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WEEKLY MAGAZINE

SNIPPETZ TAKES A POST HOLIDAY LOOK AT RETAIL

by Deborah Stumpf

FREE WEEKLY

ISSUE 531 • JANUARY 2, 2012

A

hhh – the post-holiday blues – or not!

Some people breathe a sigh of relief that the holidays have passed, and others actually mourn the end of the season, for whatever reason. But retail personnel have no time for either – they’re still on the defense, rushed by post-holiday sales shoppers and the return of undesirable gifts.

Some retail workers had to work on Christmas, like the clerks at Rite Aid and Walgreen’s. The luckier retail workers who had December 25 off were probably exhausted from the grueling hours they put in to ensure everyone else had a merry one. And is 24 hours enough to revive the retail workers who had to greet the post-Christmas crowd on December 26?

A Post Holiday Look at Retail... Continued on Page 2

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Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Larry E Stiltner Agency Monument, CO 80132 481 Hwy 105 Suite 212 Š1997 American Family Mutual Insurance Company and its Subsidiaries (719) 481-8382 Bus Home Office â&#x20AC;&#x201C; Madison, WI 53783 Monument, CO 80132 www.amfam.com Š1997 American Family Mutual Insurance Company and its Subsidiaries Home Office â&#x20AC;&#x201C; Madison, WI 53783 http://insurance-agency.amfam.com/CO/larry-e-stiltner/ www.amfam.com NA-07497 Rev. 1/03

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SNIPPETZ TAKES A POST HOLIDAY LOOK AT RETAIL

W H E N

W H E N

THIS WEEK IN SNIPPETZ

“That ‘Free’ Lunch Could Cost Plenty” Senior News Line... 9 “Creating a Facebook Page for Your Business - Part 2 Series 4, Article 8” Web Chat by Robyn... 14

HEALTH “Shoveling Snow Is Hard on Heart” To Your Good Health... 8

THE DINING GUIDE “New Year, New You!: Chicken And Apples With Lemon Balsamic Sauce” The Kitchen Diva... 11

PUZZLES, TRIVIA, ENTERTAINMENT 12-13 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

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COMMUNITY CALENDAR 14 BUSINESS, FINANCE & LAW “Internet Fraud Soars, Are You Prepared?”

Dollars and sense... 15 “Make 2012 Taxes Easier” Tax Talk With Tina... 15

A Post Holiday Look at Retail...

Continued from Page 1 The good thing: There were jobs available.

A BOOST The “Philadelphia Business Journal” reported Dec. 5 that the number of November hires this year for the holiday season was the largest since November 2007. According to the consulting firm of Challenger, Gray & Christmas Inc., retailers added 423,500 hires in November – the largest increase since November 2007 (pre-recession), when 465,400 were hired. Last year, 332,700 retail workers hired on in November. In 2008, only 213,500 retail workers were hired in November.

PO Box 789

Monument, CO, 80132

(719) 487-0484 email: george@fepublications.com

• Kohl’s has 1,089 stores nationwide, and about 35 sales associates were hired per store for the holiday season. Another 2,000-plus workers were hired for distribution centers and credit operations.

• Clothing stores showed a 33 percent jump between November and December 2010; electronic store sales increased 44 percent; sporting goods stores 58 percent; bookstores 92 percent and jewelry stores a whopping 113 percent.

• Limited Brands Inc., owner of big retailers like Victoria’s Secret and Bath & Body Works, was hiring more than 50,000 workers for the Christmas season.

• In December, jewelry store sales were 20 percent of the 2010 total sales in the industry; 14 percent for the same in department stores.

• In the U.S., inventory in department stores increased from Aug. 31 to Nov. 30 in 2010 by 24 percent; inventory counts fell in December by 22 percent.

The U.S. Census Bureau 2007 economic census showed that a little more than 15 and one-half million people worked in the retail industry in the U.S. at the time. The economic census is completed every five years – due again in 2012.

Did retail workers produce more; work harder this year than last? The numbers aren’t in for Christmas sales for 2011, but the U.S. Census Bureau reported $27.2 billion in sales for the 2010 holiday season.

WHO’S HIRING

• The nation’s department stores saw a 44 percent jump in sales in December

• This year, Best Buy hired about 18,000 extra workers for the holiday season, down from last year (29,000).

50

HOME OF THE

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• Toys ‘R Us was hiring more than 40,000 employees.

PUBLISHED BY FUNDER ENLIGHTENING, INC. George Wilkins - Publisher

2010 from the previous month. It was the largest month-to-month increase during the entire year.

HOLIDAY SALES 2010

• Macy’s planned on hiring about 78,000 workers.

ALL RIGHTS RESERVED © 2012

fabrics and crafts, hired 15 percent more people for holiday sales than last year – about 3,000.

• Amazon added about 900 jobs for full-time and part-time positions in packing, receiving and shipping at their Coffeyville, Kan., shipping center.

• Internet sales, including mail-order houses, reached $34 billion in December 2010 – the highest for any month that same year.

• In 2009, there were 21,891 electronic

A Post Holiday Look at Retail...

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• Blockbuster planned on hiring 4,000 seasonal employees, despite the fact they filed for bankruptcy in September.

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• Jo-Ann Stores, which specializes in

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www.shelterinsurance.com/michaelahlers A Post Holiday Look at Retail...

Continued from Page 2

retailers and mail-order houses, employing 320,721 workers.

THE GOODS â&#x20AC;˘ The U.S. imported $983 million worth of Christmas tree ornaments from China between January and September 2011. China led the foreign market for artificial Christmas trees shipped to the U.S. - $79.7 million worth during the same period. â&#x20AC;˘ China also led the way for the largest number of stuffed toys and other popular gift items imported to the U.S. between January and September 2011. â&#x20AC;˘ Toys imported from China totaled $2.5 billion. Chinese-made roller skates added up to $24.6 million in imports; basketballs $38.9 million; ice skates $17.7 million; sports footwear $253.8 million.

tinuous basis is â&#x20AC;&#x153;psycho-terrorismâ&#x20AC;? for sales people. Gottfried Rieser from the Union of Private Employees said that staff suffers psychologically from repeatedly hearing Christmas music. â&#x20AC;&#x153;They get aggressions and aversions against Christmas music,â&#x20AC;? he said. â&#x20AC;&#x153;On Christmas Eve with their families, they canâ&#x20AC;&#x2122;t stand â&#x20AC;&#x153;Silent Nightâ&#x20AC;? or â&#x20AC;&#x153;Jingle Bellsâ&#x20AC;? anymore.

