Snippetz Issue 363 by Funder Enlightening, Inc.

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THE HUMAN BRAIN by Deborah Stumpf

ISSUE 363 • OCTOBER 13, 2008

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PUZZLED ABOUT WHAT TO GET GREAT AUNT MYRTLE’S NEPHEW’S FIRST COUSIN FOR CHRISTMAS?

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“I like nonsense; it wakes up the brain cells.” -Dr. Seuss

o you forget why you walked into a room? Or can’t remember where you put the ice cream but wonder why you put your wallet in the freezer? Well, you’re not alone. What we consider normal slip-ups in mental capacity during our youthful years becomes a source of full-blown panic as we age.

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For decades we have been told to keep our minds 625 Hwy 105 active by reading, writing and learning new Member things. Now it’s a multimillion dollar business 719-481-0008 referred to as brain training for brain fitness. The business of brain training is not just targeting those with learning disabilities such as dyslexia, NOT JUST KEEPING BUSY MINDS but is catching the attention of the aging baby boomer generation who might be having diffiAlbert Einstein said, “I never came upon any of culty finding their car keys in the morning. my discoveries through the process of rational thinking.” The latest research indicates Einstein The average number of neurons housed in the was right. It’s not just being intellectually active human brain is about 100 billion, each of which by reading newspapers, working crossword puzcan connect with up to 30,000 other neurons. It zles and playing chess. It’s introducing a variety was once thought that the number of neurons and of novel experiences and challenging activities brain activity in general decreased as we grow into daily life. And that’s not all. older; however, the good news is that our brains continue to produce new neurons as well as form LIFE’S A TREADMILL connections between neurons well into old age. This is referred to as brain plasticity or neuro- And here’s another good reason to exercise – plasticity. Neurons can’t do all of this on their own. They need a bit of help. The Human Brain... Continued on Page 2

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Financial Focus ... 18 Dollars and Sense... 19 The Marriage Zone by Chris Meyer... 19 PUZZLES, TRIVIA 20 ENTERTAINMENT PAGE 21 Huey’s Page (Comics) Critics Corner: “Lakeview Terrace” Salome’s Stars (Weekly Horoscope)

REAL ESTATE PAGES 23-24 Robyn’s Real Estate Rap... 23 Hot Properties In The Area

George Wilkins - Publisher PO Box 789 Monument, CO, 80132

(719) 487-0484 email: snippetz01@gmail.com

• Chocolate! But not the ordinary milk chocolate found in the grocery store aisle. It is the pure cacao bean that houses theobromine, antioxidants, catechins and flavonoids. The less processing of the bean, the better. Try to eat chocolate bars that have at least 75% cacao content. It may be harder to find and a bit costlier, but the benefits are well worth it. • Coffee, like chocolate, in a purer form as close to the coffee bean as possible is also rich in vitamins, minerals, antioxidants and amino acids. Good quality coffee, especially an espresso style, is the most beneficial, particularly when the flavorings, whip cream and sugars are eliminated.

The Human Brain... continued on page 3

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• Vegetables and fruits are full of vitamins and antioxidants. Green leafy and cruciferous vegetables are the most brain healthy, e.g., cauliflower, spinach and broccoli. Fruits high in antioxidants • Green tea is also good brain food, particularly include blueberries, prunes, strawberries and raimatcha tea, a stone-ground Japanese green tea, sins. which can be somewhat difficult to find in the local grocery store. However, a substance called • Foods that contain Omega-3 fatty acids are EGCG (Epigallocatechin Gallate) found in green the perfect brain food. Omega-3s can be found in wild salmon, tuna, sardines, herring and an-

C O U N T S

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Q U A L I T Y

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We’re heard it before – balanced diet, balanced diet, balanced diet. Add to that certain brain healthy foods that give a boost to brain function.

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Q U A L I T Y

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From Start to Fitness... 10 The Doctor Is In... 11 Diet Center Health Bulletin... 11

W H E N

HEALTH AND WELLNESS

it plays an important role in good brain health. Not only is exercise good for the heart, it is also good for the mind. The act of exercise releases the “pleasure” chemicals of serotonin and dopamine, bringing about a calm, happy feeling. Exercise also aids in clear thinking and better overall performance. Some research has shown that exercise stimulates nerve growth factors and growth of stem cells. As in mental stimulation, here again variety in an exercise routine will make the biggest impact on brain health.

C O U N T S

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continued from page 1

Q U A L I T Y

KEEPING THE FAITH PAGE 6 How To Wiggle Out of the Mud by Ron Ross

The Human Brain...

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The Human Brain... continued from page 2 E CLECTIC G IFTS C USTO M F RAMING

teas has been indicated to fight cancer and aging. A little internet research can help locate the best quality of these products to obtain the best benefits.

IT’S ALL FUN AND GAMES There is much that we can do to offset the effects of aging and exercise our minds. If you’re having difficulty coming up with novel and challenging ideas, here are a few to consider:

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• Numbers puzzles such as Sudoku, word scrambles and crossword puzzles are good for the brain, but other activities are needed in addition to these more routine brain stretchers. • Drive a different route to work or school. • Learn to play an instrument. • Write a book, a poem or a short story. • Learn a new language. • Learn ballroom dancing. • When at a party or a networking event, work the room and meet as many new people as possible. Use mnemonic devices to assist in remembering their names. • Memorize numbers – addresses, phone numbers, bank account numbers. • If you have some money to spare, there are a number of products out there, particularly computer brain fitness games that are interactive and tailored to the individual in order to provide the best brain challenges.

• Reading aloud to children stimulates brain development. • It is impossible to tickle yourself. Your brain is wired to alert you to new and important things going on around you. Things like your own touch or the clothes on your body do not demand attention by the brain.

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• Yawning helps us become more alert by allowing more oxygen to enter the bloodstream. No one really knows why yawning seems to be contagious, but we’ve all experienced the phenomena.

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The Human Brain... continued on page 4

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Mention this ad and receive a 10% discount on your total purchase. Offer Expires 11/10/08 soaked, yet not a single hair on his head got wet. How could this hap• Sunlight can make you sneeze be- pen? cause the bright light that triggers pupil constriction may also affect a 3) There are 20 people in an empclose-by neuron that triggers the ol- ty, square room. Each person has factory reflex of sneezing. The neu- full sight of the entire room and rons are packed a little tight in some everyone in it without turning his head or body, or moving in any areas of the brain. way (other than the eyes). Where • High levels of stress are bad for can you place an apple so that all everything including the health of but one person can see it?

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The Human Brain... continued from page 3

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4) The Smith family has both girl and boy children. Each of the boys BRAIN TEASERS has the same number of brothers as he has sisters. Each of the girls We at Snippetz would be remiss if has twice as many brothers as she we didn’t offer a brain teaser or two has sisters. How many boys and to help challenge your brain. Try a girls are there in the Smith fam• If you’re like the average Americouple of these and check your an- ily? can, you eat more than 12 pounds of swers at the end. chocolate every year. 1) A man has to get a fox, a chick• Experts claim that parts of Califoren, and a sack of corn across a river. nia are sinking 4 inches every year. He has a row boat, and it can only carry him and one other thing. If the • The name for that lovely lavender fox and the chicken are left togethstone, amethyst, is derived from the er, the fox will eat the chicken. If Greek for “not drunk.” the chicken and the corn are left to• The record at hand doesn’t go into gether, the chicken will eat the corn. details about why King Philip I of How does the man do it? France was widely known during his reign as “The Amorous,” but we can 2) A man was outside taking a walk probably imagine. when it began to rain. He did not have an umbrella and he wasn’t • Jewelry lovers, pay attention: Oyswearing a hat. His clothes were

• You probably won’t be shocked to learn that the sport that is the object of the most online betting is horse racing, followed by soccer. It’ll probably come as something of a surprise, though, to find that that most genteel of sports, tennis, ranks third in online betting. *** Thought for the Day: “The scientific theory I like best is that the rings of Saturn are composed entirely of lost airline luggage.” -- Mark Russell

1) The man carries the chicken, leaves chicken and comes back. The man then gets the fox, leaves the fox and gets chicken. The man next leaves the chicken and gets the corn. He then leaves the fox and the corn to get the chicken; he gets the chicken. 2) The man is bald. 3) The apple can be placed on one person’s head. 4) The Smith family has 4 boys and 3 girls.

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HOW TO WIGGLE OUT OF THE MUD

hen grandchildren suddenly come to live at your house and become your responsibility, there’s usually no advanced notice. A sudden turn of events -- a tragedy, substance abuse, a set of military orders to a hostile area -- followed by a knock on the door, and you’re back to raising children. This time it’s your grandchildren you find yourself responsible for.

Consider this: “There is nothing so elastic as the human mind. Like imprisoned steam, the more it is pressed, the more it rises to resist the pressure. The more we are obliged to do, the more we are able to accomplish.” – Tryon Edwards Got a problem? Tell your mind to solve it and it will. Need to know more? Tell your mind to learn it and it can.

By Dr. Ron Ross

PREPARE FOR THE BOOM 3. MAGNIFY YOUR MIND

our brain has one hundred billion nerve cells (neurons) that are laced together in a mindboggling complexity. Each neuron can make contact with thousands - even tens of thousands of others - via tiny structures called synapses; and they never rest. Think about this: every second of your life your brain forms a million new connections. It happens as you see, walk, talk, sleep, think, evaluate, etc. In these changing connections information is processed, habits are learned, personalities are shaped, and memories are stored. It is happening right now…this very moment…as you read these words. This jelly-like mass of tissue weighing only 3 pounds controls everything that happens in your body. Your mind produces every thought, word, action, feeling, and experience and stores it all away for future reference and can recall whatever is needed in a millisecond of time. Its capacity for knowledge and creativity has never been fully tapped – not even close. The account of all that your mind is capable of doing could fill a library of books but would still be astonishingly incomplete. Your mind remains the greatest single untapped resource at your exclusive disposal.

