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READING JRR TOLKIEN by Megan Barrette
ISSUE 518 • OCTOBER 3, 2011
J
RR Tolkien is a timeless author who had written many famous fiction stories and poems complete with imaginary creatures and made-up languages which take readers into a madeup, yet believable, Middle-Earth.
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THE LIFE OF JRR TOLKIEN John Ronald Reuel Tolkien was born Jan. 3, 1892, in Bloemfontain, South Africa. His parents Arthur and Mabel Tolkien died when John was a child, leaving him and his younger brother to fend for themselves. John was sent to King Edward’s School and later attended Oxford where he studied linguistics and English literature.
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JRR Tolkien... Continued from Page 1
mater. He began writing a mythology of an imaginary world that he called “Middle-Earth.” Throughout Soon after he received his degree, this process, “The Hobbit” and “The he married his childhood sweet- Lord of the Rings” were born. heart Edith Bratt. Edith was three years older than John and the two John continued writing, citing his had attended King Edward’s School children as his ultimate inspiratogether. John’s mentor at King Ed- tion, until he died on Sept. 2, 1973. ward’s School thought Edith was Many of JRR Tolkien’s books were too much of a distraction and John published posthumously after they was not allowed to speak to or see were discovered by his son. One of her until he turned 21. John wrote his most famous works, “Silmarilher on midnight of his 21st birthday lion,” was among the works discovand convinced her to marry him. ered after his death. Obviously his letters proved effective and the two were married and had four children together.
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the publisher asked for Tolkien to write a sequel. Seventeen years later, “The Lord of the Rings” was published.
According to JRR Tolkien, he created a hobbit while grading school papers. “On a blank leaf I scrawled: in a hole in the ground there lived a hobbit. I did not and do not know why.” Hobbits call themselves hobbits. There was so much debate over whether or not the hobbit was an original idea thought up by JRR Tolkien that the Oxford English Dictionary stepped in and credited Tolkien with the creation of a hobbit by giving it an official definition. The Oxford English Dictionary deDuring his time at Oxford, John be- The Hobbit was JRR Tolkien’s first fines a hobbit as: “one of an imagigan experimenting with a language work of published fiction. The story nary race of half-sized persons in of his own, which was a stepping was a coming-of-age fantasy about stories by Tolkien.” stone for his imaginary world that a small man-like creature that joins he would come to call Middle-Earth. in a quest to retrieve a dragon’s After he received his degree, he treasure. The story featured illusJRR Tolkien... took a teaching position at his alma trations drawn by Tolkien himself. Continued on Page 3 “The Hobbit” was so popular that
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HOBBIT COMING SOON TO A THEATER NEAR YOU Keeping with the current trend of turning great books into high-budget films, “The Hobbit: An Unexpected Journey� is set to release in theaters Dec. 14, 2012. “The Hobbit� will star Cate Blanchett, Benedict Cumberbatch, Orlando Bloom and Elijah Wood. The movie features protagonist Bilbo Baggins as he journeys to the Lonely Mountain in an attempt to reclaim treasure taken by a dragon named Smaug.
A HOME FIT FOR A HOBBIT Many people are so fascinated with hobbits that they make it their livelihood to eat, breath and live hobbit culture. In fact, there are many people around the world that choose to live like hobbits - in a hole. There is a quaint house located in Montana that caters to hobbit lovers from around the country. A tworoom large guest house provides guests with a unique vacation experience. Hobbit house guests are greeted with furry slippers and robes as soon as they arrive to make their stay one they won’t soon forget.
bank? Not Simon Dale. A young father in England built a house for 3,000 Euros ($4,047 American dollars) in order to reduce his impact on the Earth and pay homage to JRR Tolkien himself. The man was neither a carpenter nor an architect but with the help of family and friends he created a house that would make Tolkien and hobbits all over the Middle-Earth proud. The house boasts one bedroom, a loft, a hobbit-sized living room and a kitchen.
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If you are unaware that JRR Tolkien’s literary work of genius, “The Lord of the Rings Trilogy,â€? has been made into three awardwinning movies, then you must be living under a rock‌ or be cut off from modern society. The books have inspired more than just movies, which have impacted popular culture in many ways.
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JRR Tolkien...
as the greatest book of the century, according to several British polls. JRR Tolkien has sold over 100 million books worldwide. • The Lord of the Rings movies grossed more than $2.9 billion dollars worldwide. • The Lord of the Rings has been called “the world’s most popular work of fiction.” • In addition to multiple Academy Awards, each film of the trilogy won MTV Movie Awards’ Best Film, and the Hugo Awards for Best Dramatic Presentation categories. The first and third films also won the Best Film BAFTAs. The Return of the King won an Oscar for Best Music Score. The New York Film Critics Circle awarded The Return of the King its Best Picture Award in 2003. • The Lord of the Rings inspired the popular game, Dungeons and Dragons. It also inspired many computer games and, of course, children’s toys.
FAMOUS JRR TOLKIEN QUOTES • “The wise only speak of what they know.” • “It is the job that is never started that takes longest to finish.” • “Courage is found in unlikely places.” • “All that is gold does not glitter, not all those who wander are lost; the old that is strong does not wither, deep roots are not reached by the frost. From the ashes a fire shall be woken, a light from the shadows
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shall spring; renewed shall be blade that was broken, the crownless again shall be king.”
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• While Tolkien was working on the sequel to “The Hobbit,” he developed a close friendship with another well-known writer, C.S. Lewis. The two critiqued each other’s works in an informal group of writers known as the Inklings.
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• Tolkien began creating his own languages when he was a young boy. Animalic, Nevbosh and Naffarin were all created by the time he was 9 years old.
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• The person responsible for deeming “The Hobbit” worthy of publishing? Ten-year-old Rayner Unwin. He was paid one shilling for his input.
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- FREE ESTIMATESFor the First 10 customers to call us we will come out and service their door and opener at no cost. FREE! That's right not one red cent! Value of this service is 95.00 This is a get to know you special. We are wanting to spread the word we are in town and want your future business. Just a way for us to say thanks for your business.
finders keepers by Peggy Rima
“gifts from the heart”
NEW ARRIVALS!
CALL NOW 719-481-2549
Incredible Jewelry Unique Gifts Local Art Pottery & Candles Colorado Jams, Salsas & Honey
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Celebrating 12 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake
5
Joan Vairin 719-495-3984 jvairin@msn.com
SERVING THE TRI-LAKES AREA AND NORTHERN COLORADO SPRINGS
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SNIPPETZ WEEKLY MAGAZINE ®
Affordable Websites for Small Businesses
No Intimidating Webmaster Lingo Allowed!
Are you Ready for the Future? The Internet…
Need a Website but know nothing about CCS, PHP, HTML, SEO, CMS, URL’s?
