Volume 20, Issue 2 - Aug. 29, 1997

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Volume20

ISSlU!

August 29, 1997

2

The Metropolitan State College of Denver student newspaper serving the Auraria Campus since 1979

State health plan a risky venture Student Health Center to eliminate indigent card as alter!lative insurance By Bill Keran .Ihe Metropolrtan

Metro students who opt to use a statesupported health care program instead of buying health insurance through the college might not get the medical coverage they need. John Gaskell, vice president of Student Services for Metro's student government, said many students are substituting the state's indigent care program for the school's health insurance. "The concern of mine is that these students think they have health insurance, but they really don't because it's not a guarantee for any kind of care." Gaskell said. "You can be turned down by a private hospital in a case of emergency, whereas with the health insurance of the school you are guaranteed health care." Steve Monaco, director of the Student Health Center, estimated that 180 students use the indigent program over the college's insurance program. Metro's student health insurance costs $298.30 per semester and g~arantees medi~al coverage. Monaco said Metro students are better off under the school's plan. The indigent health program is in financial trouble because expenses incurred by the program's medical providers have been higher than state contributions. Those financial woes mean many people in. the program have been turned down for care because there aren't enough funds supplied by the state. The Denver Post reported in an April 27 story that Colorado health care providers lost $43.3 million in 1996 on the indigent program. "This (indigent program) is in significant trouble," Monaco said. "It was never meant to be an insurance program. And it is in no way, shape or form, insurance, by any means. "Numerous facilities in the state, have closed their doors to this program, and are not permitting access because they can't

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afford the loss. There is no guarantee that a student with a Colorado discount program card has access to health care." Metro's health insurance program is mandatory for students taking I 0 or more credits unless a student can prove that they are covered under a comparable, valid health insurance policy. Students who quallfy for the indigent health care program ~t an enrollment card that they can use to wave the school's insurance policy. \ State legislators developed the indigent care program to help pay the medical bills of people who are not covered by private insurance, Medicaid or Medicare. Enrollment in the indigent program is free. But the program does not guarantee coverage for medical services although the state pays a percentage of an enrollee's medical bills. The college will stop accepting the indigent card in fall 1998 as proof of health insurance. Until then, many students who waive the college's insurance and choose the indigent care program might wrongly assume they are covered. "We really shouldn' t have been accepting it all along, because it isn't insurance, and it never was," Monaco said. "We didn't know a lot about the program." The college's health center office sent out notices of this policy change this spring to students who waived the scho6l's insurance program. Monaco said the state program wasn't meant for students since they have access to health insurance through the school. University Hospital has changed its policy on issuing cards indiscriminately and now ensures recipients meet criteria for the indigent program. "If someone's got access to a low cost, great benefit plan that's covered by financial aid, there is no way the state of Colorado would want someone on this (indigent care) plan," Monaco said. "If you bought (Metro's) coverage elsewhere, it would cost about $1,200."

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Jenny Sparks/The Metropolitan

STICKY SITUATION: Metro biology major Ana Perez, 27, looks away as medical assistant Stacy Johnson draws blood Aug. 26 at the Student Health Center. Metro students taking 10 or more credit hours must pay for Metro's Insurance or provide proof of comparable insurance.

News

Features

Sports

Pepsi Center might create parking chaos, Auraria looks into options

"What~

Name?" Afunnyand original Adam Sandler disc

Men's and women's soccer previews, schedules and rosters

Page3

Page 12

Your

Adam Sandler

Page 19

Got something to say? E-mail the editor at bedan@mscd.edu or call 556-8353. Visit our Web site at www.mscd.edu/-themet

Jennifer Pierce


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