BEETHOVEN & BERNSTEIN January 28, 8:00 pm â&#x20AC;˘ January 29, 2:30 pm

The union tried to intercede via the legal system but their efforts were unsuccessful.

Thomas Wilson, conductor BERLIOZ La captive, orientale BERNSTEIN Symphony No. 1, Jeremiah BEETHOVEN Symphony No. 2

In London in 2008, the Westminster Council ordered a major department store, Debenhams, located on Oxford Street, to stop playing Christmas music broadcast into the street as an accompaniment to its window display.

Apparently, there were numerous complaints, calling the blasting of Christmas music â&#x20AC;&#x153;noise pollution.â&#x20AC;?

Tickets from $19 ($12 students) Call: 719-520-SHOW (7469) Online: csphilharmonic.org Visit: Pikes Peak Center box office

And check out this yearâ&#x20AC;&#x2122;s Facebook posts to read all the sympathy notes to retail sales clerks in the U.S. regarding the constant play of Christmas music.

Bah Humbug!

Iâ&#x20AC;&#x2122;M DREAMING OF A â&#x20AC;Ś Have you ever asked a retail sales clerk if he or she gets tired of hearing Christmas music? Many of them will emphatically answer â&#x20AC;&#x153;yes.â&#x20AC;? Itâ&#x20AC;&#x2122;s not that they hate holiday music, but they listen to it all day and all night long, from Halloween through New Yearâ&#x20AC;&#x2122;s.

Well, in 2003, an Austrian trade union determined that playing Christmas carols in department stores on a con-

BACK THEN: SALES CLERKS TODAY: THE RICH AND FAMOUS A few well-known Americans started their careers in the retail industry. ToA Post Holiday Look at Retail...

Continued on Page 4

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A Post Holiday Look at Retail...

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•

day, they probably have people shopping for their holiday gifts, but once upon a time they understood first-hand the hustle and bustle of Christmastime in the retail sales industry.

•

•

Imagine buying shoes from George Clooney. In his native state of Kentucky, Clooney sold men’s suits and shoes in department stores and also worked in the stockrooms before he became “People’s Magazine’s” man of the year.

Another of Hollywood’s golden boys, Brad Pitt, worked indirectly in retail for the food industry.

Pitt wore a chicken costume and danced around on a street corner in downtown Hollywood advertising a fast food place. Think Pitt when you see people dressed as Uncle Sam or a piece of pizza frantically waving at you from the curb. They could be a stone’s throw away from fame.

•

It seems appropriate that designer Ralph Lauren started his career as a sales clerk at Brooks Brothers.

•

And visualize Colin Powell as a baby furniture salesman in New York. He learned Yiddish from the store owners and customers.

IT’S NOT OVER YET There’s plenty of time to get in on the bargain prices and even stock up for next year’s holiday season. Here’s a look at the best discounts in January.

• •

LIFE ENERGY

Fitness Equipment: Who wants an exercise bike on Christmas morning when pastries and eggnog is staring you in the face? Wait until after Christmas when fitness items are on sale as part of the New Year’s resolution regime.

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Televisions: Super Bowl is the next holiday. TVs are on sale.

Quit-Smoking Aids: Another resolution-based discount. Lower prices to aid the smokers who resolve to quit post-midnight on New Year’s Eve.

•

Cars: Dealers are anxious to let go of old models to make room for new.

•

Electronics: The Annual International Consumer Electronics Show runs the first week of January, and new models of computers, cameras, cell phones, printers, etc. will hit the market. Pick up the current models at heavily discounted prices.

•

Holiday cards, gift wrap and ornaments: Stock up after the holidays, with 50 to 90 percent discounts.

•

Calendars: Calendars at Barnes and Noble are on sale the first week in January. It’s worth the wait.

•

Winter Clothes and Accessories: Hats, scarves, boots, winter coats and long underwear is drastically reduced in January.

W

inter has arrived! For Coloradoans, it can seem that winter arrives in early November, rather than late December. However, the calendar date of winter season has just begun, which means it is a perfect time to reflect on how to best utilize the season, aside from skiing, snowboarding, and snowshoeing.

Winter is a time in which it is important to reflect on one’s own life.

In nature, some animals use winter as a time to be still. For humans, it is a time for us to deeply reflect on the past year and what is desired for the following year. It is not a time to begin new projects, but to reflect on what has been learned, healed, and understood in the past 12 months. If nothing has been healed or understood, it is a beneficial time to reflect on why a lack of healing has occurred.

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Use the winter season to deeply reflect on what needs to be examined, healed, and resolved. What relationships need to be resolved, including one’s own relationship with himself or herself? Use the winter season to be quiet and to ‘build power slowly’. In addition, a Tai Yi treatment titled Winter Storm is useful. Winter Storm can only be offered during the winter season as it works with the energy of winter.

It is also a wonderful time to analyze

Happy shopping – just remember to be nice to the sales people.

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one’s own diet and exercise routine, and to reflect on changes that need to be made that assist the body in being more functional and relaxed.

That requires patience, which is also a useful concept to understand and implement. As my teacher has stated, “patience is not about waiting, but about building power slowly.” That power is one’s own personal power, never power outside of the self.

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AN ALL NEW REPERTOIRE

By Nick Yanez

I

ts times like this we appreciate new things. After all, the Holidays, while built around tradition, mean out with the old. We get new things dressed in ribbons and shiny paper. We make new promises to ourselves with the turning of the calendar. We renew our relationships with our friends and family. So this writer asks, if people are subscribing to new, why wouldn’t local entertainment!?

Pinz Bowling Center is saying out with the old this year! Already standing as the premier entertainment center in the Tri-Lakes area, they’ve decided to up their game. That means exciting a fresh things are coming to people of all interests. New leagues will be available in the spring, giving traditional and rookie bowlers a chance to experience unique ways of the throwing the ball.

BRING YOUR USED CDS TO LIBRARY TO HELP SUPPORT ALL PIKES PEAK READS Colorado Springs, Colo. (December 27, 2011) – Library patrons are encouraged to donate their used CDs between January 2 and February 13 at collection boxes located at all Pikes Peak Library District locations. Independent Records will donate $1 to the Library for each donated CD to help support All Pikes Peak Reads in 2012. CDs must be in good condition, including all original lyric sheets and/ or art.

