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Welcome A very warm welcome to the July 2017 edition of the Rayleigh Local Business Guide. We hope that this month brings some nicer weather for everyone and just in case we feature an article on some of Essex’s lovely Children’s Farms for you to visit and enjoy with your family (page 6). We also have our regular ‘What’s On in Rayleigh’ on page 16 where we feature the Rayleigh Business Club visitors day, the Kirst 5 memorial Run in aid of MaCmillan Cancer Support and Bosom Pals and a Family Fun Day. We are really pleased to report that the appeal for funds for Monty the Giant Schnauzer’s operation has had an overwhelming response! Acres Way have managed to raise the full amount needed for the operation and are currently awaiting the date for his first surgery to take place. We are continuing to fund raise so that we can provide him with hydrotherapy after the operations to speed his recovery. A big thank you to all our readers for their support. We also feature 3 more deserving dogs this month who are looking for loving homes (page 10). In our Community feature this month we feature an article on the History of Rayleigh’s famous Dutch Cottage (page 24). The Dutch Cottage is a charming octagonal shaped cottage located on Crown Hill in Rayleigh. Our financial expert Martin Lamb from Joseph R Lamb Financial Advisers also provides his regular contribution (centre pages). If you want to feature any local charities or community based scheme, local sports clubs or other local activities in our Castle Point or Rayleigh guides then please get in touch at: info@thelocalbusinessguide.co.uk If you are a local business and would like to advertise in the Guide, then please contact our salesperson Ricky on 01375 402546 who will give you a no obligation quote. It really is a cost effective way of promoting your business and generating business from your local community.

The Rayleigh Local Business Guide Publisher Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk

Sales - Ricky Edwards 01375 402546

Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BATHROOMS 11 CURTAINS / BLINDS 21 DECORATING / PAINTING 26 GARAGE DOORS 19 GARDEN SHEDS 21 KITCHENS 3, 7, 12 LANDSCAPING / FENCING / LAWNS 2, 4 PLUMBING & HEATING 4, 25 SKIP HIRE 27 WINDOW RESTORATION Front Banner, 5

FINANCIAL, LEGAL & PROPERTY SERVICES ACCOUNTANT 2 FINANCIAL ADVISOR Centre Pages SOLICITOR 8

HOUSEHOLD & LIFESTYLE BOXING PROMOTION 17 BRIDAL GALLERY 12 BURGLAR ALARMS 11 BUSINESS CARD DIRECTORY 22 CAR REPAIRS / SALES 26 DOMESTIC APPLIANCE SALES & REPAIRS 23 FLORIST 26 GOLF CLUB / ENTERTAINMENT VENUE Inside Back LEAFLET DELIVERY 19 PET STORE Back Page PICTURE FRAMING 9 TAXI CABS Inside Front

HEALTH & BEAUTY BEAUTY THERAPIST CARE SERVICES OSTEOPATH STAIRLIFTS SWIMMING

8 13 19 26 9

The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made. All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher. This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2017

www.thelocalbusinessguide.co.uk

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AJG

Landscaping & Fencing

All Patios and Decking undertaken Indian Stone and Granite All Turfing, Fencing and Landscaping

Andrew - 07983 647987 The Bungalow, Hooley Drive Rayleigh Essex SS6 9RA AJG Landscapes.indd 1

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to advertise in the next issue of The Local Business Guide call: 01375 402 546

04/04/2017 13:08


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to advertise in the next issue of The Local Business Guide call: 01375 402 546


advertorial

Has Your Double Glazing Steamed Up? Established for over a decade Cloudy2Clear windows have become a leading company for glass replacement. Issues with double glazing can often be gradual and may only be noticed during a clear sunny day or during the winter. A failed glass unit may no longer provide you with the protection you need or be energy efficient. Why not spend a few minutes checking your home to see if you have any failed double glazing? If you act now you can avoid these problems. Now, you may think you need to replace

the whole window including the frames and all the hardware, however Cloudy2Clear have come up with a simple and cost saving solution‌ Just replace the glass!! If you see condensation in your windows just visit our website or give us a call on 0800 61 21 118. We will send out our highly experienced engineers for a free no obligation quote. A Cloudy2Clear quote takes on average no longer than 20 minutes. Once the quote is completed, we will sit down with you and explain the problem and tell you

how we can fix it. With years of experience Cloudy2Clear have a wealth of knowledge and are recognised as a Which Trusted Trader, plus our work is backed by an industry leading 25 year guarantee. Cloudy2Clear also replace faulty locks handles and hinges on all windows and doors. Your friendly local Cloudy2Clear specialist is Chris Miller and he services the Rayleigh area. So, if your windows are steamed up, broken or damaged give Chris a call for a free quotation on 0800 61 21 118.

