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ISSUE 694
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FEBRUARY 16, 2015
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FREE WEEKLY
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WEEKLY MAGAZINE
WHAT DID YOU SAY? SNIPPETZ SPELLS OUT
SOME INTERESTING LANGUAGE FACTS by Lindsey Harrison
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“‘No’ is the second shortest word in the English language, but one of the hardest to say.” – Raymond Arroyo, American author
L
anguage is a critical part of human culture. Without it, communication becomes significantly more difficult. But language itself can be tricky, too. Think about it. The words “rough,” “cough” and “though” all end with “ough” but not one rhymes with any other. In fact, we pronounce “ough” in nine different ways. What’s that all about? Whose great idea was it to make things so hard? The fact is, some things that don’t
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Interesting Language Facts... Continued on Page 2
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What Did You Say? Snippetz Spells Out Some Interesting Language Facts ... 1 “Protecting the Skin”
Life Energy Flow Tai Yi by Tami Urbanek... 4
“10 Reasons to Use Visuals on Your Website Part 2 of 2” Series 4, Article 31 Web Chat by Robyn... 4
15706 Jackson Creek Pkwy Monument, CO 80132 PH: 719-488-2544 www.trilakesprinting.com
“No Sharing Health Information” Senior News Line... 8 Moments in Time... 11 Strange But True... 13 THE DINING GUIDE - PAGE 6-7
“Lobster Newburg” Good Housekeeping ... 6 “When You Give Your Heart: Tofu Creme Au Chocolat With Raspberries” The Kitchen Diva!... 7
THE BUSINESS DIRECTORY
The Place to Find Local Businesses on the Go!... 9 CLASSIFIED - PAGE 9
GREAT BARGAINS Find Your Treasure! Business / Employment Opportunities HEALTH AND WELLNESS
“Part 4.0: Proceed ForwardThe 5000+ Percent Advantage” Acquire Confidence by Dr. Ron Ross... 10
PUZZLES, TRIVIA, ENTERTAINMENT 12-13
Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Huey’s Page (Comics) Scramblers Puzzle COMMUNITY CALENDAR PG. 14 BUSINESS, FINANCE AND LAW 14-15
“Employee Misclassification” Tax Talk with Tina... 14 “Taxes: Are You Paying Too Much?” In God We Trust... 15
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PALINDROME
Interesting Language Facts... Continued from Page 1
A palindrome is a word that is spelled the same both forwards and backwards. For example, racecar is a palindrome. But racecar is pretty tame when compared to the longest palindrome found in any language. That word happens to have a very specific meaning which is “doorto-door-salesman of lye for soap” in Finnish and looks like this: saippuakivikauppias.
seem to make sense about language really do make sense in the grand scheme of things. Languages came about out of a need to communicate effectively so the rules and regulations placed on them have evolved over time. The ancient Greeks didn’t set out to confuse people when they created their alphabet. So even though there are things about words and language that seem a little strange, there’s a reason behind all of it. And, of course, Snippetz decided that, since we deal in words, it might be good to learn a little more about them and the languages they make up!
COULD YOU BE MORE SPECIFIC?
called an ampersand. It is a symbol formed when you mash the Latin letters “e” and “t” together. “Et” in Latin means “and” which is also what the ampersand symbol means. But why is it called an ampersand? That word is actually a mash-up of the phrase “and per se and,” which literally means that the character “&” by itself is the word “and.” “And per se and” became “ampersand.” You say “octopuses,” I say “octopi” Most people think that the plural form of “octopus” is “octopi.” But it’s actually not. You might be tempted to assume that, if “octopi” is wrong, then the correct word is “octopuses.” Academically, that’s the agreed-upon term, but technically speaking, they’re both wrong. “Octopus” is derived from the Greek term “eight legs” and so the pluralized form should follow the Greek rules, making it “octopodes.”
Speaking of words that have a very specific meaning, there’s on in particular that stands above all the rest. It’s the German word for “first main cashier of duty on drinks and bail WHEN IS THE ALPHABET rent moneys” and looks like this: NOT JUST THE ALPHABET? obertranksteuerdonativcautionszinsgelderhauptcassir. Say that three To start off, the word “alphabet” times fast! comes from the first two Greek letGRAMMAR CAN BE ters, “alpha” and “beta.” Now, the alCONFUSING . . . phabet is usually assumed to be just WHERE DID ‘THAT’ the list of letters from a language. If you’re the type of person who siCOME FROM? But before the 1917 Communist lently corrects other people’s gramRevolution in Russia, the letters acmar (and you know who you are), Have you ever looked at a word and tually had names. The names, when read in alphabetic order, composed wondered, “Where the heck did that come from?” If not, here’s someInteresting Language Facts... a message. Continued on Page 3 thing to consider: the “&” sign is Although the exact meaning hasn’t been clearly determined, it goes a little something like this: “Knowing all these letters renders speech a virtue. Evil lives on Earth eternally, and each person must think of repentance, with speech and word making firm in their mind the faith in Christ and the Kingdom of God. Whisper [the letters] frequently to make them yours by this repetition in order to write and live according to the laws of God.”
