Snippetz Issue 444

FREE WEEKLY

OF NORTHERN EL PASO COUNTY & LARKSPUR

SNIPPETZ PRESENTS AN APPLE FOR THE TEACHER

ISSUE 444 • MAY 3, 2010

by Deborah Stumpf

“A good teacher is like a candle - it consumes itself to light the way for others.”

-Author Unknown

I

n ancient history, teachers were highly valued members of society – on the same level as royalty or government officials. Today, teachers could argue that their position in society is not as regal.

May 2 marks the beginning of teacher appreciation week, and the question is: Are teachers given the same noble status today as they were in the past?

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An Apple for the Teacher... Continued on Page 2

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FEATURE ARTICLES

Q U A L I T Y

W H E N

SNIPPETZ PRESENTS AN APPLE FOR THE TEACHER

W H E N

W H E N

THIS WEEK IN SNIPPETZ

Moments In Time... 8 Senior News Line... 12

STYLE 5

An Apple for the Teacher... Continued from Page 1

ries were established as well. At the same time, however, appreciation of teachers had fallen off.

CONFUCIUS SAYS

MASSACHUSETTS TAKES THE LEAD

Kim’s Korner

REAL ESTATE 9 Robin’s Rap... 9

HEALTH AND WELLNESS 10-11 The Power of Choices... 10 Acupuncture for Weight Loss... 10 To Your Good Health... 11

CLASSIFIED PAGE 12 GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

THE DINING GUIDE PAGES 13-15 The Kitchen Diva... 13 Patricia’s Café... 15 Good Housekeeping... 15

THE PET PAGE 16 Paws Corner SAINT Animal Rescue

PUZZLES, TRIVIA, ENTERTAINMENT 18-19 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCE PAGES 21-23

Early on, “learned” men like priests and prophets handed down their worldly knowledge to younger generations. Those teachers were respected and appreciated for the wisdom they had gained throughout the years.

Confucius became the first-ever private teacher. Although he came from noble roots, his immediate family had fallen on hard times; and, in those days, only the rich were educated. Because Confucius had no other avenue to quench his thirst for knowledge, he went to work for a nobleman so he could accompany him on his travels and become educated to the ways of the world. He did so with vigor – so much so that he eventually became one of the most renowned teachers of all times. As a highly valued member of society, “Confucius says” became the mantra of many.

MIDDLE AGES The Roman Catholic Church accepted responsibility for teaching the sons of royalty – still the only ones being educated – in the Middle Ages. The Church designated teaching duties to monasteries or learning centers, one of which became Cambridge University.

In the 17th and 18th centuries, education grew beyond royalty and training institutions; teaching theo-

Boston, Mass., was the site of the first public school in America. Leading the way for education in the U.S., Massachusetts passed a law in 1642 stating that any child who was not properly educated had to become an apprentice to a trade. America’s forefathers believed that learning was vital to the future of the country.

In 1647, Massachusetts initiated the Old Deluder Satan Act, which required that towns of more than 50 families hire a reading and writing teacher. For more than 100 families in a town, a grammar school had to be established.

Education in those days focused on Latin and Greek history and language, memorization and discipline.

Whipping posts were set up outside the schools for disruptive students, who were tied to the posts and flogged for acting out in the classrooms. The schools were centered on boys, but “dame” schools for females were eventually organized in the kitchens of the homemaker/teacher. Because it was thought that females did not have the same intellect as males, they were only expected to learn reading and writing.

An Apple for the Teacher... Continued on Page 3

Financial Focus ... 21 The Law According to Stevens ... 22 Dollars and Sense... 22

NEXT WEEK IN SNIPPETZ SNIPPETZ TAKES A STROLL THROUGH THE ORGANIC GARDEN

ALL RIGHTS RESERVED © 2010 PUBLISHED BY FUNDER ENLIGHTENING, INC.

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An Apple for the Teacher...

as a simple way to show appreciation Please reference – Consignment Auction Continued from Page billing 2 for teachers who were not paid well.

It’s believed that the fruit’s health benIn the early 1700s, college preparatory efits meant that a teacher was valued. curriculums became popular. Known The practice had its beginnings in the as a “terminal” school in 1821, Boston U.S., Denmark and Sweden. organized the first high school for boys Columns 12 years and older.

Apple polishing is a term first used in Height the 1920s for students using apples to “suck up” to the teacher.

Total size

REDUCED FLOGGING Cost per column inch AND OTHER CHANGES Cost of ad Education has obviously changed throughout the decades.

Between 1950 Number of Inserts and 1970, teachers were allowed in the Totalwith of ads classroom just a two-year degree.

Only one-fifth of all teachers had an advanced degree. Students with learning disabilities were at a disadvantage because teachers knew little about their problems. Behavior management hadn’t been part of the teaching curriculum, either. And, of course, high technology wasn’t available.

Today, teachers and students have portable laptops, televisions, projectors, etc. in the classroom. Even first grade classes have desktop computers. The Thanks chalkboard is outdated. Instead, Power Point presentations are common in middle and high schools.

Ed

THE APPLE LIVES ON While classrooms evolved into the high-tech era, apple is still at the core of showing teacher appreciation.

Giving an apple to a teacher originated

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• K-12 teachers are aging. Forty-two percent of K-12 teachers are older than 50. The percentage of teachers under age 30 in K-12 has remained steady.

But the proportion of teachers in their 30s has significantly dropped over the years – from 37 percent (1996) to 22 percent (2005). Teachers in their 40s have decreased, too – from 44 percent to 26 percent in the same years. The proportion of teachers with 25 years or more experience has doubled.

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• The fastest-growing group of nonwhite teachers is Hispanic.

• Teachers spend an average of more than $400 per year of their own money for teaching tools and other items.

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An Apple for the Teacher...

Continued on Page 4

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We will open at this location on April 19, 2010; Hours Mon-Sat 10am6pm.

After 10 years in Monument, Bella Art & Frame WILL CONTINUE TO OFFER QUALITY CUSTOM FRAMING. In addition to this service we are thrilled to announce our NEW Artist’s Sanctuary--a place where artists of all mediums can join together and showcase their craft in a timeshare environment. An invitation is open to all seasoned artists - ECLECTIC GIFTS CUSTOM FRAMING if you are interested, please call for an appointment or an application. 183 WASHINGTON (CORNER OF 2ND & WASHINGINGTON) Come join us!

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An Apple for the Teacher...

Continued from Page 3 • Teachers spend an average of 50-plus hours per week on teaching duties, including extracurricular activities.

• The average salary across the country for teachers is $54,319, according to the National Education Association. Beginning teachers start at about $20,000 less, depending on location.

• Seven percent of public school teachers earned less than $30,000 in 2005, while 10 percent earned more than $65,000.

• The No. 1 reason that teachers go into the profession is to help young people learn and develop.

WHERE HAVE ALL THE TEACHERS GONE? Teachers are continuously adding to their skill levels and increasingly using technology to instruct their students.

However, some are opting out of teaching for more lucrative opportunities and better working conditions.

• About half of all teachers entering the profession leave within the first five years (National Commission on Teaching report).

• More than half of new teachers (five years or less) in urban areas leave the profession within three years.

• About one-quarter of math and science teachers leave the profession yearly – for retirement or another field of employment.

• California, Iowa and New York face teacher shortages. In California, 18,000 teachers leave the profession each year, citing low pay and unfavorable conditions. The latter includes unreliable assistance from districts, lack of support and not enough support from students’ parents.

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thought we were.

• New York City has had to provide housing to teachers to attract them to the Big Apple because of the high cost of living.

• Brian Williams: I signed up for an English literature course taught by a teacher named Bob Kitzin, and he turned me around. He employed the technique used by all of our great teachers. He used the germ of an idea. The excitement of learning. Personal betterment, in the right vehicle. He taught it in such a way, with such enthusiasm, excitement. He laid down that foundation in my life, and I think were it not for him, I wouldn’t have become a serious thinker in life.

• Although Iowa has recently raised teacher salaries to be in line with the rest of the country, it might not be enough, as other states raise teacher salaries. Iowa is experiencing a decline in population in small, rural areas; teacher shortages in math, science, languages and special education in those areas is a big problem.

• Colorado, on the other hand, is an attractive and reasonable place to live cost wise. A Colorado teacher’s starting salary is about $35,000 and the average teacher salary is $44,439.

• Martin Sheen: “When the student is ready the teacher will appear” is an

old cliché that was certainly fulfilled in my life by three very different mentors who seemed to materialize at the most opportune times when I was young and most receptive.

• Mike Wallace: I remember my first mentor. Her name was Biddy Mitchell, and she was my grammar school teacher. She instilled in me an understanding of grammar and words, and how to speak in a fairly civilized way.

And I think back at what a service she did me, because she got me interested in the subject.

Snippetz salutes teachers everywhere – thanks for all you do!

TEACHERS AS MENTORS Many high profile Americans have cited teachers who greatly influenced their lives.

• Oprah Winfrey: One of the defining moments of my life came in the fourth grade, the year I was Mrs. Duncan’s student. What Mrs. Duncan did for me was to help me to not be afraid of being smart.

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• Tom Brokaw: I never forgot Frances Morrow; she was emblematic of what I think every school teacher should be.

She spotted me early on and encouraged me to read above my grade level and to be imaginative in class, but at the same time she paid attention to the others …. But I knew that I had her eye, and it gave me confidence.

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• Richard Dreyfuss: Someone asked me why was Rose Jane such a great teacher? And I said because she believed that we were as great as we

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ome is a place to go and recover from the daily grind, but for most mothers, home and family life is the source of stress.

A mother’s day seems endless, full of demanding work schedules, caring for children, preparing family activities and more. This Mother’s Day, take a few moments to kick your feet up and truly escape from your hectic schedule by creating your own private corner, away from chaos.

ESTABLISH A NO-KID-ZONE Seek out the most private corner or room of your home, whether it is the bedroom, guestroom or home office, and announce to all family members that the specified area will be off limits, ensuring that you are not disturbed.

Selecting a quiet space that is far away from the high traffic areas of your home will help keep your mind focused on the present moment, not on the future and your overbooked calendar.

