Snippetz Issue 418

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n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR

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THE FEW, THE PROUD by Deborah Stumpf

ISSUE 418 • NOVEMBER 2, 2009 FIRST NATIONAL BANK MONUMENT

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"Some people spend an entire lifetime wondering if they made a difference. The Marines don't have that problem." - 1985, President Ronald Reagan

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he Continental Congress established the U.S. Marine Corps on Nov. 10, 1775 as land forces to assist naval fleets. That resolution signified the official birth date of the U.S. Marine Corps, a proud branch of the military that began to set themselves apart during the Revolutionary War. The head-and-shoulders-above tradition of the Marine Corps has been built upon for centuries.

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Although the Marine Corps celebrates its inception as the Nov. 10 date in 1775, the Corps, along with the Continental Navy, was actually shut down when the Treaty of Paris ended the Revolutionary War in 1783.

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On July 11, 1798, the Marine Corps was re-established, and the Marines were again forces to contend with amid hostile aggressions toward the U.S. The Marines fought the Barbary pirates along the shores of Tripoli; they battled alongside naval fleets during the War of 1812 and stood strong with Andrew Jackson in the defeat of the British at New Orleans, to name of few. In the next decades, the Marines were instrumental in protecting U.S. interests around the world.

For more information and to register visit: www.CrossingYourBridgeClub.com or call 630-618-9400

The Few, The Proud... Continued on Page 2

Money Management 101 - Tips on how to live debt-free Want to set goals and actually reach them? Goal Setting – How to get what you want Want to find out what your “dream job” would be? Finding your Passion – A treasure map to your soul

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The Few, The Proud... Continued from Page 1 During the peak of World War II, the Marine Corps had six divisions, five air wings and more than 485,000 troops. During the latter war, 87,000 Marines were killed and wounded; 82 Marines had earned the Medal of Honor. Today, the Marine Corps operates under the U.S. Department of the Navy and is the smallest of the armed forces, with 190,000 active duty and 40,000 reserve Marines, in the Department of Defense (2008 figures). The Marine Corps is headquartered in Arlington, Va.

SEMPER FIDELIS Fortitudine (with fortitude) was the first motto of the Marine Corps initiated in conjunction with the War of 1812. By Sea and by Land – from the Royal Marine’s “Per Mere, Per Terram” – was the second motto. The third motto, “To the Shores of Tripoli,” eventually became a familiar line in the Marine hymn – “From the Halls of Montezuma to the Shores of Tripoli.” In 1883, the Marine Corps adopted Semper Fidelis, Latin for “always faithful” as its official motto. The service men and women of the Marine Corps wear their uniform with pride. Semper Fidelis, or sometimes shortened to Semper Fi, exemplifies their loyalty and dedication.

OOH-RAH! There are a few theories about the origination of the Marine greeting, “OOH-RAH.” One asserts that Marines on U.S. submarines during the Korean War responded to a call to action when they heard the vessel’s klaxon alarm – which sounded like “A-OOGAH.” The sound became a Marine cheer on the submarine as a sign of battle readiness. Legend has it that a sergeant serving on the first Amphibious Reconnaissance Battalion took the “AOO-GAH” cheer with him when he became a drill instructor in San Diego. He handed it down to drill instructor students and they passed it on to their recruits. It eventually became part of the Recon cadence. Throughout the years, the Marines shortened “A-OO-GAH” to OOH-RAH. Another theory is that “OOH-RAH” is derived from

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the Turkish phrase “kill them all,” which was adopted as the Russian battle cry as “urrah.”

ONCE A MARINE, ALWAYS A MARINE Although Semper Fi is the actual motto of the U.S. Marine Corps, “once a marine, always a marine” is the motto of the Marine Corps League – signifying its lifelong meaning to those who have “earned the title of Marine.” Semper Fi is a reminder to a Marine that he or she will live by the core values of honor, courage and commitment for a lifetime. No Marine can ever be undone.

FIRST TO FIGHT The Marine Corps mantra and one of its missions is to be the first on the scene when the country’s interests are being threatened – first to help and first to fight. “For this, we have earned the reputation as “America’s 911 Force” — our nation’s first line of defense.” The Marine Corps states that its ability to respond from the ground, the air and the sea distinguishes it as the “premier expeditionary force.”

MARINE QUIPS The Marine Corps has been referenced by many terms that depict their unique identity among U.S. military branches. • Leathernecks: The leather neckpiece was part of the Marine uniform from 1775 to 1875 – worn around their throats to keep their heads held erect. • Devil Dogs: Germans coined this term in referring to the tenacity and fighting ability of the Marines – a reference to fighting dogs of the old days. • Esprit de Corps: The spirit of a Marine unit – devotion, loyalty and honor. • Uncommon Valor – a Common Virtue: referring to World War II victories, especially Iwo Jima, the largest all-Marine battle in history. • Jarhead: The sailors called Marines “jarheads” The Few, The Proud... Continued on Page 3


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The Few, The Proud... Continued from Page 2

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because of the high collars of their uniforms – to the sailors, the collars looked like mason jars.

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• Captain Kangaroo (Bob Keenan) – an iconic children’s television entertainer who started in the 1950s and continued for 30 years.

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• Bea Arthur – actress best known for her role in the TV series “Maude” in the 1970s and “The Golden Girls” in the 1980s. She was one of the Marine’s first female recruits.

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• John Glenn – the first man to orbit the earth in the Friendship 7 aircraft and a U.S. senator from Ohio. • Drew Carey – star of the comedy show “The Drew Carey Show” and currently the host of “The Price is Right” – replacing Bob Barker; Carey’s signature crew cut came out of his stint as a Marine reservist.

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• Ed McMahon – best known as Johnny Carson’s sidekick on “The Tonight Show” from 1962 to 1992; McMahon joined the Marines and later trained fighter pilots. Other notable Marines: George Jones, country singer; Brian Keith, Lee Marvin, Steve McQueen – actors; Leon Uris, novelist; Ken Norton, boxer; Lee Trevino, PGA golfer

MARINE CORPS TRIVIA • Maj. Samuel Nichola is considered to be the first Marine commandant. He led the Marines throughout the American Revolution. • Scarlet, gold and green are the official colors of the Marine Corps. • The Marine Corps hymn is the oldest official anthem of any U.S. military service. • The Marine Corps band is the oldest musical orThe Few, The Proud... Continued on Page 4

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HD Football in the Café Saturday: Falcons • Sunday: Broncos Air Force in HD on the big screen, with other college games on additional screens, Saturdays from 11:00AM to 5:00PM. Broncos in HD on the big screen, with NFL Sunday Ticket games on additional screens, Sundays from 11:00AM to 5:00PM

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• Gene Hackman – another actor and Academy Award winner for his role in “The French Connection;” Hackman joined the Marines at age 16, having lied about his age.


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The Few, The Proud

fers an optional year for post graduate study.

Continued from Page 3

ganization in the U.S. and has played at every presidential inauguration since 1801. Because of the latter, the band is also known as “The President’s Own.” • The emblem – an eagle, globe and anchor – was adopted in 1868. The globe and the anchor signify worldwide service and the sea. The eagle, with its wings spread, represents the country, and the Marine motto is clenched in the beak of the bird. • The red stripe on the uniforms (the blood stripe) is thought to represent the blood that was shed by Marines at the Battle of Chapaultepec during the 1846 war with Mexico. • On Aug. 13, 1918, Opha Mae Johnson was the first woman to enlist in the Marine Corps Reserves. During World War I, 304 other females joined Johnson in the Marine Reserves. After the war ended, so did the female division of the corps. It took another 25 years before women would again be part of the Marine Corps. In February 1943, Gen. Thomas Holcomb, then commandant of the Marine Corps, announced that the Marine Corps Women’s Reserve had been formed. Women can be assigned to all Marine occupational fields except combat arms, air defense and antiterrorism units.

