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Welcome A very warm welcome to the August 2017 edition of the Rayleigh Local Business Guide. We’ve had some nice sunny weather the last couple of weeks so why not take some time out with the family and go for one of the Summer Walks in Essex that we have featured on page 6. We also have our regular ‘What’s On in Rayleigh’ on page 16 where we feature a Cats Protection Cat Homing Show, a Line Dancing evening and an Open Garden in Aid of SCAFT to help support their work with unpaid carers across the district, many of whom are under 18. We are really pleased to report that the appeal for funds for Monty the Giant Schnauzer’s operation has had an overwhelming response! Acres Way have managed to raise the full amount needed for the operation and are currently awaiting the date for his first surgery to take place. We are continuing to fund raise so that we can provide him with hydrotherapy after the operations to speed his recovery. A big thank you to all our readers for their support. We also feature 3 more deserving dogs this month who are looking for loving homes (page 10). In our Community feature this month we feature an article on the History of Rayleigh’s famous Church of the Holy Trinity (page 24) at the top of the High Street. Our financial expert Martin Lamb from Joseph R Lamb Financial Advisers also provides his regular contribution (centre pages). If you want to feature any local charities or community based scheme, local sports clubs or other local activities in our Castle Point or Rayleigh guides then please get in touch at: info@thelocalbusinessguide.co.uk If you are a local business and would like to advertise in the Guide, then please contact our salesperson Ricky on 01375 402546 who will give you a no obligation quote. It really is a cost effective way of promoting your business and generating business from your local community.
The Rayleigh Local Business Guide Publisher Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk
Sales - Ricky Edwards 01375 402546
Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BATHROOMS 11 CURTAINS / BLINDS 21 DECORATING / PAINTING 26 DRIVEWAYS 7 GARDEN SHEDS 21 KITCHENS 3, 9, 12 LANDSCAPING / FENCING / LAWNS 8 PLUMBING & HEATING 2, 25 PRESSURE WASHING / CLEANING 8 SKIP HIRE 27 WELDING & ENGINEERING 2 WINDOWS 19 WINDOW CLEANING 17 WINDOW RESTORATION Front Banner, 5
FINANCIAL, LEGAL & PROPERTY SERVICES ACCOUNTANT FINANCIAL ADVISOR SOLICITOR WEALTH MANAGEMENT
11 Centre Pages 17 20
HOUSEHOLD & LIFESTYLE BUSINESS CARD DIRECTORY 22 CAR REPAIRS / SALES 26 DOMESTIC APPLIANCE SALES & REPAIRS 23 FLORIST 26 GOLF CLUB / ENTERTAINMENT VENUE Inside Back LEAFLET DELIVERY 20 PET STORE Back Page TAXI CABS Inside Front VOCATIONAL ACADEMY 4
HEALTH & BEAUTY CARE SERVICES COUNSELLING / HYNOTHERAPY STAIRLIFTS SWIMMING
13 26 26 12
The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made. All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher. This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2017
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advertorial
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the whole window including the frames and all the hardware, however Cloudy2Clear have come up with a simple and cost saving solution‌ Just replace the glass!! If you see condensation in your windows just visit our website or give us a call on 0800 61 21 118. We will send out our highly experienced engineers for a free no obligation quote. A Cloudy2Clear quote takes on average no longer than 20 minutes. Once the quote is completed, we will sit down with you and explain the problem and tell you
how we can fix it. With years of experience Cloudy2Clear have a wealth of knowledge and are recognised as a Which Trusted Trader, plus our work is backed by an industry leading 25 year guarantee. Cloudy2Clear also replace faulty locks handles and hinges on all windows and doors. Your friendly local Cloudy2Clear specialist is Chris Miller and he services the Rayleigh area. So, if your windows are steamed up, broken or damaged give Chris a call for a free quotation on 0800 61 21 118.
