to 15 percent. Check the CLUE (Comprehensive Loss Underwriting Exchange) This is a report of the home you are thinking of buying. These reports contain the insurance claim history of the property and can help you judge some of the problems the house may have.

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For example, if you run a business out of your home, be sure to discuss coverage for that business. Most homeowners policies cover business equipment in the home, but only up to $2,500 and they offer no business liability insurance. Although you want to lower your homeowners insurance cost, you also want to make certain you have all the coverage you need. Review Your Policy Once a Year Review the limits in your policy and the value of your possessions at least once a year. You want your policy to cover any major purchases or additions to your home. Review your existing policy and make note of any changes that might have occurred that could lower your premiums. For example, perhaps the homeowner has disassembled the trampoline, paid off the mortgage, installed a burglar alarm or installed a sophisticated sprinkler system inside his or her home. If this is the case, simply notifying the insurance company of the change(s) and providing proofs in the form of pictures and/or receipts could significantly lower insurance premiums. Look for changes in the neighborhood that could reduce rates as well. For example, the installation of a fire hydrant within 100 feet of the home, or the erection of a fire substation within close proximity to the property may lower the homeowner's annual premiums. Put “Review Insurance Policies” on your calendar on May 1st every year. You’ll aready be in research-mode from finishing up your taxes a couple weeks earlier!

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May 19th, Art Hop from 5pm to 8pm Featuring the Jewelry Designs of Marylee And Watercolor Artist, Kathleen Murray

Thompson Rd.

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~~~~~~~~~

County Line Rd.

BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates

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Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs

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THE PLACE FOR GREAT BIRTHDAY GIFTS FREE Gift Wrapping

MONUMENT’S ONLY TOY STORE!

Both stores conveniently located at 274 Washington Street, Historic Monument Mon - Sat 11AM - 5PM - 481•1361

Unique Handcrafted Dollhouses & Accessories

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Drywall Patches, Repair and Texturing

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MOMENTS IN TIME THE HISTORY CHANNEL

• On May 9, 1671, Thomas Blood, an Irish adventurer better known as “Captain Blood,” is captured attempting to steal the Crown Jewels from Charles II of England in the Tower of London. Charles was so impressed with Blood’s audacity that, far from punishing him, he made him a member of his court with an annual pension. • On May 14, 1914, Washington Senators pitcher Walter “Big Train” Johnson throws his 54th consecutive scoreless inning, against the St. Louis Browns in Sportsman Park III. Johnson broke a 53-inning record set in 1910 by Jack Coombs of the Philadelphia Athletics. • On May 11, 1934, a massive dust storm sends 350 million tons of topsoil ﬂying from across the parched Great Plains as far east as New York, Boston and Atlanta. Even ships some 300 miles offshore saw dust collect on their decks. • On May 12, 1949, an early crisis of the Cold War comes to an end when the Soviet

Union lifts its 11-month blockade against West Berlin. The blockade had been broken by a massive U.S.-British airlift of 278,288 relief missions to the city, resulting in the delivery of 2,326,406 tons of supplies. • On May 15, 1963, Gordon Cooper is launched into space aboard Faith 7 on the longest American space mission to date. Cooper completed 22 orbits of the Earth and spent 34 hours in space. • On May 13, 1981, Pope John Paul II is shot and wounded at St. Peter’s Square in Rome. Turkish terrorist Mehmet Ali Agca, an escaped fugitive already convicted of a previous murder, ﬁred several shots at the religious leader. Agca was immediately captured. After a two-day trial, he was sentenced to life in prison. • On May 10, 1990, the government of the People’s Republic of China announces that it is releasing 211 people arrested during the massive protests held in Tiananmen Square in Beijing in June 1989. Most observers viewed the prisoner release as an attempt by the communist government of China to dispel much of the terrible publicity it received for its brutal suppression of the 1989 protests. (c) 2011 King Features Synd., Inc.

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SILKY, SOFT, AND SMOOTH SKIN FOR SPRING: HERBAL SCRUBS FOR YOUR BODY TO REMOVE YOUR DRY/SCALY WINTER SKIN

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The Walsh Company Inc. 430 Beacon Lite Rd. #155 Monuments - (719) 481-6555 WalshTaxCo@aol.com Individual and Business Tax Returns. Payroll, Bookkeeping & Financial Statement Accounting Services

HORSE BOARDING

FAMILY STYLE HORSE BOARDING Space for one or two horses on 12 acre family horse property west of Monument. Barn, tack room, corral, arena, pasture and grass hay. Trailer parking OK. $200 summer, $300 winter. Call Rick on 481-6660

HELP WANTED

ROOMS for RENT

EXPERIENCED NAIL TECH AND HAIR STYLIST WANTED

FURNISHED ROOM FOR RENT

Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument. (719) 488-9203

All utilities and washer & dryer furnished. Month to month lease. Rent $400. No pets or smoking (or smoking pets!) 719-481-1361 or 719-488-0083

STRENGTH TRAINING IS THE REAL DEAL

EXPERIENCED COOKS AND SERVERS NEEDED for busy locally owned restaurants in the North Colorado Springs and Monument area. Please email resume to : jen@coffeecupmonument.net

GARAGE SALE

850 Winding Hills Rd., Monument

V &ULL #OVERAGE 7ARRANTIES V &AMILY /WNED /PERATED

With strong muscles we can continue to climb stairs and mountains, dig in the garden and row a kayak into advanced years. With muscle loss we might experience shaky balance, falls and bone fractures -- which can lead to loss of independence.