SCHOOLED TO BE A MARINE Young men can get an early start on their Marine career by attending the Marine Military Academy, a college preparatory school for males in grades eight through 12. The Academy of-

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with the opening of the National Museum of the Marine Corps. Denver, Colo., architects Fentress-Bradburn designed the 118,000-square-foot structure, located on more than 135 acres in Triangle, Va., near the Quantico Marine Corps base. The structure is embedded with the iconic image of the raising of the American flag on Iwo Jima – the architectural inspiration for the building.

The Academy is located in Harlingen, Texas, on 142 acres. Students follow strict regiments not unlike the U.S. Marine Corps. The structure is designed to emulate the same goals of the Corps – to develop courage, character and leadership. The school accepts highschool age males nationwide as well as internationally – the yearly cost is more than $26,000.

Highlights include the era exhibit galleries, where multimedia technology brings the Marines’ war time experiences to life to museum visitors. The World War II Gallery, the Vietnam Gallery and the Korean War Gallery are part of the depiction of Marines in operation. Also on deck are galleries educating visitors about Global terrorism, Marine training and the Marine band. About 1,000 artifacts are on display like the Grumman Panther, one of the first of the Marine Corps jet aircraft.

An Air Wing program is offered to cadets interested in becoming professional pilots and certified flight instructors. Whether high school graduates are from the Military Academy or from public or private schools, the U.S. Naval Academy in Annapolis, Md., is the Marine equivalent of the U.S. Air Force Academy. The Naval Academy offers undergraduate study for men and women seeking to become commissioned officers.

Overlooking the museum is the 3-acre Semper Fidelis Memorial Park, where Marine Corps organizations and those who served are honored with monuments and commemorative bricks.

AT-HOME ASSIGNMENTS The Marines operate 11 bases in the U.S. and Okinawa. California, Arizona, Hawaii, South and North Carolina, Virginia and Washington D.C. are home bases for Marine enlistees and officers.

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The National Museum of the Marine Corps has been recognized for excellence by the Themed Entertainment Association, the equivalent of an

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STRIKING A POSE To further attest to the stalwart character of the Marines, 10 Marines based in Quantico posed for hours covered in “goo” and plaster so exhibit fabricators could accurately mold their bodies for a lifelike display. Two of the Marines were cast in similar positions close to their experiences when they were stationed together in Iraq. As part of a World War I scene, Sgt. Mark Wangler is posing as a Marine helping a wounded Marine in the back of a truck. Sgt. Richard Tack posed as the wounded Marine – and, in reality, he was shot in the leg in Iraq, and Wangler helped pull Tack to safety and administered first aid until the medic arrived.

OOH-RAH!

Recruits train at Parris Island in South Carolina or in San Diego, Calif. Officers train at Quantico, Va.

THE NATIONAL MUSEUM OF THE MARINE CORPS In November 2006, the Marine Corps launched a tribute to all U.S Marines

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• It was Ogden Nash, well-loved American author of humorous poetry, who made the following sage observation: “The door of a bigoted mind opens outwards so that the only result of the pressure of facts upon it is to close it more snugly.”

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• The modern dishwasher was invented all the way back in 1889, and it’s no surprise that it was a woman, not a man, who came up with the labor-saving device. It is interesting to note, however, that it wasn’t her own labor Josephine Cochrane was saving when she invented the device; Mrs. Cochrane had servants to do the washing up. In fact, she wasn’t interested in saving labor at all -- she was simply tired of the servants chipping the fine china.

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• The beloved children’s book “Green Eggs and Ham” would not exist if it hadn’t been for a bet. Bennett Cerf, Dr. Seuss’ editor, bet the author $50 that he couldn’t write a book using no more than 50 different words. Dr. Seuss used precisely 50 words, collecting the $50 and creating a classic at the same time. • You might be surprised to learn that about 29 percent of people who go to beauty spas are men. • If your family is like most American households, you waste approximately $600 every year by throwing away unspoiled food. • The world’s tallest tree can be found in Redwood National Park, in California. The tree, known as “Hyperion,” stands nearly 380 feet tall.

*** Thought for the Day: “I never did give them hell. I just told the truth, and they thought it was hell.” -- Harry S. Truman

(c) 2009 King Features Synd., Inc.

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S e n s e i o k r a Allian L i r T e c h e T

THRIFT STORE The Tri-Lakes Senior Alliance reopens its improved

Tuesday through Saturday - 10:00 am – 4:00 pm (719) 488-3495

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For information, to volunteer, or to donate items, call the store during business hours.

Proceeds benefit the Tri-Lakes Senior Citizen Program

Tuesday through Saturday, 10:00DECEMBER: am–4:00 pm NOVEMBER SPECIALS:

719-488-3495SANTA CLAUS VISITS STOREWIDE SALE - 20% OFF ForDESKS information, to volunteer, the store during19 business hours. - 50% OFF or to donate items, call DECEMBER - 1-3PM Proceeds benefit the Tri-Lakes Senior Citizen Program

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trucks, tire chains, snow shovels, tool boxes Furnishings - Chandeliers, ceiling fans, table FURNISHINGS floor lamps, knick-knacks, baskets, lamps, Chandeliers, ceiling fans, table lamps, floortables, lamps, knick-knacks, baskets, pictures, suit cases tables, pictures, suit cases Books – Over 2,000 paper-backs, hard-backs, BOOKS subjects collector books – All

golf clubs, camp chairs, back packs, roller skates FURNITURE Furniture – Desks, entertainment centers, file Desks, entertainment centers, coffee tables, beds, collectibles, cabinets,coffee file cabinets, tables,rocker, rocker, beds, collectibles Appliances – Kitchen stove & oven, microwaves, , bread makers, juicers, clocks, clockvacuum cleanerAPPLIANCES Over 2,000 paper-backs, hard-backs, collector Kitchen stove & oven, microwaves, vacuum cleaner, radios,makers, juicers, clocks, clock-radios books – All subjects bread Note: We can not accept electronics, clothes, shoes, Children Items – Toys, games, bicycles, backpurses, or child’s car seats. NOTE: packs, strollers, portable crib, CHILDREN ITEMS We can not accept electronics, Toys, games, bicycles, back-packs, strollers, clothes, shoes, purses Tools – Car jacks, sander, wrenches, hack saws, hand portable crib

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• On Nov. 7, 1944, Democrat Franklin D. Roosevelt is re-elected president of the United States for a record third time, becoming the first and only president in history to win a fourth term in office. Three months after his inauguration, Roosevelt died of a massive cerebral hemorrhage.

horsepower.

• On Nov. 4, 1842, after a stormy threeyear courtship, Abraham Lincoln marries Mary Todd in Springfield, Ill. Mary came from a distinguished Kentucky family, and some of her relatives frowned upon her association with Lincoln, who was a country lawyer and a minor figure in the state legislature. • On Nov. 6, 1899, James Ward Packard, an electrical-wire manufacturer, test-drives the first Packard automobile through the streets of Warren, Ohio. The Model A featured a one-cylinder engine producing 12

• On Nov. 8, 1900, Margaret Mitchell, author of “Gone with the Wind,” is born in Atlanta. Mitchell worked as a journalist for the Atlanta Journal for six years. She quit after an ankle injury limited her mobility, and she devoted herself to her novel about the South during and after the Civil War. The book, published in 1936, sold 1 million copies in its first six months in print.

