Snippetz Issue 426

S

n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR

SNIPPETZ THINKS

z

®

IT’S ABOUT TIME

by Deborah Stumpf

“What then is time? If no one asks me, I know what it is. If I wish to explain it to him who asks, I do not know. “ -Saint Augustine

All your protection under one roof.

All your protection under one roof.

Larry E Stiltner Agency All your protection 481 Hwy 105 Suite 212 under one roof.

(719) 481-8382 Bus Monument, CO 80132

©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03

T

ime is on your side; for the time being; time to go; give me some time; it will take time; I don’t have time; time is of the essence; he’s so behind the times; it’s high time you tail on out of here.

Ever wonder how many times the word time is repeated in the average human dialogue every day?

According to Dictionary.com, the word “time” can be a noun, verb or adjective – and the Web site defines “time” using 64 examples.

Larry E Stiltner Agency 481 Hwy 105 Suite 212 481-8382 Larry E(719) Stiltner AgencyBus Monument, 481 Hwy 105 SuiteCO 21280132 A few: (719) 481-8382 Bus ©1997 American Family Mutual Insurance Company and its Subsidiaries • Time as a noun: Reading “Snippetz” is the best time of Monument, CO 80132 Home Office – Madison, WI 53783 www.amfam.com the day for me. ©1997 American Family Mutual Insurance Company and its Subsidiaries NA-07497 Rev. 1/03 • Time as a verb: She timed her entrance perfectly.

Home Office – Madison, WI 53783 • Time as an adjective: He’s a time bomb waiting to hapwww.amfam.com pen.

NA-07497 Rev. 1/03

It’s About Time ... Continued on Page 2

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ISSUE 426 • DECEMBER 28, 2009

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Moments In Time... 8

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FEATURE ARTICLES

C O U N T S

Q U A L I T Y

IT’S ABOUT TIME

Q U A L I T Y

W H E N

Cover Story SNIPPETZ THINKS

W H E N

W H E N

THIS WEEK IN SNIPPETZ

Senior News Line... 18

It’s About Time ... Continued from Page 1

STYLE 5 Kim’s Korner... 5

HEALTH AND WELLNESS 9 SNIPPETZ BUSINESS DIRECTORY PAGE 10 Local Businesses on the Go!

THE DINING GUIDE PAGES 11-13 Comfort Foods Made Fast & Healthy... 11 Good Housekeeping 2... 11 Patricia’s Café... 13 Vino-Bits...

Of course, there’s plenty of idioms (sequence of words that form a meaning) with the word “time.” At times, Sally feels like playing hooky from her work. For the time being, however, she will have to focus on her idea so she can stay ahead of time. In good time, Sally will have made her million, and then she’ll have the time of her life.

AND THERE’S FATHER TIME The term “Father Time” conjures up an image of an old bearded man carrying a scythe, clothed in a robe. The term is synonymous with New Year’s – out with the old and in with the new.

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PUZZLES, TRIVIA, ENTERTAINMENT 14-15 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCE PAGES 16-17 Financial Focus ... 16 The Law According To Stevens... 17 Dollars and Sense... 17

REAL ESTATE Robin’s Rap... 18

CLASSIFIED PAGE 19 GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

NEXT WEEK IN SNIPPETZ FOR SNIPPETZ, TRIVIA IS HARDLY TRIVIAL

The Greek god Cronus, god of agriculture, is the original Father Time. The Roman god of agriculture was Saturn, also representative of Father Time. The Romans celebrated Saturnalia, a weeklong harvest in December, which is said to have influenced the decision to set Dec. 25 as the birthday of Christ; thus, Christmas. This is how, in a roundabout way, that Father Time became a symbol of the passing of the old year.

Modern-day customs have Father Time handing over the personification of time to Baby New Year.

SPEAKING OF NEW YEAR’S New Year’s is, of course, born out of the Gregorian calendar. Julius Ceasar was the first to introduce a calendar, which included too many leap years. By 1582, Ceasar’s calendar was out of sync with the seasons. The new year had been celebrated March 25. Pope Gregory brought time back into step by suggesting that three leap years be dropped every 400 years. The Gregorian calendar came into play and has stood its time!

Because time is the focus of New Year’s Eve, it wouldn’t be too off course of the subject to mention the myriad of celebrations throughout the world.

Besides the whistles and clangs as the midnight hour rolls in, many countries have at least one special dish traditional on New Year’s Day.

THE U.S. Of course, there’s Times Square, Dick Clark and the big ball – and cake and champagne. However, folklore has it that Americans will experience good luck during the coming year if they eat black-eyed peas and rice New Year’s Day.

ALL RIGHTS RESERVED © 2009 PUBLISHED BY FUNDER ENLIGHTENING, INC.

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(719) 487-0484 email: snippetz01@gmail.com

AUSTRIA Carp (believe it or not) and pork are New Year’s good luck foods in Austria. They also invite the new year with faschingkrapfen, which are Carnival jelly donuts; and glucksbringer – chocolate and marzipan candies shaped like pigs, gold coins, chimney sweeps, four-leaf clovers and horseshoes.

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VIETNAM A rice pudding containing mung beans and pork is always part of the celebration. Watermelon is thought to bring good luck because of the red of the flesh. Watermelon seeds are dyed red and served as delicacies.

GREECE Jan. 1 is also St. Basil’s Day in Greece. St. Basil, a forefather of the Greek Orthodox Church, is honored for his generosity to the poor. It is believed he died Jan. 1. The most important dish on New Year’s Day is vassilopitta, or St. Basil’s cake. Inside the cake is a silver or gold coin.

The cake is distributed in order: the first piece for St. Basil, the second for the household, the third for the most senior member of the household and on down to the youngest member of the household. A piece of cake is often reserved for cattle and a big piece for the poor. The person who finds the coin in the cake will have good luck the entire year.

SCOTLAND The first person out of bed on New Year’s Day takes spiced ale to those still sleeping. Later on, the Scottish consume black buns (a must for New Year’s) shortbread, oatmeal cakes, scones, cheese and whiskey and wine (unless the first person out of bed has been knocked silly by those he wakes up).

ENOUGH ABOUT NEW YEAR’S It’s time to get back to “time.”

American Scientist Stephen Hawking wrote a book, “Brief History of Time, From the Big Bang to Black Holes,” which became a bestseller in 1988. In the book, Hawking covers cosmology, Big Bang, black holes, light cones and explains complex math. The book sold more than 9 million copies and has been revised a few times.

There are many books with time as a theme, at least in the title. One book alluding to time that is nothing like Hawking’s is “A Time to Kill” by John Grisham. Reading that book will easily kill time.

A TIME TO DANCE Keeping time with everyday news items are hordes of magazines and newspapers that also incorporated the word “time” in their titles, such as “Time Magazine” and “The New York Times.”