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recent study at the University of Michigan has convinced me to get started at the gym again. It concluded that while muscle loss is to be expected with age, we donâ&#x20AC;&#x2122;t have to accept it. Researchers even pinpointed exactly what we need to do to regain lost muscle tone and strength: resistance exercises, also known as strength training.

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ity and Exercise Intervention Research Laboratory talks about how few seniors take part in strength training, and faults previous studies for not making it crystal clear just how great the beneďŹ t is. Maybe this is what has sent me back to the gym: the researchersâ&#x20AC;&#x2122; absolute certainty that resistance training can bring gains in strength and development of lean muscle mass. They were even able to specify how much muscle we lose: nearly a half pound per year after the age of 50. So, I made an appointment with a personal trainer at the gym. He was very young -- but very smart: His ďŹ rst question was whether my doctor had approved my exercise plan. (Answer: yes.) Then he let me set my own initial weight levels on the machines and incorporated those into an overall plan of repetitions and sets for the next six weeks, at which time weâ&#x20AC;&#x2122;ll review. Even though many of us stop and restart exercise programs, the main thing is that we keep trying again, right?

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2011 King Features Synd., Inc.

AUTO REPAIR

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Specialized Adult and Pediatric Medical tests can conﬁrm the dearth of the lactase enzyme.

Allergy and Asthma Care Now in Monument

Standard treatment of lactose intolerance (also called lactase deﬁciency) is avoidance of dairy products. Most cheeses have little lactose, so they can be eaten. Yogurt made from live cultures is usually tolerated.

BOWLING WITH AN ANEURYSM DEAR DR. DONOHUE: I am a 73year-old woman. I have an abdominal aortic aneurysm. I have sonograms regularly. I am in a bowling league. I bowl each week. My bowling ball weighs 10 pounds. Should I bowl? My last ultrasound shows that the aneurysm is 3.8 cm. -- F.S. ANSWER: Your doctor is the only one who can answer your question with authority. He or she knows all the circumstances of your health. However, I can tell you that most people with an aneurysm of your size are encouraged to be active. Lifting heavy weights is discouraged. A 10-pound bowling ball isn’t considered a heavy weight. The size of an aneurysm determines its risk of breaking apart and bleeding profusely. Aneurysms smaller than 4 cm are not in danger of suddenly rupturing. When an aneurysm reaches 5 to 5.5 cm, then surgical repair is recommended. You are quite a distance away from the danger zone. For readers: Aneurysms are bulges of an artery wall, and are weak spots. *** DEAR DR. DONOHUE: I hope you will discuss lactose intolerance. I am 60 and just developed it. -- J.B. ANSWER: Lactose is milk sugar. In our digestive tracts is an enzyme -- lactase -- that digests milk sugar. People with too little of the lactase enzyme have trouble when they drink or eat dairy products. Milk sugar doesn’t break down. The undigested sugar leads to gas production, stomach cramps and diarrhea.

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualized treatment for:

Furthermore, many dairy products can be pretreated with lactase, and people with the intolerance are not bothered by such products. The lactase enzyme comes in pill and liquid forms. It can be added to milk or taken by mouth before eating or drinking dairy products. *** DEAR DR. DONOHUE: How do I get a doctor to correct or change his written report? Twice in my 77 years I have pointed out incorrect statements in their records. Each time I was told they could not change anything once it appears in their written report. There must be a way to correct an error, especially before sending the report to other doctors. Do you have any suggestions? -- G.J. ANSWER: I do have a suggestion. The doctors are afraid of changing information because such changes can be damaging to them if the records are required in any legal proceedings. However, they can make a current note

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in the chart, explaining how previous information in the record was not correct. That’s not going to get them into any trouble. It seems to me that not doing so would get them into trouble. If the doctors balk at this, ask them to talk to a lawyer. Tell them you are preparing a document that states what the correction should be and that you will send it to any doctor to whom your current doctor sends your records.

That should motivate your doctor to act. ***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2011 North America Synd., Inc. All Rights Reserved

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SNIPPETZ

WEEKLY MAGAZINE

ONCE YOU’VE TRIED OUR SERVICE, YOU’LL KNOW WHY WE’RE CALLED CUSTOMER’S CHOICE! WE ALSO PROVIDE SERVICES FOR:

CELEBRITY STATUS By Nick Yanez

ver wonder what it’s like to be Mick Jagger? Or how about Paris Hilton? There’s others like Jay-Z, Jack Nicholson, Will Ferrell, and Lindsey Lohan that all have the same thing in common. When they enter the room, people turn and look. Suddenly, the place has a certain appeal. Despite bad reputations, massive drug abuse, or scandals that would make a politician blush, the crowd is drawn to these people. Because when they arrive, you know the party has ofﬁcially begun. Beginning Saturday, May 14th, Pinz Bowling Center (along with their proud partner - happiness) brings to you the Saturday Night Party League! It’s the perfect bowling league for those with the inner college kid in them. The league kicks off at the

Palmer Lake Historical Society Presents

WOMEN OF DOUGLAS COUNTY

oin the Palmer Lake Historical Society for an informative and entertaining evening as Shaun Boyd of the Douglas County Library presents stories and information about some fascinating women from the history of Douglas County. Women back in the day were not just housewives keeping the home ﬁres burning. Some played a major role in the settlement and growth of this area.

reasonable time of 6:30pm. The 4-person mixed teams will then compete against the opposition for a large bundle of minutes. Then, following the warm sensation of victory, or the somber sting of defeat, it’s time to end the night right at Rodz Bar & Grill. Saturday nights, upon completion of the league match-ups, Rodz offers great drink specials and Live Music! Not to mention the brilliant conversation provided by our tenders and patrons on a nightly basis.