• On Nov. 3, 1956, the “Wizard of Oz” is broadcast on television for the first time. Some 45 million people tuned in to CBS to see the 1939 movie classic. Star Judy Garland’s 10-year-old daughter, Liza Min-

nelli, introduced the program. • On Nov. 2, 1989, Carmen Fasanella, a taxicab driver from Princeton, N.J., retires after 68 years and 243 days of service. Fasanella, who was continuously licensed as a taxicab owner and driver in the Borough of Princeton, N.J., since Feb. 1, 1921, is the most enduring taxi driver on record.

(c) 2009 King Features Synd., Inc.

finders keepers by Peggy Rima

• On Nov. 5, 1911, Leonard Slye, later known as Roy Rogers, is born in Cincinnati. The singer and cowboy actor launched “The Roy Rogers Show,” a mix of music and drama, in 1944. The show always closed with the song “Happy Trails,” which became known as Rogers’ theme song.

“gifts from the heart”

NEW FALL ARRIVALS!

Incredible Jewelry Unique Gifts Local Art Pottery & Candles Colorado Jams, Salsas & Honey Celebrating 9 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

8


SNIPPETZÂŽ THE LOCAL SCOOP

GRAND OPENING AND RIBBON CUTTING AT OUR MONUMENT OFFICE THURSDAY • NOVEMBER 12, 2009 • 4:30PM - 6:30PM

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• Estate Planning Please visit our website www.JeffBurum.com for more information, resume, and detailed services.

Jeff Burum CPA, MBA, LLC 16055 Old Forest Pt. Ste 300 Monument, CO 80132 (719) 488-5637 Ph (719) 488-5651 FAX www.JeffBurum.com Please call for a free 30 min consultation jbcpa_co@hotmail.com

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Give the Gift of Health! 2)) Enrollment

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Jeff Burum, CPA, MBA, MA, IAR has 22 years of experience specializing in providing comprehensive tax and financial services for businesses and individuals. He is a former instructor of individual, corporate, partnership, estate and trust taxation, and Assistant Professor of accounting and taxation at Colorado Technical University, Regis University, and Education America College. He is also the former Chief of Budget at the United States Air Force Academy where he managed a $300M operating budget, past President of the Colorado Springs Chapter of the Colorado Society of Public Accountants, a Desert Storm/Desert Shield Veteran, and a 1984 Air Force Academy graduate.

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Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Heather F. Fink, PA-C

THE TRI-LAKES CHAMBER OF COMMERCE MEMBER JEFF BURUM, CPA IS HOSTING A RIBBON CUTTING You are cordially invited to the grand opening ribbon cutting for Jeff Burum, CPA, MBA, LLC on Thursday, November 12, 2009 from 4:30pm - 6:30 pm, the Ribbon Cutting is scheduled for 5:15 pm, at 16055 Old Forest Point #300, Monument, CO which is located off Jackson Creek Parkway and Leather Chaps, in the building behind Ent

Federal Credit Union across from Monument Marketplace. Please join Jeff as he celebrates the Grand Opening of his new Monument location. Hors d' oeuvres and beverages will be served. Enter to win a door prize for a Free 2009 individual tax return.

Specialized Adult and Pediatric Allergy and Asthma Care Now in Monument

Auriel Essence Day Spa is now.....

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

S AV E

15%

FALL SPECIAL Treat yourself to a delicious Pumpkin body scrub, and Pumpkin enzyme mask! These products are wonderful, and smell amazing! They are guaranteed to get rid of dull dry skin, leaving you feeling soft, and smooth. Your skin will be glowing, and you will leave feeling relaxed, and revitalized! Special price $105 for both treatments, Regular price $130 ROOM FOR RENT: $300.00for massage, or nails. located in North Chapala building. Internet, and phone included. Call for more info. 719-375-8831

Tue & Thur 9-6 Wed, Fri & Sat 9-4 Sun & Mon Closed

Individualized treatment for:

Auriel Essence proudly uses, and retails Sanitas skin care products. Sanitas is a internal, and external pharmaceutical system. These products are formulated, and manufactured right here locally, in Boulder, Colorado.

Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma Including Allergy Injections

Offers Expires: Nov. 15th

At the Medical Center next to Safeway

Auriel Essence Skin Care

236 Washington St #3 • Monument, CO 80132

719.375.8831

9

719-592-1365 www.csallergy.com 550 Highway 105 Monument, CO 80132 Wednesday Afternoons


SNIPPETZ BUSINESS DIRECTORY CONSIGNMENT

THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns. Payroll, bookkeeping and financial statement accounting services.

TWO TIMERS FINE CONSIGN “Smart, Savvy and Green” Women‘s and Children’s Monument Plaza 719-484-0300 www.twotimers.net

AUTOMOTIVE

CONSTRUCTION

HOME DECOR

RICHARD PETERSON 719-481-1868 R. Peterson Construction, LLC Licensed & Insured Custom Homes ✷ Detached Garages ✷ Basement Finishes petersonconstruction@yahoo.com

MARGO’S ON THE ALLEY “For You and Your Home” 215 Chapala Plaza 719-487-1406 www.margosonthealley.com

MAXX POWER LLC

Specializing in Diesel Performance (719) 488-0943 www.maxxpowertrucks.com CYLINDER HEAD SERVICE Valve Jobs Seats • Guides Surfacing Foreign • Domestic • Gas • Diesel

Rup Engines 719-205-3010

FENCING LAW FENCE CO. 20 YRS experience building and repairing all types of fence FREE ESTIMATES 719-520-5538 lawfenceco@yahoo.com

COMPUTER

FINANCIAL

TLC COMPUTER REPAIR Sales and Service PC Recycling Center 303 B Hwy 105 / Monument Across from the 7-11 719-302-2937

COLORADO NATIONAL BANK 581 Hwy. 105 719-488-4309 Your Key to Commercial and Personal Banking

KARAOKE

FLOORS

ACCOUNTANT

AMERICAN FAMILY INSURANCE Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Bus. Monument, CO 80132 LStiltne@amfam.com

If you think Momma needs to be in your family and you would like to adopt her, please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

SPECIALIZED CARPENTRY Local, Personal & Affordable. Remodel your house or finish your basement. More than 25 years of experience in fine carpentry, remodeling & construction. Licensed, bonded & insured. In-house design and engineering.

For a FREE consultation/estimate call: 719-359-6855

PET GROOMING DIRTY DOG GROOMING 481 Hwy 105 #206 Monument, CO We aim to rid this town of all them “Dirty Dogs.” 719-481-2968

COLORADO CUSTOM ROCK LANDSCAPING INC. Licensed and insured Serving the Front Range area for over 30 yrs. Commercial & residential landscaping services ccrlandscaping.com Call for a FREE Estimate! 719.598.6871

COUNTRY CRITTERS UPTOWN Gentle Professional All Breed Grooming Serving The Tri-Lakes Area West End Center 719-481-0220

MORTGAGE

ROOFING CAMPBELL ROOFING INC. Serving Colorado Since 1984 Licensed and Insured Member of BBB and Chamber 430 Beacon Lite Rd., Ste 110 719-573-9395 PRIME ROOFING, INC. Your local Monument Roofer 24 Years of Experience working for you Licensed and Insured Member of the BBB Call: 719-599-4020

REAL ESTATE

Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help with any and all mortgage needs. Call us today for a FREE credit report.

TINA PETERSON ABR-GRI-ePRO Remax Advantage Realty 719-460-7614 Are You Looking to Buy or Sell? www.ColoradoHomesMarket.com

719-314-1320 www.nostresshomeloans.com

TANNING HEATWAVES TANNING SALON 481 Hwy. 105 Ste. 210 Monument, CO 80132 719-488-8884 (behind Taco Bell)

Paws Corner

T

We are just not sure if she enjoys the company of cats. Three of Momma’s pups are still up for adoption as well. Please go to our website and read their story.

www.certapro.com Painting • Passion • Professionalism

1ST METROPOLITAN MORTGAGE Jerry Case & Daniel Shepard

INSURANCE

his is Momma. She first appeared in Snippetz issue 404, and is still in need of a loving family. She was abandoned while very pregnant. She was then taken to a local shelter where she had her pups. Her alloted days were up and she was placed on the kill list along with her puppies. A very kind-hearted person contacted one of SAINT’s members and told her of Momma and her situation.

