Snippetz issue 622

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n Ip pe t z

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WEEKLY MAGAZINE

SNIPPETZ REALLY FALLS FOR COLORFUL COLORADO!

by Lindsey Harrison

TAX PREPARATION Company, Inc.

Your Tri-Lakes Community Accountants for 30 Years

Accounting & Tax Services Individual & Business Tax Returns Bookkeeping/Financial Statements Payroll Cafeteria & Retirement Plans Tax Planning Business Licensing

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FREE WEEKLY

ISSUE 622 • SEPTEMBER 30, 2013

“The coming and going of the seasons give us more than the spring-times, summers, autumns and winters of our lives. It reflects the coming and going of the circumstances of our lives like the glassy surface of a pond that shows our faces radiant with joy or contorted with pain.”

– Gary Zukav, author

FIRST NATIONAL BANK MONUMENT

T

he beauty of the changing seasons is undeniable, especially in a place as spectacular as Colorado.

Winter is a quiet time with softly drifting snow and jack rabbits hopping through the bleach-white fields.

The spring brings a lovely display of budding trees with pink and white and purples flowers on display. Summer gives us bright green grass and trees hanging heavy with various fruits. But fall brings an explosion of color across the Front Range of the Rocky Mountains and out onto the plains to the east. Trees burst in bright reds, deep oranges and sunny yellows. While the trees in the city are a great starting place to enjoy the fall colors, there are certain spots across the state that provide exceptional viewing opportunities. Snippetz has ‘em all right here so read on and get moving . . . the leaves won’t stick around for long!

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Colorful Colorado... Continued on Page 2

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SNIPPETZ WEEKLY MAGAZINE

THIS WEEK IN SNIPPETZ

Printing | Design | Direct Mail

Snippetz Really Falls For Colorful Colorado... 1

Banners & Signs | Decals & Vehicle Wraps

“You’re Something Special: You Have A Distinctive Way Of Feeling” Your Weekly Kick in the Pants!

by Dr. Ron Ross... 7 Moments In Time... 8 “Secrets from an Auto Mechanic Part 2 of 5” Series 9, Article 22 Web Chat by Robyn... 9 “Baby Beats” Nick-Snips by Nick Yanez... 9 “Obamacare Scams -- Just Hang Up” Senior News Line... 10 Strange But True... 17 HOME & GARDEN

“Fall and Winter Watering” Macie’s Garden .... 4

make your vision a reality...

FASHION

15706 Jackson Creek Parkway, Monument • 719.488.2544 • www.trilakesprinting.com

Sophia Style

by Nancy Rower .... 5

Colorful Colorado...

Continued from Page 1

HEALTH AND WELLNESS

Toenail Fungus Resists Treatment To Your Good Health .... 6

WHY DO THE LEAVES CHANGE COLOR?

THE BUSINESS DIRECTORY

The Place to Find Local Businesses on the Go!... 11 THE DINING GUIDE 13-15

Eating to Win: Blue Cheese Herb And Pepper Steak The Kitchen Diva.... 13

There are three key variables that prompt the change of color in the leaves during the fall: leaf pigments, weather, and length of days and nights.

Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope) CLASSIFIED PAGE 18

GREAT BARGAINS Find Your Treasure!

Business / Employment Opportunities COMMUNITY CALENDAR 18 BUSINESS, FINANCE AND LAW 18-19

“Yo-yo and Spot: Car Dealer Scams” Dollars & Sense... 18 “ Making That 401(k) Work” In God We Trust... 19

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ALL RIGHTS RESERVED © 2013 PUBLISHED BY

FUNDER ENLIGHTENING, INC. PO Box 789 Monument, CO, 80132

www.fepublications.com

Colorado Springs Office Bob Blum 719-337-0435

LENGTH OF DAYS AND NIGHTS As the length of the days shortens and the nights get longer, the timeframe in which a leaf can produce chlorophyll is reduced. When the chlorophyll is broken down during the bright but shorter days, the leaf doesn’t have enough time before the cooler night to replace the chlorophyll that’s been broken down. With no chlorophyll to mask the carotenoids and anthocyanins, they finally get to show off their different hues!

LEAF PIGMENTS

PUZZLES, TRIVIA, ENTERTAINMENT 16-17

Tri-Lakes Area Office George Wilkins 719-487-0484

anthocyanins are formed. Bright sunshine will also break down chlorophyll and increases carotenoid and anthocyanin production. The combination of bright, sunny, dry days and cold dry nights produces the most vivid array of fall leaf colors.

Three categories of pigments lend a contributing hand in the changing colors of the leaves.

• Chlorophyll – this is the pigment responsible for the leaves’ green color. Using chlorophyll, plants can convert sunlight into sugars for their food. Chlorophyll hides the carotenoids and anthocyanins that are responsible for the autumnal colors like yellow, orange and red.

WHICH TREES DISPLAY WHICH COLORS?

• Carotenoids – these gives leaves their yellow, orange and brown colors. When the nights get longer and the days get shorter, the production of chlorophyll slows down and eventually stops completely. What are left are the carotenoids and the anthocyanins.

Red oaks, red maples and sumac produce anthocyanins in great quantities and provide the best display of bright reds and purples. If those are the colors you enjoy, those are the trees you need to seek.

Conversely, birch, hickory, cottonwood and aspen trees produce an abundance of carotenoids and display the brightest golds and yellows.

• Anthocyanins – these give leaves the red, purple and blue colors. As mentioned above, these pigments are hidden by the bright green chlorophyll during the long, sunny summer days.

WHERE ARE THE BEST VIEWING PLACES? Get ready to pack a lunch and head to some of the following places to truly enjoy the splendor that fall brings to the Rocky Mountains in Colorado. Before you head out, make sure to check with the United States Forest Service for up-to-date road closures due to recent flooding. Also, be sure to check the website http://www. fs.usda.gov to find out when these areas will be in peak color since this will vary from year to year.

• Maroon Bells – located southwest of Aspen, Maroon Bells is a set of 14ers in the Elk Mountains separated by about one third of a mile. The peaks, Maroon Peak and North Maroon Peak, can be seen from the Maroon Bells Scenic Area but the area is only accessible by bus. Several exceptions exist but if you plan to head here

You’ve probably noticed small groups of trees that have turned yellow long before

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How brightly the colors in the leaves appear depends greatly on the weather. Lower temperatures break down chlorophyll and as long as the temperature doesn’t dip below the freezing level, carotenoids and

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the others around them. The reason is most likely due to the aspen tree. Aspens typically reproduce by sprouting a new tree from the root of an existing tree, making a genetically identical tree. These small clones will change color at the same time as the original tree but due to subtle differences in the genetic makeup of the different groups of aspen trees, each group will change in its own time.

Peakview Blvd. & Hwy. 105

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Colorful Colorado...

Continued on Page 3

• Household • Business/Commercial • Ground Level Drive-Up Units • 24-Hour Access • Security Cameras • Month-to-Month Lease • Competitive Rates • Lighting

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SNIPPETZ WEEKLY MAGAZINE

The place to turn for Shelter

“DRESSED TO GIVE”

Insurance protection for your auto, home, and life.

First Annual Charity Fashion Show

We’re Your Shield, We’re Your Shelter!

RUNWAY event featuring the upscale boutiques from the Tri-Lakes Area.

Champagne, Light hors d’oeuvres and music.

Michael D. Ahlers

66 Second St. Ste. B P.O. Box 1212 Monument, CO 80132-1212 (719) 481-2550 Cell: (719) 209-4534

www.shelterinsurance.com/michaelahlers

to see the changing leaves, make sure to check the website http://stayaspensnowmass.com for information on when you can go and what you may need to pay, just to be on the safe side.

• Kebler Pass – boasting one of the largest aspen groves in the world, Kebler Pass is located west of Crested Butte on Gunnison County Road 12. The 30-mile gravel road peaks at the 10,007-foot summit of Kebler Pass. Continuing along the road on Ohio Pass to Gunnison rounds out the trip.

• Dallas Divide and Lizard Head Pass – driving along Colorado Highway 145 between Telluride and Dolores, you’ll go over the Dallas Divide and summit Lizard Head Pass. If you want a more aerial view of the change leaves, stop off in Telluride and take a free gondola ride from downtown to Mountain Village.

• Grand Mesa – this flat-topped mountain, which is actually the world’s largest, is located between the towns of Mesa to the north and Cedaredge to the south.

Taking Colorado Highway 65 from Cedaredge to Interstate 70 provides the best viewing of this scenic location.

• La Veta Pass – following U.S. 160 west from Highway 50, you’ll find yourself going through La Veta Pass, which peaks at more than 9,400 feet. This pass is located in the Sangre de Cristo Mountains and provides excellent viewing of the Spanish Peaks and the changing leaves in the San Luis Valley.

12 October 2013 at 2PM at the Secret Window Fine Art Gallery.

MAKE IT A FAMILY AFFAIR!

Colorful Colorado... from Page 2

A portion of proceeds supports the Military Artistic Healing Program. Art Work by the Wounded Warrior will be on display. $25 in advance and $30 at the door

If you have children, especially young ones, taking a 3 hour drive with no pit stop to get all the pent up energy out is probably not high on your list of fun things to do this fall. But there are some great ideas for how to take in the autumn colors and include your family, too. Here’s a couple to consider.

Visit WWW.SOPHIAS-WORLD.ORG for information and tickets on this FUNdraiser

• The Oh My God Road – this road is less than an hour’s drive from downtown Denver, located between Idaho Springs and Central City. It provides a fun trip over winding roads, between abandoned houses and hoist frames, remnants of the Colorado gold rush. Ghost towns and cemeteries make for a good informal history lesson, as well as inspiration for Halloween!

Fall 2013 collection of women, children and baby apparel has arrived at Sophia’s World!!

Receive a FREE ticket to “Dressed to Give” with every $100 spent on Fall 2013 collections now through 11 October with this Add. Visit our boutique at 755 Highway 105 (btw Monument & Palmer Lake) at the West End Center. Hours are Thursday and Friday 2PM to 6PM and Saturday 12PM to 5PM. Or by personal appointment. E-mail appt@Sophias-World.org

• Mueller State Park – just a quick 45minute drive from Colorado Springs, Mueller State Park provides excellent, familyfriendly hiking trails, opportunities to see wildlife and prime fall color viewing. It also gives an impressive view of the back side of Pikes Peak, something many of us don’t get to see as often as we might like!