Move-Outs Construction Cleanup Home Sale Prep

Licensed, Bonded and Insured Call today for a

487-9713 or 351-7476

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Come to bowl; Stay to Party; and after a while, you’ll begin to develop a reputation. When you walk in the room, people will take note. They’ll think to themselves wonderful thoughts about you, and begin to recognize you as the face of a good time. You’ll be like Jagger, and Lohan (without the “issues”). When you arrive people will know the party has started… right after a quick bowl, that is. For more information on the Saturday Night Party League, or other league options that will have your long distant relatives drooling with jealousy, call Pinz at (719) 487-7469

Also, Suzanne Bartel, a former member of the Board of Directors of the Palmer Lake Historical Society and a former Docent at the Lucretia Vaile Museum will make a special presentation to the Historical Society. Suzanne, an accomplished quilter, will present a quilt she made containing squares depicting events related to the history of Palmer Lake. The program, which is free to the public, will be held at 7:00PM on Thursday, May 19, 2011, at the Palmer Lake Town Hall. Free refreshments will be served. Visit our website at: www.palmerdividehistory.org. Don’t forget to purchase your copy of the Historical Society’s pictorial history of the area, “Communities of the Palmer Divide.” The book is available at the Tri-Lakes Chamber of Commerce, the Rock House, the Lucretia Vaile Museum, Historical Society events, and select local retailers. It will also be available for sale at the program.

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SNIPPETZ

DINING GUIDE Live Music Every Tuesday and Saturday

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Serving Anne & Mannâ&#x20AC;&#x2122;s Gourmet Ice Cream

love potatoes. Frankly, I havenâ&#x20AC;&#x2122;t met too many folks who arenâ&#x20AC;&#x2122;t spud lovers. Iâ&#x20AC;&#x2122;ve become especially fond of combining the buttery ďŹ&#x201A;avor of Yukon gold potatoes with the sweet ďŹ&#x201A;avor and ďŹ rm texture of sweet potatoes. This beautiful Two Potato Casserole alternates layers of white potatoes with vibrant, hardy greens, and beautiful orange sweet potatoes. This is a well-rounded side dish that contrasts deliciously with roasted chicken, pork or beef.

TWO POTATO CASSEROLE 1 garlic clove, halved

1 tablespoon olive oil, divided 3 Yukon gold or red-skinned potatoes, about 1 1/4 pounds total weight, peeled and cut into slices 1/8-inch thick 1 sweet potato, about 1/2 pound, peeled and cut into slices 1/8-inch thick 1 (10 ounce) package triple-washed, fresh baby spinach, coarsely chopped 1 tablespoon butter, melted 1 1/2 teaspoons salt, divided 1 1/2 teaspoons freshly ground black pepper, di-

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Casual Elegant Dining

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vided 1 1/4 cups fat-free evaporated milk 1/8 teaspoon ground nutmeg 1/2 teaspoon lemon juice or zest 1 slice dry whole-wheat bread, torn into pieces 1. Preheat oven to 425 F. Rub cut sides of garlic on the bottom and sides of a shallow 1 1/2-quart baking dish. Lightly coat the bottom and sides of the dish with 1 teaspoon of the olive oil. 2. Arrange half the spinach and white potato slices in a single layer in the bottom of the baking dish. Sprinkle with 1/2 teaspoon salt and 1/2 teaspoon pepper. Top with half the sweet potato slices and remaining spinach. Drizzle melted butter over potato mixture and sprinkle with 1/2 teaspoon salt and 1/2 teaspoon pepper. Layer remaining white potato slices over the seasoned potato mixture. Top with the remaining the sweet potato slices, 1/2 teaspoon salt and 1/2 teaspoon pepper.

488-6917

bake 40 minutes. Remove casserole from oven, keeping it covered with foil. 4. Prepare breadcrumb topping. In food processor, process the bread until small crumbs form. Add remaining 2 teaspoons olive oil and lemon juice or zest, and pulse to blend. Sprinkle bread-crumb mixture evenly over the potatoes. Bake until the potatoes are tender and the topping and the edges are brown, about 10 to 15 minutes. Let stand for 5 minutes before serving. Serves 6. ***

Angela Shelf Medearis is known as The Kitchen Diva! Sheâ&#x20AC;&#x2122;s the executive producer and host of â&#x20AC;&#x153;The Kitchen Diva!â&#x20AC;? cooking show on Hulu.com. Medearis is an awardwinning childrenâ&#x20AC;&#x2122;s author, culinary historian and the author of seven cookbooks, including â&#x20AC;&#x153;The New African-American Kitchenâ&#x20AC;? and her new cookbook, â&#x20AC;&#x153;The Kitchen Diva Cooks!â&#x20AC;? Visit her website at www. 3. In small saucepan over mediumdivapro.com. low heat, combine milk and nutmeg. Bring to a boil. Remove from heat and pour evenly over potato mixture. Cover casserole with foil and (c) 2011 King Features Synd., Inc.

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

By Chris Richcreek

1. MUSIC: How many strings does a

1. Who are the only three major-

ukulele have?

leaguers to have both a 40-homer season and a 50-steal season?

