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HAPPY BIRTHDAY BOY SCOUTS OF AMERICA ISSUE 379 • FEBRUARY 2, 2009
by Deborah Stumpf
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“Following the Scout Law sounds like a game plan that would give us all a better chance for success in life – and I mean every area of life.” -Zig Ziglar, author and motivational speaker
O
n Feb. 8, the Boy Scouts of America (BSA) marks its 99th anniversary. The growing organization boasts a membership of over five million with more than 110 million members since its 1910 inception. The BSA provides opportunities for young boys to learn responsibility, character development, good citizenship and practice core values such as honesty while participating in activities such as camping, hiking and aquatics. Happy Birthday Boy Scouts... Continued on Page 2
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Specializing in your “To Do” List FEATURE ARTICLES Strange But True... 5 • Senior News Line... 6 Moments In Time... 8 How To Wiggle Out of The Mud... 10 Getting Ready for Tax Season... 23 STYLE PAGE 7 Kims Korner PETS 9 Paws Corner SAINT Adoptions HEALTH AND WELLNESS PAGES 10-11 Diet Center Health Bulletin... 10 Jills Health Tips... 10 The Doctor Is In... 11 To Your Good Health... 11 SNIPPETZ BUSINESS DIRECTORY 12 The Place To Find Local Businesses on the Go! THE DINING GUIDE PAGES 13-15 Comfort Foods... 13 Gretchen’s Goodies... 14 Patricia’s Café... 15 Vino-Bits... 15 BUSINESS AND FINANCE 16-19 Financial Focus ... 16 The Chamber of Commerce Page... 17 Dollars and Sense... 18 The Law According To Stevens... 18 PUZZLES, TRIVIA, ENTERTAINMENT 20-21 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope) CLASSIFIED PAGE 22 GREAT BARGAINS - Find Your Treasure!
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Happy Birthday Boy Scouts... Continued from Page 1
TIME FLIES… The first known scouting program began in 1907 in England by Lord Baden-Powell, a military hero who wrote a manual on survival in the wild. Once he discovered that young boys were reading his manual and practicing the skills he described, he rewrote it in a nonmilitary style and named it “Scouting for Boys.” He tested his book out on a group of boys that he took on a camping trip and scouting was born. William D. Boyce, an American visitor to England in 1909 found himself somewhat lost on a street in London. A boy stopped and asked if he could help Boyce. After he took Boyce to his destination, he was offered a tip and refused. He told Boyce that he was a Scout and wanted to help. After his meeting, Boyce asked the Scout to take him to the scouting office where he met Baden-Powell and learned all about scouting in England. When Boyce returned to the U.S., he started the Boy Scouts of America with Ernest Thompson Seton, a naturalist who had started an organization called Woodcraft Indians, and Daniel Carter Beard, also a naturalist who had started an organization called Sons of Daniel Boone. James E. West, a successful attorney who was an orphan and was disabled, became the first chief executive in 1911, eventually retiring in 1943. No one ever found out who the young Scout was who did a good turn in helping William Boyce get to his meeting destination. Chances are he had no idea what his good deed turned into.
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BADGE WORK IS NEVER DONE Each level of Scouts has different types of activities and earning programs. Cub Scouts earn badges and Boy Scouts earn merit badges which allow them to advance through ranks. The Venturing program offers the highest award honors that include Bronze, Ranger, Gold, Silver and Quest. The highest ranking in scouting is the Eagle Scout and requires fulfillment of specific requirements in outdoor skills, leadership and community service.
GOOD TURNS Scouts take their slogan of “Do a Good Turn Daily” seriously. Since their inception, Scouts have provided service within their communities, their country and the world. • In 1912, Scouts promote a safe Fourth of July as a national civic project. • Worked in connection with floods in San Antonio, Texas and Pueblo, Colo., as well as collecting food and clothing and providing other help after Hurricanes Andrew and Katrina.
ORGANIZATION
• Scouts collected two million pounds of clothing in 1951 for both domestic and foreign relief efforts.
The Boy Scout program consists of six groups depending on age and interest areas. The Tiger Cubs are for 7-year-olds, Cub Scouts for 8 to 10-year-olds, Webelos Scouts are for 10-year-olds, Boy Scouting for 11 to 17-year-olds, Varsity Scouting from 14 to 17-year-olds and Venturing for those 14 to 20 years old. The Venturing program is open to both young men and women. Cub Scouts are organized into packs containing groups of dens. Boy Scouts are in troops made up of patrols. Varsity Scouting has teams and Venturing are crews. Within Venturing is a group called Sea Scouts that focuses on maritime and boating activities. Their units are called ships. All of the groups are called units and a group of units in a geographic area is called a District. One or more districts are organized in a local group called a Council. The more than 300 councils in the U.S. are managed by paid staff whereas all groups/units are run by volunteers and are sometimes sponsored by a community organization such as a school, church or other group who provides a meeting place and adult leadership.
• In both 1952 and 1956, Scouts distributed millions of posters and Liberty Bell doorknob hangers for nonpartisan get-out-the-vote campaigns.
2
• In 1952, Scouts worked on a national campaign to collect clothing for the poor, distribute seeds for Asia and obtain blood donor pledges. They conducted a National Conservation Good Turn two years later, distributing 3.6 million posters and arranging displays, planting 6.2 million trees and building 55,000 bird-nesting boxes. • Scouts delivered 40 million emergency preparedness handbooks as well as placing 50,000 posters in post offices for the Office of Civil Defense Mobilization in 1958. • Since 1972, both boy and Girl Scouts have participated in Keep America Beautiful Day in June, collecting millions of tons of litter. • In 1986, Scouts start a nationwide Donor AwareHappy Birthday Boy Scouts... Continued on Page 3
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Happy Birthday Boy Scouts... Continued from Page 2
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ness Good Turn to raise awareness of the need for human organ donations by distributing 14 million brochures. • After the terrorist attack on 9/11, Scouts collected items such as gloves, socks, bottled water, toothbrushes and other items needed for rescue workers victims. • In 2004, Scouts joined with the Salvation Army, Habitat for Humanity and the American Red Cross to raise awareness of homelessness, hunger and health issues.
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During World War I, Scouts contributed to the war effort in many ways: • The slogan “Every Scout to Feed a Soldier” prompted Scouts to establish 12,000 vegetable gardens. • Provided aid to the American Red Cross and organized Scout coastal patrols to watch for the enemy for the U.S. Navy • Along with Girl Scouts, sold war savings stamps valued at over $53 million; as well as selling Liberty Loan Bonds for over $2 million World War II brought about more opportunities for service: • Distributed stamp, defense bonds and air raid posters • Collected aluminum cans, paper and 30 million pounds of rubber • Planted gardens • Worked with the American Red Cross and the Office of Civil and Defense Mobilization to assist emergency medical units and act as messengers
FAMOUS SCOUTS Becoming an Eagle Scout is the highest honor in scouting. Less than 1.5 million boys have achieved that status or less than one percent of the total membership. There are many Eagle Scouts throughout history who grew up to make contributions to society in many forms such as politics, sports and corporate life. • Gerald Ford, U.S. President (first Eagle to become a President) • Robert M. Gates, Director of Central Intelligence (CIA) and Secretary of Defense • Henry Aaron, baseball player
• John W. Creighton, Jr., President & CEO of Weyerhaeuser Company Happy Birthday Boy Scouts... Continued on Page 4
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• Barber B. Conable, President of World Bank
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• J. Willard Marriott, Jr., President, Marriott Corp.
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• Lamar Alexander, lawyer, Governor of Tennessee, Secretary of Education, presidential candidate
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Happy Birthday Boy Scouts... Continued from Page 3
• George W. Bush, U.S. President
tography Merit Badge.
• Walter Cronkite, newsman
• U.S. President Jimmy Carter was a Scoutmaster while his sons were Scouts.
• Stephen Breyer, U.S. Supreme Court Justice
• Harrison Ford, taught Reptile Study, actor “Indiana Jones,” movie director
• William Devries, M.D., transplanted first artificial heart
• Bill Gates, founder of Microsoft Corporation
• Michael Dukakis, Governor of Massachusetts and presidential candidate
• Dan Jansen, Olympic Gold Medalist in Speed Skating
• LTC Aquilla James Dyess, WWII Marine & Medal of Honor recipient
• Bruce Jenner, Olympic Gold Medalist in Decathlon
• Gary Locke, Governor of the State of Washington, the first Chinese-American Governor in the mainland U.S.
• Jim Morrison, rock singer
• Francis J. Parater, nominated for Sainthood by Diocese of Richmond, VA. He died at the age 22 in 1920 in Rome while at seminary.
• Peter Uberroth, Commissioner of Baseball
• Harrison Salisbury, Pulitzer Prize winning author
SOARING LIKE EAGLES
• Togo West, Secretary of the Army and Secretary of Veterans Affairs • Jay Zeamer, Jr., WWII Army Air Force pilot and recipient of the Medal of Honor recipient • Elmo R. Zumwalt, Jr., Admiral, Chief of Naval Operations • Willie Banks, Olympic track star
FAMOUS SCOUTS WHO WERE NOT EAGLE SCOUTS: • John F Kennedy, first U.S. President who was a Scout • Bill Clinton, U.S. President
J A D E
• Scouting For Food began in 1986 whereby Scouts collect food for local food banks as a nationwide service project. • The National Scouting Museum in Irving, Texas holds more than 500,000 Scout artifacts and has the largest collection of Norman Rockwell scouting paintings in the world.
• James Stewart, U.S.AF Brig. General, B-17 pilot in WWII and actor
• Gary Rogers, Chairman and CEO of Dreyer’s Ice Cream
• Steven Spielberg, Movie producer
• Norman Rockwell was the official illustrator for the cover of BSA’s “Boys’ Life” magazine and annual calendar.
• Mark Spitz, Olympic Gold Medalist in Swimming
• Joe Theisman, quarterback for the Washington Redskins
• Dr. Benjamin Lewis Salomon, WWII Army surgeon and recipient of the Medal of Honor
In the Woodmoor Center behind the Library
• Howard K. Smith, newsman
• Frederick Reines, Nobel Prize winner in Physics
• James Sanderson, Vice Admiral, U.S. Navy (Ret), Deputy Chief U.S. Atlantic Fleet
1780 Lake Woodmoor Dr., Monument
• Pope John Paul II was presented with BSA’s Distinguished Citizen of the World Commendation in 1990. • In 1991, the BSA assisted the former Soviet Union in implementing their scouting program. Foundation of Scouting The mission statement of the BSA is “to prepare young people to make ethical and moral choices over their lifetimes by instilling in them the values of the Scout Oath and Law.”