Ricardo Cordova www.mymbsllc.com ricardo@mymbsllc.com
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www.mccordgardens.com because, prior to the advent of “hangry,” there were only two words in the English language that ended in there are times when a sentence “gry.” If “hangry” gets added to the sounds funny but is actually gram- dictionary, that’ll make three! matically correct. In fact, the following sentence is grammatically correct, as long as the correct puncSAY THAT AGAIN? tuation is used: “In his essay, Chuck, where Alexis had had ‘had,’ had had ‘had had’; ‘had had’ had had a bet- When a name is tautological, it ter effect on the teacher.” Likewise, repeats itself. Many geographical the next sentence is also grammati- places have names that do this. For cally correct, no matter how strange instance, the Sahara Desert is techit may sound. “It is true for all that nically the “Desert Desert” because that that that that that that refers to “sahara” in Arabic is “desert.” Other is not the same that that that that similar names include Mount Fujirefers to.” A simpler way to under- yama, which translates from Japastand might be to read it like this: nese as “Mount Fuji-mount.” Lake “It is true for all that, that that ‘that’ Tahoe actually means “Lake Lake” which that ‘that’ refers to is not the in Washo. The Mississippi River is same ‘that’ which that ‘that’ refers “Big River River” in Algonquin. And what about Torpenhow Hill in west to.” Or maybe not . . . Englans? Well, “tor” and “pen” are both Celtic terms for “hill,” while “how” is an Anglo-Saxon term for THAT’S A “hill.” Thus, Torpenhow Hill literally means “Hillhillhill Hill.” SMOOTH BLEND . . . Interesting Language Facts... Continued from Page 2
• The term “checkmate” in tswana that mainly consists of five the game of chess comes from the types of clicks. Persian phrase “Shah Mat” which • The most common letter and means, “the king is helpless.” the most common vowel in English • There are about 7,000 lan- is “e.” guages in the world. • Every syllable in English • The word “uncopyrightable” must have a vowel sound. Not all is the longest English word in nor- syllables have consonants. mal use that never repeats a letter. • There are 13 ways to spell the “o” sound in French. The words “bookkeeper” Clearly, these tautological terms • are abundant around the world. But and “bookkeeping” are the only two There are 2,400 languages here’s something to consider the unhyphenated words in the English • next time you go to Serrano’s for a language that contain three consec- that are classified as being “endangered” and 231 are already comdrink. When you order a chai tea, utive double letters. pletely extinct. you’re actually ordering a “tea tea” There is a language in Bosince “chai” is the term for “tea” in • Hindi. Perhaps, to avoid repeating yourself, you could simply order a chai.
When a new word is formed by blending two words together, it’s called a “portmanteau word.” In recent times, they’ve become increasingly common. Two standard examples are “brunch,” which comes from “breakfast” and “lunch,” and “guesstimate,” which comes from “guess” and “estimate.” However, consider the term “ginormous.” It was added to the dictionary fairly recently, thanks to the movie, “Elf” and is a blend of “giant” and “enorLANGUAGE SNIPPETZ mous.” But here’s another fairly new term: “hangry.” It’s a blend of • The longest English word “hungry” and “angry” and is com- without a true vowel (namely, a, e, monly used to describe someone i, o, u) is “rhythm.” who gets angry when they’re hungry. We bring this to your attention
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SNIPPETZ™ WEEKLY MAGAZINE well. It is important to improve the skin’s immune system. When the immune system is improved upon, it can resist the sun’s harmful rays and the radiation from dark energy.
Along with research, another solution is Life Energy Flow Tai Yi. There is a treatment titled Light of Destruction. This treatment boosts the skin’s immune system and proWhen the skin’s immune system is tects it from the sun’s harmful rays increased, it also resists other dis- and the radiation from dark energy. eases and illnesses. Many diseases It is another step to preventing preand illnesses are absorbed through mature skin aging and skin cancer. the skin. Also, many chemicals are absorbed through the skin.
LIFE ENERGY FLOW
TAI YI
PROTECTING THE SKIN
Most products that people use have some harmful chemicals. A website, www.ewg.org, lists many products, their ingredients, and their potential hazard.
ply slather on sunscreen, or wear long sleeves, hats, or stay out of the sun. Unfortunately, sunscreen is not the safest answer.
According to the Center for Disease Control (CDC), most sunscreens pring is arriving soon and contain oxybenzone. This chemical many people look forward is linked with many physical difto backyard barbecues, golf, ficulties, including allergies, lowand other outdoor activities. While birth weight. It is also a penetration these activities are fun, they also enhancer (allows for other chemirequire protecting the skin from the cals to be absorbed). Even some organic sunscreens contain side efsun’s harmful rays. fects. According to some scientists, the ozone layer of the Earth is thinning. The sun’s rays will continue to That means that the sun’s rays will grow in strength and it is important be stronger and more dangerous to protect the skin. In addition to the for people’s skin than the rays have sun’s harmful rays, dark (unseen) been in the past. Most people sim- energy’s radiation will increase, as
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2 frozen rock lobster tails (about 8 ounces each), thawed 1 tablespoon margarine or butter 1 1/2 cups packaged sliced mushrooms 1/4 cup dry sherry 1/2 cup heavy or whipping cream 1/2 cup frozen baby peas 1/4 teaspoon salt Pinch ground red pepper 2 slices toast, each cut in half
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1. In covered 4-quart saucepan, heat 1 1/2 inches water to boiling over high heat. Add lobster tails; cover and heat to boiling. Reduce heat to medium; cook 7 to 8 minutes or until lobster meat turns opaque throughout. Transfer lobster to cutting board; cool slightly. 2. Meanwhile, in nonstick 12-inch skillet, melt margarine over medium-high heat. Add mushrooms and cook 5 minutes or until browned.
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With slotted spoon, transfer mushrooms to bowl. Add sherry to skillet; boil 1 minute. Add cream; cook 3 minutes or until sauce thickens slightly. Stir in peas, salt, ground red pepper and mushrooms. Remove from heat. 3. With kitchen shears, cut away and discard thin underside shell and small flippers on each lobster tail. Ease meat out in 1 piece; reserve shells. 4. Cut lobster meat crosswise into 1/4-inch-thick slices. Add meat to sauce; heat through. Fill shells with lobster mixture. Serve with toast. Makes 2 servings. TIP: If you forget to thaw the lobster tails, you can use them straight from the freezer. Allow 11 to 12 minutes of cooking time after the water returns to a boil. • Each serving: About 490 calories, 30g total fat (15g saturated), 30g protein, 25g carbohydrate, 3g fiber, 164mg cholesterol, 1,000mg sodium. For thousands of triple-tested recipes, visit our website at www.goodhousekeeping.com/recipefinder/. (c) 2015 Hearst Communications, Inc. All rights reserved
SNIPPETZ™ DINING GUIDE ing Methods: Fats are not all bad, but the most important thing you can do is limit your fat intake and keep your fats to those found in Omega-3 foods and vegetable-based oils. When cooking your food, avoid frying in large amounts of fat. Baking, steaming, grilling or sauteing in small amounts of vegetable oils or water will give you delicious food that is good for you too.
