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ABOUT HALLOWEEN TRADITIONS by Megan Barrette
T
he candy-ďŹ lled, costume-laden holiday that is celebrated on October 31st has roots extending back 2,000 years ago to the Celtic festival known as Samhain (pronounced sow-in). The Celts celebrated their new year on November 1st, a day that marked the end of summer and harvest and the beginning of a cold, dark winter. The Celts associated winter with a time of human death and believed on the night before the New Year, the boundary between the world of the living and the world of the dead were blurred.
ISSUE 522 • OCTOBER 31, 2011
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Halloween Traditions... Continued on Page 2
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ABOUT HALLOWEEN TRADITIONS
Q U A L I T Y
Q U A L I T Y
SNIPPETZ HAS SCARED UP A FEW FACTS
W H E N
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Strange But True... 7 Moments In Time... 8 “Stuck in a Rut? Volunteer or Get Off Your Duff and Volunteer” Senior News Line... 9
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GREAT BARGAINS Find Your Treasure! Business / Employment Opportunities
HEALTH “Foot Swelling a Sign of Heart Problems?” To Your Good Health... 10 “Remedies Straight from Your Kitchen” Simply Healthy with Dr. Cheryl... 11
COMMUNITY CALENDAR 12 THE DINING GUIDE “Fall Into Fall: Pecan Pork Chops With Pumpkin Apple Butter” The Kitchen Diva... 15
PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)
BUSINESS, FINANCE & LAW “Navigating the Maze of New Bank Fees” Dollars and Sense... 18 “Hunting for a Prescription Drug Plan is No Game” Social Security Article by Rose Fortune... 18 “Annulment in Colorado” It’s The Law by Christopher Meyer... 19
Halloween Traditions... Continued from Page 1
the beggars in return for their promise to pray for dead relatives. The practice was known as “going asouling.” The tradition fizzled out, but was revived between 1920 and 1950 in the United States. Trickor-treating became an inexpensive way to celebrate the holiday and families could prevent tricks being played on them by providing the neighborhood children with treats. The tradition grew and became the basis behind the holiday.
On the night before the new year (October 31st), they celebrated Samhain. The celebration was held to allow the dead to return to earth and allow the Celtic priests to make predictions about the future. On this night, the Celts wore costumes, often consisting of animal skins, and predicted each other’s futures. Once Christian influences came to the Celtic lands, Samhain was transformed into a church-sanctioned holiday known as All Souls Day. All Souls Day was celebrated similarly to Samhain, honoring the dead with bonfires, parades and dressing up. Angel, saint and devil costumes replaced animal skins, however. The celebration was also called Allhallows, All-hallows eve, and eventually, Halloween.
Today, Americans spend an estimated $6 billion dollars on Halloween, making it the country’s second largest commercial holiday. • 90% of parents admit to stealing candy from their child’s trick-ortreating loot. Their favorite treat to sneak: chocolate bars and caramel. • Take note: children prefer homes that hand out chocolate, lollipops and gummy candy.
Halloween came to America by way of immigrants in the second half of the 19th century. Americans began to dress up and go house to house asking for food or money, a practice that eventually turned into today’s “trick-or-treat” tradition. By the late 1800’s, Halloween became a community and neighborly event in which ghosts and witchcraft were absent. Parents were encouraged to take anything frightening or grotesque out of Halloween celebrations. Because of this effort, Halloween lost most of its superstitious and religious nuances by the beginning of the twentieth century.
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Carving a pumpkin is a tradition that comes from Ireland and Scotland. Hollowed out turnips with burning candles or embers placed inside became a popular Halloween decoration a few hundred years ago. People believed that the carved turnip would ward off the dead. Like many traditions, this one traveled to America by way of immigrants. Instead of using turnips, families used pumpkins which were easier to find. Today, many families and children still carve pumpkins as a way to decorate for Halloween. Tips for choosing the perfect pumpkin • Examine the rind: a good pumpkin should have a firm rind and uniform color. It should be free of cuts, bruises and blemishes • Make sure the stem is not brown
• More than 93% of children go trick-or-treating every year.
Halloween Traditions... Continued on Page 3
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What would Halloween be without children dressed in costumes ringing doorbells and asking for treats? This tradition dates far back to All Souls Day in England in which poor citizens would beg for food. Families gave out “soul cakes” to
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www.shelterinsurance.com/michaelahlers Halloween Traditions... Continued from Page 2
and dry, and do not use the stem as a handle (even a healthy one can break off and fall on the ground). • Give the pumpkin a knock. If the pumpkin makes a thumping sound, it means the pumpkin is solid and free of internal defects, rot or soft spots. With the perfect pumpkin in hand, it can be tempting to rush home and carve it right away. However, once carved, a pumpkin only lasts four to five days before it begins to rot.
CREEPY SONGS Need a few songs to get you in the Halloween mood? Here are some suggestions that are sure to get your creepies crawling.
• That Old Black Magic by Ella Fitzgerald • Thriller by Michael Jackson
• Black Magic Woman by Santana
• I Want Candy by Bow Wow Wow
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Halloween Traditions... Continued on Page 4
H E A L T H Y GRASS/GRAIN FED
KODĂ LY Dances of GalĂĄnta SHOSTAKOVICH Cello Concerto No. 1 TCHAIKOVSKY Symphony No. 4
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• Monster Mash by Bobby “Borisâ€? Pickett & the Crypt-Kickers
• Spooky by the Classics IV
• In the Midnight Hour by Wilson Pickett
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and of course no collection would be complete without:
• I Put a Spell on You by Nina Simone
• Ghostbusters by Ray Parker Jr.
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• Witchcraft by Frank Sinatra
Lots of scary things can happen in a hotel. Bad food, insane movie charges and housekeeping staff barging in on you in the bathroom. But on Halloween, scary hotels take on a whole new meaning. People love a good ghost story and what better way to get a Halloween spook than sharing your room with an unpaying otherworldly visitor? Many hotels now offer packages that allow guests to take ghost tours, allowing them to get up close and personal with ghosts from years past.
• Beetlejuice: Main Titles composed by Danny Elfman
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Continued from Page 3
California: Legend has it that Kate Morgan, who checked in to the hotel in 1892 to meet her estranged husband, was shot and found days later. Some believe her spirit still haunts the hotel and guests have reported noises, breezes and even ghost sightings. President Ford visited the Hotel del Coronado and his secret service agents even complained of hearing odd noises. • Hotel Maison de Ville: This New Orleans Hotel is home to a soldier with an affinity for country music. Twenty years ago, a hotel employee opened a door to find a man dressed in military uniform who then suddenly disappeared. Apparently, whenever the hotel has the radio on, the ghost changes it to a country station. • The Queen Mary: This famous cruise ship is now permanently docked in Long Beach, California. The ship hosts daily ghost tours, allowing visitors to get up close and personal with the guests who never checked out. Visitors to the ship have reported seeing wet footprints, hearing strange knocks and screams, and have even reported seeing women walking around in vintage bathing suits. and the Snippetz favorite: • The Stanley Hotel and Conference Center in Estes Park, Colorado: The hotel was host to writer Stephen King and was the inspiration behind “The Shining.” The made-for-TV film was shot at the Stanley Hotel as well. Fans of Stephen King are encouraged to book
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room 217, where King himself stayed. The hotel opened in 1909 and is supposedly haunted by Fiona Stanley, the wife of the owner, who likes to play the piano at night.
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• Bobbing for apples originated with the roman harvest festival that honors Pamona, the goddess of fruit trees.
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• Harry Houdini died on Halloween night in 1926 as a result of appendicitis caused by three stomach punches. • According to tradition, if a person wears his or her clothes inside out and then walks backwards on Halloween, he or she will see a witch at midnight.