Series 1, Article 1
The Internet…… eBooks may never replace the feeling of curling up in an overstuffed chair on a rainy day with the latest best seller still smelling of fresh ink off the press. Online shopping may never replace the thrill of the hustle and bustle of romping through store after store at the mall at Christmas time. And an email may never replace the excitement of receiving a hand written letter in the mail. And there will be those who, like my own dad, enjoy thumbing through their 1980's World Book Encyclopedia rather than Googling. But, whether you consider it friend or foe, there is one thing that has to be agreed upon….it's here to stay. The same parents who once said, regarding the answering machine I bought for them, "We don't need to know who calls when we're not home," now will not leave the house without their cell phone, won't watch TV unless it's High Definition and they have 250 channels to choose from, and can't live without their High Speed Internet (they've long forgotten the sound of the dial-up they said was "just fine for retired people like us"). It's a whole new world out there, and it's growing and changing exponentially. If you're not keeping up with at least the basics, you're going to find yourself completely lost in the future. What I will do in the articles to come will be to explain in layman’s terms how to use your computer in order to simplify your life. What I would like to present in these new articles entitled "Web Chat by Robyn" is: 1. An explanation of Computers and the Internet that removes the scary and overwhelming feeling for beginners.
I will talk to you about your Website in terms that you understand. I will Design to your Unique Needs. I will Work within your Budget. I will never use Templates! Every Website I Create is Designed and Built from scratch with your Needs and Budget in mind.
2. How to organize your computer files. And how to organize your life using different programs on the computer. 3. Step by step procedures for the basics of how to use Facebook, Blogging, Craigslist, eBay, Google, Etc. 4. How to decide which Browser to use, which Internet Provider and Email Service is best for you, which Search Engine is best, what virus software to choose, and which computer operating system is best for you (Mac or PC). 5. How to research anything… anything on any subject you can think of. 6. I'll introduce you to free computer tools and programs that help you in your day to day life. 7. I'll show you ways to maximize the growth of your business using the internet.
Robyn Graham, Web Designer 719-216-4421 - By Appointment Robyn@WebsitesByRobyn.com
JUSTIN PALMER 481 Hwy 105 • Ste B - 188 Monument CO 80132 Visit us at: trilakestile.com jp@trilakestile.com
719 • 243 • 4817
It really is fun, and it can make your life so much easier if you'll give it a chance. ___________________________
Serving Tri-Lakes and surrounding areas with highly professional and custom tile installation. We look forward to working with you to add extra value to your home or business with beautiful affordable custom tile work.
For complete beginners who are just starting to use a computer and want to learn the most basic steps, type this website address into the address bar on your internet: http://tech.tln.lib.mi.us/tutor/ You will find this 10 minute stepby-step tutorial will show you the basics of how to get around on your computer with your mouse.
PROFESSIONAL SERVICES COMMERCIAL • RESIDENTIAL
Remodels
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Ceramic
Complete Shower Remodels
Porcelain
Here is just one of the free websites that will teach you the basics of how to use Word, Excel and Powerpoint. It also has free step by step courses for advanced web “masters” to learn Web Design and Coding. http://www.homeandlearn.co.uk/
Natural Stone
Custom Kitchen Backsplashes
Countertops Floors
Custom Shower Pans
Walls
And for you curious types, here’s a simplified explanation of how a computer works, go to: http://www.gcflearnfree.org/computerbasics
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• Those who keep track of such things say that a professional ballet dancer goes through about 130 pairs of toe shoes in a single year.
•Garnishments •Foreclosure •Harassment By Samantha Weaver
• It was noted American wit Groucho Marx who made the following sage observation: “There’s one way to find out if a man is honest -- ask him. If he says ‘Yes,’ you know he is a crook.”
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• When the city of Los Angeles was founded, it was given the name “El Pueblo de Nuestra Senora de los Angeles de Porciuncula,” which translates to “The Town of Our Lady of the Angels of Porciuncula.” Back then, in 1781, there were just 52 settlers to start what is now the second most populous city in the country.
(719) 302-3655 1-877-284-7529 121 S Tejon St, Ste 1107 www.MorseBankruptcy.com
• When speaking of dead languages, Latin is the one that probably comes to mind most often. It’s not quite dead, though; it’s the official language of Vatican City.
We are a federally designated debt relief agency pursuant to Title 11 of the U.S. Code, to help people file bankruptcy
• The yo-yo became popular in the United States after it was marketed by Donald F. Duncan Sr., a businessman from Chicago, but he didn’t invent the toy. In 1928, Duncan was on a business trip to San Francisco when he saw Philippine immigrant Pedro Flores, who had gotten financing to manufacture the yo-yos and had trademarked the name, demonstrating how to use the toy. Duncan realized that the toy had the potential to be a huge success, so he paid Flores $5,000 for all the rights. Incidentally, the name “yo-yo” means “come-come” in the native language of the Philippines. • If you’re like the average American, showers account for nearly one-third of your home water use. ***
Thought for the Day: “Any reviewer who expresses rage and loathing for a novel is preposterous. He or she is like a person who has put on full armor and attacked a hot fudge sundae.” -- Kurt Vonnegut Jr. (c) 2011 King Features Synd., Inc.
7
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BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs
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• No Job Too Small • Free Estimates • Reasonable Rates • 25 Years of Experience Call Mark Today! Home: 719-481-0509 Cell: 719-237-9277
MONUMENT’S ONLY TOY STORE!
Both stores conveniently located at 274 Washington Street, Historic Monument Mon - Sat 11AM - 5PM - 481•1361
Unique Handcrafted Dollhouses & Accessories
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MOMENTS IN TIME THE HISTORY CHANNEL
• On Oct. 9, 1635, religious dissident Roger Williams is banished from the Massachusetts Bay Colony by the General Court after speaking out against the right of civil authorities to punish religious dissension. Williams established a settlement called “Providence” in Rhode Island, open to those seeking freedom of conscience. • On Oct. 6, 1866, in Indiana, the Reno Gang carries out the first robbery of a moving train, making off with $10,000. This new method of sticking up moving trains in remote locations low on law enforcement soon became popular in the American West. • On Oct. 3, 1917, the U.S. Congress passes the War Revenue Act, increasing income taxes to raise money for the war effort. A graduated tax system was introduced, with rates starting at 1 percent and rising to 7 percent for taxpayers with income above $500,000. • On Oct. 4, 1927, sculpting begins on the granite images of presidents Washington,
Jefferson, Lincoln and Roosevelt at Mount Rushmore in South Dakota. Jefferson’s image was originally fashioned to the right of Washington. Within two years, the face was badly cracked and workers blasted the sculpture off the mountain. Sculpting began again with Jefferson on the left side of Washington.