Over two-thirds of the nation’s astronauts have been in scouting. Eleven of the 12 men to walk on the moon were Scouts, including Eagle Scouts Neil Armstrong and Charlie Duke. The other Scout moonwalkers were Alan Shepard, Jr., Eugene Cernan, John W. Young, Buzz Aldrin, Harrison Schmitt, Charles Conrad, Jr., Alan Bean, David Scott and Edgar Mitchell.
Scout Motto Be Prepared Scout Slogan Do a Good Turn Daily Scout Oath (or Promise) On my honor I will do my best To do my duty to God and my country and to obey the Scout Law; To help other people at all times; To keep myself physically strong, mentally awake, and morally straight.
SOME SCOUT TRIVIA • In 1998, young women were allowed to join the young men in the Venturing program and it soon became the fastest growing scouting program. • The U.S. postal service issued the first scouting stamp in 1950. The organization, Scouts on Stamps Society International (SOSSI) specializes in collecting scouting stamps.
SCOUT LAW Trustworthy A Scout tells the truth. He keeps his promises. Honesty is part of his code of conduct. People can depend on him.
• Movie director and producer Steven Spielberg once made a movie of his scout troop and eventually helped design the requirements for the Cinema-
EVENT PLANNING • Birthdays • Graduations • Weddings • Anniversaries • Retirement
• Fourth of July • Thanksgiving • Christmas • Hanukkah • Easter
Loyal A Scout is true to his family, Scout
MAGALY’S
leaders, friends, school, and nation. Helpful A Scout is concerned about other people. He does things willingly for others without pay or reward. Friendly A Scout is a friend to all. He is a brother to other Scouts. He seeks to understand others. He respects those with ideas and customs other than his own. Courteous A Scout is polite to everyone regardless of age or position. He knows good manners make it easier for people to get along together. Kind A Scout understands there is strength in being gentle. He treats others as he wants to be treated. He does not hurt or kill harmless things without reason. Obedient A Scout follows the rules of his family, school, and troop. He obeys the laws of his community and country. If he thinks these rules and laws are unfair, he tries to have them changed in an orderly manner rather than disobey them. Cheerful A Scout looks for the bright side of things. He cheerfully does tasks that come his way. He tries to make others happy. Thrifty A Scout works to pay his way and to help others. He saves for unforeseen needs. He protects and conserves natural resources. He carefully uses time and property. Brave A Scout can face danger even if he is afraid. He has the courage to stand for what he thinks is right even if others laugh at or threaten him. Clean A Scout keeps his body and mind fit and clean. He goes around with those who believe in living by these same ideals. He helps keep his home and community clean. Reverent A Scout is reverent toward God. He is faithful in his religious duties. He respects the beliefs of others.
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STRANGE BUT TRUE
WINTERWHITESALE
By Samantha Weaver
• It is recorded in historical notes of the 19th century that the Reverend Francis Henry Egerton, Earl of Bridgewater, made a habit during the last years of his life of sitting down to a formal dinner every evening with a dozen guests. This might not seem odd until you learn that the guests were all canines, seated in armchairs and with napkins tied around their necks. • It was French military leader Napoleon Bonaparte who made the following sage observation: “In politics, absurdity is not a handicap.” • After his death in 2005, the ashes of Hunter S. Thompson, pioneer of gonzo journalism and author of the infamous novel “Fear and Loathing in Las Vegas,” were fired spaceward from a giant cannon to the accompaniment of fireworks and the Bob Dylan song “Mr. Tambourine Man.” • It’s been reported that the average lifespan of a tree in the metropolis of New York City is only seven years. • Evidently, it’s not just humans who associate a deeper voice with maturity (and desirability) in males. It seems that male owls try to appear more macho and attract females by lowering the tone of their hoots. • Every year an organization known as the Diagram Group awards a prize to the person who submits the strangest title of an actual book that was published in that year. Here’s a sampling of previous winners: “Proceedings of the Second International Conference on Nude Mice,” “The Theory of Lengthwise Rolling,” “High-Performance Stiffened Structures,” “Living With Crazy Buttocks,” “Greek Rural Postmen and Their Cancellation Numbers” and “Butterworths Corporate Manslaughter Service.” • Records show that in England in 1552, William Shakespeare’s father had to pay a fine for littering.
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Free standard local delivery on any appliance over $399 after discounts and coupons. Standard delivery includes delivery within the local delivery area Mon. thru Fri. and delivery not requiring additional services or time. Customer pays an additional charge for non-standard delivery. Rebate values, local areas and additional charges vary. Maximum rebate value $75. Excludes KitchenAid® built-in refrigeration. See store for details. Excludes Outlet Stores. See sears.com for online rebate details. Offer good thru 2/7/2009.
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“Failure is not the only punishment for laziness; there is also the success of others.” -- Jules Renard
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SENIOR NEWS LINE by Matilda Charles
SENIORS AT PLAY Who knew? We seniors spend more time playing video games than some of our younger counterparts ... and most of that time is spent on the computer. The Pew Research Center conducted a study to learn which age group has the most people who play video games, and how often they play. As expected, teens had the highest number of players, at 97 percent. And as the age of participants increased, the percentage of people who play decreased. The surprising part is just how many seniors do play. A whopping 23 percent of those age 65 and older claim to play video games -- and more frequently than other adult groups. More than one-third of those in that age group play every day. Granted, it could well be because most seniors are retired and have the time. Those in the 50-64 age group (likely still working) show a larger percentage overall when it comes to playing video games (40 percent), but only 19 percent play
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daily. Computers are the game device of choice of all players over 50, but PlayStations, Xboxes and Wii also are in the running. Some of us are even playing on cell phones and BlackBerrys. As I said: Who knew? One thing I wish the study had revealed is the favorite games of seniors. Are we playing online Scrabble or doing crossword puzzles? Are we engaging in warfare or multiplayer virtual-reality games? Or are most of us playing the mind-expanding “games” that boost hand-eye coordination, brain cell growth and memory function? If you have Internet access on a computer and prefer brain stretchers over “World of Warcraft,” check out these sites: • Games for the Brain: www. gamesforthebrain.com/ • BrainBashers: www.brainbashers.com • MazeWorks: www.mazeworks. com • Sharp Brains: www.sharpbrains. com (click on Brain Teasers) Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@ gmail.com. (c) 2009 King Features Synd., Inc.
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SNIPPETZ : STYLE
10 STEPS TO A PERFECT ROOM STEP 5 - PART 1:
WINDOW COVERINGS
W
e’re on number five on our ten steps to the perfect room. Number five happens to be something near and dear to my heart, window coverings. I’ve often wondered about people when they add windows to their room. There are big panes of glass that let the light in, you know, and we try to do unusual windows, different windows. Then you move in and all of a sudden, you realize you have to cover that window because maybe you don’t like living in that fishbowl I’ve had a lot of people tell me they have a problem window (by the way that’s why I think they are called panes!). Now, to pick out the perfect window covering, think about how far the window covering industry has come. When I first started in this business in the ’70s, at that time, we had draperies; we had roller shades. Mini-blinds were just coming out and we had woven woods. The options today are endless, which makes it very confusing for the owners as to which style best suits their needs. So, I have a list that we’re going to go through. These are the questions you need to ask yourself in order to pick out the perfect window covering. The first question is, “What are my needs for privacy?” Everyone has different needs. If I asked 50 people, there would be 50 different answers and different degrees of privacy. For many people, privacy equates to safety and security. This was even more evident after 9-11 and the trend has been in window coverings for options that give you more privacy. Our home is the one place we want to feel the most comfortable and safe. So, privacy equates to safety and security.
So, we did layers for her because her need for privacy was entirely different than what my need for privacy would have been in that room. So what are your needs for privacy?
info@redouxboutique.com 564 Hwy 105 - Monument, CO 80132
Second question, what direction does that window face? Well, we know - we’ve got three directions that cause particular problems and a fourth one, if you live in certain places in the country.
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Let’s start with the east. We’ve got that east window where you get morning light. Now if you have a bedroom that faces east, you know what I’m getting to. Unless you like getting up at the crack of dawn, you might want to put a window covering that will not only create privacy, but block out some of that light.
366 Second St. Monument
Let’s take the south exposure. This is a constant heat and light source. Unless you have big overhangs or trees outside, you’ve got light all day that is heating up that room. So you might want to consider something that will control the amount of light in your room, so that it’s not just an open window with light constantly coming in. The other thing to think about with that constant light from the south and the heat from the west is the morning light from the east. With it you’ve got UV rays. We have another problem here, not just the light source, but what it’s doing to your investment of your furnishings and your flooring. It’s drying out that hardwood floor. It’s fading your carpet; it’s fading your upholstery. So we have not only just the light to contend with, but also the elements of glare, heat, what it’s doing to your room inside.
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Now, on the west window, for example, that’s the oven window. That’s the window that really heats up and we need to again allow you to have options for light and privacy. So consider the light source and what it might mean to that room.
The same needs for my bedroom aren’t necessarily the same privacy I need for my dining room. So what if the Smith’s know I’m serving pork chops for dinner? I don’t have the requirements for real privacy in that room, but yet I do need it in the bedroom. So you need to ask, “What are my needs for privacy?” And remember that your needs will vary from room to room.
For example, maybe your family room faces west and you get a lot of sun in the late afternoon. Are you going to try to watch television? Well, you might have too much glare on your television. Is your kitchen facing west? You know, you’re going to feel like you’ve turned on the oven and your furnace in that room. You need to protect your room and keep it cooler.
I remember a customer I had many years ago, who had a beautiful family room with three walls of glass. Beyond that glass, beyond her garden and her yard, there was a forest preserve and also a pond that you could see just a little bit of. So I walk in and I know my feelings for that room are to open it up, bring that outdoor beauty inside. I love Mother Nature. I love my gardening. I wanted to enjoy all that she had to offer there.
Then that north window, we need to keep some rooms warmer and we can do that by adding the appropriate window covering By knowing what direction the window faces, we can understand some of the problems that we might have to deal with.
She told me she wanted mini-blinds and a sheet over that and a line drapery and a big valance, and I’m going, “Oh, no, no, no. That’s not what we need to do here. We’ve
719-488-1170
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by Kim Carson
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KIMS KORNER
got these beautiful windows and we need to show off the outdoors.” I just kept hearing her saying layers and layers, and so finally I asked her - “Do you have a particular need for a lot of privacy,” which was ironic because you could not see another house in either direction when you looked out of those three walls of glass. She said, “My husband travels for a living and he’s gone at least three nights every week, and you might look out and see trees, but when I look out there, I see people.”
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719.487.7767
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Like to know more? Kim can be reached at 719-487-7767
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Hwy. 105
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for the Discriminating “Mini-Home Owner”
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• On Feb. 4, 1789, 69 members of Congress cast their ballots to elect George Washington the first president of the United States. After months of appearing to sidestep, and even outright rejecting, the idea of assuming the presidency, Washington reluctantly accepted Congress’ decision. • On Feb. 7, 1812, the most violent of a series of earthquakes near Missouri causes a so-called fluvial tsunami in the Mississippi River, actually making the river run backward for several hours. One of the tremors in the series caused church bells to ring in Boston, more than a thousand miles away.