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LIFE ENERGY FLOW TAI YI: SEEING WHAT IS THERE (Part 1 of 2)
M
ost of us live in a society in which we are taught to pay attention to what we see, not what we may not see or recognize. But, what if ‘something’ is available to us, but we do not recognize it? What if it needs to be recognized? When you recognize it, what will you do with it? That may sound like a riddle, but a point to ponder is this: for most children, they are told to pay attention to physical objects and physical people. However, when children are very young, the light receptors, or the cones and rods in their eyes are usually already programmed to see energy. The adults, and possibly older children, around the child, may not recognize that energy. That is because many individuals are told to only pay attention to what is physical. With that teaching applied, the child’s eyes become programmed to only recognize physical objects and people. The child can still see the energy, but will no longer recognize it based on the teaching and the belief that only physical objects and physical people matter. This can occur in various ways. Many times, a small child will point out something that he or she does not understand, such as energy. The energy can be connected to a person, such as
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anger or joy, or it can be a nonphysical person, such as a deceased loved one, or it can be energy from some other source that the child happens to see. Just because the adults may not recognize it, does not mean it is not there. When a child desires to point out what he or she is seeing, the older children and/or adults may disregard it as imaginary or even punish the child for the desire to express something that may be seen as abnormal within the family unit.
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Both of those actions will teach the child to program his or her eyes to see what is considered ‘normal’. However, another point to ponder is that over the history of our world and different cultures, it was seen as abnormal to view the world as round, at one point. Also, at one point, it was seen as abnormal to believe the earth moved around the sun. In addition, it was seen as abnormal for doctors and nurses to wash theirs hands as many believed it not possible to spread diseases from one person to another through uncleanliness.
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Quantum physicists study energy all the time. Is it hard to believe that a small child would see energy? If a child takes on the belief that seeing energy is abnormal, he or she will likely suppress that ability. When that occurs, the child is suppressing a part of his or her true personality and then, many times, begins to form a false personality that is seen as acceptable and will not be ridiculed. This can lead to an angry adolescent who wants to be original and does not know how or what that would look like. How can Life Energy Flow assist a person who wants to identify what is their authentic nature so that he or she can express it without fear? Find out in next week’s issue.
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FREE online image editors are all the rage today. From among the great number of programs available, I have chosen some of the best ones below. Each has its pro's and con's and some are good for beginners and others for more experienced photo editors. Like I said, they're free to use to play around with each of them and bookmark the ones with features you like! 1. Picnik.com - Picnik may be one of the most popular online image editors for the internet savy because you can upload photos from Flickr, Picasa, Facebook and Photobucket. The one negative would be that to use ALL the features, you must upgrade to Premium which costs $2.08 per month... though a small fee for someone who will use it all the time. You can remove blemishes, make yourself thinner, whiten your teeth and get rid of red-eye for FREE, but you must UPGRADE to use the wrinkle remover, sunless tan, change eye color, or to take the shine off your nose. Here's a scarey trick, upload a photo of your face and go to Effects and then down to HDR-ish….you won't frame this photo, but it's great to take to your dermatologist because it emphasizes your skin damage! 2. Splashup.com - Splashup is a web based photo editor that looks just like a desktop application. Very impressive. Users coming from Photoshop should feel right at home with this editor. Click on "Jump Right In" to begin. If you're new to photo editing, I'd choose another one of the applications below. Because this program has more options, it is more difficult to learn. 3. Pixlr.com - Pixlr is described as Photoshop in a browser. Definitely one of the most impressive professional online photo editor I've seen. If you are used to using Photoshop, but just don't own it, this is the program for you. If you already know how to edit a photo, go to "Open Photo Editor", if not, go to "Retro Vintage Effects" to choose from an array of instant retouching for your photo. 4. Aviary.com - This is an easy to use program for beginners or advanced artists who just want an easy fix. If it's retouching that you need to do, this on-line program is very good. With Aviary, you can click on sharpen, contrast, brighten,
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saturation and then simply choose from one of the variations they offer. Whiten teeth, retouch blemishes, erase wrinkles, flip it, rotate it……all with one push of a button. Aviary is a tool from Phoenix, an online image editor. The Phoenix page contains many videos on using it to produce some stunning photo effects. This program is my choice for beginners. 5. Pixenate.com - Editing your photos in Pixenate is pretty simplified….not very impressive. The best features of this program is to turn your photo into an oil painting, crop it into a heart shape, add snow, add a lens filter and other effects like this. 6. Picture2Life.com - Not impressed with the retouching apps in this program, but the Effects are really nice. Turn your photo in to a watercolor, emboss it, make it a watermark, sepia tone, etc. 7. LunaPic.com - I've got to admit I have the most fun playing with this program…especially the effects and animation options. LunaPic provides ability to convert your images to animated GIF files (make your photo move), and there are lots of ready made fancy animation effects that you can apply to your photo. This one was a blast! 8. FotoFlexer.com - Besides editing out blemishes, adjusting color, and all the other normal editing features, Foto Flexer as fun editing software that can turn your photos into comics, neons, and even crop your face onto Paris Hilton's body, add animated stars, a metallic frame, a mustache….very fun software. 9. Adobe Photoshop Express photoshop.com/tools/expresseditor Photoshop express is a free editor from Adobe. Besides having the usual features to retouch, crop and enhance, there is also a "Decorate" tab to add word-bubbles, Groucho Marx glasses, etc. to your photo. 10. PortraitProfessional.com This program was so much fun! You can play with it for FREE by clicking on the download tab, although you won’t be able to save your creations unless you purchase the program (on sale for $39.95 reduced from $89.95) You can easily and instantly retouch yourself to look like a model....and it’s even fun to go a bit too far and see what you would look like with too much plastic surgery. (If you download the free program, just be sure to uninstall the McAfee virus cleaner it also installs.)
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SNIPPETZ WEEKLY MAGAZINE ®
HayCo
ROBERT KELLY SPA SALON WOULD LIKE TO INVITE YOU TO AN OPEN HOUSE AT OUR NEW LOCATION! COME MEET OUR TEAM...
WE LOOK FORWARD TO SEEING YOU!
For All Your Hay & Straw Needs!
SATURDAY
Sm. Squares • Lg. Squares • Rounds Alfalfa • Grass • Mixed • Straw
NOVEMBER 12TH 5PM - 8PM (719) 487-1281
L.L.C.
FOOD, FUN & PRIZES!
Specializing in Excellent Quality Horse Hay We Deliver
OUR NEW LOCATION: 1780 LAKE WOODMOOR DR.
(Woodmoor Center Behind the Library)
719-339-3525
$500 Bankruptcy
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about anything he could think of, including births, burials, chimneys and even beards. • By law, if you are planning to build in Washington, D.C., the edifice must be no taller than the Capitol building.
» Free Consultation » Payment Plans Available
By Samantha Weaver
• It was 20th-century CanadianAmerican economist John Kenneth Galbraith who made the following sage observation: “Faced with the choice between changing one’s mind and proving that there is no need to do so, almost everyone gets busy on the proof.”
(719) 302-3655 1-877-284-7529 121 S Tejon St, Ste 1107 www.MorseBankruptcy.com
• The original jack-o’-lanterns were turnips, not pumpkins. The custom began in Ireland, where residents hollowed out and carved faces into large turnips for the Celtic harvest festival of Samhain. The turnips, placed on windowsills, were believed to ward off evil spirits. In Scotland, young men would dress in white and blacken their faces in an imitation of the dead.