2. HISTORY: Who founded the Ottoman dynasty? 3. GEOGRAPHY: What is the traditional dividing line between Manhattan’s east and west sides? 4. U.S. STATES: What state’s motto is, “If you seek a pleasant peninsula, look about you”? 5. MONEY: What is the common currency of South Africa? 6. LITERATURE: What was the first land Gulliver encountered in the satirical novel “Gulliver’s Travels”?

2. Name the first Cy Young Award winner to have more wins the season after he captured the award. 3. Who holds the Big East record for most rushing yards by a freshman? 4. When Milwaukee’s Brandon Jennings tallied 55 points in a game in 2009, it was the most by a first-year NBA player since when? 5. Who holds the Washington

8. PRESIDENTS: Who was Dwight

Capitals record for most assists by a player in his first two NHL seasons?

Eisenhower’s vice president?

6. Name the only drivers to win

9. COMMON KNOWLEDGE: Who is

both the Daytona 500 and the Rolex 24 at Daytona. 7. Who was the last male tennis

7. MATH: What is the Arabic equivalent of the Roman numeral D?

the patron saint of physicians? 10. LANGUAGE: From what language are all the modern Romance languages directly derived?

player to hold all four major titles concurrently?

1. Who is referred to in the title “Suite: Judy Blue Eyes”? 2. Name the artist who had hits with “If You Love Somebody Set Them Free” and “Fortress Around Your Heart.” 3. Who are Genya Ravan, Goldie Zelkowitz and Patsy Cole? 4. Who is Signe Anderson? 5. Who sang “Knocked Out,” and why is the song notable? 6. Who wrote and released “Money, Money, Money”? 7. Who sang “My Heart Can’t Tell You No,” and when? (c) 2011 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can find the answers and solutions to the trivia and puzzles to the next page (15). sensation up to his sellout concert at Madison Square Garden. The DVD is loaded with special features, including “R.I.P. Hair Flip,” a featurette about Bieber hacking off his signature hairdo, which will have his legion of fans crying, “BabyBabyBaby NOOOO!!”

New DVD Releases for Week of May 10, 2011 PICKS OF THE WEEK

“Justin Bieber: Never Say Never” (G) -Never? Seriously? Cuz I wanna say Never -- as in “I never want to watch this movie again.” Not that this is a horrible movie (it isn’t). It’s just not meant for men of my age. “Never Say Never” is targeted at Bieber’s base: 9 to 16-year-old girls. He is the 21stcentury’s Donny Osmond, a nice, non-threatening boy crooner. The ﬁlm is little bit documentary, a little bit concert movie, telling the Bieber’s story from his start as a YouTube

“No Strings Attached” (R) -- Ashton Kutcher and Natalie Portman star as Adam and Emma in this predictable romantic comedy about “friends with beneﬁts.” Adam and Emma have known each other since high school. Now as adults, he works on a “Glee”like TV show and she’s a doctor. After a night of wild partying, they decide to try out the whole “friends with beneﬁts” scenario; but after a while, Adam wants something more meaningful. She doesn’t. But of course, this is a rom-com, so we all know how this sticky situation will resolve itself. “Something Wild: The Criterion Collection” (R) -- Speaking of rom-coms, here’s a

good one. Jonathan Demme’s 1986 offbeat road picture/romantic comedy stars Jeff Daniels and Melanie Griffith as wound-too-tight businessman and the manic pixie dreamgirl who go on a weekend of adventure that takes a turn for the worse when her a dangerous ex-husband (Ray Liotta) shows up. “Patton: 40th Anniversary Edition” (PG) -- Written by Francis Ford Coppola, winner of seven Academy Awards and starring George C. Scott and Karl Malden, “Patton,” is one of the great biopics of all time. From the infamous opening monologue with Scott backed by a massive American flag, through Patton’s campaign against Rommel in North Africa, to the slapping controversy that nearly ended his career, to his unrelenting campaign across Europe and finally to Patton’s unheroic death, “Patton” is not only an epic masterpiece about war, but a skillful and intimate look at a man who was larger than life.

TV SHOWS “Home Improvement” 20th Anniversary Complete Collection (Collectable toolbox packaging) “Webster” Season Two “Nova: Smartest Machine on Earth” “Doctor Who: Terror of the Autons” “Scooby Doo Mystery Incorporated” Season 1 “Bravestarr” The Complete Series “The Archies” “Sabrina the Teenage Witch” “Civil War Journal: Conﬂict Begins” “Chobits” The Complete Series “Lassie” (2 Pack) (c) 2011 King Features Synd., Inc.

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TRIVIA TEST ANSWERS

(719)487-PINZ (7469)

LIBRA (September 23 to October 22) A relationship that survived some rocky moments could be facing a new challenge. Deal with the problem openly, honestly and without delay. Good luck.

1. Four 2. Osman I 3. Fifth Avenue 4. Michigan 5. Rand 6. Lilliput 7. 500 8. Richard Nixon 9. St. Luke 10. Latin

MAY 9, 2011

SPORTS QUIZ ANSWERS 1. Brady Anderson, Barry Bonds and Ryne Sandberg. 2. Milwaukee’s Warren Spahn won 21 games and the Cy Young in 1957, then won 22 games in 1958. 3. Pitt’s Dion Lewis, with 1,799 yards in the 2009 season. 4. Earl Monroe tallied 56 points in a game in 1968. 5. Nicklas Backstrom, with 121 assists (2007-09). 6. Mario Andretti and A.J. Foyt. 7. Rod Laver, in 1969.

