Snippetz_Issue 503

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WEEKLY MAGAZINE

SNIPPETZ IS TWISTED UP ABOUT TWISTER SEASON

FREE WEEKLY

ISSUE 503 • JUNE 20, 2011

by Deborah Stumpf

“The Wizard of Oz” is a timeless movie; it’s hard to forget the ominous scene where a tornado whips through Kansas and hurls Dorothy and Toto into the sky, whisking them off to the Land of Oz.

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ovie and television shows about natural disasters garner huge audiences; however, no matter how authentic the screen portrayal, the real deal can be terrifying and life changing.

Residents of Joplin, Mo., witnessed Mother Nature’s devastation first-hand when an F3 tornado ripped through their city in May, killing at least 142 people and injuring more than 900. The tornado, with 200 mph winds, was the deadliest in

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Twister Season... Continued on Page 2

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the United States since 1950.

As of June, tornadoes in the U.S. this spring have killed 536 people, adding up to the deadliest season since 1950.

In stark contrast, there were 45 tornado-related fatalities in 2010.

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COMMUNITY CALENDAR 16 BUSINESS, FINANCE & LAW “Roth IRA: A Lifetime Investment” Financial Focus ... 18 “Legal Vs. Accounting Issues In Incorporation” The Law According to Stevens... 19 “Yard Sale Tips” Dollars and Sense... 19

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“Winds are coming from the southwest at 5 mph, but higher up – at 5,000 feet above the same location – winds are blowing from the southeast at 25 mph. An invisible tube of air begins to rotate horizontally, and rising air within the

In April, tornadoes tore through six southern states, killing 210 people in Alabama alone.

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Atmospheric Administration cites this example of a wind shear that can spawn a tornado:

Twister Season...

Continued from Page 1

thunderstorm tilts the rotating air from horizontal to vertical.” Tornadoes can

form when the updraft is rotating and fueled by warm, moist air.

The intensity of tornadoes is measured by the F scale (named for Ted Fujita, former professor at the University of Chicago,) based on the amount of damage the tornado does to the affected area. The higher up on the scale the worse the tornado.

An F5 tornado has wind speeds between 261 and 318 mph and just

Tornadoes are born from thunderstorms and categorized into two types: “supercell” or “non-supercell.” Supercell tornadoes are the most common and long-lived (more than one hour) and begin as a highly organized storm that gains momentum from an updraft or a rise in the current of air. The tilted and rotating updraft can be as large as 10 miles in diameter and up to 50,000 feet tall, usually whirling around about 20 to 60 minutes before the actual tornado forms. Most of the violent tornadoes come from supercell thunderstorms.

email: george@fepublications.com www.snippetzonline.com

TORNADO ALLEY The flat lands of the Great Plains are ripe for tornado activity, as cold air from Canada meets warm air from the Gulf of Mexico. When the two air masses join, a significant number of tornadoes develop along what is known as the “dryline” – a boundary that divides hot, dry air to the west from warm, moist air to the east.

The strongest and most violent tornadoes most consistently occur in South Dakota, Nebraska, Kansas, Twister Season...

Continued on Page 3

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Non-supercell tornadoes form without the rotating updraft. A commonly known non-supercell tornado is the landspout, which is a narrow, “rope-like” condensation funnel that forms as the thunderstorm clouds build. Because there is no updraft, the spinning motion begins near the ground. Waterspouts are the same, but they occur over water.

Most of the non-supercell tornadoes are F2 or less.

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about plows down or lifts up everything in its way. An F1 tornado has wind speeds between 23 and 112 mph.

Tornadoes develop when rising warm, moist air meets colder, dry air and wind directions are at certain angles and speed, creating wind shears. The National Oceanic and

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Oklahoma, northern Texas and eastern Colorado – known as Tornado Alley.

In comparison to other states, Colorado ranks No. 9 for frequency of tornadoes; and No. 38, 31 and 30 for the number of deaths, injuries and damage costs, respectively. The latest state-by-state comparison is from 1950 to 1995. Each year from 1999 to 2009, Colorado experienced an average of 60 tornadoes that touched land.

MYTHS • Tornadoes never strike twice. In Guy, Ark., three tornadoes hit the same church the same day. Tornadoes hit Cordell, Kan., on the same day – May 20 – three years in a row in the early 1900s.

• Areas near rivers, lakes and mountains are safe from tornadoes. No place is safe. In the late 1980s, a tornado swept through Yellowstone National Park and left a path of destruction all alongside a 10,000 ft. mountain.

• Low pressure from the tornado causes damage to buildings. Most of the structural damage to buildings is caused by dangerous winds and flying debris.

• To equalize pressure, open windows before a tornado hits. Open windows invite the ferocious winds.

Leave windows closed and head to a safe place in the house.

• Seek shelter in the southwest corner of the house. This is a misconception started by a false fact that all tornadoes propagate in a northeast direction. Tornadoes move from every direction. Seeking shelter in a basement under an I-beam or heavy work bench or even a staircase is the best way to avoid injury.

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• The most lethal tornado to hit the U.S. blew over 219 miles across Missouri, Illinois and Indiana on March 18, 1925; 695 people lost their lives.

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• A typical tornado lasts for only a few minutes.

• The most powerful tornadoes occur in the U.S. • A tornado most often occurs between 3 and 9 p.m.

• In Oklahoma, a tornado swept up a small herd of cattle and carried them across the countryside. They were set down unharmed.

• In 1981, a tornado in Ancona, Italy, lifted a baby from its carriage and set the baby down, also unharmed.

Twister Season...

Continued on Page 4

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• Dust devils are strong tornadoes that pass over desert areas.

• Big cities like Brooklyn, N.Y., Nashville, Tenn., and St Louis have incurred the wrath of tornadoes.

• A strong tornado can pick up a house and move it down the block, and sometimes the tornado skips a beat, leveling one house and leaving the one next door completely intact.

• People have found knives and forks embedded in tree trunks as a result of a tornado.

• A tornado in Oklahoma destroyed an entire motel, and the motel sign was later found in Arkansas.

• In 1928, a Kansas tornado plucked the feathers off some chickens.

• The chance of an F5 tornado – the highest classification – is less than 0.1 percent.

STORM CHASERS In the 1996 movie, “Twister,” actors Helen Hunt and Bill Paxton played a husband and wife storm-chasing team. True-to-life storm chasers lauded the visual effects of the movie but criticized the script.

At the time, meteorologists Richard and Daphne Thompson of the NOAA were real storm chasers and between the two of them had chased more than 70 tornadoes.

Although they were adamant that no storm chaser would ever get as close to the tornado as Hunt and Paxton, today’s dare devils often defy the odds.

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• When a baby is born it has more than 300 bones in its body, but due to bone fusion, adults end up with only 206 bones.