CALMING COLORS Create a calming color palette in your private space by using cool colors that represent natural landscapes. Just like nature, these natural colors exude a sense of peace and tranquility, which will help you unwind. Popular cool colors include soothing blues, greens and violets.

The colors you use to decorate your home tend to impact your mood, energy level and even your appetite.

By selecting cool blues, light greens

and violets you can potentially soothe your senses.

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Incorporate flooring that will compliment your wall color. By maintaining a simple color scheme, you can avoid strong color contrasts which can be distracting. In order to create a calm feeling, mimic nature and use darker color on the floor and lighter colors on the surrounding walls.

Install soft carpet, or lay down a simple area rug, but be sure to stay away from patterns because they will be too lively and busy for a tranquil space.

SMOOTH FABRICS Soothe your sense of touch by banning abrasive fabrics, like polyester and wool, and opt for soft velour, cotton and chenille pillows and throwblankets. The feeling of soft smooth textures will suggest serenity.

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SOFT LIGHTING When lighting your space, keep in mind that dark wall and flooring colors will tend to absorb light while the lighter colors reflect it. Invest in a few lamps with tungsten light bulbs and create a warm glow throughout the room. Tungsten bulbs create a soft, gold-tinted light that will ease your eyes.

you eliminate the distractions of your every day role as a mother and caretaker. Enjoy your escape, but don’t leave the kids unsupervised.

Delegate another adult to watch your children so you can successfully clear your mind and feelings of motherhood anxiety.

A quiet and private space will help

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ccasionally, I encounter an individual who has been working on his or her healing and I see the results of that work. In one or more discussions, the person has identified negative and dysfunctional belief systems/patterns/fears-and the source of those, identified how he or she has empowered those dysfunctional patterns, identified how to make new choices, and HAS made new choices.

A person who has worked and healed significantly has placed much emphasis on his or her life and has created priorities that are aligned with the heart and mind. That person understands and LIVES commitment, compassion, and passion. A person who demonstrates this level of understanding and healing has worked towards joy and peace within him or herself. The result is harmony in life and relationships.

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This is for those who have healed an issue or a belief and they desire for deep search of the unknown self. It will assist in the dream state to make it profound. This treatment is in FOUR parts. It can be done between four days apart to three months apart. The optimal interval is one week apart.

For ones to receive the most benefit from a treatment needs understand the following guidelines. 1. The practitioner must set the grid points (similar to acupuncture) correctly and in the correct order. 2. The practitioner must send 100% UNIVERSAL energy. 3. The person receiving the treatment needs to be accepting all of the energy. When these three points occur, the healing is very deep. All practitioners working on the public must have a sealed and signed certificate.

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• The French town of Versailles was originally built solely to house the staff of the extravagant palace.

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• In the naming of American states, there a quite a few that never quite made it. It’s interesting to speculate about the possibilities, though. For instance, if you currently reside in the state of Kentucky or parts of Tennessee, but for the whimsy of fate you could be a Transylvanian.

Some people once wanted to take parts of Texas and Oklahoma to create the great state of Texlahoma (perhaps displaying a slight lack of imagination). When the Mormon church settled out west, Brigham Young petitioned to have the state of Deseret created, and the land he suggested make up the state included present-day Utah, almost all of Nevada and Arizona, a sizable chunk of California and bits of five other states. Long Island, in New York, even had designs on statehood at one time.

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ANCIENT FUTURE ART EXHIBITION OPENING MAY 8, 2010 - 6:30 P.M.

SONGS & STORIES CONCERT MAY 8, 2010 - 7:30 P.M.

AT THE TRI-LAKES CENTER FOR THE ARTS IN PALMER LAKE

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egendary folk singer Jerry Burgan from the popular classic rock band, We Five, & Tholow Chan will be performing their hit show, Songs & Stories, at 7:30 p.m. on Saturday, May 8th, at the Tri-Lakes Center for the Arts in Palmer Lake, CO. The We Five enjoyed smash success with their giant hit, “When I Woke Up This Morning.” Before Jefferson Airplane and the Grateful Dead, We Five helped launch the San Francisco sound.

During the mid-1960s, the group was on the leading edge of a musical revolution, one that married electric instruments (like electric 12-string guitars) and drums with acoustic folk, ushering in the age of “folk rock.”

Lee Jeans, George Lucas Studios, Milton Bradley, National Geographic, Seven-Up, Sunrise, and Universal Studios. Thomas has been featured on the Ebony/Jet Showcase, The 700 Club, and in The Saturday Evening Post. An exhibit of nineteen of his original works for the Black Heritage stamp series premiered in 1992 at the Smithsonian Institution’s National Museum of American History and subsequently toured the United States.

Acclaimed sculptor Don Green is also included in the Ancient Future Exhibition. Don was commissioned by the City of Colorado Springs to sculpt the rearing stallion between Centennial Hall and the Pikes Peak Center. Other commissions followed -- so many that Don has no idea how many of his works grace Colorado Springs, or all of Colorado. Green has served on the Board of Directors for the Colorado Springs Fine Arts Center, and on the Colorado Council for Arts and Humanities.

His masterpiece, the soaring “Eos,” a symphony in glass and steel, was recently installed on the Colorado Springs campus of the University of Colorado.

The concert will be held in conjunction with the official opening for the Ancient Future Exhibition, curated THOUGHT FOR THE DAY:

by Dr. debi Story Maddox. On May 8th, the TLCA doors will open at “The telling of jokes is an art of its 6:30 p.m. for the viewing of the art own, and it always rises from some prior to the concert. emotional threat. The best jokes are dangerous, and dangerous because International artist Thomas Blackshear, who exhibited at Vatican City, they are in some way truthful.” will be showing his amazing work.

-- Kurt Vonnegut His clients have included Disney Pictures, Coca-Cola, Embassy Pictures, The Hamilton Group, Interna(c) 2010 King Features Synd., Inc. tional Wildlife, Jim Henson Studios, ***

The Ancient Future Exhibition will also feature debi Story Maddox’s

7

“Prophetic Series” of oil paintings.

A lifelong artist, Dr. Maddox has been featured in more than 40 newspaper & magazine stories, and on numerous television programs, including a 30-minute special broadcast in major markets. Her work has been exhibited in fine galleries & museums throughout the U.S. debi has also authored four books, including the full-color art book, Visual Prayers, which contains images of her art, along with commentary on the creation of each unique, profound series. For over 17 years, Maddox also served as the Arts Editor for major publications both here in the U.S. and Italy, including 9 years with a U.S. magazine with a monthly circulation of over 200,000.

To read the Colorado Springs Gazette story on debi’s remarkable onewoman exhibition, click on No Box for Artist Maddox.

Admission to the May 8th Songs & Stories concert, and to the Ancient Future Exhibition opening, is just $10.00. Tickets are available through the Tri-Lakes Center for the Arts, or can be purchased at the door. The TLCA is located at 304 Highway 105 in Palmer Lake, CO. For more information, please call the Tri-Lakes Center for the Arts at 719-481-0475.

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PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE! MOMENTS IN TIME THE HISTORY CHANNEL

• On May 7, 1902, Mount Pele on the French Caribbean island of Martinique begins the deadliest volcanic eruption of the 20th century. The city of Saint Pierre was buried and 30,000 people died when a cloud of gas with a temperature of more than 3,000 F sent an avalanche of boiling ash down the side of the mountain.

ny. In 1888, Bertha drove an experimental three-wheel model on a surprise visit to her mother 65 miles away, becoming the first person to drive an automobile over a long distance. During the journey, she unclogged the car’s fuel line using one of her hairpins. She also used the garter on her stocking to fix a broken ignition.

• On May 6, 1954, in Oxford, England, medical student Roger Bannister cracks track and field’s most notorious barrier: the four-minute mile. Bannister won the mile race with a time of 3 minutes, 59.4 seconds.

• On May 9, 1926, according to their claims, polar explorer Richard E. Byrd and co-pilot Floyd Bennett fly over the North Pole. The discovery in 1996 of the diary that Byrd had kept on his famous flight seemed to suggest that he and Bennett may have turned back 150 miles short of the pole because of an oil leak.

• On May 8, 1963, Sean Connery stars in his first Bond movie, “Dr. No.” The film established many signature elements of the Bond series, including its distinctive theme song, fast-paced action, “Bond girls” and Bond’s fondness for vodka martinis “shaken, not stirred.”

• On May 3, 1933, James Brown, the Godfather of Soul, is born. Brown did his first gospel singing while in prison, and he impressed the warden and the Georgia State Parole Board with his seriousness of purpose enough to win his release after only three years of an 8-to-16-year sentence.

• On May 4, 1970, in Kent, Ohio, National Guardsmen fire their weapons at a group of antiwar demonstrators on the Kent State University campus, killing four people, wounding eight and permanently paralyzing another. In 1974, a federal court dropped all charges levied against the Ohio National Guardsmen.

• On May 5, 1944, Bertha Benz, the wife of auto pioneer Karl Benz, dies in Germa-

(c) 2010 King Features Synd., Inc.

8

SNIPPETZ : REAL ESTATE ®

To see MLS Info and Virtual Tours for the Listings below, go to:

www.MyListingsOnline.com 

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Article by Robyn Graham Keller Williams Real Estate, LLC

Always “Buy Low, Sell High”....that’s just common sense. But far too many novice investors jump in to deals, hoping to make a quick buck, without educating themselves regarding what constitutes a good investment.

Buying a real estate investment in a down market, such as the market we have now, is a good start, but educated yourself on which properties will be good investments and which will be a “money-pit”.

Knowing what and where to buy is critical! Buying a “money-pit” at a great price in a down market still makes it a “money-pit”!

Always invest in “safe” deals— and you’ll survive long term in this business. Remember, there is no 100-percent “safe” deal, but being conservative will increase your odds of long-term success in real estate investing whether markets are up or down.

Instead of trying to guess the bottom and top of a market, stick to particular deals that make sense. In any market you can find bargains in solid neighborhoods. Buying houses

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Great for 1st Time Homebuyer! Frank Lloyd Wright Style Home!