FLASH BACK ANSWERS 1. Blue-eyed singer Judy Collins, girlfriend of Stephen Stills of Crosby, Stills and Nash. The song appeared on the group’s self-titled debut album in 1969. 2. Sting, in 1985. Both songs went to No. 1 on the rock charts. 3. They’re various names of the same person, Polandborn Genyusha Zelkowitz. She was lead singer of the all-female rock band Goldie & the Gingerbreads from 1962 to 1967. 4. The original lead singer of Jefferson Airplane. Her best known song on its debut album was “Chauffeur Blues.” She left the group in 1966. 5. Paula Abdul, in 1988. It was her first release, peaking at No. 41 on the pop charts. 6. Swedish group ABBA, in 1976. 7. Rod Stewart, in 1988.

ARIES (March 21 to April 19) You’re the ﬁrst sign in the Zodiac and like to take the lead wherever you go. But this time, you’d be wise to follow someone who has much to teach you. TAURUS (April 20 to May 20) Your adversary hasn’t given up trying to undermine you. Continue to stay cool -- someone in authority knows what’s happening. GEMINI (May 21 to June 20) Spring brings a positive aspect for relationships. Paired Twins grow closer, while the single set ﬁnds new romance -- perhaps with a Leo or Libra. CANCER (June 21 to July 22) Wavering aspects this week mean weighing your words carefully to avoid misunderstandings. LEO (July 23 to August 22) You could soon be on a new career path in pursuit of those long-standing goals, but don’t cut any current ties until you’re sure you’re ready to make the change. VIRGO (August 23 to September 22) A former colleague wants to re-establish an old professional connection. It would be wise to make the contact, at least until you know what he or she is planning.

SCORPIO (October 23 to November 21) A recent and much-appreciated change in the workplace inspires you to make some changes in your personal life as well. Start with a plan to travel more. SAGITTARIUS (November 22 to December 21) A friend needs your kind and caring advice, but you need to know what he or she is hiding from you before you agree to get involved. CAPRICORN (December 22 to January 19) Your circle of friends continues to widen. Expect to hear from someone in your past who hopes to re-establish your onceclose relationship. AQUARIUS (January 20 to February 18) Your aspects favor the arts. Indulge in whatever artistic expression you enjoy most. A workplace situation will, I’m pleased to say, continue to improve. PISCES (February 19 to March 20) Warning! Your tendency to let things slide until the last minute could have a negative effect on a relationship that you hope can develop into something meaningful. BORN THIS WEEK: You are both emotional and sensible. You enjoy being with people. Good career choices include teaching, performing and the clergy.

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SNIPPETZ COMMUNITY CALENDAR www.snippetzonline.com FRONT RANGE TRADING POST Varies monthly-Visit website for more details frontrangetradingpost.com 1st & 3rd Sunday of each month 2:00-4:00 pm The Front Range Trading Post is a twice monthly swap event. The main idea is that we are stepping outside of the cash economy and mutually “gifting” things to each other in a way that turns whatever we have in abundance into a diversity of goodness and good will. The swap is free and open to all. If you want to participate you will need to bring something to trade. LOCAL HOST FAMILIES NEEDED FOR EXCHANGE STUDENTS Colorado - Now through Aug. 31, 2011 ASSE International Student Exchange Program is seeking host families for the 2011-2012 school year, for international high school boys and girls. These students are 15 to 18 years of age, and are coming to this area for the upcoming high school year or semester. These personable and academically selected exchange students are conversant in English, bright, curious and anxious to learn about this country through living as part of a family, attending high school and sharing their own culture and language with their newly adopted host family. Persons interested in obtaining more information about becoming a host family should call (800)7332773 or Area Coordinator Joy Saultman at (406)8688553. INTERQUEST ROTARY CLUB MEETING Liberty Heights at Northgate, 12105 Ambassador Dr, COS 80962 Thursday Afternoon’s 4:46PM till 6:01PM Guest welcome! Come join us for our weekly meeting with fellowship, food, and great speakers. We meet on the 2nd floor of main building weekly. We’re a small part of Rotary international, 1.3 million men and women worldwide serving our local area, our state and our world by giving Service Above Self.” www.rotary.org. Contact Scott Allen 719.338.7939 or mrrotary@comcast.net for more details. 1ST ANNUAL HAWGS AND HORSES BENEFIT MOTORCYCLE RUN AND CATTLE SORT! Bikers register and start at Frankies on Powers and Cattle Sorters will register and sort at Latigo in Elbert - May 14th Bikers register at 9 a.m. and Cattle Sorters register at 10:30 a.m. Come join us for this first ever joining of Biker culture and Western heritage! Bikers will do their own bike run and horse people will get a chance to put their horse in front of a cow! This event is for everyone who owns a motorcycle, or a horse OR come on out even if you don’t have either and spend the day watching sorting, team roping and other events that are fun for the whole family! We’ll have face painting for the kids, and you can enter drawings for prizes! We’ll also have some of the areas hottest bikes so come to check out all the chrome! All proceeds go to benefit Pikes Peak Therapeutic Riding Center and The Spencer Miller Tribute Fund at Latigo! For info: www.PPTRC.org or www.ATLATIGO.com. Hope to see you all there! TRI LAKES WOMENS CLUB LUNCH May 20th RSVP: Charlie Ann Hayes, nonahayes@comcast. net, 481-9693 or Maureen Kral, reenbean@aol. com, 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. The club sponsors the Wine and Roses event in November , and the Pine Forest Antique and Garden Show and Sale April 30th-May1st. Proceeds from these events benefit local nonprofit groups. Visit www.tlwc.net or contact Judy Crusius, crusii@ aol.com, 481-1994; or Barb Dienes, bdienes@msn. com, 487-7392. HUGE 100+ FAMILY CHARITY GARAGE SALE Knights of Columbus Council 11730 Our Lady of the Pines Catholic Church 11020 Teachout Road, Black Forest, CO 80908 5/20/2011 and 5/21/2011 7:30 am/12 Noon YOU SNOOZE YOU LOSE! HUGE 100+ Family-Knights of Columbus Council 11730 Charity Garage