But the music industry takes the cake for song titles and lyrics about time. Baby boomers will remember some.

“Time of the Season” by the Zombies “There’s a Time for Us” by Johnny Mathis “No Time” by Guess Who “As Time Goes By” by a bunch, from Billie Holiday to Rod Stewart “Time has Come Today” by the Chambers Brothers

It’s About Time ... Continued on Page 3

®

SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR A FAMILY THAT “CLAY’S” TOGETHER…

Whimsical ceramic and clay works from Colorado

Springs ceramic artist Paul Dahlsten. A one-of-akind gift for your family and friends.

We have the privilege of displaying, Tri-Lakes resident, THAD HANDRICK’S pottery lines. Thad’s pottery is as beautiful as it is functional and makes very useful gifts.

719-271-8742 Almost Everything Fixed Around the House

Come support the arts! We have several local artists displaying their fine fare!

Licensed and Insured Specializing in your “To Do” List

It’s About Time ... Continued from Page 2

The Byrds win the how-many-times-can-you-use-theword-time-in-a-song contest.

“To everything (turn, turn, turn) There is a season (turn, turn, turn) And a time to every purpose, under Heaven A time to be born, a time to die A time to sew, a time to reap A time to kill, a time to heal A time to laugh, a time to weep …

A time to build up, a time to break down A time to dance, a time to mourn A time to cast away stones, a time to gather stones together A time of love, a time of hate A time of war, a time of peace A time you may embrace, a time to refrain from embracing A time to gain, a time to lose A time to rend, a time to sew A time for love, a time for hate A time for peace, I swear it’s not too late”

TIME CAPSULES Preserving a piece of history and sealing it for discovery in the future is the gist of the time capsule. The idea of time capsules goes way back to vaults of artifacts hidden inside the walls of ancient Mesopotamian cities like Babylon. Tombs, including Egyptian tombs, are also considered time capsules.

Recent origins of the time capsule came from the 1939 World’s Fair in New York City. The time bomb, as it was first referenced (later changed to the more sensitive time capsule), was part of the Westinghouse exhibit at the fair.

The capsule was 90 inches long, more than 6 inches in diameter and weighed 800 lbs. Everyday items such as seeds for food crops, a spool of thread and a 15-minute newsreel were placed inside the capsule. It was buried 50 ft. below a park near the fair site – to be opened in the year 6939. Yes, that’s 5,000 years!

TIME TO GET UP It would be remiss not to mention the association of time with an alarm clock – that pesky machine that jolts people

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“Time After Time” by Frank Sinatra “Time in a Bottle” by Jim Croce “Funny how Time Slips Away” by Willie Nelson “Cryin’ Time” by Buck Owens “Love Me Two Times” by the Doors “Time Won’t Let Me” by the Outsiders “Time” by Pink Floyd As time went on, new music artists included “time” in their titles.

“Party all the Time” by Eddie Murphy and Rick James “Baby One More Time” by Britney Spears “Time Stand Still” by Rush “Killing Time” by Clint Black “Time for Me to Fly” by REO Speedwagon “This Time” by Bryan Adams “Hearts Done Time” by Aerosmith “Time” by Hootie and the Blowfish “Time” by Culture Club

ECLECTIC GIFTS CUSTOM FRAMING

Bella’s own ETHAN AHLSTROM won 2nd Place in PPFA’s Framers competition! It’s on display in the gallery. CONGRATULATIONS, Ethan!

Provencal Beef Ragout

Coq Au Vin

Glazed Grilled Salmon

slow-cooked for hours

a unique twist on

salmon with a sweet dijon

a sampler plate of

soy glaze served with

Casarecce Pasta and Grilled Chicken with a Sundried Tomato Cream Sauce

with onions, fire-roasted

dear julia’s traditional

tomatoes, celery and

chicken with wine

creamy mashed potatoes

pappardelle-style pasta

bratwurst, beer bratwurst

mushrooms served over

and grilled prosciutto-

with grilled chicken and

and weisswurst served

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Mondays 5:00–10:00PM Every Monday, buy one entrée at regular price and get the second FREE

Monday through Friday 4:00–6:00PM All wines by the glass and beer by the bottle is half-price

Wednesdays and Saturdays 6:00–10:00PM Everything on our list, by the bottle, half price

Thursdays 6:00–10:00PM All of our half-plates are half -price

Snippetz111209.indd 1

AC O U S T I C M U S I C F R I DAY S A N D S AT U R DAY S Starting at 6:30PM Perfect music to accompany the perfect glass of wine 11/13/09 8:25:19 AM

out of their deep sleep.

Some say alarm clocks are hazardous to one’s health and waking up naturally is easier on the body – at least more calming. Mother Nature as an alarm clock allows one time to properly welcome the dawning of a new day and make the transition from sleep to consciousness. What do you suppose the boss thinks of that?

Here’s how to time your awakening – minus the shrill of the alarm or the blasting music.

1. Decide what time to wake up on most days.

2. Use the alarm clock to wake up at that time each morning. The body is governed by circadian rhythms, a human cycle that adapts to the 24-hour day. The circadian rhythm is set by waking up at the same time every day, 3. How much sleep do you need? Getting enough sleep is vital to helping you wake up without an alarm clock.

4. Go to bed at the same time every night. The more consistent, the better.

5. Wean off the alarm clock. After one week of a regular bed time and wakeup time, one should awake without the alarm clock.

6.Respond by sense a. Light – leave the curtains or blinds open to wake up with the sunrise. Close them if sleeping later. Move the bed to

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certain angles to catch the light. Avoid obstructing the sunlight to the bedroom. The sun rises in the east and the south exposes more sunlight. If there is a need to wake up before the sun rises, use timers on the lights in the bedroom. b. Identify sounds that wake you up, from cars to birds – and don’t forget barking dogs (now they serve a purpose).

Leave windows open to clearly hear the sounds. c. A coffee maker is a perfect trigger for waking up. Although it’s not completely reliable, it can be used in combination with the birds singing or the neighbors yelling. d. Sleep experts say drink a tall glass of water before going to bed – for waking up promptly. (For those with bathrooms close by.)

Before the body wakes up, it releases a hormone to prepare for the wakeup call. To mentally release the hormone, note the time going to bed; calculate the number of hours before the wakeup hour. Sleep in 90-minute intervals, if possible. Envision wakeup time – and repeat it in your head for 20 seconds. And set the alarm as a backup.

Other great ideas for waking up without an alarm clock: get a pet or have a child.

OK, readers: Did you see this coming? Till next time, enjoy your time. Snippetz will be on time again next time.

Mark your time till then. Good-bye for the time being! It’s time to go!