WHEN YOU GIVE YOUR HEART
I
t seems that everything we eat and drink these days wants a piece of our heart. There are the bad-for-us foods like addictive chips, irresistible burgers, gorgeous steaks and seductive fried chicken. They’re so easy to see coming, but we fall for them anyway. Then there are the good guys, who have their charms and who claim to give us what’s good for us, like red wine and chocolate. It’s so easy to commit to one of them because they have what we want! But the truth is that when it comes to our heart, there are only a few trueblue choices we should stay with for the long haul. As confusing and abundant as the information is that says this or that is good for us, it all boils down to a few simple qualities that make a good match for heart health. 1. Omega-3s: These are the fatty acids that possess a good kind of fat that helps prevent clogging of the arteries. These are found in fish, such as salmon, albcore tuna, herring and trout. However, Omega-3s can be found in tofu, nuts and flaxseed, and canola oil as well. Incorporate these foods into your weekly menus every chance you get. 2. Fruits and Vegetables of All Kinds: Most people don’t come close to the recommended amounts suggested by the American Heart Association, which is four to five 1/2 cup to 1 cup servings per day. Try declaring one day a week a vegetarian day where all meals will be meatless, or look for meal ideas where the vegetable is the main player, like in stir-frys and salads, or bowls of fruit with grains and berries for breakfast. 3. Choose Healthy Fats and Cook-
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This recipe for Tofu Creme au Chocolat is a wonderful way to incorporate healthy ingredients into a romantic Valentine’s holiday.
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TOFU CREME AU CHOCOLAT WITH RASPBERRIES Coffee enhances the flavors of chocolate and makes this heart-healthy dessert taste far more decadent than it really is!
Serving Anne & Mann’s Gourmet Ice Cream TH PROUDLY SERVING ANNE & MANN’S 20 H PREMIUM C ICE CREAM
4 ounces dark chocolate, broken into pieces 1 tablespoon softened butter 1 (14-ounce) package soft, silken tofu, drained 1/2 cup stevia or agave syrup 1/4 cup cold, strong brewed coffee 1 1/2 teaspoons vanilla extract 1/8 teaspoon salt 1 1/2 cups raspberries, washed and dried 1 1/2 cups vanilla Greek yogurt
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1. Melt chocolate in microwave on medium power, or in double boiler. Stir in butter until no lumps remain. In blender or food processor, blend tofu, stevia or agave syrup, coffee, vanilla extract and salt for 1-2 minutes, or until smooth and creamy. 2. Add chocolate to tofu mixture, and blend 30 seconds, or until smooth and creamy. Transfer to bowl; cover with plastic wrap, pressing firmly on the top of the pudding. Refrigerate 2 hours, or until set. 3. Serve pudding topped with a dollop of Greek yogurt and sprinkled with the raspberries. Serves 8. *** Visit Angela Shelf Medearis’ website at www.divapro.com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva! on Facebook and go to Hulu.com. Read Gina Harlow’s blog about food and gardening at www.peachesandprosciutto.com. Recipes may not be reprinted without permission from Angela Shelf Medearis.
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improve overall health. Seniors said “no” at 84 percent. (At that point, 98 percent of seniors hadn’t been notified that their medical records had been compromised.)
SENIORS: NO SHARING HEALTH INFORMATION
A
s I’m sure you are all aware there is a labor shortage in the construction industry occurring in many of the large metropolitan areas and moving to the smaller ones. This shortage is becoming prevalent in the Denver market. During the recession construction was one of the hardest hit areas with massive layoffs nation-wide.
Fast-forward to January 2015, and a few things have changed: • Seniors who rejected sharing information anonymously with researchers jumped from 39 percent to 56 percent.
• When it came to sharing information for specific reasons, such as developing new treatments and reducing costs of care, seniors were the least likely age group in being willing to share. The same results were seen when seniors were asked ow do seniors feel about about anonymously providing insharing their health infor- formation to researchers, university mation? A poll dealing professors, drug researchers and with health-data privacy conducted consultants: The answer was an last fall by Truven Health Analytics, overwhelming “no.” in conjunction with National Public Radio, has the answer. Researchers Why the change of opinion? The wanted to know how people of dif- answer is likely security. By midferent ages felt about having their 2014, we’d had nearly 400 secuhealth-care data shared with others, rity breaches, some of them huge. such as health plans, employers and By the end of 2014 there were 783 security breaches, many of which even their own doctors. made the news.
Since then the labor force moved on to other industries and new entries into the industry have been virtually non-existent. Ricardo Cordova, with monumental Building Services LLC., decided that now was the time to begin preparing to fill this gap.
• Asked if they had any concerns about health-care record privacy, it was the middle group (age 35 to 64) that expressed the most concern. Seniors were the least concerned of all. • When it came to being willing to share information with researchers (if the information was anonymous), 39 percent of seniors said “no.” Ditto sharing credit-card purchases and social-media information if it would
In working to fill the labor shortage Monumental Building Services LLC, has been offering the larger GC’s multiple trade services, such as concrete, wood framing, metal framing, drywall, and stucco to name a few. Through his years as a general contractor Cordova understands how flexible subcontractors need to be.
Since opening the doors Ricardo has worked hard to get the word out by joining different organizations such as the Tri-lakes Chamber and El Paso County Contractors Association. Cordova states “it has to become more than just joining an After owning and operating two organization, a person needs to be construction companies, residential involved and cannot just be a name and commercial, in New Mexico on a list”. for 17 years Ricardo and his wife Bobbi Lynn felt it was time to sell With this thought in mind their ownership and move their Monumental Building Services LLC. has volunteered labor to assist family to Colorado. the Chamber with some of its work Monument became the final in the new building, Ricardo has destination. They currently have also submitted his application to two children at Palmer Ridge High become a new Ambassador for the school and two children at Bear Tri Lakes Chamber. creek Elementary School. Cordova stated “The move was one of the Moving forward Cordova continues best things that has happened to us, to work diligently to hire, train we love Monument and the school and develop a skilled workforce that meets the future needs of the systems the kids are a part of.” construction industry in El Paso and Upon moving, Cordova took a Douglas counties. His plan is to job as a Branch Manager for a grow the business through ethical, construction company in Colorado reliable and consistent business Springs. Three years later he has practices. decided it time to start up a business venture of his own again. If you would like addtional information, please contact Upon making the decision Cordova Ricardo Cordova at soon took his contractors test and 719.722.4726 is now licensed in El Paso and
H
Here are some of the results, which varied widely by age:
Douglas Counties as well as in New Mexico. Monumental building Services LLC is offering an array of services for commercial and residential construction as a small to midscale General Contractor. They are also offering services to large local general contractors such as Phipps, GTC, GE Johnson etc.