• Georgetown Loop Railroad – less than an hour from Denver, this historic railroad provides a blast from the past by touring through old mining areas and Victorian villages. The train runs on weekends and holidays through mid-October so get going quick before the railroad closes up for the season.

L.A.S.E.R. Child Care and Learning Center

Before & After School Care

“a fun, safe and enriched place to be”

Don’t Look Anywhere Else!

We Can Service All Your Child Care Needs Thanksgiving  Christmas  Spring Breaks Snow Days  Holidays  Summer Camps

First Come - First Serve Sign Up Now and Have the 719-487-9051 / 719-321-4205 $30 Registration 1190 Village Ridge Pt., Monument, 80132 Fee Waived! (next to Monument Academy in the Premier Vision Building) Carol Suder - Director

www.monumentlaser.com

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SNIPPETZ WEEKLY MAGAZINE ®

READY FOR A NEW LOOK?

McCord’s Garden Center and Landscaping Annuals • Perennials • Shrubs Vegetables • Pots • Garden Supplies

Stylist: Airrion Willis

NEW BARBER IN TOWN

Complete Landscape Services

• Hot lather face shave • Hot lather head shave

SCHEDULE YOUR SPRING PROJECTS NOW! CALL 719-640-1134!

• Men’s, Women’s and Kid’s Cut • Hair Design lines

Landscape Design/Build, Patios, Retaining Walls & Xeriscaping

Tuesday - Friday 12PM - 5PM Saturday 12PM - 4PM

719.375.3573

Located 3/4 mile West of Safeway - Across from the West End Center

Walk-ins Welcome • (719) 481-3265

at 780 West Highway 105

OUR GARDEN CENTER IS NOW OPEN!

251 North Front St. #5 , Monument next to the Coffee Cup Cafe

now many trees and shrubs are developing their buds for next year. That is why fall is just as an important time to keep a good watering schedule as anytime in the spring or summer.

FALL AND WINTER WATERING

VISIT SNIPPETZ ONLINE

www.snippetzonline.com

I

don’t have to convince anyone that this year has been hard on our plants. It was a dry winter, followed by a dry spring and a very hot and dry summer. Now that fall is here and we have been getting a few wonderful rainy days we’re finally off the hook for watering. Right?

Wrong. Especially after a drought, watering correctly during the fall and winter is absolutely crucial to the health of our plants and will determine how well they perform the following spring.

Gina Forero, B.M., M.S. The Juilliard School • New York, NY

In addition to watering just for the sake of keeping our plants hydrated it helps prevent the ground from freezing and thawing and the problems that can create.

That’s not so bad is it? If in the past you didn’t know the importance of fall and winter watering you will be pleased at the difference this makes in your plants vitality and survival! So on those days where the temperature is above 45 degrees and Of course we all have our fingers there’s no snow on the ground try to crossed that this winter will be a wet set a mental reminder to water! one! Just in case it’s not though, let’s ensure that they are strong and healthy going into dormancy.

Piano Performance & Instruction BEGINNER to ADVANCED

719-337-7742 www.ginaforeropiano.org

Now that it’s October we can certainly cut down on watering, but it is recommended to water one to two times a month from October thru March. For large established trees this means ten gallons per inch in diameter of the trunk each time you water. It’s best to water at least a few feet from the trunk and out to the farthest branch line or drip line and water like this in four different spots around your tree to provide an even watering. You can adjust this amount according to any moisture we might get. We will get! Keeping fingers crossed. Apply five gallons of water for small shrubs and eighteen gallons for large shrubs (over 6’). Any newly planted trees and shrubs should be watered more frequently, like three times a month.

Perennials will also benefit from winter watering.

ginaforeropianostudio@yahoo.com

Adventure’s Haven Your Tri-Lakes Area Game & Hobby Shop

Elements: Prism’s Edge

Our summer was dry and most of us were on water restrictions. So what does that mean for the health of our trees and shrubs? Damage from drought is often unnoticeable until many months later and right

Book Signing

By Local Authors Grace Snow & Jack Wilde Friday & Saturday - Oct 4-5 @ 11am (719) 375-1812 790 Hwy. 105, Palmer Lake CO 80133

4

Macie McCord McCord’s Garden Center & Landscaping 719-375-3573

SNIPPETZ WEEKLY MAGAZINE ®

CIRCLE B FARM & RANCH SUPPLY, L.L.C. 773-B Hwy 105 Palmer Lake, CO 80133

719-481-6161

Planning is your best protection against the unexpected

Auto • Home • Life • Commercial All Your Recreational Vehicles

SpringSale Event June 18, 19, & 20

UP TO 30% OFF

David Prejean 1840 Deer Creek Rd Suite 103C Monument www.farmersagent.com/dprejean • dprejean@farmersagent.com

719•434•7031

I

n the next few weeks we are going to focus on the individually owned boutiques in the Tri-Lakes Community. In the upcoming weeks I will spotlight each of them and their unique sense of personal style. This week we’ll investigate the Fall 2013 Collections at Sophia’s World.

Sophia’s World is founded on the basis of fashion and social entrepreneur ship. I have always been impressed by the power of small businesses to create a local community as well as positively impact the lives of people as far away as Africa.

The lines selected at this boutique are unique and inventory is limited to three or less of each style. The items are cutto-order and are not mass produced.

This ensures women have the ability to truly find their style. The garments are manufactured in NYC, Europe and also include Fair Trade lines.

The Fair Trade lines from Africa, Haiti and Peru empower women owned businesses in developing countries. People need opportunities and resources, not handouts.

By carrying lines of clothing and jewelry from developing countries a system of support and access to markets are established.

The Apocheta lines from Peru employ women who have been abused and abandoned. They are taught weaving skills and create fabulous sweaters and dresses with intricate patterns from baby alpaca.

The items are unique and hand-made bringing artistically designs to fashion forward women and children in the TriLakes Community. This is purchase with a purpose!

Fall 2013 lines also include unique lines from Spain, Germany, Italy, Croatia and Latvia. One of the most exciting is the Adventures des Toiles.

This is a Parisian line where designers have integrated motifs and colors based on museum paintings. The designs are subtle, yet unique. There is also a brightly colored line of wool

ALL PRIEFERT IN STOCK MERCHANDISE

outer-garments shipped from Croatia.

The vibrant colors and intricate detailing ensure that each piece is unique as the woman who wears it.

There are casual, yet upscale, apparel from Chan Luu, Beate Heyman and Angels Never Die. These represent a “go-to-piece”. They are wearable for many situations and can be dressed up or down depending on accessories.

The majority of the lines carried are from off-the-grid designers. Sophia’s World aspires to selecting the best and highest quality designers the world has to offer. It is likely the only boutique in the Colorado Springs area of its kind. These pieces are unique, wellmade and last for years to come.

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*During the sale & while supplies last!

BENET HILL MONASTERY

Register Now for September Classes!

Sophia’s World caters to clientele who are fashion individualists. There is something for every age and every budget. A “little bit of this” and a “little bit of that” ensures that the shopping experience will be fruitful for nearly everyone.

BEGIN YOUR PATHWAY

TO SPIRITUAL WHOLENESS

This is more than a boutique. It is a business that gives back to society by sponsoring local schools, providing orphaned refugees the opportunity to attend boarding school, and organizing the first annual “Dressed to Give” charity fashion show. The Fall 2013 collections, along with other upscale boutiques and jewelers of the TriLakes community will join together for a runway event at the Secret Window Fine Art Gallery on 12 October. The Military Artistic Healing program delivering art therapy and counseling to active duty and veterans struggling with combat related stress is the focus of the 2013 Dressed to Give event.

Art Work from the Wounded Warriors will be on Display. Join us for an afternoon of champagne, light hors d’oeuvres, music and a live runway show. It will be a FUNraiser that supports a worthwhile cause. Tickets can be purchased from participating boutiques and through www.SophiasWorld.org.



Introduction to Scripture



Biblical Hospitality



Introduction to Centering Prayer



Contemplative Journey



Spiritual Formation



Retreats and Workshops



Multiple Online Options



Walking Through Fire: Art as Prayer Retreat

For Information or to Register www.benethillmonastery.org or email registrations@benethillmonastery.org Benet Hill Monastery 3190 Benet Lane • Colorado Springs • CO • 80921 719-633-0655

finders keepers

Please contact Nancy Rower, Founder of Sophia’s World at 719-459-1685 for information on the upcoming charity fashion show!

by Peggy Rima

“gifts from the heart”

Visit Sophia’s World boutique Th&Fr from 2-6 and Saturday 12-5 at 755 Highway 105 (btw Monument and Palmer Lake) at the West End Center.

THANK YOU FOR SHOPPING LOCAL!

Incredible Jewelry Unique Gifts Local Art Pottery & Candles Colorado Jams, Salsas & Honey Celebrating 14 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

5

SNIPPETZ

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HEALTH AND WELLNESS

SKIN PROBLEMS? NO PROBLEM! Medical And Surgical Dermatology For The Whole Family

SKIN CONDITIONS WE TREAT Dr. Kumm treats conditions of the skin, hair and nails including the following:

• Skin Cancer

including basal cell carcinoma, squamous cell carcinoma and melanoma

• Acne • Birthmarks • Boils • Allergic Contact • Rashes • Alopecia/Hairloss

Randal Kumm, M.D.

• Atopic Dermatitis/

• Molluscum

• Benign growths • Cysts

• Oral growths and conditions not involving the teeth

• Dermatitis

• Psoriasis

• Eczema

• Scabies

• Folliculitis

• Seborrheic

Eczema

• Fungal infections

Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Lisa Brownworth, N.P.

Contagiosum

Specialized Adult and Pediatric Allergy and Asthma Care

Dermatitis

• Hives

• Shingles

• Keloids

• Warts

Now in Monument

• Moles

We are currently accepting new patients.

Arbor Dermatology is conveniently located off Briargate Parkway at 9480 Briar Village Point Suite 100 (across from Briargate Branch Library)

Phone

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

for an appointment today! www.arborderm.com

Individualized treatment for:

719-623-2104

Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

should be monitored while using it, because it can, but rarely does, damage liver cells.

A new treatment employs a laser. As with oral medicines, it’s expensive and most insurers don’t cover the cost.

Results are promising but not guaranteed.

DEAR DR. DONOHUE: Third letter, same request. Please tell me how to get rid of fungus under a toenail. -B.K. ANSWER: Toenail fungus is prevalent among older people, and often, the infected person has no idea where he or she picked it up. The big toe’s nail is the one the fungus seems to like the best. The nail turns yellow, becomes thick and brittle, and has crumbly material extending from its edge under the nail to its base. The nail doesn’t usually hurt or itch. It just looks awful.