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Children’s Farms In Essex With the sun hopefully beginning to shine, now is a great time for a fun and educational visit to one of the many farms in Essex. Lee Valley Park Farms in Waltham Abbey offer two fantastic experiences and are nestled in the middle of picturesque River Lee Country Park. At Hayes Hill Farm you can meet a variety of exciting animals and explore various play areas. At Holyfield Hall Farm you can learn about life on a working modern dairy and arable farm. Visit www.visitleevalley.org.uk/go/farms for more information including special events and opening times. Boydells Dairy Farm in Braintree is a working family farm open to the public and specialises in sheep milking. Set in the beautiful North Essex countryside it provides a fun-packed and educational visit for children and adults alike. The farm is open to the public 2pm to 5pm on Fridays, Saturdays, Sundays and bank holidays. For more details visit www.boydellsdairy.co.uk Hopefield Animal Sanctuary in Brentwood cares for a variety of animals including horses, donkeys, goats, sheep, pigs, chickens, geese, ducks, cats and more recently has become home to smaller animals such as rabbits, guinea pigs and chinchillas. The sanctuary even has its own resident bull called Max, who loves nothing more than being tickled between his horns! Hopefield Animal Sanctuary is open to the public every day from 1pm - 4pm. For more details visit www.hopefield.org.uk. Barleylands Farm Park offers all weather, free range family fun. Say hello to cuddly farmyard friends, join in animal activities, meet birds of prey, visit the reptile house, run wild in the indoor play area or jump aboard the tractor and trailer ride or miniature railway. For more information including details of the many special events held at Barleylands visit www.barleylands.co.uk 46

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Nails and Beauty by Amie

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to advertise in the next issue of The Local Business Guide call: 01375 402 546


Phoenix Fr ames We are a family run business with over 30 years experience close to the Rayleigh Weir, giving excellent advice, choice and service. Telephone 01268 775778 e-mail info@phoenixframes.co.uk

Opening Hours

Tues 10am - 4pm Wed 10am - 5.30pm Thur 10am - 6.30pm Fri 10am - 5.30pm Sat 10am - 4pm Closed Sun - Mon

48 Hour Framing Service

Same day Mount-cutting & Re-glazing

We specialise in bespoke framing with over 800 different mouldings, using modern and traditional techniques depending on your requirements. LARGE CAR PARK / 10% Disc with this advert

Phoenix Frames

Lots of Swimming Fun to be had at Swimming Tales indoor pool in Rayleigh throughout the 6 weeks holidays, 24th July - 3rd September Learn how to scuba dive properl or snorkel y read y for summe r holid you ays

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For further details visit www.swimmingtales.co.uk or phone 01268 786786 Swimming Tales, Lubards Farm, Hullbridge Road, Rayleigh Essex SS6 9QG

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Working for the Community

Acres Way Update - Monty’s Appeal We are really pleased to report that the appeal for funds for Monty the Giant Schnauzer’s operation has had an overwhelming response! Acres Way have managed to raise the full amount needed for the operation and are currently awaiting the date for his first surgery to take place. They are continuing to fund raise so that they can provide him with hydrotherapy after the operations to speed his recovery. A big thank you to all our readers for their support.

3 More Dogs Looking For Homes

Sox  Aged 5 years

A lovely 5 year old cross breed. She is very affectionate, absolutely loves people, her walks and tummy rubs. She can be a little nervous in new situations so will be best to go to a quiet home with older children over 12. She is great with other dogs too.

Edward - Lurcher / Whippet Aged 10 months A 10 month old lurcher/whippet cross. Edward loves a fuss and loves to be around people. He has had a very unsettled 10 months after already being rehomed twice and now he finds himself in the kennels he needs a quiet home with time and patience to show him how to finally settle.