Pin-Up Dresses Cat-Eye Glasses Old-Time Candy Lunch Boxes Bowling Shirts Classic Toys Super Heroes Sci Fi Posters Rock N Roll Turntables Radios Throwback Tees Robots Milestone Birthday Gifts Telephones Kit Kat Clocks Fedoras Vintage Sodas Fragrances Aprons Jewelry Paperdolls Table Linens Pedal Cars Cookbooks
• On Oct. 5, 1947, President Harry Truman makes the first televised presidential address, asking Americans to cut back on food to help starving Europeans. He requested that the public voluntarily forgo meat on Tuesdays, eggs and poultry on Thursdays and to save a slice of bread each day. • On Oct. 7, 1960, the first episode of the one-hour television drama “Route 66” airs. The show followed two young men, Buz Murdock and Tod Stiles, as they drove across the country in a Corvette convertible, doing odd jobs and looking for adventure. • On Oct. 8, 1970, the best-known living Russian writer, Aleksandr Solzhenitsyn, wins the Nobel Prize for literature. The Soviet government demonstrated its displeasure by preventing him from personally accepting the award. Solzhenitsyn’s works had to be secreted out of Russia in order to be published.
Cards * Gifts
O DAPEN ILY !
Go Team!
251 Front Street Historic Downtown Monument
719.487.8817 RetrospectDryGoods.com
(c) 2011 King Features Synd., Inc.
8
Present this Ad before the October 7th Rangers vs. Bears Game for 20% OFF Entire Purchase or ONE FREE Orange or Blue Soda after you spend $25. Only one coupon allowed per transaction. Not good on Sale or Clearance items.
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Classified ads will run a minimum Snippetz of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.
sibly because it’s difficult to turn around in the seat? Do you wonder which way to go at exit ramps? These might be signs that you need to think about whether to continue driving.
All utilities and washer & dryer furnished. Month to month lease. Rent $350. No pets or smoking (or smoking pets!) 719-481-1361 or 719-488-0083
There are tools and information online to help you decide if you need to stop or limit your driving.
Ads must be submitted by E-mail or U.S. Mail E-mail: advertising@fepublications.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132
IS IT TIME TO STOP DRIVING?
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ACCOUNTANTS
HELP WANTED HORSE BOARDING
YOUR COMMUNITY ACCOUNTANTS
EXPERIENCED NAIL TECH AND HAIR STYLIST WANTED
The Walsh Company Inc. 430 Beacon Lite Rd. #155 Monuments - (719) 481-6555 WalshTaxCo@aol.com Individual and Business Tax Returns. Payroll, Bookkeeping & Financial Statement Accounting Services
Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument. (719) 488-9203
FAMILY STYLE HORSE BOARDING
I
Space for one or two horses on 12 acre family horse property west of Monument. Barn, tack room, corral, arena, pasture and grass hay. Trailer parking OK. $200 summer, $300 winter. Call Rick on 481-6660
n spite of our reputation, the statistics say that we seniors aren’t bad drivers.
A 2010 report by the Insurance Institute for Highway Safety says that, “Contrary to expectations, senior drivers aren’t causing more crashes than they used to.� Rates of crashes in drivers 70 and older have actually declined.
NOW HIRING All positions and management. Apply Within. Domino’s Pizza 481 Hwy. 105, Monument
PET GROOMING
FOR SALE
PARK N BARK MOBILE GROOMING
WANTED: BLACK JACK & TEXAS HOLD-EM DEALERS
We Come To You! Experienced, professional and caring groomers. Less stress and hassle for you and your pet. Cage free, one on one grooming. No contact with unfamiliar pets.
Thursday nights. Call Pinz 487-7469 Must be 21 years old. Does not have to be licensed. Just for fun.
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The catch, however, is that we must know when to stop or limit our driving. Once we start making driving mistakes, the results can range from merely annoying (having our driving restricted) to catastrophic (a serious crash or death).
2001 NUWA 5TH WHEEL TOY HAULER 12’ Garage seperate from living area. Like New on inside. Asking $14k CALL: 719-481-4204
HANDYMAN The Carpenter Conservatory
Local family run handyman service, serving the Tri-Lakes area since 1995
Currently Has A Few Openings For The School Year
Consider taking a senior driver refresher course. Go to AARP.org (or call 1-888-227-7669) and look for Driver Safety Program. Locate a class near you or sign up for the online class. Classes are often held in senior centers, adult education classes and hospitals. If you’re concerned about an elderly parent who is still driving, AARP has put together an online seminar that helps explore the topic. Go to AARP.org and search for “We Need to Talk� or call the AARP number above. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2011 King Features Synd., Inc.
Private Voice and Piano Lessons.....
Tired of calling multiple companies to find out they don’t do that type of work? Then STOP, call us today and we will take care of it for you! Same day service in most cases. Full Indoor and Outdoor services. No job.. Too BIG or Too SMALL References available upon request
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Ask yourself: Are other drivers honking at you more lately? Have you hit a curb or mailbox? Do you have a hard time backing up, pos-
Go to www.hartfordauto.thehartford.com and search for Crash Risk Assessment. Also look for Safety for Older Drivers. Take the quiz for drivers age 50 and older.
Beginning September 6th Call 719 687 0377 Incentive for New Students
Retirement funds growing nowhere?
John(DA Julliard,MA,BS) and Gail(BME,MA-Voice) Carpenter 420 New London Way, Monument 80132 johnandgail46@msn.com Studio Open Tuesday -Thursday
719.243.1057
Frustrated with your 401K? IRA? Savings? Concerned about outliving your $$$?
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SNIPPETZ® HEALTH AND WELLNESS
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Lisa Brownworth, N.P.
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breath, and they often sweat and fear they are at death’s door.
ANXIETY, PHOBIAS AND PANIC ATTACKS DEAR DR. DONOHUE: What is the difference between anxiety and panic attack? I am claustrophobic, and I need to fly from the West Coast to the East Coast and back. I can’t do so because of my problem. I have tried therapy several times, but it did not help. I do not want to go that route again. Can you give me some suggestions on how to be able to fly with this problem? Is there a medicine I could take before I get on the plane? -- Anon. ANSWER: Anxiety is excessive worry. In some cases, worry is appropriate. But with pathological anxiety, the worry is about things that don’t merit worry or about imagined things that truly merit no concern. Under “anxiety disorders” are many different conditions, each with a slightly different set of symptoms. They all share some things in common. Panic attacks are the sudden onset of terror in places where such terror is inappropriate. The attack builds to a high point in a matter of 10 minutes or less. The attack can take place in a perfectly neutral situation, like shopping in the grocery store. During an attack, the heart beats fast, people become short of
Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma
Phobias are unreasonable fears of people, places and things that don’t engender fear in others. Claustrophobia is the fear of being in an enclosed space, like an airplane. Phobias can bring on a panic attack. Maybe your phobia is not so much a fear of enclosed space but a fear of flying.
I’m not certain these distinctions are of importance to you. The important thing for you is to uproot whatever it is that paralyzes you when you must board an airplane or to blunt it so you can function. Mental health professionals can get you over anxiety, panic attacks and phobias. I’m not positive what you mean by “going that route” again. Do you mean a detailed probing into your childhood and such matters? That isn’t usually necessary. The doctor might prescribe a medicine that calms you and that you take only when needed. You won’t become dependent on that medicine every day of your life. You use it only for the situation that throws you into such high anxiety. *** DEAR DR. DONOHUE: My husband, 78 years old, fell off a ladder, and his head struck the sidewalk. I insisted he go to the emergency room, although he put up a fight.