There will be new bands at Rodz Bar and Grille, and new events to attend.

Pinz will present a new concert series, consisting of local acoustic acts in a remodeled room where readers and wifi users can relax while the kids bowl.

WHAT’S OLD THAT’S NEW?

KEEPSAKES UNLIMITED

There will be change, and it will be fast. But for those of you who like the classics, Pinz will keep up its most popular happenings. Things like Dollar Daze ($1 Bowling, Shoes, Nachos, Fries, and Beer) will remain Tuesdays and Thursdays after 4pm. And Pinz will still offer the communities best Pizza and Burgers, as well as showcase all the biggest games on the largest screen in the Tri-Lakes area.

Antiques & Collectables

Family Tradition Since 1943

So young and old, rookies and veterans, unite! Pinz Bowling Center and Rodz Bar and Grill are upping their game this 2012 season. Consider it a gift and a resolution. Come check out the action while it’s still fresh.

251 Front St., Monument, CO 719•487•1647 / 719•243•1066

For more information on Pinz transformation from hipper to hippest place on the planet, please call our associates and ask for a schedule of events and prices at (719) 487-7469

keepsakesunlimited@hotmail.com

All Pikes Peak Reads is a communitywide effort to improve literacy and foster dialogue across social, cultural, and generational lines. The program includes free community events, author visits, children's programs, theater presentations, school curriculum guides, art exhibits, and much more.

Past projects include The Hunger Games (2011), The Devil in the White City (2010), Rocket Boys (2009), The Worst Hard Time (2008), Zorro (2007), Alice’s Adventures in Wonderland (2006), Tales from the Arabian Nights (2005), Treasure Island (2004), Frankenstein (2003), and To Kill a Mockingbird (2002).

Come Join Roberta & John And See The Treasures They Have To Offer!

ONCE YOU’VE TRIED OUR SERVICE, YOU’LL KNOW WHY WE’RE CALLED CUSTOMER’S CHOICE!

Pikes Peak Library District was founded in 1903. It is a nationally recognized library system serving a population of 530,000 with fourteen libraries and mobile library service. PPLD has 425 employees and a collection of 1.3 million items

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MOMENTS IN TIME THE HISTORY CHANNEL

â&#x20AC;˘ On Jan. 5, 1643, in the first record of a legal divorce in the American colonies, Anne Clarke of the Massachusetts Bay Colony is granted a divorce from her absent and adulterous husband, Denis Clarke, by the Quarter Court of Boston.

forced to use outdated weapons -- fight their final losing battle against the U.S. Cavalry in Montana. On May 6, Crazy Horse led approximately 1,100 Indians to the Red Cloud reservation near Nebraskaâ&#x20AC;&#x2122;s Fort Robinson and surrendered.

â&#x20AC;˘ On Jan. 6, 1925, in Madison Square Garden, Finnish long-distance runner Paavo Nurmi sets a new indoor world record, running a mile in 4:13.5. In the 5,000-meter race, the â&#x20AC;&#x153;Flying Finnâ&#x20AC;? broke another inâ&#x20AC;˘ On Jan. 7, 1785, Frenchman Jean-Pierre door world record in 14:44.6. Nurmi often Blanchard and American John Jeffries travel ran holding a stopwatch to pace himself, an from Dover, England, to Calais, France, in a innovation he developed. gas balloon, making the first crossing of the English Channel by air. After almost crash- â&#x20AC;˘ On Jan. 3, 1961, President Dwight Eisening, the two men were forced to throw nearly hower closes the American embassy in Haeverything out of the balloon to lighten the vana and severs diplomatic relations between the United States and Fidel Castroâ&#x20AC;&#x2122;s governship. ment in Cuba. The action signaled that the â&#x20AC;˘ On Jan. 4, 1847, Samuel Colt rescues the United States was prepared to take extreme future of his faltering gun company by win- measures to oppose Castroâ&#x20AC;&#x2122;s regime. ning a contract to provide the U.S. government with 1,000 of his .44 caliber revolvers. â&#x20AC;˘ On Jan. 2, 1971, 66 football (soccer) fans Though never cheap, by the early 1850s, are killed in a stampede at a stadium in GlasColt revolvers were inexpensive enough to gow, Scotland, as they attempt to leave a be a favorite with Americans headed west- game. The tragedy was caused by the crush of spectators all leaving at the same time on ward during the California Gold Rush. the same stairway. â&#x20AC;˘ On Jan 8, 1877, Crazy Horse and his war(c) 2012 King Features Synd., Inc. riors -- outnumbered, low on ammunition and

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SNIPPETZ WEEKLY MAGAZINE ®

HayCo

DŽƵŶƚĂŝŶ sŝĞǁ ůĞĐƚƌŝĐ ƐƐŽĐŝĂƟ ŽŶ ĂǁĂƌĚƐ ϭϰ ^ĐŚŽůĂƌƐŚŝƉƐ ƚŽ ŐƌĂĚƵĂƟ ŶŐ ŚŝŐŚ ƐĐŚŽŽů ƐĞŶŝŽƌƐ͘

10 - $1,000 MVEA Scholarships ϭ Ͳ Ψϭ͕ϬϬϬ sŽĐĂƟ ŽŶĂůͬdĞĐŚŶŝĐĂů ^ĐŚŽůĂƌƐŚŝƉ ϭ Ͳ Ψϭ͕ϬϬϬ dƌŝͲ^ƚĂƚĞ 'ĞŶĞƌĂƟ ŽŶ Θ dƌĂŶƐŵŝƐƐŝŽŶ ^ĐŚŽůĂƌƐŚŝƉ ϭ Ͳ Ψϭ͕ϬϬϬ ͘ ͘ ͞DŝĐŬ͟ 'ĞĞƐĞŶ DĞŵŽƌŝĂů ^ĐŚŽůĂƌƐŚŝƉ ϭ Ͳ Ψϭ͕ϬϬϬ ĂƐŝŶ ůĞĐƚƌŝĐ WŽǁĞƌ ŽŽƉĞƌĂƟ ǀĞ ^ĐŚŽůĂƌƐŚŝƉ

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January 15 Deadline for Scholarship Applications!

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Please call 719.494.2670 for more information.

introduced a vending machine that dispensed men’s underwear. After an initial flurry of shoppers coming to see the new contraption, the machine was doomed to obscurity due to lack of interest.