When it comes to safeguarding health information, seniors are paying attention. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to columnreply@ gmail.com. (c) 2015 King Features Synd., Inc.
A CUT ABOVE DRYWALL
Lisa Welch Stevens Attorney at Law, P.C.
Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado
When You Want It Done Right... The First Time!
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8
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BUSINESS DIRECTORY ACCOUNTING
GARAGE DOORS
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ART & FRAME BELLA ART & FRAME Custom Framing & Art Gallery Local Artisans Art & Gifts 183 Washington St. * Monument 719-487-7691 www.BellaArtandFrame.com
AUTO REPAIR FACINELLI MOTORS Import Repair Specialists SUBARU TOYOTA HONDA 707 County Line Road Palmer Lake 719-488-6729
AUTO SALES MonumentMotors.com 50 Used Subarus! 1995-2013 Great Prices-Warranty Available Outback, Forester, Legacy Impreza and Tribeca Dealer: 719-481-9900
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GLASS SHOPS SERVICE GLASS Auto - Shower Doors - Mirrors Thermo-Pane & Table Tops FREE QUOTES 719-481-3701 341 Front St. #4 Monument, CO 80132
Books Jewelry Incense Oils Crystals Greeting Cards ◆ Ltd. Edition Figurines Reiki ◆ Readings ◆ Minister Svc inc Weddings 719.487.9076 251 Front St, Suite 8 - Monument, CO ◆
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CAREGIVER / NANNY Let Me Help You Simplify Your Life Assistance with meal preparation, housekeeping, transportation, shopping and errand running. Offering companionship, exceptional personal care, recreational activities and crafts. Day and evening. Excellent references. Reasonable rates. Please call 719-322-6736
COUNSELING EQUINE FACILITATED COUNSELING Trauma • PTSD • Anger • Depression Relationships • Personal Growth Gentle Healing Techniques Laurel Boyer, MA, LPC 719-210-0668 laurel@gypsywindranch.com
The First, The Best, The #1 TRIPLE LIFETIME WARRANTY Owned by Kirt Byerly of “Around The House” Call today for the Permanent Solution 719.495.2673 www.gutterhelmet.com
HAIR SALONS MOUNTAIN AIR SALON & BARBERSHOP IN SHOP BARBER Color Specialist / Mens Grooming 251 N Front St. Monument, CO 719-481-3265 www.mountainairsalon.com
HEALTH & WELLNESS HYPNOTHERAPY
Weight-Release • Quit Smoking Reduce Fear, Stress or Anxiety Improve your life balance & goals Laurel Boyer, LPC, CHT / 719-210-0668 laurel@gypsywindranch.com
INSURANCE AMERICAN FAMILY INSURANCE Larry E Stiltner Agency 481 Hwy 105 Suite 212 719-481-8382 Monument, CO 80132
SHELTER INSURANCE
DENTAL PLANS SAVE 25-80% ON ALL DENTAL SERVICES!! PROGRAMS START AT $19.95 PER MO. LOCAL DOCTORS AVAILABLE. CALL ED 719-930-5583 HTTP://WWW.MYBENEFITSPLUS.COM/EWH
DOG GROOMING CHYANNS’ PET CARE Grooming with TLC Since 1983 Fun - Calm - Clean - Environment 79 4th St. (4th & Washington) Monument 719-488-9474 Cheryl Rogers - Owner Operator
FINANCIAL ADVISORS THRIVENT FINANCIAL
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OFFICE SPACE Affordable 150-3500 sq. feet Low Cost Business Workshops
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GRANITE COUNTERTOPS Over 25 Granite Colors in Stock! Starting at $36 per sq. ft. 719-488-3180 200 County Line Rd. Palmer Lake
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PHOTOGRAPHY KIRKLAND PHOTOGRAPHY & DESIGN *FAMILY *COMMERCIAL *EVENTS *HIGH SCHOOL SENIORS *MODELS 719-487-1779 Hwy. 105, Palmer Lake, CO www.KirklandPhotography.com
TAX PREPARATION
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Watson CPA Group Most Individual tax returns for $150 to $325. Includes state, small biz, rentals 719-387-9800 www.watsoncpagroup.com
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TILE INSTALLATION T.A.C. TILE Serving Our Community Since 1979
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SNIPPETZ BUSINESS DIRECTORY GIVES YOU GREAT EXPORSURE AT AN AFFORDABLE RATE! IN PRINT AND ONLINE, ALL FOR ONE LOW PRICE!
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REAL ESTATE 360 TOURS
Snippetz™ Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.
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Call 1-800-513-9110 ALL THINGS BASEMENTY! Basement Systems Inc. Call us for all of your basement needs! Waterproofing, Finishing, Structural Repairs, Humidity and Mold Control FREE ESTIMATES! Call 1-800-294-3082
SNIPPETZ™ HEALTH AND WELLNESS
PART 4.0 PROCEED FORWARD
THE 5000+ PERCENT ADVANTAGE
ates cowardice; action builds confidence. T: Tests Your Theories. Before taking action, the ideas you have and the plans you make are only untested theories. When you take that first step forward, your dreams and plans are tested against reality. You will discover quickly which ones succeed and which ones fail.
I: Improves Your Skills. Whether you want to fly an airplane, cook a Thanksgiving dinner, perform heart By Dr. Ron D. Ross surgery, or learn something as simple as tying your shoes, there will ow would you like to have be a learning curve. The more you a 5000+ percent advantage practice the better you’ll get. over everyone else? O: Opens Doors. Once you proSteven Covey in his book, The 7 ceed forward toward your goals you Habits of Highly Effective People will discover there are three kinds tells you how: “The difference be- of people: those who stand in your tween people who exercise initia- way, those who sit and wave at you tive and those who don’t is literally as you go by, and those who jump the difference between night and up and help you move forward. It day. I’m not talking about a 25 to is the third category of people who 50 percent difference in effective- will open doors for you that you ness; I’m talking about a 5000-plus otherwise would not even know expercent difference, particularly if isted.