719-592-1365 www.csallergy.com
Including Allergy Injections
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upset. He isn’t. -- W.Y. ANSWER: Atrophy means shrinkage. If everyone your husband’s age had a brain scan, most of their reports would say brain atrophy. It’s something that happens with age. It doesn’t imply any serious trouble. It shouldn’t scare you or him.
In the ER, the examining doctor gave him a very complete examination. He ordered a CT scan of his brain. The doctor found nothing wrong, and the scan was said to be normal. They sent us home. This week we got a report of the scan. It says my husband has brain atrophy. I had to look up the meaning of atrophy. My husband was never an Einstein, but what is the significance of brain atrophy? He carries on a reasonable conversation, and he reads the paper carefully. Need we be concerned? I’m
10
Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2011 North America Synd., Inc. All Rights Reserved
TOWN HALL YOGA IS BACK! EVERY WEDNESDAY 9:15-10:45 AM Hatha Yoga For more information contact: Olivia Pennington, RYT Palmer Lake Town Hall
28 Valley Crescent, Palmer Lake 80133
719-331-8200
OP@e-raceronline.com
Affiliated with Tri-Lakes Center for Family Development
Equine Facilitated Experiential Counseling A unique approach to dealing withtrauma, depression, anxiety, anger, relationship issues & personal growth.
NEW INDOOR ARENA AND COUNSELING FACILITY FOR YEAR-ROUND ACCESS!
www.gypsywindranch.com www.boyercounseling.com
719-210-0668 or
laurel@gypsywindranch.com
Laurel Boyer, MA, Counseling and Epona EFEL Approved Instructor
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ne of the biggest surprises in our clinic was the epidemic of sleeplessness. Many people struggle to get to sleep, stay asleep and then wake refreshed. Stress, age, diet and blood sugar imbalances can impact this issue, but simple actions can change it in a short period of time.
IMMUNITY
People who get less than 7 hours of sleep/ night are 300% more likely to catch colds (JAMA study). Sleep boosts your immunity and lack of sleep lowers it. Your body will get rest one
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People who get good rest (uninterrupted 7-9 hours) have, on average, a smaller BMI (height/weight ratio) than people who don’t get good sleep. Too little sleep impacts the hormones that regulate appetite and thus weight, especially in the mid-section.
who get more than 6 hours/night. The same people getting 5 hours/night of sleep are 300% more likely to have diabetes. Clearly sleep is important!
TIPS TO BLOOD PRESSURE IMPROVED SLEEP 1. Go to bed earlier - - the hours & DIABETES
before midnight are twice as valuable as the hours after midnight.
Lack of sleep is associated with higher levels of stress hormones that can increase blood pressure and affect glucose metabolism. Research has shown that people who sleep less than 5 hours/night are 500% more likely to have elevated blood pressure than those
Healing Touch Therapeutic Massage
2. Have an evening routine. Children who have ‘bedtime routines’ sleep better and so do adults. Begin to relax an hour before your bedtime to let your body know it is time to sleep. Consider a protein shake before bed. I often had my clients take a shake in the evening. This can help balance blood sugar which can allow the body to sleep uninterrupted (check out my recommendations for shakes at www. lifestyleforhealth.com)
Robyn Graham, RMT 719-216-4421
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Night Night – Enjoy your sleep tonight!
For additional information contact Dr. Cheryl at: 719-487-3171
Helen, Store Manager Would Like to Invite You to Visit Our New Location: 13880 Gleneagle Dr. Colorado Springs, CO
719-488-5575
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R&R Pose. Lie on the floor with your feet elevated on a chair or footstool, arms at your side. Close your eyes, breathe deeply and just relax with no stimulation (no reading, talking, music, TV, etc). Lying in that position for 15 minutes is equivalent to 4 hours of rest. Don’t do it twice and think you can skip sleeping! This is designed to help you catch up on rest!
Original Owner of Glamour Salon in Citadel and Chapel Hills Mall
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TRI-LAKES NETWORKING TEAM “Uniting Women to Build Relationships, Achieve Success and Improve Our Communityâ€? Presents: Computer Viruses and Scams October 11th 6:30 to 9 pm/ Champs Restaurant – Shops at Briargate. Go to www.trilakesnetworkingteam.com to register! PEACE.LOVE.SWAP. KID’S CLOTHING AND GEAR SWAP Aerials Gymnastics East, Colorado Springs Sunday, October 16, 2011 2:00 pm to 5:00 pm Swap Maternity-Baby-Kids-Teen clothing, toys, and gear. Kids grow out of their stuff so fast & always need new stuff, & in this economic climate, what better way to get “newâ€? stuff than to swap with other families. That is what peace. love. swap is all about. For only $5 (if you prepay $6 at the door), you take as much stuff as you need - period. Need a pack n play? done. Clothes for all three of your kids? done. Books, toys, shoes, swings.. we have that - and it’s all only $5. The only rule? Take only what you need, and bring it back when you are done. That’s all we ask. peace. love. swap is truly a win- win for everyone involved. In this economic climate & in a time when recycling and keeping stuff out of landfills is so important, we need to make families aware of something so unique. Any help in getting the word out is greatly appreciated! It’s green, fun, philanthropic & catching on fast! More info: http://peaceloveswap.com/swaps/coloradosprings/ PLAN AHEAD---VIKING FAIR October 22, 9am to 2pm Breakfast, bizarre, crafts, rafes, music, art, baked goods--including Scandinavian items, at Viking Hall, 1045 Ford St. (off Galley, east of Powers), Colorado Springs. Breakfast cost is $8. No admission fee. For information and vendor procedures phone 719-351-3554. Sponsored by Sons of Norway for fun and funds for humanitarian relief, building and scholarships.
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WORKSHOP: HOW MONEY WORKS! 10/25/11, 11:30 â&#x20AC;&#x201C; 1:00pm the Tri-Lakes Business Incubator, 14960 Woodcarver Rd, Colorado Springs, CO 80921 About: We all go to school for 12 to 16 years for reading, writing and arithmetic and we never really learn anything about How Money Works! I will show you how to apply ďŹ nancial principals to grow and PROTECT your money for college funding, retirement planning or simply wealth accumulation - with money you never even knew you had! Presented by: Michael Clark-Dreibus, Keep-A-Smile Insurance. Cost: $5 TLBI members, $10 non-members Advanced Registration: Heather McEntee,info@ trilakesbi.org, 719-481-4877 x100
6,/(17 $8&7,21 MRLQ XV IRU D
SAFE TRICK OR TREAT October 30 from 3:00 to 5:00pm Bring the kids downtown for a night of safe trick-or-treating as Monument merchants provide treats, activities and show-off their creative costumes. The Monument Police Department patrols the streets to help insure the safety of our goblins. BANNER CHRISTMAS Historic Downtown Monument is sponsoring the the third annual â&#x20AC;&#x153;Banner Christmas.â&#x20AC;? Banner Christmas features original Christmas art banners, handpainted by renowned local artists. The banners are on display on lamposts in the historic downtown of Monument. Unveiling is the Friday after Thanksgiving and they remain on display throughout the holiday season. If you are interested in painting a banner for the 2009 season, please contact Vicki Mynhier at 719.460.4179 or email at vmynhier@townofmonument.net.
