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SNIPPETZ DISCOVERS THERE IS NO SHORTAGE OF
HOLIDAYS IN DECEMBER by Deborah Stumpf
ISSUE 423 • DECEMBER 7, 2009 FIRST NATIONAL BANK MONUMENT
625 Hwy 105 Sundown
ST. NICHOLAS DAY
Member
HANUKKAH BEGINS
HUMBUG DAY
CHRISTMAS EVE
CHRISTMAS DAY
11 Month Certificate of Deposit
KWANZAA BOXING DAY NATL’ WHINER’S DAY
NEW YEARS EVE
“What I don’t like about office Christmas parties is looking for a job the next day.” - Phyllis Diller
T
here is indeed a holiday in December for everyone – be it religious, cultural, scrooge-like or just a plain day off work. And December means big business for merchants. According to a survey conducted by American Research Group, Inc., Americans spent on average $431 in 2008 for gift-giving, a number that represents a steady decrease since the high of $1,052 in 2001. This year promises even less spending. Nonetheless, the holiday season is upon us, so pick a holiday to your liking and let the celebrating begin!
ST. NICHOLAS DAY All your protection under one roof.
All your protection under one roof. Larry E Stiltner Agency All your protection 481 Hwy 105 Suite 212 under one roof. (719) 481-8382 Bus Monument, CO 80132
©1997 American Family Mutual Insurance Company and its Subsidiaries
Larry E Stiltner Agency Home Office – Madison, WI 53783 www.amfam.com 481 Hwy 105 Suite 212 NA-07497 Rev. 1/03 (719) 481-8382 Bus Larry E Stiltner Agency Monument, 481 Hwy 105 SuiteCO 21280132 (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries Monument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03
DECEMBER 6
719-481-0008
1.22%
APY*
Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of November 9, 2009
24 Month Certificate of Deposit
2.07%
APY*
Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of November 9, 2009
A SPECIAL BRAND OF ACCOUNTS the year) or coal (not so good). Sound familiar? It is thought by many that the tradition of Saint Nicholas Day is where Santa Claus and giftgifting associated with Christmas originated.
St. Nick is not just a nickname for Santa Claus. He was an actual person, the Bishop of Myra, living in what is now Turkey from 270 to 346 A.D. St. Nicholas reputedly would secretly bestowed gifts on others, particularly the poor and children. He December 11 became the patron saint of children, students, merchants, sailors and pawnbrokers. This year, Hanukkah, also known as the Festival of Lights, begins at sundown on Friday, Dec. Saint Nicholas festivals are held in many countries 11. This Jewish holiday is celebrated for eight around the world, but in cities in the United States consecutive days and nights and commemorates with a significant German population such as the rededication of the Temple of Jerusalem Cincinnati, Cleveland, St. Louis and Milwaukee, which had been desecrated by King Antiochus the holiday is a bit more low key. On the eve of during the 2nd century B.C. When Judah Dec. 6, children put a shoe or sock outside and in Maccabee, the son of the Jewish Head Priest the morning will find a small gift such as candy (in the case of having been “good” throughout Holidays in December ... Continued on Page 2
HANUKKAH