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR

THE TRI-LAKES TEAM

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S e n s e i o k r a Allian L i r T e c h e T

THRIFT STORE The Tri-Lakes Senior Alliance reopens its improved

Thrift Store

Tuesday through Saturday - 10:00 am – 4:00 pm (719) 488-3495 For information, to volunteer, or to donate items, call the store during business hours.

Tuesday through Saturday, 10:00 am–4:00 pm 719-488-3495

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camp chairs, back packs, roller skates golf clubs, Desks, entertainment centers, file cabinets, tables, rocker, beds, collectibles Furniturecoffee – Desks, entertainment centers, file cabinets, coffee tables, rocker, beds, collectibles, APPLIANCES Appliances – Kitchen stove & oven, microwaves, Kitchen stove & oven, microwaves, vacuum cleaner, bread makers, clocks, clock-radios bread makers, juicers, clocks, clockcleaner,juicers, vacuum radios, Note: We can not acceptNOTE: electronics, clothes, shoes, CHILDREN ITEMS Children Items – Toys, games, bicycles, backWe can not accept electronics, purses, or child’s car seats.

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Boarding Kennel

SAFE • CLEAN • SECURE

HAPPY HOLIDAYS!

Shop early for best selection.

719-481-0250 125 Second St. Historic Downtown Monument

Black Forest Rd.

Thompson Rd.

Hwy. 83

THE PLACE FOR GREAT CHRISTMAS GIFTS Line Rd. to be spiritual beGuardian AngelsCounty are thought Owners on Site FREE Gift Wrapping Double ings that are “assigned” to protect and assist - 24 Hour - people here on Earth. We✪allJ have one or more Walker Rd. Hwy. 105 Supervision with us at all times.

BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates

CHRISTMAS SALE...

MANY ITEMS 50% OFF Both stores conveniently located at 274 Washington Street, Historic Monument

481•1361 • OPEN 7 DAYS

Unique Handcrafted Dollhouses & Accessories

Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs

for the Discriminating “Mini-Home Owner”

By Appointment: 495-1774

A CUT ABOVE DRYWALL When You Want It Done Right...

The First Time!

TRI-LAKES & GLENEAGLE WELCOMING Barbara Oakley 719-488-2119 PO Box 863 Monument, CO 80132

Drywall Patches, Repair and Texturing

• No Job Too Small • Free Estimates • Reasonable Rates • 25 Years of Experience Call Mark Today!

Home: 719-481-0509 Cell: 719-237-9277

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ POSSIBLE! ®

and ball.

• On Dec. 28, 1869, the Knights of Labor, a labor union of tailors in Philadelphia, hold the first Labor Day ceremonies in American history. The Knights of Labor was established as a secret society of Pennsylvanian tailors earlier in the year.

• On Dec. 29, 1878, the first game is played between two teams of the first professional baseball league in Cuba. Baseball had first been introduced in Cuba around 1864, when some students returned home from studying in the United States and introduced their fellow islanders to the bat

record “Boogie Woogie Bugle Boy” on Decca Records. The song became a classic World War II hit. The Andrews Sisters were the most popular “girl group” of their time, selling millions of records and setting the stage for the “girl group era” of the mid-1960s.

• On Jan. 3, 1892, legendary author John Ronald Reuel Tolkien is born in Bloemfontein, South Africa. In 1925, he became a professor at Oxford. As the legend goes, Tolkien found a blank page in a student’s examination book while grading papers one day and wrote on it: “In a hole in the ground there lived a hobbit.” This idea grew into the eminently successful children’s book “The Hobbit.”

• On Jan. 1, 1951, the Zenith Radio Corp. of Chicago demonstrates the first pay television system. The company sent movies over the airway via scrambled signals, and the 300 families who participated in the

test could send telephone signals to decode the movies for $1 each.

• On Dec. 31, 1978, flags at both the American embassy in Taipei and the Taiwanese embassy in the United States are lowered for the last time as U.S. relations with Taiwan officially come to an end. On Jan. 1, 1979, the United States officially recognized the government of the People’s Republic of China in Beijing. (c) 2009 King Features Synd., Inc.

finders keepers

by Peggy Rima

“gifts from the heart”

• On Dec. 30, 1905, French driver Victor Hemery, driving a gasoline-powered Darracq automobile, sets a new land-speed record in Arles-Salon, France. He reached a speed of 109 mph.

Incredible Jewelry Unique Gifts Local Art Pottery & Candles Colorado Jams, Salsas & Honey Celebrating 10 Years in Palmer Lake (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

• On Jan. 2, 1941, the Andrews Sisters

8

SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Heather F. Fink, PA-C

TELL EVERYONE YOU KNOW...

Specialized Adult and Pediatric Allergy and Asthma Care Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualized treatment for:

… ABOUT THE NEW REPS 50% OFF VIP PASS

JOIN FOR

$0

ENROLLMENT Offer expires 1/31/2010

Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

FIRST PERSONAL TRAINING

5-Days FREE

Offer expires 1/31/2010

Offer expires 1/31/2010

719-592-1365 www.csallergy.com

Including Allergy Injections

Call Robert For Details 719-481-9021 or 719-651-8300

550 Highway 105 Monument, CO 80132 Wednesday Afternoons

At the Medical Center next to Safeway

1728 Lake Woodmoor Drive (behind People’s Bank in the Woodmor Center)

Monumental Styles & Co. Co-owners Arlene Nelson & Sandee Strand

The Ultimate

   Massage Gift Certificates!

Buy a  of  and  Our Salon features Perfecta, the professional color line which is

 

natural and ammonia free - long lasting color with brilliant shine!

Hwy 105 at Knollwood • 1445 Cipriani Loop Ask for Arlene or Sandee Your Cut and Color Specialists

(719) 487-8660

1/2 hr :

1 G.C.

PKG of 5

$35

$170

(save

1 hr :

$5.00)

$55 (save $10.00)

(save

$6.00

PKG of 10 $320

ea)

(save $8.00 ea)

$270 (save $11.00 ea)

$520 (save $13.00 ea)

(Regular pricing: 1/2 hr $40 / 1 hr $65)

Planning is your best protection against the unexpected

Healing Touch Therapeutic Massage Robyn Graham, LMT

Auto • Home • Life • Commercial All Your Recreational Vehicles

212 N. Washington St., Suite A, Chapala Building in Monument

David Prejean 1840 Deer Creek Rd Suite 103C Monument www.farmersagent.com/dprejean • dprejean@farmersagent.com

719•434•7031

719-216-4421 www.HealingTouch-MassageTherapy.com 9

SNIPPETZ BUSINESS DIRECTORY ACCOUNTANT THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns.

Payroll, bookkeeping and financial statement accounting services.