Investing in Real Estate in this “Down Market” Any type of investment can be risky, including real estate investing. The more educated you are in real estate investing, the better chances you have to create long term wealth.

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at great bargains is easy when the market is soft and sellers are flexible.

4 Bedrm, 2 Bath, 2 Car $235,000

2 Bedrm, 1 Bath, 1 Car $165,000

SOLD AS IS. Handyman Special!

Minimal neighborhood covenants.

Great Ranch Home on cul-de-sac, Unfinished Basement, Huge Kitchen, Woodburning Fireplace, Oversized Garage, 2 x 6 contruction, A/C, Humidifier, .47 acres

Open Architecture; Wood-Burning Frplc; Lrg Windows; Hardwood Floors; Wood Cabinetry; Nostalgic Tile-Work in Kitchen; Beautifully landscaped with a pond and bridge in the back yard; Flagstone Entry & Patio; (Landscape Allowance for Front)

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In real estate, you can’t expect to time the market in terms of days. Unless you’re in a market where bidding wars occur and prices go up in a matter of days, plan your strategies in terms of months and possibly years.

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Luxury Living in Woodmoor !

6 Bedrm, 4 Bath, 3 Car $524,900

             

South Woodmoor Gem!

5 Bedrm, 5 Bath, 3 Car $507,500

Beautiful Views! .97 Acres; Incredible Large Corner Lot; Incredible View of Condition! New Roof; New Windows; Pikes Peak from Master ! New Coated Steel Roof! Walk to Woodmoor Country Vaulted Ceilings; Gas Log Frplc; Gourmet Kitchen with Granite and Travertine; Club; Gas Log Frplc; Radiant Floor Heat; Up-graded Appliances; Hardwood Flrs; Pella Windows; Hardwood Floors; 2 Dry Bars; Rec Rm; Master on Main; Granite Countertops; Jetted Tub; Wet 5pc Bath; Deck; Security; Gazebo Bar; Hot Tub; Auto Sprinklers

1. Stick to reasonably-priced, single-family homes in good neighborhoods that you can buy at a discount because they need a little work.

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2. Keep the base of your investing portfolio in basic, cookie-cutter homes that are in the median price range of your city or below. These homes are easy to rent, easy to sell, easy to fix and easy to finance.

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Tuscan Home in Wissler Ranch!

3. Start out with investing in single family homes before moving on to the more exotic properties, such as multi-family, commercial or resort condos.

                 

Short Sale!!! Monument

5 Bedrm, 5 Bath, 3 Car $625,000

3 Bedrm, 3 Bath, 2 Car $190,000

'98 Parade of Homes Winner; 3 Acres; Huge Stone Fireplace Wall; Wood Beam Clngs; Granite & Stone in Gourmet Kitchen; Romantic Master Suite w/ Fireplace; 5 pc Bath w/ Jetted Tub and 2 person shower; Walk-Out; Wet Bar; Workout Rm/ Theater; A/C; Alarm

Vaulted Ceilings; Gas Log Frplc; Kitchen w/ Walk-out to Backyard, perfect for BBQing; Wood Floors on Main; Beautiful Mtn Views; Lrg Soaking Tub; Unfinished Basement can have one Bedrm & Family Rm; Landscaped w/ Auto Sprinklers

           

Being a prudent investor often means going with the lowest risk investment on a consistent basis, not shooting for the moon. Ask any good football coach the key to consistently winning and it’s not the “miracle” pass. It’s making first down over and over by moving the ball down the field a few yards at a time.

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 Certified Luxury Home Specialist  Certified Distressed Property Expert  Quality Service Certified  Accreditted Buyer’s Rep.  Graduate RE Institute

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LIBRARY OF ALL PAST ARTICLES: www.SpringsRealtyTalk.com

Search Tri-Lakes Homes for Sale -- including Foreclosures!

For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421 or email Homes@RobynGraham.com

www.TriLakesMLS.info 9

SNIPPETZ® HEALTH AND WELLNESS

Stroke of Grace

RONA’S ACUPUNCTURE CLINIC

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WITH PURPOSE!

PAIN RELIEF:

Do you ever wonder where you’re going?

Are you becoming ALL that you were meant to be?

LET ME HELP YOU DESIGN YOUR FUTURE! PO Box 2932 Monument, CO 80132

719-243-2860 cathy@strokeofgrace.com www.StrokeofGrace.com

Back Pain • Neck Pain Arthritis • Sciatica • Migraines Fibromyalgia • Carpal Tunnel Rotator Cuff • TMJ

Cathy R. Deschaine, MA, LC Life Coach Inspirational Speaker Spiritual Mentor

WEIGHT LOSS:

Rona (Ronghua) Bian M.D. from China 26 Years of Experience Licensed Acupuncturist & Chinese Herbologist

THE POWER OF CHOICES

H

We daily chose our hairstyles, the clothes we wear, the food we put into our bodies. We chose to exercise or not, to obey the law or not and discovering as we do the consequences and benefits of those choices. These choices, if flamed by a passion burning deep within us will help us over come any circumstance, any obstacle to make a difference, to leave our mark, and a legacy for those who come after us.

Recently my daughter was devastated by a break-up with her boyfriend caused by a foolish choice on her part.

She responded with the expected tears and regrets born of teenage impulsiveness. She said, “I made a mistake” and “I’m only human”. Unfortunately this poor choice caused the end of her first serious relationship. All she needed was to be held as she wept, loved , and reminded that someone still believes in her.

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ACUPUNCTURE FOR WEIGHT LOSS

By Cathy R. Deschaine, M.A. LC

e didn’t look like a winner by any means. His pedigree included humble beginnings in the New York projects, rising above his lineage to attend Syracuse University.

Ernie Davis became the first African American to receive the Heisman trophy, and afterward was recruited by the Red Skins. He proved to all the power of intention, focus and choice.

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hard to find? When they are found, they are mocked as being Polly Anna’s looking at the world through ‘rose-colored glasses’. Why does it feel like swimming against a current of sludge and slime to be light-hearted and carefree in the sea of negativity we call life? By the same token, misery does love company. One can always find someone who will agree with you if you want to bash a public figure, or complain about injustice.

Positive people are rare. One who is willing to ask you to forget the past and move forward–press on–can be such an encouragement. To be continuously filled with joy while living your passion is the key to life. Getting paid for it is even better, because you’ll never feel like you’re going to work! When life’s choices are linked to your God-given purpose, they become more rewarding and fulfilling.

My challenge to you is discover your God-given purpose and live your life ON PURPOSE. For additional information please call Cathy R. Deschaine, MA, LC at 719-243-2860 www.StrokeofGrace.com

A

By Rona (Ronghua) Bian

ccording to theory of Chinese medicine, fat tissue is from excess dampness lodged in the skin and muscle.

There are several ways to eliminate this dampness from the body. The most effective method is to increase the body’s basal metabolic rate and improve the processing of water and fluids by strengthening the spleen and kidney. The main functions of spleen are transporting, distributing, and transforming water, fluids and food into nutrients and blood in order to nourish body such as, organ, bowels, limbs, and bones. If these functions of spleen are not working well, dampness will occur. The yang of kidney function is regulating water metabolism. It regulates water circulation and helps maintain fluids balance in the body, in order to help the functions of spleen. The two most commonly

Despite our ability to choose, there are those events that come to us NOT by choice. Who would choose amputation, or cancer, or some other life threatening disease. Only a masochist would choose to have a stroke, or miscarry, or the pain that comes from severing relationships. Has it become too much of a platitude to say that ‘it’s not what happens to us, but how we respond to what happens to us”? Bottom line: we can reframe life’s events and choose to see them from a different perspective.

I was massaging the hands of a client diagnosed with stage four Cancer. Stage four is the last stage before death. She reflected on a recent visit with her sister. I saw a twinkle in her eye as she shared about not filling the days with busyness, but just spending time relaxing with a glass of lemonade, enjoying each others company as they reminisced about days gone by. Her choices painted for me, the picture of peace.

Few people in America are peaceful, upbeat, and positive. Why are they so

10

used treatment methods for weight loss in traditional Chinese medicine are acupuncture and Chinese herbs.

Both methods are natural, safe and more likely to be long term. The Chinese herb and acupuncture techniques are used to strengthen all the organs and function of the body, specially improve spleen and kidney function thereby helping to eliminate excess dampness lodged in the tissue and skin. In addition, we use ear acupuncture. The ear is treated with tiny needles or pellets, then pressed several times per day by the patient. This insures continuous treatment between regularly scheduled office visit.

For additional information please call Rona (Ronghua) Bian at (719) 528-6285 www.ronaacupuncture.com

SNIPPETZ® HEALTH AND WELLNESS tiveness of chondroitin and glucosamine, both of which are available without a prescription, and often they come in combination. Not a lot of evidence exists to endorse them wholeheartedly, but if you want to give them a try, they won’t hurt you.

The arthritis booklet deals with osteoarthritis, also called degenerative arthritis. Readers can order a copy by writing: Dr. Donohue -- No. 301W, Box 536475 Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery.

KNOBBY FINGER JOINTS INDICATE OSTEOARTHRITIS DEAR DR. DONOHUE: I’m beginning to get little knobs on my finger joints. I believe this is arthritis, and I have seen it in the advanced stages. What can I do to prevent it from getting worse? -- Anon.

ANSWER: The knobs on the finger joints below the fingernail are Heberden’s nodes, named after an English doctor who died at the start of the 19th century. Knobs on the middle finger joints are Bouchard’s nodes, named after a French doctor who died in the early years of the 20th century. Both of these knobs are signs of osteoarthritis -the common kind of arthritis, the kind that most seniors have at least a touch of. They’re similar to bone spurs seen on backbones and other bones, another consequence of osteoarthritis.

Osteoarthritis comes from fraying of the cushioning cartilage inside joints. How extensive or how incapacitating it will be is unpredictable. Most people manage to get along in spite of it. However, it can be a great burden to others.

There is no preventive medicine to stop osteoarthritis in its tracks. It has a predilection for the fingers, hips, knees and spine. Should it strike larger joints like hips, knees and backbones, muscle strengthening will serve you well. Strong muscles protect joints. The exercise should not be so vigorous that it causes pain, but it should be vigorous enough to encourage strength building. Being overweight increases the stress on knees and hips, so you should strive to stay on the lean side.