H
they are smart, aware, and sensitive N: Nourishes Your Soul. Laziness to others.” and work are both exhausting: laOver the next six weeks you will see ziness exhausts the soul, work exhow and why the “people who exer- hausts the body. The exhaustion that cise initiative” have the 5000+ per- comes from laziness is disheartencent advantage. I will use an acros- ing and destructive. The exhaustion tic of the word ACTION, because it that comes from work is restorative is action that separates the thinkers and constructive. and dreamers from the risk-takers and doers. Here is a summary of the Who can get the 5000+ Advantage? You can – just as soon as you take next six weeks: action on your dreams and goals. A: Accepts Responsibility. When Steven Covey says you have even you dream and think and plan you a better chance if you are “smart, risk nothing and accomplish little. aware and sensitive to others.” Is You can also get quite comfortable that you? just talking about what you are going to do next week, next month, as soon as it rains, or whenever the time seems right, without ever taking action. When you proceed forward, however, you accept responsibility for your own life; you take your first real step into your future, your own success, your own destiny. C: Calms Your Fears. When you finally stop planning and start doing you will discover skills and talents you never knew you had, and you will find out that the problems and enemies you anticipated are not as daunting as you thought. Fear cre-
Bonnie B. Baswell, M.D. Eric L. Caplan, M.D. Lisa Brownworth, N.P.
Then join me over the next six weeks and together we will Proceed Forward. So, get up from your couch of comfort and step out and step forward.
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To subscribe to Dr. Ross’ free weekly newsletter visit
PALMER LAKE WELLNESS CENTER
www.RonRossToday.com
850 Commercial Lane, Palmer Lake, CO (Take I-25 to Hwy. 105 (Monument Exit #161 then north 1.1 miles)
© 2015 Ronald D. Ross
Monday - Friday 9AM-7PM / Saturday & Sunday 10AM-6PM
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MOMENTS IN TIME
and Yugoslavia in retaliation for their continuing trade with communist Cuba. The action was chiefly symbolic, but represented the continued U.S. effort to destabilize the Cuban regime of Fidel Castro.
• On Feb. 19, 1473, Nicolaus Copernicus is born in Torun, Poland, on the Vistula River. Revered as the father of modern astronomy, Copernicus was the first European scientist to propose that Earth and other planets revolve around the sun.
• On Feb. 20, 1974, Reg Murphy, an editor of The Atlanta Constitution, is kidnapped. Kidnapper William Williams drove Murphy around the city, stopping to phone in ransom demands to the newspaper. Managing editor G. James Minter delivered the money to Williams, and Murphy was released. After being caught, Williams was sentenced to 40 years for kidnapping and extortion.
• On Feb. 18, 1964, the United States cuts off military assistance to Britain, France
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• On Feb. 21, 1926, glamorous Swedish actress Greta Garbo makes her U.S. screen debut in “The Torrent.â€? Unlike many of her contemporaries, the Nordic beauty successfully made the transition to sound after becoming a star during the silent film era.
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• On Feb. 22, 1819, Spanish minister Do Luis de Onis and U.S. Secretary of State John Quincy Adams sign the Florida Purchase Treaty, in which Spain agrees to cede the remainder of its old province of Florida to the United States. The Treaty put Florida into U.S. hands at no cost beyond the U.S. assumption of $5 million in claims by U.S. citizens against Spain.
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• On Feb. 16, 1984, Bill Johnson becomes the first American man to win an Olympic gold medal in downhill skiing, a sport long dominated by European athletes. Johnson quickly became a national hero, though his fame was short-lived and he never again competed in the Olympics. • On Feb. 17, 1996, in the final game of a six-game match, world chess champion Garry Kasparov triumphs over Deep Blue, IBM’s chess-playing computer, and wins the match, 4-2. However, Deep Blue would go on to defeat Kasparov in a rematch the following year. (c) 2015 King Features Synd., Inc.
11
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SNIPPETZ™ PUZZLES AND TRIVIA
TRIVIA TEST
SPORTS QUIZ
1. MOVIES: What was Luna Lovegood’s “patronus” in the “Harry Potter” movies?
1. Who was the last Los Angeles Dodgers pitcher before Josh Beckett in 2014 to toss a no-hitter in which he threw 120 or more pitches?
By Fifi Rodriguez
2. FIRSTS: Who was the first surgeon to perform a heart transplant? 3. FOOD & DRINK: In what country did the drink sherry originate? 4. GEOGRAPHY: What is the basic currency of Botswana? 5. ASTRONOMY: Ganymede is a moon of which planet in our solar system? 6. CHEMISTRY: What is the common use for the drug diphenhydramine hydrochloride? 7. HISTORY: Who was the second wife of Henry VIII of England? 8. MYTHOLOGY: Who was the Roman god of fire? 9. TELEVISION: What was the last name of neighbors Ethel and Fred on the “I Love Lucy” show? 10. GENERAL KNOWLEDGE: In what century was tea introduced to Europe?
By Chris Richcreek
2. Which of the following pitchers had the most career shutouts: Bob Gibson, Jim Palmer, Gaylord Perry or Nolan Ryan? 3. When was the last time the Detroit Lions beat the Steelers in Pittsburgh? 4. Former college basketball coach Johnny Orr holds the record for most career victories at two schools. Name them. 5. When was the last time before the 2014-15 NHL campaign that the New York Islanders won the first four games of a season? 6. Who was the last American before Mikaela Shiffrin in 2014 to win gold in the Olympic women’s slalom? 7. Between 2011 and 2013, the men’s British Open had three successive champions all 40 years old or older. Name the three golfers.
(c) 2015 King Features Synd., Inc.
(c) 2015 King Features Synd., Inc.
FLASHBACK
BIBLE TRIVIA
1. The Supremes had five chart toppers in 1964. How many can you name?
1. Is the book of Jeremiah in the Old or New Testament or neither?
2. What girl group had a hit with “Foolish Little Girl”?
2. The villains, Sanballat and Geshem, are mentioned in only which book (KJV)? 2 Chronicles, Ezra, Nehemiah, Esther
3. Which Dion song mentions Flo, Mary, Janie and Rosie?
3. From Ephesians 5, what did Paul recommend as a substitute for wine? Water, Laughter, Love, Holy Spirit
4. When did “You Make Me Feel Like Dancing” come out? Who sang it?
4. Who condemns drinkers who start early in the morning? Job, Isaiah, Ezra, Esther
By Mick Harper
5. Name the song that contains this lyric: “You can ponder perpetual motion, fix your mind on a crystal day, Always time for a good conversation, there’s an ear for what you say.” (c) 2015 King Features Synd., Inc.