INSURANCE AMERICAN FAMILY INSURANCE Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Bus. Monument, CO 80132 LStiltne@amfam.com

AUTOMOTIVE CYLINDER HEAD SERVICE Valve Jobs Seats • Guides Surfacing Foreign • Domestic • Gas • Diesel

Rup Engines 719-205-3010

THE PLACE TO FIND LOCAL BUSINESSES ON THE GO!

PAINTING CertaPro Painters (719) 475-1616 www.certapro.com Painting • Passion • Professionalism

Tim Buxton

ROOFING

LANDSCAPING COLORADO CUSTOM ROCK LANDSCAPING INC. Licensed and insured Serving the Front Range area for over 30 yrs.

Commercial & residential landscaping services ccrlandscaping.com Call for a FREE Estimate! 719.598.6871

Buxton & Luther, P.C. is an experienced and respected personal injury law firm dedicated to protecting the rights of persons injured due to the negligence of others.

Residential And Light-Commercial Interiors, Exteriors And Decks

PRIME ROOFING, INC. Your local Monument Roofer 24 Years of Experience working for you Licensed and Insured Member of the BBB Call: 719-599-4020

FENCING

In practice for over 20 years Extensive courtroom experience Served 11 years in the United States Air Force as a Judge Advocate General

Sommer Luther In practice for over 6 years.

Board Member – Colorado Trial Lawyers Association

L

et the experienced Denver & Colorado Springs personal injury attorneys of Buxton & Luther examine your case and explain your options. You do not have to face your injury or your financial worries alone. Allow the team of attorneys at Buxton & Luther to be on your side.

LAW FENCE CO. 20 YRS experience building and repairing all types of fence FREE ESTIMATES 719-520-5538 lawfenceco@yahoo.com

AUTO ACCIDENTS Car Crash Injuries Hit and Run Commercial Vehicles Motorcycle Wrecks Insurance Disputes

PREMISES LIABILITY Slip and Fall Construction Defect Negligent Care

PERSONAL INJURY Bike Accident Dog Bites Pedestrian Accidents Wrongful Death

MEDICAL MALPRACTICE Misdiagnosis Birth Trauma Inappropriate Treatment Negligent Procedure

SHELLY’S

HAIR BOUTIQUE

Colorado Springs Injury Law Office

Your Enviro-Friendly Salon

1230 Tenderfoot Hill Road, Suite 305 Colorado Springs, Colorado 80906

25% OFF - NEW CLIENTS Come visit my family friendly salon!!

Please take advantage of these great offers.

719-930-5192 by appointment only Shelly Wheeler Master Stylist

On Precision Cut and Style Offer expires 01-31-10 Must present coupon at time of service

Phone: (719) 471-2104 Fax: (888) 543-0928

$10 Men’s Precision Cut W/Scalp Treatment

Email: ColoradoSprings@BuxtonLuther.com

Offer expires 01-31-10 / Must present coupon at time of service

Color and Precision Cut $65

Denver Injury Law Office 7375 East Orchard, Suite 300 Greenwood Village, Colorado 80111 Phone: (800) 435-0586 Fax: (888) 543-0928 Email: Denver@BuxtonLuther.com

Contact The Injury Law Office of Buxton & Luther, P.C. for a free case evaulation

Offer expires 01-31-10 / Must present coupon at time of service

10

SNIPPETZ

DINING GUIDE

®

Ice Cream Maker for a Day Looking for a special way to celebrate your child‛s birthday?

PIKES PEAK ICE CREAM & GELATO 481 Highway 105, Unit # 208 Monument, CO 80132 Tel: (719) 313-9484 http://www.PikesPeakIceCream.com CLOSED ON MONDAYS

By Healthy Exchanges

BACON ALFREDO BAKE

A

lfredo doesn’t have to be one of those foods that you avoid just because you think it’s loaded with fat and calories.

This light, creamy dish has all the satisfying flavor and a whole lot fewer calories and fat.

2 cups cooked rotini pasta, rinsed and drained 1 cup frozen peas, thawed 3/4 cup chopped onion 1/2 cup Oscar Mayer or Hormel Real Bacon Bits 1 cup Carnation Nonfat Dry Milk Powder 1 cup water 2 eggs, beaten, or equivalent in egg substitute 1/2 cup Kraft Reduced Fat Parmesan Style Grated Topping 1 teaspoon dried parsley flakes

1. Preheat oven to 350 F. Spray an 8-by-12inch baking dish with butter-flavored cooking spray.

2. In a large bowl, combine rotini pasta, peas, onion and bacon bits. In a small bowl, combine dry milk powder and water. Stir in eggs, Parmesan cheese and parsley flakes. Add milk mixture to pasta mixture. Mix gently to combine.

3. Spread mixture into prepared baking dish.

Cover and bake for 30 minutes. Uncover and continue baking for 5 minutes. Place baking dish on a wire rack and let set for 5 minutes.

Divide into 6 servings.

HINT: Usually 1 1/2 cups uncooked rotini pasta cooks to about 2 cups.

• Each serving equals: 193 calories, 5g fat, 13g protein, 24g carbs, 557mg sodium, 236mg calcium, 2g fiber; Diabetic Exchanges: 1 Starch, 1 Protein, 1/2 Fat-Free Milk, 1/2 Fat; Carb Choices: 1 1/2.

Your child and guests will make their own ice cream. One delicious learning experience!

TUESDAY

WEDNESDAY

THURSDAY

SENIOR TUESDAY

CARRY OUT WEDNESDAY

FREE WAFFLE CONE

Seniors get an ice cream or gelato for

50% OFF

Buy One - Get One FREE on pints or quarts of ice cream or gelato

With an ice cream or gelato purchase

FRIDAY

SATURDAY

SUNDAY

EARLY BIRD SPECIAL

FREE COFFEE SATURDAY

All ice cream or gelato cones sold before 2PM are 25% OFF

Free coffee with any bakery purchase

CAFFE LATTES AND CAPPUCCINOS

(limit one per person)

We cater holiday parties, offer fundraising opportunities for schools, sports teams and civic groups and now have holiday ice cream cakes and gelato pies.

COMFORT FOODS MADE EASY

WE HAVE IT!!

1

$

Our gelato and ice cream is handmade every day in our store with the freshest, locally sourced ingredients and our gelato ingredients are imported from Italy.

BAKERY NOW OPEN GIFT CARDS 20% OFF Until the end of the 2009!

GOOD HOUSEKEEPING TWO

CARROT, RADISH AND GRAPEFRUIT SALAD

(c) 2009 King Features Synd., Inc.

15932 Jackson Creek Pkwy. Monument, CO In the Monument Marketplace south of Blockbuster and east of The Home Depot

COME IN AND TRY OUR CINNAMON ROLLS!

K

eep your healthy-eating New Year’s resolution this year with this simple low-fat Carrot, Radish and Grapefruit Salad side dish.