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• Here’s a question for the ladies: Are you a philematophobe? If you’re a woman who hates to be kissed, you are.

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• It was American journalist and satirist Ambrose Bierce who made the following sage observation: “There is nothing new under the sun but there are lots of old things we don’t know.”

When your financial obligations get too big...

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• Those who study such things say that when a ladybug is frightened, it squirts a foul-smelling goo from its knees.

• You might be surprised to learn that approximately 40 percent of the oxygen in the world’s atmosphere is provided by the verdant plant growth of South America’s Amazon River basin.

•Garnishments •Foreclosure •Harassment

• Mayan artwork dating back as far as 700 A.D. shows people preparing chocolate beverages. Chocolate was so valued by the natives of the Americas, the Maya even used cacao beans as currency.

• For reasons that aren’t quite clear, in 1960 Macy’s department store

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• In 1958, then Vice-President Richard Nixon made a state visit to Venezuela. It seems he wasn’t terribly popular there, and one of the protesters spit on him. The Secret Service detained the man, and an irate Nixon kicked him in the shins.

• Only about 37 percent of the newspapers published in the Unites States are recycled.

• The next time you’re thinking about getting a new pet, consider this: Animal behaviorists say that a puppy can’t hold a memory for more than 45 seconds.

• Researchers at Yale University have determined that people think more efficiently in the winter than in the summer. *** Thought for the Day: “A bore is a man who deprives you of solitude without providing you with company.”

-- Gian Vincenzo Gravina (c) 2012 King Features Synd., Inc.

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SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Lisa Brownworth, N.P.

Specialized Adult and Pediatric Allergy and Asthma Care Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

burn) or an abscess on the abdominal side of the diaphragm.

However, most of the time, no cause is found. For temporary hiccups, gulping food and simultaneously swallowing air sometimes brings them on. So can carbonated beverages.

Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

Through the years readers have provided me with hundreds of home remedies for dealing with hiccups, and I welcome new additions. Swallowing a teaspoon of sugar irritates the throat, which sets in motion a reflex that can end hiccups.

Breathing into a paper bag raises the blood carbon-dioxide level, which, in turn, raises blood acidity, and that triggers a release of calcium. Calcium can spark nerve signals to stop hiccups. Putting angostura bitters on the back of the tongue is another sometimes-successful trick.

Including Allergy Injections

SHOVELING SNOW IS HARD ON HEART DEAR DR. DONOHUE: My husband is 73. I am sure he’s going to die this winter.

He insists on shoveling our snow, and we have lots of it. He says it’s good for him; it gives him exercise. This from a man whose other exercise consists of popping open a beer can. He comes in after he’s cleared the walk, puffing and exhausted. Please talk some sense into him. -- M.L. ANSWER: After every snowstorm, city emergency rooms fill with older men who have had a heart attack after cleaning their snow-covered walks. Snow shoveling is strenuous exercise. It burns 420 calories an hour. The heart rate of a shoveler rises to 170 beats a minute, and the systolic blood pressure (the first number of a reading) exceeds 200. Of course, the demand depends on the depth and weight of the snow. Older hearts cannot support such stress.

In addition to the work of shoveling, cold weather adds more demands on the heart.

Unless a man your husband’s age has had medical clearance for such exhausting exercise, he is tempting fate. *** DEAR DR. DONOHUE: A friend has a case of constant hiccups. Can you suggest any possible cures? -- P.W. ANSWER: Hiccups come from involuntary contractions of the diaphragm, the horizontal muscle sheet that lies between the chest and the abdomen. It is the principal breathing muscle. Sometimes persistent contractions can be traced to gallbladder problems, diseases of the pancreas, reflux of stomach acid into the esophagus (heart-

At the Medical Center next to Safeway

719-592-1365 www.csallergy.com 550 Highway 105 Monument, CO 80132 Wednesday Afternoons

Healing Touch Therapeutic Massage

Hiccups that last longer than 48 hours aren’t likely to respond to home remedies.

Medicines have to be turned to. Chlorpromazine, omeprazole, metoclopramide and baclofen are often successfully used.

In cases that are resistant to medicine treatment and that are disrupting a person’s life, doctors can interrupt, in a number of ways, the transmission of nerve signals conducted to the diaphragm by the phrenic nerve.

Robyn Graham, RMT 719-216-4421

***

212 N. Washington St., Ste A, Chapala Building in Monument

DEAR DR. DONOHUE: I am 34 and have been jogging for 10 years. I do it year-round. I’ve noticed this winter that my knees feel stiff before I run. They don’t hurt during the run or after. Could this be a sign that I’m getting arthritis? -- B.C.

 

ANSWER: It’s not likely that at age 34 you’re coming down with arthritis. It’s more likely a weather thing. Cold weather thickens joint fluid. That makes joints stiff.

Warming the fluid by exercise relieves the stiffness.



off

Healing Touch

***

off

Therapeutic Massage Robyn Graham, LMT 212 N. Washington St. Suite A, Monument

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible.

Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

719-216-4421 off

(c) 2012 North America Synd., Inc. All Rights Reserved

One Per Customer -- Exp 12/31/11

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www.HealingTouch-MassageTherapy.com 8

SNIPPETZ

®

WEEKLY MAGAZINE

HAVE HEALTH INSURANCE?

pitch, read junk mail, not hang up on telemarketers, and call 1-800 numbers to send for free information.

NOW WOULD BE THE RIGHT TIME!

Black Forest Insurance

In other words, they’re opening themselves up to being scammed.

Joan Vairin 719-495-3984 jvairin@msn.com

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hose free-lunch seminar scams are still going on.

That’s because it’s lucrative for scammers. They want to separate you from your money, and too often they succeed.

Walk-ins Welcome • (719) 481-3265 251 North Front St. #5 , Monument next to the Coffee Cup Cafe

The American Association of Retired Persons has released a study on victims of scam seminars and other financial risks to seniors.

PLEASE HELP US...

The study showed that people who are more likely than the general population to fall for investment scams have the following behaviors: They will listen to sales pitches on the phone, attend promotions where a free night’s stay or a meal is given, provide personal information to salespeople, allow people to come into their home for a sales

HELP THEM!

Even if one of these financial seminars is hosted by your local senior center or another trusted local organization, do your homework in advance. Call the center to ask who checked it out, and how. Go online and do a search for the company’s name. What are their true qualifications? Are they local? See if there are any complaints at the Better Business Bureau.

