Snippetz Issue 580 by Funder Enlightening, Inc.

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WEEKLY MAGAZINE

FREE WEEKLY

IT’S ALL ABOUT WHO YOU KNOW: SNIPPETZ LOOKS INTO THE

SOCIAL NETWORKING PHENOMENON by Lindsey Harrison

ISSUE 580 • DECEMBER 10, 2012

“The value of a social network is defined not only by who’s on it, but by who’s excluded.” – Paul Saffo, Silicon Valley technology forecaster

n 2012, you’d be hard-pressed to ﬁnd someone that isn’t involved in social networking. From CEOs to middle school students, it seems that the entire country (and indeed, a good portion of the world as well) is connected through social networking groups and websites. In fact, some people can’t imagine how they ever stayed connected without Facebook or Twitter. What did we do before the days when we could instantly share what we had for dinner with the rest of the Cyber world? Snippetz investigates the evolution of social networking and the ramiﬁcations it has on conventional communication and relationships. Social Networking Phenomenon... Continued on Page 2

Monday, December 31st Prix Fixe Dining

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• 9 pm to ? • Kick into high gear with dancing to great music provided by King of Clubs • Hors d’ oeuvres throughout the evening • Free Champagne at midnight! • 20++ members/$30++ non-members Reserve your spot to ring in the New Year, call (719) 884-7237. ĔēĚĒĊēę Ďđđ ĔĚēęėĞ đĚć ͳͺͻͶͷ ĊććđĊ ĊĆĈč ĆĞ ĔēĚĒĊēęǡ ͺͲͳ͵ʹ ȋ͹ͳͻȌ౯౯ͺͺͶǦ͹ʹ͵͹ Ǥ Ǥ

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Merry Christmas &

Happy New Year

From Your Friends at First National Bank of Monument Member

www.fnbmonument.com

SNIPPETZ WEEKLY MAGAZINE

THIS WEEK IN SNIPPETZ FEATURE ARTICLES It’s All About Who You Know: Snippetz Looks Into The Social Networking Phenomenon... 1

Printing | Design | Direct Mail Banners & Signs | Decals & Vehicle Wraps

“Medicare Gives Break To Hurricane Victims” Senior News Line... 5 Strange But True... 7 Moments In Time... 8 “Trinkets of Treasures” Your Weekly Kick in the Pants! by Dr. Ron Ross... 9 “Small Town Christmas Dining - Part 3” Series 12, Article 3 Web Chat by Robyn... 18

make your vision a reality...

HEALTH 6 “Diabetes Advice and Goals” To Your Good Health... 6

HOME AND GARDEN “Fresh Greenery Maintenance” Macie’s Garden... 7

COMMUNITY CALENDAR PAGE 10

THE DINING GUIDE “Pucker Up for Persimmons: Persimmon Salad With Toasted Walnuts” The Kitchen Diva... 13

PUZZLES, TRIVIA, ENTERTAINMENT

16-17

Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

CLASSIFIED

PAGE 19

GREAT BARGAINS Find Your Treasure! Business / Employment Opportunities

BUSINESS, FINANCE AND LAW “The Financial Cliff What To Do” In God We Trust... 19

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PUBLISHED BY FUNDER ENLIGHTENING, INC. George Wilkins - Publisher PO Box 789 Monument, CO, 80132 www.fepublications.com

(719) 487-0484 email: george@fepublications.com

FRONT GATE KEYPAD Easy Access from Gleneagle, Monument, Woodmoor and Palmer Lake

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Social Networking Phenomenon... Continued from Page 1

developed until 1993, the Internet itself has been around since as far back as 1958. The Advanced Research Projects Agency was formed in order to research, study and create new technology as a way for the United States military to keep up (and likely surpass) the efforts of the then-USSR which had recently launched the Sputnik satellite.

BEHIND THE SOCIAL NETWORKING SCENE Social scientists have defined a social network as the theoretical social structure that makes up relationships and interactions between individuals, groups, organizations or societies as a whole. Social networks have been written about and discussed for centuries, with some writings dating back to the ancient Greeks.

After years of work, ARPA established the first online computer networks in 1966. In 1969, the ARPANET (Advanced Research Projects Agency Network) developed the first network-to-network connection between the Stanford Research Institute and the University of California at Los Angeles. By the early 70s, this connection came to be termed the Internet. By 1976, this connection was used to send electronic mail (email) and the first commercial email service, Comet, was created. And no, Al Gore did not invent the Internet.

find high school or college friends via the Internet. Dating sites gave users the ability to create a profile and look for love via the Internet. But the original social networking site, SixDegrees.com which rose in popularity in 1997, combined all those tools into one place. While SixDegrees gained millions of users, it simply couldn’t sustain itself because the majority of people using it didn’t have a large enough online network to allow the site to sustain itself. The concept was just a little premature to be viable.

Piggy-backing off the idea of creating an online network, the site Ryze. com was created in 2001 to allow users to expand their business networks in a way they had never been able to before. They could network with other business people without competing and could offer support to each other. Ryze eventually faded away, never gaining the popularity that the later business-oriented While the Internet is a network of networking sites to follow would. computer networks, the World Wide Web is actually just a series of conFRIENDS-OF-FRIENDS nected Internet websites, connected through (duh) the Internet. Without While Ryze was still in its heyday, the development of the Internet, the a new site called Friendster was creWeb wouldn’t be possible and soated in 2002. The idea behind this cial networking would look drastisite was a mish-mash of a business cally different today. networking site and a dating site. The concept was simple: instead OH THE POSSIBILITIES… of allowing strangers to meet each other in the hopes of creating a love With the newfound ability to con- connection, Friendster brought tonect to people around the world, gether friends-of-friends, assuming then came tools like America On- they would be more compatible. By line’s Instant Messaging. AIM al- 2003, the site had gained 300,000 lowed people to communicate on- users. line instantly and users could create a Friends list and see their contacts all in one spot. Other sites like Social Networking Phenomenon... Classmates.com allowed people to Continued on Page 3

Naturally, there is a lot of complexity that goes into the analysis of social networks. We’re talking dyadic level, triadic level, meso level, macro level. The list is enormous. Prior to the technologically overloaded world of today, these networks were limited to people around you, perhaps people you were connected to through traditional paper-andpen correspondence or maybe even by telephone. But the Internet has opened a whole new realm of connections and relationships that can be made with literally anyone in the world.