*** DEAR DR. DONOHUE: For quite some time, my right shoulder has hurt. I saw an orthopedic doctor, who says I have a tear of my rotator cuff. He suggested surgery. What do you think of surgery for this? I am scared that I could be worse off after the operation than I am now.

I am only 44 and am quite active.

-- K.M. ANSWER: The rotator cuff is a band made up of the tendons of four back muscles. The tendons wrap around the topmost part of the upper arm bone, the humerus, to keep the bone in the shoulder socket.

Tears of the rotator cuff are a common problem and one of the principal causes of shoulder pain. Small tears can heal on their own. Larger tears almost always require surgical correction.

All surgical procedures demand respect. Something can always go wrong. Most people who have had surgery to correct a rotator cuff tear are glad they had it. By most, I mean more than 95 percent. I would not hesitate to have this surgery. *** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2010 North America Synd., Inc. All Rights Reserved

Many people swear to the effec-

11

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Kathy Warner, PA-C

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719-592-1365 www.csallergy.com 550 Highway 105 Monument, CO 80132 Wednesday Afternoons

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Call: 719-487-0484 ÂŽ

Snippetz ClassiďŹ ed ads will run a minimum of ďŹ ve consecutive weeks unless otherwise arranged. ClassiďŹ ed ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail E-mail: snippetz01@gmail.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check

FOR SALE

HELP WANTED

Nintendo Wii’s - $150 Vizio LCD HD TV’s - $295 Apple iPod Touch’s - $150 http://www.PikesPeakTraders.com (719) 694-3760 Locally owned and operated

HAIRPLAY SALON

EVENT SERVICES

BOUNCE HOUSE RENTAL Church events,school events, family bbq and birthday parties Prices starting at $95 Bounce house slide combo only $200 719-659-6318 ask for Kyle www.coloradobouncehouse.com WE HAVE FULL LIABILITY INSURANCE!

HELP WANTED

GNC MONUMENT COMING SOON! Looking for sales associates interested in nutrition e-mail resumes to GNCmonument@comcast.net

Is looking for Full or Part-time stylists for booth rental.

1st MONTH FREE! Call Brynn at: (719) 651-9073 MANAGER PINZ is accepting applications for a night manager. Must be mature, responsible and able to work nights from 5 pm until 1 am or 3 am, especially Friday and Saturday. Prior supervisory or management, retail and/or customer service experience a plus. Please stop by to fill out an application. 855 Hwy 105, Palmer Lake.

MECHANIC PINZ is accepting applications for a mechanic. Must be able to work nights from 5 pm until 1 am or 3 am and have prior mechanical experience. Please stop by to fill out an application. 855 Hwy 105, Palmer Lake HELP WANTED PINZ is currently accepting applications for all positions. Must be able to work nights from 5 pm until 1 am or 3 am.

Please stop by to fill out an application.

855 Hwy 105, Palmer Lake.

HELP WANTED Full or part time booth rent preferred.

Will consider commission only.

Call 719 481-3265 ask for Karey owner/stylist.

REAL ESTATE FOR SALE

HOUSE FOR SALE BY OWNER Reduced to $330,099.00. 4830 Templeton Gap Road, Colorado Springs 80918.

3627 sq ft home. Selling below appraisal.

6 BdRm, 3 1/2 bath, 3 car garage. A must see. (719) 592-1385 FOR RENT

OFFICE SPACE FOR RENT 850 sq. ft. $700/mo.

In Palmer Lake 719-488-8659 SERVICES

ACCOUNTANT THE WALSH COMPANY 430 Beacon Lite Road #155 Monument 481-6555 - walshtaxco@aol.com Individual and Business Tax Returns.

Payroll, bookkeeping and financial statement accounting services.

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for your fitting as you’ll wear for walking. Make sure the shoe is flexible, and walk around the store to check for comfort.

All utilities and washer & dryer furnished.

Month to month lease. Rent $400. No pets or smoking (or smoking pets!)

719-481-1361 or 719-488-0083

Whole Party Planning or Just a Little Help

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ROOM for RENT

590 Highway 105 Monument, CO 80132 719.487.1730 TEL 719.487.1731 FAX

• Fourth of July • Thanksgiving • Christmas • Hanukkah • Easter

2 BR, 2 BA TOWNHOME FOR RENT Fully furnished and decorated. Two car garage. Minimum one year lease.

End unit. Would consider rent to own for the right buyer.

Call MIchael at 719-338-7028.

AND WE ARE PROUD TO BE A PART OF THE COMMUNITY! • Mailbox Services • Freight Services • OfďŹ ce Supplies

• Birthdays • Graduations • Weddings • Anniversaries • Retirement

4 BR, 4 BA TOWNHOME FOR RENT Fully furnished and decorated. One car attached garage. Minimum one year lease.

End unit, A/C, views. Would consider rent to own for the right buyer.

Call Michael at 719-338-7028.

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EVENT PLANNING

J A D E

Pedometer: It’s said that 10,000 is the number of steps we should take daily for weight loss, and 6,000 steps for maintaining health.

Pedometers are little gadgets that clip to your waistband and count your steps. Some of them are electronic, and some work via tiny springs inside that sense your body’s movements.

All adjust to your stride length (you ne of the best things we se- program it to match your individual niors can do for our overall distance between steps) and calcuhealth is walk for exercise. late how far you’ve walked.

But it takes a little planning to get the full benefits. There are two Use the buddy system, or walk with things you’ll want to consider be- a group, for safety. But most of all, fore you get started. have fun. Walking, or any exercise, is great for releasing endorphins and Shoes: The more important part of adding to our sense of well-being. your workout gear is the shoes you wear. These carry all our weight, and the wrong ones can lead to pain and injury. Street shoes or sandals are the worst culprits. Although you can buy shoes made specifically for walking, your best bet is running shoes. If a shoe can take the pounding that running brings, it’ll be more Matilda Charles regrets that she than adequate for walking. cannot personally answer reader questions, but will incorporate them Get fitted for your shoes at an athinto her column whenever possible. letic shoe store. Tell the salesperson about any stability problems you Write to her in care of King Features might have, as there are shoes made Weekly Service, P.O. Box 536475, for that. (It’s especially important Orlando, FL 32853-6475, or send eif you’re going to be walking on mail to columnreply@gmail.com. sidewalks, where the surface isn’t as perfect as an indoor mall or gym (c) 2010 King Features Synd., Inc. track.) Wear the same type of socks

O

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SNIPPETZ

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LOCAL SCOOP / DINING GUIDE

A celebration is the perfect time to try something new. Mexican Migas are a tasty way to introduce your family to a historic celebration and a meatless, yet-satisfying meal.

MEXICAN MIGAS

CELEBRATE CINCO DE MAYO WITH MEXICAN MIGAS

T

he fifth of May -- or, as it’s known in Mexico and cities around the United States, Cinco de Mayo -- is a regional Mexican holiday. On May 5, 1862, at the Battle of Puebla, the Mexican army led by Mexican General Ignacio Zaragoza Segu’n was victorious over the French army. It’s a cultural holiday celebrated all over the United States, and in the state of Puebla and other states in Mexico.

Cinco de Mayo also is the perfect time to add a cultural recipe to your culinary repertoire.

Migas (which means crumbs) is a spicy egg and cheese dish that uses broken tortilla chips to create a delicious, all-vegetarian dish. It’s popular in Mexico and the Southwestern United States. Migas are full of protein, and transform ordinary eggs into a quick breakfast, a delicious brunch or lunch, or a delicious main-course meal.

My family and I love Migas, and the numerous other ethnic vegetarian dishes we’ve added to our daily menu. We’ve become more adventurous, more open-minded about other cultures, and received the added benefit of a healthier diet and some delicious recipes!

Ice Cream Maker for a Day

1 tablespoon canola oil 1 tablespoon butter 6 sun-dried tomatoes in oil, chopped, OR 1 medium tomato, seeded and diced 1 cup salsa of choice 2 cups corn tortilla chips, crushed into large pieces 8 eggs, beaten 1 cup shredded Monterey Jack cheese

Looking for a special way to celebrate your child‛s birthday?

WE HAVE IT!!

Your child and guests will make their own ice cream.

One delicious learning experience!

1. Using a large skillet, heat the pan on high for 1 minute. Add the oil, butter, tomatoes and salsa. Cook, stirring, for 1 minute. Crush 1 cup of chips and add them to the pan, stirring to combine them with the salsa. Reduce heat to medium and cook for 1 minute.

2. Reduce heat to low and add the beaten eggs to the mixture in the pan. Cook the eggs, gently scraping the bottom of the pan to remove the cooked egg and allow the raw egg to make contact with the heat. Proceed until the eggs are cooked but still soft, about 3 to 5 minutes.

WE NOW HAVE ICE CREAM AND GELATO CAKES! PIKES PEAK ICE CREAM & GELATO 481 Highway 105, Unit # 208 Monument, CO 80132 Tel: (719) 313-9484 http://www.PikesPeakIceCream.com

OPEN 7 DAYS A WEEK! Mon-Thurs ---- 2PM - 8PM Fri & Sat ---- 12PM - 9PM Sun ---- 12PM - 6PM

S ’ C I ER

3. Add the remaining tortilla chips to the pan. Mix gently to combine.

Sprinkle the migas with the shredded cheese. Serve immediately.

Makes 4 servings. *** Angela Shelf Medearis is an awardwinning children’s author, culinary historian and the author of six cookbooks. Her latest cookbook is “The New African-American Kitchen.”

She is known as The Kitchen Diva and is the executive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Visit her Web site at www.divapro.com.

MONUMENT GRILLE CASUAL AMERICAN

Exceeding Your Expectations!

SEE OUR MENU ON OUR WEBSITE: www.ericsmonumentgrille.com

PRIVATE ROOM Seats up to 44 NO ROOM CHARGE

HOLD YOUR COMPANY, CLUB OR FAMILY LUNCHEONS/DINNERS HERE!