Sale. No Junk! Power tools, bicycles, electronics, furniture and more! Fri May 20 and Sat May 21 from 7:30 am to Noon at Our Lady of the Pines Church, corner of Black Forest and Teachout Roads. 11020 Teachout Road, Black Forest, CO 80908. 28TH ANNUAL WOODCARVING & WOODWORKING SHOW, SALE & COMPETITION Colorado Springs Shrine Club, 6 South 33rd St, Colorado Springs, CO 80904 May 21: 10:00AM - 5:00PM, May 22: 10:00AM - 4:00PM 28th Annual Woodcarving & Woodworking Show, Sale & Competition hosted by the Pikes Peak Whittlers. Adults: $3.00, Children under 12: Free with Adult. For more information contact show chairman, Steve Gurnett at sgurnett@comcast.net or (719) 481-8776 CONCERTS IN THE PARK Wednesdays in June and July, 7:00–9:00pm; bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. Take Monument exit 161 and head west on Highway 105 which becomes Second Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks. BOWL FOR THE CURE - Pinz Bowling Center June 5th, 2011 - 9 am; Noon and 3 PM squads Pikes Peak USBC, Bowling Association, along with the Susan G. Komen Southeastern Colorado Afﬁliate are Co-Hosting this event at Pinz Bowling Center on the above date. It is open to everyone: Families, Frends, neighbors as well as Local bowlers (no age limit), to raise funds for The Bowl for the Cure Foundation. There are entry forms at Pinz as well as at www.springsbowling.com. Help us Strike out Breast Cancer! Drawing for sponosor donations, one ticket for every participant. PALMER LAKE ART GROUP’S 2011 SPRING ART SHOW AND SALE Tri- Lakes Center for the Arts 304 Highway 105 in Palmer Lake, CO June 7 - 25, 2011 Daily 12 - 4pm, Sat 10 - 4pm, closed Sunday & Monday. Opening reception 5pm - 8pm Palmer Lake Art Group’s 2011 Spring Art Show and Sale: Opening Reception: Friday: June 10, 5 – 8pm, with hors d’oeuvres, live music & cash bar and silent auction scholarship fundraiser. This annual judged event will feature original art only by members of the Palmer Lake Art Group: paintings, sculptures, photography, fiber art, and more. Join us for an inspiring evening with beautiful art, live music, and an opportunity to participate in the Silent Auction. Palmer Lake Art Group is a non-proﬁt organization established over 40 years ago. Proceeds from this event will be used to fund scholarships for TriLake area students. See www.palmerlakeartgroup.com website for more information. TRI-LAKES CRUISERS BENEFIT CAR SHOW Sunday, June 12, 2011 Over 200 cars line the streets for a spectacular event held the second Sunday of June. Over thirty-nine trophies are given away at this show that runs from 10:00am to 3:00pm in historic downtown Monument.

PICNIC IN THE PINES Fundraiser for BENET HILL MONASTERY 3190 Benet Lane Colorado Springs, Co 80921-1509 Sat, JULY 16, 2010 10:30 AM-2:30 PM Barbecue (all you can eat) and Roasted Pig, Games for all ages, Nature walks, Music. $25.00 per person or $100.00 per family. Please let us know if you are interested and we will send you Posters, Flyers for Bulletins, or e-blast. FOR MORE INFORMATION AND REGISTRATION PLEASE VISIT THE WEBSITE www.benethillmonastery.org

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Derby racing levels the playing ﬁeld for all participants. The race cars are constructed following a strict set of rules which are very precise. In this way, all the competitors drive cars that are almost exactly alike. In the course of the race, a double elimination contest, the drivers run once down the hill on their wheels. Then they switch lanes and wheels to run the second phase. Combining the times of the two phases gives the heat time. The driver with the lowest combined time wins that heat. In this manner, if one driver has a “hot” set of wheels, it doesn’t matter as his challenger gets to race on those wheels , too. Often people ask, “If the cars are so much alike, where is the competition?”. What makes a car better or faster?”. The answer is threefold. First, the car must be put together very well and it must be perfectly aligned. Second, the weights added to the car must be well balanced. Weight distribution should be fairly even from front to back. Third is the skill of the driver. The driver must make him/herself small in the cockpit to minimize wind resistance and must drive a straight line. This is more difﬁcult than it might seem as any amount of over-steering causes the car to lose speed. There are three divisions of cars in derby racing .... Masters is for kids 10 to 17,

MONUMENT FOURTH OF JULY PARADE & STREET FAIR - PALMER LAKE FIREWORKS DISPLAY This year the annual parade will be held Monday, July 4. The fireworks over Palmer Lake will take place the evening of Monday, July 4.

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ot many sporting events pit boys and girls against one another. There are even fewer that allow those with disabilities to compete on an even playing ﬁeld with the able bodied. Most parents look for opportunities to have their kids experience new challenges. Meeting the challenge is not measured at the ﬁnish line; it’s having the courage to start. The All American Soap Box Derby encompasses and embraces all these aspects of sportsmanship.