By Wilson Casey
5. Which king had 1,400 chariots and 12,000 horsemen? David, Jehoash, Solomon, Neco 6. Who wrote the book of Revelation? John, Jude, Matthew, Peter (c) 2015 King Features Synd., Inc.
BIBLE TRIVIA
TRIVIA TEST 1. A hare
1) Old
2. Dr. Christiaan Barnard, 1967
2) Nehemiah
3. Spain
3) Holy Spirit
4. The pula
4) Isaiah
1. Sandy Koufax threw 138 pitches in no-hitting the New York Mets in 1962. 2. Ryan had 61 shutouts, topping Gibson (56), Palmer (53) and Perry (53). 3. It was 1955.
5. Jupiter
5) Solomon
6. Antihistamine to treat allergies
THIS WEEKS Answers & Solutions
SPORTS QUIZ
6) John
7. Anne Boleyn
4. Michigan (209 victories) and Iowa State (218). 5. It was the 2001-02 season.
8. Vulcan
6. Barbara Cochran, in 1972.
Comments? More Trivia? Visit www.TriviaGuy.com
9. Mertz 10. Early 17th century
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7. Darren Clarke (2011, age 42), Ernie Els (2012, 42) and Phil Mickelson (2013, 43).
FLASH BACK 1. “Baby Love,” “Come See About Me,” “Stop! In the Name of Love,” “Back in My Arms Again” and “Where Did Our Love Go?” 2 The Shirelles, in 1963. The song landed on the Hot 100 list as well as R&B. 3. The Wanderer,” in 1961. It was released as a b-side on “The Majestic” single, but became the more popular of the two. 4. 1976, by Leo Sayer. 5. “Up Around the Bend,” by Creedence Clearwater Revival in 1970. The song was used in numerous films, but long after it was released. The first was “L’eau Froide,” a French film, in 1994. It also was heard in the “Guitar Hero World Tour” video game and Raisin Bran commercials.
SNIPPETZ™ COMICS AND ENTERTAINMENT that 12/13/14 fell on a Saturday. Anyone else who would like to marry on a number-sequential date will have a long wait; it won’t happen again until January 2, 2034.
HUEY’S PAGE
by Samantha Weaver
• It was comedian Bill Maher who made the following sage observation: “Is [hunting] really a sport if you have all the equipment and your opponent doesn’t know a game is going on?” • If you’re one of the many Americans who likes a good tailgate party, it’s entirely possible that it’s the highlight of game day for you. In a survey conducted by McCormick Grill Mates during the 2014 football season, 44 percent of respondents said they enjoyed the tailgating more than they enjoyed the game. • Just like your fingerprint, your tongue print is unique. • Spring is traditionally considered the most popular time for weddings, but 2014 saw a spike in nuptials in mid-December. More than 13,000 couples in the U.S. tied the knot on Dec. 13, due in large part to the fact
• If you’re feeling a bit chilled and can’t wait for springtime, consider this: On the planet Uranus, winter lasts for 21 years. • You might be surprised to learn that Pennsylvania was not named after William Penn, one of the colony’s founders; in fact, King Charles II granted the land charter to William Penn in repayment of a debt to Penn’s father, Admiral William Penn, and created the name of the sizable land grant by combining the name of the naval officer with the Latin word “sylvania,” which means “woods.” The younger Penn was embarrassed and feared that people would think he named the colony after himself. He petitioned the crown to change the name, but the king refused. *** Thought for the Day: “Bigamy is having one wife too many. Monogamy is the same.” -- Oscar Wilde (c) 2015 King Features Synd., Inc.
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SNIPPETZ™ BUSINESS SECTION individual state agencies are working in tandem to identify potential audit targets.
TAX TALK h
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EMPLOYEE MISCLASSIFICATION
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oes your company use independent contractors? Or the occasional freelancer? Should they be considered employees instead? Mistaken classifications have spurred renewed action by the Department of Labor with their misclassification initiative. Armed with a $14 million dollar budget, and a new team of 100 auditors, the initiative aims to crack down on companies wrongfully classifying employees as independent contractors- Intentional or not.
Tina to employees. Governments lose a staggering amount from the loss of income, payroll, and federal unemployment taxes. Equally, workers incorrectly classified as an “independent contractor” lose out on key benefits such as unemployment and workers’ compensation. The IRS, Department of Labor, and
At risk are employers who issue both 1099 and W-2 forms to individuals. Likewise, zeroing in on employers issuing large amounts of 1099 forms are a top priority. We are sure the IRS has an app that compares W2s to 1099s to EINs to back again. The Colorado Department of Labor explicitly states that a person receiving a 1099 as a contractor must hold him or herself out to the
public as an independent contractor or business owner. So, just because everyone is on the same page, and calls the relationship a contractor doesn’t mean you’ll win. We see clients each year getting dinged for unemployment benefits when they “fired” their contractor. The Watson CPA Group is a progressive tax consultation and preparation firm embracing internet technology to provide worldwide tax service from offices in northern Colorado Springs, Colorado USA. For more information visitwww.watsoncpagroup.com
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According to the IRS, an estimated 80% of workers are classified as “independent contractors” when they are in fact “employees.” With 20% of companies getting it right, there is quite a division among employers. On one side are the employers who abide by the law, on the other are those who think they’re above the law. Both the Department of Labor and IRS think it’s time to level the playing field.
r */$-6%&4 45"5& 4."-- #*; 3&/5"-4 &'*-& r 50 '03 .045 $03103"5& 3&563/4 r 1":30-- "$$06/5*/( "/% $0/46-5"5*0/ With 12 full-time tax and accounting professionals including 5 CPAs on our team, the 8BUTPO $1" (SPVQ consults on corporate structures, retirement planning, health insurance compliance, exit strategies, and income modeling. Not all firms can say they offer this consultative approach beyond the nuts and bolts of accounting and tax preparation.
