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Welcome A very warm welcome to the October 2017 edition of the Rayleigh Local Business Guide. As we head into Autumn, why not spend a day at one of the many glorious historic buildings and gardens in Essex. On page 6 we feature Audley End House, Bardfield Vineyard, Layer Marney Tower and Hyde Hall – all fabulous locations for a great day out for the family. Alternatively you can get out of the house and attend any of the events that we highlight in our regular ‘What’s On in Rayleigh’ on page 16. This month we feature a Charity Bake Off for the benefit of Havens Hospices and a Quiz Night in aid of the Royal National Lifeboat Institution. We are really pleased to report that Monty the Giant Schnauzer is currently doing well in his foster home. He has had his pre-op assessment at the animal health trust in Newmarket and is due back there later this month. We’ll keep you updated on his progress. Acres Way are continuing to fund raise so that we can provide him with hydrotherapy after the operations to speed his recovery. We would like to make a big thank you to all our readers for their continued support. Sox the cross breed that we featured last time has found a loving new home. Unfortunately Denzel the Lurcher Cross and Edward the Lurcher/ Whippet are still at Acres Way looking for a new home, but I’m sure that they’ll be successfully re-homed soon. We feature 3 more deserving dogs this month who are looking for loving homes (page 10). In our Community feature this month we introduce you to Rayleigh Brass (page 16). The local band have been performing in concert and at charity events for almost 100 years. Our financial expert Martin Lamb from Joseph R Lamb Financial Advisers also provides his regular contribution (centre pages). If you want to feature any local charities or community based scheme, local sports clubs or other local activities in our Castle Point or Rayleigh guides then please get in touch at: info@thelocalbusinessguide.co.uk If you are a local business and would like to advertise in the Guide, then please contact our salesperson Ricky on 01375 402546 who will give you a no obligation quote. It really is a cost effective way of promoting your business and generating business from your local community.
The Rayleigh Local Business Guide Publisher Email: info@thelocalbusinessguide.co.uk www.thelocalbusinessguide.co.uk
Sales - Ricky Edwards 01375 402546
Advertisers Index GARDEN SERVICES, HOME IMPROVEMENT & CONSTRUCTION BATHROOMS 11 CURTAINS / BLINDS 21 KITCHENS 3, 12, 18 LANDSCAPING / FENCING / LAWNS 8 MARBLE 12 PLUMBING & HEATING 25 ROOFING 2, 9, 21 SKIP HIRE 27 WELDING & ENGINEERING 2 WINDOWS 19 WINDOW RESTORATION Front Banner, 5
FINANCIAL, LEGAL & PROPERTY SERVICES ACCOUNTANT FINANCIAL ADVISOR PROPERTY / LAND BUYER SOLICITOR
8 Centre Pages 7 17
HOUSEHOLD & LIFESTYLE BURGLAR ALARMS 11 BUSINESS CARD DIRECTORY 24 CAR REPAIRS / SALES 26 CHAUFFEUR 4 COMPUTERS / REPAIRS 22 DOMESTIC APPLIANCE SALES & REPAIRS 23 FLORIST 26 GOLF CLUB / ENTERTAINMENT VENUE Inside Back KEY CUTTING 4 LEAFLET DELIVERY 17 PET STORE Back Page TAXI CABS Inside Front
HEALTH & BEAUTY CARE SERVICES OESTOPATH STAIRLIFTS
13 26 26
The Local Business Guide do not make any recommendations as to the fitness of the advertisers appearing in this publication to carry our their services and no recommendations should be deemed to have been made. All rights reserved. No part of The Local Business Guide Limited publications may be reproduced or used in any form or by any means either wholly or in part without prior permission of the publisher. This magazine is published by The Local Business Guide Ltd © The Local Business Guide 2017
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Houses & Gardens In Essex As we head into Autumn, why not spend a day at one of the many glorious historic buildings and gardens in Essex. Audley End House and Gardens in Saffron Walden is one of England’s grandest stately homes. Audley End House was built to entertain royalty and includes a Victorian Service Wing complete with kitchen, laundries and a dairy. With beautiful grounds to explore, including an impressive formal garden and the working Organic Kitchen Garden, there’s so much to see and do. For opening times and prices visit www.english-heritage.org.uk or call 01799 522842. Bardfield Vineyard in Great Bardfield, Braintree was once owned by Anne of Cleves. You can tour the vineyard and the walled garden, taste the wines and eat in the beautiful 17th century farmhouse. There is also a magnificent Grade I listed brick and tile barn built by Anne of Cleves in 1541. For more details call 01371 810776
layer Marney tower is a magnificent red brick Tudor house in Layer Marney near Colchester. It is the tallest gatehouse in the country, built to rival that of Hampton Court. It has stunning views from the top of the tower across rolling Essex countryside. There are lovely gardens, a medieval barn, children’s play area, animals and a one and a half mile circular, country walk. The church has three fine effigy tombs. visit www.layermarneytower.co.uk Hyde Hall is a 360 acre estate near Chelmsford. This inspirational garden has a great diversity of plants and planting styles where you can watch the changing seasons and get closer to nature. It’s a garden to be enjoyed by people of all ages Facilities include a licensed restaurant, plant centre, shop, information centre and library.For more details visit www.rhs.org.uk/hydehall 6
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Working for the Community
Update on Monty the Giant Schnauzer and the other dogs we featured last time We are really pleased to tell you that Monty is currently doing well in his foster home. He has had his pre-op assessment at the animal health trust in Newmarket and is due back there later this month. We’ll keep you updated on his progress. Sox the cross breed that we featured last time has found a loving new home. Unfortunately Denzel the Lurcher Cross and Edward the Lurcher/Whippet are still at Acres Way looking for a new home, but I’m sure that they’ll be successful soon.