ENTER THE INTERNET While the World Wide Web wasn’t

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www.shelterinsurance.com/michaelahlers Social Networking Phenomenon... Continued from Page 2

Because social networking was still in its infancy, Friendster suffered many different issues like frequent technical difficulties, causing users to move away from the site due to frustration with its unreliability. The rumor that Friendster would begin charging for its services did nothing to help its decline in popularity. When MySpace.com was launched later in 2003, people who had given up on Friendster began using this site. It provided a wider range of possibilities, such as personalization of the user’s webpage. The concept took off and by 2004, Facebook joined the social networking world. Although it was never intended to extend past college students looking to connect with other college students, it rapidly grew in popularity, eventually becoming the #1 social networking site.

FACEBOOK The truth about Facebook is that it was originally designed as a way for college students at Harvard University to rate the “hotness” of other students. Its creator, Mark Zuckerberg, eventually evolved the site

into what over a billion users are familiar with today. Facebook, a free site, allows users to create profiles with pictures, videos, lists of interests, personal and professional information and contact information. Through Facebook, users can communicate with people they have listed as Friends through either posting on their “wall” which is a public forum, by private messaging which is similar to email, or by chatting which is like IMing.

December �� at �:�� pm Thomas Wilson conductor Marcia Ragonetti mezzo-soprano Colorado Springs Chorale Donald P. Jenkins, artistic director Home for the holidays with family, friends, and Yuletide favorites. Including Messiah, Nutcracker, the annual carol sing-a-long, and more.

Facebook allows users to update their status by posting whatever information they like, which is viewable by their friends. The site also allows users to “like” pages, photos, videos or comments posted by their friends. You can also “tag” someone in a photo or status update, which then links their information to that particular tag. The site also provides a “News Feed” which shows other friends’ profile changes, status updates, birthdays or events.

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TWITTER Twitter, the second most popular Social Networking Phenomenon... Continued on Page 4

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SNIPPETZ WEEKLY MAGAZINE ®

SHIP‘N’OUT IS SET FOR CHRISTMAS!

EXTENDED HOURS FOR THE CHRISTMAS SEASON (719) 465-1153 IN MONUMENT PLAZA 481 Hwy 105, Unit 201 Monument, CO 80132 (Behind Rosie’s Diner)

November 26, 2012 to December 31, 2012 Mon - Fri, 7:00 am to 7:00 pm, Sat, 9:00 am to 3:00 pm. We will pack what anyone wants to ship!

ur extended hours for the Christmas season will be from November 26, 2012 to December 31, 2012 for the following times: Mon - Fri, 7:00 am to 7:00 pm, and Sat, 9:00 am to 3:00 pm. We will pack what anyone wants to ship.

FOR MAILBOXES OPENED BEFORE December 31, 2012, we are offering one free month with a six-month rental and two months free with a one-year rental.

Mail Boxes: For mailboxes opened before December 31, 2012, we are offering one free month with a six-month rental and two months free with a one-year rental.

AUTHORIZED SHIPPER FOR: FedEx • DHL • USPS

Social Networking Phenomenon... Continued from Page 3

social networking site, was founded in 2006 by Jack Dorsey. He said he came up with the name Twitter because of the definition, “a short burst of inconsequential information,” which he said is exactly what the site provided. The site allows users to send and read “tweets,” which are basically mini-blogs. As of 2012, the site has over 500,000 active users. In order to post, follow (subscribe to another person’s tweets) or be followed on Twitter, a user must register with the site, while unregistered users can only follow tweets. These tweets are publicly viewable unless a sender restricts the visibility to followers only. In October 2012, the top 10 most followed individuals included: Lady Gaga, Justin Bieber, Taylor Swift and Britney Spears.

LINKEDIN Unlike the previous two sites, LinkedIn is a professionally-oriented site and ranks third on the list of most popular social networking sites. It was launched in 2003 by founder Reid Hoffman. In June 2012, the

Drop offs: Since the U.S Post Office no longer has a drop box for FedEx, we want people to know that we are an official ship-

site boasted 175 million users. Because LinkedIn is a site geared toward professional relationships, users must register. Each contact on a user’s list is called a “connection.” Using their connections, users can then make second- and third-degree connections with other people with whom they are not directly connected. This increases each user’s networking ability.

per for "drop-offs" for FedEx and DHL, so people who were going to the post office to put packages in the FedEx drop box there can now bring them to Ship 'N Out. FedEx Ground normally picks up M-F between 4:00 pm and 5:00 pm, and FedEx Express normally picks up M-F between 5:00 pm and 6:00 pm. There is no charge for this service. As a reminder, packages sent by FedEx Ground may not use the FedEx Express packaging. To do so, may cause one to lose their account with FedEx. Anyone who has a FedEx account may print out the mailing labels on-line from the FedEx website to attach to the package before dropping it off.

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On this site, users can upload resumes or enhance their profile with work they’ve done (i.e., artwork, etc.). Users can post job listings and search profiles for people they might like to hire. If you’re looking for a job, as a user you can peruse the profiles of those who have posted jobs in order to determine who on their contact list can connect them.

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By limiting the avenues users can take in order to create a connection with another user (users must already be connected or introduced through an existing connection), the idea is that users will trust that the service will be used for its intended purposes only.

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Happy friending, tweeting and connecting!

andal Kumm, MD of Arbor Dermatology, LLC is accepting new patients.

Dr. Kumm practiced Dermatology at the US Air Force Academy and after more than a decade away has returned to establish a practice in beautiful Colorado Springs.

DR. KUMM DIAGNOSES AND TREATS CONDITIONS OF SKIN, HAIR AND NAILS, INCLUDING SKIN CANCERS All ages welcome for medical and surgical dermatology needs! Arbor Dermatology is conveniently located oﬀ Briargate Parkway at 9480 Briar Village Point Suite 100 (across from Briargate Branch Library)

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MEDICARE GIVES BREAK TO HURRICANE VICTIMS

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eniors who were in the path of Hurricane Sandy donâ&#x20AC;&#x2122;t have to worry about signing up for Medicareâ&#x20AC;&#x2122;s open enrollment by Dec. 7. If youâ&#x20AC;&#x2122;re still dealing with the aftermath of the storm and canâ&#x20AC;&#x2122;t sign up for your medical or drug plan, youâ&#x20AC;&#x2122;ve been given a break.

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HEALTH ADVOCACY PARTNERSHIP

Thatâ&#x20AC;&#x2122;s not to say you should wait a long time to enroll. Do it as soon as you can. The deadline extension also applies to those seniors who rely on family members to help make decisions about the plan. If that family member also lives in a disaster area, your deadline has been extended. And no, you donâ&#x20AC;&#x2122;t need to do anything to prove youâ&#x20AC;&#x2122;re in a damaged area.

Partnering for a healthier community!

Thrift Store Open Monday-Saturday, 10-4 Store closed Christmas and New Yearâ&#x20AC;&#x2122;s day.

Check out the selection of fine furniture! All books half price during December!

