S
n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR
z
®
FREE WEEKLY
SNIPPETZ YELLS BINGO! by Deborah Stumpf
ISSUE 424 • DECEMBER 14, 2009
How do you get three little old ladies to say “damn?”
All your protection under one roof.
All your protection under one roof. Larry E Stiltner Agency All your protection 481 Hwy 105 Suite 212 under one roof. (719) 481-8382 Bus Monument, CO 80132
©1997 American Family Mutual Insurance Company and its Subsidiaries
Larry E Stiltner Agency Home Office – Madison, WI 53783 www.amfam.com 481 Hwy 105 Suite 212 NA-07497 Rev. 1/03 481-8382 Larry E(719) Stiltner AgencyBus Monument, 481 Hwy 105 SuiteCO 21280132 (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries Monument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03
AN HISTORICAL PERSPECTIVE
The game of Bingo goes back to 1530 to an Italian lottery called “Lo Giuoco del Lotto D’Italia.” Italians still play the game every Sunday. France took up the game in the late 1770s. Called “Le Lotto,” it was a game for wealthy Frenchmen. In the 1800s, Germany caught on to bingo and used urprisingly, thirty percent of bingo it to teach children how to spell and learn math players are under age 35; and, with and history. the onset of online bingo, the game In 1929, bingo was introduced in North America is no longer associated with little old la- – only it was originally called “beano.” The origdies. The average age of online players is inal version had a dealer who would select num41. However, more than 1 billion people bered discs from a cigar box; players would then still play bingo in bingo halls across the mark their cards with beans and yell “beano” if nation. It’s been a favorite pastime world- they won. The first game was played at a traveling carnival near Atlanta, Ga. wide for centuries. Get a fourth one to say “Bingo.”
S
Snippetz Yells Bingo! ... Continued on Page 2
FIRST NATIONAL BANK MONUMENT 625 Hwy 105
Merry Christmas &
Happy New Year Member
719-481-0008
From Your Friends at First National Bank of Monument
®
SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
C O U N T S
1756 Lake Woodmoor Drive Monument, Colorado
Advertising Laminating Signs and Banners UPS Shipping
Bring this ad in and receive 10 Black & White Copies or 1 Color Copy
FREE
Four-Color In-House Printing with Direct-to-Plate Technology
Promotional Products
Black & White and Color Copies
Vehicle Wraps
Graphic Design W H E N
Q U A L I T Y
Q U A L I T Y
Bindery Bulk Mailing
C O U N T S
719-488-2544
C O U N T S
W H E N
Q U A L I T Y
Q U A L I T Y
C O U N T S
Strange But True... 7
W H E N
C O U N T S
FEATURE ARTICLES Tai Yi - 3 Steps to Success... 4
C O U N T S
Q U A L I T Y
SNIPPETZ YELLS BINGO!
Q U A L I T Y
W H E N
Cover Story
W H E N
W H E N
THIS WEEK IN SNIPPETZ
Moments In Time... 8 Senior News Line... 18
Snippetz Yells Bingo! ... Continued from Page 1
STYLE 5 Kim’s Korner... 5
HEALTH AND WELLNESS 9 SNIPPETZ BUSINESS DIRECTORY PAGE 10 Local Businesses on the Go!
PETS 10 SAINT Adoptions Paw’s Corner
THE DINING GUIDE PAGES 11-13 Comfort Foods Made Fast & Healthy... 12 Patricia’s Café... 13 Vino-Bits...
13
PUZZLES, TRIVIA, ENTERTAINMENT 14-15 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)
BUSINESS AND FINANCE PAGES 16-17 Financial Focus ... 16 The Law According To Stevens... 17 Dollars and Sense... 17
REAL ESTATE Robin’s Rap... 18
CLASSIFIED PAGE 19 GREAT BARGAINS - Find Your Treasure!
Business / Employment Opportunities
NEXT WEEK IN SNIPPETZ SNIPPETZ TAKES A LOOK AT THE WINTER SOLSTICE
ALL RIGHTS RESERVED © 2009 PUBLISHED BY FUNDER ENLIGHTENING, INC.
George Wilkins - Publisher PO Box 789
Monument, CO, 80132
(719) 487-0484 email: snippetz01@gmail.com
• Regulating agencies must ensure that a bingo operation is fair and transactions are secure.
A New York toy salesman, Edwin S. Lowe, took • Offshore bingo operators must be licensed the game to the Big Apple and renamed it “binwithin the state where they operate their busigo” after he overheard someone accidentally yell ness. “bingo” instead of “beano.” The Lowe Bingo Game had two versions: a 12-card set for $1; a $2 set with 24 cards.
ONLINE BINGO When churches began to offer bingo as a fundraiser, the game’s popularity spread like wildfire It’s a Web-based world, so why wouldn’t bingo throughout the country. find an online niche? More than 3 million people regularly play online bingo, and there are more than 250,000 cash winners at online bingo sites every week. CASHING IN ON THE CRAZE
Online bingo sites offer a variety of options, from playing bingo for entertainment only to non-cash prizes like electronics, subscriptions and gift cards. Most prefer to play for money. Cash prizes range from $1 to thousands for one single game. Online bingo has created the same kind of venue for developing friendships as the By 1934, an estimated 10,000 bingo games were bingo hall. Online chatting is common during held each week as charity events throughout bingo games. North America. Online bingo sites offer free-to-play bingo games, Colorado has about 63 bingo halls – some are in- along with a few pay-to-play games. Other sites dependent; others are connected to a few Moose allow players to simply purchase online bingo cards. The only difference between land bingo lodges, VFWs, Elks and churches. and online bingo is the latter is faster. Bingo has become big business for nonprofit orMore than 80 percent of online players are womganizations and Native Americans. en, and people age 65 or older comprise only 2 In the U.S., 48 states and more than 100 Native percent of online players. American reservations offer legal bingo games. A Catholic priest from Wilkes-Barre, Penn., approached Edwin Lowe about using bingo to raise funds to remodel his church building. After Lowe agreed, the priest held regular bingo nights and eventually raised enough money to not only remodel but also construct a new building.
RULES, RULES, RULES
BINGO AND HAMBURGERS?
Los Angeles is home to one of the most well Because bingo involves money wagering activ- known bingo games in the U.S. called “Legity, it falls under gambling and is highly regu- endary Bingo,” and it began in 1998 at a coffee house in L.A. When the coffee joint went out of lated. business, Legendary Bingo headed over to HamEach state has a different set of policies govern- burger Mary’s, a popular bar and restaurant in ing bingo and bingo operators. Some general L.A. Legendary Bingo has raised almost $1 milrules nationwide: lion for charities ranging from AIDS research to Habitat for Humanity to the arts. • Bingo players must be at least 18 years old. Hollywood shows up for the games as well in the • Anyone closely affiliated with a bingo operator form of celebrity bingo callers. Included in the and employees are not eligible to play bingo. list is Ed Asner, Linda Blair, Ruth Buzzi, Cour• All bingo players must present valid identifica- teney Cox, Daryl Hannah, Lisa Kudrow, Rod McKuen and Tori Spelling, to name a few. tion. Snippetz Yells Bingo! ... Continued on Page 3
2
®
SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR A FAMILY THAT “CLAY’S” TOGETHER…
Whimsical ceramic and clay works from Colorado
Springs ceramic artist Paul Dahlsten. A one-of-akind gift for your family and friends. We have the privilege of displaying, Tri-Lakes resident, THAD HANDRICK’S pottery lines. Thad’s pottery is as beautiful as it is functional and makes very useful gifts. Come support the arts! We have several local artists displaying their fine fare!
719-271-8742 Almost Everything Fixed Around the House
Licensed and Insured Specializing in your “To Do” List
The games are also held regularly in West Hollywood, Palm Springs and Newport Beach. As with other theme-based bingo games, Legendary Bingo is not geared for little old ladies, unless you’re a little old lady in drag. Acting as cheerleaders, drag queens rally the players and keep the game lively. Los Angeles Magazine called Legendary Bingo “one of the hottest, most dangerous things to do at night.” Well, what more can we say about that?
GALLERY CENTER 366 SECOND STREET, SUITE B MONUMENT, CO 80132 www.bellaartandframe.com P 719.487.7691 F 719.487.7410 HOURS: Monday-Friday, 10 - 6pm Saturday-10 - 4pm
Now Se�ving Din�e� Six Nights a We�k
Free Estimates / Satisfaction Guaranteed
Snippetz Yells Bingo! ... Continued from Page 2
ECLECTIC GIFTS CUSTOM FRAMING
Bella’s own ETHAN AHLSTROM won 2nd Place in PPFA’s Framers competition! It’s on display in the gallery. CONGRATULATIONS, Ethan!
Provencal Beef Ragout
Coq Au Vin
Glazed Grilled Salmon
slow-cooked for hours
a unique twist on
salmon with a sweet dijon
a sampler plate of
soy glaze served with
Casarecce Pasta and Grilled Chicken with a Sundried Tomato Cream Sauce
with onions, fire-roasted
dear julia’s traditional
tomatoes, celery and
chicken with wine
creamy mashed potatoes
pappardelle-style pasta
bratwurst, beer bratwurst
mushrooms served over
and grilled prosciutto-
with grilled chicken and
and weisswurst served
creamy mashed potatoes
wrapped asparagus
sundried tomato cream
with simmered red
that is drizzled with
sauce topped with
cabbage, german potato
balsamic
shaved parmesan
salad and dipping sauces
SECOND
Sausage Sampler nürnberger-style
STREET
Art MARKET
AND WINE BAR 366 Second Street (at the corner of Beacon Lite)—call 719.488.2506ÊU online www.secondstreetart.com open monday through saturday 10am to 10pm
Art (and win�) �o fe�d your �oul.
NOT JUST ONE KIND OF BINGO 75 Ball Bingo: most commonly played in the United States. This form of bingo is played on a 5x5 board with 75 being the highest number on the card. 90 Ball Bingo: the preferred type of bingo game used in the United Kingdom. Players can win multiple prizes from the same board. The bingo card has 9 columns and 3 rows. Regular Bingo: The participants play for just one prize. The first person to cover a card in the pre-determined pattern wins. Combo: more than one way to win and the same player can win twice or multiple players can win. For example, someone could win with a one-shape and another person may follow up that win with a four-corner pattern.
BUY ONE GET ONE FREE MONDAYS
W I N E BA R HAPPY HOUR
HALF-PRICE B OT T L E N I G H T S
HALF-PRICE H A L F P L AT E S
Mondays 5:00–10:00PM Every Monday, buy one entrée at regular price and get the second FREE
Monday through Friday 4:00–6:00PM All wines by the glass and beer by the bottle is half-price
Wednesdays and Saturdays 6:00–10:00PM Everything on our list, by the bottle, half price
Thursdays 6:00–10:00PM All of our half-plates are half -price
AC O U S T I C M U S I C F R I DAY S A N D S AT U R DAY S Starting at 6:30PM Perfect music to accompany the perfect glass of wine
Snippetz111209.indd 1
11/13/09 8:25:19 AM
• Bingo is the No.1 community fundraising source in all of North America. • The average Bingo game lasts between three and six minutes, with an average of 30 seconds to verify a winning claim.
• More than 60,000 players participated in the biggest bingo game in history. The big game took place in 1934 in New York City’s Teaneck Armory; 10 cars were given away as prizes.