• On Feb. 6, 1820, the first organized immigration of freed slaves to Africa from the United States departs New York harbor on a journey to Sierra Leone in West Africa. The expedition was partially funded by the U.S. Congress, which had appropriated $100,000 to be used in returning displaced Africans to Africa.
out in Carson City, Nev. The executed man was Tong Lee, a member of a Chinese gang who was convicted of murdering a rival gang member. • On Feb. 5, 1937, President Franklin Roosevelt announces a controversial plan to expand the Supreme Court to as many as 15 judges. Critics immediately charged that Roosevelt was trying to “pack” the court and thus neutralize Supreme Court justices hostile to his New Deal.
• On Feb. 3, 1959, rising American rock stars Buddy Holly, Ritchie Valens and J.P. “The Big Bopper” Richardson are killed when their chartered Beechcraft Bonanza airplane crashes in Iowa a few minutes after takeoff from Mason City on a flight bound for Minnesota. (c) 2009 King Features Synd., Inc.
finders keepers
• On Feb. 2, 1887, Groundhog Day, featuring a rodent meteorologist, is celebrated for the first time in Punxsutawney, Pa. According to tradition, if a groundhog comes out of its hole on this day and sees its shadow, there will be six more weeks of winter weather; no shadow means an early spring.
by Peggy Rima
“gifts from the heart” Incredible Jewelry Unique Gifts Local Art Pottery & Candles Colorado Jams, Salsas & Honey fun finds to see, buy, ponder and talk about!
• On Feb. 8, 1924, the first execution by lethal gas in American history is carried
Celebrating 9 Years in Palmer Lake (719) 487-8020 • 91 Hwy. 105 • Palmer Lake
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SNIPPETZ PETS ®
PLEASE MEET MS. ANGEL
Chyanns’ Pet Care SPECIAL NAILS • EARS • ANAL $20 (REGULARLY $8 EACH)
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to give the animal a reasonable amount of time to adjust to it’s new family and e nv i r o n m e n t . This is so very important to your new family member as well as your existing family members.
Cheryl Rogers - Owner/Operator 79 4th Street (4th & Washington) Monument
If you are interested in adopting Ms. Angel into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.
chyrog1@msn.com
Paws Corner By Sam Mazzotta
Please visit our website at Ms. Angel is about 10 weeks old and has a beautiful disposition. She is friendly, loves people and loves to play with her liter mates. The minute she sees you she comes up to you with her tail waggin’ Ms. Angel has a lot of white on her as well as some brown/black spots. Ms. Angel has a sweet angelic face. She is a mix breed and looks like she might be 60lbs or so when she is full grown.
(719) 488-9474
SMILING BORZOI IS NOT ALONE
saintanimalrescue.org and as always thank you for caring.
“I used to look at my dog and think, ‘If you were a little smarter, you could tell me what you’re thinking,’ and he’d look at me like he was saying, ‘If you were a little smarter, I wouldn’t DEAR PAW’S CORNER: Afhave to.’” ter reading your article about the - Fred Jungclaus “smiling” Borzoi, I want to tell you about my smiling Border Collie. “Jamie” will walk up to me with bared teeth, looking for a pat or a backrub. A smile and a head shake tells me she wants to go outside. There also is the “hangdog” look with bared teeth when she knows she has been naughty. No growls, just smiles.
real character, all right. A dog’s “smile” often indicates submissiveness, and certain breeds like the Borzoi actually bare their teeth when they smile. This is fairly uncommon in most other dogs -- if you’re not familiar with a dog that is baring its teeth, back away. Still, Border Collies are indeed very smart dogs and quick studies. They also just have that bright, alert, happy attitude that is the mark of a healthy Collie. I have a feeling that Jamie figured out that whenever she “smiles,” she gets a positive response from you (a backrub, or a trip outside, or another treat).
Either way, it’s definitely a good deal on both sides, as you know when Jamie wants something Sometimes when I call her to (and can read signals as to what come inside she looks at me, exactly she wants), and Jamie smiles and trots in the other di- knows how to ask! rection! I wish I could read her mind. Jamie is such a quick Send your tips, questions and comstudy. Smartest dog we have ever ments to Paws Corner, c/o King Features Weekly Service, P.O. Box adopted. -- Carol F., Conesus, N.Y. 536475, Orlando, FL 32853-6475, or e-mail them to pawscorner@hotDEAR CAROL: Thank you for mail.com.
It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter
sharing that! Jamie sounds like a
TRI-LAKES & GLENEAGLE WELCOMING
DOG Runners Pet Care
DOES YOUR DOG GET THE EXERCISE HE/SHE NEEDS?
Barbara Oakley
DOG Runners provides Fast Walks and Runs for your dog at Monument Preserve, Greenland Ranch, Reservoir trail, and other great locations!
Feeding and Daily Care as well
Call Garsha at 720-635-8100
(c) 2009 King Features Synd., Inc.
719-488-2119
PO Box 863 Monument, CO 80132
Fees: Sliding scale to fit your budget
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SNIPPETZ® HEALTH AND WELLNESS
HEALTH BULLETIN WEIGHTLOSS TIPS
BALANCE OF CONTROL
T
oo much control can lead to problems during your diet program. If you think you can control everything, you may end up blaming yourself for failure. This is the “all or nothing” attitude that does not leave room for error. Also, having too little control may result from severely restricting yourself. Maybe you skip meals and then find yourself unable to resist anything. A balance of control is necessary for you to achieve your goals in a healthy way. In order to handle enticing situations with balanced control, you need to allow yourself room to make mis-
HOW TO WIGGLE OUT OF THE MUD
By Dr. Ron Ross
PREPARE FOR THE BOOM:
SHARPEN YOUR SKILLS
O
ne of the great stories of Super Bowl XLIII is Arizona Cardinal’s quarterback Kurt Warner. The 37-
takes and not get punished. The key component of balanced control is that you take steps to get yourself back on track. Try to develop control strategies by recording events in which you lost control. Then list 3 action steps you could have taken to regain control. Next, plan ahead by listing other possible future food related situations in which you may lose control. Again, list 3 action steps you can take to maintain control in these situations. You don’t have to be perfect or severely restrict yourself to make up for a slip. You need to recognize that there will be obstacles. Learning to overcome these obstacles gives you the balance of control that will help you succeed. playoff game since 1947. Warner ranked second in the NFL in completions (401), completion percentage (67.1), yards passing (4,583) and passing touchdowns (30). Referring to his days on the bench, coach Ken Whisenhunt told the press, “That had to be very difficult, but there was never any complaints. All he said he wanted was an opportunity. He got that and took advantage of it. To see the way he’s played this year has been great for the game, in my opinion. To have a veteran player who’s probably one of the greatest individuals you’ll ever meet have success, after some ups and downs, is really why you play this game.” Warner is one of the most liked and respected players in the NFL. He constantly helps his teammates with preparation skills, teaching them that sticking to a tough routine every week will get them ready to handle a playoff game. Kurt Warner continued to sharpen his skills even while sitting on the bench. That’s why he was ready to play when the coach waved to him and said, “Kurt – your in.”
year-old returns to the Super Bowl even though he was considered washed up not so long ago. You may know some of his story. He rose from obscurity to height of success by way of the Arena Football League and NFL Europe, and then got a chance to start when Trent Green was injured with the Rams. He led the Rams to the Super Bowl and was named MVP in 1999, becoming one of the select few to win both the League MVP and Super Bowl MVP in the same year. What’s interesting about his most recent achievement taking his Arizona Cardinals to the Super Bowl is that Warner wasn’t Arizona’s starter when the season began. When called upon, he led the Cardinals to the NFC West title and their first home
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If you want to be ready when you are needed you best be about sharpening your skills even though you spend your days sitting on the sidelines. You must prepare yourself for the moment destiny calls. Someone once said, “Success always comes when preparation meets opportunity.” Most athletes dream about leading a team to victory in the big game. Few of them are willing to make the sacrifices of lonely preparation necessary to be a champion. Want to be a champion? Sharpen your skills. Get ready. Stay focused. Destiny will call you into the game only if you’re ready to play. “Prepare for the Boom” is a series of columns that will appear over the next several months. A compilation of the series will be made available toward the end of the series. To join Dr. Ross’s e-mailing list please go to www. MileHighMotivator.com and sign up. There is no charge. For feedback email: Dr.Ross@ comcast.net.
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SNIPPETZ® HEALTH AND WELLNESS THE DOCTOR IS IN
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Heather F. Fink, PA-C
An insightful look at Health
by Dr. Christy Meislahn
RESOLUTION RESOLVE
J
ust a month ago, many of us resolved to make changes in our lives and break bad habits. How’s it going? Many gyms, health food stores and weight loss centers are practically empty these days compared to the hustle and bustle of just a couple of weeks ago.
WHAT HAPPENED? Thinking of improved fitness or weight loss or even chiropractic care as a short term “diet” rather than a long-term lifestyle decision is the problem. If you, or someone you know, tends to go overboard in the New Year’s resolution department, consider some of the traits of those who use the first of the year to form and more importantly, keep new habits:
Specialized Adult and Pediatric Allergy and Asthma Care
are not dissuaded by ups and downs. • They know why the resolution is important. They see themselves as already having achieved their goal. They keep their eye on the prize. • They make change a long-term lifestyle decision. Diets don’t work. Abandoning unhealthy habits requires thinking long term.
Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.
Individualized treatment for:
If you’ve fallen out of the habit of regular, preventive chiropractic care, it’s not too late to start your New Year’s Resolution! Call me to schedule an appointment.
Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma
The information in this article is provided solely for educational purposes and not as medical advice. Please consult a medical or health • They believe in their ability to change. professional if you have questions They know that keeping old habits and about your health. No liability is forming new ones are choices that they accepted should you decide to selfcontrol. treat or self-prescribe. • They don’t blame themselves or make excuses. Instead of giving up after a relapse, they dust themselves off and recommit to their goal. • They concentrate on measurable results. They track their progress. They
To set up an appointment call Dr. Christy at
DEAR DR. DONOHUE: I have never been diagnosed with asthma, but when I drink cold beverages or eat ice cream and when I work out in cold weather, I start wheezing and get extreme chest pain. Is this asthma? What can I do? -- R.K.
At the Medical Center next to Safeway
tubes brings on an attack. I haven’t heard that drinking cold beverages or eating ice cream can precipitate an attack, but I can see how they might.
719 • 488 • 8789
ANSWER: You can’t give a better description of asthma.