Denzel

- Lurcher cross  Aged 5 years

Denzel is a 5 year old large lurcher cross. This poor loving lad has lots of scars we don’t know who or what has done this to him but he is a gentle boy very loving and very affectionate. He could potentially live with another dog upon a successful meet and greet. But can’t be rehomed with small animals.

How to contact them

Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE They are open 10am-3pm 7 days a week • Visitors are welcome at any time during these hours - no appointment is necessary.

By email: contact@acresway.co.uk • By phone: 01268 770402 10

to advertise in the next issue of The Local Business Guide call: 01375 402 546


Family Bathroom/ Ensuite/ Walk in shower room for only ÂŁ4995.00 Designed / Supplied / Installed Fully installed

www.bathtubonline.co.uk

Including wall and floor tiles

Call Bathtub for a FREE quote on 01245 269778 3 showrooms in Chelmsford, Maldon and Rayleigh

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BRIDAL

GALLERY

www.turnerandpennell.co.uk

Award Winning Bridal Shop Based in the heart of Rayleigh

Offering wedding dresses, bridesmaids dresses, accessories, shoes and more.

Book your appointment today

01268 776826

info@turnerandpennell.co.uk 75b Eastwood Road, Rayleigh, Essex SS6 7JN

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to advertise in the next issue of The Local Business Guide call: 01375 402 546


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13


Money Guidance O

ver the next few months I am going to outline the services we offer at Joseph Lamb, this month I am going to be looking at ‘Equity Release’. At Joseph Lamb Equity Release is one of the areas that we continue to offer full Independent advice in, as each solution is carefuly researched and tailored for each specific client. Terminology can be very confusing in our industry as the adviser community, HMRC and the regulators can use differing names for what are essentially the same products or services. The term Equity Release is now accepted to be any form of service or product that enables you to extract some monetary value from your home, whilst you are still living in it. The target market for these products is the ever growing number of retirees, especially those who find that at some point they are starting to struggle financially as their pensions are not keeping pace with inflation. There are two main types of Equity release, the first are now known as Lifetime Mortgages. These are essentially mortgages in reverse and can be arranged on most homes when the owners are over 55. The amount you can borrow is generally dependent on your age, the older you are the more you can borrow. If there is sufficient equity in your home you can repay other existing loans or mortgages and use any surplus for nearly any purpose; to improve your standard of living, increase your income, home improvements, make modifications to your home to improve your mobility or even to move to a larger home. The majority of Lifetime mortgages are set up on an ‘interest roll up’ basis. This means you do not have to pay the interest payments, instead they are charged to your mortgage account (usually at Fixed Rate), and the loan, plus the accumulated interest is paid off in the future when the last occupant has gone into long term care, or upon their death. This means that the some of the value in your home has been enjoyed by you, for whatever purpose, and the ultimate net value of your home is reduced by the amount of the final balance. This will not be a suitable situation if your primary concern is protecting the value of your estate for your children or beneficiaries, but if this is not a concern to you then this may well be suitable. There are Lifetime Mortgages available that operate exactly as above, but that also give you the option to make all or some of the interest payments, to prevent the final balance rolling up too much. These may be of interest if you have a reasonable income and want to protect your beneficiaries interests, and to help them through life, for example you could raise capital to gift to your children or grandchildren for a deposit for house purchase and make some payments of interest in order to protect the final value of your estate for their benefit. You can also limit the amount of interest accruing by setting