Watch the Discovery Channel as storm chasers drive directly into the funnel. Their only safety net is the cramped space underneath the car seats.

They’re risking plenty. Scientists and meteorologist can only provide tornado warnings and watches but are unable to predict the strength of a tornado – until the damage is done.

For sanity and safety sake, it’s best to move away from the storm instead of toward it.

By Samantha Weaver

• The next time you’re planning a European vacation, make time to visit the coast of the Netherlands, where you can stay in one of the world’s most unusual hotels. Along the banks of the Wadden Sea you’ll find Harlingen Harbour Crane, an actual derrick that was once used to haul timber. These days it holds aloft luxurious sleeping quarters designed for only one party at a time.

If you need a change of scenery, just head to the control room to swing the crane around until you find a view that strikes your fancy.

• It was American author Paul Auster who made the following sage observation: “Only the good doubt their own goodness, which is what makes them good in the first place.

The bad know they are good, but the good know nothing. They spend • You may be surprised to learn that their lives forgiving others, but they there is a growing interest in the new sport known as chess boxing. It’s a can’t forgive themselves.” hybrid sport in which competitors • If summer where you are is starting alternate 4-minute rounds of speed to heat up, just be grateful you don’t chess with 2-minute rounds of boxlive in western Australia. There, the ing. Since 2008, there have been 10 average temperature is 96 degrees international competitions in London alone.

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TORNADO WARNING A tornado watch is a notification that conditions are prime for a tornado. A warning means one has been spotted. So, when the T.V. weather person is issuing a warning, heed the following: • Move to a pre-designated shelter – a basement or an interior room on the lowest level of the house.

• Stay away from windows.

*** • Those who study such things claim that the supposed pirate tradi- Thought for the Day: “It is useless tion of walking the plank is a myth. to attempt to reason a man out of a Whenever pirates wanted to get rid thing he was never reasoned into.”

-- Jonathan Swift of something -- or somebody -- they just tossed the offender overboard (c) 2011 King Features Synd., Inc. without ceremony.

• Get out of automobiles and don’t try to seek shelter under an overpass.

If a sturdy building is nearby, get inside. If no building is available, lie flat on the ground and cover your head. Tornadoes do not follow terrain exactly so if a tornado is heading in your direction it will likely pass over you. However, be wary of culverts that collect debris and flash flooding.

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TAI YI:

HOW DOES ONE HOPE FOR PAIN?

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n our society and in many other societies, people are programmed for punishment. A person who grows up in an environment that pro-punishment will, ultimately, grow into an adult who believes in punishment. The type of punishment delivery simply changes from childhood into adulthood.

Punishment is delivering consequences with judgment. If a child performs an action that is out of alignment with the family traditions or belief system, and the family believes in punishment, then a consequence is delivered with judgment.

“You were bad or wrong for that behavior and (fill in the blank) is the punishment.” This type of response is different from a simple consequence that may be delivered. A consequence may be delivered with an attempt at understanding why the behavior occurred and a discussion with the child about the behavior.

Perhaps time to think or some extra chores is also delivered, but without judgment and anger.

When punishment is the norm within a family unit, the child will grow into an adult who continues the punishment cycle. This can occur in various ways. The adult can

use self-judgment, self-denial, selfanger, and self-sabotage as a form of punishment. If that adult makes a mistake, perhaps he or she will spend the entire night berating him or herself for the mistake instead of just letting it go. Perhaps he or she will self-judge for not looking a certain way. Perhaps the adult will deny small pleasures because other things are more important. Punishment can occur in several different ways. Punishment energy will also lead to “I do not deserve…” This false belief will lead to self-sabotage.

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Self-sabotage occurs when a person carries a false belief that he or she does not deserve pure joy. A person will carry that belief because punishment was delivered as a child. That punishment could have come from a teacher, parent, or other adult. The sabotage will manifest itself in the form of the person making movement or headway and then everything falls apart. Maybe the person made a choice that was conscious or unconscious, but it was a choice made from the point of self-sabotage. This person carries an unconscious desire for pain to prove to him or herself that she or he does not deserve joy.

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The Tai Yi treatment that can assist with this is called Hope of Pain.

Hope of Pain is for people who have a subconscious mind that focuses on the hope of pain. The treatment will work with self-sabotage issues and the unconscious. The practitioner can assist the person in understanding why the self-sabotage and hope for pain is present.

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Water Saving Garden Tips Part 2 of 2

See last week’s issue for Tips 1-5 A water-efficient landscape can reduce outdoor water use by 20% to 50%, save up to 10,000 gallons a year and shave $30 to $70 off the average annual household water bill! Planting drought-tolerant landscaping is one way to turn off the spigot in your garden.

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Houselogic.com shows us these other tips for saving water : 6. Put thirsty plants together To save water, group plants into watering zones. Place the thirstiest plants near the house where they can drink roof runoff.

Farther out, make a "transition zone" for plants that need supplemental drip irrigation. Farther still is a "natural zone" for native plants that can survive on rainfall alone.

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7. Plant and water when it's cool New plants and transplants need far less water if you put them in the ground in early fall or early spring when it's cooler. By summer, they'll have established a deep, healthy root system that needs less watering. Water in the cool of the morning, when you'll lose less water to evaporation than in the heat of the day.

Resist watering at dusk; wet foliage during the night encourages fungus and mildew growth.

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8. Do donuts Trees and shrubs need extra water during their first couple of years to help roots take hold. An efficient way to keep roots moist is to mound several inches of soil into a donut-shaped berm. Make the berm the width of the treeincluding branches. Use a hose or bucket to fill the donut dam to the top. Water will absorb slowly instead of running off. Another option: Attach a $25 to $30 drip irrigator bag to the tree. It looks like a plastic flotation tube and releases water slowly over several hours.

9. Follow the sun Before you plant, get to know how-and how long-the sun bathes your garden. Determine patterns of shade and sun. Use dry-soil plants in sunny areas, and use plants that require more water in shady areas where evaporation is slower.

10. Create the illusion of water A good way to conserve water in the garden is to capture rain water from your roof in a rain barrel. During a moderate rainfall, a 25-by-40-foot roof can shed 600 gallons per hour. All you'll need is a capture system (roof gutters and downspouts), a storage system (large-capacity barrels) and delivery system (garden hose). Also, use rainwater to fill water features, which calm your nerves and attract birds and butterflies. Use a recirculation pump to keep the water flowing; replace evaporation with your rain barrel supply.

Robyn Graham

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For further information, please feel free to call Robyn Graham at Millhouse Real Estate 719-216-4421 or email Robyn@MillhouseRealty.com

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SNIPPETZ WEEKLY MAGAZINE ®

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MOMENTS IN TIME THE HISTORY CHANNEL

• On June 26, 1892, Nobel Prize-winning author Pearl S. Buck is born. Her novel “The Good Earth” (1930), describing peasant life in China, became an international bestseller and was translated into 30 languages. Buck wrote 80 novels and books.