Your enrollment will start the first of

Christmas Sale All Christmas decorations half price! All picture frames 20 percent off!

You can go online to review the plan information at www.medicare.gov and click on Find Health & Drug Plans. Then put in your ZIP code and begin selecting the answers to the questions. Be ready to fill out the information about any drugs you currently take. If youâ&#x20AC;&#x2122;re already enrolled in a plan, youâ&#x20AC;&#x2122;ll be automatically re-enrolled in the same plan. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. (c) 2012 King Features Synd., Inc.

â&#x20AC;&#x153;gifts from the heartâ&#x20AC;? Merry Christmas

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Peakview Blvd to

790 D Hwy 105

All proceeds support Tri-Lakes HAP Senior Programs.

THANK YOU FOR SHOPPING LOCAL!

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Have a couple of spare hours a week? Why not help the community by volunteering at the Thrift Store. Call 488-3495 for more information.

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To enroll after the Dec. 7 deadline, call Medicareâ&#x20AC;&#x2122;s 24-hour information line, 1-800-Medicare (1-800-633-4227). If you call, representatives will be able to walk you through the plans so you can make a smart decision.

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The areas involved are those that FEMA has declared are disaster areas: Connecticut, New Jersey, New York and Rhode Island. Additionally, parts of Delaware, the District of Columbia, Maryland, Massachusetts, New Hampshire, Pennsylvania, Virginia and West Virginia are included.

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Snippetz 1212

SNIPPETZ

HEALTH AND WELLNESS

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Lisa Brownworth, N.P.

Specialized Adult and Pediatric Allergy and Asthma Care Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Since obesity is common in type 2 diabetes and since modest weight loss (a 5 percent to 7 percent reduction in body weight) can help, calorie reduction is important.

Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

Increased activity controls blood sugar and body weight. The goal is 30 minutes of moderate exercise on most days of the week.

DIABETES ADVICE AND GOALS DEAR DR. DONOHUE: What advice can you give to senior citizens with type 2 diabetes? -- W.S. ANSWER: People with either type 1 or type 2 diabetes have similar goals and are given fairly similar advice. Type 2 diabetes used to be called adult onset diabetes and often can be controlled with oral medicines and diet. Type 1 diabetes used to be called juvenile diabetes, and it requires insulin treatment. Those older designations are misleading. Many type 2 diabetics have to take insulin. People with diabetes ought to have a meter that provides the blood sugar (plasma glucose) reading. It’s impossible to adjust medicine or diet without such information. The first reading in the morning, before taking food, ought to be in the range of 70 to 130 mg/dL (3.9 to 7.2 mmol/L). The blood sugar meter is not expensive, and is easy to use. In addition, hemoglobin A1C, another measure of sugar control, should be less than 7 percent. This value is obtained only a couple of times a year. Since diabetes is a risk for developing heart attacks and strokes, diabetics are obliged to control the other risks for those two common conditions. Those are blood pressure, which should be less than 140/90 and preferably under 130/80. Cholesterol ought to be lower than 200 mg/ dl (5.2 mmol/L). LDL cholesterol (bad cholesterol) is best kept under 100 (2.6) and the optimum reading for triglycerides (blood fats) is now set at 100 mg/dL (1.13 mmol/L). Diabetics ought to have yearly eye exams.

Diabetics should get instructions in diet control from a dietitian. In general, 50 percent to 55 percent of calories come from carbohydrates, 15 percent to 20 percent from protein and 30 percent from fats.

719-592-1365 www.csallergy.com

Including Allergy Injections

550 Highway 105 Monument, CO 80132 Wednesday Afternoons

At the Medical Center next to Safeway

The booklet on diabetes presents this illness and its treatments in detail. Readers can obtain a copy by writing: Dr. Donohue -- No. 402W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery.

PALMER LAKE WELLNESS CENTER

*** DEAR DR. DONOHUE: My husband was discovered to have sleep apnea. He is now on CPAP (continuous positive airway pressure) at night. The problem is that he sometimes gets up as many as 14 times a night to void. I have him on a nonprescription sleep preparation, but he still gets up. Lack of sleep makes him angry. -- L.C.

MERRY CHRISTMAS!

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ANSWER: You’re directing your efforts in the wrong direction. His prostate gland is making him get up during the night. His gland doesn’t allow his urinary bladder to completely empty. He urinates only in dribs and drabs.

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Medicines can enhance bladder emptying. And there are many office procedures that don’t entail long surgery or long recovery that can open up his drainage system. Take your husband to a urologist.

Dec. 31 - New Year’s Eve 10AM - 4PM Jan. 1 - New Year’s Day 11AM - 6PM

***

PLEASE CONTRIBUTE TO OUR FOOD & TOY DRIVE FOR TRI-LAKES CARES

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

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for the iconic ball drop, consider heading to Mount Olive, N.C. Every year the town hosts a celebration in which a 3-foot lighted pickle is dropped into a barrel at midnight. by Samantha Weaver

• It was British biologist and author Richard Dawkins who made the following sage observation: “When two opposite points of view are expressed with equal intensity, the truth does not necessarily lie exactly halfway between them. It is possible for one side to be simply wrong.”

FRESH GREENERY MAINTENANCE

can picture it perfectly. Straight out of a magazine the ideal old fashioned Christmas with our mantle draped in lush greenery and our halls decked with boughs of holly. Every inch of banister gently wrapped with garland, more fresh greenery encircles candles on every table and a wreath hangs on every door. Yeah, that would be great. I don’t know about you but I never see the picture of a couple weeks later when there’s nothing left but a crisp pile of needles barely clinging to the shape of your mantle, and when you try to take it down it requires an arsenal of brooms, dust pans and vacuum cleaners to clean it up! No, it’s no one’s fault. We just need to treat our fresh greenery for what it is, fresh! Living! It could all be done very easily if we wanted to trade our modern day central heating for wearing our winter coats and gloves indoors. Yeah, that’s not happening! If you don’t plan on using your greenery right away be sure to leave it outside as long as you can. Pine, Fir and Cedar tends to stay green longer than most. Before you hang anything soak it in the tub overnight so it re-

tains as much water as possible. Another way to ensure your greenery stays fresh is to harvest it yourself. Take some lower braches off the trees in your yard and right before you use them re-cut the bottoms and soak them in water. If possible store greenery in the garage when they’re not on display. Mist every couple of days and always be aware of fire dangers. Don’t use around an active fire place or candles and make sure to turn off lights when not in use. Basically it comes down to keeping your greenery moist and cool to help ensure your Christmas morning doesn’t involve using your leaf blower in your living room!