Treatment for nail fungus is less than a huge success. Penlac (ciclopirox) Nail Lacquer is applied directly to the nail. The cure rate isn’t impressive.

Oral medicines have the best results, but the results aren’t something to write home about. Further, they’re expensive, and often are not covered by insurance. One such medicine is Sporanox (itraconazole). It’s taken twice a day for one week of each month, for three or four months. Liver enzymes

www.csallergy.com

Including Allergy Injections

Some people opt for nail removal.

TOENAIL FUNGUS RESISTS TREATMENT

719-592-1365 550 Highway 105 Monument, CO 80132 Wednesday Afternoons

At the Medical Center next to Safeway

If the nail isn’t bothersome, if it’s not leading to infections of the toe or foot and if a person isn’t a diabetic, many decide to live at peace with the infected nail. It isn’t likely to shorten life.

PALMER LAKE WELLNESS CENTER

Home remedies abound. They include Vick’s VapoRub, bleach and vinegar. I don’t have a lot of faith in them, and I would not use bleach. Studies on Vick’s, applied daily for 48 weeks, show a success rate of 22 percent.

TRI-LAKES PREMIER ALTERNATIVE MEDICINE CENTER

*** DEAR DR. DONOHUE: My father and two uncles died from heart attacks when they were in their 50s. I’m 45. I haven’t ever smoked. I am active and eat a healthy diet. Should I be taking an aspirin? What dose? -- R.W.

OFFERING THE FINEST QUALITY AND LOWEST PRICES! We have re-designed the Palmer Lake Wellness Center to provide our clients with our very best!

ANSWER: A family history like yours puts you at high risk for a heart attack. I would take a daily 81 mg aspirin as a preventive step.

THE LOWEST PRICES IN TOWN

Come in and meet our friendly, knowledgeable staff, and receive a special gift

You shouldn’t do this on your own, however. Discuss it with your family doctor to see if he or she has any other suggestions or tests planned for you.

The booklet on heart attacks explains why they happen and how they’re prevented. Readers can order a copy by writing: Dr. Donohue -- No. 102W, Box 536475, Orlando, FL 32853-

(sales tax included)

$10 $30 $55 $100 $180

Grams 1/8 1/4 1/2 ozs

719-488-9900 PALMER LAKE WELLNESS CENTER

850 Commercial Lane, Palmer Lake, CO (Take I-25 to Hwy. 105 (Monument Exit #161 then north 1.1 miles)

To Your Good Health Continued on Page 7

Mon.-Sun. 9AM-7PM / Saturday 11AM-6PM / Sunday 12PM-5PM

6

SNIPPETZ

®

HEALTH AND WELLNESS

THANK YOU!!!

Brittle Nails?

Aching Muscles?

Callous Feet?

The Bears Football Club of Monument would like to THANK many businesses that donated to our 5th Annual Auction & Dinner on September 7, 2013. All proceeds from this event go directly to our Football program at PRHS. Please show your appreciation by patronizing these establishments who have so graciously supported our kids!!

SPECIALS!

Pilates for Health Staybright Electric of Colorado Spice Island Grill Broken Bones BBQ Corepower Yoga Pikes Peak Brewery Just 4 Me Pastries & Eatery King Soopers, Monument Dee Dee’s Expressively Cakes Sprouts Tri-Lakes Printing Eagle Wine and Liquor Tri-Lakes Fitness Wine Seller Waffle House Cork & Bottle Safeway Robert Kelly Spa Salon Mountain Boy Sledworks Luna Spa Salon Beauty Brands Carlos Miguels Monumental Styles Columbine Gardens Box Canyon Lodge Chili’s Wisdom Tea House Discount Tires Wesley Owens Christian Bros. Automotive Duke’s Steakhouse Bees Knees Rosie’s Diner Howl at the Moon Serrano’s Staples O’Malley’s Papa Murphy’s AE Photography Boriello Bros.

The Enchanted Florist Jimmy John’s Tastefully Simple Brunswick Amway Mozaic Silpada Dr. Halligan Sundance Mountain Athletic Center Monument Hill Golf Country Club

50% OFF

$15-20 OFF

any Nail Service with Julie

a 60-90 Minute Massage with Gail

(expires 11/30/13)

(expires 11/30/13)

YOU ARE INVITED TO EXPERIENCE A NEW STYLE OF NAIL CARE Introducing: Solvent Free Gel Polishes...

It’s A Newer, Healthier & Longer Lasting Style of Nail Care We also have the safest, most natural Spray On Tan Packages Available  Loyalty Cards Provided Downtown Historic Monument 283 Washington St. Monument, CO 80132

(719) 488-9203

Follow Us on Facebook! by a girl friend or boy friend? Did you ever lose a job, or win a championship, or fall down in public, or earn a degree, or give birth to a child, or bury a mate, or laugh until you cried, or cried until you laughed, or jumped for joy, or wept for hours? Of course you have.

To Your Good Health Continued from Page 6

6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: Is swallowing gum harmful?

I have done it for many, many years.

Now I wonder if I am hurting myself or my stomach by doing this. Am I? -- D.J. ANSWER: You’re not hurting yourself or your stomach. Gum isn’t digested. It passes through the small and large intestines without causing any trouble.

Gum wasn’t meant to be swallowed.

Most people prefer to take it out of their mouth and dispose of it. *** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2013 North America Synd., Inc. All Rights Reserved

YOU’RE SOMETHING SPECIAL

and are as unique to you as your own DNA.

YOU HAVE A DISTINCTIVE WAY OF FEELING

W

Think about it; when was the last time you felt something so deeply that you were moved to tears? When was the last time you were truly afraid? When was the last time you were filled with great joy or enraged with anger? What did it feel like? Where were you when it happened? Did you look around and notice that others did not share the same emotion? Did you feel the need to apologize for your emotional response?

By Dr. Ron Ross

hat you hate, love, fear, laugh at, cry about, or observe without sensation is determined by your own unique and wholly owned emotional structure. You and I could cheer for the same football team, yet experience it in a variety of ways. You could attend a concert with your best friend and each of you would be moved by a different song. Two girlfriends for life could watch the same sad movie and one would cry while the other would not. It’s because each of us places a different emotional value on every word spoken, every deed performed, and every event observed.

Nothing influences every aspect of your life as much as your emotions.

Your emotions are the arbiter of the extremes between passion and indifference, love and hate, faith and fear, hope and despair, joy and sorrow, pleasure and irritation, good and bad, anger and calm, etc.

Do you remember how you felt when you bought a new car? Do you remember your feelings when you saw the first dent or scratch on that car? How about the first time you were dumped

Emotions are how you respond to a feeling of pain, pleasure, attraction or repulsion. They are the physiologically based responses to your feelings,

7

Everything in your life is impacted by your emotions. They are what empower you or emasculate you, clarify your thoughts or confuse them, embarrass you or cheer you, scare you or comfort you. Your emotions are the most compelling force in your life. How you manage your passions is one of the greatest challenges in life because any change in your world will begin in the confines of your emotions.

Someone once said that if you were to use a dictionary to complete the sentence, “I feel ______,” that you could list almost 2000 words. That’s a lot of emotion. And the way you deal with those emotions is very much a part of what makes you something special.

If you would like a FREE compilation of this series of Dr. Ross’ columns please send him an email requesting the “You’re Something Special Compilation” and a PDF E-book file will be emailed to you. Email: Dr.Ross@ RonRossToday.com. Read more by Dr. Ross at RonRossToday.com. ©2013 Dr. Ronald D. Ross

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MOMENTS IN TIME THE HISTORY CHANNEL

Model T Ford is completed in Detroit.

The cheapest one initially cost $825, or about $18,000 in today’s dollars. It had a 22-horsepower, four-cylinder engine that could run on gasoline or hemp-based fuel.

• On Oct. 6, 1683, encouraged by William Penn’s offer of 5,000 acres of land in the colony of Pennsylvania and the freedom to practice their religion, the first Mennonites arrive in America aboard the Concord.

The German Mennonites were founded in Europe by Menno Simons in the 16th century.

• On Sept. 30, 1954, the USS Nautilus, the world’s first nuclear submarine, is commissioned by the U.S. Navy. In August 1958, Nautilus accomplished the first voyage under the geographic North Pole. After a career spanning 25 years and almost 500,000 miles steamed, Nautilus was decommissioned in 1980.

• On Oct. 2, 1780, British Major John Andre, an accomplice of Benedict Arnold, is hanged as a spy by U.S. military forces in Tappan, N.Y. Andre wrote a letter to Gen. George Washington asking that he be executed by firing squad, that being a more “gentlemanlyâ€? death than hanging.

• On Oct. 3, 1967, writer, singer and folk icon Woody Guthrie dies in New York.

Guthrie, originally from Oklahoma, introduced a form of music called protest folk. Most famous was “This Land Is Your Land,� written in 1940 and first recorded in 1944.

• On Oct. 4, 1861, President Abraham Lincoln observes a balloon demonstration near Washington, D.C. Both Confederate and Union armies experimented with using balloons to gather military intelligence in the early stages of the war, but the balloons proved to be dangerous and impractical for most situations.

• On Oct. 5, 1978, Isaac Bashevis Singer wins the Nobel Prize for literature. Singer wrote in Yiddish about Jewish life in Poland and the United States, and translations of his work became popular in mainstream America as well as Jewish circles. One of his stories, Yentl, was made into a movie directed by and starring Barbra Streisand in 1983.

• On Oct. 1, 1908, the first production

EVERY MEMBER HAS A VOICE. EVEN THE ONES WHO CAN’T YET SPEAK. As an electric co-op member, your household has a voice in how the co-op is run.

Celebrate October as National Cooperative Month and learn more about the power of your co-op membership at www.mvea.coop.

1655 5th Street Limon, CO 80828 719.775.2861 “Like� us on

(c) 2013 King Features Synd., Inc.

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SNIPPETZ WEEKLY MAGAZINE ®

Nick-Snips

Secrets from an Auto Mechanic

BABY BEATS

(30 Year Master Tech) Part 2 Series 9 Article 22

Brakes

Fact: Failed brakes kill people.

There's no nice way to say that.

Have your brakes checked once a year. This is not an area to skimp on cost. Many cut-rate brake "specialists" pull you in with their cheap $89.95 brake job and then install cheap aftermarket parts and then up-sell you on calipers, wheel cylinders and rotors. (I have worked on vehicles for over 33 years and have replaced less than 2 dozen calipers due to leakage.)