We are a federally designated debt relief agency pursuant to Title 11 of the U.S. Code, to help people file bankruptcy
• Peter the Great was known during his reign in the late 17th and early 18th centuries as “Emperor and Autocrat of All the Russias.” In order to raise money, he taxed just
www.fepublications.com
• You probably know that physicist Albert Einstein was awarded the Nobel Prize. You might not realize, however, that the prize was for his work on the photoelectric effect of light, not for his more famous theory of relativity. • If you are like the average American woman, you will spend a grand total of 60 days of your life in the practice of removing body hair. • In 2010, the record for the world’s largest pumpkin was broken. The Atlantic giant pumpkin, grown by Chris Stevens of New Richmond, Wisc., weighed in at the Stillwater Harvest Fest at a whopping 1,810.5 pounds. *** Thought for the Day: “You must learn from the mistakes of others. You can’t possibly live long enough to make them all yourself.” -- Sam Levenson
(c) 2011 King Features Synd., Inc.
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QUALITY GOODS & SERVICES Double
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487-9713 or 351-7476
BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs
By Appointment: 495-1774
When You Want It Done Right... The First Time!
• No Job Too Small • Free Estimates • Reasonable Rates • 25 Years of Experience Call Mark Today! Home: 719-481-0509 Cell: 719-237-9277
THE PLACE FOR GREAT BIRTHDAY GIFTS FREE Gift Wrapping
MONUMENT’S ONLY TOY STORE!
Both stores conveniently located at 274 Washington Street, Historic Monument Mon - Sat 11AM - 5PM - 481•1361
Unique Handcrafted Dollhouses & Accessories
for the Discriminating “Mini-Home Owner”
GARAGE DOOR REPAIR
A CUT ABOVE DRYWALL Drywall Patches, Repair and Texturing
Black Forest Rd.
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TRI-LAKES & GLENEAGLE WELCOMING Barbara Oakley 719-488-2119 PO Box 863 Monument, CO 80132
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MOMENTS IN TIME THE HISTORY CHANNEL
• On Nov. 6, 1854, John Philip Sousa, “The March King,” is born in Washington, D.C. Following the Civil War, Sousa served a seven-year apprenticeship in the Marine Band, then went on to compose 136 marches, including “The Washington Post” (1889) and “Stars And Stripes Forever” (1896). • On Oct. 31, 1892, “The Adventures of Sherlock Holmes,” by Arthur Conan Doyle, is published. The book was the first collection of Holmes stories. University of Edinburgh teacher Dr. Joseph Bell partly inspired Doyle’s character Sherlock Holmes. • On Nov. 2, 1902, engineer Andrew Riker delivers the first four-cylinder, gas-powered Locomobile -- a 12-horsepower Model C made of manganese, bronze and heat-treated steel -- to a buyer in New York City. At $4,000, the elegant, luxurious touring car was built for wealthy patrons. • On Nov. 4, 1928, Arnold Rothstein, New York’s most notorious gambler, is shot and killed during a poker game at the Park Central Hotel in Manhattan. Police made arrests
after following his trail of blood back to a suite where a group of men were playing cards. • On Nov. 5, 1940, Franklin Delano Roosevelt is re-elected for an unprecedented third term as president of the United States, with the promise of maintaining American neutrality in foreign wars. The day after the attack on Pearl Harbor, Roosevelt requested, and received, a declaration of war against Japan. • On Nov. 1, 1959, Jacques Plante of the Montreal Canadiens becomes the first NHL goaltender to wear a full facemask. Despite the coach’s objection, Plante put his foot down, pointing out that he’d “already had four broken noses, a broken jaw, two broken cheekbones and almost 200 stitches” in his head. • On Nov. 3, 1976, “Carrie,” a horror film starring Sissy Spacek and based on Stephen King’s 1974 best-selling first novel, opens in theaters around the United States. The film tells the story of high-school outcast Carrie White, who uses her telekinetic powers to exact a violent revenge on her teenage tormenters on prom night. (c) 2011 King Features Synd., Inc.
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weeks)
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FOR RENT
to sit still, two things that will help them be more successful in school.
FOR RENT Office/Warehouse space for rent High traffic area in Monument Up to 1200 sq feet, $1.25/sq ft. Short term lease available 719 302-2836
• Sign up to be a Special Olympics coach. • Sort and shelve books in the local library. Even a few hours a week will be a big help in this day of budget cuts.
Ads must be submitted by E-mail or U.S. Mail E-mail: advertising@fepublications.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Discover / Check
ACCOUNTANTS
HELP WANTED HORSE BOARDING
YOUR COMMUNITY ACCOUNTANTS
EXPERIENCED NAIL TECH AND HAIR STYLIST WANTED
The Walsh Company Inc. 430 Beacon Lite Rd. #155 Monuments - (719) 481-6555 WalshTaxCo@aol.com Individual and Business Tax Returns. Payroll, Bookkeeping & Financial Statement Accounting Services
Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument.
PET GROOMING
All positions and management. Apply Within. Domino’s Pizza 481 Hwy. 105, Monument
(719) 488-9203
FAMILY STYLE HORSE BOARDING Space for one or two horses on 12 acre family horse property west of Monument. Barn, tack room, corral, arena, pasture and grass hay. Trailer parking OK. $200 summer, $300 winter. Call Rick on 481-6660
FOR SALE
We Come To You! Experienced, professional and caring groomers. Less stress and hassle for you and your pet. Cage free, one on one grooming. No contact with unfamiliar pets.
WANTED: BLACK JACK & TEXAS HOLD-EM DEALERS
Thursday nights. Call Pinz 487-7469 Must be 21 years old. Does not have to be licensed. Just for fun.
970-397-3702
Volunteering can be the motivator to get out -- while helping others at the same time.
2001 NUWA 5TH WHEEL TOY HAULER 12’ Garage seperate from living area. Like New on inside. Asking $14k
Here are some suggestions:
CALL: 719-481-4204
• Sign up for regular hours at the local animal shelter. Putting down trays of food and water at feeding time, playing with kittens to get them socialized, and taking small dogs for walks can be a day brightener for both you and the animals. It also helps staff when they have extra hands to assist.
COUNSELING
MARY SENOUR PSYCHOTHERAPIST MA Counseling with Compassion. Pro Marriage~Pro Family ~Pro Life 236 N. Washington St. Chapala North Bldg., Monument, CO
• Read to pre-school children a few times a week. It teaches them to love books, and it helps them learn
719-331-4312
T
I
If these ideas don’t appeal to you, go online to Seniors Corps at www. seniorcorps.gov and look through the many volunteer opportunities in your area. Maybe you’d prefer cataloging photos at the historical society, raising a puppy to be a companion for a blind person, helping in children’s theater, being a museum docent, grocery shopping for the homebound or one of thousands more opportunities. No matter what your interest or skills, there’s a need!
n some parts of the country, winter can be especially dreary. With fewer hours of daylight, it’s easy to get down in the dumps and just hibernate -- unless you get out of the house on a regular basis.
NOW HIRING
PARK N BARK MOBILE GROOMING
STUCK IN A RUT? VOLUNTEER OR GET OFF YOUR DUFF AND VOLUNTEER
• Work at the food bank on pickup day. • Take a course in teaching adults to read. If you need motivation, consider not being able to read to your grandchildren. • Answer phones at the Red Cross.
Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send email to columnreply@gmail.com. (c) 2011 King Features Synd., Inc.
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SNIPPETZ® HEALTH AND WELLNESS
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Lisa Brownworth, N.P.
Specialized Adult and Pediatric Allergy and Asthma Care Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.
contracting leg muscles push fluid back into circulation.
Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma
Limit the salt you eat; salt makes the body retain fluid. Read food labels. Most of our salt intake comes from 719-592-1365 the foods we eat, not from www.csallergy.com Including adding salt at the table or Allergy Injections in cooking. But don’t do either. Your total daily salt 550 Highway 105 intake should be less than Monument, CO 80132 At the Medical Center 5,700 mg, preferably 3,800 next to Safeway Wednesday Afternoons mg. If salt is on the label as “sodium,” your total daily intake should be 2,300 mg or less. A better goal is 1,500 your thoughts are. -- P.K. *** mg. ANSWER: A hemangioma is a Tell your heart doctor about your small, ball-shaped mass of blood Dr. Donohue regrets that he is unable swelling. He might make changes in vessels. If 100 people had a liver to answer individual letters, but he will your medicines either by increasing scan, seven would be found to have a incorporate them in his column whenthe dose or switching to other medi- hemangioma. Women develop them ever possible. Readers may write him or request an order form of available cines that make the heart pump with more often than men do. They do health newsletters at P.O. Box 536475, not become cancers. They’re rarely a more force. Orlando, FL 32853-6475. source of constant pain, unless they There are other causes of edema, but grow quite large and press on adja(c) 2011 North America Synd., Inc. this is the one that seems to fit you cent tissue. They don’t cause attacks All Rights Reserved of pain. Have you found out what best. causes your pain? The booklet on edema explains its causes and treatments. Readers can order a copy by writing: Dr. Donohue -- No. 106W, Box 536475, Orlando, A MUST HAVE MINERAL FL 32853-6475. Enclose a check or money order (no cash) for $4.75 Protect your esophagus with a steady stream of zinc in your diet. Chinese U.S./$6 Canada with the recipient’s researchers recently discovered that higher levels of zinc in people’s tissues printed name and address. Please al- corresponded with a lower risk of esophageal cancer. Most Americans get adequate amounts of zinc in their diets, but if you shy away from zinc-rich low four weeks for delivery.
FOOT SWELLING A SIGN OF HEART PROBLEMS? DEAR DR. DONOHUE: I have a problem with my feet swelling. They get so big that they hurt when I walk. My doctor is puzzled. He thinks maybe it’s due to my heart pills, but he can’t change them -- my heart doctor has to. I have had two heart attacks, bypass surgery and a defibrillator put in my chest. When I’m in bed, the swelling goes down to almost normal. When I am up, it returns, even if I am sitting. I’d appreciate any suggestions. -- E.L. ANSWER: I believe I’m safe in saying your problem is chronic congestive heart failure. Your heart is pumping so weakly that blood circulates sluggishly. When you’re up or when you’re sitting, gravity pulls fluid out of your leg’s vessels, and it is the cause of your swelling. In the horizontal position in bed, gravity doesn’t have this effect, and the fluid stays in blood vessels. The swelling is called edema (e-DEE-muh). During the day, take frequent breaks to lie down with your legs propped up higher than your heart. When you sit, rest your legs on the seat of a chair put in front of you. Walk as much as you can during the day. The
*** DEAR DR. DONOHUE: Several bouts of stomach pain brought me to the doctor. The pain is located in my upper right side. The doctor was certain I was having gallbladder attacks due to stones. She sent me for an ultrasound test of my gallbladder. I don’t have stones. I have something called a liver hemangioma. My doctor says I don’t need any treatment. I never heard of this and wonder what
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foods, such as meats, nuts, legumes, and fortified cereals, ask your healthcare provider about a supplement.
Affiliated with Tri-Lakes Center for Family Development
Equine Facilitated Experiential Counseling A unique approach to dealing withtrauma, depression, anxiety, anger, relationship issues & personal growth.
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Laurel Boyer, MA, Counseling and Epona EFEL Approved Instructor
SNIPPETZ
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REMEDIES STRAIGHT FROM YOUR KITCHEN
Contact me to learn more:
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Sugar can be Useful!
Cheryl Townlsey, ND 719-487-3171 www.lifestyleforhealth.com *Restrictions apply. For complete details, contact your ViSalus Independent Distributor.
I love finding effective strategies from common items in my home. So many of us have forgotten or never knew remedies our grandmothers used, but they did use them for a reason - - they worked. Here are some of my favorite remedies - - Enjoy!
Sugar scrubs are found in high-end spas and most health food stores. They are so simple to make for you or give as gifts. Use 1 ½ cups sugar to 1 ¼ cups oil (almond oil or coconut oil is nice). You can also add your favorite essential oil (i.e., lavender or mint) to add a nice fragrance. Use in the shower or a nice hot bath. It exfoliates and smooths the skin!
Use those Eggs!
Baking Soda for those Meatballs
Take a small amount of egg white (raw), lightly stir it to break up the viscosity. Brush it on a clean face (all make-up removed). Leave on for 45 minutes or even overnight (you can’t see it!). Wash off. The egg white tightens the skin and leaves it firm, radiant
For people who are avoiding grains and still want to make meatloaf or meatballs, this tip works well. Use about 1 ½ tsp baking soda for one pound of meat. You can also rub some baking soda into meat before doing a stir-fry. It will help to tenderize the meat so you can use a less-expensive cut of meat.
Baby Food Doubles in Shakes and Muffins I love variety in my protein shakes (Vi Shake in our 90 Day Challenge), yet hate to open full can of pumpkin when I only need a tablespoon. When making a shake or muffins, use baby food. It is the right size and you don’t have waste. Read the label to ensure you are getting as little sugar as possible.
Our favorite, easy muffin is: 2 cups Vi Shake Protein powder (dry mix) 1 cups milk (or unsweetened almond milk) 1 ½ tsp baking powder Bake at 350 degrees for 15 minutes. Makes 12 muffins (gluten-free, high
protein). Great snacks! You can use pumpkin baby food or other flavors and add appropriate spice (i.e., pumpkin pie spice, apple pie spice). Great food, no waste!
Car Sickness Often ginger can help with any form of motion sickness. Try some candied ginger, ginger tea or even ginger capsules. Contact us at www.lifestyleforhealth. com for more lifestyle support! For additional information contact Dr. Cheryl at: 719-487-3171
SAFETY
SAVINGS
SERVICE
LEARN WHAT’S NEW WITH MEDICARE FOR 2012!
FREE EDUCATIONAL FORUM Presented by Monument Resident Stan Grant
Thursday, November 10th 8:00 AM - 9:00 AM Serrano's Coffee House 625 Hwy 105 Monument, CO 80132
Learn How To: • Save Money on your Medigap Insurance • Improve Your Benefits • Secure Your Future • Know Your Options • Feel Good About Your Choices
(Coffee and light breakfast will be provided)
Seating is limited and reservations are required
Please contact Sue 719-684-5258 or e-mail sueholmes_83@msn.com for your reservation This is an educational presentation
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SNIPPETZ : COMMUNITY CALENDAR ®
IMPORTANT INFORMATION REGARDING YOUR PERSONAL LIFE By Nick Yanez Hello there citizen. I know why you’re here. You read the title and thought, hey maybe this will tell me how to get my mortgage down, or save on insurance. That’s not the case. But what I’m about to recommend to you is actually much more important. I’m here to tell you it’s that time of year. It’s time to start thinking about this years’ holiday party. Whether it’s the office or the family, people need a place to celebrate. And YOU need to bring them the good times. Now, let’s lay out your options… Scenario number 1 – Your House. Not a good idea. You have to buy the food and prepare it. Then your newest employee/ most distant relative shows up who no one really wants there and brings his obnoxious son. His son gets into the liquor and the drunken twelve year old finds your baseball bat. He decides to remodel your basement, including that flat screen you got for yourself as an “early Christmas present”. The cops come and arrest you, as you are responsible on your property. After six years of trial and a scandal between your lawyer and a juror, you return home to a mess you must clean alone.