OFF SITE CATERING

(c) 2010 King Features Synd., Inc.

Available for your events Go to: www.ericsmonumentgrille.com for additional information FREE WiFi available for our customers

TRY ONE OF OUR NEW LUNCH SPECIALS!

11:00 to 2:00PM SUNDAY BREAKFAST BUFFET

With Omelets, Waffles and Eggs Benedict Cooked To Order

12.95

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(Includes Beverage)

Breakfast Items Served All Day & Night HAPPY HOURS

4PM - 7PM / MONDAY - FRIDAY Draft Beers $2.50 - $3.50 Wines (All Wines $1.00 OFF During Happy Hours) Liquors (All Single Shot Well Drinks) $2.50 Margaritas (Home made Pre-mix) $2.00 (719) 594-4300 1455 Cipriani Loop Monument, Co 80132

13

OPEN 7 DAYS A WEEK! Mon-Sat - 10:00AM - 10:00PM Sunday - 9:00AM - 3:00PM

SNIPPETZ

®

DINING GUIDE

Family Owned and Operated

Catch all your MLB Games Here!

Happy Hour Everyday!

2pm to 6pm $1 Off All Draft Beers 23 Craft Beers on Tap!

75 Hwy 105 Palmer Lake 719-481-2222 www.lazingarapalmerlake.com

MOTHER’S DAY SPECIAL

Another Pint

WE ARE NOW OPEN Sundays: 11:00AM-2:00PM Dinner Served: 4:30-9:00PM

MOTHER’S DAY Spaghetti and Meatball/Sausage Dinner

American Ale House

Adults: $8.99 Children Under 10: $3.99 15% OFF Bottled Wine

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A Second Cup 13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net Open starting at 6 am - 9 pm 7 days a week!

Please call for reservations

Early Bird Special

$3.99 Breakfast!

2 Eggs, Bacon or Sausage, Country Fries & Toast

Mon thru Fri Before 9am @ Both Locations!

Active Duty / Retired Military Discount OPEN 4:30PM - 900PM • CLOSED TUESDAY

Coffee Cup Café 251 Front Street, Monument 6 am - 3 pm 7 days a week! www.coffeecupmonument.com (719) 488-0663

AVAILABLE FOR PRIVATE PARTIES, WEDDINGS AND REHEARSAL DINNERS

99¢ Sliders!

at Both Locations!

www.eatatrosies.com

SERVING Breakfast • Lunch • Dinner

THE PATIO IS NOW OPEN !

June 20 Car Show #1 “Father’s Day Treat” th

Buy one Lunch or Dinner Entree

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SNIPPETZ DINING GUIDE ®

PATRICIA’S CAFÉ POTATO GNOCCHI

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces

Try Our Specials

Tuesday through Thursday!

Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244

website: http://www.bellapanini.com

CHOCOLATE FONDUE 2¼ lb 1¾ c 1 ea 1 tsp

Potatoes Flour Egg Salt

1.

Peel, dice and steam the potatoes.

2.

Mash the potatoes while sill hot and add the remaining ingredients.

3.

Knead until soft and elastic.

4.

Roll the dough unto 1” ropes.

5.

Cut into ½” pieces and roll with a fork.

6.

Drop into a pot of boiling salt water removing when they begin to float to the top with a slotted spoon.

G

nocchi originated in Italy and were originally only flour and water. Potatoes were not added until the mid 1800’s. The best way to cook the potatoes is to steam them. This will help to preserve the flavor. I have a ricer to mash

the potatoes, which works great because it leaves the potatoes smooth. By keeping the potatoes hot while mixing will help in the gluten formation that helps keep the gnocchi from falling apart. It is important that there is a balance of flour because if there isn’t enough the gnocchi will fall apart and if there is too much they will be heavy.

Gnocchi are like pasta in that they will go with most sauces but are a little dumpling. Here I’ve sautéed them with olive oil, onion, tomatoes, roasted garlic and fresh basil topped off with some Parmesan cheese. Gnocchi will often have other flavors such as pumpkin, spinach, or ricotta cheese.

Be Creative, Have Fun and Enjoy!!

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

BRATS, DOGS & SANDWICHES Bratwurst... add sauerkraut...

Basic Jumbo Hot Dog...

Chicago Style Dog...

Chili Cheese Dog...

Club Sandwich...

BBQ Beef Brisket Sandwich...

Deli Style Sandwiches... on croissant - add...

$2.95 55₵ $2.50 $2.70 $3.99 $5.75 $4.25 $2.95 55₵

SOUPS, SALADS & SUCH Peasant Lunch... $5.99 (cup of soup, french roll & butter, and fresh apple) Soup & Sandwich or Salad... $5.75 (soup du jour & deli sandwich or side salad) Chili or Soup du Jour cup... bowl...

$2.65 $3.75

Chili-Cheese Frito Salad...

Side Salad...

Salad-Salad...

$6.25 $3.25 $5.99

PIES & PASTRIES Apple Pie Slice...

Pie a la Mode...

Brownie...

Muffin...

$2.95 $3.95 $1.25 $1.30

Cookie...

Brownie Sundae...

6 ounces semisweet chocolate, coarsely chopped 1/4 cup half-and-half or light cream 1 tablespoon flavored liqueur such as cherry, orange, coffee or raspberry, optional 1/2 teaspoon vanilla extract Fruit such as whole strawberries or chunks of banana, pineapple or pear 1/2 cup almonds, toasted and finely chopped (optional) 1. In heavy 1-quart saucepan or fondue pot, melt chocolate with half-and-half over low heat until mixture is smooth, stirring frequently. Stir in liqueur and vanilla; keep sauce warm.

2. To serve, arrange fruit on large platter. Spoon fondue into small bowl if you like. Place nuts in another small bowl. With toothpick, dip fruit into fondue, then into almonds if you like.

These Unique and Delicious Recipes are presented to you by Pat McClelland owner of Bella Panini in Palmer Lake

ROCK HOUSE 2010 MENU

F

ondue is French for “melted,” and this easy-to-make dessert will melt many a chocolate lover’s heart. It’s fantastic with fruit, but try other dunkables, too -marshmallows or cubes of angel food or pound cake.

65₵ $4.25

• Each serving: About 75 calories, 5g total fat (3g saturated), 2mg cholesterol, 2mg sodium, 8g total carbohydrate, 1g dietary fiber, 1g protein.

For thousands of triple-tested recipes, visit our Web site at www.goodhousekeeping.com/recipefinder/. (c) 2010 Hearst Communications, Inc. All rights reserved

BEVERAGES Soft Drink 16 oz...

Soft Drink 20 oz...

Soft Drink 32 oz...

Hot Chocolate...

Bottled Water...

Tea or Cider...

Coffee small...

Coffee large...

Milk 12 oz...

$1.25 $1.40 $1.75 $1.25 $1.40 $1.25 $1.25 $1.50 $1.40

Serving Anne & Mann’s Gourmet Ice Cream

ICE CREAM CUP OR REGULAR CONE (chocolate dip add 50₵) Kiddie...

65₵ 1 Scoop... $1.85 2 Scoops... $3.60 Sundae 1 Scoop... $3.25 Sundae 2 Scoops... $4.50 Shake 16 oz...

$4.00

Shake 20 oz...

$4.70

Malt 16 oz...

$4.25

Malt 20 oz...

$4.95

WAFFLE CONES (chocolate dip add 50₵) 1 scoop waffle cone...

2 scoops waffle cone...

$2.55 $4.25

Banana Split...

$5.95

Float 16 oz...

Float 20 oz...

$2.75 $3.35

15

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili HOURS: Tuesday - Sunday: 11:00AM - 8:00PM 24 Hwy. 105 in Palmer Lake

Rock House Ice Cream

488-6917

www.rockhouseicecream.com

SNIPPETZ : PET PAGE / THE LOCAL SCOOP ®

Paws Corner

By Sam Mazzotta

YOUNG COLLIE OBSESSED WITH ANIMAL DROPPINGS DEAR PAW’S CORNER: We have a lot of nature and wildlife surrounding our property, and much of that wildlife crosses through our yard and leaves “pellets” behind -- deer, skunk, fox, coyote and so on.

Our 7-month-old bearded Collie, “Jesse,” is uncontrollably attracted to these pellets and eats them. How do I stop this behavior? -- Cindy K., Clinton Township, Mich.

DEAR CINDY: Stopping Jessie from eating those wildlife pellets (droppings, really) is indeed difficult. Dogs instinctively seek out unusual odors and often lick or eat other animals’ droppings as part of this behavior -- after all, droppings can smell quite strong.

The most effective way to control Jesse’s behavior is to remove the source of the problem -- that is, the droppings themselves. This means combing through the

HERE’S TO A GREEN PLANET IN RETIREMENT; HOW SOCIAL SECURITY IS HELPING

By Rose Fortune Social Security Public Affairs Specialist in Colorado Springs

property prior to letting Jesse out, and picking up and disposing of all droppings.

Social Security has been practicing environmental stewardship long before “going green” was a fashionable catchphrase. Here’s just one example.

That can be pretty labor-intensive, not to mention having Jesse go nuts watching you walk around the yard while he’s stuck inside. Another option is to fence off a portion of the yard big enough for Jesse to run around, while keeping wildlife out.

A third option is to put Jesse on a leash when you take him out, so you can keep him away from the wildlife droppings.

When it became necessary to renovate one of the largest buildings at the Social Security headquarters complex, we used sustainable design practices. The result was an environmentally sensitive facility where more than 75 percent of the construction materials were salvaged, and energy use was reduced by 13 percent.

You may be able to combine a couple of methods. In addition to regularly cleaning up the droppings, take Jesse out on a leash and have him “go” in roughly the same area every day. He’ll soon associate this area as his elimination spot. Afterward, spend some time with him on basic obedience (sit, stay, heel) and walk him around the yard on his leash. When he darts out to sniff a dropping or other spot, give him a firm “come!” or “heel!” and, when he returns to your side, a small treat. In short, make obeying you more rewarding than exploring droppings.