LOCAL FILM FESTIVAL BENEFIT FOR TRI-LAKES CARES Sunday May 15th, 1 Pm-6 Pm

Hosted by the Monument Community Presbyterian Church Located at 238 3rd St. Monument

Super Stock is for 10 to 17 year olds and Stock is for youngsters 8 to 14. Masters cars are a little bigger and sleeker than the other divisions and may weigh 255 lbs. car and driver together. The Super Stock car may weigh 230 lbs., car and driver and the Stock version can weigh 200 lbs. The track is about 750 ft. long and the cars reach speeds of 29 mph at the finish. Times between competing cars can be extremely close, usually in hundredths of a second but often separated by only a few thousandths of a second. The winning masters car last year beat the 3rd place car by .001 seconds and she won the final by only .004 seconds. The 2nd and 3rd place cars will race again this year. In building a car, even if it is from a kit, the youngster’s knowledge and skill are significantly tested. The cars are to be built by the driver with only a little help from an adult. The child has to read the plans, a 50 page document, and follow the directions. In the course of putting the car together, he/she will use several sizes of wrenches, a mallet, pliers, a wire cutter, hack saw, Allen wrench and a power drill. When finished, the kid can rightfully display pride in their accomplishment. Done together with a parent or mentor, an unforgettable moment is created which they will share forever. Then, to actually race in what the youngster has built, a new set of emotions is created. The “thrill of the hill” takes over. The pride the drivers feel, the excitement of the race and the sportsmanship they share makes this an experience of a lifetime. The derby is without question a huge confidence builder and an extremely valuable exercise in helping youngsters from all walks of life experience success. Contact: Glenn Scott, Director kayglen@comcast.net / 719-488-8808 pioneer church MCPC 1:30 Life & Times of Gen. Wm. Jackson Palmer founder Colo Spgs & DR&G railroads 2:30 Because of You promo short

Tri-Lakes Cares

3:00 A Landmark For All the History of Castle Rock, Colorado

3:30 Summer Sojourn the History of Palmer Lake’s Chautauqua

Tickets $4 adult $2 children 12 or younger. All proceeds beneﬁt Tri-Lakes Cares. Admission is good for one or all showings.

5:00 Preview’s of Historic Artist’s of the Pikes Peak Region, a work in progress.

eaturing ﬁlms on the Pikes Peak Region produced by local historian / ﬁlmmaker Jim Sawatzki.

The Play List: 1:00 Faith & Fortitude The history of a

4:00 Treasure of Cripple Creek an EmmyAward nominated program.

Includes discussion with ﬁlmmaker on his ﬁrst Feature Film formatted for PBS.

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THE COLD SHOULDER? At Edward Jones, the level of service you receive depends on your personal needs and preferences, not on the size of your investment portfolio. If youâ&#x20AC;&#x2122;d like to experience exceptional personal service, consider Edward Jones. We offer solutions for all your financial needs. Get to know us. Call today to schedule a free portfolio review. Adam R Grayson Financial Advisor .

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OWN A SMALL BUSINESS? CONSIDER THESE RETIREMENT PLANS Provided by Adam Grayson of EdwardJones Investments

or a variety of reasons, many people, particularly those in the baby boom generation, are considering retiring later than they might have originally planned. If youâ&#x20AC;&#x2122;re in this group, youâ&#x20AC;&#x2122;ll want to take full advantage of those extra working years by contributing as much as you can to a retirement plan that can help you build resources, defer taxes and, ultimately, maximize income. And if you own a small business, youâ&#x20AC;&#x2122;ve got some attractive plans from which to choose. Letâ&#x20AC;&#x2122;s look at two of these retirement plans â&#x20AC;&#x201D; the â&#x20AC;&#x153;owner-onlyâ&#x20AC;? 401(k) and the deďŹ ned beneďŹ t plan. If you have no employees other than your spouse or a partner, you can establish an â&#x20AC;&#x153;owner-onlyâ&#x20AC;? 401(k), also known as an individual 401(k). This plan offers many of the same advantages of a traditional 401(k): a range of investment options, tax-deductible contributions and the opportunity for tax-deferred earnings growth. You may even be able to choose a Roth option for your 401(k), which allows you to make after-tax contributions that have the opportunity to grow tax free. Your owner-only 401(k) contributions consist of two parts: salary deferral and proďŹ t sharing. In 2011, you can defer up to $16,500 of income, or $22,000 if youâ&#x20AC;&#x2122;re 50 or older. The amount of your proďŹ t-sharing contribution is based on your earnings. The sum of your employer contribution and your salary deferral contributions canâ&#x20AC;&#x2122;t exceed $49,000 in 2011 (or $54,500 if youâ&#x20AC;&#x2122;re 50 or older). Keep in mind that if your spouse is employed by your business, you each can contribute the maximum amount allowed.