There are sure to be complications: Maybe you’re in an adultsonly community. Maybe you’re barely making ends meet. Maybe you’d always planned to retire and travel the world -- alone. Maybe your health isn’t that great lately. Maybe you still work a fulltime job.

Searching for the right words? Tell your mind to find them and it will. Have something happen in the past you can’t quite remember? Tell your mind to recall it and it is able to do so. Do you want to be smarter, more energetic, more creative, more sociable, and more successful in every way? Tell your mind to get to work to make you what you want to become and it can do the job.

If you find yourself in this situation, you’re not alone; more than 2 million grandparents are raising grandchildren. Fortunately, there are resources. Here are two: Go to aarp.org and look at the

Many may be more educated, and some wiser than you, but you have the capacity to out learn, out speak, out grow, out comprehend, out discover, out persist, out reason, out foresee, and out produce anyone out there if you put your mind to it.

GrandCare Toolkit. There’s more to suddenly being responsible for raising grandchildren than one might imagine, until you’re thrust into the situation. The Toolkit has links to a wealth of information: where to find help, legal issues (you might need legal guardianship before you can even register your grandchild in school or authorize medical procedures), ﬁnances and public benefits, health insurance, tax considerations, childproofing a house and even a beginner’s guide to computing with grandchildren. See www.raisingyourgrandchildren.com for links to local and state resources, advice for dealing with stress, information on financial assistance you might qualify for and ways to help children who may be coming out of abuse or neglect situations. While these sites won’t do the hard part -- the actual raising of your grandchildren -- it might help to know you’re not alone and that there is help out there. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send email to columnreply@gmail.com. (c) 2008 King Features Synd., Inc.

THINKING OF FINISHING OR REMODELING YOUR BASEMENT?

Develop an above-average mind and you will be prepared to take advantage of the coming boom; not because you are innately smarter than others, but because your mind is better exercised, better cultivated, and better fed. You see, your mind is like a fertile field awaiting seed and water. Plant worthy seeds. Irrigate with pure water. What cultivation and fertilization is to your garden so thinking, reflecting, and examining is to your mind.

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“Prepare for the Boom” is a series of columns that will appear over the next six months. A compilation of the series will be made available toward the end of the series. To join Dr. Ross’s e-mailing list please go to www.MileHighMotivator. com and sign up. There is no charge. For feedback email: Dr.Ross@comcast.net.

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by Kim Carson

DECORATING WITH YOUR KIDS

all new cabinets, but new hardware can really make a big difference. Have your kids help you pick out some fun designs. There is so much available now, you don’t just have to get the typical knobs. How about or today’s American families, animal figures or bold geometa house is no longer just a ric shapes? You can even mix and place to come home to in the match. A typical kitchen or bathevening. Contemporary homes are a room has lots of drawers and cabifocal point for family life; a place nets at kid level, so they can enjoy to work, entertain, play and rejuve- the new look as much as the adults. nate. Now more than ever, home interior design must meet the needs of * Select creative storage ideas. Chances are, everyone in your every member of the family. house has a lot of stuff and findYour home should be a place where ing places to put it clears the way adults and children feel comfort- for a more comfortable, clutter-free able. With a little ingenuity, space living space. Kids can help choose can be designed to accommodate storage options for themselves to not only adult requirements but the get all those toys out of the way. preferences of kids’ as well. One Get their input: maybe they’d like a good way to do this is to involve series of colorful plastic bins, some open shelves, an old steamer truck them in the decorating process. or a multihued chest of drawers. “There are small, simple decorat- Once you start brainstorming, eving projects that your kids can do eryone in the family will have lots around the house without creating of ideas. a huge mess,” says Todd Imholte, president of Environmental Graph- * Add some comfort. You do a lot ics. “Your kids probably have a lot of things at home, but perhaps the of ideas about what they like and most important is relaxation. Kids they will have a great time help- more than anyone else are aware of how comfortable a home is; they ing”. spend a lot of time on the floor and Here are some ways your kids can are sensitive to rough carpeting and awkward furniture with sharp edgget involved with interior design: es. Have your kids help you select * Updating your kitchen or bath- some pampering items to give your room tiles. An easy way to refresh home a cozy feel. How about some the look of your bathroom or kitch- fluffy new couch cushions or a luxuen is with Stick’n Stile decorative rious throw for cocooning on a cool appliqués. These easy-to-use, raised evening? Or what about a soft new tiles come in a variety of designs in- bath mat in vivid colors? cluding playful tropical fish, retro geometric squares, tropical plants So the next time you start thinking and orchids. Let your kids choose about making some interior design improvements in your home, don’t the ones they like. forget to consult the local experts: Usually bathroom tiles are close your kids. to the floor, so children can decide where they want to decorate. You For more information, on Stick’n can use Stick’n Stile on most bath- Stile appliqués color-coordinate room surfaces -- tile, shower doors, with towels, bathmats, shower curmirrors and ceramic or fiberglass tains and other kitchen and bath tubs. “If your kids change their accessories visit www.sticknstile. minds, the appliqués can be easily com. removed or changed with a blow dryer,” adds Imholte.

$3.50

ft.

$13.99

$1.58 ft.

NOW HERE’S A TIP By JoAnn Derson

• Don’t store propane tanks in the garage. They have a freezing point of -310 F, so they can stay outside year-round. • “If you’re like me and wear glasses and get your hair colored, try this wonderful tip. My hairdresser keeps a container full of glove fingers in her drawer. She cuts the fingers off the plastic gloves after the pair of gloves gets worn. I slip one over each stem of my glasses, and they are protected while the color is on my hair. I can put them on without worrying about the chemicals messing with the plastic, and I just slip them off when my hair is ready to be rinsed.” -- F.E. in New York

• “I use coffee ﬁlters to clean windows and mirrors. They are less crumply than newspaper, but still are lint-free and give a nice shine.” -- P.C. in Virginia • “My husband is hard on buttons. So, I sew the waist buttons on his pants with dental floss. A touch of shoe polish helps the white to blend in, and it’s as tough as he is. I don’t recall ever having to resew a button that was put on with floss.” -- U.S. in Michigan

• “My kids love to do chalk drawings, and when they have finished a particularly nice one, we spray it with hairspray. It sets the chalk so that it doesn’t shake off or rub off • “I line my cookie sheets with alu- too much.” -- S.N. in Georgia minum foil. A lot of people do. But as soon as I have made a batch of Send your tips to Now Here’s a Tip, cookies, I wipe it clean with a damp c/o King Features Weekly Service, paper towel. Then I can set it aside P.O. Box 536475, Orlando, FL to cool while another batch is cook- 32853-6475 or e-mail JoAnn at hering. I can do many batches with esatip@yahoo.com. one lining of foil, and this saves me money.” -- V.K. in Oregon (c) 2008 King Features Synd., Inc.

Like to know more?

* Choosing whimsical cabinet hardware. You may not be ready to get

Laminates

sq. yd.

Kim can be reached at 719-487-7767

SNIPPETZ® HEALTH AND WELLNESS

DO YOU SUFFER FROM HIGH CHOLESTEROL?

LOOKING FOR GREAT EYE CARE? Taking a Family Approach to Your Family’s Eye Care

Concerned About Prescription Medications and Side Effects? We Have A Proven, Natural Way To Lower Your Bad Cholesterol, And Raise Your Good Cholesterol Without Side-Effects! Dr. Venus K. Moshrefi Holistic Practitioner, MHA, RRT, CNC Center for Wholistic Health & Healing (719) 219-9646 • www.WholisticCenter.com

OCTOBER SPECIAL:

FROM START TO FITNESS By Andrea Renee Wyatt, M.S.S., C.S.C.S.

FITNESS BACK-UP PLAN

etting a realistic fitness schedule is one of the most important elements in developing a successful fitness and nutrition routine. It is equally important to remember that each day may not work out exactly as we had planned. Emergencies, family priorities and last-minute appointments all can put a wrench in the most carefully planned fitness regimen. Establishing a fitness back-up plan can eliminate the stress or guilt that can occur from the inability to follow your fitness routine completely. The key is to remain active and look for opportunities to squeeze alternative activities into your day. Here are some tips: • Stretch. Take several minutes out of your day to stretch your whole body. Stretching your shoulders, neck, back, arms and legs can help you relax and promote blood flow to areas of the body that may otherwise remain sedentary and tense all day.

CHOLESTEROL TEST AND LAB REVIEW FOR ONLY

$49.00

• Take the stairs! Walk the stairs instead of using the elevator. Climbing a few flights of stairs several times a day will increase your heart rate slightly and help burn extra calories. • Park the car and walk. Don’t keep driving around the parking lot looking for a close-in space to become available. The extra few feet you may have to walk to reach your destination is a great way to stimulate your muscles. • Eat breakfast. Starting your day with a well-balanced meal is extremely important to kick-start your metabolism and prepare your body for the day’s activities. • Take a walk. You may have missed your favorite aerobic class at the gym, but you can still complete your aerobic workout. Taking a walk or cycling are great alternatives that can be done almost anywhere.

  

20% OFF

ALL CHILDRENS GLASSES (*not valid if glasses are covered by insurance • Offer expires 10-15-2008)

Most Insurances Accepted, Including: TRICARE, VSP, EYEMED, Medicare, United Health Care, PaciﬁCare, Secure Horizons, Humana, Aetna, Cigna, Medical Network, Great West, Davis Vision, and Medicaid. 15435 Gleneagle Drive, Suite 110, Colorado Springs, CO 80921 (at the intersection of Baptist Road and Gleneagle Dr)

884-8480 • www.gleneaglevision.com

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Heather F. Fink, PA-C

• Play with the kids. Running around with (or after) the kids is a fun way to exercise. The constant moving, bending and reaching incorporate all of the components of most fitness programs. While these fitness back-up tips cannot replace the benefits of a dedicated fitness routine, they are a healthy alternative to doing nothing when your fitness program gets sidetracked. Always consult a physician before beginning an exercise program. If you have a fitness or training question, write to Andrea in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475.