Pre-call: all cards are sealed. No one can see • A professional bingo caller averages 23 bingo FOR THE ENTHUSIAST their cards until the game begins. These games numbers called per minute. • There’s Bingo America on the GSN television are special events with big payouts. • There are exactly 1,474,200 possible unique station, which also has an online version. Odd-Even: another sealed bingo card game Bingo Card combinations in the traditional game of 75-Ball Bingo. • And there’s Bingo Caller Magazine, Bingo where called numbers are either even or odd. Scene Magazine and Bingo and Gaming MagaProgressive: big money bingo. The winner must • Male Bingo players by the name of “Joe” win zine – online or in print. get bingo in a pre-determined number of calls. If more often than male players with any other • And a song (maybe not related but who knows): no one wins, the pot is carried over to the next name. “There was a farmer who had a dog, and Bingo round. The winnings grow until there is a win• Female Bingo players by the name of “Marga- was his name-o – B-I-N-G-O, B-I-N-G-O, B-Iner. ret” win more often than female players with any N-G-O, Bingo was his name-o” – a simple song other name. at that.
BINGO FACTS • Other celebrity bingo players: Russell Crowe, Catherine-Zeta Jones, Queen Elizabeth II.
• Bingo is the most popular pastime in the United Kingdom. More money is spent on bingo tickets in UK bingo clubs each year than on football and baseball games combined.
3
if you think you have it, just yell:
BINGO!
®
20% OFF
THE UPS STORE HAS NEW OWNERS... • UPS Shipping • Packaging Services • Copying, Finishing & Printing Services
• Mailbox Services • Freight Services • Office Supplies
One (1) Item
AND WE ARE PROUD TO BE A PART OF THE COMMUNITY! JUST IN... OVER 200 NWT HOLIDAY/PARTY DRESSES FROM A HIGH-END RETAILER
• Packaging & Moving Supplies • Mail Services • Notary Services
This coupon valid at:
590 Highway 105 Monument, CO 80132 719.487.1730 TEL 719.487.1731 FAX
COLOR COPIES (8.5x11, single sided, white 28# paper)
Safeway Shopping Center
TRI-LAKES WOMEN’S CLUB GRANT APPLICATIONS 2010
T
he Tri-Lakes Women’s Club (TLWC) will accept grant applications January 15, 2010 to March 15, 2010. Qualified organizations that provide significant services to residents within the geographic boundaries of Lewis Palmer School District 38 are encouraged to apply.
High End Furniture
Women’s Clothing
Located in the Safeway Plaza
Home Decor
Jewelry
Prom Dresses
Name Brand Purses
488-1170
Tai Yi Energy Practitioner - Tami Urbanek Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus? Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.
the TLWC website, www.tlwc. net <http://www.tlwc.net/>, or by sending a request with a stamped, self-addressed envelope to TLWC Granting Committee, P.O. Box 669, Monument, CO 80132
719-641-2017 Making New Choices to Create a New Reality
FREE 30 MINUTE CONSULTATION WITH SESSION turbanek1@msn.com • www.empowermentthroughhealing.com • Monument, CO
TAI YI : THREE STEPS TO A MOST SUCCESSFUL TAI YI TREATMENT
T
ailments in the mind, body, and emotions. Tai Yi uses pressure points (grid points) along certain meridians in the body that is similar to acupuncture. Tai Yi is a healing principle using all meridians from all bodies. Acupuncture is a result of the ancient Tai Yi practice. Documents discovered some years ago in the Mawangdui tomb in China, which was sealed in 198 BCE, contain no reference to acupuncture as such, but does refer to a system of meridians very different from the current use of meridians used in acupuncture. This is typical of Tai Yi. (Tai Yi History, Hossca Harrison, © 2008)
SCHEDULE YOUR HOLIDAY GIFT MAKING PARTY NOW!!
Tai Yi must be performed in a very specific manner to work successfully. There are three points that must occur for a Tai Yi treatment to be successful.
20% off ALL BEAD STRANDS
One: The Tai Yi practitioner must set all the grid points correctly and in the correct order according to the treatment chosen for the person receiving the treatment.
Offer expires 11/30/09. One offer per purchase.
251 Front Street - Old Town Monument (719) 487-9900 - beadcorneronline.com
J A D E
info@redouxboutique.com
EMPOWERMENT THROUGH HEALING, LLC
The Tri-Lakes Women’s Club sponsors two major fund-raising events: Wine and Roses, a wineQualified organizations include 501 tasting event in October and the (c) (3) non-profit organizations, Pine Forest Antiques Show and Sale public service organizations and in April. public schools. Grants will be TLWC has awarded over half awarded in late May. ai Yi (pronounced Tie Yee) means a million dollars to Tri-Lakes supreme movement and is a very Grant applications, instructions and community organizations over the beneficial form of hands-on healing that consists of 4,000 treatments for various guidelines can be downloaded from past 36 years.
g in Brin d for A This
(Excludes sale items) (expires 1/31/10)
SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
100% Universal Energy into the correct areas of the body according to the treatment. Three: The person receiving the treatment must be willing to receive the energy that is being offered. It is the practitioners’ responsibility to discuss, with the person receiving the treatment, what the person desires to see changed, if the person has some fear or resistance to the treatment, and how to resolve that fear and/or resistance. One exercise that can assist in understanding resistance is Power to Seek. Power to Seek is for those battling destructive thought patterns and they do not understand how to resolve them. This treatment works on the meridians to the brain to make the brain more sensitive and helps the person understand what, how, why, and when they are creating something or cycling in a pattern. This is about a person’s own selfcreation and the power to seek in creating a reality that the person desires. The person can experience feeling very empowered after the treatment. When choosing a Tai Yi practitioner, ask to see his or her sealed certificate with his or her current grade from the only school that teaches Tai Yi. This sealed certificate validates that practitioner to work on the public. For more information on Tai Yi, Tai Yi treatments, and Tai Yi History, visit: www. empowermentthroughhealing.com
Two: The Tai Yi practitioner must send
Tami Urbanek
EVENT PLANNING • Birthdays • Graduations • Weddings • Anniversaries • Retirement
• Fourth of July • Thanksgiving • Christmas • Hanukkah • Easter
Whole Party Planning or Just a Little Help
www.thegivingbead.com Locally handcrafted pieces made with precious metals and gems. Proceeds benefit orphan relief.
Resources Reasonable Rates References
Shop early for greatest Christmas selection!
237-0796 • 440-9489 4
SNIPPETZ : STYLE & THE LOCAL SCOOP ®
HayCo L.L.C.
ASK US ABOUT We Bring the Showroom to You.® OUR FREE FINANCING!
Why run all over town?
366 Second St. Monument
For All Your Hay & Straw Needs!
Sm. Squares • Lg. Squares • Rounds Alfalfa • Grass • Mixed • Straw
719-487-7767 www.FlooringandDesignCenter.com
SmartStrand Carpetin: starting at $0.99sf Specializing Call today for your FREE Estimate Hardwood • Laminate • Vinyl
Specializing in Excellent Quality Horse Hay We Deliver
Lighting • Blinds • Drapes • Shutters Carpet • Tile Countertops Area Rugs • Natural Stone
719-339-3525
IMS K Ask About Our New Year Offer! KORNER
LEWIS-PALMER DISTRICT 38 HOCKEY THANKS THE TRI-LAKES COMMUNITY
by Kim Carson
T
The parents, players and coaches of the Lewis-Palmer District 38 Ice Hockey team express their sincere gratitude to the community for their overwhelming support of the Breakaway Hockey event held Friday, November 20th at the Sundance Mountain Lodge. Many businesses in the Tri-Lakes region donated items for the silent auction. Players and parents planned and worked at the event to insure its success. The LP Ice Hockey team is not fully funded by District 38 and relies on the players and parents to raise funds that pay ice rental. This year’s event met that goal, raising more than $10,000. The event is a program of the Lewis-Palmer Booster Club, a component fund of Pikes Peak Community Foundation.
MAKING EVERYTHING 366 Second Street, Monument LOOK LIKE A CHOICE 719.487.7767
hat atrocious red floor, the hideous Finally, carpet usually covers the majorwww.FloorsandWindows.com lime tile, the pink carpet, the lack of ity of homes floors and for that reason; it Expires: 1/31/08 money to replace all those things - is one of the most difficult parts of your Present this certificate to your Nationwide Floor and Window Coverings Designer prior to placing your order. Only one coupon per family. Off er good window covering of equal or lesser what will you ever do? Absolutelyfor do not, house to value. replace. If your carpet is pink or a try to ignore it or cover it up! When you color of green that you don’t like, then you try to avoid dealing with the problem area, can work with the color to create a comyou simply make it more obvious that you fortable, matching room. With both pinks don’t like it, and you can’t fix it. As much and greens, adding yellows and blues can as you may not want to, you just have to help tone down the carpet and make the work with it. Make the hideous parts of room seem like it was meant to have that your home look like they were your choice, color carpet. and I’ll let you in on a secret right now: When you work with the feature, it tends When you are trying to fit in some feature to begin looking attractive. with a color that simply doesn’t suit your taste, think of all the colors that could posWhen you’re trying to work with a feature sibly match. Generally, using striped or that you hate, and it’s generally a color for plaid fabric is an easy way to pull that color most people, you need to focus on what into other parts of the room. For every color would match the color. For example, red in a room, you want to use it at least three tile floors scream at you, but by using some times so that it fits. For example, you could coordinating red and black accessories as have green carpet, green in a plaid curtain, well as ivory or black furniture, you sud- and green in flowers sitting on a side table. denly have this amazingly modern and Although the greens don’t have to be the beautiful room. The floor looks like you exact same shade, but if they are similar, chose it, and the room becomes beautiful; the color will seem to fit in the room. more than likely, people will even complement you on the great floor. So, stop fighting those hideous parts of As for lime tile in the bathroom, you can your house and work with them. Who actually work with it. Choosing a great knows, your friends may spend their next shower curtain that can match with a cute visit to your home complimenting the one rug and some pretty accessories can help thing you hated the most! you create a bathroom environment that is homey and natural. If you try to ignore or mask the problem, you just end up with a hideous interior of your tub, whereas if it Like to know more? matches your guests will not be shocked Kim can be reached when they pull back the curtain. 145429
We would like to especially thank the Sundance Mountain Lodge for hosting this event, the band Running With Scissors for performing at the event, and Jeff Balch for his superb auctioneering skills. Our deepest appreciation goes to the local businesses that provided items for our silent and live auctions: A Absolute Carpet Cleaning, A Absolute Duct Cleaning,A&R Fresh Foods LLC, ActiveCare therapeutics, All About Home,Alpine Photographics, American Furniture Warehouse, American Medical Response,Amy’s Place, Arapahoe Basin, Arbonne International, B & E Filling Station, Barnes & Noble, Bayou BBQ, Beckmann Group, Best Buy, Biaggi’s, Big O
Tires, Bird Dog BBQ, Blackwood Health Center, Boriello Brothers Pizza, C’est Jolie Spa & Salon, Cachet Gift Baskets, Camp Bow Wow, Carls Jr, Chili’s, Cold Stone Creamery, Colorado Avalanche, Colorado Mammoth, Colorado Springs Tutoring, Cork n’ Bottle, Crested Butte Mountain Resort, Custom Fitness, Denver Botanic Gardens, Denver Broncos, Denver Museum of Nature & Science, Denver Zoo, Dinosaur Resource Center, Double J Dog Kennel, Dr. Tom Close Chiropractor, Eagle Wine & Spirits, El Padrino Mexican, Elephant Bar, Elitch Gardens, Flying Horse Garden Center, Flying Horse Golf & Spa, Frontier Airlines, Fusion, Great Harvest Bread Co., Hair by Tiffany, Heart & Hand, Heritage Realty, Hollywood Theaters, IHOP, Innovations Salon, It’s A Grind, J.W. Marriott – Denver, JJ Tracks, JUN Japanese Restaurant, Kirkland Photography, Laura Starner makeup artist, Luisa Graff Jewelers, McDonalds, Meineke Car Care Center, Monumental Styles, Morning Glory Face & Body, Moss Embroidery, Nick-N-Willy’s, Noah’s Ark Rafting Co., Office Max, Olive Garden, Omelet Parlor, Parker Winnelson Plumbing Supply, Phenix Salons, Pikes Peak Ice Cream, PINZ Bowling, Purple Mountain Jewelry, Quality Tires, R Rock Yard, Red Robin, Redhawk Ridge Golf Course, Rosie’s Diner, Royal Crest Dairy, Royal Gorge Railway & Park, Rumbi’s Island Grill, Safeway, Satiama LLC, Seven Falls, Silpada Jewelry, Sky Sox, Sophia’s Chocolates, Starbucks, Sweet Celebrations, Tech for Less, Ted’s Montana Grill, The Melting Pot, The Wine Seller, Tri-Lakes Dental, Trinity Brewing Company, USAFA Hockey, Vitamin Cottage, WalMart, Wesley Owens, Western Meat, Woodmoor Pines Golf & Country Club, Yolanda’s Touch
READY FOR A NEW LOOK? Expert Hair Stylists
at 719-487-7767
• • • •
JUSTIN PALMER 481 Hwy 105 • Ste B - 188 Monument CO 80132
Extensions Great Cuts Hi-lites Low-lites
$25 OFF
HAIR COLOR & PERMS By Karey Owner/Stylist
New Clients Only
Weekly drawing for a FREE HAIRCUT with this ad
PROFESSIONAL INSTALLATION OF:
(New Clients Only)
PORCELAIN • CERAMIC • NATURAL STONE • COMPLETE SHOWER REMODELS CUSTOM KITCHEN BACKSPLASHES • FLOORS • WALLS • COUNTERTOPS
Walk-ins Welcome • (719) 481-3265
FREE ESTIMATES • COMMERCIAL / RESIDENTIAL
251 North Front St. #5 , Monument next to the Coffee Cup Cafe
719-243-4817 • jp.trilakestile@yahoo.com 5
SNIPPETZ : THE LOCAL SCOOP ®
S e n s e i o k r a Allian L i r T e c h e T
THRIFT STORE The Tri-Lakes Senior Alliance reopens its improved
Tuesday through Saturday - 10:00 am – 4:00 pm (719) 488-3495
Thrift Store
For information, to volunteer, or to donate items, call the store during business hours.