2 1/2 cups shredded carrots 6 radishes, thinly sliced 2 red grapefruits, peeled and cut into segments (without white pith and membrane) 2 tablespoons snipped fresh chives 1/4 teaspoon salt 1/4 teaspoon freshly ground pepper 1. Combine all ingredients along with the juice squeezed from the leftover grapefruit membranes. Serves 4.

• Each serving: About 73 calories, 18g total carbohydrate, 2g protein.

- Let us cater your next event Call about our wholesale pricing, catering and free deliveries.

HOURS OF OPERATIONS

719-481-1345

Monday - Friday 7:30 am - 8pm

Coupon must be presented

11

Saturday - Sunday 8am - 8pm

For thousands of triple-tested recipes, visit our Web site at www.goodhousekeeping.com/recipefinder/.

(c) 2009 Hearst Communications, Inc. All rights reserved

SNIPPETZ

®

DINING GUIDE

Early Bird Special

$2.99 Breakfast!

2 Eggs, Bacon or Sausage, Country Fries & Toast

Mon thru Fri Before 9am @ Both Locations!

NOW TAKING RESERVATIONS FOR

Coffee Cup Café 251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com Now open starting at 6 am - 3 pm 7 days a week!

NEW YEAR’S EVE

75 Hwy 105 Palmer Lake 719-481-2222

R’S A E Y W NE ALS I C E P S EVE ssels Pizzitano

Entree s Lollipo p Pork Over ris Chops otto w Marsala ith a mushroo n m, sauce er Mu s saffro 16.95 Appetiz ussels in citru .95 8 ed M fennel, Veal C Veal Marcello Steam h fresh it utlet w th o br p brocco topped with c d Shrim il n a li, r h te bas Lobs onion S tomato, basil eese, tomato Pasta a h & e it r re v W ed ove 5 ini r Fettu d Fettucc m sauce 17.9 A c lf c r a edo 15 ini cre oked .95 and Sm r Dessert y r a m u e Spumo ith a fo n, Ros ni C With a Chicke ella Ravioli W auce p omegra heesecake r s a z o d e r Moz lf nate sa om A uce 5.50 mushro 15.95 also se rving ou r comple te menu

All you can eat crab legs every Thursday after 5 pm @ Second Cup

$15.99 Crab Legs

Now offering NFL Sunday Ticket @ A Second Cup with Happy Hour Specials All Day Sundays and Mondays!

Wednesday Night Poker!

First Game @ 7:00pm Second Game @ 10:00pm

Open Nightly at 4:30

AVAILABLE FOR PRIVATE PARTIES AND CATERING

A Second Cup 13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net Open starting at 6 am - 9 pm 7 days a week!

20 Micro Brews on Tap!

Your Local Ale House! www.eatatrosies.com

SERVING Breakfast • Lunch • Dinner

COME ON IN AND WATCH THE BRONCOS AND NUGGETS!

PRIME RIB

NOW CATERING!

12/31/09

ON FRIDAY NIGHTS 5PM - 9PM

$

10

.99

411 Hwy. 105 • Monument, CO 80132

(719) 481-3287

BOOK YOUR CHRISTMAS PARTY NOW! 12

SNIPPETZ DINING GUIDE ®

PATRICIA’S CAFÉ THAI CURRY CHICKEN SALAD

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE Pizza, Pasta, Sauces Now Available Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244

website: http://www.bellapanini.com

Dine In or Take Out Highway 105 & Primrose St.

Steaks

❁

Shrimp ❁ Chicken

❁

Burgers ❁ Burritos

Our Famous Reubens

BINGO! Saturdays at 6:15 4 ea Cooked Chicken Breasts ¼c Mayonnaise 2 Tbs Diced Red Onion ¼c Diced Celery 3 Tbs Coconut 1 tsp Oriental Curry Powder ¼c Julienne Fresh Basil to taste Salt & Pepper 1. Cut chicken into ½ inch chunks.

2. Mix ingredients together and refrigerate.

Y

ou can serve this over some fresh chopped cabbage or lettuce and garnish it with some carrots, steamed and chilled broccoli, chopped green onions and fresh lime wedges for a refreshing salad.

You can also make a sandwich out of it. For a plain chicken salad you can leave out the coconut, curry powder and basil. Or, if you want a more Indian style curry chicken use Indian curry, cashews in place of the coconut and leave out the basil.

BREAKFAST SUNDAY 8:30-10:30am Biscuit & Gravy $1.95 ALL DAY Sunday

Serving Anne & Mann’s Gourmet Ice Cream

Thai food is always fresh with very little cooking.

24 Hwy. 105 in Palmer Lake

Be creative, have fun and enjoy!!!

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili

HOURS Call 488-6917 for current hours Closed on Mondays!

Rock House Ice Cream

Vino-Bits Wine Appreciation & Tasting Tips

Public wine tastings held monthly.

Sign up for our e-newsletter to find out when.

Located on Hwy 105 between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

488-3019

or www.thewineseller.net

brought to you by Dirk at The Wine Seller

488-6917

BAYOU BARBQ

A VARIETY OF VARIETIES

Simply the best, most thoughtful selection of wine under $20 anywhere.

Check out our eclectic microbeer and spirits selection too!

8668

If you want some spice, try adding some red chili flakes. Thai food is typically very spicy.

It is also very flavorful. Coconut milk, chilies, lemon grass, cilantro, and basil, are what create the flavors.

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of Bella Panini in Palmer Lake and Bayou BarBQ in Monument

“Real Wine for Real People”

481-TOOT

Sunday through Thursday 11:00 - 3:30 Friday and Saturday 11:00 - 8:00

S

nowflakes and fingerprints aren’t the only examples of Nature’s infinite variety. Within the genus Vitis and the species vinifera, you find as many as 10,000 varieties of wine grapes. If wine from every one of these varieties were commercially available and you drank the wine of a different variety every single day, you would need more than 27 years to experience them all! All sorts of attributes distinguish one grape variety from the next. These attributes fall into two categories: personality traits and performance factors. Personality traits are the characteristics of the fruit itself---its flavor, for example. Performance factors refer to how the grapevine grows, how its fruit ripens, and how quickly it can get from 0 to 60 miles per hour.