Personalized Care - One patient at a time Doctor performs ALL treatment Flexible payment plans - no interest charge Most insurance accepted, including military Complimentary Initial Consultation

 

Allergy and Asthma Care Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

Gerard P. Timmins, D.D.S., M.S.



Specialized Adult and Pediatric

Individualized treatment for:

NOW ACCEPTING NEW PATIENTS!



*** BACK TO SCHOOL SPECIAL ***

• Drink plenty of water. Staying hydrated is always important. Water helps the functions of your muscles and tissues, and can act as an appetite suppressant.

Board Certiﬁed Orthodontic Specialist



Gleneagle Vision Center is the area’s newest Professional Eye Care Center, providing comprehensive eye exams, contact lens fittings, complete optical services, and management of eye disease.

24 years providing care in the Tri-Lakes area All ages welcome Conveniently located in Old Town Monument

Including Allergy Injections At the Medical Center next to Safeway

325 2nd Street • 488-2806 10

719-592-1365 www.csallergy.com

550 Highway 105 Monument, CO 80132 Wednesday Afternoons

SNIPPETZ® HEALTH AND WELLNESS THE DOCTOR IS IN An insightful look at Health

by Dr. Christy Meislahn

“BUT I DIDN’T DO ANYTHING.”

ow could the simplest task of bending over to tie your shoes cause your spine to lock up? How could reaching for the newspaper produce pain down the back of your legs? How could looking over your shoulder to check traffic make your neck stiffen?

poorer quality tissue that tends to be more fibrous and less flexible. This can make our effort’s to correct the body’s original attempts more difficult. In this way, many spinal problems resemble cancer, heart disease, hypertension, diabetes and countless other “lifestyle” diseases.

We hear this all the time.

HEALTH BULLETIN EXERCISE TIPS ALL DAY ACTIVITY

on’t sit around for the rest of the day just because you spent an hour doing aerobics or walking around the neighborhood. The 300 or 400 calories you may have burned will probably not compensate for all the calories you are not burning if you take it easy for the remainder of the day. Modern day inventions including

• Free Weights •Tanning • Private Showers • Access to All Anytime Fitness Clubs in the U.S. & Canada is included with Membership

the elevator, garage openers, remote controls, and computers have made it easier for us to be inactive for most of the day. Research has shown that such convenient items have decreased the number of calories we burn daily by at least 800 calories! So try to take the stairs, turn on equipment manually, or visit a friend instead of emailing him/her. Being active all day will help you keep burning those calories, and dropping those pounds!

* Military / Police / Fire & EMS / Teacher Discount *

Zip Email Address

• Cardio Equipment with Personal Viewing Screens

(w)

719 • 488 • 8789

Phone (h)

• Strength Training Circuit

State

To set up an appointment call Dr. Christy at

City

• Secure 24-hour Access 7 Days a Week

Address

True, your body is self-healing. But like many “do-it-yourself projects,” the attempts can be less than elegant. Plus, scar tissue is a

The information in this article is provided solely for educational purposes and not as medical advice. Please consult a medical or health professional if you have questions about your health. No liability is accepted should you decide to selftreat or self-prescribe.

Guest Name

Or was it?

These health problems are usually present for years, quietly worsening in the background, before symptoms become obvious. And then all it takes is the littlest things to set it off. Like reaching over to pick up a pencil.

5-DAY GUEST PASS

With the exception of recent trauma, many of the health problems we see are the result of circumstances that have been around for months, sometimes years. After the incident, there may have been some initial soreness. But the body had enough “margin” or capacity to adapt, and the pain went away. Problem fixed.

1737 Lake Woodmoor Drive (just east of I-25 on Hwy 105)

(719) 487-1979 www.anytimefitness.com monumentco@anytimefitness.com

•The Crossroads at Monument Shopping Center •

QUALITY GOODS & SERVICES Double

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DOG

Boarding Kennel

SAFE • CLEAN • SECURE

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Hawaiian Coffee (a Great and Rare Find in Monument) Tea, Pancake Mixes, Vintage Syrup Pitchers, Tea Pots, Hawaiian Hot Sauce, Unique Gifts, Fun Mugs & MORE!!

FREE COFFEE Trial Packs with any purchase

719-266-2338 / 338-0995 251 Front St.-11 Monument, CO

BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates



THE PLACE FOR GREAT BIRTHDAY GIFTS

FREE Gift Wrapping Black Forest Rd.



Walker Rd.

Hwy. 105

Double J

✪ Thompson Rd.

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Owners on Site - 24 Hour Supervision

County Line Rd.

Hwy. 83

 

Both stores conveniently located at 274 Washington Street, Historic Monument

Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs

By Appointment: 495-1774

481•1361

Unique Handcrafted Dollhouses & Accessories

for the Discriminating “Mini-Home Owner”

IF YOU’RE NOT ADVERTISING IN SNIPPETZ, YOU MAY NOT BE ADVERTISING!

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ POSSIBLE! ®

DON FLOOD By Don Flood

DOWNHILL RACER CONQUERS HILL, TREE At a time when our nation’s collective weight is rising faster than the national debt, colleges are actually taking away one of the most popular and vital pieces of sports equipment available to students. I’m speaking, of course, of cafeteria lunch trays. In a misguided effort to save money, colleges are eliminating cafeteria trays, forcing students -- their minds already swirling with plans for world peace, cleaning up the environment and Friday night’s frat party -- to juggle their plates, glasses, books, laptops, iPods, etc. as they waddle to their

table. As my longtime readers well know, I generally refrain from commenting on subjects I know something about. It’s too easy, and besides, what’s the point? But having worked in a college cafeteria and cleaned up many messes, I feel I have to speak up about this important issue. Mark my words, continuation of this dangerous policy will have the following results: 1) Colleges will see a rise in food spills, which will have to be cleaned up by my proud successors in the nation’s dining halls. 2) Despite our nation’s concerns about security, trayless students will be left defenseless in the event of a sudden food fight. Also, members of the football squad may instead use their smaller classmates for protection. 3) And by far most important, students will be deprived of the greatest of all college wintertime sports -- downhill traying. I was fortunate enough to attend a college that boasted the world’s leading downhill

traying venue. Students from all over the world came to tackle the dreaded Deadman’s Hill. (OK, they came from all around north campus and it was called Pencader Hill.) I still recall my first downhill traying experience, though some details are a little vague, for reasons that will become clear. Cafeteria trays in hand, my roommates and I climbed the hill, which was steep and dangerous-looking, especially near the bottom, where a tree’s large, low-hanging branch blocked the way. No problem! said my roommates, who were downhill veterans. It only looks like you’re going to run right smack into the branch, they said. At the last second the path zigs to the left and you’re home free. Unfortunately, I was about to take a graduate-level class in the School of Hard Knocks. Just like an Olympic skier -- at least one who was using a cafeteria tray for the first time -- I took off down the hill. Racing to the bottom, I saw the tree ahead and the surprisingly thick low-hanging

branch. Wow, I thought to myself, it really does look like I’m going to run right into ... WHAM! This is where things became a little foggy. I got up woozily as my friends congratulated me on being the only downhill trayer to successfully strike the tree that evening. On the plus side, I wasn’t bleeding much. On the minus side, that was only because it was too cold outside. Once inside, I bled like a pig. But I’ll always recall my battle with the tree with pride, at least the part I can remember. So to college presidents across the land, I say, keep those cafeteria trays. And consider adding helmets. Write to Don Flood in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mails to dﬂood287@comcast.net. (c) 2008 King Features Synd., Inc.

SNIPPETZ DINING GUIDE ®

HarVest AfterNOON Tea Fall is here and our afternoon tea menu changes to include new treats to greet the new season. Our Harvest Afternoon Tea Menu is offered October 1st through November 14th. The menu is posted on our website. Afternoon tea is served Tuesday through Saturday from 2 to 5 pm by reservation (3 days in advance): call 481-8822 or email diane@wisdomteahouse.com.

65 Second Street Monument, CO 80132 Open Tue-Sat 9am-5pm 719.481.8822 www.wisdomteahouse.com

75 Hwy. 105, Palmer Lake 719-481-2222 open daily at 4:30

CreaM Tea $10 per person and includes two scones with toppings and an unlimited pot of tea. TerritOrial Tea $18 per person and includes unlimited pot of tea, two kinds of scones with toppings, fruit, and sweets. esperaNza Tea $25 per person adds sandwiches and savories to the Territorial Tea menu.

Paravicini’s is Pleased to Announce Our New Menu

Seating is limited for our Holiday Afternoon Tea – November 17th through December 30th - make your reservations soon. We’ll be having live music on Saturday afternoons in December from 2 to 4 pm.

GOOD HOUSEKEEPING TWO

BLUSHING APPLE BUTTER

Keeping the quality you have come to expect, while adding 20 NEW ITEMS!!

A flavorful cholesterol- and fat-free spread. Yummy on toast or bagels. 3 3/4 pounds Granny Smith apples, peeled, cored and thinly sliced 1 1/2 cups apple cider or apple juice 1 cup cranberries 3 strips (3 inches by 1 inch each) lemon peel 3 tablespoons fresh lemon juice 1 1/2 cups sugar

The Holidays are right around the corner....