Better, but not quite there. While this does avoid the cooking and cleaning responsibility, it has a major affect on your wallet. You end up spending a whopping amount on food. And of course no offers to pitch in for the bill, no, they’ll help with the tip. Pfft, the tip. What’s the tip, 15%. That’s nothing. Not to mention the inevitable bored children at the table who start a food fight prompting the manager to visit your table several times. The embarrassments enough to go home early, but instead your stuck at the table discussing politics and religion with your Vice President/Father In-law who had his share of the wine. Scenerio number 3 – Pinz Bowling Center. Bingo! It’s the perfect place for your party. You don’t worry about preparation, as Pinz provides the room, lanes, and food for your needs. It’s also incredibly affordable while giving you classy options like Italian and Mexican Buffets. For the more casual crowd, it also can offer Friday night classics like Pizza and Wings. It’s great if you’re hosting kids, as they keep themselves and their energy occupied throwing strikes (or gutters) on the lanes. It’s more FUN than your other options, it has a full bar, yet it gives you distractions enough to avoid the drunken conversations. Pinz Bowling Center gives great service, great prices, and minimizes the chances of your night going astray. Hopefully you have taken this Important Information regarding your life and put it to good use in your brain. It’s never too early to book your date. Call Pinz at (719) 487-7469 and let the stress free holidays begin!
Scenerio number 2 – A nice restaurant.
Healing Touch Therapeutic Massage Robyn Graham, RMT 719-216-4421 212 N. Washington St., Ste A, Chapala Building in Monument
SNIPPETZ COMMUNITY CALENDAR www.fepublications.com
FALL CRAFT SHOW IN THE BLACK FOREST
November 3-6, 2011 Don’t miss the 47th Annual Black Forest Arts & Crafts Guild Fall Show & Sale held at the Black Forest Community Center (Black Forest Rd. just north of Shoup Rd.) Hours are Thurs-Sat. 9 am to 8 pm, Sun. 10 am to 2:30 pm.Over 80 artisan and culinary members will be selling handmade jewelry, ceramics, soaps and candles, Christmas decorations and ornaments, jams & jellies, baked goods and much more. Admission is FREE. Only Guild members are allowed to sell. The Guild is a Colorado nonprofit organization. A portion of all sale proceeds will benefit the Black Forest Arts & Crafts Guild Scholarship Fund and the Black Forest community. Due to fire regulations, no strollers are allowed. The facility is wheel chair accessible. Visit our web site for more information at www.BFACG.org. TRADITIONAL LUTEFISK /MEATBALL DINNER Saturday, November 5 At Viking Hall, 1045 Ford Street, Col. Springs Seatings at 2PM and 6PM Cost is $18 for adult members, $20 for nonmembers, $8 for ages 5-12. Also, for sale in lobby find herring, lingonberries, lutefisk, baked goods, gift items. For reservations, please phone June at 599-3235
TRI-LAKES BUSINESS INCUBATOR FREE MONTHLY SEMINAR HVAC: The Positive Impact It Can Have on Your Business! Tri-Lakes Business Incubator 14960 Woodcarver Rd. Colorado Springs, CO 80921 Tuesday, Nov 8, 2011 - 7:00 - 8:00pm We will discuss: The role of your HVAC system in your business, The types of maintenance programs available, What you need to know about preventative maintenance proposals/agreements, Why a preventative maintenance program can be beneficial to your business. RSVP TO: Tri-Lakes Business Incubator, Heather McEntee info@trilakesbi.org / 719-481-4877 x100. THE 4TH ANNUAL MOZAIC OF WISHES to benefit Tri Lakes Cares the Tri Lakes only Resource Center Friday, November 18th from 5:30-8:00pm at The Inn at Palmer Divide in Palmer Lake This is an evening of wine and refreshments coupled with the opportunity to purchase items from area vendors, all in the spirit of giving and community support. There is no charge for the event but a donation of a gift card, unwrapped toy or items for the Holiday Food Basket Program would be greatly appreciated and will be collected at the door. Students in D-38 will have a special hour to make purchases from 5:30-6:30 at discounts provided by the individual vendors. Raffle prizes, donated by the participating vendors, will be available with over 30 chances to win. Join neighbors, friends and local merchants in the Spirit of giving at a time of year when giving is most needed for those less fortunate in our community! For information please call: Tri Lakes Cares @ (719) 481-4864 x101 Living, Buying and Supporting Locally: That’s the Spirit of MoZaic of Wishes!
ALPACA HOLIDAY EXTRAVAGANZA Black Forest Community Club, 12530 Black Forest Rd., Black Forest, CO 80908 19-20 November 2011 - 9:00 AM to 5:00 PM The South Eastern Colorado Alpaca Breeders will host the 6th annual Alpaca Holiday Extravaganza at the Black Forest Community Club on Saturday, 19 Nov (9-5) and Sunday, 20 Nov (10-4). This free, fun event will showcase the entire range of products made from alpaca fiber. Garments, fashion apparel, accessories, and more just in time for holiday shoppers as well as fleece, roving, batting and yarn available for hand-spinners & artisans/crafters. Alpacas will be present so you can enjoy their gentle, unique nature and feel how soft their fleece really is. SCANDINAVIAN CHRISTMAS TEA Saturday, December 3 at 2PM At Viking Hall, 1045 Ford Street (off Galley, east of Powers) Featuring homemade holiday treats with holiday tea. Program and door prizes. Cost is $13 Seating limited. Please phone June at 599-3235 for reservations
SMALL TOWN CHRISTMAS Held the first Saturday in December from 10:00am to 2:00pm, this day full of holiday activities includes visit from Santa and Mrs. Claus along with crafts and activities for children, open houses and other special events as the merchants of Historic Downtown Monument celebrate a Small Town Christmas PEACE. LOVE. SWAP. KID’S CLOTHING AND GEAR SWAP Aerials Gymnastics East January 22, 2012 2PM-3PM drop off, 3:30 swapping begins Peace. Love. Swap. is a one of a kind organization that produces ongoing kid’s swaps. The swaps are for local eco/budget minded parents to get together and recycle (exchange) their kid’s stuff (ages 0-14 and maternity). After the swaps, I donate the leftovers to local charities and families in need. You can get more info, read our mission statement & see what moms are saying at: http:// peaceloveswaps/colorado-springs/ The parents that attend our swaps are the parents that live in your community ~ and in order to make the swaps a success, we need as many parents to participate as possible. Kids grow out of their stuff so fast & always need new stuff, & in this economic climate, what better way to get “new” stuff than to swap with other families. That is what peace. love. swap is all about. For only $5, you take as much stuff as you need period. Need a pack n play? done. Clothes for all three of your kids? done. Books, toys, shoes, swings.. we have that - and it’s all only $5. The only rule? Take only what you need, and bring it back when you are done. That’s all we ask. peace. love. swap is truly a win- win for everyone involved. It’s green, fun, philanthropic & catching on fast! The next swap in your area is: Colorado Springs Kid’s Clothing and Gear Swap. Location/ Sponsor: Aerials Gymnastics East. Date: January 22, 2012. Time: Drop off items between 2-3 pm ~ Swap starts at 3:30. Cost: $5 admission if you prepay & stuff to swap. Children can play at Aerials for $2 per child, to cover Aerials coaches More questions? Email: sherid@peaceloveswap. com.
off
Healing Touch
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Therapeutic Massage Robyn Graham, LMT 212 N. Washington St. Suite A, Monument
to submit your event:
719-216-4421 off
One Per Customer -- Exp 12/31/11
http://snippetzonline.com /submit-an-event.html
off
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www.HealingTouch-MassageTherapy.com 12
SNIPPETZ WEEKLY MAGAZINE ÂŽ
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he Lewis-Palmer District 38 ice hockey team is preparing to defend back to back state championships in the 2011-2012 season. The goal remains the same even though some of the faces have changed â&#x20AC;&#x201C; compete at the highest level and make another state championship run. â&#x20AC;&#x153;This yearâ&#x20AC;&#x2122;s team has high expectations to live up to. We lost 14 players from last yearâ&#x20AC;&#x2122;s team through graduation and will be a very young team this year with only four Seniors. The previous two yearâ&#x20AC;&#x2122;s senior classes enjoyed great success. But I am confident that this group will rise to the challenge.â&#x20AC;? Head Coach Steve Fillo said. In addition to the four Seniors, Coach Fillo will have six Juniors and four Sophomores returning.