13

CAJUN & BARBQ Fare Dine-in or Take-out

Tuesday - Saturday 11:00am - 8:00pm

WEDNESDAY IS CATFISH DAY! COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM

481 Hwy. 105, Suite G • Monument, CO

(719) 488-2799

Website: BAYOUBARBQ.COM

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

By Marge Svenson

1. GEOGRAPHY: In what country is Stonehenge located?

2. BIBLE: What is the fifth book of the Pentateuch in the Old Testament?

3. ART: The artist Gustave Courbet was associated with which art movement in the 19th century?

4. ANATOMY: What causes a hiccup?

5. POLITICS: Plaid Cymru is the name of what group?

6. LITERATURE: Who wrote the novel “The Russia House”?

7. MUSIC: What rock group had a 1978 hit with the tune “Please Come Home for Christmas”?

8. MOVIES: What animated movie was promoted as “the greatest fairy tale never told”?

9. GENERAL KNOWLEDGE: When was the Lincoln Memorial dedicated?

10. SCIENCE: What is an astronomical unit?

Sports Quiz

By Chris Richcreek

1. Name the only National League team to win two World Series since 1983.

2. Which was the last major-league team to lose the World Series one year and win it the next?

3. In 2008, New Orleans quarterback Drew Brees fell just short of Dan Marino’s single-season mark of 5,084 passing yards, with 5,069. Whom did Brees replace as No. 2 on the all-time list?

4. How many consecutive years has the University of Wisconsin men’s basketball team made the NCAA Tournament?

5. Who was the first European defenseman to tally 1,000 points in the NHL? 6. Entering 2010, how many consecutive World Cups had the U.S. men’s soccer team played in?

7. Whom did Muhammad Ali beat to become the first three-time heavyweight boxing champion?

(c) 2009 King Features Synd., Inc.

(c) 2009 King Features Synd., Inc.

1. Who wrote and sang “Cathy’s Clown”?

2. Which group had a single and an album entitled “High Class In Borrowed Shoes”? Where are they from?

3. Who sang “Me and You and a Dog Named Boo,” and when?

4. Which group sang “Fly Like An Eagle”?

5. Name the 1968 hit that was 7 minutes, 21 seconds long. (Hint: The lyrics mention “all the sweet, green icing flowing down.”)

6. The melody of which Elvis song was taken from a Civil War ballad?

7. Which singers had hits with “How Am I Supposed to Live Without You”? (c) 2009 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).

New DVD Releases for Week of December 28, 2009 PICKS OF THE WEEK “The Waltons Seasons 1 and 2” Boxed Set -- Y’know, as much as I love sci-fi, horror and cheesy action flicks, I’m still a sucker for great television, and in 1971 one of the best-written, superbly acted television programs of the decade debuted. “The Waltons” was and is one of my all-time favorite shows. Set during the Depression,

the show told over nine seasons is the story of an extended family struggling to survive that era. Its recurring themes of honesty, self-sacrifice and hard work were -- and are -- the kinds of lessons that we simply don’t see enough of on television. Although the series has been released before, this new boxed set collects the first two seasons at a discounted price of $19.99 -- quite a bargain in these tough economic times.

“Paranormal Activity” -- This is one of those horror movies that you will either love or hate with a passion. Here’s the litmus test: If you thought “The Blair Witch Project” was an awesome, innovative film, you will love the heck out of “Paranormal Activity,” a movie about a newlywed couple who videotape the ghosties haunting their house. Conversely, if you thought “Blair Witch” was a boring, pretentious student film and that everyone involved

with the production should’ve been ground up and fed to feral pigs ... well, you get the idea. In case you’re wondering where I stand: “Bon appŽtit, Porky” should pretty much sum it up.

Cody and the lifeless acting by everyone.

Avoid this film like you would, well, any movie with Megan Fox or Diablo Cody’s participation. Duh.

DOG OF THE WEEK

TV SERIES

“Jennifer’s Body” -- One of the worst films of 2009. It’s not even in the “so bad it’s good” department. Megan Fox stars as a small-town cheerleader who longs to leave her hometown and become famous. When she hooks up with an indie band, she thinks she’s found her ticket to fame. Little does she know that the only reason they want her is so they can have a virgin sacrifice to seal a deal with El Diablo. Sadly, li’l Jen lied to them, and she comes back from the dead and starts killing boys in her school.

What makes this film so horrible is the cringe-worthy dialogue by “Juno’s” Diablo

“Glee, Vol. One: Road to Sectionals” “United States of Tara” Season One “Emily of New Moon” The Complete Second Season “Whale Wars: Season 2” “Gilligan’s Island” Complete Seasons 1 and 2 “Baccano!” The Complete Series Box Set “The Adventures of Ozzie & Harriet” Volume 16

14

(c) 2009 King Features Synd., Inc.

SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Answers & Solutions

TRIVIA TEST ANSWERS 1. England 2. Deuteronomy 3. Realism 4. Involuntary contraction of the diaphragm 5. The Party of Wales 6. John Le Carré 7. Eagles 8. “Shrek” 9. 1922 10. The mean distance between Earth and the Sun

DECEMBER 28, 2009

ARIES (March 21 to April 19) The New Year brings challenges that can change many things in your life. You need to be prepared not only to confront them, but also to deal with what happens afterward.

SPORTS QUIZ ANSWERS 1. The Florida Marlins (1997, 2003).

2. The Oakland A’s in 1988-1989.

3. Kurt Warner had 4,830 passing yards for St. Louis in 2001.

4. Eleven consecutive years.

5. Detroit’s Nicklas Lidstrom in 2009.

6. Five, beginning in 1990.

7. Leon Spinks, in 1978.

FLASH BACK ANSWERS 1. The Everly Brothers, in 1960. The song stayed at the top of the U.S. charts for five weeks and sold 8 million copies worldwide.

2. Max Webster, a Toronto-based band. “High Class” was their second album, in 1977.

3. Roland Kent Lavoie, also known as Lobo, in 1971.

4. The Steve Miller Band. They had both a song and an album (1977) by the same name.

5. “MacArthur Park” by Richard Harris. Donna Summer did a disco version 10 years later.

6. “Love Me Tender” (1956) used the same melody as “Aura Lee,” written in 1861.

7. Michael Bolton co-wrote the song, which was recorded in 1983 by Laura Branigan. Bolton also had a hit with the song in 1989.

TAURUS (April 20 to May 20) You have what it takes to set your goals quite a bit higher this year. Learn what you need to know and put what you learn into your efforts. A partner offers loving support.

GEMINI (May 21 to June 20) In true Gemini Twin fashion, you’re conflicted about a decision you know you’ll have to make in this New Year. Best advice: Get the facts before you make any commitment.

CANCER (June 21 to July 22) A friend offers you an exciting opportunity for this New Year. Although your positive aspects are strong in most respects, caution is advised. Investigate before you invest.

LEO (July 23 to August 22) You can make this New Year a roaring success. Start by readjusting your goals to reflect the changes in the economy. Your den-mate offers both wise and loving support.

VIRGO (August 23 to September 22) The New Year brings new opportunities for change. But you need to be ready to move from the comfortable status quo to the challenging unknown. It’s up to you.

15

LIBRA (September 23 to October 22) Your most important New Year’s resolution should be to work out problems with a family member in order to avoid continuing misunderstandings. Do it soon, for both of your sakes.