Momma is part Heeler. Momma is about about 1 1/2 years old. She has been spayed. She is a very sweet dog and very good with children and dogs.

(719) 475-1616

LANDSCAPING

MOMMA STILL NEEDS A HOME

Our member immediately opened her heart and her front door and Momma and her pups were saved.

CertaPro Painters Residential And Light-Commercial Interiors, Exteriors And Decks

Email: spotlightersentertainment@gmail.com

VILLA DECOR Polish Pottery Home & Garden Accents 868 Hwy 105, Palmer Lake, CO 80133 Mon - Sat, 10AM - 6PM Phone: 719-481-1981

REMODELING

PAINTING

SPOTLIGHTERS ENTERTAINMENT Hollywood-style Karaoke We keep everything fun and make everyone sound like a pro with our professional sound system and mixing experience. We are available for private parties, weddings, etc. or come check us out at PINZ everyThursday from 9pm - 1am 719-231-2946

A PLUS PLATINUM CARPET AND TILE CARE Steam truck mount extraction. $15 OFF SPECIAL! 719-440-9148 or 719-339-2708

THE PLACE TO FIND LOCAL BUSINESSES ON THE GO!

By Sam Mazzotta

CAN YOU AFFORD A NEW PET?

It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members. Please visit our website at saintanimalrescue.org and as always thank you for caring. “There is only one smartest dog in the world, and every boy has it.” -Anonymous

DEAR PAW’S CORNER: I’m interested in adopting a puppy from our local shelter. However, my friends are giving me conflicting advice. Some say shelter pets are popular because they’re cheaper than purebreds -- whatever that means. Another friend said that pets can be costly and that her puppy has already racked up thousands of dollars in vet bills. What’s your advice? -- Tabitha in Little Rock DEAR TABITHA: I’d say continue going with your gut on this decision. You’re wisely weighing the advice your friends have given, now add a bit of research to the process. The financial aspect of pet ownership is well worth considering. Your friend encountered unplanned medical bills. While certainly no one wants her pet to get sick, it’s important to acknowledge that it can happen. Pets have plenty of regular medical expenses as well, including annual checkups, vaccinations and tags. A recent column by Kristen Sullivan at FiLife.com (http://www.filife.com/ stories/love-loot-surprise-its-a-boy-

10

can-you-afford-him) discusses some of the costs pet owners should plan for before adopting a pet. How much will the initial adoption cost? (Most shelters charge a fee at adoption that generally includes payment for spaying/ neutering, among other things.) How much will you pay for food, equipment, training and toys? Figuring these expenses into the household budget is important. A “reality check” that goes beyond the dollars-and-cents reckoning also is important: Can you meet all of a pet’s needs? The ASPCA has a list of 10 questions to ask yourself before adopting (http://www.aspca.org/adoption/ adoption-tips/questions-to-ask-beforeadopting.html). If, after taking the above steps and doing your homework as well as possible, you decide not to adopt a pet, don’t beat yourself up. You’re concerned about providing a great home for a dog -- and you have to be financially and emotionally prepared to do so. I wish you the best, no matter what your decision.

Send your tips, questions and comments to Paw’s Corner, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or e-mail them to pawscorner@hotmail.com. (c) 2009 King Features Synd., Inc.


SNIPPETZ

®

THE LOCAL SCOOP

THE TRI-LAKES TEAM

ATTENTION: TRI-LAKES HOMEOWNERS During this economic downturn, there is a silver lining. The cost of material goods is lower now than it has been for years. The cost for labor has also been reduced significantly. The result for residential homeowners is the cost of remodeling is at an all-time low. If you remodel during this window of opportunity, you will realize a huge return on your investment. When our economy turns around, as it has several times before, the old adage “Buy Low, Sell High” can really apply to the value that will be added to your home.

off

Therapeutic Massage Robyn Graham, LMT 212 N. Washington St. Suite A, Monument

off

Regular Pricing:

719-216-4421

First time use only please

$65

- 1 hr

$85

- 1 1/2 hr

10 off

$105

ELECTRICAL

PH: 719-488-1991

PAINTING

- 2 hr

Specializing in Residential and Commercial Repaints & Drywall Repair and Texture Matching. Professional, Friendly Staff Ready to Serve Your Needs. Serving Southern Colorado Since 1995. PH: 719-593-8148 • FAX: 719-593-9352 • Email: rgpdinc@msn.com

PRO-TECH ROOFING SYSTEMS & SEAMLESS GUTTER Locally owned, specializing in all types of roofing and gutter installation. All of our work is covered by a five year workmanship warranty with satisfaction guaranteed. References at your request. PH: 719-473-9554 • FAX: 719-473-9555 • Email: protech4csi@live.com

HAVENS S&P CONCRETE CO.

PHIL HAVENS Flatwork: Commercial • Residential • Decorative PH:/FAX: 719-264-7742 • CELL: 719-310-8866

OCEAN CONSTRUCTION

A Wave of Excellent Carpentry Richard Harding • Insured Independent Contractor PH: 719-243-4075

EAGLE PLASTERING INC.

Professional Integrator in Hard Coat Stucco Systems, Drywall, Masonry and High Performance EIFS for Sustainable Construction. PH: 719-227-7533 • FAX: 719-227-7530 • SALES: 719-227-7533 EXT-8009

BLACK DIAMOND EXCAVATION LLC. Skid Loader Work, Grading, Landscaping, Trenching Post Holes, Boulder Walls, Driveways. JIM • PH: 719-459-0391

EXCAVATION

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off

ARROW HAWK HEATING

New Construction, Remodeling, Furnace Replacement and Repair.

ROBERT GLEN PAINTING & DRYWALL INC.

CONCRETE

719-216-4421 10 10 Healing Touch

We have serviced the Tri-Lakes Community, El Paso Country and Douglas County for 33 years in residential and commercial electrical installation and repair. PH: 719-481-3557

CONSTRUCTION

For Information and MASSAGE PRODUCTS: www.HealingTouch-MassageTherapy.com

DUKES ELECTRIC

PLASTER / DRYWALL

212 N. Washington St., Suite A in the Chapala Bldg in Monument

PH: 719-488-2738 • FAX: 719-488-1676

ROOFING

Robyn Graham, LMT

MJB PLUMBING & HEATING INC.

Installation And Repair Of Plumbing, Gas Lines, Hot Water Heat.

HEATING

Healing Touch Therapeutic Massage

TRI-LAKES BUILDING CO. INC.

Commercial contractor licensed and insured. Commercial and residential construction and remodeling. Fine cabinetry and door and drawer repair in our local shop. Established in 1977. PH: 719-481-2671

PLUMBING

CONSTRUCTION

Here is a list of the local contractors who work together to help you with all of your residential home repair and general remodeling. Everyone is licensed and insured, and together, we have over 275 years experience. We all promise top-quality workmanship, warrantied materials and first-class customer service.

Our Schedules are filling up quickly.

Specializing in

CALL TODAY FOR AN APPOINTMENT!