• If you’re like 20 percent of American women, you think your feet are too big. • Did you ever wonder why we say, “I smell a rat” when we sense that something is amiss? The phrase dates back to a time before effective means of pest control, when it was not uncommon for a home to be infested by rodents. If a rat died inside a wall, the residents wouldn’t be aware of it until the smell of the decaying body became noticeable. • If you’d like to have a festive New Year’s Eve but don’t want to deal with the crowds in New York City

Now you too can have a Christmas scene right out of your favorite magazine, when everything’s not in the garage of course. Happy Holidays!

• Ancient Romans believed that a sneeze was the body’s way of expelling evil spirits that caused disease. Thus, if one tried to suppress a sneeze, it was regarded as an invitation to illness and death. • The 14-foot model of the Starship Enterprise that was used during shooting of the original “Star Trek” series is now displayed in the Smithsonian. • If you are over the age of 40, you’ve lived longer than the average gorilla. • The ﬁrst woman to appear on the cover of Business Week magazine, in 1954, was Brownie Wise, the originator of the Tupperware Party. *** Thought for the Day: “If you don’t know where you are going, any road will get you there.” -- Lewis Carroll (c) 2012 King Features Synd., Inc.

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MOMENTS IN TIME THE HISTORY CHANNEL

â&#x20AC;˘ On Dec. 13, 1621, under the care of Robert Cushman, the first American furs to be exported from the continent leave for England aboard the Fortune. During the crossing, the Fortune was captured by the French, and its valuable cargo of furs was taken. Cushman was detained on the Ile dâ&#x20AC;&#x2122;Dieu before being returned to England. â&#x20AC;˘ On Dec. 14, 1799, George Washington, the first U.S. president, dies at age 67. Two days earlier, he rode out into a freezing sleet to survey business affairs on his estate. He returned home late for a dinner engagement and refused to take the time to change out of his wet clothes. The next day, Washington developed a severe respiratory infection and died the following day. His last words were â&#x20AC;&#x153;â&#x20AC;&#x2122;Tis well.â&#x20AC;? â&#x20AC;˘ On Dec. 16, 1811, the greatest series of earthquakes in U.S. history begins in the Mississippi River Valley near New Madrid, Mo., when a quake of an estimated 8.6 magnitude slams the region. The earthquake raised and lowered parts of the Mississippi Valley by as much as 15 feet and changed

the course of the Mississippi River. â&#x20AC;˘ On Dec. 10, 1915, the one-millionth Ford car rolls off the assembly line at the River Rouge plant in Detroit. Between 1908 and 1927, Ford sold more than 15 million Model Ts in all; they initially cost $850 (about $20,000 in todayâ&#x20AC;&#x2122;s dollars). â&#x20AC;˘ On Dec. 11, 1946, the United Nations votes to establish the United Nations International Childrenâ&#x20AC;&#x2122;s Emergency Fund (UNICEF) to provide relief and support to children. Only two countries have failed to ratify the treaty -- Somalia and the United States. â&#x20AC;˘ On Dec. 15, 1973, Sandy Hawley becomes the first jockey to win 500 races in a single year. Hawley achieved his historic win aboard Charlie Jr., in the third race at Marylandâ&#x20AC;&#x2122;s Laurel Park race track. â&#x20AC;˘ On Dec. 12, 1989, hotel magnate Leona Helmsley receives a four-year prison sentence, 750 hours of community service and a $7.1 million tax fraud fine in New York. Helmsley became the object of loathing and disgust when she quipped that â&#x20AC;&#x153;only the little people pay taxes.â&#x20AC;?

SNIPPETZ WEEKLY MAGAZINE ®

TRINKETS OF TREASURES By Dr. Ron Ross

ack’s Drive-Inn in Council Bluffs, Iowa in 1958 was not anything like the fancy diners and ice cream stores we now have. It was a large added on section of a house that stuck out into a parking lot that could hold not more than four or five cars. Jack made hamburgers, French fries and perhaps the world’s best malted milk. On a hot, muggy afternoon not far from the Missouri River there was nothing better than a malted milk at Jack’s Drive-Inn. I was in the ninth grade at the time and my father was the pastor of a little church on the south side of Council Bluff’s railroad tracks. Jack’s Drive-Inn was about six blocks from the church

Toys, tickets or travel would have been fun but they could not replace the treasure of Dad’s time. I’m not certain the cost of burgers and fries at Jack’s Drive-Inn in 1958, but I’m pretty sure the malt cost only twenty-five cents. The malts weren’t expensive but the time spent sitting under a shade tree with Dad sipping a malted milk was priceless. and best of all it was on the way home there was no memorable conversation, no particular agenda, just a father and from the Council Bluffs airport. his two boys spending some time toThat was important because my dad gether. I do remember watching my owned an airplane and he gave flight dad take a long sip on his straw, smack lessons to pay for the up-keep on the his lips and say, “Man, that is a good little four-place Cessna. My older malt.” brother and I would often go with Dad to the airport and just hang out while he Decades later and only a few years gave lessons. before Dad died I visited him and my brother (now a professional pilot) in The best ending to those hot days at Leesburg Florida. On one hot afterthe airport was a stop on the way home noon the three of us stopped at Dad’s at Jack’s Drive-Inn for one of his de- favorite little burger joint to have a licious malted milks. Dad always or- malted milk. This time we all ordered dered vanilla, my brother and I alter- vanilla and it didn’t take Dad long to nated between chocolate, strawberry lean back on his chair and say, “Man, and butterscotch. that is a good malt.” To get some relief from the sun and humidity Dad would pull our light green and white 1957 Chevy station wagon under a tree. The three of us would sit there and sip our malts until we heard that sad slurping sound at the end of our straws that indicated we were done.

I tell you this story because it illustrates the dramatic difference between what one writer calls trinkets and treasurers*. Dad could have bought us fancy toys, taken us to popular events, or sent us to a variety of youth activities. While he did some of that, what he did most was give us his time, his presence, his As we slurped down our tasty malts companionship.