Proceeds benefit the Tri-Lakes Senior Citizen Program
Tuesday through Saturday, 10:00DECEMBER: am–4:00 pm NOVEMBER SPECIALS:
719-488-3495SANTA CLAUS VISITS STOREWIDE SALE - 20% OFF ForDESKS information, to volunteer, the store during19 business hours. - 50% OFF or to donate items, call DECEMBER - 1-3PM Proceeds benefit the Tri-Lakes Senior Citizen Program
INCREDIBLE SAVINGS ON THINGS YOU NEED (OR WANT!) TOOLS Incredible savings on Car things you need (orhack want)saws, . hand trucks, jacks, sander, wrenches,
SPORTING GOODS Bicycles, skis, heaters, coolers, golf clubs, camp chairs, Sportingback Goods – Bicycles, skis, heaters, coolers, packs, roller skates
tire chains, snow shovels, tool boxes
trucks, tire chains, snow shovels, tool boxes Furnishings - Chandeliers, ceiling fans, table FURNISHINGS floor lamps, knick-knacks, baskets, lamps, Chandeliers, ceiling fans, table lamps, floortables, lamps, knick-knacks, baskets, pictures, suit cases tables, pictures, suit cases Books – Over 2,000 paper-backs, hard-backs, BOOKS subjects collector books – All
golf clubs, camp chairs, back packs, roller skates FURNITURE Furniture – Desks, entertainment centers, file Desks, entertainment centers, coffee tables, beds, collectibles, cabinets,coffee file cabinets, tables,rocker, rocker, beds, collectibles Appliances – Kitchen stove & oven, microwaves, , bread makers, juicers, clocks, clockvacuum cleanerAPPLIANCES Over 2,000 paper-backs, hard-backs, collector Kitchen stove & oven, microwaves, vacuum cleaner, radios, books – All subjects bread makers, juicers, clocks, clock-radios Note: We can not accept electronics, clothes, shoes, Children Items – Toys, games, bicycles, backpurses, or child’s car seats. NOTE: packs, strollers, portable crib, CHILDREN ITEMS We can not accept electronics, Toys, games, bicycles, back-packs, strollers, clothes, shoes, purses Tools – Car jacks, sander, wrenches, hack saws, hand portable crib
or child’s car seats.
Tri-Senior Alliance Thrift Store
Unit No. 9 behind the West End Center 755 Highway 105 Palmer Lake, Colorado 488-3495
6
SNIPPETZ : THE LOCAL SCOOP ®
SHELLY’S
HAIR BOUTIQUE Your Enviro-Friendly Salon
25% OFF - NEW CLIENTS On Precision Cut and Style
Come visit my family friendly salon!! Please take advantage of these great offers.
719-930-5192
Offer expires 01-31-10 Must present coupon at time of service
$10 Men’s Precision Cut W/Scalp Treatment
Offer expires 01-31-10 / Must present coupon at time of service
by appointment only
Color and Precision Cut $65
Shelly Wheeler
Offer expires 01-31-10 / Must present coupon at time of service
Master Stylist
was still burning, eventually setting the building alight. • Someone with too much time on his hands once determined that there are 293 different combinations of coins that will make change for a U.S. dollar.
ENJOY A COLORADO EVENING WITH JOHN FIELDER AND CHUCK PYLE IN A RARE JOINT APPEARANCE
• Every year, doughnut-maker Krispy Kreme uses a whopping 1 million pounds of sprinkles on its pastries.
Join celebrated Photographer John Fielder as he presents his new book "Ranches of Colorado"
Samantha Weaver
• It was American comedian Joey Adams who made the following sage observation: “If it weren’t for the fact that the TV set and the refrigerator are so far apart, some of us wouldn’t get any exercise at all.” • A butterfly’s sense of taste is located on its feet. • You know that smoking is hazardous to your health, but you might not realize all the different types of damage it can do. For instance, a shop in Great Britain required more than $400,000 in repairs to its roof due to a fire from a cigarette. A fire from an inadequately extinguished butt isn’t at all unusual, but in this case it wasn’t because the owner -or any other person -- was careless. It seems a sparrow that had been building its nest in the store’s eaves liked to use cigarette butts. The bird evidently picked one up that
• Coffee is one of the most-traded commodities on earth, second only to oil.
Listen to popular singer/ songwriter Chuck Pyle as he sings selections from his latest CD "HIGHER GROUND -Songs of Colorado"
• If you, like many others, are trying to figure out how to meet that special someone, you might want to reconsider the use of personal ads. Those who study such things claim that approximately 35 percent of people who use personal ads for dating are already married.
Get those last minute Holiday gifts and have them signed by the artists!
Tuesday, December 15, 2009 at the Tri-Lakes Center for the Arts
• The shortest complete sentence in the English language is “Go.”
304 Highway 105, Palmer Lake, CO. Tickets are $15.00 at the door. Doors open at 6:00 PM Sponsored by the Palmer Lake Historical Society and the Tri-Lakes Center for the Arts
*** Monumental Styles & Co. Co-owners Arlene Nelson & Sandee Strand
Thought for the Day: “My way of joking is to tell the truth. It is the funniest joke in the world.” -- George Bernard Shaw
(c) 2009 King Features Synd., Inc.
Planning is your best protection against the unexpected
Our Salon features Perfecta, the professional color line which is
Auto • Home • Life • Commercial All Your Recreational Vehicles
natural and ammonia free - long lasting color with brilliant shine!
David Prejean 1840 Deer Creek Rd Suite 103C Monument www.farmersagent.com/dprejean • dprejean@farmersagent.com
719•434•7031
Hwy 105 at Knollwood • 1445 Cipriani Loop Ask for Arlene or Sandee Your Cut and Color Specialists
(719) 487-8660
7
QUALITY GOODS & SERVICES Double
J
DOG
Boarding Kennel
SAFE • CLEAN • SECURE
HAPPY HOLIDAYS!
Shop early for best selection. 719-481-0250 125 Second St. Historic Downtown Monument
Black Forest Rd.
Thompson Rd.
Hwy. 83
THE PLACE FOR GREAT CHRISTMAS GIFTS Line Rd. to be spiritual beGuardian AngelsCounty are thought Owners on Site FREE Gift Wrapping Double ings that are “assigned” to protect and assist - 24 Hour - people here on Earth. We✪allJ have one or more Walker Rd. Hwy. 105 Supervision with us at all times. BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates
CHRISTMAS SALE... MANY ITEMS 50% OFF Both stores conveniently located at 274 Washington Street, Historic Monument
481•1361 • OPEN 7 DAYS
Unique Handcrafted Dollhouses & Accessories
Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs
for the Discriminating “Mini-Home Owner”
By Appointment: 495-1774
A CUT ABOVE DRYWALL When You Want It Done Right... The First Time!
TRI-LAKES & GLENEAGLE WELCOMING Barbara Oakley 719-488-2119 PO Box 863 Monument, CO 80132
Drywall Patches, Repair and Texturing
• No Job Too Small • Free Estimates • Reasonable Rates • 25 Years of Experience Call Mark Today! Home: 719-481-0509 Cell: 719-237-9277
PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ POSSIBLE! ®
• On Dec. 18, 1916, Betty Grable is born in St. Louis. Grable, trained as an actress and dancer, was voted “favorite pin-up girl” by American servicemen during World War II. Paramount famously insured her legs for $1 million. • On Dec. 16, 1773, in Boston Harbor, Samuel Adams and the Sons of Liberty, disguised as Mohawk Indians, board three British ships -- the Dartmouth, the Eleanor and the Beaver -- and dump 342 chests of tea into the harbor in a raid known as the “Boston Tea Party.” The value of the tea was $18,000. • On Dec. 14, 1799, George Washington, the American revolutionary leader and first president of the United States, dies of acute laryngitis at his estate in Mount Vernon, Va. He was 67 years old.
the previous two years, 110,000 Japanese Americans had been relocated to remote internment camps built by the U.S. military. • On Dec. 20, 1957, rock-and-roll star Elvis Presley receives his draft notice for a two-year stint in the United States Army. Refusing special favors, he was sworn in as an Army private in Memphis, Tenn., on March 24, 1958. Widely praised for not seeking to avoid the draft, Presley was seen as a model for all young Americans.
• On Dec. 15, 1973, Jean Paul Getty III, the kidnapped grandson of American billionaire J. Paul Getty, is found alive near Naples, Italy. J. Paul Getty had finally agreed to pay a $17 million ransom after the boy’s severed right ear was sent to a newspaper in Rome.