3 More Dogs Looking For Homes
Jerry -
Labrador / Husky Aged 2 years
He is a young bouncy lad, is very loving and affectionate, but can be choosy with other dogs. He has shown possessive issues in the past so he is looking for a pet and child free home.
Sasha -
Siberian Husky Aged 18 months She is a bouncy girl who needs some manners and is looking for an family or person experienced with the breed to meet her specific needs. Pet and child free home.
Lexi -
Staff Aged 9 years
Lexi has come back to us after being re-homed for some time due to no fault of her own. She is a loving affectionate girl who is used to a lot of fuss and attention. Lexi needs a pet free home.
How to contact them
Acres Way Kennels, Great Burches Road Thundersley, Essex SS7 3NE They are open 10am-3pm 7 days a week • Visitors are welcome at any time during these hours - no appointment is necessary.
By email: contact@acresway.co.uk • By phone: 01268 770402 10
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Money Guidance
A False Sense of Security……? As it is now ten years on since the collapse of Northern Rock and the visible start of the Global Financial Crisis it seems appropriate to step back and remember a few basic principles of investing that many appear to have forgotten, and that could have painful consequences. Historically it has always been prudent to spread your investments and pension funds over a range of asset classes to help spread risk. The idea being that different asset classes such as Residential Property, Commercial Property, Equities, Commodities, Cash and Fixed interest securities such as Government Gilts and Corporate Bonds, will all behave differently at defined points in economic and market cycles, and that by spreading your risk you will not expose yourself to excessive losses if one or more asset classes has a significant or sudden drop in value. This ‘diversification’ has served people well for generations, but was really tested in 2007/2008 when there was such a fear of meltdown following the major bank failures and many had borrowed against the value of their investments to buy yet more investments, that all asset classes were put under severe selling pressure that dragged them all down at the same time. Whilst the global financial system is not truly fixed following the crisis, it is certainly in a better place now, helped significantly by Government printing money (Quantitative Easing) to inject cash into the financial system and real economy. But, whilst QE has undoubtedly in our view, saved the world from total meltdown, it has created a completely unnatural and previously unseen environment, and this may well cause more surprises further down the line. One of the intended consequences of printing money is to create more cash in the economy, and by buying back their own debt and re issuing it at lower interest rates, Central Banks will have structurally lowered interest rates to the lowest they have ever been, and will remain low by historical standards for years to come. It is this that has created the significant price inflation we have seen in Property, Equities, Government and Corporate Bonds, and outside of the conventional investment world, mad increases in Classic Car values, Antique Watches, Art etc as investors have seen no or negative real returns for their cash in the bank and have put their money elsewhere. So prices of most assets types have reached all-time highs, and the income or yield that they deliver has been 14
dragged down as a consequence, which in turn has led investors to buy anything with a yield that is above cash interest rates, which in turn pushes their prices up even higher. Some ‘High Income’ stocks and for example are now anything but and have prices that cannot justify any further increases. Whilst it took the European Central Bank 6 years to persuade Germany to undergo any significant Quantitative Easing, and their programme is still on going as they play catch up, the QE process has slowed in the USA and the UK, (albeit with a relaxation following Brexit when we reduced interest rates by a further 0.25% and the Bank of England started buying corporate bonds). It is likely therefore that as the major central banks begin to withdraw or slow down their QE programmes interest rates will rise slowly and the mad price inflation in many assets will surely slow, or even reverse. Although the collapse of the pound following Brexit and a surprising level of euphoria over Trump’s election led to a Stock market rally this appears to be fizzling out now, and there is plenty of evidence showing that the growth in property prices, especially residential has slowed, and in some areas prices have begun to fall. If QE is withdrawn too quickly, and it is going to be a very difficult balancing act for central banks, we could see a rapid loss of investor confidence, which if has happened in the UK, coincides with significant political or policy changes, (Brexit and investment property tax rises) will lead to falling asset prices. So, as easy as it is to look back at the ten years since the crisis and feel that asset price inflation has helped our recovery, we need to be more aware than ever that asset values cannot go up for ever, and it is more important than ever to hold a diversified investment portfolio. We have certainly seen too many people holding too much in Property and High Income Equities, which could prove fragile over the coming year or two. If you have any concerns over your current investments we would be happy to help you review them for you.