1. In 5-quart Dutch oven, heat apples, cider, cranberries, lemon peel and lemon juice to boiling over high heat. Reduce heat to low; simmer, uncovered, 10 minutes or until apples are very soft, stirring occasionally. 2. Stir in sugar; heat to boiling over high heat. Reduce heat to medium; cook, partially covered, 1 hour or until apple butter is very thick, stirring occasionally (mixture may sputter and splash, so be careful when stirring). 3. Spoon apple butter into blender in small batches and blend (with center part of blender cover removed to allow steam to escape) until smooth. 4. Spoon apple butter into jars or crocks for gift-giving. Store tightly covered in refrigerator for up to 3 weeks. Yields 4 1/2 cups. (c) 2008 Hearst Communications, Inc.

It’s the perfect time to make your reservations for your holiday party.

PATIO DINING & BANQUET ROOMS

HAPPY HOUR 4-6PM 7 DAYS A WEEK

NEW MEXICAN RESTAURANT

FOOD & DRINK SPECIALS!

855 Hwy. 105 Palmer Lake - CO 80133

719-487-7469

CANTINA

Celebrating 25 Years in El Paso County and 50 Years in New Mexico

WATCH THE BRONCOS WIN ON THE AREA’S LARGEST BIG SCREEN TELEVISION!! And Don’t Forget....

Burger Madness EVERY MONDAY... ALL DAY! Hamburger, Fries and a medium drink or 10 oz. Domestic Draft

ONLY

BUY ONE ENTREE GET THE SECOND 1/2 OFF!

Our Chef creates delicious specials for your enjoyment every day: FRESH SALADS • TASTY SANDWICHES • HEARTY ENTREES • EAT IN / TAKE OUT Quick & Easy for those on the go!

BOOK YOUR HOLIDAY PARTY NOW!!

DINE ON THE PATIO, IN THE LOUNGE, OR OUT ON THE LANES!

(Sun. - Thur. Only) Exp. 11/30/08

Try Our NEW Chipotle Honey Lime Ribs!

Celebrate our HAPPY HOUR Daily 2:00 - 5:30PM anywhere throughout the restaurant & patio!

WATCH FOOTBALL ON OUR MANY TVS - BRONCOS AND ORANGE CRUSH JELLO SHOTS!

481-1234

230 Front Street, Monument www.lacasaﬁesta.net / FREE WIFI Hot Spot

SNIPPETZ

DINING GUIDE

Coffee Cup Café reputation

Heat oven to 350 degrees F. Stir together dry ingredients and set aside.

GOODIES

RETCHEN’S

251 Front St, Monument, 488-0663 www.coffeecupmonument.com

Cream the butby ter and sugar Gretchen Gire Anthony in a large bowl. of Bodhicitta Bakery Add eggs, beating well after each addition. Add vanilla and bananas, mixing well. Add dry ingredients alterYields 2 loaves nating with the Sprite, finishing know this sounds weird but with dry ingredients. Pour into the sprite makes this bread 2 greased loaf pans. Bake for extra moist. 45 minutes, until a wooden pick inserted in the center comes out clean. 4 cups all-purpose flour

Open 7 Days a Week

A Second Cup location

SPRITE BANANA BREAD

13860 Gleneagle Dr, Gleneagle, 481-6446 www.asecondcup.net

Open 7 Days a Week

1/2 teaspoon salt 2 teaspoons baking powder 2 teaspoons baking soda

Cool in the pan for 10 minutes before removing and cooling completely

WE ALSO HAVE FRESH BREAD FOR DINNER... BAKED BY NOON DAILY.

2 cups granulated sugar 2 teaspoons vanilla extract 2 cups mashed bananas 1 cup Sprite

6:00 am - 9:00 pm

AUTUMN IS HERE! PLEASE COME IN AND CHECK OUT ALL OF OUR WONDERFUL FALL SWEETS.

1 cup butter, softened 4 eggs

6:30 am - 3:00 pm

Make Every Day Sweeter than the Last!

BODHICITTA BAKERY 780 Hwy. 105 • Suite B Palmer Lake

Gretchen Gire Anthony Bodhicitta Bakery - 487-1555

719-487-1555

www.bodhicittabakery.com

PIZZA NIGHT Friday 5:00pm - 7:00pm

“Pizza Made To Order”

Monument Plaza 411 Hwy. 105 Monument, CO Academy & Dublin 719-532-1743 Academy & Airport 719-596-5414

481-3287 (EATS)

Kids Eat Free on Tuesdays! 1 Child Eats Free With 1 Adult Entree

Come & Celebrate with us in Monument 719-481-4415

1749 Lake Woodmoor Drive Monument, CO 80132

SERVING

FULL MENU ALL DAY LONG!!

JOIN US for HAPPY HOUR

BREAKFAST LUNCH DINNER

7 DAYS A WEEK! 2:00pm - 6:00pm

OPEN DAILY AT 6AM

(only at the bar)

HAPPY HOUR SPECIALS *** ALL WEEK *** House Margaritas $2.99 and 1/2 price appetizers (excluding fajita meat / seafood)

22 oz. Draft Beer $3.00 16 oz. $2.00 / Well Drafts $2.50 Sunday - Thursday “ALL DAY” House Margaritas $2.99

SNIPPETZ DINING GUIDE ®

PATRICIA’S CAFÉ SOUTHWESTERN VEGGIE DIP

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine “TRY OUR SPECIALS TUESDAY THROUGH THURSDAY!” Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244

website: http://www.bellapanini.com

Dine In or Take Out Highway 105 & Primrose St.

Steaks

❁

Shrimp ❁ Chicken

❁

Burgers ❁ Burritos

Our Famous Reubens

KIDS EAT FREE THURSDAYS (Limit: One kids meal per adult entree)

1 lb Fat Free Cottage Cheese 2 Tbs Roasted Green Chilies 2 Tbs Red Wine Vinegar ½ tsp Ground Cumin ½ tsp Oregano ½ tsp Garlic Powder 1 tsp Onion Powder ¼ tsp Tabasco 1 tsp Kosher salt pinch White Pepper 1. Place ingredients in a food processor and puree until creamy.

am not a cottage cheese person much less fat free but the vinegar gives this dip a cream cheesy ﬂavor. You can change the flavor profile by using different spices in place

of the cumin, oregano, and green chilies. The vinegar can also be changed. Try balsamic vinegar in place of the red wine vinegar with fresh basil and oregano. …Or better yet add a little blue cheese with that. If you want a good fruit dip try fresh mint, white vinegar, some type of berry and a little sugar, leaving out the chilies cumin, oregano, and garlic.

BREAKFAST SUNDAY 8:30-10:30am Biscuit & Gravy $1.95 ALL DAY Sunday Sun - Mon - Tue 11:00 - 3:30 Wed - Thur - Fri - Sat 11:00 - 8:00

481-TOOT 8668

Serving Anne & Mann’s Gourmet Ice Cream

This dip can be served with veggies, chips or as a dressing by increasing the amount of vinegar. Cottage cheese is high in protein and has no fat as long as you use the fat free so there is no guilt.

Be creative, have fun and enjoy!!!

These Unique and Delicious Recipes are presented to you by Pat McClelland owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument

24 Hwy. 105 in Palmer Lake Shakes • Malts • Cones • Sundaes • Banana Splits • Root Beer Floats Chicago Style Hot Dogs • Bratwurst • Soups • Chili

Please call for seasonal days & time Rock House Ice Cream

488-6917

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Vino-Bits “Real Wine for Real People”

Wine Appreciation & Tasting Tips

Simply the best, most thoughtful selection of wine under $20 anywhere. Check out our eclectic microbeer and spirits selection too! Public wine tastings held monthly. Sign up for our e-newsletter to find out when. Located on Hwy 105 between Palmer Lake & Monument. Hours: Tuesday - Saturday 11am to 6pm.

488-3019

or www.thewineseller.net

brought to you by Dirk at The Wine Seller

BAYOU BARBQ

TOUCHY-FEELY

oftness and firmness are actually textural impressions a wine gives you as you taste it. Just as your mouth feels temperature in a liquid, it feels texture. Some wines literally feel soft and smooth in your mouth, while others feel hard, rough, or coarse. In white wines, acid is usually responsible for impressions of hardness or ﬁrmness (or crispness); in red wines, tannin is usually responsible. Low levels of either substance can make a wine feel pleasantly soft, depending on the wine and your taste preferences. Alcohol and unfermented sugar also contribute to an impression of softness.

CAJUN & BARBQ Fare Dine-in or Take-out

Tuesday - Saturday 11:00am - 8:00pm

WEDNESDAY IS CATFISH DAY! 481 Hwy. 105, Suite G • Monument, CO

(719) 488-2799

Website: BAYOUBARBQ.COM

SNIPPETZ DINING GUIDE ®

Vincenzo’ s bistro bakery

NOW OPEN IN MONUMENT WILD WINGS ‘N THINGS

FREE WINGS w/purchase of 10 piece (exp. 10-31-08)

Is Proud to Announce… Gapare’s Back!!!

Call Ahead Orders

Awarding winning Italian Master Chef Gaspare Licata has just returned from Italy with: � New management team and wait staff delivering excellent food, excellent service at excellent prices

488-WILD (9453)

� A brand new ala carte menu for dinner � New special lunch features in addition to our fabulous lunch buffet (The best deal in El Paso county!)

DAILY SPECIALS • THE BEER IS HERE!

� Fresh breads, pastries & desserts every day

1415 Cipriani Loop • Monument

� In house and onsite catering for all of your special event needs (All size events)

FAVE FOODS OF THE FAMOUS

� An October Special too good to pass up!!!