• On Dec. 19, 1986, Michael Sergio, who parachuted into Game Six of the 1986 World Series at New York’s Shea Stadium, is fined $500 and sentenced to 100 hours of community service. However, Sergio was later held in contempt of court for refusing to reveal the name of the pilot who flew the plane. As a result, in May 1987, he was sentenced to six months in federal prison. (c) 2009 King Features Synd., Inc.
finders keepers by Peggy Rima
“gifts from the heart” Incredible Jewelry Unique Gifts Local Art Pottery & Candles Colorado Jams, Salsas & Honey
• On Dec. 17, 1944, U.S. Gen. Henry C. Pratt issues Public Proclamation No. 21, declaring that, effective Jan. 2, 1945, Japanese American “evacuees” from the West Coast could return to their homes. For
Celebrating 10 Years in Palmer Lake (719) 487-8020 • 91 Hwy. 105 • Palmer Lake
8
SNIPPETZ® HEALTH AND WELLNESS
THE TRI-LAKES TEAM
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Heather F. Fink, PA-C
ATTENTION: TRI-LAKES HOMEOWNERS
Specialized Adult and Pediatric Allergy and Asthma Care
During this economic downturn, there is a silver lining. The cost of material goods is lower now than it has been for years. The cost for labor has also been reduced significantly. The result for residential homeowners is the cost of remodeling is at an all-time low. If you remodel during this window of opportunity, you will realize a huge return on your investment. When our economy turns around, as it has several times before, the old adage “Buy Low, Sell High” can really apply to the value that will be added to your home.
Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.
Individualized treatment for:
TRI-LAKES BUILDING CO. INC.
Commercial contractor licensed and insured. Commercial and residential construction and remodeling. Fine cabinetry and door and drawer repair in our local shop. Established in 1977. PH: 719-481-2671
MJB PLUMBING & HEATING INC.
Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma
PLUMBING
CONSTRUCTION
Here is a list of the local contractors who work together to help you with all of your residential home repair and general remodeling. Everyone is licensed and insured, and together, we have over 275 years experience. We all promise top-quality workmanship, warrantied materials and first-class customer service.
719-592-1365 www.csallergy.com
Including Allergy Injections
Installation And Repair Of Plumbing, Gas Lines, Hot Water Heat.
550 Highway 105 Monument, CO 80132 Wednesday Afternoons
At the Medical Center next to Safeway
PH: 719-488-2738 • FAX: 719-488-1676
ARROW HAWK HEATING
New Construction, Remodeling, Furnace Replacement and Repair.
HEATING
ELECTRICAL
DUKES ELECTRIC
We have serviced the Tri-Lakes Community, El Paso Country and Douglas County for 33 years in residential and commercial electrical installation and repair. PH: 719-481-3557
The Ultimate
PH: 719-488-1991
CONCRETE
Locally owned, specializing in all types of roofing and gutter installation. All of our work is covered by a five year workmanship warranty with satisfaction guaranteed. References at your request. PH: 719-473-9554 • FAX: 719-473-9555 • Email: protech4csi@live.com
HAVENS S&P CONCRETE CO.
PHIL HAVENS Flatwork: Commercial • Residential • Decorative PH:/FAX: 719-264-7742 • CELL: 719-310-8866
OCEAN CONSTRUCTION
A Wave of Excellent Carpentry Richard Harding • Insured Independent Contractor PH: 719-243-4075 Professional Integrator in Hard Coat Stucco Systems, Drywall, Masonry and High Performance EIFS for Sustainable Construction. PH: 719-227-7533 • FAX: 719-227-7530 • SALES: 719-227-7533 EXT-8009
BLACK DIAMOND EXCAVATION LLC. Skid Loader Work, Grading, Landscaping, Trenching Post Holes, Boulder Walls, Driveways. JIM • PH: 719-459-0391
EXCAVATION
EAGLE PLASTERING INC.
Massage Gift Certificates! Buy a of and
CONSTRUCTION
PLASTER / DRYWALL
PRO-TECH ROOFING SYSTEMS & SEAMLESS GUTTER
ROOFING
PAINTING
ROBERT GLEN PAINTING & DRYWALL INC.
Specializing in Residential and Commercial Repaints & Drywall Repair and Texture Matching. Professional, Friendly Staff Ready to Serve Your Needs. Serving Southern Colorado Since 1995. PH: 719-593-8148 • FAX: 719-593-9352 • Email: rgpdinc@msn.com
1/2 hr :
1 G.C.
PKG of 5
$35
$170
(save
1 hr :
$5.00)
$55 (save $10.00)
(save
$6.00
PKG of 10 $320
ea)
(save $8.00 ea)
$270 (save $11.00 ea)
$520 (save $13.00 ea)
(Regular pricing: 1/2 hr $40 / 1 hr $65)
Healing Touch Therapeutic Massage Robyn Graham, LMT
Our Schedules are filling up quickly.
212 N. Washington St., Suite A, Chapala Building in Monument
CALL TODAY FOR AN APPOINTMENT!
719-216-4421 www.HealingTouch-MassageTherapy.com 9
SNIPPETZ BUSINESS DIRECTORY CONSIGNMENT
THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns. Payroll, bookkeeping and financial statement accounting services.
TWO TIMERS FINE CONSIGN “Smart, Savvy and Green” Women‘s and Children’s Monument Plaza 719-484-0300 www.twotimers.net
AUTOMOTIVE
CONSTRUCTION
HOME DECOR
RICHARD PETERSON 719-481-1868 R. Peterson Construction, LLC Licensed & Insured Custom Homes ✷ Detached Garages ✷ Basement Finishes petersonconstruction@yahoo.com
MARGO’S ON THE ALLEY “For You and Your Home” 215 Chapala Plaza 719-487-1406 www.margosonthealley.com
MAXX POWER LLC
Specializing in Diesel Performance (719) 488-0943 www.maxxpowertrucks.com CYLINDER HEAD SERVICE Valve Jobs Seats • Guides Surfacing Foreign • Domestic • Gas • Diesel
Rup Engines 719-205-3010
FENCING LAW FENCE CO. 20 YRS experience building and repairing all types of fence FREE ESTIMATES 719-520-5538 lawfenceco@yahoo.com
COMPUTER TLC COMPUTER REPAIR Sales and Service PC Recycling Center 303 B Hwy 105 / Monument Across from the 7-11 719-302-2937
KARAOKE
FLOORS
ACCOUNTANT
SPOTLIGHTERS ENTERTAINMENT Hollywood-style Karaoke We keep everything fun and make everyone sound like a pro with our professional sound system and mixing experience. We are available for private parties, weddings, etc. or come check us out at PINZ everyThursday from 9pm - 1am 719-231-2946
A PLUS PLATINUM CARPET AND TILE CARE Steam truck mount extraction. $15 OFF SPECIAL! 719-440-9148 or 719-339-2708
Email: spotlightersentertainment@gmail.com
LANDSCAPING
VILLA DECOR Polish Pottery Home & Garden Accents 868 Hwy 105, Palmer Lake, CO 80133 Mon - Sat, 10AM - 6PM Phone: 719-481-1981
(719) 475-1616 www.certapro.com Painting • Passion • Professionalism
Please visit our website at saintanimalrescue.org and as always thank you for caring. Did you know.. Cats knead your lap because they’re happy. If you do not respond when your cat talks to you, it will soon lose the urge to communicate with you.
SPECIALIZED CARPENTRY Local, Personal & Affordable. Remodel your house or finish your basement. More than 25 years of experience in fine carpentry, remodeling & construction. Licensed, bonded & insured. In-house design and engineering.
PET GROOMING DIRTY DOG GROOMING 481 Hwy 105 #206 Monument, CO We aim to rid this town of all them “Dirty Dogs.” 719-481-2968 COUNTRY CRITTERS UPTOWN Gentle Professional All Breed Grooming Serving The Tri-Lakes Area West End Center 719-481-0220
TINA PETERSON ABR-GRI-ePRO Remax Advantage Realty 719-460-7614 Are You Looking to Buy or Sell? www.ColoradoHomesMarket.com
as your existing family members.
REMODELING
For a FREE consultation/estimate call: 719-359-6855
AMERICAN FAMILY INSURANCE Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Bus. Monument, CO 80132 LStiltne@amfam.com
P
It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well
CertaPro Painters Residential And Light-Commercial Interiors, Exteriors And Decks
REAL ESTATE
lease meet Irish He is an older cat and has been with SAINT for some time. He is about 8 years old and was tearfully given up for adoption by his one time owner. Irish is neutered and has his claws. He is a very sweet, handsome boy! He is waiting for his permanent family.
If you are interested in adopting Irish into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.
PAINTING
INSURANCE
IRISH - A HANDSOME LAD
Irish is just a big lap cat! He is an indoor cat. He loves people and has adjusted to dogs. I don’t think living with dogs is what he truly wants though. I think he’d rather have a family all to himself.
COLORADO CUSTOM ROCK LANDSCAPING INC. Licensed and insured Serving the Front Range area for over 30 yrs. Commercial & residential landscaping services ccrlandscaping.com Call for a FREE Estimate! 719.598.6871
THE PLACE TO FIND LOCAL BUSINESSES ON THE GO!
ROOFING CAMPBELL ROOFING INC. Serving Colorado Since 1984 Licensed and Insured Member of BBB and Chamber 430 Beacon Lite Rd., Ste 110 719-573-9395 PRIME ROOFING, INC. Your local Monument Roofer 24 Years of Experience working for you Licensed and Insured Member of the BBB Call: 719-599-4020
TANNING HEATWAVES TANNING SALON 481 Hwy. 105 Ste. 210 Monument, CO 80132 719-488-8884 (behind Taco Bell)
TRI-LAKES CENTER FOR THE ARTS PRESENTS A CONCERT WITH ACOUSTIC EIDOLON SATURDAY - DECEMBER 19TH The Tri-Lakes Center for the Arts (TLCA) is proud to present a concert featuring Acoustic Eidolon. Every once in a while a musical group comes along with a unique sound that leads to the development of an entirely new type of instrument. This is the case with Acoustic Eidolon, comprised of guitarist Joe Scott and cellist Hannah Alkire. This instrument, the guitjo (pronounced “git-jo”), resembles a double-necked guitar, but has 14 strings and an incredible tonal range that would be impossible with a traditional guitar. This range allows Acoustic Eidolon to continually discover unique sounds, especially when both necks are played simultaneously. Acoustic Eidolon has enchanted audiences around the world with their signature acoustic music that blends Celtic, folk, and classical genres. Their concerts have been described as “a sumptuous instrumental feast.” The duo has performed worldwide and has been featured on award-winning television specials and nationally syndicated radio programs. Joe began playing acoustic guitar at age 12 and later excelled on the banjo, winning many contests at regional bluegrass festivals by the age of 16. In his early 20’s, he began experimenting with different ways of stringing the acoustic guitar and soon discovered a way to play all his banjo licks, but with a whole new sound. This was the beginning of the guitjo. Hannah began playing cello at age eight and is classically trained. Among her many musical accomplishments, Hannah was a founding member of the Anasazi String Quartet, whose repertoire ranged from Dvorak to Led Zepplin, baroque to Grateful Dead. In
10
a tribute to their musical accomplishments, the Swallow Hill Music Association calls an Acoustic Eidolon concert “an evening of brilliant instrumentality.” Visit their website: www.acousticeidolon.com. TLCA is dedicated to creating community partnerships for demonstrating, teaching, exhibiting and promoting the arts and humanities. It is an advocate for artistic growth in the community. It offers programs that benefit residents, businesses, students, artists, art lovers and all who are inspired by the arts. TLCA is a non-profit 501(c) 3 organization located in Palmer Lake, CO. For more information call 719481-0475 or visit our website at www.trilakesarts.org.