EXERCISE CAN BRING ON ASTHMA
Including Allergy Injections
Asthma is a relatively sudden constriction of the lungs’ bronchi, the airways. The constriction is reversible, but the amount of time it takes to reverse varies from person to person and from situation to situation. Airway narrowing makes it tough for air to get into and out of the lungs. In addition, during an attack the airways are inflamed and they secrete thick mucus. Both add to the difficulty for air to move through them. Wheezing is a classic asthma sign. The wheezing noise indicates air is meeting with resistance in its passage through the breathing tubes. Coughing is another asthma sign, as is bringing up thick, sticky sputum. During an attack, asthmatics often have chest tightness and pain. A person need not have all these signs and symptoms to have asthma. Wheezing and chest pain are enough. Exercising in cold, dry air is an asthma trigger for many. The loss of heat and moisture from the breathing
What can you do? Get to the family doctor. The doctor can confirm the asthma suspicion by testing your lungs’ function. Medicines can prevent attacks as well as put an end to them. As for the cold drinks and ice cream, don’t you think it would be a good idea to avoid them? Readers who would like more information on asthma can order the booklet on that topic by writing to Dr. Donohue -- No. 602W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: Will pomegranate juice or pomegranate juice mixed with blueberry juice lower cholesterol? I am a heart patient. -- R.F. ANSWER: Pomegranates and their juice have risen to the level of nutritional stardom. They contain substances that stop the oxidation of LDL cholesterol, the kind of choles-
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719-592-1365 www.csallergy.com
550 Highway 105 Monument, CO 80132 Wednesday Afternoons
terol that clings to artery walls and leads to their obstruction. Oxidation is like rusting. Oxidized LDL cholesterol breaks apart and leads to clogged arteries. Pomegranates stop this process. Blueberries are another nutritional star. They prevent oxidation too. I don’t know that mixing them doubles their effect, but I suppose it might. *** DEAR DR. DONOHUE: I am 63 and have a condition that people call “turkey neck.” The skin under my neck hangs down. How can I get rid of it without surgery? It’s not a double chin. I do exercises for it, but they aren’t working. -- A.L. ANSWER: How can I break this to you gently? I don’t know of any way to get rid of that redundant, drooping skin without resorting to surgery. *** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 328536475. (c) 2009 North America Synd., Inc. All Rights Reserved
SNIPPETZ BUSINESS DIRECTORY
THE PLACE TO FIND LOCAL BUSINESSES ON THE GO!
IF YOU WOULD LIKE YOUR BUSINESS LISTED IN THE SNIPPETZ BUSINESS DIRECTORY PLEASE CALL: BJ 641-8200 OR GEORGE 487-0484
AUTOMOTIVE MAXX POWER LLC
Specializing in Diesel Performance (719) 488-0943 www.maxxpowertrucks.com PORSCHE BOXTER SERVICE Custom cylinder head and engine overhauls All Makes - Carry In
CONSTRUCTION
HOME DECOR
RICHARD PETERSON 719-481-1868 R. Peterson Construction, LLC Licensed & Insured Custom Homes ✷ Detached Garages ✷ Basement Finishes petersonconstruction@yahoo.com
MARGO’S ON THE ALLEY “For You and Your Home” 215 Chapala Plaza 719-487-1406 www.margosonthealley.com
FINANCIAL
Rup Engines 719-205-3010
COMPUTER TLC COMPUTER REPAIR Sales and Service PC Recycling Center 481 Hwy 105 / Monument Plaza Behind Domino’s 719-302-2937
CONSIGNMENT
COLORADO NATIONAL BANK 581 Hwy. 105 719-488-4309 Your Key to Commercial and Personal Banking
FLOORS A PLUS PLATINUM CARPET AND TILE CARE Steam truck mount extraction. $15 OFF SPECIAL! 719-440-9148 or 719-339-2708
TWO TIMERS FINE CONSIGN “Smart, Savvy and Green” Women‘s and Children’s Monument Plaza 719-484-0300 www.twotimers.net
VILLA DECOR Polish Pottery Home & Garden Accents 868 Hwy 105, Palmer Lake, CO 80133 Mon - Sat, 10AM - 6PM Phone: 719-481-1981
INSURANCE AMERICAN FAMILY INSURANCE Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Bus. Monument, CO 80132 LStiltne@amfam.com
LEATHER GOODS
PET GROOMING
Are you tired of paying top dollar for the imported garbage leather belts, wallets, purses, etc.? Our local leather store has quality handcrafted leather products made by local Colorado Springs craftsmen with decades of experience at VERY REASONABLE prices. Crafty Cow Leatherworks is in the heart of Old Colorado City at 2506 W. Colorado Ave.
DIRTY DOG GROOMING 481 Hwy 105 #206 Monument, CO We aim to rid this town of all them “Dirty Dogs.” 719-481-2968
For a FREE consultation/estimate call: 719-359-6855
ROOFING
1ST METROPOLITAN MORTGAGE Jerry Case & Daniel Shepard
CAMPBELL ROOFING INC. Serving Colorado Since 1984 Licensed and Insured Member of BBB and Chamber 430 Beacon Lite Rd., Ste 110 719-573-9395
Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help with any and all mortgage needs. Call us today for a FREE credit report.
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Your home and mortgage are probably your single biggest financial asset and liability. It makes sense to deal with an expert that has been there, done that, and got the t-shirt! Your Personal Mortgage Planner can help you get the right mortgage for YOU at very competitive rates. Call 574-9500
Email: spotlightersentertainment@gmail.com
183 Washington St., Monument & Much More
February is the Month of Amoré Be Sure to Remember Your Sweetie or Honey Bear! Holiday Fantasies has Fun, Whimsical & Unique Gift Ideas for Special Occasions or a Personal Treat New Items Arriving Weekly Check Out Our Year Round Miniature Village Displays Large Inventory of Retired Dept 56 Villages & Accessories
Happy Valentines Day!
SPECIALIZED CARPENTRY Local, Personal & Affordable. Remodel your house or finish your basement. More than 25 years of experience in fine carpentry, remodeling & construction. Licensed, bonded & insured. In-house design and engineering.
MORTGAGE
KARAOKE SPOTLIGHTERS ENTERTAINMENT Hollywood-style Karaoke We keep everything fun and make everyone sound like a pro with our professional sound system and mixing experience. We are available for private parties, weddings, etc. or come check us out at PINZ every Thursday from 9pm - 1am 719-231-2946
COUNTRY CRITTERS UPTOWN Gentle Professional All Breed Grooming Serving The Tri-Lakes Area West End Center 719-481-0220
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REAL ESTATE TINA PETERSON ABR-GRI-ePRO Remax Advantage Realty 719-460-7614 Are You Looking to Buy or Sell? www.ColoradoHomesMarket.com Do you have an impossible real estate situation the the Realtors® cannot or will not help you with? You REALLY need to sell your house. Call Stargate Marketing at 460-5570
TANNING HEATWAVES TANNING SALON 481 Hwy. 105 Ste. 210 Monument, CO 80132 719-488-8884 (behind Taco Bell)
®
SNIPPETZ DINING GUIDE
75 Hwy 105 Palmer Lake 719-481-2222
er Lake
Palm inter In
W
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1415 Cipriani Loop • Monument
Open Nightly at 4:30 Stir in egg and vanilla extract. Add flour, baking soda and salt. Mix well to combine. Fold in walnuts. Spread batter into prepared loaf pan. (Batter will be stiff.)
SOUR CREAM WALNUT BREAD
Bake for 40 to 45 minutes or until toothpick inserted in center comes out clean. Place loaf pan on wire rack and let set 5 minutes. Remove bread from pan and continue cooling on rack. Cut into 8 thick slices. Serves 8.
F
• Each serving equals: 147 calories, ebruary is designated as 3g fat, 4g protein, 26g carbs, 273mg “Bake for Family Fun sodium, 42mg calcium, 1g fiber; Month.” Warm up the kitchDiabetic Exchanges: 2 Starch; Carb en and your memories with a little Choices: 2. family baking. 1 cup Land O’Lakes no-fat sour cream 1 cup Splenda Granular 1 egg or equivalent in egg substitute 1 teaspoon vanilla extract 1 1/2 cups all-purpose flour 1/2 teaspoon baking soda 1/2 teaspoon table salt 1/4 cup chopped walnuts
Visit Healthy Exchanges at www. healthyexchanges.com, or call tollfree at 1-800-766-8961 to sign-up for our FREE monthly newsletter. All you pay is the shipping and handling. This is the only national food newsletter for diabetics, heart/ cholesterol concerns and healthy Preheat oven to 350 F. Spray a 9-byweight loss. 5-inch loaf pan with butter-flavored cooking spray. In a large bowl, (c) 2009 King Features Synd., Inc. combine sour cream and Splenda.
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AVAILABLE FOR PRIVATE PARTIES AND CATERING
Larkspur
Pizzaria & Cafe Best Pizza, Calzones, Italian Food, Panini Sandwiches and Much More! FRESH FISH Fish overnighted weekly from Lake of the Woods or Rainy Lake, Minnesota or Ontario
FISH SPECIAL
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FOR TWO PEOPLE
FOR FOUR PEOPLE
2 Walleye Dinners with Wild Rice or Baked Potato & Vegetable
29
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18” Extra Large Pizza with 64 oz. Pitcher of Beer or 4 Sodas (FREE REFILL)
(Coors Light or Bud) or combination of the above
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Coupon must be presented
10 minutes from Monument Exit 172 going North - Follow sign
303-681-2090 Delivering 7 Days a Week Open Weekdays 11 am - 9 pm • Sat - Sun 11 am - 10 pm
SNIPPETZ
GOODIES
RETCHEN’S
by Gretchen Gire Anthony of Bodhicitta Bakery
SPICED TEA BISCUITS Yields 35 biscuits
Perfect for a tea party! 6 cups flour 1/2 teaspoon baking powder 6 eggs 3 cups sugar 1/2 pound butter, at room temperature 1/2 cup vegetable shortening, at room temperature
®
DINING GUIDE
1 1/2 tablespoons vanilla extract 1 1/2 teaspoons ground nutmeg 1/2 cup water
Coffee Cup Café reputation
Preheat oven to 300 degrees F.
251 Front St, Monument, 488-0663
In a large mixing bowl, combine flour, baking powder, eggs, sugar, butter, shortening, vanilla extract, nutmeg and water. On a floured surface, roll out the dough to 1/2-inch thickness. Cut with a 3-inch circle biscuit cutter.
6:30 am - 3:00 pm
A Second Cup location 13860 Gleneagle Dr, Gleneagle, 481-6446 www.asecondcup.net
Open 7 Days a Week
6:00 am - 9:00 pm
PLEASE COME IN AND CHECK OUT ALL OF OUR WONDERFUL SWEETS.
Place on a greased baking sheet. Bake in oven for 15 to 25 minutes, or until slightly golden on the edges. Serve.