WHAT THE FUTURE MAY HOLD By Nicholas James Yanez (Who visits us from the year 2064)

here’s a lot to make of 2012. There was the election; a war waged between two citizens not seen since Ali and Frazier. There was the “Superstorm” – the one that took us all by storm. Teardrop for Twinkies. Manning instead of Tebow. Windows 8. The end of Batman. I could go on. It was a memorable year, and it still has a month to play out; who knows what will happen? Well, we here at Pinz know a couple of things that will happen. For one, if the Mayan’s are supernatural calendar carvers, 2012 will be our last year (how’s that for memorable?). In celebration of this potential life-ender, Pinz and Rodz are having a party! It’s Earth’s official ‘End of the World’ celebration. It will feature a DJ, performing songs through the decades, accompanied by the interpretive dancing troupe ‘the Vagabond Misfits’. There will also be a video-eulogy for all of humanity, tarot card readings, and kool-aid. In the center, folks can enjoy a rare Friday Night version of Dollar Bowling! Another coming event we know about is Pinz annual New Years Party! Assuming the last party won’t be our last;

It appears to me that too many children these days are being raised by tech-toys, television sets, youth activities, dance or sports camps, rooms full of electronics, over-booked schedules, and Internet friendships. All those things are trinkets compared to the treasure of a few quiet moments with dad. This week’s kick in the pants comes just in time for Christmas. Sure you’re going to buy your kids some trinkets to place under the tree and that’s fine. But while you’re at it don’t forget: trinkets and fad technologies fade real fast while the treasure of your time has enduring impact. ©2012 Ron Ross * “Sophistication is understanding the difference between trinkets and treasures.” – Jim Rohn Comments to Dr.Ross@RonRossToday.com

it should be as magnificent as ever. With live music, drink specials, laserlight bowling, give-ways, and more, 2012 is sure to go out with a bang and a toast! It’ll be the perfect way to bring in the New Year. 2013 seems so futuristic, doesn’t it? Who would’ve ever thought we would be here? And that’s just the thing – we don’t know what the New Year will bring; but we do have a few clues. We know that, despite the Mayan’s, life will go on. We know that Pinz Bowling Center will present the Tri-Lakes area with more of the unique and fresh entertainment it’s provided for over five years. There will be new shows and events. There will be new specials (though I’m not sure the prices could possibly get any better). There will be the family-fun center you’ve come to love. The one your kids learned how to bowl in; the one they had their birthdays at. There will be Rodz Bar, the place where you’ve danced and laughed and even deplorably broke down at. Pinz Bowling Center can’t tell you what your life will bring in 2013, but it can promise that when you need to get out on the town, little as it may be, Pinz will be there to provide big-city-like entertainment. We look forward to it as much as you do. For more information on the aforementioned events, how to sign up for a league, a price inquiry, or anything else, give us a call during business hours at (719) 487-7469

SNIPPETZ WEEKLY MAGAZINE ®

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SNIPPETZ COMMUNITY CALENDAR Tri-Lakes HAP-py Feet Foot Care Clinic Tri-Lakes Senior Center Second Wednesday of each Month To schedule an appointment, call Bob at the Visiting Nurse Association on Tuesday through Thursday between 9 and 4, at 719 577-4448. LIONS CLUB MEETING 1st Thursday of the Month 6:00PM-8:30PM MONUMENT HILL COUNTRY CLUB Beginning September 6th. TriLakes has Lions on the 1st Thursday of each month! Your family can make help enrich lives for our El Paso County families and people around the world. Please contact MReichal@ aol.com 719-313-0688 for club details. We Serve.

SOLO VIOLINIST MICHELLE EDWARDS PERFORM CHRISTMAS MUSIC MoZaic Restaurant at The Inn at Palmer Divide 14 December, 2012 5pm - 9pm Please join us to listen to the beautiful sound of the Michelle Edwards the moZaic Restaurant in the Inn at Palmer Divide. After earning her degree in classical violin, her adventures led her to Branson MO where she had the pleasure playing for Tony Orlando, Andy Williams, Regis and Kelly and others celebrities who performed at the Grand Palace, but her highlight was being the violinist for Wayne Newton’s band. Michelle moved on to Music City USA, Nashville TN, and had the privilege to play with various amazing artists, as a studio musician from Country to Jazz, and Irish to Classical.

She has shared the stage with many talented artist, such as Alan Jackson, Trace Adkins, Steve Camp, Cheri Keaggy, Avalon, and Mark O’Conner to name a few. That little piece of wood underneath her chin has allowed her to play in Carnegie Hall and Lincoln Center in New York City. We are located at 443 South Highway 105, Palmer Lake, CO, 80133. Call For Reservations: 719-481-1800 JULEBORD CHRISTMAS PARTY Sunday, December 16 At Viking Hall, 1045 Ford Street, Colorado Springs Social time at 2:30PM and Julebord at 3PM. Assorted salads, breads, lefse, meat and cheese trays, seafood, roast pork, vegetables, assorted Norse desserts. Caroling around the Christmas tree and a visit from Santa. Cost is $17 for members,

$19 for non-members and $7 for children 5-12. For reservations, please phone Cleo at 719-5981982 prior to December 12. Seating is limited THE CHRISTMAS JAZZ TRIO MoZaic Restaurant at The Inn at Palmer Divide 21 December, 2012 5pm - 9pm Please join us to listen to the smooth sound of the Rex Matzke Trio at the moZaic Restaurant in the Inn at Palmer Divide. Mr. Matzke moved to Colorado in 1993 to pursue a Doctorate in Music at the University of Northern Colorado. Rex reformed Jazz Express in 1997 and the group performed on the Western Slope until Mr. Matzke accepted positions at Colorado College and Pikes Peak Community College. Jazz Express is considered

a mainstream jazz group that performs many standards and jazz classics that the listener will recognize and enjoy. We are located at 443 South Highway 105, Palmer Lake, CO, 80133 Call For Reservations: 719-4811800 CHRISTMAS EVE BUFFET MoZaic Restaurant at The Inn at Palmer Divide 24 December, 2012 4pm - 8:30pm Join us for Christmas Eve Buffet Monday, December 24th 4:00pm - 8:30pm Adults: $30 Children: $15 3 & under are Free. Come enjoy solo guitarist, Wayne Hammerstadt perform traditional Christmas music while you enjoy your dinner. Call 719-481-1800 for the required reservation

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f you’ve never had a persimmon, now is the time to try it as a snack, side dish or flavorful dessert. Ripe persimmons are a small, orange-red, smooth-skinned fruit measuring from 1 to 3 inches. There are two main varieties of persimmon commercially available in the U.S. Hachiya persimmons are tart and chalky until they are extremely ripe. Hachiyas are used for making dishes like persimmon cookies or persimmon pudding cake, and are eaten only when sweet and liquidy ripe. Fuyu persimmons are shaped like tomatoes and are sliced and eaten like apples. Fuyus are sweeter than Hachiyas, and can be eaten while still firm.

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American persimmon trees produce a more astringent fruit with a bitter taste. As the fruit ripens, the tannins that cause the astringency coagulate, the flesh becomes soft and the fruit becomes sweet and juicy. Persimmons begin appearing in markets in late September and are available through December. Look for persimmons with taut, glossy skin; avoid fruit with soft spots or bruises. If persimmons are still firm, store them at room temperature and allow them to ripen. To speed up the ripening process, you can put the fruit in a paper bag with a banana or apple. Store soft, ripe persimmons in the refrigerator until ready to eat. Persimmons are high in vitamin A and are a good source of vitamin C and fiber. Persimmon pudding and persimmon cookies are tasty treats. Persimmons also can be pureed and used as a topping for ice cream or cake, or as an addition to rice dishes and fruit salads. This recipe for Persimmon Salad with Toasted Walnuts uses a sliced persimmon in the salad and another pureed into a vinaigrette as a salad dressing for the fruit and salad greens. It’s a beautiful dish and packed with flavor!