SNIPPETZ
®
DINING GUIDE
Ice Cream Maker for a Day Looking for a special way to celebrate your child‛s birthday?
WE HAVE IT!!
PIKES PEAK ICE CREAM & GELATO 481 Highway 105, Unit # 208 Monument, CO 80132 Tel: (719) 313-9484 http://www.PikesPeakIceCream.com CLOSED ON MONDAYS
Your child and guests will make their own ice cream. One delicious learning experience!
TUESDAY
WEDNESDAY
THURSDAY
SENIOR TUESDAY
CARRY OUT WEDNESDAY
FREE WAFFLE CONE
Seniors get an ice cream or gelato for
50% OFF
Buy One - Get One FREE on pints or quarts of ice cream or gelato
With an ice cream or gelato purchase
FRIDAY
SATURDAY
SUNDAY
EARLY BIRD SPECIAL
FREE COFFEE SATURDAY
All ice cream or gelato cones sold before 2PM are 25% OFF
Free coffee with any bakery purchase
CAFFE LATTES AND CAPPUCCINOS
(limit one per person)
We cater holiday parties, offer fundraising opportunities for schools, sports teams and civic groups and now have holiday ice cream cakes and gelato pies.
1
$
Our gelato and ice cream is handmade every day in our store with the freshest, locally sourced ingredients and our gelato ingredients are imported from Italy.
PINZ HOSTS FUNDRAISING EVENT TO BENEFIT MILLER/JENKINS FAMILY
O
n Sunday, December 6, PINZ hosted a fundraiser to benefit the children of Shanna Miller, a Tri-Lakes parent who passed away suddenly several weeks ago. Ms. Miller left two young children who will now be cared for by their grandmother, Mrs. Laura Miller. The fundraiser was organized by Palmer Lake Elementary School parents Courtney O’Neill and Carmella Tharnish . Mr. Dick Cissell and members of the Tri-Lakes Cruisers car club also assisted in publicizing the event, which was attended by approximately 90 people – despite the snow and very cold weather. Everyone enjoyed a fun afternoon of bowling and friendship. Many area businesses donated fabulous raffle items, which were given out at the end of the day, including: Big O Tires, Kirkland Photography, U.S. Taekwondo Center, 3 Margaritas, Serranos Coffee, Wal-Mart, and King Soopers, among others. Approximately $800 was raised during the course of the afternoon. Ms. O’Neill and Ms. Tharnish originally approached PINZ for a donation of bowling passes for the children shortly after Ms. Miller passed away and PINZ General Manager Debbie Cohen suggested the possibility of doing a larger event to raise more money for the family. The fundraiser was structured through PINZ’s “Bowling for Dollars” fundraiser program which is open to all
community organizations and charitable causes in the Tri-Lakes area. “Once again, those of us at PINZ are pleased that we have the means to benefit these types of efforts in the community and we are honored that the Miller family decided to have this event at our facility. On behalf of the Miller family, the Palmer Lake Elementary School parent body and everyone on our staff, we take the liberty of thanking everyone who came out on Sunday to make the event a success”, said PINZ co-owners Gloria McCartan and Al Palmonari. Anyone wishing to make a donation for the family, which would be especially welcome at this holiday time, may mail it or stop in to the First National Bank of Monument on Highway 105 behind Starbucks and designate their contribution to the Shanna Miller Memorial Fund. On January 9, PINZ will host another fundraiser for the family of Parker Ebaugh, a young baby born with a congenital eye defect. Little Parker needs several surgeries and the family has no access to health insurance. Keep your eyes on Snippetz for more information about that event in the next couple of weeks. If your organization would like to find out how it can have a fun family bowling event to raise funds, please call Deb at PINZ (719-487-7469).
11
www.eatatrosies.com
SERVING Breakfast • Lunch • Dinner
PRIME RIB ON FRIDAY NIGHTS 5PM - 9PM
$
10
.99
411 Hwy. 105 • Monument, CO 80132
(719) 481-3287
SNIPPETZ
®
DINING GUIDE
Early Bird Special
$2.99 Breakfast! 2 Eggs, Bacon or Sausage, Country Fries & Toast
Mon thru Fri Before 9am @ Both Locations! 75 Hwy 105 Palmer Lake 719-481-2222
Coffee Cup Café 251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com Now open starting at 6 am - 3 pm 7 days a week!
ra La Zinga als eci Daily Sp
All you can eat crab legs every Thursday after 5 pm @ Second Cup
y Sunda er” y Supp “Sunda ked Ravioli, a, Ba Lasagn anicotti M $10.95
$15.99 Crab Legs
Now offering NFL Sunday Ticket @ A Second Cup with Happy Hour Specials All Day Sundays and Mondays!
y Monda iana” m Par ig t “Pick a n or Eggplan e k hic Veal, C $9.95
Wednesday Night Poker! First Game @ 7:00pm Second Game @ 10:00pm
Tuesd “Coupo ay n Craz y” We w restaur ill honor any ant’s va lid cou pon Wedne “Man V sday s. Fo All you can ea od” t La $11.95 sagna Thu “Thirsty rsday 33 Thu r 1/3 OF sday” F all bott led win e
Open Nightly at 4:30
AVAILABLE FOR PRIVATE PARTIES AND CATERING
A Second Cup 13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net Open starting at 6 am - 9 pm 7 days a week!
20 Micro Brews on Tap! Heart Smart Baking Mix 1/2 cup fat-free milk
Your Local Ale House! 1 egg or equivalent in egg substitute 1 teaspoon dried parsley flakes
By Healthy Exchanges
TURKEY POT PIE
D
id you put some of the Thanksgiving turkey away in the freezer and haven’t put it to use yet? Try this healthy version of a pot pie and enjoy! 1 (10 3/4-ounce) can Healthy Request Cream of Chicken Soup 2 full cups diced cooked turkey breast 3 cups frozen mixed vegetables, thawed
Preheat oven to 400 F. Spray an 8-by-8-inch baking dish with butterflavored cooking spray. In a large skillet sprayed with butter-flavored cooking spray, combine chicken soup, turkey, and mixed vegetables. Cook over medium heat for 5 minutes. Spoon mixture into prepared baking dish. In a small bowl, combine baking mix, milk, egg and parsley flakes. Carefully pour mixture over turkey mixture. Bake for 20 to 25 minutes. Place baking dish on a wire rack and let set for 5 minutes. Divide into 6 servings.
COME ON IN AND WATCH THE BRONCOS AND NUGGETS!
NOW CATERING!
12/31/09
HINT: If you don’t have leftovers, purchase a chunk of cooked turkey breast from your local deli. • Each serving equals: About 223 calories, 3g fat, 23g protein, 26g carbs, 393mg sodium, 77mg calcium, 4g fiber; Diabetic Exchanges: 2 Meat, 1 Starch, 1 Vegetable; Carb Choices: 2.
BOOK YOUR CHRISTMAS PARTY NOW!
(c) 2009 King Features Synd., Inc.
1 cup plus 2 tablespoons Bisquick
12
SNIPPETZ DINING GUIDE ®
PATRICIA’S CAFÉ FRUIT OMELET
Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE Pizza, Pasta, Sauces Now Available Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake
719-481-3244
website: http://www.bellapanini.com
Dine In or Take Out Highway 105 & Primrose St.
Steaks
❁
Shrimp ❁ Chicken
❁
Burgers ❁ Burritos
Our Famous Reubens BINGO! Saturdays at 6:15 SENIORS EAT FREE Mon, Tue & Wed (buy one adult entree, get one senior meal free)
3 ea ¼ tsp ½ tsp 1c ½c 3 Tbs
Large Eggs Vanilla Sugar Diced fruit Vanilla Yogurt Vegetable Oil
1. Whip eggs with vanilla and sugar. 2. Heat a well-seasoned 8” skillet with oil. 3. Pour eggs into hot skillet and stir with a rubber spatula, lifting so raw egg can seep under to cook. 4. Flip so top can cook. 5. Add fruit and yogurt. 6. Fold and slide out of skillet onto a plate.
A
nytime of year, this would make a nice brunch idea. You can garnish this by topping it off with some of the yogurt and some nuts or granola. I like to do my bacon by placing it on a sheet pan and sprinkling it with cracked black pepper and brown sugar. Then bake in a hot oven. Watch carefully. Also,
try using sweet potatoes for hash browns and sprinkle with a little cinnamon. Of course butter can be used in place of the oil to give the omelet a buttery flavor. Some other ideas for the omelet try adding some rum to the eggs and filling it with some sautéed diced apple and pecans with some cinnamon and brown sugar. In this one I used berries and Kiwi.
BREAKFAST SUNDAY 8:30-10:30am Biscuit & Gravy $1.95 ALL DAY Sunday
Once you have a well-seasoned skillet it should never be washed. If something sticks add some oil and salt and heat on low. Then scrub with a wad of paper towels thick enough not to burn you hands.
Be creative, have fun and enjoy!!!
Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com
Serving Anne & Mann’s Gourmet Ice Cream
24 Hwy. 105 in Palmer Lake
Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili
HOURS Call 488-6917 for current hours Closed on Mondays! Rock House Ice Cream
Vino-Bits Wine Appreciation & Tasting Tips
Public wine tastings held monthly. Sign up for our e-newsletter to find out when. Located on Hwy 105 between Palmer Lake & Monument. Hours: Tuesday - Saturday 11am to 6pm.
488-3019
or www.thewineseller.net
brought to you by Dirk at The Wine Seller
WINEMAKING WONDER WORDS
Simply the best, most thoughtful selection of wine under $20 anywhere. Check out our eclectic microbeer and spirits selection too!
8668
If you don’t have a seasoned skillet you can use a coated one or season one your self. To do this, place a skillet on very low heat with vegetable oil for about an hour. Make sure you watch the skillet so it doesn’t get too hot and catch fire. You will also need to roll the oil around the skillet making sure to coat the sides.
These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument
“Real Wine for Real People”
481-TOOT
Sunday through Thursday 11:00 - 3:30 Friday and Saturday 11:00 - 8:00
T
he vinification end of wine producing falls into two parts: fermentation, the period when the grape juice turns into wine, and maturation (or finishing), the period following fermentation when the wine settles down, loses its rough edges, goes to prep school, and gets to meet the world. Depending on the type of wine being made, the whole process can take three months or five years---or even longer if the bank isn’t breathing down the winery’s neck!
13
488-6917
BAYOU BARBQ CAJUN & BARBQ Fare Dine-in or Take-out
Tuesday - Saturday 11:00am - 8:00pm
WEDNESDAY IS CATFISH DAY! COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM
481 Hwy. 105, Suite G • Monument, CO
(719) 488-2799
Website: BAYOUBARBQ.COM
SNIPPETZ PUZZLES AND TRIVIA ®
Trivia Test
By Marge Svenson
1. GEOGRAPHY: What is the capital of Canada’s Northwest Territories? 2. ANIMAL KINGDOM: What is a baby bat called? 3. GENERAL KNOWLEDGE: What type of furniture is referred to as a “highboy”? 4. MUSIC: How many holes does a recorder (wind instrument) have? 5. LANGUAGE: What is a lazaretto? 6. ARCHITECTURE: What is adobe made of? 7. MYTHOLOGY: Who was the Greek god of medicine? 8. DISCOVERIES: Who is credited with inventing the air brake? 9. BIRTHSTONES: What is November’s traditional birthstone? 10. MATH: What is the Arabic equivalent of the Roman numeral MCMXC?