• On June 25, 1915, the German press publishes an official statement from the country’s war command addressing the German use of poison gas at the start of the Second Battle of Ypres two months earlier.

The Germans had fired more than 150 tons of lethal chlorine gas against two French colonial divisions in April, claiming the French had first used gas in August 1914.

• On June 23, 1927, The Sioux County Pioneer newspaper of North Dakota reports that President Calvin Coolidge will be “adopted” into a Sioux tribe at Fort Yates on the border of North Dakota. At the Sioux ceremony, photographers captured Coolidge, in suit and tie, as he was given a grand ceremonial feathered headdress.

• On June 22, 1944, President Franklin Roosevelt’s administration creates the Servicemen’s Readjustment Act of 1944, better known as the G.I. Bill. The bill gave returning servicemen access to unemployment compensation, low-interest home and business loans, and -- most importantly -funding for education.

Pin-Up Dresses Pill Box Hats Old-Time Candy Lunch Boxes Bowling Shirts Classic Toys Super Heroes Sci Fi Posters Rock N Roll Turntables Radios Throwback Tees Fedoras Newsboy Caps Puzzles Robots Pop Icons Telephones Kit Kat Clocks Vintage Sodas Fragrances Rockabilly Aprons Paperdolls Pedal Cars Table Linens Cookbooks Cards * Gifts

• On June 24, 1953, Jacqueline Bouvier and Massachusetts Sen. John F. Kennedy of publicly announce their engagement.

Kennedy gave her a 2.88-carat diamondand-emerald ring. Kennedy went on to become the 35th president and Jackie became one of the most popular first ladies ever to grace the White House.

• On June 21, 1964, Michael Schwerner, Andrew Goodman and James Chaney are killed by a Ku Klux Klan lynch mob near Meridian, Miss. The three young civilrights workers were helping to register black voters in Mississippi, thus inspiring the ire of the local Klan.

• On June 20, 1975, director Steven Spielberg’s thriller “Jaws” debuts in theaters. A $700,000 marketing campaign preceded the film’s release, helping it to earn some $7 million in its opening weekend alone. The mechanical shark’s name was “Bruce.”

OP DA EN ILY!

Pou a little su r gar o Honey... n it, Pour a l ittle sugar Baby... on it, THIS WEEK: Tantalizing Tuesday

251 Front Street Historic Downtown Monument 719.487.8817 RetrospectDryGoods.com

(c) 2011 King Features Synd., Inc.

8

Buy One Old-Time Candy, get one for 1/2 Price!

Thirsty Thursday

Buy One Vintage Soda, Get One for 1/2 Price!

Check out our Clearance Items, up to 75% Off MANY overstock and discontinued merchandise!

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Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

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ACCOUNTANTS

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Payroll, Bookkeeping & Financial Statement Accounting Services

In one scam sent out email that looked as though it came from Social Security, offering to send a replacement card or statement of earnings. What the scammers are looking for is your name and Social Security number to start putting together an identity-theft package.

FOR RENT

MONUMENT HILL CHURCH EXPERIENCED NAIL TECH AND HAIR STYLIST WANTED Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument.

(719) 488-9203

EXPERIENCED COOKS AND SERVERS NEEDED for busy locally owned restaurants in the North Colorado Springs and Monument area. Please email resume to : jen@coffeecupmonument.net

PART TIME KENNEL HELP German Shepherd Breeder 10-15 Hours Weekly $10.00 Hourly (303) 660-9000

OFFICE RENTAL SPACE AVAILABLE! Call for details, shown by app.

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SOCIAL SECURITY SCAMS

HORSE BOARDING

FAMILY STYLE HORSE BOARDING Space for one or two horses on 12 acre family horse property west of Monument.

Barn, tack room, corral, arena, pasture and grass hay. Trailer parking OK. $200 summer, $300 winter.

Call Rick on 481-6660

I

got an email offering a service to help with a Social Security disability claim. It sounded promising ... as all scams do until you take a closer look.

GARAGE / YARD

The email listed all types of services it provides to help get benefits after someone has been turned down. But if you’re expecting personal service, it’s not likely to happen, and if you want your money back when it doesn’t do what it says it will, you’ll be out of luck. See, this company wasn’t even in the United States. Instead of having a .com at the end of the Internet address, it was a .co -- which means Columbia. No wonder the ad said it would make use of videoconferencing for any claim hearings.

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In areas that have been hit by flooding disasters, scammers are calling people who had applied for food or services and told them that a Social Security number was needed to complete the file.

In another area of the country, seniors received phone calls saying they had received too much money and had to pay some of it back. A “collector� actually showed up at their door.

If you need to deal with Social Security, call it directly at 1-800-772-1213 between 7 a.m. and 7 p.m. Monday through Friday. Don’t use the Internet and don’t respond to email claiming to be from Social Security.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2011 King Features Synd., Inc.

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SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Lisa Brownworth, N.P.

Specialized Adult and Pediatric Allergy and Asthma Care Now in Monument

NEW DAWN BREAKS FOR RHEUMATOID ARTHRITIS DEAR DR. DONOHUE: My daughter, 37, has rheumatoid arthritis. Is it genetic or a diet/lifestyle illness? What can be done to alleviate her discomfort? I read somewhere that cod liver oil brings relief. -- H.B. ANSWER: Arthritis comes in many guises. Osteoarthritis is the most common kind. Nearly everyone has a touch of it before death. Rheumatoid arthritis affects about 1 percent of adults, with two women afflicted for every man. It makes its appearance most often in the 40s and 50s. The lower two knuckles of the fingers, the wrist, elbows, ankles and foot joints are the ones most often attacked, but any joint can be affected, including the shoulders and hips. It’s a symmetrical arthritis, meaning that the same joint on the right is stricken as the one on the left. It’s also a systemic illness. The body as a whole suffers. Fever, weight loss and fatigue are common in many stages of this illness. The eyes can become inflamed, as can blood vessels. Changes in the lungs are possible.

It’s not a diet/lifestyle illness. Genes play a role, but not the entire role. The immune system is involved. Cod liver oil is no longer used for treatment.

A new dawn has broken for the treatment of this often-disabling affliction.

Formerly, anti-inflammatory drugs like Motrin and aspirin were the initial treatment. Now treatment most often begins with drugs called disease-modifying anti-rheumatic drugs, DMARD. These medicines have the potential to stop the

progression of the illness. Methotrexate is one example.