And if you go to a free lunch seminar (don’t go, but if you do): Don’t fill out any forms that give your personal information. Even giving your telephone number could be a step toward being harassed. They’ll want to visit you at your home, where you’re more vulnerable and have all your financial information handy so they can determine how much you’re worth and decide how to fine tune their approach.

And leave your checkbook at home.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible.

Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send email to columnreply@gmail.com. (c) 2012 King Features Synd., Inc.

We are working to place over 60 cats in need of a good home.

These cats are not feral, but abandoned pets left in the park, and new kittens.

MILEMile HIGH HOLISTICS High Holistics

Most live outside and have been given shots and fixed by the Colorado Animal Welfare League.

626 Hwy 105 HOLIDAY HARVEST Palmer Lake, CO IS HERE! 719.487.0901 719.291.3335 1/8ths or from $25

Call Linda at 719.459.4488

milehighholistics@gmail.com We Accept Credit Cards!

626 Hwy 105 Palmer Lake, CO

M-F 10-7, Sat 10-5, New $35 State Fee 01/01/12!

New patients or renewals!

Sun

by Appt Call today for details.

Starting 12/01/10...All are still 4 grams, but now 719.487.0901 MONDAY Pay It1/8ths Forward Mondays…

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StopLighthouse by for moreainformation and incredible daily (Next the Colorado Donate Blanket or Winter Coat (clean & at Illuminati on Point) specials. Mention this ad for a free gift with purchase!

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TUESDAY WEDNESDAY

www.milehighholisti cs.com good condition please), or 5+ canned goods & get a FREE pre-roll or edible!

Buy 3 Edibles, Get 1 Free $5.00 Pre-Rolls All Day

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DINING GUIDE

OPEN TO THE PUBLIC YEAR ROUND!

Family Owned and Operated

345 Mission Hill Way Colorado Springs, CO

719-304-3434 WWW.LAZINGARAATGLENEAGLE.COM

Spicy

AT OUR NEW LOCATION INSIDE THE GLENEAGLE GOLF CLUB!

Asian Grill Dine In • Take Out

LUNCH: 11-2 MONDAY THROUGH FRIDAY DINNER: 4:30 – CLOSE TUESDAY THROUGH SATURDAY

~ Ask About Our Party Tray ~

HAPPY HOUR

Like us on Facebook/ Twitter

~ JANUARY SPECIAL ~ 25% OFF BOTTLES OF WINE

LET US CATER YOUR NEXT PARTY!

W/ PURCHASE OF AT LEAST 2 ENTREES.

for Special Offers 2 for 1 Tuesday!

Basil

Tuesday through Saturday

Serving Beer & Wine

Business Hours

4PM – 6PM

Mon - Sat: 11:00AM - 9:00PM Sun: 12:00AM - 9:00PM

BUY ONE ENTREE AND RECEIVE A 2ND ENTREE AT THE SAME VALUE OR LESS!

Tel: 719-488-9898 / Fax: 719-387-8923 562 W. Hwy. 105 • Monument, CO 80132

Please present coupon at time of order.

(in the Safeway Shopping Plaza)

One coupon per table only! - (Exp. 1/31/12) - Not valid with any other discount

http://SpicyBasil.webs.com

HAPPY HOUR Daily 2 - 5:30 pm

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COME JOIN US FOR THE NUGGETS, AVALANCHE AND COLLEGE BASKETBALL !

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481-1234

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SHOPS AT VOYAGER 11550 Ridgeline Dr. Colorado Springs, CO 80921 (1/4 mile north of New Life Church) (Corner of Voyager and Ridgeline Dr.)

Like us on Facebook / Twitter for Special Events & Offers

BUY ONE LUNCH

SERVING Breakfast • Lunch • Dinner

(11AM-2:30PM)

GET ONE HALF PRICE!

411 Hwy. 105 • Monument, CO 80132

Valid anytime Monday through Thursday Please present coupon at time of order. One coupon per table only! Exp. 01/31/12

(719) 481-3287

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BUY ONE DINNER ENTREE

(2:30PM - close)

GET ONE HALF PRICE!

Valid anytime Monday through Thursday Please present coupon at time of order. One coupon per table only! Exp. 01/31/12

13860 Gleneagle Drive 8:00 am - till at least 9 pm, 7 days a week! www.asecondcup.net (719) 481-6446

All You Can Eat Crab Legs SNIPPETZ Thursday Nights

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DINING GUIDE

$5 Weekday Lunch Combos

All lunch combos are dine in only and served with soda, lemonade, or ice tea. Available at both locations.

$2.99 Breakfast!

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces Try Our Specials Tuesday through Thursday!

Tuesday - Friday 5 - 9 pm • Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244 • website: http://www.bellapanini.com

251 Front Street, Monument 6 am - 3 pm 7 days a week! www.coffeecupmonument.com (719) 488-0663

Serving Anne & Mann’s Gourmet Ice Cream

NEW YEAR, NEW YOU!

M

any people invest time and energy in losing weight after the holidays. If you’re one of them, the most important thing to remember is to adopt healthy habits that last.

Glenda Kinder, nutrition and health education specialist with University of Missouri Extension, suggests working on habits that result in both health benefits and weight loss. Weight-loss-only diets don’t work because they focus on avoiding forbidden foods, not on enjoying delicious, nutritious foods.

When making diet changes, keep it simple.

Focus on making different choices and examine the types of food you typically eat.

Instead of highly processed foods made from white flour, look for ways to eat more whole-grain foods. It’s never been easier to find a tasty, whole-grain product in breads, cereals, crackers and other grain foods.

One of the best ways to satisfy your appetite is to eat a lean, healthy protein at each meal. Healthy proteins like chicken or turkey breast, fish, lean red meat, whey protein and nonfat dairy can help you stay on your diet plan. For some meals, choose a vegetable protein like nuts, beans, tofu or edamame. In general, a protein serving should not be more than the size and thickness of the palm of your hand. Proteins take longer for your body to digest, so you feel full longer. A meal high in protein and plant foods can prevent cravings for up to four hours.

Another practice for a healthy diet is to

eat two colors at every meal.

This means eating two or more servings of plants -- the fresher and more colorful the better -morning, noon and night. Although juice is a healthy choice, it’s best to limit the amount consumed to no more than 3/4 cup a day. You’re better off eating the whole fruit -- it’s more satisfying and provides more fiber. There’s nothing like fresh produce for improving health and achieving weight loss. Vegetables are more important than fruits, so try to have at least one vegetable at each meal.