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Continued on page 15

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DINING GUIDE

WE ARE DOING ONE THING, AND DOING IT WELL! VERY WELL! DINNER MONDAY THROUGH SATURDAY!

Hwy 105 â&#x20AC;˘ Primrose St. â&#x20AC;˘ Palmer Lake â&#x20AC;˘ 481-TOOT

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Call Rose at 481-6000 for menus and dates

Sat & Sun Mon - Sun Thur - Fri

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PERSIMMON SALAD WITH TOASTED WALNUTS

running on low speed, slowly drizzle olive oil through the feeder tube until mixture is well-combined and slightly thickened.

2 Fuyu persimmons, peeled, chopped (1/4 to 1/2 inch pieces), seeds (if any) discarded 1/4 cup balsamic vinegar or lemon juice 1 1/2 tablespoons honey 1 teaspoon salt 1 teaspoon freshly ground black pepper 1/2 cup olive oil 1 Granny Smith, Gala or Fuji apple, peeled, cored, chopped (1/4 to 1/2 inch pieces) 1 Red Bartlett pear, halved, cored, and cut into thin slices 6 figs, halved 7-10 leaves fresh mint, thinly sliced crosswise (stack leaves, then roll up like a cigar and take slices from the end) 2 large bunches frisee, ends trimmed 1 small head radicchio, torn into 2-inch pieces 1/2 cup walnut halves, toasted

2. In a large bowl, gently toss together the persimmon slices, apples, pears, figs, mint leaves, frisee and radicchio. Add the vinaigrette and gently toss the mixture together. Place salad on individual plates. Garnish walnut halves, and serve immediately.

1. Puree one of the peeled and chopped persimmons in a blender or food processor with the vinegar or lemon juice, honey, and salt and pepper until smooth. With the motor

Serving Anne & Mann’s Gourmet Ice Cream PROUDLY SERVING ANNE & MANN’S PREMIUM ICE CREAM hand scooped with care especially for YOU! 24 Hwy. 105 in Palmer Lake

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs Bratwurst • Soups • Chili

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Rock House Ice Cream

CURRENT HOURS TUESDAY - SUNDAY 11:00AM - 7:00PM Closed on Mondays 488-6917

Angela Shelf Medearis is an awardwinning children’s author, culinary historian and the author of seven cookbooks. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www.divapro. com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva! on Facebook and go to Hulu.com. Recipes may not be reprinted without permission from Angela Shelf Medearis. Chalupa Supreme

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SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

1. TELEVISION: What famous politician did Alex P. Keaton idolize on the show “Family Ties”? 2. MUSIC: Which 1970s song featured the line, “Jeremiah was a bullfrog”? 3. LITERATURE: What literary figure had a loyal companion named Sancho Panza? 4. GEOGRAPHY: What is the capital of Iowa? 5. ANIMAL KINGDOM: What are omnivores? 6. LANGUAGE: How many letters are in the Greek alphabet? 7. ANATOMY: How many pairs of ribs does a human body normally have? 8. HISTORY: In which year did the U.S. space shuttle first fly into orbit? 9. FOOD: What kind of food is mortadella?

By Chris Richcreek

1. Where is Tim Wakefield on the list of most career victories by a Boston Red Sox pitcher? 2. In 2012, Toronto and Cleveland played the longest Opening Day game in history (16 innings). Which teams played in the previously longest game? 3. Who is the only player in NFL history to have eight seasons of at least 290 rushing attempts and 50 receptions? 4. Name the first men’s basketball coach to be named both an ACC and a Big East Coach of the Year. 5. Beginning in 1917 with the Seattle Metropolitans, how many times has a U.S.-based team won the Stanley Cup? 6. Who was the last American male runner before Leonel Manzano (silver medal) in 2012 to medal in the Olympic 1500 meter race?

11. GAMES: What is the movable device used in the game Ouija to spell out messages?

7. In how many of the past 16 Ryder Cups (1981-2012) has the team trailing after the first day of golf play gone on to with the event?

1. Where did the Marshall Tucker band get its name? 2. Name the group originally known as The D-Men. What was their most popular song? 3. Which group had a hit with “Take a Chance on Me,” and when? 4. What was the title of the first album by Bob Marley and the Wailers outside Jamaica? 5. Name the song that has this lyric: “I done told you once, you son of a gun, I’m the best that’s ever been.” (c) 2012 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can find the answers and solutions to the trivia and puzzles to the next page (17).

By Sam Struckhoff

New DVD Releases for Week of December 10, 2012 PICKS OF THE WEEK “The Bourne Legacy” (R) -- The last secret agent to go by the codename Jason Bourne (Matt Damon) set in motion a series of convoluted events that create a firestorm for another rogue operative wearing the Bourne identity (Jeremy Renner). In this case, replacing the star of the series with a different actor is not an indicator of rapidly declining quality standards. Tony Gilroy, screenwriter for the first three

Bourne movie, takes over as director for this one. In previous Bourne movies, it wasn’t too hard to keep a handle on what was going on and why it was compelling. In this one, I gave up mid-way through and just started taking in the spectacle. That’s not the worst thing, but it’s not a good sign. “Ice Age: Continental Drift” (PG) -- It seems the “Ice Age” franchise is set on teaching children that extinction is long, repetitive, formulaic process. Manny the mammoth, Diego the sabretooth, Sid the sloth (Ray Romano, Denis Leary, John Leguizamo, respectively) and many more reappear for this fourth installment about an unlikely team of prehistoric talking critters. The movie uses all of the easiest, most cliched puns and pop-culture gags on an audience too young to be sick of them. Perhaps bombarding the kiddos with lazy material

will help them build an early immunity to lameness. I know that’s a stretch, but it’s the best thing I can say about “Ice Age 4” besides, “It was mediocre.” “Ted” (R) -- Seth MacFarlane, the creator of TV’s “Family Guy,” brings us this raunchy comedy that goes above and beyond what he can do on television. Ted (voiced by MacFarlane) is a stuffed bear brought to life by a lonely child’s wish. Years later, that child is a man (Mark Wahlberg), and his magic talking teddy is a beer-chugging, profanity-spewing bro who enables immature behavior. It’s obscene and exquisitely lowbrow. If you can stomach the volume of blue humor, Ted has surprising heart and belly laughs. “Why Stop Now” (R) -- Eli (Jesse Eisenberg) has a gift for piano that he’s always been too messed up to pursue. He’s the

chief caretaker for his little sister and their drug-addicted mother (Melissa Leo.) He tries to drop his mom off at rehab on the day of his big audition, but she’s not strungout enough to be admitted. Eili has to go on a wacky adventure with Sprinkles the drug dealer (Tracy Morgan) in order to get his mom high so she can finally get clean. Not funny enough to be a comedy; not serious or thoughtful enough to be a drama.