A brand-new class of rheumatoid arthritis drugs, the biologicals, neutralizes body chemicals that lead to joint inflammation and deformity. They can halt the arthritis process in its tracks -- not always, but enough of the time to call them amazing. Some names are Humira, Kineret, Actemra, Enbrel and Remicade. They also have powerful side effects that have to be quickly attended to. Your daughter lives at a time that is a good one for people with this illness.

The booklet on arthritis describes the various kinds and their treatments.

Readers can order a copy by writing: Dr. Donohue -- No. 301W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: I am a 76year-old man with COPD (chronic obstructive pulmonary disease -- emphysema and chronic bronchitis). I am relatively symptom-free and have reduced the use of my inhaler to one puff in the morning and in the evening. I jog and walk two miles, three times a week, in 25 minutes and have done so for the past four years. Am I putting undue stress on my heart? Am I hurting or helping myself? -- R.S. ANSWER: You’ve stuck with this program for four years and are now using less medicine than you did. It appears to help you. Your regimen isn’t a dangerous one. However, I have to stop short of giving you carte blanche approval.

Only your doctor can do so. He or she knows all aspects of your medical history; I don’t. I’m pretty sure you’ll get the doctor’s OK.

*** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible.

Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

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(c) 2011 North America Synd., Inc. All Rights Reserved

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SNIPPETZ

THE GREAT ADVENTURES OF (MYSTERY COLOR)

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Tuesday, June 19th Pinz Bowling Center hosts Pink Day. On this day, anyone who wears the chic shade of Pink receives a buy one get one free game of bowling! That’s like free stuff for being fashionable.

And of course if you’re a male, who didn’t live the 80’s, free bowling is certainly inspirational enough to dig in your uncle’s closet and grab that crimson corduroy. Slip it on and celebrate Pink Day. The promotion lasts all day, and will bring joy to the crying children of the universe.

So take part, wear pink, bowl free, and make babies smile.

For more information on Pink Day, or any other publicity stunts by the fabulous Pinz Bowling Center, give them a call at (719) 487-7469

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What followed was unpredictable. It immediately became the staple color of females everywhere. For young girls growing up, it inspired them to become more than what they were (like princesses). Then the color evolved being worn by men (who would later shrug it off saying, “it was the 80’s!”). Then Pink really hit it big, crossing the gender gate when “Real Men Wear Pink” was born on T-shirts all across America.

And now, Pink embarks on its next big endeavor…

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213 Washington St., Monument

visit us at:

I

n the beginning there was blue.

Then Yellow. After that not a lot. In fact, the world consisted largely of blue and yellow for a long time. Sure there were the occasional shades of grey, but in general, not a lot of color. But then it arrived, like a fashionable meteor of inevitability.

There was a new color that stood out like a hot pillow in an Ice Capades affair; the color Pink.

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SNIPPETZ

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DINING GUIDE Live Music Every Tuesday and Saturday

Family Owned and Operated

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13860 Gleneagle Drive 6:30 am - till at least 9 pm, 7 days a week! www.asecondcup.net (719) 481-6446

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SNIPPETZ DINING GUIDE ®

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Tuesday through Thursday!

A GIFT OF HEALTH FOR FATHER’S DAY

T

hough Father’s Day has passed, it’s never too late to give Dad the gift of a long, healthy life. In honor of Father’s Day, here are some of the most important foods for protecting men’s health.

TOMATOES

Tomatoes contain a variety of compounds that offer protection against prostate cancer -- the No. 2 cause of cancer deaths in men, after lung cancer. The powerful antioxidant, lycopene, has received the most media attention.

But researchers at the University of Illinois say that tomatoes’ health benefits are the result of more than a single compound, proving once again that it’s often better to get nutrients as part of a complex mix in foods, rather than as single, isolated compounds in pill form. Researchers at Harvard University found that men who eat at least 10 servings a week of tomato-based foods sharply reduce their risk of prostate cancer. Lycopene is most easily absorbed from cooked tomato products, so enjoy ample servings of tomato juice, sauce, ketchup and salsa.

Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm

SOY

4 Hwy. 105 • Palmer Lake

Soy has heart- and prostate-protecting effects. About 25 grams of soy protein a day can lower cholesterol levels by up to 6 percent. Soy also may help keep blood vessels more flexible. Mark Messina, a soy expert at Loma Linda University in California, believes in soy’s ability to help in the fight against prostate cancer. Messina explains that in Asian countries, men traditionally eat a diet rich in soy, and their incidence of prostate cancer is significantly less than American men.

Tofu isn’t the only source of soy. In fact, soy nuts are one of the tastiest and easiest ways to get beneficial soy compounds into your diet. Soy nuts are available in most grocery stores, and you can buy them roasted, salted and flavored. Just one-fourth of a cup delivers 12 grams of heart-protecting soy protein, as well as a variety of compounds called “isoflavones,” which appear to deliver prostate protection. Your best bet is to eat soy foods, rather than take concentrated supplements.

719-481-3244

website: http://www.bellapanini.com

Serving Anne & Mann’s Gourmet Ice Cream

NUTS

Nuts are high in fat and calories, but they also deliver a powerful dose of prevention against heart disease -- the No. 1 killer of American men. The naturally occurring fat in nuts is mostly unsaturated. Plus, nuts are rich in fiber, protein, vitamin E and an assortment of trace minerals such as copper, zinc, magnesium and selenium.

24 Hwy. 105 in Palmer Lake

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili

OPEN 7 DAYS A WEEK! 10:00AM - 10:00PM

Rock House Ice Cream

ORANGE JUICE

Orange juice is our No. 1 source of folate, one of the B vitamins that appears to offer a wide range of protection against heart disease and colon cancer. Reach for a glass of 100 percent juice instead of a soft drink.

DAIRY

P AUTHENTIC SMOKED BARBEQUE P SERVING DELICIOUS: Pulled Pork, Brisket, Pork Ribs, Chicken, Sausage, “Street Style” Tacos, 100% Chuck Hand Formed Burgers Beef Ribs Served on Fridays and Saturdays.

WE ALSO HAVE: 9 Sides to Choose from... including our seasonal Smoked Fresh Corn on the Cob!!

SUMMER IS HERE TIME FOR BARBEQUE Where to check us out:

In the Monument Plaza (Behind Rosies Diner)

P

ASK ABOUT OUR SPECIAL!

(719) 487-0471 SUMMER HOURS:

Men with high blood pressure are at greater risk for stroke and heart disease. Weight loss, physical activity and a low-sodium or salt-restricted diet is most commonly prescribed. However, new research shows that diets rich in fruits, vegetables and lowfat dairy products give additional benefit.

Low-fat milk products fortified with vitamin D are best because vitamin D also may help protect against prostate cancer.

Our best sources of vitamin D are sunlight, fatty fish and fortified milk.