On Friday, November 18th, the team is hosting its 3rd Annual
Breakaway Hockey Event at the Sundance Mountain Lodge. This Charitable Banquet dinner is staffed by the players themselves and is chocked full of great auction items. To top off the evening, desserts donated from local restaurants and Chefs are auctioned off to the crowd. Proceeds of the event are used to purchase equipment, ice time, and other fees associated with the hockey program. Tickets are available by contacting Katherine Methot at cmethot@yahoo.com. Come see the Lewis-Palmer Hockey Team in action. Friday night is hockey night in Monument with games starting at 630pm at the Colorado Sports Center, 16240 Old Denver Highway in Monument. The schedule is attached so come out and support your Lewis-Palmer Ice Hockey Team as they defend their State Championship.
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FALL INTO FALL F
ruits and vegetables are easier to come by in the summer months than in the fall and winter. But to stay healthy and ward off diseases, it’s important to include fruits and vegetables in your diet year-round. Here are some of the superstar fruits and vegetables of the fall and winter months. Sweet potatoes: They’re loaded with beta-carotene (which the body makes into vitamin A), vitamin C, potassium, fiber, iron and vitamin B-6. Sweet potatoes have more nutrients than regular white potatoes and can replace white potatoes in some recipes. Try them mashed, baked or as a dessert. Apples: A traditional fall favorite, apples are easy to find in the supermarket, or you can pick your own at a nearby orchard. They are a quick, easy snack and can be paired with peanut butter or cheese for protein. Apples contain antioxidants, which may help protect against certain cancers and reduce levels of LDL or bad cholesterol. Apples have vitamin C, vitamin K and fiber. Pumpkin: Pumpkin is a great source of beta carotene, a powerful antioxidant that is good for the eyes. They also contain potassium. Canned or prepared fresh pumpkin can be made into a variety of soups, baked goods and desserts. Broccoli: This is one vegetable that can be eaten raw or cooked, hot or cold, by itself or with other foods. Broccoli can help prevent cancer and heart disease, and boost the immune system. Nutrients in broccoli include vitamin C, vitamin A, vitamin B-6, iron, calcium, magnesium and vitamin E. Green Beans: Green beans are high in vitamin K, which protects red blood cells and helps reduce the severity of asthma, osteoarthritis and rheumatoid arthritis. They also contain vitamin C, potassium, folate, iron and magnesium. Spinach: Dark-green veggies contain a variety of nutrients a healthy body needs. Spinach is packed with vitamin A, vitamin K, iron, folate, magnesium, vitamin C, calcium, potassium, fiber and vitamin E. Spinach also has antioxidants and anti-cancer agents. Frozen or fresh spinach can be added to just about any meal. Try this wonderful recipe for Pecan Pork Chops with Pumpkin Apple Butter using these superstar fall fruits and vegetables.
PECAN PORK CHOPS WITH PUMPKIN APPLE BUTTER
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Serving Anne & Mann’s Gourmet Ice Cream
You can use canned sweet potatoes that have been drained and mashed instead of pumpkin, if desired. Any remaining Pumpkin Apple Butter mixture will keep in the refrigerator for up to two weeks, or you can freeze it in an airtight container for up to three months. It’s also delicious on bread, pancakes or waffles. If you’re pressed for time, a good quality, commercially made jar of pumpkin butter also will work well. 1 (14-ounce) can pumpkin puree 1/2 cup apple juice 1/4 cup water 1/2 cup packed light brown sugar, stevia or agave syrup 1/8 teaspoon ground nutmeg or cloves 1 teaspoon ground ginger 1 teaspoon ground cinnamon 1 tablespoon poultry seasoning 1 teaspoon salt 1 teaspoon freshly ground black pepper 1/4 teaspoon cayenne pepper 1/2 cup pecans 1/2 cup Panko whole wheat bread crumbs 8 (1/4 inch thick) boneless pork chops 1 egg, beaten with 3 tablespoons of water 1/4 cup oil for frying Whisk together pumpkin puree, apple juice, water, brown sugar, nutmeg, ginger and cinnamon in a saucepan until smooth. Bring to a boil, then reduce heat to medium-low and simmer until the mixture has reached the consistency of applesauce, about 10 minutes. Set aside.
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Place 2 tablespoons of pumpkin apple butter on each plate. Place pork chops on the pumpkin butter. Serve with a side of steamed spinach, green beans or broccoli. Makes 8 pork chops. (Additional information provided by Melissa Bess, Nutrition and Health Education Specialist, Camden County, University of Missouri Extension) *** Angela Shelf Medearis is the executive producer and host of “The Kitchen Diva!” cooking show on Hulu. com. Visit her website at www.divapro.com.
(c) 2011 King Features Synd., Inc. Meanwhile, sprinkle pork chops with 1/2 tablespoon poultry seasoning, 1/2 teaspoon salt and pepper, and cayenne pepper. Pulse pecans, bread crumbs and remaining 1/2 tablespoon poultry seasoning and remaining 1/2 teaspoon salt and pepper in a food processor until the pecans are finely chopped. KIDS LUNCH SPECIALS Pour into a shallow dish. EAT FREE Dip the pork chops in the CHICKEN WRAP OR SALAD & SOUP FOR $4.95 ON THE egg, shake off excess. Taco Salad - Only $6.95 WEEKENDS Press pork chops into the pecan mixture to coat on DELICIOUS PIZZA FROM OUR WOOD BURNING PIZZA OVEN both sides.
Heat oil in a skillet over medium-high heat. Add breaded pork chops and cook until golden brown on both sides and cooked through, about 3 to 4 minutes per side. Remove and drain on a paper towel-lined plate.
15
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SNIPPETZ PUZZLES AND TRIVIA ®
Trivia Test
Sports Quiz
By Marge Svenson
1. RELIGION: Which religious text is divided into chapters called “suras”? 2. HISTORY: When did the War of 1812 end? 3. TELEVISION: The character Jim Phelps starred in what long-running spy drama? 4. MUSIC: What kind of instrument is a dulcimer? 5. MONEY: What is the standard currency of Vietnam? 6. FAMOUS PEOPLE: Who was Time Magazine’s Person of the Century in 1999? 7. GEOGRAPHY: Where is the Baltic Sea located? 8. ANATOMY: What is “necrosis”? 9. NATURAL WORLD: Where is the geyser Old Faithful located?
By Chris Richcreek
1. Which franchise has won the most World Series: the Giants or the Pirates? 2. Name the first athlete to be named all-Ivy League in both baseball and basketball. 3. Only two NFL players have each tallied 10,000 yards receiving with one quarterback. Name the receivers and the quarterback. 4. When was the last time before Evan Turner in 2010 that an Ohio State men’s basketball player won The Associated Press Player of the Year award? 5. In the 2010-11 season, Boston goaltender Tim Thomas set an NHL record for save percentage with a .938. Who had held the mark? 6. When did soccer great Pele play his last official North American Soccer League game?