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your Lifetime Mortgage up as a facility, drawing down portions of the agreed loan only as you need them. An example may be that you could borrow £50,000 but only draw down £15,000 to improve your home, you will only be charged interest on the £15,000 with a further £35,000 in reserve to draw down at some point in the future.You retain the right to live in your property and the products we recommend mean that you can never owe more than the property value. The other main type of Equity Release product is a Home Reversion, in these you do not borrow, but rather you sell a percentage of your home to the provider, who provides you with a secure tenancy for a nominal annual rent. The amount you will receive is generally a lot less than it’s market value as it could be many years before the provider recoups their cash when the home is sold, again on vacating the property to enter long term care, or death. If the property value increases then the amount to the provider will increase similarly. However, care must be taken when considering any form of Equity Release. You should always consider other options, could you sell and downsize? Take in a lodger? Equity Release should always be considered as the last resort but the products are now much more competitive than in the past (a range of APRs from 3.5 to around 4.5% for most Lifetime Mortgages), are much better regulated, all providers of advice need to be regulated by the Financial Conduct Authority, and operate in a much more professional market. Always seek professional advice, Joseph Lamb are members of the Equity Release Council, an organisation set up to promote awareness of and confidence in the Equity Release Market. Member firms have to meet the ERC membership criteria whether they are advisers or lenders. Very few adviser firms have joined the ERC so are delighted to be one of the few members in the South East of England. Full details regarding the ERC can be found at www.equityreleasecouncil.com. If you need any further information then please visit our website or request one of our FREE Equity Release guides by calling, visiting our website or via e mail at info@ josephlamb.co.uk. Should you need advice or to just discuss the options available to you then we can visit you at home or arrange a meeting in our offices. The initial meeting is always FREE. Martin Lamb, Dip.PFS Certs CII (MP & ER) This article is not intended to provide advice, nor does it imply that ant Equity Release service or product is suitable for you. Always seek independent legal and financial advice and check carefully the terms and conditions of any product if you want your family or others to inherit the full value of your home. Lifetime Mortgages are secured against the value of your home, Home Reversions involve an actual sale of part of the value of your home.

to to advertise advertise in in the the next next issue issue of of The The Local Local Business Business Guide Guide call: call: 01375 01375 402 402 546 546


You worked hard for your home, now let your home work for you View our client testimonials at josephlamb.co.uk. For a FREE consultation or a simple, informal discussion about your Equity Release, call 01268 749880.

Investment Management Inheritance Tax Planning

Investing For Growth + Income Drawing + Building Pensions Equity Release Financial Protection Redundancy Counselling Business Protection

More than 40 years of experience in wealth management, investment advice and inheritance tax planning. Joseph lamb is the trading style of Joseph R. Lamb Independent Financial advisers Ltd – Chillingstone House, 26 Eastwood Road, Rayleigh, Essex SS6 7JQ. Past performance is no guarantee of future returns. The value of investments can fall as well as rise. Joseph R Lamb IFA Ltd are authorised and regulated by the Financial Conduct Authority.

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What’s On In Rayleigh Free Family Fun Day Saturday 14th July 2017 Starts: 11.00am to 4.00pm Location: King George V Playing Field, Bull Lane, Essex SS9 2ET. Come and experience FREE activities including Bouncy Castles, Face Painting, Craft, Live Bands, Side shows, Puppet shows and more! BBQ and refreshments on sale.

The Kirst 5 Memorial Community Races 2017 In Aid Of Macmillan Cancer Support And Bosom Pals Sunday 23rd July 2017 Starts: 10.00am – 12.30pm Location: Grove Wood Primary School, Grove Road, Rayleigh SS6 8UA. A charming 5 mile route heading to Hockley Woods, returning through Cherry Orchard Jubilee Park, New England Wood, & Grove Wood. Due to the nature of the course, race entries will be limited and closing date is 17th July. Entries on the day if race not full. Minimum Entry Donation Fee £15 affiliated (£17 Unaffiliated) (Min. age for 5 mile race 15 years old.) There is also a 1 mile Family Run, open to all – pre- entry & on the day £5.00 Due to the increase in walkers, we are organising a special start for those wishing to walk the race. This will start at 10:10am, directly after the Family Run start at 10am, and prior to the main run at 10:30am. Contact Karl Kadman and the Running Community on www.eventbrite.com for further details.

Rayleigh Business Club - Visitors Day Tuesday 25th July 2017 Starts: 6.30am – 9.00am Location: The Rayleigh Club, Hullbridge Road, Rayleigh, Essex SS6 9QS. Join their local and welcoming business people at their visitors day. Expand your network with professional, trusted local firms and learn how to grow your business through quality referrals. For just £9, the ticket price includes tea, coffee, fruit juice and a delicious breakfast after the meeting and the opportunity to expand your network. For more info please contact: info@rayleighbc.co.uk 16

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Recipe Corner

Gooey Chocolate Mousse Cake METHOD 1. Preheat the oven to 180C/350F/Gas 4. Grease and line a 20cm/8in springform cake tin. Wrap the outside of the cake tin in two layers of aluminium foil so that it will be waterproof when placed in the bain-marie in the oven. 2. In a bowl beat together the egg yolks with two thirds of the sugar until creamy. 3. Add the orange liqueur and beat for a further three minutes.