Deep Tissue Swedish Massage! 11


SNIPPETZ

®

DINING GUIDE

Early Bird Special

$2.99 Breakfast! 2 Eggs, Bacon or Sausage, Country Fries & Toast

Mon thru Fri Before 9am @ Both Locations! 75 Hwy 105 Palmer Lake 719-481-2222

Coffee Cup Café 251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com Now open starting at 6 am - 3 pm 7 days a week!

ra La Zinga als eci Daily Sp

All you can eat crab legs every Thursday after 5 pm @ Second Cup

y Sunda er” pp u S y “Sunda ked Ravioli, a, Ba Lasagn anicotti M $10.95

$15.99 Crab Legs

Now offering NFL Sunday Ticket @ A Second Cup with Happy Hour Specials All Day Sundays and Mondays!

y Monda iana” Parmig t “Pick a n or Eggplan e k hic Veal, C $9.95

Wednesday Night Poker! First Game @ 7:00pm Second Game @ 10:00pm

Tuesd “Coupo ay n Craz y” We w restaur ill honor any ant’s va lid cou pon Wedne s d ay “Man V s. Food All you ” can ea t Lasag na $11.95 Thu “Thirsty rsday 33 Thu r 1/3 OF sday” F all bott led win e

Open Nightly at 4:30

PATIO NOW OPEN! AVAILABLE FOR PRIVATE PARTIES AND CATERING

A Second Cup 13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net Open starting at 6 am - 9 pm 7 days a week!

20 Micro Brews on Tap!

Your Local Ale House! www.eatatrosies.com

SERVING Breakfast • Lunch • Dinner

COME ON IN AND WATCH THE BRONCOS AND ROCKIES!

PRIME RIB

NOW CATERING!

11/30/09

ON FRIDAY NIGHTS 5PM - 9PM

$

10

.99

411 Hwy. 105 • Monument, CO 80132

(719) 481-3287

OUR PATIO IS STILL OPEN!! 12


SNIPPETZ DINING GUIDE ®

PATRICIA’S CAFÉ ROASTED CHICKEN BREASTS

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine “TRY OUR SPECIALS TUESDAY THROUGH THURSDAY!” Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244

website: http://www.bellapanini.com

Dine In or Take Out Highway 105 & Primrose St.

Steaks

Shrimp ❁ Chicken

Burgers ❁ Burritos

Our Famous Reubens BINGO! Saturdays at 6:15 SENIORS EAT FREE Mon, Tue & Wed (buy one adult entree, get one senior meal free)

Chicken Breasts with skin and bone Olive Oil Garlic Powder Onion Powder Kosher Salt Italian Seasoning 1. Preheat oven to 450ºF. 2. Place chicken (bone down/skin up) in a baking pan and coat well with enough olive oil. 3. Liberally sprinkle each of the remaining ingredients over the chicken. 4. Bake for 1 hour.

I

did this recipe a little different because it’s hard to use to many. So don’t be afraid of using too much. Also, you can do as many chicken breasts as you want. If you start overlapping the breasts you might have to leave them in just a little longer. After the hour check the center by cutting into it and making sure there is no pink inside.

When I bake in my oven I have two baking stones that I put on the top shelf and the bottom shelf so I get a more even bake. At the very high temperature, the chicken will come out extremely moist with a whole lot of flavor. You can use other spices such as tarragon with a half a lemon squeezed over each breast or some cumin and oregano with some lime. You can serve the chicken with mashed potatoes, gravy (made from the drippings) and then some vegetables on Sunday night dinner and then use the leftovers to make a tasty soup. Just remove the meat (set a side) from the skin and bones and place in a stockpot with some sautéed carrots, celery, onions, spices and water. Simmer until you get all of the flavor out of the skin and bones (about an hour), add the meat back in after chopping or shredding and add some pasta. Yum! I like to have several roasted chicken breasts on hand so I can make a meal any time including eggs in the morning or a salad at lunch.

Be creative, have fun and enjoy!!!

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

BREAKFAST SUNDAY 8:30-10:30am Biscuit & Gravy $1.95 ALL DAY Sunday

“Real Wine for Real People” Simply the best, most thoughtful selection of wine under $20 anywhere. Check out our eclectic microbeer and spirits selection too! Public wine tastings held monthly. Sign up for our e-newsletter to find out when. Located on Hwy 105 between Palmer Lake & Monument. Hours: Tuesday - Saturday 11am to 6pm.

488-3019

or www.thewineseller.net

Wine Appreciation & Tasting Tips

brought to you by Dirk at The Wine Seller

CORKS AREN’T ALL THEY’RE CRACKED UP TO BE

C

orks aren’t perfect. They can sometimes develop a moldiness that spoils the wine, and they’re a frustrating barrier between you and the wine. For wines that are intended to be consumed young-like most white wines-a screw cap is less risky, simpler to remove, and just as effective in keeping out the air. But traditions die hard, and the cork will probably be the closure of choice even on young wines for some time to come.

13

8668

Serving Anne & Mann’s Gourmet Ice Cream

24 Hwy. 105 in Palmer Lake

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili

HOURS Tuesday through Sunday - 11:00AM - 8:30PM Closed on Mondays! Rock House Ice Cream

Vino-Bits

481-TOOT

Sunday through Thursday 11:00 - 3:30 Friday and Saturday 11:00 - 8:00

488-6917

BAYOU BARBQ CAJUN & BARBQ Fare Dine-in or Take-out

Tuesday - Saturday 11:00am - 8:00pm

WEDNESDAY IS CATFISH DAY! COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM

481 Hwy. 105, Suite G • Monument, CO

(719) 488-2799

Website: BAYOUBARBQ.COM


SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

By Marge Svenson

Sports Quiz

By Chris Richcreek

1. GEOGRAPHY: How many lakes are in the North American Great Lake chain? 2. ARTS: What was choreographer George Balanchine’s native country? 3. RELIGION: What is the formal name of the Quakers? 4. TELEVISION: What high school did Richie Cunningham attend in the sitcom “Happy Days”? 5. MOVIES: What baseball movie introduced the character of “Wild Thing”? 6. LAW: Who is the current chief justice of the U.S. Supreme Court? 7. AD SLOGANS: What kind of candy “melts in your mouth, not in your hands”? 8. ANATOMY: Where is the parietal bone located in the human body? 9. MATH: How many minutes are in a day? 10. GENERAL KNOWLEDGE: What is the symbol of the zodiac sign Cancer?

1. Detroit’s Placido Polanco set a major-league record in 2007 for consecutive errorless games at second base. How many did he have? 2. Three New York Yankees have won the Rookie of the Year Award the same year they played for a World Series-winning team. Name two of them. 3. Name the last team to lead the NFL in total defense, rushing defense and passing defense in the same season. 4. When was the last time before Kansas’ Cole Aldrich in 2009 that a men’s basketball player had a triple-double in the NCAA Tournament? 5. Mike Sillinger holds the NHL record for most teams played for by one player. How many? 6. Name the first person to win all three Alpine skiing gold medals at a Winter Olympics. 7. Who was the last women’s golfer other than Annika Sorenstam to win two majors on the LPGA Tour in one season?

(c) 2009 King Features Synd., Inc.

(c) 2009 King Features Synd., Inc.

1. How did the Bay City Rollers get their name? What country were they from? 2. What’s the real name of the female lead singer of the group Blondie? 3. Boston-based group The Cars has a new name. What is it? 4. Which group is responsible for “Peppermint Twist”? 5. What was the Wall of Sound? 6. Who is Whitney Houston’s equally well-known cousin? (c) 2009 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).