The Watson CPA Group 719.387.9800
What’s at stake? Potentially billions when combining the losses of federal and state revenue and benefits
support@watsoncpagroup.com 9475 BRIAR VILLAGE POINT SUITE 325, COLORADO SPRINGS
www.watsoncpagroup.com
SNIPPETZ COMMUNITY CALENDAR To submit your event: http://snippetzonline.com/submit-an-event.html ITALIAN CLUB MONTHLY MEETING 702 S. Tejon Colorado Springs 1st Tues. of every month 6:30pm/8:00pm If you love family, socializing and culture, then membership in Sons of Italy is right for you. Membership is open to men and women. More information at www.sonsofitalypp.com VFW MEETING Sundance Mountain Lodge Carson Room 3rd Tuesday of the Month 6pm. For more information contact Jerry Lollar at Eagleeye1946@hotmail.com. 719-264-1941 Tri-Lakes HAP-py Feet Foot Care Clinic Tri-Lakes Senior Center Second Wednesday of each Month To schedule an appointment, call Bob at the Visiting Nurse Association on Tuesday through Thursday between 9 and 4, at 719 577-4448. GLENEAGLE SERTOMA CLUB MEETING Luncheon meeting every Wed. 11:45 a.m. Liberty Heights 12105 Ambassador Drive, (off Voyager Blvd in Col Springs). We offer interesting speakers and programs. Everyone is welcome. Info: Call Garrett Barton at 4335396 or Bill Bristol at 481-3366 or visit www.gleneaglesertoma.org.
BINGO American Legion post 9-11 at The Depot Primrose St. - Palmer Lake Every Saturday Night 7:00PM
WITH THE COMMUNITY Please join us for a FREE MEAL, the third Saturday of each month. We start serving at Noon. 133 High Street, Palmer Lake, CO
LIONS CLUB MEETING 1st Thursday of the Month 6:00PM-8:30PM MONUMENT HILL COUNTRY CLUB Beginning September 6th. Tri-Lakes has Lions on the 1st Thursday of each month! Your family can make help enrich lives for our El Paso County families and people around the world. Please contact MReichal@aol.com 719-313-0688 for club details. We Serve.
UNIVERSAL EDUCATION FOUNDATION, 501 (C) (3) - SINGLE PARENTS WEEKLY SUPPORT GROUP Beginning December 3rd, 2014 Wednesdays 6-6:45pm Serrano’s Coffee Company Fee: $5 per week Meet weekly to gain support, encouragement and ideas from other single parents. Call Tami Urbanek at 719-641-2017 to sign up!
VFW LADIES AUXILIARY MONTHLY MEETING Sundance Mountain Lodge Carson Room 3rd Wednesday of the Month 6:30 pm. For more information contact Kathy Carlson - carlsonmkc@aol.com. 719-488-1902 KARAOKE FRIDAYS Oakley’s Cafe & Bistro Every Friday 8:30pm Karaoke with JR’s Ultimate Entertainment every Friday starting at 8:30pm. Karaoke and music til midnight. LITTLE LOG KITCHEN, BREAKING BREAD
2ND MON PHOTO EXHIBIT NIGHT • PALMER DIVIDE PHOTOGRAPHERS Tri Lakes Art Center, 304 Hwy 105, Palmer Lake, CO 80133 2nd Monday Monthly • pdphotographers.com Purpose is for serious peer photo critique & review; and fun. Conversations are rich with tips, tools and techniques. All levels are welcome. Later in the calendar year, we will begin to focus on the annual Visions of Light Photography Show, held early each year. What have you been creating in your digital darkrooms? Bring in up to 5 images to share for review. RSVP is always helpful but not required. Register on
pdphotographers.com for emailed updates. Bring 3-5 images on USB stick; jpg sized to 1200 on long side. Bring questions about the images that ask for the feedback you are looking for. Check your email & website for last minute changes due to weather or attendance. CASA VOLUNTEER OPPORTUNITY CASA offers a volunteer opportunity like no other. As appointed representatives of the court, CASA Volunteers are empowered to make a lifelong difference in the lives of abused and neglected children. Find out how you can become a CASA. Join us Thursday, February 19, from noon to 1 PM, for our 4-1-1 hour at the CASA office, 701 S. Cascade Ave., CSC 80903. Please RSVP to Kelly, (719)447-9898, ext. 1033 or visit our website, www.casappr.org. PALMER LAKE HISTORICAL SOCIETY PRESENTS “THE BATTLE OF NEW MARKET” The Palmer Lake Historical Society invites the public on Thursday, February 19, 2015, at 7:00 to the Palmer Lake Town Hall, 28 Valley Crescent, Palmer Lake, CO 80133, for a presentation on the Civil War battle at New Market, Virginia. Participants in the battle included cadets from the nearby Virginia Military
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Institute (VMI). MOUNTAIN COMMUNITY ROUNDTABLE at Serrano’s Coffee House February 24, 2015 10 a.m./11:30 a.m. Come for coffee and conversation. Meet your community resources! Pikes Peak Hospice will be available as a guest resource to answer questions and provide information on their services. Come in for information and a free cup of tea or coffee. February 24th from 10:30 to 11:30 a.m. at Serrano’s in Monument. Sponsored by Mountain Community Mennonite Church and Serrano’s. TRI-LAKES LIONS CLUB WHITE CANE DAY at Monument King Soopers & WalMart April 11th 2015 10am - 2pm Free KidSight vision screening to help in the early detection of potential vision problems in kids 3 - 6 years old. Includes information on citizen rights with vision imparements and support programs for assistance. TRI-LAKES LIONS CLUB GOLF TOURNEY at Monument Hill Country Club
June 19th 2015 8am - 2pm Lions Club fund raiser for local Tri-Lakes vision & health assistance also including community service projects in Monument, Palmer Lake, and the Tri-Lakes area
SNIPPETZ™ BUSINESS SECTION of raising children. For low and middle income earners there is $1,000 credit for every child you can claim as dependent under the age of 17. by ® The credit is income based Chuck Maher, CFP ...BRING CHRIST INTO OUR FINANCIAL LIVES and is gradually reduced for those filing a joint return with income above $110,000 ($75,000 on single and head-of-household returns). There is also no limit to how many children you can claim, as long as they qualify.
TAXES: ARE YOU PAYING TOO MUCH?