TV RELEASES “Girls: The Complete First Season” “Futurama: Volume 7” “Hazel: The Complete Fourth Season” “Ultra Seven: The Complete Series” “Law & Order: Criminal Intent: Year Nine” (c) 2012 King Features Synd., Inc.

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Answers & Solutions

TRIVIA TEST ANSWERS

LIBRA (September 23 to October 22) Watch out for distractions that could cause delays and leave you running twice as fast to finish your work by the 15th. Then go ahead and have fun.

1. Richard Nixon 2. “Joy to the World,” by Three Dog Night 3. Don Quixote 4. Des Moines 5. Animals that eat meat and vegetables 6. 24 7. 12 8. 1981 9. Italian sausage 10. A planchette

DECEMBER 10, 2012

ARIES (March 21 to April 19) Start preparing now to make sure you get the credit you’re due for all that effort you put in to get that project off the ground. A new challenge emerges after the 15th.

SPORTS QUIZ ANSWERS 1. Third with 186 victories, behind Cy Young and Roger Clemens (192 each). 2. Cleveland and Detroit (1960) and Washington and Philadelphia (1926) each played 15 innings. 3. LaDainian Tomlinson (2001-08, with San Diego). 4. Leonard Hamilton (Big East: 1995, ‘99; ACC: 2009, ‘12). 5. Forty-five times. 6. Jim Ryun won the silver medal in 1968. 7. Eight times.

FLASH BACK ANSWERS 1. From a key ring. They rented rehearsal space in Spartanburg, S.C., and were given a key marked with the name of the previous tenant, a blind piano tuner by the name of Marshall Tucker. 2. The Fifth Estate. Their 1967 “Ding-Dong! The Witch Is Dead” was so popular it was recorded and released around the world in five different languages. 3. ABBA, in 1978. The original title of the song was “Billy Boy.” In the U.S., the record sold even more than the group’s “Dancing Queen.” 4. “Soul Rebel,” in 1970. 5. “The Devil Went Down to Georgia,” by the Charlie Daniels Band in 1979. The Devil, looking for another soul to steal, challenges a young fiddle player to a competition with the prize being a gold fiddle.

TAURUS (April 20 to May 20) You’re still charging full steam ahead on the job -- and that’s fine. But take time to share the joy of preparing for the upcoming holidays with folks you love. GEMINI (May 21 to June 20) A former detractor resists joining your ranks just yet. Give him or her time to learn more about what you’re doing. Meanwhile, devote more time to friends and family. CANCER (June 21 to July 22) Be careful not to be goaded into a tiff by someone who might be looking for a fight. Remain cool as you make your exit. Be assured that others will rally to your support. LEO (July 23 to August 22) Kudos on getting the well-deserved Lion’s share of the rewards for a job well-done. Now you can take a breather from your workaday duties and spend time with your family. VIRGO (August 23 to September 22) You enjoy a quick spurt of renewed energy just in time to meet that upcoming deadline. A potentially romantic situation looms. How it develops will be up to you.

SCORPIO (October 23 to November 21) You might prefer to work on current tasks on your own. But be open to a potentially useful suggestion from someone who admires you and wants to help. SAGITTARIUS (November 22 to December 21) Avoid rushing full gallop into that volunteer project without knowing what’s expected of you. Take things a step at a time as you begin to find your way. CAPRICORN (December 22 to January 19) Good news: You should begin to feel more comfortable expressing your emotions. This will go a long way in helping you with that personal situation. AQUARIUS (January 20 to February 18) An old friend gives confusing signals. Best advice: Don’t assume that things will necessarily work themselves out. Ask questions and demand straight answers. PISCES (February 19 to March 20) A new relationship needs time to develop. Be careful not to let your emotions flood your natural sense of caution. Meanwhile, check out that new job offer. BORN THIS WEEK: Your sense of right and wrong sometimes causes you to come into conflict with others. But you invariably come out ahead.

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Check out these wonderful ideas for Local Tri-Lakes Dining for the Holidays! Rosie's Diner - Bring the family down for a piece of American tradition. Great party atmosphere with 50's music and awesome food! www.eatatrosies.com Rock House Ice Cream & More Take a step back in time to experience an early 1900's ice cream café! Enjoy real homemade ice cream in lots of flavors, or come for dinner and start with a soup, salad, sandwich, hotdog or brat. www.rockhouseicecream.com Coffee on the Go - We are Colorado Springs' Coffee Caboose, fashioned after a Little Red Caboose. Swing on by with the relatives this holiday season for a hot chocolate, coffee, latte or cappuccino. Or try one of their 100% fruit juice smoothies or Italian Sodas. www.coffeeonthego.biz Pinz Bowling Center offers a family atmosphere for dinner at the snack bar, drinks, bowling, arcades, pool and darts. Book a party for the holidays! www.pinzbowling.com Bella Panini is a family owned Italian restaurant nestled in Palmer Lake CO with rockin pizza, pasta, panini sandwiches, home-made soups / desserts, and incredible beer and wine selections. www.bellapanini.com The Depot Restaurant & Lounge in Palmer Lake is a great place to take the family for a meal during the holidays. The kids and adults alike will love the train décor and the miniature train that chugs around the restaurant. (719) 481-8668 1st and 10 Sports Bar and Grill Check out Monument, Colorado's newest sports bar! Get some Sports-Bonding with your friends and family and grub up on their

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delicious menu and bar items. Get a little crazy with the relatives this Holiday and try their wing challenge! www.1stand10monument.com

Lisa Welch Stevens Attorney at Law, P.C.