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WHEN AN UNSTOPPABLE FORCE TEAMS UP WITH AN IMMOVABLE OBJECT
SMALL TOWN CHRISTMAS Held the first Saturday in December from 10:00am to 2:00pm, this day full of holiday activities includes visit from Santa and Mrs. Claus along with crafts and activities for children, open houses and other special events as the merchants of Historic Downtown Monument celebrate a Small Town Christmas
http://snippetzonline.com/submit-an-event.html
WEDNESDAY, OCTOBER 12
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onument Hill Kiwanis proudly presents the 2011 Empty Bowls Dinner and Silent Auction. Thanks to the generosity of several area restaurants and businesses, guests will enjoy a variety of delicious soups, wonderful breads and mouth-watering desserts. Guests may also select a beautiful complementary bowl handmade by regional artists. A spectacular Pikes Peak helicopter ride and a beautiful ruby ring are only two of the items in a large silent auction on which guests may bid.
The items have been donated by area businesses and the silent auction is being sponsored by TriLakes Cares volunteers. Come and enjoy a fun evening, fill your bowl and fill a community need. Proceeds go to Tri-Lakes Cares, a 501(c) (3) organization that helps those in need in our community. The Empty Bowls Dinner and Silent Auction: Wednesday, October 12, Lewis Palmer High School, 1300 Higby Rd, Monument, CO, 5:00 PM to 7:30 PM, cost $20 which includes one child under 12 free, checks payable to Monument Hill Kiwanis. Tickets are available at the door and in area stores: In Monument: High Country Home and Garden, Covered Treasures Bookstore, Rosieâ&#x20AC;&#x2122;s Diner, Hangers; in Palmer Lake: Rock House; in Jackson Creek: Tri-Lakes Printing. For more information call Mark Zeiger at 719.488.5934.
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THE EMPTY BOWLS DINNER AND SILENT AUCTION
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By Nicholas Yanez
W
hether it is upon a mountain or in a valley; in the midst of the city traffic or held within the breeze of an open field. It might be two trees collapsing over one another, or family moving into their cabin. It could even be two pieces of dust, or a business deal in New York. When two forces combine, there must be a reaction. The combination in which this article is directed at is the one between Pinz Bowling Center and the 2012 Palmer Lake Fireworks Committee. The two have combined forces for the greater good of our community, and now Pinz, the premier entertainment center in the Tri-Lakes area, is the home of the 2012 Fireworks committee. Gloria McCartan, co-owner of Pinz,
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states that â&#x20AC;&#x153;after seeing the celebration, its incredible production, and all the good it does the community, I had to be a part of itâ&#x20AC;?. And so it beginsâ&#x20AC;Ś As you all know, this week is Oktober Fast at Pinz. Thereâ&#x20AC;&#x2122;ll be free sampling throughout the week, and on the big day (October 8th from 11-3) along with the car show, beer sampling, and music, there will be charitable events. The first being that Pinz will be donating proceeds of the Oktober Fast Car Show to animal rescues. The second has to do with what Iâ&#x20AC;&#x2122;ve been desperately setting up this whole time. This Saturday at Oktober Fast, citizens can partake in a car bash and tractor pull that benefit the 2012 palmer Lakes Fireworks. Pinz also has a Haunted House in the works for late October that will benefit the local organization. So as you can see, this lethal combination is already making headway that will largely affect your favorite summer holiday. Peanut Butter and Jelly, Sunny and Cher, Owen Wilson and Vince Vaughan, Dresses, Shoes, and Purses, can all take a bow now to the spectacular combination of Pinz Bowling Center and the Palmer Lakes Firework Committee. No they canâ&#x20AC;&#x2122;t be eaten for lunch or make classic comedy films, but they can bring joy to thousands of locals who rely on one a day a year to leave them in awe. Rest assured with Pinz on board, your 4th of July will be the greatest 4th dayâ&#x20AC;Ś ever.
SNIPPETZ WEEKLY MAGAZINE ®
LOOK WHAT’S COOKING...
A NATIONAL RECIPE, A LOCAL FLAVOR! COMING TO A MAILBOX NEAR YOU! TO ADVERTISE CALL: 719.487.0484 RECRUITING MUSICIANS FOR TENTH ANNUAL TRI-LAKES MUSIC ASSOCIATION CHRISTMAS CONCERT SERIES
as instrumental) to perform in this concert. This event is made up of community volunteers that wish to give back to the tri-lakes region. Vocal practices are on Sundays, 1PM at The Inn at Palmer Divide (443 South Highway 105, Palmer Lake, CO 801322. The rehearsals are held downstairs in the conference facilities.
T
The performances will consist of a two hour concert that will feature various performance groups. The post intermission section will feature the Tri-Lakes Music Association’s orchestra and choir performing Phil Barfoot and David Williamson’s “The Gift or Christmas”.
he Tri-Lakes Music Association is once again performing a community wide Christmas concert series being performed on the weekend of December 9th, 7PM December 10th, 7pm and December 11th, 2PM The proceeds from this event will be donated to Tri-Lakes Cares, a non-profit organization and create two college scholarships. The Tri-Lakes music association is recruiting musicians (vocal as well
“This event is truly a community wide happening, very similar to the very successful annual empty bowl dinner” said Manning. “The group that comes together to perform these musical works
do it out of the goodness of their heart and soul. They spend countless hours preparing for and putting on a very professional concert. The groups are not made up of paid professionals but local community members who have a need, a desire, to give back to the community in which they live. This year, as in the years past, the proceeds go to help a more than worthy causes – TriLakes Cares. Tri-Lakes Cares has done so many good things in the Monument community and are always in need of additional funding. Our first concert raised approximately $2600 and the remaining have raised about $4000 each yielding a total of about $35,000.00. We would love to top that amount this year but need everyone’s help if we are going to be successful. Two years ago we started the practice of giving two $500 scholarships to two deserving LP high school seniors. We don’t require
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that they be music majors but will follow a life long appreciation of music”. This event is funded by several local churches and community members and the community is encouraged to contribute if they so desire. Admission to the concert is free and is on a first come first serve basis. A free-will offering will be taken up during the concert every dime of which goes to Tri-Lakes Cares as well as the two $500 scholarships. For further information concert series please contact Bob Manning at (719) 232-4114 or rwgmanning@comcast. net. Also, additional information can be obtained by visiting the Tri-Lakes Music Association’s website: www.trilakesmusic.org
SNIPPETZ
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DINING GUIDE Live Music Every Tuesday and Saturday
GRAND OPENING SPECIAL FOR THE MONTH OF OCTOBER: Family Owned and Operated
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LA ZINGARA ITALIAN RESTAURANT HAS MOVED!
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Catch all your MLB Games Here!