This is just one of several buildings that Social Security has given the green makeover. Other environment-friendly buildings are located in Chicago, Philadelphia, Birmingham, Richmond, Calif., and Jamaica, N.Y.

Send your pet questions to Sam Mazzotta at ask@pawscorner.com, or write to Paw’s Corner, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475. Find more pet resources at www.

PawsCorner.com.

There are things you can do to go green too. For example, you could plant a tree, and recycle your plastic, glass, and paper. But what’s even better than recycling your paper is not having any paper to begin with.

Going green is yet another of the many reasons to complete your business transactions with Social Security online. You can complete all of your “pa-

perwork” without using any paper!

Whether you want to get an estimate of your future retirement benefits, apply for retirement benefits, apply for Medicare, request a replacement Medicare card, report a change of address or direct deposit if you are currently receiving benefits, or take charge of your retirement planning, you can do it on our website.

There’s no need to drive to your local Social Security office. Don’t wait in traffic when you can do Social Security business from the comfort of your home or office. Save a trip (and the gas and carbon emissions that go along with it) and go to www.socialsecurity. gov/onlineservices to get started.

Doing business with Social Security online is fast, easy, and secure. It’s also environmentally the cleanest, greenest way to do your Social Security business. Many of our online services are available as automated phone services as well. Just call 1-800-772-1213 to take advantage of them.

Not everyone can give their home or office an environmental makeover. But anyone can use our online services or automated phone services. For more information, visit www.socialsecurity. gov or call us at 1-800-772-1213 (TTY 1-800-325-0778).

(c) 2010 King Features Synd., Inc.

Abbie

A PAIR OF SWEETHEARTS! Ruby

smart girl and well trained.

Abbie is up to date on all her shots. She is microchipped and is spayed. Abbie needs a special home with no other dogs. Ms. Abbie prefers to have her owners to herself and might become jealous with another dog.

Please see our website for Abbie’s complete story saintanimalrescue.org. This is a very tearful separalease meet Abbie. Abbie is just under 4 years tion for Abbie’s and her owner she is a very special old. She was “dumped” on the eastern plains girl and needs a very special family for her forever and lived her existence there for 2 years. Her home. present owner has to relinquish Abbie due to his newly diagnosed medical condition. Ms. Abbie is not Please take a moment and meet Ruby. Ruby is 10 an apartment dog, she needs a large fenced in secure weeks old and is brown and tan. She is a Border Colyard to play. She is a very lovable and extremely lie/Aussie Shepherd mix. Ruby is good with other

P

16

dogs and loves children. She hasn’t been around cats so there might be some training involved if you have cats in your household.

If you think Abbie or Ruby would fit into your loving home and would like to adopt either one, please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

It is always a challenge when adopting a new pet.

SAINT Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so important to your new family member as well as your existing family members.

SNIPPETZ : THE LOCAL SCOOP ®

THE TRI-LAKES TEAM

ATTENTION: TRI-LAKES HOMEOWNERS During this economic downturn, there is a silver lining. The cost of material goods is lower now than it has been for years. The cost for labor has also been reduced significantly. The result for residential homeowners is the cost of remodeling is at an all-time low. If you remodel during this window of opportunity, you will realize a huge return on your investment. When our economy turns around, as it has several times before, the old adage “Buy Low, Sell High” can really apply to the value that will be added to your home.

TRI-LAKES BUILDING CO. INC.

Commercial contractor licensed and insured. Commercial and residential construction and remodeling. Fine cabinetry and door and drawer repair in our local shop. Established in 1977. PH: 719-481-2671

MJB PLUMBING & HEATING INC.

PLUMBING

CONSTRUCTION

Here is a list of the local contractors who work together to help you with all of your residential home repair and general remodeling. Everyone is licensed and insured, and together, we have over 275 years experience. We all promise top-quality workmanship, warrantied materials and first-class customer service.

Installation And Repair Of Plumbing, Gas Lines, Hot Water Heat.

PH: 719-488-2738 • FAX: 719-488-1676

PRO-TECH ROOFING SYSTEMS & SEAMLESS GUTTER Locally owned, specializing in all types of roofing and gutter installation.

All of our work is covered by a five year workmanship warranty with satisfaction guaranteed. References at your request.

PH: 719-473-9554 • FAX: 719-473-9555 • Email: protech4csi@live.com

HAVENS S&P CONCRETE CO.

PHIL HAVENS Flatwork: Commercial • Residential • Decorative PH:/FAX: 719-264-7742 • CELL: 719-310-8866

OCEAN CONSTRUCTION

A Wave of Excellent Carpentry Richard Harding • Insured Independent Contractor PH: 719-243-4075

EAGLE PLASTERING INC.

Professional Integrator in Hard Coat Stucco Systems, Drywall, Masonry and High Performance EIFS for Sustainable Construction.

PH: 719-227-7533 • FAX: 719-227-7530 • SALES: 719-227-7533 EXT-8009

BLACK DIAMOND EXCAVATION LLC. Skid Loader Work, Grading, Landscaping, Trenching Post Holes, Boulder Walls, Driveways.

JIM • PH: 719-459-0391

EXCAVATION

PLASTER / DRYWALL

Specializing in Residential and Commercial Repaints & Drywall Repair and Texture Matching. Professional, Friendly Staff Ready to Serve Your Needs. Serving Southern Colorado Since 1995.

PH: 719-593-8148 • FAX: 719-593-9352 • Email: rgpdinc@msn.com

CONSTRUCTION

CONCRETE

Sample local wines and appetizers

WE DON’T SAY WE’RE THE BEST READ WEEKLY PUBLICATION IN SOUTHERN COLORADO...

PH: 719-488-1991

ROBERT GLEN PAINTING & DRYWALL INC.

PAINTING

For more information please go to www.tri-lakescares.org or call 719.481.4864.

ARROW HAWK HEATING

New Construction, Remodeling, Furnace Replacement and Repair.

ROOFING

T

ri-Lakes Cares invites the public to their Community Open House Art Exhibit and Sale on Saturday, May 15 from 6:00p.m. to 7:30p.m.

while you view, and perhaps purchase, the beautiful paintings of local artist, John De Francesco, with 100% of the sale proceeds directly benefiting Tri-Lakes Cares. Mr. De Francesco will also be in attendance to answer any questions and give a brief painting demonstration.

HEATING

TRI-LAKES CARES HOSTS COMMUNITY OPEN HOUSE

ELECTRICAL

DUKES ELECTRIC

We have serviced the Tri-Lakes Community, El Paso Country and Douglas County for 33 years in residential and commercial electrical installation and repair. PH: 719-481-3557

Our Schedules are filling up quickly.

OUR READERS DO!

CALL TODAY FOR AN APPOINTMENT! 17

SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

By Marge Svenson

1. GEOGRAPHY: The country of Belize is located in what part of the world?

2. HISTORY: In what country did the 1960 Sharpeville massacre occur?

3. LITERATURE: In what city and state did poet Emily Dickinson live almost her entire life?

4. MEDICAL: What part of the body does Bell’s palsy affect?

5. GENERAL KNOWLEDGE: A strong, cool wind called the Mistral is associated with which country?

Sports Quiz

By Chris Richcreek

1. Who was the last San Francisco Giants pitcher before Jonathan Sanchez in 2009 to toss a no-hitter?

2. Name the last National League team before the Los Angeles Dodgers in 2009 to start a season 10-0 at home.

3. What is the highest touchdown total for a season for NFL wide receiver Terrell Owens?

6. MYTHOLOGY: What kind of creature was a griffin?

4. Name the coach who led the Kansas Jayhawks men’s basketball team to its first NCAA championship.

7. TELEVISION: Which character on “The Addams Family” spoke the catchphrase “you rang?”?

5. In what year did Lou Lamoriello become general manager of the New Jersey Devils?

8. THEATER: Which play’s title character was nicknamed “The Demon Barber of Fleet Street”?

6. In 2010, Lance Mackey became the first musher to win the Iditarod Trail Sled Dog Race four consecutive times. How many others won three in a row?

9. LANGUAGE: What is a ewer?

10. MOVIES: In the Disney movie “Aladdin,” how long was the genie inside the lamp before Aladdin released him?

7. Who was the first bowler to have a perfect 300 game in a televised PBA event?

(c) 2010 King Features Synd., Inc.

(c) 2010 King Features Synd., Inc.

1. Which famous London recording studio nearly fell to developers last year?

2. Of all the songs done by the Beach Boys over the years, how many made it to the top of the charts?

3. Guitarist Jimmy Page has been part of what two groups?

4. Name the sisters in the rock band Heart?

5. Which duo did “Hold On, I’m Comin’,” “Soul Man,” “I Thank You”? Bonus for knowing the years.

6. Name the country/pop crossover tune that inquires, “Will they have Mogen David in heaven?” (c) 2010 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (19).

New DVD Releases for Week of May 3, 2010 PICKS OF THE WEEK

“Dirty Dancing: Limited Keepsake Edition” (PG-13) -- This release of “Dirty Dancing” is so packed with special features, there’s no way you’ll put this “baby in a corner” ... of your bookshelf. ...

Sorry about that. Anyhoo, this two-disc set contains not only the newly remastered film, but also every special feature that’s been included in previous releases, plus

more than an hour’s worth of bonus material. Extras include a fan reel created by Facebook fans, a tribute to Patrick Swayze, an interview with Swayze about the dancing in the film, a hardcover 52-page book and a coupon for $50 off a stay at the Mountain Lake Hotel in Virginia, which was used as the Kellerman’s Resort in the film. Seriously, with so much stuff in this Keepsake Edition, how could you NOT have “the time of your life”? Aw man, I did it again.

“Doctor Zhivago Anniversary Edition” (PG-13) -- Director David Lean’s follow up to “Lawrence of Arabia” is another epic adventure that garnered five Academy Awards. Omar Sharif and Julie Christie star in this majestic love story set during the Russian Revolution. Sharif plays the titular doctor, who also is a poet. Christie is Lara, a married woman who becomes his muse. Zhivago is married and loves his

wife, but also has feelings for the beautiful Lara. Torn by his love for two women, the poet must make a choice while their world erupts in turbulent conflict.