Sports Quiz
By Chris Richcreek
1. Only three teams since 1995 have won the World Series after losing the opening game. Name two of them. 2. How many different times did Danny Murtaugh manage the Pittsburgh Pirates? 3. Name the last NFL team before the 2008 San Diego Chargers to win a division title with an 8-8 record. 4. Who holds the mark for most blocked shots in a men’s basketball NCAA Tournament game? 5. Name three of the four players who, between 2000 and 2009, tallied 40 or more goals in a season for the New Jersey Devils. 6. How many consecutive NCAA titles did Dan Gable’s University of Iowa wrestling team win starting in the late ‘70s? 7. In the 1990s, three men each won golf’s U.S. Open twice. Name two of them.
(c) 2009 King Features Synd., Inc.
(c) 2009 King Features Synd., Inc.
1. What was the alternate name for “The Shoop Shoop Song”? Name the original artist and the year. 2. Which singer/songwriter penned diverse hits such as “Will You Love Me Tomorrow” by the Shirelles and “Don’t Bring Me Down” by the Animals? 3. Annie Lennox was half of which musical duo? 4. Name the rock band that had a hit with “Owner of a Lonely Heart.” 5. Which duo had both a song and an album with the title “Diamond Girl,” and when? What are their first names? 6. Who is Angus Young?
In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).
(c) 2009 King Features Synd., Inc.
New DVD Releases for Week of December 14, 2009 PICKS OF THE WEEK
“The Hangover” (Two-Disc Unrated Edition) -- “The Hangover” could have been just another run-of-the-mill, raunchy Bro Movie (like the kind you always see Seth Rogen in), but thanks to the brilliant decision to cast Zach Galifianakis and Ed (“The Office”) Helms, “The Hangover” has become one of the year’s funniest films. Four guys go to Vegas for a bachelor party
they’ll “never forget” -- but thanks to their drinks being laced with a date-rape drug, that’s exactly what happens. They wake up the next morning and can’t remember a thing about the previous night. To add to the muddle, they’ve misplaced the groom but gained a baby and a tiger. The guys have a scant few hours to piece together what happened, find the groom, return the baby and the tiger, and still get the groom to the church on time. Extras: The theatrical and unrated versions of the film, five featurettes, a gag reel, more pictures from the Missing Camera, a digital copy of the film and more. “Inglourious Basterds” -- Director Quentin Tarantino’s World War II revenge fantasy may not be to everybody’s taste, but it is a beautifully shot, brilliantly acted film that will go down in film history as one of his best.
The film stars Brad Pitt as Aldo Raine, a soldier who assembles a crack squad of Jewish soldiers to go on a mission to execute the Nazi high command. On their way to completing their mission, each soldier is commanded to give Raine 100 “Gnatsi” scalps. And since this is a Tarantino film you can expect the usual ultraviolence, quotable dialogue and intertwining story lines. The extras on both the two-disc and BluRay editions are the same, and mighty impressive: extended and alternate scenes; “Nation’s Pride” (the film within the film); a roundtable discussion with Tarantino, Brad Pitt and critic Elvis Mitchell; a score of featurettes, including a conversation with Rod Taylor; and a digital copy of the film. “Murder by Decree” -- To cash in on the premiere of the new Sherlock Holmes film starring Robert Downey Jr., there are a plethora of Sherlock Holmes DVDs this week. Most of them are pretty lousy, but “Murder by
14
Decree” is one you should take a look at -if not outright buy. The 1979 film stars Christopher Plummer and James Mason as Holmes and Watson, respectively, and the game that is afoot? None other than Jack the Ripper. Also starring in the film are Donald Sutherland as a psychic and Sir John Gielgud as the prime minister. As a Holmes fan, I have to say this is one of my favorite Holmes movies (along with “The Seven-Percent Solution”).
TV SERIES
“Ice Road Truckers” The Complete Season Three “Robot Chicken” Season Four “The Tudors” The Complete Third Season “The Paper Chase” Season Two “The Five Lives of Criss Angel Mindfreak” “Lovejoy” The Complete Season One (c) 2009 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
HUEY’S PAGE
Answers & Solutions
TRIVIA TEST ANSWERS 1. Yellowknife 2. A pup 3. Tall chest of drawers 4. Eight 5. A place to quarantine people with infectious disease 6. The building material is made of dried earth and straw 7. Asclepius 8. George Westinghouse, 1868 9. Topaz 10. 1990
DECEMBER 14, 2009
ARIES (March 21 to April 19) Make your holiday preparations one step at a time in order to avoid being overwhelmed and leaving things undone. That confusing family situation continues to work itself out.
SPORTS QUIZ ANSWERS 1. The 1996 and 2009 New York Yankees, and the 2002 Anaheim Angels. 2. Four times (1957-’64, ‘67, ‘70-’71, ‘73-’76). 3. The Cleveland Browns in 1985. 4. LSU’s Shaquille O’Neal had 11 blocks in 1992. 5. Patrik Elias (40 goals in ‘00-’01), Alexander Mogilny (43, ‘00-’01), Brian Gionta (48, ‘05-’06) and Zach Parise (45, ‘08-’09). 6. Nine consecutive titles (1978-’86). 7. Payne Stewart (1991, ‘99), Lee Janzen (‘93, ‘98) and Ernie Els (‘94, ‘97).
FLASH BACK ANSWERS 1. “It’s in His Kiss,” by Betty Everett in 1964. Cher also cut a version for the “Mermaids” movie in 1990. 2. Carole King. Her songwriting has netted her four Grammy awards. 3. The Eurythmics. The other half of the duo was long-time partner Dave Stewart. 4. The group Yes. The song was on their “90125” album in 1983. 5. “Diamond Girl” was the fifth album for Seals & Crofts (Jimmy Seals and Dash Crofts) in 1973. 6. Young is the lead guitarist for AC/DC. The Gibson Guitar Company made a special guitar to Young’s specifications, the Angus Young SG.
TAURUS (April 20 to May 20) Ease this year’s holiday money pressures by letting your thrifty side guide you as you look for those perfect gifts that typically reflect your good taste and love of beauty. GEMINI (May 21 to June 20) You’ll have a good handle on potential holiday problems if you delegate tasks to family members, friends or co-workers -- most of whom will be more than happy to help out. CANCER (June 21 to July 22) Right now you are especially vulnerable to holiday scams that seek to take advantage of your generosity. Best advice: Check them out before you send out your checks. LEO (July 23 to August 22) The upcoming holiday season gives the Big Cat much to purr about. Relationships grow stronger, and new opportunities loom on the horizon, just waiting to be pounced on. VIRGO (August 23 to September 22) A changing situation brings conflicting advice about how to go forward with your holiday plans. Your best bet: Make the decision you feel most comfortable with.
15
LIBRA (September 23 to October 22) Holiday plans get back on track after some confusion about the direction you expected to take. A potentially troublesome money matter needs your immediate attention. SCORPIO (October 23 to November 21) Your holiday preparations are on track. But you need to confront a personal situation while you can still keep it from overwhelming everything else. SAGITTARIUS (November 22 to December 21) Tight financial matters ease a bit during this holiday season. But the sagacious Sagittarian is well-advised to keep a tight hold on the reins while shopping for gifts. CAPRICORN (December 22 to January 19) Don’t put off making decisions about this year’s holiday celebrations, despite the negative comments you’ve been getting from several quarters. Do it NOW! AQUARIUS (January 20 to February 18) The holidays will bring new friends and new opportunities. Meanwhile, be careful to use your energy wisely as you go about making holiday preparations. PISCES (February 19 to March 20) There’s good news coming from a most unlikely source. And it could turn out to be one of the best holiday gifts you have had in years. Remember to stay positive. BORN THIS WEEK: You are respected for your honesty and loyalty. You make friends slowly -- but with rare exceptions, they’re in your life forever. (c) 2009 King Features Synd., Inc.
SNIPPETZ® BUSINESS AND FINANCE
BUILD YOUR LEGACY
MKD-3960-A-FL JUL 2008
SHARE YOUR DREAMS,
FINANCIAL FOCUS HERE’S YOUR YEAR-END INVESTMENT CHECKLIST Provided by Adam Grayson of EdwardJones Investments
W
e’ve pretty much seen it all this past year— a bear market, a long rally and even a period of neither-up-nor-down. But even though we’ve only got a few weeks left of 2009, you still have time to make some moves that can pay off for you in 2010 — and beyond. Here are a few suggestions to consider:
You’re Invited... You’re Invited ... Your family, organizations hold a special Your family,friends friendsand and favorite favorite organizations hold a special place in your heart. That’s why you’ve helped them in past the place in your heart. That’s why you’ve helped them in the past and probably want to continue doing so for years to and probably want to continue doing so for years to come. come. Joinususfor forour ourfree free Charitable seminar to learn moremore about: Join CharitableGifting Gifting seminar to learn � What assets you can gift and when about: � How to maximize the benefits of your gift for both yourself • What you can gift and when andassets the recipient • How to maximize the benefi ts of your giftinto for both and the � How to incorporate charitable gifting youryourself estate plan recipient. • How to incorporate charitable gifting into your estate plan. You deserve to share your dreams and build your legacy the way will youbewant. Call today to reserve space for yourself and a Dinner served. guest at this free educational seminar. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should contact a qualified tax or legal professional regarding your specific situation.
Date: Tuesday, December 15,20092009 Tuesday, December 15, Date.............. Time.............. 6 p.m. Time: 6:00 p.m. Location .... Bella Panini Palmer Lake, CO
Location: Bella Panini - Palmer Lake, CO To KathyWilliams Williams atat481-4964 RSVP ............ RSVP: to: Kathy 481-4964
• Increase your 401(k) contributions. If your employer permits it, try to add more money to your 401(k) or other retirement plan before the year ends. By increasing your 401(k) contributions, you can lower your adjusted taxable income while you potentially build more resources for retirement.
Adam R Grayson Financial Advisor .
755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964
www.edwardjones.com
• “Max out” on your IRA — and make regular contributions next year. For the 2009 tax year, you can contribute up to $5,000 to a traditional or Roth IRA, or $6,000 if you’re 50 or older. And you have until April 15, 2010, to fully fund your 2009 IRA. Of course, it’s not always easy to come up with lump sums of money, but do whatever you can to make up for any shortfalls in your IRA for 2009. And in 2010, consider setting up automatic monthly contributions to your IRA — it’s a much more efficient way to maximize a great retirement-savings vehicle.
Member SIPC
Dinner will be served.
• Convert your traditional IRA to a Roth IRA. Depending on your individual situation, a Roth IRA, which offers the potential for tax free growth, provided you meet certain conditions, may be a better choice for you than a traditional IRA, which offers the potential for growth on a tax deferred basis. Consequently, if you meet eligibility limits, you may want to convert your traditional IRA to a Roth IRA. However, this conversion is likely going to be a “taxable event,” so you’ll
IT’S TIME TO MAKE THE WORLD
A BETTER PLACE
need to have money available outside your IRA for the tax bill. You’ll want to discuss this move with your tax advisor. • Sell your “losers.” If it’s appropriate for your portfolio balance and longterm goals, you may want to sell some investments that have lost value to take the tax losses. If these losses exceeded your capital gains from selling appreciated stocks, you can deduct up to $3,000 (or $1,500 for married couples filing separately) against your other income, reducing the amount on which you must pay taxes. And if you lost more than $3,000, you can carry over the excess into subsequent years. Consult with a tax advisor before selling investments to claim a tax loss. • Consolidate your investment accounts. Instead of having an IRA with one firm, some other investments with another and a cash-value insurance policy with a third, you might want to consolidate all your assets with one provider. That way, you’ll be better able to align all your assets with a central, unified investment strategy. • Review your insurance coverage. Over the course of a year, you could experience significant changes in your life: marriage or divorce, the birth of a new child or the departure of an older child from your home, the start of a new job or retirement from an old one, and so on. That’s why you’ll want to make sure you have the right amount and type of insurance to protect your family and your financial future. By making these moves, you can close out 2009 on a positive note — while positioning yourself for progress on your long-term goals. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its associates and financial advisors are not estate planners and cannot provide tax or legal advice. For additional information, contact:
Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO
719-481-4964
TO DRIVE.