New DVD Releases for Week of November 2, 2009 PICKS OF THE WEEK Ah yes, the holiday season is once again upon us, which means it’s time for the studios to repackage previous releases in the hope that the new box and shoddy extras will convince you to cough up twice as much dough buying something you already own -- or as gift for someone in your office’s Secret Santa. Let’s take a gander at the Good,

Bad and Ugly of this week’s offerings: THE GOOD “National Lampoon’s Christmas Vacation (Ultimate Collector’s Edition)” -In addition to the DVD, this set comes with a bag of “instant snow,” four drink coasters with quotes from the film on them, a button that reads, “I Survived a Griswold Family Christmas,” a Santa Hat and a miniature moose mug like the one Clark (Chevy Chase) drinks egg nog from in that one scene where he drinks egg nog. (Yeah, I know that was repetitive. I just like saying Nog.) It retails for about 50 bucks, but if you look around you can get it for around 30, which seems reasonable considering you’re getting a moose mug -- for NOG. THE BAD “North by Northwest (50th Anniversa-

ry Edition)” -- Cary Grant stars in this Alfred Hitchcock-directed comedy/ thriller about an advertising executive mistaken for a spy. You’d think such a classic, iconic film would get the multidisc treatment with tons of extras. You would be wrong. One disc, a few extras and a flimsy little picture book. For $35, I expect more. Heck, for that money, I could buy another copy of “Christmas Vacation” and have TWO moose mugs -- for NOG. THE UGLY “Forrest Gump (Chocolate Box Gift Set)” -- What better way to celebrate this Oscar winner than to re-release the DVD in a box that looks like a box of chocolates? Yes, for 50 bucks, you can get “Forrest Gump” in a box that, when opened, contains a hunk o’ cardboard with a picture of chocolates printed

14

on it. Oh, and you get a white feather. Yeah, Fifty Bucks. No Chocolate. TV SERIES “Star Wars The Clone Wars” The Complete Season One “Spin City” Season Three “Walt Disney Treasures: Zorro” The Complete First and Second Seasons “Fraggle Rock” The Complete Final Season “Mission: Impossible” The Final TV Season “The Donna Reed Show” Season Three “The Rockford Files: Movie Collection” Vol. 1 “Here’s Lucy” Season Two (c) 2009 King Features Synd., Inc.


SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Answers & Solutions

TRIVIA TEST ANSWERS 1. Five (Huron, Ontario, Michigan, Erie and Superior) 2. Russia 3. Religious Society of Friends 4. Jefferson High 5. “Major League” (Pitcher Ricky Vaughn, played by Charlie Sheen) 6. John Roberts 7. M&Ms 8. The skull 9. 1,440 (24 hours x 60 minutes) 10. The Crab

NOVEMBER 2, 2009

SPORTS QUIZ ANSWERS 1. He set the mark at 144 games and went on to play a total of 186 games before making an error. 2. Gil McDougald (1951), Tom Tresh (‘62) and Derek Jeter (‘96). 3. The Philadelphia Eagles in 1991. 4. Dwyane Wade of Marquette in 2003. 5. Twelve teams. 6. Australian Toni Sailer in 1956. 7. Karrie Webb won the LPGA Championship and U.S. Women’s Open in 2001.

FLASH BACK ANSWERS 1. The group got its name when their manager stuck a pin in a map of the U. S. and it hit Bay City, Mich. The group was from Scotland. 2. Deborah Harry, who was once employed as a Playboy Bunny. The group’s first No. 1 single was “Heart of Glass” in 1979. 3. Oddly enough, The New Cars. They’re best known for “Just What I Needed” (1978). 4. Joey Dee and the Starliters in 1961. Seeing Chubby Checker’s success with “The Twist,” they decided to cash in on the popularity. Dee still makes appearances on the East Coast. 5. In the early years, the Grateful Dead got tired of PA systems that distorted their music and had a portable mega sound system built: the Wall of Sound. 6. Dionne Warwick. Houston’s first No. 1 hit on the R&B charts was “You Give Good Love” in 1985.

LIBRA (September 23 to October 22) A holiday plan might need to be revised to accommodate an unexpected complication. Come up with an alternative arrangement as soon as possible to avoid more problems down the line.

ARIES (March 21 to April 19) Lots of choices could make it difficult to select what is best for your needs. Avoid snap judgments. Take the time to check them all out to find the one that really meets your goals.

SCORPIO (October 23 to November 21) Don’t accept halfway explanations for a situation that requires full disclosure. The more you know now, the better able you will be to handle any complications that might arise.

TAURUS (April 20 to May 20) You could once again experience pressure from others who would like to see you move in another direction. But heed your Bovine instincts to stay on your own path.

SAGITTARIUS (November 22 to December 21) The cooperation you relied upon might not be easy to get. Maybe there’s an information gap. See if everyone understands the situation. If not, be sure to offer a full explanation.

GEMINI (May 21 to June 20) Taking charge of a project that seems to be about to stall or collapse altogether could be a challenge. But once everyone knows what you expect of him or her, things should go smoothly. CANCER (June 21 to July 22) Avoid the pressures of the upcoming holiday period by setting a time right now to discuss how to divide up the responsibility of helping a loved one come through a difficult period. LEO (July 23 to August 22) It’s not too early for all you Leonas and Leos to start making long-distance travel plans. The sooner you stop procrastinating and start deciding where, when and how you’re going, the better. VIRGO (August 23 to September 22) Someone you’ve known for years might disappoint you, or even make you feel you’ve been betrayed. But check the facts carefully before you make charges that could backfire on you.

15

CAPRICORN (December 22 to January 19) Problems caused by that recent workplace distraction should soon be easing, allowing you to resume working at a less frantic pace. That personal matter also begins to ease up. AQUARIUS (January 20 to February 18) Changing your mind about a job decision isn’t easy for the usually committed Aquarian. But once you check it out, you’ll find facts you didn’t know before. And facts don’t lie. PISCES (February 19 to March 20) Your unique way of sizing up a situation gives you an edge in resolving that upsetting workplace problem. Stay on your current course regardless of any attempts to distract you. BORN THIS WEEK: You are emotionally attuned to what’s going on around you, and you easily pick up on people’s needs. (c) 2009 King Features Synd., Inc.


SNIPPETZ® BUSINESS AND FINANCE RES-1255H-A-FL MAY 2009

FINANCIAL FOCUS SHOULD YOU ADD “MUNIS” TO YOUR PORTFOLIO?

I

t’s election season. Although you won’t be selecting either a new president or a new Congress, you may well have the opportunity to vote on something that can affect your city or state: municipal bonds. However, just because you vote to give your state or local government permission to issue municipal bonds doesn’t mean you have to invest in them. But should you?

TODAY’S DECISIONS CAN IMPACT YOUR FINANCIAL FUTURE. You’re Invited … You’re Invited... The decisions youyou make todaytoday can have a lasting on your The decisions make can have impact a lasting future. Are yourself like: yourself Is the recession over? impact on you yourasking future. Are questions you asking questions Is this recovery real? When will my investments recover? If so, it’s like; Is the recession over? Is this recovery real? When time to consider whether the time is right for you to get off the will me investments recover? If so, it’s time to consider sidelines and back into the market. whether the time is right for you to get off the sidelines Join back us for into our latest Outlook and Opportunities seminar, and the free market.

Before you can answer that question, you need to know what municipal bonds are and how they work. General obligation bonds are backed by property taxes and finance projects from cities, counties, school districts and states. Revenue bonds are backed by a specific revenue source and finance hospitals, utilities, airports, affordable housing and other public works. So when you invest in a revenue bond, you are being somewhat civic-minded, although you aren’t confined to bonds issued by your city or state.

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You can get other tangible benefits from investing in municipal bonds, or “munis.” First, you’ll receive regular interest payments. Just as importantly, these payments typically are exempt from federal income taxes — and possibly state and local income taxes as well. Keep in mind, however, that they may be subject to the alternative minimum tax. Consequently, if you’re in an upper tax bracket, you may be especially interested in munis.

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RSVP: Please call Kathy Williams at 481-4964

Location: Bella Panini - Palmer Lake, CO Dinner will be served. RSVP: Please call Kathy Williams at 481-4964

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Dinner will be served.