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ender unto Caesar what is Caesar’s…and do we as Americans render. According to the Tax Foundation, in Washington, DC, we will work from January 1st to April 21th, simply to earn enough money to pay our tax obligations, 111 days! Americans will pay $3.0 trillion in federal taxes and $1.5 trillion in state taxes, for a total tax bill of $4.5 trillion, or 30.2 percent of total earnings. I do not believe that even Caesar would dare to have asked so much from Rome. Sadly the taxman must be paid, but here are a few tax credits that just might help lighten your load. Saver’s Tax Credit How would you like to get paid to save? The Saver’s Tax Credit does just that. If your adjusted gross income is $30,000 or less ($60,000 for married couples) you are eligible for a tax credit of up to $1,000 just for saving for your retirement. It makes no difference if you contributed to a 401(k), 403(b), traditional IRA or Roth IRA, you can claim a tax credit of between 10% to 50% of every dollar saved in a qualified retirement plan. Earned Income Tax Credit How would you like to get paid to work? I mean over and above your wages. For those of you who are single and have an adjusted gross income less than $14,590, or $20,200 for those married and filing jointly you could be eligible for an Earned Income Tax Credit ranging from $496 to $6,143. And the credit is refundable The income limits for the Earned Income Tax Credit is low but there are numerous exceptions. It would be well worth your time to see if you qualify. For example a couple filing jointly with three or more children and an adjusted gross income of $52,427 would still qualify for the credit. Child Tax Credit How would you like to get paid for having kids? That’s right there is a tax credit to help offset the high cost
LIVING GOD’S GIFTS bringing Christ into your financial life
INVESTING FROM A BIBLICAL PERSPECTIVE
As an added bonus, the tax credit is even refundable. If the credit exceeds your total taxes obligation, under the Additional Child Tax Credit, the IRS will write you a check for the excess. The only requirement is that you have an earned income greater than $3,000.
Honoring God with Your Financial Blessings CHUCK MAHER CFP PO Box 39 Monument, CO 80132
American Opportunity Credit
chuck@chuckmahercfp.com www.chuckmahercfp.com
How would you like to get paid to go to school? There is a credit to help offset the tuition costs of college as well as many other related educational expenses that have been incurred throughout 2014. The American Opportunity Credit is available for individuals who have a modified adjusted gross income below $90,000 ($180,000 for those filing jointly). For those with higher incomes the credit is still available but phases out as their income rises. The $2,500 credit, like the child tax, is refundable. However it is limited. Only 40% of the credit that exceeds your tax liability can be refunded. Supreme Court Justice Learned Hand wrote “Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury … nobody owes any public duty to pay more than the law demands.” Do your homework. There are many credits and deductions that are available to you, but you have to do the research. If you don’t have the time or the inclination I encourage you to seek out help from a qualified tax professional. No one should ever pay more than the law demands. “Pay each one his due; taxes to whom taxes are due, toll to whom toll is due, respect and honor to everyone who deserves them.” Romans 13:7 Chuck Maher is a Certified Financial PlannerTM practitioner specializing in Christian values based financial planning and investing. He can be reached at chuck@chuckmahercfp.com, locally at (719) 481-0549. Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515 (405)842-0202 Fee Based through Wilbanks Securities Advisory
Phone: 719-481-0549 Cell: 303-748-6352 Toll Free: 800-873-9705
Securities offered through and supervised by Wilbanks Securities, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securities Advisory
TRI-LAKES CARES RECEIVES $33,000 GRANT FROM THE WALMART FOUNDATION TO SUPPORT MEDICAL CLINIC Monument, CO – February 10, 2015 – Tri-Lakes Cares recently received a $33,000 grant from the Walmart Foundation’s State Giving Program to assist with medical services for low-income residents of the Tri-Lakes region. Specifically, this grant will positively impact the local community by supporting the in-house medical clinic and provide financial assistance to low-income households so they are able to afford medical services such as, doctor’s visits, diagnostic procedures, medical supplies and equipment, dental work, prescriptions, vision care and more. “Tri-Lakes Cares is delighted to have Walmart’s generous support of our medical clinic and other medical services,” said Haley Chapin, Executive Director of TriLakes Cares. “Accessible and affordable medical care is a critical need for many of our clients. This grant will allow us to assist many more people than we otherwise could!” “We’re passionate about helping people live better and are therefore proud to provide support to Tri-Lakes Cares in-house medical clinic to ensure low-income households have access to affordable medical services,” said Gary Peacock, Walmart market manager. “We look forward to their continued success and progress within the Tri-Lakes region.” Tri-Lakes Cares (“TLC”) is a community based, volunteer supported resource center whose mission is to improve people’s lives through emergency, self-sufficiency, and relief programs. Launched in 1984, TLC has been serving the Tri-Lakes area of El Paso County for 30 years, providing
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for the basic needs of low-income people. Tri-Lakes Cares offers a food pantry, medical clinic, case management, housing and utility assistance, seasonal programs, and more to help people manage and overcome poverty. While the Affordable Care Act and TLC’s in-house Health Care Guide are helping uninsured clients register for health care, there are still many households without coverage in our community. Additionally, some insured households have trouble making co-payments, or have high deductibles before their insurance coverage begins. TLC’s medical services program addresses the two biggest barriers that clients in our area face when trying to access health care: affordability and local access. Tri-Lakes Cares provides the only free, local clinic in the Tri-Lakes Region, which includes the communities of Monument, Palmer Lake, and Woodmoor; northwestern rural El Paso County; the U.S. Air Force Academy; and parts of the Gleneagle and Black Forest neighborhoods. When a client’s needs are beyond TLC’s scope, they are referred to other providers within the local region when possible, and provide financial assistance so that patients can get the help they need at a price they can afford. The Walmart Foundation’s State Giving Program supports organizations that create opportunities so people can live better, awarding grants that have a longlasting, positive impact on communities across the U.S. in the last fiscal year, Walmart and the Walmart Foundation gave $19.3 million to Colorado nonprofits. To be considered for support, perspective grantee organizations must submit applications through the Walmart Foundation State Giving Program’s online grant application. Applicants must have a current 501(c)(3) tax-exempt status in order to meet the program’s minimum eligibility criteria. Additional information about the program’s funding guidelines and application process are available online at www. walmartfoundation.org/stategiving.
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