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Summer Walks In Essex Why not head outside in the fresh air and enjoy one of our Summer Walks. Wat Tyler Country Park in Basildon is a great place for a brisk walk with the opportunity to see lots of wildlife. Visit www.wattylercountrypark.org.uk to download three walking trails that weave their way around the park. There is the Sculpture Trail, Explosives Trail and a World War Two Trail that all provide a fascinating way to get more out your visit. Stop off at the Wat Tyler Centre and the Green Centre to explore the exhibitions. West Canvey Marshes Nature Reserve. This RSPB owned wetland reserve includes nearly two miles of new nature trails, three bird viewing points, a picnic area and children’s adventure area. This is a wonderful place to see a whole host of wildlife and you could continue your walk along the sea wall afterwards. Entry is free and opening times are 10am - 5pm. For more details and a map of the nature reserve visit www.rspb.org.uk and search fo West Canvey Marshes The Bradwell Cockle Spit Wildside Walk is one of the remotest in Essex. It is a wonderful place for space and located about 2 miles east of the village of Bradwellon-Sea. For more details and to download a map of the Wildside walk visit microsites.essexcc.gov.uk/ publications/docs/Bradwell_Wildside_Walk.pdf. The walk is 6 mikes long and suitable for all. There are 3 pubs on the route as well as 2 village shops. This part of south east Essex is truly lovely, with beautiful views across country in the rolling hills. There are stunning views and a wonderful wildlife meadow to walk through as well as tranquil lanes and some quiet woodland. For more details and a map of this walk and many others to try in Essex visit www.essexwalks.com
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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Working for the Community
Acres Way Update - Monty’s Appeal We are really pleased to report that the appeal for funds for Monty the Giant Schnauzer’s operation has had an overwhelming response! Acres Way have managed to raise the full amount needed for the operation and are currently awaiting the date for his first surgery to take place. They are continuing to fund raise so that they can provide him with hydrotherapy after the operations to speed his recovery. A big thank you to all our readers for their support.
3 More Dogs Looking For Homes
Sox Aged 5 years
A lovely 5 year old cross breed. She is very affectionate, absolutely loves people, her walks and tummy rubs. She can be a little nervous in new situations so will be best to go to a quiet home with older children over 12. She is great with other dogs too.
Edward - Lurcher / Whippet Aged 10 months A 10 month old lurcher/whippet cross. Edward loves a fuss and loves to be around people. He has had a very unsettled 10 months after already being rehomed twice and now he finds himself in the kennels he needs a quiet home with time and patience to show him how to finally settle.
Denzel
- Lurcher cross Aged 5 years
Denzel is a 5 year old large lurcher cross. This poor loving lad has lots of scars we don’t know who or what has done this to him but he is a gentle boy very loving and very affectionate. He could potentially live with another dog upon a successful meet and greet. But can’t be rehomed with small animals.
How to contact them
Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE They are open 10am-3pm 7 days a week • Visitors are welcome at any time during these hours - no appointment is necessary.
By email: contact@acresway.co.uk • By phone: 01268 770402 10
to advertise in the next issue of The Local Business Guide call: 01375 402 546
Family Bathroom/ Ensuite/ Walk in shower room for only ÂŁ4995.00 Designed / Supplied / Installed Fully installed
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Lots of Swimming Fun to be had at Swimming Tales indoor pool in Rayleigh throughout the 6 weeks holidays, 24th July - 3rd September Learn how to scuba dive properl or snorkel y read y for summe r holid you ays
er y Fun Swims ev day with lots with of toys to play
ing? Love Love swimm me and Co g? in nc da ised on hr nc Sy give ! try a g in m Swim
Private 1 to 1 lessons for adults and children
emergency? Do you know how to help in an on our skills g savin life learn and e Com ren Rookie Life Saving course for child
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For further details visit www.swimmingtales.co.uk or phone 01268 786786 Swimming Tales, Lubards Farm, Hullbridge Road, Rayleigh Essex SS6 9QG
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to advertise in the next issue of The Local Business Guide call: 01375 402 546
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13
Money Guidance
Inheritance Tax - Your Questions Answered What is Inheritance Tax?
The residence nil rate band is available to anyone who:
Inheritance Tax (IHT) is a tax on the estate (property, money and possessions) of someone who has died.