WE ALSO HAVE FRESH BREAD FOR DINNER... BAKED BY NOON DAILY.
Make Every Day Sweeter than the Last!
BODHICITTA BAKERY
Gretchen Gire Anthony Bodhicitta Bakery - 487-1555
780 Hwy. 105 • Suite B Palmer Lake
719-487-1555
Mon um 411 ent P Mon Hwy. 1 laza ume 0 nt, 5 481 C O -32 87 (E ATS )
ENU M L FUL RVED SE DAY! ALL
www.coffeecupmonument.com
Open 7 Days a Week
EATATROSIES.COM
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www.bodhicittabakery.com
PIZZA NIGHT Friday 5:00pm - 7:00pm
“Pizza Made To Order”
SNIPPETZ DINING GUIDE ®
PATRICIA’S CAFÉ CHEESE FONDUE
Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine “TRY OUR SPECIALS TUESDAY THROUGH THURSDAY!” Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake
719-481-3244
website: http://www.bellapanini.com
Dine In or Take Out Highway 105 & Primrose St.
Steaks
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Shrimp ❁ Chicken
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Burgers ❁ Burritos
Our Famous Reubens
KIDS EAT FREE THURSDAYS Cheese Sauce 2c Milk 1c Dry White Wine ½ lb Gouda Cheese ½ lb Râclette Cheese ½ tsp Garlic Powder ½ tsp Onion Powder to taste Salt as needed Roux Roux 1c 1c
Flour Clarified Butter (also called Ghee)
1. Shred cheese. 2. Place the milk and wine in a saucepan and heat while stirring. 3. When hot whisk in enough roux to thicken, about 3 heaping tbs. 4. Whisk in the remaining ingredients and continue cooking until all of the cheese is melted while whisking.
(Limit: One kids meal per adult entree)
F
ondue is a Swiss dish and was very popular in the 60’s and 70’s and has resurfaced in the last several years. So if you run across your mom’s old fondue pot, drag it out and use it. You could also pick one up at Good Will or another second hand store for pretty cheep. Of course they will probably be a nice bright orange or avocado green. You can also find one at a kitchen store for a pretty reasonable price. If you don’t have one and you don’t want to go hunting for one you can always use a heavy bowl made of pottery raised with a candle under it or a small crock-pot. The traditional way to eat fondue is with boiled potatoes and bread. I like to add some steamed veggies. Feel free to use chunks of cooked chicken too. You can use other cheeses but the Gouda and Râclette are more traditional. Another combination could be cheddar cheese and Monterey jack cheese and add some green chilies while omitting the wine. You would need to cut back on the roux if you left out the wine.
Be creative, have fun and enjoy!!!
These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument
BREAKFAST SUNDAY 8:30-10:30am Biscuit & Gravy $1.95 ALL DAY Sunday Sun - Mon - Tue 11:00 - 3:30 Wed - Thur - Fri - Sat 11:00 - 8:00
481-TOOT 8668
Serving Anne & Mann’s Gourmet Ice Cream
24 Hwy. 105 in Palmer Lake
CLOSED FOR THE SEASON January 5 through March 9, 2009 Thank You for Your Business
Rock House Ice Cream
488-6917
Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com
Vino-Bits “Real Wine for Real People” Simply the best, most thoughtful selection of wine under $20 anywhere. Check out our eclectic microbeer and spirits selection too! Public wine tastings held monthly. Sign up for our e-newsletter to find out when. Located on Hwy 105 between Palmer Lake & Monument. Hours: Tuesday - Saturday 11am to 6pm.
488-3019
or www.thewineseller.net
Wine Appreciation & Tasting Tips
brought to you by Dirk at The Wine Seller
BAYOU BARBQ
AERATING YOUNG WINES
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erating young, full-bodied red wines will enhance your tasting experience but you need to do more than just pop a cork or twist a cap. With only a tiny fraction of the surface area exposed to the air, just opening a bottle and expecting it to “breathe” won’t cut it. If you really want to aerate your wine, do one or both of the following: Pour the wine into a decanter (a fancy word for a container-usually glass that is big enough to hold the contents of an entire bottle of wine) or pour the wine into large glasses at least 20-30 minutes before you plan to drink it.
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CAJUN & BARBQ Fare Dine-in or Take-out
Tuesday - Saturday 11:00am - 8:00pm
WEDNESDAY IS CATFISH DAY! 481 Hwy. 105, Suite G • Monument, CO
(719) 488-2799
Website: BAYOUBARBQ.COM
SNIPPETZ® BUSINESS AND FINANCE
YOUR TIMING
FINANCIAL FOCUS HELP CLIMB OVER INTEREST RATE WORRIES WITH BOND LADDER
WON’T BE OFF
WHEN YOU INVEST REGULARLY. If one of your worries is whether you're investing at the right time, it shouldn't be. By investing a set amount of money regularly, you establish a simple routine that can help make your financial goals a reality. In addition, investing regularly can: � Make it possible to use market fluctuations
to your advantage
� Add potential growth and diversification
to your portfolio
� Keep your long-term financial goals in focus Investing a set amount of money on a regular basis does not ensure a profit and does not protect against loss in declining markets. Such a plan involves continual investment in securities regardless of fluctuating price levels of such securities. You should consider your financial ability to continue the purchases through periods of low price levels.
To learn how investing on a regular basis can help you reach your financial goals, call or visit your local financial advisor today. Adam R Grayson Financial Advisor .
755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964
www.edwardjones.com
Member SIPC
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For all your packing & shipping and printing needs.
Provided by Adam Grayson of EdwardJones Investments
A
s an investor, you need to look back no farther than last year to understand why it’s not a good idea to own only stocks. In fact, many people buy bonds to lessen the impact of volatility on their investment portfolios. Yet, just as stock prices move up and down, bond prices also fluctuate, primarily in response to rising and falling interest rates. These interestrate movements can wreak havoc on your bond portfolio unless you can help yourself climb over them with a “bond ladder.” Before we examine what goes into a bond ladder, let’s review some bond basics relating to price and interest rates. Suppose, for example, that you a buy a $1,000 bond that pays five percent interest and is scheduled to mature in five years. Each year that you hold your bond, you will receive $50 in interest; at the end of five years, you’ll get your $1,000 back, provided the issuer doesn’t default. However, if you decide to sell your bond before the five-year period is up, you could get more or less than $1,000 for it. If market interest rates — the rates paid on newly issued bonds — were to drop to four percent, then your higher-paying bond is considered more valuable to investors, so you might be able to sell it for, say, $1,050. Conversely, should market interest rates rise to six percent, nobody will pay you full value for your lower-paying bond, so you would have to sell it at a discount, perhaps for $950. Because market interest rates constantly rise and fall, the value of your bonds will do likewise. This could be a big problem if you wish to sell bonds before they mature and use the money to buy new bonds. Keep in mind that if bonds are sold
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prior to maturity, you can lose principal value. To help reduce the impact of rate swings, you might want to build a bond ladder. To do so, you buy several bonds, with varying maturities — short-term, intermediate-term and long-term. Once you’ve constructed your ladder, you’ll have some advantage in all interest-rate environments. When market rates are low, you’ll still have your longerterm bonds earning higher interest rates. (Typically, longer-term bonds pay the highest rates.) Plus, only a small portion of your bond portfolio (the maturing short-term bonds) will need to be reinvested at the low rate. And when market interest rates are high, you can reinvest the maturing short-term bonds at the higher rates. You can further diversify your ladder by choosing different types of bonds or even certificates of deposit (CDs), for the different “rungs.” This diversification can’t guarantee a profit or protect against a loss, but it may help you reduce the negative effects of a downturn that primarily hits one type of bond. Here’s one more point to keep in mind: Try to avoid building your ladder with bonds that provide little or no call protection. When market interest rates fall, bond issuers will often “call” bonds — that is, they will redeem the bonds before they mature — so they can issue new ones at the lower rates. You can help reduce the call risk in your bond ladder by purchasing bonds with call protection, which cannot be called before a certain date. Ladders, by definition, can help you surmount obstacles. And the same is true with bond ladders. If you want to invest in bonds, and help reduce the impact of interest-rate movements, consider building your ladder soon. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:
Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO
719-481-4964
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Seek Shelter Today!
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SNIPPETZ BUSINESS AND FINANCE
TO
EE UBLIC FR THE P
EN OP
LIVE IN COLORADO SPRINGS! ONE NIGHT ONLY!!
Wednesday... February 11, 2009 - 7PM
HARRY S. DENT JR. ... New York Times Best Selling Author ...
“THE GREAT DEPRESSION AHEAD” HOW TO PROSPER IN THE CRASH THAT FOLLOWS THE GREATEST BOOM IN HISTORY
THIS IS A ONE TIME
At this FREE Event, Harry will give you Advice on: • How to protect your assets and retirement • How to prevent future $ losses
MUST SEE EVENT!
DoubleTree World Arena Hotel • 1775 E. Cheyenne Mtn. Blvd. Colorado Springs, CO 80906 • Doors Open at 6PM
Sponsored by: Buzz Frum of Provence Wealth
For Priority Seating, Please Register at: HTTP://provencewealthseminars.webs.com or Call Sue at 719-475-7082 Ext. 5 Securities and Financial Planning Offered Through LPL Financial Member FINRA/SIPC
HARRY DENT: TO SPEAK IN COLORADO SPRINGS
recession that will allow you to take advantage of the host of other opportunities that the coming depression will offer. Dent consults around the world to corporations, governments and pension funds and people pay thousands to hear firsthand his advice on the economy, the markets and the mitigating circumstances that drive both. This is a fabulous opportunity to see and hear one of the worlds’ most sought after financial Gurus.
By: Terry Holmes
B
ack in 1992, Harvardtrained economist Harry S. Dent predicted the coming depression would start after 2008. “Depressions are cyclical and unpreventable”, Dent says. “They’ve always happened and always will and governments can’t stop them”.
best selling author will be speaking at the Double Tree World Arena Hotel on Wednesday, February 11th at 7:00 PM. This is an event you can’t afford to miss.
Harry will share survival tips as well as ways to actually thrive in the coming years in a power packed presentation that will offer Unlike Nostradamus, Dent has his insight on investment sensitive lived to see many of his economic topics including; forecasts come true. Never one to shy away from going out on the • The “Obama Bubble” that we proverbial “financial limb” Harry will likely experience an over the Dent was the one who called the next few months and its’ effects on Japanese stock market and real the financial markets. When should estate crash in 1988…two years you liquidate to cash and how long before they happened! He was also should you sit on the sidelines? the one who forecast the great boom of the 1990s for the U.S. market as • The DOW bottoms at 3800! Find well as the end of the tech bubble out when and why. well before they happened. • Escalating unemployment With the recent release of his latest (ultimately to 16%). book, “The GREAT DEPRESSION AHEAD - How to Prosper in the • A massive new round of home Crash Following the Greatest Boom foreclosures, which also engulfs in History”, the New York Times commercial and developmental real
You will have the opportunity to ask Harry questions.