Your Choice Auto® Insurance. Deductible Rewards, Accident Forgiveness and more. Sound Good? Call me today.
719.481.4740 Joslin Nagle
1850 Woodmoor Dr., Ste. 105 Monument JoslinNagle@allstate.com Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval where required).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company
Falcon Operations Center Open House We cordially invite members and guests to tour Mountain View Electric Association’s new facility on Tuesday, December 15 from 4 to 6 p.m.
“Your Lender Next Door”
11140 East Woodmen Road.
Come and see all the energy saving features of this great new facility!
NEED CASH? NEED FINANCIAL FREEDOM? NEED RATE STABILITY? CALL US TODAY FOR YOUR FREE LOAN ANALYSIS
Proudly Serving the Tri-Lakes Area and Colorado Springs
Office: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953
16
®
SNIPPETZ BUSINESS AND FINANCE
Lisa Welch Stevens Attorney at Law, P.C.
Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖
Business Formation
❖
Business Planning
❖
Intellectual Property
❖
Employment Law
❖
Mergers and Acquisitions
❖
Wills, Estate, Probate
❖
Transactional (Contract) Services
Member: Colorado & El Paso County Bar Association
719.488.9395
THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.
© December, 2009, Lisa Welch Stevens, Esq.
On the next screen one enters the mailing address of the estate; this is usually the address of the personal representative himself, unless a law firm is handling probate. The representative will also enter a telephone number for the estate (again, usually that of the personal representative), and indicate whether there is another U.S. address to use. Click “Continue” to proceed. One should not include ANY PUNCTUATION MARKS – otherwise he will receive an error message. No commas, apostrophes, hyphens, etc.
ast week we discussed how to go about opening informal probate of an estate. As you will recall, informal probate is a low-cost, unsupervised, and relatively quick and inexpensive way to probate and close an estate, which can be done by any non-attorney willing to spend the time, using forms and instructions readily available on the Colorado State Judicial Branch website.
L
On the next screen the representative will enter the name of the County and the State where the estate is being probated, as well as the date upon which probate was opened (this will be the date on the Order for Informal Probate and Informal Appointment of Personal Representative), and the closing month of the accounting year (this will virtually always be December). Click “Continue” to proceed.
Once the probate court has issued the Order for Informal Probate and Informal Appointment of Personal Representative, and issued certified Letters Testamentary giving the personal representative authority to act on behalf of the decedent’s estate, the representative is ready to go. One of the first things the representative needs to do is to open a bank account in the name of the estate of the decedent; this account will be titled, for example, as “The Estate of John Francis Doe”. To open this account, the representative will need to provide the bank with a certified copy of the Letters Testamentary, a certified copy of the death certificate, his own identification, and a taxpayer identification number for the estate.
Next the representative will be asked if the Estate will have any employees. This will usually be “No”. Click “Continue” to proceed. The representative will next be asked if he wishes to receive the confirmation letter providing and confirming the tax identification number for the estate online or through the U.S. Mail. It is best to ask for it online if one is using one’s own computer and has access to a printer; one then will have the number right away, and can save the letter on his computer and print out as many copies as one might need. Click “Continue” to proceed.
INFORMAL PROBATE OF AN ESTATE
lisa@lwslawfirm.com • www.lwslawfirm.com
DIVORCE / FAMILY LAW Experienced - Affordable Convenient Law Offices of Christopher C. Meyer,P.C. 13540 Northgate Estates Dr., #200
Colorado Springs, CO 80921 (719)488-9395 Please visit our comprehensive website for divorce information: www.cmeyerlaw.com
AN END TO MANDATORY OVERDRAFT PROTECTION
U
ntil now, users of ATM or debit cards could make purchases that basically cleared their accounts, and then some, and the bank would cover the overage temporarily -- for a fee. Sometimes the overdraft was accidental, perhaps due to a mistake made in the checkbook. Other times it was a gas station that caused the problem: Use a debit card to buy gas at a pre-pay pump, and more often than not an amount much larger than the actual purchase would be put on “hold” for the balance of the day. Or maybe the consumer knew in advance that there wasn’t enough money for a purchase. No matter the reason, if an overdraft was created, the bank charged fees that netted the banking industry many billions of dollars per year. If multiple transactions were made, multiple fees would be charged. It was the hefty
personal representative obviously selects “individual”. Click “Continue” to proceed to the next screen. On the next screen the personal representative must enter his information, including his full legal name, his social security number, and the type of fiduciary he is. In Colorado, the correct choice is “personal representative”. Next one selects whether he is applying as a personal representative himself, or as a third party applying for another. Attorneys handling probate would select the latter; a representative should select the former. Click Continue to go to the next page.
To get a tax payer identification number for the estate is relatively easy. One can go to the Internal Revenue Service website at www.irs.gov, and click on “Employer Identification Number” on the lower left side of the home page. Scroll down the page to where it says, in blue, underlined, with capitals letters: “Apply Online Now” and click on that link. Next, click on the box that says “Begin Application”. The next page will ask the representative to select a type of entity for which he wishes to receive a tax identification number. Select “estate”, and click on “Continue”. Click “Continue” again on the next page, confirming that it is for an estate that one wishes to obtain the number. On the next page the representative will enter the full legal name and the social security number of the decedent (not the representative). After that information is entered, click on “Continue”. The information will be accepted only if it matches IRS records, so one must enter the name of the decedent exactly as it appears on their social security card. On the next screen one selects whether the administrator of the estate (in Colorado, the personal representative), is an individual or an existing business (such as a law firm handling probate). A
overdraft fees -- often amounting to $30 or more per occurrence -- that consumers said were excessive, and the complaints stacked up at the Federal Reserve. Starting next summer, banks will have to ask permission of consumers to charge overdraft fees. Account owners will have to opt in to have overdraft protection, and banks will be limited to charging one overdraft fee per month or six per year. Unless consumers sign up for overdraft protection (and pay the resulting fees,) the end results could be harsh. Instead of a bank covering any overages (and charging a fee for it), ATM and debit cards will be shut off once the withdrawal exceeds the amount in the account -- right in the middle of a transaction. Here are some suggestions: • Sign up for the overdraft protection in case of an emer-
17
On the next screen, there will be a summary of all of the information the representative has entered. The representative should review that information and, if it is correct, print the summary page for his records and click on “Submit”. The representative will then see a confirmation letter on the screen; he can print it out and save it. The representative should then take this confirmation letter with him to open the bank accounts, and to deal with other financial accounts. If information in the summary is incorrect, one can go back and correct his entries, using the “start a new application” link at the top left of the page. As always, this information is presented for general informational purposes only, and does not constitute the offering or provision of legal advice. Consult with your legal advisor regarding our particular situation. For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395
gency expense. If you don’t have the money in the bank, that overdraft fee might be a welcome expense. • Balance your accounts every month and don’t spend what you don’t have. • Pay attention to the information leaflets that come in your statements. Expect fees for other services to go up and minimum balances on accounts to go higher. Banks are going to miss those billions of dollars and will need to make them up in others ways. David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@gmail.com. (c) 2009 King Features Synd., Inc.
SNIPPETZ
®
THE LOCAL SCOOP
Auriel Essence Day Spa is now.....
Kenyon Design PROFESSIONAL HOME IMPROVEMENTS
719-459-8788 • Kitchen & Bath Remodel • Interior & Exterior Remodel Dave Kenyon
❊
CHRISTMAS SPECIALS!!
• Architectural Woodwork
OFFER GOOD UNTIL DECEMBER 24TH Receive $10 gift certificates for every $50 spend on products, services, or gift certificates, in November or December. These make great stocking stuffers, or treat yourself! ( Gift Certificates good for services only.) Take advantage of all one or all of our specials! During the Holidays please note bookings fill up fast, there will be no rain checks, please call in advance!
• 28 Years Experience
dkenyondesign@gmail.com
Quality Doesn’t Cost... It Pays!
SENIOR NEWS LINE by Matilda Charles
MEDICARE: MAKING CHANGES IN YOUR COVERAGE
I
t’s open enrollment time again. Have you reviewed your Medicare plan and made any wanted changes to your insurance or drug plans? You have a few more weeks to
ROOM FOR RENT: $300.00 for massage, or nails. located in North Chapala building. Internet, and phone included. Call for more info. 719-375-8831
get this done before the deadline on Dec. 31, 2009. Even if you’ve been happy with your coverage this past year, it’s still a good idea to review what you have because the costs could change. Did you receive your 2010 Annual Notice of Changes? Providers are required to send it to you once a year. The information includes what you can expect for co-pays and insurance next year, as well as the costs and any changes in coverage. It’s also possible that your specific drug plan might not be offered next year. If that happens you’ll be shunted off to another plan -- one you might not want. Reviewing your Medigap coverage (the policy that covers what the basic Medicare doesn’t) could well be your most important step. By law, all Medicare Supplement Insurance (Medigap) policies must adhere to state and federal guidelines, but the
Tue & Thur 9-6 Wed, Fri & Sat 9-4 Sun & Mon Closed
Bring in a visiting family member for a facial, and get a second facial equal or lesser value, 40% off for yourself!
Auriel Essence Skin Care
236 Washington St #3 • Monument, CO 80132
719.375.8831
links to a great deal of information.
If you need help (especially in sorting out the 12 Medigap policies A thru L), you can reach the helpline at 1-800-MEDICARE (1-800-6334227). Representatives will assist you with questions about Medicare Part A (hospitalization) and Part B (medical insurance), too. They’ll be able to go over your health care choices with you, and answers questions about your rights and patient appeals and complaints.
Right on the front screen you can find links to compare health and drug plans, find drug-plan coverage in your area, and learn ways to lower your drug costs. For Medigap information, click on Compare Health Plans.
If you have a computer with access to the Internet (or can use the ones at the library), go to www.medicare.gov for
debt, could meet or exceed 60% of thier monthly income. The joy of owning a new home was quickly replaced by the sinking feeling that their mortgage payment was now causing extreme financial hardships. In the month of December, many home lenders are lowering the maximum amount of monthly debt, including a housing payment, at 45% of monthly gross income. While lenders may have a maximum amount you can allocate to housing, no one knows what you are comfortable paying more than you. Tell your mortgage lender what you are comfortable paying per month and use that number to figure out the cost of the home you can buy.
Things to Know When Shopping for a Mortgage
How to Get a Low Payment!
This is the most important advise I can give you…….. BEFORE you begin looking for a home, always talk to your lender, have them pull a three-bureau credit score, and then determine exactly what loan program, loan amount and loan payment for which you qualify and are comfortable!