SCORPIO (October 23 to November 21) The New Year has much to offer the intensely determined Scorpian, who isn’t afraid to take on challenges and stay with them until they surrender their rewards.

SAGITTARIUS (November 22 to December 21) You’ll have many fine opportunities in this New Year. But be warned: Reject offers of “help.” You work best when you’re free to be your own creative self.

CAPRICORN (December 22 to January 19) The New Year offers changes that you might feel you’re not quite ready for. Best advice: Deal with them one step at a time, until you’ve built up your self-confidence.

AQUARIUS (January 20 to February 18) Travel is a dominant aspect of the New Year. This could mean relocating to another city (or even another country) in connection with your education or your career.

PISCES (February 19 to March 20) This New Year brings news about a change you’ve been anticipating. You might have a problem persuading a loved one about your new plans, but he or she will soon go along with them.

BORN THIS WEEK: You have a gift for making people feel safe and protected. You would make an excellent youth counselor. (c) 2009 King Features Synd., Inc.

SNIPPETZ® BUSINESS AND FINANCE MKD-3358-A-FL MAR 2008

LEARN COMMON-SENSE

FINANCIAL FOCUS START PLANNING NOW TO COPE WITH ESTATE TAXES

RULES FOR COMMON STOCKS.

Provided by Adam Grayson of EdwardJones Investments

T

hroughout your life, you strive to provide financial security to your family. And your efforts can extend beyond your lifetime — if you work to control estate taxes.

Date: Tuesday, January 26, 2009

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Investing in stocks can be easier than you think. The key is understanding long-term strategies for success. That’s what you Investing in stocks canJones’ be easier than youseminar. think. The key is can learn at Edward free upcoming understanding long-term strategies for success. That’s what you The canTake learnStock at Edward Jones’seminar upcoming seminar. in the Market will explain basic stock terminology, as well as time-proven strategies created to help Theyou Take Stock the Market willthe explain basic reach yourinfinancial goals.seminar Better yet, program takes stock terminology, as well as time-proven strategies created only an hour, which makes sense in itself. to help you reach your financial goals. Better yet, the program takes only an hour, which makes sense in itself.

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You might think you’ll never have enough wealth to incur these taxes, but virtually every asset — your home, cars, life insurance policy, IRA and 401(k) — may be included in your taxable estate.

These assets could push your estate over the exemption amount, costing your heirs a substantial amount in estate taxes.

Financial Advisor 755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

It’s always challenging to create financial strategies that are somewhat dependent on tax laws, because these laws are always changing. In 2009, your estate could have passed up to $3.5 million to your heirs before incurring federal estate taxes at a maximum rate of 45 percent. In 2010, the estate tax was scheduled to be repealed, but in 2011, it was supposed to return, with a maximum exemption of $1 million and a top rate of 55 percent. But this may change, as Congress is considering extending the 2009 exemption and tax rate figures into 2010, 2011 and possibly even further.

To help address this potential problem, you might want to think about some of the following estate considerations. For example, if you owned a $1 million dollar life insurance policy, and it was subject to an estate tax rate of 45 percent, your beneficiaries would receive a death benefit of just $550,000. But if you established an irrevocable life insurance trust (ILIT) with a new insurance policy, the trust would own the policy and distribute the proceeds to the beneficiaries you’ve chosen. By using an ILIT, you’d keep the life insurance out of your taxable estate.

Another estate planning consideration is a charitable remainder trust, which

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16

might be useful if you have a sizable amount of assets, such as stocks, that have significantly appreciated since you bought them. If you kept these assets in your estate, your heirs would inherit them on a “stepped-up” basis, which, in plain English, means the value of the stocks would be the same as their fair market value on the date of your death. (However, in 2010 — and 2010 only — the step-up basis is limited to $1.3 million for your children or other heirs and $3 million for your surviving spouse. Beyond those figures, your heirs would assume, or carry over, your basis — the amount you paid for the assets. In 2011, full step-up is scheduled to return.)

All stocks, and especially those that receive step-up treatment, could add to your heirs’ estate tax burden. But you could remove the stocks from your taxable estate by placing them in a charitable remainder trust. Furthermore, you could receive an income stream for life once the trust sold the stocks. You could then use this income to make gifts to your loved ones, further reducing the size of your taxable estate. You can give up to $13,000 per year to as many individuals as you like without incurring gift taxes, up to $1 million over your lifetime.

Before making any decisions related to estate taxes, consult with your estate planning professional and your tax advisor. Vehicles such as life insurance trusts and charitable trusts are complex and don’t lend themselves to “do-ityourself” solutions.

Start thinking soon about estate tax issues. By putting your estate plans in order early, you could be helping your loved ones far into the future.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice.

For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

®

SNIPPETZ BUSINESS AND FINANCE

Lisa Welch Stevens Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

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STARTING OVER

S

ometimes, an excellent book is hidden behind a bad title. That’s the case with “Start Over, Finish Rich (10 Steps to Get You Back on Track in 2010).”

Written by money guru David Bach (hence the pop title), “Start Over” covers the commonsense moneyhandling practices we all agree with but don’t always do. The book lays out an action plan for the new financial reality many are facing. Writes Bach: “The aftermath of a recession is the ideal environment in which to lay the foundation for a secure, financially independent future.” With that in mind, here are some highlights: • Finding your money. Your first step isn’t to try to get back the money you lost in stocks or real estate or your 401(k). Your first step is to determine where your money is now -- and where it goes.

THE LAW ACCORDING TO STEVENS

by Lisa Welch Stevens, Attorney at Law P.C.

PROBATING AN ESTATE:

CUTTING OFF CREDITORS

© December, 2009, Lisa Welch Stevens, Esq.

O

ne of the biggest advantages of probating an estate, rather than avoiding probate, is the opportunity to cut off the claims of creditors of the decedent. However to accomplish this successfully, requires a few steps.

You can, of course, notify each individual creditor known to you separately, by letter, but it is far better to do a general “Notice to Creditors

By Publication”. The advantages of this manner of notice are that: (1) it is less expensive and time consuming; (2) there is no risk of inadvertently overlooking a creditor, and thus failing to cut off any of its claims; (3) you will have third party, incontrovertible proof of notice having been properly given as required under the probate code; and (4) creditors are far more likely not to actually act upon the notice and make a claim in a timely manner.

In order to accomplish notice to the estate’s creditors by publication, first, the personal representative of the estate must publish a “Notice to Creditors” in a daily or weekly “local” newspaper (local to the county in which the decedent was resident at the time of his or her death) of “general circulation”: (i.e., readily available to anyone who cares to purchase it; not a subscription only publication). You can obtain the form to use for the “Notice To Creditors

By Publication” at the Colorado State Judicial Branch website, as is the case with all probate forms: www.co.us.courts.gov. Click on “Forms”, click on “All Probate Instructions And Forms”, scroll down, and select “Notice To Creditors By Publication”. Complete the form and print.