Still, before investing in a muni, you’ll want to determine its yield. Basically, a bond’s yield is the rate of return it promises at any given price; when a bond’s price rises, its yield usually falls, and vice versa. The longer the time to a bond’s maturity, the greater its interest rate risk. To compare the yield of a tax-free muni to that of a taxable bond, you must calculate its tax-equivalent yield, which is based on the muni’s interest

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rate and your individual tax bracket. For example, let’s say you are considering a taxfree muni that pays 4% interest, and you’re in the 28% tax bracket. To determine the bond’s tax-equivalent yield, subtract your tax rate (.28) from 1, giving you .72. Then divide the bond’s rate, or .4, by .72, giving you 5.5%. This means you would need to find a taxable bond that pays at least 5.5% to equal the yield of a tax-free muni paying 4%. Even if you’ve determined that a tax-free muni’s yield compares favorably to that of a taxable bond, you need to assess some of the potential risks of owning munis. For one thing, municipalities are clearly not exempt from the effects of the long and harsh recession we’ve experienced. Consequently, some projects funded by munis may have trouble generating the revenue needed to repay the bonds’ investors. Another potential issue to consider with munis is their liquidity. Some states, such as New York and California, issue a great many bonds, which are traded regularly. But some municipalities operate in more illiquid markets, so if you buy a muni from one of these issuers, you may need to hold it until it matures. Also, munis are traded “over the counter” rather than on an exchange, so it can sometimes be difficult to get a price quote for your bond, not to mention a buyer. These liquidity issues may not matter to you, however, if you intend to hold your bond until maturity, collecting regular interest payments along the way and eventually receiving your principal back. There is also credit risk when investing in bonds, where if the issuer defaults you could potentially lose all of your principal. In any case, as long as you’ve done your research and gotten help from a qualified financial professional, you may find that municipal bonds can benefit you — so give them some thought. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

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SNIPPETZ BUSINESS AND FINANCE

Lisa Welch Stevens Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

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THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.

separation; (3) in connection with any case or proceeding where a contingency method of a determination of attorneys’ fees is otherwise prohibited by law, the Colorado Rules of Professional Conduct, or governmental agency rule; or (4) if it is unconscionable, unreasonable, and unfair. And even where such arrangements are permitted, they are highly regulated, and require mandatory disclosures and terms in the written contingency fee agreements. Regulations aside, very few solo or small firm attorneys outside the personal injury law firm “mills” will agree to take matters under contingency. This is for very simple economic reasons – the overhead on operating a law firm is quite expensive. The attorney must pay, of course, the normal expenses of an office, such as rent, utilities, salaries for staff, insurance, office supplies, bookkeeping and accounting, and marketing. In addition, however, there are costs unique to attorneys, such as annual dues to maintain one’s law licenses, malpractice insurance, subscription fees to online legal research services, fees to online electronic case filing systems for both state and federal court, subscription fees to online document services, legal books and forms and annual updates to such books, tuition for mandatory continuing legal education courses, and professional association dues. In addition, there are financial costs to any litigation: court filing fees, service fees, etc. Most lawsuits take at least a year to go to trial; very few solo or small law firms have the financial reserves to be able to front their expenses for that period of time. Contingency fee arrangements are not a myth, but it can be very difficult to find an attorney willing to agree to one. And a client requesting one should be aware that they are in fact asking the attorney to make a very large financial sacrifice.

DO CONTINGENCY FEE ARRANGEMENTS REALLY EXIST, OR ARE THEY JUST A MYTH? © June 2006, Lisa Welch Stevens, Esq.

R

ecently I met with a prospective client, who had an employment law matter. She had a potentially good case, but I was not able to take her on as a client. She wanted me to undertake the matter on a contingency basis, which I do not do. She had been told the same by several another attorneys, and she asked me, “Are contingency fee arrangements just a myth?” Well, no, they are not a myth, but they are not nearly as common as Hollywood and other media may lead you to think. Most attorneys require payment on a monthly or twice a month basis, whether that payment is made at the time of billing or drawn against a retainer amount. And in fact, attorneys are not permitted to take on certain types of matters on a contingency basis at all. Examples of such types of matters listed in Chapter 23.3 of the Colorado Rules of Civil Procedure, Rule 3 are: (1) the procuring of an acquittal upon any favorable disposition of a criminal charge; (2) the procuring of a dissolution of marriage, determination of invalidity of marriage, or legal

1) Plastic sheeting that comes in a kit with double-sided tape. Leave as much space as you can between the glass and the plastic because it’s the space that blocks the cold air before it gets into the room. Use a hair dryer to shrink the plastic, and it becomes nearly as clear as glass. At the end of the heating season when you remove the plastic, you may need vinegar to remove the last remnants of glue from the tape.

2) Removable interior panels that can be reused year after year. You’ll need basic supplies such as eating fuel prices are down, but now one-by-two boards, foam strips and plastic sheetthat there’s a nip in the air, you could ing. These panels are sturdy and hold back drafts be discovering all the air leaks in your even better than plastic sheeting in kits and are home. Here are some things you can do yourself cheaper over the long term. For detailed plans to to block the cold. build your own, go to www.arttec.net and scroll most the way down the page to “Thermal Win--If outdoor temperatures are less than 50 F, you dows.” You’ll find a materials list with estimated shouldn’t caulk outside; however, plastic sheet- pricing and lots of photos and instructions. ing on the inside of windows can go a long way toward keeping the heat in. There are two meth- --Caulk around pipes under sinks. Use expandable foam, and wear disposable rubber gloves. ods you can do yourself: (If you get any your hand, it’s hard to get off.)

H

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For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395

Let dry around the pipes and trim with a sharp blade. --Put another layer of insulation in the attic, if you have one. --Replace your furnace filter if you didn’t do this in the fall. Buy an extra and keep it on hand to change in the middle of winter. --Install storm doors on exit doors. --Hang insulating drapes on windows. Open them up during the day to let the sun warm the rooms, and close them when the sun goes down. The more cold air you block from getting into your home, the more comfortable you’ll be -and the lower your heating costs. David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@gmail.com. (c) 2009 King Features Synd., Inc.


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ROOMS for RENT

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66 Second St. Ste. B P.O. Box 1212 Monument, CO 80132-1212 (719) 481-2550 Cell: (719) 209-4534

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Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary. Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132

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On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/ mo. Call Rick: 481-6660

FULL SERVICE SALON Nail Technician wanted-part-time. Booth rent. Hair Stylist wanted part-time/full-time established clients preferred. Booth rent. - 2 booths available Attitudes 487-7366 / 338-9423

OWNER CARE - HORSE SPACE Private stall & small pasture, tack room and inside hay storage. Trailer space available. For multiple horses @ $100ea/mo, Min. $300/ mo plus Elec. in winter. Available now. North of Monument @ I-25 & County Line Rd. Lease required. 719-487-1327

APARTMENTS for RENT

1800 s/f, one level! 3 bed/2 bath/1 car garage. Overlooks lake. 2 balconies, fireplace, vaulted ceilings, all applicanced included. N/S, N/P. $1175 p/month w/ 1st month dep. Avail Oct 1. Call 719.237.8842 COMMERCIAL ROOM FOR RENT $300.00 mo. - for massage, or nails. located in North Chapala building. Internet, and phone included. Call for more info. 719-375-8831 1 BEDROOM APT FOR RENT

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LIKE NEW! 3br/2ba 1404 sq.ft. manufactured home on lge lot MM Park.New ref.& neutral carpet, cer. tile in kit,utility &entry.W/D, DW, 2 storage sheds. $44,500 Call owner 488-0986 to see!