Although questions have been raised about dairy products and risk for prostate cancer, the American Institute for Cancer Research believes that at this point, “We can neither prove nor dismiss the possible link between milk and prostate cancer. More research needs to be done before any changes are made to dietary recommendations for dairy products.” Fat and total calorie intake also affect prostate cancer risk. Because of milk’s excellent nutrient content and known health benefits, the cancer institute advises men to include small amounts of dairy foods in the diet, but not to go over 2,000 mg of calcium per day.

11am - 8pm / Closed Sun & Mon

DINE IN or TAKE OUT! TRY OUR BREAD PUDDING! Kids Menu Available!

Gluten Free Menu!

3 Different BBQ Sauces Made from Scratch!!

FISH

Certain varieties of fish, including salmon, tuna, mackerel and sardines, are rich in “omega-3 fatty acids.” This particular kind of fat offers protection against death from

13

488-6917

heart attack. There also is evidence that these fatty acids could help reduce the risk of prostate cancer. Try to eat two fish meals per week.

VEGETABLES

Men who eat lots of vegetables, especially those in the cruciferous family --broccoli, cauliflower, cabbage and kale -- have significantly lower rates of prostate cancer.

Vegetables and other plant-based foods including whole grains and beans or legumes also offer protection against heart disease and colon cancer. Eat a variety of vegetables to ensure the best range of protective components, including powerful antioxidants, vitamins, minerals and fiber.

Remember, food is just one component of a healthy lifestyle. Physical activity also is key in preventing a wide range of illnesses. Be aware of your family’s history of specific diseases, and schedule regular check-ups and health screenings accordingly. Let your kids catch you setting a good example. Children need their fathers, so celebrate your health and take care of your body.

(Information courtesy of Melinda Hemmelgarn, M.S., R.D., former Nutritional Sciences Specialist, College of Human Environmental Sciences, University of Missouri-Columbia) *** Angela Shelf Medearis is an award-winning children’s author, a culinary historian and the author of six cookbooks. She’s known as The Kitchen Diva! Her website is www.divapro. com. (c) 2011 King Features Synd., Inc.

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

1. LITERATURE: “Ten Days That Shook the World” is an account of what event in history?

2: FASHION: What is an ascot?

3. LANGUAGE: Where might a lunule be found on the human body?

4. ASTRONOMY: When did Edmond Halley determine that a comet (which was later named after him) became visible to observers on Earth every 75 years or so?

5. GEOGRAPHY: What is the capital of Cyprus?

6. HISTORY: Where did the Glorious Revolution of 1688 take place?

7. U.S. PRESIDENTS: What did George Washington do for a living as a young man?

8. GENERAL KNOWLEDGE: On which continent did the peanut originate?

9. ANATOMY: To what system of the human body does the gall bladder belong?

10. ARCHITECTURE: Who designed St. Paul’s Cathedral of London?

By Chris Richcreek

1. Who was the last third baseman before Tampa Bay’s Evan Longoria in 2008 to win the A.L. Rookie of the Year Award?

2. Name the 1950s N.L. player who, for three consecutive seasons, had at least 40 home runs and had fewer strikeouts than homers each year.

3. When was the last time before 2010 (Sam Bradford) that an Oklahoma Sooner was the No. 1 overall pick in the NFL Draft?

4. How many times has Shaquille O’Neal led the NBA in field-goal percentage for a season?

5. In 2010, Chris Kelly became the third Ottawa Senator to score all three of his team’s goals in a victory. Name either of the other two to do it.

6. Who was the last driver before Kyle Busch in 2011 to start on the pole and lead all the laps in winning a NASCAR Nationwide Series race?

7. Who was the last Spanish men’s tennis champion of the U.S. Open before Rafael Nadal in 2010?

(c) 2011 King Features Synd., Inc.

1. Name the two albums the Beatles released in 1967.

2. Who sang “Summertime Blues” and “C’mon Everybody,” and when?

3. What is a Parrothead?

4. Who sang “Bootzilla”?

5. Name Aretha Franklin’s three No. 1 R&B hits of 1967.

6. What group released “For Your Love” (1965), “Shapes of Things” (1966) and “Ha Ha Said the Clown” (1967)?

7. Name the ‘50s-era group that had great success covering of songs from the 1930s, including “If I Didn’t Care,” “Harbor Lights” and “Smoke Gets in Your Eyes.”

8. Which group had Top 10 hits with “When I Grow Up (To Be a Man)” and “Dance, Dance, Dance”? What was the year? (c) 2011 King Features Synd., Inc.

(c) 2011 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can find the answers and solutions to the trivia and puzzles to the next page (15).

By Sam Struckhoff

New DVD Releases for Week of June 20, 2011 PICKS OF THE WEEK

“Cedar Rapids” (R) -- This adult comedy takes the more heartfelt approach to its sometimes raunchy material. Small-town insurance salesman Tim Lippe (Ed Helms) is called up to the big leagues in the most important moment of his life so far -- an insurance convention in Cedar Rapids, Iowa.

The real action, however, focuses on the 20years-too-late coming-of-age story of a timid manchild.

Helms delivers a good performance as the excitable but clueless insurance salesman. You may recognize him from “The Hangover” or even “The Office,” in which he plays an excitable but clueless paper salesman. Be careful not to let Helms’ dopey likability deceive you, “Cedar Rapids” is a movie bent on taking boyish innocence into seedy territory.

With a solid supporting role held up by John C. Reilley, “Cedar Rapids” squeezes laughs out of awkward moments and the antics of the intoxicated. But not everyone will be on board with this brand of comedy. The movie doesn’t make a clear distinction between when to feel sad and when to point and laugh, and the two often overlap. Many of the biggest laughs come right as the audience is most weirded out -- but such is the realm of John C. Reilley.

“The Adjustment Bureau” (PG-13) -- This is the movie that dares to ask: Can the power

of love defeat mystery men who control the world? If that doesn’t sound like a real question to you, then you could be bored by “The Adjustment Bureau.” David (Matt Damon) and Elise (Emily Blunt) fall immediately in love, only to find that a shadowy organization has other plans for them.

This is another adaptation of a work by science-fiction author Phillip K. Dick. Like many of its siblings, “The Adjustment Bureau” struggles to give a straight-faced explanation of its sci-fi elements, and it all comes off as a bit silly. Dick’s stories often question the nature of truth and reality, but this movie is mostly about two attractive people -- with great chemistry -- who are determined to be together, no matter what wonky premise tries to pull them apart.

“Kiss Me Deadly” (1955) (NR) -- This fine specimen of film noir gets a Criterion Collection release worth noting. Before the

14

hard-boiled detective movie could become a parody of itself, “Kiss Me Deadly” set a standard with the fastest-pace, seediest joints, sleaziest characters and the anti-est anti-hero to ever take a case.