• Repair your credit and deal with credit-card debt.

Bach’s rule of thumb: If you have debt, stop using your credit cards. Understand and fix your credit scores.

• Rebuild your emergency savings using Bach’s plan.

• Rebuild with real estate. If you have a mortgage, consider refinancing if you can find a fixed rate 30year mortgage that’s at least one percentage point less than what you have now. If you want to buy, be sure to have at least six months of expenses put away first.

• Rebuild your college fund, 25 ways to save $5,000, organize your finances using technology to automate your savings -- it’s all here, and more.

Second, the personal representative must submit this form for publication to the selected newspaper as discussed above. With respect to El Paso County, you could, of course, choose the Gazette, but a better option is “The Daily Transcript”. This is a newspaper, local to the Colorado Springs area, of general circulation, which publishes legal notices of every type and kind. It is not expensive to have them publish the notice, and the advantage is that only legal, financial, real estate, and other professionals actually read it. You can call them to get information regarding date of first publication, how to submit, etc., and submit the notice by facsimile transmission, by mail, by delivery, etc.

The other advantage to using the Daily Transcript is they know the drill – they know how many times to publish it, and will provide you with “Proof of Publication” after all the notices have been published.

The notice must be published at least three times: once per week for three consecutive weeks. You needn’t run it more than that. You will have to give the newspaper the time frame in which you want the notice to run.

Third, in the Notice itself, you must set a deadline date by which all claims must be presented to the personal representative, or be forever barred. This must be a date that is at least four months after the date of the publication of the first notice. The newspaper can tell you when that first date will be when you call to get the information for submission.

Once you receive the Proof of Publication back from the newspaper, simply submit it to the court. Once the deadline you set has passed, if claims are made against the estate legally you can safely ignore or deny them. Whether ethically you wish to do so, or whether financially it is advisable to do so, are for you to decide. As personal representative you are a fiduciary, and you need to observe fiduciary duties of care and loyalty vis-à-vis the estate and its beneficiaries.

This article is for general informational purposes only, and is not intended to offer legal advice; as always, consult your own legal and financial advisors regarding your specific facts and circumstances.

For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395

It’s Bach’s personable writing style that puts this book ahead of similar ones. The stories in the book show that he clearly has his finger on the pulse of those who’ve suffered financial losses and wonder if they’ll ever recover. He scatters lots of links through the chapters in case you need more information or help.

If you’ve had financial losses in this recession, take a look at “Start Over.” Consider making this the first book you read in the New Year. As Bach says, “Doing nothing is the worst choice you can make.”

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@gmail.com. (c) 2009 King Features Synd., Inc.

17

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ALCOHOL ABUSE

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This new study, however, shows that there is a sub-group of seniors for whom alcohol use actually increases -- and that is those seniors who already have problems with drinking.

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Many products brought to the El Paso County Household Chemical Waste Collection Facility are re-usable so a program was developed to make these reusable products available for FREE to the residents of El Paso and Teller Counties! Drop off electronic items you are no longer using!

(A donation of non-perishable food for Care & Share is encouraged.)

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Not only that, but seniors with alcohol problems tend to do more binge drinking. (They categorize a “binge” as four to five drinks per Yes, there are fewer seniors who have day for women and men.) Senior problems with alcohol abuse when binge drinkers had approximately compared to other age groups. But 19 binges per month, compared ome of the results of studies seniors age 60 and older who have to 13 to 15 for the younger age on seniors have surprised me, a dependence on alcohol drink a lot groups. but there’s a new one that’s more than those who are younger a bit shocking. It concerns seniors (even those who are college-age).

That’s a lot of alcohol. and the use of alcohol.

Here are the numbers: Seniors who In the past there has been much re- are dependent on alcohol average Have seniors developed a tolerance search that indicates that as we age, more than 40 alcoholic drinks per over the years, and therefore need to we drink less alcohol. That makes week. Younger drinkers have 25-35 drink more to get the same results?

The study suggests this might be sense, because there are a lot of rea- drinks in that same time period. the case. sons not to drink. Maybe we can’t

Article by Robyn Graham Keller Williams Real Estate, LLC

S AV E

COMPUTER COMPONENTS: Laptops, monitors, CPUs, keyboards, mouse, printers, scanners TELEVISION SETS (up to 19" diagonal screen) CELL PHONES; DIGITAL CAMERAS; PAGERS; PDAs; FAX MACHINES; STEREO / VIDEO COMPONENTS Amplifiers, receivers, tuners, VCR and DVD players, personal music devices, video cameras.

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Still, that amount of alcohol is dangerous. If you have a problem with alcohol and want to quit, get help for it. Sudden alcohol withdrawal can cause life-threatening medical symptoms.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2009 King Features Synd., Inc.

The "Fine Print": - Any citizen of El Paso or Teller County over the age of 18 can take any of the products offered on the Drop & Swap shelves.

- All products are offered FREE of charge.

- The El Paso County Environmental Services Department, Solid Waste Management Division, makes every effort to offer only new, clean, usable products on the Drop & Swap shelves but they cannot guarantee the integrity, safety, usability, or effectiveness of the products -- you take them at your own risk.

- A Release Form must be signed when taking any products from the Drop & Swap shelves.

LIBRARY OF ALL PAST ARTICLES: www.SpringsRealtyTalk.com For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com

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Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

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Come join us for a Wellness Worksop featuring Juice Plus nutritional support product January 14 (7 to 8:30 p.m.) and January 17 (1:00 to 2:30 p.m.) at the Woodmoor Barn. Enjoy a free yoga demonstration.

Learn how yoga can help improve and maintain good health. For more information contact Sue Hippe at 719.332-7114.

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Your Partner For Success

• • • • • • •

• I n c o m e Ta x Jeff Burum, CPA, MBA, MA, IAR has 22 years of experience specializing in providing comprehensive tax and financial services for businesses and individuals. He is a former instructor of individual, corporate, partnership, estate and trust taxation, and Assistant Professor of accounting and taxation at Colorado Technical University, Regis University, and Education America College. He is also the former Chief of Budget at the United States Air Force Academy where he managed a $300M operating budget, past President of the Colorado Springs Chapter of the Colorado Society of Public Accountants, a Desert Storm/Desert Shield Veteran, and a 1984 Air Force Academy graduate.

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Accounting

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Q u i c k b o o k s Tr a i n i n g

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Jeff Burum CPA, MBA, LLC 16055 Old Forest Pt. Ste 300 Monument, CO 80132 (719) 488-5637 Ph (719) 488-5651 FAX www.JeffBurum.com Please call for a free 30 min consultation jbcpa_co@hotmail.com

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