O AS

N

Shakes • Malts • Cones

H T R

O -OP F D RE

E S O WE

E S E

SundaesTH• Banana Splits 27 Beer Floats HRoot C AR M Chicago Style Hot Dogs EN

IL Lake 24 Hwy. 105 in W Palmer

Bratwurst • Soups • Chili

Rock House Ice Cream

488-6917

CL

L

If you follow these simple guidelines and incorporate great recipes like my Chicken and Apples with Lemon Balsamic Sauce, you can control hunger, and you’ll give your body the disease-fighting nutrients it needs.

CHICKEN AND APPLES WITH LEMON BALSAMIC SAUCE Chicken breast meat is a healthy but rather bland source of protein. Pairing lean chicken with apples and spinach in this flavorful lemon balsamic sauce showcases each ingredient and provides you with a lean protein, fruit and a vegetable in one dish.

4 chicken breast halves with the skin but no bone (about 1 1/4 pounds) 1 1/2 tablespoons poultry seasoning 1/2 teaspoon salt 1 teaspoon freshly ground black pepper Cooking-oil spray 1/4 cup balsamic vinegar 2 tablespoons freshly squeezed lemon juice 1 teaspoon lemon zest 2 cloves garlic, minced 1 cup canned reduced-sodium chicken broth or chicken stock 1/2 teaspoon agave syrup 1 large Jonagold or Mutsu apple (8 ounces), cut in half, cored and sliced thinly 1 (16 ounce) bag triple-washed baby spinach 1 tablespoon whipped butter

breasts, skin side down. Saute for 6 minutes or until the skin is nicely browned.

Transfer with tongs or a slotted spoon to a plate and cover loosely with aluminum foil.

dium heat, or until chicken is just cooked through. Transfer chicken to each of 4 plates and top each serving with some of the sauce. Serve with whole-wheat pasta, couscous or brown rice. Serves 4.

3. Turn the heat to high. Mix the remaining 1/2 tablespoon of poultry seasoning, vinegar, lemon juice and zest, garlic, broth and syrup in skillet until well-blended. Bring sauce to a boil.

(Additional information provided by www. missourifamilies.org)

1. Season chicken on both sides with 1 tablespoon poultry seasoning, salt and pepper.

4. Turn heat to low and add butter, stirring until it melts. Add apples and half the bag of spinach and stir. Simmer for 6 minutes and add remaining spinach. Simmer another 3 minutes, until the apples soften and the sauce reduces slightly.

2. Spray a large skillet with the cookingoil spray and heat on high until hot; reduce heat to medium-high and add the chicken

5. Add chicken, skin side up, to the pan, along with any juices from the chicken plate. Cook 12 to 14 minutes over me-

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*** Angela Shelf Medearis is an award-winning children’s author, a culinary historian and the author of seven cookbooks. She’s known as The Kitchen Diva and is the executive producer and host of “The Kitchen Diva!” cooking show on HULU.com.

Her new cookbook is “The Kitchen Diva Cooks!” Visit her website at www.divapro. com. (c) 2012 King Features Synd., Inc.

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

By Chris Richcreek

10. MEASUREMENTS: How many pints are in a quart?

1. In 2009, Philadelphia’s Chase Utley became the second player to hit five home runs in a World Series. Who was the first?

2. Who was the oldest player to steal a base in the major leagues?

3. Name the first college football Division I player to have 1,500 yards rushing and 1,500 yards passing in the same season.

4. In the 2009-10 season, Sacramento guard Tyreke Evans became the fourth rookie in NBA history to average at least 20 points, five rebounds and five assists per game. Name two of the first three to do it.

5. Entering the 2011-12 season, how many times had Jaromir Jagr tallied 40-plus goals in an NHL season?

6. Northwestern has won the women’s lacrosse national championship six times in the past seven seasons (2005-11). Name the only other school to win a title during that time.

7. Who was the first mixed martialarts fighter to win major titles in two weight classes?

(c) 2012 King Features Synd., Inc.

(c) 2012 King Features Synd., Inc.

1. LANGUAGE: From what language are all the modern Romance languages derived?

2. SCIENCE: What term describes the lowest point in a satellite orbiting the Earth?

3. HISTORY: When did Labor Day become a federal holiday in the United States?

4. INVENTIONS: What was Eli Whitney’s most famous invention?

5. GOVERNMENT: In what year was the U.S. Constitution ratified?

6. GEOGRAPHY: What nation calls itself Espana in its native tongue?

7. ANCIENT WORLD: Where did the Minoan culture flourish?

8. POETRY: Who wrote the poem called “The Waste Land”?

9. MUSIC: What Beatles’ album features the songs “Rocky Raccoon” and “Helter Skelter”?

1. Which 1960s group released “Pretty Ballerina”?

2. Name the only Top 10 single released by the Mar-Keys.

3. This reggae group released “Fattie Fattie” and “I’ve Got a Feeling”?

4. What Philadelphia soul singer had a No. 1 hit in 1972 with “Me and Mrs. Jones”?

5. Which group had a hit in 1975 with “Don’t Leave Me This Way”?

6. Fact or fiction: When a CD boxed set was released with a bar code as part of the graphics, stores scanned it instead of the real code. (c) 2012 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can find the answers and solutions to the trivia and puzzles to the next page (13).

By Sam Struckhoff

New DVD Releases for Week of January 2, 2012 PICKS OF THE WEEK

“The Guard” (R) -- In the small, stony grey part of Ireland, a murder becomes the single thread that could unravel a big wool sweater of crime. It’s the kind of oddball setup and sinister conspiracy that can be tackled only by a mismatched duo from contrasting worlds: a doughy, sardonic small-town Irish cop (Brendan Gleeson) and a straight-laced, authoritative FBI agent (Don Cheadle.)

The two proven actors handle the loweredbrow comedy like a brain surgeon handles

a game of Operation. Gleeson’s quips and character-acting carry the comedy well and precipitate chemistry with Cheadle’s straight man. “The Guard” shows that the buddy-cop comedy is still good for a laugh, provided moviemakers are handy with the right setting, script and talented performers who can have fun with it.