Martin Lamb, Dip.PFS Certs CII (MP & ER)
This article does not constitute advice and readers should seek an assessment of their needs and requirements before making any decisions based on the content of this article. The value of investments can go down as well as up and past performance is not a guide to future returns.
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What’s On In Rayleigh National Baking Week - The Great Havens Bake Off Monday 16th – Sunday 22nd October 2017 Whether you make it or fake it, it’s time to get baking for Havens Hospices! Have a mini bake off at work / Invite friends and family to your home for a bake off / Bake your favourite treats and hold a bake sale at your club or group. Whatever you choose to do, you’re helping your local hospice be there for those who need it most. For more information and to request your free fundraising materials please email fradmin@havenshospices.org.uk or call us on 01702 220 305 or visit www.havenshospices.org.uk/bakeoff
Quiz Night - In Aid Of The RNLI Friday 20th October 2017 Starts: 7.30pm – 11.00pm Location: Royal British Legion, 2 London Hill, Rayleigh SS6 7HP Get your thinking caps on and come along to a Friday night Quiz in aid of the Royal National Lifeboat Institution. Entries £2. All welcome. For more information call: 01268 776503
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Workinnggfor forthe theCommuni Communityty Worki
Rayleigh Brass Band R
ayleigh has had its own brass band for almost 100 years and has undergone many name changes. These have included the Rayleigh Mission Band, Rayleigh Brass Band, Rayleigh Town Band, and Rayleigh and District Silver Band. The name “Rayleigh Brass” was adopted in the early 1980s. Today’s group of players are enthusiastic amateur musicians who are able to put on a first class concert performance, as well as provide music for a variety of functions including school fêtes, garden parties and civic occasions. The band has had an eventful history. In the early 1920s the band performed regularly on summer evenings in Rayleigh High Street retreating to the local hostelries in the winter months. The players were accompanied by a local character known as Singer Nash, who would make a couple of musical offerings to the patrons, and pass a hat round to swell the band coffers. At this time the band rehearsed at Charlie Smith’s builders shed in Bull Lane and the proprietor was permitted to sit in with the bandsmen and play his clarinet.
Uniforms were acquired around this time, purchased second hand from Thurrock Band. These were replaced in 1934 by new, made to measure garments. With the outbreak of the Second World War the band folded, but re-formed as a casual group shortly afterwards. The band flourished until the early 1950s when financial problems forced the organisation to be disbanded again. Nearly a decade passed before the band’s history continued. In June 1961 a meeting of the Urban District Council of Rayleigh was held where the re-forming the Rayleigh Town Band was agreed. Rayleigh Brass acknowledges its role in the community, and has raised funds in the past for BBC Children in Need and local hospitals, and is always willing to consider appearing at charity fund-raising events. They have also introduced a training band where anyone (not just youngsters) can pick up a brass instrument and experience playing in a brass band. You can find out more information about Rayleigh Brass on their website www.rayleighbrass.com
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www.busines scard-direct ory.c
Free to 5,00
Live entertainment and DJ till 1am dates in December from just ÂŁ32.95 per person Friday 1 , Thursday 7th, Thursday 14th, Thursday 21st, Saturday 16th, Friday 22nd & Saturday 23rd st
TO START Roasted celeriac, apple and stilton soup (v) Chicken & duck Liver Parfait
Toasted croutes & red onion marmalade
Pear, apple & kiwi juice with fresh berries
TO FOLLOW Traditional Roast Suffolk Turkey
With bacon rolled chipolata, pork stuffing, roast potatoes, medley of vegetables & chef’s stock gravy
Pan Fried Fillet Of Scottish Salmon
With crushed new potatoes, champagne & dill cream
Baked Root Winter Vegetable Wellington (v)
Crisp roast potatoes, medley of vegetables & vegetarian gravy
TO FINISH Classic Christmas pudding With brandy sauce
Baileys Irish cream cheesecake
With redcurrants & blackberry coulis
Winter Fruit Salad
Contact reception for details
Tel: 01702 232377
info@therayleighclub.com
Lubards Lodge Farm, Hullbridge Road, Rayleigh, Essex, SS6 9QG • 01268 642601 gladwells.rayleigh@copdockmill.co.uk Monday - Saturday: 8.30am - 5.30pm www.copdockmill.co.uk