Harry Dent estate. • When and why moving to bonds makes sense. One of the best opportunities in decades to buy bonds won’t be far off, but understanding the timing will be critical Your portfolio may already be beaten down…but all is not lost. Learn how to prepare now for the second and third chapters of our present
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Barnes and Noble will be on hand selling his new book and Harry will be present after the event for a book signing session.
®
SNIPPETZ BUSINESS AND FINANCE
BLOCK THOSE ANNOYING AUTOMATED SALES CALLS
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e now have a way to opt out of yet another of life’s annoyances: the pre-recorded telemarketing call. Those calls have been the source of more than one answering machine running out of recording time when the pre-recorded message went on too long or didn’t disconnect at the end. Equally irritating has been picking up the phone only to find a pre-recorded sales pitch and no identifying number on the Caller ID. New Federal Trade Commission regulations now make it possible to opt out of receiving those prerecorded telemarketing calls. Not only will there be a way to make that change if the phone is answered in person, but any message that’s left must also include opt-out information. If you answer in person, you must be given a way to immediately opt out while the message is still playing. This will likely be accomplished by pressing a certain number on the phone or saying a certain word. At that point, your number will be added to the
Lisa Welch Stevens Attorney at Law, P.C. Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖
Business Formation
❖
Business Planning
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Intellectual Property
❖
Employment Law
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Mergers and Acquisitions
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Wills, Estate, Probate
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Transactional (Contract) Services
Member: Colorado & El Paso County Bar Association
719.488.9395 lisa@lwslawfirm.com • www.lwslawfirm.com
DIVORCE / FAMILY LAW Experienced - Affordable Convenient Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200
Colorado Springs, CO 80921 (719)488-9395 Please visit our comprehensive website for divorce information: www.cmeyerlaw.com
Do Not Call list and the call disconnected. If you’re not home and your answering machine takes the call, the message will include a number to call (toll free). That number will take you to an automated 24-hour machine, and your opting out will be immediate. Not all types of calls fall under this new regulation, however. Surveys and political calls will still be allowed, as will health-care messages. Imagine: no more pre-recorded solicitation and sales messages. The catch is that the calls will still be permitted until September 2009 if there’s an ongoing relationship between you and the caller. After that, the caller must have specific written permission from you. This is where those privacy-notice fliers you get with correspondence from credit-card companies and others will come in handy. Read the fine print. They ask
for your instructions on whether or not to give your information to third parties and affiliates they deal with. Fill out those forms denying permission and send them in as soon as you get them. It’s certain that telemarketers will consider “ongoing business relationship” to be a fuzzy line if you, by not responding to privacy notices, seem to give permission for them to call.
David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2009 King Features Synd., Inc.
THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.
THAT’S MINE, NOT YOURS:
file with the county court (if the value of the property is $15,000 or less), or district court (if the value of the property is more than $15,000), a Verified Complaint in Replevin, a Summons with Return of Service, and a proposed Order to Show Cause, together with a filing fee ($46 in county court; $136 in district court). You will need to have the defendant personally served with those documents together with a blank Answer, and then file a Return of Service with the court, proving he was served.
HOW TO GET YOUR PROPERTY BACK, CIVILLY © Lisa Welch Stevens, Esq., November 2006
W
hen a third party unlawfully removes your personal property from your possession, you what to do – call the police. But what do you do in the situation where you have initially permitted a third party to possess your personal property, but he refuses to return it to you? You may call the police but very often you will simply be told that the dispute is a civil matter, and that you will have to handle it yourself. What do you then?
At the time you file the Complaint the court will schedule a “Show Cause” hearing date within ten days of filing, at which time the defendant must “show cause” why he should not immediately turn over possession of the property to you.
At that hearing you will need to have with you a prepared Judgment and Order for Possession, a Prejudgment Order for Possession After Hearing, and a Bond in Replevin. At that hearing, the judge may, or may not, order that the defendant immediately turn over possession of the personal property to you, either definitively (you win), or temporarily pending the final hearing. You may either take possession of the property yourself, or the Sheriff may hold it in its custody pending a final order. The judge might also find in favor of the defendant, and dismiss The law provides for a fairly simple, your claim. accelerated procedure by which you may seek return of your personal property through the civil courts: replevin. Replevin is one of Replevin provides a relatively quick (in those old legal terms; actually “law French”. legal time) way to regain possession of personal Replevin provides not only a way to get a final determination as to the party to whom personal property, where you have clear proof that the property rightfully belongs, and its return, but property does belong to you and was wrongfully also a provisional remedy by which a claimant retained by a third party. As always, consult may get the property immediately (within ten with your legal counsel regarding your specific days) returned to him. Replevin in the context situation. of seeking the return of personal property is analogous to actions in Forcible Entry and Unlawful Detainer (commonly referred to as “eviction”) in the context of seeking the return For additional information contact, of real property. Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395 In order to initiate action to get your personal property back, you simply fill out and
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SNIPPETZ BUSINESS AND FINANCE
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SCHOOL SCORES BIG ON ENERGY EFFICIENCY
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t a time when every kilowatt counts, one school district has stepped up to the plate and hit a home run on energy efficiency. District 39 has installed the largest ground source heat pump in the state to heat and cool its new 216,000 square foot Palmer Ridge High School in Monument. Besides saving money with their new system every month, the district also received over $190,000 in rebates from TriState Generation & Transmission Association and Mountain View Electric Association. The two cooperatives have programs in place that assist in the cost of installing certain energy efficient systems. James Carter, district energy manager said, “The heat pump system we installed in the District’s administration building was so successful, we thought it would be a perfect fit for the new school. We realized an energy savings of around 61 percent and am hoping for a significant savings for this school.” Brian Burt of H&L Architects and Pete Jefferson of ME Group also felt this was a perfect fit for the school. Both companies were very pleased to be a part of the project. A geothermal heat pump system taps into the heat stored in the earth. In contrast to the large temperature swings on the earth’s surface, the underground temperature a few feet below the surface remains relatively constant. In our area it is approximately 55 degrees Fahrenheit, which is an extremely efficient operating temperature for heat pumps. Geothermal heat pump systems circulate water between an underground water loop, called an earth heat exchanger, and water-to-air heat pumps located throughout the building. During winter months, the heat pump removes heat from the earth and delivers it inside and during the summer months delivers cool air. Contractors installed 200 wells to feed the circulating water loop, each 400 feet deep and about 20 feet apart. The number of wells is determined by the thermal connectivity of the soil. Fortunately, this area has excellent connectivity so the number of wells was reduced from what was originally planned. The constant temperature of the earth heats or cools the circulating water loop as needed to balance the building’s year-round heating and cooling requirements. Each room is individually controlled via computer which can also be accessed remotely. Thermostats
and lights are operated on a sensor system so that the rooms are lit, heated or cooled only if there are people present. Circulating air is cleaned by energy recovery ventilators to prevent a “sick building” and to utilize the energy in the air rather than reheating or re-cooling it. This saves a great deal of money on wasted energy. Pete Jefferson from ME Group, the company that designed and installed the system stated “A great aspect of this system is the reliability and ease of repair. It is totally digital and all 160 pumps are located in the hallways outside of the rooms. If one pump has a problem, it can be repaired without impacting the rest of the building. The equipment also lasts longer because it is not exposed to the elements as are the conventional systems you see mounted on the tops of buildings.” The entire system is also housed in a much smaller space than is needed by a conventional boiler system. It would have cost about $225,000 more in construction costs to build the extra space needed for a conventional system. District administrators know Palmer Ridge will need to expand in the future to accommodate more students so the school and its geothermal heat pump system are designed to grow also. Space has been conserved for more wells and pipes capped so they can easily be added on to. The Faculty plans on using the system as a teaching tool for science students in environmental ecology. Since cooling units are not installed on the roof of the school, some of the area is being utilized as green gardens with plans to expand the gardens. MVEA’s master electrician, Ray Singmaster, worked with the district throughout the project. Ray is one of MVEA’s energy efficiency experts and assists members in choosing the right systems for their needs. “We hope more businesses and residences will consider installing geothermal heat pumps,” says Ray. “It is very cost effective and a great energy saver. Working with District 39, the engineers and architects on this large of a project has been a great learning experience.” MVEA encourages all its members to practice energy conservation. We congratulate District 39, the architects and engineers on this great example of energy efficiency and conservation.
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SNIPPETZ PUZZLES AND TRIVIA ®
Trivia Test
By Marge Svenson
Sports Quiz
By Chris Richcreek
1. PSYCHOLOGY: What is lachanophobia a fear of? 2. MUSIC: What other musical instrument does the marimba most closely resemble? 3. FAMOUS QUOTATIONS: Which entertainer once said: “Tragedy is when I cut my finger. Comedy is when you fall into an open sewer and die.”? 4. MEASUREMENTS: What does a caliper measure? 5. ENTERTAINERS: What famous entertainer was born Eldred Peck? 6. LANGUAGE: What is something that is described as a “cakewalk”? 7. GEOGRAPHY: Which of Canada’s provinces has the slogan, “La Belle Province”? 8. ANIMAL KINGDOM: What is a young swan called? 9. MOVIES: Which movie featured a girl gang called the Pink Ladies? 10. U.S. OLYMPICS: In which sport is the pommel horse used?
1. Who holds the Washington Na-
(c) 2009 King Features Synd., Inc.
(c) 2009 King Features Synd., Inc.
tionals franchise record for most career pitching victories? 2. Sluggers Dave Kingman and Gorman Thomas had more strikeouts than hits during their respective careers. Who had a bigger differential? 3. When was the last time the Stanford football team won at Notre Dame Stadium? 4. Name the first Atlanta Hawk to have at least 200 blocked shots and 100 steals in the same season. 5. Who was the first Americanborn player to win a Conn Smythe trophy as the NHL playoff MVP? 6. How many times has an American male athlete won a medal in the Olympic 50-kilometer walk? 7. How many of golf’s grand slam events has Seve Ballesteros won in his career?
1. Name the 1980s pop star who got her start on “Star Search,” but didn’t win. And what song did she sing on the show? 2. Name the Billboard Hot 100 No. 1 hit for Feb. 8, 1969. Hint: Many listeners misheard the lyrics and thought it was “Christmas is over.” 3. Which 1996 song was responsible for a dance craze that lasted nearly two years? 4. When Robert Palmer originally produced his hit song “Addicted to Love,” it was to be performed as a duet. Name the intended other half of the duo. 5. Name the three singers immortalized in Don McLean’s “American Pie” as it describes “the day the music died.” (c) 2009 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (21).
to their old high-school pals.