“Hamlet” (Unrated) -- David Tennant (“Doctor Who”) stars as the Melancholy Dane in this critically acclaimed Royal Shakespeare Company production of the Bard’s tale of madness, murder and political intrigue. Co-starring in a riveting double-performance is Patrick Stewart (Capt. Jean-Luc Picard from “Star Trek”), who plays both Hamlet’s uncle Claudius, and the ghost of Hamlet’s murdered father.

Tennant’s performance is both exhilarating and heart-wrenching -- which will probably come as a surprise to many who only know the Scottish actor from his light-hearted portrayal as the time-traveling hero from “Doctor Who.” “Rock ‘N’ Roll High School” (Rated R) -- Directed by B-movie king Roger Cor-

18

man and starring The Ramones and P.J. Soles, “Rock ‘N’ Roll High School” is a punk-rock classic. When a fascist principal (Mary Woronov) takes over Vince Lombardi High School, The Ramones and the students fight back using the Power of Rock! And explosives.

TV SERIES

“Penn & Teller Bullsh*t” The Seventh Season “According to Jim” The Complete Second Season “Man Vs. Wild” Season 4 “Marcus Welby, M.D.” “Dirt” The Complete Second Season “Marvel Iron Man” The Complete Animated Series “Murdoch Mysteries” Season 2 “The Facts of Life” Season 4 “Dragon Ball” Season Four (c) 2010 King Features Synd., Inc.

SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

Answers & Solutions

LIBRA (September 23 to October 22) Your balanced approach to life proves to be helpful this week when someone you care for needs your spiritual comfort, while someone else benefits from your tough-love practicality.

TRIVIA TEST ANSWERS 1. Central America 2. South Africa 3. Amherst, Mass.

4. The face - Bell’s palsy causes paralysis of facial muscles on one side.

5. France 6. A lion’s body with an eagle’s head, wings and claws 7. Lurch 8. “Sweeney Todd” 9. A vase-shaped pitcher or jug 10. 10,000 years

MAY 3, 2010 ARIES (March 21 to April 19) The Lamb is usually excited about taking on a new challenge. But if that’s a touch of doubt you’re feeling, maybe it’s you telling yourself to go slow on this until you learn more about it.

SPORTS QUIZ ANSWERS 1. John Montefusco, in 1976 versus Atlanta.

2. The Atlanta Braves, in 1983.

3. He had 16 TD receptions for San Francisco in 2001.

4. Phog Allen in 1952.

5. It was 1987.

6. Two others: Susan Butcher (1986-88) and Doug Swingley (1999-2001).

7. Jack Biondolillo, in 1967.

FLASH BACK ANSWERS 1. Abbey Road, the studio made famous by the Beatles. The 78-year-old studio was given historic status by the British government in a nearly last-minute rescue earlier this year.

2. Four -- “Good Vibrations,” “Help Me Rhonda,” “I Get Around” and “KoKoMo.” 3. The Yardbirds and Led Zeppelin. Rolling Stone magazine called Page “the pontiff of power riffing.”

4. Ann and Nancy Wilson. Heart has a new album coming out this summer: “Red Velvet Car.” 5. Sam and Dave. “Hold On, I’m Comin’” (1966), “Soul Man” (1967) and “I Thank You” (1968).

6. “Midnight Choir,” on the Gatlin Brothers’ 1979 “Straight Ahead” album.

TAURUS (April 20 to May 20) Accepting new commitments when you haven’t yet finished the batch on hand could be a bit rash.

Better to ease up on the new ones until you get further along with your current lot.

SCORPIO (October 23 to November 21) Once again, you’re likely to be asked to keep a secret for someone. But do you really want to do so? Be honest with yourself and with your needs before you make any such commitment.

SAGITTARIUS (November 22 to December 21) Taking a more direct approach from the more diplomatic one you’ve used before could make a difference in finally resolving a too-long-held disagreement. Try it.

GEMINI (May 21 to June 20) Reward yourself for what’s sure to be a dynamic week with a getaway to someplace wonderful, hopefully with a wonderful someone. You’ll return refreshed and ready for what’s ahead.

CAPRICORN (December 22 to January 19) Being asked for advice is flattering to the Sea Goat, who has a habit of saying the right thing. This time, expect someone to be especially impressed and to act on that sentiment.

CANCER (June 21 to July 22) Some people might be anxious about your plans. So you need to take time to explain what you expect to do and how you expect do it. And don’t forget to ask for suggestions.

AQUARIUS (January 20 to February 18) With a number of pressures easing, your project could be making a lot more progress than you expected by this time. That’s great news.

But don’t let yourself be distracted; stay with it.

LEO (July 23 to August 22) Dealing with an unfamiliar problem can be difficult. The wisest course you can take is to ask for advice from those who have been where you are and have come through it. Good luck.

PISCES (February 19 to March 20) An interesting challenge looms that could be exactly what you’ve been looking for. Discuss this with colleagues who could have much to contribute and who might want to join with you.

VIRGO (August 23 to September 22) Tackle a frustrating job problem by considering possibilities you might have ignored before. This reassures colleagues you’re serious about finding a solution, even if it’s not totally yours.

BORN THIS WEEK: Your heart is always open to offer loving concern for others. And they, in turn, reach out to complete the circle.

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(c) 2010 King Features Synd., Inc.

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SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR

SPRING STORMS CAUSE MAJOR POWER OUTAGES

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ountain View Electric crews battled high winds and heavy snow on Friday and Saturday restoring power to members affected by two spring storms that hit the area back to back. At the peak of the outage, 2500 people were out of power in the areas of Black Forest, Calhan, Ellicott, Limon, Peyton and Ramah. Everyone had their power restored by Saturday afternoon.

Around 2 a.m. on Friday, ice and high winds caused outages in Calhan and Ellicott and at 9 a.m., outages started in Peyton. Power was restored to all members in these areas by Friday evening. Outages also occurred in Karval and Ramah around 9 a.m. with Karval coming back on line about 3 p.m. and Ramah at 7:15 p.m. On Saturday morning, Ellicott and Calhan were hit again by high winds and experienced outages which were restored in a few hours.

In the Black Forest area, heavy snow accumulation broke limbs and trees, toppling or bending them into the clearances and onto power lines causing outages around 11 a.m. At one time, there were approximately 1500 out of power in the Black Forest. MVEA’s tree trimming crew was joined by MVEA’s contracting crew, Asplundh, with an additional Asplundh crew coming out of Pueblo. Together with the operations crews they cut trees and limbs out of the power lines so repairs could start. But, it was slow going during the storm with three feet of snow and unplowed roads, due to high winds, making driving almost impossible. In addition to trying to repair lines, crews were also busy trying to dig their vehicles out of snow drifts.

According to Member Services Manager Darryl Edwards, “One of the most difficult problems was finding the damage and getting the equipment to it. With the high winds causing huge drifts, the guys had a tough time getting up the easements and making repairs.”

The crews could not access some of the downed trees with power equipment and had to wade through waist deep snow in areas and cut the trees by hand.

Due to fatigue and exhaustion, the crews were instructed to wrap up their work at 10 p.m. and start heading back to the office. Many of them did not finish up until after midnight as they would repair problems they spotted on the way back to the operations center. Their priority was to get everyone on as quickly as possible. Eventually, crews have to rest and MVEA feels it is better to rest during the dark hours when it is more difficult to find problems and then start fresh at first light. Fatigued crews are also more prone to serious accidents and injury.

These crews had been working for well over 13 hours and reaching a point of concern. As repairs halted for the night, there were about 200 – 300 people still without power. Saturday morning, crews were out by 6 a.m., focusing their efforts

20

in the Black Forest area and by 2:30 p.m., everyone had their electricity back on. Overall there were 12 MVEA crews working to restore power.

Edwards stated, “One of the major difficulties with getting power back on in the Forest was that the problems were isolated from each other. For each line fixed, only 4 or 5 people would come back on. It made finding and repairing all the problems very difficult.” Another issue, according to Edwards, is our 10 foot clearance. “When a 30 foot tree falls over into a 10 foot clearance, it is going to take a line out,” said Edwards.

“Trees have always been an issue with power lines. MVEA has an extensive tree trimming program to maintain the clearances along power lines.”

Each year MVEA sends an insert in the bill and has an article in Colorado Country Life Magazine with recommendations in preparing for winter outages. With many MVEA members living in areas that are difficult to access during blizzard conditions, it is important for people to be aware of how to keep themselves ready for the unexpected. Here are some suggestions on how to plan ahead for unavoidable power outages that can accompany storms: •

•

•

•

• •

•

Listen to weather forecasts every day so you will know when high winds or heavy snows or ice are on the way. That kind of weather is most likely to affect power lines.

Prepare an outage kit that contains a battery-powered radio; fresh batteries; a flashlight; candles; matches; a wind-up clock; bottled water; paper plates and plastic utensils.

Keep a stock of canned food in your cupboard along with a manual can opener. Consider buying a camp stove and fuel that you can use (outdoors only) if you can’t cook on your electric stove.

Tape MVEA’s phone number on your refrigerator so it will be handy if you must report an outage. Do not take it for granted that your neighbor has made the call. Your cordless phone will not work so have a traditional phone or cell phone that you can use.

Dress in layers to stay warm.

Consider a small generator to run a small electric heater and be sure to have a filled gas can for emergencies. If you have a large generator hooked into your system, be sure you have a double throw switch so it does not feed back into the grid.

Teach children to stay away from fallen or sagging power lines. They could be energized and dangerous even if the power is out.

MVEA sincerely apologizes for any inconvenience our members experienced during this storm. Please be reminded that April and May have more snowfall than any other months, so be prepared.

MVEA compliments the crews on a job well done in getting power restored as quickly as possible to our members during such adverse conditions.

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FINANCIAL FOCUS INVEST IN YOUR MOTHER’S FUTURE Provided by Adam Grayson of EdwardJones Investments

M

other’s Day is almost upon us. This year, in addition to giving Mom some flowers and a card, why not brighten her day — and her future — by making a financial gift?

You’re invited ... to join us at our next coffee club meeting.

Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffee’s on us.

Please join us at the next meeting of our coffee club and bring a friend.