TV SHOWS “The Closer” The Complete Sixth Season “Medium” The Seventh and Final Season “Rocko’s Modern Life” Season 1 “Bleach Uncut” Box Set 9 “Squidbillies” Season 4 “Louie” Season One (c) 2011 King Features Synd., Inc.

SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Check us out on Facebook - PINZ Bowling Center Or on the Web - www.pinzbowling.com

RODZ is located inside PINZ Bowling The Premier Family Entertainment Center in the Tri-Lakes Area

855 Hwy 105, Palmer Lake 80133

Answers & Solutions

TRIVIA TEST ANSWERS

LIBRA (September 23 to October 22) Wearing rose-colored glasses won’t solve a thorny personal situation. You need to take a hard look at what’s happening and then act according to the facts.

1. Russian Revolution 2. Scarf or wide tie used as formal neckwear 3. The crescent-shaped white mark at the base of the fingernail or toenail 4. 1705 5. Nicosia 6. England 7. Surveyor 8. South America 9. Digestive 10. Sir Christopher Wren

JUNE 20, 2011

ARIES (March 21 to April 19) Family and friends rally around as you confront an unexpected challenge. Some plans will have to be changed until all the fuss and fluster settle down.

SPORTS QUIZ ANSWERS 1. Toronto’s Eric Hinske, in 2002.

2. Cincinnati’s Ted Kluszewski, 1953-55.

3. It was 1980 (Billy Sims).

4. Ten times, the last in the 2008-09 season.

5. Bob Kudelski (1993) and Jason Spezza 6. Dale Earnhardt Jr., in 2003.

7. Manuel Orantes, in 1975.

FLASH BACK ANSWERS 1. “Sgt. Pepper’s Lonely Hearts Club Band” and “Magical Mystery Tour.” Both went to No. 1.

2. Eddie Cochran, in 1958.

3. Parrotheads are Jimmy Buffett fans. They go to concerts wearing bright Hawaiian shirts, parrot hats and flip-flops.

4. R&B funk artist Bootsy Collins had a No. 1 hit with the song in 1978.

5. “Respect,” “Chain of Fools” and “Baby I Love You.” 6. The Yardbirds.

7. The Platters. In 1990, the group was inducted into 8. The Beach Boys, in 1964.

TAURUS (April 20 to May 20) Your creative gifts find new outlets for expression this week. Someone (a Libra, perhaps) has ideas that you might find surprisingly appealing. Pay attention.

GEMINI (May 21 to June 20) You’ll soon be able to restart those delayed travel plans.

A financial matter you thought was closed could suddenly reopen. Be prepared to take swift, decisive action.

(2008).

the Rock and Roll Hall of Fame.

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CANCER (June 21 to July 22) A romantic relationship takes an unexpected turn. You might be confused about how to react. It’s best not to be rushed into a decision that you’re not ready to make.

LEO (July 23 to August 22) Don’t let your pride stand in the way of resolving an emotionally painful situation. This is a good time to deal with it and let the healing finally begin.

VIRGO (August 23 to September 22) A workplace problem that you’ve been handling so well suddenly spins out of control.

Don’t panic. You can rely on your good sense to help you restore order.

15

SCORPIO (October 23 to November 21) Weigh all your options carefully before making any decisions you’ve been putting off. Then go ahead and plan a weekend of family fun.

SAGITTARIUS (November 22 to December 21) While personal and financial situations continue to improve, some setbacks might occur. But they’re only temporary, so hang in there.

CAPRICORN (December 22 to January 19) Family matters dominate the week.

Health problems raise concern but soon prove to be less serious than you had feared.

Things start easing up by the weekend.

AQUARIUS (January 20 to February 18) Most situations are calmer now, both at home and on the job. But there’s still a chance that a co-worker will set off another round of unpleasantness.

PISCES (February 19 to March 20) There’s no need to fish for compliments from an admirer who can’t say enough nice things about you. The upcoming holiday bodes well for family gatherings.

BORN THIS WEEK: You love to compete, both on a personal and a sporting level, and you hate to settle for anything less than excellence. (c) 2011 King Features Synd., Inc.

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Introducing the First Annual

“Blues Evolution Festival”

www.fepublications.com

ART HOP IN HISTORIC DOWNTOWN MONUMENT May 19, June 16, July 21, August 18 & September 15 The third Thursday of each month, May through September, the galleries, restaurants and boutiques of Historic Downtown Monument stay open from 5:00pm to 8:00pm for a celebration featuring art openings, great food, live music and other special events. Participating merchants are located on Second Street, Jefferson Street, Washington Street and Front Street : Bella Art & Frame, Bella Casa, Covered Treasures Bookstore, Crafty Laine Fabric Boutique & Sewing Lounge, Create A Memory Studio, Gloss, La Casa Fiesta Mexican Restaurant & Cantina, Luna Hair Studio and Spa, Margo’s on the Alley, Nationwide Flooring and Design Center, Prickly Pear, Retrospect Dry Goods, Santa Fe Trail Jewelry, The Bead Corner / Heart and Hand Marketplace, The Love Shop, The Vintage Merchants, and Wisdom Tea House. Please save your receipts from all your purchases during Art Hop. There will be a drawing of a gift basket collected from the Art Hop Merchants at the Chili Cook-Off on September 17th. For more information, please visit: www.monumentarthop.org.

FRONT RANGE TRADING POST Varies monthly-Visit website for more details frontrangetradingpost.com 1st & 3rd Sunday of each month 2:00-4:00 pm The Front Range Trading Post is a twice monthly swap event. The main idea is that we are stepping outside of the cash economy and mutually “gifting” things to each other in a way that turns whatever we have in abundance into a diversity of goodness and good will. The swap is free and open to all. If you want to participate you will need to bring something to trade.

LOCAL HOST FAMILIES NEEDED FOR EXCHANGE STUDENTS Colorado - Now through Aug. 31, 2011 ASSE International Student Exchange Program is seeking host families for the 2011-2012 school year, for international high school boys and girls. These students are 15 to 18 years of age, and are coming to this area for the upcoming high school year or semester. These personable and academically selected exchange students are conversant in English, bright, curious and anxious to learn about this country through living as part of a family, attending high school and sharing their own culture and language with their newly adopted host family.

Persons interested in obtaining more information about becoming a host family should call (800)7332773 or Area Coordinator Joy Saultman at (406)8688553.

INTERQUEST ROTARY CLUB MEETING Liberty Heights at Northgate, 12105 Ambassador Dr, COS 80962 Thursday Afternoon’s 4:46PM till 6:01PM Guest welcome! Come join us for our weekly meeting with fellowship, food, and great speakers. We meet on the 2nd floor of main building weekly. We’re a small part of Rotary international, 1.3 million men and women worldwide serving our local area, our state and our world by giving Service Above Self.” www.rotary.org. Contact Scott Allen 719.338.7939 or mrrotary@comcast.net for more details.