I have seen hundreds of these cheap brake jobs come through dealerships to get re-done because of noise/vibration and multitude of other complaints.

There is a reason why the cutrate places can cut their rates….poorly trained, hourly workers and cheap parts.

Lesson: Don't trust just any "Joe-Blow" to install the car part that stops your family's car when you are going 75 miles an hour on the interstate!

WebsitesByRobyn.com

Car Repair at a Dealership vs an Independent

If you’re really, really young however, fun and stupid seems to govern regular day-to-day activity. I’m speaking of toddlers specifically. Pre-school is actually a pretty popular grade among attendees. You get to color and take a nap. They give you an A+. Imagine that.

Of course, the feat is only impressive if the kids are actually learning.

Based on a Youtube video of a 4-year old former student of the makeshiftacademy, I’d say they’re picking up on authentic DJ techniques. Weiss seems to be a consummate professional when it comes to teaching her craft. Cool Pony is one of the hottest spots for young families in Brooklyn these days. It is more appealing to the wealthy however, as patrons are asked to pay $200 per 45-minute class. But, you know what they say – If you want to drop the beat, you gotta drop the cash! Oh wait, I just came up with that myself. Maybe I should start a class for toddlers where I instruct them in the art of made up slogans! (Thinking) I could build an empire. (Thinking more) in downtown Monument. This is a gold mine.

I’ll call it Awesome Possum.

bout a month ago, children and teens alike returned to the cruel full-time job they refer to as school. Whether it be grade, middle, or high, most adolescence view going to school on a daily basis negatively. Sure, some teenagers enjoy seeing their friends and driving their cars before and after classes, but for the most part they don’t want to be there. Who can blame them?

Wouldn’t we all rather be living up our youth with minimal responsibilities and maximum opportunities to do stupid and fun things?

www.voices.yahoo.com/repairstake-car-dealership Written by Kemit Millheim, 30 year Master Tech

A

But who says it must be an instrument they learn? EMC, or Electronic Dance Music, has taken the world - and the charts - by storm over the last decade. There is no easier form of music to learn than being a DJ. In one of Weiss’s music classes, all six students were under the age of 3. That’s incredible. Where else can toddlers legitimately learn a musical skill at such a fragile age? Nowhere that I’ve heard of.

By Nick Yanez

Fact: In order to maintain their franchise licenses, dealerships must pay for training their technicians and providing special tools and equipment. They must be "up to speed" on the latest technology, methods, training, and equipment.

Dealers have access to proprietary repair information for diagnosis and repair to which the independent garages have limited access. Dealerships work on the makes and models that they sell, day in and day out. Since they are very familiar with the particular car line, they can pinpoint a problem quickly and accurately.

Independent shops may be cheaper in some instances, but their technicians work on hundreds of makes, models and year of vehicles and cannot be experts on everything.

719-216-4421

So what if I told you that pre-school got less academic and more fun all at once!? I’m referring to a new Brooklyn pre-school ran out of a thrift store that teaches infants and toddlers to mix and produce beats. It’s DJ’ing school exclusively for people who have yet to fully develop their motor skills. The name is Cool Pony. The game is electronic music for babies.

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Founded by semi-renown DJ/composer Natalie Elizabeth Weiss, the school aims to teach a new form of music to children at a young age.

“The difference between listening to Mozart and electronic music is that you can’t pick up a Cello when you’re three months old but you can push play” Weiss is quoted saying, in what feels like a statement to her

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skeptics. And with that, she has a point. Learning music is considered a great hobby for children to pick up at a young age. It stimulates the mind and has been associated with better brain development in several studies.

But what instrument can a child learn at 2-years old? Realistically, none.

See you all next week, when I’ll give you the official web address to enroll your children in the Awesome Possum Academy (APA) for the low tuition of $30,000 a semester. Don’t miss this opportunity!

Feel free to send Nick an email anytime about his weekly column, or any leads you have for underreported stories he could write about, to NickSnipsMail@Gmail.com

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SNIPPETZ WEEKLY MAGAZINE ®

ment, as though the two have anything to do with each other. Yes, they both start in October, but that’s all they have in common. Specifically, I was told that if I signed up with them, I would receive my new insurance card for a small fee.

OBAMACARE SCAMS JUST HANG UP

They asked if I have a credit card. I said yes. They asked for the number, talking very rapidly, not even listening to my questions. Their main goal was to intimidate me into giving my credit-card number. When I refused, they said my Medicare was going to be canceled for not signing t’s one thing to read about how up for Obamacare, and I could go good scammers can be -- and to jail. quite another to experience it yourself. I recently received a It was a bit intimidating, even phone call trying to get me to di- though I knew what they were dovulge personal information to sign ing, and I realized how skilled they up for Obamacare. were.

I

Home Care

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Whether it’s post surgical recovery, disability, or illness, our Personal Care Coordinators and professional staff are here for you around the clock to meet your home care needs.

After I got over my shock that scammers were actually calling me, I decided to play along for a few minutes.

If you get a similar call, hang up.

Don’t even listen. No one from the government is going to call you about signing up for Obamacare or the Medicare open enrollment. If First, they knew my name. That you get a call like this, call the Fedwasn’t too surprising, but when eral Trade Commission at 1-877they told me I only had a short time 382-4357 and file a complaint. to get signed up for Obamacare or Charles regrets that she cannot personI’d lose my Medicare, I realized Matilda ally answer reader questions, but will incorpohow dangerous these people are. rate them into her column whenever possible.

The trick they were pulling was to combine the new Obamacare signups with Medicare’s open enroll-

Financial Aid for America’s Veterans

Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@gmail. com. (c) 2013 King Features Synd., Inc.

Long Term Care Insurance Comprehension Long-Term Care Insurance is a valuable tool to protect your family’s assets. If your loved one has purchased a policy, the next step is to understand and strategize how to best utilize the policy.

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Have you ever wondered what Medicare covers versus what you pay privately?

Understanding the available payment options and obligations for Elder Care Services is critical.

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WINE AND ROSES & MORE

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he Tri-Lakes Women’s Club proudly presents the 11th Annual Wine and Roses & More, October 20th 5pm to 8pm. Please join us at the Colorado Springs Marriott, 3580 Tech Center Drive, I-25 exit 148, for this fun and worthwhile non-profit fundraiser.

Wine and Roses & More will feature regional Dignitaries and Celebrity servers, delicious delicacies from wonderful local restaurants, on-site chefs, over 200 fine wines, spirits and beers, a coffee bar, raffle, an amazing live auction plus a huge silent auction.

For additional information go to: www. tlwc.net.

10

Tickets are $50.00 per guest and may be purchased on line at: www.tlwc.net and at the door.

See you at Wine and Roses & More, October 20th, 5pm at the Colorado Springs Marriott.

All proceeds from Wine and Roses & More will go to many of our local nonprofit and educational organizations in the Tri-Lakes area who would otherwise do without essential programs, services and materials. The Tri-Lakes Women’s Club is a 501(c) 3 non-profit organization which has given back to the Tri-Lakes community over $750,000.00.

The Tri-Lakes Women’s Club greatly appreciates our major contributors, food and beverage donations, and all participants.

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CARETAKER / NANNY Let Me Help You Simplify Your Life Assistance with meal preparation, housekeeping, transportation, shopping and errand running.

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Day and evening. Excellent references.

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CHILDRENS CLOTHING SOPHIA’S WORLD Fun artistic hand-dyed apparel for babies, girls and boys Supports Fair Trade Programs 755 Highway 105 Suite L Thu & Fri: 2-6 • Sat: 12-6 or by Appt.

PEAK RANCH’S ALPACA BOUTIQUE Open Saturdays 10-4PM 719-232-8509 ALPACA OUTERWEAR & TOURS 19850 Beacon Lite, Monument www.PeakRanchAlpacas.com Call us for weekday visits

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ART & FRAME BELLA ART & FRAME Custom Framing & Art Gallery Local Artisans Art & Gifts 183 Washington St. * Monument 719-487-7691 www.BellaArtandFrame.com

AUTO BODY & PAINT TRI-LAKES COLLISION & TOWING WE WORK WITH ALL INSURANCE Hertz Rental Cars Onsite LIFETIME WARRANTY 707 County Line Road Palmer Lake Co 80133 719-495-4508 Mon-Fri 8-5:30 • Sat 9-2

AUTO REPAIR JJ TRACKS TIRE & AUTO Servicing The Tri-Lakes Area For Over 26 Years 279 N. Beacon Lite Rd. Monument 719-481-4393 www.jjtracks.com

FACINELLI MOTORS Import Repair Specialists SUBARU TOYOTA HONDA 707 County Line Road Palmer Lake 719-488-6729

AUTO SALES MonumentMotors.com 50 Used Subarus! 1995-2013 Great Prices-Warranty Available Outback, Forester, Legacy Impreza and Tribeca Dealer: 719-481-9900

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COMPUTER SERVICES MONUMENT COMPUTER SERVICES 66 2nd Street, Monument, CO 80132 Computer Repair & Cleanup New Computer Sales & Networking 719-488-2830

TLC COMPUTER REPAIR We Fix, Build and Sell PC’s We Repair Macs Too! Recycle With Us! Call 719-302-2937 or e-mail joeys@tlccomputerrepair.com

Gentle • Professional • All Breed 755 Hwy. 105 #N - Palmer Lake (Between Monument & Palmer Lake) 719-481-0220 www.countrycrittersuptown.com

Convert Your Wood Burning Fireplace into an Efficient & Clean Gas Burning Fireplace “Capture the Warmth of Wall to Wall Flame” CALL FOR A FREE ESTIMATE 719-650-8885 SRW Enterprises - Palmer Lake, CO

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HYDRO-GARDENING MAJESTIC HYDRO GARDENING

THE ENCHANTED FLORIST Flowers for All Occasions Gift and Garden Boutique 481 Hwy. 105 Suite I 719-488-1116 www.enchantedfloristco.com

GARAGE DOORS OVERHEAD DOOR REPAIR TODAY! $35 OFF Service Coupon Broken Springs, New Doors Openers, Remotes www.academyoverheaddoor.com 719-481-2549

“Growing Your Way” with excellent products from some of the most trusted names in the Hydroponic and Gardening industries such as: Fox Farm, House & Garden, Botanicare, Sunleaves, Happy Frog and many more.

I cater to all gardeners, if I don’t have it, I can get it.

So come on in and check the store out, and see what’s “growing” on.