Coffee Cup Café - Show your relatives what a good ol' Colorado country breakfast is like! Great food at great prices. You may just think you stepped through a portal and discovered a Midwest hole in the wall. Very Fun! www.coffeecupmonument.com

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Larkspur Pizzeria and Café Take a little drive through the beautiful Colorado countryside and stop on in! It's a great place for home style pizza, subs and Italian dinners. www.larkspurpizzaria.com

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Taco Bell - Remember the adorable Chihuahua that was famous for saying "Yo Quiero Taco Bell" (I Want Taco Bell)? He obviously knew where to get a cheesy, beefy, supreme and fully-loaded Mexican meal for "día de navidad" (Christmas Day)! www.tacobell.com Monument Hill Country Club let's you relax this Holiday Season with a Gourmet Christmas Dinner To Go! Leave the work to the Monument Hill chefs and just enjoy your family this year. Go to www.monumenthillcc.com for more information on the menu and pricing. Oakley's Café and Bistro at the Sundance Mountain Lodge is a wonderful place to take the family! Choose your mood....Lively Bar or Romantic Bistro. www.sundancemountainlodge.com

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Jasmine Garden - Pick up or Dine in. Family Style Dinner Specials are a fun and easy way to feed a large or small group this Holiday Season. www.jasminegarden-monument.com Ivy's Chinese Café located off of Voyager Parkway on Ridgeway is a great place for authentic Chinese food. Call (719) 487-8088 for reservations, or just pop by.

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LIVING GOD’S GIFTS bringing Christ into your financial life

INVESTING FROM A BIBLICAL PERSPECTIVE

by Chuck Maher, CFP®

...BRING CHRIST INTO OUR FINANCIAL LIVES

THE FINANCIAL CLIFFWHAT TO DO

t the time of this writing it appears that the President and Congress are about to embark on their own version of Thelma and Louise - heading ever faster to the Financial Cliff. If no decisions are reached by the end of this year we can expect in 2013 increased tax burdens for virtually all Americans, fiscal austerity and very likely a recession. Though there is very little we can do that will motivate Washington to act there are, however, steps that we as investors may want to consider to strengthen our own portfolios. The following are not recommendations but suggestions that you may want to consider discussing with your financial and tax advisors. Everyone’s financial situation is different and I encourage you to seek competent financial assistance.

Higher Income Taxes If the Bush tax cuts expire the top marginal tax rate will increase to 39.6%. All other rates will also rise and the 10% tax bracket will be eliminated. In a higher tax environment it makes sense to select investments that produce income that offer tax preference. The income generated by municipal bonds as well as municipal bond funds is tax-free at the federal level and may also be exempt from state taxes. You can also reduce your investment income by selecting tax managed mutual funds. These funds have low portfolio turnover, reducing capital gain distributions, and generally invest in companies that pay little or

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no dividends.

Increase In Capital Gains Tax

Honoring God with Your Financial Blessings CHUCK MAHER CFP PO Box 39 Monument, CO 80132

If the capital gain tax rate returns to 20%, for high income earners, the maximum tax on capital gains and dividend income will increase to 43.4%. If you have highly appreciated assets, that you do not plan to hold for the long-term, it may make sense to liquidate them before year-end and pay today’s lower capital gains tax.

Alternative Minimum Tax The Alternative Minimum Tax which was enacted to ensure that high income earners pay their “fair share” has never been indexed for inflation. Assuming nothing changes, households with an income of $45,000 may find that they will lose many of their deductions and exemptions. For those who are dependent upon investment income it may make sense to purchase an immediate annuity. Because a portion of the annuity income is considered a return of principal, investors may be able to reduce their total taxable income and still maintain their current income levels. Note: annuities are complex investment vehicles and are only guaranteed by the issuing company’s ability to pay.

Slow Down In US Economy The US economy has been growing at an anemic pace but it has been growing. It is estimated that Washington’s inaction will result in a $720 billion blow to the economy. That is nearly 5% of our gross domestic product -- a strain on the economy that could very well lead to recession. Now may be time to consider investing internationally. There are a number of countries outside the United States that are meeting their fiscal responsibilities. Many of these are emerging nations. For the long-term in-

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chuck@chuckmahercfp.com www.chuckmahercfp.com Securities oﬀered through and supervised by Wilbanks Securities, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securities Advisory

vestor adding non US companies may make sense. There are a number of international mutual funds that can provide diversification and take advantage of the opportunities available outside the United States. These are just a few of the actions you can take that may reduce the impact on your investments and income that will be caused by Washington’s squabbling. It is by no means a complete list. Estate planning issues, college funding, gifting, retirement planning and inflation, to name a few, will all be affected by the Financial Cliff. Hopefully the President and Congress can come to terms. Regardless, it makes sense to visit with a trusted financial professional to review your own situation. If the Financial Cliff becomes a reality, it is best to be

TRI-LAKES WOMEN’S CLUB PRESENTS GRANT TO HAP November 27, 2012. Monument, CO. Tri-Lakes Health Advocacy Partnership (HAP) received a $4,000 grant from TriLakes Women’s Club (TLWC) during the HAP monthly Board of Directors meeting. Representing TLWC for the grant presentation at the HAP Board meeting was copresident, Mary Mills, and Grant Committee chair, Sandi Liston. Prior to the presentation, Mary Mills explained that HAP was selected for this grant because of its established record of support for the senior citizens in the local community, and the Women’s Club wanted to ensure continued quality weekly luncheons are available to the seniors. HAP Board President, Ted Rinebarger, in accepting the check, said that HAP was grateful for the positive relationship with the Tri-Lakes Women’s Club. He noted that both organizations are all-volunteer organizations committed to helping the community. He stressed that every dollar of the grant goes directly back into the community, adding that this grant for HAP seniors programs will enrich the lives of local senior citizens through HAP’s weekly senior luncheon

prepared. “Stone is heavy, and sand a burden, but a fool’s provocation is heavier than both.” Proverbs 2:3

Chuck Maher is a Certified Financial PlannerTM practitioner specializing in Christian values based financial planning and investing. He can be reached at chuck@chuckmahercfp.com, locally at (719) 481-0549. Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515 (405)842-0202 Fee Based through Wilbanks Securities Advisory

program which provides low-cost nutritious meals. Tri-Lakes Women’s Club is an all-volunteer, non-profit organization of more than 200 energetic and dedicated women. TLWC has a well-established history of more than 40 years of charitable giving to the Tri-Lakes community. Their generosity has empowered many organizations to support the community in ways that would not otherwise be possible. TLWC members contribute countless hours and dollars to many of the community’s charitable endeavors. The club hosts several very popular annual fund-raising events such as their Empty Bowl Dinner; Wine and Roses and More; and the Pine Forest Antiques, Home Decor and Garden Show. For more information about Tri-Lakes Women’s Club, their tradition of philanthropy, upcoming events, and membership, please visit their website at tlwc.net. Tri-Lakes Health Advocacy Partnership was established in 1996 as a non-profit organization serving Monument, Palmer Lake, Woodmoor, Gleneagle, and unincorporated areas of north El Paso County. The mission of HAP is to improve the health and well-being of the Tri-Lakes community through community based services and support. Information about HAP’s many programs for community health and senior citizens is available through their website at TriLakesHAP.org.

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