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We are now open at our new location in the Gleneagle Golf Club located in the heart of the Gleneagle community nestled between Northgate Road and Baptist Road just east of I-25. We will be open year round for lunch, dinner and will be serving brunch on Saturday and Sunday beginning October 8th. Come enjoy the beautiful views and cozy atmosphere along with the same delicious Italian food, wine and wonderful service you have come to love. For questions or information prior to October 1st you can call Mary Beth at 719-208-9300. LUNCH: 11:00AM - 2:00PM (CLOSED MONDAY’S FOR THE WINTER) 251 Front Street, Monument 6 am - 3 pm 7 days a week! www.coffeecupmonument.com (719) 488-0663
DINNER: 4:30PM UNTIL CLOSE - TUESDAY THROUGH SATURDAY BRUNCH: 7:00AM - 2:00PM SATURDAY AND SUNDAY
AVAILABLE FOR PRIVATE PARTIES, WEDDING, REHEARSAL DINNERS AND OFFSITE CATERING
Come in and try our new line of signature burgers!
HAPPY HOUR Daily 2 - 5:30 pm
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Tuesday through Thursday! Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake
A CHICKEN IN EVERY POT
W
ith the political season under way, with of its political promises, I’m reminded of a famous old political slogan, about “a chicken in every pot.” While the quote is often attributed to President Herbert Hoover, its origin is thought to be from King Henry IV of France. In the 17th century, he reportedly said that, “I want there to be no peasant in my kingdom so poor that he is unable to have a chicken in his pot every Sunday.” The Republican Party expanded the saying during the 1928 presidential campaign in an advertisement that promised “a chicken in every pot and a car in every backyard, to boot.” While modern-day promises have changed somewhat, it’s still a wonderful thing to come home to a pot full of flavorful chicken. If you’re the one responsible for the cooking, that could be a problem -- unless you use a slow cooker to make that meal. Slow cookers use a low temperature to cook foods and retain moisture. They generally operate at 170 F to 280 F. This might seem too low to be safe, but in fact, the slow cooker’s direct heat on the food, long cooking time and the steam produced inside a tightly covered container makes the process safe. The combination kills harmful bacteria that can cause illness. It also helps less expensive, leaner cuts of meat become tender and shrink less, according to the Food Safety and Inspection Service. My recipe for Sweet and Sour Slow-Cooker Chicken contains easy convenience ingredients and is a complete and delicious meal in a pot ... and that’s a promise!
719-481-3244
website: http://www.bellapanini.com
Serving Anne & Mann’s Gourmet Ice Cream
SWEET AND SOUR SLOW-COOKER CHICKEN 2 pounds boneless, skinless chicken thighs, cut into 1/2-inch strips 2 tablespoons light soy sauce 1 (16-ounce) package fresh or frozen and thawed stir-fry vegetables 1 (8-ounce) can pineapple chunks in unsweetened juice, drained, reserving juice 1/2 cup purchased sweet-and-sour sauce 2 teaspoons cornstarch 1 teaspoon grated ginger root or 1/2 teaspoon powdered ginger 1 large (about 16 ounces) can or bag crispy chow mein or rice noodles 3 green onions, white and green parts, cut into 1-inch pieces 1. In 3 1/2 to 4-quart slow cooker, combine chicken and soy sauce; mix to coat evenly. Add the stir-fry vegetables and reserved pineapple juice. Stir to combine. Cover; cook on low setting for 4 to 5 hours.
24 Hwy. 105 in Palmer Lake
Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili
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*** Angela Shelf Medearis is an award-winning children’s author, a culinary historian and the author of seven cookbooks. She’s known as The Kitchen Diva and is the executive producer and host of “The Kitchen Diva!” cooking show on Hulu. com. Her latest cookbook is “The Kitchen Diva Cooks!” Her new inspirational book is “Ten Ingredients for a Joyous Life and a Peaceful Home -- A Spiritual Memoir” and was co-written with Pastor Salem Robinson Jr. (www.dunnsmemorial.com) Visit her website at www.divapro.com.
2. In small bowl, combine sweet-and-sour sauce, cornstarch and gingerroot or powdered ginger; and stir until well-blended. Stir into chicken mixture. Add pineapple chunks; stir gently to mix. 3. Increase heat setting to high; cover and cook an additional 20 to 25 minutes. Serve over chow mein noodles and sprinkle with the green onions. Makes 6 servings. (Additional information provided by Janet Hackert Nutrition and Health Education Specialist, University of Missouri Extension.)
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488-6917
(c) 2011 King Features Synd., Inc.
LUNCH SPECIALS CHICKEN WRAP OR SALAD & SOUP FOR $4.95 Taco Salad - Only $6.95
KIDS EAT FREE ON THE WEEKENDS
DELICIOUS PIZZA FROM OUR WOOD BURNING PIZZA OVEN
FOOTBALL FAN? SPORTS BAR & GRILL
Wear your team colors, and join in the fun with incredible Football Specials!
HAPPY HOUR - 4PM to 7PM - Monday thru Friday 6PM ‘til Midnight - Saturday & Sunday 1455 Cipriani Loop - Monument, CO 80132
(719) 487-0737
SNIPPETZ PUZZLES AND TRIVIA ®
Trivia Test
Sports Quiz
By Marge Svenson
By Chris Richcreek
1. GEOGRAPHY: What U.S. state lies directly south of South Dakota? 2. HISTORY: Which World War II battle was fought entirely by air? 3. FAMOUS PEOPLE: Martha Jane Burke was better known by what name? 4. GENERAL KNOWLEDGE: Who was known as the Maid of Orleans? 5. LITERATURE: Who wrote the book “The Wonderful Wizard of Oz”? 6. LANGUAGE: What is something that is mordant? 7. RELIGION: Who was the first canonized saint of the New World? 8. TELEVISION: Who is the voice of Moe in the animated comedy “The Simpsons”? 9. GEOLOGY: What is coal made of originally? 10. POETRY: Who wrote the line, “But only God can make a tree.”
1. When was the last time before 2010 that no Los Angeles baseball team was in the major-league playoffs? 2. Three Seattle Mariners stole at least 25 bases each during the 2010 season. When was the last time the Mariners accomplished such a feat? 3. Name the last NFL expansion franchise before the Houston Texas in 2002 to win its inaugural regularseason game. 4. How many times has a University of Kentucky Wildcat basketball player been the No. 1 overall pick in the NBA Draft? 5. In the 2010-11 season, Teemu Selanne tallied 80 points, the thirdhighest total for a player 40 or older in NHL history. Who had the top two totals? 6. Who was the first NASCAR driver other than Richard Petty to win the Daytona 500 more than once? 7. Name the last left-handed tennis player before Petra Kvitova in 2011 to win the Wimbledon women’s singles title.
(c) 2011 King Features Synd., Inc.
(c) 2011 King Features Synd., Inc.