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FARMERS INSURANCE ELIZABETH BRYSON 15706 Jackson Creek Pkwy. 100 Monument Marketplace 719-481-0600 ebryson@farmersagent.com

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MARY SENOUR Marriage • Family • Adolescents Substance Abuse • Body Image Coping Skills • Coaching 236 N. Washington, Monument CO Email: senour71@gmail.com Phone: 719-331-4312

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MASTER STYLIST 104 Highway 105, Palmer Lake Next door to O’Malley’s Steakhouse Call: 719-930-5192 or www.schedulicity.com

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BOOKSTORES

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Fine jewelry-custom designjewelry repair-watch batteries.

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OFFICE SPACE Affordable 150-3500 sq. feet Low Cost Business Workshops

Woodcarver Properties and Tri-Lakes Business Incubator 14960 Woodcarver Road info@woodcarverproperties.com 719-481-4877 x-100

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CAMPBELL PIANO SERVICE Professional Piano Services Tuning • Repairs • Rebuilding Voicing and Humidity Control Keep Your Instrument Playing and Sounding Its Best!

719-351-2766

PRINTING TRI-LAKES PRINTING Printing - Design - Direct Mail 15706 Jackson Creek Pkwy.

Monument, CO 80132 719-488-2544 www.trilakesprinting.com

The UPS Store®

Banners-Business Cards Flyers-Postcards 590 Highway 105 Safeway Shopping Center 719-487-1730 www.theupsstorelocal.com/3693

Keller Williams REALTOR & ATTORNEY/MEDIATOR SERVING THE FRONT RANGE 719.488.3026 • 303.437.6010 Call For a FREE Consultation RuthBolas@gmail.com

RESTAURANTS BROKEN BONES BBQ Smokin’ Good Food Dine-In • Take-Out • Catering 481 Hwy. 105, Monument CO 719-487-0471 www.brokenbonesbbq.com

MOZAIC RESTAURANT & LOUNGE HAPPY HOUR Tues-Sat 4PM-6PM 443 S. Hwy. 105 Palmer Lake CO 719-481-1800 www.innatpalmerdivide.com

RESTAURANT / BAR 1st & TEN SPORTS BAR & GRILL

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11

All Makes/Models-Snowblowers Mowers - Trimmers - Chainsaws ATV’s, Motorcycles, Snowmobiles FULL SERVICE - 719-481-3333 630 W. Hwy. 105 , Palmer Lake, CO

SPA PARTIES THE CASTLE HOUSE SPA Any Age or Occasion Birthdays • Showers • Ladies Night 15025 Roller Coaster Rd., C.S. 719-460-1538 www.castlehousespa.com

STORAGE AFFORDABLE STOR-MOR 5x10 - 7x10 - 10x10 - 10x15 - 10x20 Peakview Blvd & Highway 105 Expanding Spring 2013 New Sizes to Meet Your Needs 719-481-2860

TAX PREPARATION LIBERTY TAX SERVICE America’s Fastest Refunds FAST, FRIENDLY, GUARANTEED 481 Hwy. 105 W - Unit 201 Monument, CO 80132 719-465-1153

Watson CPA Group Most Individual tax returns for $150 to $325. Includes state, small biz, rentals 719-387-9800 www.watsoncpagroup.com

THE WALSH COMPANY Enrolled Agent Tax Specialist Personal • Corporate • LLC • Trust 430 Beacon Lite Rd. #155 Monument, CO 80132 719-481-8951

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LAWN CARE / MAINT. Aeration - Power Raking - Mowing Fertilizing - Tree/Bush Trim SPRING & FALL CLEANUPS 719-481-3332 or 719-439-0844 Let Us Do The Hard Work 4U!

Packing-Shipping Boxes-Freight 590 Highway 105 Safeway Shopping Center 719-487-1730 www.theupsstorelocal.com/3693

REAL ESTATE

Custom Landscaping • Patios Retaining Walls • Xeriscaping CALL 719-375-3573 TO SCHEDULE A FREE ESTIMATE!

FITNESS - FUN - FREEDOM

PALMER LAKE WELLNESS CENTER

NAILS

BEST HAPPY HOUR AROUND!!

Wood Burning Pizza Oven!!!!

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Follow Us at our Web Site Look at 1stand10monument.com 719-487-0737

PERSONALIZED DIET COUNSELING DIET CENTER MONUMENT 719-488-3564 255 N. Jefferson St. #106 Monument, CO 80132 Email - synergy81@msn.com

The UPS Store®

PIANO TUNE/REPAIR

SHELTER INSURANCE

GRANITE

The UPS Store®

24 Hour Access-Mail Forwarding Package Receiving 590 Highway 105 Safeway Shopping Center 719-487-1730 www.theupsstorelocal.com/3693

INSURANCE

PETE MILLS AGENCY Next to Starbucks - Monument 719-484-0220 Get a Quote and Get a $10 Gift Card

Auto - Shower Doors - Mirrors Thermo-Pane & Table Tops FREE QUOTES 719-481-3701 341 Front St. #4 Monument, CO 80132

SHIPPING

AMERICAN FAMILY INSURANCE

ALLSTATE INSURANCE

GLASS SHOPS

MAILBOX SERVICES

*FAMILY *COMMERCIAL *EVENTS *HIGH SCHOOL SENIORS *MODELS 719-487-1779 Hwy. 105, Palmer Lake, CO www.KirklandPhotography.com

Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Monument, CO 80132

Annuals • Perennials • Shrubs Herbs • Vegetables • Seeds Garden Art • Garden Supplies 780 Hwy 105 • 719-375-3573

THE PLACE TO FIND LOCAL BUSINESSES ON THE GO!

Authorized Shipper for: FedEx - DHL - USPS 481 Hwy. 105, Unit 201 In Monument Plaza 719-465-1153

Benefiting Tri-Lakes Cares 245 Jefferson St. Monument, CO 80132 719-488-2300 Open Mon-Sat 9AM - 5PM

TREE & FORESTRY SOUTHWELL TREE AND FORESTRY SERVICE Fire Mitigation • Tree Removal Firewood • Hauling • Local Timber Jon Southwell 719-641-7529 FULLY INSURED • FREE ESTIMATE

TREE SERVICE TREEMAN TREE SERVICE WILD FIRE MITIGATION SERVICE Tree Removal • Tree Trimming Thinning • Chipping • Scrub Oak Year Round Service • INSURED 719-488-1818 • FREE ESTIMATES Hundreds of References!

Local Business Since 2002

VACATION RENTALS SKI • GOLF • HIKE • BOAT • BICYCLE Copper Mountain Tucker Mountain Lodge

Buy 3 Nights - Get 1 FREE 719-265-0034/H • 719-239-0295/C marchaserentals@gmail.com www.vrbo.com / #443275

VETERINARY PALMER LAKE VETERINARY CLINIC One mile NW of Safeway on Hwy 105 • 719-481-8900 We Want the Best for Your Pet! www.PalmerLakeVet.com

SNIPPETZ WEEKLY MAGAZINE ÂŽ

DOES YOUR DOG OR CAT HAVE BAD BREATH? THAT ODOR COULD BE TOOTH OR GUM DISEASE

Proudly Presents

Wine and Roses & More T “An Event to Attend�

October 20th, 2013 The Marriott

5580 Tech Center Drive - I25 & Exit 148

5:00 to 8:00 PM

t -PDBM 0O 4JUF $IFGT t -JWF BOE 4JMFOU "VDUJPO t Raffle

Tickets are $50.00

Over 200 Fine Wines, various Spirits and Beers Tickets available online at

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or from any Tri-Lakes Women’s Club member and at the door.

Beverages have been arranged by:

ooth and gum disease are one of the most common health problems veterinary professional see in dogs and cats. Periodontal (gum) disease is currently the #1 diagnosed problem in dogs and cats over the age of three. Periodontal disease is caused by plaque, a colorless ďŹ lm that contains large amount of bacteria, which builds up on the teeth. If left unchecked, periodontal disease can damage gums and the supporting structures around the roots of the teeth, leading to mouth pain and tooth loss. The bacteria can also enter the bloodstream and slowly damage vital internal organs such as the liver, kidneys, heart and lungs. Treating periodontal disease is one of the most cost effective procedures you can do for the health and well-being of your pet. Fractured teeth can be a common problem in any age pet.

There are many warning signs that your pet might be developing dental problems such as:. • • • •

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Culinary Creations prepared by:

•

MYABELLA CUPCAKES BELLA PANINI MY BIG FAT GREEK RESTAURANT BONEFISH GRILL OAKLEY’S AT SUNDANCE MOUNTAIN LODGE DICKEY’S BARBECUE PIT TEXAS ROADHOUSE EL PADRINO THE ART OF CHOCOLATE JUN JAPANESE RESTAURANT MOZAIC RESTAURANT All proceeds benefit qualified non-profit service organizations and public schools in the Tri-Lakes Community

• • •

Bad breath Mouth pain Yellowish-brown crust on the teeth Bleeding gums (especially after chewing on a bone or toy) Going to the food bowl but not eating Tooth loss Abnormal drooling Dropping food out of the mouth when eating

The best way to check if your pet has a dental problem is simply to raise his or her lips and have a good look at the teeth and

WE DON’T SAY WE’RE THE BEST READ WEEKLY PUBLICATION ON THE FRONT RANGE...

gums. If you notice stains or other build up on the teeth, bleeding or swollen gums, missing teeth, or foul breath, your pet warrants an exam to see if there are signs of dental disease or a need for a professional dental cleaning.

Pets will not tolerate having their teeth cleaned without using general anesthesia.

A complete cleaning cannot be done while your pet is awake.

Many pet owners avoid dental procedures because they fear the risks of anesthesia. Today’s modern anesthetics and monitoring equipment make anesthesia safer than ever before.

Your veterinarian will assess your pet’s health, review blood tests and determine the safest anesthetic for your pet to reduce the risks. It is important that you discuss any fears and concerns you have with your veterinarian. Deciding against treatment because of the risk of anesthesia can adversely affect your pet’s health.

The good news is that with professional cleanings and good home care, most dental disease is preventable or even reversible.

A pro-active approach and regular dental care can help maintain good oral health throughout your pet’s life.

Palmer Lake Veterinary Clinic is making October “Pet Dental Awareness Month�.

Now through the end of October, we are offering a Free Dental Exam and 10% off total cost of a professional dental cleaning.