10. MOVIES: What 1970s film’s theme song was titled “Evergreen”?
7. How many championship fights was Joe Louis involved in during his heavyweight boxing career?
(c) 2011 King Features Synd., Inc.
(c) 2011 King Features Synd., Inc.
1. This band was once named The Detours and then for a short time The High Numbers. 2. Name the artist who released “I’m Gonna Get Me a Gun.” 3. Which single artist released “Ruby Baby” and when? 4. How do you pronounce the name of the band INXS? 5. How many No. 1 singles has Alice Cooper had since he went solo? 6. Who were the Mar-Keys? Bonus points for knowing the record label. (c) 2011 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) you can find the answers and solutions to the trivia and puzzles to the next page (17).
By Sam Struckhoff
New DVD Releases for Week of October 31, 2011 PICKS OF THE WEEK
“Crazy, Stupid Love” (R) -- This movie goes to show that with the right cast and a decent script, romantic comedies actually can have substance. Cal (Steve Carell) loses his cool when his wife (Julienne Moore) confesses that she has cheated on him. During their separation, Cal’s ineptitude in the dating scene leads him to enlist the help of player and ace wingman, Jacob (Ryan Gosling). Carell’s comedy chops keep him loveable
as always. Gosling and Emma Stone have crazy chemistry as two fast-rising stars in the Hollywood hierarchy. Even for those with low tolerance, “Crazy, Stupid Love” keeps the cinema cliches and staggering sweetness to a minimum -- for the most part. Overall, the movie fights the formula and comes out as a fresh, charming romantic flick. “Water for Elephants” (PG-13) -- Circus life never looked so pretty. Or so melodramatic. Jacob (Robert Pattinson) is a veterinary student who takes up with a traveling circus and immediately falls for the boss’s wife (Reese Witherspoon). Of course, you’d want to rescue such a pretty girl if she were married to a villain worthy of portrayal by Christoph Waltz (the menacing Hans Landa from “Inglorious Basterds”). With the exception of Waltz’s bad guy, many of the performances feel a little stiff.
The visuals paint a landscape of fantastical and bucolic life in a bygone era. This pretty scenery gives the film a unique feel, and help to keep things engaging when the story runs a tad thin. “Cars 2” (PG) -- While this sequel fails to keep pace with its predecessor and its peers, it’s unlikely that true fans (read: the little ones) will notice. Lightning McQueen (Owen Wilson) and Mater (Larry the Cable Guy) are back, and this time they’re headed overseas to take part in the World Grand Prix. There’s also the matter of Mater’s extracurricular activities as a spy. The film stays within the Disney standard of quality, but falls well below the mark set by Pixar films to date. The story just doesn’t have the heart that audiences have come to expect. However, the visuals are still stunning, and the cars still talk, so “Cars 2” probably will still place high in
16
the race for a kid’s attention. “Scrooged” [Blu-ray] (PG-13) -- Bill Murray plays a narcissistic TV executive in this 1988 retelling of “A Christmas Carol.” Murray’s style takes the classic Scrooge archetype and makes him funny and loathable, but also wounded and human. Maybe it gets a bit too sappy at the end, but c’mon, it’s a Christmas movie that’s watchable every year.
TV RELEASES
“Transformers Beast Wars: The Complete Series” “Deadliest Catch Season 7” “Rawhide: Season Four V.2” “How the States Got Their Shapes: Season 1” “Life and Planet Earth” [Blu-ray] “Californication: Four Season Pack” (c) 2011 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
HUEY’S PAGE
Answers & Solutions
TRIVIA TEST ANSWERS
LIBRA (September 23 to October 22) This is a favorable time to move ahead with your plans. Some setbacks are expected, but they’re only temporary. Pick up the pace again and stay with it.
1. Quran 2. 1815 3. “Mission: Impossible” 4. Stringed instrument played with hammers 5. Dong 6. Albert Einstein 7. Northern Europe 8. Death of body tissue 9. Yellowstone National Park, Wyoming 10. “A Star is Born”
OCTOBER 31, 2011
ARIES (March 21 to April 19) The pitterpatter of all those Sheep feet means that you’re out and about, rushing to get more done. That’s fine, but slow down by the weekend so you can heed some important advice.
SPORTS QUIZ ANSWERS 1. The Giants have won six World Series; the Pirates have captured five. 2. Current New York Mets pitcher Chris Young. 3. Marvin Harrison and Reggie Wayne, both catching passes from Indianapolis’ Peyton Manning. 4. Gary Bradds, in 1964. 5. Buffalo’s Dominik Hasek had a .937 save percentage in 1998-99. 6. The NASL championship game in 1977. 7. Twenty-seven.
FLASH BACK ANSWERS 1. The Who. The band made the changes in 1962 and 1964, respectively, the second after the song “Zoot Suit” failed to chart. 2. Cat Stevens, in 1967. Stevens is now called Yusuf Islam. Under his new name he’s received awards for promoting world peace. 3. Dion, in 1962. The Drifters originally released the song in 1956. 4. “In excess.” Its first U.S. hit was “Need You Tonight” in 1987. The group won five MTV Video Music Awards for the video. 5. None. The best U.S. chart rating was “Poison” at No. 7 in 1989. 6. The Mar-Keys were the first studio band for startup label Stax in Memphis. Stax was named for the founders, Jim STewart amd Estelle AXton.
TAURUS (April 20 to May 20) You’re in charge of your own destiny these days, and, no doubt, you’ll have that Bull’s-eye of yours right on target. But don’t forget to make time for family events. GEMINI (May 21 to June 20) Be prepared for a power struggle that you don’t want. Look to the helpful folks around you for advice on how to avoid it without losing the important gains you’ve made. CANCER (June 21 to July 22) Congratulations! You’re about to claim your hardearned reward for your patience and persistence. Now, go out and enjoy some fun and games with friends and family. LEO (July 23 to August 22) The Big Cat might find it difficult to shake off that listless feeling. But be patient. By week’s end, your spirits will perk up and you’ll be your perfectly purring self again. VIRGO (August 23 to September 22) A problem with a co-worker could prove to be a blessing in disguise when a superior steps in to investigate and discovers a situation that could prove helpful to you.
17
SCORPIO (October 23 to November 21) Your creativity is recognized and rewarded. So go ahead and claim what you’ve earned. Meanwhile, that irksome and mysterious situation soon will be resolved. SAGITTARIUS (November 22 to December 21) A new associate brings ideas that the wise Sagittarian quickly will realize can benefit both of you. Meanwhile, someone from the workplace makes an emotional request. CAPRICORN (December 22 to January 19) It might be a good idea to ease up on that hectic pace and spend more time studying things you’ll need to know when more opportunities come later in November. AQUARIUS (January 20 to February 18) A relatively quiet time is now giving way to a period of high activity. Face it with the anticipation that it will bring you some well-deserved boons and benefits. PISCES (February 19 to March 20) Go with the flow, or make waves? It’s up to you. Either way, you’ll get noticed. However, make up your own mind. Don’t let anyone tell you what choices to make. BORN THIS WEEK: You like to examine everything before you agree to accept what you’re told. Your need for truth keeps all those around you honest. (c) 2011 King Features Synd., Inc.
SNIPPETZÂŽ BUSINESS, FINANCE & LAW one bank, you can still receive points only if you have automatic deposits directly to savings. Another bank will start charging a monthly fee of $5 if a debit card is used. Still another bank will let you use your debit card for free if you keep $20,000 in your account.
NAVIGATING THE MAZE OF NEW BANK FEES
At another bank, checking accounts that used to be free will now be charged a fee, even for a basic stripped-down account. To have the fee waived, youâ&#x20AC;&#x2122;re required to make deposits of more than $500 a month and keep a high average daily balance. At one bank that minimum deposit is $6,000. With some banks, the minimum monthly balance can be the combined total of checking and savings. At another bank, youâ&#x20AC;&#x2122;ll pay a $20 monthly fee if you donâ&#x20AC;&#x2122;t keep a balance of $15,000.