• Passes the family home to children/ grandchildren on death, or
There is normally no IHT to pay if:
•
• The value of your estate is below the threshold, or • You leave everything to your spouse/ civil partner, or a registered charity How much is the IHT threshold? The current IHT threshold (nil rate band) before any IHT is due is £325,000 per person. For a married couple, on first death, any of the unused IHT threshold allowance is passed on to the surviving spouse. So, for a married couple and assuming the whole estate passes to the survivor, there is a current combined allowance of £650,000. What is the current IHT rate? The standard IHT rate is 40%, which is charged on the part of your estate above the threshold (nil rate band). Example: Estate of £850,000 for a married couple with nil rate band of £650,000. IHT will be 40% of £200,000 (£850,000 - £650,000) i.e. £80,000. What about passing my home to my family on death? The Government also introduced an additional IHT nil rate band (residence nil rate band) where the family home is passed to children or grandchildren on deaths from 5 April 2017 in addition to the current nil rate band of £325,000. For the current tax year, this adds £100,000 per person to the standard IHT nil rate band, to give a total of £425,000 per person (£850,000 for a couple). This additional residence nil rate band will increase year on year, until it reaches £175,000 per person in the 2020/21 tax year, giving a total nil rate band of £500,000 per person (£1,000,000 per couple). The residence nil rate band can be transferred to the remaining spouse on death the same as the standard nil rate band. 14
Had a family home, then downsized on/after 8th July 2015 (passing assets of equivalent value to children/ grandchildren), and
• Has an estate worth under £2Million. Example: Estate of £850,000 for a married couple, including a property valued at £100,000 or over would have a nil rate band of £750,000, as you are passing on your family home. IHT will be 40% of £100,000 (£850,000 £750,000) i.e. £40,000. Can I reduce my IHT? Yes, there are many solutions available: •
Gifts, a simple solution. You can make unlimited gifts from normal income or up to £3,000 per tax year without any IHT implications. Other gifts can be made and fall out of the IHT calculation after 7 years, normally.
• Life Insurance, a simple and low-cost life assurance can provide a sum to meet an IHT bill. •
Trusts, the use of a trust is more complex but can have many benefits. These include reducing your IHT bill and being able to control how the Inheritance is used.
This is a brief overview of how IHT works and simple solutions to reduce your liability. Joseph Lamb can provide you with tailored IHT planning solutions and we would invite you to contact us if you feel this may be of benefit to you. Martin Lamb, Dip.PFS Certs CII (MP & ER)
This article does not constitute advice and readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article. The value of investments can go down as well as up and past performance is not a guide to future returns.
to advertise in the next issue of The Local Business Guide call: 01375 402 546
Own your own Company? You need to read this! At Joseph Lamb we have more than 45 years experience providing honest, effective investment and pension advice. View the performance of our portfolios and our client testimonials at josephlamb.co.uk. For a FREE consultation or a simple, informal discussion about your investment or pension concerns, call 01268 749880.
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More than 45 years of experience in wealth management, investment advice and inheritance tax planning. Joseph lamb is the trading style of Joseph R. Lamb Independent Financial Advisers Ltd – Chillingstone House, 26 Eastwood Road, Rayleigh, Essex SS6 7JQ. Past performance is no guarantee of future returns. The value of investments can fall as well as rise. Joseph R Lamb IFA Ltd are authorised and regulated by the Financial Conduct Authority.
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What’s On In Rayleigh Cats Protection Cat Homing Show Sunday 20th August 2017 Starts: 2.00pm to 4.30pm Location: Hockley Community Hall, Hockley, Essex SS5 4XD. Please come along and view our cats of all ages and colours. We have many cats needing new safe and forever homes. Home checks apply. We have a stall with products for your cat available to buy. Plus our new goods stall with lots of exciting things to buy. Tea and coffee served. Contact telephone: 01268 566323
Line Dancing Evening Friday 25th August 2017 Starts: 8.00pm – 10.30pm Location: Royal British Legion Club, 2 London Hill, Rayleigh SS6 7HP. Mick supplies the music. Everyone welcome to line dance! Free Entry Contact number: 01268 776503
Open Garden In Aid Of SCAFT Sunday 27th August 2017 Starts: 12.00pm – 5.00pm Location: 36 London Road, Rayleigh, Essex SS6 9JE. Committed Supporting Carers & Families Together volunteer and gardener Ron Coutts has kindly agreed to open his award winning NGS garden at 36 London Road, Rayleigh, SS6 9JE in aid of SCAFT to help support their work with unpaid carers across the district, many of whom are under 18. Please come and visit this amazing garden and share in Ron’s passion and knowledge. There is a £3 entry fee for adults, but no charge for children. Tea, coffee and cake available at no charge, however donations would be welcome. There will also be a range of plants for sale, many of which feature in the garden, so if you feel inspired you’ll be able to take something home to kick start your dream garden. There IS wheel chair access to the garden, but NOT to the toilets. If you would like to know more about the work of SCAFT please visit our Facebook page, our website at www.scaft.org or have a chat to one of our staff on the day. Additional parking is available at the rear, in Cordelia Crescent. 16
to advertise in the next issue of The Local Business Guide call: 01375 402 546
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Wordsearch Summer
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Sheds, Summerhouses and Log Cabins Made to Order Bespoke Sheds Too No Chipboard! We Include Delivery, Base Coat Treatment, Roofing Felt and Fitted Glass We Will Install Your Shed Free Of Charge At The Time Of Delivery (as long as there is good access and a solid, flat base)
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Raylei Rayleigghh Hi Hisstory tory Pari Parisshh Church Church of of Holy Holy Tri Trinniitty. y. R R
esidents esidents of of the the Rayleigh Rayleigh Parish Parish have have been been worshipping at the site of the Holy Trinity esidents of the Rayleigh Parish have beenChurch worshipping at the site of the Holy Trinity Church since long before the current church was The worshipping at the site of the Holy Trinity since long before the current church was built. built.Church The present building was built between 1380 and 1420 since long before the current church was built. The present building was built between 1380 and 1420 but was preceded by a Norman church and it is present building was built between 1380 and 1420 but was preceded by a Norman church and it is believed by that but was preceded by a Norman churchwas andan is believed by local local historians historians that there there was anit even even earlier small wooden church on the site. believed by local historians that there was an even earlier small wooden church on the site.