Through the entire month of October

Off your entire bill for dinner (Except for Alchohol & Desserts)

By Steven J. Austin

LUCAS GRABEEL

h, to be young, talented, handsome and successful! If you want to know how it feels, ask Lucas Grabeel, star of the “High School Musical” movies and the comedy “The Adventures of Food Boy,” just released on DVD. In “Food Boy,” Grabeel plays a superhero who can make food appear in his hand at will. The Missouri native moved to Los Angeles right after graduating high school and quickly became admired for his acting and songwriting talents. “High School Musical 3” hits the big screen on Oct. 24. For more info: www.coldsparkfilms.com and www.disney.com If you could really make your favorite food appear in your hand at any time, what would it be, and who would you first surprise with such an amazing talent? “My favorite food is sandwiches. I eat a couple every day, so I would probably get obese just eating all of the time if I really had that superpower. I would like to think that I would go wherever there is a shortage of food and give to those who are in need. It sounds cheesy, but you could really change the world with that kind of power, and who wouldn’t do that if given the opportunity?” Of your “The Adventures of Food Boy” co-stars, who has a funny, offbeat or strange eating habit? “Brittany Curran would always win at belching contests after lunch, but we said we wouldn’t tell anybody. Tee-hee!” Describe your kitchen at home. “I have a very clean kitchen ... most of the time. I love to cook with organic foods and rarely use anything loaded with chemicals. I use real butter that I don’t have to refrigerate, coconut oil instead of olive oil, and I always have organic whole milk and pasteurized orange juice stocked. As I said before, I eat a lot of sandwiches so there’s always a large variety of deli meat and cheese, but also artisan cheese to go with wine. My spice rack is used, but not to its full potential. I could probably spend some

Vincenzo’s

13990 Gleneagle Drive at Gleneagle Square Colorado Springs, CO 80921

time studying my herbs and spices a little more.”

719.481.6338

Of all the famous superheroes, who would you enjoy having lunch with if he/she could come alive in real life?

Call Ahead for Reservation Parties of 6 or More

“I would love to have lunch with Superman. His story has always intrigued me, and other than having him fly me around the world a few times, I would love to just sit and chat with him. I’m sure he’s got great stories to tell.”

Monument Hill Sertoma and

Monument Serteen Clubs

Any special foods and beverages you like to have in the dressing room?

present

The 2008 Empty Bowl Dinner

“Well, I always need water -- and lots of it -- to drink, but no sodas or coffee. As far as snacks, I love fruit and veggies and cheese. If you couldn’t tell, I like to eat healthy!”

& Silent Auction

CHEESY CHICKEN-VEGGIE CASSEROLE

Join us for a home cooked supper (soup, bread and dessert) PLUS TAKE HOME YOUR EMPTY BOWL! All the hand-made bowls have been donated by local artists and art classes.

2 small zucchini, sliced 2 carrots, sliced 2 large stalks of broccoli, sliced 1 cup shredded cheddar cheese 1 chicken breast, cooked and sliced 1 can of cream of chicken soup 1 can of cheddar cheese soup 1 stalk celery, sliced 1/2 onion, sliced into rings 1/4 cup shaved carrots

~ OVER 130 SILENT AUCTION ITEMS ~

DATE: PLACE:

Layer zucchini on the bottom of a large casserole dish. Place sliced carrots on top of the zucchini. Place broccoli on top of carrots. Sprinkle some of the shredded cheese over the vegetables, but not all of it. Mix the chicken with the two soups (do not add water to soup) and then spread it over everything. Toss on the celery and lay out the onion rings evenly and spread some more shredded cheese. Place in preheated 350 F oven and cook for 70 minutes. Remove dish 5 minutes before it’s done, and top with remaining cheese and shaved carrots. Place back in oven until cheese melts. (c) 2008 King Features Synd., Inc.

Wednesday, October 15, 2008 Lewis-Palmer High School Commons Area Entertainment Provided

TIME:

5:00 pm - 7:30 pm

COST:

$20.00 donation to Tri-Lakes Cares Make checks payable to Monument Hill Sertoma

TICKETS:

Go on sale September 22 Must be purchased in advance at... • Covered Treasures Bookstore - Monument • High Country Home & Garden - Monument • Second Street Art Gallery - Monument • Tri-Lakes Printing - The Woodmoor Center • Rock House Ice Cream & More - Palmer Lake • or call Bonnie Biggs at 651-1946

Join in this Fundraiser for Tri-Lakes Cares - 100% of Proceeds assists those in the Tri-Lakes Area!

SNIPPETZ PETS ®

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Kirsten Huston, DVM Steve Graff, DVM

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VETERINARY SERVICES Annual exams, vaccines, surgery, dental care, microchipping & more PET LODGE Dogs: large & small kennels Cats: a separate area just for cats

WANT A GREAT GROOM JOB? Tired of the drive to Colorado Springs? Than come to Country Critter Uptown and get the grooming your dog deserves.

GROOMING Karen Allison, Grooming dogs & cats since 1986 17950 Veterinary View Monument off Knollwood Drive (719) 488-2500 We love your pets & know you do too!

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Paws Corner By Sam Mazzotta

lease meet Binky and Baby. Binky has black ears: He is a male Maltese/Poodle mix and is 3 years old and the brother to Baby.

amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members.

Baby, is a female and she is 4 years old.. Both Binky and Baby are house trained and they are full of energy! Both are up to date on shots and just love to play!

Please visit our website at saintanimalrescue.org and as always thank you for caring.

“They are furry, have 4 legs and don’t speak clearly but they are - Diane We would like to adopt them out our family.” together if possible. Take a moment today to thank If you are interested in adopting God for your pets. Enjoy them Binky and Baby into your heart and take good care of them. Even and home please call SAINT An- if they don’t understand your imal Rescue located in Calhan. words they still understand you Our phone number is 541-3099 and love you unconditionally. - SAINT Animal Rescue but you might need to use the 719 area code. It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter to give the animal a reasonable

DOGPROOF YOUR HOME

gee cord from the cabinet knob to a screw-in hook you place in the frame, so you can latch and unlatch easily. Put your shoes away in a closet or close your bedroom door. It’s especially important, no matter how well your dog is trained, to not leave anything lying around that you don’t want him to get at. Food, alcohol, cigarettes, chocolate, sharp objects or medication are big no-nos.

Do place chew toys around the areas that Jake is allowed to inhabit. This gives him a healthy focus for Q: I have a new puppy, and “Jake” his natural chewing tendencies. keeps getting into everything -- garbage, pantry, laundry, you name it. Now back to the increased attenHe’s a big chewer, too. How do I get tion. Take time every day -- an hour him to stop? -- Frank S., via e-mail at least -- to train and play with Jake, outdoors or indoors. Puppies A: Regular obedience training, have lots of restless energy, which along with increased attention, will will fuel their curiosity, so help him help Jake stop exploring so much. work it off. In return, you’ll get a However, healthy dogs never lose much better bond with Jake, and a that urge to explore anything that well-trained dog. smells so darn interesting (garbage, laundry, the pantry, you name it). So you’ve got to limit his access to those areas. Send your tips, questions and comRemove garbage from the living ar- ments to Paws Corner, c/o King eas of the house every day -- place Features Weekly Service, P.O. Box it in the big containers outside (or in 536475, Orlando, FL 32853-6475, your garage) and seal the lid against or e-mail them to pawscorner@hotintrusion. Seal the pantry -- if it has mail.com. no door latch, attach a short bun(c) 2008 King Features Synd., Inc.

SNIPPETZ® BUSINESS AND FINANCE

YOUR TIMING WON’T BE OFF

WHEN YOU INVEST REGULARLY. If one of your worries is whether you're investing at the right time, it shouldn't be. By investing a set amount of money regularly, you establish a simple routine that can help make your financial goals a reality. In addition, investing regularly can: � Make it possible to use market fluctuations

to your advantage

� Add potential growth and diversification

to your portfolio

� Keep your long-term financial goals in focus Investing a set amount of money on a regular basis does not ensure a profit and does not protect against loss in declining markets. Such a plan involves continual investment in securities regardless of fluctuating price levels of such securities. You should consider your financial ability to continue the purchases through periods of low price levels.

To learn how investing on a regular basis can help you reach your financial goals, call or visit your local financial advisor today. Adam R Grayson Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

Member SIPC

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Your Choice Auto® Insurance. Deductible Rewards, Accident Forgiveness and more. Sound Good? Call me today.

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FINANCIAL FOCUS CONSIDER CONSOLIDATING RETIREMENT ASSETS Provided by Adam Grayson of EdwardJones Investments

y the time you retire, you’ll probably have accumulated money in a variety of retirement-savings vehicles at a variety of locations — an IRA here, a 401(k) there and so on. At first glance, that may sound all right, but there are some sound reasons why you might want to consolidate your retirement accounts to one provider. Here are some of the key benefits you can receive from this type of consolidation: • You’ll keep better track of your assets. Like most people, you probably think that you will never lose track of any of the money you’ve saved for retirement. But many equally well-meaning people do misplace or forget about savings and investments. In fact, the National Registry of Unclaimed Retirement Benefits lists more than 50,000 individuals who are owed benefits from 401(k) s, profit-sharing plans and IRAs and either can’t be reached or don’t respond to inquiries. But if you hold all your retirement accounts in one place, you are probably far less likely to “misplace” them than if you kept them with several financial institutions. • You’ll have less trouble calculating minimum distributions. Once you reach age 70 – ½, you’ll need to take distributions from your 401(k) and traditional IRA. (This requirement does not apply to a Roth IRA.) It’s not particularly difficult to calculate the amount of a distribution from a single IRA or 401(k), but if you hold several accounts, it could get a bit tricky. For example, if you have multiple IRAs, you’ll need to add them together, then divide

the total balance by the IRS’ life expectancy numbers for someone your age. If you have several 401(k) s, you’ll need to calculate the required minimum distribution for each 401(k) separately, using the same life expectancy figures as you would with an IRA. Clearly, if you held a mix of these accounts at different places, you’d have to do a bit of detective work and a lot of number crunching to arrive at your required minimum distributions. • You could save money. If you held accounts at several locations, you could be paying a number of fees and maintenance charges. Individually, each fee or charge may not seem like much, but they can add up. By consolidating your accounts to one provider, you might be able to save some money. • You can create a uniﬁed strategy. To achieve the retirement lifestyle you’ve envisioned, you will need to create a sufficient income stream, drawing from all your retirement accounts. Among other things, you’ll need to know how much you can afford to withdraw each year, how you can stay ahead of inflation and how best to control your investment-related taxes. You’ll ﬁnd it far easier to accomplish these goals if you have a single, unified investment strategy — and it will be far easier to develop such a strategy if you have all your retirement accounts at one place, possibly under the guidance of a single financial advisor. So, to sum up: The more retirement savings vehicles you own, the better — but when it comes to the number of institutions holding these accounts, you might just want to stop at one. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

For all your packing & shipping and printing needs.