H
urt by the loss of funds from new laws reining in fees, banks have looked for loopholes. Now theyâ&#x20AC;&#x2122;re rushing to cash in on different ways to extract dollars from the wallets of consumers.
Still another bank will waive checking-account fees if you make five transactions per month. Those can be withdrawals, deposits, checks or ATM withdrawals. At another bank, your fees will be waived if you sign up for automatic bill pay. At still anThe variety of new restrictions can other, the fees will be waived through make it difficult to determine what a combination of monthly balance fees youâ&#x20AC;&#x2122;ll likely incur. and online bill pay. Some banks are applying pressure to consumers who donâ&#x20AC;&#x2122;t like to do banking online by attaching fees to receiving a monthly statement by mail. At the same time, with other banks there will be a fee to access your account online. The only way to avoid it is to sign up for direct deposit of your regular paycheck -which doesnâ&#x20AC;&#x2122;t help those who are self-employed and receive checks from multiple sources -- and keep a high average daily balance. At one bank, if you deal with a teller even once, thereâ&#x20AC;&#x2122;s a fee for the month. Long gone are the rewards for using your debit card for purchases, and a monthly fee has taken its place. At
Complicated, isnâ&#x20AC;&#x2122;t it? When the notices come in the mail, read them carefully. Know what fees youâ&#x20AC;&#x2122;ll possibly incur. To get the best deal on your bank accounts, shop the credit unions.
Social Security Column
HUNTING FOR A PRESCRIPTION DRUG PLAN IS NO GAME By Rose Fortune Social Security Public Affairs Specialist in Colorado Springs Itâ&#x20AC;&#x2122;s that time of year again. â&#x20AC;&#x153;Open seasonâ&#x20AC;? is right around the corner for the Medicare Part D prescription drug plan. Hunting down the best plan for you is no game. Newly eligible Medicare beneďŹ ciaries, and current beneficiaries who are considering changes to their Medicare Part D plan, should mark their calendars for October 15. The â&#x20AC;&#x153;open seasonâ&#x20AC;? will run from October 15 to December 7. The Medicare Part D prescription drug program is available to all Medicare beneficiaries to help with the costs of medications. Joining a Medicare prescription drug plan is voluntary, and participants pay an additional monthly premium for the coverage. While all Medicare beneďŹ ciaries can participate in the prescription drug program, some people with limited income and resources also are eligible for â&#x20AC;&#x153;Extra Helpâ&#x20AC;? to pay for monthly premiums, annual deductibles, and prescription copayments. The Extra Help is worth about $4,000 a year. To figure out whether you are eligible for the Extra Help, Social Security needs to know your income and the value of any savings, investments, and real es-
David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@ gmail.com. (c) 2011 King Features Synd., Inc.
9OU 7!.4 TO JOIN THE #HAMBER OF #OMMERCE BECAUSE OF ALL THE BENElTS AND OFFERINGS -!+% YOU MONEY AND 3!6% YOU MONEY
tate (other than the home you live in). To qualify, you must be receiving Medicare and have: â&#x20AC;˘ Income not over $16,335 for an individual or $22,065 for a married couple living together. Even if your annual income is higher, you still may be able to get some help with monthly premiums, annual deductibles, and prescription copayments. Some examples where your income may be higher include if you or your spouse: â&#x20AC;&#x201D;Support other family members who live with you; â&#x20AC;&#x201D;Have earnings from work; or â&#x20AC;&#x201D;Live in Alaska or Hawaii; and â&#x20AC;˘ Resources not over $12,640 for an individual or $25,260 for a married couple living together. Resources include such things as bank accounts, stocks, and bonds. We do not count your house or car as resources. You can complete an easy-to-use online application for Extra Help at www.socialsecurity.gov. Go to the Medicare tab on the top of the page. Then go to â&#x20AC;&#x153;Apply For Extra Help With Medicare Prescription Plan Costs.â&#x20AC;? To apply for the Extra Help by phone or have an application mailed to you, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for the Application for Extra Help with Medicare Prescription Drug Plan Costs (SSA-1020). And if you would like more information about the Medicare Part D Prescription Drug Program itself, visit www.medicare. gov or call 1-800-MEDICARE (1-800633-4227; TTY 1-877-486-2048). So this open season (October 15 to December 7), after you track down the perfect prescription drug plan for you, hunt for something that could put about $4,000 in your pocket â&#x20AC;&#x201D; bag the best Medicare prescription drug plan for you and see if you qualify for the Extra Help through Social Security.
IN 1752, BENJAMIN FRANKLIN DISCOVERED ELECTRICITY IN A FIELD. IN 1935, WE WERE CALLED UPON TO GET IT THERE. Supplying electricity to rural America didnâ&#x20AC;&#x2122;t happen overnight. It took vision, cooperation and determination. Today, as a member of an electric co-op, itâ&#x20AC;&#x2122;s your turn to influence the future by saving energy. Learn how at TogetherWeSave.com.
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Lisa Welch Stevens
IT’S THE LAW!
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Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖
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nder what circumstances can you get your marriage annulled in Colorado? In Colorado an annulment is referred to as a declaration of invalidity. Your marriagee can be invalidated only under extremely limited circumstances.
You only have
ONE
There is a popular misconception that you can get your marriage invalidated if you only have been married for a short period of time, such a less than 90 days. Actually, the duration of your marriage has nothing to do with your eligibility for an annulment. There is no “get out of jail free card” just because you have been married for only a few months. Colorado statutes set out the requirements for invalidating marriages. The requirements for invalidating a marriage basically involve: lack of meaningful consent to be married (I was so drunk I didn’t know I was getting married.); marriage to an ineligible person (the proverbial redneck jokes – your sister, a twelve year old, etc.); the marriage involves a fraud that goes to the essence of the marriage (my wife didn’t marry me because she loved me, she married me to get my money and she lied about her circumstances to get me to marry her.). Marriage is serious business. There is no easy way out. You can’t get an annulment just because you have been married less than 90 days.
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Good luck to you if you are contemplating an exit from the marriage zone, you are going to have to get a divorce to do it unless your circumstances fit the very limited requirement for an annulment. This article is for informational purposes only and does not constitute legal advice about your case.
Chris Meyer is an attorney practicing family law in Northern El Paso County. Chris’ law practice is limited to domestic relations cases. Chris has been practicing law since 1977. He is a former prosecutor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website (www.cmeyerlaw.com) has additional divorce and family law information and many other articles.
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Which line gives you the best chance for success? According to paycheckforlife.com, three out of five middle-class Americans entering retirement today are projected to outlive their financial assets. Learn how to protect your retirement account from losses, maintain upside potential, and maximize your lifetime income. Call us today for your PERSONALIZED SAFE MONEY REPORT. Illustration period: 1-1-2000 through 1-1-2011. Each example shown assumes $100,000 initial premium with no withdrawals. Market value based on the S&P 500® Index . Historical performance of the S&P 500® Index should not be considered a representation of current or future performance of the Index or of any annuity. Hypothetical index annuity product illustration assumes crediting method of a 5% annual point-to-point cap and annual reset. Hypothetical Income Rider Value assumes a 7% annual rate of return for income purposes. Illustration values represent gross returns. Assumed annuity rates and actual historical prices of the S&P 500® Index were used in this purely hypothetical example for the purpose of illustrating comparitive values and to illustrate how the Interest-Crediting Strategy might have performed using different assumptions but the same Index performance. Assumptions are not guaranteed. Past performance does not guarantee future results.
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