earlier small wooden church on the site. The main feature of the church is its splendid The main feature of the church is its splendid tower reaching upof70ft Theistower dates from The feature thehigh. church its splendid towermain reaching up 70ft high. The tower dates from the 15th Century and carries eight bells, the last tower reaching 70ftcarries high. The from the 15th Centuryupand eighttower bells,dates the last two of which were hung in 1897. It is built from the 15th Century and carries eight bells, the last two of which were hung in 1897. It is built from Kentish rag-stone a material thatIt has been used two of which were--hung in 1897. is built from Kentish rag-stone a material that has been used extensively throughout the building. The tower Kentish rag-stone - a material that has extensively throughout the building. Thebeen towerused incorporates stones thatthe were takenThe from the castle extensively building. incorporatesthroughout stones that were taken fromtower the castle when it fell into disuse. The top of the tower incorporates stones thatThe were theaffords castle when it fell into disuse. toptaken of thefrom tower affords when it fell into disuse. The top of the tower affords
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a splendid view in all directions over the surrounding a splendid view in all directions over the surrounding countryside. It isinoften open to visitors onsurrounding Bank acountryside. splendid view all directions over the It is often open to visitors on Bank Holidays. countryside. Holidays. It is often open to visitors on Bank Holidays. Entrance to the church is though a sturdy, red brick Entrance to the church is though a sturdy, red brick porch which was added in Tudor times and has been Entrance to the a sturdy, porch which waschurch addedisinthough Tudor times andred hasbrick been used in the past as both a schoolroom for the village porch which was added in Tudor times and hasvillage been used in the past as both a schoolroom for the children and a refuge for vagrants. used in the past as both a schoolroom for the village children and a refuge for vagrants. children and a refuge for vagrants. Over the years, several major restoration programmes Over the years, several major restoration programmes have been undertaken as the church became Over years, several as major programmes have the been undertaken the restoration church became dilapidated. The main periods of restoration were have been undertaken as the church became dilapidated. The main periods of restoration were between 1795, 1842-43 and 1912-13. dilapidated. The1842-43 main periods of restoration were between 1795, and 1912-13. between 1795, 1842-43 and 1912-13. In 1976, a new church hall was built to replace the In 1976, a new church hall was built to replace the old parish room (which is now the restaurant that you In 1976, new church wasthe built to replace theyou old parisharoom (which hall is now restaurant that can see in front of the church) and in 1995, the new old parish room (which is now the restaurant that you can see in front of the church) and in 1995, the new hall was connected to the church with the opening of can see in front of the church) and in 1995, the new hall was connected to the church with the opening of the Parish Centre by way of the Link Corridor which hall was connected theofchurch with the opening the Parish Centre bytoway the Link Corridor whichof holds a splendid suite of rooms and offices. the Parish Centre by way of the Link Corridor holds a splendid suite of rooms and offices. which holds a splendid suite of rooms and offices.
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TO ADVERTISE IN ANY OF OUR LOCAL BUSINESS GUIDES
Rayleigh
Castle Point
Call Ricky: 01375 402546 Mobile: 07969 211229
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