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SNIPPETZ BUSINESS AND FINANCE

DOLLARS AND SENSE BY David Uffington

SAVE MONEY WITH YANKEE INGENUITY

t’s almost as though Yankee Magazine had today’s shaky economy in mind when it published “Living Well on a Shoestring” back in 2000. The book’s subtitle, “1,501 Ingenious Ways to Spend Less for What You Need and Have More for What You Want,” certainly applies to us now as we struggle to conserve every possible dollar. “Living Well” is loaded with more tips than you’ll likely ever use for holding onto your money. Many are just plain common sense, quite a few are pure Yankee ingenuity, but most of them are worth trying. As the book notes, frugality is about finding clever ways to save money. Throughout the book you’ll find first-person stories and hints about saving money. While some of them are a bit over the top, for the most part they’re creative and ingenious ways to accomplish or acquire what you need and keep your money (or most of it) in your pocket. Small savings steps, as the book points out, can add up to a big difference.

IT’S THE LAW! by Christopher C. Meyer, Attorney at Law, P.C.

n Colorado marital property is divided in a divorce or legal separation by means of “Equitable Distribution”. “Equitable” does not necessarily mean “Equal”, but for most purposes, and absent unusual circumstances, it is useful to assume that marital property will be divided 50/50 between the parties. The question then becomes what is the “marital property” to be divided. Marital property is all property acquired during the marriage such as the parties’ earnings and things acquired with such earnings. However, inheritances and certain gifts acquired during the marriage are not considered marital. “Separate property” is property acquired prior to the marriage, or inheritance or certain gifts acquired during the marriage. The Court has no power to divide separate property. However, any appreciation of separate property during the marriage is marital. Here is a simple example. A married couple save some earnings during the marriage and buy a house. The parties pay the mortgage with the husband’s earnings. The wife receives an inheritance during the marriage and is careful to maintain this bequest in a separate mutual fund account in her name only. The equity in the house is marital, as is any appreciation

Some of the categories in the book include: inexpensive games to make for kids, health-care home remedies, spending less on hobbies and sports, automotive (buying a car, taking care of it, basic maintenance), cutting costs in your home office, and electronics and small appliances (repairs and troubleshooting). The chapters on spending less at the grocery store and preparing thrifty meals at home offer practical, down-home ideas. One hint suggests deleting one unnecessary item from your weekly grocery list on a permanent basis, and multiplying the cost by 52 weeks to see how much you’ll save in a year. For those who are either looking for a job or have one and need to maintain the appropriate look, the chapter “Thrifty Ways to Dress Well” offers tips on spotting a quality garment, how to give old clothes new life with a few basic alterations, how to darn socks and repair a zipper, stain removal and more. Perhaps one of the best things about consulting an older book such as “Living Well” is that it’s generally available at a reduced cost. Look online for used copies, some as low as a dollar, or hunt through book sales in your area. David Ufﬁngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2008 King Features Synd., Inc.

included in that equity. The amount of the bequest to the wife is her separate property, but any appreciation of the account is marital. In most instances, determining what is marital and what is separate property is not difficult. However, the analysis can become complicated in some situations, especially regarding changes to title in real property during the marriage. If you own separate real property titled in your name only but change the title to joint tenants during the marriage (a common occurrence), you may have gifted one half the value of the property to your spouse. For example, Mary owns a condo in her name only, but changes the title to joint tenants after she marries John. John may now be entitled to one-half the value of the condo. Title to other kinds of property is not critical. For example, the parties buy a car during the marriage with money earned during the marriage, but place the title in the husband’s name only. The car is still marital property. Even when determining what is marital and what is separate is relatively easy, calculating the proper shares can be very difficult. This is true of retirement accounts and pensions earned both prior to and during the marriage. Property division law in a divorce is the same as other law. You must remember that: you may not understand the law; you may not like it; and you may not think its fair; but it’s the law!

Chris Meyer is an attorney practicing family law in Monument. Chris’ law practice is limited to domestic relations cases. Chris has been practicing law since 1977. He is a former prosecutor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website (www.cmeyerlaw.com) has additional divorce and family law information.

Lisa Welch Stevens Attorney at Law, P.C. Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

❖

Business Planning

❖

Intellectual Property

❖

Employment Law

❖

Mergers and Acquisitions

❖

Wills, Estate, Probate

❖

Transactional (Contract) Services

Member: Colorado & El Paso County Bar Association

719.488.9395 lisa@lwslawfirm.com • www.lwslawfirm.com

DIVORCE / FAMILY LAW Experienced - Affordable Convenient Law Ofﬁces of Christopher C. Meyer,P.C. 1832 Woodmoor Dr., #200

Monument, CO 80132

(719)488-9395 Please visit our comprehensive website for divorce information: www.cmeyerlaw.com

SNIPPETZ PUZZLES AND TRIVIA ®

Sports Quiz

By Chris Richcreek

1. HISTORY: What was the name of the treaty that ended the American Revolutionary War? 2. TELEVISION: What was the name of the prison encampment in the series “Hogan’s Heroes”? 3. THEATER: Which U.S. president was featured in the musical “Annie”? 4. AD SLOGANS: Which company is part of the following advertising slogan --”Baseball, Hot Dogs, Apple Pie and ...”? 5. ENTERTAINMENT: In which year did the Miss America pageant begin? 6. GEOGRAPHY: What was the former name of the African nation Burkina Faso? 7. LITERATURE: What was the name of the monster in “Beowulf”? 8. GENERAL KNOWLEDGE: What are the names of the stone lions at the entrance of the New York Public Library? 9. INVENTIONS: Who invented the pop-top can? 10. MATH: In geometry, what is the shape of a torus?

1. When was the last time a New York Yankees player before Alex Rodriguez (156 in 2007) had as many as 155 RBIs in a season? 2. When was the last time the Cincinnati Reds played in the postseason? 3. Since the NFL expanded to four divisions in each conference in 2002, only two divisions have had all its teams win at least one division title. Name them. 4. Who won the first NIT men’s basketball final in 1938? 5. Name the first European to capture the NHL’s Conn Smythe trophy (MVP of the Stanley Cup Playoffs). 6. Who was the only athlete to win the Boston and New York City marathons in the same year twice? 7. Name the last gold medal winner for the U.S. in boxing.

MOMENTS IN TIME THE HISTORY CHANNEL

• On Oct. 19, 1784, an essay appears in the Gazette of the United States in which a writer named “Phocion” attacks presidential candidate Thomas Jefferson and accuses Jefferson of carrying on an affair with one of his slaves. Phocion turned out to be former Treasury Secretary Alexander Hamilton. • On Oct. 18, 1867, the U.S. takes possession of Alaska after purchasing the territory from Russia for less than 2 cents an acre. The American public believed the land to be worthless and dubbed the purchase “Seward’s Folly” and “Andrew Johnson’s Polar Bear Garden.” • On Oct. 14, 1912, before a presidential campaign speech in Milwaukee, Theodore Roosevelt is shot at close range. The .32-caliber bullet failed to mortally wound the former president because its force was slowed by a glasses case and a manuscript in the breast pocket of Roosevelt’s heavy coat. • On Oct. 17, 1931, gangster Al Capone is sentenced to 11

years in prison for tax evasion and ﬁned $80,000. Although wanted for bootlegging, tax evasion was the only charge the authorities could make stick, as Capone was known for intimidating and bribing witnesses. • On Oct. 13, 1941, singersongwriter Paul Simon is born on this day in Newark, N.J. Simon grew up in Forest Hills, N.Y., where he befriended Art Garfunkel in the sixth grade. The two began singing together, and by the time they were 16 they had released a single, “Hey, Schoolgirl,” recording as Tom and Jerry. • On Oct. 16, 1951, Hudson first entered stock-car racing with its Monobuilt design Hornet with a lower center of gravity. Hudson coined this innovation “step-down design” because, for the first time, passengers had to step down in order to get into a car. • On Oct. 15, 1966, in McKinney, Texas, it was reported that a 75-year-old male driver received 10 traffic tickets, drove on the wrong side of the road four times, committed four hitand-run offenses and caused six accidents, all within 20 minutes. (c) 2008 King Features Synd., Inc.

Answers & Solutions SUPER CROSSWORD SOLUTION

TRIVIA ANSWERS

By Marge Svenson

SPORTS QUIZ ANSWERS

Trivia Test

1. Treaty of Paris 2. Stalag 13 3. Franklin D. Roosevelt 4. Chevrolet 5. 1921 6. Upper Volta 7. Grendel 8. Patience and Fortitude 9. Ermal Fraze 10. A doughnut or an inner tube 1. Joe DiMaggio had 155 RBIs in 1948. 2. In 1995, the Reds beat Los Angeles and then lost to Atlanta in the playoffs. 3. The NFC South and the AFC West. 4. Temple beat Colorado for the title. 5. Nicklas Lidstrom in 2002. 6. Bill Rodgers in 1978 and 1979. 7. Light heavyweight Andre Ward in 2004.

SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Running Time: 106 Min. MPAA Rating: PG-13

LAKEVIEW TERRACE

amuel L. Jackson is really good at shouting. That’s what the man does best. Whether he’s complaining about motherlovin’ snakes on a motherlovin’ plane or sportin’ a Jheri Curl and spouting scripture before bustin’ a cap in some guy’s chest, the dude knows how to Project. And in “Lakeview Terrace,” Sam gets to do his share of bellowing and looking menacing. It’s too bad he’s wasting his gift on a turkey of a movie that tries to make a statement about race, but never goes beyond superficial arguments and contrived plot devices. In “Terrace,” Jackson plays Abel Turner, an LA cop who lives in the ‘burbs with his two children. His wife recently passed away under suspicious circumstances. Abel is strict, ultraconservative and definitely old-fashioned in his

views. Enter Chris and Lisa Mattson (Patrick Wilson, Kerry Washington), a young newlywed interracial couple who move into the house next door. Abel doesn’t approve of the liberal couple or the fact that a black woman is married to a white man. The rage over the possibility that his wife may have died as a result of an affair with a white man, plus the proximity of an interracial couple living next door, sets Abel off. He begins to harass them -- first by blaring super-bright security lights into their bedroom and slashing tires, then by trying to split the newlyweds up and hiring a criminal to ransack the couple’s house, and finally attempted murder. The first half of the film is actually quite good. Jackson’s seething and menacing presence set an unsettling vibe that makes for some suspenseful moments. The problem is the last half of the film. Even though Abel disapproves of the couple and is shattered by his wife’s death, I just don’t believe that he could be pushed to the extremes the film takes him. It’s out of character -- and because of that, bits of the film that should be shocking turn out just plain laughable. “Lakeview Terrace” isn’t a horrible ﬁlm, but I’d wait to rent it if I were you.

Salome’s Stars Week of October 13, 2008

ARIES (March 21 to April 19) A bid for you to step in and take over an incomplete project could prove to be an excellent learning experience that you can take with you when a new opportunity opens up. TAURUS (April 20 to May 20) It’s a good time for socializing, both with family and with friends. Your aspects also favor developing new relationships, any or all of which might become especially meaningful. GEMINI (May 21 to June 20) Your success in handling a recent difficult situation prompts a request to handle another workplace problem. But this is one you should accept only if you get all of the relevant facts. CANCER (June 21 to July 22) New information about a past decision raises some unsettling questions from an old friend. Be prepared to explain your actions fully and, if necessary, to make adjustments. LEO (July 23 to August 22) This is not a good time to share personal secrets, even with someone you’ve known for a long while. What you don’t reveal now won’t come back to haunt you later. VIRGO (August 23 to September 22) Pushing yourself to meet a project deadline is admirable. But be careful not to leave out important details in your rush to complete your work and send it off.

LIBRA (September 23 to October 22) Watch that you don’t take on more than you can handle when offering to help someone with a personal problem. There might be hidden factors you weren’t told about. SCORPIO (October 23 to November 21) That major move you’ve been considering could come sooner than you expected. Make sure you’ll be ready with the facts you need when decision time arrives. SAGITTARIUS (November 22 to December 21) Languishing relationships can benefit from a break in routine. Get out of the rut and do something new and maybe more than a little unpredictable this weekend. CAPRICORN (December 22 to January 19) Although you don’t think of yourself as a role model, your ability to make a tough decision at this time sets an example for others, who admire your courage. AQUARIUS (January 20 to February 18) You need to move any remaining obstacles out of your way before you can take on a new challenge. Seek advice from close, trusted friends and associates. PISCES (February 19 to March 20) A career change appears increasingly likely to happen during the next several weeks. It’s a good idea to start now to prepare, so you can be ready to make the move when the time comes. BORN THIS WEEK: You have a strong sense of obligation to justice, which inspires others to follow your example and do the right thing. (c) 2008 King Features Synd., Inc.

SNIPPETZÂŽ CLASSIFIED / REAL ESTATE

SNIPPETZÂŽ CLASSIFIED 6 LINES â&#x20AC;˘ Only $5 A Week (minimum 5 weeks)

Call: 719-487-0484 ÂŽ

Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following weekâ&#x20AC;&#x2122;s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

REAL ESTATE

FOR RENT VACATION LOG CABIN

2 bedroom/1bath vacation log cabin near downtown Buena Vista in the heart of the Collegiate Mountains. Perfect for fishing and hiking. Near Cottonwood Pass the Arkansas River. the Taylor River and much more. $100 per day. Call Jim at 719481-4364 for information.

Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check

FOR SALE

HELP WANTED

2002 DURANGO Leather, Seats 7. Loaded. Local 1 owner. Exceptional condition. $6,000 Call: 719-332-8956 or 719-487-0064

OFFICE/ADMINISTRATIVE â&#x20AC;&#x201C; P/T â&#x20AC;&#x201C; MONUMENT AREA Auction company seeks office staff to handle phones, filing, billing, and other associated office functions. P/T approx, 20 hours per week. Flexible schedule. Must have outgoing personality. Must have dependable transportation. Occasional work off-site. Experience with Word and Excel required. Quick-Books experience beneficial. Send email to contact@success-auctions.com to see job description and request application. Home office environment. Must like dogs. No smoking. Salary DOQ.

1988 560SL MERCEDES Original owner. All maintenance records. 103,000 miles. Excellent condition. Champagne exterior and hard top. Expresso soft top (new) with wind screen. Recently replaced air conditioner and new tires. V-8 Classic classy car, beautiful ride. $14,500 Call 481-8951

FOR SALE 1997 Rexhall Aerbus 34â&#x20AC;&#x2122; Motor Home. Low Mileage Good Condition. $19,000 Call Karen locally. (480) 220-0485 1986 JEEP CHEROKEE 4 Wheel Drive, 4 dr. V6, loaded. New Silver Paint, 5 speed. Over $4,000 invested. All records. $4,500. 598-0481

HELP WANTED P/T Mascot. 12-2 M-F Call Jason @ 488-9453

THE MONUMENT BASEMENT GUY Local, personal and affordable will help you finish your basement, so your whole house is livable! More than 25 years of experience in construction and fine carpentry work. For a free consultation/estimate call 719 359 6855

PALMER LAKE HOUSE FOR SALE BY OWNER 2,600 sq. ft., 3 bd./ 3 ba., 2 car gar. In-floor radiant heat. 2 great rooms. Many more amenities. Owner will finance. $365,000 719-481-2513 BEAUTIFUL SELF-CONTAINED 1-BEDROOM APT For rent in rural Monument, walkin-closet, 800 sq ft - more info at www.nyagregorfleron.net/4rent. html#apt or call Paul or Nya at 719 487 3113

AFFORDABLE HORSE BOARDING

On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/ mo. Call Rick: 481-6660

Bowling is FUN! League bowlers needed to fill vacancies on existing teams. No prior league experience necessary. Openings on Wed, Thurs, Sat evenings. Call PINZ @ 487-7469

Classic Wood Designs

Custom Plaques, Artwork and Trophy bases

CNC Machining Services Parts Cutting, Molds, Signs, Carvings 685 County Line Road Suite F Palmer Lake, CO 719-481-0935

AUTO SALES

h9OUR (OMETOWN !UTO $EALERv

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(WY -ONUMENT #/ 6IEW )NVENTORY AT WWW MONUMENTMOTORS COM

7E SPECIALIZE IN USED RECONDITIONED

SUBARUS!

TRI-LAKES & GLENEAGLE WELCOMING

Barbara Oakley

719-488-2119

PO Box 863 Monument, CO 80132

CHECK OUT SHEILAâ&#x20AC;&#x2122;S PLAYLAND!!! â&#x20AC;˘ I offer a small, personalized daycare center for your child. â&#x20AC;˘ I specialize in newborns to four years of age. â&#x20AC;˘ 27 years of experience - licensed - CPR Certified. â&#x20AC;˘ Hot meals and snacks provided. â&#x20AC;˘ Structured environment provides motor-skills development, arts and crafts, story time and LOTS AND LOTS OF TLC. Located in the Northgate Highlands development, only 90 seconds from the Gleneagle exit. I currently have two openings, fulltime or part-time. Call now and mention you saw this advertisement, and Iâ&#x20AC;&#x2122;ll give you $40 OFF your first monthâ&#x20AC;&#x2122;s daycare fee. Call me, Sheila Hamilton, at (719) 487-1663 Sheilaâ&#x20AC;&#x2122;s Playland... itâ&#x20AC;&#x2122;s not your ordinary in-home daycare!

TREO COMMUNICATIONS Local, personal & affordable IT/ computer support & training, graphic design for the web or print, visit www.treocom.net, for a free phone consultation, call 719-440-0966 or write contact@treocom.net

AUTO REPAIR

LUBE, OIL AND FILTER CHANGE SPECIAL GOOD ON MOST VEHICLES EXCLUDING DIESEL

AUTO REPAIR

$7.00 OFF ANY

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WITH THIS COUPON

MONUMENT â&#x20AC;˘ SAFEWAY CENTER â&#x20AC;˘ 488-2299

Quality Import Service 719.488.6729 707 County Line Rd. Palmer Lake, CO

Specializing in SUBARU Repairs

SNIPPETZ® REAL ESTATE

Robyn's

REAL ESTATE RAP

DIRONDACK NTERPRISES, LLC. 20 YEARS EXPERIENCE!

• Green Built • Custom Homes • Basement Finish • Framing

• Remodels • Doors • Decks • Trim

Improving Your Investment !

by Robyn Graham

• Tile • Wood Floors • Log Work • Job Site Cleanup

Article by Robyn Graham RE/MAX Properties, Inc.

ARE YOU “GREEN” YET?