1. Who sang and released “Drag City” and “Honolulu Lulu”? 2. Both a single artist and a group released songs called “Island Girl.” Name them. 3. Name the Jackson 5 brothers in order, oldest first. 4. How much did promoter Bill Sargent offer the Beatles to get back together for one concert? What year was it? 5. Which artist released an album with the title “The Rise and Fall of Ziggy Stardust and the Spiders from Mars”? 6. Name the only album by singer Pat Benatar to go to No. 1. (c) 2011 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) you can find the answers and solutions to the trivia and puzzles to the next page (17).
By Sam Struckhoff
New DVD Releases for Week of October 3, 2011 PICKS OF THE WEEK
“Buck” (PG) -- This documentary tells the story of real-life cowboy and horse-guru Buck Brannaman. Buck’s talent is something astounding to behold -- he emphasizes sensitivity and partnership when he’s working with defiant equestrians. As Buck puts it, he’s “helping horses with people problems.” The film links Buck’s profound sympathy with his childhood as the abused son of another famous cowboy hero. When
Buck sees troubled horses, he has an uncanny ability to see through to the troubles in the lives of their owners. This tale of a true character with awe-inspiring presence and an enormous heart has rightfully been wrangling in awards since hitting the trail at Sundance. “Fast Five” (PG-13) -- Against the exotic backdrop of Rio de Janeiro, a wild crew of expert drivers plot one last criminal act to get escape the law. If you had Dwayne Johnson coming after you, you’d drive like a maniac too. As the final stunt in the “Fast and Furious” series, Paul Walker, Vin Diesel and Tyrese Gibson reprise their roles, and yes, they all still have abs. Every shot that isn’t going 100 miles an hour is packed with some form of eye candy -- exciting locales, daring stunts, flashy cars or shots of the beautiful women who apparently live in remarkable population
densities throughout Brazil. The movie’s climactic one-last-heist is a fitting end for its adrenaline-injected franchise. “Scream 4” (R) -- When this series started more than a decade ago, it was the first slasher series to attain full self-awareness. As a loving parody of a genre known for predictability, “Scream 4” tries to inject some whodunit mystery into the darkened territory of horror movies. When beautiful young starlets are getting killed off like it’s the ‘90s again, returning members of the original cast (Neve Campbell, David Arquette and Courtney Cox) must solve the mystery and stop the Ghostface Killer before there isn’t anybody left in the movie younger than 40. While teen girls tremble in horror of a mad man with a kitchen knife, audiences might sweat under the weight of so much self-referential humor and constant winks at the camera.
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CULT CORNER
“Dead Alive” (Unrated) [Blu-ray] -- This 1992 New Zealand zombie gorefest is gruesome and shocking, in part because it’s one of the early works of Peter Jackson -- the man who delivered the high-budget majesty of “The Lord of the Rings.” Over-the-top guts and gore, lusty undead, a Kung-fu Catholic priest and a cartoonish humor make this blood-soaked nightmare a bucket of fun.
TV RELEASES
Planet Earth: Limited Edition [Blu-ray] Bored to Death: The Complete Second Season The Walking Dead: The Complete First Season (3-Disc Special Edition) Transformers Beast Wars: Seasons 2 and 3 Aaahh!!! Real Monsters: Season One Meet the Browns: Season 2 (c) 2011 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
HUEY’S PAGE
Answers & Solutions
could be that long-sought soul mate.
TRIVIA TEST ANSWERS 1. Nebraska 2. Battle of Britain 3. Calamity Jane 4. Joan of Arc 5. L. Frank Baum 6. Caustic 7. Rose of Lima 8. Hank Azaria 9. Coal is formed from the remains of trees and plants 10. Joyce Kilmer
SPORTS QUIZ ANSWERS
1. It was 2003. 2. It was 2001 (Ichiro Suzuki, 56; Mark McLemore, 39; Mike Cameron, 34) 3. The Minnesota Vikings, in 1961. 4. Once -- John Wall in 2010. 5. Gordie Howe (103 points in 1968-69) and Johnny Bucyk (83 points in 1975-76). 6. Cale Yarborough won it in 1968 and 1977. 7. Martina Navratilova, in 1990.
FLASH BACK ANSWERS 1. Jan and Dean, in 1963. They first performed as a duo called The Barons. 2. Elton John, as a single, in 1975, and The Beach Boys on their “Still Cruisin’” album in 1989. 3. Jackie (born 1951), Tito (1953), Jermaine (1954), Marlon (1957) and Michael (1958). The group’s first four singles went to No. 1. 4. $50 million, in 1976. The show would be televised via closed circuit broadcasts into theaters around the world at a cost of $50 per ticket. The Beatles declined, even when Sargent apparently doubled the offer. 5. David Bowie, in 1972. A concept album, the theme is an alien named Ziggy who advises about the coming end of the earth. 6. “Precious Time” in 1981. The album included the hit “Fire and Ice.”
OCTOBER 3, 2011
ARIES (March 21 to April 19) Cosmic changes create a potential for disruptions in your travel plans. In the meantime, you might want to consider shifting your focus to another area of your life that needs attention. TAURUS (April 20 to May 20) It’s a good time for beauty-loving Bovines to enjoy something special for the senses. It will restore your spirit and return you to the workaday world ready for the next challenge. GEMINI (May 21 to June 20) With your planetary ruler, Mercury, going retrograde, you might want to slow down the pace in pursuing some of your projects. Rushing things could be counterproductive. CANCER (June 21 to July 22) Tensions begin to ease in those once-testy relationships. This helps create a more positive aspect all around. Expect to hear news that could lead you to rethink a recent decision. LEO (July 23 to August 22) The pace of activity that had slowed last week now begins to pick up. This is good news for Leos and Leonas who have career-building plans that need to be put into operation. VIRGO (August 23 to September 22) Venus offers encouragement to romanceseeking Virgos who are ready to get up, get out and meet more people, one of whom
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LIBRA (September 23 to October 22) An ongoing problem with a co-worker might need to be sent to arbitration. Get all your facts together so that you have a solid base from which to make your argument. SCORPIO (October 23 to November 21) You are usually decisive about most matters. But you might want to defer your decision-making this week until you get more facts. Someone is holding out on you. SAGITTARIUS (November 22 to December 21) That quiet period is ending, and a new burst of activity creates some problems at the workplace. But things are soon resolved, and everything goes back to normal. CAPRICORN (December 22 to January 19) Relationships could be either helpful or hurtful as you pursue your career goals. You might have to make some difficult choices depending on what your priorities are. AQUARIUS (January 20 to February 18) You might still have some doubts about a career move that could involve a lot of travel. If so, continue to check things out until you feel secure about making a decision. PISCES (February 19 to March 20) Love rules, as Venus continues to exercise her cosmic influence on both single and attached Pisces. New developments might cause you to change your travel plans. BORN THIS WEEK: You often think of others before you consider your own needs. You enjoy helping people and would make a fine teacher or caregiver. (c) 2011 King Features Synd., Inc.
SNIPPETZÂŽ BUSINESS, FINANCE & LAW but they arenâ&#x20AC;&#x2122;t saving the money thatâ&#x20AC;&#x2122;s no longer going toward those monthly payments when a debt is paid off.