CONCERTS IN THE PARK IN HISTORIC DOWNTOWN MONUMENT Wednesday’s, June 8th through July 27th 7-9pm This is the tenth year the Historic Monument Merchants Assocation (HMMA) is bringing live music to downtown Monument. This year the Concerts in the Park schedule has expanded to include EIGHT shows! The free Summer Concert Series kicks off June 8 and runs through July 27. All concerts are from 7:00 to 9:00pm. Bring your own chair or blanket and enjoy food, fun and great music for the whole family! Sponsored by the Historic Monument Merchants Association.

For more information, please visit: www.monumentmerchants.com/Concerts.htm MONUMENT FOURTH OF JULY PARADE & STREET FAIR - PALMER LAKE FIREWORKS DISPLAY This year the annual parade will be held Monday,

@ Wonderland Ranch

July 4. The fireworks over Palmer Lake will take place the evening of Monday, July 4.

HIS BRAND OF EL PASO RODEO BIBLE CAMP Latio Trails Heritage Centre, 13710 Halleluiah Trail, Elbert, CO 80106 July 10-13, 2011 12:00 PM July 10 to 12:00 PM July 13 Sponsored by the Fellowship of Christian Cowboys and is a unique blend of bibical teaching and rodeo instruction by professional instructors in Barrels/ Poles, Saddlebronc, Bull Riding, Team Roping, Goat Tying, Western Horsemanship, Trick Riding, Bareback, Breakaway Roping, and Calf Roping for ages 9-18. Cost is $190/camper and meals are provided. Campers sleep overnight with Team Counselors and have a fun and informative 3 days!!!

Contact: Mike Sigler (719) 499-5577 DAN SCHULTZ PAINTING WORKSHOP: PAINTING PORTRAITS Vaile Hill Gallery, 118 Hillside Rd, Palmer Lake, CO July 11, 2011 9am - 5pm This workshop will teach Dan’s process of painting portraits and figures in the landscape using a live model. Registration: Contact Julia Evans, email:tjevans2@gmail. com or 719 650 3243.

PICNIC IN THE PINES Fundraiser for BENET HILL MONASTERY 3190 Benet Lane Colorado Springs, Co 80921-1509 Sat, JULY 16, 2010 10:30 AM-2:30 PM Barbecue (all you can eat) and Roasted Pig, Games for all ages, Nature walks, Music. $25.00 per person or $100.00 per family. Please let us know if you are interested and we will send you Posters, Flyers for Bulletins, or e-blast. FOR MORE INFORMATION AND REGISTRATION PLEASE VISIT THE WEBSITE www.benethillmonastery.org THE PALMER LAKE HISTORICAL SOCIETY WITH THE COLORADO SPRINGS INDIAN CENTER & ONE NATION WALKING TOGETHER PRESENTS 2nd Annual Palmer Lake Native American Intertribal Festival and Traditional Powwow Saturday, July 16th from 10:00AM to 5:00PM Grand Entry 11:00AM Centennial Park, 304 Highway 105, Palmer Lake, CO 80133 Featuring Native American Drums, Singers, Dancers, Artists, Pottery, Jewelry, Paintings and Food.

Also, Live Wolf and Birds of Prey Exhibits

A DAY OF BLUES, BREWS AND FOOD WITH

The Fabulous “Clam Daddy’s”

“Beaucoup Mojo”

“Dan Treanor and the Afrosippi Blues Band”

The “Jake Loggins Band”

Saturday July 2nd, 2011 from 11 a.m. – 7:00 p.m.

Tickets - $20 ($25 day of event) 12 yrs & Under $10 ( Ticket Includes: Food and Open Buffet / Served From 12:00 p.m. – 4:00 p.m. / Vegetarian Menu Available) For tickets and more info please visit: www.wonderlandranch.com or call 719-347-2080 www.facebook.com/bluesevolution BEER AND WINE WILL BE SOLD!!!

Sponsored by: Mtn. View Electric and One Nation Walking Together

ZUMBATHON FOR THE MUSCULAR DYSTROPHY ASSOCIATION Avanti Ballroom, 1337 N Academy Blvd, Colorado Springs Sat July 16, 2011 12-2:30p $6 minimum donation BENEFITING the Muscular Dystrophy Association; over 10 instructors will help you burn calories while doing easy to follow dance moves to Latin-based and International music. No experience needed! Just move and shake and burn those unwanted calories away! For more info and other events/class schedule, visit www.DanceZ.us; 210-286-5974 (cell) if questions. COME JOIN THE PARTY for a GREAT CAUSE!!!

ANNUAL GOLF CLASSIC - USAFA Golf Course Friday, September 2 7 am - 3:30 pm Mark you calendar and plan to join the Tri-Lakes Chamber of Commerce as they host the Annual Touchstone Energy Golf Classic sponsored by Mountain View Electric Association, Phil Long Ford of Chapel Hills, and American National Bank. This year’s event will be held at Eisenhower Golf Course located on the Air Force Academy grounds situated adjacent to the Academy Chapel and cadet dormitories. The 18-hole course features 7,301 yards of golf from the longest tees for a par of 72. The course rating is 74.2 and it has a slope rating of 137. The Golf Classic is an excellent opportunity to mix business with pleasure. This shotgun, best ball tournament with an all-inclusive golfer package is money well spent networking and enjoying the beautiful Colorado scenery while playing one of the area’s finest courses. If you have not had an opportunity to play this course, this is a perfect chance. Each foursome will receive golf cart for the day; each player will receive range balls, lunch, goodie bag and custom designed golf shirt for the event, so get your foursome lined up and watch the website for further information on how to register.

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SNIPPETZÂŽ BUSINESS, FINANCE & LAW

SILENCE MAY BE GOLDEN,

BUT NOT WHEN IT COMES TO YOUR ESTATE. You’re Invited ...

It’s a topic people tend to put off or ignore, but one of the most important things you can do is to develop a sound estate plan.

Join us, along with a local estate-planning attorney, for our free Preparing Your Estate Plan seminar. You’ll learn more about: � What to consider when creating your will � The benefits of trusts in estate planning � How to help reduce taxes on your estate � How insurance can help protect your family Seating is limited, so reserve your place today.

Refreshment Lunch will beoptions served.

Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should contact a qualified tax or legal professional regarding your specific situation. Refreshment options

Date: July (fill15, in 2011 date) Time: 12 (fill in start & end time) noon Place: to Kathy Williams at 481-4964 by July 13th RSVP:(fill in place) FUSION 15910 Jackson Creek Pkwy Monument, CO

Adam R Grayson, AAMSÂŽ Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

UNLOADING OUR SECOND FRIDGE HELPED US STOCK UP ON GROCERIES.