“Contagion” (PG-13) -- This fast-paced, broad-scoped and paranoia-inducing disaster flick follows a deadly plague and its effects on human life as we know it -- while ending a lot of it. Gweneth Paltrow picks up a new super-bug in Hong Kong, then spreads it all over the place on her way back home to her Matt Damon husband. A star-lined cast adds gravitas to the lives of the various folks feeling the impact of the epidemic, including Marion Cotillard, Laurence Fishburne, Kate Winslet and Jude Law. Directed by Steven Soderbergh, the story ably shifts focus from wide-angle to up close

and intimate. The film really shines with its examinations of the many points of contact we have with each other in everyday life.

When shaking the wrong hand or eating the wrong bar nut could end your life, people try to adapt to a new, sterile way of life.

“I Am” -- Director Shadyac made his millions directing Jim Carey in movies like “Ace Ventura” and “Bruce Almighty.” After an accident left him with a long, painful recovery to think about life, he decided to put together a small crew and talk to experts about what’s wrong with the world and how to fix it. Some segments are shallow and saccharine-sweet, but the majority are charmingly optimistic and at least a little thought-provoking.

DOG OF THE WEEK “I Don’t Know How She Does It” (PG-13) Sarah Jessica Parker reprises her favorite role as a grating, self-martyring career woman.

Except in this movie, career women are bor-

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derline sociopaths, and stay-at-home moms are piranhas waiting to gnaw away at mothers who work uptown. Parker plays Kate, a working mom who has it all in her glittering upper-middle-class life, which is just so gosh-darn hard.

Poking fun at the quirky challenges of everyday life is a valid premise for a story, but this movie’s world is charmless and polished clean. Parker is downright annoying as everyone else looks straight into the camera and heaps praise on her for working so hard to send emails and throw elaborate parties.

TV RELEASES “Justified: The Complete Second Season” “Alfred Hitchcock Presents: Season Five” “Royal Pains: Season Three -- Volume One” “Thats My Boy: Complete Series” “Red: Werewolf Hunter” (c) 2012 King Features Synd., Inc.

SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Answers & Solutions

TRIVIA TEST ANSWERS

LIBRA (September 23 to October 22) Your most important New Year’s resolution should be to work out problems with a family member in order to avoid continued misunderstandings. Do it soon, for both of your sakes.

1. Latin 2. Perigee 3. 1894 4. Cotton gin 5. 1789 6. Spain 7. Crete 8. T.S. Eliot 9. “The Beatles” (The White Album) 10. Two

JANUARY 2, 2012

ARIES (March 21 to April 19) The New Year brings challenges that can change many things in your life. You need to be prepared not only to confront them, but also to deal with what happens afterward.

SPORTS QUIZ ANSWERS 1. Reggie Jackson of the New York Yankees, in 1977.

2. Arlie Latham was 49 years old when he stole a base for the 1909 New York Giants.

3. Michigan quarterback Denard Robinson, in 2010.

4. Oscar Robertson, Michael Jordan and LeBron James.

5. Six times.

6. Maryland beat Northwestern in 2010.

7. Randy Couture.

FLASH BACK ANSWERS 1. The Left Banke, in 1966. The song went to No. 15 on the Billboard chart.

2. “Last Night,” in 1961.

3. The Heptones, both in 1966. Legend says the trio got its name from a bottle of hair tonic.

4. Billy Paul. The song won Paul a Grammy for Best R&B Vocal Performance.

5. Harold Melvin and the Blue Notes. “Don’t Leave Me This Way” rose to No. 3 on the disco list. The next year, Thelma Houston netted a No. 1 hit with the same song.

6. Fact. In 2005, store clerks were actually scanning a large bar code that was part of the cover art of the “Electric 80s” CD set, resulting in a lower price to consumers. The real code was on the back.

TAURUS (April 20 to May 20) You have what it takes to set your goals quite a bit higher this year. Learn what you need to know and put what you learn into your efforts. A partner offers loving support.

GEMINI (May 21 to June 20) In true Gemini Twin fashion, you’re conflicted about a decision you know you’ll have to make in this New Year. Best advice: Get the facts before you make any commitment.

CANCER (June 21 to July 22) A friend offers you an exciting opportunity for the New Year.

Although your positive aspects are strong in most respects, caution is advised. Investigate before you invest.

LEO (July 23 to August 22) You can make this New Year a roaring success. Start by readjusting your goals to reflect the changes in the economy. Your den-mate offers both wise and loving support.

VIRGO (August 23 to September 22) The New Year brings new opportunities for change. But you need to be ready to move from the comfortable status quo to the challenging unknown. It’s up to you.

13

SCORPIO (October 23 to November 21) The New Year has much to offer the intensely determined Scorpian, who isn’t afraid to take on challenges and stay with them until they surrender their rewards.

SAGITTARIUS (November 22 to December 21) You’ll have many fine opportunities in this New Year. But be warned: Reject offers of “help.” You work best when you’re free to be your own creative self.

CAPRICORN (December 22 to January 19) The New Year offers changes that you might feel you’re not quite ready for. Best advice: Deal with them one step at a time, until you’ve built up your self-confidence.

AQUARIUS (January 20 to February 18) Travel is a dominant aspect of the New Year.

This could mean relocating to another city (or even another country) in connection with your education or your career.

PISCES (February 19 to March 20) This New Year brings news about a change you’ve been anticipating. You might have a problem persuading a loved one about your new plans, but he or she will soon go along with them.

BORN THIS WEEK: You have a gift for making people feel safe and protected. You would make an excellent youth counselor.

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Creating a Facebook Page for your Business, Part 2 cropped off if you upload it to be in the square profile photo format.

Redesign your logo wording to fit in a square format or use just a graphic that is recognizable for your business. Such as McDonald's using only the golden arches.

If you are a Bookstore, adding detailed information like address, store hours, and comments about new books being released will be appropriate information to share.

If you're a band or a film, adding songs and videos is key. If you sell a product, photos of your products with reviews and prices will make a big impact. Gather the types of information that you want to include and you can always add more later.

Then, the most important step in creating an interesting Facebook Fan Page is adding information.

Click "Add information to this Page" under the profile picture and enter as much basic and detailed information you can think of. The fields available will depend on your Page type. The more details you can add about who you are, what you do, and when and where customers can buy your products, the more successful you will be.

Choosing the right name for your page is very important because this is how your fans will find you.

If McDonald's named their page McD's in order to be cute, less people would find it. Make sure you use a name that your fans will recognize. The name of the Page should be the exact same as the name of the business, organization, product, band, or individual.