During the home buying boom of 2000 to 2005, getting a mortgage with a FICO score in the low 500 range was not unreasonable. Now, depending on your lender, the amount of your down payment, and the mortgage program, the lowest acceptable FICO score is 680. For those applying for an FHA loan, lower FICO scores may be acceptable but standards have risen and can vary by lender.
Buy 2 products receive, one of equal, or lesser value for 25% off! ( Special orders not included.) Good for Sanitas Skin Care products, and Mediceudicals hair.
costs can vary.
Article by Robyn Graham Keller Williams Real Estate, LLC
Know Your Credit Score!
S AV E
If you need assistance improving your score and credit profile, most lenders will give you a "to do" list or recommend a professional who can create a plan to clean up your credit so that you will be in a position to buy in the near future.
Know Your Ratios!
During the boom, it was common for prospective home buyers to qualify for a housing payment that, in conjunction with their other monthly
18
If you ask your Realtor to negotiate in the purchase agreement for the seller to pay points to lower your interest rate, this will lower your monthly mortgage payment! ALSO, the IRS treats "points" or fees paid to lower your interest rate as an item which is deductible on your income taxes (even if it's the seller who paid the points). For instance, if the seller pays 1 point (or $2000 on a $200,000 loan), you will get a lower rate and lower payment, AND a $2,000 deduction on your income tax! Both "qualified first time home buyers" and "move up" buyers are eligible for a tax credit from Uncle Sam up to $8000. Some lenders have programs to use this tax credit as your down payment, thus lowering your loan amount and payment!
Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2009 King Features Synd., Inc.
Still Short Some Cash?
While down payment requirements have increased for some programs, it is still possible to buy a home with less than five percent down. FHA will allow for you to qualify with as little as 3.5% down. VA and USDA loans still allow for no down payment. Granted, there are restrictions with each of these programs that can include maximum loan amounts based on your location with FHA loans, income and property requirements for those offered by the USDA, and your qualifying status as an eligible Veteran. However, the ability to purchase a home with less than five percent down is still a possibility for millions of Americans. Also, keep in mind that sellers may still offer concessions in the form of paying closing costs which can also decrease the amount of funds you may be required to have to purchase your next home. This information was provided courtesy of Ronda Curtis, Mortgage Loan Officer, Air Academy Federal Credit Union (719)4884954 and YOU Magazine.
A Complete Library of Past Articles can be found at: www.SpringsRealtyTalk.com For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com
ÂŽ
SNIPPETZ CLASSIFIED
SNIPPETZÂŽ CLASSIFIED 6 LINES â&#x20AC;˘ Only $5 A Week (minimum 5 weeks)
Call: 719-487-0484 ÂŽ
Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following weekâ&#x20AC;&#x2122;s issue. We reserve the right to refuse or edit ads for any reason deemed necessary. Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com
APARTMENTS for RENT
The place to turn for Shelter
Beautiful, new self-contained 1-bedroom apt for rent in rural Monument - $700 - for more info at www.nyagregorfleron.net/4rent. html#apt or call 719 487 3113
1 BEDROOM APT FOR RENT
Funder Enlightening, Inc. PO Box 789 Monument, CO 80132
On ranch. Utilities included. $650./ month. Located off I-25 between Larkspur & Monument. No smoking. Pets & horses negotiable. 719-481-2126
AFFORDABLE HORSE BOARDING
HORSE-BOARDING Overnight, vacation,or full boarding services for $275.00/mo pasture/paddock $300/stall. Winter 3 feedings a day. Visit our website at: www.depriestperformancehorses.com or call Mary 303-249-3322 SERVICES
SNOW PROS SNOW REMOVAL Tri-lakes, Blk Forest, CoSpgs Call for free estimate! 719-596-7249 dainabeck@aol.com Residential and Commercial SUNRISE CHURCH THRIFT STORE Bargains on clothing, household items. 4005 Lee Vance View (Near Woodmen and Rangewood). Open Friday and Saturday, 9am to 4pm INVESTMENT OPPORTUNITIES
INVESTMENT OPPORTUNITY! Well established Restaurant Franchise located in Monument. Rare opportunity at an incredible price. Please call (719) 522-2847 for more information.
HELP WANTED
PART TIME 15-20 hours weekly German shepherd breeder in need of kennel hand $9.50 hour Contact Izzet (303) 660-9000 HELP WANTED: PINZ is now accepting applications for all positions. Applicants should be responsible and able to work nights and weekends. Customer service experience a plus. Please stop by to pick up an application. PINZ 855 Hwy 105 Palmer Lake.
Michael D. Ahlers
66 Second St. Ste. B P.O. Box 1212 Monument, CO 80132-1212 (719) 481-2550 Cell: (719) 209-4534
COMMERCIAL ROOM FOR RENT $300.00 mo. - for massage, or nails. located in North Chapala building. Internet, and phone included. Call for more info. 719-375-8831
or
Visa / Mastercard / Check
Insurance protection for your auto, home, and life.
APARTMENT FOR RENT AVAILABLE NOW!
www.shelterinsurance.com
Search Entire MLS: www.CoSpringsMLS.com D!
CE EDU
LY R L A IC
T
RAS
D ICE
CUSTOM HOME FOR RENT Off County Line Rd. 6 bedrooms / 4 baths, 3 car garage. $2250/mo. Short or long term lease. Pets OK. Owner/Agent. Call Jim: Stiltner Realty - 719-964-3526
PR
PALMER LAKE DELUXE 2 BEDROOM APARTMENT 2 car garage / fireplace. Borders national forest. $950/mo. 719-481-3378
Tuscan Home in Wissler Ranch!
South Woodmoor Gem!
5 Bedroom 5 Bath 3 Car Garage
5 Bedroom 5 Bath 3 Car Garage
$675,000 www.20175wissler.info '98 Parade of Homes Winner; 3 Acres; Huge Stone Frplc Wall; Wood Beam Clngs; Granite & Stone; Romantic Master Suite w/ Frplc; Jetted Tub; Walk-Out; Wet Bar; Workout Rm/ Theater; A/C; Alarm
OFFICE SPACE AVAILABLE In my office. Palmer Lake near Hwy. 105. Great location. Call Dr. Meislahn at (719)488-8789.
$529,900 www.750Bowstring.info Beautiful Views! .97 Acres; Vaulted Ceilings; Gas Log Frplc; Gourmet Kitchen; Granite Travertine; Hardwood Flrs; 2 Dry Bars; Rec Rm; Mstr Bdrm on Main; 5pc Bath; Deck; NEW Roof & Windows; Security; Gazebo
Home Buyers!
ARE NEW YEARâ&#x20AC;&#x2122;S RESOLUTIONS DAUNTING?
FOR SALE
LIKE NEW! 3br/2ba 1404 sq.ft. manufactured home on lge lot MM Park.New ref.& neutral carpet, cer. tile in kit,utility &entry.W/D, DW, 2 storage sheds. $44,500 Call owner 488-0986 to see!
Come join us for a Wellness Worksop featuring Juice Plus nutritional support product January 14 (7 to 8:30 p.m.) or January 16 (1:00 to 2:30 p.m.) at the Woodmoor Barn. Enjoy a free yoga demonstration. Learn how yoga can help improve and maintain good health. For more information contact Sue Hippe at 719.332-7114.
Luxury Living in Woodmoor ! 6 Bedroom
SHELVES AND MORE SHELVES! Several different styles for sale, all used and will work on price. Give us a call--- 488.8334 and ask for Marce
V #/-0%4)4)6% 02)#).' V &ULL #OVERAGE 7ARRANTIES V &AMILY /WNED /PERATED
(WY -ONUMENT #/ 6IEW )NVENTORY AT WWW MONUMENTMOTORS COM
We specialize in used, 7E SPECIALIZE IN reconditioned and current model USED RECONDITIONED
SUBARUS!
The $8000 Homebuyer Tax Credit has been extended!!!
3 Car Garage
Large Corner Lot; Incredible Views ! Walk to Woodmoor Country Club; Gas Log Frplc; Radiant Floor Heat; Pella Windows; Hardwood Floors; Granite Countertops; Jetted Tub; Wet Bar; Hot Tub; Auto Sprnklrs
Call me to find out how you can qualify!
Robyn Graham CDPE, ABR, GRI, QSC, CLHMS, CDPE
719-216-4421
YOU MAY NOT BE ADVERTISING!
SNIPPETZ... h9OUR (OMETOWN !UTO $EALERv
4 Bath
$540,000 www.19450indian.com
IF YOUâ&#x20AC;&#x2122;RE NOT ADVERTISING IN
AUTO SALES
Seek Shelter Today!
AUTO REPAIR
LUBE, OIL AND FILTER CHANGE SPECIAL GOOD ON MOST VEHICLES EXCLUDING DIESEL
AUTO REPAIR
$7.00 OFF ANY
OIL CHANGE
WITH THIS COUPON
MONUMENT â&#x20AC;˘ SAFEWAY CENTER â&#x20AC;˘ 488-2299
19
Quality Import Service 719.488.6729 707 County Line Rd. Palmer Lake, CO
Specializing in SUBARU Repairs
®
SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
Your Professional family Salon
Visit our web-site or call us today to discuss your next project.
JOIN US FOR OUR
www.LauriaBuilders.com
3 DAY CUSTOMER APPRECIATION SALE!
YOU’VE SURVIVED THE CORRECTION... ARE YOU READY FOR THE RECOVERY?
DECEMBER 15, 16 AND 17
IMPROVE YOUR HOME TODAY FOR ADDED COMFORT, SPACE AND VALUE!
Receive a Color Service & Get a FREE Eyebrow Arch or Chemistry System Treatment
• • • • • • •
Receive a Men’s Haircut & Get a FREE Paraffin Treatment or Scalp Conditioning Treatment Purchase a $100.00 Gift Card and receive a $25.00 Gift Card FREE to use in January or February 2010
Also in December - ALL PRODUCTS 25% OFF Innovations Salon would like to say THANK YOU to all our customers. Please stop in this month and enjoy all our great specials, or just to say HI!
Lauria Builders & Land – (a family of builders since 1976) Renovations, Remodels, Additions, & Custom Homes
We could not have had such a great year without you. Happy Holidays and have a Great New Year!! * Our Staff is Redken Trained * Continuous Education to Better Serve You
Kitchen & Bath Remodeling Custom trim, crowns, moldings Finished lower level/basement Bookcases, bars, closet designs Window & Door replacement Interior doors & hardware and a whole lot more - Call us today!
FREE estimate, design ideas, immediate attention licensed, insured, references, friendly, affordable, great people
481-3094
719-481-3249
481 Hwy 105, Suite A Monument Plaza Center
LauriaBuilders@aol.com
God Bless America!
INTERNATIONAL STONEWORKS, LLC SLAB COUNTERTOPS
GRANITE COUNTERTOPS
$32.00 Per Sq. Ft. Installed
CUSTOM
FABRICATION & INSTALLATION (719) 488-3180 200 COUNTY LINE ROAD • PALMER LAKE, CO 80133 (just 3 miles west of 1-25 Monument Exit just east of the railroad crossing)
www.iswrocks.com • Since 1997 • Residential • Commercial 20
Roa d
Call for your FREE Quote Today!
GRANITE MARBLE TRAVERTINE QUARTZ
Hwy 105
a in
• • • •
nt
KITCHENS BATHROOMS WETBARS WALLS FIREPLACES FURNITURE OUTDOOR LANDSCAPE FEATURES
ou
• • • • • • •
p ru SS
M ce
Co
ty un
e Lin
ad Ro
INTERNATIONAL STONEWORKS, LLC.