SAVINGS ARE KEY PART OF DEBT-FREE LIVING
T
he surprising results of a recent survey indicate that more consumers are opting to pay off debt rather than save money. An online survey by the National Foundation for Credit Counseling showed that 89 percent of respondents believe that right now itâ&#x20AC;&#x2122;s more important to pay off debt than to save. It wasnâ&#x20AC;&#x2122;t always that way. Back in 1959, when such figures were first kept, consumers were averaging savings at a rate of 8.3 percent of income. At this point, the rate of saving is only at 5 percent of income, which is up from 1 percent a few years ago. Gail Cunningham, with the NFCC, is quoted in the organizationâ&#x20AC;&#x2122;s latest newsletter as saying, â&#x20AC;&#x153;In bad times, people save out of a fear of tomorrow, and in good times they spend as if there were no tomorrow.â&#x20AC;? Weâ&#x20AC;&#x2122;re not at either point right now, not saving out of fear nor spending everything we have. Consumers are paying off debt,
The problem with paying off debt to the exclusion of saving becomes apparent when an emergency strikes and ready cash is needed. Not having money saved can put consumers in the expensive position of needing to take credit-card cash advances -- if they can get them.
October 28th, 2011
The availability of those cash advances has provided a cushion when times are lean. However, because of job loss, lowered incomes and more scrutiny of credit worthiness, fewer people have that credit-card cushion during an emergency.
6:00 to 9:00 PM
Please check www.tlwc.net for any changes to Wine and Roses Proceeds Benefit the Tri-Lakes Community
â&#x20AC;˘ Local On-Site Chefs â&#x20AC;˘ Silent Auction & RafďŹ&#x201A;e â&#x20AC;˘ Celebrity Servers
Savings needs to become the new source of cash availability. If for no other reason, money that is saved will earn interest (although nowadays the percentage rate is pitiful), and it wonâ&#x20AC;&#x2122;t cost you the interest that a credit card will.
Beverages have been arranged by: The Wine Seller and Serranos Coffee
Yes, pay off those debts, concentrating on the one with the highest interest rate first. But as soon as you pay one off, put that money into savings every month. Begin building a fund that will cover your future plans and emergencies.
Wines â&#x20AC;˘ Beers â&#x20AC;˘ Spirits Serranos Coffee Bar On-site Photo Sitting by Kirkland Photography
Tickets are $50.00
($55.00 after 1pm day of event and at the door)
Visit www.TLWC.net for more info and Tickets, or purchase from any TLWC Member.
Your goal should be not only to be debt-free, but to have savings. David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@ gmail.com.
THE TRI-LAKES WOMEN'S CLUB PROUDLY PRESENTS THE 10TH ANNUAL WINE AND ROSES.
(c) 2011 King Features Synd., Inc.
IN 1752, BENJAMIN FRANKLIN DISCOVERED ELECTRICITY IN A FIELD. IN 1935, WE WERE CALLED UPON TO GET IT THERE.
Wine and Roses, 'An Event to Attend', October 28, 2011, 6:00 to 9:00 PM
J
oin us for this fun and worthwhile fundraiser. Tickets are $50 per guest and may be purchased online at www.TLWC.net, until 1:00 pm the
day of the event or contact any TLWC member, Serranos Coffee or The Wine Seller. All proceeds from Wine and Roses will go to assist many of our local non-profit and educational organizations that otherwise would do without essential programs and items. Wine and Roses will feature celebrity servers, great local restaurant on-site chefs, fine wines, spirits and beers, coffee bar, Raffle, Silent Auction and Kirkland Photography and Design onsite photo setting. Tickets will be available at the door for $55 per guest.
Please check www.tlwc.net for any changes to Wine and Roses
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SNIPPETZ BUSINESS, FINANCE & LAW
IT’S THE LAW! by Christopher C. Meyer, Attorney at Law, P.C.
THE MARRIAGE ZONE:
PLANNING FOR DIVORCE By Christopher C. Meyer © June 2007
W
hat should you do when you have exhausted all alternatives, such as counseling, and despite your best efforts, you are headed for divorce? What preparations are advisable when you are getting ready to leave the marriage zone and head out for the single life?
Lisa Welch Stevens Attorney at Law, P.C.
Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖
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You only have
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In terms of preparation, it is useful to think ahead and to imagine what your life will be like once you are divorced. For example, as a single person, you will need to have credit in your name. You might as well get started on getting credit solely in your name. You also want to get rid of joint credit with your spouse. This is especially true if you are a victim of DSS (Deadbeat Spouse Syndrome). So pull down your credit report and get to work: get rid of unnecessary credit cards; close as many joint accounts as you can, including bank accounts. The ideal divorce results in no joint debt or joint accounts after the divorce. You don’t want your ex-spouse to be able to mess up your credit after the divorce. If you are unemployed or underemployed, the odds are you are going to have to contribute to your support - so get going! Take an inventory of your skills, think about what you enjoy doing, and explore the job market. The most effective method of job hunting is net- working; let folks know you are looking for work. Judges are hardworking, self-made people. They appreciate folks who are trying to make it on their own.
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Put off any big financial moves, like buying a house. Try to keep things simple. Remember that you will have to undo joint properties and debt in the divorce. Beware of incurring additional debt. If you need a car, don’t get one that includes a lot of debt. If you want to keep the car after the divorce, you are going to get the debt that is associated with it. Keep in mind that there are certain actions you can take before the divorce is filed that are subject to an automatic temporary injunction after the case is filed. For example, after the divorce is filed, your ability to transfer or dispose of marital property is restricted, except in the usual course of business or for the necessities of life, without the consent of your spouse or an order of the Court. The same is true for taking your minor child out of the state. If divorce is unavoidable, be prepared, and good luck with your new single life as you leave the marriage zone! Chris Meyer is an attorney practicing family law in Northern El Paso County. Chris’ law practice is limited to domestic relations cases. Chris has been practicing law since 1977. He is a former prosecutor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website (www. cmeyerlaw.com) has additional divorce and family law information and many other articles.
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Which line gives you the best chance for success? According to paycheckforlife.com, three out of five middle-class Americans entering retirement today are projected to outlive their financial assets. Learn how to protect your retirement account from losses, maintain upside potential, and maximize your lifetime income. Call us today for your PERSONALIZED SAFE MONEY REPORT. Illustration period: 1-1-2000 through 1-1-2011. Each example shown assumes $100,000 initial premium with no withdrawals. Market value based on the S&P 500® Index . Historical performance of the S&P 500® Index should not be considered a representation of current or future performance of the Index or of any annuity. Hypothetical index annuity product illustration assumes crediting method of a 5% annual point-to-point cap and annual reset. Hypothetical Income Rider Value assumes a 7% annual rate of return for income purposes. Illustration values represent gross returns. Assumed annuity rates and actual historical prices of the S&P 500® Index were used in this purely hypothetical example for the purpose of illustrating comparitive values and to illustrate how the Interest-Crediting Strategy might have performed using different assumptions but the same Index performance. Assumptions are not guaranteed. Past performance does not guarantee future results.
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