Includes pre-anesthetic blood work, I.V. Fluids, anesthesia, and professional cleaning. (Tooth extractions or additional dental procedures not included)

For additional information, or to schedule an appointment Please call us at 481-890

Palmer Lake Veterinary Clinic Highway 105, Suites A & B Palmer Lake, CO

(one mile northwest of Safeway on Hwy. 105)

“PET DENTAL AWARENESS MONTH�

FREE

AND

DENTAL EXAM 10% OFF

PROFESSIONAL DENTAL CLEANING (extractions or additional dental procedures not included)

Offer expires October 31, 2013 Please present this ad to receive 10% discount

OUR READERS DO!

Please call us at

12

(719) 481-8900 to schedule

SNIPPETZ

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DINING GUIDE

/13

/6 0 1 3 2/1

" ! %

& $

/2 9 D E ! # # " # % CLOS

Hwy 105 • Primrose St. • Palmer Lake • 481-TOOT

Come see the Train!

Operated by the Volunteers of the American Legion Tri-Lakes Post 9-11

essential compounds for your body. There are different types of fats, like saturated fat, trans fat, monounsaturated fat, polyunsaturated fat and omega-3 fatty acids. Not all fats are created equal.

OPEN TO THE PUBLIC! BREAKFAST

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Sat & Sun Wed - Sun Thur - Fri 8:30am - 10:30am

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BAR BINGO EVERY WEDNESDAY @ 5:30 Malibu Buckets $3.00 Burrito Bar $5.95

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487-0737 HAPPY HOUR Mon-Fri 3PM - 9PM Sat/Sun 6PM - Midnight MONDAY 2 for 1’s on Most drinks & appetizers TUESDAY Poker Nights, WPT/ $2.00 Tuesdays WEDNESDAY $5.50 Bottomless MillerLite & BudLite Drafts THURSDAY $2.00 Taco Nights FRIDAY Burger Night Any Burger with 1 Beer $8.99 / 5PM - 10PM Karaoke on Fridays - 9:00PM SATURDAY Pizza Night - Any Pizza, Any Size with 2 Beers - $10.99 5PM - 10PM 2 for 1’s on ALL shots and $5.50 Bottomless Coorslight Draft from 9pm to closing

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EATING TO WIN W

hether you’re a weekend warrior or actively participate in sports, you need to eat to win.

Eating for performance is often overlooked by athletes. A peak-performance diet is very similar to a normal, healthy diet. Carbohydrates, protein, fat and liquids are important components of a sports diet. Each of these nutrients should be included in your diet every day.

Carbohydrates Carbohydrates should comprise about 60 percent of your daily diet. Carbs are the energy source for your muscles and brain. In fact, your brain uses only carbs for energy. Without enough carbs, your body will break down protein, like your muscles, to fuel your activity. Foods with carbs include vegetables, fruit, dairy products, grains, breads, pasta, rice and crackers. Try adding more whole grains to your diet, like whole-grain bread, whole-wheat pasta, brown rice and grains like barley and popcorn.

Protein Most athletes need approximately 4 to 8 ounces of protein each day. Protein is important for recovery, repair of damaged tissue and aids in many of your body’s functions. The increased calories that athletes consume usually supply plenty of protein. Look for low-fat and lean protein sources. Cuts of meat with the words “round� and “loin� are lean protein sources, as are chicken, legumes, nuts, seeds and soy products like tofu.

Fat Although it might not seem like it, fat is an important part of the diet. Fat supplies energy, helps cushion the shock of falls, is a storage place for certain vitamins, regulates body temperature and provides

13

Mono and polyunsaturated fats and omega-3 fatty acids have minimal effects on cholesterol and can be thought of as good fats. In fact, omega-3 fatty acids have been shown to increase HDL, which is the good cholesterol. Foods like walnuts, olives, avocados, salmon, herring, mackerel and plant oils like olive oil, canola oil, soybean oil, sunflower and safflower oil contain these good fats.

Saturated fats from animal products and trans fats found in foods with hydrogenated oils should be avoided.

Hydration for Athletes Staying hydrated is just as important as what you eat during training. Drink at least one cup of water for every 20 minutes you compete or work out. Green tea has powerful benefits to help repair broken capillaries and revive the body.

Low-sugar sports drinks during or after competition are good for hydration.

Typically, one sports drink is effective in replacing lost sodium, potassium and electrolytes.

My recipe for Spicy Herbed Blue Cheese Steak is a delicious “performance� or family meal that is easy to prepare. It’s great as a main course, or sliced and placed on top of a salad or in a wholewheat tortilla.

(Additional information provided by Jessica Kovarik, R.D., L.D., Extension Associate, Nutrition and Exercise Physiology, University of Missouri Extension.)

BLUE CHEESE HERB AND PEPPER STEAK Blue Cheese topping: 3 tablespoons crumbled blue cheese (Roquefort, Stilton, Gorgonzola or Maytag) 1/4 cup baby spinach, raw and sliced into ribbons 1/4 cup sliced brown (baby bella) mushrooms, chopped finely 2 cloves garlic, chopped finely 1/2 teaspoon salt 1/4 teaspoon nutmeg

Continued on Page 15

SNIPPETZ

®

DINING GUIDE

Larkspur

Pizzaria & Cafe Best Pizza, Calzones, Italian Food, Panini Sandwiches and Much More!

CAFE & BISTRO

WORLD CLASS FREE MUSIC

COME CHECK OUT OUR NEW MENU! Gluten Free Menu Selections for Pasta & More ACCOUSTIC WEDNESDAY Weekly at 6:30PM

Fall is just around the corner, join us for happy hour on the patio while the weather is nice!

LIVE MUSIC!

Karaoke Fridays @ 8:30PM

Every 1st & 3rd Thursday of the Month 6-8PM

Mon-Sat 3-7PM BEST Local Happy Hour

SATURDAYS LIVE MUSIC

Open at 3PM Dinner Served Monday thru Saturday

and receive $1 OFF a pitcher of Bud

HALLOWEEN BASH ON SATURDAY- Oct. 28 Featuring Monument Hill Band

Tickets and Info at www.sundancemountainlodge.com

303-681-2090

Follow us on Facebook for Specials, Events & Entertainment Info 1865 Woodmoor Drive - Exit 161 (just above 105 where the view is great!)

Dine In / Take Out

(719) 481-6000

FRIDAY NIGHT

FISH FRY

Pan fried Minnesota Recipe FRESH RED LAKE MINNESOTA WALLEYE

TUESDAY FAMILY NIGHT! DINE IN 18” 1 Topping Pizza with 4 Sodas and Parmesan Garlic Knots

24.99

$

One coupon per table or group.

Not valid with any other offer.

Offer expires 10/31/13

10 minutes from Monument Exit 172 going North - Follow sign

Mon.-Wed. 4:00PM-9:00PM / Fri.& Sat. 11:00AM-10:00PM / Thur. & Sun. 11:00AM-9:00PM

Jasmine Garden Chinese Restaurant 15910 Jackson Creek Parkway, #100, Monument, CO (Monument Marketplace, next to Kohl’s)

ALL DISHES MADE FRESH DAILY! Gluten Free Available

719-488-4687 • www.CarlosMiguels.com

10% OFF

When people mention Mexican Food, we immediately think enchiladas, tacos, burritos and tamales. Mexico has a very diverse food history.

The food items mentioned above are actually a very small part of the food culture in Mexico.

One must remember that France and Spain played a major role in the evolution of the Mexican culture and in their cuisine.

ANY ENTREE

ONE COUPON PER VISIT, PER TABLE

At Carlos Miguel’s, we bring you a small sample of what Mexican cuisine is all about. You will see food from Baja, the Yucatan, the Northern frontier, the coastal regions and more.

You will taste it in our sauces, salads, and seafood.

Dine in or Take Out (Must Present Coupon.

Coupon not good with any other offer.

As a chef, and a very strong food critic, I am proud to serve the authenticity of Mexico that Carlos Miguel’s brings to Colorado.

Offer expires October 31, 2013)

I invite you to visit our monument location and experience the diversity Mexico hasto offer and enjoy a true Mexican Culinary experience.

Ask About Our Party Tray!

Rick Matthews

www.JasmineGarden-Monument.com CLOSED 11:00AM - 9:00PM 11:00AM - 9:30PM 11:00AM - 9:00PM

r. ood D N

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HALF PRICE

Knollw

105

1425 Cipriani Loop, Monument, CO Tel: (719) 481-0769 •(719) 481-1845

Buy ONE Dinner Entree and get the SECOND

25

Jackson Creek Parkway

Monday: Tuesday - Thursday: Friday & Saturday: Sunday:

Cipriani Loop

Jasmine Garden

Not valid with any other discounts or promotions. Good through October 31, 2013

14

SNIPPETZ DINING GUIDE ®

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces Try Our Specials Tuesday through Thursday!

Tuesday - Friday 5 - 9 pm • Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244 • website: http://www.bellapanini.com

Continued from Page 13

Steak: 2 teaspoons of black, red or pink peppercorns 1 (12 ounce) beef fillet, cut into four (3 ounce) steaks 1 teaspoon salt 1 tablespoon Italian Seasoning 1. Preheat oven to 375 F. In a small bowl, combine blue cheese, spinach, mushrooms, garlic, salt and nutmeg. Mix until ingredients are well-combined. Cover and refrigerate.

2. Spread the cracked peppercorns onto a piece of waxed paper or parchment paper. Fold the paper over the peppercorns. Press a cast-iron skillet or heavybottomed saute pan on the peppercorns, rocking the pan back and forth to crack them. Place the cracked peppercorns on a plate. Pat the meat dry on both sides with paper towels. Season with salt and Italian Seasoning.

3. Roll the steak in the peppercorns to coat on all sides. Place a cast-iron skillet or heavy-bottomed ovenproof saute pan over moderately high heat. Do not use nonstick cooking spray or any type of oil to prepare the pan.

4. Place the steaks into the hot, dry pan.

Do not crowd the steaks so that they will sear, not steam. Sear the top and bottom of each steak, 1 to 2 minutes per side, without moving the meat. The meat will release easily once completely seared; any resistance and it’s not done yet. The steak should have a crispy, well-caramelized crust on the top and bottom.

Serving Anne & Mann’s Gourmet Ice Cream PROUDLY SERVING ANNE & MANN’S PREMIUM ICE CREAM hand scooped with care especially for YOU!

BACK TO SCHOOL HOURS

5. Place 1 tablespoon of the blue cheese mixture on top of each steak and transfer the pan to the oven. Roast 6 to 7 minutes for rare, 7 to 8 minutes for medium.