INGREDIENTS 6 free-range eggs, separated 150g/5oz caster sugar 50ml/2fl oz orange liqueur 400g/14oz chocolate, melted 300ml/10fl oz whipping cream

to serve strawberries, raspberries and cream

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4. Stir in the melted chocolate and half of the cream. 5. In a separate bowl, whip the cream, then fold this into the mix. 6. In a clean bowl, whisk the egg whites until stiff peaks form when the whisk is removed. Beat in the rest of the sugar, then fold this into the chocolate mix. 7. Spoon the mixture into the lined, foil-wrapped cake tin and place into a deep baking tray. Set the baking tray onto the oven shelf. Half fill the tray with boiling water from the kettle to make a bain-marie. 8. Place in the oven for 45 minutes at 180C/350F/Gas 4 and then reduce the temperature to 150C/300F/Gas 2 for 45 minutes more. 9. Turn the oven off but leave the cake in for another 20 minutes. 10. Remove from the oven and allow to cool completely. Remove the cake from the tin and peel off the paper. Serve with fruit and cream.

to advertise in the next issue of The Local Business Guide call: 01375 402 546


Sheds, Summerhouses and Log Cabins Made to Order Bespoke Sheds Too No Chipboard! We Include Delivery, Base Coat Treatment, Roofing Felt and Fitted Glass We Will Install Your Shed Free Of Charge At The Time Of Delivery (as long as there is good access and a solid, flat base)

6 x 4 from £356.00 8 x 6 from £549.00 10 x 8 from £790.00

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History of Dutch Cottage T

he Dutch Cottage is a charming octagonal-shaped cottage located on Crown Hill in Rayleigh, Essex. It takes its name from the association of this type of house with the seventeenth century Dutch immigrants who constructed many of the sea walls of the south Essex coast and the cottage is typical of the types of homes the workers built for themselves. The 20 foot wide building is one of three such cottages in the area with the other two being on Canvey Island. The cottage’s history is the subject of dispute. Above the front door is an inscription which reads “1621”, suggesting its year of construction. Nevertheless, surveyors, architects and historians who have studied the cottage have opined that it was not built until the eighteenth century, more specifically around 1740. However, there are no records of exactly when, why or for whom it was built. The unusual octagonal timber framed and plastered structure is said to serve several functions. It is strong, relatively easy to thatch, and provides the occupants with a more panoramic view. Also, as it was constructed in an era when people were more superstitious, supposedly the lack of right angles

prevented evil spirits from lurking in wait around a corner. The cottage was purchased by Rochford District Council in 1964 and is both the smallest and the oldest council house in the United Kingdom. It was completely restored back in 1984 when 47 Dutch Delft tiles were found behind the fireplace, the oldest dating from the 17th Century. Rochford District Council opened the cottage to residential tenancy on condition that they would make the property available for pre-arranged guided tours every Wednesday afternoon. The cottage can be visited on Wednesday afternoons by prior arrangement with Rochford District Council on 01702 318150. Although only tiny, the cottage has a fully fitted kitchen and shower room. The main living area is open plan and is set out around a central fireplace. The bedroom is in the roof and only accessible via a stepladder. The cottage’s one and only circular bedroom, is just large enough to squeeze in a double bed inside.

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to advertise in the next issue of The Local Business Guide call: 01375 402 546


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therayleighclub.com

Tel: 01702 232377


For all your pet supplies, accessories and more!

Friendly knowledgeable staff • Ample parking • Help loading if required Lubards Lodge Farm, Hullbridge Road, Rayleigh, Essex, SS6 9QG 01268 642601 • gladwells.rayleigh@copdockmill.co.uk Monday - Saturday: 8.30am - 5.30pm www.copdockmill.co.uk


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