On ranch. Utilities included. $650./ month. Located off I-25 between Larkspur & Monument. No smoking. Pets & horses negotiable. 719-481-2126 CUSTOM HOME FOR RENT Off County Line Rd. 6 bedrooms / 4 baths, 3 car garage. $2250/mo. Short or long term lease. Pets OK. Owner/Agent. Call Jim: Stiltner Realty - 719-964-3526

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BREAKAWAY HOCKEY EVENT TO RAISE FUNDS FOR HIGH SCHOOL HOCKEY TEAM Monument, CO – October 28, 2009. Since it’s inaugural season in 2007 LewisPalmer School District 38’s (LPSD38) Ice Hockey team has proven that hard work, team effort and heart can lead to success. The team has advanced each year in the playoffs coming in as State Runner Up for the 2008-2009 season. The team works hard on and off the ice year round to accomplish their goals. Unlike most of the LPSD sports, the ice hockey team is responsible for providing half of the funding associated with running the team. In addition, the players provide and are responsible for maintaining their own equipment. In the past the team has raised funds through a variety of events to pay for team expenses the majority of which is practice time at the ice rink. This year the team is working together to accomplish the full season fundraising effort by hosting one event. On November 20, 2009, the LPSD 38 Ice Hockey team is hosting a charitable fundraising event at Sundance Mountain Lodge. The Breakaway Hockey Event is a silent auction, dinner and dance with music provided by Running with Scissors. The goal for the silent auction is to raise the $8,000 needed to fully fund the ice hockey team while displaying local business’ products and services to the community attending the event.

Included in the items to be auctioned are: • 2 round trip airline tickets in the lower 48 States valid for one year, • 2 Broncos tickets to 12/20 game in the 50 yard line VIP Suite including food beverages and parking, • Mountain Condos Ski tickets • Avs and Broncos certiďŹ ed autographed items Tickets to the Breakaway Hockey Event can be purchased by calling Catherine at 719-339-7111. 40% of the ticket price is tax deductible. The event is supported by LPHS Booster Club a component fund of Pikes Peak Community Foundation. LPSD 38 began offering ice hockey at the high school level in 2007. Over the past three years the team has quickly proven to be one of the top teams in the State. With great effort and hard work the team has advanced in the playoffs each year. They played in the State quarterfinals playoffs in 2007, played at the frozen four in the semifinals in 2008 and were the State Runner up in the State Championship game in 2009. The hockey team is coached by Steve Fillo and assistant coaches Dallas Strawn and Kevin Margarucci. Join the LPSD 38 hockey team fans at one of the exciting games this winter. Friday night IS hockey night, games start at 6:30 p.m. December – February at the Colorado Sports Center in Monument.

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR

SENIOR NEWS LINE by Matilda Charles

ONE FLU SHOT... OR TWO?

C

onfused about whether to get a flu shot this year? You’re not alone. The flu has been all over the news, and some of the “facts” don’t match, depending where you get your information. There are two versions of the flu right now: the seasonal garden-variety that comes around every year, and the swine flu, also called H1N1 flu. There are slightly different symptoms for both, with severity ranging from mild to severe. There are two different flu shots, too, one for each type. Just getting a seasonal flu shot won’t cover you for the H1N1 flu, and vice versa. The swine flu vaccine naysayers have been busy, putting out information that might not be true. There’s even a question about who really needs a swine flu shot. (Do seniors really have a built-in immunity to it?) But it’s possible to get correct information. The U.S. Department of Health and Human Services has

a comprehensive Web site with all sorts of facts about the seasonal and H1N1 flus and vaccines at www.flu. gov. Also check the Centers for Disease Control and Prevention’s site: www.cdc.gov.

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Should you have shots for one or both types? That’s a question you need to ask your doctor, and he or she will decide based on your health and personal medical history. For locations near you to get a flu shot, go to www.flu.gov and scroll all the way to the bottom to “Use Locator.” Or use the locator at www.flucliniclocator.org. Another site, at www.findaflushot.com, has a reminder feature. Meanwhile, wash your hands frequently. Carry a small bottle of hand sanitizer in your pocket when you go out. Use the sanitizer wipes at the grocery store to clean the handle of the cart before you touch it. Don’t be around people who are sick. Stay healthy: Get enough rest and good nutrition.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com.

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(c) 2009 King Features Synd., Inc.

reset button to pop up. If there are young children in the house, make sure electrical outlets are equipped with safety plugs. PLUMBING Check all faucets for signs of dripping and change washers as needed. Faucets requiring frequent replacement of washers may be in need of repair. Check the basement floor drain and plumbing fixtures that are not used frequently, such as a laundry tub or spare bathroom sink, tub or shower stall, run some water briefly to keep water in the trap. Clean drains in dishwasher, sinks, bathtubs and shower stalls. To prevent pipes freezing and bursting, ensure that the pipes are well insulated. Know how to locate and turn off the water shut-off valve in case pipes do freeze. Test plumbing shut-off valves to ensure they are working and to prevent them from seizing. Remember to clean or replace filters once a month, or as needed. Check for leaky faucets in kitchen and bathrooms. Replace washers as necessary. Make sure that the caulking around your bathroom fixtures is adequate to prevent water from seeping into the sub-flooring. Check for cracked or missing caulk around the base of your toilet, bath tub, and bathroom cabinets. Properly sealing gaps between your bathroom fixtures and flooring material can prevent damage.

Article by Robyn Graham Keller Williams Real Estate, LLC

Preparing for the Fall Season, Part 7 Indoor Maintenance Checklist

Before the weather grows colder it's important to prepare for the winter months to prevent costly damage. CLEANNG Vacuum bathroom fan grille. Vacuum fire and smoke detectors, as dust or spider webs can prevent them from functioning. Check gauges on all fire extinguishers; recharge or replace if necessary. Clean dryer vent, A/C, stove hood and room fans. Remove window A/C units, or install weatherproof covers. Vacuum radiator grilles on back of refrigerators and freezers, and empty and clean drip trays. Make sure your refrigerator door seals are airtight. Test them by closing the door over a dollar bill. If you can pull the bill out easily, the

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latch may need to be adjusted or the seal may need to be replaced. If you have a coil-back refrigerator, vacuum the coils at least twice each year. Your refrigerator will run more efficiently with clean coils. Also, stock up! A full refrigerator uses less energy than an empty one. ELECTRIC Check electrical cords, plugs and outlets for all indoor and outdoor seasonal lights to ensure fire safety. If worn, or if plugs or cords feel warm to the touch, replace! Test the ground fault circuit interrupter(s) monthly by pushing the test button, which should then cause the

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SAFETY Regularly check the house for safety hazards such as a loose handrail, lifting or buckling carpet, etc. Seal drafty doors and windows. If you added up all of the small cracks where heating and cooling escapes from a home, it would be the same as having a window open. Replace seals as needed. Check basement walls and floor for dampness. Be sure to clean dehumidifier regularly, if you have one. All exterior doors should have deadbolt locks. Check all window and door locks for proper operation. Review your fire escape plan with your family. Make sure there are working nightlights at the top and bottom of all stairs. Inspect and clean dust from the covers of your smoke and carbon monoxide alarms. Tile and painted wood or concrete stairs can be slippery when wet or when a person's shoes are wet. Resurface the treads with slipresistant strips near the stair nosing.

For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com


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1133 Greenland Forest Drive

• 4,501 s.f. total (4,391 s.f. finished) • 5 bedrooms / 4-1/2 baths / 3 car garage • gourmet kitchen with slab - granite countertops and GE Profile stainless steel appliances • hand-trowelled textured walls • large master suite with custom 5 piece bath • 3/4 acre treed homesite • district 38 schools

• 3,775 total square feet • 4 bedrooms, 3 baths, oversized 3 car garage • gourmet kitchen with granite countertops, custom tile, and hardwood floors • Stucco exterior with trex front and rear decks • Walkout basement on 1/2 acre homesite • Act now and pick your colors and interior options

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