Date: Thursday, May 20, 2010 Time: 9:00 a.m.

Place: Serranos Coffee Shop, 582 Highway 105, Monument, Colorado Adam R Grayson, AAMS® Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

Member SIPC

Your first thought might be that giving your mother a check may seem “tacky.” But these days, everyone can use a little extra cash. However, you can find other types of financial gifts that can have a longer-lasting impact. Here are a few ideas to consider: Help Mom fund her IRA. If your mother is still working, she can contribute to an IRA — and she should.

Either a traditional or Roth IRA is a great way to build tax-advantaged savings for retirement. Yet most people don’t fully fund their IRAs each year. In 2010, your mother can put in $5,000 to her IRA, or $6,000 if she’s 50 or older. While you can’t directly contribute to her IRA, you can write a check for that purpose.

Purchase an investment for Mom. If you can afford it, consider giving a few shares of stock, possibly issued by companies that make products or services your mother uses. (If you give shares that you own, you’ll need to keep records of your initial sales price; this information will be useful to your mother if she ever sells the shares and needs to pay capital gains taxes.) If you think your mother could benefit from an increase in her cash flow, you might consider giving her a corporate or government bond, which can provide regular interest payments.

lower your mother’s debt payments, the more she can put away for retirement. While you probably aren’t in a position to pay off all her debts, perhaps you could handle a car or credit card payment as a Mother’s Day gift.

Make a charitable gift in Mom’s name. Your mother probably supports many worthy causes — and a financial gift to any one of them, in her name, would probably please her greatly. Furthermore, your generosity may provide you with an immediate tax deduction, assuming the group to which you donate meets the tax deductibility guidelines established by the IRS. In fact, if you donated an appreciated asset, such as a stock, you could possibly get two tax breaks: a deduction on this year’s taxes and the avoidance of capital gains taxes that will result from the eventual sale of an asset. Before donating this type of asset, though, consult with your tax advisor.

Provide Mom with some financial education. If your mother doesn’t know much about investing, you might get her a book on the topic.

Or, better yet, if you have a financial advisor whom you trust, introduce him or her to your mother. Once your mother enters her pre-retirement and retirement years, she may have many issues — such as cash flow management, estate planning and investing to stay ahead of inflation — for which she could use the help of a financial professional.

Mother’s Day comes and goes in a day — but by making the right type of financial gift to your mother, your generosity can be felt for years to come.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones does not provide tax or legal advice. Specific questions regarding gifting should be referred to a qualified tax or legal professional.

For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

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THE LAW ACCORDING TO STEVENS

You are also REQUIRED to list all documents, or any other tangible things (photos, recordings, objects, etc.) that might possibly be in any way related to the case, or helpful to one party or another. THIS

by Lisa Welch Stevens, IS VERY IMPORTANT. THIS IS NOT Attorney at Law P.C. TELEVISION OR THE MOVIES. YOU CANNOT “HIDE THE BALL” OR “SURPRISE” ANY OTHER PARTY. Anything you do not disclose or produce cannot be used by you at trial. If you do not disclose in full, you may be barred from presenting any witnesses, any testimony, and any evidence at trial, or from even referring to anything not disclosed or related to any© April, 2010, Lisa Welch Stevens, Esq. thing not disclosed. You may be sanctioned and fined. When in doubt, disclose. You must nce your case has been set for trial, dead- not wait until you receive requests for disclosure lines start running by which you must from the other parties. Disclose early; disclose do certain things, within time frames often. You also have a continuing duty to conrunning off of that trial date and/or your “at is- tinue to disclose after your initial disclosures, if sue” date. If you miss deadlines without asking, new information, witnesses, documents or other beforehand, for an enlargement of time you may tangible things come to your attention. see your case dismissed, be barred from presenting evidence or testimony at trial, or fined. So Beginning forty-five days after your case pay attention to the Rules! is “at issue”, you can begin to make discovery

YOUR CASE IS SET FOR TRIAL: DISCOVERY TIME!

O

Even before your case is set for trial, once your case is at issue the first phase of discovery begins. “Discovery” is the process by which all parties give each other, or demand from each other, all information and copies of all documents or other tangible things that might have any bearing whatsoever on the case, both claims and defenses.

Once your case is “at issue”, within THIRTY DAYS you are REQUIRED to VOLUNTARILY DISCLOSE to all other parties the identities and contact information for any person

But Freddie Mac might think there are clouds on the horizon.

INTEREST-ONLY MORTGAGES

T

here are those who say that interest-only mortgages are the main reason for the housing market’s problems in recent years.

Loans were given fast and loose, with many purchasers barely qualifying for the interest portion, never mind the principal when it was added in.

Still, interest-only mortgage loans are still out there, and purchasers will sign up for them. On paper, an interest-only mortgage looks enticing: The first years offer a significantly lower monthly payment, especially if you’re only going to keep your home for a few years.

or entity that might have any information that might possibly be in any way related to the case, or helpful to one party or another.

Freddie Mac (the Federal Home Loan Mortgage Corporation) was charted by Congress in 1970 as a means of providing stability in residential mortgage markets, especially for low- and moderateincome buyers. It props up the market by providing capital to lenders.

It can be taken as something of a warning that Freddie Mac recently announced that later this year, in September, it will stop purchasing interest-only mortgages. Not only will there be fewer choices in obtaining a mortgage, the message itself is rather grim. Part of the decision, it seems, is that while Freddie Mac saw an increase in defaulted and delinquent mortgages during the past few years, the decision to end those mortgages completely seems to say that it doesn’t see a light at the end of the tunnel -- and is bailing out completely.

That’s not to say buyers won’t be able to get an interest-only loan, just that it will be tougher to find.

Getting a loan is likely to be difficult, but not impossible, with borrowers needing to qualify at the full (interest plus principal) mortgage amount.

22

requests of the other party. You are allowed, under the Rules, to depose each adverse party and two other persons. If you want to depose more people, you have to move the court for permission to do so, and give a good reason why. At a deposition you can ask the deponent as many questions as you like, and they have to answer them; however, no deposition can last more than seven hours without the court’s permission. Depositions are horribly expensive; you have to pay

The Law According to Stevens Continued on Page 23...

There are other types of mortgages to consider: • Fixed-rate mortgage. These are the safest mortgages because your monthly payment will be stable for the life of the loan. The only things that could go up are the insurance and property-tax portions. With insurance, you have the opportunity to shop around.

• Biweekly mortgages. You make half of your mortgage payment every two weeks. At the end of the year, you will have made 13 months’ of payments instead of 12. The mortgage gets paid off earlier because of the extra payment each year.

Before you decide on an interest-only mortgage, run the numbers and see what they look like at www.mortgagecalculator.org.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2010 King Features Synd., Inc.

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THE LAW ACCORDING TO STEVENS CONTINUED FROM PAGE 22

the court reporter taking the deposition, and they are not cheap! Written discovery is much more cost-effective.

You are allowed to serve upon each adverse party up to thirty written interrogatories, asking for information.

These are like essay questions. You can ask for any information that is likely to be relevant or helpful to your case.

You are also allowed to serve up to 20 requests for production of documents or other tangible things you believe to be in the possession of the adverse party, that you believe would be relevant or helpful to your case. For example, you might request copies of agreements, bank statements, tax returns, and the like if they are possibly in any way relevant.

Finally, you are allowed under the Rules to serve up to twenty requests for admission on each adverse party. In a request for admission, you ask the adverse party to admit that certain required elements of your case are true, so you don’t have to prove it in court.

OBSERVATIONS OF A CPA AND A FINANCIAL PLANNER AFTER APRIL 15TH

A

fter performing approximately 500 tax returns and conducting numerous financial planning updates with clients, there seems to be some obvious trends: • People are frightened and confused given the declines in their 401(k)s, the housing market, unemployment and rising healthcare costs.

• People not putting money into tax deferred accounts in spite of rising taxes • People not knowing the types of tax deferred accounts (401(k)s, IRAs, Annuities) • People not having life or disability Insurance • People not knowing financial objectives, risk tolerance, having proper diversification • People not knowing the change to estate tax laws or having an estate plan • People not seeking professional advice While people may be disillusioned with the current financial situation for which they have no control, they still have quite a bit of control over their own financial futures by implementing some very simple, fundamental techniques. These include: • Having a monthly budget/stick to it • Knowing assets and liabilities; not getting into too much debt and maximizing

If the adverse party does not respond, in full, to your written discovery requests (the interrogatories, and the requests for production and for admission) within thirty days of service, they are in a world of hurt. For example, any request for admission not specifically denied is deemed admitted for use at trial. Ouch! The non-responding party can also be sanctioned: fined, barred from introducing evidence and witnesses or presenting argument or testimony at trial, or from presenting any defenses or case at trial. Ouch!

The fundamental principle behind discovery is that there should be NO SURPRISES AT TRIAL. Again, THIS IS NOT TELEVISION OR THE MOVIES. In order that justice may be served all parties must have access to all of the information available.

This article is intended for general informational purposes only, and is not intended as a proffer of legal advice. Consult your legal advisor regarding your particular situation.

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For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395 tax deferred investments.

• Establishing short, medium, and long term goals • Putting your money where your goals are and be less aggressive on shorter terms goals • Reviewing performance annually with your advisor. Success is measured by your time horizon, not day-to-day Clearly, it is true that Americans are facing pension plunges, threats to the solvency of Social Security and Medicare, rising future inflation, and current unemployment. However, this only means that each individual needs to take more financial responsibility for himself. This can be done by each individual establishing disciplined budgets, disciplined investment and tax strategies, protecting themselves with various insurance policies, maintaining current job skills, and seeking/using professional advice. It is also clear, that with the projected return of estate taxes to their pre-2001 levels on January 1st, 2011 ($1M lifetime unified gift / estate credit, 55% tax rate on anything above $1M), families must start estate planning NOW! On a brighter note, it is also clear that the recent recession is a normal part of any economic cycle and we have already seen some recovery from the last 2 ½ years, which is also normal for a recession. So I say, the American financial system remains remarkably resilient but we should all strive to be optimistic, disciplined and smart.

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