Youâ&#x20AC;&#x2122;ve got considerable ďŹ&#x201A;exibility in funding your owner-only 401(k). Both the salary deferral and the proďŹ t-sharing contributions are discretionary, so you can change them at any time based on your businessâ&#x20AC;&#x2122;s proďŹ tability. Now, letâ&#x20AC;&#x2122;s move on to the deďŹ ned beneďŹ t plan, which might be appropriate for you if you are highly compensated and have no other employees. By establishing a deďŹ ned beneďŹ t plan, youâ&#x20AC;&#x2122;ll be providing yourself with a monthly payment (or â&#x20AC;&#x153;beneďŹ tâ&#x20AC;?) for life, beginning at the retirement age speciďŹ ed by your plan. In 2011, the yearly beneďŹ t limit is $195,000. The amount you can contribute to your deďŹ ned beneďŹ t plan each year is based on several variables, including your current age, your compensation level and your retirement age. But youâ&#x20AC;&#x2122;ll certainly be able to contribute large amounts: A deďŹ ned beneďŹ t plan is the only retirement account that allows contributions in excess of the limits placed on 401(k)s and other deďŹ ned contribution plans. Generally speaking, the closer you get to retirement, the larger your maximum yearly contributions will be. (This is because youâ&#x20AC;&#x2122;ll have fewer years left in which to fund your deďŹ ned beneďŹ t.) And since your deďŹ ned beneďŹ t contributions are tax-deductible, you are, in effect, getting a big boost from the government to fund a generous retirement plan. Hereâ&#x20AC;&#x2122;s one more beneďŹ t to owneronly 401(k) and deďŹ ned beneďŹ t plans: You can contribute to both of them at the same time. But before you choose either or both of them, consult with your tax and ďŹ nancial advisors. After all, you work hard to help provide for a comfortable retirement tomorrow â&#x20AC;&#x201D; so youâ&#x20AC;&#x2122;ll want a retirement plan working hard for you today. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 â&#x20AC;˘ Palmer Lake, CO

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THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.

FRANCHISING YOUR BUSINESS: WHERE DO YOU BEGIN?

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our dreams have come true – your business has succeeded. You would like to expand into other geographic areas without risking your own capital to do so. Franchising your business format might be the right path to take. But what do you need to do from a legal point of view to make it happen? Franchising is regulated by the federal government and many states, and it is important to comply with those federal and state regulations. First, you need at least one registered trademark or service mark, identifying your business’ goods or services, which you will be licensing franchisees to use in following your business format. This trademark or service mark may be registered with either a state’s Secretary of State’s Ofﬁce or with the United States Patent & Trademark Ofﬁce. State registration is considerably less expensive and more quickly obtained than federal registration, but provides protection only within that state. If you intend to franchise out of state, it is best to apply also for federal registration.

NEW TOOLS UNVEILED FOR CONSUMER SAFETY

f you’re concerned that you might not be getting all the available information about food and product safety recalls, you’re likely right. Until now, this information has been scattered around different websites on the Internet. Now we have one place to go: www.fda.gov/ safety/recalls. The same law responsible for this website also has given the Food and Drug Administration the

Second, you must have a proposed franchise agreement, setting forth in considerable detail the rights and obligations of both the Franchisor and the Franchisee. Third, you must have an offering circular or prospectus prepared in accordance with federal and/ or state guidelines, which must contain certain mandatory disclosures. This must be registered with the Federal Trade Commission, and with certain states in which you intend to offer franchises. Not all states require state registration in addition to the federal registration. Colorado is not a state that requires state registration.

It is important to note that you cannot avoid federal and state regulation by calling your arrangement something other than a franchise; if it looks like a franchise and acts like a franchise, it will be treated as a franchise. This is only an extremely brief introduction to what is a complex topic; as always, consult your legal advisor regarding your speciﬁc situation.

This article is intended for general informational purposes only, and does not constitute the proffer of legal advice. As always, consult your legal advisor regarding the facts of your particular Before you offer a franchise to or enter into ne- situation. gotiations with any prospective franchisee, you must provide that prospective franchisee with a For additional information contact, copy of the offering circular or prospectus at the earlier of ten (10) business days before either exLisa Welch Stevens, Attorney at Law P.C. ecution of a binding contract, or payment of conRepresenting Colorado Businesses sideration, or the ﬁrst personal meeting between and Business Owners the franchisor and the prospective franchisee.

719.488.9395

authority to issue food recalls, instead of waiting for what others have to say about product safety. for companies and manufacturers to do that. SaferProducts.gov will grow as it’s used, as people file complaints and information on its wide The new FDA website opens with handy tabs variety of products. across the page, linking to All Recalls, Food, Drugs, Animal Health, Biologics and Medical Besides allowing consumers to file a report, busiDevices. By clicking on a tab you’ll see the new- nesses can sign up and respond. est recall at the top, with older recalls down the page. Click the text icon in the Photo column and To read what others are saying, your best bet is to you’ll see the original press release listing dates do an advanced search, uncheck the Recall info of manufacture, lot numbers and model numbers and only select Reports, which are from other of recalled goods. Click the photo graphic, and consumers. Then do a keyword search for your you’ll find an image of the packaging or wrap- item or even for situations, such as toys that have per. caused injury. In some cases, manufacturers already are responding to consumer complaints Use the search box to find items you don’t see on and giving them company contact information. the lists, or sign up to receive recalls and safety alerts. For recalls more than 60 days old, you’ll At this point, the website isn’t laid out for comhave to check the archives. puter monitors that are not widescreen, but they’ll likely fix that as time goes on. And if having a comprehensive recall site isn’t enough, we now have an online database where David Uffington regrets that he cannot personally answer we can post complaints about safety issues on reader questions, but will incorporate them into his column consumer products. This site -- a long time com- whenever possible. Write to him in care of King Features ing and the subject of some heated debates in Weekly Service, P.O. Box 536475, Orlando, FL 32853Congress and the manufacturing world -- allows 6475, or send e-mail to columnreply@gmail.com. consumers a voice as well as being a repository (c) 2011 King Features Synd., Inc.

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