Member SIPC

FINANCIAL FOCUS

ROTH IRA: A LIFETIME INVESTMENT Provided by Adam Grayson of EdwardJones Investments

S

ome investments are appropriate during your working years, while others are more suitable for retirement. But a Roth Individual Retirement Account (IRA) can provide you with benefits at virtually every stage of your life. Let’s take a quick “journey� through some of these stages to see just how valuable a Roth IRA can be.

To begin with, you can open a Roth IRA at any age, provided you have earned income and meet certain income limits. So if you’re just starting out in your career, put as much as you can afford into your Roth IRA and gradually increase your contributions as your income rises, up to the contribution limit. A Roth IRA is an excellent retirement savings vehicle because it can grow tax free and your contributions can be invested into just about any investment you choose — stocks, bonds, mutual funds, CDs and so on.

Of course, when you’re young, you might not be thinking much about retirement. But the earlier you start contributing to a Roth IRA, the more you could end up with — and the difference could be substantial. In fact, if you started putting money into a Roth IRA at age 30, and you contributed the maximum amount each year until you reached 65, you would accumulate more than $766,000, assuming you are in the 25% tax bracket and you earned a 7% return, compounded annually. But, given the same assumptions, you’d end up with only about $365,000 if you waited until 40 before you started contributing.

It clearly pays to contribute early and annually to a Roth IRA. (In 2011, the annual contribution limit is $5,000, or $6,000 if you’re 50 or older.) There are additional benefits to funding a Roth IRA, such as its flexible withdrawal options, which are available to you even before you retire. Since you already paid taxes on the money you put into your Roth, you can withdraw your contributions at any time without paying taxes or penalties. Generally speaking, it’s certainly best to leave your Roth IRA intact for as long as possible. But if there’s an emergency and you need access to the funds, you can also withdraw your Roth’s earnings tax free, provided you’ve held your account at least five years and you don’t start taking withdrawals until you’ve reached 59½.

Now, let’s fast-forward to your retirement. Unlike other retirement accounts, such as a traditional IRA or a 401(k), your Roth IRA does not require you to start taking withdrawals at age 70½ — or ever. If you don’t need the money, you can leave it alone, possibly to grow further, for as long as you like. This means that you might have more money to bequeath to your children or other beneficiaries, and they won’t have to pay income taxes on withdrawals from either your contributions or your earnings, provided your Roth IRA account has been open for at least five years. Keep in mind, though, that your beneficiaries will be required to take distributions based on their life expectancy.

As you can see, a Roth IRA can be an excellent financial “traveling companion� as you go through life. So consider adding a Roth to your portfolio — and bon voyage.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

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SNIPPETZ BUSINESS & SPORTS

Lisa Welch Stevens Attorney at Law, P.C.

THE LAW ACCORDING TO STEVENS

by Lisa Welch Stevens, Attorney at Law P.C.

LEGAL VS. ACCOUNTING ISSUES IN INCORPORATION

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© October 2005, Lisa Welch Stevens, Esq.

O

ften after I have discussed with clients the pros and cons of incorporating their business, and the best choice of limited liability entity, I receive a call questioning the necessity of doing so. Invariably this is because, at my urging, they have consulted with an accountant, and he has told them they don’t need to incorporate. The accountant may note – correctly – that they are not yet generating sufficient income from the business to realize any of the tax benefits incorporation can bring.

The problem is that the accountant is so focused on tax and other financial issues that he has lost sight of the legal issues.

Limited liability entities are first and foremost creatures of LAW, created fundamentally for legal reasons. The intent behind permitting such entities is to shield business people from personal liability should their businesses fail or face legal claims, and to segregate the liabilities of and potential claims against different business

ventures one from the other. The result is to or other financial issues that he or she neglects encourage business formation, investment and to consider the legal issues surrounding the development, and to permit fresh starts. decision to incorporate, so may an attorney be so focused on the legal issues that he or she Some businesses clearly face more risk than neglects to consider the tax or financial issues. others. I have told clients with businesses facing For this reason I always recommend that my little or no liability risk that they probably clients consult their accountant as well in order need not incorporate for any legal reasons. An to insure that ALL important issues and factors example might be a client who works as an are considered. independent contractor providing administrative office services. However, I had one client, an This article is intended for general informational electrician, who was working in private residences purposes only, and does not constitute the proffer and commercial establishments repairing and of legal advice. As always, consult your legal installing electrical wiring. Clearly, he potentially advisor regarding the facts of your particular faced a huge risk of personal liability in the event situation. of a resultant electrical fire or the like. I strongly recommended he incorporate his business; his For additional information contact, accountant tried to talk him out of it on the Lisa Welch Stevens, Attorney at Law P.C. grounds there was not yet any tax benefit to Representing Colorado Businesses doing so. Fortunately, when I pointed out to my and Business Owners client his legal liability risks, he did incorporate.

719.488.9395

Just as an accountant may be so focused on tax stores, the library, senior center -- anywhere you can find community bulletin boards. Be sure what the laws are in your area about posting on telephone poles. Make a list of the sign locations so you can take them down quickly after the sale.

YARD SALE TIPS

S

ummer is a great time to de-clutter and make a few dollars at the same time. Holding a yard sale can be work, but it also can be lucrative. Here are some tips to make your yard sale successful.

Posters and signs: Put up notices in grocery

take cash -- and stick to it. If someone wants something, be willing to “hold” an item for a few minutes while your customer runs to the nearest ATM. Generally, however, people know they’re going to spend money at yard sales, and they bring the cash they need.

Ads: Go in with others on the cost and hold a multi-family sale. The bigger the sale, the more Table displays: Have enough tables so that merchandise is up off the ground. Don’t make people traffic you’re likely to get. bend over and paw through boxes of stuff under Organize: Set aside the items you want to sell. a table, especially clothing and books.

Gather user manuals, clean your items and make Paper or plastic? Collect plastic grocery bags them look as attractive as possible. for people to use.

Pricing: Put prices on everything, ideally where the sticker easily can be seen. Put bigger signs on Be honest: If the printer doesn’t do color photos well but is great with black ink, say so on the items such as furniture. price sticker.

Recruit the kids: You might convince them to sell their unused toys if you allow them to keep Making change: Have plenty of bills and coins the money. If nothing else, you can clear some of to make change. Designate a family member to run the cash box -- and not leave it unattended the clutter out of their rooms. for a second. Even better: Use a pouch that belts Clothing: Make sure items are washed and dried around your waist. and hung on hangers. Check the pockets.

Books: Price them cheaply enough and they’ll move quickly. Flip through the books to make sure you haven’t left anything between the pages.

Cash only: Put up a sign that says you’ll only

19

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@gmail.com. (c) 2011 King Features Synd., Inc.

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