Then pick the category that best fits what you'd like to promote on Facebook. Don't worry if you don't find a perfect fit, but pick the closest match since you won't be able to change your category. Then click "Create Page".

Next, click "upload a picture" near the top and upload the graphic or photo that best represents you.

This will be seen as a thumbnail in the News Feed when your friends interact with you. A logo, storefront, or group photo may work well. Make sure the image is still clear when reduced to thumbnail size. If your page is about a person, use a photo of them. If it is a business, use a recognizable logo. Now, if the logo is in a long horizontal format, it will end up very small or even

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It will be much easier to create your Facebook Business Page if you do a little homework first.

Figure out what will turn your Facebook fans into paying customers and what will turn your paying customers into Facebook Fans.

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Like User Profiles (personal Facebook pages), Business Pages have multiple tabs. By default, your Page has a Wall tab for you and your fans to share content, an Info tab for you to share business information, and a Boxes tab for application modules.

You can choose to use Facebook applications, such as Photos, Reviews, and Discussion Board.

In addition, applications built by outside developers can be used as Page tabs. (I will cover more of these in the next articles.)

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PEACE. LOVE. SWAP. KID’S CLOTHING & AND GEAR SWAP Aerials Gymnastics East January 22, 2012 2PM-3PM drop off, 3:30 swapping begins Peace. Love. Swap. is a one of a kind organization that produces ongoing kid’s swaps. The swaps are for local eco/budget minded parents to get together and recycle (exchange) their kid’s stuff (ages 0-14 and maternity). After the swaps, I donate the leftovers to local charities and families in need.

THE TRI-LAKES CHAMBER OF COMMERCE PRESENTS: CASINO NIGHT 2012 Saturday, January 28, 2012 7PM - 11PM Sundance Mountain Lodge 1865 Woodmoor Dr. Monument, CO 80132 $45 per person - $80 per couple (2 tickets) in advance. $50 per person at the door. Poker, appetizers, roulette, craps, prizes, cash bar and more.

Affordable Websites for Small Businesses

No Intimidating Webmaster Lingo Allowed!

The more rich content you add, the more ways users can interact with it and share it with their friends. Post photos of your products, your employees and/or customers, the latest events you've held at your store, etc. Add video clips of your bar or restaurant in action. 'Behind the scenes' content is always fun, like photos of the employees doing inventory, or decorating for a party, or painting the front door. List an event for your grand opening or in-store sale. Write a note about upcoming promotions. The choices are unlimited!

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This article is written by Robyn Graham, Owner of WebsitesByRobyn.com If you have any questions or requests for articles concerning a particular subject, feel free to contact me at Robyn@WebChatByRobyn.com

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Lisa Welch Stevens Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado

INTERNET FRAUD SOARS, ARE YOU PREPARED?

I

f 2012 has a theme, it might well be the Year of Increased Internet Fraud.

The problems don’t occur as much with what we block out with our virus protection as they do with the parts we do let in: email we open and websites we visit.

One source pegs the increase in “phishing” (getting your information) at 1,200 percent in just the past six months. It’s only going to get worse.

During the recent holidays, right in the middle of online shopping season, customers received fake messages supposedly from a major online store. The email looked genuine: the content looked right, the subject line was one that many people would open -- but the sender’s address was forged, and it asked for personal information.

That’s the key right there: When an email or a site wants your data, beware. The collection form might be a duplicate of the info-gathering method of the legitimate site and look very authentic.

What do they want? They want your personal information any way they can get it.

It might be a direct steal when you help by typing in your name and information.

It might be that you’re tricked into downloading a keystroke logger program that will capture everything you type in.

Here are some initial steps you can take to protect yourself: 1. Err on the side of caution. Be skeptical.

Don’t click any links, even out of curiosity. (Even clicking might start a download of spyware.) Don’t provide any personal information that’s asked for. If in doubt, close the email, close your email client completely, delete your browsing history and close all your browser windows. Then navigate to that company’s website in your normal way by typing in the URL. Be sure your browser’s phishing filter is turned on.

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TAX TALK h

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Tina

MAKE 2012 TAXES EASIER

you need evidence such as receipts, canceled checks, bills, statements, invoices and credit card statements showing that you paid.

Y

ou haven’t even thought about 2011 taxes, and here we are giving you tax advice for 2012. Well, it might be helpful- recordkeeping is a common problem among taxpayers, especially those who own a small business, have rental properties and /or have job-related expenses. So a common question is Do I need receipts for my expenses?

Perhaps, but there are some rules. First, you should keep adequate records such as a logbook, diary, journal, account book or statement to prove your expenses or have sufficient evidence that will support your tax return deductions. Pure IRS lingo to be sure. In other words, have some written proof. In addition for items over $75

The evidence must also be adequate. Documentary evidence (more IRS lingo) ordinarily will be considered adequate if it shows the amount, date, place and essential character of the expense.

For example, a credit card statement showing an office supply purchase may be considered an adequate record (statement) since it details the when who and why- regardless of the amount spent, you can toss the actual receipt. Yet, please understand that keeping all receipts is still the best procedure for minimizing tax complications regardless of the $75 caveat. Invest in a good scanner and backup service such as Carbonite.

2. Better yet, pick up the phone. Call the company and tell them about the email you’ve received. (They’ll want to know.)

Ask if the mail was legitimate and if something is wrong with your account.

To learn more in general about online fraud, go online to Fraud Watch International [www.fraudwatchinternational. com]. Explore the tabs for Fraud Education and Consumer, but especially the Phishing Alerts. Click one event in the very long list, especially if you recognize the company, and explore how the fraud was accomplished. There are graphics and text to describe each step.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2012 King Features Synd., Inc.

15

There are some additional requirements for charitable contributions, business expenditures, etc. that we can discuss with you personally.

In looking ahead, our advice is to use a separate credit card for expenses associated with your job (or rentals or small businesses). We understand that using separate credit cards might create some hassles, but ensuring that all your expenses are properly documented and more importantly deducted on your tax returns should outweigh the inconvenience.

Specifically for those of you with rentals or small businesses, a separate checking account is also recommended. You do not need a business checking account- those can be unnecessarily expensive. However, preventing your personal and business money from comingling is prudent from a tax and liability perspective.

Next week we’ll highlight some of the basic changes from last year with respects to your 2011 taxes.

If you have additional questions or need assistance, please contact Tina Watson CPA at tinawatsoncpa@gmail.com or visit her website at: www.tinawatsoncpa.com.

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