HANDYMAN SERVICES AVAILABLE • FREE ESTIMATES email: adirondackllc@gmail.com

LICENSED

CALL:

•

BONDED

•

INSURED

AARON (719) 641-7996 LOREN (719) 494-6119

HEY HOMEOWNERS! YOU DON’T HAVE TO BE A TREE-HUGGER A CUT ABOVE OR A DRYWALL GRANOLA-MUNCHER When You Want It Done Right... The First Time! TO “GO GREEN”!!!

Drywall Patches and Repair

• • • •

No Job Too Small Free Estimates Reasonable Rates 25 Years of Experience

Call Mark Today! Home: 719-481-0509

Cell: 719-237-9277

t’s true, Eco-Friendly Living is the new Hip Thing. Go ahead and do it to be “Hip”, do it to Save the Environment, or Do it to Saves Tons of Money on your Bills”………just do it! With the fluctuations in the economy, including the stock market, the real estate market, the mortgage institutions, the gas prices…………(and, shall I go on?)......... all of us are looking for ways to make money, or to keep a hold of the money we have.

“Your Lender Next Door”

It comes down to this: Would you change the way you do something IF you knew how much money it would save you? Here are examples of the amount of money you will save if you make these particular changes: Save $203 per year in Heating costs: Set the thermostat to 68% in the winter and 78% in the summer with an Energy Star programmable thermostat. (This is based on a current annual heating and cooling expense of $615). Note: For every degree you turn the heat down you’ll reduce your energy bill by 5%!

NEED CASH? NEED FINANCIAL FREEDOM? NEED RATE STABILITY? CALL US TODAY FOR YOUR FREE LOAN ANALYSIS Office: (719) 260-9847 Kimberly Gilbertson: (719) 963-1196 Selina Rodriguez: (719) 649-5953

Proudly Serving the Tri-Lakes Area and Colorado Springs

Save another 20% on your Energy Bill: Tankless water heaters heat water only when needed, unlike standard water heats that store gallons of water that needs to be constantly heated and reheated. Save $180 per year in Utility costs: Replace your 10 year old refrigerator, dishwasher, room air conditioner and clothes washer with ENERGY STAR® labeled equipment.

Save $90 per Light Bulb over it’s lifetime: Replace incandescent bulbs with compact fluorescent bulbs (CFLs). CFLs consume up to 75% less energy and they last up to 10 times longer than incandescent bulbs.

Save $580 per year in Cleaning Products: Make your own non-toxic household cleaning products. You can find recipes for making your own non-toxic cleaning products using everyday items like baking soda, vinegar, and soda water at www.greenpeace.org/usa. Save $125 - $450 per year with Windows: Replace single pane windows with Energy Star qualified windows. Or Save $25 - $110 per year with Windows: Replace double paned clear glass windows with Energy Star qualified windows. Use 20% less water with WaterSense labeled products. Save 5,000 gallons of water per year: Replace your toilet with a low ﬂow model and use less than 1.3 gallon of water per flush instead of up to 7 gallons. Save $500 per year in bottled water: Save by eliminating 1 bottle of water per day, plus help reduce the amount of plastic that ends up in landfills and waterways. Save thousands of dollars by Taking Your Lunch to Work! Americans spend over $134 billion each year on fast food. And takeout food packaging creates 1.8 million tons of trash in the U.S. each year! If you spend $9 a day on a chicken sandwich and soda, that’s $45 a week, or $2,250 every year. On a Global note, did you know?……. Recycling 1 Ton of Paper saves: 17 Trees 463 Gallons of Oil 6,953 Gallons of Water 587 lbs. of Air Pollution 4,077 Kilowatt Hours of Energy 3.1 Cubic Yards of Landﬁll Space How Big is Your CARBON FOOTPRINT? Personal Emissions Calculator -- Use this online calculator to obtain an estimate of your personal greenhouse gas emissions: http://www.epa.gov/climatechange/ emissions/ind_calculator.html

For Additional Information, email questions to Homes@Robyn Graham.com -- please put “Real Estate Rap” in the subject line. Or call 719-216-4421 or 888-481-8641 Toll Free

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CENTURY 21 HOLT REALTY

WITH NORTH & SOUTHWEST LOCATIONS

Buying or Selling? Call The Best

719-238-9973

Woodmoor 2-Story $430,000

Raspberry Mtn Townhome $186,000

5/4/3 built ‘98 with 3,969 sq ft. Formal living, dining rooms, ﬁnished basement, bonus rooms. A/C, 2 FP’s, vaulted ceilings, deck, views, just perfect!

HELPING YOU WITH YOUR PURCHASE

Specializing in residential, commercial, land and investment properties, we provide representation at no cost to you when purchasing a home, new or pre-owned. We also have access to a large international relocation network for those moving out of state. Put our top negotiating skills to work for you, call us at 719-238-9973.

4/3/2, 1,615 sq ft, Like New Inside, Great Location

WORKING HARD TO SELL YOUR HOME

We provide one of the best marketing packages for your home, using strong online exposure in the most popular real estate websites combines with traditional print advertisement. Call us for your free market analysis and take the first steps in selling your home, call us at 719-238-9973. Don’t forget to ask about our virtual tour packages.

PROPERTY MANAGEMENT SERVICES

Unique Woodmoor Tri-Level

Covering Monument, Palmer Lake and Colorado Springs, we offer services including: rental listings, full service property management, and will help you find a rental. Call us at 719-238-9973.

$333,000

Stetson Hills Multi-Level $222,500

4/4/2+ built 1992 with 3,012 sq ft. Radiant ﬂoor heat, 3 decks, great .75 acre yard with views!

4/2/2, 1,832 sq ft, Completely redone inside, like-new condition, fenced rear.

JOIN THE CENTURY 21 HOLT REALTY TEAM

With two locations to choose from, one in North Academy and the other on 8th Street. We have you covered. We offer no desk fees, 100% commission plans, one-on-one training, Global Referral Network, online training resources and more! Join our team or Real Estate professionals, Call Alberto at 719-238-9974.

Call 719-238-9973 to view any of these Great Properties!

Fountain Valley Rancher $198,000

In-Town Monument Cottage $140,000

5/3/2, 2,328 sq ft, Granite, Tile, Upgrades!

1 BR, 1 Bath, Built 1992, 0.18. Location!

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Black Forest Custom built quality 2X6 construction. Lots of natural light in this home! Located in quiet treed neighborhood within cul de sac. Area features riding trails & ponds. and 2.5 acres of serenity in the trees ready for your horses! MLS #570532 $370,000

Great Turn of the Century Home With tons of ambiance. Desirable downtown area walking distance to trails & park. Completely renovated kitchen w/ all new stainless appliances. Hardwood ﬂoors on main ﬂoor and upper level. MLS #507572 $179,000

Composite

BUYERS! Check out these deals!!!

Constitution Hills

5 Acres Homesite in Hawk Ridge With unobstructed Pikes Peak and front range VIEWS! Perfect lot for walk out lower level. Soil and Perc tests available. MLS #435721 $199,000

Elegant Home in Wagon Trails N/E This 3BR, 2.5BA, 3CAR home includes stucco exterior, central air, master suite and more. Access to community pool and tennis! MLS #527855 $264,900

Lots of Custom Tile Work 5BR, 3BA home in Village Seven area features a kitchen with granite tile counters, travertine backsplash, hickory cabinetry, wood ﬂooring and more. Lots of custom tile work throughout. The yard is a gardeners delight with covered deck covered, grape vines and shed. Great location walking dist to trails, parks and community pool! MLS #504552 $229,000

Elaine Alberto del Toro

Clean and well maintained 2,562 sf home. 3 bedrooms on the main level including master bedroom w/ private bath. Great open living & dining areas w/ vaulted ceiling and gas fp. Fantastic tiered and landscaped back yard w/ patios. Finished basement w/ large rec rm. and additional bedroom & full bath for guests. Great location close to all! MLS #470296 $210,000

All Furniture, Antiques, Plasma TV’s Incl.

Large Lot With Lots of Possibilities Charming 4BR, 2BA Bi-level home with a large fenced-in yard. Home includes renovated bathroom with marble-like tub suround, new sink and faucets. large family room. Kitchen walks out to wood deck. All appliances stay including washer, dryer and stainless refrigerator. MLS #467930 $190,000

‘98 Parade of Homes Winner !

2001 Richmond, James Model !

5B, 5B, 3C, 3 Acres N. Blk Forest

5 Bed, 3 Bath, 3 Car Gleneagle

$879,900 www.20175Wissler.com

$419,900 www.14432Tierra.com

Has Mother-in-Law Quarters !

1999 John Laing Home !

4B, 3B, 2C, 2.5 Acres Monument

4 Bed, 4 Bath, 2 Car Monument

$425,000 www.3545Sunstar.com

$265,000 www.17070Foxcross.com

Fantastic ﬁnd in Palmer Lake! 4 bedroom / 2 bathroom / 1,505 sq ft Great rancher situated on a nice level lot with mountain views. Bright and open with vaulted ceilings, vinyl windows and a deck off the master bedroom. Fully fenced back yard and a covered front porch make this home one worth seeing MLS #423842 $199,900 (Rent for $1,300/mo.)

Each Office Is Independently Owned And Operated.

Seller Pays $2000 towards Buyer’s Closing Costs!

2003 Richmond, Aspen Model ! Condo in Southeast - Great Rental ! 4 Bed, 3 Bath, 2 Car Gleneagle

Alberto 719-238-9974 adeltoro@twest.com

2 Bed, 2 Bath, 2 Pk Spc Co. Spr.

$239,000 www.14185Albatross.com

Robyn Graham

Elaine 719-238-9973 edeltoro@c21holtrealty.com

$85,000 www.2322Lexington.com ABR, GRI, QSC, CLHMS

719-216-4421 Access Entire MLS: www.RobynGraham.com 24