Serve immediately. Serves 4.

11AM to 9PM Tuesday - Sunday

24 Hwy. 105 in Palmer Lake

Closed on Mondays

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs • Bratwurst

***

Soups • Chili - GLUTEN FREE CONE NOW AVAILABLE!

Rock House Ice Cream

Angela Shelf Medearis is an award-winning children’s author, culinary historian and author of seven cookbooks. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www. divapro.com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva!, on Facebook and go to Hulu.com. Recipes may not be reprinted without permission from Angela Shelf Medearis.

THANKS FOR A GREAT SUMMER! 488-6917

(c) 2013 King Features Synd., Inc., and Angela Shelf Medearis

PRESCOTT’S WAYGU BEEF FOR SALE

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AUTUMN

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Beef Nachos BellGrande®

Sensational Hamburger Package

WAYGU, all-natural, grass-fed hamburger patties.

Forty eight -1/3 lb patties per box, 16 lbs, Net Off season Price only $124.95 $ .95

Special Season Price of

Valid for a limited time only at:

Burrito Supreme®

95

prescottranchbeef.com Prescott Ranches LLC (719) 541-5024

ALL MONUMENT, CASTLE ROCK, AND CASTLE PINES, COLORADO LOCATIONS

Expires 10/31/13

4 CRUNCHY $

REGULAR TACOS

2

with purchase of a medium drink

15

SNIPPETZ PUZZLES AND TRIVIA ®

TRIVIA TEST

SPORTS QUIZ

By Fifi Rodriguez

By Chris Richcreek

1. GEOGRAPHY: The Khyber Pass connects which two nations?

2. FOOD & DRINK: What kind of food is a nectarine?

3. MUSIC: In what Rod Stewart song does he say he “really should be back at school”?

4. ANIMAL KINGDOM: What kind of animal also is known as a “gnu”?

5. HISTORY: When did the Cuban Missile Crisis occur?

6. LANGUAGE: What is meant by the term “lingua franca”?

7. ANATOMY: Where is the uvula in the human body?

8. FAMOUS QUOTATIONS: What comedian observed, “Everywhere is within walking distance if you have the time”?

9. LITERATURE: Which poet’s 1928 book was titled “Good Morning, America”?

10. U.S. PRESIDENTS: Which president’s face is on the $100,000 bill?

1. Name the last team before San Francisco in 2012 whose starting pitchers earned victories while allowing one run or less in the first three games of the World Series.

2. Who had more career shutouts as a pitcher: Pedro Martinez or Babe Ruth?

3. When was the last time in franchise history before 2012 that the Arizona Cardinals started an NFL season 4-0?

4. The Arizona Wildcats men’s basketball team knocked off three No. 1 seeds on the way to an NCAA championship in 1998.

Name two of the three teams.

5. When was the last time before 2013 that there was a three-overtime game in the Stanley Cup Finals?

6. Only five schools in 32 years have won an NCAA team title in women’s gymnastics.

Name three of them.

7. In 2013, Jordan Spieth, at 19, became the youngest golfer to win a PGA Tour event in 82 years. Who was the 19-year-old winner in 1931?

(c) 2013 King Features Synd., Inc.

(c) 2013 King Features Synd., Inc.

FLASHBACK

BIBLE TRIVIA

By Wilson Casey

By Mick Harper

1. What was the original title for the disco hit “Get Down Tonight”?

2. Who had a hit with “Mad World”?

1. Is the book of 2 Revelation in the Old or New Testament or neither?

2. From the book of Matthew, where did Jesus stay when John the Baptist was in prison? Beersheba, Capernaum, Assos, Cana

3. Name the artist who wrote and recorded “It Keeps Right On A-Hurtin’.”

3. What king slew the Gibeonites, breaking his promise of peace and angering God? Neco, Joash, Jehu, Saul

4. Which group released “Pinball Wizard”?

4. In 1 Corinthians, what churches worshipped on the first day of the week?

Adventist, Galatia, Gideon, Balaam

5. Name the song with this lyric: “We are stardust, we are golden, we are billion year old carbon, And we got to get ourselves back to the garden.” (c) 2013 King Features Synd., Inc.

5. Whose wife’s mother lay sick of a fever and was healed by Jesus? Mark, Judas, Simon, Joel 6. From Proverbs 22:1, “A good name is rather to be chosen than great ...”?

Riches, Witness, Corruption, Love (c) 2013 King Features Synd., Inc.

TRIVIA TEST 1. Afghanistan

This Weeks

and Pakistan

BIBLE TRIVIA

SPORTS QUIZ

1) Neither

1. The 1937 New York Yankees (Lefty Gomez, Red Ruffing and Monte Pearson).

2) Capernaum

2. Peach

3) Saul

3. “Maggie May” 4. Wildebeest

4) Galatia

5. October, 1962

5) Simon

6. Common language

6) Riches

7. Suspended from

Answers & Solutions

the soft palate

Contact Wilson Casey at WC@TriviaGuy.com

8. Steven Wright 9. Carl Sandburg

(c) 2013 King Features Synd., Inc.

10. Woodrow Wilson’s

16

2. Each had 17 shutouts.

3. It was 1974.

4. Kansas, North Carolina and Kentucky.

5. Pittsburgh topped Detroit in three overtimes in 2008.

6. Georgia (10 titles), Utah (nine), Alabama (six), UCLA (six) and Florida (one).

7. Ralph Guldahl.

FLASH BACK 1. “What You Want Is What You Get,” released in 1975 by KC and the Sunshine Band. The song has been used in multiple films, such as “Forrest Gump” and “Arlington Road.”

2. Tears for Fears, in 1982. The song was intended to be a b-side for “Pale Shelter,” but the group held “Mad World” back until it could have an a-side slot.

3. Johnny Tillotson, in 1962.

4. The Who, in 1969. The song was featured on their 1969 rock opera album “Tommy.”

5. “Woodstock,” written by Joni Mitchell in 1969. She wrote it based on what her boyfriend, Graham Nash, told her about Woodstock. She didn’t go because her manager said it would be more beneficial to her career to appear on “The Dick Cavett Show” instead.

SNIPPETZ COMICS AND ENTERTAINMENT ®

tive country, Poland. Once in Warsaw, the urn containing his heart was sealed into a pillar of the Holy Cross Church with the inscription, “For where your treasure is, there will your heart be also.”

HUEY’S PAGE

by Samantha Weaver

• It was Israeli politician Abba Eban who made the following sage observation: “A consensus means that everyone agrees to say collectively what no one believes individually.”

• Moose are so nearsighted that they have been known to try to mate with cars.

• According to tradition, a bride whose dress is made of silk will have good fortune in her marriage. A woman who wears velvet to her wedding will face poverty, and a satin wedding gown will bring bad luck.

• On average, there are 50,000 earthquakes around the world every year.

• Beloved composer Frederic Chopin died in 1849 in France. He was terrified of being buried alive, so at his request, after his death his heart was removed, preserved in alcohol and returned to his na-

• Spanish explorers named California after a mythical island of Amazon women ruled by a warrior queen named Califa.

• An assemblyman in Alaska once wrote and tried to pass legislation mandating a $100 fine for “public flatulence, crepitation, gaseous emission and miasmic effluence.”

• In 1903, a now-unknown inventor (and breeder of chickens, one might venture to guess) submitted a request to patent eyeglasses for chickens, designed to prevent injury due to pecking by other chickens.

The request was refused.

• The Sphinx in Egypt is the only one of the Seven Wonders of the Ancient World still in existence. *** Thought for the Day: “Only two things are infinite, the universe and human stupidity, and I’m not sure about the former.”

-- Albert Einstein (c) 2013 King Features Synd., Inc.

TRI-LAKES TILE PROFESSIONAL QUALITY INSTALLATION COMMERCIAL • RESIDENTIAL

Remodels • Ceramic • Porcelain • Natural Stone • Countertops Floors • Walls • Repairs • Complete Shower Remodels Custom Kitchen Backsplashes • Custom Shower Pans JUSTIN PALMER

Visit us at: trilakestile.com jp@trilakestile.com

719 • 243 • 4817 the best places to get those training courses you’ll need.

SEPTEMBER 30, 2013

ARIES (March 21 to April 19) You might need to get more facts to help you work out those problems with your new project. As always, a friendly approach shows the charming Arian at his or her persuasive best.

TAURUS (April 20 to May 20) Information is what energizes ambition, and this is a good time for the ambitious Bovine to expand his or her range of knowledge and to be ready for the challenges that lie ahead.

GEMINI (May 21 to June 20) This is a good time to consider making some long-overdue decorating changes at home or in your workplace. A splash of color can help raise spirits, even on the grayest day.

CANCER (June 21 to July 22) Learn more. Earn more. That’s the formula for Moon Children looking to expand their career horizons. Investigate

LEO (July 23 to August 22) Your creative side helps gain attention for many of your ideas. But don’t neglect the practical aspects involved in implementing their move from paper to production.

Good luck.

VIRGO (August 23 to September 22) A health problem should not be ignored. The sooner you check it out, the sooner you can deal with it and then move on. Some job advice comes from an unlikely source.

LIBRA (September 23 to October 22) A relationship takes an unexpected shift that could leave you puzzled and hurt. Asking for an explanation could help uncover the reason for this sudden turn of events.

SCORPIO (October 23 to November 21) Your busy schedule has drawn down much of your energy levels. Restore them by spending a wellearned time out enjoying the arts -- perhaps with that special someone.

SAGITTARIUS (November 22 to December 21)

17

Make that presentation with confidence. Remember: When you show you believe in yourself, it helps persuade others that you truly know what you’re doing.

CAPRICORN (December 22 to January 19) Although you usually prefer doing things on your own, a group effort might be advisable at this time.

Try to keep an open mind about suggestions from colleagues.

AQUARIUS (January 20 to February 18) This could be a good time to reassess some of your recent decisions and see if any adjustments should be made based on facts that you might have just uncovered.

PISCES (February 19 to March 20) An emotionally charged situation creates uncertainty about the future of your relationship. Best advice: Talk things out while there’s still time to reach a new understanding.

BORN THIS WEEK: You tend to act on matters of principle despite what others might advise. (c) 2013 King Features Synd., Inc.

SNIPPETZ BUSINESS SECTION ®

SNIPPETZ COMMUNITY CALENDAR To submit your event: http://snippetzonline.com/submit-an-event.html

Due to a limited amount of space, submissions to the Snippetz Community Calendar will be restricted to non-profit organizations, community clubs, and Snippetz advertiser events.