New DVD Releases for Week of Feb. 2, 2009 PICK OF THE WEEK “Zack and Miri Make a Porno” -- Kevin Smith channels Judd Apatow in this raunchy romantic comedy starring Seth Rogen and Elizabeth Banks as Zack and Miri, two platonic roommates who have fallen on hard times. They decide to make a big whopping pile o’ cash by filming themselves in a porno and marketing it
The film also stars former porn princess Traci Lords and the black guy from “The Office.” Oh sure, I coulda looked up the guy’s name and written it down here, but you’d just go, “Who?” and I’d have to say, “You know, the black guy from ‘The Office.’” And you’d say, “Oh, him.” So, shut up; I’m not being racist. The first half of the movie is full-on, foulmouthed, classic Kevin Smith. Then about halfway through the movie, the plot takes a weird left turn into The Romantic Comedy Zone. It’s not a bad choice, really. I mean you kind of see it coming, but it does make the movie on the whole seem uneven. Still, it’s well worth your time if you
liked “The 40-Year-Old Virgin” or “Superbad.” WORTH NOTING “Nick & Norah’s Infinite Playlist” -This was a cute little movie that kind of reminded me of “Juno” -- one of those Indie movies that sometimes tries too hard to be Indie and Quirky and Hip, but thanks to the solid performances by the cast, you forgive the film for its painful attempt at trying to be counterculture. The film stars Michael Cera playing .... Michael Cera. Sure, his character’s name is Nick, but it’s just the same guy Michael Cera plays in all his movies. Nick is in a band and makes mix CDs for his ex, Tris, who keeps throwing them away. Tris’ friend Norah (the adorable Kat Dennings) has fallen in love with Nick even though she has never met him. She loves
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him for his musical taste. The quest to attend a secret concert has Nick and Norah finally crossing paths one night, having a series of adventures and eventually falling in love. It’s a sweet film with a great soundtrack, and the performances by all the actors are pretty darned good. A great date movie and definitely recommended. TV SERIES “Columbo” Mystery Movie Collection 1990 “Bewitched” The Complete Seventh Season “Mystery Science Theater 3000” Volume XIV “The Partridge Family” The Complete 4th Season “Night Court” The Complete Second Season “Jon and Kate Plus 8” Season 3 “Becker” The Second Season (c) 2009 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
HUEY’S PAGE
Answers & Solutions
TRIVIA TEST ANSWERS
LIBRA (September 23 to October 22) Careful -- you might be stepping into dangerous territory if you decide to “exaggerate” the facts too much. Remember: The truth speaks for itself and needs no embellishment.
1. Vegetables 2. Xylophone 3. Mel Brooks 4. Diameter or thickness 5. Gregory Peck 6. An easy task 7. Quebec 8. Cygnet 9. “Grease” 10. Gymnastics
FEBRUARY 2, 2009 ARIES (March 21 to April 19) Seeing the silly side of some really ridiculous situations helps give the Lamb a new perspective on how to handle them. Some important contacts can be made this weekend.
SPORTS QUIZ ANSWERS 1. Steve Rogers won 158 games when the team was known as the Montreal Expos. 2. Thomas had a difference of 288; Kingman’s was 241. 3. It was 1992. 4. Josh Smith, in 2006-07. 5. Brian Leetch of the New York Rangers in 1994. 6. Twice -- Larry Young won bronze medals in the 1968 and 1972 Olympics. 7. He won three British Opens (1979, ‘84, ‘88) and two Masters (‘80, ‘83).
FLASH BACK ANSWERS 1. Booker T. and the MGs, one of the original Stax Records bands, released “Green Onions” in 1962. The song stayed on the Billboard Hot 100 list for 15 weeks. 2. Michael Jackson’s 1982 “Thriller” album contained seven hit songs, with the title song no doubt helped along by the video of the same name. 1. Tiffany (born Tiffany Renee Darwish) came in second on Ed McMahon’s “Star Search” in 1985 with “I Am Love.” 2. “Crimson and Clover,” by Tommy James and the Shondells, also reached No. 1 on the U.K. charts. 3. “Macarena” stayed on the charts for a whopping 62 weeks, 14 of which were in the No. 1 slot, with dance clubs sprouting up across the U.S. 4. Palmer wanted to cut the song with Chaka Khan, but her recording company refused. The song hit No. 1 on Billboard’s Hot 100 list in 1986. 5. McLean’s 1971 hit talks about the 1959 plane crash that killed Ritchie Valens, The Big Bopper (J.P. Richardson) and Buddy Holly, three chart toppers of their day.
TAURUS (April 20 to May 20) Try to complete your outstanding tasks by midweek. This leaves you free to take advantage of new possibilities -- both professional and personal -- opening up by week’s end. GEMINI (May 21 to June 20) With both your creative side and your energy levels rising this week, you should be able to tackle that too-long-neglected project again. A family member might have important news. CANCER (June 21 to July 22) An explanation you requested seems to be more confusing than enlightening. You should insist on clarifications now, rather than deal with problems that might arise later. LEO (July 23 to August 22) Your energy levels might be ebbing a bit. But that’s no excuse for taking catnaps when you could be working on those unfinished tasks. There’ll be time to curl up and relax by week’s end. VIRGO (August 23 to September 22) It’s a good time to get those ideas out of your head and into a readable format if you hope to have them turned into something doable. A good friend is ready with worthwhile advice.
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SCORPIO (October 23 to November 21) Although your workplace successes have earned you many admirers, there are some colleagues who are not among them. Be careful how you proceed with your new project. SAGITTARIUS (November 22 to December 21) You might have to go into great detail to explain why you’re currently reluctant to make changes to an already prepared plan. Be sure you have all the facts to back yourself up. CAPRICORN (December 22 to January 19) Travel plans might still be uncertain. But instead of getting upset about the delay, open yourself up to other possibilities, and begin checking out some alternative destinations. AQUARIUS (January 20 to February 18) Changing conditions might require you to alter some of your plans. While you might be agreeable to this, be prepared with explanations for those who do not want changes made. PISCES (February 19 to March 20) Although you might have to deal with some detractors who aren’t too kind in their critiques, you gain points when you’re willing to stand up and defend your work. BORN THIS WEEK: You have a gift for creating a warm and loving environment between yourself and others. (c) 2009 King Features Synd., Inc.
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SNIPPETZ BUSINESS AND CLASSIFIED
SNIPPETZŽ CLASSIFIED 6 LINES • Only $5 A Week (minimum 5 weeks)
Call: 719-487-0484 ÂŽ
Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary. Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check
FOR SALE
FOR SALE
SNOW THROWER Troy-bilt, 5 HP, Two-Stage 21�, Electric Start, Tire Chains, Extra Belts, Very Dependable. $350 obo. 719-487-8555
IN HOME GYM Marcy Equipment. Good Condition. $150 Call: 719-481-3378
FOR SALE Used washer and and new gas dryer - $200. Stock Isusu rims with one mounted tire and running board w/extras. $175 719-481-2513
AFFORDABLE HORSE BOARDING
WANTED
SERVICES
REAL ESTATE
REAL ESTATE
WANTED: PIANO PLAYER Experienced piano player wanted for regular sing-a-longs in our lounge. Must have expansive repertoire of current and standard popular songs. To audition, please call Debbie at PINZ 487-7469.
EXPERT REMODELING For kitchens, baths, additions, basements, decks and more. I am local, licensed and insured. 30+ years in the business. Dennis or Marilyn: 481-8828 / c: 510-2538
2 BEDROOM APARTMENT FOR RENT No smoking. No pets. Shared utilities. Quiet and secluded. Must See! $800/mo 719-481-3458
PALMER LAKE OFFICE / STORE FOR RENT 400 sq. ft.. $425 per mo. + Utilities 719-481-2671
MEETINGS & EVENTS Do you need a place for your group to meet or to hold an event? We have lots of space for groups from 2-150 people. Food, beverage and entertainment services also available. VERY reasonable rates – in some cases there is no charge for meeting space. Call Debbie at PINZ 487-7469 for more info.
LOOKING FOR GREAT CHILD CARE? Try Imagination Destination Learning Center. Ages 3+ (Preschool / Pre-K) Mon-Fri 7AM6PM. Lunch and snacks provided. Experienced teacher. Low Ratio! Daily themes and activities. Call: Kathy Webb 719-487-8104
TUTOR
WILL TRADE WORK I Will trade work for a 4x4 pickup truck. Framing, tile, drywall, paint, maint. 719 487 7559
CERTIFIED SPECIAL ED TEACHER 10 yrs. exp. Students grade 1-6: reading, writing, language arts. Math through grade 5. My home or yours. Flexible hours - nights and weekends. Only $25 per hour. Call: 599-8867 or cell: 650-0001
Dyan Underhill, MHA, MAEd Doctoral Candidate, Higher Education Independent Education Consultant Tutoring-SAT Prep-College Applications-Career/College Prep Call for your appointments today! 719.313.1999 (First session 50% discount)
PROPERTY MAINTENANCE Specializing in the upkeep of vacant and occupied homes. Don’t let your rental or investment properties become rundown. We can take care of all cleaning, trash removal, lawns and much more. Contact Lori at (719) 331-2945
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email: adirondackllc@gmail.com
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h9OUR (OMETOWN !UTO $EALERv
MONUMENT Two year old townhome available furnished or unfurnished. 2 master suites,/3baths/2 car garage. 1560 sf. Fireplace. Furnished: $1400/mo Unfurnished: $1200/mo Minimum 9 month lease. Pets considered.
ADIRONDACK ENTERPRISES, LLC.
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BEAUTIFUL SELF-CONTAINED 1-BEDROOM APT For rent in rural Monument, walkin-closet, 800 sq ft - $650/mo. more info at www.nyagregoreron.net/4rent.html#apt or call Paul or Nya at 719 487 3113
EXECUTIVE HOME FOR RENT OR LEASE W/OPTION TO BUY IN PALMER LAKE 4 bedroom/3 bath. Fenced yard and 3 car garage. (970) 901-5062
CALL MICHAEL 719-338-7028
CALL LAST MINUTE CONSTRUCTION WE’LL HANDLE IT ALL!
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MONUMENT 2BR APT. Newly remodeled, garden level, excellent area ALL utilities PAID exc. Elec. NO pets or smoking. $680 mo. Rick or Joanne. (719) 488-8558
MONUMENT Two year old townhome available furnished or unfurnished. 4 bedrooms/4 baths/1 car garage. 1860 sf. Fireplace, views, A/C. Furnished: $1500/mo Unfurnished: $1250.00 Minimum 9 month lease. Pets considered.
THINKING OF FINISHING OR REMODELING YOUR BASEMENT?
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MOUNTAIN VIEW HOME FOR RENT Monument - 3 bed/3 full baths, 1.5 acres w/privacy & MTN VIEWS! Fenced back yard - dogs OK, central A/C, 2 car garage, ďŹ nished walk-out basement. Only $1,650/ mo. Call Keith (303) 888-6655, go to http://denver.craigslist.org/ apa/926476325.html
FOR RENT: 2 SPACIOUS RENTALS!!
On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/ mo. Call Rick: 481-6660
COMPLETE BASEMENT FINISHING
EXECUTIVE HOME FOR RENT IN KING’S DEER 6,400 sq. ft. 7 bedrooms, 7 baths. 6 car garage. Contact Gene: 719-491-9634
RED ROCK RANCH HILLTOP HOME 3 Br, 3 Ba, Large, 2 Car Garage, Fireplace, New Hot Tub, Dog Kennel. Postcard views of Front Range. Trees, 1 Acre, Passive Solar, All Appliances. D-38 Schools, beautiful neighborhood bordered by National Forest. $1,650 mo. Call Rick 460-0234
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REALLY NEED TO SELL A HOME?
the screw. If your hinges don’t have depth screws, start with the side screws.
Article by Robyn Graham RE/MAX Properties, Inc. Your Colorado Springs Eco-Friendly Realtor!
Have Realtors told you NO WAY?
EASY HOME REPAIRS! DO-IT-YOURSELF HOME MAINTENANCE Simple maintenance repairs will: …save you money in the long run, …bring a higher price for your home when you are ready to sell, …show your pride of ownership.
Call the experts at
(719) 460-5570 Social Security Public Affairs Specialist in Colorado Springs
T
he holidays have passed us by, the new year has begun, and tax season is right around the corner. The earlier you prepare for the looming April 15 tax deadline, the easier it will be to file your taxes. Here are some helpful hints as you begin getting ready for tax season. Make sure your information matches ours. Soon you will be receiving your W-2s from your employer(s) and tax information from the IRS. Carefully check your name, Social Security number and all of the data on your W-2s and on your Social Security Statement or card to make sure they match up. If you can’t find your card or Statement but know your Social Security number, make sure the number and information is correct on your W-2s. A mismatch could delay your tax refund and cause problems with your Social Security benefits in the future. Such errors are easy to fix now. A name change is the main change. If you’ve legally changed your
If the door is flush and parallel with other doors but too high or low, use the mounting screws to raise or lower the mounting plates. Loosen the screws at both hinges, slide the door up or down and tighten the screws. So the mounting plates adjust by turning a single screw.
Tighten the door screws and the mounting screws before you make any adjustments. Then adjust the depth screw and side screw. Check the fit of the door after each adjustment. With double doors like these, perfect the fit of one door first, then align the other door. When cabinet doors, catches or drawer slides aren’t working right, step one is to make sure the screws f your cabinet doors are are tight. If a screw turns but doesn’t misaligned and you have tighten, the screw hole is stripped. European-style hinges, you’re Here’s a quick remedy: in luck. Euro hinges are designed for easy adjustment. Don’t let their Remove the screw and hardware. complex look scare you. All you Dip toothpicks in glue, jam as have to do is turn a few screws, and many as you can into the hole any mistakes you make are easy to and break them off. Either flat or correct. The Euro hinge adjusts in round toothpicks will work. If you three directions. Others adjust in don’t have toothpicks handy, shave two directions. Either way, it’s a splinters off a wood scrap with a trial-and-error process: You make utility knife. Immediately wipe adjustments, close the door to check away glue drips with a damp cloth. the fit, then adjust again until it’s You don’t have to wait for the glue to dry to drill new screw holes; just right. go ahead and reinstall the hardware If the door isn’t flush with the doors by driving screws right into the next to it, adjust the depth screw. toothpicks. This screw moves the door in or out. For Additional Information, Some depth screws move the door email questions to as you turn them. But with most, Homes@Robyn Graham.com -- please put “Real Estate Rap” in the subject line. you have to loosen the screw, nudge Or call 719-216-4421 the door in or out and then tighten or 888-481-8641 Toll Free
ADJUST OUT-OF-WHACK CABINET DOORS
GETTING READY FOR TAX SEASON By Rose Fortune
If the door is crooked -- not standing parallel to adjacent doors or square with the cabinet -- adjust the side screw. This moves the door from side to side. In some cases, you have to loosen the depth screw slightly to adjust the side screw.
name due to marriage, divorce, court order or for any other reason, make sure you change your name with Social Security by applying for a new Social Security card. Make sure you change your name with your employer as well. If you change with one source but not the other, it could cause your earnings to be improperly recorded. A minor detail could cause a major mix-up. You can learn more about Social Security numbers and cards at www. socialsecurity.gov/ssnumber. Don’t forget the kids. If you are the parent of a newborn, you want to make sure that the newest family member has a Social Security number too. Most people apply for their baby’s Social Security card while they’re still in the hospital at the same time they apply for the birth certificate. But if you didn’t, you’ll need to apply for your child’s Social Security number in order to claim the child as a dependent on your tax return. You’ll also need it if you ever apply for government benefits on behalf of the child or your family. Go online if you can’t find your 1099. Social Security Benefit Statements (Form SSA-1099) for
I
tax year 2008 are automatically mailed to beneficiaries and should be received by January 31, 2009. If you receive Social Security and haven’t received your 1099 in the mail by the end of January, but need it to file a tax return, just go online.
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Beginning in February, you can request a replacement 1099 online at https://secure.ssa.gov/apps6z/ i1099/main.html. For more information about Social Security, visit www.socialsecurity.gov.
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CENTURY 21 HOLT REALTY
WITH NORTH & SOUTHWEST LOCATIONS
Buying or Selling? Call The Best
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Woodmoor Bi-Level Gem $357,900 4/3/2 , 3,124 sq. ft., Redone & Immaculate
HELPING YOU WITH YOUR PURCHASE
Specializing in residential, commercial, land and investment properties, we provide representation at no cost to you when purchasing a home, new or pre-owned. We also have access to a large international relocation network for those moving out of state. Put our top negotiating skills to work for you, call us at 719-238-9973.
Palmer Lake Townhome $157,500 3/3/1, 1,683 sq ft, Nice Paint, Views!!
WORKING HARD TO SELL YOUR HOME
We provide one of the best marketing packages for your home, using strong online exposure in the most popular real estate websites combines with traditional print advertisement. Call us for your free market analysis and take the first steps in selling your home, call us at 719-238-9973. Don’t forget to ask about our virtual tour packages.
Briargate 2-Story
PROPERTY MANAGEMENT SERVICES
Covering Monument, Palmer Lake and Colorado Springs, we offer services including: rental listings, full service property management, and will help you find a rental. Call us at 719-238-9973.
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With two locations to choose from, one in North Academy and the other on 8th Street. We have you covered. We offer no desk fees, 100% commission plans, one-on-one training, Global Referral Network, online training resources and more! Join our team or Real Estate professionals, Call Alberto at 719-238-9974.
Call 719-238-9973 to view any of these Great Properties!
Rockrimmon 2-Story $217,900 3/3/2, 2,104 sq ft, Finished LL Rec Room, nice yard
Springs Ranch 2-Story $229,000 Immaculate 4/3/2, 2,483 sq ft, New paint, flooring, basement finish
CALL FOR A FREE LIST OF FORECLOSED HOMES
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Black Forest Custom built quality 2X6 construction. Lots of natural light in this home! Located in quiet treed neighborhood within cul de sac. Area features riding trails & ponds. and 2.5 acres of serenity in the trees ready for your horses! MLS #570532 $370,000
Great Turn of the Century Home With tons of ambiance. Desirable downtown area walking distance to trails & park. Completely renovated kitchen w/ all new stainless appliances. Hardwood floors on main floor and upper level. MLS #507572 $179,000
Composite
I am a Distressed Property Expert!
If you are facing Foreclosure, call me to talk about your Options!
Constitution Hills
5 Acres Homesite in Hawk Ridge With unobstructed Pikes Peak and front range VIEWS! Perfect lot for walk out lower level. Soil and Perc tests available. MLS #435721 $199,000
Elegant Home in Wagon Trails N/E This 3BR, 2.5BA, 3CAR home includes stucco exterior, central air, master suite and more. Access to community pool and tennis! MLS #527855 $264,900
Clean and well maintained 2,562 sf home. 3 bedrooms on the main level including master bedroom w/ private bath. Great open living & dining areas w/ vaulted ceiling and gas fp. Fantastic tiered and landscaped back yard w/ patios. Finished basement w/ large rec rm. and additional bedroom & full bath for guests. Great location close to all! MLS #470296 $207,000
514 So. Weber St. (at Cimmaron) Zoned C6, Duplex, 4 Bdrm, 2 Bath
SHORT SALE!!! INCREDIBLE!
Needs Cosmetic Work $247,000
3B, 3B, 2C South Co. Springs
Large Lot With Lots of Possibilities Charming 4BR, 2BA Bi-level home with a large fenced-in yard. Home includes renovated bathroom with marble-like tub suround, new sink and faucets. large family room. Kitchen walks out to wood deck. All appliances stay including washer, dryer and stainless refrigerator. MLS #467930 $189,500
518 So. Weber St. (at Cimmaron) Zoned C6, Possible Retail or Offices w/ 3 Bdrm Upstairs
Lots of Custom Tile Work 5BR, 3BA home in Village Seven area features a kitchen with granite tile counters, travertine backsplash, hickory cabinetry, wood flooring and more. Lots of custom tile work throughout. The yard is a gardeners delight with covered deck covered, grape vines and shed. Great location walking dist to trails, parks and community pool! MLS #504552 $229,000
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Elaine Alberto del Toro
$168,000 www.3582Venice.info
Needs Rehab Work $256,880
‘98 Parade of Homes Winner ! 5B, 5B, 3C, 3 Acres N. Blk Forest $829,900 www.20175Wissler.com
Fantastic Find in Palmer Lake! 4 bedroom / 2 bathroom / 1,505 sq ft Great rancher situated on a nice level lot with mountain views. Bright and open with vaulted ceilings, vinyl windows and a deck off the master bedroom. Fully fenced back yard and a covered front porch make this home one worth seeing MLS #423842 $199,900 (Rent for $1,000/mo.)
Each Office Is Independently Owned And Operated.
522 So. Weber St. (at Cimmaron) Lot Zoned C6 (current lease) $237,120
Alberto 719-238-9974 adeltoro@twest.com
Condo in Southeast - Great Rental ! 2 Bed, 2 Bath, 2 Pk Spc Co. Spr. $77,000 www.2322Lexington.com
Robyn Graham
Elaine 719-238-9973 edeltoro@c21holtrealty.com
CDPE, ABR, GRI, QSC, CLHMS
719-216-4421 Search Entire MLS: www.CoSpringsMLS.com
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