VFW OPEN MEETING Sundance Mountain Lodge Carson Room 3rd Tuesday of the Month 6pm Meeting open to the public.

Tri-Lakes HAP-py Feet Foot Care Clinic Tri-Lakes Senior Center Second Wednesday of each Month To schedule an appointment, call Bob at the Visiting Nurse Association on Tuesday through Thursday between 9 and 4, at 719 577-4448.

GLENEAGLE SERTOMA CLUB MEETING Luncheon meeting every Wed. 11:45 a.m.

Liberty Heights 12105 Ambassador Drive, (off Voyager Blvd in Col Springs).

We offer interesting speakers and programs. Everyone is welcome. Info: Call Garrett Barton at 433-5396 or Bob Duckworth at 481-4608 or visit www.gleneaglesertoma.org.

LIONS CLUB MEETING 1st Thursday of the Month 6:00PM-8:30PM MONUMENT HILL COUNTRY CLUB Beginning September 6th. TriLakes has Lions on the 1st Thursday of each month! Your family can make help enrich lives for our El Paso County families and people around the world.

Please contact MReichal@ aol.com 719-313-0688 for club details. We Serve.

VFW LADIES AUXILIARY MONTHLY MEETING Sundance Mountain Lodge Carson Room 3rd Thursday of the Month 6:30 pm for more information contact Martine Arndt at 487-9225.

KARAOKE FRIDAYS Oakley’s Cafe & Bistro Every Friday 8:30pm Karaoke with JR’s Ultimate Entertainment every Friday starting at 8:30pm. Karaoke and music til midnight.

HISTORIC WALKING TOURS of Palmer Lake, Monument, Castle Rock. Guided by local historian Jim Sawatzki.

Individuals, Clubs & Organizations Tours approx.1 1/2 hrs. 1-mi long. Call 719-481-3963 palmerdivideproductions.com

LITTLE LOG KITCHEN, BREAKING BREAD WITH THE COMMUNITY Please join us for a FREE MEAL, the third Saturday of each month. We start serving at Noon. 149 High Street, Palmer Lake, CO 80133

BAR BINGO American Legion post 9-11 at The Depot Primrose St. - Palmer Lake Every Wednesday 5:30 -7:30 Bingo $1.00 a card. Burrito bar, Malibu Buckets, and $2.00 Bud Beers

CHRISTMAS ARTS & CRAFT FAIR Historic Palmer Lake Town Hall in Palmer Lake, CO October 5 & 6, 2013 Sat 9 - 5pm, Sun 10 - 4 This Christmas Arts & Crafts Fair event, sponsored by the Palmer Lake Art Group, will cel-

ebrate its 40th anniversary this year. You will find a wide variety of original items created by area artists available for purchase: from pottery, jewelry, basketry, fiber art, paintings, photography, fabric items, handcrafted soaps and toiletries, decorative wall art, jams, delightful chocolates and much more. Proceeds are used to fund art scholarships for District 38 area students.

Admission is free. Information is also available at www.palmerlakeartgroup.com CRAFTS & MORE! Overland High School Fall Fair Saturday, October 12th 9am-4pm Gymnasiums, 12400 E Jewell Ave. Aurora, CO 80012 near Peoria and Jewell and Utah Park Start your holiday shopping early at the 23rd annual PTCO fundraiser featuring crafted and specialty retail items. Breakfast and lunch concessions and a bake sale too! Rheda@me.com 303-887-6557 (text preferred) https://sites.google.com/site/ overlandptco/craft-fair. Vendor registrations accepted until 10/7 5TH ANNUAL VIKING FAIR October 26, sat., 9 Am to 2 pm.

No entry fee. Breakfast served 9-11 am for $8 Viking Hall, 1045 Ford Street Colorado Springs 80915 (n. Off galley, east of Powers) a community cultural event Arts, collectibles, crafts, food, fun, handwork, music, raffles, unique gifts, vendors Proceeds for charities Information please phone 596-6159 or 351-3554

YO-YO AND SPOT: CAR DEALER SCAMS

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be shopping for another one, which is the whole idea of the scams: to take you out of the buying market. You’re allowed to drive the car away but, like a yo-yo and the string, you’ll be pulled back in and will be told you have to sign a new financing agreement -- one with higher interest. You might be threatened with fees for use of the car, or even police intervention for auto theft.

The Federal Trade Commission did a study of those who’d had a car-buying experience in the previous 12 months.

ver heard of a yo-yo scam? How about a spot delivery scam? You could be caught up in these if you’re in the market for another vehicle.

The results:

Here’s how a spot delivery scam works: When you’re shopping for another vehicle, the deal is put together on the “spot” with a car already on a dealer’s lot. If you have less than excellent credit or a low income, the auto dealer will suggest you finance the vehicle through the dealership. You sign the papers, thinking all is well, accept the keys and drive off in your new wheels. At some point thereafter (days, weeks, months) you’ll be called back to the dealership after being told that the deal isn’t finalized.

• Victims of the yo-yo scam had a hard time getting back their down payment or even their trade-in vehicle.

The “deal” in question is the purchase of your contract from the dealership by a third party. This third party buyer might insist on more money down, or maybe having a co-signer. If no one purchases your contract to the dealer’s satisfaction, the dealer will cancel the contract with you.

• Buyers most likely to be targeted for the yo-yo scam are those with poor or no credit or with low income.

• A majority of consumers caught in a yo-yo scam caved in and signed a second contract for the same vehicle, at a higher rate of interest.

Before you buy any vehicle, read about yo-yo scams on the Federal Trade Commission site (ftc.gov). Search for “Deal or No Deal: How Yo-Yo Scams Rig the Game against Car Buyers” and read all 17 pages. Be sure you know all the signs of these scams.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Send email to columnreply2@ gmail.com.

Meanwhile, in the yo-yo portion of the scam, you’ll have the car, and you won’t

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LIVING GOD’S GIFTS bringing Christ into your financial life

by Chuck Maher, CFP®

...BRING CHRIST INTO OUR FINANCIAL LIVES

MAKING THAT 401(k) WORK

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or many people, next to their home, their 401(k) is or will be their single largest financial asset. The employer-sponsored 401(k) is a wonderful tool for accumulating wealth. With its automatic payroll deduction, its tax deduction for contributions and its deferral of taxes on appreciation it is the ideal vehicle for assuring that money will be available in retirement -- but only if you use it effectively.

Oftentimes I find an employee will contribute to a 401(k) without any purpose and hope for the best. Others will try to micromanage their portfolio, jumping from one investment to the next, in search of the greatest return. In the end neither ends up better off, and the cost, sadly, will not be paid until retirement.

The decision to contribute to a 401(k), and the investment selection should be treated with the same care and consideration that you would make with any other investment. Is it consistent with your goals, your attitudes towards risk and what it is you want out of life?

Know Your Goal Before you invest in a 401(k) or change your investments, make sure you know what you’re trying to achieve. When I meet with a client for the first time to review their 401(k) I ask the question “what are you trying to do?” The answer invariably is to make money; oftentimes it’s to make as much money as possible. When I point that if your goal truly is to make as much money as possible, zero is a very real “possible,” and then there is usually a long pause.

A better approach is to start with an end goal in mind. If you know what retirement looks like you can determine how much money it will take to support that lifestyle.

From there you can determine how much of your current income you will need to set aside and what rate of return is necessary. With that information you can select investments to create a portfolio that supports your dreams. That is a plan for success.

Think Long-Term The financial markets will go up and down.

That’s a fact of life. With the availability of instant information, on television, in the newspapers, at grocery store checkout lanes, on the Internet and at dinner seminars, it is easy to become trapped in short term thinking – allowing the news of the day to affect your long-term decisions.

Many in 2008 and in the early months of 2009 saw their 401(k)s lose substantial value. As the markets declined too many set their goals aside and moved their investments to cash, locking in those incredible losses. Yet those who stayed with their goals not only saw their portfolios returned

to their original values but also saw significant gains on the dollars they continued to invest. Think long term. For each and every one of us, whether we are accumulating or we are taking income, retirement planning is a long-term proposition.

What Else Do You Own Far too often people will compartmentalize their investments assigning different values to different assets. Think of your 401(k) plan as part of a total retirement portfolio.

No matter where your retirement dollars came from; inheritance, savings, IRAs, past employers, etc. coordinate them into a comprehensive retirement plan. For some assets it makes sense to have them in a taxdeferred account, like the 401(k), other investments offer advantages to owning them directly. Sadly, taxes can negatively affect our investment success. I am not a big fan of investing to avoid taxes; however, I am a big fan of using investment vehicles that can minimize taxation over the long-term.

By taking advantage of current tax law you can greatly enhance the overall success of your retirement plan.

INVESTING FROM A BIBLICAL PERSPECTIVE Honoring God with Your Financial Blessings CHUCK MAHER CFP PO Box 39 Monument, CO 80132

Phone: 719-481-0549 Cell: 303-748-6352 Toll Free: 800-873-9705

chuck@chuckmahercfp.com www.chuckmahercfp.com Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securities Advisory

Seek Professional Help Retirement planning is not for the faint of heart. When you make the decision to leave the workforce the consequences of your choice will not be known until much later in life. I would encourage you to work with a professional who understands the income needs, tax concerns, as well as the risks that make for a successful retirement. There are a lot of advisors who are offering long-term solutions for short term concerns. They will often offer one product that solves all problems. As I’ve said before “there ain’t no such thing as a free lunch.” Make sure that the advisor you choose understands your long term needs and is able to help you develop a plan based upon your goals and dreams. And more importantly will be there for the long-term The 401(k) is a wonderful tool for the accumulation of wealth. When used well the 401(k) can be the core element of a successful retirement plan. I cannot encourage you enough to take advantage of the investment opportunities that a 401(k) offers. To maximize those benefits, however, I would remind you to start with the plan. Before starting any journey it is always good to know where you’re going.

Lisa Welch Stevens Attorney at Law, P.C.

“The plans of the diligent are sure of profit, but all rash haste leads certainly to poverty.” Proverbs 21:5

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

Chuck Maher is a Certified Financial PlannerTM practitioner specializing in Christian values based financial planning and investing. He can be reached at chuck@chuckmahercfp.com, locally at (719) 481-0549.

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Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515 (405)842-0202 Fee Based through Wilbanks Securities Advisory

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Member: Colorado & El Paso County Bar Association

719.488.9395

lisa@lwslawfirm.com • www.lwslawfirm.com

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